{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":0.3,"endTime":3.15,"body":"Hey, welcome back"},{"speaker":"Average Joe Finances","startTime":0.3,"endTime":3.15,"body":"to the Average Joe Finances Podcast,"},{"speaker":"Average Joe Finances","startTime":3.18,"endTime":7.59,"body":"I'm your host, Mike Cavaggioni,"},{"speaker":"Average Joe Finances","startTime":3.18,"endTime":7.59,"body":"and today's guest is Brian Grimes"},{"speaker":"Average Joe Finances","startTime":7.59,"endTime":9.87,"body":"with 24/7 Cash Flow University."},{"speaker":"Average Joe Finances","startTime":9.937,"endTime":12.795,"body":"Brian, super excited to talk with you"},{"speaker":"Average Joe Finances","startTime":9.937,"endTime":12.795,"body":"today and especially with what we're"},{"speaker":"Average Joe Finances","startTime":12.8,"endTime":14.625,"body":"gonna talk about regarding real estate."},{"speaker":"Average Joe Finances","startTime":14.63,"endTime":15.175,"body":"Welcome to the show."},{"speaker":"Brian Grimes","startTime":15.475,"endTime":16.285,"body":"Thanks for having me."},{"speaker":"Brian Grimes","startTime":16.435,"endTime":17.185,"body":"Really appreciate it."},{"speaker":"Average Joe Finances","startTime":17.425,"endTime":18.25,"body":"Yeah, absolutely."},{"speaker":"Average Joe Finances","startTime":18.275,"endTime":21.755,"body":"Hey, just to knock things off, straight"},{"speaker":"Average Joe Finances","startTime":18.275,"endTime":21.755,"body":"off the bat, I want to ask you the first"},{"speaker":"Average Joe Finances","startTime":21.755,"endTime":25.535,"body":"question I ask everybody that comes on the"},{"speaker":"Average Joe Finances","startTime":21.755,"endTime":25.535,"body":"show, and we wanna know more about you."},{"speaker":"Average Joe Finances","startTime":25.865,"endTime":28.565,"body":"So if you could share a little bit"},{"speaker":"Average Joe Finances","startTime":25.865,"endTime":28.565,"body":"about yourself, tell us your story."},{"speaker":"Average Joe Finances","startTime":28.595,"endTime":30.093,"body":"Who is Brian Grimes?"},{"speaker":"Brian Grimes","startTime":30.117,"endTime":33.113,"body":"Brian Grimes"},{"speaker":"Brian Grimes","startTime":30.117,"endTime":33.113,"body":"is, I was a former basketball"},{"speaker":"Brian Grimes","startTime":33.113,"endTime":34.341,"body":"player, in a former life."},{"speaker":"Brian Grimes","startTime":34.4,"endTime":37.797,"body":"Grew up in a Philadelphia area"},{"speaker":"Brian Grimes","startTime":34.4,"endTime":37.797,"body":"in that Allen Iverson era, fell"},{"speaker":"Brian Grimes","startTime":37.797,"endTime":39.357,"body":"in love with basketball early on."},{"speaker":"Brian Grimes","startTime":39.717,"endTime":46.218,"body":"Grew to be about 6'5 by 13, 14, so it was"},{"speaker":"Brian Grimes","startTime":39.717,"endTime":46.218,"body":"nationally recruited, nationally ranked."},{"speaker":"Brian Grimes","startTime":46.224,"endTime":48.423,"body":"My first high school game"},{"speaker":"Brian Grimes","startTime":46.224,"endTime":48.423,"body":"was against LeBron James."},{"speaker":"Brian Grimes","startTime":48.423,"endTime":53.159,"body":"They flew us out to Akron Ohio to play"},{"speaker":"Brian Grimes","startTime":48.423,"endTime":53.159,"body":"at Akron University, Sold out crowd."},{"speaker":"Brian Grimes","startTime":53.159,"endTime":54.729,"body":"And that was just, super nutty."},{"speaker":"Brian Grimes","startTime":55.089,"endTime":56.364,"body":"But I'm very similar."},{"speaker":"Brian Grimes","startTime":56.364,"endTime":60.095,"body":"I've had some crazy experiences, but"},{"speaker":"Brian Grimes","startTime":56.364,"endTime":60.095,"body":"I'm very similar to a lot of the Average"},{"speaker":"Brian Grimes","startTime":60.199,"endTime":63.454,"body":"Joe's out there, I did everything"},{"speaker":"Brian Grimes","startTime":60.199,"endTime":63.454,"body":"right or what I thought was right."},{"speaker":"Brian Grimes","startTime":63.465,"endTime":64.485,"body":"I went to school."},{"speaker":"Brian Grimes","startTime":64.485,"endTime":68.123,"body":"I graduated from Columbia University"},{"speaker":"Brian Grimes","startTime":64.485,"endTime":68.123,"body":"dotted my eyes, crossed my tees,"},{"speaker":"Brian Grimes","startTime":68.153,"endTime":72.106,"body":"and woke up one day in a cubicle"},{"speaker":"Brian Grimes","startTime":68.153,"endTime":72.106,"body":"wondering, how did I get here?"},{"speaker":"Brian Grimes","startTime":72.106,"endTime":73.216,"body":"I thought I did everything right."},{"speaker":"Brian Grimes","startTime":73.281,"endTime":74.211,"body":"How did I get here?"},{"speaker":"Brian Grimes","startTime":74.211,"endTime":75.531,"body":"How long am I gonna be stuck here?"},{"speaker":"Brian Grimes","startTime":75.951,"endTime":78.021,"body":"And what do I need to do to get out?"},{"speaker":"Brian Grimes","startTime":78.021,"endTime":81.466,"body":"Because I always had this voice,"},{"speaker":"Brian Grimes","startTime":78.021,"endTime":81.466,"body":"in my head that would tell me"},{"speaker":"Brian Grimes","startTime":81.536,"endTime":82.586,"body":"I'm supposed to be doing more."},{"speaker":"Brian Grimes","startTime":82.586,"endTime":85.432,"body":"I was just meant for more"},{"speaker":"Brian Grimes","startTime":82.586,"endTime":85.432,"body":"than just working a 9-5."},{"speaker":"Brian Grimes","startTime":85.432,"endTime":86.954,"body":"I wanted to be an entrepreneur."},{"speaker":"Brian Grimes","startTime":86.959,"endTime":90.637,"body":"I wanted to be my own boss, control"},{"speaker":"Brian Grimes","startTime":86.959,"endTime":90.637,"body":"my own destiny, my own lifestyle,"},{"speaker":"Brian Grimes","startTime":91.027,"endTime":94.51,"body":"and When I landed there, I just tried"},{"speaker":"Brian Grimes","startTime":91.027,"endTime":94.51,"body":"to figure out, what is my way out?"},{"speaker":"Brian Grimes","startTime":94.51,"endTime":99.332,"body":"And real estate was one of those things"},{"speaker":"Brian Grimes","startTime":94.51,"endTime":99.332,"body":"that I found in a, I would say like a Aha!"},{"speaker":"Brian Grimes","startTime":99.337,"endTime":99.702,"body":"Moment."},{"speaker":"Brian Grimes","startTime":99.702,"endTime":102.314,"body":"Just looking for money at the"},{"speaker":"Brian Grimes","startTime":99.702,"endTime":102.314,"body":"9-5 and figuring out, you're not"},{"speaker":"Brian Grimes","startTime":102.314,"endTime":105.672,"body":"gonna make a million bucks for the"},{"speaker":"Brian Grimes","startTime":102.314,"endTime":105.672,"body":"average person working a 9-5 so the"},{"speaker":"Brian Grimes","startTime":105.672,"endTime":106.882,"body":"question becomes, where's the money?"},{"speaker":"Brian Grimes","startTime":106.882,"endTime":108.192,"body":"If it ain't here it's out there."},{"speaker":"Brian Grimes","startTime":108.192,"endTime":109.032,"body":"It's out in the street."},{"speaker":"Brian Grimes","startTime":109.212,"endTime":113.19,"body":"And I was driving home doing a commute"},{"speaker":"Brian Grimes","startTime":109.212,"endTime":113.19,"body":"one day and I just was looking out the"},{"speaker":"Brian Grimes","startTime":113.19,"endTime":115.705,"body":"car window and seeing properties, really."},{"speaker":"Brian Grimes","startTime":115.765,"endTime":119.117,"body":"And I pulled over, frantically,"},{"speaker":"Brian Grimes","startTime":115.765,"endTime":119.117,"body":"pulled up my cell phone calculator"},{"speaker":"Brian Grimes","startTime":119.117,"endTime":120.287,"body":"and just started punching numbers."},{"speaker":"Brian Grimes","startTime":120.617,"endTime":125.92,"body":"And on one block there were 40 properties"},{"speaker":"Brian Grimes","startTime":120.617,"endTime":125.92,"body":"and I just figured, $500 a month cash flow"},{"speaker":"Brian Grimes","startTime":125.92,"endTime":130.136,"body":"per property, there's a quarter million"},{"speaker":"Brian Grimes","startTime":125.92,"endTime":130.136,"body":"dollars of cash flow on this one block."},{"speaker":"Brian Grimes","startTime":130.436,"endTime":132.476,"body":"And I'm in Philly at the time"},{"speaker":"Brian Grimes","startTime":130.436,"endTime":132.476,"body":"and it's just like, how many"},{"speaker":"Brian Grimes","startTime":132.476,"endTime":133.826,"body":"blocks are there in Philly?"},{"speaker":"Brian Grimes","startTime":134.246,"endTime":135.686,"body":"I gotta get some cash flow."},{"speaker":"Brian Grimes","startTime":135.686,"endTime":136.766,"body":"This is gonna be my way out."},{"speaker":"Brian Grimes","startTime":136.766,"endTime":140.065,"body":"If I can just get a couple of properties,"},{"speaker":"Brian Grimes","startTime":136.766,"endTime":140.065,"body":"I can break free from this thing."},{"speaker":"Brian Grimes","startTime":140.065,"endTime":141.895,"body":"So that was my Aha!"},{"speaker":"Brian Grimes","startTime":142.195,"endTime":142.765,"body":"Moment."},{"speaker":"Brian Grimes","startTime":143.125,"endTime":146.574,"body":"And just looking at real estate as"},{"speaker":"Brian Grimes","startTime":143.125,"endTime":146.574,"body":"the way out and I took that leap of"},{"speaker":"Brian Grimes","startTime":146.574,"endTime":149.652,"body":"faith eventually through trial and"},{"speaker":"Brian Grimes","startTime":146.574,"endTime":149.652,"body":"error and just got into the game and"},{"speaker":"Brian Grimes","startTime":149.652,"endTime":150.852,"body":"learned from the school of hard knocks."},{"speaker":"Average Joe Finances","startTime":151.152,"endTime":151.422,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":151.422,"endTime":152.127,"body":"I love that, Brian."},{"speaker":"Average Joe Finances","startTime":152.157,"endTime":154.857,"body":"It's funny cuz one of the things that"},{"speaker":"Average Joe Finances","startTime":152.157,"endTime":154.857,"body":"I try to, like when I bring people"},{"speaker":"Average Joe Finances","startTime":154.857,"endTime":156.958,"body":"on the show too is to pull that Aha!"},{"speaker":"Average Joe Finances","startTime":156.958,"endTime":159.718,"body":"Moment out somewhere in"},{"speaker":"Average Joe Finances","startTime":156.958,"endTime":159.718,"body":"this interview, right?"},{"speaker":"Average Joe Finances","startTime":159.723,"endTime":162.658,"body":"Like, when was it that you hit"},{"speaker":"Average Joe Finances","startTime":159.723,"endTime":162.658,"body":"and boom, right off the bat"},{"speaker":"Average Joe Finances","startTime":162.658,"endTime":163.948,"body":"you're telling me in your intro."},{"speaker":"Average Joe Finances","startTime":163.948,"endTime":164.761,"body":"So that's awesome."},{"speaker":"Average Joe Finances","startTime":164.764,"endTime":165.934,"body":"You did things the right way, right?"},{"speaker":"Average Joe Finances","startTime":165.934,"endTime":167.833,"body":"The typical American dream, right?"},{"speaker":"Average Joe Finances","startTime":167.833,"endTime":171.831,"body":"You graduated from college, you"},{"speaker":"Average Joe Finances","startTime":167.833,"endTime":171.831,"body":"got your 9-5 and you were like,"},{"speaker":"Average Joe Finances","startTime":172.166,"endTime":175.355,"body":"it didn't take you long to realize"},{"speaker":"Average Joe Finances","startTime":172.166,"endTime":175.355,"body":"this is not suck the way to go."},{"speaker":"Brian Grimes","startTime":175.399,"endTime":176.162,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":176.342,"endTime":178.622,"body":"And I wanna rewind"},{"speaker":"Average Joe Finances","startTime":176.342,"endTime":178.622,"body":"back a little bit too, cuz you didn't tell"},{"speaker":"Average Joe Finances","startTime":178.622,"endTime":179.762,"body":"me man, like I knew you played basketball."},{"speaker":"Average Joe Finances","startTime":179.819,"endTime":182.459,"body":"You didn't tell me you played in"},{"speaker":"Average Joe Finances","startTime":179.819,"endTime":182.459,"body":"high school against LeBron James."},{"speaker":"Brian Grimes","startTime":182.759,"endTime":183.029,"body":"Yeah."},{"speaker":"Brian Grimes","startTime":183.047,"endTime":183.197,"body":"You know"},{"speaker":"Average Joe Finances","startTime":183.197,"endTime":184.497,"body":"Is the hype that real?"},{"speaker":"Brian Grimes","startTime":184.497,"endTime":187.593,"body":"The hype was super real"},{"speaker":"Brian Grimes","startTime":184.497,"endTime":187.593,"body":"and I played some monsters, Greg Oden."},{"speaker":"Brian Grimes","startTime":187.612,"endTime":191.809,"body":"For people who you know of our era,"},{"speaker":"Brian Grimes","startTime":187.612,"endTime":191.809,"body":"we know these names, Michael Beasley."},{"speaker":"Brian Grimes","startTime":192.139,"endTime":193.369,"body":"Some of these guys are like beasts."},{"speaker":"Brian Grimes","startTime":193.374,"endTime":196.253,"body":"And I played against these"},{"speaker":"Brian Grimes","startTime":193.374,"endTime":196.253,"body":"guys at Nike Invitational camps"},{"speaker":"Brian Grimes","startTime":196.253,"endTime":197.592,"body":"and all of that type of stuff."},{"speaker":"Brian Grimes","startTime":197.862,"endTime":201.203,"body":"But nobody was how I would"},{"speaker":"Brian Grimes","startTime":197.862,"endTime":201.203,"body":"describe LeBron at this time."},{"speaker":"Brian Grimes","startTime":201.232,"endTime":204.273,"body":"6'8, he's at 230, 235."},{"speaker":"Brian Grimes","startTime":204.293,"endTime":207.779,"body":"The way he can jump now"},{"speaker":"Brian Grimes","startTime":204.293,"endTime":207.779,"body":"at 37 ,38 years old."},{"speaker":"Brian Grimes","startTime":207.844,"endTime":210.947,"body":"This guy could get his whole chest"},{"speaker":"Brian Grimes","startTime":207.844,"endTime":210.947,"body":"above the rim in high school."},{"speaker":"Brian Grimes","startTime":210.952,"endTime":213.677,"body":"He could absolutely"},{"speaker":"Brian Grimes","startTime":210.952,"endTime":213.677,"body":"fly, and he was so fast."},{"speaker":"Brian Grimes","startTime":213.707,"endTime":217.157,"body":"If you were standing next to him"},{"speaker":"Brian Grimes","startTime":213.707,"endTime":217.157,"body":"and you guys were both in a full out"},{"speaker":"Brian Grimes","startTime":217.157,"endTime":219.937,"body":"sprint and you reached over to touch"},{"speaker":"Brian Grimes","startTime":217.157,"endTime":219.937,"body":"him, he was two paces ahead of you."},{"speaker":"Brian Grimes","startTime":220.357,"endTime":221.497,"body":"Like he was that fast."},{"speaker":"Brian Grimes","startTime":221.857,"endTime":225.85,"body":"So he was just on a level"},{"speaker":"Brian Grimes","startTime":221.857,"endTime":225.85,"body":"of his own in high school."},{"speaker":"Brian Grimes","startTime":225.85,"endTime":227.123,"body":"You really couldn't match him."},{"speaker":"Brian Grimes","startTime":227.157,"endTime":229.71,"body":"He could jump out of the"},{"speaker":"Brian Grimes","startTime":227.157,"endTime":229.71,"body":"gym, he could do everything."},{"speaker":"Brian Grimes","startTime":229.71,"endTime":233.748,"body":"He was like, just a basketball"},{"speaker":"Brian Grimes","startTime":229.71,"endTime":233.748,"body":"savant and has been, ever since."},{"speaker":"Brian Grimes","startTime":233.748,"endTime":236.148,"body":"So it was a incredible experience."},{"speaker":"Brian Grimes","startTime":236.243,"endTime":240.699,"body":"For me, going from playing at a little"},{"speaker":"Brian Grimes","startTime":236.243,"endTime":240.699,"body":"back gym in Philly in front of 150 people"},{"speaker":"Brian Grimes","startTime":240.909,"endTime":246.359,"body":"to going and playing in front of a 15,000"},{"speaker":"Brian Grimes","startTime":240.909,"endTime":246.359,"body":"people in a 12,000 capacity gym was"},{"speaker":"Brian Grimes","startTime":246.359,"endTime":248.369,"body":"just like, Man, welcome to high school."},{"speaker":"Brian Grimes","startTime":248.396,"endTime":249.626,"body":"This is gonna be a crazy journey."},{"speaker":"Average Joe Finances","startTime":249.926,"endTime":250.066,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":250.16,"endTime":250.67,"body":"Geez."},{"speaker":"Average Joe Finances","startTime":250.702,"endTime":252.955,"body":"I wanted to ask that because I"},{"speaker":"Average Joe Finances","startTime":250.702,"endTime":252.955,"body":"have a friend of mine and I know"},{"speaker":"Average Joe Finances","startTime":252.955,"endTime":255.475,"body":"he listens to the show, that when"},{"speaker":"Average Joe Finances","startTime":252.955,"endTime":255.475,"body":"he hears this, he's gonna lose it."},{"speaker":"Average Joe Finances","startTime":255.475,"endTime":256.885,"body":"Cuz he's a big LeBron fan."},{"speaker":"Average Joe Finances","startTime":256.959,"endTime":259.997,"body":"And him and I always debate, we"},{"speaker":"Average Joe Finances","startTime":256.959,"endTime":259.997,"body":"do the LeBron and Jordan thing."