{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":2.16,"endTime":4.83,"body":"Hey, welcome back"},{"speaker":"Average Joe Finances","startTime":2.16,"endTime":4.83,"body":"to the average Joe finances podcast."},{"speaker":"Average Joe Finances","startTime":4.83,"endTime":8.039,"body":"I'm your host, Mike, Kevin Joanie,"},{"speaker":"Average Joe Finances","startTime":4.83,"endTime":8.039,"body":"and today's guest is the man,"},{"speaker":"Average Joe Finances","startTime":8.039,"endTime":10.059,"body":"the myth, the legend Rod Khleif."},{"speaker":"Average Joe Finances","startTime":10.08,"endTime":11.82,"body":"I am super excited to have him on."},{"speaker":"Average Joe Finances","startTime":12.18,"endTime":14.37,"body":"I was talking with him before"},{"speaker":"Average Joe Finances","startTime":12.18,"endTime":14.37,"body":"we hit the record button."},{"speaker":"Average Joe Finances","startTime":14.37,"endTime":17.91,"body":"How he's one of my top five"},{"speaker":"Average Joe Finances","startTime":14.37,"endTime":17.91,"body":"dream guests to have on the show."},{"speaker":"Average Joe Finances","startTime":18.21,"endTime":20.06,"body":"And, I'm not going to go"},{"speaker":"Average Joe Finances","startTime":18.21,"endTime":20.06,"body":"through his background."},{"speaker":"Average Joe Finances","startTime":20.06,"endTime":23.99,"body":"Cause most of you that listen to my show,"},{"speaker":"Average Joe Finances","startTime":20.06,"endTime":23.99,"body":"know who he is and know what he does."},{"speaker":"Average Joe Finances","startTime":24.2,"endTime":27.23,"body":"So,  Rod, I just want to say thank"},{"speaker":"Average Joe Finances","startTime":24.2,"endTime":27.23,"body":"you so much for taking the time"},{"speaker":"Average Joe Finances","startTime":27.23,"endTime":28.4,"body":"to come and join me on the show."},{"speaker":"Rod Khleif","startTime":29.51,"endTime":29.96,"body":"I love it."},{"speaker":"Rod Khleif","startTime":29.99,"endTime":31.49,"body":"Average, Joe, I love it."},{"speaker":"Rod Khleif","startTime":31.52,"endTime":35.84,"body":"Your, your, your, your resonate with,"},{"speaker":"Rod Khleif","startTime":31.52,"endTime":35.84,"body":"with anybody with that, with that title."},{"speaker":"Rod Khleif","startTime":35.84,"endTime":38.6,"body":"And we're all average Joes,"},{"speaker":"Rod Khleif","startTime":35.84,"endTime":38.6,"body":"you know, I love that title."},{"speaker":"Rod Khleif","startTime":38.6,"endTime":39.65,"body":"Thanks for having me on brother."},{"speaker":"Rod Khleif","startTime":39.65,"endTime":40.589,"body":"Let's have some fun today."},{"speaker":"Average Joe Finances","startTime":41.03,"endTime":41.58,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":41.6,"endTime":42.5,"body":"That's what I'd love to do."},{"speaker":"Average Joe Finances","startTime":42.5,"endTime":45.48,"body":"because I'm not going to go, all"},{"speaker":"Average Joe Finances","startTime":42.5,"endTime":45.48,"body":"up into your background because, we"},{"speaker":"Average Joe Finances","startTime":45.48,"endTime":50.28,"body":"know who you are, but I'd like to"},{"speaker":"Average Joe Finances","startTime":45.48,"endTime":50.28,"body":"hear your description of your story."},{"speaker":"Average Joe Finances","startTime":50.28,"endTime":51.9,"body":"So if you could just share with us."},{"speaker":"Average Joe Finances","startTime":52.52,"endTime":53.94,"body":"Who is Rod Khleif?"},{"speaker":"Average Joe Finances","startTime":53.99,"endTime":58.7,"body":"How did you get started and what motivates"},{"speaker":"Average Joe Finances","startTime":53.99,"endTime":58.7,"body":"you to just do what you do every day?"},{"speaker":"Rod Khleif","startTime":59.455,"endTime":63.145,"body":"A great, great question,"},{"speaker":"Rod Khleif","startTime":59.455,"endTime":63.145,"body":"actually, especially the last part, but,"},{"speaker":"Rod Khleif","startTime":63.145,"endTime":64.675,"body":"well, listen, let me, let me go way back."},{"speaker":"Rod Khleif","startTime":64.675,"endTime":67.165,"body":"So I immigrated this country"},{"speaker":"Rod Khleif","startTime":64.675,"endTime":67.165,"body":"when I was six years old."},{"speaker":"Rod Khleif","startTime":67.645,"endTime":70.135,"body":"Uh, I was born in the Netherlands,"},{"speaker":"Rod Khleif","startTime":67.645,"endTime":70.135,"body":"you know, wouldn't shoes and"},{"speaker":"Rod Khleif","startTime":70.135,"endTime":73.015,"body":"windmills Holland, and, uh, came"},{"speaker":"Rod Khleif","startTime":70.135,"endTime":73.015,"body":"across when I was six and my"},{"speaker":"Rod Khleif","startTime":73.015,"endTime":74.515,"body":"brother Albert, my mother's Vancha."},{"speaker":"Rod Khleif","startTime":74.905,"endTime":78.565,"body":"And, um, we ended up in Denver,"},{"speaker":"Rod Khleif","startTime":74.905,"endTime":78.565,"body":"Colorado, and, and I'm going"},{"speaker":"Rod Khleif","startTime":78.565,"endTime":79.285,"body":"to tell you, we didn't have a."},{"speaker":"Rod Khleif","startTime":79.845,"endTime":80.535,"body":"Starting out."},{"speaker":"Rod Khleif","startTime":80.565,"endTime":86.145,"body":"In fact, we had very little, uh, I"},{"speaker":"Rod Khleif","startTime":80.565,"endTime":86.145,"body":"remember, uh, my mom bought clothes for"},{"speaker":"Rod Khleif","startTime":86.145,"endTime":88.125,"body":"us at the Goodwill and the salvation army."},{"speaker":"Rod Khleif","startTime":88.125,"endTime":89.895,"body":"And, you know, we, we ate expired food."},{"speaker":"Rod Khleif","startTime":89.895,"endTime":91.215,"body":"There was an expired food store."},{"speaker":"Rod Khleif","startTime":91.215,"endTime":94.515,"body":"We drank powdered milk with our cereal"},{"speaker":"Rod Khleif","startTime":91.215,"endTime":94.515,"body":"in the morning and it doesn't, it's"},{"speaker":"Rod Khleif","startTime":94.515,"endTime":96.045,"body":"not nearly as nice as it sounds."},{"speaker":"Rod Khleif","startTime":96.315,"endTime":99.615,"body":"And, and, you know, we really"},{"speaker":"Rod Khleif","startTime":96.315,"endTime":99.615,"body":"struggled initially now."},{"speaker":"Rod Khleif","startTime":99.945,"endTime":100.895,"body":"Um, luckily."},{"speaker":"Rod Khleif","startTime":101.68,"endTime":103.48,"body":"My mom had an incredible work ethic."},{"speaker":"Rod Khleif","startTime":103.48,"endTime":104.83,"body":"And so she babysat kids."},{"speaker":"Rod Khleif","startTime":104.83,"endTime":107.47,"body":"So we'd have enough money to eat"},{"speaker":"Rod Khleif","startTime":104.83,"endTime":107.47,"body":"and be able to do some things."},{"speaker":"Rod Khleif","startTime":107.47,"endTime":111.34,"body":"And, and, um, with her babysitting"},{"speaker":"Rod Khleif","startTime":107.47,"endTime":111.34,"body":"money, she was a bit of an entrepreneur"},{"speaker":"Rod Khleif","startTime":111.34,"endTime":114.04,"body":"and she actually invested in the"},{"speaker":"Rod Khleif","startTime":111.34,"endTime":114.04,"body":"stock market and made money, but"},{"speaker":"Rod Khleif","startTime":114.04,"endTime":115.63,"body":"she also invested in real estate."},{"speaker":"Rod Khleif","startTime":115.63,"endTime":118.93,"body":"So the first house she bought was"},{"speaker":"Rod Khleif","startTime":115.63,"endTime":118.93,"body":"directly across the street from"},{"speaker":"Rod Khleif","startTime":118.93,"endTime":122.92,"body":"us, from a family called the Juul,"},{"speaker":"Rod Khleif","startTime":118.93,"endTime":122.92,"body":"and she paid about $30,000 for it."},{"speaker":"Rod Khleif","startTime":123.19,"endTime":125.74,"body":"And then she told me, and"},{"speaker":"Rod Khleif","startTime":123.19,"endTime":125.74,"body":"this was when I was about 14."},{"speaker":"Rod Khleif","startTime":125.74,"endTime":128.68,"body":"When I was 17, she told me"},{"speaker":"Rod Khleif","startTime":125.74,"endTime":128.68,"body":"she made $20,000 in her sleep."},{"speaker":"Rod Khleif","startTime":128.74,"endTime":130.75,"body":"And that, that had gone up"},{"speaker":"Rod Khleif","startTime":128.74,"endTime":130.75,"body":"in value 20,000 a night."},{"speaker":"Rod Khleif","startTime":131.465,"endTime":132.665,"body":"You didn't do anything back then."},{"speaker":"Rod Khleif","startTime":132.755,"endTime":133.265,"body":"This is okay."},{"speaker":"Rod Khleif","startTime":133.265,"endTime":136.505,"body":"We're talking 1977,"},{"speaker":"Rod Khleif","startTime":133.265,"endTime":136.505,"body":"20,000 was a lot of money."},{"speaker":"Rod Khleif","startTime":136.505,"endTime":138.815,"body":"I'm like, shit, mom, I'm not"},{"speaker":"Rod Khleif","startTime":136.505,"endTime":138.815,"body":"getting into real estate."},{"speaker":"Rod Khleif","startTime":138.875,"endTime":140.195,"body":"I mean, I'm not going to college."},{"speaker":"Rod Khleif","startTime":140.225,"endTime":141.245,"body":"I'm getting into real estate."},{"speaker":"Rod Khleif","startTime":141.485,"endTime":144.155,"body":"So I went out and got my real"},{"speaker":"Rod Khleif","startTime":141.485,"endTime":144.155,"body":"estate brokers license, right?"},{"speaker":"Rod Khleif","startTime":144.155,"endTime":147.005,"body":"When I turned 18, which you could"},{"speaker":"Rod Khleif","startTime":144.155,"endTime":147.005,"body":"do back then with education."},{"speaker":"Rod Khleif","startTime":147.005,"endTime":147.815,"body":"Now, they got smart."},{"speaker":"Rod Khleif","startTime":147.965,"endTime":151.295,"body":"You need some experience before you can"},{"speaker":"Rod Khleif","startTime":147.965,"endTime":151.295,"body":"be a broker, but I was a broker literally,"},{"speaker":"Rod Khleif","startTime":151.295,"endTime":155.285,"body":"right when I turned 18 and I was going"},{"speaker":"Rod Khleif","startTime":151.295,"endTime":155.285,"body":"to be rich selling other people houses."},{"speaker":"Rod Khleif","startTime":156.135,"endTime":160.305,"body":"Listen, it's a great place to start,"},{"speaker":"Rod Khleif","startTime":156.135,"endTime":160.305,"body":"but most people don't get rich"},{"speaker":"Rod Khleif","startTime":160.305,"endTime":161.655,"body":"from selling other people houses."},{"speaker":"Rod Khleif","startTime":161.655,"endTime":164.745,"body":"And, uh, you know, my first year"},{"speaker":"Rod Khleif","startTime":161.655,"endTime":164.745,"body":"in real estate, I may be made about"},{"speaker":"Rod Khleif","startTime":164.745,"endTime":167.955,"body":"eight to 10 grand that's that's 1978."},{"speaker":"Rod Khleif","startTime":168.045,"endTime":170.205,"body":"Um, my second year, maybe 10 to 12 grand."},{"speaker":"Rod Khleif","startTime":170.205,"endTime":173.265,"body":"But my third year I made over a"},{"speaker":"Rod Khleif","startTime":170.205,"endTime":173.265,"body":"hundred thousand dollars, which again,"},{"speaker":"Rod Khleif","startTime":173.265,"endTime":175.575,"body":"back, you know, 19, what does that?"},{"speaker":"Rod Khleif","startTime":175.575,"endTime":176.415,"body":"1980."},{"speaker":"Rod Khleif","startTime":176.745,"endTime":177.915,"body":"I was some decent change."},{"speaker":"Rod Khleif","startTime":178.065,"endTime":179.865,"body":"So what happened between"},{"speaker":"Rod Khleif","startTime":178.065,"endTime":179.865,"body":"year two and year three?"},{"speaker":"Rod Khleif","startTime":179.865,"endTime":181.395,"body":"That caused me to 10 X my income."},{"speaker":"Rod Khleif","startTime":181.755,"endTime":183.075,"body":"Well, what happened was I met again."},{"speaker":"Rod Khleif","startTime":184.06,"endTime":189.19,"body":"The taught me about the importance of"},{"speaker":"Rod Khleif","startTime":184.06,"endTime":189.19,"body":"mindset and psychology, how really 80 to"},{"speaker":"Rod Khleif","startTime":189.19,"endTime":193.18,"body":"90% of your success in anything is just"},{"speaker":"Rod Khleif","startTime":189.19,"endTime":193.18,"body":"that your mindset and your psychology."},{"speaker":"Rod Khleif","startTime":194.44,"endTime":197.44,"body":"Fast-forward to today, you know,"},{"speaker":"Rod Khleif","startTime":194.44,"endTime":197.44,"body":"I've owned a couple of thousand"},{"speaker":"Rod Khleif","startTime":197.44,"endTime":199.33,"body":"houses that I rented longterm."},{"speaker":"Rod Khleif","startTime":199.75,"endTime":204.22,"body":"Um, I've now owned thousands"},{"speaker":"Rod Khleif","startTime":199.75,"endTime":204.22,"body":"of apartment units in 2006."},{"speaker":"Rod Khleif","startTime":204.49,"endTime":208.21,"body":"My net worth went up $17"},{"speaker":"Rod Khleif","startTime":204.49,"endTime":208.21,"body":"million while I slept."},{"speaker":"Rod Khleif","startTime":208.48,"endTime":209.71,"body":"And if you want to do the math on."},{"speaker":"Rod Khleif","startTime":210.14,"endTime":213.14,"body":"It's about $8,300 an hour"},{"speaker":"Rod Khleif","startTime":210.14,"endTime":213.14,"body":"over a 40 hour work week."},{"speaker":"Rod Khleif","startTime":213.17,"endTime":214.19,"body":"Which of course I did."},{"speaker":"Rod Khleif","startTime":214.19,"endTime":217.01,"body":"And anybody that holds still"},{"speaker":"Rod Khleif","startTime":214.19,"endTime":217.01,"body":"long enough heard that."},{"speaker":"Rod Khleif","startTime":217.04,"endTime":218.81,"body":"And you know, my head got so big."},{"speaker":"Rod Khleif","startTime":218.81,"endTime":220.19,"body":"I could barely fit it through a door."},{"speaker":"Rod Khleif","startTime":220.19,"endTime":221.6,"body":"I thought I was a freaking real estate."},{"speaker":"Rod Khleif","startTime":221.6,"endTime":221.99,"body":"God."},{"speaker":"Rod Khleif","startTime":222.26,"endTime":224.21,"body":"And you know, when that happens,"},{"speaker":"Rod Khleif","startTime":222.26,"endTime":224.21,"body":"God of the universe will"},{"speaker":"Rod Khleif","startTime":224.21,"endTime":225.71,"body":"give you a nice little smack."},{"speaker":"Rod Khleif","startTime":225.95,"endTime":226.79,"body":"Well, that was 2000."},{"speaker":"Rod Khleif","startTime":227.555,"endTime":231.635,"body":"I lost everything in 2008, I"},{"speaker":"Rod Khleif","startTime":227.555,"endTime":231.635,"body":"lost $50 million conservatively."},{"speaker":"Rod Khleif","startTime":232.025,"endTime":237.125,"body":"And so, you know, one of the things"},{"speaker":"Rod Khleif","startTime":232.025,"endTime":237.125,"body":"I like to talk about is the mindset."},{"speaker":"Rod Khleif","startTime":237.125,"endTime":240.905,"body":"It took that 50 million to lose in the"},{"speaker":"Rod Khleif","startTime":237.125,"endTime":240.905,"body":"first place, but really, maybe even"},{"speaker":"Rod Khleif","startTime":240.905,"endTime":245.255,"body":"more importantly, the mindset it took"},{"speaker":"Rod Khleif","startTime":240.905,"endTime":245.255,"body":"to recover from losing $50 million."},{"speaker":"Rod Khleif","startTime":245.255,"endTime":249.125,"body":"And so, you know, if you'd like,"},{"speaker":"Rod Khleif","startTime":245.255,"endTime":249.125,"body":"I'm happy to drill down on that"},{"speaker":"Rod Khleif","startTime":249.125,"endTime":251.495,"body":"conversation and, and, and how that has."},{"speaker":"Average Joe Finances","startTime":252.16,"endTime":252.34,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":252.34,"endTime":255.88,"body":"So, before we get to that, I just"},{"speaker":"Average Joe Finances","startTime":252.34,"endTime":255.88,"body":"want to know what was that initial,"},{"speaker":"Average Joe Finances","startTime":255.94,"endTime":261.08,"body":"I guess, shock factor, when, when the"},{"speaker":"Average Joe Finances","startTime":255.94,"endTime":261.08,"body":"market crashed back in 08 and you saw"},{"speaker":"Average Joe Finances","startTime":261.08,"endTime":265.19,"body":"that your net worth just plummeted $50"},{"speaker":"Average Joe Finances","startTime":261.08,"endTime":265.19,"body":"million, what was your first reaction?"},{"speaker":"Average Joe Finances","startTime":265.19,"endTime":266.76,"body":"What went through Rod Khleif's head?"},{"speaker":"Rod Khleif","startTime":267.245,"endTime":270.665,"body":"Well, it was, it was, it would"},{"speaker":"Rod Khleif","startTime":267.245,"endTime":270.665,"body":"happen over a few months and it really"},{"speaker":"Rod Khleif","startTime":270.665,"endTime":272.435,"body":"wasn't so much that I lost the money."},{"speaker":"Rod Khleif","startTime":272.435,"endTime":274.475,"body":"It was the fact that I"},{"speaker":"Rod Khleif","startTime":272.435,"endTime":274.475,"body":"was losing everything."},{"speaker":"Rod Khleif","startTime":274.475,"endTime":276.065,"body":"I didn't, I didn't quantify it yet."},{"speaker":"Rod Khleif","startTime":276.395,"endTime":277.745,"body":"I thought I was set for life."},{"speaker":"Rod Khleif","startTime":278.045,"endTime":282.155,"body":"You know, I, by the way, I was only at"},{"speaker":"Rod Khleif","startTime":278.045,"endTime":282.155,"body":"a 30% loan to value when it crashed."},{"speaker":"Rod Khleif","startTime":282.155,"endTime":282.455,"body":"Okay."},{"speaker":"Rod Khleif","startTime":282.455,"endTime":284.825,"body":"I only owed 30 cents on the"},{"speaker":"Rod Khleif","startTime":282.455,"endTime":284.825,"body":"dollar and I still crashed."},{"speaker":"Rod Khleif","startTime":285.005,"endTime":286.445,"body":"And here's why people ask why."},{"speaker":"Rod Khleif","startTime":286.685,"endTime":287.515,"body":"So I had 800."},{"speaker":"Rod Khleif","startTime":288.675,"endTime":290.385,"body":"And I had several apartment complexes."},{"speaker":"Rod Khleif","startTime":290.625,"endTime":292.155,"body":"It was the houses that pulled me down."},{"speaker":"Rod Khleif","startTime":292.545,"endTime":296.625,"body":"See, I had houses two hours north of"},{"speaker":"Rod Khleif","startTime":292.545,"endTime":296.625,"body":"me to our south of me and everywhere in"},{"speaker":"Rod Khleif","startTime":296.625,"endTime":301.215,"body":"between, along the Gulf coast of Florida"},{"speaker":"Rod Khleif","startTime":296.625,"endTime":301.215,"body":"and Florida has no state income tax."},{"speaker":"Rod Khleif","startTime":301.215,"endTime":301.515,"body":"Okay."},{"speaker":"Rod Khleif","startTime":301.515,"endTime":304.395,"body":"So the property taxes are"},{"speaker":"Rod Khleif","startTime":301.515,"endTime":304.395,"body":"higher, which impacts cashflow."},{"speaker":"Rod Khleif","startTime":304.395,"endTime":304.755,"body":"Right?"},{"speaker":"Rod Khleif","startTime":305.055,"endTime":307.065,"body":"I had properties in wind and flood zones."},{"speaker":"Rod Khleif","startTime":307.065,"endTime":310.155,"body":"So I had higher insurance,"},{"speaker":"Rod Khleif","startTime":307.065,"endTime":310.155,"body":"which impacts cashflow, but"},{"speaker":"Rod Khleif","startTime":310.155,"endTime":311.355,"body":"what killed me was the legit."},{"speaker":"Rod Khleif","startTime":312.035,"endTime":316.715,"body":"If I sent somebody to one of my apartment"},{"speaker":"Rod Khleif","startTime":312.035,"endTime":316.715,"body":"complexes to fix something maintenance"},{"speaker":"Rod Khleif","startTime":316.715,"endTime":318.845,"body":"related, you know, we can stockpile parts."},{"speaker":"Rod Khleif","startTime":318.845,"endTime":321.335,"body":"Everything's the same, the plumbing,"},{"speaker":"Rod Khleif","startTime":318.845,"endTime":321.335,"body":"parts of the same, the locks, the"},{"speaker":"Rod Khleif","startTime":321.335,"endTime":326.075,"body":"appliances, the windows, um, you"},{"speaker":"Rod Khleif","startTime":321.335,"endTime":326.075,"body":"know, the HPAC it's all the same."},{"speaker":"Rod Khleif","startTime":326.075,"endTime":328.505,"body":"And so you can stockpile parts and"},{"speaker":"Rod Khleif","startTime":326.075,"endTime":328.505,"body":"they can be in and out in an hour."},{"speaker":"Rod Khleif","startTime":328.745,"endTime":332.385,"body":"Well, if I had to send someone to one of"},{"speaker":"Rod Khleif","startTime":328.745,"endTime":332.385,"body":"my houses, An hour and a half away, then"},{"speaker":"Rod Khleif","startTime":332.385,"endTime":333.675,"body":"they'd have to, every house is different."},{"speaker":"Rod Khleif","startTime":333.675,"endTime":335.025,"body":"They have to go see what's wrong."},{"speaker":"Rod Khleif","startTime":335.355,"endTime":338.415,"body":"Then they, once they see what's wrong,"},{"speaker":"Rod Khleif","startTime":335.355,"endTime":338.415,"body":"they got to go find a home Depot or"},{"speaker":"Rod Khleif","startTime":338.415,"endTime":341.145,"body":"a Lowe's where we have an account,"},{"speaker":"Rod Khleif","startTime":338.415,"endTime":341.145,"body":"which could be another hour round trip."},{"speaker":"Rod Khleif","startTime":341.535,"endTime":345.405,"body":"And I don't know about you, Mike,"},{"speaker":"Rod Khleif","startTime":341.535,"endTime":345.405,"body":"but anytime I go to fix something,"},{"speaker":"Rod Khleif","startTime":345.405,"endTime":348.525,"body":"rod ends up back at home Depot"},{"speaker":"Rod Khleif","startTime":345.405,"endTime":348.525,"body":"or Lowe's for a second trip."