{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":2.91,"endTime":3.45,"body":"Hey everybody."},{"speaker":"Average Joe Finances","startTime":3.45,"endTime":5.97,"body":"Welcome back to the Average"},{"speaker":"Average Joe Finances","startTime":3.45,"endTime":5.97,"body":"Joe Finances Podcast."},{"speaker":"Average Joe Finances","startTime":5.97,"endTime":11.67,"body":"I'm your host, Mike Cavaggioni and"},{"speaker":"Average Joe Finances","startTime":5.97,"endTime":11.67,"body":"today's guest is Stefan von Imhof and"},{"speaker":"Average Joe Finances","startTime":11.67,"endTime":16.396,"body":"Stefan, I'm really excited to talk to you"},{"speaker":"Average Joe Finances","startTime":11.67,"endTime":16.396,"body":"today about your company Alts, and also,"},{"speaker":"Average Joe Finances","startTime":16.409,"endTime":20.231,"body":"just some of the great accomplishments"},{"speaker":"Average Joe Finances","startTime":16.409,"endTime":20.231,"body":"you've had leading up to starting this"},{"speaker":"Average Joe Finances","startTime":20.291,"endTime":24.177,"body":"and just the pre-recorded conversation"},{"speaker":"Average Joe Finances","startTime":20.291,"endTime":24.177,"body":"that we had was super awesome."},{"speaker":"Average Joe Finances","startTime":24.2,"endTime":27.44,"body":"And I'm really genuinely excited to"},{"speaker":"Average Joe Finances","startTime":24.2,"endTime":27.44,"body":"have this conversation with you today."},{"speaker":"Average Joe Finances","startTime":27.44,"endTime":28.4,"body":"So welcome to the show."},{"speaker":"Stefan von Imhof","startTime":29.42,"endTime":29.84,"body":"Thanks Mike."},{"speaker":"Stefan von Imhof","startTime":29.84,"endTime":30.56,"body":"Great to be here, man."},{"speaker":"Average Joe Finances","startTime":31.04,"endTime":31.25,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":31.25,"endTime":31.64,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":31.64,"endTime":34.76,"body":"Hey, so the very first question I"},{"speaker":"Average Joe Finances","startTime":31.64,"endTime":34.76,"body":"want to ask you is the same question"},{"speaker":"Average Joe Finances","startTime":34.76,"endTime":38.3,"body":"I asked every guest that comes on"},{"speaker":"Average Joe Finances","startTime":34.76,"endTime":38.3,"body":"the show and we wanna know about you."},{"speaker":"Average Joe Finances","startTime":38.3,"endTime":41.39,"body":"So could you share a little bit"},{"speaker":"Average Joe Finances","startTime":38.3,"endTime":41.39,"body":"about yourself and share your story?"},{"speaker":"Average Joe Finances","startTime":41.57,"endTime":42.89,"body":"How did this all get started for you?"},{"speaker":"Stefan von Imhof","startTime":43.91,"endTime":44.25,"body":"Sure."},{"speaker":"Stefan von Imhof","startTime":44.25,"endTime":47.009,"body":"I spent a lot of years in Santa"},{"speaker":"Stefan von Imhof","startTime":44.25,"endTime":47.009,"body":"Barbara, California working"},{"speaker":"Stefan von Imhof","startTime":47.009,"endTime":48.219,"body":"at various Tech Companies."},{"speaker":"Stefan von Imhof","startTime":48.549,"endTime":51.213,"body":"I came up through a couple of"},{"speaker":"Stefan von Imhof","startTime":48.549,"endTime":51.213,"body":"companies you may have heard of one"},{"speaker":"Stefan von Imhof","startTime":51.213,"endTime":54.693,"body":"was called Citrix, which was kinda"},{"speaker":"Stefan von Imhof","startTime":51.213,"endTime":54.693,"body":"like zoom before zoom was cool."},{"speaker":"Stefan von Imhof","startTime":54.778,"endTime":55.678,"body":"Way ahead of its time."},{"speaker":"Stefan von Imhof","startTime":55.737,"endTime":59.457,"body":"Another was a company called lynda.com and"},{"speaker":"Stefan von Imhof","startTime":55.737,"endTime":59.457,"body":"then I worked for a data company called"},{"speaker":"Stefan von Imhof","startTime":59.487,"endTime":61.61,"body":"HG Insights and learned product, right?"},{"speaker":"Stefan von Imhof","startTime":61.615,"endTime":63.95,"body":"So I was a product manager and"},{"speaker":"Stefan von Imhof","startTime":61.615,"endTime":63.95,"body":"then had a product later at"},{"speaker":"Stefan von Imhof","startTime":63.95,"endTime":65.24,"body":"a company called flippa.com."},{"speaker":"Stefan von Imhof","startTime":65.69,"endTime":70.351,"body":"And while I was at Flippa I, this was"},{"speaker":"Stefan von Imhof","startTime":65.69,"endTime":70.351,"body":"during the, the COVID pandemic and  I was"},{"speaker":"Stefan von Imhof","startTime":70.356,"endTime":71.969,"body":"living in Melbourne Australia at the time."},{"speaker":"Stefan von Imhof","startTime":72.339,"endTime":76.295,"body":"Melbourne had a pretty strict lockdown"},{"speaker":"Stefan von Imhof","startTime":72.339,"endTime":76.295,"body":"during the 2020 like many cities,"},{"speaker":"Stefan von Imhof","startTime":76.295,"endTime":78.024,"body":"but it was particularly strict."},{"speaker":"Stefan von Imhof","startTime":78.624,"endTime":80.484,"body":"And so there was basically"},{"speaker":"Stefan von Imhof","startTime":78.624,"endTime":80.484,"body":"nothing better for me to do on the"},{"speaker":"Stefan von Imhof","startTime":80.484,"endTime":84.052,"body":"weekends for about four straight"},{"speaker":"Stefan von Imhof","startTime":80.484,"endTime":84.052,"body":"months  cause we were locked down."},{"speaker":"Stefan von Imhof","startTime":84.052,"endTime":86.975,"body":"So I just started writing, I've"},{"speaker":"Stefan von Imhof","startTime":84.052,"endTime":86.975,"body":"always loved writing and they"},{"speaker":"Stefan von Imhof","startTime":86.975,"endTime":88.115,"body":"say write what you know about."},{"speaker":"Stefan von Imhof","startTime":88.12,"endTime":92.045,"body":"So at the time I started this newsletter"},{"speaker":"Stefan von Imhof","startTime":88.12,"endTime":92.045,"body":"was the alternative assets newsletter."},{"speaker":"Stefan von Imhof","startTime":92.615,"endTime":97.173,"body":"And that was focused on one of the biggest"},{"speaker":"Stefan von Imhof","startTime":92.615,"endTime":97.173,"body":"and most underrated, I think even to this"},{"speaker":"Stefan von Imhof","startTime":97.173,"endTime":100.803,"body":"day, alternative investments out there,"},{"speaker":"Stefan von Imhof","startTime":97.173,"endTime":100.803,"body":"which is, websites, content websites."},{"speaker":"Stefan von Imhof","startTime":101.073,"endTime":103.233,"body":"And I know Mike, you've got a little"},{"speaker":"Stefan von Imhof","startTime":101.073,"endTime":103.233,"body":"bit of experience with this, so I'd"},{"speaker":"Stefan von Imhof","startTime":103.238,"endTime":106.255,"body":"love to chat about it more, not a lot"},{"speaker":"Stefan von Imhof","startTime":103.238,"endTime":106.255,"body":"of people really understand how great"},{"speaker":"Stefan von Imhof","startTime":106.26,"endTime":107.565,"body":"it is to invest in content websites."},{"speaker":"Stefan von Imhof","startTime":108.205,"endTime":110.185,"body":"But it has had a product, the"},{"speaker":"Stefan von Imhof","startTime":108.205,"endTime":110.185,"body":"flippa, but for me, it was like"},{"speaker":"Stefan von Imhof","startTime":110.188,"endTime":111.298,"body":"wanna tell the world about this."},{"speaker":"Stefan von Imhof","startTime":111.298,"endTime":112.918,"body":"So I started this newsletter."},{"speaker":"Stefan von Imhof","startTime":112.918,"endTime":116.458,"body":"It was really focused on alternative"},{"speaker":"Stefan von Imhof","startTime":112.918,"endTime":116.458,"body":"investments, but with a focus"},{"speaker":"Stefan von Imhof","startTime":116.458,"endTime":119.338,"body":"on, on content websites and"},{"speaker":"Stefan von Imhof","startTime":116.458,"endTime":119.338,"body":"e-commerce, and that kind of thing."},{"speaker":"Stefan von Imhof","startTime":119.878,"endTime":123.821,"body":"And a few months after writing this one"},{"speaker":"Stefan von Imhof","startTime":119.878,"endTime":123.821,"body":"of the newsletter subscribers, this guy"},{"speaker":"Stefan von Imhof","startTime":123.821,"endTime":127.949,"body":"Wyatt, who ended up becoming my co-founder"},{"speaker":"Stefan von Imhof","startTime":123.821,"endTime":127.949,"body":"he had his own newsletter, right?"},{"speaker":"Stefan von Imhof","startTime":127.949,"endTime":131.321,"body":"So he was writing about alternative"},{"speaker":"Stefan von Imhof","startTime":127.949,"endTime":131.321,"body":"investments as well, except he"},{"speaker":"Stefan von Imhof","startTime":131.321,"endTime":134.561,"body":"was coming at it from the angle of"},{"speaker":"Stefan von Imhof","startTime":131.321,"endTime":134.561,"body":"like collectables and sports cards,"},{"speaker":"Stefan von Imhof","startTime":134.561,"endTime":138.851,"body":"memorabilia, like books and comic books,"},{"speaker":"Stefan von Imhof","startTime":134.561,"endTime":138.851,"body":"and a lot of like other areas, which"},{"speaker":"Stefan von Imhof","startTime":138.851,"endTime":141.071,"body":"I didn't really have any expertise"},{"speaker":"Stefan von Imhof","startTime":138.851,"endTime":141.071,"body":"in, but I have a lot of interest in."},{"speaker":"Stefan von Imhof","startTime":141.611,"endTime":143.303,"body":"So we were we had our own newsletters."},{"speaker":"Stefan von Imhof","startTime":143.303,"endTime":145.534,"body":"We were both fans of each other"},{"speaker":"Stefan von Imhof","startTime":143.303,"endTime":145.534,"body":"and we're competing a little bit."},{"speaker":"Stefan von Imhof","startTime":145.624,"endTime":147.004,"body":"I just rang him up one day."},{"speaker":"Stefan von Imhof","startTime":147.004,"endTime":149.208,"body":"I'm like, Hey man I'm a fan"},{"speaker":"Stefan von Imhof","startTime":147.004,"endTime":149.208,"body":"of you, you're a fan of me."},{"speaker":"Stefan von Imhof","startTime":149.237,"endTime":149.61,"body":"What do you say?"},{"speaker":"Stefan von Imhof","startTime":149.61,"endTime":152.067,"body":"We don't compete with each other"},{"speaker":"Stefan von Imhof","startTime":149.61,"endTime":152.067,"body":"let's join forces and see if"},{"speaker":"Stefan von Imhof","startTime":152.067,"endTime":153.117,"body":"we can build something special."},{"speaker":"Stefan von Imhof","startTime":153.747,"endTime":156.168,"body":"And we never met in person"},{"speaker":"Stefan von Imhof","startTime":153.747,"endTime":156.168,"body":"and but that was okay."},{"speaker":"Stefan von Imhof","startTime":156.258,"endTime":157.608,"body":"And so he was like, yeah, let's do it."},{"speaker":"Stefan von Imhof","startTime":157.668,"endTime":160.416,"body":"So we'd been working together ever since."},{"speaker":"Stefan von Imhof","startTime":160.416,"endTime":163.117,"body":"And so Alts was born in January 1st, 2021."},{"speaker":"Stefan von Imhof","startTime":163.117,"endTime":165.138,"body":"And we've been working"},{"speaker":"Stefan von Imhof","startTime":163.117,"endTime":165.138,"body":"together ever since."},{"speaker":"Average Joe Finances","startTime":166.208,"endTime":166.438,"body":"Wow."},{"speaker":"Average Joe Finances","startTime":166.474,"endTime":167.207,"body":"That's pretty amazing."},{"speaker":"Average Joe Finances","startTime":167.235,"endTime":170.391,"body":"That's just one of the beautiful"},{"speaker":"Average Joe Finances","startTime":167.235,"endTime":170.391,"body":"things about technology today."},{"speaker":"Average Joe Finances","startTime":170.394,"endTime":173.339,"body":"When we talk about how you've never"},{"speaker":"Average Joe Finances","startTime":170.394,"endTime":173.339,"body":"met your partner in person, and"},{"speaker":"Average Joe Finances","startTime":173.339,"endTime":176.788,"body":"you were able to put together, this"},{"speaker":"Average Joe Finances","startTime":173.339,"endTime":176.788,"body":"newsletter that you created called Alts."},{"speaker":"Average Joe Finances","startTime":176.796,"endTime":180.514,"body":"And I'd like to talk a little bit more"},{"speaker":"Average Joe Finances","startTime":176.796,"endTime":180.514,"body":"about that because we were talking"},{"speaker":"Average Joe Finances","startTime":180.514,"endTime":184.684,"body":"before I hit the record button and you"},{"speaker":"Average Joe Finances","startTime":180.514,"endTime":184.684,"body":"had just mentioned it just now, too"},{"speaker":"Average Joe Finances","startTime":185.104,"endTime":189.41,"body":"about, sports memorabilia, comic books,"},{"speaker":"Average Joe Finances","startTime":185.104,"endTime":189.41,"body":"records, different things like that."},{"speaker":"Average Joe Finances","startTime":189.8,"endTime":193.263,"body":"And I remember, I asked you before,"},{"speaker":"Average Joe Finances","startTime":189.8,"endTime":193.263,"body":"Hey for alternative investments,"},{"speaker":"Average Joe Finances","startTime":193.263,"endTime":195.333,"body":"like what kind of alternative"},{"speaker":"Average Joe Finances","startTime":193.263,"endTime":195.333,"body":"investments have we talked about?"},{"speaker":"Average Joe Finances","startTime":195.358,"endTime":196.606,"body":"Is it real estate or something like that?"},{"speaker":"Average Joe Finances","startTime":196.606,"endTime":198.252,"body":"And you were like, no,"},{"speaker":"Average Joe Finances","startTime":196.606,"endTime":198.252,"body":"man it's this stuff."},{"speaker":"Average Joe Finances","startTime":198.252,"endTime":201.342,"body":"So can we go into that a little bit,"},{"speaker":"Average Joe Finances","startTime":198.252,"endTime":201.342,"body":"just into a little bit more detail?"},{"speaker":"Average Joe Finances","startTime":201.371,"endTime":205.076,"body":"What kind of alternative"},{"speaker":"Average Joe Finances","startTime":201.371,"endTime":205.076,"body":"investments do you invest in?"},{"speaker":"Stefan von Imhof","startTime":205.69,"endTime":207.565,"body":"Do we"},{"speaker":"Stefan von Imhof","startTime":205.69,"endTime":207.565,"body":"invest in or do we cover?"},{"speaker":"Stefan von Imhof","startTime":207.695,"endTime":208.805,"body":"Two very different things"},{"speaker":"Average Joe Finances","startTime":208.82,"endTime":212.094,"body":"That you cover and"},{"speaker":"Average Joe Finances","startTime":208.82,"endTime":212.094,"body":"also yeah that you invest in yourself"},{"speaker":"Stefan von Imhof","startTime":212.794,"endTime":213.094,"body":"Sure."},{"speaker":"Stefan von Imhof","startTime":213.094,"endTime":214.864,"body":"Or through the fund, we'll"},{"speaker":"Stefan von Imhof","startTime":213.094,"endTime":214.864,"body":"definitely get into that."},{"speaker":"Stefan von Imhof","startTime":214.864,"endTime":219.793,"body":"So yeah, we made a choice early on do we"},{"speaker":"Stefan von Imhof","startTime":214.864,"endTime":219.793,"body":"want to go tall or do we want to go wide?"