1 00:00:00,080 --> 00:00:02,484 Speaker 1: Hi, this is Stacey Hyde and I'm back with another 2 00:00:02,604 --> 00:00:06,413 episode of Better Financial Health in 15 Minutes or Less, 3 00:00:07,839 --> 00:00:13,528 and what I'd like to talk about today is inflation, economic 4 00:00:13,628 --> 00:00:17,675 uncertainty and kind of how you can personally get ahead of that 5 00:00:17,675 --> 00:00:17,675 . 6 00:00:17,675 --> 00:00:24,390 We are entering springtime, summer will soon be upon us and 7 00:00:24,670 --> 00:00:27,914 I think it's a good time to kind of pay attention to that. 8 00:00:27,914 --> 00:00:32,414 One of the things that that brings about where I call it 9 00:00:32,456 --> 00:00:37,350 grocery store games is it's going to lead to more local 10 00:00:37,390 --> 00:00:38,192 farmer's market. 11 00:00:38,192 --> 00:00:40,579 You can plant your own garden, grow some vegetables. 12 00:00:40,579 --> 00:00:43,761 If you grow them from seed, it's not terribly expensive and 13 00:00:43,801 --> 00:00:47,104 it's kind of fun to watch stuff sprout and grow. 14 00:00:47,104 --> 00:00:51,036 You also can likely find farm stands on the side of the road 15 00:00:51,097 --> 00:00:54,947 that probably cost more than last year, but oftentimes you're 16 00:00:54,947 --> 00:00:58,540 going to find it fresher and less expensive than buying it in 17 00:00:58,540 --> 00:01:03,188 the grocery store, and if you think about buying things that 18 00:01:03,228 --> 00:01:07,194 are in season or being grown right, then they're not going to 19 00:01:07,194 --> 00:01:11,067 travel a long way, so you're going to get them closer to the 20 00:01:11,108 --> 00:01:15,564 time that they were picked, and study after study shows that the 21 00:01:15,564 --> 00:01:18,912 less processed food we can eat, the better off we're going to 22 00:01:18,933 --> 00:01:19,093 be. 23 00:01:19,480 --> 00:01:20,865 Yes, I know the pizza is good. 24 00:01:20,865 --> 00:01:23,245 I love a burger as much as the next person. 25 00:01:23,245 --> 00:01:27,093 The pizza's good, I love a burger as much as the next 26 00:01:27,153 --> 00:01:27,433 person. 27 00:01:27,433 --> 00:01:35,400 But I think we can all save money, get ourselves into 28 00:01:35,421 --> 00:01:37,281 swimsuit shape sooner and a little bit better by eating a 29 00:01:37,302 --> 00:01:39,183 little bit more what we can get locally, sourced locally. 30 00:01:39,183 --> 00:01:42,326 And one thing I've noticed is a lot more of my friends have 31 00:01:42,367 --> 00:01:43,287 chickens these days. 32 00:01:43,287 --> 00:01:48,694 So you know being able to get a dozen eggs from a fresh laid 33 00:01:49,653 --> 00:01:52,177 egg from a local hen, it's kind of cool. 34 00:01:52,177 --> 00:01:56,528 It's still weird, but as long as they're not washed, they 35 00:01:56,548 --> 00:01:57,691 don't have to be refrigerated. 36 00:01:57,691 --> 00:02:01,103 I know it's sort of hard to break that habit, but it is a 37 00:02:01,144 --> 00:02:02,165 good thing to know. 38 00:02:02,165 --> 00:02:07,811 But it is a good thing to know and we can enjoy, I think, 39 00:02:07,891 --> 00:02:12,276 better tasting food and healthier, less processed. 40 00:02:12,276 --> 00:02:20,245 You know where it's come from and feel better about ourselves 41 00:02:20,264 --> 00:02:21,829 and then get outside and help get us there. 42 00:02:21,848 --> 00:02:24,937 So, looking at what you're eating, clipping coupons that's 43 00:02:24,977 --> 00:02:28,668 going to be back in style, although it's not the coupons 44 00:02:28,788 --> 00:02:32,159 that I grew up with, it's more electronic. 45 00:02:32,159 --> 00:02:36,250 If you're a member of Amazon Prime, you can get really good 46 00:02:36,289 --> 00:02:37,432 discounts at Whole Foods. 47 00:02:37,432 --> 00:02:40,608 As you've been around here for a minute, you know I'm a big 48 00:02:40,768 --> 00:02:41,409 Aldi fan. 49 00:02:41,409 --> 00:02:45,950 Kroger has a great app with their coupons. 50 00:02:45,950 --> 00:02:49,526 Paying attention and clipping those coupons and buying the 51 00:02:49,606 --> 00:02:51,752 things that you use. 52 00:02:51,860 --> 00:02:53,045 Don't buy stuff you don't use. 53 00:02:53,045 --> 00:02:55,120 That's not saving you money, that's spending money. 54 00:02:55,120 --> 00:02:58,605 But if it's something that you buy regularly and it's on sale, 55 00:02:58,665 --> 00:03:01,412 maybe buy enough for a week or two and maybe skip something 56 00:03:01,551 --> 00:03:05,179 else that week that's not on sale in the hopes that it'll be 57 00:03:05,258 --> 00:03:06,381 less expensive later. 58 00:03:06,381 --> 00:03:09,790 So those are some little hacks that can help you. 59 00:03:09,790 --> 00:03:14,262 Also, can't stress it enough, bringing your lunch eating out 60 00:03:14,301 --> 00:03:18,368 less is a real way to add money back into your budget. 61 00:03:18,368 --> 00:03:22,115 So pay attention. 62 00:03:23,662 --> 00:03:24,383 Start a garden. 63 00:03:24,383 --> 00:03:26,389 If you've got kids, it'll be super fun. 64 00:03:26,389 --> 00:03:30,366 They love to help with stuff like that, and I have kids, but 65 00:03:30,387 --> 00:03:30,949 they're grown. 66 00:03:30,949 --> 00:03:34,158 But we all still like to look at my garden. 67 00:03:34,158 --> 00:03:38,086 Hopefully my tomatoes and my basil will grow, as I hope it 68 00:03:38,127 --> 00:03:38,407 will. 69 00:03:38,407 --> 00:03:43,704 And, as we're talking about growth, hopefully our portfolios 70 00:03:43,704 --> 00:03:45,169 will begin to grow again. 71 00:03:45,169 --> 00:03:48,449 But markets are going to do what markets are going to do. 72 00:03:48,449 --> 00:03:52,711 Some days are good, some days are cloudy, some days are sunny, 73 00:03:52,711 --> 00:03:58,550 some days are just terrible and we need to not look at them. 74 00:03:58,550 --> 00:04:03,509 So stay patient and better days are coming. 75 00:04:03,509 --> 00:04:05,032 Thanks for tuning in. 76 00:04:05,032 --> 00:04:08,180 This has been another episode of Better Financial Health in 15 77 00:04:08,180 --> 00:04:08,743 Minutes or Less.