},{"speaker":"Rod Khleif","startTime":348.525,"endTime":349.485,"body":"Cause I miss something."},{"speaker":"Rod Khleif","startTime":349.485,"endTime":352.845,"body":"And you know, that, that happens"},{"speaker":"Rod Khleif","startTime":349.485,"endTime":352.845,"body":"in what took an hour at one of"},{"speaker":"Rod Khleif","startTime":352.845,"endTime":355.605,"body":"my apartment complexes could"},{"speaker":"Rod Khleif","startTime":352.845,"endTime":355.605,"body":"take all day at one of my house."},{"speaker":"Rod Khleif","startTime":355.695,"endTime":358.395,"body":"You know, one of these 800"},{"speaker":"Rod Khleif","startTime":355.695,"endTime":358.395,"body":"houses, these were C class."},{"speaker":"Rod Khleif","startTime":359.355,"endTime":364.185,"body":"And so, you know, those, those get beat up"},{"speaker":"Rod Khleif","startTime":359.355,"endTime":364.185,"body":"a lot more than an a or B class property."},{"speaker":"Rod Khleif","startTime":364.185,"endTime":364.515,"body":"Okay."},{"speaker":"Rod Khleif","startTime":364.515,"endTime":367.335,"body":"Even in the apartment communities,"},{"speaker":"Rod Khleif","startTime":364.515,"endTime":367.335,"body":"a C class apartment community,"},{"speaker":"Rod Khleif","startTime":367.335,"endTime":369.555,"body":"you gonna have a lot more"},{"speaker":"Rod Khleif","startTime":367.335,"endTime":369.555,"body":"maintenance for a lot of reasons."},{"speaker":"Rod Khleif","startTime":369.555,"endTime":372.585,"body":"One is the demographic that lives"},{"speaker":"Rod Khleif","startTime":369.555,"endTime":372.585,"body":"there, but also the age of the asset."},{"speaker":"Rod Khleif","startTime":372.975,"endTime":373.935,"body":"So a lot more maintenance."},{"speaker":"Rod Khleif","startTime":373.935,"endTime":374.925,"body":"And so that killed me."},{"speaker":"Rod Khleif","startTime":375.195,"endTime":379.035,"body":"And, but then the coup de Gras, as"},{"speaker":"Rod Khleif","startTime":375.195,"endTime":379.035,"body":"it were the, the, the final straw"},{"speaker":"Rod Khleif","startTime":379.065,"endTime":382.425,"body":"was, I didn't really pay attention to"},{"speaker":"Rod Khleif","startTime":379.065,"endTime":382.425,"body":"demographics back then, you know, if"},{"speaker":"Rod Khleif","startTime":382.425,"endTime":386.205,"body":"somebody had good credit and a decent"},{"speaker":"Rod Khleif","startTime":382.425,"endTime":386.205,"body":"job, um, I let them rent my place."},{"speaker":"Rod Khleif","startTime":387.425,"endTime":392.555,"body":"A lot of my tenants were, uh, were in"},{"speaker":"Rod Khleif","startTime":387.425,"endTime":392.555,"body":"retail or they were contractors, plumbers,"},{"speaker":"Rod Khleif","startTime":392.555,"endTime":396.125,"body":"electricians, dry wallers, roofers"},{"speaker":"Rod Khleif","startTime":392.555,"endTime":396.125,"body":"painters, which fell off a freaking"},{"speaker":"Rod Khleif","startTime":396.125,"endTime":398.495,"body":"cliff in 2008 and nine, nobody had work."},{"speaker":"Rod Khleif","startTime":398.855,"endTime":403.055,"body":"And so, you know, now, for example,"},{"speaker":"Rod Khleif","startTime":398.855,"endTime":403.055,"body":"we just bought a 296 unit asset"},{"speaker":"Rod Khleif","startTime":403.055,"endTime":404.615,"body":"in San Antonio a few months ago."},{"speaker":"Rod Khleif","startTime":404.615,"endTime":405.395,"body":"And I literally."},{"speaker":"Rod Khleif","startTime":405.95,"endTime":409.4,"body":"Where every single tenant"},{"speaker":"Rod Khleif","startTime":405.95,"endTime":409.4,"body":"worked to see how recession"},{"speaker":"Rod Khleif","startTime":409.4,"endTime":411.05,"body":"resistant their employment was."},{"speaker":"Rod Khleif","startTime":411.41,"endTime":414.38,"body":"And, and, and so now I take it"},{"speaker":"Rod Khleif","startTime":411.41,"endTime":414.38,"body":"very serious, you know, hit me"},{"speaker":"Rod Khleif","startTime":414.38,"endTime":416.0,"body":"once, shame on you hit me twice."},{"speaker":"Rod Khleif","startTime":416.0,"endTime":416.93,"body":"It's my own damn fault."},{"speaker":"Rod Khleif","startTime":416.96,"endTime":420.83,"body":"But, uh, you know, so, so that's why,"},{"speaker":"Rod Khleif","startTime":416.96,"endTime":420.83,"body":"you know, I imploded and, and literally"},{"speaker":"Rod Khleif","startTime":420.83,"endTime":425.81,"body":"what's interesting is I, what is the"},{"speaker":"Rod Khleif","startTime":420.83,"endTime":425.81,"body":"30% loan to value in 2007, by 2009?"},{"speaker":"Rod Khleif","startTime":425.81,"endTime":428.75,"body":"My portfolio value had gone upside down."},{"speaker":"Rod Khleif","startTime":428.96,"endTime":429.26,"body":"Okay."},{"speaker":"Rod Khleif","startTime":429.26,"endTime":433.07,"body":"It dropped more than 70% where I"},{"speaker":"Rod Khleif","startTime":429.26,"endTime":433.07,"body":"live here in Florida, which is just"},{"speaker":"Rod Khleif","startTime":433.16,"endTime":435.02,"body":"astounding, but, you know, and then."},{"speaker":"Rod Khleif","startTime":435.56,"endTime":437.44,"body":"Then I crashed and burned,"},{"speaker":"Rod Khleif","startTime":435.56,"endTime":437.44,"body":"but what went through my mind?"},{"speaker":"Rod Khleif","startTime":437.5,"endTime":439.21,"body":"Uh, kind of, uh, oh shit."},{"speaker":"Rod Khleif","startTime":439.33,"endTime":443.8,"body":"And, uh, you know, I hit under a rock"},{"speaker":"Rod Khleif","startTime":439.33,"endTime":443.8,"body":"for a few months and, and you know, it's"},{"speaker":"Rod Khleif","startTime":443.8,"endTime":447.4,"body":"one, a little eyeball poking out and hit,"},{"speaker":"Rod Khleif","startTime":443.8,"endTime":447.4,"body":"you know, if I hadn't done that though, I"},{"speaker":"Rod Khleif","startTime":447.4,"endTime":452.89,"body":"would have capitalized on that crash and,"},{"speaker":"Rod Khleif","startTime":447.4,"endTime":452.89,"body":"and I'm kicking myself because the biggest"},{"speaker":"Rod Khleif","startTime":452.89,"endTime":455.02,"body":"money is made in a situation like that."},{"speaker":"Rod Khleif","startTime":455.02,"endTime":458.35,"body":"And I could have bought assets"},{"speaker":"Rod Khleif","startTime":455.02,"endTime":458.35,"body":"for literally cents on the dollar,"},{"speaker":"Rod Khleif","startTime":458.53,"endTime":460.12,"body":"but I was licking my own moons."},{"speaker":"Rod Khleif","startTime":460.61,"endTime":461.78,"body":"You know, in recovery."},{"speaker":"Rod Khleif","startTime":461.96,"endTime":464.12,"body":"Now I built a company"},{"speaker":"Rod Khleif","startTime":461.96,"endTime":464.12,"body":"out of the ashes of that."},{"speaker":"Rod Khleif","startTime":464.12,"endTime":467.87,"body":"I built a company that turned into a"},{"speaker":"Rod Khleif","startTime":464.12,"endTime":467.87,"body":"$10 million company with 660 employees."},{"speaker":"Rod Khleif","startTime":467.87,"endTime":472.22,"body":"But, you know, I wish I had just stuck"},{"speaker":"Rod Khleif","startTime":467.87,"endTime":472.22,"body":"with real estate and, uh, you know, and"},{"speaker":"Rod Khleif","startTime":472.22,"endTime":476.0,"body":"I, and, and, and, you know, before we"},{"speaker":"Rod Khleif","startTime":472.22,"endTime":476.0,"body":"move on, uh, to, you know, more mindset"},{"speaker":"Rod Khleif","startTime":476.0,"endTime":479.55,"body":"conversation, I want to say this, I"},{"speaker":"Rod Khleif","startTime":476.0,"endTime":479.55,"body":"believe a is coming at some point and,"},{"speaker":"Rod Khleif","startTime":479.55,"endTime":481.04,"body":"and real estate goes through cycles."},{"speaker":"Rod Khleif","startTime":481.04,"endTime":482.15,"body":"I've been through several of them."},{"speaker":"Rod Khleif","startTime":482.54,"endTime":489.035,"body":"Um, You know, we've been in, in high"},{"speaker":"Rod Khleif","startTime":482.54,"endTime":489.035,"body":"growth for a long time and, and at some"},{"speaker":"Rod Khleif","startTime":489.035,"endTime":491.605,"body":"point there's going to be a catalyst"},{"speaker":"Rod Khleif","startTime":489.035,"endTime":491.605,"body":"and there's going to be a contraction."},{"speaker":"Rod Khleif","startTime":491.755,"endTime":495.095,"body":"And I don't say that to make you"},{"speaker":"Rod Khleif","startTime":491.755,"endTime":495.095,"body":"fearful if you're listening or watching,"},{"speaker":"Rod Khleif","startTime":495.245,"endTime":497.065,"body":"because with crisis comes opportunity."},{"speaker":"Rod Khleif","startTime":497.085,"endTime":499.625,"body":"There was incredible opportunity"},{"speaker":"Rod Khleif","startTime":497.085,"endTime":499.625,"body":"in oh eight and nine for the"},{"speaker":"Rod Khleif","startTime":499.625,"endTime":500.945,"body":"people that capitalized on it."},{"speaker":"Rod Khleif","startTime":501.305,"endTime":504.805,"body":"Uh, but, um, You know, like I'm"},{"speaker":"Rod Khleif","startTime":501.305,"endTime":504.805,"body":"getting in a lot of cash right now."},{"speaker":"Rod Khleif","startTime":504.835,"endTime":508.185,"body":"I want to be very cash heavy right now,"},{"speaker":"Rod Khleif","startTime":504.835,"endTime":508.185,"body":"and access to cash as well, just to, you"},{"speaker":"Rod Khleif","startTime":508.185,"endTime":511.555,"body":"know, I'm telling my investors, you know,"},{"speaker":"Rod Khleif","startTime":508.185,"endTime":511.555,"body":"when the quote unquote blood is running"},{"speaker":"Rod Khleif","startTime":511.555,"endTime":515.005,"body":"in the streets, then that's when we're"},{"speaker":"Rod Khleif","startTime":511.555,"endTime":515.005,"body":"really going to pounce so that they're"},{"speaker":"Rod Khleif","startTime":515.005,"endTime":518.485,"body":"not afraid of it because, you know, the"},{"speaker":"Rod Khleif","startTime":515.005,"endTime":518.485,"body":"news will be, oh my God, real estate"},{"speaker":"Rod Khleif","startTime":518.485,"endTime":519.955,"body":"is going to be terrible for 10 years."},{"speaker":"Rod Khleif","startTime":519.955,"endTime":521.395,"body":"Don't, don't invest in real estate."},{"speaker":"Rod Khleif","startTime":521.395,"endTime":522.505,"body":"You know, they're not the news."},{"speaker":"Rod Khleif","startTime":522.505,"endTime":524.665,"body":"Isn't there to inform us"},{"speaker":"Rod Khleif","startTime":522.505,"endTime":524.665,"body":"it's there to startle us."},{"speaker":"Rod Khleif","startTime":524.665,"endTime":527.245,"body":"And we won't go down that"},{"speaker":"Rod Khleif","startTime":524.665,"endTime":527.245,"body":"rabbit hole about fake news."},{"speaker":"Rod Khleif","startTime":527.245,"endTime":528.505,"body":"But, but anyway, but the."},{"speaker":"Rod Khleif","startTime":529.565,"endTime":532.685,"body":"Don't be afraid of a contraction,"},{"speaker":"Rod Khleif","startTime":529.565,"endTime":532.685,"body":"you know, because again, with"},{"speaker":"Rod Khleif","startTime":532.685,"endTime":533.805,"body":"crisis, there'll be incredible."},{"speaker":"Rod Khleif","startTime":535.055,"endTime":537.065,"body":"So long answer to your question."},{"speaker":"Average Joe Finances","startTime":537.335,"endTime":538.055,"body":"No, I love it."},{"speaker":"Average Joe Finances","startTime":538.055,"endTime":539.735,"body":"That's fantastic because that's huge."},{"speaker":"Average Joe Finances","startTime":539.735,"endTime":539.945,"body":"Right."},{"speaker":"Average Joe Finances","startTime":539.945,"endTime":543.275,"body":"You know, any type of crisis is going"},{"speaker":"Average Joe Finances","startTime":539.945,"endTime":543.275,"body":"to cause some type of opportunity."},{"speaker":"Average Joe Finances","startTime":543.275,"endTime":545.435,"body":"I mean, you even see it in"},{"speaker":"Average Joe Finances","startTime":543.275,"endTime":545.435,"body":"the stock market as well."},{"speaker":"Average Joe Finances","startTime":545.435,"endTime":545.615,"body":"Right."},{"speaker":"Average Joe Finances","startTime":545.615,"endTime":547.145,"body":"It's not just in the housing market."},{"speaker":"Average Joe Finances","startTime":547.455,"endTime":548.355,"body":"What was that famous saying?"},{"speaker":"Average Joe Finances","startTime":548.355,"endTime":549.705,"body":"That that Warren buffet said, right?"},{"speaker":"Average Joe Finances","startTime":549.705,"endTime":553.555,"body":"Like  if everyone else is like"},{"speaker":"Average Joe Finances","startTime":549.705,"endTime":553.555,"body":"getting out the trend, right."},{"speaker":"Average Joe Finances","startTime":553.555,"endTime":554.035,"body":"So that's."},{"speaker":"Average Joe Finances","startTime":554.82,"endTime":557.85,"body":"If the guys that are, that"},{"speaker":"Average Joe Finances","startTime":554.82,"endTime":557.85,"body":"are doing really well in the"},{"speaker":"Average Joe Finances","startTime":557.85,"endTime":559.62,"body":"industry are saying to do that."},{"speaker":"Average Joe Finances","startTime":559.62,"endTime":560.4,"body":"And that's what they do."},{"speaker":"Average Joe Finances","startTime":560.4,"endTime":561.57,"body":"And they practice what they preach."},{"speaker":"Average Joe Finances","startTime":561.78,"endTime":564.12,"body":"It's probably good to"},{"speaker":"Average Joe Finances","startTime":561.78,"endTime":564.12,"body":"follow,  what's going on there."},{"speaker":"Average Joe Finances","startTime":564.12,"endTime":567.51,"body":"And with where your thought process"},{"speaker":"Average Joe Finances","startTime":564.12,"endTime":567.51,"body":"is right now, when you think the"},{"speaker":"Average Joe Finances","startTime":567.52,"endTime":571.055,"body":"contractions going to be coming and"},{"speaker":"Average Joe Finances","startTime":567.52,"endTime":571.055,"body":"you're, you're prepping for that."},{"speaker":"Average Joe Finances","startTime":571.085,"endTime":574.505,"body":"And, you know, I guess like"},{"speaker":"Average Joe Finances","startTime":571.085,"endTime":574.505,"body":"the big thing is, is it, is"},{"speaker":"Average Joe Finances","startTime":574.505,"endTime":576.025,"body":"it what happened to you in 08?"},{"speaker":"Average Joe Finances","startTime":576.185,"endTime":578.885,"body":"Like, did this, did this do"},{"speaker":"Average Joe Finances","startTime":576.185,"endTime":578.885,"body":"something to shift your mindset,"},{"speaker":"Average Joe Finances","startTime":579.185,"endTime":583.585,"body":"to really focus on, on how you look"},{"speaker":"Average Joe Finances","startTime":579.185,"endTime":583.585,"body":"at situations like this versus."},{"speaker":"Rod Khleif","startTime":585.18,"endTime":585.36,"body":"Sure."},{"speaker":"Rod Khleif","startTime":585.4,"endTime":586.12,"body":"Let me address that."},{"speaker":"Rod Khleif","startTime":586.15,"endTime":586.78,"body":"Let me address that."},{"speaker":"Rod Khleif","startTime":586.78,"endTime":592.51,"body":"So, so listen, um, you know, a lot of my"},{"speaker":"Rod Khleif","startTime":586.78,"endTime":592.51,"body":"podcast, I have lots of guys with five,"},{"speaker":"Rod Khleif","startTime":592.51,"endTime":596.47,"body":"six, 7,000 units, and many of them started"},{"speaker":"Rod Khleif","startTime":592.51,"endTime":596.47,"body":"in oh nine, 10 and 11, so they didn't get,"},{"speaker":"Rod Khleif","startTime":596.62,"endTime":601.33,"body":"they haven't been through a crash and you"},{"speaker":"Rod Khleif","startTime":596.62,"endTime":601.33,"body":"know, everything looks great until it."},{"speaker":"Rod Khleif","startTime":602.265,"endTime":605.805,"body":"And I'm seeing some deals where we"},{"speaker":"Rod Khleif","startTime":602.265,"endTime":605.805,"body":"get invest in final and they trade"},{"speaker":"Rod Khleif","startTime":605.805,"endTime":607.905,"body":"at a price that just floors me."},{"speaker":"Rod Khleif","startTime":607.995,"endTime":608.505,"body":"Okay."},{"speaker":"Rod Khleif","startTime":608.895,"endTime":611.895,"body":"And I'm, and I'm going to tell you"},{"speaker":"Rod Khleif","startTime":608.895,"endTime":611.895,"body":"if there's a hiccup, some of these"},{"speaker":"Rod Khleif","startTime":611.895,"endTime":614.625,"body":"deals are going to fail and you"},{"speaker":"Rod Khleif","startTime":611.895,"endTime":614.625,"body":"know, I'll be there to buy them."},{"speaker":"Rod Khleif","startTime":614.625,"endTime":619.095,"body":"But the point is, you know, right now"},{"speaker":"Rod Khleif","startTime":614.625,"endTime":619.095,"body":"is not a time to be super aggressive."},{"speaker":"Rod Khleif","startTime":619.125,"endTime":621.255,"body":"It's a time to be super conservative and."},{"speaker":"Rod Khleif","startTime":621.79,"endTime":624.46,"body":"And, and it's, it's going to"},{"speaker":"Rod Khleif","startTime":621.79,"endTime":624.46,"body":"mean you kiss a lot of frogs."},{"speaker":"Rod Khleif","startTime":624.52,"endTime":628.42,"body":"I mean, seriously, you could be looking at"},{"speaker":"Rod Khleif","startTime":624.52,"endTime":628.42,"body":"three, 400 assets to find one right now."},{"speaker":"Rod Khleif","startTime":628.72,"endTime":629.56,"body":"That makes sense."},{"speaker":"Rod Khleif","startTime":629.95,"endTime":631.87,"body":"Um, but, but that's prudent."},{"speaker":"Rod Khleif","startTime":631.9,"endTime":634.81,"body":"And the, and, and that's why Fannie"},{"speaker":"Rod Khleif","startTime":631.9,"endTime":634.81,"body":"Mae and Freddie Mac have pulled back"},{"speaker":"Rod Khleif","startTime":635.41,"endTime":639.04,"body":"in a lot of markets they've lowered"},{"speaker":"Rod Khleif","startTime":635.41,"endTime":639.04,"body":"their proceeds, you know, like, um,"},{"speaker":"Rod Khleif","startTime":639.64,"endTime":643.36,"body":"um, in San Antonio, for example,"},{"speaker":"Rod Khleif","startTime":639.64,"endTime":643.36,"body":"you're at about 55, 60% loan debt."},{"speaker":"Rod Khleif","startTime":644.375,"endTime":648.875,"body":"It's all you're going to get because,"},{"speaker":"Rod Khleif","startTime":644.375,"endTime":648.875,"body":"you know, uh, uh, these markets, you"},{"speaker":"Rod Khleif","startTime":648.875,"endTime":652.445,"body":"know, certain markets that they, that"},{"speaker":"Rod Khleif","startTime":648.875,"endTime":652.445,"body":"they, that they quantify, they're"},{"speaker":"Rod Khleif","startTime":652.445,"endTime":654.395,"body":"not going to do higher leverage on."},{"speaker":"Rod Khleif","startTime":654.455,"endTime":657.815,"body":"Um, but you know, almost the"},{"speaker":"Rod Khleif","startTime":654.455,"endTime":657.815,"body":"entire country had big rent"},{"speaker":"Rod Khleif","startTime":657.815,"endTime":659.255,"body":"increases this last year."},{"speaker":"Rod Khleif","startTime":659.255,"endTime":663.965,"body":"And, you know, uh, Tampa, for example,"},{"speaker":"Rod Khleif","startTime":659.255,"endTime":663.965,"body":"I think 20% San Antonio, I just"},{"speaker":"Rod Khleif","startTime":663.965,"endTime":667.325,"body":"mentioned because that's where asset,"},{"speaker":"Rod Khleif","startTime":663.965,"endTime":667.325,"body":"that one asset is 18% in one year."},{"speaker":"Rod Khleif","startTime":667.76,"endTime":670.82,"body":"That's rent growth, just astounding,"},{"speaker":"Rod Khleif","startTime":667.76,"endTime":670.82,"body":"but that's not sustainable."},{"speaker":"Rod Khleif","startTime":670.82,"endTime":674.42,"body":"And you know, and you'll see, some of"},{"speaker":"Rod Khleif","startTime":670.82,"endTime":674.42,"body":"these operators will throw a, a proform"},{"speaker":"Rod Khleif","startTime":674.42,"endTime":678.89,"body":"out there and they'll have, you know, 5%"},{"speaker":"Rod Khleif","startTime":674.42,"endTime":678.89,"body":"growth a year for the next three years."},{"speaker":"Rod Khleif","startTime":678.89,"endTime":682.1,"body":"And that's just unrealistic because you"},{"speaker":"Rod Khleif","startTime":678.89,"endTime":682.1,"body":"know, there's gonna, it's gonna, there's"},{"speaker":"Rod Khleif","startTime":682.1,"endTime":683.78,"body":"going to be a pullback here at some point."},{"speaker":"Rod Khleif","startTime":683.78,"endTime":687.2,"body":"It's just the way, you know,"},{"speaker":"Rod Khleif","startTime":683.78,"endTime":687.2,"body":"real estate goes through cycles."},{"speaker":"Rod Khleif","startTime":687.2,"endTime":688.34,"body":"I've been through several of them."},{"speaker":"Rod Khleif","startTime":688.52,"endTime":692.03,"body":"I'll give you an example of one,"},{"speaker":"Rod Khleif","startTime":688.52,"endTime":692.03,"body":"uh, one in the late eighties, I, I"},{"speaker":"Rod Khleif","startTime":692.03,"endTime":693.53,"body":"give a personal example of a house."},{"speaker":"Rod Khleif","startTime":693.53,"endTime":694.31,"body":"This is on a house."},{"speaker":"Rod Khleif","startTime":694.31,"endTime":695.15,"body":"So I bought this house."},{"speaker":"Rod Khleif","startTime":695.64,"endTime":699.3,"body":"Back in 987, 88 for say 56,000."