},{"speaker":"Stefan von Imhof","startTime":219.824,"endTime":222.946,"body":"Do we wanna focus on one"},{"speaker":"Stefan von Imhof","startTime":219.824,"endTime":222.946,"body":"or two like specific asset"},{"speaker":"Stefan von Imhof","startTime":222.946,"endTime":224.356,"body":"classes that we love the most?"},{"speaker":"Stefan von Imhof","startTime":224.356,"endTime":225.516,"body":"Or do we wanna just go."},{"speaker":"Stefan von Imhof","startTime":226.291,"endTime":229.741,"body":"And as wide as possible and"},{"speaker":"Stefan von Imhof","startTime":226.291,"endTime":229.741,"body":"early on, we made that decision."},{"speaker":"Stefan von Imhof","startTime":229.775,"endTime":233.621,"body":"Let's go as wide as possible,"},{"speaker":"Stefan von Imhof","startTime":229.775,"endTime":233.621,"body":"because there's so much interesting"},{"speaker":"Stefan von Imhof","startTime":233.626,"endTime":234.966,"body":"stuff happening right now."},{"speaker":"Stefan von Imhof","startTime":235.013,"endTime":238.433,"body":"So many different tailwinds that"},{"speaker":"Stefan von Imhof","startTime":235.013,"endTime":238.433,"body":"converging and it's all coming"},{"speaker":"Stefan von Imhof","startTime":238.433,"endTime":241.728,"body":"together in this, beautiful like"},{"speaker":"Stefan von Imhof","startTime":238.433,"endTime":241.728,"body":"world of investing right now."},{"speaker":"Stefan von Imhof","startTime":241.728,"endTime":243.108,"body":"There's so much to invest in."},{"speaker":"Stefan von Imhof","startTime":243.168,"endTime":246.016,"body":"There's so many new opportunities"},{"speaker":"Stefan von Imhof","startTime":243.168,"endTime":246.016,"body":"that were never available before."},{"speaker":"Stefan von Imhof","startTime":246.356,"endTime":249.629,"body":"This is due to a combination of"},{"speaker":"Stefan von Imhof","startTime":246.356,"endTime":249.629,"body":"like technology regulation, right?"},{"speaker":"Stefan von Imhof","startTime":249.656,"endTime":254.365,"body":"Reggae was like a big driver of"},{"speaker":"Stefan von Imhof","startTime":249.656,"endTime":254.365,"body":"this just innovation and a lot of"},{"speaker":"Stefan von Imhof","startTime":254.381,"endTime":257.114,"body":"the rise of retail investing, I"},{"speaker":"Stefan von Imhof","startTime":254.381,"endTime":257.114,"body":"think, plays into this as well."},{"speaker":"Stefan von Imhof","startTime":257.58,"endTime":261.263,"body":"And so we saw all this happening and"},{"speaker":"Stefan von Imhof","startTime":257.58,"endTime":261.263,"body":"was like, wow, this is really amazing."},{"speaker":"Stefan von Imhof","startTime":261.263,"endTime":265.659,"body":"We've got all of these new asset classes"},{"speaker":"Stefan von Imhof","startTime":261.263,"endTime":265.659,"body":"spinning up all of a sudden, and some of"},{"speaker":"Stefan von Imhof","startTime":265.659,"endTime":269.711,"body":"them are like, older and have more legacy,"},{"speaker":"Stefan von Imhof","startTime":265.659,"endTime":269.711,"body":"like data and like understanding, so like"},{"speaker":"Stefan von Imhof","startTime":269.951,"endTime":272.651,"body":"wine, artwork, real estate, for sure."},{"speaker":"Stefan von Imhof","startTime":272.69,"endTime":274.106,"body":"These are like the old alts."},{"speaker":"Stefan von Imhof","startTime":274.147,"endTime":277.885,"body":"But then you've also got all of this"},{"speaker":"Stefan von Imhof","startTime":274.147,"endTime":277.885,"body":"new stuff coming up, sports memorabilia,"},{"speaker":"Stefan von Imhof","startTime":277.89,"endTime":282.955,"body":"for example, video games, comic books,"},{"speaker":"Stefan von Imhof","startTime":277.89,"endTime":282.955,"body":"stuff like music rights, like stuff"},{"speaker":"Stefan von Imhof","startTime":282.955,"endTime":286.689,"body":"that websites, for example, It's not"},{"speaker":"Stefan von Imhof","startTime":282.955,"endTime":286.689,"body":"that no one's really talking about."},{"speaker":"Stefan von Imhof","startTime":286.689,"endTime":289.889,"body":"And no, one's really doing the hard"},{"speaker":"Stefan von Imhof","startTime":286.689,"endTime":289.889,"body":"work to understand these markets."},{"speaker":"Stefan von Imhof","startTime":290.159,"endTime":291.329,"body":"So that's what we decided to do."},{"speaker":"Stefan von Imhof","startTime":291.359,"endTime":295.473,"body":"So we decided to do the analysis on the"},{"speaker":"Stefan von Imhof","startTime":291.359,"endTime":295.473,"body":"markets that no one else was looking at."},{"speaker":"Stefan von Imhof","startTime":295.473,"endTime":298.854,"body":"No one else was touching and"},{"speaker":"Stefan von Imhof","startTime":295.473,"endTime":298.854,"body":"larger, hedge funds and stuff."},{"speaker":"Stefan von Imhof","startTime":298.854,"endTime":302.192,"body":"It was just like, they don't, it wouldn't"},{"speaker":"Stefan von Imhof","startTime":298.854,"endTime":302.192,"body":"even consider investing in this stuff."},{"speaker":"Stefan von Imhof","startTime":302.269,"endTime":305.465,"body":"Yeah, that's basically like how we"},{"speaker":"Stefan von Imhof","startTime":302.269,"endTime":305.465,"body":"got started and, as far as like to"},{"speaker":"Stefan von Imhof","startTime":305.465,"endTime":308.593,"body":"answer your question, if it isn't a"},{"speaker":"Stefan von Imhof","startTime":305.465,"endTime":308.593,"body":"stock, like we care about it, right?"},{"speaker":"Stefan von Imhof","startTime":308.593,"endTime":310.453,"body":"Like we just go as wide as possible."},{"speaker":"Stefan von Imhof","startTime":310.458,"endTime":312.253,"body":"We've covered all sorts"},{"speaker":"Stefan von Imhof","startTime":310.458,"endTime":312.253,"body":"of different topics."},{"speaker":"Stefan von Imhof","startTime":312.703,"endTime":314.113,"body":"Some are more serious than others."},{"speaker":"Stefan von Imhof","startTime":314.353,"endTime":316.226,"body":"I actually happen to some"},{"speaker":"Stefan von Imhof","startTime":314.353,"endTime":316.226,"body":"of the fun stuff, right?"},{"speaker":"Stefan von Imhof","startTime":316.226,"endTime":319.526,"body":"Like I love learning about like the"},{"speaker":"Stefan von Imhof","startTime":316.226,"endTime":319.526,"body":"guy with the world's largest Lego"},{"speaker":"Stefan von Imhof","startTime":319.526,"endTime":323.516,"body":"collection or the guy with the world's"},{"speaker":"Stefan von Imhof","startTime":319.526,"endTime":323.516,"body":"most valuable hot wheel collection"},{"speaker":"Stefan von Imhof","startTime":323.516,"endTime":326.816,"body":"or how to buy an island like, that"},{"speaker":"Stefan von Imhof","startTime":323.516,"endTime":326.816,"body":"stuff's just really interesting to me."},{"speaker":"Stefan von Imhof","startTime":327.086,"endTime":329.779,"body":"We're probably not gonna invest in"},{"speaker":"Stefan von Imhof","startTime":327.086,"endTime":329.779,"body":"it ourselves or through the ultimate"},{"speaker":"Stefan von Imhof","startTime":329.779,"endTime":333.056,"body":"fund, but it's really interesting"},{"speaker":"Stefan von Imhof","startTime":329.779,"endTime":333.056,"body":"to just understand these markets and"},{"speaker":"Stefan von Imhof","startTime":333.086,"endTime":335.74,"body":"explore them like other people just"},{"speaker":"Stefan von Imhof","startTime":333.086,"endTime":335.74,"body":"aren't doing so yeah, thereit is."},{"speaker":"Average Joe Finances","startTime":336.355,"endTime":336.655,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":336.685,"endTime":339.761,"body":"So what would you say is probably"},{"speaker":"Average Joe Finances","startTime":336.685,"endTime":339.761,"body":"one of the coolest things"},{"speaker":"Average Joe Finances","startTime":339.811,"endTime":341.461,"body":"that the fund has invested in?"},{"speaker":"Stefan von Imhof","startTime":342.921,"endTime":343.846,"body":"Oh, that's an easy one."},{"speaker":"Stefan von Imhof","startTime":343.846,"endTime":349.629,"body":"So a week ago we just bought the number"},{"speaker":"Stefan von Imhof","startTime":343.846,"endTime":349.629,"body":"two pressing of the Beatles white album."},{"speaker":"Stefan von Imhof","startTime":349.649,"endTime":351.444,"body":"This is a really big deal for me."},{"speaker":"Stefan von Imhof","startTime":351.444,"endTime":352.864,"body":"I'm a huge music fan."},{"speaker":"Stefan von Imhof","startTime":352.954,"endTime":357.209,"body":"Absolutely a Beatles fan and to buy"},{"speaker":"Stefan von Imhof","startTime":352.954,"endTime":357.209,"body":"some, a vinyl record like this for for"},{"speaker":"Stefan von Imhof","startTime":357.209,"endTime":359.362,"body":"me, it's like super, just exciting."},{"speaker":"Stefan von Imhof","startTime":359.394,"endTime":360.774,"body":"We don't know exactly who owned it."},{"speaker":"Stefan von Imhof","startTime":360.774,"endTime":361.984,"body":"We don't know which Beatle owned it."},{"speaker":"Stefan von Imhof","startTime":362.014,"endTime":365.442,"body":"We do know that it's a number two"},{"speaker":"Stefan von Imhof","startTime":362.014,"endTime":365.442,"body":"pressing, which basically means the"},{"speaker":"Stefan von Imhof","startTime":365.442,"endTime":370.272,"body":"the first pressing is basically given"},{"speaker":"Stefan von Imhof","startTime":365.442,"endTime":370.272,"body":"to the founding member, the Beatle"},{"speaker":"Stefan von Imhof","startTime":370.277,"endTime":375.765,"body":"members, the second pressing is given"},{"speaker":"Stefan von Imhof","startTime":370.277,"endTime":375.765,"body":"to their family members to folks that"},{"speaker":"Stefan von Imhof","startTime":375.77,"endTime":377.535,"body":"like worked on like the recording."},{"speaker":"Stefan von Imhof","startTime":378.015,"endTime":382.035,"body":"We don't have the exact Providence on this"},{"speaker":"Stefan von Imhof","startTime":378.015,"endTime":382.035,"body":"record, but we do know it's number two,"},{"speaker":"Stefan von Imhof","startTime":382.155,"endTime":384.105,"body":"it's a very early copy of the white album."},{"speaker":"Stefan von Imhof","startTime":384.135,"endTime":385.814,"body":"It goes way, yeah, super exciting."},{"speaker":"Stefan von Imhof","startTime":386.174,"endTime":388.525,"body":"And again, this is the kind of"},{"speaker":"Stefan von Imhof","startTime":386.174,"endTime":388.525,"body":"stuff that like, as a music fan,"},{"speaker":"Stefan von Imhof","startTime":388.525,"endTime":389.845,"body":"it's just, it's thrilling for me."},{"speaker":"Stefan von Imhof","startTime":389.942,"endTime":392.982,"body":"We've bought some comic books"},{"speaker":"Stefan von Imhof","startTime":389.942,"endTime":392.982,"body":"we've bought original Daredevil"},{"speaker":"Stefan von Imhof","startTime":392.987,"endTime":394.831,"body":"sealed, graded Daredevil comic book."},{"speaker":"Stefan von Imhof","startTime":395.101,"endTime":396.283,"body":"We've bought action figures."},{"speaker":"Stefan von Imhof","startTime":396.309,"endTime":399.151,"body":"So through the fun we've bought"},{"speaker":"Stefan von Imhof","startTime":396.309,"endTime":399.151,"body":"sealed star wars action figures."},{"speaker":"Stefan von Imhof","startTime":399.453,"endTime":403.224,"body":"Again, like this is the kind of stuff that"},{"speaker":"Stefan von Imhof","startTime":399.453,"endTime":403.224,"body":"just gets ignored by like larger funds"},{"speaker":"Stefan von Imhof","startTime":403.224,"endTime":407.626,"body":"and even like alpha seeking investors,"},{"speaker":"Stefan von Imhof","startTime":403.224,"endTime":407.626,"body":"but this is where the alpha is found."},{"speaker":"Stefan von Imhof","startTime":407.626,"endTime":409.621,"body":"It's in this stuff that like"},{"speaker":"Stefan von Imhof","startTime":407.626,"endTime":409.621,"body":"no one else is looking at,"},{"speaker":"Stefan von Imhof","startTime":409.621,"endTime":410.761,"body":"no one else is talking about."},{"speaker":"Stefan von Imhof","startTime":410.841,"endTime":414.443,"body":"So yeah, it's super exciting to"},{"speaker":"Stefan von Imhof","startTime":410.841,"endTime":414.443,"body":"put some, small institutional"},{"speaker":"Stefan von Imhof","startTime":414.443,"endTime":415.403,"body":"capital into this stuff."},{"speaker":"Average Joe Finances","startTime":415.627,"endTime":415.807,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":415.807,"endTime":418.878,"body":"I mean, that's really cool Stefan"},{"speaker":"Average Joe Finances","startTime":415.807,"endTime":418.878,"body":"and then I don't know if it's you're"},{"speaker":"Average Joe Finances","startTime":418.878,"endTime":421.462,"body":"going off of what in my background,"},{"speaker":"Average Joe Finances","startTime":418.878,"endTime":421.462,"body":"but you caught my attention when"},{"speaker":"Average Joe Finances","startTime":421.462,"endTime":422.802,"body":"you said the Star Wars figures."},{"speaker":"Average Joe Finances","startTime":422.857,"endTime":422.99,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":423.006,"endTime":423.841,"body":"That's really cool."},{"speaker":"Average Joe Finances","startTime":423.895,"endTime":428.576,"body":"Especially for someone like me, who's like"},{"speaker":"Average Joe Finances","startTime":423.895,"endTime":428.576,"body":"a, not, like a geek or a nerd or whatever,"},{"speaker":"Average Joe Finances","startTime":428.576,"endTime":433.055,"body":"when it comes to this stuff I really"},{"speaker":"Average Joe Finances","startTime":428.576,"endTime":433.055,"body":"love Star Wars and everything Star Wars."},{"speaker":"Average Joe Finances","startTime":433.102,"endTime":436.512,"body":"And this is something like if I wasn't"},{"speaker":"Average Joe Finances","startTime":433.102,"endTime":436.512,"body":"investing in real estate, this is"},{"speaker":"Average Joe Finances","startTime":436.512,"endTime":440.16,"body":"something else that is an opportunity"},{"speaker":"Average Joe Finances","startTime":436.512,"endTime":440.16,"body":"to get involved in investing in"},{"speaker":"Average Joe Finances","startTime":440.165,"endTime":443.92,"body":"something, besides just letting"},{"speaker":"Average Joe Finances","startTime":440.165,"endTime":443.92,"body":"my money sit and not do anything."},{"speaker":"Average Joe Finances","startTime":443.949,"endTime":447.669,"body":"So you could still do something where"},{"speaker":"Average Joe Finances","startTime":443.949,"endTime":447.669,"body":"you're investing in your passion."},{"speaker":"Average Joe Finances","startTime":448.114,"endTime":450.239,"body":"Something that you enjoy,"},{"speaker":"Average Joe Finances","startTime":448.114,"endTime":450.239,"body":"that you're passionate about."