{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":0.149,"endTime":1.139,"body":"Hey,"},{"speaker":"Average Joe Finances","startTime":0.149,"endTime":1.139,"body":"how's it going everybody."},{"speaker":"Average Joe Finances","startTime":1.139,"endTime":3.51,"body":"Welcome back to the average"},{"speaker":"Average Joe Finances","startTime":1.139,"endTime":3.51,"body":"Joe finances podcast."},{"speaker":"Average Joe Finances","startTime":3.539,"endTime":7.47,"body":"I'm your host, Mike, Cavaggioni and"},{"speaker":"Average Joe Finances","startTime":3.539,"endTime":7.47,"body":"today's guest is Michael Dominguez."},{"speaker":"Average Joe Finances","startTime":7.72,"endTime":9.099,"body":"Super stoked to have you on the show."},{"speaker":"Average Joe Finances","startTime":9.099,"endTime":10.329,"body":"Thanks for joining me today."},{"speaker":"Michael Dominguez","startTime":10.344,"endTime":12.137,"body":"Thanks a lot"},{"speaker":"Michael Dominguez","startTime":10.344,"endTime":12.137,"body":"for having me, Mike, I'm really"},{"speaker":"Michael Dominguez","startTime":12.137,"endTime":13.157,"body":"looking forward to having this chat."},{"speaker":"Average Joe Finances","startTime":13.457,"endTime":14.207,"body":"Yeah, absolutely."},{"speaker":"Average Joe Finances","startTime":14.207,"endTime":15.736,"body":"Hey, the first thing I"},{"speaker":"Average Joe Finances","startTime":14.207,"endTime":15.736,"body":"want to ask, because."},{"speaker":"Average Joe Finances","startTime":15.765,"endTime":19.06,"body":"You've done some really amazing things"},{"speaker":"Average Joe Finances","startTime":15.765,"endTime":19.06,"body":"and really accomplished, but can you"},{"speaker":"Average Joe Finances","startTime":19.06,"endTime":22.709,"body":"tell me and my audience a little bit"},{"speaker":"Average Joe Finances","startTime":19.06,"endTime":22.709,"body":"more about yourself, share your story."},{"speaker":"Average Joe Finances","startTime":22.709,"endTime":23.999,"body":"Like how did this get started for you?"},{"speaker":"Average Joe Finances","startTime":24.159,"endTime":25.269,"body":"Like we want to know it all."},{"speaker":"Michael Dominguez","startTime":25.569,"endTime":25.929,"body":"Yeah."},{"speaker":"Michael Dominguez","startTime":25.988,"endTime":29.6,"body":"I'll give you a sort of the short"},{"speaker":"Michael Dominguez","startTime":25.988,"endTime":29.6,"body":"version I think, but, I graduated"},{"speaker":"Michael Dominguez","startTime":29.66,"endTime":33.57,"body":"a business degree back in the day"},{"speaker":"Michael Dominguez","startTime":29.66,"endTime":33.57,"body":"and,  did what everyone else does."},{"speaker":"Michael Dominguez","startTime":33.72,"endTime":37.95,"body":"And that is getting that nine to five"},{"speaker":"Michael Dominguez","startTime":33.72,"endTime":37.95,"body":"job and working in middle management,"},{"speaker":"Michael Dominguez","startTime":38.11,"endTime":41.724,"body":"getting promoted a couple of times,"},{"speaker":"Michael Dominguez","startTime":38.11,"endTime":41.724,"body":"media girl get married, having a kid."},{"speaker":"Michael Dominguez","startTime":41.938,"endTime":45.316,"body":"And,  and then I woke up pretty"},{"speaker":"Michael Dominguez","startTime":41.938,"endTime":45.316,"body":"much in my late thirties are"},{"speaker":"Michael Dominguez","startTime":45.376,"endTime":50.381,"body":"almost age 40 now divorced and"},{"speaker":"Michael Dominguez","startTime":45.376,"endTime":50.381,"body":"had zero net worth to speak of."},{"speaker":"Michael Dominguez","startTime":50.381,"endTime":53.411,"body":"I did have a principal residence,"},{"speaker":"Michael Dominguez","startTime":50.381,"endTime":53.411,"body":"but not a lot of equity."},{"speaker":"Michael Dominguez","startTime":53.711,"endTime":58.121,"body":"And, when I was back in high school and"},{"speaker":"Michael Dominguez","startTime":53.711,"endTime":58.121,"body":"university, I was very entrepreneurial"},{"speaker":"Michael Dominguez","startTime":58.121,"endTime":60.641,"body":"minded, but I lost that over my lifetime."},{"speaker":"Michael Dominguez","startTime":60.797,"endTime":64.616,"body":"And I was looking for an"},{"speaker":"Michael Dominguez","startTime":60.797,"endTime":64.616,"body":"alternative way to get rolling."},{"speaker":"Michael Dominguez","startTime":64.886,"endTime":69.146,"body":"And it was honestly with more, a fluke"},{"speaker":"Michael Dominguez","startTime":64.886,"endTime":69.146,"body":"scenario, I was looking to purchase my"},{"speaker":"Michael Dominguez","startTime":69.266,"endTime":73.241,"body":"new principal residence, met a realtor"},{"speaker":"Michael Dominguez","startTime":69.266,"endTime":73.241,"body":"who was also,  a manager of a brokerage."},{"speaker":"Michael Dominguez","startTime":73.541,"endTime":75.881,"body":"And she said, Hey,"},{"speaker":"Michael Dominguez","startTime":73.541,"endTime":75.881,"body":"you'd be a good realtor."},{"speaker":"Michael Dominguez","startTime":75.881,"endTime":77.971,"body":"And I said, oh yeah, I'm sure"},{"speaker":"Michael Dominguez","startTime":75.881,"endTime":77.971,"body":"you say, that's all the boys."},{"speaker":"Michael Dominguez","startTime":78.18,"endTime":79.93,"body":"And,  but she was serious."},{"speaker":"Michael Dominguez","startTime":79.93,"endTime":81.204,"body":"And,  I looked into it."},{"speaker":"Michael Dominguez","startTime":81.254,"endTime":82.267,"body":"It made a hell of a lot of sense."},{"speaker":"Michael Dominguez","startTime":82.417,"endTime":85.477,"body":"And then, fast forward,  year"},{"speaker":"Michael Dominguez","startTime":82.417,"endTime":85.477,"body":"or two,  I had my license."},{"speaker":"Michael Dominguez","startTime":85.477,"endTime":89.62,"body":"I was getting rolling, back in my old"},{"speaker":"Michael Dominguez","startTime":85.477,"endTime":89.62,"body":"days, I was a franchise manager for a"},{"speaker":"Michael Dominguez","startTime":89.62,"endTime":93.7,"body":"pet food franchise here in,  in Northern"},{"speaker":"Michael Dominguez","startTime":89.62,"endTime":93.7,"body":"Canada and even part of the United States."},{"speaker":"Michael Dominguez","startTime":94.0,"endTime":98.95,"body":"And, and I found that I started to"},{"speaker":"Michael Dominguez","startTime":94.0,"endTime":98.95,"body":"gravitate to my people, working with"},{"speaker":"Michael Dominguez","startTime":98.95,"endTime":104.2,"body":"those investor minded wealth building"},{"speaker":"Michael Dominguez","startTime":98.95,"endTime":104.2,"body":"type people and that worked out to be"},{"speaker":"Michael Dominguez","startTime":104.2,"endTime":105.939,"body":"with investors and that's how it went."},{"speaker":"Michael Dominguez","startTime":105.999,"endTime":107.817,"body":"And I started to grow from there."},{"speaker":"Michael Dominguez","startTime":108.117,"endTime":112.437,"body":"These guys were having some incredible"},{"speaker":"Michael Dominguez","startTime":108.117,"endTime":112.437,"body":"success and I said, you know what?"},{"speaker":"Michael Dominguez","startTime":112.437,"endTime":114.057,"body":"I should be doing some of that myself."},{"speaker":"Michael Dominguez","startTime":114.087,"endTime":115.177,"body":"And,  that's how it all got"},{"speaker":"Average Joe Finances","startTime":115.205,"endTime":115.935,"body":"That is super cool."},{"speaker":"Average Joe Finances","startTime":115.935,"endTime":119.082,"body":"So I was sitting here taking notes as you"},{"speaker":"Average Joe Finances","startTime":115.935,"endTime":119.082,"body":"were going, and, just, diving a little"},{"speaker":"Average Joe Finances","startTime":119.082,"endTime":120.732,"body":"bit deeper into your background, right?"},{"speaker":"Average Joe Finances","startTime":120.732,"endTime":125.299,"body":"So you graduated from school and you went"},{"speaker":"Average Joe Finances","startTime":120.732,"endTime":125.299,"body":"and started off life in that, that typical"},{"speaker":"Average Joe Finances","startTime":125.299,"endTime":129.349,"body":"nine to five job living the typical"},{"speaker":"Average Joe Finances","startTime":125.299,"endTime":129.349,"body":"life and typical dream, married kids."},{"speaker":"Average Joe Finances","startTime":129.555,"endTime":130.305,"body":"Divorced."},{"speaker":"Average Joe Finances","startTime":130.521,"endTime":133.071,"body":"And then you got into real estate"},{"speaker":"Average Joe Finances","startTime":130.521,"endTime":133.071,"body":"in your late thirties, right?"},{"speaker":"Average Joe Finances","startTime":133.089,"endTime":133.598,"body":"Early forties."},{"speaker":"Average Joe Finances","startTime":133.658,"endTime":133.838,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":133.838,"endTime":137.017,"body":"So that's actually, when you got"},{"speaker":"Average Joe Finances","startTime":133.838,"endTime":137.017,"body":"your real estate license and really"},{"speaker":"Average Joe Finances","startTime":137.017,"endTime":140.424,"body":"started taking off, looking where"},{"speaker":"Average Joe Finances","startTime":137.017,"endTime":140.424,"body":"you're at now a couple of years later,"},{"speaker":"Average Joe Finances","startTime":140.424,"endTime":142.884,"body":"just absolutely amazing progress."},{"speaker":"Average Joe Finances","startTime":142.942,"endTime":145.691,"body":"And it, it goes to show that"},{"speaker":"Average Joe Finances","startTime":142.942,"endTime":145.691,"body":"if somebody's serious about."},{"speaker":"Average Joe Finances","startTime":145.841,"endTime":149.141,"body":"And you really put in"},{"speaker":"Average Joe Finances","startTime":145.841,"endTime":149.141,"body":"that 110% effort, right?"},{"speaker":"Average Joe Finances","startTime":149.141,"endTime":150.191,"body":"You go above and beyond."},{"speaker":"Average Joe Finances","startTime":150.491,"endTime":154.211,"body":"You can get yourself to a point of being"},{"speaker":"Average Joe Finances","startTime":150.491,"endTime":154.211,"body":"financially free in just a few years."},{"speaker":"Average Joe Finances","startTime":154.43,"endTime":155.42,"body":"You're living proof of that."},{"speaker":"Average Joe Finances","startTime":155.42,"endTime":156.41,"body":"That's absolutely amazing."},{"speaker":"Average Joe Finances","startTime":156.71,"endTime":158.755,"body":"But I want to ask you something,"},{"speaker":"Average Joe Finances","startTime":156.71,"endTime":158.755,"body":"you had mentioned something about"},{"speaker":"Average Joe Finances","startTime":158.755,"endTime":160.888,"body":"being a,  pet food franchise owner."},{"speaker":"Average Joe Finances","startTime":160.89,"endTime":161.53,"body":"What was that?"},{"speaker":"Michael Dominguez","startTime":161.68,"endTime":162.01,"body":"Yeah."},{"speaker":"Michael Dominguez","startTime":162.01,"endTime":165.665,"body":"There's a,  a series of pet stores"},{"speaker":"Michael Dominguez","startTime":162.01,"endTime":165.665,"body":"here, actually both in Canada, United"},{"speaker":"Michael Dominguez","startTime":165.665,"endTime":170.135,"body":"States, they're approximately 2000 square"},{"speaker":"Michael Dominguez","startTime":165.665,"endTime":170.135,"body":"foot stores and they compete against"},{"speaker":"Michael Dominguez","startTime":170.135,"endTime":172.505,"body":"the PetSmarts and Petcos of the world."},{"speaker":"Michael Dominguez","startTime":172.722,"endTime":175.332,"body":"And, but these are the"},{"speaker":"Michael Dominguez","startTime":172.722,"endTime":175.332,"body":"independent pet stores."},{"speaker":"Michael Dominguez","startTime":175.602,"endTime":178.302,"body":"And so it's a individual franchisee."},{"speaker":"Michael Dominguez","startTime":178.602,"endTime":181.422,"body":"I believed in the product enough"},{"speaker":"Michael Dominguez","startTime":178.602,"endTime":181.422,"body":"that not only was I, the sales"},{"speaker":"Michael Dominguez","startTime":181.422,"endTime":183.118,"body":"person for the,  for the France."},{"speaker":"Michael Dominguez","startTime":183.307,"endTime":186.007,"body":"But also my parents bought a store."},{"speaker":"Michael Dominguez","startTime":186.217,"endTime":189.817,"body":"My brother bought a store myself"},{"speaker":"Michael Dominguez","startTime":186.217,"endTime":189.817,"body":"and my first wife bought a store."},{"speaker":"Michael Dominguez","startTime":189.997,"endTime":193.146,"body":"Because again,  I wanted to"},{"speaker":"Michael Dominguez","startTime":189.997,"endTime":193.146,"body":"try to find a way to get ahead."},{"speaker":"Michael Dominguez","startTime":193.174,"endTime":197.145,"body":"I wasn't,  I wasn't the type of person"},{"speaker":"Michael Dominguez","startTime":193.174,"endTime":197.145,"body":"who was going to create an app or a, I"},{"speaker":"Michael Dominguez","startTime":197.145,"endTime":200.693,"body":"wasn't going to make scrunchies or drive"},{"speaker":"Michael Dominguez","startTime":197.145,"endTime":200.693,"body":"an Uber drive,  become an Uber driver,"},{"speaker":"Michael Dominguez","startTime":200.705,"endTime":202.396,"body":"and this made a lot of sense for me."},{"speaker":"Michael Dominguez","startTime":202.696,"endTime":205.576,"body":"And it wasn't until I was introduced"},{"speaker":"Michael Dominguez","startTime":202.696,"endTime":205.576,"body":"to real estate that I realized"},{"speaker":"Michael Dominguez","startTime":205.576,"endTime":209.634,"body":"that it was just simply a better"},{"speaker":"Michael Dominguez","startTime":205.576,"endTime":209.634,"body":"opportunity than franchising was."},{"speaker":"Michael Dominguez","startTime":209.934,"endTime":213.438,"body":"And that's how it was how it got going"},{"speaker":"Michael Dominguez","startTime":209.934,"endTime":213.438,"body":"is honestly, I wanted to try to find a"},{"speaker":"Michael Dominguez","startTime":213.438,"endTime":217.631,"body":"way to get ahead, but running a business"},{"speaker":"Michael Dominguez","startTime":213.438,"endTime":217.631,"body":"was a lot of work and it just didn't."},{"speaker":"Michael Dominguez","startTime":217.781,"endTime":223.641,"body":"I had my nine to five job and I"},{"speaker":"Michael Dominguez","startTime":217.781,"endTime":223.641,"body":"didn't have the time and energy to"},{"speaker":"Michael Dominguez","startTime":223.671,"endTime":225.141,"body":"basically have two full-time jobs."},{"speaker":"Michael Dominguez","startTime":225.141,"endTime":226.003,"body":"And that's what it became."},{"speaker":"Average Joe Finances","startTime":226.153,"endTime":229.092,"body":"At the rewinding"},{"speaker":"Average Joe Finances","startTime":226.153,"endTime":229.092,"body":"back to you said, back in high school"},{"speaker":"Average Joe Finances","startTime":229.092,"endTime":233.022,"body":"and university days that you, you"},{"speaker":"Average Joe Finances","startTime":229.092,"endTime":233.022,"body":"had like this entrepreneurial spirit,"},{"speaker":"Average Joe Finances","startTime":233.022,"endTime":234.762,"body":"like you had that bug that was biting."},{"speaker":"Average Joe Finances","startTime":234.979,"endTime":238.981,"body":"Do you think that when you started like"},{"speaker":"Average Joe Finances","startTime":234.979,"endTime":238.981,"body":"down this pet food franchise route, that"},{"speaker":"Average Joe Finances","startTime":238.981,"endTime":242.857,"body":"was like the bug coming back and it was"},{"speaker":"Average Joe Finances","startTime":238.981,"endTime":242.857,"body":"just like in the back of your head and"},{"speaker":"Average Joe Finances","startTime":242.857,"endTime":246.427,"body":"you were just, Hey, I want to run my"},{"speaker":"Average Joe Finances","startTime":242.857,"endTime":246.427,"body":"own business and be a business owner."},{"speaker":"Average Joe Finances","startTime":246.633,"endTime":249.416,"body":"Do you think that's what like"},{"speaker":"Average Joe Finances","startTime":246.633,"endTime":249.416,"body":"really,  I guess flip the switch."},{"speaker":"Michael Dominguez","startTime":249.581,"endTime":250.271,"body":"A hundred percent."},{"speaker":"Michael Dominguez","startTime":250.271,"endTime":250.811,"body":"Yeah, it was."},{"speaker":"Michael Dominguez","startTime":250.961,"endTime":253.513,"body":"If you want to go right back, I"},{"speaker":"Michael Dominguez","startTime":250.961,"endTime":253.513,"body":"mentioned this in my book as well."