},{"speaker":"Rod Khleif","startTime":699.3,"endTime":702.0,"body":"These are rough numbers, but I,"},{"speaker":"Rod Khleif","startTime":699.3,"endTime":702.0,"body":"and I, and I flipped it solar"},{"speaker":"Rod Khleif","startTime":702.0,"endTime":703.77,"body":"for 76,000 made a nice chunk."},{"speaker":"Rod Khleif","startTime":704.1,"endTime":705.6,"body":"Well that the market crashed."},{"speaker":"Rod Khleif","startTime":705.9,"endTime":708.69,"body":"I bought that same house back for 18,000."},{"speaker":"Rod Khleif","startTime":708.72,"endTime":709.02,"body":"Okay."},{"speaker":"Rod Khleif","startTime":709.02,"endTime":712.53,"body":"Bought it for 56, sold it for"},{"speaker":"Rod Khleif","startTime":709.02,"endTime":712.53,"body":"76, bought it back for 18."},{"speaker":"Rod Khleif","startTime":713.31,"endTime":714.78,"body":"Ultimately sold it for one second."},{"speaker":"Rod Khleif","startTime":715.51,"endTime":719.38,"body":"Now to really add pain to the"},{"speaker":"Rod Khleif","startTime":715.51,"endTime":719.38,"body":"story, that area gentrified, and"},{"speaker":"Rod Khleif","startTime":719.38,"endTime":720.7,"body":"it's now worth around a million."},{"speaker":"Rod Khleif","startTime":720.73,"endTime":721.0,"body":"Okay."},{"speaker":"Rod Khleif","startTime":721.0,"endTime":723.31,"body":"It's on 30th and federal in"},{"speaker":"Rod Khleif","startTime":721.0,"endTime":723.31,"body":"Denver if you know Denver."},{"speaker":"Rod Khleif","startTime":723.31,"endTime":727.78,"body":"But anyway, so, so, you know, that's,"},{"speaker":"Rod Khleif","startTime":723.31,"endTime":727.78,"body":"that's an example of what can happen and,"},{"speaker":"Rod Khleif","startTime":728.23,"endTime":731.89,"body":"you know, hopefully we won't have that"},{"speaker":"Rod Khleif","startTime":728.23,"endTime":731.89,"body":"dramatic of a contraction again, like in"},{"speaker":"Rod Khleif","startTime":731.89,"endTime":733.57,"body":"oh eight and nine, but it's inevitable."},{"speaker":"Rod Khleif","startTime":733.71,"endTime":736.78,"body":"It's like life like life and like web."},{"speaker":"Rod Khleif","startTime":737.405,"endTime":742.235,"body":"Real estate goes through seasons and we"},{"speaker":"Rod Khleif","startTime":737.405,"endTime":742.235,"body":"have been in summer for a very long time."},{"speaker":"Rod Khleif","startTime":742.235,"endTime":743.965,"body":"We were absolutely in fall and"},{"speaker":"Average Joe Finances","startTime":744.135,"endTime":745.015,"body":"winter is coming."},{"speaker":"Rod Khleif","startTime":745.075,"endTime":747.055,"body":"Winter is coming , not"},{"speaker":"Rod Khleif","startTime":745.075,"endTime":747.055,"body":"something to fear, right?"},{"speaker":"Rod Khleif","startTime":747.055,"endTime":747.595,"body":"Exactly."},{"speaker":"Rod Khleif","startTime":747.805,"endTime":752.365,"body":"Not something to fear, something you'd"},{"speaker":"Rod Khleif","startTime":747.805,"endTime":752.365,"body":"be ready for and cognizant, and frankly"},{"speaker":"Rod Khleif","startTime":752.365,"endTime":754.135,"body":"get excited about honestly, that's the."},{"speaker":"Rod Khleif","startTime":754.89,"endTime":755.97,"body":"So to frame it."},{"speaker":"Average Joe Finances","startTime":756.72,"endTime":757.32,"body":"Yeah, absolutely."},{"speaker":"Average Joe Finances","startTime":757.32,"endTime":760.71,"body":"So I want to, I want to touch back to"},{"speaker":"Average Joe Finances","startTime":757.32,"endTime":760.71,"body":"that property that, that you talked about,"},{"speaker":"Average Joe Finances","startTime":760.71,"endTime":762.03,"body":"that you flipped back in the eighties."},{"speaker":"Average Joe Finances","startTime":762.03,"endTime":763.47,"body":"Cause I, I just have to know."},{"speaker":"Average Joe Finances","startTime":763.5,"endTime":764.28,"body":"I'm just curious."},{"speaker":"Average Joe Finances","startTime":764.31,"endTime":766.29,"body":"So the, the person you sold it to, right."},{"speaker":"Average Joe Finances","startTime":766.29,"endTime":768.57,"body":"And you got that nice little"},{"speaker":"Average Joe Finances","startTime":766.29,"endTime":768.57,"body":"chunk of change and they lost"},{"speaker":"Average Joe Finances","startTime":768.57,"endTime":770.76,"body":"repurchased it in eight for 18,000."},{"speaker":"Average Joe Finances","startTime":770.76,"endTime":771.78,"body":"Did you repurchase it from."},{"speaker":"Average Joe Finances","startTime":772.515,"endTime":772.995,"body":"Or was it?"},{"speaker":"Rod Khleif","startTime":772.995,"endTime":773.585,"body":"No, no, no."},{"speaker":"Rod Khleif","startTime":773.595,"endTime":774.495,"body":"It was a bank repo."},{"speaker":"Rod Khleif","startTime":774.525,"endTime":776.145,"body":"It was back to the bank."},{"speaker":"Rod Khleif","startTime":776.175,"endTime":776.385,"body":"Yeah."},{"speaker":"Rod Khleif","startTime":776.385,"endTime":777.315,"body":"Had gone back to the bank."},{"speaker":"Average Joe Finances","startTime":777.495,"endTime":777.855,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":777.975,"endTime":778.275,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":778.305,"endTime":778.865,"body":"I was just,"},{"speaker":"Rod Khleif","startTime":778.875,"endTime":780.525,"body":"it was"},{"speaker":"Rod Khleif","startTime":778.875,"endTime":780.525,"body":"another one I sold for 56."},{"speaker":"Rod Khleif","startTime":780.525,"endTime":781.515,"body":"I bought back for 12."},{"speaker":"Rod Khleif","startTime":781.515,"endTime":783.015,"body":"I mean, what's the same house."},{"speaker":"Rod Khleif","startTime":783.105,"endTime":783.405,"body":"Yeah."},{"speaker":"Rod Khleif","startTime":783.585,"endTime":783.825,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":783.885,"endTime":784.185,"body":"Wow."},{"speaker":"Average Joe Finances","startTime":784.725,"endTime":784.995,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":785.025,"endTime":785.655,"body":"That's amazing."},{"speaker":"Average Joe Finances","startTime":786.035,"endTime":790.275,"body":"So, you know, a lot of this, what we're"},{"speaker":"Average Joe Finances","startTime":786.035,"endTime":790.275,"body":"talking about here, especially with the,"},{"speaker":"Average Joe Finances","startTime":790.485,"endTime":793.155,"body":"you going through this a few times, right?"},{"speaker":"Average Joe Finances","startTime":793.155,"endTime":795.255,"body":"Where some people have not"},{"speaker":"Average Joe Finances","startTime":793.155,"endTime":795.255,"body":"gone through it at all."},{"speaker":"Average Joe Finances","startTime":795.705,"endTime":799.005,"body":"And this is where we have these"},{"speaker":"Average Joe Finances","startTime":795.705,"endTime":799.005,"body":"opportunities to learn from"},{"speaker":"Average Joe Finances","startTime":799.005,"endTime":800.235,"body":"somebody who's experienced."},{"speaker":"Average Joe Finances","startTime":800.445,"endTime":801.975,"body":"Who's been through this, right?"},{"speaker":"Average Joe Finances","startTime":802.245,"endTime":807.465,"body":"This is an opportunity for those"},{"speaker":"Average Joe Finances","startTime":802.245,"endTime":807.465,"body":"of us who just started not too long"},{"speaker":"Average Joe Finances","startTime":807.465,"endTime":808.965,"body":"ago, we're still wet behind the ears."},{"speaker":"Average Joe Finances","startTime":808.965,"endTime":811.665,"body":"So to say, right, this is"},{"speaker":"Average Joe Finances","startTime":808.965,"endTime":811.665,"body":"an opportunity to learn."},{"speaker":"Average Joe Finances","startTime":811.995,"endTime":816.305,"body":"And with that being said, part of"},{"speaker":"Average Joe Finances","startTime":811.995,"endTime":816.305,"body":"that learning process is also your"},{"speaker":"Average Joe Finances","startTime":816.305,"endTime":817.685,"body":"mentality and your psychology."},{"speaker":"Average Joe Finances","startTime":817.685,"endTime":819.545,"body":"And we've been touching"},{"speaker":"Average Joe Finances","startTime":817.685,"endTime":819.545,"body":"a lot about that on this."},{"speaker":"Average Joe Finances","startTime":819.845,"endTime":823.805,"body":"So why would you say someone's"},{"speaker":"Average Joe Finances","startTime":819.845,"endTime":823.805,"body":"psychology is more important than any"},{"speaker":"Average Joe Finances","startTime":823.805,"endTime":828.355,"body":"type of like technical knowledge, when"},{"speaker":"Average Joe Finances","startTime":823.805,"endTime":828.355,"body":"it comes to this type of investing"},{"speaker":"Average Joe Finances","startTime":828.355,"endTime":829.805,"body":"or just entrepreneurship in general?"},{"speaker":"Rod Khleif","startTime":829.805,"endTime":832.23,"body":"Life honestly life period."},{"speaker":"Rod Khleif","startTime":832.59,"endTime":835.56,"body":"Life is 80 to 90% psychology and mindset."},{"speaker":"Rod Khleif","startTime":835.77,"endTime":839.34,"body":"Success in anything is 80 to"},{"speaker":"Rod Khleif","startTime":835.77,"endTime":839.34,"body":"90% psychology and mindset."},{"speaker":"Rod Khleif","startTime":839.46,"endTime":841.35,"body":"Listen, if it was just the"},{"speaker":"Rod Khleif","startTime":839.46,"endTime":841.35,"body":"mechanical information, there'd"},{"speaker":"Rod Khleif","startTime":841.35,"endTime":844.14,"body":"be a bunch of wealthy librarians"},{"speaker":"Rod Khleif","startTime":841.35,"endTime":844.14,"body":"and college professors out there."},{"speaker":"Rod Khleif","startTime":844.29,"endTime":845.07,"body":"It's the do."},{"speaker":"Rod Khleif","startTime":845.22,"endTime":846.18,"body":"And it's the keep doing."},{"speaker":"Rod Khleif","startTime":846.3,"endTime":847.95,"body":"Most people have limiting beliefs."},{"speaker":"Rod Khleif","startTime":848.13,"endTime":849.12,"body":"They have fears."},{"speaker":"Rod Khleif","startTime":849.27,"endTime":850.68,"body":"They are maybe they're comfortable."},{"speaker":"Rod Khleif","startTime":850.89,"endTime":854.28,"body":"And the comfort zone is a warm place,"},{"speaker":"Rod Khleif","startTime":850.89,"endTime":854.28,"body":"but nothing freaking grows there."},{"speaker":"Rod Khleif","startTime":854.28,"endTime":854.61,"body":"Right."},{"speaker":"Rod Khleif","startTime":854.82,"endTime":860.225,"body":"And so you've got to have, um,"},{"speaker":"Rod Khleif","startTime":854.82,"endTime":860.225,"body":"enough Uh, umph as it were burning"},{"speaker":"Rod Khleif","startTime":860.225,"endTime":862.925,"body":"desires, what Napoleon hill calls"},{"speaker":"Rod Khleif","startTime":860.225,"endTime":862.925,"body":"in his book think and grow rich,"},{"speaker":"Rod Khleif","startTime":862.925,"endTime":864.275,"body":"you've got to have a burning desire."},{"speaker":"Rod Khleif","startTime":864.425,"endTime":867.425,"body":"So how did I recover"},{"speaker":"Rod Khleif","startTime":864.425,"endTime":867.425,"body":"from losing $50 million?"},{"speaker":"Rod Khleif","startTime":867.785,"endTime":872.375,"body":"I reassociating with my goals, with what"},{"speaker":"Rod Khleif","startTime":867.785,"endTime":872.375,"body":"I wanted more importantly, why I wanted"},{"speaker":"Rod Khleif","startTime":872.375,"endTime":876.275,"body":"it, because the goal is doing your goals"},{"speaker":"Rod Khleif","startTime":872.375,"endTime":876.275,"body":"is what creates that burning desire."},{"speaker":"Rod Khleif","startTime":876.545,"endTime":879.365,"body":"And so if you come to one of my"},{"speaker":"Rod Khleif","startTime":876.545,"endTime":879.365,"body":"boot camps, I just had 800 people"},{"speaker":"Rod Khleif","startTime":879.365,"endTime":880.835,"body":"in Orlando a couple months ago."},{"speaker":"Rod Khleif","startTime":881.025,"endTime":883.275,"body":"I do, I do a couple of bootcamps a year."},{"speaker":"Rod Khleif","startTime":883.275,"endTime":885.585,"body":"I do a two live ones and two virtual ones."},{"speaker":"Rod Khleif","startTime":885.585,"endTime":888.465,"body":"I happened to have one coming"},{"speaker":"Rod Khleif","startTime":885.585,"endTime":888.465,"body":"up here, uh, in a couple months."},{"speaker":"Rod Khleif","startTime":888.555,"endTime":892.545,"body":"Uh, but uh, bottom line is the"},{"speaker":"Rod Khleif","startTime":888.555,"endTime":892.545,"body":"first thing we do there is we"},{"speaker":"Rod Khleif","startTime":892.545,"endTime":894.015,"body":"do a goal setting workshop."},{"speaker":"Rod Khleif","startTime":894.905,"endTime":896.615,"body":"You know, how the hell are"},{"speaker":"Rod Khleif","startTime":894.905,"endTime":896.615,"body":"you going to get anything?"},{"speaker":"Rod Khleif","startTime":896.615,"endTime":898.985,"body":"If you don't know what it is,"},{"speaker":"Rod Khleif","startTime":896.615,"endTime":898.985,"body":"you've got to know what it is"},{"speaker":"Rod Khleif","startTime":898.985,"endTime":900.935,"body":"you want and why you're doing it."},{"speaker":"Rod Khleif","startTime":902.37,"endTime":904.8,"body":"Again, that's the first thing"},{"speaker":"Rod Khleif","startTime":902.37,"endTime":904.8,"body":"we do at my events, because"},{"speaker":"Rod Khleif","startTime":904.8,"endTime":906.27,"body":"it's the most important piece."},{"speaker":"Rod Khleif","startTime":906.66,"endTime":911.31,"body":"Um, you know, again, so many people"},{"speaker":"Rod Khleif","startTime":906.66,"endTime":911.31,"body":"and a lot of people in this multifamily"},{"speaker":"Rod Khleif","startTime":911.31,"endTime":912.87,"body":"business are very analytical."},{"speaker":"Rod Khleif","startTime":912.9,"endTime":913.2,"body":"Okay."},{"speaker":"Rod Khleif","startTime":913.2,"endTime":916.17,"body":"There they come from an it"},{"speaker":"Rod Khleif","startTime":913.2,"endTime":916.17,"body":"background engineering background,"},{"speaker":"Rod Khleif","startTime":916.5,"endTime":917.79,"body":"a technical background."},{"speaker":"Rod Khleif","startTime":918.09,"endTime":921.18,"body":"And of course they are very"},{"speaker":"Rod Khleif","startTime":918.09,"endTime":921.18,"body":"often they're introverted, but"},{"speaker":"Rod Khleif","startTime":921.18,"endTime":922.5,"body":"they're certainly analytical."},{"speaker":"Rod Khleif","startTime":922.5,"endTime":926.07,"body":"And very often they get caught"},{"speaker":"Rod Khleif","startTime":922.5,"endTime":926.07,"body":"up in analysis by paralysis"},{"speaker":"Rod Khleif","startTime":926.07,"endTime":927.21,"body":"and they don't take action."},{"speaker":"Rod Khleif","startTime":927.51,"endTime":931.82,"body":"And so it's so important to"},{"speaker":"Rod Khleif","startTime":927.51,"endTime":931.82,"body":"associate with what you want."},{"speaker":"Rod Khleif","startTime":931.82,"endTime":933.26,"body":"And that's, again, this is how I recover."},{"speaker":"Rod Khleif","startTime":933.26,"endTime":935.66,"body":"This is how I had 50 million to lose"},{"speaker":"Rod Khleif","startTime":933.26,"endTime":935.66,"body":"in the first place, because I had"},{"speaker":"Rod Khleif","startTime":935.66,"endTime":936.95,"body":"these goals that I went through."},{"speaker":"Rod Khleif","startTime":937.22,"endTime":941.36,"body":"And then this is how I recovered"},{"speaker":"Rod Khleif","startTime":937.22,"endTime":941.36,"body":"by reassociating with those goals."},{"speaker":"Rod Khleif","startTime":941.66,"endTime":947.27,"body":"And so, you know, uh, and, and, you know,"},{"speaker":"Rod Khleif","startTime":941.66,"endTime":947.27,"body":"initially my goals were all materialistic."},{"speaker":"Rod Khleif","startTime":947.27,"endTime":948.71,"body":"I've got this, like,"},{"speaker":"Rod Khleif","startTime":947.27,"endTime":948.71,"body":"I'll show you something."},{"speaker":"Rod Khleif","startTime":948.71,"endTime":950.72,"body":"This is my planner in"},{"speaker":"Rod Khleif","startTime":948.71,"endTime":950.72,"body":"the back of this thing."},{"speaker":"Rod Khleif","startTime":950.72,"endTime":954.98,"body":"I've got goals that I've had for"},{"speaker":"Rod Khleif","startTime":950.72,"endTime":954.98,"body":"20 years now, the first, the first"},{"speaker":"Rod Khleif","startTime":954.98,"endTime":956.06,"body":"picture I've got these pictures."},{"speaker":"Rod Khleif","startTime":956.06,"endTime":957.59,"body":"If those of you that are"},{"speaker":"Rod Khleif","startTime":956.06,"endTime":957.59,"body":"listening, you can't see this."},{"speaker":"Rod Khleif","startTime":958.405,"endTime":959.665,"body":"Uh, I use a paper planner."},{"speaker":"Rod Khleif","startTime":959.665,"endTime":962.605,"body":"I'm a bit of a dinosaur, but"},{"speaker":"Rod Khleif","startTime":959.665,"endTime":962.605,"body":"I've got plastic covered pictures"},{"speaker":"Rod Khleif","startTime":962.605,"endTime":963.475,"body":"in the back of this thing."},{"speaker":"Rod Khleif","startTime":963.835,"endTime":966.565,"body":"And the first pictures of my"},{"speaker":"Rod Khleif","startTime":963.835,"endTime":966.565,"body":"gratitude pictures, the pictures"},{"speaker":"Rod Khleif","startTime":966.565,"endTime":969.265,"body":"of my kids when they were very"},{"speaker":"Rod Khleif","startTime":966.565,"endTime":969.265,"body":"young, my kids are 30 and 26 now."},{"speaker":"Rod Khleif","startTime":969.265,"endTime":971.185,"body":"So these are when they were kids and baby."},{"speaker":"Rod Khleif","startTime":971.485,"endTime":974.575,"body":"Um, and because everything starts"},{"speaker":"Rod Khleif","startTime":971.485,"endTime":974.575,"body":"from a place of gratitude, you've got"},{"speaker":"Rod Khleif","startTime":974.575,"endTime":976.255,"body":"to, you know, to manifest anything."},{"speaker":"Rod Khleif","startTime":976.255,"endTime":977.515,"body":"You've got to know what it is you want."},{"speaker":"Rod Khleif","startTime":977.515,"endTime":980.305,"body":"And then you've got to visualize it with"},{"speaker":"Rod Khleif","startTime":977.515,"endTime":980.305,"body":"gratitude as if you already have it."},{"speaker":"Rod Khleif","startTime":980.515,"endTime":982.195,"body":"So I've got my gratitude pictures here."},{"speaker":"Rod Khleif","startTime":982.525,"endTime":984.295,"body":"Then I've got pictures of"},{"speaker":"Rod Khleif","startTime":982.525,"endTime":984.295,"body":"the things that I wanted."},{"speaker":"Rod Khleif","startTime":984.74,"endTime":985.82,"body":"Which I thought were important."},{"speaker":"Rod Khleif","startTime":985.82,"endTime":989.3,"body":"I've got this, you know, I built this"},{"speaker":"Rod Khleif","startTime":985.82,"endTime":989.3,"body":"$8 million house on the beach, which"},{"speaker":"Rod Khleif","startTime":989.3,"endTime":990.68,"body":"I thought was important at the time."},{"speaker":"Rod Khleif","startTime":991.01,"endTime":994.88,"body":"Um, and, uh, uh, you know, and"},{"speaker":"Rod Khleif","startTime":991.01,"endTime":994.88,"body":"that looks just like it, that top"},{"speaker":"Rod Khleif","startTime":994.88,"endTime":997.58,"body":"picture, the bottom picture looks"},{"speaker":"Rod Khleif","startTime":994.88,"endTime":997.58,"body":"like the compound that I have now."},{"speaker":"Rod Khleif","startTime":997.73,"endTime":1001.0,"body":"I lost that house on the beach that I"},{"speaker":"Rod Khleif","startTime":997.73,"endTime":1001.0,"body":"built, you know, and all the craziness"},{"speaker":"Rod Khleif","startTime":1001.0,"endTime":1002.29,"body":"with my divorce and everything."},{"speaker":"Rod Khleif","startTime":1002.62,"endTime":1006.34,"body":"Uh, now what's kind of funny is I live"},{"speaker":"Rod Khleif","startTime":1002.62,"endTime":1006.34,"body":"in a compound, I've got six buildings"},{"speaker":"Rod Khleif","startTime":1006.34,"endTime":1010.39,"body":"and, uh, right out right across the"},{"speaker":"Rod Khleif","startTime":1006.34,"endTime":1010.39,"body":"bay as the old house that I used to"},{"speaker":"Rod Khleif","startTime":1010.39,"endTime":1011.8,"body":"own is literally right on my backyard."},{"speaker":"Rod Khleif","startTime":1012.01,"endTime":1012.43,"body":"Hilarious."},{"speaker":"Rod Khleif","startTime":1014.31,"endTime":1016.38,"body":"Other pictures, you know, stuff"},{"speaker":"Rod Khleif","startTime":1014.31,"endTime":1016.38,"body":"that I thought was important."},{"speaker":"Rod Khleif","startTime":1016.38,"endTime":1019.59,"body":"I don't, you know, watches, I got a few"},{"speaker":"Rod Khleif","startTime":1016.38,"endTime":1019.59,"body":"hundred thousand in watches, stupid shit."},{"speaker":"Rod Khleif","startTime":1019.86,"endTime":1023.43,"body":"You know, the cars, the Lamborghinis,"},{"speaker":"Rod Khleif","startTime":1019.86,"endTime":1023.43,"body":"the rolls, Royces, the Bentleys,"},{"speaker":"Rod Khleif","startTime":1023.43,"endTime":1026.01,"body":"all the stupid stuff I thought was"},{"speaker":"Rod Khleif","startTime":1023.43,"endTime":1026.01,"body":"important at one time, but I have"},{"speaker":"Rod Khleif","startTime":1026.01,"endTime":1027.48,"body":"pictures and I made them happen."