},{"speaker":"Average Joe Finances","startTime":450.239,"endTime":451.949,"body":"So I'm passionate about real estate."},{"speaker":"Average Joe Finances","startTime":451.949,"endTime":455.421,"body":"So I focus on that, but at the same"},{"speaker":"Average Joe Finances","startTime":451.949,"endTime":455.421,"body":"time, this is still something else"},{"speaker":"Average Joe Finances","startTime":455.426,"endTime":458.721,"body":"that, I could possibly look into for"},{"speaker":"Average Joe Finances","startTime":455.426,"endTime":458.721,"body":"an alternative investment just to, to"},{"speaker":"Average Joe Finances","startTime":458.721,"endTime":463.806,"body":"diversify my portfolio a bit more and also"},{"speaker":"Average Joe Finances","startTime":458.721,"endTime":463.806,"body":"own a piece of something that is super"},{"speaker":"Average Joe Finances","startTime":463.806,"endTime":467.249,"body":"cool that I enjoy, for the people that"},{"speaker":"Average Joe Finances","startTime":463.806,"endTime":467.249,"body":"are listening right now, like this is"},{"speaker":"Average Joe Finances","startTime":467.249,"endTime":472.529,"body":"like a great option for somebody that's"},{"speaker":"Average Joe Finances","startTime":467.249,"endTime":472.529,"body":"not too sure what they wanna invest in,"},{"speaker":"Average Joe Finances","startTime":472.529,"endTime":475.813,"body":"but they have a passion for something"},{"speaker":"Average Joe Finances","startTime":472.529,"endTime":475.813,"body":"like maybe comics or things like that."},{"speaker":"Average Joe Finances","startTime":475.813,"endTime":476.572,"body":"That's really neat."},{"speaker":"Average Joe Finances","startTime":476.752,"endTime":479.979,"body":"And I have a lot of friends who are"},{"speaker":"Average Joe Finances","startTime":476.752,"endTime":479.979,"body":"big comic book guys I'm sure when I"},{"speaker":"Average Joe Finances","startTime":479.979,"endTime":482.469,"body":"share this with them, they're gonna"},{"speaker":"Average Joe Finances","startTime":479.979,"endTime":482.469,"body":"be like, oh, this is super cool."},{"speaker":"Average Joe Finances","startTime":483.129,"endTime":484.569,"body":"I wanna talk to Stefan about this."},{"speaker":"Average Joe Finances","startTime":484.635,"endTime":485.102,"body":"Yeah, man."},{"speaker":"Average Joe Finances","startTime":485.173,"endTime":487.968,"body":"So you've got this history, right?"},{"speaker":"Average Joe Finances","startTime":487.968,"endTime":491.185,"body":"So working at several different"},{"speaker":"Average Joe Finances","startTime":487.968,"endTime":491.185,"body":"tech companies including being the"},{"speaker":"Average Joe Finances","startTime":491.185,"endTime":494.243,"body":"head of product at Flippa and I just"},{"speaker":"Average Joe Finances","startTime":491.185,"endTime":494.243,"body":"wanna point out something real quick,"},{"speaker":"Average Joe Finances","startTime":494.243,"endTime":496.733,"body":"because I thought that was really"},{"speaker":"Average Joe Finances","startTime":494.243,"endTime":496.733,"body":"cool when I was reading up on your"},{"speaker":"Average Joe Finances","startTime":496.733,"endTime":500.213,"body":"background because I've actually"},{"speaker":"Average Joe Finances","startTime":496.733,"endTime":500.213,"body":"flipped websites on Flippa before, too."},{"speaker":"Average Joe Finances","startTime":500.213,"endTime":503.153,"body":"And I talked about it on my blog"},{"speaker":"Average Joe Finances","startTime":500.213,"endTime":503.153,"body":"and I think I did a podcast awesome"},{"speaker":"Average Joe Finances","startTime":503.153,"endTime":506.143,"body":"episode on it because it's just"},{"speaker":"Average Joe Finances","startTime":503.153,"endTime":506.143,"body":"it's it was just something that was"},{"speaker":"Average Joe Finances","startTime":506.143,"endTime":509.037,"body":"another opportunity for me to build"},{"speaker":"Average Joe Finances","startTime":506.143,"endTime":509.037,"body":"on something that I enjoyed doing."},{"speaker":"Average Joe Finances","startTime":509.087,"endTime":511.247,"body":"I'm not really the greatest web"},{"speaker":"Average Joe Finances","startTime":509.087,"endTime":511.247,"body":"developer, but I was able to"},{"speaker":"Average Joe Finances","startTime":511.247,"endTime":513.064,"body":"build a pretty mean Shopify store."},{"speaker":"Average Joe Finances","startTime":513.169,"endTime":513.259,"body":"Nice."},{"speaker":"Average Joe Finances","startTime":513.259,"endTime":516.907,"body":"And then get it posted up there in Flippa"},{"speaker":"Average Joe Finances","startTime":513.259,"endTime":516.907,"body":"and then flip it a couple months later"},{"speaker":"Average Joe Finances","startTime":516.907,"endTime":519.359,"body":"for about six times what I put into it."},{"speaker":"Average Joe Finances","startTime":519.359,"endTime":519.749,"body":"So."},{"speaker":"Stefan von Imhof","startTime":520.319,"endTime":520.559,"body":"Awesome."},{"speaker":"Stefan von Imhof","startTime":520.649,"endTime":521.699,"body":"That's the way to do it, man."},{"speaker":"Stefan von Imhof","startTime":521.849,"endTime":522.419,"body":"All right."},{"speaker":"Stefan von Imhof","startTime":522.419,"endTime":522.929,"body":"I love it."},{"speaker":"Stefan von Imhof","startTime":522.929,"endTime":523.769,"body":"That's why I love to hear."},{"speaker":"Stefan von Imhof","startTime":524.004,"endTime":524.514,"body":"That's great."},{"speaker":". Average Joe Finances","startTime":524.674,"endTime":524.854,"body":"Yeah."},{"speaker":". Average Joe Finances","startTime":524.854,"endTime":525.741,"body":"So that's really awesome, man."},{"speaker":". Average Joe Finances","startTime":525.741,"endTime":529.032,"body":"But just looking at your background,"},{"speaker":". Average Joe Finances","startTime":525.741,"endTime":529.032,"body":"like you've got like this great"},{"speaker":". Average Joe Finances","startTime":529.032,"endTime":534.048,"body":"background for creating a fund like"},{"speaker":". Average Joe Finances","startTime":529.032,"endTime":534.048,"body":"this, to go down this alternative route."},{"speaker":". Average Joe Finances","startTime":534.348,"endTime":537.795,"body":"And I, one of the things that I"},{"speaker":". Average Joe Finances","startTime":534.348,"endTime":537.795,"body":"thought was super neat too, is"},{"speaker":". Average Joe Finances","startTime":537.8,"endTime":540.856,"body":"how, your partner, like the two"},{"speaker":". Average Joe Finances","startTime":537.8,"endTime":540.856,"body":"of you are competitors at first."},{"speaker":". Average Joe Finances","startTime":541.346,"endTime":544.496,"body":"But instead of butting heads and"},{"speaker":". Average Joe Finances","startTime":541.346,"endTime":544.496,"body":"going at each other, you guys said,"},{"speaker":". Average Joe Finances","startTime":544.496,"endTime":547.612,"body":"Hey, let's combine forces, were"},{"speaker":". Average Joe Finances","startTime":544.496,"endTime":547.612,"body":"both into these different types of"},{"speaker":". Average Joe Finances","startTime":547.612,"endTime":551.392,"body":"alternative investments, you're more"},{"speaker":". Average Joe Finances","startTime":547.612,"endTime":551.392,"body":"over here in comic books and sports"},{"speaker":". Average Joe Finances","startTime":551.392,"endTime":552.832,"body":"memorbilia and everything like that."},{"speaker":". Average Joe Finances","startTime":553.102,"endTime":554.469,"body":"You're more on the tech side."},{"speaker":". Average Joe Finances","startTime":554.538,"endTime":558.918,"body":"So combining forces made you guys"},{"speaker":". Average Joe Finances","startTime":554.538,"endTime":558.918,"body":"almost an unstoppable force right now."},{"speaker":"Stefan von Imhof","startTime":559.253,"endTime":560.333,"body":"It's pretty wild."},{"speaker":"Stefan von Imhof","startTime":560.361,"endTime":562.485,"body":"What's interesting is that we're"},{"speaker":"Stefan von Imhof","startTime":560.361,"endTime":562.485,"body":"actually like really different, right?"},{"speaker":"Stefan von Imhof","startTime":562.485,"endTime":566.426,"body":"So like I come from entrepreneurship"},{"speaker":"Stefan von Imhof","startTime":562.485,"endTime":566.426,"body":"and yeah, that's great."},{"speaker":"Stefan von Imhof","startTime":566.433,"endTime":568.806,"body":"Cause I come from like product to"},{"speaker":"Stefan von Imhof","startTime":566.433,"endTime":568.806,"body":"tech my partner Wyatt, he comes"},{"speaker":"Stefan von Imhof","startTime":568.811,"endTime":571.988,"body":"from he has a really interesting"},{"speaker":"Stefan von Imhof","startTime":568.811,"endTime":571.988,"body":"background actually comes from finance."},{"speaker":"Stefan von Imhof","startTime":572.198,"endTime":574.238,"body":"He also has a military in"},{"speaker":"Stefan von Imhof","startTime":572.198,"endTime":574.238,"body":"his background as well."},{"speaker":"Stefan von Imhof","startTime":574.643,"endTime":576.143,"body":"And he is an entrepreneur as well."},{"speaker":"Average Joe Finances","startTime":576.143,"endTime":576.803,"body":"Sounds like me."},{"speaker":"Average Joe Finances","startTime":577.253,"endTime":577.583,"body":"Awesome."},{"speaker":"Stefan von Imhof","startTime":577.663,"endTime":578.258,"body":"yeah, that's right."},{"speaker":"Stefan von Imhof","startTime":578.258,"endTime":578.768,"body":"You in the Navy."},{"speaker":"Stefan von Imhof","startTime":578.768,"endTime":579.098,"body":"That's right."},{"speaker":"Stefan von Imhof","startTime":579.098,"endTime":579.398,"body":"Yeah."},{"speaker":"Stefan von Imhof","startTime":579.45,"endTime":582.407,"body":"It's really, it's a great mix"},{"speaker":"Stefan von Imhof","startTime":579.45,"endTime":582.407,"body":"because he brings like a rigid, like"},{"speaker":"Stefan von Imhof","startTime":582.407,"endTime":584.757,"body":"militaristic, like cadence to the company."},{"speaker":"Stefan von Imhof","startTime":584.757,"endTime":588.369,"body":"And, but at the same time, like I bring"},{"speaker":"Stefan von Imhof","startTime":584.757,"endTime":588.369,"body":"that like loosey goosey look, we're"},{"speaker":"Stefan von Imhof","startTime":588.369,"endTime":591.159,"body":"just gonna try things, throw things"},{"speaker":"Stefan von Imhof","startTime":588.369,"endTime":591.159,"body":"against the wall and see what sticks."},{"speaker":"Stefan von Imhof","startTime":591.159,"endTime":592.839,"body":"We don't need a document for everything."},{"speaker":"Stefan von Imhof","startTime":592.839,"endTime":595.454,"body":"And so we're very different"},{"speaker":"Stefan von Imhof","startTime":592.839,"endTime":595.454,"body":"people, but I actually think that's"},{"speaker":"Stefan von Imhof","startTime":595.454,"endTime":596.774,"body":"what makes us great as a team."},{"speaker":"Stefan von Imhof","startTime":597.824,"endTime":600.519,"body":"If someone's too close to you,"},{"speaker":"Stefan von Imhof","startTime":597.824,"endTime":600.519,"body":"like too similar, it just, I"},{"speaker":"Stefan von Imhof","startTime":600.519,"endTime":601.469,"body":"don't think it works as well."},{"speaker":"Stefan von Imhof","startTime":601.536,"endTime":603.964,"body":"I think you, you really want"},{"speaker":"Stefan von Imhof","startTime":601.536,"endTime":603.964,"body":"co-founders to have different"},{"speaker":"Stefan von Imhof","startTime":603.964,"endTime":604.684,"body":"strengths and weaknesses."},{"speaker":"Stefan von Imhof","startTime":604.689,"endTime":607.204,"body":"So like I'm not good at some things"},{"speaker":"Stefan von Imhof","startTime":604.689,"endTime":607.204,"body":"he's picks up the slack where"},{"speaker":"Stefan von Imhof","startTime":607.204,"endTime":608.524,"body":"I'm not great and vice versa."},{"speaker":"Stefan von Imhof","startTime":608.564,"endTime":610.906,"body":"But yeah, it's pretty fascinating,"},{"speaker":"Stefan von Imhof","startTime":608.564,"endTime":610.906,"body":"especially cuz so I live in"},{"speaker":"Stefan von Imhof","startTime":610.936,"endTime":612.616,"body":"Australia, he lives in Spain."},{"speaker":"Stefan von Imhof","startTime":613.186,"endTime":616.002,"body":"We actually only met for the"},{"speaker":"Stefan von Imhof","startTime":613.186,"endTime":616.002,"body":"first time in real last month."},{"speaker":"Stefan von Imhof","startTime":616.932,"endTime":619.123,"body":"We've been working together for 16 months."},{"speaker":"Stefan von Imhof","startTime":619.123,"endTime":622.313,"body":"We raised money together, raised"},{"speaker":"Stefan von Imhof","startTime":619.123,"endTime":622.313,"body":"the preceded round together, raised"},{"speaker":"Stefan von Imhof","startTime":622.318,"endTime":625.403,"body":"the alts one fun together, started"},{"speaker":"Stefan von Imhof","startTime":622.318,"endTime":625.403,"body":"the business together of course,"},{"speaker":"Stefan von Imhof","startTime":625.733,"endTime":627.083,"body":"16 months of working together."},{"speaker":"Stefan von Imhof","startTime":627.083,"endTime":629.873,"body":"And like up until last month,"},{"speaker":"Stefan von Imhof","startTime":627.083,"endTime":629.873,"body":"I couldn't say how tall he was."},{"speaker":"Stefan von Imhof","startTime":630.803,"endTime":631.553,"body":"It's pretty wild."},{"speaker":"Stefan von Imhof","startTime":632.113,"endTime":634.773,"body":"I was lucky enough to, yeah,"},{"speaker":"Stefan von Imhof","startTime":632.113,"endTime":634.773,"body":"lucky enough to go and visit him"},{"speaker":"Stefan von Imhof","startTime":634.773,"endTime":636.464,"body":"and his wife in Spain last month."},{"speaker":"Stefan von Imhof","startTime":636.464,"endTime":638.913,"body":"And it was very very good"},{"speaker":"Stefan von Imhof","startTime":636.464,"endTime":638.913,"body":"to finally meet in person."},{"speaker":"Stefan von Imhof","startTime":638.913,"endTime":639.36,"body":"But yeah."},{"speaker":"Average Joe Finances","startTime":639.366,"endTime":640.168,"body":"What part of Spain?"},{"speaker":"Stefan von Imhof","startTime":641.008,"endTime":641.398,"body":"He lives?"},{"speaker":"Stefan von Imhof","startTime":641.448,"endTime":643.055,"body":"South of Valencia, very nice place."},{"speaker":"Stefan von Imhof","startTime":643.085,"endTime":643.265,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":643.625,"endTime":643.775,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":643.775,"endTime":648.131,"body":"So I've been to Port De"},{"speaker":"Average Joe Finances","startTime":643.775,"endTime":648.131,"body":"Mallorca and Florida Spain."