},{"speaker":"Brian Grimes","startTime":260.027,"endTime":260.117,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":260.117,"endTime":261.994,"body":"Back and"},{"speaker":"Average Joe Finances","startTime":260.117,"endTime":261.994,"body":"forth all the time, so I'm a big"},{"speaker":"Average Joe Finances","startTime":262.024,"endTime":263.854,"body":"Jordan Guy, he's a big LeBron guy."},{"speaker":"Average Joe Finances","startTime":263.854,"endTime":265.594,"body":"So we go back and forth a lot on that."},{"speaker":"Average Joe Finances","startTime":265.635,"endTime":266.625,"body":"Kyle, this is for you."},{"speaker":"Average Joe Finances","startTime":266.625,"endTime":267.435,"body":"It's a treat for you."},{"speaker":"Average Joe Finances","startTime":267.513,"endTime":268.433,"body":"I hope you like that man."},{"speaker":"Brian Grimes","startTime":268.733,"endTime":270.454,"body":"Yeah we're"},{"speaker":"Brian Grimes","startTime":268.733,"endTime":270.454,"body":"the LeBronites, so there."},{"speaker":"Average Joe Finances","startTime":270.754,"endTime":270.994,"body":"Awesome."},{"speaker":"Brian Grimes","startTime":270.994,"endTime":271.264,"body":"Definitely."},{"speaker":"Average Joe Finances","startTime":271.654,"endTime":272.434,"body":"No, that's good stuff."},{"speaker":"Average Joe Finances","startTime":272.449,"endTime":273.982,"body":"Yeah, so back on topic here."},{"speaker":"Average Joe Finances","startTime":273.982,"endTime":274.942,"body":"Back on topic, right?"},{"speaker":"Average Joe Finances","startTime":274.992,"endTime":279.362,"body":"So you realize that this whole rat"},{"speaker":"Average Joe Finances","startTime":274.992,"endTime":279.362,"body":"race thing was not for you, and you,"},{"speaker":"Brian Grimes","startTime":279.362,"endTime":279.782,"body":"not for me"},{"speaker":"Average Joe Finances","startTime":279.782,"endTime":281.192,"body":"to do"},{"speaker":"Average Joe Finances","startTime":279.782,"endTime":281.192,"body":"something different and you"},{"speaker":"Average Joe Finances","startTime":281.192,"endTime":282.272,"body":"were looking at real estate."},{"speaker":"Average Joe Finances","startTime":282.662,"endTime":285.519,"body":"And I like how you said that as"},{"speaker":"Average Joe Finances","startTime":282.662,"endTime":285.519,"body":"you were going down the blocks in"},{"speaker":"Average Joe Finances","startTime":285.524,"endTime":287.979,"body":"Philly, you were like, man, like"},{"speaker":"Average Joe Finances","startTime":285.524,"endTime":287.979,"body":"each one of these properties could be"},{"speaker":"Average Joe Finances","startTime":287.979,"endTime":290.469,"body":"$500 a month in cash flow and just,"},{"speaker":"Brian Grimes","startTime":290.469,"endTime":290.785,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":290.785,"endTime":292.886,"body":"It reminds me"},{"speaker":"Average Joe Finances","startTime":290.785,"endTime":292.886,"body":"that meme, with the woman that's sitting"},{"speaker":"Average Joe Finances","startTime":292.886,"endTime":296.596,"body":"there and you got all the mathematical"},{"speaker":"Average Joe Finances","startTime":292.886,"endTime":296.596,"body":"calculations and the equations coming"},{"speaker":"Average Joe Finances","startTime":296.596,"endTime":299.513,"body":"up and so that's happening in your"},{"speaker":"Average Joe Finances","startTime":296.596,"endTime":299.513,"body":"head right there in that moment."},{"speaker":"Average Joe Finances","startTime":299.513,"endTime":301.242,"body":"You're like, Okay, this"},{"speaker":"Average Joe Finances","startTime":299.513,"endTime":301.242,"body":"is something I can do."},{"speaker":"Brian Grimes","startTime":301.34,"endTime":301.4,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":301.4,"endTime":304.1,"body":"Now, when you"},{"speaker":"Average Joe Finances","startTime":301.4,"endTime":304.1,"body":"have this Aha moment and you realize"},{"speaker":"Average Joe Finances","startTime":304.1,"endTime":308.013,"body":"that this is something you can do, what"},{"speaker":"Average Joe Finances","startTime":304.1,"endTime":308.013,"body":"was the next step you took to actually"},{"speaker":"Average Joe Finances","startTime":308.013,"endTime":310.773,"body":"take that action on that Aha moment?"},{"speaker":"Brian Grimes","startTime":310.82,"endTime":311.895,"body":"You just go all in."},{"speaker":"Brian Grimes","startTime":311.895,"endTime":312.135,"body":"Like"},{"speaker":"Brian Grimes","startTime":312.151,"endTime":315.786,"body":"When you have that Aha moment and"},{"speaker":"Brian Grimes","startTime":312.151,"endTime":315.786,"body":"you know that this is what I'm"},{"speaker":"Brian Grimes","startTime":315.786,"endTime":319.146,"body":"supposed to do, like this is the"},{"speaker":"Brian Grimes","startTime":315.786,"endTime":319.146,"body":"opportunity, this is the way out."},{"speaker":"Brian Grimes","startTime":319.223,"endTime":321.883,"body":"Everything else just fades"},{"speaker":"Brian Grimes","startTime":319.223,"endTime":321.883,"body":"in terms of importance."},{"speaker":"Brian Grimes","startTime":321.883,"endTime":326.893,"body":"So at the lunch break of sometimes"},{"speaker":"Brian Grimes","startTime":321.883,"endTime":326.893,"body":"before work, after work, I'm not"},{"speaker":"Brian Grimes","startTime":326.893,"endTime":329.713,"body":"even eating lunch, Like I'm going"},{"speaker":"Brian Grimes","startTime":326.893,"endTime":329.713,"body":"out and I'm looking at properties."},{"speaker":"Brian Grimes","startTime":330.043,"endTime":331.813,"body":"I'm doing everything that I can."},{"speaker":"Brian Grimes","startTime":332.018,"endTime":336.428,"body":"To take the logical next step to get"},{"speaker":"Brian Grimes","startTime":332.018,"endTime":336.428,"body":"to my goal, and that's something that"},{"speaker":"Brian Grimes","startTime":336.668,"endTime":340.808,"body":"we need to know when we're just getting"},{"speaker":"Brian Grimes","startTime":336.668,"endTime":340.808,"body":"started is, you're not gonna know how to"},{"speaker":"Brian Grimes","startTime":341.018,"endTime":345.548,"body":"end up with the property at the end of"},{"speaker":"Brian Grimes","startTime":341.018,"endTime":345.548,"body":"the day, and you don't need to know yet."},{"speaker":"Brian Grimes","startTime":345.878,"endTime":348.338,"body":"All you need to know is"},{"speaker":"Brian Grimes","startTime":345.878,"endTime":348.338,"body":"the next logical step."},{"speaker":"Brian Grimes","startTime":348.338,"endTime":351.188,"body":"So the next logical step would"},{"speaker":"Brian Grimes","startTime":348.338,"endTime":351.188,"body":"be get with a mortgage broker"},{"speaker":"Brian Grimes","startTime":351.188,"endTime":353.978,"body":"and get a pre-qualification so"},{"speaker":"Brian Grimes","startTime":351.188,"endTime":353.978,"body":"that you can put out an offer."},{"speaker":"Brian Grimes","startTime":354.338,"endTime":358.818,"body":"Then the next step after that is go find a"},{"speaker":"Brian Grimes","startTime":354.338,"endTime":358.818,"body":"realtor who can show you some properties,"},{"speaker":"Brian Grimes","startTime":359.058,"endTime":363.051,"body":"then start looking, go out and put your"},{"speaker":"Brian Grimes","startTime":359.058,"endTime":363.051,"body":"hands on these deals, put your boots on"},{"speaker":"Brian Grimes","startTime":363.051,"endTime":364.881,"body":"the ground and go touch the real estate."},{"speaker":"Brian Grimes","startTime":364.881,"endTime":366.051,"body":"It's real for that reason."},{"speaker":"Brian Grimes","startTime":366.141,"endTime":368.301,"body":"It's not a stock, it's not"},{"speaker":"Brian Grimes","startTime":366.141,"endTime":368.301,"body":"a bond, it's not paper."},{"speaker":"Brian Grimes","startTime":368.571,"endTime":372.261,"body":"You can go feel it, touch it and"},{"speaker":"Brian Grimes","startTime":368.571,"endTime":372.261,"body":"learn it at a very intimate level."},{"speaker":"Brian Grimes","startTime":372.471,"endTime":376.581,"body":"So just taking those basic steps and"},{"speaker":"Brian Grimes","startTime":372.471,"endTime":376.581,"body":"putting myself in striking distance"},{"speaker":"Brian Grimes","startTime":376.641,"endTime":379.952,"body":"to even put out an offer it was just"},{"speaker":"Brian Grimes","startTime":376.641,"endTime":379.952,"body":"doing the next step, in the next step."},{"speaker":"Brian Grimes","startTime":379.952,"endTime":383.88,"body":"And after a point in time, you see enough"},{"speaker":"Brian Grimes","startTime":379.952,"endTime":383.88,"body":"properties, you're gonna put out enough"},{"speaker":"Brian Grimes","startTime":383.88,"endTime":387.57,"body":"offers and eventually somebody's gonna say"},{"speaker":"Brian Grimes","startTime":383.88,"endTime":387.57,"body":"yes, and you're gonna be under contract"},{"speaker":"Brian Grimes","startTime":387.57,"endTime":390.944,"body":"in a deal and then you'll go through"},{"speaker":"Brian Grimes","startTime":387.57,"endTime":390.944,"body":"that title work and that closing process."},{"speaker":"Brian Grimes","startTime":390.944,"endTime":394.082,"body":"And before you know it, the"},{"speaker":"Brian Grimes","startTime":390.944,"endTime":394.082,"body":"scariest thing in your life that"},{"speaker":"Brian Grimes","startTime":394.087,"endTime":395.702,"body":"could possibly happen will happen."},{"speaker":"Brian Grimes","startTime":395.798,"endTime":399.368,"body":"You'll close the deal, you'll sign"},{"speaker":"Brian Grimes","startTime":395.798,"endTime":399.368,"body":"about 50 pages and somebody's gonna"},{"speaker":"Brian Grimes","startTime":399.368,"endTime":402.878,"body":"slide some keys across the table and"},{"speaker":"Brian Grimes","startTime":399.368,"endTime":402.878,"body":"say, here's your property, good luck."},{"speaker":"Brian Grimes","startTime":402.998,"endTime":405.218,"body":"You're gonna say, Oh, what do I do now?"},{"speaker":"Brian Grimes","startTime":405.488,"endTime":407.438,"body":"What do you mean I have to"},{"speaker":"Brian Grimes","startTime":405.488,"endTime":407.438,"body":"take care of this property?"},{"speaker":"Brian Grimes","startTime":407.438,"endTime":408.218,"body":"How do I do that?"},{"speaker":"Brian Grimes","startTime":408.548,"endTime":411.797,"body":"And that's when the journey begins"},{"speaker":"Brian Grimes","startTime":408.548,"endTime":411.797,"body":"and the really, the real fun begins."},{"speaker":"Average Joe Finances","startTime":411.94,"endTime":412.21,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":412.21,"endTime":413.679,"body":"No I like how you described it too."},{"speaker":"Average Joe Finances","startTime":413.693,"endTime":416.036,"body":"It's very much like on"},{"speaker":"Average Joe Finances","startTime":413.693,"endTime":416.036,"body":"the job training, right?"},{"speaker":"Average Joe Finances","startTime":416.126,"endTime":416.606,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":416.611,"endTime":420.314,"body":"And like also how you said too, you got"},{"speaker":"Average Joe Finances","startTime":416.611,"endTime":420.314,"body":"yourself within striking distance, because"},{"speaker":"Average Joe Finances","startTime":420.374,"endTime":423.434,"body":"once you get yourself to that point"},{"speaker":"Average Joe Finances","startTime":420.374,"endTime":423.434,"body":"where you're within striking distance,"},{"speaker":"Average Joe Finances","startTime":423.734,"endTime":425.564,"body":"now you actually can attack right now."},{"speaker":"Average Joe Finances","startTime":425.564,"endTime":427.334,"body":"You can actually go out"},{"speaker":"Average Joe Finances","startTime":425.564,"endTime":427.334,"body":"there and make it happen."},{"speaker":"Average Joe Finances","startTime":427.694,"endTime":432.455,"body":"So taking these little steps, as you"},{"speaker":"Average Joe Finances","startTime":427.694,"endTime":432.455,"body":"continue to go and just follow the"},{"speaker":"Average Joe Finances","startTime":432.455,"endTime":436.596,"body":"process and get closer and closer to"},{"speaker":"Average Joe Finances","startTime":432.455,"endTime":436.596,"body":"that goal of getting to the closing table"},{"speaker":"Average Joe Finances","startTime":436.936,"endTime":440.023,"body":"and then the way you describe it too is"},{"speaker":"Average Joe Finances","startTime":436.936,"endTime":440.023,"body":"that, once you're at the closing table,"},{"speaker":"Average Joe Finances","startTime":440.023,"endTime":441.359,"body":"like that's when the journey begins."},{"speaker":"Average Joe Finances","startTime":441.359,"endTime":443.593,"body":"You get handed those keys and"},{"speaker":"Average Joe Finances","startTime":441.359,"endTime":443.593,"body":"now it's okay, now it's time"},{"speaker":"Average Joe Finances","startTime":443.598,"endTime":444.703,"body":"to work the actual magic."},{"speaker":"Average Joe Finances","startTime":444.725,"endTime":446.495,"body":"All right, so let's talk"},{"speaker":"Average Joe Finances","startTime":444.725,"endTime":446.495,"body":"about that for a second."},{"speaker":"Average Joe Finances","startTime":446.525,"endTime":450.857,"body":"So you took your Aha moment, you"},{"speaker":"Average Joe Finances","startTime":446.525,"endTime":450.857,"body":"started doing your, everything else"},{"speaker":"Average Joe Finances","startTime":450.857,"endTime":454.785,"body":"step by step methodically right, as"},{"speaker":"Average Joe Finances","startTime":450.857,"endTime":454.785,"body":"you were going along and figuring out"},{"speaker":"Average Joe Finances","startTime":454.785,"endTime":456.945,"body":"your way of how you want to do this."},{"speaker":"Average Joe Finances","startTime":457.275,"endTime":460.635,"body":"Now you in particular, I know"},{"speaker":"Average Joe Finances","startTime":457.275,"endTime":460.635,"body":"you love the BRRR method, right?"},{"speaker":"Average Joe Finances","startTime":460.635,"endTime":461.025,"body":"So"},{"speaker":"Brian Grimes","startTime":461.115,"endTime":461.265,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":461.265,"endTime":463.365,"body":"Is that"},{"speaker":"Average Joe Finances","startTime":461.265,"endTime":463.365,"body":"what you started with right away?"},{"speaker":"Average Joe Finances","startTime":463.365,"endTime":466.735,"body":"Did you find that first property and"},{"speaker":"Average Joe Finances","startTime":463.365,"endTime":466.735,"body":"say, Okay, I'm gonna like rehab this"},{"speaker":"Average Joe Finances","startTime":466.735,"endTime":470.28,"body":"thing I'm gonna fix it up really"},{"speaker":"Average Joe Finances","startTime":466.735,"endTime":470.28,"body":"nice, refinance it, and then I'm"},{"speaker":"Average Joe Finances","startTime":470.28,"endTime":472.13,"body":"gonna cash out and go get another one."},{"speaker":"Average Joe Finances","startTime":472.43,"endTime":473.09,"body":"How'd that work for you?"},{"speaker":"Brian Grimes","startTime":473.39,"endTime":474.26,"body":"Absolutely not."},{"speaker":"Brian Grimes","startTime":474.26,"endTime":477.17,"body":"So when I started off, I"},{"speaker":"Brian Grimes","startTime":474.26,"endTime":477.17,"body":"did a house hack, right?"},{"speaker":"Brian Grimes","startTime":477.17,"endTime":481.433,"body":"So I had my FHA, my goal was to go"},{"speaker":"Brian Grimes","startTime":477.17,"endTime":481.433,"body":"out and get the best multifamily"},{"speaker":"Brian Grimes","startTime":481.433,"endTime":483.551,"body":"that I could afford, the biggest"},{"speaker":"Brian Grimes","startTime":481.433,"endTime":483.551,"body":"deal that I could afford."},{"speaker":"Brian Grimes","startTime":483.581,"endTime":486.941,"body":"So I negotiated a seller's"},{"speaker":"Brian Grimes","startTime":483.581,"endTime":486.941,"body":"assist, like a 3% seller's assist."},{"speaker":"Brian Grimes","startTime":487.114,"endTime":492.223,"body":"I ended up putting down all in maybe 5"},{"speaker":"Brian Grimes","startTime":487.114,"endTime":492.223,"body":"to 7,000 into a duplex that had a unit"},{"speaker":"Brian Grimes","startTime":492.223,"endTime":495.994,"body":"in the basement that wasn't like a legal"},{"speaker":"Brian Grimes","startTime":492.223,"endTime":495.994,"body":"unit, but I was gonna live in it and ran"},{"speaker":"Brian Grimes","startTime":495.994,"endTime":498.983,"body":"out the top two units and I could live for"},{"speaker":"Brian Grimes","startTime":495.994,"endTime":498.983,"body":"free and make a little bit of cash flow."