},{"speaker":"Rod Khleif","startTime":1027.84,"endTime":1031.41,"body":"Um, and, and again, you may not have"},{"speaker":"Rod Khleif","startTime":1027.84,"endTime":1031.41,"body":"any interest in this materialistic stuff"},{"speaker":"Rod Khleif","startTime":1031.41,"endTime":1033.93,"body":"and I don't even anymore that much, you"},{"speaker":"Rod Khleif","startTime":1031.41,"endTime":1033.93,"body":"know, I occasionally I'll buy a nice"},{"speaker":"Rod Khleif","startTime":1033.93,"endTime":1035.19,"body":"watch for myself, but that's about it."},{"speaker":"Rod Khleif","startTime":1035.665,"endTime":1039.805,"body":"But the point is you need these things"},{"speaker":"Rod Khleif","startTime":1035.665,"endTime":1039.805,"body":"to get that burning desire, maybe"},{"speaker":"Rod Khleif","startTime":1039.805,"endTime":1041.665,"body":"for you it's freedom, maybe for you."},{"speaker":"Rod Khleif","startTime":1041.665,"endTime":1044.365,"body":"It's a house, you know,"},{"speaker":"Rod Khleif","startTime":1041.665,"endTime":1044.365,"body":"on a farm, on a farm."},{"speaker":"Rod Khleif","startTime":1044.365,"endTime":1046.135,"body":"Maybe it's on a lake,"},{"speaker":"Rod Khleif","startTime":1044.365,"endTime":1046.135,"body":"maybe it's on the beach."},{"speaker":"Rod Khleif","startTime":1046.135,"endTime":1048.835,"body":"You know, maybe it's in another"},{"speaker":"Rod Khleif","startTime":1046.135,"endTime":1048.835,"body":"country, a second home, whatever,"},{"speaker":"Rod Khleif","startTime":1048.985,"endTime":1051.955,"body":"whatever yours is going to be, the"},{"speaker":"Rod Khleif","startTime":1048.985,"endTime":1051.955,"body":"drive, maybe it's doing something for"},{"speaker":"Rod Khleif","startTime":1051.955,"endTime":1053.845,"body":"someone else that's hugely important."},{"speaker":"Rod Khleif","startTime":1054.175,"endTime":1056.365,"body":"You know, we'll do more for others"},{"speaker":"Rod Khleif","startTime":1054.175,"endTime":1056.365,"body":"than we'll ever do for ourselves."},{"speaker":"Rod Khleif","startTime":1056.725,"endTime":1062.24,"body":"So defining what is going to drive"},{"speaker":"Rod Khleif","startTime":1056.725,"endTime":1062.24,"body":"and defining why it's going to drive"},{"speaker":"Rod Khleif","startTime":1062.24,"endTime":1065.06,"body":"you as the most important piece of"},{"speaker":"Rod Khleif","startTime":1062.24,"endTime":1065.06,"body":"this, because you've got to have that"},{"speaker":"Rod Khleif","startTime":1065.06,"endTime":1069.32,"body":"burning desire to push through the"},{"speaker":"Rod Khleif","startTime":1065.06,"endTime":1069.32,"body":"fear, to get out of analysis paralysis."},{"speaker":"Rod Khleif","startTime":1069.44,"endTime":1072.65,"body":"I just interviewed this kid on"},{"speaker":"Rod Khleif","startTime":1069.44,"endTime":1072.65,"body":"my shows in my coaching program."},{"speaker":"Rod Khleif","startTime":1073.04,"endTime":1076.01,"body":"He's been, he joined in June of last year."},{"speaker":"Rod Khleif","startTime":1076.22,"endTime":1078.45,"body":"He has 35 million in assets."},{"speaker":"Rod Khleif","startTime":1079.76,"endTime":1081.17,"body":"That he's purchased in"},{"speaker":"Rod Khleif","startTime":1079.76,"endTime":1081.17,"body":"the last seven months."},{"speaker":"Rod Khleif","startTime":1081.62,"endTime":1082.04,"body":"Okay."},{"speaker":"Rod Khleif","startTime":1082.1,"endTime":1084.29,"body":"And he's analytical,"},{"speaker":"Rod Khleif","startTime":1082.1,"endTime":1084.29,"body":"he's an it professional."},{"speaker":"Rod Khleif","startTime":1084.38,"endTime":1086.27,"body":"And I'm like, you know,"},{"speaker":"Rod Khleif","startTime":1084.38,"endTime":1086.27,"body":"how did you do that?"},{"speaker":"Rod Khleif","startTime":1086.45,"endTime":1088.07,"body":"You know, push through that analysis."},{"speaker":"Rod Khleif","startTime":1088.07,"endTime":1090.71,"body":"And he's, you know, he listened"},{"speaker":"Rod Khleif","startTime":1088.07,"endTime":1090.71,"body":"to me and he pushed, took massive"},{"speaker":"Rod Khleif","startTime":1090.71,"endTime":1094.85,"body":"freaking action, made a decision and,"},{"speaker":"Rod Khleif","startTime":1090.71,"endTime":1094.85,"body":"you know, did everything he did to"},{"speaker":"Rod Khleif","startTime":1094.85,"endTime":1097.55,"body":"get to, could do, to get the first"},{"speaker":"Rod Khleif","startTime":1094.85,"endTime":1097.55,"body":"deal done, which has always been."},{"speaker":"Rod Khleif","startTime":1097.98,"endTime":1100.47,"body":"By the way there's that law, the first"},{"speaker":"Rod Khleif","startTime":1097.98,"endTime":1100.47,"body":"deal at the hardest, it's the most"},{"speaker":"Rod Khleif","startTime":1100.47,"endTime":1102.87,"body":"stressful it's the scariest got that done."},{"speaker":"Rod Khleif","startTime":1102.87,"endTime":1105.57,"body":"And boom, you know, I was"},{"speaker":"Rod Khleif","startTime":1102.87,"endTime":1105.57,"body":"in six and seven months."},{"speaker":"Rod Khleif","startTime":1105.57,"endTime":1108.33,"body":"I mean, it's just extraordinary, but"},{"speaker":"Rod Khleif","startTime":1105.57,"endTime":1108.33,"body":"you know what else is extraordinary?"},{"speaker":"Rod Khleif","startTime":1108.33,"endTime":1109.44,"body":"And I've got to give him a shout out."},{"speaker":"Rod Khleif","startTime":1109.44,"endTime":1110.19,"body":"His name is Lamont."},{"speaker":"Rod Khleif","startTime":1110.82,"endTime":1114.84,"body":"He has donated 90% of his wealth so far."},{"speaker":"Rod Khleif","startTime":1115.385,"endTime":1119.705,"body":"Two to 2 24 kids that were,"},{"speaker":"Rod Khleif","startTime":1115.385,"endTime":1119.705,"body":"that were in sex traffic and"},{"speaker":"Rod Khleif","startTime":1119.705,"endTime":1121.085,"body":"he's adopted seven families."},{"speaker":"Rod Khleif","startTime":1121.085,"endTime":1122.075,"body":"I was just so blown away."},{"speaker":"Rod Khleif","startTime":1122.195,"endTime":1124.325,"body":"This literally this interview"},{"speaker":"Rod Khleif","startTime":1122.195,"endTime":1124.325,"body":"is just right before this one."},{"speaker":"Rod Khleif","startTime":1124.325,"endTime":1128.105,"body":"And so it's fresh with me, just"},{"speaker":"Rod Khleif","startTime":1124.325,"endTime":1128.105,"body":"extraordinary, you know, power"},{"speaker":"Rod Khleif","startTime":1128.105,"endTime":1131.255,"body":"moves to those who serve in the"},{"speaker":"Rod Khleif","startTime":1128.105,"endTime":1131.255,"body":"sky, gives back in a huge way."},{"speaker":"Rod Khleif","startTime":1131.285,"endTime":1134.795,"body":"And it's just so impressive to me is one"},{"speaker":"Rod Khleif","startTime":1131.285,"endTime":1134.795,"body":"of my coaching students, my warriors, and,"},{"speaker":"Rod Khleif","startTime":1135.275,"endTime":1136.765,"body":"you know, just to brag a little further."},{"speaker":"Rod Khleif","startTime":1137.225,"endTime":1139.205,"body":"Um, you know, I've been"},{"speaker":"Rod Khleif","startTime":1137.225,"endTime":1139.205,"body":"teaching for about four years."},{"speaker":"Rod Khleif","startTime":1139.225,"endTime":1143.015,"body":"My warriors now own over 50,000"},{"speaker":"Rod Khleif","startTime":1139.225,"endTime":1143.015,"body":"units and I'm really freaking"},{"speaker":"Rod Khleif","startTime":1143.015,"endTime":1144.155,"body":"proud of that, you know?"},{"speaker":"Rod Khleif","startTime":1144.185,"endTime":1147.755,"body":"Um, my greatest achievement next to my"},{"speaker":"Rod Khleif","startTime":1144.185,"endTime":1147.755,"body":"kids, my greatest achievement in life."},{"speaker":"Rod Khleif","startTime":1147.755,"endTime":1149.135,"body":"So anyway,"},{"speaker":"Average Joe Finances","startTime":1149.615,"endTime":1151.235,"body":"Yeah, that's one"},{"speaker":"Average Joe Finances","startTime":1149.615,"endTime":1151.235,"body":"of, that's one of the things I love, like"},{"speaker":"Average Joe Finances","startTime":1151.235,"endTime":1152.645,"body":"when, so I listened to your show, right?"},{"speaker":"Average Joe Finances","startTime":1152.645,"endTime":1155.165,"body":"So one of the things I love is every"},{"speaker":"Average Joe Finances","startTime":1152.645,"endTime":1155.165,"body":"time that updates and that those"},{"speaker":"Average Joe Finances","startTime":1155.165,"endTime":1158.905,"body":"numbers go up, in your intro and stuff,"},{"speaker":"Average Joe Finances","startTime":1155.165,"endTime":1158.905,"body":"it's, it's just absolutely amazing."},{"speaker":"Average Joe Finances","startTime":1158.905,"endTime":1162.595,"body":"And you know, this young man that you"},{"speaker":"Average Joe Finances","startTime":1158.905,"endTime":1162.595,"body":"say you interviewed, uh, recently, I"},{"speaker":"Average Joe Finances","startTime":1162.595,"endTime":1165.025,"body":"mean, that, that is phenomenal, right?"},{"speaker":"Average Joe Finances","startTime":1165.025,"endTime":1165.655,"body":"Incredible."},{"speaker":"Rod Khleif","startTime":1166.615,"endTime":1167.605,"body":"Oh, I"},{"speaker":"Rod Khleif","startTime":1166.615,"endTime":1167.605,"body":"couldn't believe it, man."},{"speaker":"Rod Khleif","startTime":1167.605,"endTime":1169.495,"body":"When I read that on his bio, I'm"},{"speaker":"Rod Khleif","startTime":1167.605,"endTime":1169.495,"body":"like, shit, I didn't know you."},{"speaker":"Rod Khleif","startTime":1169.495,"endTime":1173.725,"body":"He said he never told anybody that"},{"speaker":"Rod Khleif","startTime":1169.495,"endTime":1173.725,"body":"he's 90% of his money has gone to"},{"speaker":"Rod Khleif","startTime":1173.725,"endTime":1176.755,"body":"these 24 kids that he's supporting."},{"speaker":"Rod Khleif","startTime":1176.755,"endTime":1179.695,"body":"And I'm like blown away."},{"speaker":"Rod Khleif","startTime":1179.725,"endTime":1180.055,"body":"Sorry."},{"speaker":"Rod Khleif","startTime":1180.075,"endTime":1180.685,"body":"Seriously blown."},{"speaker":"Rod Khleif","startTime":1180.685,"endTime":1181.885,"body":"I mean, I do charitable things."},{"speaker":"Rod Khleif","startTime":1181.885,"endTime":1185.125,"body":"I've done a lot of cool stuff"},{"speaker":"Rod Khleif","startTime":1181.885,"endTime":1185.125,"body":"that I'm really proud of, but man,"},{"speaker":"Rod Khleif","startTime":1185.125,"endTime":1186.715,"body":"that just blew me away honestly."},{"speaker":"Average Joe Finances","startTime":1187.075,"endTime":1189.245,"body":"Absolutely"},{"speaker":"Average Joe Finances","startTime":1187.075,"endTime":1189.245,"body":"incredible and I want to, I want"},{"speaker":"Average Joe Finances","startTime":1189.245,"endTime":1191.975,"body":"to rewind back to a little bit to"},{"speaker":"Average Joe Finances","startTime":1189.245,"endTime":1191.975,"body":"what you were saying about, you"},{"speaker":"Average Joe Finances","startTime":1191.975,"endTime":1193.445,"body":"know, having that burning desire."},{"speaker":"Average Joe Finances","startTime":1193.445,"endTime":1193.685,"body":"Right."},{"speaker":"Average Joe Finances","startTime":1193.715,"endTime":1196.985,"body":"And, and a lot of it, you know, some"},{"speaker":"Average Joe Finances","startTime":1193.715,"endTime":1196.985,"body":"people will just sit here and they get"},{"speaker":"Average Joe Finances","startTime":1196.985,"endTime":1198.605,"body":"caught up in that analysis paralysis."},{"speaker":"Average Joe Finances","startTime":1198.605,"endTime":1199.745,"body":"And one of the things"},{"speaker":"Average Joe Finances","startTime":1198.605,"endTime":1199.745,"body":"I hear you talk about."},{"speaker":"Average Joe Finances","startTime":1200.45,"endTime":1203.36,"body":"All the time on your show"},{"speaker":"Average Joe Finances","startTime":1200.45,"endTime":1203.36,"body":"is taking massive action."},{"speaker":"Average Joe Finances","startTime":1203.42,"endTime":1203.72,"body":"Right."},{"speaker":"Average Joe Finances","startTime":1203.99,"endTime":1205.1,"body":"And that's super important."},{"speaker":"Average Joe Finances","startTime":1205.1,"endTime":1208.16,"body":"And, but to, to top that off,"},{"speaker":"Average Joe Finances","startTime":1205.1,"endTime":1208.16,"body":"you can't take that action"},{"speaker":"Average Joe Finances","startTime":1208.16,"endTime":1209.81,"body":"until you know your why, right."},{"speaker":"Average Joe Finances","startTime":1209.81,"endTime":1212.93,"body":"You need to know why it is,"},{"speaker":"Average Joe Finances","startTime":1209.81,"endTime":1212.93,"body":"you're doing what you're doing."},{"speaker":"Average Joe Finances","startTime":1212.93,"endTime":1216.32,"body":"You have to have that,"},{"speaker":"Average Joe Finances","startTime":1212.93,"endTime":1216.32,"body":"that end goal in sight."},{"speaker":"Average Joe Finances","startTime":1216.32,"endTime":1219.26,"body":"Because if you don't, I mean,"},{"speaker":"Average Joe Finances","startTime":1216.32,"endTime":1219.26,"body":"you could move the goalpost."},{"speaker":"Average Joe Finances","startTime":1219.29,"endTime":1219.98,"body":"That's fine."},{"speaker":"Average Joe Finances","startTime":1220.16,"endTime":1222.38,"body":"You know, you set the standard where"},{"speaker":"Average Joe Finances","startTime":1220.16,"endTime":1222.38,"body":"you want to set the standard, but if"},{"speaker":"Average Joe Finances","startTime":1222.38,"endTime":1226.315,"body":"you don't set some type of standard or"},{"speaker":"Average Joe Finances","startTime":1222.38,"endTime":1226.315,"body":"set some type of goal, You're you're"},{"speaker":"Average Joe Finances","startTime":1226.385,"endTime":1227.825,"body":"just out there floundering around."},{"speaker":"Rod Khleif","startTime":1227.915,"endTime":1229.925,"body":"Let's let me talk for a"},{"speaker":"Rod Khleif","startTime":1227.915,"endTime":1229.925,"body":"minute about moving the goalposts,"},{"speaker":"Rod Khleif","startTime":1229.925,"endTime":1232.805,"body":"if you don't mind, because, you know,"},{"speaker":"Rod Khleif","startTime":1229.925,"endTime":1232.805,"body":"I told you about that $8 million"},{"speaker":"Rod Khleif","startTime":1232.805,"endTime":1234.035,"body":"house on the beach that I built."},{"speaker":"Rod Khleif","startTime":1234.065,"endTime":1234.275,"body":"Okay."},{"speaker":"Rod Khleif","startTime":1234.275,"endTime":1235.685,"body":"And this place was spectacular."},{"speaker":"Rod Khleif","startTime":1235.685,"endTime":1236.015,"body":"Okay."},{"speaker":"Rod Khleif","startTime":1236.015,"endTime":1238.805,"body":"I mean, truly, I mean, I'll"},{"speaker":"Rod Khleif","startTime":1236.015,"endTime":1238.805,"body":"describe it real briefly."},{"speaker":"Rod Khleif","startTime":1239.165,"endTime":1241.175,"body":"Um, it was, you know, I own"},{"speaker":"Rod Khleif","startTime":1239.165,"endTime":1241.175,"body":"the beach on one side and I"},{"speaker":"Rod Khleif","startTime":1241.175,"endTime":1242.405,"body":"had my boats on the backside."},{"speaker":"Rod Khleif","startTime":1242.405,"endTime":1245.585,"body":"It's called a Gulf to bay, so it was a"},{"speaker":"Rod Khleif","startTime":1242.405,"endTime":1245.585,"body":"slice through an island and it's literally"},{"speaker":"Rod Khleif","startTime":1245.585,"endTime":1247.295,"body":"right out my backyard here on Casey key."},{"speaker":"Rod Khleif","startTime":1247.295,"endTime":1247.435,"body":"But."},{"speaker":"Rod Khleif","startTime":1247.965,"endTime":1251.055,"body":"Um, I mean the house had a giant"},{"speaker":"Rod Khleif","startTime":1247.965,"endTime":1251.055,"body":"spiral staircase that went up"},{"speaker":"Rod Khleif","startTime":1251.055,"endTime":1251.985,"body":"through the middle of the house."},{"speaker":"Rod Khleif","startTime":1251.985,"endTime":1255.015,"body":"There was a giant waterfall from a"},{"speaker":"Rod Khleif","startTime":1251.985,"endTime":1255.015,"body":"second floor balcony into the pool."},{"speaker":"Rod Khleif","startTime":1255.015,"endTime":1258.165,"body":"You had to walk through the waterfall to"},{"speaker":"Rod Khleif","startTime":1255.015,"endTime":1258.165,"body":"get into the pool at pools in magazines."},{"speaker":"Rod Khleif","startTime":1258.495,"endTime":1260.415,"body":"You know, I have wine cellar elevator."},{"speaker":"Rod Khleif","startTime":1260.835,"endTime":1264.285,"body":"Um, on the second floor, I lay on the"},{"speaker":"Rod Khleif","startTime":1260.835,"endTime":1264.285,"body":"plane with this on the second floor I"},{"speaker":"Rod Khleif","startTime":1264.285,"endTime":1267.945,"body":"had aquariums built around that spiral"},{"speaker":"Rod Khleif","startTime":1264.285,"endTime":1267.945,"body":"staircase cost me almost 200 grand."},{"speaker":"Rod Khleif","startTime":1267.945,"endTime":1269.085,"body":"So this gives you an idea of the house."},{"speaker":"Rod Khleif","startTime":1270.485,"endTime":1272.795,"body":"To I worked for this thing for 20 years."},{"speaker":"Rod Khleif","startTime":1272.795,"endTime":1275.135,"body":"Cause I lived in Denver and I knew"},{"speaker":"Rod Khleif","startTime":1272.795,"endTime":1275.135,"body":"I wanted to live on the beach and"},{"speaker":"Rod Khleif","startTime":1275.135,"endTime":1278.495,"body":"there's no beach at Denver, but I"},{"speaker":"Rod Khleif","startTime":1275.135,"endTime":1278.495,"body":"would visualize the Palm trees and the"},{"speaker":"Rod Khleif","startTime":1278.495,"endTime":1280.295,"body":"surf and the sand and all that stuff."},{"speaker":"Rod Khleif","startTime":1280.295,"endTime":1284.435,"body":"And, and 20 years later I built"},{"speaker":"Rod Khleif","startTime":1280.295,"endTime":1284.435,"body":"this thing and two months after I"},{"speaker":"Rod Khleif","startTime":1284.435,"endTime":1287.345,"body":"moved in, so I worked for, for 20"},{"speaker":"Rod Khleif","startTime":1284.435,"endTime":1287.345,"body":"years, two months after I moved in."},{"speaker":"Rod Khleif","startTime":1288.06,"endTime":1291.33,"body":"In my pool at night, I'm looking"},{"speaker":"Rod Khleif","startTime":1288.06,"endTime":1291.33,"body":"up at this Testament to my ego,"},{"speaker":"Rod Khleif","startTime":1291.57,"endTime":1292.47,"body":"which is really what it was."},{"speaker":"Rod Khleif","startTime":1292.47,"endTime":1294.03,"body":"It was to prove the world"},{"speaker":"Rod Khleif","startTime":1292.47,"endTime":1294.03,"body":"that was good enough."},{"speaker":"Rod Khleif","startTime":1294.03,"endTime":1294.99,"body":"And that's the truth of it."},{"speaker":"Rod Khleif","startTime":1295.08,"endTime":1299.13,"body":"Um, and, and, you know, um, that's"},{"speaker":"Rod Khleif","startTime":1295.08,"endTime":1299.13,"body":"a, that was a driver for me, was"},{"speaker":"Rod Khleif","startTime":1299.13,"endTime":1301.2,"body":"to prove so world that I mattered"},{"speaker":"Rod Khleif","startTime":1299.13,"endTime":1301.2,"body":"and that I was good enough."},{"speaker":"Rod Khleif","startTime":1301.2,"endTime":1303.09,"body":"Cause I went through school"},{"speaker":"Rod Khleif","startTime":1301.2,"endTime":1303.09,"body":"and I got bullied a lot."},{"speaker":"Rod Khleif","startTime":1303.565,"endTime":1305.695,"body":"You know, everybody has this"},{"speaker":"Rod Khleif","startTime":1303.565,"endTime":1305.695,"body":"stuff happened to them, but that"},{"speaker":"Rod Khleif","startTime":1305.695,"endTime":1306.925,"body":"actually really impacted me."},{"speaker":"Rod Khleif","startTime":1307.415,"endTime":1310.375,"body":"So I'm looking up at this Testament to"},{"speaker":"Rod Khleif","startTime":1307.415,"endTime":1310.375,"body":"my ego that I built two months after"},{"speaker":"Rod Khleif","startTime":1310.375,"endTime":1313.435,"body":"I moved in and I got depressed and I"},{"speaker":"Rod Khleif","startTime":1310.375,"endTime":1313.435,"body":"don't mean just a little bit depressed."},{"speaker":"Rod Khleif","startTime":1313.435,"endTime":1317.005,"body":"I mean, I was really freaking"},{"speaker":"Rod Khleif","startTime":1313.435,"endTime":1317.005,"body":"depressed and I'm like, what the hell?"},{"speaker":"Rod Khleif","startTime":1317.005,"endTime":1319.315,"body":"I've just, I've got this $8 million house."},{"speaker":"Rod Khleif","startTime":1319.315,"endTime":1321.595,"body":"I've got the Mercedes and"},{"speaker":"Rod Khleif","startTime":1319.315,"endTime":1321.595,"body":"the Maserati and the garage."},{"speaker":"Rod Khleif","startTime":1321.595,"endTime":1324.025,"body":"I've got the boats and the jet"},{"speaker":"Rod Khleif","startTime":1321.595,"endTime":1324.025,"body":"skis and the beautiful family."},{"speaker":"Rod Khleif","startTime":1324.545,"endTime":1326.105,"body":"What could possibly be wrong?"},{"speaker":"Rod Khleif","startTime":1326.405,"endTime":1328.625,"body":"What ties into what you said"},{"speaker":"Rod Khleif","startTime":1326.405,"endTime":1328.625,"body":"about moving the goalposts?"