},{"speaker":"Average Joe Finances","startTime":648.311,"endTime":648.431,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":648.451,"endTime":651.871,"body":"Obviously being in the Navy, road is"},{"speaker":"Average Joe Finances","startTime":648.451,"endTime":651.871,"body":"a very popular destination for us."},{"speaker":"Average Joe Finances","startTime":651.871,"endTime":652.276,"body":"And then."},{"speaker":"Average Joe Finances","startTime":652.327,"endTime":656.938,"body":"Port De Mallorca is a lot of times the"},{"speaker":"Average Joe Finances","startTime":652.327,"endTime":656.938,"body":"Navy ships pull in over there and yeah."},{"speaker":"Average Joe Finances","startTime":656.938,"endTime":658.04,"body":"Oh, that's really awesome, man."},{"speaker":"Average Joe Finances","startTime":658.09,"endTime":658.3,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":658.3,"endTime":661.9,"body":"So you guys have been working together"},{"speaker":"Average Joe Finances","startTime":658.3,"endTime":661.9,"body":"for 16 months, only met for the first time"},{"speaker":"Average Joe Finances","startTime":661.9,"endTime":665.944,"body":"last month and, What I think is really"},{"speaker":"Average Joe Finances","startTime":661.9,"endTime":665.944,"body":"awesome about the way you're describing"},{"speaker":"Average Joe Finances","startTime":665.944,"endTime":670.144,"body":"your business relationship with each"},{"speaker":"Average Joe Finances","startTime":665.944,"endTime":670.144,"body":"other is that you're more of like the"},{"speaker":"Average Joe Finances","startTime":670.144,"endTime":674.431,"body":"creative thinker and let's throw this idea"},{"speaker":"Average Joe Finances","startTime":670.144,"endTime":674.431,"body":"out there and see what sticks and he's"},{"speaker":"Average Joe Finances","startTime":674.431,"endTime":676.35,"body":"more of the process and procedures guy."},{"speaker":"Average Joe Finances","startTime":676.35,"endTime":677.472,"body":"That's what it sounds like to me."},{"speaker":"Average Joe Finances","startTime":677.832,"endTime":681.53,"body":"And it's funny because I was just"},{"speaker":"Average Joe Finances","startTime":677.832,"endTime":681.53,"body":"at a conference back in March"},{"speaker":"Average Joe Finances","startTime":681.8,"endTime":684.758,"body":"and one of the breakout sessions,"},{"speaker":"Average Joe Finances","startTime":681.8,"endTime":684.758,"body":"they were talking about that."},{"speaker":"Average Joe Finances","startTime":684.758,"endTime":690.188,"body":"Like you have the perfect mixture for"},{"speaker":"Average Joe Finances","startTime":684.758,"endTime":690.188,"body":"a partnership is to have two opposite"},{"speaker":"Average Joe Finances","startTime":690.518,"endTime":694.068,"body":"individuals one that compliments each"},{"speaker":"Average Joe Finances","startTime":690.518,"endTime":694.068,"body":"other's weaknesses and strengths."},{"speaker":"Average Joe Finances","startTime":694.097,"endTime":694.877,"body":"That's pretty interesting."},{"speaker":"Average Joe Finances","startTime":694.877,"endTime":699.23,"body":"With that being said, especially with"},{"speaker":"Average Joe Finances","startTime":694.877,"endTime":699.23,"body":"the distance between you guys how has"},{"speaker":"Average Joe Finances","startTime":699.23,"endTime":705.248,"body":"that been more of a benefit to you or"},{"speaker":"Average Joe Finances","startTime":699.23,"endTime":705.248,"body":"actually is the distance of benefit"},{"speaker":"Average Joe Finances","startTime":705.248,"endTime":708.998,"body":"because of the fact that you guys"},{"speaker":"Average Joe Finances","startTime":705.248,"endTime":708.998,"body":"aren't working together all the time"},{"speaker":"Average Joe Finances","startTime":709.088,"endTime":710.498,"body":"and that you guys have this distance."},{"speaker":"Average Joe Finances","startTime":710.498,"endTime":715.118,"body":"Do you think that benefits you, or is that"},{"speaker":"Average Joe Finances","startTime":710.498,"endTime":715.118,"body":"something that you think wouldn't matter"},{"speaker":"Average Joe Finances","startTime":715.123,"endTime":716.438,"body":"if you guys were in person together?"},{"speaker":"Stefan von Imhof","startTime":718.268,"endTime":721.599,"body":"I think for the size"},{"speaker":"Stefan von Imhof","startTime":718.268,"endTime":721.599,"body":"we're at we have six full-time employees"},{"speaker":"Stefan von Imhof","startTime":721.629,"endTime":726.946,"body":"and about 12 or 13 part-time contractors,"},{"speaker":"Stefan von Imhof","startTime":721.629,"endTime":726.946,"body":"contributors, analysts that kind of thing."},{"speaker":"Stefan von Imhof","startTime":727.086,"endTime":731.181,"body":"So I think for the size we're"},{"speaker":"Stefan von Imhof","startTime":727.086,"endTime":731.181,"body":"at, it's doesn't hurt nor help"},{"speaker":"Stefan von Imhof","startTime":731.181,"endTime":732.831,"body":"necessarily one direction or the other."},{"speaker":"Stefan von Imhof","startTime":732.859,"endTime":734.525,"body":"There's certainly pros and cons."},{"speaker":"Stefan von Imhof","startTime":734.533,"endTime":735.463,"body":"The cons are obvious."},{"speaker":"Stefan von Imhof","startTime":735.463,"endTime":739.203,"body":"The cons are you miss a lot of"},{"speaker":"Stefan von Imhof","startTime":735.463,"endTime":739.203,"body":"the serendipitous water cooler"},{"speaker":"Stefan von Imhof","startTime":739.3,"endTime":742.27,"body":"conversations and just ideation sessions."},{"speaker":"Stefan von Imhof","startTime":742.795,"endTime":745.473,"body":"It was so great to have that in"},{"speaker":"Stefan von Imhof","startTime":742.795,"endTime":745.473,"body":"person last month and this month"},{"speaker":"Stefan von Imhof","startTime":745.533,"endTime":747.142,"body":"as well I'm in Europe right now."},{"speaker":"Stefan von Imhof","startTime":747.262,"endTime":751.297,"body":"But you miss that, being remote especially"},{"speaker":"Stefan von Imhof","startTime":747.262,"endTime":751.297,"body":"being in Australia, man, I love Australia"},{"speaker":"Stefan von Imhof","startTime":751.297,"endTime":754.807,"body":"to death, but it's a tough country"},{"speaker":"Stefan von Imhof","startTime":751.297,"endTime":754.807,"body":"to communicate with the rest of the"},{"speaker":"Stefan von Imhof","startTime":754.812,"endTime":756.285,"body":"world from a time zone perspective."},{"speaker":"Stefan von Imhof","startTime":756.303,"endTime":758.523,"body":"So I think that cons are"},{"speaker":"Stefan von Imhof","startTime":756.303,"endTime":758.523,"body":"definitely like obvious."},{"speaker":"Stefan von Imhof","startTime":759.228,"endTime":762.083,"body":"On the pro side, I think"},{"speaker":"Stefan von Imhof","startTime":759.228,"endTime":762.083,"body":"one thing I've noticed is we"},{"speaker":"Stefan von Imhof","startTime":762.083,"endTime":763.353,"body":"don't waste each other's time."},{"speaker":"Stefan von Imhof","startTime":763.353,"endTime":765.848,"body":"You know how there's a lot of wasted"},{"speaker":"Stefan von Imhof","startTime":763.353,"endTime":765.848,"body":"meetings when everyone's in the"},{"speaker":"Stefan von Imhof","startTime":765.853,"endTime":769.096,"body":"office together, or if they're in the"},{"speaker":"Stefan von Imhof","startTime":765.853,"endTime":769.096,"body":"same time zone or placed together."},{"speaker":"Average Joe Finances","startTime":769.366,"endTime":769.576,"body":"Oh yeah."},{"speaker":"Average Joe Finances","startTime":769.581,"endTime":771.291,"body":"I've told you I've been"},{"speaker":"Average Joe Finances","startTime":769.581,"endTime":771.291,"body":"20 years in the Navy."},{"speaker":"Average Joe Finances","startTime":771.291,"endTime":771.561,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":771.566,"endTime":772.641,"body":"I know exactly what that is."},{"speaker":"Stefan von Imhof","startTime":772.645,"endTime":774.448,"body":"Yeah, so"},{"speaker":"Stefan von Imhof","startTime":772.645,"endTime":774.448,"body":"it's we don't have that."},{"speaker":"Stefan von Imhof","startTime":774.448,"endTime":777.448,"body":"Like we come into every meeting,"},{"speaker":"Stefan von Imhof","startTime":774.448,"endTime":777.448,"body":"we don't waste each other's time."},{"speaker":"Stefan von Imhof","startTime":777.448,"endTime":778.768,"body":"There's a strict agenda."},{"speaker":"Stefan von Imhof","startTime":778.768,"endTime":782.324,"body":"There's very little time for just goofing"},{"speaker":"Stefan von Imhof","startTime":778.768,"endTime":782.324,"body":"around and that's, there's something"},{"speaker":"Stefan von Imhof","startTime":782.324,"endTime":784.454,"body":"lost with that, but is also a lot gained."},{"speaker":"Stefan von Imhof","startTime":784.482,"endTime":787.682,"body":"We just, we rip through our items"},{"speaker":"Stefan von Imhof","startTime":784.482,"endTime":787.682,"body":"and here's what we're working on and"},{"speaker":"Stefan von Imhof","startTime":787.742,"endTime":789.392,"body":"communication's key and it's tough."},{"speaker":"Stefan von Imhof","startTime":789.42,"endTime":790.055,"body":"I'm not gonna lie."},{"speaker":"Stefan von Imhof","startTime":790.06,"endTime":792.433,"body":"Like it's really tough,"},{"speaker":"Stefan von Imhof","startTime":790.06,"endTime":792.433,"body":"but it's fine for now."},{"speaker":"Stefan von Imhof","startTime":792.433,"endTime":795.923,"body":"I think as we grow for, if we"},{"speaker":"Stefan von Imhof","startTime":792.433,"endTime":795.923,"body":"continue to grow, like we have."},{"speaker":"Stefan von Imhof","startTime":795.923,"endTime":798.26,"body":"I think, it's, it gets pretty tough."},{"speaker":"Stefan von Imhof","startTime":798.26,"endTime":802.189,"body":"I think, to run a company that's"},{"speaker":"Stefan von Imhof","startTime":798.26,"endTime":802.189,"body":"totally distributed and it feels weird"},{"speaker":"Stefan von Imhof","startTime":802.189,"endTime":805.939,"body":"saying this because again, I used to"},{"speaker":"Stefan von Imhof","startTime":802.189,"endTime":805.939,"body":"work at Citrix, I love remote work."},{"speaker":"Stefan von Imhof","startTime":805.994,"endTime":810.194,"body":"We're both Americans, we're both"},{"speaker":"Stefan von Imhof","startTime":805.994,"endTime":810.194,"body":"living outside of the US just because"},{"speaker":"Stefan von Imhof","startTime":810.494,"endTime":811.904,"body":"that's the beauty of the world today."},{"speaker":"Stefan von Imhof","startTime":811.994,"endTime":813.374,"body":"You can do that work remotely."},{"speaker":"Stefan von Imhof","startTime":813.604,"endTime":815.738,"body":"But it's not easy and it's not perfect."},{"speaker":"Stefan von Imhof","startTime":815.767,"endTime":817.327,"body":"There's a lot of, it's tough."},{"speaker":"Stefan von Imhof","startTime":817.387,"endTime":818.137,"body":"It can be tough."},{"speaker":"Stefan von Imhof","startTime":818.137,"endTime":819.897,"body":"And I think as you get"},{"speaker":"Stefan von Imhof","startTime":818.137,"endTime":819.897,"body":"bigger, it gets even tougher."},{"speaker":"Stefan von Imhof","startTime":819.923,"endTime":821.268,"body":"We'll cross that bridge when we get to it."},{"speaker":"Stefan von Imhof","startTime":821.273,"endTime":822.243,"body":"But for now we're doing good."},{"speaker":"Average Joe Finances","startTime":823.293,"endTime":823.864,"body":"No that's great."},{"speaker":"Average Joe Finances","startTime":823.864,"endTime":826.594,"body":"And actually, I want to ask you about"},{"speaker":"Average Joe Finances","startTime":823.864,"endTime":826.594,"body":"that a little bit too, touching on"},{"speaker":"Average Joe Finances","startTime":826.599,"endTime":829.974,"body":"the living outside of the United"},{"speaker":"Average Joe Finances","startTime":826.599,"endTime":829.974,"body":"States, being an expat and everything."},{"speaker":"Average Joe Finances","startTime":830.334,"endTime":833.844,"body":"Cuz it's something that actually my"},{"speaker":"Average Joe Finances","startTime":830.334,"endTime":833.844,"body":"wife and I have considered in the past,"},{"speaker":"Average Joe Finances","startTime":833.844,"endTime":835.044,"body":"we've talked about it several times."},{"speaker":"Average Joe Finances","startTime":835.044,"endTime":836.334,"body":"We live in Hawaii right now."},{"speaker":"Average Joe Finances","startTime":836.594,"endTime":839.622,"body":"We've lived here for four years"},{"speaker":"Average Joe Finances","startTime":836.594,"endTime":839.622,"body":"and we've talked about, Hey, I'm"},{"speaker":"Average Joe Finances","startTime":839.622,"endTime":842.473,"body":"retiring from the Navy this year"},{"speaker":"Average Joe Finances","startTime":839.622,"endTime":842.473,"body":"and I've got all these other things"},{"speaker":"Average Joe Finances","startTime":842.473,"endTime":844.513,"body":"going on, what do you think about us?"},{"speaker":"Average Joe Finances","startTime":845.033,"endTime":847.906,"body":"Picking up and moving, overseas."},{"speaker":"Average Joe Finances","startTime":847.906,"endTime":850.426,"body":"And so actually Spain was one"},{"speaker":"Average Joe Finances","startTime":847.906,"endTime":850.426,"body":"place where we were looking at."},{"speaker":"Average Joe Finances","startTime":850.426,"endTime":851.834,"body":"We were also looking at Greece."},{"speaker":"Average Joe Finances","startTime":851.834,"endTime":853.492,"body":"We Portugal, Cypress, everyone's moving."},{"speaker":"Average Joe Finances","startTime":853.492,"endTime":857.922,"body":"That's where everyone Portugal actually"},{"speaker":"Average Joe Finances","startTime":853.492,"endTime":857.922,"body":"at the top of the list for a while."},{"speaker":"Average Joe Finances","startTime":857.922,"endTime":860.468,"body":"And that's because of another"},{"speaker":"Average Joe Finances","startTime":857.922,"endTime":860.468,"body":"social media group that we"},{"speaker":"Average Joe Finances","startTime":860.468,"endTime":861.845,"body":"follow called Our Rich Journey."},{"speaker":"Average Joe Finances","startTime":861.845,"endTime":865.023,"body":"We've been following them for a long"},{"speaker":"Average Joe Finances","startTime":861.845,"endTime":865.023,"body":"time and, they keep talking about,"},{"speaker":"Average Joe Finances","startTime":865.045,"endTime":869.667,"body":"Portugal and when they move there and"},{"speaker":"Average Joe Finances","startTime":865.045,"endTime":869.667,"body":"everything, and that's been really"},{"speaker":"Average Joe Finances","startTime":869.667,"endTime":871.281,"body":"up there, but then it's moved around."