},{"speaker":"Michael Dominguez","startTime":253.723,"endTime":256.813,"body":"When other people, when they were"},{"speaker":"Michael Dominguez","startTime":253.723,"endTime":256.813,"body":"teenagers were asked, what do"},{"speaker":"Michael Dominguez","startTime":256.813,"endTime":257.833,"body":"you want to be when you grow up?"},{"speaker":"Michael Dominguez","startTime":257.87,"endTime":260.98,"body":"There was the typical answers,"},{"speaker":"Michael Dominguez","startTime":257.87,"endTime":260.98,"body":"the policemen, the firemen, the,"},{"speaker":"Michael Dominguez","startTime":261.01,"endTime":262.37,"body":"the school teacher, whatever."},{"speaker":"Michael Dominguez","startTime":262.377,"endTime":264.687,"body":"I was this smarmy kid that I would say."},{"speaker":"Michael Dominguez","startTime":264.838,"endTime":265.468,"body":"Billionaire."},{"speaker":"Michael Dominguez","startTime":265.632,"endTime":268.702,"body":"And that was my answer as, I didn't"},{"speaker":"Michael Dominguez","startTime":265.632,"endTime":268.702,"body":"know how I was going to do it, but"},{"speaker":"Michael Dominguez","startTime":268.759,"endTime":270.319,"body":"I just wanted to become wealthy."},{"speaker":"Michael Dominguez","startTime":270.559,"endTime":272.809,"body":"And I didn't know where this"},{"speaker":"Michael Dominguez","startTime":270.559,"endTime":272.809,"body":"necessarily what that match, but"},{"speaker":"Michael Dominguez","startTime":272.809,"endTime":274.557,"body":"I just wanted to have success."},{"speaker":"Michael Dominguez","startTime":274.557,"endTime":278.381,"body":"And especially when I was a kid, that's"},{"speaker":"Michael Dominguez","startTime":274.557,"endTime":278.381,"body":"how I scored was based on wealth."},{"speaker":"Michael Dominguez","startTime":278.572,"endTime":283.25,"body":"And,  and yeah, I honestly had"},{"speaker":"Michael Dominguez","startTime":278.572,"endTime":283.25,"body":"this vision of being a, Emperor and"},{"speaker":"Michael Dominguez","startTime":283.28,"endTime":288.028,"body":"having an entire village of stores,"},{"speaker":"Michael Dominguez","startTime":283.28,"endTime":288.028,"body":"but it just didn't come to pass."},{"speaker":"Michael Dominguez","startTime":288.148,"endTime":292.138,"body":"And it wasn't until I got into the real"},{"speaker":"Michael Dominguez","startTime":288.148,"endTime":292.138,"body":"estate sector, which yeah, I was 43 when"},{"speaker":"Michael Dominguez","startTime":292.138,"endTime":294.238,"body":"I got my real estate license, 42 43."},{"speaker":"Michael Dominguez","startTime":294.538,"endTime":299.008,"body":"And, one of the quotes that I am a huge"},{"speaker":"Michael Dominguez","startTime":294.538,"endTime":299.008,"body":"advocate out is a bill gates quote,"},{"speaker":"Michael Dominguez","startTime":299.278,"endTime":302.368,"body":"where people tend to overestimate how"},{"speaker":"Michael Dominguez","startTime":299.278,"endTime":302.368,"body":"much you could accomplish in one year."},{"speaker":"Michael Dominguez","startTime":302.668,"endTime":304.948,"body":"But they underestimate how much"},{"speaker":"Michael Dominguez","startTime":302.668,"endTime":304.948,"body":"you get accomplished in 10."},{"speaker":"Michael Dominguez","startTime":305.248,"endTime":309.528,"body":"And that was absolutely in, in 10"},{"speaker":"Michael Dominguez","startTime":305.248,"endTime":309.528,"body":"years, I looked down and said, holy"},{"speaker":"Michael Dominguez","startTime":309.588,"endTime":311.478,"body":"crap, what the hell happened here?"},{"speaker":"Michael Dominguez","startTime":311.501,"endTime":312.877,"body":"I'm now doing pretty well."},{"speaker":"Average Joe Finances","startTime":313.177,"endTime":313.357,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":313.357,"endTime":313.867,"body":"I love that."},{"speaker":"Average Joe Finances","startTime":313.867,"endTime":314.377,"body":"I love that."},{"speaker":"Average Joe Finances","startTime":314.438,"endTime":317.63,"body":"And you're, you're your whole"},{"speaker":"Average Joe Finances","startTime":314.438,"endTime":317.63,"body":"focus shifted and just change"},{"speaker":"Average Joe Finances","startTime":317.63,"endTime":318.9,"body":"your whole mindset changed."},{"speaker":"Average Joe Finances","startTime":318.9,"endTime":320.819,"body":"Just talking about how you went from that."},{"speaker":"Average Joe Finances","startTime":321.119,"endTime":324.437,"body":"Being in that nine to five, we call"},{"speaker":"Average Joe Finances","startTime":321.119,"endTime":324.437,"body":"it the rat race, being stuck in that"},{"speaker":"Average Joe Finances","startTime":324.437,"endTime":328.251,"body":"world and just scraping by, and then,"},{"speaker":"Average Joe Finances","startTime":324.437,"endTime":328.251,"body":"after a divorce, realizing like you"},{"speaker":"Average Joe Finances","startTime":328.251,"endTime":332.284,"body":"had nothing left after that you had"},{"speaker":"Average Joe Finances","startTime":328.251,"endTime":332.284,"body":"no net worth that you had no tangible"},{"speaker":"Average Joe Finances","startTime":332.284,"endTime":333.844,"body":"assets to really call your own."},{"speaker":"Average Joe Finances","startTime":333.994,"endTime":337.462,"body":"Yeah, that's a good turning point,"},{"speaker":"Average Joe Finances","startTime":333.994,"endTime":337.462,"body":"I think, for anybody, but to do"},{"speaker":"Average Joe Finances","startTime":337.462,"endTime":342.391,"body":"it in your early forties and in"},{"speaker":"Average Joe Finances","startTime":337.462,"endTime":342.391,"body":"a 10 year period, just amass."},{"speaker":"Average Joe Finances","startTime":342.551,"endTime":346.839,"body":"The accomplishments that you have is"},{"speaker":"Average Joe Finances","startTime":342.551,"endTime":346.839,"body":"very telling, for anybody that's looking"},{"speaker":"Average Joe Finances","startTime":346.839,"endTime":350.055,"body":"to get started, because I know people"},{"speaker":"Average Joe Finances","startTime":346.839,"endTime":350.055,"body":"that are like, oh, I'm in my thirties."},{"speaker":"Average Joe Finances","startTime":350.055,"endTime":352.185,"body":"I feel like I should have"},{"speaker":"Average Joe Finances","startTime":350.055,"endTime":352.185,"body":"started in my young twenties."},{"speaker":"Average Joe Finances","startTime":352.485,"endTime":352.845,"body":"Sure."},{"speaker":"Average Joe Finances","startTime":352.845,"endTime":354.735,"body":"If you would have started in your"},{"speaker":"Average Joe Finances","startTime":352.845,"endTime":354.735,"body":"young twenties, you'd probably"},{"speaker":"Average Joe Finances","startTime":354.735,"endTime":358.035,"body":"be really well off right now, but"},{"speaker":"Average Joe Finances","startTime":354.735,"endTime":358.035,"body":"let me tell you something starting"},{"speaker":"Average Joe Finances","startTime":358.035,"endTime":359.295,"body":"in your thirties is okay too."},{"speaker":"Average Joe Finances","startTime":359.565,"endTime":363.08,"body":"I started in my thirties, and it's"},{"speaker":"Average Joe Finances","startTime":359.565,"endTime":363.08,"body":"all about the effort you're going"},{"speaker":"Average Joe Finances","startTime":363.08,"endTime":366.231,"body":"to put into it, how much, what your"},{"speaker":"Average Joe Finances","startTime":363.08,"endTime":366.231,"body":"passion and drive and desire is."},{"speaker":"Average Joe Finances","startTime":366.43,"endTime":367.51,"body":"That's absolutely awesome."},{"speaker":"Average Joe Finances","startTime":367.81,"endTime":367.99,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":367.99,"endTime":370.9,"body":"I had to ask about the pet franchise"},{"speaker":"Average Joe Finances","startTime":367.99,"endTime":370.9,"body":"thing, the pet food franchise."},{"speaker":"Average Joe Finances","startTime":370.9,"endTime":374.17,"body":"Cause you mentioned that like I'm sitting"},{"speaker":"Average Joe Finances","startTime":370.9,"endTime":374.17,"body":"here taking notes, talking about how you"},{"speaker":"Average Joe Finances","startTime":374.17,"endTime":377.05,"body":"got into real estate and then you said"},{"speaker":"Average Joe Finances","startTime":374.17,"endTime":377.05,"body":"pet food franchise and it threw me off."},{"speaker":"Average Joe Finances","startTime":377.05,"endTime":377.8,"body":"I was like, wait a second."},{"speaker":"Average Joe Finances","startTime":378.04,"endTime":378.91,"body":"That's something different."},{"speaker":"Average Joe Finances","startTime":379.21,"endTime":380.26,"body":"So really cool, man."},{"speaker":"Average Joe Finances","startTime":380.26,"endTime":381.28,"body":"I love that stuff."},{"speaker":"Average Joe Finances","startTime":381.46,"endTime":381.88,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":382.18,"endTime":387.498,"body":"Now you started, you got your real estate"},{"speaker":"Average Joe Finances","startTime":382.18,"endTime":387.498,"body":"license,  around 42 43 and just started"},{"speaker":"Average Joe Finances","startTime":387.498,"endTime":391.43,"body":"this journey, to, to building up this"},{"speaker":"Average Joe Finances","startTime":387.498,"endTime":391.43,"body":"pathway to financial freedom, right?"},{"speaker":"Average Joe Finances","startTime":391.58,"endTime":397.073,"body":"What made you decide, as a realtor"},{"speaker":"Average Joe Finances","startTime":391.58,"endTime":397.073,"body":"to start investing in real estate."},{"speaker":"Average Joe Finances","startTime":397.073,"endTime":400.25,"body":"So what, you were out there representing"},{"speaker":"Average Joe Finances","startTime":397.073,"endTime":400.25,"body":"other people and helping them buy"},{"speaker":"Average Joe Finances","startTime":400.25,"endTime":402.77,"body":"real estate, but what made you want"},{"speaker":"Average Joe Finances","startTime":400.25,"endTime":402.77,"body":"to actually get into buying your"},{"speaker":"Average Joe Finances","startTime":402.77,"endTime":404.55,"body":"own properties as assets yourself?"},{"speaker":"Michael Dominguez","startTime":404.7,"endTime":405.745,"body":"Yeah, it was twofold."},{"speaker":"Michael Dominguez","startTime":405.745,"endTime":410.193,"body":"The first thing I did and I don't want"},{"speaker":"Michael Dominguez","startTime":405.745,"endTime":410.193,"body":"to dismiss this, is I really started"},{"speaker":"Michael Dominguez","startTime":410.193,"endTime":415.283,"body":"to take a lot of effort and attention"},{"speaker":"Michael Dominguez","startTime":410.193,"endTime":415.283,"body":"to enhancing my financial education."},{"speaker":"Michael Dominguez","startTime":415.433,"endTime":419.172,"body":"And that was something that,  I"},{"speaker":"Michael Dominguez","startTime":415.433,"endTime":419.172,"body":"don't want to dismiss as just, Yeah."},{"speaker":"Michael Dominguez","startTime":419.182,"endTime":423.042,"body":"Just said, oh yeah, I did that and throw"},{"speaker":"Michael Dominguez","startTime":419.182,"endTime":423.042,"body":"it away, throw away comment, but I've made"},{"speaker":"Michael Dominguez","startTime":423.042,"endTime":428.572,"body":"a concerted effort to really start to,"},{"speaker":"Michael Dominguez","startTime":423.042,"endTime":428.572,"body":"to learn some of the masters out there."},{"speaker":"Michael Dominguez","startTime":428.572,"endTime":432.88,"body":"And, I know you're,  an advocate of Robert"},{"speaker":"Michael Dominguez","startTime":428.572,"endTime":432.88,"body":"Kiyosaki, but,  some of his mindset,"},{"speaker":"Michael Dominguez","startTime":432.88,"endTime":436.553,"body":"as far as rich dad, poor dad was  a"},{"speaker":"Michael Dominguez","startTime":432.88,"endTime":436.553,"body":"huge component of changing my life."},{"speaker":"Michael Dominguez","startTime":436.647,"endTime":440.883,"body":"There's a Canadian guy by the name of"},{"speaker":"Michael Dominguez","startTime":436.647,"endTime":440.883,"body":"Don R Campbell, and he has a lot of,"},{"speaker":"Michael Dominguez","startTime":440.931,"endTime":442.611,"body":"books on the subject that, and it's."},{"speaker":"Michael Dominguez","startTime":442.828,"endTime":445.878,"body":"It's investing in a much smarter way."},{"speaker":"Michael Dominguez","startTime":446.048,"endTime":449.881,"body":"And, one of his quotes that he says all"},{"speaker":"Michael Dominguez","startTime":446.048,"endTime":449.881,"body":"the time is that he wants real estate"},{"speaker":"Michael Dominguez","startTime":449.881,"endTime":451.771,"body":"to fund my life, not run my life."},{"speaker":"Michael Dominguez","startTime":452.071,"endTime":456.541,"body":"And, and that's, it just became a"},{"speaker":"Michael Dominguez","startTime":452.071,"endTime":456.541,"body":"different mindset shift in terms of"},{"speaker":"Michael Dominguez","startTime":456.541,"endTime":458.221,"body":"building in terms of building wealth."},{"speaker":"Michael Dominguez","startTime":458.431,"endTime":461.532,"body":"And then as a realtor,  what"},{"speaker":"Michael Dominguez","startTime":458.431,"endTime":461.532,"body":"got me started was I'm"},{"speaker":"Michael Dominguez","startTime":461.532,"endTime":462.312,"body":"going to be honest with you."},{"speaker":"Michael Dominguez","startTime":462.342,"endTime":463.572,"body":"A lot of it was as much as."},{"speaker":"Michael Dominguez","startTime":463.775,"endTime":468.005,"body":"Was, I felt it would make me a"},{"speaker":"Michael Dominguez","startTime":463.775,"endTime":468.005,"body":"stronger realtor by understanding"},{"speaker":"Michael Dominguez","startTime":468.005,"endTime":469.535,"body":"the product that much more."},{"speaker":"Michael Dominguez","startTime":469.805,"endTime":471.635,"body":"And it would give me more credibility."},{"speaker":"Michael Dominguez","startTime":471.875,"endTime":473.765,"body":"I enjoyed working with investors."},{"speaker":"Michael Dominguez","startTime":473.765,"endTime":478.231,"body":"I enjoyed, looking at investment"},{"speaker":"Michael Dominguez","startTime":473.765,"endTime":478.231,"body":"properties and trying to determine ways"},{"speaker":"Michael Dominguez","startTime":478.231,"endTime":482.071,"body":"of building someone's somebody's wealth,"},{"speaker":"Michael Dominguez","startTime":478.231,"endTime":482.071,"body":"even when I didn't have a lot myself."},{"speaker":"Michael Dominguez","startTime":482.148,"endTime":487.943,"body":"So that, that was my, that became my focus"},{"speaker":"Michael Dominguez","startTime":482.148,"endTime":487.943,"body":"very early on in my real estate career."},{"speaker":"Michael Dominguez","startTime":488.144,"endTime":488.654,"body":"But I felt."},{"speaker":"Michael Dominguez","startTime":488.851,"endTime":492.421,"body":"To give myself the credibility I"},{"speaker":"Michael Dominguez","startTime":488.851,"endTime":492.421,"body":"needed buying an investment property"},{"speaker":"Michael Dominguez","startTime":492.451,"endTime":494.101,"body":"or two would be a great way to start."},{"speaker":"Michael Dominguez","startTime":494.401,"endTime":499.004,"body":"And then as I started to purchase,  I"},{"speaker":"Michael Dominguez","startTime":494.401,"endTime":499.004,"body":"quickly started to do a bit of a shift."},{"speaker":"Michael Dominguez","startTime":499.004,"endTime":502.424,"body":"I went from doing what everyone"},{"speaker":"Michael Dominguez","startTime":499.004,"endTime":502.424,"body":"always talks about, and that is"},{"speaker":"Michael Dominguez","startTime":502.664,"endTime":506.623,"body":"buying that undervalued property"},{"speaker":"Michael Dominguez","startTime":502.664,"endTime":506.623,"body":"at a secondary market that."},{"speaker":"Michael Dominguez","startTime":506.773,"endTime":508.273,"body":"That really is."},{"speaker":"Michael Dominguez","startTime":508.363,"endTime":512.605,"body":"It needs a lot of work and,  spending"},{"speaker":"Michael Dominguez","startTime":508.363,"endTime":512.605,"body":"a lot of money for capital improvements"},{"speaker":"Michael Dominguez","startTime":512.605,"endTime":514.225,"body":"to get it to where I want it to be."