WEBVTT 00:00:00.080 --> 00:00:17.675 Hi, this is Stacey Hyde and I'm back with another episode of Better Financial Health in 15 Minutes or Less, and what I'd like to talk about today is inflation, economic uncertainty and kind of how you can personally get ahead of that. 00:00:17.675 --> 00:00:27.914 We are entering springtime, summer will soon be upon us and I think it's a good time to kind of pay attention to that. 00:00:27.914 --> 00:00:38.192 One of the things that that brings about where I call it grocery store games is it's going to lead to more local farmer's market. 00:00:38.192 --> 00:00:40.579 You can plant your own garden, grow some vegetables. 00:00:40.579 --> 00:00:47.104 If you grow them from seed, it's not terribly expensive and it's kind of fun to watch stuff sprout and grow. 00:00:47.104 --> 00:01:19.093 You also can likely find farm stands on the side of the road that probably cost more than last year, but oftentimes you're going to find it fresher and less expensive than buying it in the grocery store, and if you think about buying things that are in season or being grown right, then they're not going to travel a long way, so you're going to get them closer to the time that they were picked, and study after study shows that the less processed food we can eat, the better off we're going to be. 00:01:19.480 --> 00:01:20.865 Yes, I know the pizza is good. 00:01:20.865 --> 00:01:23.245 I love a burger as much as the next person. 00:01:23.245 --> 00:01:27.433 The pizza's good, I love a burger as much as the next person. 00:01:27.433 --> 00:01:39.183 But I think we can all save money, get ourselves into swimsuit shape sooner and a little bit better by eating a little bit more what we can get locally, sourced locally. 00:01:39.183 --> 00:01:43.287 And one thing I've noticed is a lot more of my friends have chickens these days. 00:01:43.287 --> 00:01:52.177 So you know being able to get a dozen eggs from a fresh laid egg from a local hen, it's kind of cool. 00:01:52.177 --> 00:01:57.691 It's still weird, but as long as they're not washed, they don't have to be refrigerated. 00:01:57.691 --> 00:02:02.165 I know it's sort of hard to break that habit, but it is a good thing to know. 00:02:02.165 --> 00:02:12.276 But it is a good thing to know and we can enjoy, I think, better tasting food and healthier, less processed. 00:02:12.276 --> 00:02:21.829 You know where it's come from and feel better about ourselves and then get outside and help get us there. 00:02:21.848 --> 00:02:32.159 So, looking at what you're eating, clipping coupons that's going to be back in style, although it's not the coupons that I grew up with, it's more electronic. 00:02:32.159 --> 00:02:37.432 If you're a member of Amazon Prime, you can get really good discounts at Whole Foods. 00:02:37.432 --> 00:02:41.409 As you've been around here for a minute, you know I'm a big Aldi fan. 00:02:41.409 --> 00:02:45.950 Kroger has a great app with their coupons. 00:02:45.950 --> 00:02:51.752 Paying attention and clipping those coupons and buying the things that you use. 00:02:51.860 --> 00:02:53.045 Don't buy stuff you don't use. 00:02:53.045 --> 00:02:55.120 That's not saving you money, that's spending money. 00:02:55.120 --> 00:03:06.381 But if it's something that you buy regularly and it's on sale, maybe buy enough for a week or two and maybe skip something else that week that's not on sale in the hopes that it'll be less expensive later. 00:03:06.381 --> 00:03:09.790 So those are some little hacks that can help you. 00:03:09.790 --> 00:03:18.368 Also, can't stress it enough, bringing your lunch eating out less is a real way to add money back into your budget. 00:03:18.368 --> 00:03:22.115 So pay attention. 00:03:23.662 --> 00:03:24.383 Start a garden. 00:03:24.383 --> 00:03:26.389 If you've got kids, it'll be super fun. 00:03:26.389 --> 00:03:30.949 They love to help with stuff like that, and I have kids, but they're grown. 00:03:30.949 --> 00:03:34.158 But we all still like to look at my garden. 00:03:34.158 --> 00:03:38.407 Hopefully my tomatoes and my basil will grow, as I hope it will. 00:03:38.407 --> 00:03:45.169 And, as we're talking about growth, hopefully our portfolios will begin to grow again. 00:03:45.169 --> 00:03:48.449 But markets are going to do what markets are going to do. 00:03:48.449 --> 00:03:58.550 Some days are good, some days are cloudy, some days are sunny, some days are just terrible and we need to not look at them. 00:03:58.550 --> 00:04:03.509 So stay patient and better days are coming. 00:04:03.509 --> 00:04:05.032 Thanks for tuning in. 00:04:05.032 --> 00:04:08.743 This has been another episode of Better Financial Health in 15 Minutes or Less.