},{"speaker":"Average Joe Finances","startTime":871.281,"endTime":873.889,"body":"Cause my sister has family in Greece"},{"speaker":"Average Joe Finances","startTime":871.281,"endTime":873.889,"body":"and everything, and I have family in"},{"speaker":"Average Joe Finances","startTime":873.889,"endTime":878.2,"body":"Italy, so there's a lot of different"},{"speaker":"Average Joe Finances","startTime":873.889,"endTime":878.2,"body":"factors that, that go into that."},{"speaker":"Average Joe Finances","startTime":878.2,"endTime":878.59,"body":"I don't know."},{"speaker":"Average Joe Finances","startTime":878.59,"endTime":881.423,"body":"It's still something we're considering,"},{"speaker":"Average Joe Finances","startTime":878.59,"endTime":881.423,"body":"but I wanted to ask you because"},{"speaker":"Average Joe Finances","startTime":881.459,"endTime":885.269,"body":"there's other people I know and"},{"speaker":"Average Joe Finances","startTime":881.459,"endTime":885.269,"body":"people that listen to my show that are"},{"speaker":"Average Joe Finances","startTime":885.669,"endTime":886.862,"body":"considering that as an option as well."},{"speaker":"Average Joe Finances","startTime":886.889,"endTime":891.149,"body":"Hey, once they get themselves to a"},{"speaker":"Average Joe Finances","startTime":886.889,"endTime":891.149,"body":"comfortable spot, Picking up moving"},{"speaker":"Average Joe Finances","startTime":891.149,"endTime":896.469,"body":"overseas, but they wanna continue to do"},{"speaker":"Average Joe Finances","startTime":891.149,"endTime":896.469,"body":"what they're doing, back in the states."},{"speaker":"Average Joe Finances","startTime":896.829,"endTime":900.676,"body":"So what are some of the challenges that"},{"speaker":"Average Joe Finances","startTime":896.829,"endTime":900.676,"body":"you have found, especially cuz your"},{"speaker":"Average Joe Finances","startTime":900.681,"endTime":902.326,"body":"company's a US lead company, right?"},{"speaker":"Stefan von Imhof","startTime":902.626,"endTime":902.956,"body":"Yeah."},{"speaker":"Stefan von Imhof","startTime":902.956,"endTime":904.306,"body":"Where US domicile company."},{"speaker":"Stefan von Imhof","startTime":904.306,"endTime":904.396,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":904.401,"endTime":904.486,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":904.486,"endTime":908.385,"body":"So what kind of challenges do you"},{"speaker":"Average Joe Finances","startTime":904.486,"endTime":908.385,"body":"face you and your partner face with"},{"speaker":"Average Joe Finances","startTime":908.385,"endTime":911.505,"body":"him being in Spain, you being in"},{"speaker":"Average Joe Finances","startTime":908.385,"endTime":911.505,"body":"Australia, what kind of challenges"},{"speaker":"Average Joe Finances","startTime":911.505,"endTime":916.919,"body":"do you guys face running this company"},{"speaker":"Average Joe Finances","startTime":911.505,"endTime":916.919,"body":"in the United States from overseas?"},{"speaker":"Stefan von Imhof","startTime":918.269,"endTime":921.212,"body":"The only real"},{"speaker":"Stefan von Imhof","startTime":918.269,"endTime":921.212,"body":"challenge is the time zones, honestly."},{"speaker":"Stefan von Imhof","startTime":921.241,"endTime":924.661,"body":"So like for me moving to Australia"},{"speaker":"Stefan von Imhof","startTime":921.241,"endTime":924.661,"body":"was, so my wife is from Australia."},{"speaker":"Stefan von Imhof","startTime":924.661,"endTime":928.884,"body":"So it was, moving here was family"},{"speaker":"Stefan von Imhof","startTime":924.661,"endTime":928.884,"body":"driven and cultural driven and all that."},{"speaker":"Stefan von Imhof","startTime":928.917,"endTime":931.309,"body":"But Australia's also a very"},{"speaker":"Stefan von Imhof","startTime":928.917,"endTime":931.309,"body":"easy country to move to."},{"speaker":"Stefan von Imhof","startTime":931.309,"endTime":933.657,"body":"It's like the culture's very"},{"speaker":"Stefan von Imhof","startTime":931.309,"endTime":933.657,"body":"similar to the United States."},{"speaker":"Stefan von Imhof","startTime":933.704,"endTime":935.445,"body":"Coming from the US that"},{"speaker":"Stefan von Imhof","startTime":933.704,"endTime":935.445,"body":"is culture's very similar."},{"speaker":"Stefan von Imhof","startTime":936.105,"endTime":939.031,"body":"They speak English or the variation"},{"speaker":"Stefan von Imhof","startTime":936.105,"endTime":939.031,"body":"of it, it's it's a pretty easy"},{"speaker":"Stefan von Imhof","startTime":939.031,"endTime":940.261,"body":"country to live in for sure."},{"speaker":"Stefan von Imhof","startTime":940.325,"endTime":942.944,"body":"And so none of that's"},{"speaker":"Stefan von Imhof","startTime":940.325,"endTime":942.944,"body":"not a problem at all."},{"speaker":"Stefan von Imhof","startTime":942.944,"endTime":946.967,"body":"I think, being an expat in some"},{"speaker":"Stefan von Imhof","startTime":942.944,"endTime":946.967,"body":"countries, I think wifi can be an issue"},{"speaker":"Stefan von Imhof","startTime":946.967,"endTime":951.333,"body":"sometimes and stuff like that depends"},{"speaker":"Stefan von Imhof","startTime":946.967,"endTime":951.333,"body":"on where you live but the big thing"},{"speaker":"Stefan von Imhof","startTime":951.333,"endTime":953.313,"body":"with Australia is just the time zone."},{"speaker":"Stefan von Imhof","startTime":953.393,"endTime":956.543,"body":"It is just this rough, there's"},{"speaker":"Stefan von Imhof","startTime":953.393,"endTime":956.543,"body":"just no other way around it."},{"speaker":"Stefan von Imhof","startTime":956.575,"endTime":958.435,"body":"It's always the wrong time, right?"},{"speaker":"Stefan von Imhof","startTime":958.435,"endTime":959.621,"body":"Like it's never good."},{"speaker":"Stefan von Imhof","startTime":959.691,"endTime":963.351,"body":"Like your morning is there night, your"},{"speaker":"Stefan von Imhof","startTime":959.691,"endTime":963.351,"body":"night is there morning, the overlap"},{"speaker":"Stefan von Imhof","startTime":963.351,"endTime":968.659,"body":"is a few hours in the summer and"},{"speaker":"Stefan von Imhof","startTime":963.351,"endTime":968.659,"body":"maybe five, seven hours in the winter,"},{"speaker":"Stefan von Imhof","startTime":968.659,"endTime":970.429,"body":"which sounds like a lot, but it's not."},{"speaker":"Stefan von Imhof","startTime":970.429,"endTime":975.501,"body":"And yeah, it's other than that, it's"},{"speaker":"Stefan von Imhof","startTime":970.429,"endTime":975.501,"body":"a great place to live, work remotely."},{"speaker":"Stefan von Imhof","startTime":976.011,"endTime":978.831,"body":"it's really no problem having"},{"speaker":"Stefan von Imhof","startTime":976.011,"endTime":978.831,"body":"a US domiciled country and"},{"speaker":"Stefan von Imhof","startTime":978.831,"endTime":979.761,"body":"working from Australia."},{"speaker":"Stefan von Imhof","startTime":979.766,"endTime":983.157,"body":"But yeah, it's, I like, like I said,"},{"speaker":"Stefan von Imhof","startTime":979.766,"endTime":983.157,"body":"I love the country at a death, but"},{"speaker":"Stefan von Imhof","startTime":983.337,"endTime":986.157,"body":"the time there's nothing you'll ever"},{"speaker":"Stefan von Imhof","startTime":983.337,"endTime":986.157,"body":"be able to do about the time zone and"},{"speaker":"Stefan von Imhof","startTime":986.157,"endTime":987.807,"body":"it's, it does make things pretty tough."},{"speaker":"Average Joe Finances","startTime":987.807,"endTime":989.603,"body":"Not"},{"speaker":"Average Joe Finances","startTime":987.807,"endTime":989.603,"body":"unless you work nights, right?"},{"speaker":"Stefan von Imhof","startTime":990.413,"endTime":990.698,"body":"Yeah."},{"speaker":"Stefan von Imhof","startTime":990.727,"endTime":991.357,"body":"You gotta choose."},{"speaker":"Stefan von Imhof","startTime":991.357,"endTime":993.817,"body":"You have to choose you either wake"},{"speaker":"Stefan von Imhof","startTime":991.357,"endTime":993.817,"body":"up early or you go to bed late."},{"speaker":"Stefan von Imhof","startTime":993.817,"endTime":995.377,"body":"There is no other option."},{"speaker":"Stefan von Imhof","startTime":995.407,"endTime":996.577,"body":"You have to do one of those two days."},{"speaker":"Average Joe Finances","startTime":996.658,"endTime":998.333,"body":"To run"},{"speaker":"Average Joe Finances","startTime":996.658,"endTime":998.333,"body":"a company back in the states."},{"speaker":"Average Joe Finances","startTime":998.341,"endTime":1001.04,"body":"Another place that we we were looking"},{"speaker":"Average Joe Finances","startTime":998.341,"endTime":1001.04,"body":"at too, was New Zealand so it'd be"},{"speaker":"Average Joe Finances","startTime":1001.068,"endTime":1004.338,"body":"close to that as well, but maybe,"},{"speaker":"Average Joe Finances","startTime":1001.068,"endTime":1004.338,"body":"actually, maybe even a little further"},{"speaker":"Average Joe Finances","startTime":1004.379,"endTime":1005.752,"body":"with the time zone difference too."},{"speaker":"Stefan von Imhof","startTime":1005.762,"endTime":1008.522,"body":"New Zealand's"},{"speaker":"Stefan von Imhof","startTime":1005.762,"endTime":1008.522,"body":"a little better, not much."},{"speaker":"Stefan von Imhof","startTime":1008.522,"endTime":1011.792,"body":"So part of that, I mean that part of"},{"speaker":"Stefan von Imhof","startTime":1008.522,"endTime":1011.792,"body":"the world, man, it's a great part of"},{"speaker":"Stefan von Imhof","startTime":1011.792,"endTime":1015.768,"body":"the world, but you're just, no, you're"},{"speaker":"Stefan von Imhof","startTime":1011.792,"endTime":1015.768,"body":"not near anything or anyone, so yeah."},{"speaker":"Average Joe Finances","startTime":1015.768,"endTime":1017.485,"body":"So how long"},{"speaker":"Average Joe Finances","startTime":1015.768,"endTime":1017.485,"body":"have you lived in Australia now?"},{"speaker":"Stefan von Imhof","startTime":1018.295,"endTime":1019.615,"body":"So I've lived"},{"speaker":"Stefan von Imhof","startTime":1018.295,"endTime":1019.615,"body":"there for about three years."},{"speaker":"Stefan von Imhof","startTime":1019.703,"endTime":1021.113,"body":"We live in Melbourne, Australia."},{"speaker":"Average Joe Finances","startTime":1021.273,"endTime":1023.026,"body":"So are"},{"speaker":"Average Joe Finances","startTime":1021.273,"endTime":1023.026,"body":"you like more in the city?"},{"speaker":"Average Joe Finances","startTime":1023.026,"endTime":1025.921,"body":"Like closer to the city"},{"speaker":"Average Joe Finances","startTime":1023.026,"endTime":1025.921,"body":"or like in Melbourne?"},{"speaker":"Stefan von Imhof","startTime":1025.971,"endTime":1026.733,"body":"Yeah we're in Melbourne."},{"speaker":"Stefan von Imhof","startTime":1026.733,"endTime":1030.229,"body":"We we live right by the MCG which"},{"speaker":"Stefan von Imhof","startTime":1026.733,"endTime":1030.229,"body":"is Melbourne Cricket Ground,"},{"speaker":"Stefan von Imhof","startTime":1030.229,"endTime":1031.709,"body":"which is an enormous stadium."},{"speaker":"Stefan von Imhof","startTime":1031.709,"endTime":1034.723,"body":"And I dunno if you've ever seen like"},{"speaker":"Stefan von Imhof","startTime":1031.709,"endTime":1034.723,"body":"Aussie Rolls football is that ring bell?"},{"speaker":"Stefan von Imhof","startTime":1034.723,"endTime":1035.623,"body":"Have you ever seen that sport?"},{"speaker":"Average Joe Finances","startTime":1035.653,"endTime":1035.713,"body":"No."},{"speaker":"Stefan von Imhof","startTime":1035.773,"endTime":1036.613,"body":"Oh man."},{"speaker":"Stefan von Imhof","startTime":1036.643,"endTime":1037.543,"body":"Oh, it's wild."},{"speaker":"Stefan von Imhof","startTime":1037.597,"endTime":1040.506,"body":"That's a great one to watch at the"},{"speaker":"Stefan von Imhof","startTime":1037.597,"endTime":1040.506,"body":"stadium and then yeah, good cricket"},{"speaker":"Stefan von Imhof","startTime":1040.511,"endTime":1042.355,"body":"matches and yeah, great city."},{"speaker":"Stefan von Imhof","startTime":1042.355,"endTime":1043.045,"body":"I love Melbourne."},{"speaker":"Stefan von Imhof","startTime":1043.045,"endTime":1045.669,"body":"I think it's a wonderful city a"},{"speaker":"Stefan von Imhof","startTime":1043.045,"endTime":1045.669,"body":"little on the expensive side, nothing"},{"speaker":"Stefan von Imhof","startTime":1045.669,"endTime":1048.623,"body":"you can do about that, But the US"},{"speaker":"Stefan von Imhof","startTime":1045.669,"endTime":1048.623,"body":"dollar is favorable to the Aussie"},{"speaker":"Stefan von Imhof","startTime":1048.623,"endTime":1050.033,"body":"dollar right now, so that's good."},{"speaker":"Stefan von Imhof","startTime":1050.101,"endTime":1050.54,"body":"But yeah."},{"speaker":"Stefan von Imhof","startTime":1050.568,"endTime":1051.551,"body":"Great city, great people."},{"speaker":"Stefan von Imhof","startTime":1051.551,"endTime":1052.091,"body":"Great country."},{"speaker":"Stefan von Imhof","startTime":1052.091,"endTime":1053.361,"body":"Great food, good weather."},{"speaker":"Average Joe Finances","startTime":1053.361,"endTime":1056.146,"body":"So what about,"},{"speaker":"Average Joe Finances","startTime":1053.361,"endTime":1056.146,"body":"so is it true, like in, this is"},{"speaker":"Average Joe Finances","startTime":1056.146,"endTime":1057.406,"body":"just a personal question for me."},{"speaker":"Average Joe Finances","startTime":1057.406,"endTime":1060.226,"body":"So is it true like in Australia,"},{"speaker":"Average Joe Finances","startTime":1057.406,"endTime":1060.226,"body":"like every little creature"},{"speaker":"Average Joe Finances","startTime":1060.231,"endTime":1061.156,"body":"there is trying to kill you?"},{"speaker":"Average Joe Finances","startTime":1062.176,"endTime":1065.416,"body":"I hear about all these things with the"},{"speaker":"Average Joe Finances","startTime":1062.176,"endTime":1065.416,"body":"spiders, the scorpions, the snakes."},{"speaker":"Stefan von Imhof","startTime":1065.446,"endTime":1065.536,"body":"Oh yeah."},{"speaker":"Average Joe Finances","startTime":1066.286,"endTime":1066.916,"body":"Everything, man."},{"speaker":"Stefan von Imhof","startTime":1066.946,"endTime":1067.456,"body":"Yeah."},{"speaker":"Stefan von Imhof","startTime":1067.676,"endTime":1071.271,"body":"Were on, we were on Kangaroo Islands"},{"speaker":"Stefan von Imhof","startTime":1067.676,"endTime":1071.271,"body":"which is off the coast of South Australia"},{"speaker":"Stefan von Imhof","startTime":1071.301,"endTime":1072.771,"body":"and it's exactly what it sounds like."},{"speaker":"Stefan von Imhof","startTime":1073.356,"endTime":1075.636,"body":"Wild full of kangaroos and wow."},{"speaker":"Stefan von Imhof","startTime":1075.691,"endTime":1078.851,"body":"So yeah, I was gonna say though"},{"speaker":"Stefan von Imhof","startTime":1075.691,"endTime":1078.851,"body":"we had a run in with a spider"},{"speaker":"Stefan von Imhof","startTime":1078.851,"endTime":1081.953,"body":"my wife put on her shirt and she"},{"speaker":"Stefan von Imhof","startTime":1078.851,"endTime":1081.953,"body":"felt something on her abdomen."