},{"speaker":"Rod Khleif","startTime":1329.045,"endTime":1331.685,"body":"See, there were several things"},{"speaker":"Rod Khleif","startTime":1329.045,"endTime":1331.685,"body":"happening, but one of them was you"},{"speaker":"Rod Khleif","startTime":1331.685,"endTime":1335.105,"body":"should never achieve a big goal without"},{"speaker":"Rod Khleif","startTime":1331.685,"endTime":1335.105,"body":"having other goals lined up behind"},{"speaker":"Rod Khleif","startTime":1335.105,"endTime":1336.635,"body":"it and that's moving the goalpost."},{"speaker":"Rod Khleif","startTime":1336.635,"endTime":1337.775,"body":"So it's like, what am I going to do next?"},{"speaker":"Rod Khleif","startTime":1337.775,"endTime":1340.685,"body":"Because like the good book says"},{"speaker":"Rod Khleif","startTime":1337.775,"endTime":1340.685,"body":"without, without a vision that"},{"speaker":"Rod Khleif","startTime":1340.685,"endTime":1343.715,"body":"people perish, I didn't know, I"},{"speaker":"Rod Khleif","startTime":1340.685,"endTime":1343.715,"body":"didn't have a vision for the future."},{"speaker":"Rod Khleif","startTime":1343.835,"endTime":1344.675,"body":"So that was number one."},{"speaker":"Rod Khleif","startTime":1344.795,"endTime":1345.265,"body":"Number two."},{"speaker":"Rod Khleif","startTime":1345.975,"endTime":1347.265,"body":"It's never about the goals."},{"speaker":"Rod Khleif","startTime":1347.355,"endTime":1350.565,"body":"You gotta have them, you got to have"},{"speaker":"Rod Khleif","startTime":1347.355,"endTime":1350.565,"body":"them to do anything, but it's, the"},{"speaker":"Rod Khleif","startTime":1350.565,"endTime":1352.905,"body":"happiness comes from progress and growth."},{"speaker":"Rod Khleif","startTime":1353.145,"endTime":1355.335,"body":"If you're not progressing and"},{"speaker":"Rod Khleif","startTime":1353.145,"endTime":1355.335,"body":"growing, you're not happy."},{"speaker":"Rod Khleif","startTime":1355.545,"endTime":1355.995,"body":"Okay."},{"speaker":"Rod Khleif","startTime":1356.115,"endTime":1357.495,"body":"That's a critical piece."},{"speaker":"Rod Khleif","startTime":1357.705,"endTime":1360.995,"body":"And so one of the things I teach"},{"speaker":"Rod Khleif","startTime":1357.705,"endTime":1360.995,"body":"my students is I don't care if, if"},{"speaker":"Rod Khleif","startTime":1361.005,"endTime":1364.305,"body":"you did one little thing for five"},{"speaker":"Rod Khleif","startTime":1361.005,"endTime":1364.305,"body":"minutes that week, when you're doing"},{"speaker":"Rod Khleif","startTime":1364.305,"endTime":1367.395,"body":"your weekly planning, celebrate"},{"speaker":"Rod Khleif","startTime":1364.305,"endTime":1367.395,"body":"it, pat yourself on the back,"},{"speaker":"Rod Khleif","startTime":1367.635,"endTime":1368.595,"body":"because you're going to have delays."},{"speaker":"Rod Khleif","startTime":1368.595,"endTime":1370.275,"body":"You're going to have setbacks,"},{"speaker":"Rod Khleif","startTime":1368.595,"endTime":1370.275,"body":"but if you're celebrating"},{"speaker":"Rod Khleif","startTime":1370.275,"endTime":1371.475,"body":"the progress, we'll be happy."},{"speaker":"Rod Khleif","startTime":1371.475,"endTime":1372.195,"body":"So that was the second."},{"speaker":"Rod Khleif","startTime":1372.64,"endTime":1374.11,"body":"But the third thing was the big one."},{"speaker":"Rod Khleif","startTime":1374.47,"endTime":1377.68,"body":"I had been totally focused on"},{"speaker":"Rod Khleif","startTime":1374.47,"endTime":1377.68,"body":"me, you know, show the world."},{"speaker":"Rod Khleif","startTime":1377.68,"endTime":1378.19,"body":"I'm good enough."},{"speaker":"Rod Khleif","startTime":1378.19,"endTime":1378.73,"body":"Show the world."},{"speaker":"Rod Khleif","startTime":1378.73,"endTime":1380.62,"body":"I matter, me, Mimi, rod, rod, rod, rod."},{"speaker":"Rod Khleif","startTime":1382.535,"endTime":1385.685,"body":"I went to a Tony Robbins event that year,"},{"speaker":"Rod Khleif","startTime":1382.535,"endTime":1385.685,"body":"actually, because I went out and bought"},{"speaker":"Rod Khleif","startTime":1385.685,"endTime":1387.125,"body":"some books and I'm going to get back."},{"speaker":"Rod Khleif","startTime":1387.125,"endTime":1389.765,"body":"I'm not going to go lay on a"},{"speaker":"Rod Khleif","startTime":1387.125,"endTime":1389.765,"body":"couch and bemoan my circumstances."},{"speaker":"Rod Khleif","startTime":1389.765,"endTime":1390.515,"body":"I'm going to get some books."},{"speaker":"Rod Khleif","startTime":1390.515,"endTime":1391.145,"body":"I'm going to be back."},{"speaker":"Rod Khleif","startTime":1391.145,"endTime":1391.715,"body":"I'm tough now."},{"speaker":"Rod Khleif","startTime":1391.715,"endTime":1394.925,"body":"I don't, I am now actually an"},{"speaker":"Rod Khleif","startTime":1391.715,"endTime":1394.925,"body":"advocate for therapy because"},{"speaker":"Rod Khleif","startTime":1394.925,"endTime":1396.185,"body":"I did some after my divorce."},{"speaker":"Rod Khleif","startTime":1396.185,"endTime":1399.125,"body":"But you know, at that"},{"speaker":"Rod Khleif","startTime":1396.185,"endTime":1399.125,"body":"time I wasn't and, and."},{"speaker":"Rod Khleif","startTime":1400.54,"endTime":1402.67,"body":"But, um, so I got a Tony book."},{"speaker":"Rod Khleif","startTime":1402.67,"endTime":1403.75,"body":"I'm like, man, I really liked it."},{"speaker":"Rod Khleif","startTime":1403.76,"endTime":1406.39,"body":"So I went and saw him and I saw that"},{"speaker":"Rod Khleif","startTime":1403.76,"endTime":1406.39,"body":"he fed families for the holidays."},{"speaker":"Rod Khleif","startTime":1406.69,"endTime":1407.74,"body":"I'm like, what a concept?"},{"speaker":"Rod Khleif","startTime":1407.74,"endTime":1409.6,"body":"You know, do something"},{"speaker":"Rod Khleif","startTime":1407.74,"endTime":1409.6,"body":"for someone else someday."},{"speaker":"Rod Khleif","startTime":1410.08,"endTime":1414.67,"body":"And I'm, I'm embarrassed to say I had"},{"speaker":"Rod Khleif","startTime":1410.08,"endTime":1414.67,"body":"to be 40 to get that memo, but, um, so."},{"speaker":"Rod Khleif","startTime":1415.29,"endTime":1416.34,"body":"Webcam back home."},{"speaker":"Rod Khleif","startTime":1416.34,"endTime":1418.59,"body":"And I called my brother cause I was"},{"speaker":"Rod Khleif","startTime":1416.34,"endTime":1418.59,"body":"going to go visit him in Denver."},{"speaker":"Rod Khleif","startTime":1418.59,"endTime":1420.69,"body":"And I said, Hey, let's feed"},{"speaker":"Rod Khleif","startTime":1418.59,"endTime":1420.69,"body":"five families for Thanksgiving."},{"speaker":"Rod Khleif","startTime":1420.69,"endTime":1421.98,"body":"I went and visited him for Thanksgiving."},{"speaker":"Rod Khleif","startTime":1422.43,"endTime":1425.42,"body":"And so he went to his church and he got"},{"speaker":"Rod Khleif","startTime":1422.43,"endTime":1425.42,"body":"the, he said, who really needs help?"},{"speaker":"Rod Khleif","startTime":1425.46,"endTime":1426.66,"body":"We've got a list of five families."},{"speaker":"Rod Khleif","startTime":1426.66,"endTime":1430.02,"body":"And third family changed my life"},{"speaker":"Rod Khleif","startTime":1426.66,"endTime":1430.02,"body":"and we bought big boxes of food."},{"speaker":"Rod Khleif","startTime":1430.02,"endTime":1433.26,"body":"We found out if they had kids, we"},{"speaker":"Rod Khleif","startTime":1430.02,"endTime":1433.26,"body":"got toys for the kids and, and, and"},{"speaker":"Rod Khleif","startTime":1433.56,"endTime":1438.09,"body":"you know, the third family I was in"},{"speaker":"Rod Khleif","startTime":1433.56,"endTime":1438.09,"body":"this crappy one bedroom row house."},{"speaker":"Rod Khleif","startTime":1438.09,"endTime":1440.13,"body":"So it wasn't even really a one bedroom"},{"speaker":"Rod Khleif","startTime":1438.09,"endTime":1440.13,"body":"because you had to walk through"},{"speaker":"Rod Khleif","startTime":1440.13,"endTime":1441.39,"body":"the bedroom to get to the kitchen."},{"speaker":"Rod Khleif","startTime":1441.54,"endTime":1443.13,"body":"And there's a lady in"},{"speaker":"Rod Khleif","startTime":1441.54,"endTime":1443.13,"body":"there with five kids."},{"speaker":"Rod Khleif","startTime":1443.34,"endTime":1443.64,"body":"Now, she."},{"speaker":"Rod Khleif","startTime":1444.68,"endTime":1449.27,"body":"She sees this box of food, boxes of"},{"speaker":"Rod Khleif","startTime":1444.68,"endTime":1449.27,"body":"food, actually frozen Turkey with toys."},{"speaker":"Rod Khleif","startTime":1449.27,"endTime":1451.55,"body":"And she starts crying"},{"speaker":"Rod Khleif","startTime":1449.27,"endTime":1451.55,"body":"and her kids come out."},{"speaker":"Rod Khleif","startTime":1451.62,"endTime":1453.5,"body":"A couple of the older ones start crying."},{"speaker":"Rod Khleif","startTime":1453.53,"endTime":1455.69,"body":"I start crying and I was fricking hooked."},{"speaker":"Rod Khleif","startTime":1455.75,"endTime":1459.02,"body":"And so, you know, the next year"},{"speaker":"Rod Khleif","startTime":1455.75,"endTime":1459.02,"body":"I did 50 families a year after"},{"speaker":"Rod Khleif","startTime":1459.02,"endTime":1462.53,"body":"that a hundred families, then"},{"speaker":"Rod Khleif","startTime":1459.02,"endTime":1462.53,"body":"200, then 400 and 800 and 1600."},{"speaker":"Rod Khleif","startTime":1462.53,"endTime":1464.33,"body":"And I'm blessed to say, I've now."},{"speaker":"Rod Khleif","startTime":1465.165,"endTime":1468.285,"body":"Fed about 110,000 children here."},{"speaker":"Rod Khleif","startTime":1468.395,"endTime":1470.265,"body":"I've done, you know, and"},{"speaker":"Rod Khleif","startTime":1468.395,"endTime":1470.265,"body":"I'm not saying this to brag."},{"speaker":"Rod Khleif","startTime":1470.295,"endTime":1471.105,"body":"There's a message in this."},{"speaker":"Rod Khleif","startTime":1471.105,"endTime":1472.095,"body":"So stay with me here."},{"speaker":"Rod Khleif","startTime":1472.425,"endTime":1475.185,"body":"Um, I've done tens of thousands"},{"speaker":"Rod Khleif","startTime":1472.425,"endTime":1475.185,"body":"of backpacks filled with school"},{"speaker":"Rod Khleif","startTime":1475.185,"endTime":1476.535,"body":"supplies to local children."},{"speaker":"Rod Khleif","startTime":1476.775,"endTime":1479.745,"body":"I've done tens of thousands of"},{"speaker":"Rod Khleif","startTime":1476.775,"endTime":1479.745,"body":"Teddy bear stuff for officers"},{"speaker":"Rod Khleif","startTime":1479.745,"endTime":1481.245,"body":"to put in their vehicles."},{"speaker":"Rod Khleif","startTime":1481.575,"endTime":1483.585,"body":"Uh, when they encounter a"},{"speaker":"Rod Khleif","startTime":1481.575,"endTime":1483.585,"body":"child that's been traumatized,"},{"speaker":"Rod Khleif","startTime":1483.585,"endTime":1484.755,"body":"they can comfort that child."},{"speaker":"Rod Khleif","startTime":1485.86,"endTime":1488.89,"body":"See, I was successful,"},{"speaker":"Rod Khleif","startTime":1485.86,"endTime":1488.89,"body":"but I was unfulfilled."},{"speaker":"Rod Khleif","startTime":1489.28,"endTime":1492.79,"body":"Tony, Tony Robbins always referenced him"},{"speaker":"Rod Khleif","startTime":1489.28,"endTime":1492.79,"body":"again, calls it the science of achievement"},{"speaker":"Rod Khleif","startTime":1492.82,"endTime":1496.69,"body":"versus the artificial fillment and, and,"},{"speaker":"Rod Khleif","startTime":1492.82,"endTime":1496.69,"body":"and really fulfillment really is an art."},{"speaker":"Rod Khleif","startTime":1497.02,"endTime":1498.07,"body":"And so here's the thing."},{"speaker":"Rod Khleif","startTime":1498.31,"endTime":1501.28,"body":"If you're listening to Mike"},{"speaker":"Rod Khleif","startTime":1498.31,"endTime":1501.28,"body":"and you might be really hungry,"},{"speaker":"Rod Khleif","startTime":1501.28,"endTime":1502.15,"body":"you haven't done this shit."},{"speaker":"Rod Khleif","startTime":1502.15,"endTime":1503.56,"body":"You got blood dripping from your teeth."},{"speaker":"Rod Khleif","startTime":1503.56,"endTime":1505.15,"body":"You want this so freaking bad."},{"speaker":"Rod Khleif","startTime":1505.39,"endTime":1507.46,"body":"Well, I'm going to tell"},{"speaker":"Rod Khleif","startTime":1505.39,"endTime":1507.46,"body":"you if you're not given."},{"speaker":"Rod Khleif","startTime":1508.34,"endTime":1509.63,"body":"Start immediately."},{"speaker":"Rod Khleif","startTime":1509.9,"endTime":1512.87,"body":"I'm going to tell you almost all"},{"speaker":"Rod Khleif","startTime":1509.9,"endTime":1512.87,"body":"my warriors, my thousand mentorship"},{"speaker":"Rod Khleif","startTime":1512.87,"endTime":1514.49,"body":"students give back in some fashion."},{"speaker":"Rod Khleif","startTime":1514.67,"endTime":1516.56,"body":"I just gave you an"},{"speaker":"Rod Khleif","startTime":1514.67,"endTime":1516.56,"body":"incredible example of that."},{"speaker":"Rod Khleif","startTime":1516.83,"endTime":1517.4,"body":"Why?"},{"speaker":"Rod Khleif","startTime":1517.76,"endTime":1521.75,"body":"Because you've been taught and you believe"},{"speaker":"Rod Khleif","startTime":1517.76,"endTime":1521.75,"body":"that you have to achieve to be happy."},{"speaker":"Rod Khleif","startTime":1522.23,"endTime":1525.98,"body":"I'm going to tell you if you give back"},{"speaker":"Rod Khleif","startTime":1522.23,"endTime":1525.98,"body":"even in a little way, you're happily."},{"speaker":"Rod Khleif","startTime":1526.91,"endTime":1527.27,"body":"Okay."},{"speaker":"Rod Khleif","startTime":1527.27,"endTime":1529.13,"body":"And I know that sounds like"},{"speaker":"Rod Khleif","startTime":1527.27,"endTime":1529.13,"body":"a play on words, but it's"},{"speaker":"Rod Khleif","startTime":1529.13,"endTime":1530.24,"body":"an important play on words."},{"speaker":"Rod Khleif","startTime":1530.51,"endTime":1530.9,"body":"Okay."},{"speaker":"Rod Khleif","startTime":1531.05,"endTime":1533.57,"body":"Because what you give you"},{"speaker":"Rod Khleif","startTime":1531.05,"endTime":1533.57,"body":"get back a thousand fold."},{"speaker":"Rod Khleif","startTime":1533.57,"endTime":1536.84,"body":"There's a reason that kid kid, he's a"},{"speaker":"Rod Khleif","startTime":1533.57,"endTime":1536.84,"body":"kid he's younger, quite a bit younger."},{"speaker":"Rod Khleif","startTime":1536.84,"endTime":1543.41,"body":"This Hemanth has, you know, $35 million in"},{"speaker":"Rod Khleif","startTime":1536.84,"endTime":1543.41,"body":"assets and joint ventures and syndications"},{"speaker":"Rod Khleif","startTime":1543.41,"endTime":1545.17,"body":"that he's done six deals because he gives."},{"speaker":"Rod Khleif","startTime":1545.76,"endTime":1546.12,"body":"Okay."},{"speaker":"Rod Khleif","startTime":1546.12,"endTime":1548.04,"body":"Cause what you give you"},{"speaker":"Rod Khleif","startTime":1546.12,"endTime":1548.04,"body":"get back a thousand fold."},{"speaker":"Rod Khleif","startTime":1548.4,"endTime":1551.64,"body":"So again, I don't care if you tell"},{"speaker":"Rod Khleif","startTime":1548.4,"endTime":1551.64,"body":"me I'll do it when I have money."},{"speaker":"Rod Khleif","startTime":1551.64,"endTime":1553.71,"body":"No, do it now do something."},{"speaker":"Rod Khleif","startTime":1553.71,"endTime":1557.34,"body":"I don't care if it's just helping one"},{"speaker":"Rod Khleif","startTime":1553.71,"endTime":1557.34,"body":"family or one elderly person do it now"},{"speaker":"Rod Khleif","startTime":1557.64,"endTime":1559.05,"body":"because you'll be happily achieving."},{"speaker":"Rod Khleif","startTime":1559.06,"endTime":1561.69,"body":"I'm going to tell you, you will"},{"speaker":"Rod Khleif","startTime":1559.06,"endTime":1561.69,"body":"get the success much faster."},{"speaker":"Rod Khleif","startTime":1561.75,"endTime":1564.03,"body":"You don't do it for that reason,"},{"speaker":"Rod Khleif","startTime":1561.75,"endTime":1564.03,"body":"but you'll get it much better."},{"speaker":"Rod Khleif","startTime":1564.795,"endTime":1566.625,"body":"Anyway, I just wanted to"},{"speaker":"Rod Khleif","startTime":1564.795,"endTime":1566.625,"body":"mention that you said move the"},{"speaker":"Rod Khleif","startTime":1566.625,"endTime":1568.065,"body":"goalposts and I spent 10 minutes."},{"speaker":"Rod Khleif","startTime":1569.085,"endTime":1569.715,"body":"All right, good."},{"speaker":"Average Joe Finances","startTime":1569.865,"endTime":1570.225,"body":"Oh yeah."},{"speaker":"Average Joe Finances","startTime":1570.225,"endTime":1571.875,"body":"Why that's important"},{"speaker":"Average Joe Finances","startTime":1570.225,"endTime":1571.875,"body":"because it is important."},{"speaker":"Average Joe Finances","startTime":1571.875,"endTime":1572.115,"body":"Right."},{"speaker":"Average Joe Finances","startTime":1572.115,"endTime":1576.375,"body":"And then celebrating when you do achieve"},{"speaker":"Average Joe Finances","startTime":1572.115,"endTime":1576.375,"body":"these victories and you achieve those"},{"speaker":"Average Joe Finances","startTime":1576.375,"endTime":1579.525,"body":"goals because you know, important"},{"speaker":"Average Joe Finances","startTime":1576.375,"endTime":1579.525,"body":"when you're talking about how you"},{"speaker":"Average Joe Finances","startTime":1579.525,"endTime":1583.125,"body":"got to that point where you had the"},{"speaker":"Average Joe Finances","startTime":1579.525,"endTime":1583.125,"body":"$8 million house, you had everything"},{"speaker":"Average Joe Finances","startTime":1583.125,"endTime":1587.205,"body":"that you had set out to achieve and"},{"speaker":"Average Joe Finances","startTime":1583.125,"endTime":1587.205,"body":"get, and now you're laying there like."},{"speaker":"Average Joe Finances","startTime":1587.945,"endTime":1588.545,"body":"What's next."},{"speaker":"Average Joe Finances","startTime":1588.785,"endTime":1589.145,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1589.325,"endTime":1591.305,"body":"Well, you didn't know what"},{"speaker":"Average Joe Finances","startTime":1589.325,"endTime":1591.305,"body":"was next at that point."},{"speaker":"Average Joe Finances","startTime":1591.305,"endTime":1591.545,"body":"Right?"},{"speaker":"Average Joe Finances","startTime":1591.545,"endTime":1593.825,"body":"So it was just like,"},{"speaker":"Average Joe Finances","startTime":1591.545,"endTime":1593.825,"body":"what do I really have?"},{"speaker":"Average Joe Finances","startTime":1594.185,"endTime":1597.365,"body":"Because if you don't have a goal,"},{"speaker":"Average Joe Finances","startTime":1594.185,"endTime":1597.365,"body":"you don't have anything because, how"},{"speaker":"Average Joe Finances","startTime":1597.365,"endTime":1600.095,"body":"do you live a life of a foundation"},{"speaker":"Average Joe Finances","startTime":1597.365,"endTime":1600.095,"body":"when you're not exactly when you're"},{"speaker":"Average Joe Finances","startTime":1600.095,"endTime":1601.835,"body":"not consistently moving forward."},{"speaker":"Average Joe Finances","startTime":1602.245,"endTime":1603.345,"body":"Yeah, absolutely love that."},{"speaker":"Average Joe Finances","startTime":1603.345,"endTime":1606.675,"body":"And then, you know, your philanthropy"},{"speaker":"Average Joe Finances","startTime":1603.345,"endTime":1606.675,"body":"too, I mean the, the way it started"},{"speaker":"Average Joe Finances","startTime":1606.675,"endTime":1608.265,"body":"off just five families, right."},{"speaker":"Average Joe Finances","startTime":1608.265,"endTime":1612.495,"body":"And then how it grew, grew and"},{"speaker":"Average Joe Finances","startTime":1608.265,"endTime":1612.495,"body":"blew up into to what it is today"},{"speaker":"Average Joe Finances","startTime":1612.825,"endTime":1614.535,"body":"is just absolutely amazing Rod."},{"speaker":"Average Joe Finances","startTime":1614.535,"endTime":1615.285,"body":"And I, I thank you."},{"speaker":"Average Joe Finances","startTime":1615.315,"endTime":1619.845,"body":"I want to say thank you for everything"},{"speaker":"Average Joe Finances","startTime":1615.315,"endTime":1619.845,"body":"that you've done for multiple communities."},{"speaker":"Average Joe Finances","startTime":1619.845,"endTime":1622.615,"body":"Not, not just,  th the things that"},{"speaker":"Average Joe Finances","startTime":1619.845,"endTime":1622.615,"body":"you've done in the local area, but"},{"speaker":"Average Joe Finances","startTime":1622.615,"endTime":1626.275,"body":"you've, you've done things for multiple"},{"speaker":"Average Joe Finances","startTime":1622.615,"endTime":1626.275,"body":"communities and, uh, you know, I"},{"speaker":"Average Joe Finances","startTime":1626.275,"endTime":1627.625,"body":"follow some of that stuff that you do."},{"speaker":"Average Joe Finances","startTime":1627.625,"endTime":1628.975,"body":"It's just absolutely amazing."},{"speaker":"Average Joe Finances","startTime":1629.245,"endTime":1630.145,"body":"Just right away,"},{"speaker":"Rod Khleif","startTime":1630.205,"endTime":1633.325,"body":"by the way, I do a"},{"speaker":"Rod Khleif","startTime":1630.205,"endTime":1633.325,"body":"lot of stuff for veterans as well."