},{"speaker":"Michael Dominguez","startTime":514.384,"endTime":518.914,"body":"And it shifted over time to"},{"speaker":"Michael Dominguez","startTime":514.384,"endTime":518.914,"body":"the mindset that I use now."},{"speaker":"Michael Dominguez","startTime":518.914,"endTime":522.844,"body":"And I talked about in my book, finding a"},{"speaker":"Michael Dominguez","startTime":518.914,"endTime":522.844,"body":"quality property to quality neighborhood,"},{"speaker":"Michael Dominguez","startTime":523.064,"endTime":526.81,"body":"seeking quality tenants and holding onto"},{"speaker":"Michael Dominguez","startTime":523.064,"endTime":526.81,"body":"them long-term and making quality profits."},{"speaker":"Michael Dominguez","startTime":527.08,"endTime":530.8,"body":"And that mindset shift is what"},{"speaker":"Michael Dominguez","startTime":527.08,"endTime":530.8,"body":"I teach a lot of my clients."},{"speaker":"Average Joe Finances","startTime":531.1,"endTime":532.86,"body":"Yeah, no,"},{"speaker":"Average Joe Finances","startTime":531.1,"endTime":532.86,"body":"that's, that is, that's really awesome."},{"speaker":"Average Joe Finances","startTime":532.86,"endTime":535.075,"body":"Cause it's different than what a lot"},{"speaker":"Average Joe Finances","startTime":532.86,"endTime":535.075,"body":"of people talk about when they talk"},{"speaker":"Average Joe Finances","startTime":535.075,"endTime":537.748,"body":"about real estate, like you said, it's"},{"speaker":"Average Joe Finances","startTime":535.075,"endTime":537.748,"body":"all about trying to find that, that"},{"speaker":"Average Joe Finances","startTime":537.748,"endTime":541.587,"body":"secondary, find the cheaper property"},{"speaker":"Average Joe Finances","startTime":537.748,"endTime":541.587,"body":"that you can, you could work on."},{"speaker":"Average Joe Finances","startTime":541.587,"endTime":545.187,"body":"And, a lot of people say to go"},{"speaker":"Average Joe Finances","startTime":541.587,"endTime":545.187,"body":"find like the cheapest property in"},{"speaker":"Average Joe Finances","startTime":545.187,"endTime":547.947,"body":"the, or the most rundown property"},{"speaker":"Average Joe Finances","startTime":545.187,"endTime":547.947,"body":"in the nicest neighborhood."},{"speaker":"Average Joe Finances","startTime":548.097,"endTime":549.177,"body":"And build it up that way."},{"speaker":"Average Joe Finances","startTime":549.367,"endTime":550.9,"body":"So yeah, that's a great way to look at it."},{"speaker":"Average Joe Finances","startTime":551.05,"endTime":555.125,"body":"I want to talk about your actual,  the"},{"speaker":"Average Joe Finances","startTime":551.05,"endTime":555.125,"body":"properties that you invested in yourself."},{"speaker":"Average Joe Finances","startTime":555.154,"endTime":557.611,"body":"So when you started doing"},{"speaker":"Average Joe Finances","startTime":555.154,"endTime":557.611,"body":"this,  you have, what was it?"},{"speaker":"Average Joe Finances","startTime":557.611,"endTime":559.531,"body":"11, two unit dwellings, right?"},{"speaker":"Average Joe Finances","startTime":559.711,"endTime":561.371,"body":"Now we call it to units."},{"speaker":"Average Joe Finances","startTime":561.391,"endTime":564.713,"body":"So we talked a little bit before we"},{"speaker":"Average Joe Finances","startTime":561.391,"endTime":564.713,"body":"started,  the, before we hit record."},{"speaker":"Average Joe Finances","startTime":564.744,"endTime":568.163,"body":"And we talked about, I had mentioned that"},{"speaker":"Average Joe Finances","startTime":564.744,"endTime":568.163,"body":"they were duplexes, I was like, oh yeah."},{"speaker":"Average Joe Finances","startTime":568.163,"endTime":569.393,"body":"So you got 11 duplexes."},{"speaker":"Average Joe Finances","startTime":569.393,"endTime":570.683,"body":"Y'all know they're not duplexes."},{"speaker":"Average Joe Finances","startTime":570.883,"endTime":573.052,"body":"And,  so I want to talk"},{"speaker":"Average Joe Finances","startTime":570.883,"endTime":573.052,"body":"about that for a second."},{"speaker":"Average Joe Finances","startTime":573.052,"endTime":576.832,"body":"So why are these two unit"},{"speaker":"Average Joe Finances","startTime":573.052,"endTime":576.832,"body":"dwellings not duplexes."},{"speaker":"Average Joe Finances","startTime":576.849,"endTime":578.36,"body":"And why did you do it this way?"},{"speaker":"Michael Dominguez","startTime":578.51,"endTime":578.84,"body":"Yeah."},{"speaker":"Michael Dominguez","startTime":578.87,"endTime":581.81,"body":"And in different markets,"},{"speaker":"Michael Dominguez","startTime":578.87,"endTime":581.81,"body":"they're called different things."},{"speaker":"Michael Dominguez","startTime":581.931,"endTime":584.601,"body":"In, in some parts of the United"},{"speaker":"Michael Dominguez","startTime":581.931,"endTime":584.601,"body":"States, they're also referred to"},{"speaker":"Michael Dominguez","startTime":584.601,"endTime":587.571,"body":"as additional dwelling units or"},{"speaker":"Michael Dominguez","startTime":584.601,"endTime":587.571,"body":"80 use, to get a dwelling happens"},{"speaker":"Michael Dominguez","startTime":587.571,"endTime":589.101,"body":"to be the term here in Ontario."},{"speaker":"Michael Dominguez","startTime":589.315,"endTime":591.369,"body":"But,  essentially these"},{"speaker":"Michael Dominguez","startTime":589.315,"endTime":591.369,"body":"are single family home."},{"speaker":"Michael Dominguez","startTime":591.58,"endTime":596.23,"body":"That have had secondary suites added"},{"speaker":"Michael Dominguez","startTime":591.58,"endTime":596.23,"body":"onto them, whether it be as a basement"},{"speaker":"Michael Dominguez","startTime":596.26,"endTime":601.559,"body":"or as a loft or as an additional,  unit,"},{"speaker":"Michael Dominguez","startTime":596.26,"endTime":601.559,"body":"that's either adjacent or at the back of"},{"speaker":"Michael Dominguez","startTime":601.559,"endTime":606.353,"body":"a property, like a coach house, or or a,"},{"speaker":"Michael Dominguez","startTime":601.559,"endTime":606.353,"body":"or just simply an attached, a tiny home"},{"speaker":"Michael Dominguez","startTime":606.353,"endTime":610.147,"body":"what have you, but that's the difference"},{"speaker":"Michael Dominguez","startTime":606.353,"endTime":610.147,"body":"is they were built a single family home."},{"speaker":"Michael Dominguez","startTime":610.364,"endTime":612.644,"body":"And then a secondary"},{"speaker":"Michael Dominguez","startTime":610.364,"endTime":612.644,"body":"suite was added to it."},{"speaker":"Michael Dominguez","startTime":612.944,"endTime":617.174,"body":"And that's the kind of property that"},{"speaker":"Michael Dominguez","startTime":612.944,"endTime":617.174,"body":"I've found to be the most successful."},{"speaker":"Michael Dominguez","startTime":617.414,"endTime":623.118,"body":"I've been able to find incredible tenants"},{"speaker":"Michael Dominguez","startTime":617.414,"endTime":623.118,"body":"that,  that have, that had a future owner"},{"speaker":"Michael Dominguez","startTime":623.148,"endTime":625.638,"body":"mindset versus the multiunit building."},{"speaker":"Michael Dominguez","startTime":625.638,"endTime":630.309,"body":"I do also talk about it a lot, but I've"},{"speaker":"Michael Dominguez","startTime":625.638,"endTime":630.309,"body":"owned a six Plex and a nine Plex and"},{"speaker":"Michael Dominguez","startTime":630.309,"endTime":632.139,"body":"a, and I still own the nine flex today."},{"speaker":"Michael Dominguez","startTime":632.356,"endTime":636.676,"body":"But, I find that the tenant profile that"},{"speaker":"Michael Dominguez","startTime":632.356,"endTime":636.676,"body":"I'm dealing with on properties like that,"},{"speaker":"Michael Dominguez","startTime":636.676,"endTime":640.996,"body":"even no matter how much I fixed up the"},{"speaker":"Michael Dominguez","startTime":636.676,"endTime":640.996,"body":"units, I tend to get those B and C quality"},{"speaker":"Michael Dominguez","startTime":640.996,"endTime":646.556,"body":"tenants because the A quality tenants"},{"speaker":"Michael Dominguez","startTime":640.996,"endTime":646.556,"body":"just simply don't want to live in a, in"},{"speaker":"Michael Dominguez","startTime":646.556,"endTime":651.06,"body":"an apartment building, whereas,  they'll"},{"speaker":"Michael Dominguez","startTime":646.556,"endTime":651.06,"body":"happily live in my single family homes"},{"speaker":"Michael Dominguez","startTime":651.27,"endTime":655.669,"body":"with their own backyard that stand their"},{"speaker":"Michael Dominguez","startTime":651.27,"endTime":655.669,"body":"own, that they're living their life."},{"speaker":"Michael Dominguez","startTime":655.669,"endTime":656.689,"body":"They're living their best life."},{"speaker":"Michael Dominguez","startTime":656.839,"endTime":657.139,"body":"Yeah."},{"speaker":"Michael Dominguez","startTime":657.139,"endTime":660.237,"body":"They're sharing the part of the"},{"speaker":"Michael Dominguez","startTime":657.139,"endTime":660.237,"body":"dwelling with another,  with another."},{"speaker":"Michael Dominguez","startTime":660.387,"endTime":662.438,"body":"But,  I'm able to get great tenants."},{"speaker":"Michael Dominguez","startTime":662.618,"endTime":667.088,"body":"And the reason why I attract them as"},{"speaker":"Michael Dominguez","startTime":662.618,"endTime":667.088,"body":"much as I do is because in many cases"},{"speaker":"Michael Dominguez","startTime":667.148,"endTime":672.248,"body":"I can rent out the upper unit of a"},{"speaker":"Michael Dominguez","startTime":667.148,"endTime":672.248,"body":"dwelling for about 20 to 25% lower than"},{"speaker":"Michael Dominguez","startTime":672.488,"endTime":674.108,"body":"just a standard single family home."},{"speaker":"Michael Dominguez","startTime":674.108,"endTime":678.128,"body":"So I can attract some incredible tenants"},{"speaker":"Michael Dominguez","startTime":674.108,"endTime":678.128,"body":"that are actually looking to one day,"},{"speaker":"Michael Dominguez","startTime":678.398,"endTime":680.498,"body":"move into homes and buy their places."},{"speaker":"Michael Dominguez","startTime":680.498,"endTime":681.938,"body":"And that's the kind of"},{"speaker":"Michael Dominguez","startTime":680.498,"endTime":681.938,"body":"tenants that I want."},{"speaker":"Average Joe Finances","startTime":682.14,"endTime":683.138,"body":"Yeah,  that's fantastic."},{"speaker":"Average Joe Finances","startTime":683.138,"endTime":687.818,"body":"So your focus right now, for your tenants"},{"speaker":"Average Joe Finances","startTime":683.138,"endTime":687.818,"body":"is the quality of tenant that you have."},{"speaker":"Average Joe Finances","startTime":687.855,"endTime":692.361,"body":"Based off of, buying in some pretty"},{"speaker":"Average Joe Finances","startTime":687.855,"endTime":692.361,"body":"nice neighborhoods and everything."},{"speaker":"Average Joe Finances","startTime":692.361,"endTime":694.16,"body":"And I could see the"},{"speaker":"Average Joe Finances","startTime":692.361,"endTime":694.16,"body":"difference there, right?"},{"speaker":"Average Joe Finances","startTime":694.16,"endTime":694.59,"body":"Like somebody."},{"speaker":"Average Joe Finances","startTime":694.74,"endTime":698.131,"body":"The quality of tenant versus living in an"},{"speaker":"Average Joe Finances","startTime":694.74,"endTime":698.131,"body":"apartment, versus being able to say that"},{"speaker":"Average Joe Finances","startTime":698.131,"endTime":702.006,"body":"they let you know, or are in a single"},{"speaker":"Average Joe Finances","startTime":698.131,"endTime":702.006,"body":"family home with a yard and it's a little"},{"speaker":"Average Joe Finances","startTime":702.006,"endTime":703.836,"body":"more private, like a little more privacy."},{"speaker":"Average Joe Finances","startTime":703.836,"endTime":706.529,"body":"It's a little more,  just a,"},{"speaker":"Average Joe Finances","startTime":703.836,"endTime":706.529,"body":"more of a community, being in a"},{"speaker":"Average Joe Finances","startTime":706.529,"endTime":710.407,"body":"neighborhood versus your neighbor"},{"speaker":"Average Joe Finances","startTime":706.529,"endTime":710.407,"body":"being like the next door over."},{"speaker":"Average Joe Finances","startTime":710.657,"endTime":712.577,"body":"So yeah, I could see that for sure."},{"speaker":"Average Joe Finances","startTime":712.727,"endTime":713.057,"body":"Now."},{"speaker":"Average Joe Finances","startTime":713.357,"endTime":714.857,"body":"You wrote a book, right?"},{"speaker":"Average Joe Finances","startTime":714.857,"endTime":717.017,"body":"It's called a and like"},{"speaker":"Average Joe Finances","startTime":714.857,"endTime":717.017,"body":"I said, I love the name."},{"speaker":"Average Joe Finances","startTime":717.017,"endTime":719.867,"body":"It's clever, the armchair"},{"speaker":"Average Joe Finances","startTime":717.017,"endTime":719.867,"body":"real estate millionaire."},{"speaker":"Average Joe Finances","startTime":719.987,"endTime":722.957,"body":"If you're sitting there anyway, you"},{"speaker":"Average Joe Finances","startTime":719.987,"endTime":722.957,"body":"might as well build your wealth."},{"speaker":"Average Joe Finances","startTime":723.257,"endTime":725.567,"body":"What drove you to write this book?"},{"speaker":"Average Joe Finances","startTime":725.597,"endTime":726.707,"body":"Can we talk about that a little bit?"},{"speaker":"Michael Dominguez","startTime":726.869,"endTime":727.619,"body":"Absolutely."},{"speaker":"Michael Dominguez","startTime":727.649,"endTime":733.122,"body":"So I was very fortunate that,  early"},{"speaker":"Michael Dominguez","startTime":727.649,"endTime":733.122,"body":"in my realtor career,  and real estate"},{"speaker":"Michael Dominguez","startTime":733.122,"endTime":737.712,"body":"investing career, I was able to meet"},{"speaker":"Michael Dominguez","startTime":733.122,"endTime":737.712,"body":"some just incredible people and people"},{"speaker":"Michael Dominguez","startTime":737.712,"endTime":741.492,"body":"that honestly, I had no business"},{"speaker":"Michael Dominguez","startTime":737.712,"endTime":741.492,"body":"having conversations with because they"},{"speaker":"Michael Dominguez","startTime":741.492,"endTime":745.615,"body":"had tons of success said, and were,"},{"speaker":"Michael Dominguez","startTime":741.492,"endTime":745.615,"body":"we had already reached their level"},{"speaker":"Michael Dominguez","startTime":745.615,"endTime":747.512,"body":"of financial freedom and we're now."},{"speaker":"Michael Dominguez","startTime":747.662,"endTime":749.822,"body":"They were in their mindset of giving back."},{"speaker":"Michael Dominguez","startTime":750.122,"endTime":754.905,"body":"And so few of them took me under their"},{"speaker":"Michael Dominguez","startTime":750.122,"endTime":754.905,"body":"wing and guided me along the process."},{"speaker":"Michael Dominguez","startTime":755.055,"endTime":760.387,"body":"And I always hoped that if I reached that"},{"speaker":"Michael Dominguez","startTime":755.055,"endTime":760.387,"body":"same level of success, that I would also"},{"speaker":"Michael Dominguez","startTime":760.387,"endTime":764.737,"body":"pay it forward, I would be the person"},{"speaker":"Michael Dominguez","startTime":760.387,"endTime":764.737,"body":"who was on that ladder of success and"},{"speaker":"Michael Dominguez","startTime":764.737,"endTime":768.577,"body":"reach my hand down and pull somebody"},{"speaker":"Michael Dominguez","startTime":764.737,"endTime":768.577,"body":"up a step or two, however I could."},{"speaker":"Michael Dominguez","startTime":768.742,"endTime":772.432,"body":"And what I filed get a lot of the"},{"speaker":"Michael Dominguez","startTime":768.742,"endTime":772.432,"body":"real estate books that I've read it."},{"speaker":"Michael Dominguez","startTime":772.462,"endTime":776.846,"body":"We've all read is they talk about,"},{"speaker":"Michael Dominguez","startTime":772.462,"endTime":776.846,"body":"the big apartment buildings and"},{"speaker":"Michael Dominguez","startTime":776.846,"endTime":780.086,"body":"even on the podcast, you see these"},{"speaker":"Michael Dominguez","startTime":776.846,"endTime":780.086,"body":"people interviewed all the time"},{"speaker":"Michael Dominguez","startTime":780.326,"endTime":784.189,"body":"where they talk about now they have"},{"speaker":"Michael Dominguez","startTime":780.326,"endTime":784.189,"body":"five gazillion properties and, yeah."