},{"speaker":"Brian Grimes","startTime":499.283,"endTime":503.301,"body":"So I just went turnkey and that"},{"speaker":"Brian Grimes","startTime":499.283,"endTime":503.301,"body":"is a good way to go when you're"},{"speaker":"Brian Grimes","startTime":503.301,"endTime":506.391,"body":"first getting started because you"},{"speaker":"Brian Grimes","startTime":503.301,"endTime":506.391,"body":"don't know, you really, you don't"},{"speaker":"Brian Grimes","startTime":506.396,"endTime":507.291,"body":"even know what you don't know."},{"speaker":"Brian Grimes","startTime":507.591,"endTime":512.961,"body":"So going into a full gut renovation"},{"speaker":"Brian Grimes","startTime":507.591,"endTime":512.961,"body":"can be just completely daunting when"},{"speaker":"Brian Grimes","startTime":512.961,"endTime":516.111,"body":"you haven't even been a landlord"},{"speaker":"Brian Grimes","startTime":512.961,"endTime":516.111,"body":"for a couple of years and learned"},{"speaker":"Brian Grimes","startTime":516.111,"endTime":517.731,"body":"that game, the monetization game."},{"speaker":"Brian Grimes","startTime":518.061,"endTime":520.777,"body":"So I started off just completely turnkey."},{"speaker":"Brian Grimes","startTime":520.777,"endTime":524.055,"body":"And I did that kind of turnkey"},{"speaker":"Brian Grimes","startTime":520.777,"endTime":524.055,"body":"process where you find a bank owned"},{"speaker":"Brian Grimes","startTime":524.055,"endTime":526.755,"body":"property, you put down the 10 and 20%."},{"speaker":"Brian Grimes","startTime":526.995,"endTime":530.895,"body":"I did that game until I ran into that"},{"speaker":"Brian Grimes","startTime":526.995,"endTime":530.895,"body":"roadblock that we all run into, which"},{"speaker":"Brian Grimes","startTime":530.895,"endTime":535.575,"body":"is, if I keep doing this and putting"},{"speaker":"Brian Grimes","startTime":530.895,"endTime":535.575,"body":"down 20, 30% on every deal, it's gonna"},{"speaker":"Brian Grimes","startTime":535.575,"endTime":540.131,"body":"take me 10 lifetimes to build up a"},{"speaker":"Brian Grimes","startTime":535.575,"endTime":540.131,"body":"property, a portfolio that is gonna"},{"speaker":"Brian Grimes","startTime":540.136,"endTime":541.761,"body":"allow me to break out of the 9-5."},{"speaker":"Brian Grimes","startTime":541.781,"endTime":546.851,"body":"So once I ran into that roadblock, I"},{"speaker":"Brian Grimes","startTime":541.781,"endTime":546.851,"body":"had my second Aha moment, which is, I'm"},{"speaker":"Brian Grimes","startTime":546.851,"endTime":548.381,"body":"never gonna get there with this strategy."},{"speaker":"Brian Grimes","startTime":548.621,"endTime":551.021,"body":"My strategy's flawed, I have to change it."},{"speaker":"Brian Grimes","startTime":551.021,"endTime":552.581,"body":"And that change was the BRRR strategy."},{"speaker":"Average Joe Finances","startTime":552.881,"endTime":553.691,"body":"All right, Fantastic."},{"speaker":"Average Joe Finances","startTime":553.691,"endTime":557.201,"body":"So you actually started off with a"},{"speaker":"Average Joe Finances","startTime":553.691,"endTime":557.201,"body":"house hack and so it was a duplex"},{"speaker":"Average Joe Finances","startTime":557.201,"endTime":559.649,"body":"that you turned into a triplex"},{"speaker":"Average Joe Finances","startTime":557.201,"endTime":559.649,"body":"by living in the basement and"},{"speaker":"Average Joe Finances","startTime":559.649,"endTime":560.753,"body":"still renting out the two units."},{"speaker":"Brian Grimes","startTime":560.784,"endTime":560.864,"body":"exactly."},{"speaker":"Average Joe Finances","startTime":560.904,"endTime":562.764,"body":"So were you"},{"speaker":"Average Joe Finances","startTime":560.904,"endTime":562.764,"body":"actually cash flowing right away"},{"speaker":"Average Joe Finances","startTime":562.764,"endTime":564.444,"body":"since you were renting out both units?"},{"speaker":"Brian Grimes","startTime":564.864,"endTime":565.974,"body":"yeah, I was getting paid."},{"speaker":"Brian Grimes","startTime":565.974,"endTime":567.814,"body":"The mortgage is about 800 a month."},{"speaker":"Brian Grimes","startTime":567.854,"endTime":569.634,"body":"Each unit would rent for a 700 a month."},{"speaker":"Brian Grimes","startTime":569.641,"endTime":570.691,"body":"And I'm living in the basement."},{"speaker":"Brian Grimes","startTime":570.691,"endTime":571.691,"body":"So you're getting paid to live."},{"speaker":"Average Joe Finances","startTime":571.691,"endTime":572.062,"body":"Come on."},{"speaker":"Brian Grimes","startTime":572.062,"endTime":572.462,"body":"So this is"},{"speaker":"Average Joe Finances","startTime":572.532,"endTime":573.422,"body":"That's awesome."},{"speaker":"Brian Grimes","startTime":573.722,"endTime":574.262,"body":"Yeah."},{"speaker":"Brian Grimes","startTime":574.262,"endTime":577.165,"body":"And for a young guy who's working"},{"speaker":"Brian Grimes","startTime":574.262,"endTime":577.165,"body":"a hundred percent commission,"},{"speaker":"Brian Grimes","startTime":577.165,"endTime":578.551,"body":"I'm a financial planner."},{"speaker":"Brian Grimes","startTime":578.551,"endTime":580.591,"body":"I'm selling insurance and"},{"speaker":"Brian Grimes","startTime":578.551,"endTime":580.591,"body":"annuities at this time."},{"speaker":"Brian Grimes","startTime":580.831,"endTime":584.913,"body":"Being able to just live for free, this"},{"speaker":"Brian Grimes","startTime":580.831,"endTime":584.913,"body":"makes you better than I don't wanna say"},{"speaker":"Brian Grimes","startTime":584.913,"endTime":588.769,"body":"better, but puts you in a better position"},{"speaker":"Brian Grimes","startTime":584.913,"endTime":588.769,"body":"than 90% of Americans, it puts you in"},{"speaker":"Brian Grimes","startTime":588.769,"endTime":591.859,"body":"a position where you're not spending"},{"speaker":"Brian Grimes","startTime":588.769,"endTime":591.859,"body":"money on rent or really a mortgage."},{"speaker":"Brian Grimes","startTime":591.859,"endTime":594.679,"body":"You're living for free, or"},{"speaker":"Brian Grimes","startTime":591.859,"endTime":594.679,"body":"you're getting paid to live."},{"speaker":"Brian Grimes","startTime":594.919,"endTime":597.964,"body":"And when you get paid to live,"},{"speaker":"Brian Grimes","startTime":594.919,"endTime":597.964,"body":"Everything changes for you."},{"speaker":"Brian Grimes","startTime":597.964,"endTime":601.324,"body":"You can save every penny you earn"},{"speaker":"Brian Grimes","startTime":597.964,"endTime":601.324,"body":"and put it into more deals that"},{"speaker":"Brian Grimes","startTime":601.324,"endTime":605.554,"body":"produce more cash flow and continue"},{"speaker":"Brian Grimes","startTime":601.324,"endTime":605.554,"body":"to break yourself out of the 9-5 and"},{"speaker":"Brian Grimes","startTime":605.554,"endTime":607.374,"body":"build wealth, true long term wealth."},{"speaker":"Average Joe Finances","startTime":607.544,"endTime":608.204,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":608.204,"endTime":610.705,"body":"Cuz you're now at a point where"},{"speaker":"Average Joe Finances","startTime":608.204,"endTime":610.705,"body":"you're stress free, right?"},{"speaker":"Average Joe Finances","startTime":610.705,"endTime":611.935,"body":"You're living a stress free life."},{"speaker":"Average Joe Finances","startTime":611.965,"endTime":615.175,"body":"You don't have to worry about, Oh,"},{"speaker":"Average Joe Finances","startTime":611.965,"endTime":615.175,"body":"can I make my mortgage payment?"},{"speaker":"Average Joe Finances","startTime":615.18,"endTime":617.155,"body":"Yeah, you can make your mortgage"},{"speaker":"Average Joe Finances","startTime":615.18,"endTime":617.155,"body":"payment because your tenants are"},{"speaker":"Average Joe Finances","startTime":617.16,"endTime":619.771,"body":"making it for you and you're still"},{"speaker":"Average Joe Finances","startTime":617.16,"endTime":619.771,"body":"pocketing some cash out of that, so"},{"speaker":"Average Joe Finances","startTime":619.771,"endTime":622.651,"body":"you got money for some groceries and"},{"speaker":"Average Joe Finances","startTime":619.771,"endTime":622.651,"body":"some utilities or whatever you need."},{"speaker":"Average Joe Finances","startTime":622.667,"endTime":625.239,"body":"So yeah, that's what a great"},{"speaker":"Average Joe Finances","startTime":622.667,"endTime":625.239,"body":"first property get into."},{"speaker":"Average Joe Finances","startTime":625.599,"endTime":628.907,"body":"And then, you said you had your second"},{"speaker":"Average Joe Finances","startTime":625.599,"endTime":628.907,"body":"aha moment where you realized, okay,"},{"speaker":"Average Joe Finances","startTime":629.147,"endTime":632.807,"body":"if I wanna scale, if I wanna keep"},{"speaker":"Average Joe Finances","startTime":629.147,"endTime":632.807,"body":"doing this, I can't just keep dropping."},{"speaker":"Average Joe Finances","startTime":633.107,"endTime":635.927,"body":"20, 25% down on these"},{"speaker":"Average Joe Finances","startTime":633.107,"endTime":635.927,"body":"investment properties."},{"speaker":"Average Joe Finances","startTime":636.227,"endTime":638.387,"body":"So that's when you started"},{"speaker":"Average Joe Finances","startTime":636.227,"endTime":638.387,"body":"looking at BRRR, right?"},{"speaker":"Average Joe Finances","startTime":638.387,"endTime":641.676,"body":"Because you were like, Hey, I"},{"speaker":"Average Joe Finances","startTime":638.387,"endTime":641.676,"body":"could buy this property, fix it up."},{"speaker":"Average Joe Finances","startTime":641.747,"endTime":644.998,"body":"I'll buy an ugly looking house"},{"speaker":"Average Joe Finances","startTime":641.747,"endTime":644.998,"body":"in a pretty nice neighborhood"},{"speaker":"Average Joe Finances","startTime":645.238,"endTime":646.678,"body":"or a decent neighborhood, right?"},{"speaker":"Average Joe Finances","startTime":646.918,"endTime":649.648,"body":"And get it up to par with the"},{"speaker":"Average Joe Finances","startTime":646.918,"endTime":649.648,"body":"rest of the home so the value"},{"speaker":"Average Joe Finances","startTime":649.721,"endTime":651.341,"body":"catches up or exceeds it."},{"speaker":"Average Joe Finances","startTime":651.641,"endTime":654.851,"body":"Cash out, refinance, now you've"},{"speaker":"Average Joe Finances","startTime":651.641,"endTime":654.851,"body":"got your money back to go rinse"},{"speaker":"Average Joe Finances","startTime":654.851,"endTime":656.024,"body":"and repeat and do it again."},{"speaker":"Brian Grimes","startTime":656.024,"endTime":656.307,"body":"Exactly."},{"speaker":"Average Joe Finances","startTime":656.307,"endTime":658.527,"body":"Tell me what"},{"speaker":"Average Joe Finances","startTime":656.307,"endTime":658.527,"body":"that first BRRR deal was like for you?"},{"speaker":"Brian Grimes","startTime":658.555,"endTime":661.471,"body":"It was not as"},{"speaker":"Brian Grimes","startTime":658.555,"endTime":661.471,"body":"rosy as, we just mapped it out."},{"speaker":"Brian Grimes","startTime":661.471,"endTime":662.761,"body":"But the learning was,"},{"speaker":"Average Joe Finances","startTime":663.031,"endTime":663.621,"body":"it never is."},{"speaker":"Brian Grimes","startTime":663.621,"endTime":664.111,"body":"It never is."},{"speaker":"Brian Grimes","startTime":664.111,"endTime":666.123,"body":"It never is, and that is the golden key."},{"speaker":"Brian Grimes","startTime":666.453,"endTime":668.703,"body":"But it definitely was"},{"speaker":"Brian Grimes","startTime":666.453,"endTime":668.703,"body":"extremely educational."},{"speaker":"Brian Grimes","startTime":668.703,"endTime":670.033,"body":"So I got inspired, right?"},{"speaker":"Brian Grimes","startTime":670.036,"endTime":674.341,"body":"I go on, I'm digging on YouTube, and"},{"speaker":"Brian Grimes","startTime":670.036,"endTime":674.341,"body":"YouTube is not, it's built as it is now."},{"speaker":"Brian Grimes","startTime":674.611,"endTime":678.543,"body":"So I find some guy and he's flipping"},{"speaker":"Brian Grimes","startTime":674.611,"endTime":678.543,"body":"Philly, like he's going in and"},{"speaker":"Brian Grimes","startTime":678.543,"endTime":680.343,"body":"he's doing heavy deep rehabs."},{"speaker":"Brian Grimes","startTime":680.343,"endTime":683.943,"body":"He's buying properties from the"},{"speaker":"Brian Grimes","startTime":680.343,"endTime":683.943,"body":"sheriff's sale for  $2,000-3,000."},{"speaker":"Brian Grimes","startTime":684.079,"endTime":686.252,"body":"And he's going in and just"},{"speaker":"Brian Grimes","startTime":684.079,"endTime":686.252,"body":"full gutting these things."},{"speaker":"Brian Grimes","startTime":686.252,"endTime":689.732,"body":"So he's got these videos up where"},{"speaker":"Brian Grimes","startTime":686.252,"endTime":689.732,"body":"he opens the door for the first"},{"speaker":"Brian Grimes","startTime":689.737,"endTime":691.782,"body":"time and it's like the roofs caved."},{"speaker":"Brian Grimes","startTime":691.84,"endTime":694.72,"body":"The roof's in like the basement"},{"speaker":"Brian Grimes","startTime":691.84,"endTime":694.72,"body":"and it's just a puddle of water."},{"speaker":"Brian Grimes","startTime":695.14,"endTime":698.236,"body":"And he's blowing the bricks off,"},{"speaker":"Brian Grimes","startTime":695.14,"endTime":698.236,"body":"he's cutting the roof off, he's"},{"speaker":"Brian Grimes","startTime":698.236,"endTime":701.026,"body":"doing everything and full got"},{"speaker":"Brian Grimes","startTime":698.236,"endTime":701.026,"body":"renovating and it inspired me."},{"speaker":"Brian Grimes","startTime":701.091,"endTime":701.978,"body":"I started doing that."},{"speaker":"Brian Grimes","startTime":701.978,"endTime":706.348,"body":"I bought a three shells on one block"},{"speaker":"Brian Grimes","startTime":701.978,"endTime":706.348,"body":"right by La Salle University, one of"},{"speaker":"Brian Grimes","startTime":706.353,"endTime":708.107,"body":"the big five universities in Philly."},{"speaker":"Brian Grimes","startTime":708.497,"endTime":712.774,"body":"And one was a burnout, one was a"},{"speaker":"Brian Grimes","startTime":708.497,"endTime":712.774,"body":"tear down, one was just a shell."},{"speaker":"Brian Grimes","startTime":713.144,"endTime":716.546,"body":"Raised some money, partnered up"},{"speaker":"Brian Grimes","startTime":713.144,"endTime":716.546,"body":"with somebody to do this, hired"},{"speaker":"Brian Grimes","startTime":716.546,"endTime":720.811,"body":"some contractors who gave the"},{"speaker":"Brian Grimes","startTime":716.546,"endTime":720.811,"body":"best, the cheapest bid out there,"},{"speaker":"Brian Grimes","startTime":721.171,"endTime":724.261,"body":"and when you get the cheapest"},{"speaker":"Brian Grimes","startTime":721.171,"endTime":724.261,"body":"contractor, you get what you paid for."},{"speaker":"Brian Grimes","startTime":724.261,"endTime":727.295,"body":"They ended up burning us"},{"speaker":"Brian Grimes","startTime":724.261,"endTime":727.295,"body":"running off with $40,000."},{"speaker":"Brian Grimes","startTime":727.362,"endTime":731.377,"body":"And then that was when that third,"},{"speaker":"Brian Grimes","startTime":727.362,"endTime":731.377,"body":"we'll call it the third light bulb"},{"speaker":"Brian Grimes","startTime":731.527,"endTime":735.722,"body":"went off, which is if I'm gonna"},{"speaker":"Brian Grimes","startTime":731.527,"endTime":735.722,"body":"survive this BRRR strategy game,"},{"speaker":"Brian Grimes","startTime":736.022,"endTime":738.392,"body":"I have to take ultimate control."},{"speaker":"Brian Grimes","startTime":738.542,"endTime":741.782,"body":"I have to cut out middlemen, I"},{"speaker":"Brian Grimes","startTime":738.542,"endTime":741.782,"body":"have to learn the rehab game, I"},{"speaker":"Brian Grimes","startTime":741.787,"endTime":745.707,"body":"have to know what every screw, nail"},{"speaker":"Brian Grimes","startTime":741.787,"endTime":745.707,"body":"cost, and everything that goes into"},{"speaker":"Brian Grimes","startTime":745.707,"endTime":747.117,"body":"these properties, the timelines."},{"speaker":"Brian Grimes","startTime":747.117,"endTime":751.827,"body":"I have to basically become the"},{"speaker":"Brian Grimes","startTime":747.117,"endTime":751.827,"body":"GC if I wanna win in this game."},{"speaker":"Brian Grimes","startTime":751.936,"endTime":755.544,"body":"And it was good that experience"},{"speaker":"Brian Grimes","startTime":751.936,"endTime":755.544,"body":"happened early on and on a smaller scale"},{"speaker":"Brian Grimes","startTime":755.844,"endTime":757.194,"body":"because that's exactly what happened."