},{"speaker":"Rod Khleif","startTime":1633.325,"endTime":1635.545,"body":"And, and, and thank you"},{"speaker":"Rod Khleif","startTime":1633.325,"endTime":1635.545,"body":"for your service brother."},{"speaker":"Rod Khleif","startTime":1635.545,"endTime":1638.755,"body":"I mean, honestly, we live in"},{"speaker":"Rod Khleif","startTime":1635.545,"endTime":1638.755,"body":"the greatest country on earth"},{"speaker":"Rod Khleif","startTime":1638.755,"endTime":1639.715,"body":"because of people like you."},{"speaker":"Rod Khleif","startTime":1639.715,"endTime":1642.655,"body":"And I know you're close to retirement"},{"speaker":"Rod Khleif","startTime":1639.715,"endTime":1642.655,"body":"in the Navy and that's extraordinary."},{"speaker":"Rod Khleif","startTime":1642.655,"endTime":1646.255,"body":"And you know, I, I've done quite a bit"},{"speaker":"Rod Khleif","startTime":1642.655,"endTime":1646.255,"body":"for veteran suicide and veterans, how"},{"speaker":"Rod Khleif","startTime":1646.315,"endTime":1648.265,"body":"veterans housing and so on and so forth."},{"speaker":"Rod Khleif","startTime":1648.295,"endTime":1653.665,"body":"Um, um, yeah, in fact, my mastermind"},{"speaker":"Rod Khleif","startTime":1648.295,"endTime":1653.665,"body":"just raised 25,000 for, um, for"},{"speaker":"Rod Khleif","startTime":1653.665,"endTime":1658.415,"body":"veterans housing, these little mini"},{"speaker":"Rod Khleif","startTime":1653.665,"endTime":1658.415,"body":"micro houses, uh, uh, So anyway."},{"speaker":"Rod Khleif","startTime":1658.415,"endTime":1659.255,"body":"Yeah, he did that with"},{"speaker":"Average Joe Finances","startTime":1659.495,"endTime":1660.125,"body":"Eric, right?"},{"speaker":"Average Joe Finances","startTime":1660.305,"endTime":1660.575,"body":"Eric?"},{"speaker":"Average Joe Finances","startTime":1660.575,"endTime":1660.995,"body":"Yes, sir."},{"speaker":"Average Joe Finances","startTime":1661.025,"endTime":1661.355,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":1661.535,"endTime":1661.775,"body":"Yep."},{"speaker":"Average Joe Finances","startTime":1662.015,"endTime":1662.405,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1662.435,"endTime":1663.335,"body":"That's fantastic."},{"speaker":"Average Joe Finances","startTime":1663.965,"endTime":1666.185,"body":"I've been following that for, for awhile."},{"speaker":"Average Joe Finances","startTime":1666.215,"endTime":1668.915,"body":"Uh, what, what they're doing with"},{"speaker":"Average Joe Finances","startTime":1666.215,"endTime":1668.915,"body":"the active duty passive income"},{"speaker":"Average Joe Finances","startTime":1668.915,"endTime":1672.275,"body":"guys are doing is just absolutely"},{"speaker":"Average Joe Finances","startTime":1668.915,"endTime":1672.275,"body":"amazing, especially for veterans."},{"speaker":"Average Joe Finances","startTime":1672.695,"endTime":1675.185,"body":"And, you know, I want to touch on"},{"speaker":"Average Joe Finances","startTime":1672.695,"endTime":1675.185,"body":"something and, and I want to thank you"},{"speaker":"Average Joe Finances","startTime":1675.185,"endTime":1679.065,"body":"again for what you said about the, you"},{"speaker":"Average Joe Finances","startTime":1675.185,"endTime":1679.065,"body":"had mentioned that, you know, you, you"},{"speaker":"Average Joe Finances","startTime":1679.065,"endTime":1680.345,"body":"just toughed it out in the beginning."},{"speaker":"Average Joe Finances","startTime":1680.355,"endTime":1681.765,"body":"You were like, Hey, I'm just"},{"speaker":"Average Joe Finances","startTime":1680.355,"endTime":1681.765,"body":"gonna get a couple of books."},{"speaker":"Average Joe Finances","startTime":1681.765,"endTime":1683.955,"body":"Go, go figure this out on my own."},{"speaker":"Average Joe Finances","startTime":1683.955,"endTime":1685.065,"body":"Cause you know, I'm, I'm a man."},{"speaker":"Average Joe Finances","startTime":1685.065,"endTime":1685.335,"body":"Right."},{"speaker":"Average Joe Finances","startTime":1685.755,"endTime":1689.795,"body":"And, uh, The mentality for a lot of"},{"speaker":"Average Joe Finances","startTime":1685.755,"endTime":1689.795,"body":"people that I've served within the"},{"speaker":"Average Joe Finances","startTime":1689.795,"endTime":1691.745,"body":"military as well, myself included."},{"speaker":"Average Joe Finances","startTime":1691.745,"endTime":1694.445,"body":"There's a lot of times where you're just"},{"speaker":"Average Joe Finances","startTime":1691.745,"endTime":1694.445,"body":"like, I don't, I don't ask for help."},{"speaker":"Average Joe Finances","startTime":1694.475,"endTime":1695.435,"body":"I don't need the help."},{"speaker":"Average Joe Finances","startTime":1695.705,"endTime":1698.195,"body":"So I just want to point that out for,"},{"speaker":"Average Joe Finances","startTime":1695.705,"endTime":1698.195,"body":"for those that are listening right"},{"speaker":"Average Joe Finances","startTime":1698.195,"endTime":1704.405,"body":"now that Hey, if somebody who had lost"},{"speaker":"Average Joe Finances","startTime":1698.195,"endTime":1704.405,"body":"$50 million bounced back from that to"},{"speaker":"Average Joe Finances","startTime":1704.405,"endTime":1708.075,"body":"get to where they're at today can say,"},{"speaker":"Average Joe Finances","startTime":1704.405,"endTime":1708.075,"body":"and, and just run all these successful"},{"speaker":"Average Joe Finances","startTime":1708.075,"endTime":1709.335,"body":"businesses and help so many people."},{"speaker":"Average Joe Finances","startTime":1710.015,"endTime":1713.255,"body":"But can still turn around and"},{"speaker":"Average Joe Finances","startTime":1710.015,"endTime":1713.255,"body":"say, I need help when I need help."},{"speaker":"Average Joe Finances","startTime":1713.675,"endTime":1717.435,"body":"That's that just shows that that goes"},{"speaker":"Average Joe Finances","startTime":1713.675,"endTime":1717.435,"body":"to show you the character of who Rod is."},{"speaker":"Rod Khleif","startTime":1717.455,"endTime":1718.145,"body":"Well, thank you."},{"speaker":"Rod Khleif","startTime":1718.295,"endTime":1718.925,"body":"Thank you buddy."},{"speaker":"Rod Khleif","startTime":1718.925,"endTime":1719.255,"body":"For that."},{"speaker":"Rod Khleif","startTime":1719.285,"endTime":1722.575,"body":"Now listen, we're learners are"},{"speaker":"Rod Khleif","startTime":1719.285,"endTime":1722.575,"body":"earners, you know, and, and I, I"},{"speaker":"Rod Khleif","startTime":1722.585,"endTime":1727.475,"body":"share this a picture of, with me with"},{"speaker":"Rod Khleif","startTime":1722.585,"endTime":1727.475,"body":"hundreds of lanyards around my neck"},{"speaker":"Rod Khleif","startTime":1727.475,"endTime":1729.035,"body":"and on my arms, my arms are extended."},{"speaker":"Rod Khleif","startTime":1729.035,"endTime":1732.245,"body":"You know, these bootcamps"},{"speaker":"Rod Khleif","startTime":1729.035,"endTime":1732.245,"body":"cause I, I learning every year."},{"speaker":"Rod Khleif","startTime":1732.245,"endTime":1735.445,"body":"I remember my son, when I had 800"},{"speaker":"Rod Khleif","startTime":1732.245,"endTime":1735.445,"body":"houses, I told him I was going to."},{"speaker":"Rod Khleif","startTime":1735.97,"endTime":1739.12,"body":"You know, a single family house bootcamp,"},{"speaker":"Rod Khleif","startTime":1735.97,"endTime":1739.12,"body":"and he's like, but you could teach it."},{"speaker":"Rod Khleif","startTime":1739.12,"endTime":1741.04,"body":"And I'm like, yeah, I could,"},{"speaker":"Rod Khleif","startTime":1739.12,"endTime":1741.04,"body":"but I'm going to learn."},{"speaker":"Rod Khleif","startTime":1741.37,"endTime":1745.75,"body":"And so, you know, this was decades ago,"},{"speaker":"Rod Khleif","startTime":1741.37,"endTime":1745.75,"body":"but I remember that conversation vividly."},{"speaker":"Rod Khleif","startTime":1745.75,"endTime":1749.26,"body":"And, and, and so guys, you"},{"speaker":"Rod Khleif","startTime":1745.75,"endTime":1749.26,"body":"know, the learning doesn't stop."},{"speaker":"Rod Khleif","startTime":1749.29,"endTime":1749.74,"body":"Okay."},{"speaker":"Rod Khleif","startTime":1749.74,"endTime":1752.86,"body":"And again, it's, it's about growth"},{"speaker":"Rod Khleif","startTime":1749.74,"endTime":1752.86,"body":"and, and, and, and, and moving"},{"speaker":"Rod Khleif","startTime":1752.86,"endTime":1756.28,"body":"forward and, and that's, uh, it"},{"speaker":"Rod Khleif","startTime":1752.86,"endTime":1756.28,"body":"relates to that conversation."},{"speaker":"Rod Khleif","startTime":1756.28,"endTime":1757.0,"body":"You want to be happy."},{"speaker":"Rod Khleif","startTime":1757.0,"endTime":1758.05,"body":"Keep, keep growing."},{"speaker":"Rod Khleif","startTime":1758.05,"endTime":1758.95,"body":"You have to keep growing."},{"speaker":"Rod Khleif","startTime":1758.95,"endTime":1760.21,"body":"You have to be, keep becoming better."},{"speaker":"Rod Khleif","startTime":1760.21,"endTime":1760.9,"body":"You stop growing."},{"speaker":"Rod Khleif","startTime":1760.9,"endTime":1760.99,"body":"You're."},{"speaker":"Rod Khleif","startTime":1761.81,"endTime":1762.62,"body":"You're have to plateau."},{"speaker":"Rod Khleif","startTime":1762.62,"endTime":1763.73,"body":"You actually start dying."},{"speaker":"Rod Khleif","startTime":1764.09,"endTime":1765.86,"body":"So I'm glad you brought that up."},{"speaker":"Average Joe Finances","startTime":1766.16,"endTime":1766.37,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1766.4,"endTime":1766.79,"body":"Fantastic."},{"speaker":"Average Joe Finances","startTime":1766.79,"endTime":1768.11,"body":"I'm glad you brought that up."},{"speaker":"Average Joe Finances","startTime":1768.14,"endTime":1770.18,"body":"I mean, just, just"},{"speaker":"Average Joe Finances","startTime":1768.14,"endTime":1770.18,"body":"awesome, amazing story rod."},{"speaker":"Average Joe Finances","startTime":1770.18,"endTime":1772.98,"body":"So, I'd like to move on"},{"speaker":"Average Joe Finances","startTime":1770.18,"endTime":1772.98,"body":"to the next segment here."},{"speaker":"Average Joe Finances","startTime":1773.12,"endTime":1774.24,"body":"It's called the final round."},{"speaker":"Average Joe Finances","startTime":1774.24,"endTime":1776.22,"body":"I've got four questions"},{"speaker":"Average Joe Finances","startTime":1774.24,"endTime":1776.22,"body":"that I'd like to ask you."},{"speaker":"Average Joe Finances","startTime":1776.22,"endTime":1778.47,"body":"It's something I started doing that"},{"speaker":"Average Joe Finances","startTime":1776.22,"endTime":1778.47,"body":"I ask everybody that comes on the"},{"speaker":"Average Joe Finances","startTime":1778.47,"endTime":1781.87,"body":"show,  and I'm pretty excited to"},{"speaker":"Average Joe Finances","startTime":1778.47,"endTime":1781.87,"body":"hear your answers because this is."},{"speaker":"Average Joe Finances","startTime":1782.385,"endTime":1784.395,"body":"You know, you may have actually"},{"speaker":"Average Joe Finances","startTime":1782.385,"endTime":1784.395,"body":"touched on some of this stuff already,"},{"speaker":"Average Joe Finances","startTime":1784.395,"endTime":1787.935,"body":"but this is something that really,"},{"speaker":"Average Joe Finances","startTime":1784.395,"endTime":1787.935,"body":"uh, for me being a podcaster, it's"},{"speaker":"Average Joe Finances","startTime":1787.935,"endTime":1789.045,"body":"one of the things I get to do."},{"speaker":"Average Joe Finances","startTime":1789.045,"endTime":1790.035,"body":"That's a little bit selfish."},{"speaker":"Average Joe Finances","startTime":1790.245,"endTime":1793.005,"body":"I get to ask you the questions that I"},{"speaker":"Average Joe Finances","startTime":1790.245,"endTime":1793.005,"body":"want to ask you and pick your brain."},{"speaker":"Average Joe Finances","startTime":1793.245,"endTime":1796.045,"body":"And these are four questions I"},{"speaker":"Average Joe Finances","startTime":1793.245,"endTime":1796.045,"body":"like to ask everybody because I"},{"speaker":"Average Joe Finances","startTime":1796.095,"endTime":1800.645,"body":"really feel like it gets,  some"},{"speaker":"Average Joe Finances","startTime":1796.095,"endTime":1800.645,"body":"good, honest things coming out."},{"speaker":"Average Joe Finances","startTime":1800.645,"endTime":1802.085,"body":"if you're ready, we'll"},{"speaker":"Average Joe Finances","startTime":1800.645,"endTime":1802.085,"body":"get this party started."},{"speaker":"Average Joe Finances","startTime":1802.925,"endTime":1803.285,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1803.555,"endTime":1807.815,"body":"Uh, so the first question, what's"},{"speaker":"Average Joe Finances","startTime":1803.555,"endTime":1807.815,"body":"the biggest mistake you've ever made."},{"speaker":"Rod Khleif","startTime":1808.123,"endTime":1811.603,"body":"Well, I th one of them was,"},{"speaker":"Rod Khleif","startTime":1808.123,"endTime":1811.603,"body":"was hiding under a rock when oh nine"},{"speaker":"Rod Khleif","startTime":1811.603,"endTime":1814.363,"body":"happened when I could have, I mean, I"},{"speaker":"Rod Khleif","startTime":1811.603,"endTime":1814.363,"body":"had the experience to go out there and"},{"speaker":"Rod Khleif","startTime":1814.363,"endTime":1819.403,"body":"literally, you know, join a team and buy"},{"speaker":"Rod Khleif","startTime":1814.363,"endTime":1819.403,"body":"thousands and thousands of properties."},{"speaker":"Rod Khleif","startTime":1819.463,"endTime":1822.493,"body":"Um, if I hadn't been, you"},{"speaker":"Rod Khleif","startTime":1819.463,"endTime":1822.493,"body":"know, licking my wounds."},{"speaker":"Rod Khleif","startTime":1822.493,"endTime":1823.513,"body":"So that was a huge one."},{"speaker":"Rod Khleif","startTime":1824.023,"endTime":1828.823,"body":"Um, Yeah, this one, this is off"},{"speaker":"Rod Khleif","startTime":1824.023,"endTime":1828.823,"body":"real estate, but staying in, in"},{"speaker":"Rod Khleif","startTime":1828.823,"endTime":1831.523,"body":"my previous marriage longer than I"},{"speaker":"Rod Khleif","startTime":1828.823,"endTime":1831.523,"body":"should have, because I thought it"},{"speaker":"Rod Khleif","startTime":1831.523,"endTime":1832.633,"body":"was the best thing for the kids."},{"speaker":"Rod Khleif","startTime":1832.633,"endTime":1835.723,"body":"I I'm, I now have, I'm married to"},{"speaker":"Rod Khleif","startTime":1832.633,"endTime":1835.723,"body":"the most beautiful, extraordinary, I"},{"speaker":"Rod Khleif","startTime":1835.723,"endTime":1839.263,"body":"mean, literally physically supermodel,"},{"speaker":"Rod Khleif","startTime":1835.723,"endTime":1839.263,"body":"beautiful woman, but she's more"},{"speaker":"Rod Khleif","startTime":1839.263,"endTime":1840.823,"body":"beautiful on the inside than the outside."},{"speaker":"Rod Khleif","startTime":1840.883,"endTime":1843.523,"body":"And if I, you know, I probably"},{"speaker":"Rod Khleif","startTime":1840.883,"endTime":1843.523,"body":"wouldn't have met her though,"},{"speaker":"Rod Khleif","startTime":1843.523,"endTime":1844.453,"body":"if I'd had done it quicker."},{"speaker":"Rod Khleif","startTime":1844.453,"endTime":1847.933,"body":"So, you know, things work out, but, but"},{"speaker":"Rod Khleif","startTime":1844.453,"endTime":1847.933,"body":"I did stay in that relationship too long."},{"speaker":"Rod Khleif","startTime":1847.933,"endTime":1849.163,"body":"So that was a big mistake."},{"speaker":"Rod Khleif","startTime":1849.223,"endTime":1851.893,"body":"Um, my kids, you know,"},{"speaker":"Rod Khleif","startTime":1849.223,"endTime":1851.893,"body":"are, are incredible."},{"speaker":"Rod Khleif","startTime":1852.388,"endTime":1854.158,"body":"Um, you know, I wish I hadn't done that."},{"speaker":"Rod Khleif","startTime":1854.158,"endTime":1854.548,"body":"Let me think."},{"speaker":"Rod Khleif","startTime":1854.578,"endTime":1855.478,"body":"Let me give you another one."},{"speaker":"Rod Khleif","startTime":1855.568,"endTime":1859.378,"body":"Um, you know, probably not going"},{"speaker":"Rod Khleif","startTime":1855.568,"endTime":1859.378,"body":"bigger, faster, and I asked that"},{"speaker":"Rod Khleif","startTime":1859.378,"endTime":1861.178,"body":"question of my guests as well."},{"speaker":"Rod Khleif","startTime":1861.178,"endTime":1864.638,"body":"If you tell your 18 year old self"},{"speaker":"Rod Khleif","startTime":1861.178,"endTime":1864.638,"body":"something, what would you do differently?"},{"speaker":"Rod Khleif","startTime":1864.638,"endTime":1868.828,"body":"And I I'm expecting the answer that I"},{"speaker":"Rod Khleif","startTime":1864.638,"endTime":1868.828,"body":"just gave you, which is go bigger, faster."},{"speaker":"Rod Khleif","startTime":1869.038,"endTime":1872.788,"body":"You know, people have these mental limits,"},{"speaker":"Rod Khleif","startTime":1869.038,"endTime":1872.788,"body":"they placed on what they're capable of."},{"speaker":"Rod Khleif","startTime":1873.208,"endTime":1876.088,"body":"Um, and I would just tell you"},{"speaker":"Rod Khleif","startTime":1873.208,"endTime":1876.088,"body":"to push those limits if you're"},{"speaker":"Rod Khleif","startTime":1876.088,"endTime":1877.498,"body":"about to get into this business."},{"speaker":"Rod Khleif","startTime":1877.708,"endTime":1879.268,"body":"And you're looking at a"},{"speaker":"Rod Khleif","startTime":1877.708,"endTime":1879.268,"body":"duplex, look at it today."},{"speaker":"Rod Khleif","startTime":1879.783,"endTime":1882.753,"body":"If you're looking at a 10 unit, look"},{"speaker":"Rod Khleif","startTime":1879.783,"endTime":1882.753,"body":"at a 50 unit, bring in money, bring"},{"speaker":"Rod Khleif","startTime":1882.753,"endTime":1884.193,"body":"in friends, do what you have to do."},{"speaker":"Rod Khleif","startTime":1884.193,"endTime":1885.873,"body":"Come to my bootcamp for God's sakes."},{"speaker":"Rod Khleif","startTime":1886.143,"endTime":1888.333,"body":"You know, my virtual boot camps"},{"speaker":"Rod Khleif","startTime":1886.143,"endTime":1888.333,"body":"around a hundred bucks, and"},{"speaker":"Rod Khleif","startTime":1888.333,"endTime":1889.623,"body":"I don't sell anything there."},{"speaker":"Rod Khleif","startTime":1889.983,"endTime":1891.303,"body":"And give you the website."},{"speaker":"Rod Khleif","startTime":1891.303,"endTime":1894.903,"body":"It's multifamily virtual"},{"speaker":"Rod Khleif","startTime":1891.303,"endTime":1894.903,"body":"bootcamp.com for my virtual events."},{"speaker":"Rod Khleif","startTime":1894.903,"endTime":1897.183,"body":"My live ones is just"},{"speaker":"Rod Khleif","startTime":1894.903,"endTime":1897.183,"body":"multifamily bootcamp.com."},{"speaker":"Rod Khleif","startTime":1897.183,"endTime":1898.203,"body":"But you know, if you."},{"speaker":"Rod Khleif","startTime":1899.308,"endTime":1903.598,"body":"Multifamily to 7, 2, 3, 4, 5,"},{"speaker":"Rod Khleif","startTime":1899.308,"endTime":1903.598,"body":"whatever event, whenever you"},{"speaker":"Rod Khleif","startTime":1903.598,"endTime":1906.148,"body":"post this thing, whatever event"},{"speaker":"Rod Khleif","startTime":1903.598,"endTime":1906.148,"body":"I'm doing next will come up."},{"speaker":"Rod Khleif","startTime":1906.148,"endTime":1910.288,"body":"So it's multifamily to 7, 2,"},{"speaker":"Rod Khleif","startTime":1906.148,"endTime":1910.288,"body":"3, 4, 5, and you know, um, I've"},{"speaker":"Rod Khleif","startTime":1910.288,"endTime":1911.878,"body":"had thousands of people attend."},{"speaker":"Rod Khleif","startTime":1911.878,"endTime":1914.908,"body":"The only complaint I ever get that the"},{"speaker":"Rod Khleif","startTime":1911.878,"endTime":1914.908,"body":"breaks are too short or the room's too"},{"speaker":"Rod Khleif","startTime":1914.908,"endTime":1916.348,"body":"cold or the food sucked or something."},{"speaker":"Rod Khleif","startTime":1916.348,"endTime":1919.588,"body":"It's never about the content"},{"speaker":"Rod Khleif","startTime":1916.348,"endTime":1919.588,"body":"because I massively over deliver."},{"speaker":"Rod Khleif","startTime":1919.948,"endTime":1922.078,"body":"But if you're serious about learning"},{"speaker":"Rod Khleif","startTime":1919.948,"endTime":1922.078,"body":"this business, I hope you'll"},{"speaker":"Rod Khleif","startTime":1922.078,"endTime":1923.818,"body":"come check one of my events out."},{"speaker":"Rod Khleif","startTime":1923.818,"endTime":1924.688,"body":"I promise you."},{"speaker":"Rod Khleif","startTime":1924.688,"endTime":1925.348,"body":"I promise you."},{"speaker":"Rod Khleif","startTime":1925.348,"endTime":1926.158,"body":"You'll be glad you came."},{"speaker":"Rod Khleif","startTime":1926.608,"endTime":1928.153,"body":"Um, but, uh, Yeah."},{"speaker":"Rod Khleif","startTime":1928.153,"endTime":1929.593,"body":"So anyway, mistakes done with that."},{"speaker":"Average Joe Finances","startTime":1929.593,"endTime":1929.923,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1930.053,"endTime":1930.703,"body":"No, fantastic."