},{"speaker":"Michael Dominguez","startTime":784.22,"endTime":786.1,"body":"This morning they bought"},{"speaker":"Michael Dominguez","startTime":784.22,"endTime":786.1,"body":"three new properties."},{"speaker":"Michael Dominguez","startTime":786.111,"endTime":788.541,"body":"Some of these people buy more"},{"speaker":"Michael Dominguez","startTime":786.111,"endTime":788.541,"body":"properties and I changed my underwear."},{"speaker":"Michael Dominguez","startTime":788.541,"endTime":789.775,"body":"Like it's amazing."},{"speaker":"Michael Dominguez","startTime":789.775,"endTime":790.928,"body":"And they're great stories."},{"speaker":"Michael Dominguez","startTime":791.078,"endTime":794.288,"body":"Most of us, don't really"},{"speaker":"Michael Dominguez","startTime":791.078,"endTime":794.288,"body":"identify it with it very well."},{"speaker":"Michael Dominguez","startTime":794.558,"endTime":798.218,"body":"And so I wrote the book for the"},{"speaker":"Michael Dominguez","startTime":794.558,"endTime":798.218,"body":"person to get their first, second"},{"speaker":"Michael Dominguez","startTime":798.218,"endTime":799.568,"body":"and third investment properties."},{"speaker":"Michael Dominguez","startTime":799.868,"endTime":803.758,"body":"And,  I had some success stories in"},{"speaker":"Michael Dominguez","startTime":799.868,"endTime":803.758,"body":"the book where I take people with as"},{"speaker":"Michael Dominguez","startTime":803.758,"endTime":807.118,"body":"little as two investment properties"},{"speaker":"Michael Dominguez","startTime":803.758,"endTime":807.118,"body":"and how that has changed their life."},{"speaker":"Michael Dominguez","startTime":807.318,"endTime":811.232,"body":"And it's given them a level of financial"},{"speaker":"Michael Dominguez","startTime":807.318,"endTime":811.232,"body":"freedom and,  an a level of wealth that"},{"speaker":"Michael Dominguez","startTime":811.232,"endTime":814.936,"body":"they would never have had otherwise,"},{"speaker":"Michael Dominguez","startTime":811.232,"endTime":814.936,"body":"by buying a quality market and."},{"speaker":"Michael Dominguez","startTime":815.11,"endTime":817.9,"body":"In great detail about"},{"speaker":"Michael Dominguez","startTime":815.11,"endTime":817.9,"body":"what a quality market is."},{"speaker":"Michael Dominguez","startTime":818.17,"endTime":822.878,"body":"We look at such things as, as"},{"speaker":"Michael Dominguez","startTime":818.17,"endTime":822.878,"body":"population growth and GDP growth."},{"speaker":"Michael Dominguez","startTime":822.938,"endTime":825.832,"body":"And, and we go into a little"},{"speaker":"Michael Dominguez","startTime":822.938,"endTime":825.832,"body":"bit economics, but we hopefully"},{"speaker":"Michael Dominguez","startTime":825.832,"endTime":829.432,"body":"do it in a pretty fun way and"},{"speaker":"Michael Dominguez","startTime":825.832,"endTime":829.432,"body":"really try to teach people."},{"speaker":"Michael Dominguez","startTime":829.732,"endTime":833.122,"body":"There's two, if there's two types of"},{"speaker":"Michael Dominguez","startTime":829.732,"endTime":833.122,"body":"properties that we don't, none of us have"},{"speaker":"Michael Dominguez","startTime":833.122,"endTime":837.172,"body":"an unlimited amount of money, focus on"},{"speaker":"Michael Dominguez","startTime":833.122,"endTime":837.172,"body":"the markets and focus on the properties"},{"speaker":"Michael Dominguez","startTime":837.172,"endTime":841.852,"body":"and do the research and become an insider"},{"speaker":"Michael Dominguez","startTime":837.172,"endTime":841.852,"body":"of that market, become an expert and"},{"speaker":"Michael Dominguez","startTime":841.852,"endTime":843.592,"body":"you can build some significant wealth."},{"speaker":"Michael Dominguez","startTime":843.832,"endTime":848.032,"body":"And if you get the right type of"},{"speaker":"Michael Dominguez","startTime":843.832,"endTime":848.032,"body":"tenant profile, it's not absentee."},{"speaker":"Michael Dominguez","startTime":848.032,"endTime":849.982,"body":"It's not completely passive."},{"speaker":"Michael Dominguez","startTime":850.012,"endTime":853.662,"body":"It's still a part-time job, but that"},{"speaker":"Michael Dominguez","startTime":850.012,"endTime":853.662,"body":"part-time job will make you a millionaire."},{"speaker":"Average Joe Finances","startTime":853.996,"endTime":854.506,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":854.506,"endTime":857.17,"body":"I just want to point something"},{"speaker":"Average Joe Finances","startTime":854.506,"endTime":857.17,"body":"out for all my listeners here real"},{"speaker":"Average Joe Finances","startTime":857.17,"endTime":860.68,"body":"quick, because Michael did not come"},{"speaker":"Average Joe Finances","startTime":857.17,"endTime":860.68,"body":"on here to talk about his book."},{"speaker":"Average Joe Finances","startTime":860.83,"endTime":865.47,"body":"I wanted to talk about it because in"},{"speaker":"Average Joe Finances","startTime":860.83,"endTime":865.47,"body":"our pre interview conversation, one"},{"speaker":"Average Joe Finances","startTime":865.47,"endTime":868.68,"body":"of the things that we talked about"},{"speaker":"Average Joe Finances","startTime":865.47,"endTime":868.68,"body":"is just in the real estate community"},{"speaker":"Average Joe Finances","startTime":868.68,"endTime":872.571,"body":"about helping other people and getting"},{"speaker":"Average Joe Finances","startTime":868.68,"endTime":872.571,"body":"them to the level where they can have"},{"speaker":"Average Joe Finances","startTime":872.571,"endTime":874.127,"body":"a little bit of financial freedom."},{"speaker":"Average Joe Finances","startTime":874.177,"endTime":876.839,"body":"As we're saying,  that's the whole point"},{"speaker":"Average Joe Finances","startTime":874.177,"endTime":876.839,"body":"of this podcast as well, is to help"},{"speaker":"Average Joe Finances","startTime":876.869,"endTime":879.059,"body":"educate people and get them to that point."},{"speaker":"Average Joe Finances","startTime":879.359,"endTime":882.246,"body":"Michael wrote this book and he"},{"speaker":"Average Joe Finances","startTime":879.359,"endTime":882.246,"body":"even told me to, he's oh, you don't"},{"speaker":"Average Joe Finances","startTime":882.246,"endTime":883.536,"body":"write books to make money off books."},{"speaker":"Average Joe Finances","startTime":883.536,"endTime":884.526,"body":"You don't make money off books."},{"speaker":"Average Joe Finances","startTime":884.676,"endTime":888.126,"body":"Totally understand that he wrote the"},{"speaker":"Average Joe Finances","startTime":884.676,"endTime":888.126,"body":"book to legitimately help people."},{"speaker":"Average Joe Finances","startTime":888.126,"endTime":891.456,"body":"And when you think about the context"},{"speaker":"Average Joe Finances","startTime":888.126,"endTime":891.456,"body":"of the book and what it's doing, and"},{"speaker":"Average Joe Finances","startTime":891.456,"endTime":895.524,"body":"he's talking about, he's talking with"},{"speaker":"Average Joe Finances","startTime":891.456,"endTime":895.524,"body":"these folks that have 1, 2, 3 helped to"},{"speaker":"Average Joe Finances","startTime":895.524,"endTime":899.244,"body":"help you build, buy your first couple"},{"speaker":"Average Joe Finances","startTime":895.524,"endTime":899.244,"body":"properties and that can change your life."},{"speaker":"Average Joe Finances","startTime":899.244,"endTime":902.004,"body":"It really can cause it doesn't take much."},{"speaker":"Average Joe Finances","startTime":902.244,"endTime":907.224,"body":"It doesn't, you don't have to have a"},{"speaker":"Average Joe Finances","startTime":902.244,"endTime":907.224,"body":"hundred plus doors to be at a point"},{"speaker":"Average Joe Finances","startTime":907.224,"endTime":908.694,"body":"where you can be financially free."},{"speaker":"Average Joe Finances","startTime":908.87,"endTime":912.44,"body":"Other people have different priorities in"},{"speaker":"Average Joe Finances","startTime":908.87,"endTime":912.44,"body":"their life and they're doing other things."},{"speaker":"Average Joe Finances","startTime":912.596,"endTime":915.836,"body":"Not everybody needs to invest"},{"speaker":"Average Joe Finances","startTime":912.596,"endTime":915.836,"body":"the same way, but what Michael is"},{"speaker":"Average Joe Finances","startTime":915.836,"endTime":920.24,"body":"showing you is that there is a way"},{"speaker":"Average Joe Finances","startTime":915.836,"endTime":920.24,"body":"that you can do it with just a few,"},{"speaker":"Average Joe Finances","startTime":920.437,"endTime":921.817,"body":"even if it only helps you a little."},{"speaker":"Average Joe Finances","startTime":922.117,"endTime":924.307,"body":"It's still something that's"},{"speaker":"Average Joe Finances","startTime":922.117,"endTime":924.307,"body":"going to help you out and build"},{"speaker":"Average Joe Finances","startTime":924.307,"endTime":925.417,"body":"wealth towards your future."},{"speaker":"Average Joe Finances","startTime":925.717,"endTime":928.147,"body":"And that's what I really"},{"speaker":"Average Joe Finances","startTime":925.717,"endTime":928.147,"body":"appreciate it appreciate about it."},{"speaker":"Average Joe Finances","startTime":928.147,"endTime":931.627,"body":"And that's why I wanted to bring up the"},{"speaker":"Average Joe Finances","startTime":928.147,"endTime":931.627,"body":"book because it's just absolutely amazing."},{"speaker":"Average Joe Finances","startTime":931.777,"endTime":935.063,"body":"And Michael, you yourself"},{"speaker":"Average Joe Finances","startTime":931.777,"endTime":935.063,"body":"are absolutely amazing."},{"speaker":"Average Joe Finances","startTime":935.093,"endTime":937.233,"body":"Like I said, in our"},{"speaker":"Average Joe Finances","startTime":935.093,"endTime":937.233,"body":"pre-interview conversation,"},{"speaker":"Average Joe Finances","startTime":937.533,"endTime":938.553,"body":"just the chat we were having."},{"speaker":"Average Joe Finances","startTime":938.582,"endTime":940.891,"body":"We talked for 30 minutes before"},{"speaker":"Average Joe Finances","startTime":938.582,"endTime":940.891,"body":"we even hit the record button."},{"speaker":"Average Joe Finances","startTime":940.891,"endTime":941.401,"body":"It was crazy."},{"speaker":"Average Joe Finances","startTime":941.701,"endTime":944.639,"body":"We were scheduled for 10 o'clock"},{"speaker":"Average Joe Finances","startTime":941.701,"endTime":944.639,"body":"to come on and do this interview."},{"speaker":"Average Joe Finances","startTime":944.639,"endTime":945.921,"body":"And he's Hey, I can go early."},{"speaker":"Average Joe Finances","startTime":945.921,"endTime":946.941,"body":"I said, cool, let's go early."},{"speaker":"Average Joe Finances","startTime":946.941,"endTime":949.941,"body":"We got on half an hour early and we"},{"speaker":"Average Joe Finances","startTime":946.941,"endTime":949.941,"body":"still didn't start until 10 o'clock"},{"speaker":"Average Joe Finances","startTime":949.971,"endTime":951.261,"body":"because we were just chatting it up."},{"speaker":"Average Joe Finances","startTime":951.478,"endTime":954.628,"body":"Absolutely love when I have"},{"speaker":"Average Joe Finances","startTime":951.478,"endTime":954.628,"body":"conversations like this, because it"},{"speaker":"Average Joe Finances","startTime":954.628,"endTime":959.008,"body":"just adds so much more value to the"},{"speaker":"Average Joe Finances","startTime":954.628,"endTime":959.008,"body":"listeners, to me and just everyone."},{"speaker":"Average Joe Finances","startTime":959.008,"endTime":959.998,"body":"That's a part of this journey."},{"speaker":"Average Joe Finances","startTime":959.998,"endTime":962.158,"body":"So I just, I do want to say, I genuinely."},{"speaker":"Average Joe Finances","startTime":962.458,"endTime":965.218,"body":"Appreciate that Michael really"},{"speaker":"Average Joe Finances","startTime":962.458,"endTime":965.218,"body":"awesome with what you're doing."},{"speaker":"Average Joe Finances","startTime":965.518,"endTime":969.25,"body":"So I'm going to get off my little soap"},{"speaker":"Average Joe Finances","startTime":965.518,"endTime":969.25,"body":"box here and get back new, and stop"},{"speaker":"Average Joe Finances","startTime":969.28,"endTime":972.468,"body":"praising you because, we gotta get back"},{"speaker":"Average Joe Finances","startTime":969.28,"endTime":972.468,"body":"to the interview, but I just wanted to"},{"speaker":"Average Joe Finances","startTime":972.468,"endTime":975.517,"body":"point that out that this was not,  he"},{"speaker":"Average Joe Finances","startTime":972.468,"endTime":975.517,"body":"was coming out here to plug his book."},{"speaker":"Average Joe Finances","startTime":975.787,"endTime":979.537,"body":"It was legitimately, I wanted to ask about"},{"speaker":"Average Joe Finances","startTime":975.787,"endTime":979.537,"body":"it because he is really helping people."},{"speaker":"Average Joe Finances","startTime":979.537,"endTime":983.137,"body":"And I just think that is just"},{"speaker":"Average Joe Finances","startTime":979.537,"endTime":983.137,"body":"genuinely a really good thing and"},{"speaker":"Average Joe Finances","startTime":983.137,"endTime":984.433,"body":"a really good quality in a person."},{"speaker":"Average Joe Finances","startTime":984.433,"endTime":985.488,"body":"Anyway, back to this."},{"speaker":"Average Joe Finances","startTime":985.638,"endTime":986.058,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":986.058,"endTime":986.418,"body":"You're welcome."},{"speaker":"Average Joe Finances","startTime":986.628,"endTime":986.928,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":987.096,"endTime":991.416,"body":"Now besides real estate, I wanted"},{"speaker":"Average Joe Finances","startTime":987.096,"endTime":991.416,"body":"to ask you if there was any other"},{"speaker":"Average Joe Finances","startTime":991.506,"endTime":992.988,"body":"asset classes that you invest in."},{"speaker":"Average Joe Finances","startTime":993.008,"endTime":996.878,"body":"So I know you got the nine Plex,"},{"speaker":"Average Joe Finances","startTime":993.008,"endTime":996.878,"body":"you've got the 11 two unit dwellings."},{"speaker":"Average Joe Finances","startTime":997.045,"endTime":998.125,"body":"Is there anything else?"},{"speaker":"Average Joe Finances","startTime":998.143,"endTime":1000.693,"body":"Do you invest in like any paper"},{"speaker":"Average Joe Finances","startTime":998.143,"endTime":1000.693,"body":"stocks, like in the stock market"},{"speaker":"Average Joe Finances","startTime":1000.898,"endTime":1002.728,"body":"crypto or any of that crazy stuff?"},{"speaker":"Michael Dominguez","startTime":1002.908,"endTime":1003.298,"body":"Yeah."},{"speaker":"Michael Dominguez","startTime":1003.378,"endTime":1006.406,"body":"Crypto,  I don't know what this recording"},{"speaker":"Michael Dominguez","startTime":1003.378,"endTime":1006.406,"body":"is going to come out, but,  anybody"},{"speaker":"Michael Dominguez","startTime":1006.406,"endTime":1010.426,"body":"who's been invested in crypto in the"},{"speaker":"Michael Dominguez","startTime":1006.406,"endTime":1010.426,"body":"later part of January has had a bit"},{"speaker":"Michael Dominguez","startTime":1010.426,"endTime":1014.857,"body":"of a crying game right now because,"},{"speaker":"Michael Dominguez","startTime":1010.426,"endTime":1014.857,"body":"there's been about a 30, 40% decline"},{"speaker":"Michael Dominguez","startTime":1014.857,"endTime":1016.237,"body":"in value in the last little bit."},{"speaker":"Michael Dominguez","startTime":1016.477,"endTime":1019.408,"body":"I do have a little bit,  of"},{"speaker":"Michael Dominguez","startTime":1016.477,"endTime":1019.408,"body":"crypto,  more in the equity market"},{"speaker":"Michael Dominguez","startTime":1019.408,"endTime":1020.96,"body":"is what I've got not a ton, but."},{"speaker":"Michael Dominguez","startTime":1021.26,"endTime":1023.48,"body":"I don't know, 1.5, $2 million in that."},{"speaker":"Michael Dominguez","startTime":1023.63,"endTime":1025.502,"body":"But,  I'm also doing private mortgages."