},{"speaker":"Stefan von Imhof","startTime":1082.463,"endTime":1083.362,"body":"And she's what is that?"},{"speaker":"Stefan von Imhof","startTime":1083.367,"endTime":1084.255,"body":"And she's oh my God."},{"speaker":"Stefan von Imhof","startTime":1084.635,"endTime":1087.315,"body":"And it just crawled into her"},{"speaker":"Stefan von Imhof","startTime":1084.635,"endTime":1087.315,"body":"shirt in the middle of the night."},{"speaker":"Stefan von Imhof","startTime":1087.315,"endTime":1091.749,"body":"She put it on and thankfully didn't"},{"speaker":"Stefan von Imhof","startTime":1087.315,"endTime":1091.749,"body":"bite her because we Googled it."},{"speaker":"Stefan von Imhof","startTime":1091.775,"endTime":1096.965,"body":"We killed it immediately and then we took"},{"speaker":"Stefan von Imhof","startTime":1091.775,"endTime":1096.965,"body":"a picture of it and it was definitely a,"},{"speaker":"Stefan von Imhof","startTime":1096.988,"endTime":1101.44,"body":"it was a red back, which is definitely"},{"speaker":"Stefan von Imhof","startTime":1096.988,"endTime":1101.44,"body":"poisonous and absolutely dangerous."},{"speaker":"Stefan von Imhof","startTime":1101.44,"endTime":1103.625,"body":"And we were in the middle"},{"speaker":"Stefan von Imhof","startTime":1101.44,"endTime":1103.625,"body":"of middle of nowhere."},{"speaker":"Stefan von Imhof","startTime":1103.679,"endTime":1105.184,"body":"Kangaroo Island is wild."},{"speaker":"Stefan von Imhof","startTime":1105.254,"endTime":1107.994,"body":"You're out, you're just, that's"},{"speaker":"Stefan von Imhof","startTime":1105.254,"endTime":1107.994,"body":"wild Australia, for sure."},{"speaker":"Stefan von Imhof","startTime":1107.999,"endTime":1110.457,"body":"And if something happened, it"},{"speaker":"Stefan von Imhof","startTime":1107.999,"endTime":1110.457,"body":"wouldn't be a good situation."},{"speaker":"Stefan von Imhof","startTime":1110.457,"endTime":1111.627,"body":"Luckily nothing happened."},{"speaker":"Stefan von Imhof","startTime":1112.332,"endTime":1115.062,"body":"But that's our little Australia"},{"speaker":"Stefan von Imhof","startTime":1112.332,"endTime":1115.062,"body":"scare story, so there you go."},{"speaker":"Average Joe Finances","startTime":1115.212,"endTime":1115.602,"body":"Wow."},{"speaker":"Average Joe Finances","startTime":1115.782,"endTime":1116.142,"body":"Wow."},{"speaker":"Average Joe Finances","startTime":1116.202,"endTime":1116.412,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1116.412,"endTime":1117.282,"body":"That's yeah."},{"speaker":"Average Joe Finances","startTime":1117.282,"endTime":1118.302,"body":"Even the snails too."},{"speaker":"Average Joe Finances","startTime":1118.307,"endTime":1120.974,"body":"Those cone snails, you gotta"},{"speaker":"Average Joe Finances","startTime":1118.307,"endTime":1120.974,"body":"watch out for those man and the"},{"speaker":"Average Joe Finances","startTime":1120.974,"endTime":1123.884,"body":"little so that's crazy, man."},{"speaker":"Average Joe Finances","startTime":1123.974,"endTime":1124.059,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1124.064,"endTime":1124.239,"body":"So."},{"speaker":"Stefan von Imhof","startTime":1124.325,"endTime":1125.465,"body":"The people are friendly."},{"speaker":"Stefan von Imhof","startTime":1125.465,"endTime":1127.085,"body":"You're never gonna get hurt by the people."},{"speaker":"Stefan von Imhof","startTime":1127.085,"endTime":1130.025,"body":"There's no shooting and stuff, but"},{"speaker":"Stefan von Imhof","startTime":1127.085,"endTime":1130.025,"body":"the it's the little also gets you."},{"speaker":"Stefan von Imhof","startTime":1130.085,"endTime":1130.765,"body":"Yeah, that's right."},{"speaker":"Stefan von Imhof","startTime":1130.955,"endTime":1131.225,"body":"That's right."},{"speaker":"Average Joe Finances","startTime":1131.255,"endTime":1131.885,"body":"Oh man."},{"speaker":"Average Joe Finances","startTime":1131.915,"endTime":1133.504,"body":"I look at what we have here in Hawaii."},{"speaker":"Average Joe Finances","startTime":1133.554,"endTime":1134.694,"body":"We don't have any snakes."},{"speaker":"Average Joe Finances","startTime":1134.694,"endTime":1138.309,"body":"We don't have any of that stuff, but"},{"speaker":"Average Joe Finances","startTime":1134.694,"endTime":1138.309,"body":"what we have big nasty centipedes, man."},{"speaker":"Average Joe Finances","startTime":1138.759,"endTime":1142.065,"body":"They are and their bites are really"},{"speaker":"Average Joe Finances","startTime":1138.759,"endTime":1142.065,"body":"rough, but they won't kill you."},{"speaker":"Average Joe Finances","startTime":1142.065,"endTime":1145.669,"body":"Maybe if you get a bit enough times cuz"},{"speaker":"Average Joe Finances","startTime":1142.065,"endTime":1145.669,"body":"they, they are toxin, they have toxins,"},{"speaker":"Average Joe Finances","startTime":1145.669,"endTime":1147.646,"body":"but their bite is one of the worst bites."},{"speaker":"Average Joe Finances","startTime":1147.646,"endTime":1149.732,"body":"You like bug bites, you can get pain wise."},{"speaker":"Average Joe Finances","startTime":1149.732,"endTime":1153.357,"body":"But I look at that compared to Australia"},{"speaker":"Average Joe Finances","startTime":1149.732,"endTime":1153.357,"body":"and I'm like, I'll take the centipedes."},{"speaker":"Average Joe Finances","startTime":1153.377,"endTime":1153.769,"body":"That's fine."},{"speaker":"Stefan von Imhof","startTime":1153.769,"endTime":1155.119,"body":"You also have jellyfish."},{"speaker":"Stefan von Imhof","startTime":1155.119,"endTime":1157.864,"body":"I have to say, I my uncle"},{"speaker":"Stefan von Imhof","startTime":1155.119,"endTime":1157.864,"body":"used to live in Oahu and"},{"speaker":"Average Joe Finances","startTime":1157.914,"endTime":1158.744,"body":"oh, the man of wars."},{"speaker":"Stefan von Imhof","startTime":1159.569,"endTime":1160.139,"body":"Yeah."},{"speaker":"Stefan von Imhof","startTime":1160.139,"endTime":1164.023,"body":"And my dad got stung by this"},{"speaker":"Stefan von Imhof","startTime":1160.139,"endTime":1164.023,"body":"jellyfish that I've never heard"},{"speaker":"Stefan von Imhof","startTime":1164.023,"endTime":1165.433,"body":"him scream so loud in his life."},{"speaker":"Stefan von Imhof","startTime":1165.452,"endTime":1166.412,"body":"I was like a kid."},{"speaker":"Stefan von Imhof","startTime":1166.412,"endTime":1169.214,"body":"I was, I can still hear it to"},{"speaker":"Stefan von Imhof","startTime":1166.412,"endTime":1169.214,"body":"this day just thinking about it."},{"speaker":"Stefan von Imhof","startTime":1169.214,"endTime":1169.574,"body":"So yeah."},{"speaker":"Stefan von Imhof","startTime":1169.574,"endTime":1170.744,"body":"You got some jellyfish there too."},{"speaker":"Average Joe Finances","startTime":1170.984,"endTime":1171.224,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1171.494,"endTime":1173.381,"body":"Especially the Portuguese"},{"speaker":"Average Joe Finances","startTime":1171.494,"endTime":1173.381,"body":"man of wars, man."},{"speaker":"Average Joe Finances","startTime":1173.403,"endTime":1175.796,"body":"If one of those tentacles get on you."},{"speaker":"Average Joe Finances","startTime":1176.226,"endTime":1177.156,"body":"You're gonna feel it."},{"speaker":"Average Joe Finances","startTime":1177.186,"endTime":1178.536,"body":"You're gonna feel it very fast."},{"speaker":"Average Joe Finances","startTime":1178.866,"endTime":1181.524,"body":"And if enough tentacles get on"},{"speaker":"Average Joe Finances","startTime":1178.866,"endTime":1181.524,"body":"you, that, that could be it, that"},{"speaker":"Average Joe Finances","startTime":1181.524,"endTime":1182.477,"body":"could be the end of the game."},{"speaker":"Average Joe Finances","startTime":1182.541,"endTime":1186.013,"body":"They're pretty nasty, but the worst"},{"speaker":"Average Joe Finances","startTime":1182.541,"endTime":1186.013,"body":"part is because like, all is like"},{"speaker":"Average Joe Finances","startTime":1186.018,"endTime":1187.703,"body":"this balloon hanging outta the water."},{"speaker":"Average Joe Finances","startTime":1187.744,"endTime":1188.194,"body":"And."},{"speaker":"Average Joe Finances","startTime":1188.784,"endTime":1190.734,"body":"Their tentacles are super long."},{"speaker":"Average Joe Finances","startTime":1190.734,"endTime":1194.334,"body":"So you could see it like off the coast"},{"speaker":"Average Joe Finances","startTime":1190.734,"endTime":1194.334,"body":"and their tentacles could be on the beach."},{"speaker":"Average Joe Finances","startTime":1194.484,"endTime":1197.484,"body":"And there's a lot of times too, where"},{"speaker":"Average Joe Finances","startTime":1194.484,"endTime":1197.484,"body":"like a tentacle washes up on the beach"},{"speaker":"Average Joe Finances","startTime":1197.484,"endTime":1198.864,"body":"and it's not even connected to it anymore."},{"speaker":"Average Joe Finances","startTime":1198.864,"endTime":1199.644,"body":"And you step on it."},{"speaker":"Average Joe Finances","startTime":1200.094,"endTime":1201.119,"body":"Oh that's a bad day."},{"speaker":"Average Joe Finances","startTime":1201.809,"endTime":1202.799,"body":"that's a bad day."},{"speaker":"Average Joe Finances","startTime":1202.846,"endTime":1203.286,"body":"But yeah, man."},{"speaker":"Average Joe Finances","startTime":1203.316,"endTime":1204.032,"body":"Oh that's crazy."},{"speaker":"Average Joe Finances","startTime":1204.032,"endTime":1204.542,"body":"That's crazy."},{"speaker":"Average Joe Finances","startTime":1204.542,"endTime":1204.872,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1205.022,"endTime":1205.964,"body":"So enough of that."},{"speaker":"Average Joe Finances","startTime":1205.994,"endTime":1208.993,"body":"I want to go in, I wanna transition"},{"speaker":"Average Joe Finances","startTime":1205.994,"endTime":1208.993,"body":"this into something that we"},{"speaker":"Average Joe Finances","startTime":1208.993,"endTime":1210.433,"body":"started called the final round."},{"speaker":"Average Joe Finances","startTime":1210.703,"endTime":1213.322,"body":"It's where I'm gonna ask you"},{"speaker":"Average Joe Finances","startTime":1210.703,"endTime":1213.322,"body":"four questions that are hard"},{"speaker":"Average Joe Finances","startTime":1213.322,"endTime":1216.014,"body":"hitting three questions that are"},{"speaker":"Average Joe Finances","startTime":1213.322,"endTime":1216.014,"body":"hard hitting more of the fourth"},{"speaker":"Average Joe Finances","startTime":1216.019,"endTime":1217.806,"body":"one's more of a opinion question."},{"speaker":"Average Joe Finances","startTime":1217.806,"endTime":1222.253,"body":"But this is to get to know you a little"},{"speaker":"Average Joe Finances","startTime":1217.806,"endTime":1222.253,"body":"bit more and just, your in your journey"},{"speaker":"Average Joe Finances","startTime":1222.276,"endTime":1223.476,"body":"to get to where you're at today."},{"speaker":"Average Joe Finances","startTime":1223.476,"endTime":1225.58,"body":"So if you're ready, we'll"},{"speaker":"Average Joe Finances","startTime":1223.476,"endTime":1225.58,"body":"we'll get this party started."},{"speaker":"Stefan von Imhof","startTime":1226.45,"endTime":1226.9,"body":"Let's do it."},{"speaker":"Average Joe Finances","startTime":1227.56,"endTime":1227.83,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1227.83,"endTime":1228.25,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1228.25,"endTime":1232.435,"body":"All right, Stefan so first question"},{"speaker":"Average Joe Finances","startTime":1228.25,"endTime":1232.435,"body":"is, this is a doozy, what's the"},{"speaker":"Average Joe Finances","startTime":1232.435,"endTime":1234.295,"body":"biggest mistake you've ever made?"},{"speaker":"Stefan von Imhof","startTime":1237.175,"endTime":1243.755,"body":"Biggest mistake"},{"speaker":"Stefan von Imhof","startTime":1237.175,"endTime":1243.755,"body":"I ever made was probably in the"},{"speaker":"Stefan von Imhof","startTime":1243.815,"endTime":1248.399,"body":"run up to the 2007 and the run"},{"speaker":"Stefan von Imhof","startTime":1243.815,"endTime":1248.399,"body":"up to the the financial crisis."},{"speaker":"Stefan von Imhof","startTime":1248.466,"endTime":1250.384,"body":"I was over leveraged like everyone else."},{"speaker":"Stefan von Imhof","startTime":1250.384,"endTime":1251.836,"body":"I had a business at the time."},{"speaker":"Stefan von Imhof","startTime":1251.836,"endTime":1252.556,"body":"I was an entrepreneur."},{"speaker":"Stefan von Imhof","startTime":1252.556,"endTime":1254.061,"body":"I ran a video game business."},{"speaker":"Stefan von Imhof","startTime":1254.661,"endTime":1259.43,"body":"And we were just, like at so many other"},{"speaker":"Stefan von Imhof","startTime":1254.661,"endTime":1259.43,"body":"people in America and all over the world,"},{"speaker":"Stefan von Imhof","startTime":1259.524,"endTime":1261.274,"body":"truly we just got ahead of ourselves."},{"speaker":"Stefan von Imhof","startTime":1261.274,"endTime":1262.564,"body":"We were pretty over leveraged."},{"speaker":"Stefan von Imhof","startTime":1262.564,"endTime":1266.358,"body":"And so what that meant for us and my"},{"speaker":"Stefan von Imhof","startTime":1262.564,"endTime":1266.358,"body":"business was we basically bought too"},{"speaker":"Stefan von Imhof","startTime":1266.363,"endTime":1270.698,"body":"much inventory and we were selling"},{"speaker":"Stefan von Imhof","startTime":1266.363,"endTime":1270.698,"body":"video games and accessories and"},{"speaker":"Stefan von Imhof","startTime":1270.728,"endTime":1271.988,"body":"repair parts and stuff like that."},{"speaker":"Stefan von Imhof","startTime":1272.048,"endTime":1272.765,"body":"That was our shtick."},{"speaker":"Stefan von Imhof","startTime":1273.365,"endTime":1276.654,"body":"And one thing I didn't realize at"},{"speaker":"Stefan von Imhof","startTime":1273.365,"endTime":1276.654,"body":"the time was that the depreciation"},{"speaker":"Stefan von Imhof","startTime":1276.654,"endTime":1280.509,"body":"on video games is the worst"},{"speaker":"Stefan von Imhof","startTime":1276.654,"endTime":1280.509,"body":"in the world, aside from cars."},{"speaker":"Stefan von Imhof","startTime":1280.603,"endTime":1281.422,"body":"It's let's say you drive,"},{"speaker":"Average Joe Finances","startTime":1281.422,"endTime":1282.864,"body":"Cars"},{"speaker":"Average Joe Finances","startTime":1281.422,"endTime":1282.864,"body":"aren't too bad right now in this"},{"speaker":"Average Joe Finances","startTime":1282.869,"endTime":1284.754,"body":"post apocalyptic environment."