},{"speaker":"Brian Grimes","startTime":757.194,"endTime":761.634,"body":"I ended up becoming the GC for my"},{"speaker":"Brian Grimes","startTime":757.194,"endTime":761.634,"body":"projects, managing everything directly,"},{"speaker":"Brian Grimes","startTime":761.634,"endTime":765.81,"body":"buying materials and managing labor"},{"speaker":"Brian Grimes","startTime":761.634,"endTime":765.81,"body":"and paying that directly, and that"},{"speaker":"Brian Grimes","startTime":765.81,"endTime":770.502,"body":"was the major key to scaling up"},{"speaker":"Brian Grimes","startTime":765.81,"endTime":770.502,"body":"successfully and being able to produce"},{"speaker":"Brian Grimes","startTime":770.502,"endTime":772.107,"body":"massive profits with the BRRR strategy."},{"speaker":"Average Joe Finances","startTime":772.392,"endTime":773.417,"body":"Yeah that's a great point."},{"speaker":"Average Joe Finances","startTime":773.475,"endTime":777.11,"body":"And a lot of people, like when I talk"},{"speaker":"Average Joe Finances","startTime":773.475,"endTime":777.11,"body":"to them, especially on their first deal"},{"speaker":"Average Joe Finances","startTime":777.11,"endTime":781.231,"body":"that they're actually doing contract"},{"speaker":"Average Joe Finances","startTime":777.11,"endTime":781.231,"body":"work on, a lot of times people get burned"},{"speaker":"Average Joe Finances","startTime":781.231,"endTime":784.335,"body":"because they feel like I'm gonna go"},{"speaker":"Average Joe Finances","startTime":781.231,"endTime":784.335,"body":"with the cheapest contractor, I wanna"},{"speaker":"Average Joe Finances","startTime":784.34,"endTime":788.205,"body":"try to save as much money as possible"},{"speaker":"Average Joe Finances","startTime":784.34,"endTime":788.205,"body":"to get as much profit as possible."},{"speaker":"Average Joe Finances","startTime":788.505,"endTime":791.342,"body":"And a lot of times, like you said,"},{"speaker":"Average Joe Finances","startTime":788.505,"endTime":791.342,"body":"you get what you pay for, right?"},{"speaker":"Brian Grimes","startTime":791.582,"endTime":791.912,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":791.989,"endTime":793.369,"body":"And that's"},{"speaker":"Average Joe Finances","startTime":791.989,"endTime":793.369,"body":"very unfortunate, man, that"},{"speaker":"Average Joe Finances","startTime":793.454,"endTime":794.895,"body":"They ran off with 40 grand."},{"speaker":"Average Joe Finances","startTime":794.962,"endTime":798.016,"body":"That's that's one of those horror stories"},{"speaker":"Average Joe Finances","startTime":794.962,"endTime":798.016,"body":"that you hear all the time, and it's real."},{"speaker":"Average Joe Finances","startTime":798.016,"endTime":800.377,"body":"So for those of you that are"},{"speaker":"Average Joe Finances","startTime":798.016,"endTime":800.377,"body":"listening, pay attention here."},{"speaker":"Average Joe Finances","startTime":800.403,"endTime":802.282,"body":"Don't just go with the cheapest guy."},{"speaker":"Average Joe Finances","startTime":802.312,"endTime":805.663,"body":"Go with someone that you know has a good"},{"speaker":"Average Joe Finances","startTime":802.312,"endTime":805.663,"body":"track record and that you can trust."},{"speaker":"Average Joe Finances","startTime":805.717,"endTime":809.791,"body":"But yeah so Brian, I need to"},{"speaker":"Average Joe Finances","startTime":805.717,"endTime":809.791,"body":"educate myself on the actual"},{"speaker":"Average Joe Finances","startTime":809.791,"endTime":810.991,"body":"construction side here."},{"speaker":"Average Joe Finances","startTime":810.991,"endTime":814.711,"body":"I need to learn how much this"},{"speaker":"Average Joe Finances","startTime":810.991,"endTime":814.711,"body":"stuff really costs, what type of"},{"speaker":"Average Joe Finances","startTime":814.711,"endTime":816.541,"body":"materials are really gonna be needed."},{"speaker":"Average Joe Finances","startTime":816.871,"endTime":818.881,"body":"Basically turning yourself into the gc."},{"speaker":"Average Joe Finances","startTime":819.031,"endTime":821.761,"body":"I even see you got that hard hat"},{"speaker":"Average Joe Finances","startTime":819.031,"endTime":821.761,"body":"in the background back there."},{"speaker":"Average Joe Finances","startTime":821.766,"endTime":824.971,"body":"Is that to remind you like, Hey"},{"speaker":"Average Joe Finances","startTime":821.766,"endTime":824.971,"body":"man, remember you know this."},{"speaker":"Average Joe Finances","startTime":825.151,"endTime":826.44,"body":"This is the stuff you need to know."},{"speaker":"Average Joe Finances","startTime":826.44,"endTime":828.955,"body":"But so you had to go and learn all that"},{"speaker":"Average Joe Finances","startTime":826.44,"endTime":828.955,"body":"stuff just to make sure that in the"},{"speaker":"Average Joe Finances","startTime":828.955,"endTime":830.695,"body":"future you're not gonna get burned again."},{"speaker":"Average Joe Finances","startTime":830.875,"endTime":834.139,"body":"So I think that's huge that you"},{"speaker":"Average Joe Finances","startTime":830.875,"endTime":834.139,"body":"took that time to say, Hey let's"},{"speaker":"Average Joe Finances","startTime":834.259,"endTime":835.879,"body":"have a tactical pause real quick."},{"speaker":"Average Joe Finances","startTime":836.209,"endTime":839.073,"body":"I need to learn something, I need"},{"speaker":"Average Joe Finances","startTime":836.209,"endTime":839.073,"body":"to make sure I know what's going on"},{"speaker":"Average Joe Finances","startTime":839.078,"endTime":840.813,"body":"here so this doesn't happen again."},{"speaker":"Average Joe Finances","startTime":840.82,"endTime":844.36,"body":"Kudos to you for recognizing that right"},{"speaker":"Average Joe Finances","startTime":840.82,"endTime":844.36,"body":"away off that first deal cuz sometimes"},{"speaker":"Average Joe Finances","startTime":844.36,"endTime":847.309,"body":"it takes people a couple times where"},{"speaker":"Average Joe Finances","startTime":844.36,"endTime":847.309,"body":"it's man, what the hell am I doing wrong?"},{"speaker":"Average Joe Finances","startTime":847.669,"endTime":850.274,"body":"And how do I keep getting"},{"speaker":"Average Joe Finances","startTime":847.669,"endTime":850.274,"body":"screwed out screwed out of these"},{"speaker":"Average Joe Finances","startTime":850.274,"endTime":851.919,"body":"deals and losing this money."},{"speaker":"Average Joe Finances","startTime":852.219,"endTime":852.369,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":852.369,"endTime":854.213,"body":"So you learned the first time right away."},{"speaker":"Average Joe Finances","startTime":854.218,"endTime":854.993,"body":"So that's good man."},{"speaker":"Average Joe Finances","startTime":855.042,"endTime":855.322,"body":"Alright."},{"speaker":"Average Joe Finances","startTime":855.322,"endTime":858.127,"body":"So after you learned that hard lesson,"},{"speaker":"Average Joe Finances","startTime":855.322,"endTime":858.127,"body":"that expensive education, that's"},{"speaker":"Average Joe Finances","startTime":858.127,"endTime":859.177,"body":"what we call it in real estate."},{"speaker":"Average Joe Finances","startTime":859.177,"endTime":860.949,"body":"When something at least happens"},{"speaker":"Average Joe Finances","startTime":859.177,"endTime":860.949,"body":"like this happens, right?"},{"speaker":"Average Joe Finances","startTime":860.949,"endTime":862.179,"body":"It's an expensive education."},{"speaker":"Average Joe Finances","startTime":862.449,"endTime":865.905,"body":"So once you got educated what"},{"speaker":"Average Joe Finances","startTime":862.449,"endTime":865.905,"body":"did the next deal look like?"},{"speaker":"Brian Grimes","startTime":866.205,"endTime":868.727,"body":"So the next"},{"speaker":"Brian Grimes","startTime":866.205,"endTime":868.727,"body":"deal it was similar, right?"},{"speaker":"Brian Grimes","startTime":868.787,"endTime":873.167,"body":"There wasn't really a problem with the"},{"speaker":"Brian Grimes","startTime":868.787,"endTime":873.167,"body":"deal, it was the approach to the deal."},{"speaker":"Brian Grimes","startTime":873.167,"endTime":876.977,"body":"So the next deals were all"},{"speaker":"Brian Grimes","startTime":873.167,"endTime":876.977,"body":"similar, buying as low as we can."},{"speaker":"Brian Grimes","startTime":876.977,"endTime":881.417,"body":"So what I like to, where I like to"},{"speaker":"Brian Grimes","startTime":876.977,"endTime":881.417,"body":"operate is in what I call the developer."},{"speaker":"Brian Grimes","startTime":881.717,"endTime":886.367,"body":"So a developer spread means can"},{"speaker":"Brian Grimes","startTime":881.717,"endTime":886.367,"body":"I buy properties for $30,000,"},{"speaker":"Brian Grimes","startTime":886.367,"endTime":888.167,"body":"$40,000 in shell condition?"},{"speaker":"Brian Grimes","startTime":888.497,"endTime":892.397,"body":"That'll have an after repair"},{"speaker":"Brian Grimes","startTime":888.497,"endTime":892.397,"body":"value of 230 or 240,000."},{"speaker":"Brian Grimes","startTime":892.697,"endTime":896.297,"body":"So I have a $200,000 spread"},{"speaker":"Brian Grimes","startTime":892.697,"endTime":896.297,"body":"that I'm operating with them."},{"speaker":"Brian Grimes","startTime":896.687,"endTime":901.817,"body":"I know because I essentially became"},{"speaker":"Brian Grimes","startTime":896.687,"endTime":901.817,"body":"the GC that I can control the labor and"},{"speaker":"Brian Grimes","startTime":901.817,"endTime":903.947,"body":"materials and rehab these properties."},{"speaker":"Brian Grimes","startTime":904.127,"endTime":905.987,"body":"Full gut renovation style"},{"speaker":"Brian Grimes","startTime":904.127,"endTime":905.987,"body":"for about a hundred."},{"speaker":"Brian Grimes","startTime":906.287,"endTime":907.577,"body":"Maybe 110,000."},{"speaker":"Brian Grimes","startTime":907.967,"endTime":912.467,"body":"So if I buy it for 30, put 110 in,"},{"speaker":"Brian Grimes","startTime":907.967,"endTime":912.467,"body":"I'm in at 140 and it's worth 240."},{"speaker":"Brian Grimes","startTime":912.767,"endTime":916.967,"body":"I now have the perfect conditions for a"},{"speaker":"Brian Grimes","startTime":912.767,"endTime":916.967,"body":"cash out refinance, where I can go to a"},{"speaker":"Brian Grimes","startTime":916.967,"endTime":921.437,"body":"credit union, a community bank, a local"},{"speaker":"Brian Grimes","startTime":916.967,"endTime":921.437,"body":"bank, maybe even a Bank of America if I'm"},{"speaker":"Brian Grimes","startTime":921.437,"endTime":926.867,"body":"getting started earlier, or a portfolio"},{"speaker":"Brian Grimes","startTime":921.437,"endTime":926.867,"body":"lender and get like a 80% or 75% cash out."},{"speaker":"Brian Grimes","startTime":927.167,"endTime":930.497,"body":"Slap a 30 year note on it, put the"},{"speaker":"Brian Grimes","startTime":927.167,"endTime":930.497,"body":"tenants in, maybe I section eight,"},{"speaker":"Brian Grimes","startTime":930.497,"endTime":934.127,"body":"maybe I room rent, maybe I do market"},{"speaker":"Brian Grimes","startTime":930.497,"endTime":934.127,"body":"rent depending on where I'm at there."},{"speaker":"Brian Grimes","startTime":934.157,"endTime":934.967,"body":"There's co-living."},{"speaker":"Brian Grimes","startTime":934.972,"endTime":937.487,"body":"There are all these different"},{"speaker":"Brian Grimes","startTime":934.972,"endTime":937.487,"body":"strategies out there for monetizing."},{"speaker":"Brian Grimes","startTime":937.937,"endTime":939.257,"body":"And then I wash, rinse,  repeat."},{"speaker":"Brian Grimes","startTime":939.262,"endTime":942.587,"body":"I get my money back, I might"},{"speaker":"Brian Grimes","startTime":939.262,"endTime":942.587,"body":"even get paid like 20, 30 grand"},{"speaker":"Brian Grimes","startTime":942.827,"endTime":945.623,"body":"in the cash out refinance which"},{"speaker":"Brian Grimes","startTime":942.827,"endTime":945.623,"body":"is tax free money by the way."},{"speaker":"Brian Grimes","startTime":945.833,"endTime":950.633,"body":"And I put that into future deals"},{"speaker":"Brian Grimes","startTime":945.833,"endTime":950.633,"body":"and I continue to scale and I use"},{"speaker":"Brian Grimes","startTime":950.695,"endTime":952.195,"body":"Construction lenders on the front end."},{"speaker":"Brian Grimes","startTime":952.195,"endTime":955.585,"body":"Hard money lenders and different"},{"speaker":"Brian Grimes","startTime":952.195,"endTime":955.585,"body":"construction lenders on the front end"},{"speaker":"Brian Grimes","startTime":955.585,"endTime":958.465,"body":"to increase my capacity and my scale."},{"speaker":"Brian Grimes","startTime":958.495,"endTime":963.835,"body":"Now I have three to $5 million of"},{"speaker":"Brian Grimes","startTime":958.495,"endTime":963.835,"body":"purchasing power and rehab budget"},{"speaker":"Brian Grimes","startTime":964.105,"endTime":965.935,"body":"that I can now scale up with."},{"speaker":"Brian Grimes","startTime":965.935,"endTime":969.595,"body":"I can get a warehouse, I can get a"},{"speaker":"Brian Grimes","startTime":965.935,"endTime":969.595,"body":"dump truck, I can start to cut all"},{"speaker":"Brian Grimes","startTime":969.595,"endTime":973.765,"body":"of my costs down to the bare minimum"},{"speaker":"Brian Grimes","startTime":969.595,"endTime":973.765,"body":"because when you get heavy into this"},{"speaker":"Brian Grimes","startTime":973.765,"endTime":977.455,"body":"birth strategy, there's making money"},{"speaker":"Brian Grimes","startTime":973.765,"endTime":977.455,"body":"and saving money, and both end up as"},{"speaker":"Brian Grimes","startTime":977.5,"endTime":979.31,"body":"green dollar bills in your pocket."},{"speaker":"Brian Grimes","startTime":979.333,"endTime":982.733,"body":"A lot of us will overlook the"},{"speaker":"Brian Grimes","startTime":979.333,"endTime":982.733,"body":"saving money because it's imaginary."},{"speaker":"Brian Grimes","startTime":982.733,"endTime":983.633,"body":"Like we don't see it."},{"speaker":"Brian Grimes","startTime":984.023,"endTime":986.463,"body":"So we just think, ah, you"},{"speaker":"Brian Grimes","startTime":984.023,"endTime":986.463,"body":"don't need to focus on that."},{"speaker":"Brian Grimes","startTime":986.463,"endTime":991.254,"body":"A warehouse, for instance, $3,000 a"},{"speaker":"Brian Grimes","startTime":986.463,"endTime":991.254,"body":"month for a 10,000 square foot warehouse"},{"speaker":"Brian Grimes","startTime":991.584,"endTime":996.44,"body":"could save you, to save me about"},{"speaker":"Brian Grimes","startTime":991.584,"endTime":996.44,"body":"$200,000 a month operating at full scale."},{"speaker":"Brian Grimes","startTime":996.613,"endTime":999.019,"body":"So these things are very powerful."},{"speaker":"Brian Grimes","startTime":999.019,"endTime":1001.929,"body":"Buying in bulk and getting these dump"},{"speaker":"Brian Grimes","startTime":999.019,"endTime":1001.929,"body":"trucks and these different things that"},{"speaker":"Brian Grimes","startTime":1001.929,"endTime":1003.849,"body":"increase your speed and your efficiency."},{"speaker":"Average Joe Finances","startTime":1004.069,"endTime":1004.309,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1004.367,"endTime":1005.627,"body":"That's a very fair point."},{"speaker":"Average Joe Finances","startTime":1005.847,"endTime":1008.098,"body":"You'd mentioned though, that"},{"speaker":"Average Joe Finances","startTime":1005.847,"endTime":1008.098,"body":"there's several strategies, right?"},{"speaker":"Average Joe Finances","startTime":1008.098,"endTime":1010.481,"body":"Once you renovate the property"},{"speaker":"Average Joe Finances","startTime":1008.098,"endTime":1010.481,"body":"and how to rent it out."},{"speaker":"Average Joe Finances","startTime":1010.53,"endTime":1012.96,"body":"And I don't wanna get to that, but I also"},{"speaker":"Average Joe Finances","startTime":1010.53,"endTime":1012.96,"body":"wanna point out something else that you"},{"speaker":"Average Joe Finances","startTime":1012.96,"endTime":1015.943,"body":"said too where you mentioned that when"},{"speaker":"Average Joe Finances","startTime":1012.96,"endTime":1015.943,"body":"you refinance the property and you get"},{"speaker":"Average Joe Finances","startTime":1015.948,"endTime":1018.114,"body":"that cash back, that's tax free money."},{"speaker":"Average Joe Finances","startTime":1018.319,"endTime":1021.49,"body":"So turn around, if you were to,"},{"speaker":"Average Joe Finances","startTime":1018.319,"endTime":1021.49,"body":"if you were flipping that property"},{"speaker":"Average Joe Finances","startTime":1021.73,"endTime":1024.388,"body":"right, and you had this, a hundred"},{"speaker":"Average Joe Finances","startTime":1021.73,"endTime":1024.388,"body":"thousand dollars spread and you"},{"speaker":"Average Joe Finances","startTime":1024.388,"endTime":1026.608,"body":"sell it for a hundred thousand"},{"speaker":"Average Joe Finances","startTime":1024.388,"endTime":1026.608,"body":"dollars profit, you're not getting a"},{"speaker":"Average Joe Finances","startTime":1026.613,"endTime":1027.748,"body":"hundred thousand dollars in profit."