},{"speaker":"Michael Dominguez","startTime":1025.544,"endTime":1029.414,"body":"I've recently sold my real tour"},{"speaker":"Michael Dominguez","startTime":1025.544,"endTime":1029.414,"body":"business and so I'm getting"},{"speaker":"Michael Dominguez","startTime":1029.444,"endTime":1030.777,"body":"a residual money for that."},{"speaker":"Michael Dominguez","startTime":1030.927,"endTime":1035.097,"body":"And I'm actually the beautiful thing"},{"speaker":"Michael Dominguez","startTime":1030.927,"endTime":1035.097,"body":"of not being an active day-to-day"},{"speaker":"Michael Dominguez","startTime":1035.097,"endTime":1040.107,"body":"realtor anymore is it's allowing"},{"speaker":"Michael Dominguez","startTime":1035.097,"endTime":1040.107,"body":"me to enhance my, just continue to"},{"speaker":"Michael Dominguez","startTime":1040.107,"endTime":1041.695,"body":"enhance my knowledge and education."},{"speaker":"Michael Dominguez","startTime":1041.695,"endTime":1044.127,"body":"One thing I, it just occurred"},{"speaker":"Michael Dominguez","startTime":1041.695,"endTime":1044.127,"body":"to me at the end of last year."},{"speaker":"Michael Dominguez","startTime":1044.76,"endTime":1050.529,"body":"Was,  I analyze how much money I spent"},{"speaker":"Michael Dominguez","startTime":1044.76,"endTime":1050.529,"body":"in terms of coaching and an education"},{"speaker":"Michael Dominguez","startTime":1050.829,"endTime":1052.879,"body":"and 2021, actually, I spent more."},{"speaker":"Michael Dominguez","startTime":1053.179,"endTime":1057.36,"body":"On,  on education than ever before"},{"speaker":"Michael Dominguez","startTime":1053.179,"endTime":1057.36,"body":"yet, I'd already reached a certain"},{"speaker":"Michael Dominguez","startTime":1057.39,"endTime":1059.49,"body":"level of financial freedom yet."},{"speaker":"Michael Dominguez","startTime":1059.79,"endTime":1061.68,"body":"Now I've had a chance to spend even more."},{"speaker":"Michael Dominguez","startTime":1061.68,"endTime":1065.72,"body":"I have hired a business coach to"},{"speaker":"Michael Dominguez","startTime":1061.68,"endTime":1065.72,"body":"help me with my writing my book."},{"speaker":"Michael Dominguez","startTime":1066.02,"endTime":1070.85,"body":"I hired a, another coach that helped"},{"speaker":"Michael Dominguez","startTime":1066.02,"endTime":1070.85,"body":"me with my equity trading, because it's"},{"speaker":"Michael Dominguez","startTime":1070.85,"endTime":1072.86,"body":"a, I just want to be the best I can be."},{"speaker":"Michael Dominguez","startTime":1072.86,"endTime":1075.48,"body":"And in all elements and have"},{"speaker":"Michael Dominguez","startTime":1072.86,"endTime":1075.48,"body":"multiple streams of income."},{"speaker":"Average Joe Finances","startTime":1075.646,"endTime":1076.936,"body":"That"},{"speaker":"Average Joe Finances","startTime":1075.646,"endTime":1076.936,"body":"is a key thing right there."},{"speaker":"Average Joe Finances","startTime":1076.936,"endTime":1079.04,"body":"And I think that's super important"},{"speaker":"Average Joe Finances","startTime":1076.936,"endTime":1079.04,"body":"that you're, you're pointing out"},{"speaker":"Average Joe Finances","startTime":1079.04,"endTime":1082.901,"body":"right now, is that the fact that even"},{"speaker":"Average Joe Finances","startTime":1079.04,"endTime":1082.901,"body":"now, even at a point where you are"},{"speaker":"Average Joe Finances","startTime":1082.901,"endTime":1086.155,"body":"financially free and you're sitting"},{"speaker":"Average Joe Finances","startTime":1082.901,"endTime":1086.155,"body":"here doing the stuff that you want to"},{"speaker":"Average Joe Finances","startTime":1086.155,"endTime":1091.526,"body":"do now, 2021, you still spent more on"},{"speaker":"Average Joe Finances","startTime":1086.155,"endTime":1091.526,"body":"education than anything else because"},{"speaker":"Average Joe Finances","startTime":1091.698,"endTime":1094.122,"body":"education, that's going to be the key."},{"speaker":"Average Joe Finances","startTime":1094.122,"endTime":1094.362,"body":"That's what."},{"speaker":"Average Joe Finances","startTime":1094.409,"endTime":1095.256,"body":"That opens the door."},{"speaker":"Average Joe Finances","startTime":1095.286,"endTime":1097.746,"body":"Honestly, that's gonna be the key that"},{"speaker":"Average Joe Finances","startTime":1095.286,"endTime":1097.746,"body":"opens the door for you to take that"},{"speaker":"Average Joe Finances","startTime":1097.746,"endTime":1099.47,"body":"next step and step into this new world."},{"speaker":"Average Joe Finances","startTime":1099.62,"endTime":1100.448,"body":"And I think, sure."},{"speaker":"Average Joe Finances","startTime":1100.448,"endTime":1103.089,"body":"There's a lot of free resources"},{"speaker":"Average Joe Finances","startTime":1100.448,"endTime":1103.089,"body":"out there, there's also some paid"},{"speaker":"Average Joe Finances","startTime":1103.089,"endTime":1104.689,"body":"resources that are really good."},{"speaker":"Average Joe Finances","startTime":1104.701,"endTime":1107.312,"body":"And that's definitely something that"},{"speaker":"Average Joe Finances","startTime":1104.701,"endTime":1107.312,"body":"people should consider, being part of"},{"speaker":"Average Joe Finances","startTime":1107.312,"endTime":1111.753,"body":"a mastermind, hiring a coach, depending"},{"speaker":"Average Joe Finances","startTime":1107.312,"endTime":1111.753,"body":"on what particular route you want to go."},{"speaker":"Average Joe Finances","startTime":1111.97,"endTime":1114.13,"body":"Things like that provide value."},{"speaker":"Average Joe Finances","startTime":1114.43,"endTime":1117.088,"body":"And it's just, for those listening,"},{"speaker":"Average Joe Finances","startTime":1114.43,"endTime":1117.088,"body":"it's, you have to figure out what's"},{"speaker":"Average Joe Finances","startTime":1117.088,"endTime":1118.468,"body":"going to be the best thing for you."},{"speaker":"Average Joe Finances","startTime":1118.667,"endTime":1121.547,"body":"And obviously Michael's got it"},{"speaker":"Average Joe Finances","startTime":1118.667,"endTime":1121.547,"body":"figured out what works for him."},{"speaker":"Average Joe Finances","startTime":1121.596,"endTime":1125.029,"body":"And he understands that and paying for"},{"speaker":"Average Joe Finances","startTime":1121.596,"endTime":1125.029,"body":"this education is actually helping him"},{"speaker":"Average Joe Finances","startTime":1125.029,"endTime":1128.328,"body":"step his step, his game, up to that"},{"speaker":"Average Joe Finances","startTime":1125.029,"endTime":1128.328,"body":"next level, to the point where he was"},{"speaker":"Average Joe Finances","startTime":1128.328,"endTime":1129.798,"body":"able to write this book and everything."},{"speaker":"Average Joe Finances","startTime":1129.798,"endTime":1131.058,"body":"I just think that's super awesome."},{"speaker":"Average Joe Finances","startTime":1131.208,"endTime":1132.513,"body":"And a very key thing to point out."},{"speaker":"Average Joe Finances","startTime":1132.991,"endTime":1133.333,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1133.543,"endTime":1137.683,"body":"So I have a set of four"},{"speaker":"Average Joe Finances","startTime":1133.543,"endTime":1137.683,"body":"questions that I just started"},{"speaker":"Average Joe Finances","startTime":1137.683,"endTime":1138.702,"body":"to, I just started doing this."},{"speaker":"Average Joe Finances","startTime":1138.702,"endTime":1142.344,"body":". But these are like four kind of"},{"speaker":"Average Joe Finances","startTime":1138.702,"endTime":1142.344,"body":"not quick, but just four questions."},{"speaker":"Average Joe Finances","startTime":1142.344,"endTime":1144.414,"body":"I want to start asking everybody"},{"speaker":"Average Joe Finances","startTime":1142.344,"endTime":1144.414,"body":"that comes on the show."},{"speaker":"Average Joe Finances","startTime":1144.47,"endTime":1146.301,"body":"So if we're ready we'll"},{"speaker":"Average Joe Finances","startTime":1144.47,"endTime":1146.301,"body":"go ahead and get into it."},{"speaker":"Michael Dominguez","startTime":1146.477,"endTime":1146.957,"body":"I'm ready."},{"speaker":"Michael Dominguez","startTime":1146.957,"endTime":1148.017,"body":"I'm a little nervous but lets go."},{"speaker":"Average Joe Finances","startTime":1148.414,"endTime":1148.894,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1149.044,"endTime":1149.314,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1149.344,"endTime":1152.025,"body":"Nothing to be nervous about that this"},{"speaker":"Average Joe Finances","startTime":1149.344,"endTime":1152.025,"body":"is all, like I said, I don't like to"},{"speaker":"Average Joe Finances","startTime":1152.265,"endTime":1156.548,"body":"get crazy with my questions, but this"},{"speaker":"Average Joe Finances","startTime":1152.265,"endTime":1156.548,"body":"is all like legit stuff that I feel will"},{"speaker":"Average Joe Finances","startTime":1156.548,"endTime":1158.768,"body":"add value to everybody that's listening."},{"speaker":"Average Joe Finances","startTime":1158.768,"endTime":1160.469,"body":"First question is Michael."},{"speaker":"Average Joe Finances","startTime":1160.769,"endTime":1163.469,"body":"What's the biggest"},{"speaker":"Average Joe Finances","startTime":1160.769,"endTime":1163.469,"body":"mistake you've ever made?"},{"speaker":"Michael Dominguez","startTime":1163.769,"endTime":1165.689,"body":"Oh wait, now"},{"speaker":"Michael Dominguez","startTime":1163.769,"endTime":1165.689,"body":"you're making me think on this one."},{"speaker":"Michael Dominguez","startTime":1165.739,"endTime":1169.431,"body":"Biggest mistake I ever made, I want to"},{"speaker":"Michael Dominguez","startTime":1165.739,"endTime":1169.431,"body":"say we already touched on it, honestly."},{"speaker":"Michael Dominguez","startTime":1169.477,"endTime":1174.54,"body":"I had opportunities for wealth building in"},{"speaker":"Michael Dominguez","startTime":1169.477,"endTime":1174.54,"body":"my twenties that I didn't take advantage"},{"speaker":"Michael Dominguez","startTime":1174.54,"endTime":1178.68,"body":"of because I was afraid to take action"},{"speaker":"Michael Dominguez","startTime":1174.54,"endTime":1178.68,"body":"and, Even actually coincidentally,"},{"speaker":"Michael Dominguez","startTime":1178.95,"endTime":1182.22,"body":"a real estate opportunity that would"},{"speaker":"Michael Dominguez","startTime":1178.95,"endTime":1182.22,"body":"have been, that would have turned"},{"speaker":"Michael Dominguez","startTime":1182.22,"endTime":1184.17,"body":"out to be a multimillion dollar deal."},{"speaker":"Michael Dominguez","startTime":1184.38,"endTime":1185.994,"body":"But, there was an element of risk."},{"speaker":"Michael Dominguez","startTime":1186.084,"endTime":1189.292,"body":"I, I would have had too much"},{"speaker":"Michael Dominguez","startTime":1186.084,"endTime":1189.292,"body":"leveraging for my tastes at the"},{"speaker":"Michael Dominguez","startTime":1189.292,"endTime":1190.772,"body":"time I was very risk adverse."},{"speaker":"Michael Dominguez","startTime":1190.922,"endTime":1195.154,"body":"And the old, if I knew now what I do"},{"speaker":"Michael Dominguez","startTime":1190.922,"endTime":1195.154,"body":"then thing, or the other way round,"},{"speaker":"Michael Dominguez","startTime":1195.154,"endTime":1198.148,"body":"if I do that, when I go now,  that"},{"speaker":"Michael Dominguez","startTime":1195.154,"endTime":1198.148,"body":"would have been a big mistake, but"},{"speaker":"Michael Dominguez","startTime":1198.148,"endTime":1201.895,"body":"honestly, I look back on a lot of"},{"speaker":"Michael Dominguez","startTime":1198.148,"endTime":1201.895,"body":"like early education and mistakes."},{"speaker":"Michael Dominguez","startTime":1202.195,"endTime":1207.196,"body":"And as, as honestly is like a giant"},{"speaker":"Michael Dominguez","startTime":1202.195,"endTime":1207.196,"body":"university course that has led me"},{"speaker":"Michael Dominguez","startTime":1207.196,"endTime":1209.446,"body":"to my level of knowledge today."},{"speaker":"Michael Dominguez","startTime":1209.506,"endTime":1214.178,"body":"And, it's,  it's taught me to not"},{"speaker":"Michael Dominguez","startTime":1209.506,"endTime":1214.178,"body":"sit around all the time and, there's"},{"speaker":"Michael Dominguez","startTime":1214.178,"endTime":1217.268,"body":"ready, fire aim sort of thing,"},{"speaker":"Michael Dominguez","startTime":1214.178,"endTime":1217.268,"body":"instead of ready, aim fire, because"},{"speaker":"Michael Dominguez","startTime":1217.478,"endTime":1219.938,"body":"if you don't ever take action,"},{"speaker":"Michael Dominguez","startTime":1217.478,"endTime":1219.938,"body":"you're just not going to get ahead."},{"speaker":"Michael Dominguez","startTime":1219.938,"endTime":1223.593,"body":"So that would have been my mistake early"},{"speaker":"Michael Dominguez","startTime":1219.938,"endTime":1223.593,"body":"on, but some of my early indecisions."},{"speaker":"Average Joe Finances","startTime":1223.853,"endTime":1225.053,"body":"Yeah, it"},{"speaker":"Average Joe Finances","startTime":1223.853,"endTime":1225.053,"body":"sounds like you got stuck in a"},{"speaker":"Average Joe Finances","startTime":1225.053,"endTime":1226.883,"body":"little analysis paralysis there."},{"speaker":"Average Joe Finances","startTime":1226.883,"endTime":1227.903,"body":"So a hundred percent."},{"speaker":"Average Joe Finances","startTime":1228.203,"endTime":1230.993,"body":"It's funny though, the way that"},{"speaker":"Average Joe Finances","startTime":1228.203,"endTime":1230.993,"body":"you put that, that if you would've"},{"speaker":"Average Joe Finances","startTime":1230.993,"endTime":1234.481,"body":"known, then what you know now, that"},{"speaker":"Average Joe Finances","startTime":1230.993,"endTime":1234.481,"body":"kind of works out great because that"},{"speaker":"Average Joe Finances","startTime":1234.481,"endTime":1235.964,"body":"goes right into my next question."},{"speaker":"Average Joe Finances","startTime":1236.114,"endTime":1240.404,"body":"What is something that you've learned that"},{"speaker":"Average Joe Finances","startTime":1236.114,"endTime":1240.404,"body":"you wish you knew when you first started?"},{"speaker":"Michael Dominguez","startTime":1240.704,"endTime":1241.124,"body":"Yeah."},{"speaker":"Michael Dominguez","startTime":1241.424,"endTime":1244.574,"body":"And this is something   wanted to share"},{"speaker":"Michael Dominguez","startTime":1241.424,"endTime":1244.574,"body":"with,  some of your audience anyway."},{"speaker":"Michael Dominguez","startTime":1244.574,"endTime":1246.054,"body":"So this is a perfect lead in for that."},{"speaker":"Michael Dominguez","startTime":1246.204,"endTime":1251.793,"body":"One of the things which I should have done"},{"speaker":"Michael Dominguez","startTime":1246.204,"endTime":1251.793,"body":"is bought a property and put an ADU in"},{"speaker":"Michael Dominguez","startTime":1251.793,"endTime":1254.277,"body":"my place where I lived at the same time."},{"speaker":"Michael Dominguez","startTime":1254.335,"endTime":1255.968,"body":"The term today is called house hacking."},{"speaker":"Michael Dominguez","startTime":1255.968,"endTime":1259.628,"body":"That's the modern take on it, but"},{"speaker":"Michael Dominguez","startTime":1255.968,"endTime":1259.628,"body":"honestly, Having shared housing"},{"speaker":"Michael Dominguez","startTime":1259.718,"endTime":1262.296,"body":"in your property, is something"},{"speaker":"Michael Dominguez","startTime":1259.718,"endTime":1262.296,"body":"that's been around forever."},{"speaker":"Michael Dominguez","startTime":1262.446,"endTime":1264.666,"body":"It's just that it's just got"},{"speaker":"Michael Dominguez","startTime":1262.446,"endTime":1264.666,"body":"a bit of a new flavor to it."},{"speaker":"Michael Dominguez","startTime":1264.816,"endTime":1268.368,"body":"And that's something that has made a"},{"speaker":"Michael Dominguez","startTime":1264.816,"endTime":1268.368,"body":"huge difference in my life early on,"},{"speaker":"Michael Dominguez","startTime":1268.556,"endTime":1270.459,"body":"but, I did what everyone else did."