},{"speaker":"Average Joe Finances","startTime":1930.793,"endTime":1933.463,"body":"And one of the things you said, kind"},{"speaker":"Average Joe Finances","startTime":1930.793,"endTime":1933.463,"body":"of ties into what the next question"},{"speaker":"Average Joe Finances","startTime":1933.463,"endTime":1937.453,"body":"is, and that is what is something"},{"speaker":"Average Joe Finances","startTime":1933.463,"endTime":1937.453,"body":"that you've learned that you wish"},{"speaker":"Average Joe Finances","startTime":1937.453,"endTime":1938.893,"body":"you knew when you first started?"},{"speaker":"Rod Khleif","startTime":1939.298,"endTime":1942.748,"body":"Well, this is, this is, you"},{"speaker":"Rod Khleif","startTime":1939.298,"endTime":1942.748,"body":"know, I've, I've built 27 businesses"},{"speaker":"Rod Khleif","startTime":1942.988,"endTime":1944.968,"body":"and I don't call my failures failures."},{"speaker":"Rod Khleif","startTime":1944.968,"endTime":1945.928,"body":"I call them seminars."},{"speaker":"Rod Khleif","startTime":1945.928,"endTime":1947.578,"body":"And that was a $50 million seminar."},{"speaker":"Rod Khleif","startTime":1947.848,"endTime":1950.878,"body":"Well, out of those 27 business, I had"},{"speaker":"Rod Khleif","startTime":1947.848,"endTime":1950.878,"body":"several that were worth tens of millions"},{"speaker":"Rod Khleif","startTime":1950.878,"endTime":1954.658,"body":"of dollars, these businesses, but most"},{"speaker":"Rod Khleif","startTime":1950.878,"endTime":1954.658,"body":"were spectacular flaming seminars."},{"speaker":"Rod Khleif","startTime":1955.048,"endTime":1956.488,"body":"And one of the reasons was."},{"speaker":"Rod Khleif","startTime":1957.778,"endTime":1964.018,"body":"I looked for the cheapest help I could"},{"speaker":"Rod Khleif","startTime":1957.778,"endTime":1964.018,"body":"find to conserve capital because after I"},{"speaker":"Rod Khleif","startTime":1964.018,"endTime":1967.528,"body":"lost my first business, I'm like, man, I"},{"speaker":"Rod Khleif","startTime":1964.018,"endTime":1967.528,"body":"got to save money and be careful with it."},{"speaker":"Rod Khleif","startTime":1967.738,"endTime":1969.238,"body":"And I got to tell you that was a mistake."},{"speaker":"Rod Khleif","startTime":1969.448,"endTime":1973.588,"body":"Look for the best people you can"},{"speaker":"Rod Khleif","startTime":1969.448,"endTime":1973.588,"body":"possibly find and pay more because"},{"speaker":"Rod Khleif","startTime":1973.588,"endTime":1978.478,"body":"they'll, they'll massively overdeliver,"},{"speaker":"Rod Khleif","startTime":1973.588,"endTime":1978.478,"body":"uh, compared to two or three weeks."},{"speaker":"Rod Khleif","startTime":1979.448,"endTime":1981.308,"body":"And so that was a, that was a big mistake."},{"speaker":"Rod Khleif","startTime":1981.308,"endTime":1984.728,"body":"I made trying to save money"},{"speaker":"Rod Khleif","startTime":1981.308,"endTime":1984.728,"body":"on human resource, you know,"},{"speaker":"Rod Khleif","startTime":1984.728,"endTime":1986.468,"body":"on people, big mistake."},{"speaker":"Rod Khleif","startTime":1986.558,"endTime":1988.028,"body":"And I've come to that realization."},{"speaker":"Rod Khleif","startTime":1988.028,"endTime":1992.408,"body":"I just hired a COO at a"},{"speaker":"Rod Khleif","startTime":1988.028,"endTime":1992.408,"body":"significant salary today, actually."},{"speaker":"Rod Khleif","startTime":1992.708,"endTime":1996.338,"body":"And I've, I've finally got that memo that"},{"speaker":"Rod Khleif","startTime":1992.708,"endTime":1996.338,"body":"you want, the best people you can find"},{"speaker":"Rod Khleif","startTime":1996.368,"endTime":1999.068,"body":"either hire or work with or partners."},{"speaker":"Average Joe Finances","startTime":1999.558,"endTime":2000.218,"body":"That's fantastic."},{"speaker":"Average Joe Finances","startTime":2000.218,"endTime":2003.998,"body":"I wrote that one down because you know,"},{"speaker":"Average Joe Finances","startTime":2000.218,"endTime":2003.998,"body":"even, even on smaller projects too,"},{"speaker":"Average Joe Finances","startTime":2003.998,"endTime":2005.168,"body":"you know, I outsource some things."},{"speaker":"Average Joe Finances","startTime":2005.168,"endTime":2007.568,"body":"I've got virtual assistants that"},{"speaker":"Average Joe Finances","startTime":2005.168,"endTime":2007.568,"body":"I use for different projects."},{"speaker":"Average Joe Finances","startTime":2007.928,"endTime":2010.508,"body":"And I find that,  if I, if I"},{"speaker":"Average Joe Finances","startTime":2007.928,"endTime":2010.508,"body":"spend a little bit more on the"},{"speaker":"Average Joe Finances","startTime":2010.508,"endTime":2013.658,"body":"budget, I get a lot more bang for"},{"speaker":"Average Joe Finances","startTime":2010.508,"endTime":2013.658,"body":"the buck in the, in the long run."},{"speaker":"Average Joe Finances","startTime":2013.658,"endTime":2015.638,"body":"So that is absolutely key."},{"speaker":"Average Joe Finances","startTime":2015.698,"endTime":2016.388,"body":"A hundred percent."},{"speaker":"Average Joe Finances","startTime":2016.898,"endTime":2017.258,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2017.418,"endTime":2018.108,"body":"Next question."},{"speaker":"Average Joe Finances","startTime":2018.438,"endTime":2021.558,"body":"Do you have any tips or tricks"},{"speaker":"Average Joe Finances","startTime":2018.438,"endTime":2021.558,"body":"that you would recommend to someone"},{"speaker":"Average Joe Finances","startTime":2021.558,"endTime":2023.898,"body":"that is just getting started today?"},{"speaker":"Rod Khleif","startTime":2024.319,"endTime":2027.319,"body":"Well, first of"},{"speaker":"Rod Khleif","startTime":2024.319,"endTime":2027.319,"body":"all, to succeed in anything."},{"speaker":"Rod Khleif","startTime":2027.799,"endTime":2030.529,"body":"You need to be passionate,"},{"speaker":"Rod Khleif","startTime":2027.799,"endTime":2030.529,"body":"to be passionate."},{"speaker":"Rod Khleif","startTime":2030.529,"endTime":2031.369,"body":"You have to love it."},{"speaker":"Rod Khleif","startTime":2031.519,"endTime":2031.879,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2031.879,"endTime":2035.479,"body":"And I tell my students, if you can't"},{"speaker":"Rod Khleif","startTime":2031.879,"endTime":2035.479,"body":"love real estate or learn to love it,"},{"speaker":"Rod Khleif","startTime":2035.479,"endTime":2036.829,"body":"now you can learn to love anything."},{"speaker":"Rod Khleif","startTime":2036.979,"endTime":2038.329,"body":"You associate pleasure with it."},{"speaker":"Rod Khleif","startTime":2038.359,"endTime":2038.749,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2038.929,"endTime":2041.599,"body":"And you can associate pleasure,"},{"speaker":"Rod Khleif","startTime":2038.929,"endTime":2041.599,"body":"anything, exercise, whatever."},{"speaker":"Rod Khleif","startTime":2041.749,"endTime":2044.809,"body":"But if you can't learn to love it for"},{"speaker":"Rod Khleif","startTime":2041.749,"endTime":2044.809,"body":"God's sakes, go do something else."},{"speaker":"Rod Khleif","startTime":2044.959,"endTime":2048.319,"body":"Because if you're not passionate, you're"},{"speaker":"Rod Khleif","startTime":2044.959,"endTime":2048.319,"body":"not going to influence people to invest"},{"speaker":"Rod Khleif","startTime":2048.319,"endTime":2053.209,"body":"with you and work with you now to be"},{"speaker":"Rod Khleif","startTime":2048.319,"endTime":2053.209,"body":"passionate, you have to be connected."},{"speaker":"Rod Khleif","startTime":2053.869,"endTime":2054.349,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2054.559,"endTime":2057.739,"body":"So I'm backing into this and to be"},{"speaker":"Rod Khleif","startTime":2054.559,"endTime":2057.739,"body":"confident, you have to be competent."},{"speaker":"Rod Khleif","startTime":2058.279,"endTime":2059.689,"body":"So it starts with competence."},{"speaker":"Rod Khleif","startTime":2059.689,"endTime":2060.889,"body":"You need to learn this."},{"speaker":"Rod Khleif","startTime":2060.979,"endTime":2065.389,"body":"This is my, again, come to one of my"},{"speaker":"Rod Khleif","startTime":2060.979,"endTime":2065.389,"body":"bootcamps or that it's a song and a"},{"speaker":"Rod Khleif","startTime":2065.389,"endTime":2069.499,"body":"dance to come it's that I don't make"},{"speaker":"Rod Khleif","startTime":2065.389,"endTime":2069.499,"body":"hardly anything on the ticket prices."},{"speaker":"Rod Khleif","startTime":2069.499,"endTime":2071.209,"body":"If you come into my coaching program."},{"speaker":"Rod Khleif","startTime":2071.209,"endTime":2071.359,"body":"Yeah."},{"speaker":"Rod Khleif","startTime":2071.359,"endTime":2073.669,"body":"It makes some money there,"},{"speaker":"Rod Khleif","startTime":2071.359,"endTime":2073.669,"body":"but I don't push that hard."},{"speaker":"Rod Khleif","startTime":2073.669,"endTime":2074.329,"body":"I don't sell it."},{"speaker":"Rod Khleif","startTime":2074.329,"endTime":2074.539,"body":"Actually."},{"speaker":"Rod Khleif","startTime":2074.539,"endTime":2075.199,"body":"I don't even sell it."},{"speaker":"Rod Khleif","startTime":2075.559,"endTime":2076.699,"body":"You know, if you want to talk to my team."},{"speaker":"Rod Khleif","startTime":2076.699,"endTime":2076.999,"body":"Great."},{"speaker":"Rod Khleif","startTime":2077.089,"endTime":2077.269,"body":"But."},{"speaker":"Rod Khleif","startTime":2078.349,"endTime":2080.959,"body":"Come to my bootcamp because"},{"speaker":"Rod Khleif","startTime":2078.349,"endTime":2080.959,"body":"I'm not one of these things."},{"speaker":"Rod Khleif","startTime":2080.989,"endTime":2083.989,"body":"One of these people that'll tease"},{"speaker":"Rod Khleif","startTime":2080.989,"endTime":2083.989,"body":"stuff and tell you a little bit, you"},{"speaker":"Rod Khleif","startTime":2083.999,"endTime":2085.939,"body":"it's drinking to a fricking hose."},{"speaker":"Rod Khleif","startTime":2086.119,"endTime":2088.789,"body":"So if you're interested in"},{"speaker":"Rod Khleif","startTime":2086.119,"endTime":2088.789,"body":"multi-family for God's sakes,"},{"speaker":"Rod Khleif","startTime":2088.789,"endTime":2089.809,"body":"come to one of my bootcamps."},{"speaker":"Rod Khleif","startTime":2089.809,"endTime":2090.349,"body":"I promise."},{"speaker":"Rod Khleif","startTime":2090.349,"endTime":2093.439,"body":"You'll be glad you came now, whatever"},{"speaker":"Rod Khleif","startTime":2090.349,"endTime":2093.439,"body":"the, if it's not multifamily,"},{"speaker":"Rod Khleif","startTime":2093.589,"endTime":2094.689,"body":"go out and find an expert in."},{"speaker":"Rod Khleif","startTime":2095.599,"endTime":2098.449,"body":"You know, sector of this business,"},{"speaker":"Rod Khleif","startTime":2095.599,"endTime":2098.449,"body":"you're interested in, if it's self"},{"speaker":"Rod Khleif","startTime":2098.449,"endTime":2103.159,"body":"storage, mobile home parks, you know,"},{"speaker":"Rod Khleif","startTime":2098.449,"endTime":2103.159,"body":"go find the expert and learn from them"},{"speaker":"Rod Khleif","startTime":2103.159,"endTime":2108.019,"body":"to become competent because to influence"},{"speaker":"Rod Khleif","startTime":2103.159,"endTime":2108.019,"body":"you have to be confident and passionate."},{"speaker":"Rod Khleif","startTime":2108.259,"endTime":2110.569,"body":"And that only comes from"},{"speaker":"Rod Khleif","startTime":2108.259,"endTime":2110.569,"body":"competence from knowledge."},{"speaker":"Rod Khleif","startTime":2110.599,"endTime":2114.529,"body":"Now don't, don't those of, you know, you"},{"speaker":"Rod Khleif","startTime":2110.599,"endTime":2114.529,"body":"know who you are, you analytical ones,"},{"speaker":"Rod Khleif","startTime":2114.529,"endTime":2116.539,"body":"you don't have to know every single step."},{"speaker":"Rod Khleif","startTime":2116.779,"endTime":2119.719,"body":"You know, you don't have to see the"},{"speaker":"Rod Khleif","startTime":2116.779,"endTime":2119.719,"body":"entire road, but you have to have"},{"speaker":"Rod Khleif","startTime":2119.719,"endTime":2121.339,"body":"a beginning level of competence."},{"speaker":"Rod Khleif","startTime":2121.549,"endTime":2122.029,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2122.329,"endTime":2126.889,"body":"Um, You know, you can drive all the"},{"speaker":"Rod Khleif","startTime":2122.329,"endTime":2126.889,"body":"way across this country at night,"},{"speaker":"Rod Khleif","startTime":2126.889,"endTime":2128.239,"body":"seeing 50 feet in front of you."},{"speaker":"Rod Khleif","startTime":2128.239,"endTime":2130.219,"body":"And, you know, you'll make"},{"speaker":"Rod Khleif","startTime":2128.239,"endTime":2130.219,"body":"it, other people have made it."},{"speaker":"Rod Khleif","startTime":2130.219,"endTime":2132.979,"body":"You may have some roadblocks and some"},{"speaker":"Rod Khleif","startTime":2130.219,"endTime":2132.979,"body":"setbacks, but you know, you'll make"},{"speaker":"Rod Khleif","startTime":2132.979,"endTime":2134.749,"body":"it, it's the same way with your goals."},{"speaker":"Rod Khleif","startTime":2135.079,"endTime":2139.189,"body":"So don't hang your hat on the fact, you"},{"speaker":"Rod Khleif","startTime":2135.079,"endTime":2139.189,"body":"have to know every single piece, you"},{"speaker":"Rod Khleif","startTime":2139.189,"endTime":2142.459,"body":"know, analytical people will have to"},{"speaker":"Rod Khleif","startTime":2139.189,"endTime":2142.459,"body":"check off every single box, but they're"},{"speaker":"Rod Khleif","startTime":2142.459,"endTime":2143.809,"body":"the most successful in my business."},{"speaker":"Rod Khleif","startTime":2143.809,"endTime":2147.589,"body":"By the way, if you're analytical, you"},{"speaker":"Rod Khleif","startTime":2143.809,"endTime":2147.589,"body":"are, you know, the poster child for"},{"speaker":"Rod Khleif","startTime":2147.589,"endTime":2150.829,"body":"success in multifamily because there's"},{"speaker":"Rod Khleif","startTime":2147.589,"endTime":2150.829,"body":"a lot of analytics involved, but."},{"speaker":"Rod Khleif","startTime":2151.609,"endTime":2155.029,"body":"Don't use that as an excuse, not"},{"speaker":"Rod Khleif","startTime":2151.609,"endTime":2155.029,"body":"to take action, which is what we"},{"speaker":"Rod Khleif","startTime":2155.029,"endTime":2156.529,"body":"see, you know, check off every box."},{"speaker":"Rod Khleif","startTime":2156.889,"endTime":2159.649,"body":"So I forgot what the question"},{"speaker":"Rod Khleif","startTime":2156.889,"endTime":2159.649,"body":"was, but hopefully that,"},{"speaker":"Average Joe Finances","startTime":2159.949,"endTime":2161.519,"body":"no,"},{"speaker":"Average Joe Finances","startTime":2159.949,"endTime":2161.519,"body":"you definitely answered it."},{"speaker":"Average Joe Finances","startTime":2161.579,"endTime":2164.239,"body":"I just, I want to, I want to"},{"speaker":"Average Joe Finances","startTime":2161.579,"endTime":2164.239,"body":"tell a quick story about that."},{"speaker":"Average Joe Finances","startTime":2164.239,"endTime":2165.599,"body":"That that's very relatable."},{"speaker":"Average Joe Finances","startTime":2165.879,"endTime":2168.519,"body":"This is going back into"},{"speaker":"Average Joe Finances","startTime":2165.879,"endTime":2168.519,"body":"my Navy days here, right?"},{"speaker":"Average Joe Finances","startTime":2168.519,"endTime":2172.639,"body":"When I was getting qualified as officer"},{"speaker":"Average Joe Finances","startTime":2168.519,"endTime":2172.639,"body":"of the deck, this is like the pinnacle"},{"speaker":"Average Joe Finances","startTime":2172.639,"endTime":2174.289,"body":"qualification you can get on a ship."},{"speaker":"Average Joe Finances","startTime":2174.559,"endTime":2177.199,"body":"You are in charge of the"},{"speaker":"Average Joe Finances","startTime":2174.559,"endTime":2177.199,"body":"safe navigation of the."},{"speaker":"Average Joe Finances","startTime":2177.739,"endTime":2178.519,"body":"Wherever you're going."},{"speaker":"Average Joe Finances","startTime":2178.519,"endTime":2178.789,"body":"Right?"},{"speaker":"Average Joe Finances","startTime":2179.149,"endTime":2182.539,"body":"So as I was going through my qualification"},{"speaker":"Average Joe Finances","startTime":2179.149,"endTime":2182.539,"body":"that the CO had this one question that"},{"speaker":"Average Joe Finances","startTime":2182.539,"endTime":2184.039,"body":"he said, pretty much, everybody fails."},{"speaker":"Average Joe Finances","startTime":2184.249,"endTime":2185.239,"body":"Everybody fails this question."},{"speaker":"Average Joe Finances","startTime":2185.629,"endTime":2191.372,"body":"It puts you in this absolutely insane"},{"speaker":"Average Joe Finances","startTime":2185.629,"endTime":2191.372,"body":"scenario where you have multiple"},{"speaker":"Average Joe Finances","startTime":2191.402,"endTime":2195.272,"body":"contacts, which is like other ships"},{"speaker":"Average Joe Finances","startTime":2191.402,"endTime":2195.272,"body":"or other boats in the water that are"},{"speaker":"Average Joe Finances","startTime":2195.272,"endTime":2199.472,"body":"all going to come across in a way that"},{"speaker":"Average Joe Finances","startTime":2195.272,"endTime":2199.472,"body":"like collision is pretty much imminent."},{"speaker":"Average Joe Finances","startTime":2200.297,"endTime":2203.317,"body":"And most folks that answer this"},{"speaker":"Average Joe Finances","startTime":2200.297,"endTime":2203.317,"body":"question, get it wrong because they're,"},{"speaker":"Average Joe Finances","startTime":2203.317,"endTime":2206.177,"body":"they're focusing on one little problem"},{"speaker":"Average Joe Finances","startTime":2203.317,"endTime":2206.177,"body":"at a time trying to figure it out."},{"speaker":"Average Joe Finances","startTime":2206.357,"endTime":2209.287,"body":"And by the time they get to where"},{"speaker":"Average Joe Finances","startTime":2206.357,"endTime":2209.287,"body":"they think they're at  another"},{"speaker":"Average Joe Finances","startTime":2209.287,"endTime":2210.577,"body":"ship or boat collided with them."},{"speaker":"Average Joe Finances","startTime":2211.087,"endTime":2214.807,"body":"So the very first thing I said, when,"},{"speaker":"Average Joe Finances","startTime":2211.087,"endTime":2214.807,"body":"when I was asked that question, I was"},{"speaker":"Average Joe Finances","startTime":2214.807,"endTime":2216.307,"body":"given the scenario, I'm looking at it."},{"speaker":"Average Joe Finances","startTime":2216.697,"endTime":2218.667,"body":"And I said, well, the first thing"},{"speaker":"Average Joe Finances","startTime":2216.697,"endTime":2218.667,"body":"I'm gonna do is I'm going to slow."},{"speaker":"Average Joe Finances","startTime":2218.737,"endTime":2219.937,"body":"I'm going to slow the speed of the ship."},{"speaker":"Average Joe Finances","startTime":2219.967,"endTime":2220.927,"body":"I'm going to slow down."},{"speaker":"Average Joe Finances","startTime":2221.197,"endTime":2224.148,"body":"So I have more time to"},{"speaker":"Average Joe Finances","startTime":2221.197,"endTime":2224.148,"body":"assess what's going on here."},{"speaker":"Average Joe Finances","startTime":2224.478,"endTime":2227.088,"body":"And I think it's just"},{"speaker":"Average Joe Finances","startTime":2224.478,"endTime":2227.088,"body":"what reminded me of that."},{"speaker":"Average Joe Finances","startTime":2227.088,"endTime":2229.578,"body":"What triggered that for me is when"},{"speaker":"Average Joe Finances","startTime":2227.088,"endTime":2229.578,"body":"you were talking about, you're"},{"speaker":"Average Joe Finances","startTime":2229.578,"endTime":2233.178,"body":"driving down that highway at night,"},{"speaker":"Average Joe Finances","startTime":2229.578,"endTime":2233.178,"body":"only seeing 50 feet ahead of you."},{"speaker":"Average Joe Finances","startTime":2233.178,"endTime":2234.828,"body":"Cause you, you know, you talked"},{"speaker":"Average Joe Finances","startTime":2233.178,"endTime":2234.828,"body":"about during the daytime, you"},{"speaker":"Average Joe Finances","startTime":2234.828,"endTime":2236.088,"body":"can see all the way down, right."},{"speaker":"Average Joe Finances","startTime":2236.388,"endTime":2238.758,"body":"But at nighttime, you driving"},{"speaker":"Average Joe Finances","startTime":2236.388,"endTime":2238.758,"body":"50 feet ahead of you and"},{"speaker":"Average Joe Finances","startTime":2238.758,"endTime":2239.928,"body":"there's going to be roadblocks."},{"speaker":"Average Joe Finances","startTime":2240.108,"endTime":2241.728,"body":"It doesn't mean it's going to stop you."},{"speaker":"Average Joe Finances","startTime":2241.728,"endTime":2244.578,"body":"You just need to assess that"},{"speaker":"Average Joe Finances","startTime":2241.728,"endTime":2244.578,"body":"situation and figure out a way to"},{"speaker":"Average Joe Finances","startTime":2244.578,"endTime":2245.988,"body":"navigate around that roadblock."