},{"speaker":"Average Joe Finances","startTime":1027.838,"endTime":1030.448,"body":"You're paying some nasty capital"},{"speaker":"Average Joe Finances","startTime":1027.838,"endTime":1030.448,"body":"gains on that too, right?"},{"speaker":"Average Joe Finances","startTime":1030.549,"endTime":1035.313,"body":"Doing it this way, now, not only did you"},{"speaker":"Average Joe Finances","startTime":1030.549,"endTime":1035.313,"body":"get a nice chunk of that change back,"},{"speaker":"Average Joe Finances","startTime":1035.323,"endTime":1039.211,"body":"that cash back to you tax free, but"},{"speaker":"Average Joe Finances","startTime":1035.323,"endTime":1039.211,"body":"at the same time, you now have a cash"},{"speaker":"Average Joe Finances","startTime":1039.211,"endTime":1041.611,"body":"flowing asset that you put tenants in."},{"speaker":"Average Joe Finances","startTime":1042.066,"endTime":1044.84,"body":"And that you get to keep and"},{"speaker":"Average Joe Finances","startTime":1042.066,"endTime":1044.84,"body":"watch it appreciate and go up in"},{"speaker":"Average Joe Finances","startTime":1044.84,"endTime":1046.254,"body":"value over the next couple years."},{"speaker":"Brian Grimes","startTime":1046.257,"endTime":1046.437,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1046.481,"endTime":1047.083,"body":"That's huge."},{"speaker":"Average Joe Finances","startTime":1047.383,"endTime":1051.215,"body":"I wanna go back to what you were"},{"speaker":"Average Joe Finances","startTime":1047.383,"endTime":1051.215,"body":"talking about with saving money, right?"},{"speaker":"Average Joe Finances","startTime":1051.242,"endTime":1053.162,"body":"A lot of people ignore"},{"speaker":"Average Joe Finances","startTime":1051.242,"endTime":1053.162,"body":"this portion, right?"},{"speaker":"Average Joe Finances","startTime":1053.162,"endTime":1057.063,"body":"They say, Oh yeah, if it's not making me"},{"speaker":"Average Joe Finances","startTime":1053.162,"endTime":1057.063,"body":"money then whatever the cost savings, like"},{"speaker":"Average Joe Finances","startTime":1057.063,"endTime":1060.543,"body":"you said, is gonna put some of those green"},{"speaker":"Average Joe Finances","startTime":1057.063,"endTime":1060.543,"body":"dollar bills in your pocket too, right?"},{"speaker":"Average Joe Finances","startTime":1060.563,"endTime":1063.503,"body":"And it sounds like you've"},{"speaker":"Average Joe Finances","startTime":1060.563,"endTime":1063.503,"body":"learned that early on."},{"speaker":"Brian Grimes","startTime":1063.803,"endTime":1064.043,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1064.071,"endTime":1066.124,"body":"And actually there's"},{"speaker":"Average Joe Finances","startTime":1064.071,"endTime":1066.124,"body":"a lot of things you learned early on"},{"speaker":"Average Joe Finances","startTime":1066.124,"endTime":1069.364,"body":"too, including the multiple strategies"},{"speaker":"Average Joe Finances","startTime":1066.124,"endTime":1069.364,"body":"on how to put tenants in a property."},{"speaker":"Average Joe Finances","startTime":1069.664,"endTime":1070.931,"body":"So actually I wanna touch on that too."},{"speaker":"Average Joe Finances","startTime":1070.94,"endTime":1073.039,"body":"But first let's talk"},{"speaker":"Average Joe Finances","startTime":1070.94,"endTime":1073.039,"body":"about the savings piece."},{"speaker":"Average Joe Finances","startTime":1073.039,"endTime":1076.789,"body":"So what are some things that you realize"},{"speaker":"Average Joe Finances","startTime":1073.039,"endTime":1076.789,"body":"that you can do, like little changes"},{"speaker":"Average Joe Finances","startTime":1076.789,"endTime":1080.719,"body":"that you can make on the properties and"},{"speaker":"Average Joe Finances","startTime":1076.789,"endTime":1080.719,"body":"things like that, that are cost effective"},{"speaker":"Average Joe Finances","startTime":1080.719,"endTime":1084.409,"body":"savings for you, that actually puts"},{"speaker":"Average Joe Finances","startTime":1080.719,"endTime":1084.409,"body":"more money in your pocket in the future?"},{"speaker":"Brian Grimes","startTime":1084.709,"endTime":1087.159,"body":"Yeah little"},{"speaker":"Brian Grimes","startTime":1084.709,"endTime":1087.159,"body":"changes in terms of rehab."},{"speaker":"Brian Grimes","startTime":1087.229,"endTime":1090.829,"body":"I mean you can do, you can"},{"speaker":"Brian Grimes","startTime":1087.229,"endTime":1090.829,"body":"create streamline processes."},{"speaker":"Brian Grimes","startTime":1090.919,"endTime":1095.076,"body":"So like a modern property will have"},{"speaker":"Brian Grimes","startTime":1090.919,"endTime":1095.076,"body":"hardwood flooring so you might run the"},{"speaker":"Brian Grimes","startTime":1095.081,"endTime":1098.106,"body":"hardwood floor from the living room"},{"speaker":"Brian Grimes","startTime":1095.081,"endTime":1098.106,"body":"through the kitchen, even into the"},{"speaker":"Brian Grimes","startTime":1098.106,"endTime":1102.966,"body":"bathroom, Put a nice trim around it,"},{"speaker":"Brian Grimes","startTime":1098.106,"endTime":1102.966,"body":"and that allows your speed to increase."},{"speaker":"Brian Grimes","startTime":1102.966,"endTime":1106.251,"body":"So money, they say speed"},{"speaker":"Brian Grimes","startTime":1102.966,"endTime":1106.251,"body":"is money in real estate."},{"speaker":"Brian Grimes","startTime":1106.252,"endTime":1110.178,"body":"The saying is, if you lose a day,"},{"speaker":"Brian Grimes","startTime":1106.252,"endTime":1110.178,"body":"you lose an hour, couple hours, you"},{"speaker":"Brian Grimes","startTime":1110.178,"endTime":1113.238,"body":"lose a day, you lose a couple days,"},{"speaker":"Brian Grimes","startTime":1110.178,"endTime":1113.238,"body":"you lose a week, you lose a week, you"},{"speaker":"Brian Grimes","startTime":1113.238,"endTime":1115.411,"body":"lose a month in real estate and rehab."},{"speaker":"Brian Grimes","startTime":1115.771,"endTime":1118.381,"body":"So it's all about speed,"},{"speaker":"Brian Grimes","startTime":1115.771,"endTime":1118.381,"body":"and speed is the money."},{"speaker":"Brian Grimes","startTime":1118.681,"endTime":1123.045,"body":"And as you start pushing your crews you're"},{"speaker":"Brian Grimes","startTime":1118.681,"endTime":1123.045,"body":"gonna maximize their speed by sending like"},{"speaker":"Brian Grimes","startTime":1123.465,"endTime":1126.8,"body":"property inspectors at 'em and different"},{"speaker":"Brian Grimes","startTime":1123.465,"endTime":1126.8,"body":"things at them to keep everybody on"},{"speaker":"Brian Grimes","startTime":1126.8,"endTime":1130.655,"body":"their toes and control the environment"},{"speaker":"Brian Grimes","startTime":1126.8,"endTime":1130.655,"body":"just like a sports coach is going to"},{"speaker":"Brian Grimes","startTime":1130.655,"endTime":1132.545,"body":"try to control the team environment."},{"speaker":"Brian Grimes","startTime":1132.545,"endTime":1134.405,"body":"We like to run, we like to push the ball."},{"speaker":"Brian Grimes","startTime":1134.645,"endTime":1136.475,"body":"So you're running sprints"},{"speaker":"Brian Grimes","startTime":1134.645,"endTime":1136.475,"body":"and practice, right?"},{"speaker":"Brian Grimes","startTime":1136.475,"endTime":1138.635,"body":"You're not just walking the"},{"speaker":"Brian Grimes","startTime":1136.475,"endTime":1138.635,"body":"ball up to court and practice."},{"speaker":"Brian Grimes","startTime":1138.7,"endTime":1140.132,"body":"You're controlling that environment."},{"speaker":"Brian Grimes","startTime":1140.372,"endTime":1144.422,"body":"So you try to speed up your contractors"},{"speaker":"Brian Grimes","startTime":1140.372,"endTime":1144.422,"body":"first, and that's iteration one, and"},{"speaker":"Brian Grimes","startTime":1144.422,"endTime":1148.802,"body":"then you speed them up and you realize,"},{"speaker":"Brian Grimes","startTime":1144.422,"endTime":1148.802,"body":"They can't go any faster by themselves,"},{"speaker":"Brian Grimes","startTime":1148.802,"endTime":1150.332,"body":"so you have to get efficiencies."},{"speaker":"Brian Grimes","startTime":1150.512,"endTime":1153.332,"body":"Dump trucks, inspectors, warehouses."},{"speaker":"Brian Grimes","startTime":1153.332,"endTime":1154.622,"body":"Why is the warehouse important?"},{"speaker":"Brian Grimes","startTime":1154.622,"endTime":1159.692,"body":"Not only can you buy in bulk and that's"},{"speaker":"Brian Grimes","startTime":1154.622,"endTime":1159.692,"body":"a savings, you're getting like 30 to 40%"},{"speaker":"Brian Grimes","startTime":1159.692,"endTime":1164.822,"body":"discounts by buying in bulk, but by having"},{"speaker":"Brian Grimes","startTime":1159.692,"endTime":1164.822,"body":"your own little Home Depot where guys"},{"speaker":"Brian Grimes","startTime":1164.822,"endTime":1169.712,"body":"aren't spending two hours in a line at the"},{"speaker":"Brian Grimes","startTime":1164.822,"endTime":1169.712,"body":"pro desk at Home Depot to order things and"},{"speaker":"Brian Grimes","startTime":1169.712,"endTime":1174.752,"body":"then take them to the job when you can get"},{"speaker":"Brian Grimes","startTime":1169.712,"endTime":1174.752,"body":"those things out to your job sites in 15"},{"speaker":"Brian Grimes","startTime":1174.752,"endTime":1179.762,"body":"minutes and beat traffic in the morning,"},{"speaker":"Brian Grimes","startTime":1174.752,"endTime":1179.762,"body":"and there's always materials there so guys"},{"speaker":"Brian Grimes","startTime":1179.762,"endTime":1182.072,"body":"can always work at their maximum speed."},{"speaker":"Brian Grimes","startTime":1182.432,"endTime":1186.602,"body":"You now increase your efficiency,"},{"speaker":"Brian Grimes","startTime":1182.432,"endTime":1186.602,"body":"your production, and how"},{"speaker":"Brian Grimes","startTime":1186.602,"endTime":1188.252,"body":"quick you can turn tables."},{"speaker":"Brian Grimes","startTime":1188.252,"endTime":1190.142,"body":"So you have to think like"},{"speaker":"Brian Grimes","startTime":1188.252,"endTime":1190.142,"body":"a chef with this game."},{"speaker":"Brian Grimes","startTime":1190.532,"endTime":1193.125,"body":"If you're a chef and I'm a chef"},{"speaker":"Brian Grimes","startTime":1190.532,"endTime":1193.125,"body":"and we both have a restaurant."},{"speaker":"Brian Grimes","startTime":1193.125,"endTime":1196.275,"body":"We're across the street from each"},{"speaker":"Brian Grimes","startTime":1193.125,"endTime":1196.275,"body":"other, and we both have a line out"},{"speaker":"Brian Grimes","startTime":1196.275,"endTime":1197.7,"body":"the corner, we're trying to compete."},{"speaker":"Brian Grimes","startTime":1197.7,"endTime":1198.72,"body":"Who can make the most money?"},{"speaker":"Brian Grimes","startTime":1199.2,"endTime":1203.28,"body":"If I can fix food and flip those"},{"speaker":"Brian Grimes","startTime":1199.2,"endTime":1203.28,"body":"tables, somebody comes in, they order,"},{"speaker":"Brian Grimes","startTime":1203.28,"endTime":1204.75,"body":"I get the food to them in 10 minutes."},{"speaker":"Brian Grimes","startTime":1204.75,"endTime":1208.38,"body":"They eat, they're out the door in"},{"speaker":"Brian Grimes","startTime":1204.75,"endTime":1208.38,"body":"an hour and it takes you two hours."},{"speaker":"Brian Grimes","startTime":1208.59,"endTime":1212.13,"body":"I can flip more tables in a night"},{"speaker":"Brian Grimes","startTime":1208.59,"endTime":1212.13,"body":"than you, so I can run eight dinner"},{"speaker":"Brian Grimes","startTime":1212.13,"endTime":1213.54,"body":"services and you can run four."},{"speaker":"Brian Grimes","startTime":1213.66,"endTime":1214.62,"body":"I'm making more money than you."},{"speaker":"Brian Grimes","startTime":1214.92,"endTime":1215.37,"body":"Period."},{"speaker":"Brian Grimes","startTime":1215.7,"endTime":1219.85,"body":"So the speed and that efficiency allows"},{"speaker":"Brian Grimes","startTime":1215.7,"endTime":1219.85,"body":"you to do more deals in the same amount"},{"speaker":"Brian Grimes","startTime":1219.85,"endTime":1223.75,"body":"of time, just make more money, and"},{"speaker":"Brian Grimes","startTime":1219.85,"endTime":1223.75,"body":"it just cuts down your labor costs"},{"speaker":"Brian Grimes","startTime":1223.755,"endTime":1225.01,"body":"when you're paying guys by the day."},{"speaker":"Brian Grimes","startTime":1225.25,"endTime":1227.35,"body":"So there's just so much savings."},{"speaker":"Brian Grimes","startTime":1227.68,"endTime":1232.93,"body":"As I dove into this, every efficiency I"},{"speaker":"Brian Grimes","startTime":1227.68,"endTime":1232.93,"body":"created was focused on speeding up my guys"},{"speaker":"Brian Grimes","startTime":1233.11,"endTime":1238.513,"body":"and speeding up my systems and then saving"},{"speaker":"Brian Grimes","startTime":1233.11,"endTime":1238.513,"body":"in terms of bulk buying at bulk and just"},{"speaker":"Brian Grimes","startTime":1238.513,"endTime":1240.103,"body":"creating these different relationships."},{"speaker":"Brian Grimes","startTime":1240.163,"endTime":1243.703,"body":"Even at bulk, you can negotiate"},{"speaker":"Brian Grimes","startTime":1240.163,"endTime":1243.703,"body":"an a lender down on their pricing,"},{"speaker":"Brian Grimes","startTime":1244.003,"endTime":1245.113,"body":"so I'll even take it there."},{"speaker":"Brian Grimes","startTime":1245.523,"endTime":1249.341,"body":"Here's a quick tip, there are"},{"speaker":"Brian Grimes","startTime":1245.523,"endTime":1249.341,"body":"no fixed prices in real estate."},{"speaker":"Brian Grimes","startTime":1249.341,"endTime":1251.331,"body":"Everything's negotiable"},{"speaker":"Brian Grimes","startTime":1249.341,"endTime":1251.331,"body":"even with the lender."},{"speaker":"Brian Grimes","startTime":1251.581,"endTime":1253.991,"body":"You can sit down with the lender, say,"},{"speaker":"Brian Grimes","startTime":1251.581,"endTime":1253.991,"body":"I don't like that origination fee."},{"speaker":"Brian Grimes","startTime":1254.016,"endTime":1257.256,"body":"You might not like it, but you're"},{"speaker":"Brian Grimes","startTime":1254.016,"endTime":1257.256,"body":"moving $150,000 single family"},{"speaker":"Brian Grimes","startTime":1257.256,"endTime":1258.666,"body":"house, and I'm moving 10 of them."},{"speaker":"Brian Grimes","startTime":1258.906,"endTime":1260.256,"body":"I'm moving 1.5 million."},{"speaker":"Brian Grimes","startTime":1260.646,"endTime":1262.776,"body":"So they gotta talk to me and"},{"speaker":"Brian Grimes","startTime":1260.646,"endTime":1262.776,"body":"they gotta wave that fee."},{"speaker":"Brian Grimes","startTime":1263.076,"endTime":1267.444,"body":"So as you do everything in bulk the"},{"speaker":"Brian Grimes","startTime":1263.076,"endTime":1267.444,"body":"red carpet continues to roll out"},{"speaker":"Brian Grimes","startTime":1267.449,"endTime":1269.034,"body":"to you and you can do more damage."},{"speaker":"Brian Grimes","startTime":1269.094,"endTime":1272.724,"body":"So I learned that early on and then"},{"speaker":"Brian Grimes","startTime":1269.094,"endTime":1272.724,"body":"focused on scale and efficiency."},{"speaker":"Average Joe Finances","startTime":1272.775,"endTime":1275.355,"body":"The whole scale"},{"speaker":"Average Joe Finances","startTime":1272.775,"endTime":1275.355,"body":"and efficiency portion of that is"},{"speaker":"Average Joe Finances","startTime":1275.355,"endTime":1277.035,"body":"what gets you to that point, right?"},{"speaker":"Average Joe Finances","startTime":1277.035,"endTime":1279.825,"body":"You are able to grow your business"},{"speaker":"Average Joe Finances","startTime":1277.035,"endTime":1279.825,"body":"to this point where it's become its"},{"speaker":"Average Joe Finances","startTime":1279.825,"endTime":1281.955,"body":"own self-sufficient beast, right?"},{"speaker":"Average Joe Finances","startTime":1281.955,"endTime":1282.135,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1282.195,"endTime":1285.568,"body":"Now you have your own warehouse,"},{"speaker":"Average Joe Finances","startTime":1282.195,"endTime":1285.568,"body":"so you have time and cost savings"},{"speaker":"Average Joe Finances","startTime":1285.573,"endTime":1286.648,"body":"cuz you're buying in bulk."},{"speaker":"Average Joe Finances","startTime":1286.715,"endTime":1290.03,"body":"Your contractors have one spot where"},{"speaker":"Average Joe Finances","startTime":1286.715,"endTime":1290.03,"body":"they go to get everything, they don't"},{"speaker":"Average Joe Finances","startTime":1290.03,"endTime":1293.24,"body":"have to take all these different"},{"speaker":"Average Joe Finances","startTime":1290.03,"endTime":1293.24,"body":"trips to different warehouses and"},{"speaker":"Average Joe Finances","startTime":1293.24,"endTime":1296.36,"body":"different places where up, Hey, they"},{"speaker":"Average Joe Finances","startTime":1293.24,"endTime":1296.36,"body":"didn't have the part I needed, so"},{"speaker":"Average Joe Finances","startTime":1296.36,"endTime":1297.994,"body":"now I gotta go to this one over here."