},{"speaker":"Michael Dominguez","startTime":1270.459,"endTime":1275.439,"body":"I bought my single family home and"},{"speaker":"Michael Dominguez","startTime":1270.459,"endTime":1275.439,"body":"lived in it and enjoyed it, but"},{"speaker":"Michael Dominguez","startTime":1275.439,"endTime":1279.079,"body":"had I had, I bought that duplex"},{"speaker":"Michael Dominguez","startTime":1275.439,"endTime":1279.079,"body":"or that additional dwelling unit."},{"speaker":"Michael Dominguez","startTime":1279.229,"endTime":1283.339,"body":"That would have basically covered a large"},{"speaker":"Michael Dominguez","startTime":1279.229,"endTime":1283.339,"body":"portion of my mortgage and set me forward."},{"speaker":"Michael Dominguez","startTime":1283.519,"endTime":1283.999,"body":"Huge."},{"speaker":"Michael Dominguez","startTime":1284.019,"endTime":1285.829,"body":"That would have been the one thing"},{"speaker":"Michael Dominguez","startTime":1284.019,"endTime":1285.829,"body":"I would have done differently."},{"speaker":"Michael Dominguez","startTime":1285.979,"endTime":1289.009,"body":"And that's what I recommend to anybody"},{"speaker":"Michael Dominguez","startTime":1285.979,"endTime":1289.009,"body":"in their twenties and thirties today."},{"speaker":"Average Joe Finances","startTime":1289.309,"endTime":1289.909,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":1289.909,"endTime":1292.593,"body":"I, and I will tell you that I"},{"speaker":"Average Joe Finances","startTime":1289.909,"endTime":1292.593,"body":"wish that was something that I"},{"speaker":"Average Joe Finances","startTime":1292.593,"endTime":1293.913,"body":"would have done as well, for sure."},{"speaker":"Average Joe Finances","startTime":1293.974,"endTime":1294.962,"body":"Okay, cool."},{"speaker":"Average Joe Finances","startTime":1295.021,"endTime":1295.381,"body":"Love it."},{"speaker":"Average Joe Finances","startTime":1295.651,"endTime":1295.921,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1295.951,"endTime":1296.771,"body":"Next question."},{"speaker":"Average Joe Finances","startTime":1296.802,"endTime":1301.002,"body":"Do you have any tips or tricks"},{"speaker":"Average Joe Finances","startTime":1296.802,"endTime":1301.002,"body":"that you would recommend to someone"},{"speaker":"Average Joe Finances","startTime":1301.002,"endTime":1302.502,"body":"who's just getting started today?"},{"speaker":"Michael Dominguez","startTime":1303.058,"endTime":1307.468,"body":"It's not necessarily"},{"speaker":"Michael Dominguez","startTime":1303.058,"endTime":1307.468,"body":"the most elaborate thing in the"},{"speaker":"Michael Dominguez","startTime":1307.468,"endTime":1311.788,"body":"world, but one of the cool things"},{"speaker":"Michael Dominguez","startTime":1307.468,"endTime":1311.788,"body":"about becoming a market expert"},{"speaker":"Michael Dominguez","startTime":1312.088,"endTime":1315.268,"body":"is it's not for the elite few."},{"speaker":"Michael Dominguez","startTime":1315.298,"endTime":1319.528,"body":"Anybody has the opportunity"},{"speaker":"Michael Dominguez","startTime":1315.298,"endTime":1319.528,"body":"to become an expert and."},{"speaker":"Michael Dominguez","startTime":1319.828,"endTime":1323.518,"body":"We talk about this in my book, as far"},{"speaker":"Michael Dominguez","startTime":1319.828,"endTime":1323.518,"body":"as finding the right type of market,"},{"speaker":"Michael Dominguez","startTime":1323.788,"endTime":1325.618,"body":"I'm going to use Hawaii as an example."},{"speaker":"Michael Dominguez","startTime":1325.768,"endTime":1326.653,"body":"I love Hawaii."},{"speaker":"Michael Dominguez","startTime":1326.653,"endTime":1329.743,"body":"I've only been there once, but"},{"speaker":"Michael Dominguez","startTime":1326.653,"endTime":1329.743,"body":"it was an incredible experience."},{"speaker":"Michael Dominguez","startTime":1329.743,"endTime":1334.04,"body":"And it's an area that I could see myself"},{"speaker":"Michael Dominguez","startTime":1329.743,"endTime":1334.04,"body":"living part of my life, the rest, as"},{"speaker":"Michael Dominguez","startTime":1334.04,"endTime":1337.46,"body":"I get older, that doesn't necessarily"},{"speaker":"Michael Dominguez","startTime":1334.04,"endTime":1337.46,"body":"mean it's a great investment market."},{"speaker":"Michael Dominguez","startTime":1337.46,"endTime":1339.06,"body":"It might be, but it may not be."},{"speaker":"Michael Dominguez","startTime":1339.21,"endTime":1342.813,"body":"And so my advice to anyone"},{"speaker":"Michael Dominguez","startTime":1339.21,"endTime":1342.813,"body":"who's getting serious."},{"speaker":"Michael Dominguez","startTime":1343.022,"endTime":1347.552,"body":"About wealth building is try to become"},{"speaker":"Michael Dominguez","startTime":1343.022,"endTime":1347.552,"body":"the smartest person in the room."},{"speaker":"Michael Dominguez","startTime":1347.822,"endTime":1351.512,"body":"And if not, at least be among the"},{"speaker":"Michael Dominguez","startTime":1347.822,"endTime":1351.512,"body":"most intelligent people in the room."},{"speaker":"Michael Dominguez","startTime":1351.666,"endTime":1354.587,"body":"I used the reference if I'm sitting"},{"speaker":"Michael Dominguez","startTime":1351.666,"endTime":1354.587,"body":"down at a poker table and I look"},{"speaker":"Michael Dominguez","startTime":1354.587,"endTime":1358.397,"body":"around the poker table and everyone"},{"speaker":"Michael Dominguez","startTime":1354.587,"endTime":1358.397,"body":"has more experience than I do,"},{"speaker":"Michael Dominguez","startTime":1358.487,"endTime":1359.837,"body":"I get off of that poker table."},{"speaker":"Michael Dominguez","startTime":1360.055,"endTime":1365.065,"body":"And so I'm not a big fan of just throwing"},{"speaker":"Michael Dominguez","startTime":1360.055,"endTime":1365.065,"body":"my money into some venture and hoping for"},{"speaker":"Michael Dominguez","startTime":1365.065,"endTime":1366.395,"body":"the best and hoping that they treat me."},{"speaker":"Michael Dominguez","startTime":1366.695,"endTime":1367.985,"body":"I want to become an expert."},{"speaker":"Michael Dominguez","startTime":1368.255,"endTime":1371.615,"body":"And that includes finding the right"},{"speaker":"Michael Dominguez","startTime":1368.255,"endTime":1371.615,"body":"type of market, the right type of"},{"speaker":"Michael Dominguez","startTime":1371.615,"endTime":1375.395,"body":"property, and perhaps even the right"},{"speaker":"Michael Dominguez","startTime":1371.615,"endTime":1375.395,"body":"type of tenant when it comes down to it."},{"speaker":"Michael Dominguez","startTime":1375.425,"endTime":1379.385,"body":"But the right type of property in the"},{"speaker":"Michael Dominguez","startTime":1375.425,"endTime":1379.385,"body":"rights of a market is so imperative."},{"speaker":"Average Joe Finances","startTime":1379.685,"endTime":1379.835,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1379.865,"endTime":1382.215,"body":"That is super important and a great point."},{"speaker":"Average Joe Finances","startTime":1382.365,"endTime":1383.205,"body":"Absolutely love that."},{"speaker":"Average Joe Finances","startTime":1383.378,"endTime":1383.768,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1384.008,"endTime":1384.938,"body":"Next question."},{"speaker":"Average Joe Finances","startTime":1385.206,"endTime":1389.808,"body":"Do you have a favorite business"},{"speaker":"Average Joe Finances","startTime":1385.206,"endTime":1389.808,"body":"investing or real estate"},{"speaker":"Average Joe Finances","startTime":1389.808,"endTime":1392.268,"body":"related book or podcast or both."},{"speaker":"Michael Dominguez","startTime":1392.484,"endTime":1394.839,"body":"Oh,  my"},{"speaker":"Michael Dominguez","startTime":1392.484,"endTime":1394.839,"body":"favorite, my, honestly, the book"},{"speaker":"Michael Dominguez","startTime":1394.839,"endTime":1397.749,"body":"I recommend it, we've already"},{"speaker":"Michael Dominguez","startTime":1394.839,"endTime":1397.749,"body":"referred to it is rich dad, poor dad."},{"speaker":"Michael Dominguez","startTime":1397.779,"endTime":1400.435,"body":"And I realized that it's, a lot of"},{"speaker":"Michael Dominguez","startTime":1397.779,"endTime":1400.435,"body":"people have already read it, but if"},{"speaker":"Michael Dominguez","startTime":1400.435,"endTime":1404.199,"body":"you haven't,  it's such an important"},{"speaker":"Michael Dominguez","startTime":1400.435,"endTime":1404.199,"body":"book and it's just a different mindset."},{"speaker":"Michael Dominguez","startTime":1404.499,"endTime":1408.622,"body":"My mindset shift, Robert Kiyosaki"},{"speaker":"Michael Dominguez","startTime":1404.499,"endTime":1408.622,"body":"starts teaching you about things that"},{"speaker":"Michael Dominguez","startTime":1408.622,"endTime":1410.062,"body":"you just never learned in school."},{"speaker":"Michael Dominguez","startTime":1410.092,"endTime":1415.612,"body":"And, And what an asset is and start"},{"speaker":"Michael Dominguez","startTime":1410.092,"endTime":1415.612,"body":"to build cashflow on an ongoing basis."},{"speaker":"Michael Dominguez","startTime":1415.869,"endTime":1417.649,"body":"And the beautiful thing of cashflow is."},{"speaker":"Michael Dominguez","startTime":1417.799,"endTime":1421.969,"body":"I get sick and I can't work, or"},{"speaker":"Michael Dominguez","startTime":1417.799,"endTime":1421.969,"body":"I lose my job, these properties,"},{"speaker":"Michael Dominguez","startTime":1421.969,"endTime":1425.22,"body":"or these assets continue to"},{"speaker":"Michael Dominguez","startTime":1421.969,"endTime":1425.22,"body":"generate a little bit of income."},{"speaker":"Michael Dominguez","startTime":1425.37,"endTime":1429.106,"body":"And,  the thing I do a little"},{"speaker":"Michael Dominguez","startTime":1425.37,"endTime":1429.106,"body":"differently than Robert does is,  is"},{"speaker":"Michael Dominguez","startTime":1429.106,"endTime":1432.676,"body":"I focus maybe on primary markets"},{"speaker":"Michael Dominguez","startTime":1429.106,"endTime":1432.676,"body":"that tend to appreciate better."},{"speaker":"Michael Dominguez","startTime":1432.886,"endTime":1437.337,"body":"They maybe don't cashflow white as well,"},{"speaker":"Michael Dominguez","startTime":1432.886,"endTime":1437.337,"body":"but,  but even during the pandemic, I"},{"speaker":"Michael Dominguez","startTime":1437.337,"endTime":1441.867,"body":"never once had a missed rent payment, not"},{"speaker":"Michael Dominguez","startTime":1437.337,"endTime":1441.867,"body":"once and nor did really any of my clients."},{"speaker":"Michael Dominguez","startTime":1442.085,"endTime":1444.455,"body":"And so that would be an advocate for sure."},{"speaker":"Michael Dominguez","startTime":1444.605,"endTime":1446.548,"body":"Actually I've listened to"},{"speaker":"Michael Dominguez","startTime":1444.605,"endTime":1446.548,"body":"a few of your podcasts."},{"speaker":"Michael Dominguez","startTime":1446.548,"endTime":1448.498,"body":"I was pretty impressed with"},{"speaker":"Michael Dominguez","startTime":1446.548,"endTime":1448.498,"body":"what you were teaching."},{"speaker":"Michael Dominguez","startTime":1448.498,"endTime":1451.184,"body":"I, I, everyone's already listed for"},{"speaker":"Michael Dominguez","startTime":1448.498,"endTime":1451.184,"body":"that one, so that's maybe not a great"},{"speaker":"Michael Dominguez","startTime":1451.184,"endTime":1455.107,"body":"way to use, there's a Canadian one"},{"speaker":"Michael Dominguez","startTime":1451.184,"endTime":1455.107,"body":"called breakthrough real estate podcast."},{"speaker":"Michael Dominguez","startTime":1455.107,"endTime":1458.542,"body":"And that's one that, has been around for a"},{"speaker":"Michael Dominguez","startTime":1455.107,"endTime":1458.542,"body":"number of years and he's a friend of mine."},{"speaker":"Michael Dominguez","startTime":1458.692,"endTime":1461.231,"body":"And,  and so I'm going to"},{"speaker":"Michael Dominguez","startTime":1458.692,"endTime":1461.231,"body":"give him a shout out for that."},{"speaker":"Michael Dominguez","startTime":1461.287,"endTime":1462.437,"body":"It's a great podcast."},{"speaker":"Michael Dominguez","startTime":1462.437,"endTime":1465.057,"body":"If I was going to listen to something"},{"speaker":"Michael Dominguez","startTime":1462.437,"endTime":1465.057,"body":"that's a good one to listen to."},{"speaker":"Michael Dominguez","startTime":1465.207,"endTime":1467.863,"body":"And I mentioned already, Donner Campbell."},{"speaker":"Michael Dominguez","startTime":1468.183,"endTime":1472.593,"body":"He was my number one mentor, and"},{"speaker":"Michael Dominguez","startTime":1468.183,"endTime":1472.593,"body":"he's written a number of books"},{"speaker":"Michael Dominguez","startTime":1472.893,"endTime":1476.623,"body":"again, more than the Canadian"},{"speaker":"Michael Dominguez","startTime":1472.893,"endTime":1476.623,"body":"market is where he got his start."},{"speaker":"Michael Dominguez","startTime":1476.923,"endTime":1479.753,"body":"But at the same time, a lot"},{"speaker":"Michael Dominguez","startTime":1476.923,"endTime":1479.753,"body":"of his books are universal."},{"speaker":"Michael Dominguez","startTime":1479.753,"endTime":1483.576,"body":"So whether you're in the United"},{"speaker":"Michael Dominguez","startTime":1479.753,"endTime":1483.576,"body":"States or India or China or"},{"speaker":"Michael Dominguez","startTime":1483.576,"endTime":1486.996,"body":"wherever you're listening from,"},{"speaker":"Michael Dominguez","startTime":1483.576,"endTime":1486.996,"body":"there are some tips and tricks that"},{"speaker":"Michael Dominguez","startTime":1486.996,"endTime":1489.466,"body":"you use and apply at your life."},{"speaker":"Average Joe Finances","startTime":1489.636,"endTime":1490.536,"body":"Yeah, that's fantastic."},{"speaker":"Average Joe Finances","startTime":1490.536,"endTime":1492.276,"body":"And actually, speaking"},{"speaker":"Average Joe Finances","startTime":1490.536,"endTime":1492.276,"body":"of Donna Campbell, right?"},{"speaker":"Average Joe Finances","startTime":1492.276,"endTime":1496.655,"body":"So I wrote down that quote that you said,"},{"speaker":"Average Joe Finances","startTime":1492.276,"endTime":1496.655,"body":"because I thought that was super awesome."},{"speaker":"Average Joe Finances","startTime":1496.655,"endTime":1500.41,"body":"So like rewinding back to that, you"},{"speaker":"Average Joe Finances","startTime":1496.655,"endTime":1500.41,"body":"know how, he said to have real estate"},{"speaker":"Average Joe Finances","startTime":1500.598,"endTime":1502.938,"body":"fund your life, not run your life."},{"speaker":"Average Joe Finances","startTime":1502.998,"endTime":1506.148,"body":"I just think that's absolutely"},{"speaker":"Average Joe Finances","startTime":1502.998,"endTime":1506.148,"body":"amazing because a lot of"},{"speaker":"Average Joe Finances","startTime":1506.148,"endTime":1507.258,"body":"people do get lost in that."},{"speaker":"Average Joe Finances","startTime":1507.281,"endTime":1510.916,"body":"They'll get lost in the whole,  becoming"},{"speaker":"Average Joe Finances","startTime":1507.281,"endTime":1510.916,"body":"a landlord and then like their whole"},{"speaker":"Average Joe Finances","startTime":1510.916,"endTime":1514.421,"body":"focus is, tenants, toilets and repairs."},{"speaker":"Average Joe Finances","startTime":1514.421,"endTime":1518.488,"body":"And that's a lot of that stuff,  can be"},{"speaker":"Average Joe Finances","startTime":1514.421,"endTime":1518.488,"body":"mitigated, and it's all about what kind"},{"speaker":"Average Joe Finances","startTime":1518.488,"endTime":1520.348,"body":"of systems and processes you put in place."},{"speaker":"Average Joe Finances","startTime":1520.348,"endTime":1524.684,"body":"So if you try to go into it by yourself"},{"speaker":"Average Joe Finances","startTime":1520.348,"endTime":1524.684,"body":"without,  without a team, you can"},{"speaker":"Average Joe Finances","startTime":1524.684,"endTime":1528.232,"body":"find yourself,  in another full-time"},{"speaker":"Average Joe Finances","startTime":1524.684,"endTime":1528.232,"body":"job instead of a part-time thing."},{"speaker":"Average Joe Finances","startTime":1528.383,"endTime":1529.523,"body":"I think that's super important."