},{"speaker":"Stefan von Imhof","startTime":1285.864,"endTime":1286.944,"body":"Cars are great now."},{"speaker":"Stefan von Imhof","startTime":1287.454,"endTime":1287.964,"body":"Absolutely."},{"speaker":"Stefan von Imhof","startTime":1288.294,"endTime":1291.583,"body":"But back then, but yeah, video games,"},{"speaker":"Stefan von Imhof","startTime":1288.294,"endTime":1291.583,"body":"it's as soon as you break the seal, they"},{"speaker":"Stefan von Imhof","startTime":1291.583,"endTime":1294.483,"body":"just, they, the price gets cut in half."},{"speaker":"Stefan von Imhof","startTime":1294.543,"endTime":1296.569,"body":"And even if you don't break"},{"speaker":"Stefan von Imhof","startTime":1294.543,"endTime":1296.569,"body":"the seal, that's the thing."},{"speaker":"Stefan von Imhof","startTime":1296.569,"endTime":1298.579,"body":"Even you don't break the seal."},{"speaker":"Stefan von Imhof","startTime":1298.696,"endTime":1301.186,"body":"They, they just starts"},{"speaker":"Stefan von Imhof","startTime":1298.696,"endTime":1301.186,"body":"appreciating year after year."},{"speaker":"Stefan von Imhof","startTime":1301.191,"endTime":1304.112,"body":"Now the irony is, video games"},{"speaker":"Stefan von Imhof","startTime":1301.191,"endTime":1304.112,"body":"is one of the alternative"},{"speaker":"Stefan von Imhof","startTime":1304.112,"endTime":1305.372,"body":"asset classes that we cover."},{"speaker":"Stefan von Imhof","startTime":1305.702,"endTime":1308.672,"body":"And if you wait long enough and you"},{"speaker":"Stefan von Imhof","startTime":1305.702,"endTime":1308.672,"body":"don't break the seal, it's a really"},{"speaker":"Stefan von Imhof","startTime":1308.677,"endTime":1311.522,"body":"good game you might be in really"},{"speaker":"Stefan von Imhof","startTime":1308.677,"endTime":1311.522,"body":"good shape, but it'll take 20 years."},{"speaker":"Stefan von Imhof","startTime":1312.122,"endTime":1315.172,"body":"But the, the short term depreciation"},{"speaker":"Stefan von Imhof","startTime":1312.122,"endTime":1315.172,"body":"that hurt us really bad."},{"speaker":"Stefan von Imhof","startTime":1315.172,"endTime":1317.423,"body":"And so we had to take a"},{"speaker":"Stefan von Imhof","startTime":1315.172,"endTime":1317.423,"body":"big write off in 2000."},{"speaker":"Stefan von Imhof","startTime":1317.451,"endTime":1320.031,"body":"A lot of people went through hell"},{"speaker":"Stefan von Imhof","startTime":1317.451,"endTime":1320.031,"body":"in 2008 and we were among them."},{"speaker":"Stefan von Imhof","startTime":1320.036,"endTime":1323.436,"body":"So lesson learned, but financially"},{"speaker":"Stefan von Imhof","startTime":1320.036,"endTime":1323.436,"body":"speaking that I was a big, that"},{"speaker":"Stefan von Imhof","startTime":1323.436,"endTime":1324.636,"body":"was a big mistake for sure."},{"speaker":"Stefan von Imhof","startTime":1324.666,"endTime":1326.511,"body":"But I was young, we"},{"speaker":"Stefan von Imhof","startTime":1324.666,"endTime":1326.511,"body":"recovered, it's all good."},{"speaker":"Average Joe Finances","startTime":1327.011,"endTime":1328.811,"body":"Making those"},{"speaker":"Average Joe Finances","startTime":1327.011,"endTime":1328.811,"body":"kind of mistakes when you're younger"},{"speaker":"Average Joe Finances","startTime":1328.811,"endTime":1332.745,"body":"is definitely better than to do it when"},{"speaker":"Average Joe Finances","startTime":1328.811,"endTime":1332.745,"body":"you're a little bit older and you don't"},{"speaker":"Average Joe Finances","startTime":1332.75,"endTime":1334.25,"body":"have the time to recover from that."},{"speaker":"Average Joe Finances","startTime":1334.278,"endTime":1336.618,"body":"My next question kind of"},{"speaker":"Average Joe Finances","startTime":1334.278,"endTime":1336.618,"body":"ties into this, right?"},{"speaker":"Average Joe Finances","startTime":1336.623,"endTime":1339.545,"body":"So it's what is something that"},{"speaker":"Average Joe Finances","startTime":1336.623,"endTime":1339.545,"body":"you've learned that you wish"},{"speaker":"Average Joe Finances","startTime":1339.55,"endTime":1341.425,"body":"you knew when you first started?"},{"speaker":"Stefan von Imhof","startTime":1342.025,"endTime":1344.28,"body":"Started in what"},{"speaker":"Stefan von Imhof","startTime":1342.025,"endTime":1344.28,"body":"would be my follow up question."},{"speaker":"Stefan von Imhof","startTime":1344.28,"endTime":1347.1,"body":"Started entrepreneurial journey or"},{"speaker":"Average Joe Finances","startTime":1347.13,"endTime":1350.012,"body":"Started your"},{"speaker":"Average Joe Finances","startTime":1347.13,"endTime":1350.012,"body":"entrepreneurial journey and  your own"},{"speaker":"Average Joe Finances","startTime":1350.012,"endTime":1351.812,"body":"personal journey to building your wealth."},{"speaker":"Stefan von Imhof","startTime":1352.655,"endTime":1353.325,"body":"I would say."},{"speaker":"Stefan von Imhof","startTime":1353.325,"endTime":1357.041,"body":"This is, it sounds so cliche, but"},{"speaker":"Stefan von Imhof","startTime":1353.325,"endTime":1357.041,"body":"like the power of compounding, and"},{"speaker":"Stefan von Imhof","startTime":1357.041,"endTime":1360.911,"body":"not just compounding in a strict"},{"speaker":"Stefan von Imhof","startTime":1357.041,"endTime":1360.911,"body":"financial sense, but the power of"},{"speaker":"Stefan von Imhof","startTime":1361.941,"endTime":1364.091,"body":"compounding efforts and ideas, right?"},{"speaker":"Stefan von Imhof","startTime":1364.091,"endTime":1367.826,"body":"Like they always say the best time"},{"speaker":"Stefan von Imhof","startTime":1364.091,"endTime":1367.826,"body":"to plant a tree is yesterday, right?"},{"speaker":"Stefan von Imhof","startTime":1367.826,"endTime":1368.876,"body":"The second best is today."},{"speaker":"Stefan von Imhof","startTime":1368.876,"endTime":1370.66,"body":"The best time to start"},{"speaker":"Stefan von Imhof","startTime":1368.876,"endTime":1370.66,"body":"investing is yesterday."},{"speaker":"Stefan von Imhof","startTime":1370.66,"endTime":1371.8,"body":"The second best is today."},{"speaker":"Stefan von Imhof","startTime":1371.8,"endTime":1373.898,"body":"And obviously that's a"},{"speaker":"Stefan von Imhof","startTime":1371.8,"endTime":1373.898,"body":"fact, like we all know this."},{"speaker":"Stefan von Imhof","startTime":1373.898,"endTime":1374.678,"body":"It's nothing new."},{"speaker":"Stefan von Imhof","startTime":1374.848,"endTime":1377.225,"body":"But it there's no one in the world."},{"speaker":"Stefan von Imhof","startTime":1377.25,"endTime":1380.67,"body":"No one in the world who doesn't"},{"speaker":"Stefan von Imhof","startTime":1377.25,"endTime":1380.67,"body":"wish that they started investing"},{"speaker":"Stefan von Imhof","startTime":1380.67,"endTime":1381.87,"body":"just a little bit earlier."},{"speaker":"Stefan von Imhof","startTime":1381.96,"endTime":1382.5,"body":"You know what I mean?"},{"speaker":"Stefan von Imhof","startTime":1382.5,"endTime":1386.088,"body":"It's like just an extra five years"},{"speaker":"Stefan von Imhof","startTime":1382.5,"endTime":1386.088,"body":"cause it just makes sense difference."},{"speaker":"Stefan von Imhof","startTime":1386.958,"endTime":1388.398,"body":"I'm one of them too, and that's okay."},{"speaker":"Stefan von Imhof","startTime":1388.398,"endTime":1391.661,"body":"I've done pretty well, but everyone,"},{"speaker":"Stefan von Imhof","startTime":1388.398,"endTime":1391.661,"body":"you can always start a little bit"},{"speaker":"Stefan von Imhof","startTime":1391.661,"endTime":1393.291,"body":"earlier and I would just add to that."},{"speaker":"Stefan von Imhof","startTime":1393.321,"endTime":1395.631,"body":"It's not just compounding"},{"speaker":"Stefan von Imhof","startTime":1393.321,"endTime":1395.631,"body":"your finances, right?"},{"speaker":"Stefan von Imhof","startTime":1395.631,"endTime":1397.392,"body":"It's not just compounding"},{"speaker":"Stefan von Imhof","startTime":1395.631,"endTime":1397.392,"body":"your investments."},{"speaker":"Stefan von Imhof","startTime":1397.392,"endTime":1400.221,"body":"It's also just compounding your"},{"speaker":"Stefan von Imhof","startTime":1397.392,"endTime":1400.221,"body":"investments in yourself or your"},{"speaker":"Stefan von Imhof","startTime":1400.221,"endTime":1401.981,"body":"investments in what you're working on."},{"speaker":"Stefan von Imhof","startTime":1402.072,"endTime":1405.372,"body":"Just get started, start early,"},{"speaker":"Stefan von Imhof","startTime":1402.072,"endTime":1405.372,"body":"whatever idea you have, whatever"},{"speaker":"Stefan von Imhof","startTime":1405.372,"endTime":1407.042,"body":"you wanna do just start doing it."},{"speaker":"Stefan von Imhof","startTime":1407.592,"endTime":1410.61,"body":"Start now, that's the best,"},{"speaker":"Stefan von Imhof","startTime":1407.592,"endTime":1410.61,"body":"advice that I've heard."},{"speaker":"Stefan von Imhof","startTime":1410.61,"endTime":1413.416,"body":"And that I suppose I could"},{"speaker":"Stefan von Imhof","startTime":1410.61,"endTime":1413.416,"body":"give as well, just get started."},{"speaker":"Average Joe Finances","startTime":1413.416,"endTime":1414.289,"body":"That's"},{"speaker":"Average Joe Finances","startTime":1413.416,"endTime":1414.289,"body":"probably gonna be your"},{"speaker":"Average Joe Finances","startTime":1414.289,"endTime":1415.579,"body":"answer to this next question."},{"speaker":"Average Joe Finances","startTime":1415.699,"endTime":1418.609,"body":"And that is, do you have any tips or"},{"speaker":"Average Joe Finances","startTime":1415.699,"endTime":1418.609,"body":"tricks that you would recommend someone"},{"speaker":"Average Joe Finances","startTime":1418.614,"endTime":1420.829,"body":"that is just getting started today?"},{"speaker":"Stefan von Imhof","startTime":1421.549,"endTime":1423.523,"body":"Yeah, just do it"},{"speaker":"Stefan von Imhof","startTime":1421.549,"endTime":1423.523,"body":"like, you took the words outta my mouth."},{"speaker":"Average Joe Finances","startTime":1423.523,"endTime":1423.943,"body":"Just do it."},{"speaker":"Stefan von Imhof","startTime":1423.972,"endTime":1424.542,"body":"It's so funny"},{"speaker":"Average Joe Finances","startTime":1424.542,"endTime":1425.842,"body":"You"},{"speaker":"Average Joe Finances","startTime":1424.542,"endTime":1425.842,"body":"might get sued by Nike now."},{"speaker":"Stefan von Imhof","startTime":1425.921,"endTime":1427.461,"body":"I think"},{"speaker":"Stefan von Imhof","startTime":1425.921,"endTime":1427.461,"body":"it's funny cuz like everyone"},{"speaker":"Stefan von Imhof","startTime":1427.466,"endTime":1429.571,"body":"just, I don't know what it is."},{"speaker":"Stefan von Imhof","startTime":1429.571,"endTime":1432.26,"body":"I think it's it's never been easier"},{"speaker":"Stefan von Imhof","startTime":1429.571,"endTime":1432.26,"body":"to start a business than today."},{"speaker":"Stefan von Imhof","startTime":1432.35,"endTime":1433.92,"body":"Like truly, like in the world."},{"speaker":"Stefan von Imhof","startTime":1433.92,"endTime":1435.852,"body":"There's a lot of things that are"},{"speaker":"Stefan von Imhof","startTime":1433.92,"endTime":1435.852,"body":"tougher I think about the world"},{"speaker":"Stefan von Imhof","startTime":1435.852,"endTime":1438.162,"body":"than they were, let's say in the"},{"speaker":"Stefan von Imhof","startTime":1435.852,"endTime":1438.162,"body":"sixties, seventies, eighties, there's"},{"speaker":"Stefan von Imhof","startTime":1438.167,"endTime":1439.602,"body":"a lot of things that are ways here."},{"speaker":"Stefan von Imhof","startTime":1439.698,"endTime":1442.578,"body":"On the tougher side, there's more"},{"speaker":"Stefan von Imhof","startTime":1439.698,"endTime":1442.578,"body":"competition, there's more people"},{"speaker":"Stefan von Imhof","startTime":1442.583,"endTime":1445.873,"body":"that are hungry and like in other"},{"speaker":"Stefan von Imhof","startTime":1442.583,"endTime":1445.873,"body":"countries with the wage, aren't as"},{"speaker":"Stefan von Imhof","startTime":1445.873,"endTime":1447.493,"body":"high and they can, oh, undercut you."},{"speaker":"Stefan von Imhof","startTime":1447.493,"endTime":1451.223,"body":"And there's a lot that's for sure a"},{"speaker":"Stefan von Imhof","startTime":1447.493,"endTime":1451.223,"body":"fact, like globalization's like a big"},{"speaker":"Stefan von Imhof","startTime":1451.223,"endTime":1454.88,"body":"deal, but the same time, no matter where"},{"speaker":"Stefan von Imhof","startTime":1451.223,"endTime":1454.88,"body":"you live no matter what base you were"},{"speaker":"Stefan von Imhof","startTime":1454.88,"endTime":1457.653,"body":"born on, we all have 24 hours in a day."},{"speaker":"Stefan von Imhof","startTime":1457.675,"endTime":1461.035,"body":"So whether you were born on first"},{"speaker":"Stefan von Imhof","startTime":1457.675,"endTime":1461.035,"body":"or born on third base with a silver"},{"speaker":"Stefan von Imhof","startTime":1461.04,"endTime":1464.335,"body":"spoon in your mouth, like we all"},{"speaker":"Stefan von Imhof","startTime":1461.04,"endTime":1464.335,"body":"have the same 24 hours in the day."},{"speaker":"Stefan von Imhof","startTime":1464.404,"endTime":1467.618,"body":"And yeah, I would just say just,"},{"speaker":"Stefan von Imhof","startTime":1464.404,"endTime":1467.618,"body":"get started, get crack and don't"},{"speaker":"Stefan von Imhof","startTime":1467.618,"endTime":1471.096,"body":"stress about how things could be"},{"speaker":"Stefan von Imhof","startTime":1467.618,"endTime":1471.096,"body":"or should be, or if it's perfect."},{"speaker":"Stefan von Imhof","startTime":1471.756,"endTime":1473.376,"body":"If you like something,"},{"speaker":"Stefan von Imhof","startTime":1471.756,"endTime":1473.376,"body":"just start doing it."},{"speaker":"Stefan von Imhof","startTime":1473.423,"endTime":1476.059,"body":"Like it, I think a lot of"},{"speaker":"Stefan von Imhof","startTime":1473.423,"endTime":1476.059,"body":"people just are just scared."},{"speaker":"Stefan von Imhof","startTime":1476.839,"endTime":1477.959,"body":"I get it, I've been there."},{"speaker":"Stefan von Imhof","startTime":1478.027,"endTime":1482.005,"body":"But man it's just, you only live once"},{"speaker":"Stefan von Imhof","startTime":1478.027,"endTime":1482.005,"body":"and if you got a passion in your heart"},{"speaker":"Stefan von Imhof","startTime":1482.005,"endTime":1485.747,"body":"for something you gotta fire in your"},{"speaker":"Stefan von Imhof","startTime":1482.005,"endTime":1485.747,"body":"belly, like what, you gotta, you owe it"},{"speaker":"Stefan von Imhof","startTime":1485.747,"endTime":1489.938,"body":"to yourself to just start working, start"},{"speaker":"Stefan von Imhof","startTime":1485.747,"endTime":1489.938,"body":"getting cracking on what you love doing."