Are you ready to supercharge your financial future? Today, I'm pulling back the curtain to share my own journey of transforming a less-than-stellar credit score into a powerhouse of financial opportunity, ultimately securing a whopping $100K in funding from banks. This is more than a story of triumph; it's a testament to the power of financial literacy and strategic planning. We're talking real-life examples, hands-on advice, and the necessary tools you need to level up your game.
In the second act, I'm dropping knowledge on leveraging business credit and crafting a foolproof financial plan. Hear the nitty-gritty details of my experiences with big players like Navy Federal and Chase, and learn how I managed to bag a no documentation loan from Truis. Yes, it required a dash of determination and a sprinkle of savvy, but it led me to an open door of limitless financial possibilities. If you're ready for a paradigm shift, ready to break free and step into a future of financial success, then let's get this ball rolling. No fluff, no exaggeration, just practical advice and actionable steps to get you started on your path to financial freedom.
Are you ready to supercharge your financial future? Today, I'm pulling back the curtain to share my own journey of transforming a less-than-stellar credit score into a powerhouse of financial opportunity, ultimately securing a whopping $100K in funding from banks. This is more than a story of triumph; it's a testament to the power of financial literacy and strategic planning. We're talking real-life examples, hands-on advice, and the necessary tools you need to level up your game.
In the second act, I'm dropping knowledge on leveraging business credit and crafting a foolproof financial plan. Hear the nitty-gritty details of my experiences with big players like Navy Federal and Chase, and learn how I managed to bag a no documentation loan from Truis. Yes, it required a dash of determination and a sprinkle of savvy, but it led me to an open door of limitless financial possibilities. If you're ready for a paradigm shift, ready to break free and step into a future of financial success, then let's get this ball rolling. No fluff, no exaggeration, just practical advice and actionable steps to get you started on your path to financial freedom.
Speaker 1:
I then went to Truis and got a $50,000 credit line directly to my account and that is called a no documentation loan, where the bank is willing to give you up to a $50,000 business credit line and they won't ask you for no documentation, no W-2s, no tax returns, no bank statements, no, nothing. There is so much money out there. Y'all have no idea there is so much money out there. We don't know because we've been so focused on everything else but the bag and it's been systematically designed that way. What I mean by that is the black family. When you sit down and think about it has not been talked financial literacy, really in any phase of the life. The black family is the lowest income, the highest in divorce, the most single mothers, the lowest educated, the highest in disease, and we don't know financial literacy. And I think it's very important every man and woman washing this take it upon themselves to learn financial literacy, because when you do, your road goes up. Stay to the end of this video going to show you how I brought my credit score from the mid-600s to a 750 plus and got 100K in funding from the banks. The problem is that we spend hours and hours on hours invested into everything else but our own finances. We spend hours and hours and hours invested into everything else but getting the bag. And that's the problem. And that's the problem right there, that we were so invested into everything else but the bag. Make it make sense. Men will spend hours upon hours building a my 2K player up to a 99 overall, have a shitty credit score, not knowing that the same time energy and effort it takes to get your your 2K player, to a 99 overall, it would take to get your credit score to 800. It's the same time, it's the same effort, it's the same energy. Our priorities are just fucked up. That's all it is. That's all. It is the same time, effort and energy it takes to get your 2K player to a 99 overall is the same time and energy it takes to get a 100K in funding from the banks, 200k, 300k in funding from the banks.
Speaker 1:
You just don't know what you don't know. So technically it's not your fault, but it is your fault If you're not where you want to be, if you don't have the amount of money that you desire in your bank account, if you don't have the dream job that you want. It is really your fault because information is so accessible. In today's day and age, information is free YouTube, tiktok, instagram. There's nothing you can't find, just type it in. You're lazy. Majority of people are lazy, and that's why only 10% end up in the top 10%. Because those are, those are the ones who separate themselves from the pack. Those are the ones who say I'm going to make temporary sacrifices to get to where I want to go. Ask yourself this when's the last time you made a sacrifice? When's the last time you committed and devoted to something? The bag is out here, y'all.
Speaker 1:
And not too long ago, my credit score was bad, like most Americans, it was not good, but when I tried to apply for some credit cards and things of that nature, I was getting declined. So I knew something had to change. So I went down the rabbit hole. I went down the what I like to call the YouTube rabbit hole, and I spent a hundred hours Learning about what credit is so I could fix my credit and so I could leverage my credit. And, yeah, I could have paid somebody $500 to fix it for me. I would have ended up in the same position that I was, that I was before, because I was in the position I was before because I lacked.
Speaker 1:
I was ignorant, I lacked knowledge. I Was ignorant. I had a lack of knowledge, so I spent. I literally, I literally spent 100 hours. While I was in the gym, I was listening to podcasts, I was watching videos. While I was at home, I was listening to podcasts, watching videos. While I was in the car, I was listening to podcast, watching videos before bed. I was so Infatuated, I was so consumed. Because I understood this. I Understood that if I was able to raise my credit score up, money became unlimited. And money just became a game. If you're able to increase your credit score, if You're able to get a credit profile that that is attractive to the banks, money is unlimited. And once I understood that, then I said let me pause on the Netflix, let me pause on other hobbies, let me pause on the game, let me pause on going out every weekend, every week, getting drunk, getting faded, getting fucked up, because I just found I just found the hack that they never taught the black family at least. That I never knew Is that money is unlimited if you got, if you got the right credit score, if you got the right credit profile. I'm gonna tell you exactly how I leverage it.