},{"speaker":"Average Joe Finances","startTime":1529.523,"endTime":1533.199,"body":"And then, talking about that as well,"},{"speaker":"Average Joe Finances","startTime":1529.523,"endTime":1533.199,"body":"just the whole networking aspect, we"},{"speaker":"Average Joe Finances","startTime":1533.227,"endTime":1536.975,"body":"touched on that a little bit too, going"},{"speaker":"Average Joe Finances","startTime":1533.227,"endTime":1536.975,"body":"to different conferences, seminars, real"},{"speaker":"Average Joe Finances","startTime":1536.975,"endTime":1542.095,"body":"estate ups, things like that is just super"},{"speaker":"Average Joe Finances","startTime":1536.975,"endTime":1542.095,"body":"important to just building up that team"},{"speaker":"Average Joe Finances","startTime":1542.095,"endTime":1545.222,"body":"and building your own wealth of knowledge"},{"speaker":"Average Joe Finances","startTime":1542.095,"endTime":1545.222,"body":"and building your own network because."},{"speaker":"Average Joe Finances","startTime":1545.631,"endTime":1549.688,"body":"The people that you're going to meet at"},{"speaker":"Average Joe Finances","startTime":1545.631,"endTime":1549.688,"body":"these different meetups already know good"},{"speaker":"Average Joe Finances","startTime":1549.688,"endTime":1554.008,"body":"contractors, or they are a contractor on"},{"speaker":"Average Joe Finances","startTime":1549.688,"endTime":1554.008,"body":"the side or already no good realtors or"},{"speaker":"Average Joe Finances","startTime":1554.008,"endTime":1555.658,"body":"there's realtors there at these meetups."},{"speaker":"Average Joe Finances","startTime":1555.958,"endTime":1559.978,"body":"So you can effectively go to a"},{"speaker":"Average Joe Finances","startTime":1555.958,"endTime":1559.978,"body":"meetup and assemble your entire team."},{"speaker":"Average Joe Finances","startTime":1559.978,"endTime":1562.348,"body":"Like you can just create the"},{"speaker":"Average Joe Finances","startTime":1559.978,"endTime":1562.348,"body":"Avengers right there and just be"},{"speaker":"Average Joe Finances","startTime":1562.348,"endTime":1565.192,"body":"like, assemble so I got to throw a"},{"speaker":"Average Joe Finances","startTime":1562.348,"endTime":1565.192,"body":"little Marvel reference in there."},{"speaker":"Average Joe Finances","startTime":1565.192,"endTime":1565.492,"body":"Why not?"},{"speaker":"Michael Dominguez","startTime":1565.706,"endTime":1567.566,"body":"And I'll"},{"speaker":"Michael Dominguez","startTime":1565.706,"endTime":1567.566,"body":"give you one more with that too."},{"speaker":"Michael Dominguez","startTime":1567.566,"endTime":1568.426,"body":"And that you're."},{"speaker":"Michael Dominguez","startTime":1568.59,"endTime":1573.33,"body":"Y what I found that meetups is"},{"speaker":"Michael Dominguez","startTime":1568.59,"endTime":1573.33,"body":"in my circle of friends, and we"},{"speaker":"Michael Dominguez","startTime":1573.33,"endTime":1574.53,"body":"all have our circle of friends."},{"speaker":"Michael Dominguez","startTime":1574.732,"endTime":1579.982,"body":"You tend to gravitate to hang around with"},{"speaker":"Michael Dominguez","startTime":1574.732,"endTime":1579.982,"body":"people that are similar net worth to you,"},{"speaker":"Michael Dominguez","startTime":1579.982,"endTime":1585.087,"body":"and similar mindsets to you, by going"},{"speaker":"Michael Dominguez","startTime":1579.982,"endTime":1585.087,"body":"into a meetup, you start to experience,"},{"speaker":"Michael Dominguez","startTime":1585.219,"endTime":1587.079,"body":"an entirely different group of people."},{"speaker":"Michael Dominguez","startTime":1587.379,"endTime":1589.538,"body":"And one of the stories that"},{"speaker":"Michael Dominguez","startTime":1587.379,"endTime":1589.538,"body":"I've shared a number of."},{"speaker":"Michael Dominguez","startTime":1589.743,"endTime":1593.195,"body":"Is,  I had one pretty successful"},{"speaker":"Michael Dominguez","startTime":1589.743,"endTime":1593.195,"body":"year and I think I bought two"},{"speaker":"Michael Dominguez","startTime":1593.195,"endTime":1595.025,"body":"or three properties in one year."},{"speaker":"Michael Dominguez","startTime":1595.092,"endTime":1595.866,"body":"And a lot of my friends."},{"speaker":"Michael Dominguez","startTime":1596.31,"endTime":1597.98,"body":"They basically said, oh, sure."},{"speaker":"Michael Dominguez","startTime":1597.99,"endTime":1598.71,"body":"You bought another one."},{"speaker":"Michael Dominguez","startTime":1598.739,"endTime":1601.409,"body":"There'll be almost sarcastic"},{"speaker":"Michael Dominguez","startTime":1598.739,"endTime":1601.409,"body":"and saying, and my parents said,"},{"speaker":"Michael Dominguez","startTime":1601.409,"endTime":1602.429,"body":"I'm really worried about you."},{"speaker":"Michael Dominguez","startTime":1602.429,"endTime":1605.684,"body":"Like they never really discouraged"},{"speaker":"Michael Dominguez","startTime":1602.429,"endTime":1605.684,"body":"me, but they said, oh, I don't know."},{"speaker":"Michael Dominguez","startTime":1605.924,"endTime":1609.438,"body":"And then meanwhile, in my realtor"},{"speaker":"Michael Dominguez","startTime":1605.924,"endTime":1609.438,"body":"real estate group, they were"},{"speaker":"Michael Dominguez","startTime":1609.438,"endTime":1611.658,"body":"applauding my success at an honestly."},{"speaker":"Michael Dominguez","startTime":1611.779,"endTime":1614.732,"body":"Giving me a hard time, said, okay,"},{"speaker":"Michael Dominguez","startTime":1611.779,"endTime":1614.732,"body":"what's the next one I said, come on."},{"speaker":"Michael Dominguez","startTime":1614.732,"endTime":1616.532,"body":"I just bought three properties this year."},{"speaker":"Michael Dominguez","startTime":1616.802,"endTime":1618.542,"body":"And they said, no, you"},{"speaker":"Michael Dominguez","startTime":1616.802,"endTime":1618.542,"body":"got to buy another one."},{"speaker":"Michael Dominguez","startTime":1618.782,"endTime":1621.899,"body":"And so it's just a different mindset,"},{"speaker":"Michael Dominguez","startTime":1618.782,"endTime":1621.899,"body":"a different level of motivation."},{"speaker":"Michael Dominguez","startTime":1622.049,"endTime":1625.419,"body":"And once you embrace that group,"},{"speaker":"Michael Dominguez","startTime":1622.049,"endTime":1625.419,"body":"it's it could change your life."},{"speaker":"Average Joe Finances","startTime":1625.441,"endTime":1625.981,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":1626.009,"endTime":1628.979,"body":"You go from one group that wants"},{"speaker":"Average Joe Finances","startTime":1626.009,"endTime":1628.979,"body":"to have an intervention with you."},{"speaker":"Average Joe Finances","startTime":1628.979,"endTime":1631.06,"body":"Cause they think you have a"},{"speaker":"Average Joe Finances","startTime":1628.979,"endTime":1631.06,"body":"problem to the next group."},{"speaker":"Average Joe Finances","startTime":1631.09,"endTime":1635.62,"body":"That's like encouraging the quote"},{"speaker":"Average Joe Finances","startTime":1631.09,"endTime":1635.62,"body":"unquote problem, because that problem"},{"speaker":"Average Joe Finances","startTime":1635.62,"endTime":1637.18,"body":"is going to build your wealth."},{"speaker":"Average Joe Finances","startTime":1637.43,"endTime":1638.91,"body":"So yeah, it's absolutely awesome."},{"speaker":"Average Joe Finances","startTime":1638.91,"endTime":1639.66,"body":"It's good to have."},{"speaker":"Average Joe Finances","startTime":1639.874,"endTime":1643.33,"body":"You surround yourself with the, with those"},{"speaker":"Average Joe Finances","startTime":1639.874,"endTime":1643.33,"body":"people, with like-minded people, they say"},{"speaker":"Average Joe Finances","startTime":1643.33,"endTime":1646.681,"body":"that you're the average of the, of, the"},{"speaker":"Average Joe Finances","startTime":1643.33,"endTime":1646.681,"body":"top five people that you hang out with."},{"speaker":"Average Joe Finances","startTime":1646.704,"endTime":1650.664,"body":"So you want to have people in that"},{"speaker":"Average Joe Finances","startTime":1646.704,"endTime":1650.664,"body":"circle that are better than you,"},{"speaker":"Average Joe Finances","startTime":1650.664,"endTime":1652.074,"body":"and some people that are your peers."},{"speaker":"Average Joe Finances","startTime":1652.074,"endTime":1654.957,"body":"And, one of the things that I've talked"},{"speaker":"Average Joe Finances","startTime":1652.074,"endTime":1654.957,"body":"about in the past is like, when I"},{"speaker":"Average Joe Finances","startTime":1654.957,"endTime":1657.567,"body":"go to these real estate meetups and"},{"speaker":"Average Joe Finances","startTime":1654.957,"endTime":1657.567,"body":"stuff, and I think I talked to you"},{"speaker":"Average Joe Finances","startTime":1657.567,"endTime":1658.947,"body":"about this before we even started."},{"speaker":"Average Joe Finances","startTime":1659.097,"endTime":1662.867,"body":"I'm not targeting the person that's"},{"speaker":"Average Joe Finances","startTime":1659.097,"endTime":1662.867,"body":"been doing this for 20 plus years,"},{"speaker":"Average Joe Finances","startTime":1662.897,"endTime":1665.627,"body":"w when I'm first starting out and"},{"speaker":"Average Joe Finances","startTime":1662.897,"endTime":1665.627,"body":"saying, Hey, what did you do when"},{"speaker":"Average Joe Finances","startTime":1665.627,"endTime":1666.887,"body":"you stopped with 20 years ago?"},{"speaker":"Average Joe Finances","startTime":1667.127,"endTime":1668.457,"body":"It was a long time ago for them."},{"speaker":"Average Joe Finances","startTime":1668.607,"endTime":1670.377,"body":"And they're on a whole different level."},{"speaker":"Average Joe Finances","startTime":1670.647,"endTime":1674.187,"body":"But the guys that just started 1,"},{"speaker":"Average Joe Finances","startTime":1670.647,"endTime":1674.187,"body":"2, 3 years ago, that's who you want"},{"speaker":"Average Joe Finances","startTime":1674.187,"endTime":1677.157,"body":"to talk to if you're first starting"},{"speaker":"Average Joe Finances","startTime":1674.187,"endTime":1677.157,"body":"out, because you can get a better"},{"speaker":"Average Joe Finances","startTime":1677.157,"endTime":1680.291,"body":"idea of what they did, what systems"},{"speaker":"Average Joe Finances","startTime":1677.157,"endTime":1680.291,"body":"they put in place, what worked for"},{"speaker":"Average Joe Finances","startTime":1680.291,"endTime":1683.615,"body":"them, what didn't work, and it's that"},{"speaker":"Average Joe Finances","startTime":1680.291,"endTime":1683.615,"body":"whole trial by fire and trial by."},{"speaker":"Average Joe Finances","startTime":1683.678,"endTime":1687.452,"body":"Error, because over the years that it"},{"speaker":"Average Joe Finances","startTime":1683.678,"endTime":1687.452,"body":"changes the, the types of loans you"},{"speaker":"Average Joe Finances","startTime":1687.452,"endTime":1690.783,"body":"can get changed, the types of, all the"},{"speaker":"Average Joe Finances","startTime":1687.452,"endTime":1690.783,"body":"different funding, everything changes."},{"speaker":"Average Joe Finances","startTime":1690.783,"endTime":1694.998,"body":"So you have to be fluid and"},{"speaker":"Average Joe Finances","startTime":1690.783,"endTime":1694.998,"body":"flexible, with that as well."},{"speaker":"Average Joe Finances","startTime":1694.998,"endTime":1697.248,"body":"And that's one of the things you're"},{"speaker":"Average Joe Finances","startTime":1694.998,"endTime":1697.248,"body":"going to get by going to these"},{"speaker":"Average Joe Finances","startTime":1697.248,"endTime":1700.053,"body":"meetups is staying up to date,"},{"speaker":"Average Joe Finances","startTime":1697.248,"endTime":1700.053,"body":"staying current with what's going"},{"speaker":"Average Joe Finances","startTime":1700.053,"endTime":1703.978,"body":"on and that's, and then building"},{"speaker":"Average Joe Finances","startTime":1700.053,"endTime":1703.978,"body":"that network is just super amazing."},{"speaker":"Average Joe Finances","startTime":1703.978,"endTime":1704.478,"body":"All right, Michael."},{"speaker":"Average Joe Finances","startTime":1704.628,"endTime":1706.278,"body":"I have to ask you one more question."},{"speaker":"Average Joe Finances","startTime":1706.278,"endTime":1707.718,"body":"This is besides the four questions."},{"speaker":"Average Joe Finances","startTime":1707.718,"endTime":1710.658,"body":"This is probably the most important"},{"speaker":"Average Joe Finances","startTime":1707.718,"endTime":1710.658,"body":"question of all, because the people"},{"speaker":"Average Joe Finances","startTime":1710.658,"endTime":1713.328,"body":"that are listening to the show"},{"speaker":"Average Joe Finances","startTime":1710.658,"endTime":1713.328,"body":"are like, man, Michael is spitting"},{"speaker":"Average Joe Finances","startTime":1713.328,"endTime":1715.008,"body":"out this awesome information."},{"speaker":"Average Joe Finances","startTime":1715.258,"endTime":1718.185,"body":"He talked about this book that he"},{"speaker":"Average Joe Finances","startTime":1715.258,"endTime":1718.185,"body":"wrote, that really sounds like it"},{"speaker":"Average Joe Finances","startTime":1718.185,"endTime":1720.435,"body":"could help me out cause I'm just"},{"speaker":"Average Joe Finances","startTime":1718.185,"endTime":1720.435,"body":"getting ready to get started."},{"speaker":"Average Joe Finances","startTime":1720.526,"endTime":1723.526,"body":"And I want to know more about Michael"},{"speaker":"Average Joe Finances","startTime":1720.526,"endTime":1723.526,"body":"Dominguez and what he's doing."},{"speaker":"Average Joe Finances","startTime":1723.743,"endTime":1727.673,"body":"So Michael, if you could share with"},{"speaker":"Average Joe Finances","startTime":1723.743,"endTime":1727.673,"body":"us where people could find more"},{"speaker":"Average Joe Finances","startTime":1727.673,"endTime":1731.18,"body":"information about you,  if you could"},{"speaker":"Average Joe Finances","startTime":1727.673,"endTime":1731.18,"body":"share your website or any social"},{"speaker":"Average Joe Finances","startTime":1731.18,"endTime":1734.61,"body":"media that you're comfortable sharing"},{"speaker":"Average Joe Finances","startTime":1731.18,"endTime":1734.61,"body":"with us, that would be fantastic."},{"speaker":"Michael Dominguez","startTime":1734.76,"endTime":1735.06,"body":"Yeah."},{"speaker":"Michael Dominguez","startTime":1735.09,"endTime":1738.641,"body":"Again, my name again is Michael Dominguez"},{"speaker":"Michael Dominguez","startTime":1735.09,"endTime":1738.641,"body":"for those that have been paying attention."},{"speaker":"Michael Dominguez","startTime":1738.911,"endTime":1741.686,"body":"And,  the book I have is"},{"speaker":"Michael Dominguez","startTime":1738.911,"endTime":1741.686,"body":"armchair real estate billionaire."},{"speaker":"Michael Dominguez","startTime":1741.686,"endTime":1743.906,"body":"And for those that have, are"},{"speaker":"Michael Dominguez","startTime":1741.686,"endTime":1743.906,"body":"doing the video thing, this is"},{"speaker":"Michael Dominguez","startTime":1743.906,"endTime":1745.151,"body":"what the book looks like here."},{"speaker":"Michael Dominguez","startTime":1745.301,"endTime":1748.583,"body":"And,  my website is"},{"speaker":"Michael Dominguez","startTime":1745.301,"endTime":1748.583,"body":"armchairrealestatemillionaire.com."},{"speaker":"Michael Dominguez","startTime":1748.717,"endTime":1751.35,"body":"I am on Facebook and Twitter and."},{"speaker":"Michael Dominguez","startTime":1751.548,"endTime":1755.52,"body":"You can pick up my book on Amazon or"},{"speaker":"Michael Dominguez","startTime":1751.548,"endTime":1755.52,"body":"indigo, and those are opportunities."},{"speaker":"Michael Dominguez","startTime":1755.52,"endTime":1759.272,"body":"And actually,  I don't know when this"},{"speaker":"Michael Dominguez","startTime":1755.52,"endTime":1759.272,"body":"is being released, but, in March,"},{"speaker":"Michael Dominguez","startTime":1759.272,"endTime":1762.932,"body":"if all goes according to plan, I'm"},{"speaker":"Michael Dominguez","startTime":1759.272,"endTime":1762.932,"body":"actually doing an audio book as well."},{"speaker":"Michael Dominguez","startTime":1762.932,"endTime":1765.032,"body":"I've hired an incredible voice actor."},{"speaker":"Michael Dominguez","startTime":1765.332,"endTime":1768.062,"body":"And again, I tried doing it myself."