},{"speaker":"Average Joe Finances","startTime":1298.249,"endTime":1299.689,"body":"Now you got everything"},{"speaker":"Average Joe Finances","startTime":1298.249,"endTime":1299.689,"body":"right there in house."},{"speaker":"Average Joe Finances","startTime":1299.959,"endTime":1303.348,"body":"And I think it's pretty safe to assume,"},{"speaker":"Average Joe Finances","startTime":1299.959,"endTime":1303.348,"body":"and I'm gonna assume here, but when"},{"speaker":"Average Joe Finances","startTime":1303.348,"endTime":1306.318,"body":"you do your renovations, that you're"},{"speaker":"Average Joe Finances","startTime":1303.348,"endTime":1306.318,"body":"doing pretty much the same thing in"},{"speaker":"Average Joe Finances","startTime":1306.318,"endTime":1309.617,"body":"every single property so that you will"},{"speaker":"Average Joe Finances","startTime":1306.318,"endTime":1309.617,"body":"always have that material cuz you're"},{"speaker":"Average Joe Finances","startTime":1309.617,"endTime":1310.877,"body":"always buying that stuff in bulk."},{"speaker":"Average Joe Finances","startTime":1311.057,"endTime":1314.576,"body":"So there is no worry about we didn't"},{"speaker":"Average Joe Finances","startTime":1311.057,"endTime":1314.576,"body":"have this exact countertop, or we didn't"},{"speaker":"Average Joe Finances","startTime":1314.576,"endTime":1316.335,"body":"have this exact cabinet structure."},{"speaker":"Average Joe Finances","startTime":1316.337,"endTime":1317.769,"body":"You have all that stuff set up."},{"speaker":"Average Joe Finances","startTime":1317.769,"endTime":1320.256,"body":"That's pretty awesome, man that"},{"speaker":"Average Joe Finances","startTime":1317.769,"endTime":1320.256,"body":"these efficiencies that you build."},{"speaker":"Average Joe Finances","startTime":1320.294,"endTime":1320.624,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1320.629,"endTime":1323.379,"body":"So that's one way to save a"},{"speaker":"Average Joe Finances","startTime":1320.629,"endTime":1323.379,"body":"lot of money and a lot of time."},{"speaker":"Average Joe Finances","startTime":1323.619,"endTime":1326.079,"body":"And like you said before too,"},{"speaker":"Average Joe Finances","startTime":1323.619,"endTime":1326.079,"body":"like actually saving the time is"},{"speaker":"Average Joe Finances","startTime":1326.079,"endTime":1328.779,"body":"probably one of the biggest cost"},{"speaker":"Average Joe Finances","startTime":1326.079,"endTime":1328.779,"body":"savings that you're gonna get"},{"speaker":"Brian Grimes","startTime":1328.779,"endTime":1328.989,"body":"so much"},{"speaker":"Average Joe Finances","startTime":1328.989,"endTime":1330.399,"body":"because"},{"speaker":"Average Joe Finances","startTime":1328.989,"endTime":1330.399,"body":"you lose a couple days, you lose"},{"speaker":"Average Joe Finances","startTime":1330.404,"endTime":1331.539,"body":"a week, then you lose a month"},{"speaker":"Brian Grimes","startTime":1331.959,"endTime":1332.079,"body":"yeah."},{"speaker":"Average Joe Finances","startTime":1332.079,"endTime":1333.213,"body":"And"},{"speaker":"Average Joe Finances","startTime":1332.079,"endTime":1333.213,"body":"that's that, you're right."},{"speaker":"Average Joe Finances","startTime":1333.241,"endTime":1334.131,"body":"That's how it works man."},{"speaker":"Brian Grimes","startTime":1334.131,"endTime":1335.041,"body":"That's how it works."},{"speaker":"Average Joe Finances","startTime":1335.105,"endTime":1335.435,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1335.465,"endTime":1335.675,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1335.675,"endTime":1338.675,"body":"So moving on to tenant placement, right?"},{"speaker":"Average Joe Finances","startTime":1338.925,"endTime":1342.045,"body":"So you had mentioned that there"},{"speaker":"Average Joe Finances","startTime":1338.925,"endTime":1342.045,"body":"are a couple different ways to"},{"speaker":"Average Joe Finances","startTime":1342.045,"endTime":1343.455,"body":"place a tenant in the properties."},{"speaker":"Average Joe Finances","startTime":1343.455,"endTime":1346.54,"body":"You had mentioned, that regular,"},{"speaker":"Average Joe Finances","startTime":1343.455,"endTime":1346.54,"body":"just having a month to month tenant."},{"speaker":"Average Joe Finances","startTime":1346.84,"endTime":1350.069,"body":"You had mentioned section eight,"},{"speaker":"Average Joe Finances","startTime":1346.84,"endTime":1350.069,"body":"you had mentioned, rented out by"},{"speaker":"Average Joe Finances","startTime":1350.074,"endTime":1352.602,"body":"the room or cohabitation, right?"},{"speaker":"Brian Grimes","startTime":1352.602,"endTime":1352.662,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1352.715,"endTime":1354.091,"body":"And I've"},{"speaker":"Average Joe Finances","startTime":1352.715,"endTime":1354.091,"body":"seen a lot of that actually."},{"speaker":"Average Joe Finances","startTime":1354.129,"endTime":1357.514,"body":"There was a conference I went to earlier"},{"speaker":"Average Joe Finances","startTime":1354.129,"endTime":1357.514,"body":"this year and there was a whole breakout"},{"speaker":"Average Joe Finances","startTime":1357.514,"endTime":1359.562,"body":"session on that, on coha b rentals."},{"speaker":"Brian Grimes","startTime":1359.634,"endTime":1359.694,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1359.694,"endTime":1360.024,"body":"Which was,"},{"speaker":"Brian Grimes","startTime":1360.024,"endTime":1360.664,"body":"it's the trend"},{"speaker":"Average Joe Finances","startTime":1360.693,"endTime":1363.873,"body":"mind boggling when"},{"speaker":"Average Joe Finances","startTime":1360.693,"endTime":1363.873,"body":"you looked at it because of the amount"},{"speaker":"Average Joe Finances","startTime":1363.878,"endTime":1365.853,"body":"of cash flow one property can make."},{"speaker":"Brian Grimes","startTime":1365.943,"endTime":1366.393,"body":"Oh, yeah."},{"speaker":"Average Joe Finances","startTime":1366.393,"endTime":1368.673,"body":"Only"},{"speaker":"Average Joe Finances","startTime":1366.393,"endTime":1368.673,"body":"need a couple and you're good."},{"speaker":"Brian Grimes","startTime":1368.703,"endTime":1369.183,"body":"You're done."},{"speaker":"Brian Grimes","startTime":1369.573,"endTime":1369.903,"body":"You're done."},{"speaker":"Average Joe Finances","startTime":1370.113,"endTime":1370.353,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1370.386,"endTime":1371.803,"body":"So can you tell us"},{"speaker":"Average Joe Finances","startTime":1370.386,"endTime":1371.803,"body":"about that a little bit?"},{"speaker":"Average Joe Finances","startTime":1371.828,"endTime":1374.978,"body":"What are some of the different strategies"},{"speaker":"Average Joe Finances","startTime":1371.828,"endTime":1374.978,"body":"that you've looked at when you place"},{"speaker":"Average Joe Finances","startTime":1374.978,"endTime":1379.148,"body":"tenants and are there specific areas"},{"speaker":"Average Joe Finances","startTime":1374.978,"endTime":1379.148,"body":"where you do things differently?"},{"speaker":"Brian Grimes","startTime":1379.448,"endTime":1382.618,"body":"Yeah, so we'll talk"},{"speaker":"Brian Grimes","startTime":1379.448,"endTime":1382.618,"body":"about the iterations, like this"},{"speaker":"Brian Grimes","startTime":1382.618,"endTime":1385.822,"body":"whole real estate game is a game of"},{"speaker":"Brian Grimes","startTime":1382.618,"endTime":1385.822,"body":"growth and iterating getting better"},{"speaker":"Brian Grimes","startTime":1386.092,"endTime":1387.232,"body":"and improving on your product."},{"speaker":"Brian Grimes","startTime":1387.232,"endTime":1391.394,"body":"So first, when I started doing the BRRR"},{"speaker":"Brian Grimes","startTime":1387.232,"endTime":1391.394,"body":"strategy, it was, let's just play it safe."},{"speaker":"Brian Grimes","startTime":1391.394,"endTime":1392.774,"body":"We're gonna do like section eight."},{"speaker":"Brian Grimes","startTime":1392.774,"endTime":1397.2,"body":"So you buy a three bed, one bath, you"},{"speaker":"Brian Grimes","startTime":1392.774,"endTime":1397.2,"body":"spit shine it, you go find a three"},{"speaker":"Brian Grimes","startTime":1397.2,"endTime":1400.26,"body":"bed voucher holder, you put 'em in"},{"speaker":"Brian Grimes","startTime":1397.2,"endTime":1400.26,"body":"it, done, you get your cash flow."},{"speaker":"Brian Grimes","startTime":1400.59,"endTime":1402.03,"body":"Then you start getting"},{"speaker":"Brian Grimes","startTime":1400.59,"endTime":1402.03,"body":"a little bit harder."},{"speaker":"Brian Grimes","startTime":1402.24,"endTime":1404.574,"body":"We start doing what we'd"},{"speaker":"Brian Grimes","startTime":1402.24,"endTime":1404.574,"body":"call like a kitchen flip."},{"speaker":"Brian Grimes","startTime":1404.574,"endTime":1408.684,"body":"So your traditional row home, and I"},{"speaker":"Brian Grimes","startTime":1404.574,"endTime":1408.684,"body":"do this a lot in row home cities, it's"},{"speaker":"Brian Grimes","startTime":1408.734,"endTime":1410.894,"body":"you open a front door, you're in a"},{"speaker":"Brian Grimes","startTime":1408.734,"endTime":1410.894,"body":"living room, then you have the dining"},{"speaker":"Brian Grimes","startTime":1410.894,"endTime":1412.664,"body":"room and then a kitchen in the back."},{"speaker":"Brian Grimes","startTime":1413.054,"endTime":1415.004,"body":"So we'll start doing kitchen flips."},{"speaker":"Brian Grimes","startTime":1415.004,"endTime":1417.265,"body":"We'll flip the kitchen from"},{"speaker":"Brian Grimes","startTime":1415.004,"endTime":1417.265,"body":"the back of the house into"},{"speaker":"Brian Grimes","startTime":1417.265,"endTime":1418.945,"body":"the dining room in the middle."},{"speaker":"Brian Grimes","startTime":1419.215,"endTime":1421.345,"body":"And then in the back we'll put"},{"speaker":"Brian Grimes","startTime":1419.215,"endTime":1421.345,"body":"another bedroom on the first floor."},{"speaker":"Brian Grimes","startTime":1421.735,"endTime":1424.775,"body":"So now I turn a three bed, one"},{"speaker":"Brian Grimes","startTime":1421.735,"endTime":1424.775,"body":"bath into a four bed, one bath."},{"speaker":"Brian Grimes","startTime":1424.775,"endTime":1428.495,"body":"Sometimes I'll turn it into a four bed,"},{"speaker":"Brian Grimes","startTime":1424.775,"endTime":1428.495,"body":"two bath, and that increased my cash flow."},{"speaker":"Brian Grimes","startTime":1428.645,"endTime":1432.305,"body":"So now I can rent that out to a four bed"},{"speaker":"Brian Grimes","startTime":1428.645,"endTime":1432.305,"body":"voucher holder and increase my cash flow."},{"speaker":"Brian Grimes","startTime":1432.357,"endTime":1434.503,"body":"And then you will"},{"speaker":"Brian Grimes","startTime":1432.357,"endTime":1434.503,"body":"continue to iterate there."},{"speaker":"Brian Grimes","startTime":1434.833,"endTime":1436.894,"body":"Then you can get away from section eight."},{"speaker":"Brian Grimes","startTime":1436.894,"endTime":1440.383,"body":"Section eight has some, it's great,"},{"speaker":"Brian Grimes","startTime":1436.894,"endTime":1440.383,"body":"but it can have some headaches in terms"},{"speaker":"Brian Grimes","startTime":1440.388,"endTime":1442.513,"body":"of inspections and how slow it is."},{"speaker":"Brian Grimes","startTime":1442.753,"endTime":1446.773,"body":"So as you're trying to scale a operation,"},{"speaker":"Brian Grimes","startTime":1442.753,"endTime":1446.773,"body":"The section eight might actually"},{"speaker":"Brian Grimes","startTime":1446.773,"endTime":1448.573,"body":"move too slow on the tenanting side."},{"speaker":"Brian Grimes","startTime":1448.903,"endTime":1451.183,"body":"So you'll start to look at co-living."},{"speaker":"Brian Grimes","startTime":1451.573,"endTime":1452.323,"body":"Now, co-living."},{"speaker":"Brian Grimes","startTime":1452.328,"endTime":1453.163,"body":"What do I do there?"},{"speaker":"Brian Grimes","startTime":1453.373,"endTime":1454.933,"body":"Will I iterate even further?"},{"speaker":"Brian Grimes","startTime":1454.933,"endTime":1456.163,"body":"Instead of just a kitchen flip?"},{"speaker":"Brian Grimes","startTime":1456.463,"endTime":1458.173,"body":"Why don't I just blow up the whole house?"},{"speaker":"Brian Grimes","startTime":1458.178,"endTime":1461.923,"body":"Why don't I take this three bed,"},{"speaker":"Brian Grimes","startTime":1458.178,"endTime":1461.923,"body":"one bath, which I could room rent."},{"speaker":"Brian Grimes","startTime":1462.043,"endTime":1465.583,"body":"I could rent those rooms for"},{"speaker":"Brian Grimes","startTime":1462.043,"endTime":1465.583,"body":"maybe 5 65, but who wants to"},{"speaker":"Brian Grimes","startTime":1465.583,"endTime":1466.723,"body":"live in a room rental anyway?"},{"speaker":"Brian Grimes","startTime":1467.083,"endTime":1468.353,"body":"And who wants that headache, right?"},{"speaker":"Brian Grimes","startTime":1468.384,"endTime":1472.227,"body":"What kind of tenants can I"},{"speaker":"Brian Grimes","startTime":1468.384,"endTime":1472.227,"body":"get to Cohabit in that manner."},{"speaker":"Brian Grimes","startTime":1472.407,"endTime":1474.207,"body":"There are some areas where you do it."},{"speaker":"Brian Grimes","startTime":1474.207,"endTime":1477.017,"body":"If you do it in Center City or the"},{"speaker":"Brian Grimes","startTime":1474.207,"endTime":1477.017,"body":"super A class neighborhoods, you"},{"speaker":"Brian Grimes","startTime":1477.017,"endTime":1479.687,"body":"can get some really good tenants"},{"speaker":"Brian Grimes","startTime":1477.017,"endTime":1479.687,"body":"that'll do that and younger tenants."},{"speaker":"Brian Grimes","startTime":1480.107,"endTime":1483.373,"body":"But what if I just wanna do"},{"speaker":"Brian Grimes","startTime":1480.107,"endTime":1483.373,"body":"it for a working class person,"},{"speaker":"Brian Grimes","startTime":1483.378,"endTime":1486.475,"body":"somebody who I'm creating like"},{"speaker":"Brian Grimes","startTime":1483.378,"endTime":1486.475,"body":"an affordable housing unit for."},{"speaker":"Brian Grimes","startTime":1486.605,"endTime":1490.595,"body":"You get crafty and you take a three"},{"speaker":"Brian Grimes","startTime":1486.605,"endTime":1490.595,"body":"bed, one bath, you full gut it, and you"},{"speaker":"Brian Grimes","startTime":1490.595,"endTime":1492.755,"body":"rebuild it into three beds, three baths."},{"speaker":"Brian Grimes","startTime":1493.055,"endTime":1497.495,"body":"Each bedroom has its own bathroom that's"},{"speaker":"Brian Grimes","startTime":1493.055,"endTime":1497.495,"body":"only accessible through the bedroom, so"},{"speaker":"Brian Grimes","startTime":1497.5,"endTime":1501.714,"body":"it's like a master suite with a washer,"},{"speaker":"Brian Grimes","startTime":1497.5,"endTime":1501.714,"body":"a stack washer, dryer in the bathroom,"},{"speaker":"Brian Grimes","startTime":1501.719,"endTime":1507.64,"body":"standup shower, glass enclosure, nice 24"},{"speaker":"Brian Grimes","startTime":1501.719,"endTime":1507.64,"body":"inch vanity, nice mirrors, has everything."},{"speaker":"Brian Grimes","startTime":1507.64,"endTime":1509.74,"body":"If actually, it's starting"},{"speaker":"Brian Grimes","startTime":1507.64,"endTime":1509.74,"body":"to feel like a studio."},{"speaker":"Brian Grimes","startTime":1510.07,"endTime":1513.64,"body":"And I take that kitchen, I flip it all"},{"speaker":"Brian Grimes","startTime":1510.07,"endTime":1513.64,"body":"the way to the front of the property."},{"speaker":"Brian Grimes","startTime":1513.79,"endTime":1517.971,"body":"So now they have this Eden kitchen"},{"speaker":"Brian Grimes","startTime":1513.79,"endTime":1517.971,"body":"shared space, common area and"},{"speaker":"Brian Grimes","startTime":1517.971,"endTime":1522.742,"body":"their own little studio that'll"},{"speaker":"Brian Grimes","startTime":1517.971,"endTime":1522.742,"body":"run out for about 725, 750 a month."},{"speaker":"Brian Grimes","startTime":1522.833,"endTime":1525.753,"body":"In terms of cash flow, the"},{"speaker":"Brian Grimes","startTime":1522.833,"endTime":1525.753,"body":"typical three bed one bath will"},{"speaker":"Brian Grimes","startTime":1525.753,"endTime":1527.326,"body":"rent for about 1250 a month."},{"speaker":"Brian Grimes","startTime":1527.326,"endTime":1530.497,"body":"Co-living property, three bed, three"},{"speaker":"Brian Grimes","startTime":1527.326,"endTime":1530.497,"body":"bath, each unit running for about"},{"speaker":"Brian Grimes","startTime":1530.497,"endTime":1532.987,"body":"750 a month, that's 2250 a month."