},{"speaker":"Stefan von Imhof","startTime":1489.943,"endTime":1490.555,"body":"Yeah I've done."},{"speaker":"Stefan von Imhof","startTime":1490.585,"endTime":1491.305,"body":"I've done pretty well."},{"speaker":"Stefan von Imhof","startTime":1491.305,"endTime":1493.855,"body":"I've also made some mistakes, but that's"},{"speaker":"Stefan von Imhof","startTime":1491.305,"endTime":1493.855,"body":"one thing I've always done is just,"},{"speaker":"Stefan von Imhof","startTime":1493.952,"endTime":1495.332,"body":"If I got an idea, I just go for it."},{"speaker":"Stefan von Imhof","startTime":1495.332,"endTime":1496.292,"body":"So there it's."},{"speaker":"Average Joe Finances","startTime":1496.702,"endTime":1496.912,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1496.912,"endTime":1498.46,"body":"Stefan I absolutely love that, man."},{"speaker":"Average Joe Finances","startTime":1498.46,"endTime":1499.6,"body":"I had to write that one down."},{"speaker":"Average Joe Finances","startTime":1499.6,"endTime":1502.877,"body":"So I know you see me taking notes"},{"speaker":"Average Joe Finances","startTime":1499.6,"endTime":1502.877,"body":"throughout this whole thing, but what"},{"speaker":"Average Joe Finances","startTime":1502.877,"endTime":1506.202,"body":"I just wrote down is that, we all"},{"speaker":"Average Joe Finances","startTime":1502.877,"endTime":1506.202,"body":"have the same 24 hours in the day."},{"speaker":"Average Joe Finances","startTime":1506.682,"endTime":1510.95,"body":"So whether or not, you're born with a"},{"speaker":"Average Joe Finances","startTime":1506.682,"endTime":1510.95,"body":"silver spoon in your mouth or you're"},{"speaker":"Average Joe Finances","startTime":1510.95,"endTime":1516.17,"body":"born and you have to like work really"},{"speaker":"Average Joe Finances","startTime":1510.95,"endTime":1516.17,"body":"hard to get to where you wanna get to."},{"speaker":"Average Joe Finances","startTime":1516.56,"endTime":1521.625,"body":"The thing is we all have these same"},{"speaker":"Average Joe Finances","startTime":1516.56,"endTime":1521.625,"body":"24 hours to utilize and use for that"},{"speaker":"Average Joe Finances","startTime":1521.625,"endTime":1524.835,"body":"mission for our goal, for what it"},{"speaker":"Average Joe Finances","startTime":1521.625,"endTime":1524.835,"body":"is that we're trying to accomplish."},{"speaker":"Average Joe Finances","startTime":1524.918,"endTime":1526.028,"body":"That is that's huge, man."},{"speaker":"Average Joe Finances","startTime":1526.028,"endTime":1527.678,"body":"So I definitely appreciate"},{"speaker":"Average Joe Finances","startTime":1526.028,"endTime":1527.678,"body":"that perspective."},{"speaker":"Average Joe Finances","startTime":1528.278,"endTime":1528.588,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1528.588,"endTime":1532.765,"body":"The final question and this is just an"},{"speaker":"Average Joe Finances","startTime":1528.588,"endTime":1532.765,"body":"opinion question and that is, do you have"},{"speaker":"Average Joe Finances","startTime":1532.969,"endTime":1536.341,"body":"even if it's something that's helped you"},{"speaker":"Average Joe Finances","startTime":1532.969,"endTime":1536.341,"body":"as well, do you have a favorite business"},{"speaker":"Average Joe Finances","startTime":1536.346,"endTime":1539.911,"body":"investing related book or podcast or both?"},{"speaker":"Stefan von Imhof","startTime":1540.081,"endTime":1541.713,"body":"Oh podcast, I"},{"speaker":"Stefan von Imhof","startTime":1540.081,"endTime":1541.713,"body":"really like,  it's called infinite"},{"speaker":"Stefan von Imhof","startTime":1541.718,"endTime":1543.242,"body":"loops by Jim O'Shaughnessy."},{"speaker":"Stefan von Imhof","startTime":1543.262,"endTime":1544.049,"body":"Are you familiar with that?"},{"speaker":"Average Joe Finances","startTime":1544.739,"endTime":1545.279,"body":"I am not."},{"speaker":"Average Joe Finances","startTime":1545.519,"endTime":1546.209,"body":"I'm writing it down."},{"speaker":"Stefan von Imhof","startTime":1546.209,"endTime":1547.709,"body":"No infinite loops."},{"speaker":"Stefan von Imhof","startTime":1547.709,"endTime":1547.859,"body":"Yeah."},{"speaker":"Stefan von Imhof","startTime":1547.859,"endTime":1548.339,"body":"Yeah."},{"speaker":"Stefan von Imhof","startTime":1548.339,"endTime":1550.357,"body":"Jim's like this New York investment guy."},{"speaker":"Stefan von Imhof","startTime":1550.357,"endTime":1551.033,"body":"He is a little bit older."},{"speaker":"Stefan von Imhof","startTime":1551.543,"endTime":1553.736,"body":"He's just got a fresh, style."},{"speaker":"Stefan von Imhof","startTime":1553.785,"endTime":1554.655,"body":"He asks great questions."},{"speaker":"Stefan von Imhof","startTime":1554.655,"endTime":1555.345,"body":"He has great guests."},{"speaker":"Stefan von Imhof","startTime":1555.345,"endTime":1559.025,"body":"I think what I like about his podcast too,"},{"speaker":"Stefan von Imhof","startTime":1555.345,"endTime":1559.025,"body":"is it's a finance podcast, he integrates"},{"speaker":"Stefan von Imhof","startTime":1559.025,"endTime":1561.335,"body":"like other areas of life, right?"},{"speaker":"Stefan von Imhof","startTime":1561.335,"endTime":1564.524,"body":"Like science he's very into"},{"speaker":"Stefan von Imhof","startTime":1561.335,"endTime":1564.524,"body":"like science and bio, health."},{"speaker":"Stefan von Imhof","startTime":1564.644,"endTime":1568.154,"body":"He integrates like philosophy into"},{"speaker":"Stefan von Imhof","startTime":1564.644,"endTime":1568.154,"body":"his questions into his guests."},{"speaker":"Stefan von Imhof","startTime":1568.218,"endTime":1570.318,"body":"Like a lot of finance"},{"speaker":"Stefan von Imhof","startTime":1568.218,"endTime":1570.318,"body":"podcasts are very strict."},{"speaker":"Stefan von Imhof","startTime":1570.343,"endTime":1572.383,"body":"We're gonna, we're gonna talk"},{"speaker":"Stefan von Imhof","startTime":1570.343,"endTime":1572.383,"body":"to this investment manager."},{"speaker":"Stefan von Imhof","startTime":1572.383,"endTime":1573.673,"body":"We're gonna talk to this fund manager."},{"speaker":"Stefan von Imhof","startTime":1573.701,"endTime":1574.308,"body":"That's fine."},{"speaker":"Stefan von Imhof","startTime":1574.308,"endTime":1577.39,"body":"But I, yeah, I think infinite loops"},{"speaker":"Stefan von Imhof","startTime":1574.308,"endTime":1577.39,"body":"is definitely one of my favorite ones."},{"speaker":"Stefan von Imhof","startTime":1577.422,"endTime":1580.268,"body":"Jim just does such a great job and"},{"speaker":"Stefan von Imhof","startTime":1577.422,"endTime":1580.268,"body":"can't say enough good things about it."},{"speaker":"Stefan von Imhof","startTime":1580.268,"endTime":1582.068,"body":"Definitely I think truly one"},{"speaker":"Stefan von Imhof","startTime":1580.268,"endTime":1582.068,"body":"of the best podcasts out there."},{"speaker":"Average Joe Finances","startTime":1583.008,"endTime":1583.378,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1583.422,"endTime":1584.352,"body":"I wrote that one down."},{"speaker":"Average Joe Finances","startTime":1584.352,"endTime":1587.067,"body":"I'm gonna have to go check it out,"},{"speaker":"Average Joe Finances","startTime":1584.352,"endTime":1587.067,"body":"especially sounds like some topics."},{"speaker":"Average Joe Finances","startTime":1587.067,"endTime":1588.498,"body":"I'd definitely be very interested in."},{"speaker":"Average Joe Finances","startTime":1588.498,"endTime":1589.026,"body":"All right, Stefan."},{"speaker":"Average Joe Finances","startTime":1589.116,"endTime":1592.716,"body":"So that is it for the final round, but"},{"speaker":"Average Joe Finances","startTime":1589.116,"endTime":1592.716,"body":"I do have one more question for you."},{"speaker":"Average Joe Finances","startTime":1592.716,"endTime":1595.416,"body":"And it's probably the most important"},{"speaker":"Average Joe Finances","startTime":1592.716,"endTime":1595.416,"body":"question of all for the people that"},{"speaker":"Average Joe Finances","startTime":1595.421,"endTime":1598.205,"body":"have been listening to this episode,"},{"speaker":"Average Joe Finances","startTime":1595.421,"endTime":1598.205,"body":"they're sitting here saying, man,"},{"speaker":"Average Joe Finances","startTime":1598.205,"endTime":1600.797,"body":"Stefan's talking about this really"},{"speaker":"Average Joe Finances","startTime":1598.205,"endTime":1600.797,"body":"awesome stuff about alternative"},{"speaker":"Average Joe Finances","startTime":1600.797,"endTime":1605.477,"body":"investments, stuff I never even thought"},{"speaker":"Average Joe Finances","startTime":1600.797,"endTime":1605.477,"body":"about investing in myself personally."},{"speaker":"Average Joe Finances","startTime":1605.807,"endTime":1607.977,"body":"And I wanna learn a"},{"speaker":"Average Joe Finances","startTime":1605.807,"endTime":1607.977,"body":"little bit more about it."},{"speaker":"Average Joe Finances","startTime":1607.977,"endTime":1610.877,"body":"So Stefan, where can people"},{"speaker":"Average Joe Finances","startTime":1607.977,"endTime":1610.877,"body":"find more information about"},{"speaker":"Average Joe Finances","startTime":1610.877,"endTime":1613.547,"body":"you, your fund and all of that?"},{"speaker":"Average Joe Finances","startTime":1613.552,"endTime":1615.977,"body":"Do you have a website,"},{"speaker":"Average Joe Finances","startTime":1613.552,"endTime":1615.977,"body":"social media profiles we can"},{"speaker":"Average Joe Finances","startTime":1615.977,"endTime":1617.301,"body":"follow, let us have it all."},{"speaker":"Stefan von Imhof","startTime":1618.171,"endTime":1621.384,"body":"Easy,"},{"speaker":"Stefan von Imhof","startTime":1618.171,"endTime":1621.384,"body":"alts.co A L T S dot C O."},{"speaker":"Stefan von Imhof","startTime":1621.384,"endTime":1622.084,"body":"alts.co."},{"speaker":"Stefan von Imhof","startTime":1622.149,"endTime":1624.134,"body":"So that's everything, that's our blog."},{"speaker":"Stefan von Imhof","startTime":1624.134,"endTime":1625.784,"body":"That's where you find"},{"speaker":"Stefan von Imhof","startTime":1624.134,"endTime":1625.784,"body":"everything about our fund."},{"speaker":"Stefan von Imhof","startTime":1625.814,"endTime":1627.935,"body":"That's where you find"},{"speaker":"Stefan von Imhof","startTime":1625.814,"endTime":1627.935,"body":"everything about our company."},{"speaker":"Stefan von Imhof","startTime":1628.475,"endTime":1630.759,"body":"And if you like what we're putting"},{"speaker":"Stefan von Imhof","startTime":1628.475,"endTime":1630.759,"body":"out there and you looking for"},{"speaker":"Stefan von Imhof","startTime":1630.764,"endTime":1632.072,"body":"work, let us know we're hiring."},{"speaker":"Stefan von Imhof","startTime":1632.132,"endTime":1635.286,"body":"We're always looking for talented folks"},{"speaker":"Stefan von Imhof","startTime":1632.132,"endTime":1635.286,"body":"writers, analysts, anyone anything"},{"speaker":"Stefan von Imhof","startTime":1635.286,"endTime":1637.866,"body":"you can add, we'd be definitely"},{"speaker":"Stefan von Imhof","startTime":1635.286,"endTime":1637.866,"body":"willing to listen and have a chat."},{"speaker":"Stefan von Imhof","startTime":1637.869,"endTime":1640.429,"body":"Alts.Co, check us out"},{"speaker":"Stefan von Imhof","startTime":1637.869,"endTime":1640.429,"body":"and reach out at anytime."},{"speaker":"Average Joe Finances","startTime":1641.434,"endTime":1641.674,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1641.674,"endTime":1645.544,"body":"Awesome Stefan so I will make sure I"},{"speaker":"Average Joe Finances","startTime":1641.674,"endTime":1645.544,"body":"have that link in the show notes, make"},{"speaker":"Average Joe Finances","startTime":1645.544,"endTime":1647.014,"body":"it easier for everybody to find you."},{"speaker":"Average Joe Finances","startTime":1647.014,"endTime":1650.588,"body":"They can either copy and paste it or"},{"speaker":"Average Joe Finances","startTime":1647.014,"endTime":1650.588,"body":"click it and and just make it very easy."},{"speaker":"Average Joe Finances","startTime":1650.588,"endTime":1654.188,"body":"So this has been an awesome conversation."},{"speaker":"Average Joe Finances","startTime":1654.245,"endTime":1657.095,"body":"Technology is a beautiful thing that I"},{"speaker":"Average Joe Finances","startTime":1654.245,"endTime":1657.095,"body":"could talk to you from the other side"},{"speaker":"Average Joe Finances","startTime":1657.1,"endTime":1661.505,"body":"of the world, I'm in the middle of the"},{"speaker":"Average Joe Finances","startTime":1657.1,"endTime":1661.505,"body":"Pacific, you're in Europe right now."},{"speaker":"Average Joe Finances","startTime":1661.505,"endTime":1662.654,"body":"I know you're taking a trip."},{"speaker":"Average Joe Finances","startTime":1662.687,"endTime":1664.667,"body":"So this is just really cool."},{"speaker":"Average Joe Finances","startTime":1664.667,"endTime":1666.803,"body":"And I know it's getting a little"},{"speaker":"Average Joe Finances","startTime":1664.667,"endTime":1666.803,"body":"late there, so I really wanna say"},{"speaker":"Average Joe Finances","startTime":1666.803,"endTime":1670.303,"body":"that I appreciate you having this"},{"speaker":"Average Joe Finances","startTime":1666.803,"endTime":1670.303,"body":"conversation with me so late at"},{"speaker":"Average Joe Finances","startTime":1670.303,"endTime":1672.09,"body":"night while you're on vacation, man."},{"speaker":"Average Joe Finances","startTime":1672.14,"endTime":1673.07,"body":"Definitely appreciate it."},{"speaker":"Stefan von Imhof","startTime":1673.187,"endTime":1674.747,"body":"If you're a"},{"speaker":"Stefan von Imhof","startTime":1673.187,"endTime":1674.747,"body":"CEO, you're never on vacation."},{"speaker":"Stefan von Imhof","startTime":1674.855,"endTime":1675.845,"body":"You and I both know that."},{"speaker":"Stefan von Imhof","startTime":1675.874,"endTime":1677.404,"body":"No worries, but it's been a pleasure."},{"speaker":"Stefan von Imhof","startTime":1677.404,"endTime":1678.784,"body":"Thank you so much for having this."},{"speaker":"Stefan von Imhof","startTime":1678.784,"endTime":1678.904,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1678.904,"endTime":1679.054,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1679.054,"endTime":1679.684,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":1679.744,"endTime":1680.944,"body":"And Aloha from Hawaii."},{"speaker":"Stefan von Imhof","startTime":1681.581,"endTime":1682.001,"body":"Take care, man."}]}