},{"speaker":"Michael Dominguez","startTime":1768.062,"endTime":1770.042,"body":"I realized I'm just not good at it."},{"speaker":"Michael Dominguez","startTime":1770.342,"endTime":1775.542,"body":"And I tend to do a lot of ums and"},{"speaker":"Michael Dominguez","startTime":1770.342,"endTime":1775.542,"body":"AHS and, and couldn't read the entire"},{"speaker":"Michael Dominguez","startTime":1775.542,"endTime":1777.792,"body":"paragraph or without missing a word."},{"speaker":"Michael Dominguez","startTime":1778.092,"endTime":1780.402,"body":"And so I hired somebody who was fantastic."},{"speaker":"Michael Dominguez","startTime":1780.672,"endTime":1784.098,"body":"And so I'm using my arm share"},{"speaker":"Michael Dominguez","startTime":1780.672,"endTime":1784.098,"body":"mindset, playbook,  and hiring"},{"speaker":"Michael Dominguez","startTime":1784.098,"endTime":1785.008,"body":"somebody who's better than."},{"speaker":"Michael Dominguez","startTime":1785.158,"endTime":1786.088,"body":"He's delivering it."},{"speaker":"Michael Dominguez","startTime":1786.118,"endTime":1789.508,"body":"And I think people will be"},{"speaker":"Michael Dominguez","startTime":1786.118,"endTime":1789.508,"body":"really impressed with the content"},{"speaker":"Michael Dominguez","startTime":1789.718,"endTime":1790.918,"body":"and the quality of the books."},{"speaker":"Michael Dominguez","startTime":1790.919,"endTime":1793.139,"body":"So yeah, it looked forward"},{"speaker":"Michael Dominguez","startTime":1790.919,"endTime":1793.139,"body":"to some people picking it up."},{"speaker":"Michael Dominguez","startTime":1793.139,"endTime":1796.327,"body":"And if there are any questions,"},{"speaker":"Michael Dominguez","startTime":1793.139,"endTime":1796.327,"body":"by all means, reach out to me."},{"speaker":"Michael Dominguez","startTime":1796.327,"endTime":1800.777,"body":"You can go on my website, send me a note"},{"speaker":"Michael Dominguez","startTime":1796.327,"endTime":1800.777,"body":"and say, Hey, and, and go from there."},{"speaker":"Average Joe Finances","startTime":1801.077,"endTime":1801.707,"body":"Yeah, that's great."},{"speaker":"Average Joe Finances","startTime":1801.707,"endTime":1804.557,"body":"So we'll make sure we have all those"},{"speaker":"Average Joe Finances","startTime":1801.707,"endTime":1804.557,"body":"links in the show notes to make"},{"speaker":"Average Joe Finances","startTime":1804.557,"endTime":1808.487,"body":"it easy for everybody to find your"},{"speaker":"Average Joe Finances","startTime":1804.557,"endTime":1808.487,"body":"website, social media, find your book."},{"speaker":"Average Joe Finances","startTime":1808.637,"endTime":1810.739,"body":"We'll make sure that's all"},{"speaker":"Average Joe Finances","startTime":1808.637,"endTime":1810.739,"body":"there fresh for everybody."},{"speaker":"Average Joe Finances","startTime":1810.776,"endTime":1812.096,"body":"Super excited about that."},{"speaker":"Average Joe Finances","startTime":1812.096,"endTime":1814.908,"body":"I'm super excited that you have"},{"speaker":"Average Joe Finances","startTime":1812.096,"endTime":1814.908,"body":"an audio book coming out, because"},{"speaker":"Average Joe Finances","startTime":1814.908,"endTime":1816.428,"body":"audio books I think are amazing."},{"speaker":"Average Joe Finances","startTime":1816.645,"endTime":1819.315,"body":"That's all I listened to my car"},{"speaker":"Average Joe Finances","startTime":1816.645,"endTime":1819.315,"body":"now is podcasts and audio books."},{"speaker":"Average Joe Finances","startTime":1819.315,"endTime":1820.935,"body":"I barely ever listen to music."},{"speaker":"Average Joe Finances","startTime":1821.145,"endTime":1823.905,"body":"I think the only time I have music"},{"speaker":"Average Joe Finances","startTime":1821.145,"endTime":1823.905,"body":"on in the car is if I have my kids"},{"speaker":"Average Joe Finances","startTime":1823.905,"endTime":1826.605,"body":"in the car with me, because they"},{"speaker":"Average Joe Finances","startTime":1823.905,"endTime":1826.605,"body":"can't stand listening to podcasts"},{"speaker":"Average Joe Finances","startTime":1826.905,"endTime":1830.059,"body":"or audio books to dude, it's so"},{"speaker":"Average Joe Finances","startTime":1826.905,"endTime":1830.059,"body":"boring being in the car with you."},{"speaker":"Michael Dominguez","startTime":1830.253,"endTime":1830.733,"body":"It's true."},{"speaker":"Michael Dominguez","startTime":1831.033,"endTime":1834.523,"body":"You can only listen or you could"},{"speaker":"Michael Dominguez","startTime":1831.033,"endTime":1834.523,"body":"listen to queen and other music."},{"speaker":"Michael Dominguez","startTime":1834.823,"endTime":1838.673,"body":"But, Freddie mercury and all those"},{"speaker":"Michael Dominguez","startTime":1834.823,"endTime":1838.673,"body":"guys don't care about your wealth."},{"speaker":"Michael Dominguez","startTime":1838.853,"endTime":1843.772,"body":"Whereas, honestly the idea that you"},{"speaker":"Michael Dominguez","startTime":1838.853,"endTime":1843.772,"body":"can actually pay 20 bucks and get the"},{"speaker":"Michael Dominguez","startTime":1843.772,"endTime":1848.899,"body":"contents of some brilliant minds, the"},{"speaker":"Michael Dominguez","startTime":1843.772,"endTime":1848.899,"body":"Robert Kiyosaki's and Dave Ramsey's and"},{"speaker":"Average Joe Finances","startTime":1849.109,"endTime":1850.269,"body":"the Michael Dominguez's"},{"speaker":"Michael Dominguez","startTime":1850.419,"endTime":1853.801,"body":"and, and I want us"},{"speaker":"Michael Dominguez","startTime":1850.419,"endTime":1853.801,"body":"to get the best of what they have and"},{"speaker":"Michael Dominguez","startTime":1853.801,"endTime":1855.33,"body":"just,  and be able to put that together."},{"speaker":"Michael Dominguez","startTime":1855.338,"endTime":1857.222,"body":"It's just, it's such a."},{"speaker":"Michael Dominguez","startTime":1857.372,"endTime":1860.992,"body":"An incredible way to get some knowledge"},{"speaker":"Michael Dominguez","startTime":1857.372,"endTime":1860.992,"body":"and especially if the content is"},{"speaker":"Michael Dominguez","startTime":1860.992,"endTime":1862.702,"body":"presented in an entertaining way."},{"speaker":"Michael Dominguez","startTime":1862.922,"endTime":1864.405,"body":"It's honestly, it's changed it."},{"speaker":"Michael Dominguez","startTime":1864.405,"endTime":1865.665,"body":"That has changed my life as much as."},{"speaker":"Average Joe Finances","startTime":1866.004,"endTime":1867.024,"body":"Yeah, no, I love it."},{"speaker":"Average Joe Finances","startTime":1867.024,"endTime":1867.504,"body":"I love it."},{"speaker":"Average Joe Finances","startTime":1867.676,"endTime":1869.996,"body":"Michael, this has been"},{"speaker":"Average Joe Finances","startTime":1867.676,"endTime":1869.996,"body":"an absolute pleasure."},{"speaker":"Average Joe Finances","startTime":1869.996,"endTime":1872.907,"body":"I really appreciate you taking time"},{"speaker":"Average Joe Finances","startTime":1869.996,"endTime":1872.907,"body":"on a Saturday to sit here and have"},{"speaker":"Average Joe Finances","startTime":1872.907,"endTime":1875.872,"body":"this conversation with me, all the"},{"speaker":"Average Joe Finances","startTime":1872.907,"endTime":1875.872,"body":"way from Canada and I'm out here"},{"speaker":"Average Joe Finances","startTime":1875.872,"endTime":1879.933,"body":"in Hawaii technology is amazing"},{"speaker":"Average Joe Finances","startTime":1875.872,"endTime":1879.933,"body":"and this has just been super fun."},{"speaker":"Average Joe Finances","startTime":1879.933,"endTime":1883.568,"body":"I really genuinely enjoyed"},{"speaker":"Average Joe Finances","startTime":1879.933,"endTime":1883.568,"body":"this conversation with you."},{"speaker":"Average Joe Finances","startTime":1883.808,"endTime":1887.048,"body":"That's why we talk so much before"},{"speaker":"Average Joe Finances","startTime":1883.808,"endTime":1887.048,"body":"we even hit the record button."},{"speaker":"Average Joe Finances","startTime":1887.048,"endTime":1890.111,"body":"I'm sure we're going to talk a little"},{"speaker":"Average Joe Finances","startTime":1887.048,"endTime":1890.111,"body":"more after we go off air, but this"},{"speaker":"Average Joe Finances","startTime":1890.111,"endTime":1891.581,"body":"has been absolutely phenomenal."},{"speaker":"Average Joe Finances","startTime":1891.616,"endTime":1893.356,"body":"The content I think that's"},{"speaker":"Average Joe Finances","startTime":1891.616,"endTime":1893.356,"body":"going to come out in this"},{"speaker":"Average Joe Finances","startTime":1893.356,"endTime":1894.946,"body":"episode will really help people."},{"speaker":"Average Joe Finances","startTime":1895.149,"endTime":1898.7,"body":"And,  I really hope that people"},{"speaker":"Average Joe Finances","startTime":1895.149,"endTime":1898.7,"body":"go check out your book because"},{"speaker":"Average Joe Finances","startTime":1898.7,"endTime":1901.199,"body":"it is really something that's"},{"speaker":"Average Joe Finances","startTime":1898.7,"endTime":1901.199,"body":"going to be beneficial to."},{"speaker":"Average Joe Finances","startTime":1901.349,"endTime":1904.368,"body":"Looking to just get started and"},{"speaker":"Average Joe Finances","startTime":1901.349,"endTime":1904.368,"body":"investing in real estate and"},{"speaker":"Average Joe Finances","startTime":1904.388,"endTime":1905.828,"body":"can hopefully change some lives."},{"speaker":"Average Joe Finances","startTime":1906.068,"endTime":1909.318,"body":"So thanks again, Michael, for taking"},{"speaker":"Average Joe Finances","startTime":1906.068,"endTime":1909.318,"body":"this time and chat with us today."},{"speaker":"Michael Dominguez","startTime":1909.468,"endTime":1909.668,"body":"Yeah."},{"speaker":"Michael Dominguez","startTime":1909.818,"endTime":1911.388,"body":"And thank you so much for inviting me."},{"speaker":"Michael Dominguez","startTime":1911.388,"endTime":1912.68,"body":"And,  and I really appreciate."},{"speaker":"Michael Dominguez","startTime":1912.83,"endTime":1917.426,"body":"The,  the content design you've got"},{"speaker":"Michael Dominguez","startTime":1912.83,"endTime":1917.426,"body":"for your style,  having people on that"},{"speaker":"Michael Dominguez","startTime":1917.666,"endTime":1921.368,"body":"aren't, I'm sure you've got a few people,"},{"speaker":"Michael Dominguez","startTime":1917.666,"endTime":1921.368,"body":"I have all of your podcasts, that have,"},{"speaker":"Michael Dominguez","startTime":1921.378,"endTime":1925.452,"body":"it's not necessarily the guys that have"},{"speaker":"Michael Dominguez","startTime":1921.378,"endTime":1925.452,"body":"got the hundred properties and the, six"},{"speaker":"Michael Dominguez","startTime":1925.452,"endTime":1929.569,"body":"Ferrari's and the mansions of the but it's"},{"speaker":"Michael Dominguez","startTime":1925.452,"endTime":1929.569,"body":"the ones that I find are more relatable"},{"speaker":"Michael Dominguez","startTime":1929.569,"endTime":1932.719,"body":"or the ones that are maybe a couple"},{"speaker":"Michael Dominguez","startTime":1929.569,"endTime":1932.719,"body":"of steps beyond where the, where the"},{"speaker":"Michael Dominguez","startTime":1932.719,"endTime":1936.366,"body":"person who's listening to the podcast is"},{"speaker":"Michael Dominguez","startTime":1932.719,"endTime":1936.366,"body":"because it's something that's achievable."},{"speaker":"Michael Dominguez","startTime":1936.546,"endTime":1940.465,"body":"And I can share with you for anybody who's"},{"speaker":"Michael Dominguez","startTime":1936.546,"endTime":1940.465,"body":"listening today that, people that think"},{"speaker":"Michael Dominguez","startTime":1940.465,"endTime":1944.642,"body":"that real estate has gone you just say,"},{"speaker":"Michael Dominguez","startTime":1940.465,"endTime":1944.642,"body":"oh, the values have gone up so much where"},{"speaker":"Michael Dominguez","startTime":1944.822,"endTime":1946.922,"body":"we're in a position where it's too late."},{"speaker":"Michael Dominguez","startTime":1947.162,"endTime":1950.042,"body":"Like I tell you that real estate was"},{"speaker":"Michael Dominguez","startTime":1947.162,"endTime":1950.042,"body":"a good investment in the 18 hundreds."},{"speaker":"Michael Dominguez","startTime":1950.102,"endTime":1951.932,"body":"It's a good investment 50 years ago."},{"speaker":"Michael Dominguez","startTime":1952.202,"endTime":1953.642,"body":"Good investment 25 years ago."},{"speaker":"Michael Dominguez","startTime":1953.642,"endTime":1955.172,"body":"And it's a great investment today."},{"speaker":"Michael Dominguez","startTime":1955.351,"endTime":1959.311,"body":"If you buy smart and you follow the"},{"speaker":"Michael Dominguez","startTime":1955.351,"endTime":1959.311,"body":"right market fundamentals, you can"},{"speaker":"Michael Dominguez","startTime":1959.321,"endTime":1962.521,"body":"build significant wealth with the unfair"},{"speaker":"Michael Dominguez","startTime":1959.321,"endTime":1962.521,"body":"advantage that real estate offers."},{"speaker":"Average Joe Finances","startTime":1962.845,"endTime":1963.415,"body":"Yeah, I love it."},{"speaker":"Average Joe Finances","startTime":1963.415,"endTime":1963.595,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1963.595,"endTime":1966.058,"body":"It was a popular saying too, that"},{"speaker":"Average Joe Finances","startTime":1963.595,"endTime":1966.058,"body":"they say, the best time to buy"},{"speaker":"Average Joe Finances","startTime":1966.058,"endTime":1967.558,"body":"real estate was 20 years ago."},{"speaker":"Average Joe Finances","startTime":1967.558,"endTime":1969.208,"body":"The second best time is today."},{"speaker":"Average Joe Finances","startTime":1969.508,"endTime":1972.178,"body":"And just even with the market,"},{"speaker":"Average Joe Finances","startTime":1969.508,"endTime":1972.178,"body":"the way that it's going,"},{"speaker":"Average Joe Finances","startTime":1972.222,"endTime":1973.362,"body":"you can't beat real estate."},{"speaker":"Average Joe Finances","startTime":1973.392,"endTime":1976.662,"body":"As an asset class, people are always"},{"speaker":"Average Joe Finances","startTime":1973.392,"endTime":1976.662,"body":"going to need a place to live."},{"speaker":"Average Joe Finances","startTime":1976.692,"endTime":1978.042,"body":"And I love it."},{"speaker":"Average Joe Finances","startTime":1978.132,"endTime":1978.642,"body":"I love it."},{"speaker":"Average Joe Finances","startTime":1978.642,"endTime":1980.142,"body":"I think it's, I think it's fantastic."},{"speaker":"Average Joe Finances","startTime":1980.412,"endTime":1983.275,"body":"And I think people like you"},{"speaker":"Average Joe Finances","startTime":1980.412,"endTime":1983.275,"body":"that come on the show and really"},{"speaker":"Average Joe Finances","startTime":1983.275,"endTime":1984.975,"body":"spit out some great information."},{"speaker":"Average Joe Finances","startTime":1985.192,"endTime":1987.622,"body":"Regarding real estate and just the"},{"speaker":"Average Joe Finances","startTime":1985.192,"endTime":1987.622,"body":"things that you've done in just a"},{"speaker":"Average Joe Finances","startTime":1987.622,"endTime":1991.912,"body":"ten-year period to just prove to"},{"speaker":"Average Joe Finances","startTime":1987.622,"endTime":1991.912,"body":"everybody that this really does work"},{"speaker":"Average Joe Finances","startTime":1991.912,"endTime":1993.578,"body":"and it really can change your life."},{"speaker":"Average Joe Finances","startTime":1993.848,"endTime":1996.788,"body":"And it really means a lot that you"},{"speaker":"Average Joe Finances","startTime":1993.848,"endTime":1996.788,"body":"know, that we can get this information"},{"speaker":"Average Joe Finances","startTime":1996.788,"endTime":1997.838,"body":"out there to help some people."},{"speaker":"Average Joe Finances","startTime":1997.846,"endTime":1998.58,"body":"Thanks again, man."},{"speaker":"Average Joe Finances","startTime":1998.58,"endTime":1999.93,"body":"This has been fantastic."},{"speaker":"Michael Dominguez","startTime":2000.23,"endTime":2000.95,"body":"Yeah, I appreciate it."},{"speaker":"Michael Dominguez","startTime":2000.98,"endTime":2001.31,"body":"Thank you."}]}