},{"speaker":"Brian Grimes","startTime":1533.227,"endTime":1536.197,"body":"So I increase my cash flow of that"},{"speaker":"Brian Grimes","startTime":1533.227,"endTime":1536.197,"body":"property by a thousand dollars a month."},{"speaker":"Brian Grimes","startTime":1536.29,"endTime":1540.298,"body":"And I can do that within the single"},{"speaker":"Brian Grimes","startTime":1536.29,"endTime":1540.298,"body":"family ordinance in a city like Philly."},{"speaker":"Brian Grimes","startTime":1540.303,"endTime":1543.448,"body":"In Baltimore, I could do that with"},{"speaker":"Brian Grimes","startTime":1540.303,"endTime":1543.448,"body":"4 people non-related by blood."},{"speaker":"Brian Grimes","startTime":1543.778,"endTime":1547.449,"body":"In Atlanta, in parts of Florida,"},{"speaker":"Brian Grimes","startTime":1543.778,"endTime":1547.449,"body":"I can do it with six people."},{"speaker":"Brian Grimes","startTime":1547.899,"endTime":1551.229,"body":"So depending on where you're at,"},{"speaker":"Brian Grimes","startTime":1547.899,"endTime":1551.229,"body":"it'll let you know how many people"},{"speaker":"Brian Grimes","startTime":1551.229,"endTime":1553.228,"body":"can co-live in a certain property."},{"speaker":"Brian Grimes","startTime":1553.288,"endTime":1554.548,"body":"And that's just research based."},{"speaker":"Brian Grimes","startTime":1554.968,"endTime":1558.669,"body":"But it's extremely profitable and"},{"speaker":"Brian Grimes","startTime":1554.968,"endTime":1558.669,"body":"it is a build it, you will come."},{"speaker":"Brian Grimes","startTime":1558.669,"endTime":1562.479,"body":"So I built about 150 of these properties."},{"speaker":"Brian Grimes","startTime":1562.719,"endTime":1566.189,"body":"But the fun fact is during"},{"speaker":"Brian Grimes","startTime":1562.719,"endTime":1566.189,"body":"what happened during Covid,"},{"speaker":"Brian Grimes","startTime":1566.429,"endTime":1568.829,"body":"March 2020, pandemic hits us."},{"speaker":"Brian Grimes","startTime":1569.099,"endTime":1571.469,"body":"Everybody is thinking like"},{"speaker":"Brian Grimes","startTime":1569.099,"endTime":1571.469,"body":"this thing's airborne."},{"speaker":"Brian Grimes","startTime":1571.474,"endTime":1573.899,"body":"If you go outta your house,"},{"speaker":"Brian Grimes","startTime":1571.474,"endTime":1573.899,"body":"you're just gonna get covid"},{"speaker":"Brian Grimes","startTime":1573.989,"endTime":1575.069,"body":"and you're just gonna drop."},{"speaker":"Brian Grimes","startTime":1575.109,"endTime":1580.959,"body":"I tended it a hundred of these co-living"},{"speaker":"Brian Grimes","startTime":1575.109,"endTime":1580.959,"body":"units in 90 days from March to June"},{"speaker":"Brian Grimes","startTime":1581.139,"endTime":1583.353,"body":"of 2020 in the heat of the pandemic."},{"speaker":"Brian Grimes","startTime":1583.653,"endTime":1587.433,"body":"The demand for this product is"},{"speaker":"Brian Grimes","startTime":1583.653,"endTime":1587.433,"body":"insatiable as well, because millions"},{"speaker":"Brian Grimes","startTime":1587.433,"endTime":1590.493,"body":"of Americans are living on their"},{"speaker":"Brian Grimes","startTime":1587.433,"endTime":1590.493,"body":"parents' couch, in their basement,"},{"speaker":"Brian Grimes","startTime":1590.523,"endTime":1591.963,"body":"in the bedroom that they grew up in."},{"speaker":"Brian Grimes","startTime":1592.263,"endTime":1597.033,"body":"So creating this product creates an"},{"speaker":"Brian Grimes","startTime":1592.263,"endTime":1597.033,"body":"affordable housing product that doesn't"},{"speaker":"Brian Grimes","startTime":1597.033,"endTime":1600.393,"body":"need vouchers, doesn't need low income"},{"speaker":"Brian Grimes","startTime":1597.033,"endTime":1600.393,"body":"housing tax credits, doesn't need"},{"speaker":"Brian Grimes","startTime":1600.393,"endTime":1603.483,"body":"anything, doesn't have section eight"},{"speaker":"Brian Grimes","startTime":1600.393,"endTime":1603.483,"body":"inspectors breathing down your neck,"},{"speaker":"Brian Grimes","startTime":1603.903,"endTime":1607.683,"body":"and it creates affordable quality,"},{"speaker":"Brian Grimes","startTime":1603.903,"endTime":1607.683,"body":"granite countertop, stainless steel"},{"speaker":"Brian Grimes","startTime":1607.683,"endTime":1611.874,"body":"appliance, mini split system, A Type"},{"speaker":"Brian Grimes","startTime":1607.683,"endTime":1611.874,"body":"of living for good quality people."},{"speaker":"Brian Grimes","startTime":1611.874,"endTime":1612.834,"body":"So it's been a win-win."},{"speaker":"Brian Grimes","startTime":1612.834,"endTime":1613.814,"body":"It's been extremely profitable."},{"speaker":"Average Joe Finances","startTime":1614.314,"endTime":1614.584,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1614.584,"endTime":1615.571,"body":"No that's fantastic."},{"speaker":"Average Joe Finances","startTime":1615.594,"endTime":1618.206,"body":"And thank you for being like so"},{"speaker":"Average Joe Finances","startTime":1615.594,"endTime":1618.206,"body":"descriptive with everything cuz you know,"},{"speaker":"Average Joe Finances","startTime":1618.206,"endTime":1622.372,"body":"for the listeners here, they can get a"},{"speaker":"Average Joe Finances","startTime":1618.206,"endTime":1622.372,"body":"much better idea of how this works, right?"},{"speaker":"Average Joe Finances","startTime":1622.642,"endTime":1626.654,"body":"Now I got to take a whole, I guess like"},{"speaker":"Average Joe Finances","startTime":1622.642,"endTime":1626.654,"body":"small course on this when I was at this"},{"speaker":"Average Joe Finances","startTime":1626.659,"endTime":1629.654,"body":"conference, and it was amazing because"},{"speaker":"Average Joe Finances","startTime":1626.659,"endTime":1629.654,"body":"that's actually one of the places that"},{"speaker":"Average Joe Finances","startTime":1629.659,"endTime":1632.594,"body":"they were investing was like down in"},{"speaker":"Average Joe Finances","startTime":1629.659,"endTime":1632.594,"body":"Atlanta and Florida and stuff where"},{"speaker":"Average Joe Finances","startTime":1632.594,"endTime":1634.564,"body":"they were five, six bedroom homes."},{"speaker":"Average Joe Finances","startTime":1634.874,"endTime":1636.32,"body":"And adding the bathrooms and everything."},{"speaker":"Average Joe Finances","startTime":1636.32,"endTime":1638.758,"body":"It was just insane with"},{"speaker":"Average Joe Finances","startTime":1636.32,"endTime":1638.758,"body":"how they were doing it."},{"speaker":"Average Joe Finances","startTime":1639.238,"endTime":1642.642,"body":"And it's just another great strategy"},{"speaker":"Average Joe Finances","startTime":1639.238,"endTime":1642.642,"body":"that people can put in their tool belt."},{"speaker":"Average Joe Finances","startTime":1642.669,"endTime":1644.859,"body":"Because as you're looking like, as"},{"speaker":"Average Joe Finances","startTime":1642.669,"endTime":1644.859,"body":"you're going through and getting"},{"speaker":"Average Joe Finances","startTime":1644.859,"endTime":1647.709,"body":"deals, especially with now, how"},{"speaker":"Average Joe Finances","startTime":1644.859,"endTime":1647.709,"body":"things are starting to slim down,"},{"speaker":"Average Joe Finances","startTime":1647.799,"endTime":1650.859,"body":"with the higher interest rates,"},{"speaker":"Average Joe Finances","startTime":1647.799,"endTime":1650.859,"body":"the low inventory, it's making it"},{"speaker":"Average Joe Finances","startTime":1650.859,"endTime":1652.419,"body":"a little bit harder to find a deal."},{"speaker":"Average Joe Finances","startTime":1652.419,"endTime":1655.119,"body":"But they're out there, the deals are"},{"speaker":"Average Joe Finances","startTime":1652.419,"endTime":1655.119,"body":"out there, you have to find them."},{"speaker":"Average Joe Finances","startTime":1655.389,"endTime":1659.049,"body":"But what this does is gives you an"},{"speaker":"Average Joe Finances","startTime":1655.389,"endTime":1659.049,"body":"opportunity to say something that might"},{"speaker":"Average Joe Finances","startTime":1659.049,"endTime":1662.109,"body":"not have worked where you were gonna rent"},{"speaker":"Average Joe Finances","startTime":1659.049,"endTime":1662.109,"body":"it out, room by room, or it might not"},{"speaker":"Average Joe Finances","startTime":1662.109,"endTime":1664.029,"body":"have worked with a month to month tenant."},{"speaker":"Average Joe Finances","startTime":1664.449,"endTime":1667.329,"body":"Might work as a cohabitation space, right?"},{"speaker":"Brian Grimes","startTime":1667.334,"endTime":1667.409,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":1667.409,"endTime":1668.409,"body":"As a co-living space."},{"speaker":"Average Joe Finances","startTime":1668.739,"endTime":1672.869,"body":"And by doing it that way, you might be"},{"speaker":"Average Joe Finances","startTime":1668.739,"endTime":1672.869,"body":"able to afford that higher interest rate"},{"speaker":"Average Joe Finances","startTime":1673.284,"endTime":1678.048,"body":"and still cash flow because in a market"},{"speaker":"Average Joe Finances","startTime":1673.284,"endTime":1678.048,"body":"like we're in right now, especially"},{"speaker":"Average Joe Finances","startTime":1678.053,"endTime":1681.054,"body":"since, technically we're in a recession,"},{"speaker":"Average Joe Finances","startTime":1678.053,"endTime":1681.054,"body":"but technically we're not because"},{"speaker":"Average Joe Finances","startTime":1681.054,"endTime":1682.164,"body":"they're not officially announcing it."},{"speaker":"Average Joe Finances","startTime":1682.464,"endTime":1684.054,"body":"But anyway, I'm not gonna get into that."},{"speaker":"Average Joe Finances","startTime":1684.384,"endTime":1688.179,"body":"But, with the current market we're"},{"speaker":"Average Joe Finances","startTime":1684.384,"endTime":1688.179,"body":"in right now, Cash flow is king."},{"speaker":"Average Joe Finances","startTime":1688.238,"endTime":1690.258,"body":"And that should be the"},{"speaker":"Average Joe Finances","startTime":1688.238,"endTime":1690.258,"body":"focus for everybody."},{"speaker":"Average Joe Finances","startTime":1690.258,"endTime":1692.041,"body":"Don't buy an asset that's"},{"speaker":"Average Joe Finances","startTime":1690.258,"endTime":1692.041,"body":"not gonna cash flow."},{"speaker":"Average Joe Finances","startTime":1692.071,"endTime":1694.051,"body":"Right now's not the time"},{"speaker":"Average Joe Finances","startTime":1692.071,"endTime":1694.051,"body":"to buy for appreciation."},{"speaker":"Average Joe Finances","startTime":1694.051,"endTime":1695.041,"body":"It is not the time."},{"speaker":"Average Joe Finances","startTime":1695.171,"endTime":1696.156,"body":"To buy for appreciation."},{"speaker":"Average Joe Finances","startTime":1696.199,"endTime":1698.678,"body":"So what you're doing, and your"},{"speaker":"Average Joe Finances","startTime":1696.199,"endTime":1698.678,"body":"strategy from the beginning has"},{"speaker":"Average Joe Finances","startTime":1698.678,"endTime":1701.177,"body":"been like a plus to make it happen."},{"speaker":"Average Joe Finances","startTime":1701.177,"endTime":1702.619,"body":"So Brian that's awesome, man."},{"speaker":"Average Joe Finances","startTime":1702.919,"endTime":1705.019,"body":"I've already got like a whole"},{"speaker":"Average Joe Finances","startTime":1702.919,"endTime":1705.019,"body":"good page of notes, man."},{"speaker":"Average Joe Finances","startTime":1705.019,"endTime":1706.369,"body":"Just in this short conversation."},{"speaker":"Average Joe Finances","startTime":1706.388,"endTime":1707.238,"body":"It's just been really good."},{"speaker":"Average Joe Finances","startTime":1707.238,"endTime":1708.179,"body":"Now I wanna talk about something."},{"speaker":"Average Joe Finances","startTime":1708.329,"endTime":1711.157,"body":"We touched on this a little bit, when"},{"speaker":"Average Joe Finances","startTime":1708.329,"endTime":1711.157,"body":"you're investing in these neighborhoods,"},{"speaker":"Average Joe Finances","startTime":1711.207,"endTime":1714.849,"body":"you're bringing value not only to that"},{"speaker":"Average Joe Finances","startTime":1711.207,"endTime":1714.849,"body":"property and to the people and providing"},{"speaker":"Average Joe Finances","startTime":1714.849,"endTime":1718.449,"body":"affordable housing, but you're also"},{"speaker":"Average Joe Finances","startTime":1714.849,"endTime":1718.449,"body":"enriching these neighborhoods, right?"},{"speaker":"Average Joe Finances","startTime":1718.449,"endTime":1720.295,"body":"You're giving them better properties."},{"speaker":"Average Joe Finances","startTime":1720.299,"endTime":1724.139,"body":"How do you create like an exciting"},{"speaker":"Average Joe Finances","startTime":1720.299,"endTime":1724.139,"body":"real estate investment opportunity that"},{"speaker":"Average Joe Finances","startTime":1724.139,"endTime":1726.659,"body":"enriches like Class C neighborhoods?"},{"speaker":"Average Joe Finances","startTime":1726.693,"endTime":1730.598,"body":"Cause a lot of people will say, I wanna"},{"speaker":"Average Joe Finances","startTime":1726.693,"endTime":1730.598,"body":"try to invest in, maybe B minus B, I"},{"speaker":"Average Joe Finances","startTime":1730.598,"endTime":1732.968,"body":"try not to invest too much in C class."},{"speaker":"Average Joe Finances","startTime":1733.038,"endTime":1736.346,"body":"But what do you do that kind of"},{"speaker":"Average Joe Finances","startTime":1733.038,"endTime":1736.346,"body":"provides these better opportunities"},{"speaker":"Average Joe Finances","startTime":1736.346,"endTime":1737.286,"body":"in C class neighborhoods?"},{"speaker":"Brian Grimes","startTime":1737.341,"endTime":1740.369,"body":"One, I love that you said"},{"speaker":"Brian Grimes","startTime":1737.341,"endTime":1740.369,"body":"that because what you're talking about"},{"speaker":"Brian Grimes","startTime":1740.369,"endTime":1744.099,"body":"there, I look at everything like I'm an"},{"speaker":"Brian Grimes","startTime":1740.369,"endTime":1744.099,"body":"econ major, from Columbia University."},{"speaker":"Brian Grimes","startTime":1744.104,"endTime":1746.809,"body":"So I look at a lot of things"},{"speaker":"Brian Grimes","startTime":1744.104,"endTime":1746.809,"body":"in terms of supply and demand."},{"speaker":"Brian Grimes","startTime":1747.079,"endTime":1752.057,"body":"So when I hear people saying I'm looking"},{"speaker":"Brian Grimes","startTime":1747.079,"endTime":1752.057,"body":"for B minus, maybe, C plus, I dive headed"},{"speaker":"Brian Grimes","startTime":1752.057,"endTime":1755.687,"body":"first into the C class because there's"},{"speaker":"Brian Grimes","startTime":1752.057,"endTime":1755.687,"body":"less competition, less people know how to"},{"speaker":"Brian Grimes","startTime":1755.687,"endTime":1759.541,"body":"navigate it, and that usually means wider"},{"speaker":"Brian Grimes","startTime":1755.687,"endTime":1759.541,"body":"profit spreads for the people who do."},{"speaker":"Brian Grimes","startTime":1759.751,"endTime":1761.011,"body":"So less competition."},{"speaker":"Brian Grimes","startTime":1761.311,"endTime":1765.631,"body":"The key to C class, and I had to"},{"speaker":"Brian Grimes","startTime":1761.311,"endTime":1765.631,"body":"think about this a lot because, one,"},{"speaker":"Brian Grimes","startTime":1765.631,"endTime":1767.071,"body":"I grew up in a C class neighborhood."},{"speaker":"Brian Grimes","startTime":1767.081,"endTime":1769.866,"body":"I know how to navigate it and"},{"speaker":"Brian Grimes","startTime":1767.081,"endTime":1769.866,"body":"it just comes naturally to me."},{"speaker":"Brian Grimes","startTime":1770.106,"endTime":1772.836,"body":"But what's the key to C class investing?"},{"speaker":"Brian Grimes","startTime":1772.896,"endTime":1773.546,"body":"The key is volume."},{"speaker":"Brian Grimes","startTime":1773.846,"endTime":1778.496,"body":"The key is volume, meaning I can"},{"speaker":"Brian Grimes","startTime":1773.846,"endTime":1778.496,"body":"go on one block and I can buy three"},{"speaker":"Brian Grimes","startTime":1778.496,"endTime":1780.296,"body":"properties in a C class neighborhood."},{"speaker":"Brian Grimes","startTime":1780.296,"endTime":1784.466,"body":"It's not really easy to do that in a B"},{"speaker":"Brian Grimes","startTime":1780.296,"endTime":1784.466,"body":"neighborhood, definitely pretty hard to"},{"speaker":"Brian Grimes","startTime":1784.466,"endTime":1788.613,"body":"do it in A class neighborhood because"},{"speaker":"Brian Grimes","startTime":1784.466,"endTime":1788.613,"body":"they don't have the volume block by block."