Speaker 1:
So I went down this rabbit hole and I finally fixed my credit and I got my credit to the 7, 7, 50s plus, right, um, anyway, so the first thing I did was I opened up an account with Navy Federal Gen very generous bank to have a ton of good loan and Credit profiles and, by the way, I already had an LLC. So I just reactivated my LLC. If you don't have an LLC, go ahead and make one two-day. Take action right now. So I went in and Navy Fed approved me for About a ten thousand dollar card credit card business credit card boom, instantly, ten racks. Then I went and I went to Chase. Chase approved me for a fifteen thousand dollar business credit card boom, instant racks, all Back. This is back to back 25, 25 bands within within a couple days because my credit was looking good. Then Guess what, you got that one to the next bank. Apply for a credit card Boom, another 15 racks, just like that. So now, now I'm at 45,000 within a matter of a week or two Because I was able to leverage my credit.
Speaker 1:
40, do y'all know? 45k is is damn near what the average American is making. That's like the medium household income, and I was able to get that within two weeks or so because I put in the time and Effort and energy and I learned about credit. So this is where it gets even better Pay. Take notes here there, I didn't went to truest and he got a fifty thousand dollar Credit line Directly into my account and that is called a no documentation loan, which is up to fifty thousand dollars, where the bank is willing to give you up to a fifty thousand dollar business credit line and they won't ask you for no documentation, no W-twos. No tax returns no, no. No bank statements, no, nothing. They're just gonna check this. They're gonna run your credit and if you got the credit that they're looking for, you got the credit profile that they're looking for. You get improved for up to $50,000 within two to three business days. And multiple banks do this truest, pnc bank, while far goes so, forfeit and so on, y'all.
Speaker 1:
I Once I learned that they did drop in $50,000 bags on niggas. It's game over, it's game over. That alone was a hundred K. That alone was a hundred K. I got just like that, and that's only what. Two, three banks how many banks are out there? That's given a bag? Hundreds, hundreds, yes. So guess what I'm gonna do next. I'm gonna run through the next bank. I'm gonna hey, I wanna do a no documentation loan. Give me another 50 bands, please, and thank you. I'm gonna run it back again and again and again and I'm gonna run that. I'm gonna run that shit up because I deserve it.
Speaker 1:
This is the joie that. This is the joie that America been doing. This is the joie that. This is the sauce that's been going on, because the banks have to give you money. They want to give you money. They make money by giving you money through interest rates.
Speaker 1:
Now, this video is not me being a credit expert. I'm not a credit expert by any means of necessary. This video is about getting to the bag and I'm telling you how I got to the bag and how you could get to the bag if you just take the time to commit to it. If you take the time to do 100 hours of research and put in the effort and sacrifice a 100 hours to realize that money is unlimited. It's time we level up, we get to the next phase, we make an impact. That's what that. That's why I'm speed. That's that's when the core the core things I want to get across on this show is getting to the next level physically, emotionally, mentally and spiritually.
Speaker 1:
If you could get a hundred, if I told you I could get you a hundred thousand dollars in two months, I would have been a big hit. A hundred thousand dollars in two months. But you just had to put the game down. You had to stop watching Netflix. You had a. You had to stop going out every weekend. Would you do it? And a lot of you guys are going to say ya, but only 10% of y'all would do it for real and I know that only 10% of y'all would do it for real because the top 10%.
Speaker 1:
So this is y'all homework y'all. Learn what credit is and, more important, learn how to fix your credit. I'm not this is not the video for that. I'm not going to go down the details and all that Go. There's actually experts on YouTube, on TikTok, that will teach you all that. Just type it in.
Speaker 1:
The second thing is once y'all learn how to fix our credit, get to the bag y'all. Next thing is learn and figure out what you're going to do with the bag, how you going to spend it, what you going to spend it on. That's the next step. I want you to figure out. What are you going to when you have a hundred K sending in your account? What are you going to do with it? Because this money doesn't even get paid back? Let's not get it confused and twisted. Definitely, celebrate when they give you the bag.
Speaker 1:
Buy yourself a little drink, go out, buy a new fit, do whatever you got to do, but the purpose of the money is to leverage it. What are you going to do? Buy rental property, start a car rental business, start a podcast. Finally, start your clothing brand Like. There's so much you could do. This is business credit, by the way, so it's not just money to take in and splurge. Definitely splurge something, have fun. You're human, but you need to understand that you've got to pay this money back. So start thinking about that as well. But thank you guys for tuning in. I am your host, kev for King. This is the number one podcast in the world. I'm speaking that into existence, baby.