},{"speaker":"Average Joe Finances","startTime":2245.988,"endTime":2249.838,"body":"So, I wanted to touch on that because"},{"speaker":"Average Joe Finances","startTime":2245.988,"endTime":2249.838,"body":"that, I think that's absolutely huge."},{"speaker":"Average Joe Finances","startTime":2250.188,"endTime":2250.758,"body":"Absolutely."},{"speaker":"Rod Khleif","startTime":2250.788,"endTime":2255.138,"body":"It's it's, it's, it's how"},{"speaker":"Rod Khleif","startTime":2250.788,"endTime":2255.138,"body":"you're going to get anything in life is,"},{"speaker":"Rod Khleif","startTime":2255.188,"endTime":2260.508,"body":"is recognizing that, you know, on your"},{"speaker":"Rod Khleif","startTime":2255.188,"endTime":2260.508,"body":"path to those goals, um, you may not know,"},{"speaker":"Rod Khleif","startTime":2260.508,"endTime":2262.098,"body":"you won't know the whole path like Dr."},{"speaker":"Rod Khleif","startTime":2262.098,"endTime":2264.498,"body":"Martin Luther king said, you"},{"speaker":"Rod Khleif","startTime":2262.098,"endTime":2264.498,"body":"take that first step in faith."},{"speaker":"Rod Khleif","startTime":2264.498,"endTime":2265.848,"body":"The next step will be revealed."},{"speaker":"Rod Khleif","startTime":2266.268,"endTime":2269.838,"body":"Um, Lowel to thousands of years"},{"speaker":"Rod Khleif","startTime":2266.268,"endTime":2269.838,"body":"ago said the journey of a thousand"},{"speaker":"Rod Khleif","startTime":2269.838,"endTime":2272.388,"body":"miles begins with a single step, but"},{"speaker":"Rod Khleif","startTime":2269.838,"endTime":2272.388,"body":"you've got to take that first step."},{"speaker":"Rod Khleif","startTime":2272.568,"endTime":2273.048,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2273.138,"endTime":2275.478,"body":"You don't want to get stuck"},{"speaker":"Rod Khleif","startTime":2273.138,"endTime":2275.478,"body":"in analysis paralysis."},{"speaker":"Rod Khleif","startTime":2275.478,"endTime":2276.618,"body":"You freaking go do it."},{"speaker":"Rod Khleif","startTime":2276.888,"endTime":2278.248,"body":"And you'll be glad you did"},{"speaker":"Average Joe Finances","startTime":2278.248,"endTime":2278.338,"body":"that."},{"speaker":"Average Joe Finances","startTime":2278.548,"endTime":2280.478,"body":"So that's one of my favorite quotes too."},{"speaker":"Rod Khleif","startTime":2280.528,"endTime":2282.658,"body":"People,"},{"speaker":"Rod Khleif","startTime":2280.528,"endTime":2282.658,"body":"people, people are fearful."},{"speaker":"Rod Khleif","startTime":2282.958,"endTime":2285.568,"body":"They don't realize that"},{"speaker":"Rod Khleif","startTime":2282.958,"endTime":2285.568,"body":"action mitigates fear."},{"speaker":"Rod Khleif","startTime":2285.568,"endTime":2286.498,"body":"It's counterintuitive."},{"speaker":"Rod Khleif","startTime":2286.498,"endTime":2289.528,"body":"You take action in the"},{"speaker":"Rod Khleif","startTime":2286.498,"endTime":2289.528,"body":"fear just dissipates."},{"speaker":"Rod Khleif","startTime":2289.738,"endTime":2291.208,"body":"So action is it's critical."},{"speaker":"Average Joe Finances","startTime":2291.598,"endTime":2292.588,"body":"Yeah, absolutely."},{"speaker":"Average Joe Finances","startTime":2292.828,"endTime":2293.548,"body":"So love that."},{"speaker":"Average Joe Finances","startTime":2293.548,"endTime":2293.938,"body":"Love that."},{"speaker":"Average Joe Finances","startTime":2294.208,"endTime":2294.598,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2294.728,"endTime":2296.738,"body":"Final question of the final round here."},{"speaker":"Average Joe Finances","startTime":2296.798,"endTime":2301.808,"body":"And, beside your own Rod, do you have"},{"speaker":"Average Joe Finances","startTime":2296.798,"endTime":2301.808,"body":"a favorite business investing or real"},{"speaker":"Average Joe Finances","startTime":2301.808,"endTime":2304.518,"body":"estate related book or podcast or both?"},{"speaker":"Rod Khleif","startTime":2304.682,"endTime":2305.722,"body":"Well, let"},{"speaker":"Rod Khleif","startTime":2304.682,"endTime":2305.722,"body":"me give you some books."},{"speaker":"Rod Khleif","startTime":2305.752,"endTime":2307.372,"body":"So my love language is gifts."},{"speaker":"Rod Khleif","startTime":2307.402,"endTime":2307.762,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2307.762,"endTime":2309.532,"body":"And there's a book called"},{"speaker":"Rod Khleif","startTime":2307.762,"endTime":2309.532,"body":"the five love languages."},{"speaker":"Rod Khleif","startTime":2309.532,"endTime":2311.392,"body":"And by God, if you hit don't"},{"speaker":"Rod Khleif","startTime":2309.532,"endTime":2311.392,"body":"haven't, haven't read it."},{"speaker":"Rod Khleif","startTime":2311.392,"endTime":2312.142,"body":"You need to go get it."},{"speaker":"Rod Khleif","startTime":2312.442,"endTime":2315.682,"body":"I was blessed to have the author"},{"speaker":"Rod Khleif","startTime":2312.442,"endTime":2315.682,"body":"on my show, super, super nice guys"},{"speaker":"Rod Khleif","startTime":2315.682,"endTime":2319.222,"body":"in his eighties, but, uh, you know,"},{"speaker":"Rod Khleif","startTime":2315.682,"endTime":2319.222,"body":"everybody feels love a certain way"},{"speaker":"Rod Khleif","startTime":2319.222,"endTime":2320.812,"body":"and they give love a certain way, man."},{"speaker":"Rod Khleif","startTime":2320.872,"endTime":2322.372,"body":"My way of giving love as gifts."},{"speaker":"Rod Khleif","startTime":2322.372,"endTime":2325.552,"body":"I know it's kind of weird, but I,"},{"speaker":"Rod Khleif","startTime":2322.372,"endTime":2325.552,"body":"my, I love giving my wife gifts."},{"speaker":"Rod Khleif","startTime":2325.552,"endTime":2326.392,"body":"She never expects them."},{"speaker":"Rod Khleif","startTime":2326.877,"endTime":2328.767,"body":"But that's my way of showing her luck."},{"speaker":"Rod Khleif","startTime":2329.097,"endTime":2330.837,"body":"Well, so my students get lots of gifts."},{"speaker":"Rod Khleif","startTime":2330.837,"endTime":2331.227,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2331.227,"endTime":2334.677,"body":"And they literally get a book almost"},{"speaker":"Rod Khleif","startTime":2331.227,"endTime":2334.677,"body":"every month or some sort of a gift."},{"speaker":"Rod Khleif","startTime":2334.737,"endTime":2337.557,"body":"And so let me give you some of the"},{"speaker":"Rod Khleif","startTime":2334.737,"endTime":2337.557,"body":"gifts, some of the books that I've"},{"speaker":"Rod Khleif","startTime":2337.557,"endTime":2340.317,"body":"given them, the first one I'll,"},{"speaker":"Rod Khleif","startTime":2337.557,"endTime":2340.317,"body":"let's talk about as the slight edge."},{"speaker":"Rod Khleif","startTime":2340.707,"endTime":2343.707,"body":"It's about those little decisions"},{"speaker":"Rod Khleif","startTime":2340.707,"endTime":2343.707,"body":"you make day in and day out, the"},{"speaker":"Rod Khleif","startTime":2343.707,"endTime":2346.227,"body":"little ones that don't amount"},{"speaker":"Rod Khleif","startTime":2343.707,"endTime":2346.227,"body":"to something that much, right."},{"speaker":"Rod Khleif","startTime":2346.227,"endTime":2349.257,"body":"When you make them, but they accumulate"},{"speaker":"Rod Khleif","startTime":2346.227,"endTime":2349.257,"body":"and they traject your life up or down."},{"speaker":"Rod Khleif","startTime":2349.647,"endTime":2353.577,"body":"Another one is turning pro by Steven"},{"speaker":"Rod Khleif","startTime":2349.647,"endTime":2353.577,"body":"Pressman about, about, you know,"},{"speaker":"Rod Khleif","startTime":2353.577,"endTime":2355.497,"body":"if you're going to do something,"},{"speaker":"Rod Khleif","startTime":2353.577,"endTime":2355.497,"body":"stop being a freaking animal."},{"speaker":"Rod Khleif","startTime":2356.207,"endTime":2357.227,"body":"And be a professional."},{"speaker":"Rod Khleif","startTime":2357.467,"endTime":2357.767,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2357.767,"endTime":2358.547,"body":"Turning pro."},{"speaker":"Rod Khleif","startTime":2358.967,"endTime":2362.357,"body":"Another one is, uh, of course,"},{"speaker":"Rod Khleif","startTime":2358.967,"endTime":2362.357,"body":"uh, Gary Keller's one thing."},{"speaker":"Rod Khleif","startTime":2362.597,"endTime":2366.467,"body":"Uh, I was blessed to have his"},{"speaker":"Rod Khleif","startTime":2362.597,"endTime":2366.467,"body":"co-author Jay Papasan on the"},{"speaker":"Rod Khleif","startTime":2366.467,"endTime":2368.027,"body":"show and that's a fantastic book."},{"speaker":"Rod Khleif","startTime":2368.027,"endTime":2370.427,"body":"Another one is how LL"},{"speaker":"Rod Khleif","startTime":2368.027,"endTime":2370.427,"body":"rods miracle morning."},{"speaker":"Rod Khleif","startTime":2370.727,"endTime":2371.027,"body":"Okay."},{"speaker":"Rod Khleif","startTime":2371.027,"endTime":2374.057,"body":"About the, you know, how you start"},{"speaker":"Rod Khleif","startTime":2371.027,"endTime":2374.057,"body":"your morning with some meditation, some"},{"speaker":"Rod Khleif","startTime":2374.057,"endTime":2376.457,"body":"prayer, some journaling, some exercise."},{"speaker":"Rod Khleif","startTime":2376.787,"endTime":2380.027,"body":"And, uh, and, and it's extraordinary"},{"speaker":"Rod Khleif","startTime":2376.787,"endTime":2380.027,"body":"what that does for you."},{"speaker":"Rod Khleif","startTime":2380.922,"endTime":2382.902,"body":"I have to think if I got"},{"speaker":"Rod Khleif","startTime":2380.922,"endTime":2382.902,"body":"any more that's enough."},{"speaker":"Rod Khleif","startTime":2382.932,"endTime":2383.292,"body":"There you go."},{"speaker":"Rod Khleif","startTime":2383.292,"endTime":2383.772,"body":"I've got a few,"},{"speaker":"Average Joe Finances","startTime":2384.192,"endTime":2386.172,"body":"you cheated,"},{"speaker":"Average Joe Finances","startTime":2384.192,"endTime":2386.172,"body":"you cheated, but that's okay."},{"speaker":"Average Joe Finances","startTime":2386.382,"endTime":2388.922,"body":"Because those are all"},{"speaker":"Average Joe Finances","startTime":2386.382,"endTime":2388.922,"body":"fantastic, but oh, okay."},{"speaker":"Average Joe Finances","startTime":2389.182,"endTime":2390.282,"body":"I said, I said one,"},{"speaker":"Rod Khleif","startTime":2390.522,"endTime":2391.272,"body":"do you want to know?"},{"speaker":"Rod Khleif","startTime":2391.332,"endTime":2393.072,"body":"I wanted to over-deliver okay."},{"speaker":"Rod Khleif","startTime":2393.222,"endTime":2393.672,"body":"You want to be"},{"speaker":"Average Joe Finances","startTime":2394.212,"endTime":2396.372,"body":"always,"},{"speaker":"Average Joe Finances","startTime":2394.212,"endTime":2396.372,"body":"always, over-deliver always"},{"speaker":"Average Joe Finances","startTime":2396.372,"endTime":2397.692,"body":"under promise and over deliver."},{"speaker":"Average Joe Finances","startTime":2398.082,"endTime":2398.612,"body":"Fantastic."},{"speaker":"Average Joe Finances","startTime":2398.622,"endTime":2400.722,"body":"You know, and I hear you say that"},{"speaker":"Average Joe Finances","startTime":2398.622,"endTime":2400.722,"body":"on your podcast all the time."},{"speaker":"Average Joe Finances","startTime":2400.992,"endTime":2403.792,"body":"So,  that's just a Testament"},{"speaker":"Average Joe Finances","startTime":2400.992,"endTime":2403.792,"body":"to who Rod is, right."},{"speaker":"Average Joe Finances","startTime":2403.792,"endTime":2405.652,"body":"Over-delivering even here in the end."},{"speaker":"Average Joe Finances","startTime":2405.712,"endTime":2407.712,"body":"Absolutely love it now Rod."},{"speaker":"Average Joe Finances","startTime":2407.822,"endTime":2410.732,"body":"That was the final round, but I"},{"speaker":"Average Joe Finances","startTime":2407.822,"endTime":2410.732,"body":"do have one more question for you."},{"speaker":"Average Joe Finances","startTime":2410.732,"endTime":2414.452,"body":"And it's probably the most important"},{"speaker":"Average Joe Finances","startTime":2410.732,"endTime":2414.452,"body":"question of all, because we've talked"},{"speaker":"Average Joe Finances","startTime":2414.452,"endTime":2416.672,"body":"about your amazing background and story."},{"speaker":"Average Joe Finances","startTime":2416.672,"endTime":2420.752,"body":"Just everything that you've done to the"},{"speaker":"Average Joe Finances","startTime":2416.672,"endTime":2420.752,"body":"culmination, to where we're at right now."},{"speaker":"Average Joe Finances","startTime":2421.232,"endTime":2424.832,"body":"And people listening to my listeners are"},{"speaker":"Average Joe Finances","startTime":2421.232,"endTime":2424.832,"body":"going to want to know more about you."},{"speaker":"Average Joe Finances","startTime":2424.832,"endTime":2428.822,"body":"Why don't they want to know who is rod"},{"speaker":"Average Joe Finances","startTime":2424.832,"endTime":2428.822,"body":"cliff, uh, and they want to know where"},{"speaker":"Average Joe Finances","startTime":2428.822,"endTime":2430.292,"body":"they can find more information about you."},{"speaker":"Average Joe Finances","startTime":2430.292,"endTime":2430.472,"body":"So"},{"speaker":"Rod Khleif","startTime":2430.712,"endTime":2431.192,"body":"thanks buddy."},{"speaker":"Rod Khleif","startTime":2431.202,"endTime":2431.912,"body":"I appreciate that."},{"speaker":"Rod Khleif","startTime":2433.027,"endTime":2434.257,"body":"Uh, website social media."},{"speaker":"Rod Khleif","startTime":2434.257,"endTime":2435.967,"body":"I've got my podcast."},{"speaker":"Rod Khleif","startTime":2435.967,"endTime":2438.127,"body":"Of course, you know, it's"},{"speaker":"Rod Khleif","startTime":2435.967,"endTime":2438.127,"body":"called lifetime cashflow."},{"speaker":"Rod Khleif","startTime":2438.127,"endTime":2443.287,"body":"We just broke 12 million downloads, which"},{"speaker":"Rod Khleif","startTime":2438.127,"endTime":2443.287,"body":"also proud of so, uh, lifetime cashflow."},{"speaker":"Rod Khleif","startTime":2443.587,"endTime":2446.947,"body":"Um, if you, if you want to go online"},{"speaker":"Rod Khleif","startTime":2443.587,"endTime":2446.947,"body":"and find me, just do real estate"},{"speaker":"Rod Khleif","startTime":2446.947,"endTime":2449.587,"body":"with rod and it goes right to my"},{"speaker":"Rod Khleif","startTime":2446.947,"endTime":2449.587,"body":"website, nobody can spell my name."},{"speaker":"Rod Khleif","startTime":2449.587,"endTime":2452.257,"body":"It's rodkhleif.com is my website,"},{"speaker":"Rod Khleif","startTime":2449.587,"endTime":2452.257,"body":"but real estate was bottled."},{"speaker":"Rod Khleif","startTime":2452.257,"endTime":2455.017,"body":"Take you there and you'll see"},{"speaker":"Rod Khleif","startTime":2452.257,"endTime":2455.017,"body":"my events that are coming up."},{"speaker":"Rod Khleif","startTime":2455.047,"endTime":2458.707,"body":"You'll see hundreds of"},{"speaker":"Rod Khleif","startTime":2455.047,"endTime":2458.707,"body":"videos, uh, books, free books."},{"speaker":"Rod Khleif","startTime":2458.707,"endTime":2461.797,"body":"I've got books on every topic in"},{"speaker":"Rod Khleif","startTime":2458.707,"endTime":2461.797,"body":"this business you can get for free."},{"speaker":"Rod Khleif","startTime":2462.272,"endTime":2466.322,"body":"Um, just a lot of articles, a lot of"},{"speaker":"Rod Khleif","startTime":2462.272,"endTime":2466.322,"body":"incredible resources at my website,"},{"speaker":"Rod Khleif","startTime":2466.652,"endTime":2469.592,"body":"but you know, if you're serious"},{"speaker":"Rod Khleif","startTime":2466.652,"endTime":2469.592,"body":"about this business for God's sakes,"},{"speaker":"Rod Khleif","startTime":2469.592,"endTime":2472.712,"body":"come spend a couple days with me"},{"speaker":"Rod Khleif","startTime":2469.592,"endTime":2472.712,"body":"and my live events for three days."},{"speaker":"Rod Khleif","startTime":2472.712,"endTime":2473.882,"body":"My virtuals are too."},{"speaker":"Rod Khleif","startTime":2473.882,"endTime":2478.322,"body":"I cram them into two, but, uh, you"},{"speaker":"Rod Khleif","startTime":2473.882,"endTime":2478.322,"body":"know, you'll get a crash course in"},{"speaker":"Rod Khleif","startTime":2478.322,"endTime":2482.282,"body":"this business and, and start that"},{"speaker":"Rod Khleif","startTime":2478.322,"endTime":2482.282,"body":"start that level of competency that"},{"speaker":"Rod Khleif","startTime":2482.282,"endTime":2484.082,"body":"you need to go kick ass in this."},{"speaker":"Average Joe Finances","startTime":2484.46,"endTime":2485.33,"body":"absolutely love it."},{"speaker":"Average Joe Finances","startTime":2485.33,"endTime":2489.13,"body":"So, Hey rod, , I'll make sure I have"},{"speaker":"Average Joe Finances","startTime":2485.33,"endTime":2489.13,"body":"all the links to, to, you know, to"},{"speaker":"Average Joe Finances","startTime":2489.13,"endTime":2492.31,"body":"make it easier for people to find you,"},{"speaker":"Average Joe Finances","startTime":2489.13,"endTime":2492.31,"body":"if they want to practice their Google"},{"speaker":"Average Joe Finances","startTime":2492.31,"endTime":2495.16,"body":"food, that's fine, but I'm going to"},{"speaker":"Average Joe Finances","startTime":2492.31,"endTime":2495.16,"body":"try to make it as easy as possible."},{"speaker":"Average Joe Finances","startTime":2495.16,"endTime":2497.94,"body":"So everybody that's listening, you'll"},{"speaker":"Average Joe Finances","startTime":2495.16,"endTime":2497.94,"body":"be able to find all the links on."},{"speaker":"Average Joe Finances","startTime":2498.585,"endTime":2501.765,"body":"In the show notes, go check it"},{"speaker":"Average Joe Finances","startTime":2498.585,"endTime":2501.765,"body":"out, go check out his podcast."},{"speaker":"Average Joe Finances","startTime":2501.765,"endTime":2503.505,"body":"I'm telling you right"},{"speaker":"Average Joe Finances","startTime":2501.765,"endTime":2503.505,"body":"now, it's on my weekly."},{"speaker":"Average Joe Finances","startTime":2503.505,"endTime":2504.015,"body":"Listen."},{"speaker":"Average Joe Finances","startTime":2504.345,"endTime":2507.045,"body":"I listened to it on my"},{"speaker":"Average Joe Finances","startTime":2504.345,"endTime":2507.045,"body":"commute to work every day."},{"speaker":"Average Joe Finances","startTime":2507.325,"endTime":2508.915,"body":", so it's absolutely phenomenal."},{"speaker":"Average Joe Finances","startTime":2509.175,"endTime":2512.325,"body":", rod, this was truly a"},{"speaker":"Average Joe Finances","startTime":2509.175,"endTime":2512.325,"body":"treat and a pleasure."},{"speaker":"Average Joe Finances","startTime":2512.515,"endTime":2515.935,"body":", I'm so humbled and thankful that"},{"speaker":"Average Joe Finances","startTime":2512.515,"endTime":2515.935,"body":"you took the time to chat with me"},{"speaker":"Average Joe Finances","startTime":2515.985,"endTime":2518.835,"body":"I know it's a little bit later over"},{"speaker":"Average Joe Finances","startTime":2515.985,"endTime":2518.835,"body":"there, so I appreciate you taking"},{"speaker":"Average Joe Finances","startTime":2518.835,"endTime":2520.335,"body":"the time being on the east coast."},{"speaker":"Average Joe Finances","startTime":2520.335,"endTime":2521.715,"body":"I'm over here in Hawaii."},{"speaker":"Average Joe Finances","startTime":2521.955,"endTime":2524.115,"body":"So I do really appreciate always you."},{"speaker":"Average Joe Finances","startTime":2524.115,"endTime":2524.535,"body":"Whoa."},{"speaker":"Average Joe Finances","startTime":2526.41,"endTime":2528.09,"body":"Hey, we both enjoy the sun and the beach."},{"speaker":"Average Joe Finances","startTime":2528.09,"endTime":2528.72,"body":"So there you go."},{"speaker":"Rod Khleif","startTime":2529.08,"endTime":2529.56,"body":"That's right."},{"speaker":"Rod Khleif","startTime":2529.71,"endTime":2530.25,"body":"Thanks brother."},{"speaker":"Rod Khleif","startTime":2530.25,"endTime":2531.21,"body":"It was a lot of fun, buddy."},{"speaker":"Rod Khleif","startTime":2531.21,"endTime":2534.03,"body":"I'm really, I'm really impressed with"},{"speaker":"Rod Khleif","startTime":2531.21,"endTime":2534.03,"body":"you and what you've accomplished and,"},{"speaker":"Rod Khleif","startTime":2534.36,"endTime":2538.65,"body":"and, uh, and really you, you came well,"},{"speaker":"Rod Khleif","startTime":2534.36,"endTime":2538.65,"body":"you did some incredible questions that"},{"speaker":"Rod Khleif","startTime":2538.65,"endTime":2540.15,"body":"I don't always get when I'm interviewed."},{"speaker":"Rod Khleif","startTime":2540.15,"endTime":2541.71,"body":"So it was a real fun for me as well."},{"speaker":"Average Joe Finances","startTime":2541.98,"endTime":2542.31,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":2542.31,"endTime":2543.09,"body":"I appreciate that."},{"speaker":"Average Joe Finances","startTime":2543.09,"endTime":2544.35,"body":"And Aloha from Hawaii."}]}