},{"speaker":"Brian Grimes","startTime":1788.883,"endTime":1790.923,"body":"But I can go on a really reasonable block."},{"speaker":"Brian Grimes","startTime":1790.923,"endTime":1793.923,"body":"One thing you need to know is every"},{"speaker":"Brian Grimes","startTime":1790.923,"endTime":1793.923,"body":"neighborhood, no matter if it's good or"},{"speaker":"Brian Grimes","startTime":1793.928,"endTime":1796.503,"body":"bad, has good pockets and bad pocket."},{"speaker":"Brian Grimes","startTime":1796.803,"endTime":1798.818,"body":"Whether it's A class, B class or C class."},{"speaker":"Brian Grimes","startTime":1799.058,"endTime":1801.518,"body":"So even in a C class,"},{"speaker":"Brian Grimes","startTime":1799.058,"endTime":1801.518,"body":"there's some great blocks."},{"speaker":"Brian Grimes","startTime":1801.518,"endTime":1804.788,"body":"I can go on a good block in a C"},{"speaker":"Brian Grimes","startTime":1801.518,"endTime":1804.788,"body":"class neighborhood by two or three"},{"speaker":"Brian Grimes","startTime":1804.788,"endTime":1808.232,"body":"properties that are so close you"},{"speaker":"Brian Grimes","startTime":1804.788,"endTime":1808.232,"body":"could throw a football to from one"},{"speaker":"Brian Grimes","startTime":1808.232,"endTime":1810.482,"body":"to the other, if you're standing"},{"speaker":"Brian Grimes","startTime":1808.232,"endTime":1810.482,"body":"at one and catch it at the other."},{"speaker":"Brian Grimes","startTime":1810.962,"endTime":1813.752,"body":"And now I can create atmosphere."},{"speaker":"Brian Grimes","startTime":1813.992,"endTime":1817.142,"body":"So when I'm showing a tenant"},{"speaker":"Brian Grimes","startTime":1813.992,"endTime":1817.142,"body":"at the property, oh, you"},{"speaker":"Brian Grimes","startTime":1817.142,"endTime":1818.192,"body":"see those two over there?"},{"speaker":"Brian Grimes","startTime":1818.192,"endTime":1819.362,"body":"Those are full gut renovated."},{"speaker":"Brian Grimes","startTime":1819.392,"endTime":1822.212,"body":"They don't even need to know that"},{"speaker":"Brian Grimes","startTime":1819.392,"endTime":1822.212,"body":"I did but now they're seeing the"},{"speaker":"Brian Grimes","startTime":1822.212,"endTime":1824.762,"body":"development, they're seeing the"},{"speaker":"Brian Grimes","startTime":1822.212,"endTime":1824.762,"body":"activity all around them, the"},{"speaker":"Brian Grimes","startTime":1825.242,"endTime":1826.532,"body":"existing residents who live there."},{"speaker":"Brian Grimes","startTime":1826.652,"endTime":1830.732,"body":"It's restoring community pride because"},{"speaker":"Brian Grimes","startTime":1826.652,"endTime":1830.732,"body":"they're seeing guys hanging outta"},{"speaker":"Brian Grimes","startTime":1830.737,"endTime":1835.216,"body":"houses on ladders with hammers in their"},{"speaker":"Brian Grimes","startTime":1830.737,"endTime":1835.216,"body":"hand banging and that is essentially"},{"speaker":"Brian Grimes","startTime":1835.216,"endTime":1838.726,"body":"going to just restore that community"},{"speaker":"Brian Grimes","startTime":1835.216,"endTime":1838.726,"body":"pride and they're seeing money is being"},{"speaker":"Brian Grimes","startTime":1838.726,"endTime":1840.356,"body":"poured into these neighborhoods again."},{"speaker":"Brian Grimes","startTime":1840.506,"endTime":1842.606,"body":"It's putting what I"},{"speaker":"Brian Grimes","startTime":1840.506,"endTime":1842.606,"body":"call the eyeball effect."},{"speaker":"Brian Grimes","startTime":1842.606,"endTime":1845.778,"body":"So when you move, if you move a"},{"speaker":"Brian Grimes","startTime":1842.606,"endTime":1845.778,"body":"single mother into a property in"},{"speaker":"Brian Grimes","startTime":1845.778,"endTime":1849.498,"body":"a C class neighborhood with four"},{"speaker":"Brian Grimes","startTime":1845.778,"endTime":1849.498,"body":"kids, that's 10 sets of eyeballs."},{"speaker":"Brian Grimes","startTime":1849.558,"endTime":1850.908,"body":"That's more people to call the cops."},{"speaker":"Brian Grimes","startTime":1850.908,"endTime":1852.288,"body":"There's more people to complain."},{"speaker":"Brian Grimes","startTime":1852.293,"endTime":1856.528,"body":"There's more people putting that property"},{"speaker":"Brian Grimes","startTime":1852.293,"endTime":1856.528,"body":"on payroll, utilities, taxes, more people"},{"speaker":"Brian Grimes","startTime":1856.528,"endTime":1859.739,"body":"going to the corner store spending money"},{"speaker":"Brian Grimes","startTime":1856.528,"endTime":1859.739,"body":"and money bouncing in the community."},{"speaker":"Brian Grimes","startTime":1860.009,"endTime":1861.789,"body":"It's just uplifting this community."},{"speaker":"Brian Grimes","startTime":1861.919,"endTime":1865.459,"body":"Brick by brick, person by person,"},{"speaker":"Brian Grimes","startTime":1861.919,"endTime":1865.459,"body":"and it starts to run out blight"},{"speaker":"Brian Grimes","startTime":1865.459,"endTime":1866.962,"body":"and run out crime literally."},{"speaker":"Brian Grimes","startTime":1866.962,"endTime":1871.362,"body":"I've had blocks where I bought"},{"speaker":"Brian Grimes","startTime":1866.962,"endTime":1871.362,"body":"10, 15 properties on one block and"},{"speaker":"Brian Grimes","startTime":1871.392,"endTime":1873.142,"body":"it can completely transform it."},{"speaker":"Brian Grimes","startTime":1873.214,"endTime":1877.525,"body":"You have all of these things working"},{"speaker":"Brian Grimes","startTime":1873.214,"endTime":1877.525,"body":"for you, but that volume, that ability"},{"speaker":"Brian Grimes","startTime":1877.525,"endTime":1881.882,"body":"to control blocks and, I have areas"},{"speaker":"Brian Grimes","startTime":1877.525,"endTime":1881.882,"body":"of Philadelphia where I've purchased"},{"speaker":"Brian Grimes","startTime":1882.272,"endTime":1884.722,"body":"where you couldn't go two blocks"},{"speaker":"Brian Grimes","startTime":1882.272,"endTime":1884.722,"body":"without seeing one of my houses."},{"speaker":"Brian Grimes","startTime":1884.747,"endTime":1888.317,"body":"I've purchased 150"},{"speaker":"Brian Grimes","startTime":1884.747,"endTime":1888.317,"body":"properties within a zip code."},{"speaker":"Brian Grimes","startTime":1888.617,"endTime":1893.195,"body":"That type of control that you can now"},{"speaker":"Brian Grimes","startTime":1888.617,"endTime":1893.195,"body":"have over that zip code in terms of how it"},{"speaker":"Brian Grimes","startTime":1893.195,"endTime":1897.09,"body":"looks, how it feels, what kind of services"},{"speaker":"Brian Grimes","startTime":1893.195,"endTime":1897.09,"body":"are there, I've flirted with services like"},{"speaker":"Brian Grimes","startTime":1897.49,"endTime":1900.639,"body":"getting like hiring, like just a private"},{"speaker":"Brian Grimes","startTime":1897.49,"endTime":1900.639,"body":"like they'd have like public safety."},{"speaker":"Brian Grimes","startTime":1900.819,"endTime":1904.779,"body":"I could just hire a private security"},{"speaker":"Brian Grimes","startTime":1900.819,"endTime":1904.779,"body":"company, just drive around, check on our"},{"speaker":"Brian Grimes","startTime":1904.784,"endTime":1906.849,"body":"people, just like our own public safety."},{"speaker":"Brian Grimes","startTime":1906.849,"endTime":1908.969,"body":"We'll pick you up from the"},{"speaker":"Brian Grimes","startTime":1906.849,"endTime":1908.969,"body":"train, take you to your house."},{"speaker":"Brian Grimes","startTime":1908.969,"endTime":1911.759,"body":"Like you can do a lot of"},{"speaker":"Brian Grimes","startTime":1908.969,"endTime":1911.759,"body":"different things to just uplift"},{"speaker":"Brian Grimes","startTime":1911.849,"endTime":1913.049,"body":"a neighborhood in the community."},{"speaker":"Brian Grimes","startTime":1913.141,"endTime":1917.551,"body":"So having that access and having"},{"speaker":"Brian Grimes","startTime":1913.141,"endTime":1917.551,"body":"access to cheap properties that you"},{"speaker":"Brian Grimes","startTime":1917.551,"endTime":1922.351,"body":"can buy in bulk to create value, create"},{"speaker":"Brian Grimes","startTime":1917.551,"endTime":1922.351,"body":"comps, maybe flip one, keep five."},{"speaker":"Brian Grimes","startTime":1922.651,"endTime":1924.001,"body":"Creating that value there."},{"speaker":"Brian Grimes","startTime":1924.361,"endTime":1927.991,"body":"You can just make so much money"},{"speaker":"Brian Grimes","startTime":1924.361,"endTime":1927.991,"body":"and you can do this on the cusp of"},{"speaker":"Brian Grimes","startTime":1927.996,"endTime":1930.211,"body":"gentrification where big comps are."},{"speaker":"Brian Grimes","startTime":1930.241,"endTime":1934.531,"body":"Do it a half mile out, a mile"},{"speaker":"Brian Grimes","startTime":1930.241,"endTime":1934.531,"body":"out and pull those comps to you."},{"speaker":"Brian Grimes","startTime":1934.891,"endTime":1937.021,"body":"These are also the properties"},{"speaker":"Brian Grimes","startTime":1934.891,"endTime":1937.021,"body":"that double and triple in"},{"speaker":"Brian Grimes","startTime":1937.026,"endTime":1938.551,"body":"value, cuz we can buy 'em lower."},{"speaker":"Brian Grimes","startTime":1938.946,"endTime":1943.596,"body":"So you can just make a lot more money in"},{"speaker":"Brian Grimes","startTime":1938.946,"endTime":1943.596,"body":"the C class and have a lot of control."},{"speaker":"Brian Grimes","startTime":1943.596,"endTime":1945.152,"body":"The pros outweigh the cons."},{"speaker":"Average Joe Finances","startTime":1945.332,"endTime":1945.692,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1945.749,"endTime":1948.235,"body":"I love that Brian, cuz even like"},{"speaker":"Average Joe Finances","startTime":1945.749,"endTime":1948.235,"body":"you said too, like you're doing some"},{"speaker":"Average Joe Finances","startTime":1948.235,"endTime":1950.935,"body":"of these half mile away from some"},{"speaker":"Average Joe Finances","startTime":1948.235,"endTime":1950.935,"body":"of the other neighborhoods that are"},{"speaker":"Average Joe Finances","startTime":1950.944,"endTime":1952.954,"body":"B and A class properties, right?"},{"speaker":"Average Joe Finances","startTime":1952.959,"endTime":1956.679,"body":"Where the home values are higher"},{"speaker":"Average Joe Finances","startTime":1952.959,"endTime":1956.679,"body":"and that's helping that area raise"},{"speaker":"Average Joe Finances","startTime":1956.679,"endTime":1960.247,"body":"up in valuable what's that gonna"},{"speaker":"Average Joe Finances","startTime":1956.679,"endTime":1960.247,"body":"do the next block over, right?"},{"speaker":"Average Joe Finances","startTime":1960.457,"endTime":1962.617,"body":"Now that you've raised the"},{"speaker":"Average Joe Finances","startTime":1960.457,"endTime":1962.617,"body":"value over here, it's gonna"},{"speaker":"Average Joe Finances","startTime":1962.617,"endTime":1963.907,"body":"raise the value there, right?"},{"speaker":"Average Joe Finances","startTime":1963.927,"endTime":1964.327,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1964.332,"endTime":1968.017,"body":"And when you have that much control and"},{"speaker":"Average Joe Finances","startTime":1964.332,"endTime":1968.017,"body":"you're buying that much in bulk, you can"},{"speaker":"Average Joe Finances","startTime":1968.167,"endTime":1969.877,"body":"completely change the entire neighborhood."},{"speaker":"Average Joe Finances","startTime":1969.904,"endTime":1972.929,"body":"You could change the home values"},{"speaker":"Average Joe Finances","startTime":1969.904,"endTime":1972.929,"body":"of that neighborhood because"},{"speaker":"Average Joe Finances","startTime":1972.929,"endTime":1974.459,"body":"you're building it all up, right?"},{"speaker":"Average Joe Finances","startTime":1974.729,"endTime":1976.916,"body":"And you're helping, restore that area."},{"speaker":"Average Joe Finances","startTime":1976.916,"endTime":1977.519,"body":"That's huge."},{"speaker":"Average Joe Finances","startTime":1977.524,"endTime":1977.609,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1977.629,"endTime":1980.989,"body":"that goes back to what you were"},{"speaker":"Average Joe Finances","startTime":1977.629,"endTime":1980.989,"body":"doing originally with the hey, like,"},{"speaker":"Average Joe Finances","startTime":1981.206,"endTime":1983.486,"body":"buying bulk and you can save more."},{"speaker":"Average Joe Finances","startTime":1983.585,"endTime":1986.075,"body":"You get those discounts"},{"speaker":"Average Joe Finances","startTime":1983.585,"endTime":1986.075,"body":"when you buy in bulk, right?"},{"speaker":"Average Joe Finances","startTime":1986.075,"endTime":1986.585,"body":"Like you said."},{"speaker":"Average Joe Finances","startTime":1986.885,"endTime":1987.695,"body":"That's huge, man."},{"speaker":"Average Joe Finances","startTime":1987.723,"endTime":1988.533,"body":"I really love that."},{"speaker":"Average Joe Finances","startTime":1988.572,"endTime":1990.192,"body":"Brian, I really love what you're doing."},{"speaker":"Average Joe Finances","startTime":1990.256,"endTime":1991.876,"body":"I love the communities"},{"speaker":"Average Joe Finances","startTime":1990.256,"endTime":1991.876,"body":"that you're helping."},{"speaker":"Average Joe Finances","startTime":1991.904,"endTime":1994.999,"body":"You're actually, not only are you"},{"speaker":"Average Joe Finances","startTime":1991.904,"endTime":1994.999,"body":"creating affordable living and"},{"speaker":"Average Joe Finances","startTime":1995.004,"endTime":1998.875,"body":"affordable housing for people, but"},{"speaker":"Average Joe Finances","startTime":1995.004,"endTime":1998.875,"body":"you are creating, opportunities for"},{"speaker":"Average Joe Finances","startTime":1998.88,"endTime":2002.414,"body":"people in these neighborhoods to"},{"speaker":"Average Joe Finances","startTime":1998.88,"endTime":2002.414,"body":"have a better, safer place to live."},{"speaker":"Average Joe Finances","startTime":2002.414,"endTime":2003.376,"body":"So that's amazing."},{"speaker":"Average Joe Finances","startTime":2003.376,"endTime":2006.239,"body":"Okay, I wanna transition this into"},{"speaker":"Average Joe Finances","startTime":2003.376,"endTime":2006.239,"body":"something that we call the final round."},{"speaker":"Average Joe Finances","startTime":2006.629,"endTime":2010.074,"body":"I'm gonna ask you four questions,"},{"speaker":"Average Joe Finances","startTime":2006.629,"endTime":2010.074,"body":"and they're hard hitting questions"},{"speaker":"Average Joe Finances","startTime":2010.083,"endTime":2012.967,"body":"but it gives us and the listeners"},{"speaker":"Average Joe Finances","startTime":2010.083,"endTime":2012.967,"body":"a better understanding of who"},{"speaker":"Average Joe Finances","startTime":2012.967,"endTime":2017.021,"body":"you are as a person and how you"},{"speaker":"Average Joe Finances","startTime":2012.967,"endTime":2017.021,"body":"attack the problems that you face."},{"speaker":"Average Joe Finances","startTime":2017.231,"endTime":2019.301,"body":"So if you're ready to go,"},{"speaker":"Average Joe Finances","startTime":2017.231,"endTime":2019.301,"body":"we'll get this party started."},{"speaker":"Brian Grimes","startTime":2019.601,"endTime":2020.141,"body":"Let's do it."},{"speaker":"Average Joe Finances","startTime":2020.531,"endTime":2021.131,"body":"All right, Let's go."},{"speaker":"Average Joe Finances","startTime":2021.131,"endTime":2024.731,"body":"So the first question is, what's the"},{"speaker":"Average Joe Finances","startTime":2021.131,"endTime":2024.731,"body":"biggest mistake you've ever made?"},{"speaker":"Brian Grimes","startTime":2024.944,"endTime":2027.484,"body":"When it comes to real"},{"speaker":"Brian Grimes","startTime":2024.944,"endTime":2027.484,"body":"estate, the biggest mistake I'd"},{"speaker":"Brian Grimes","startTime":2027.484,"endTime":2031.685,"body":"say I ever made was really, it was"},{"speaker":"Brian Grimes","startTime":2027.484,"endTime":2031.685,"body":"really that contractor experience,"},{"speaker":"Brian Grimes","startTime":2031.685,"endTime":2035.186,"body":"it was really, not wanting to get"},{"speaker":"Brian Grimes","startTime":2031.685,"endTime":2035.186,"body":"close to it being too white collar."},{"speaker":"Brian Grimes","startTime":2035.306,"endTime":2038.966,"body":"Coming from a white collar blackground,"},{"speaker":"Brian Grimes","startTime":2035.306,"endTime":2038.966,"body":"not understanding this blue collar"},{"speaker":"Brian Grimes","startTime":2038.971,"endTime":2043.155,"body":"game and trying to treat real"},{"speaker":"Brian Grimes","startTime":2038.971,"endTime":2043.155,"body":"estate like a white collar business."},{"speaker":"Brian Grimes","startTime":2043.375,"endTime":2044.245,"body":"I got news for you guys."},{"speaker":"Brian Grimes","startTime":2044.324,"endTime":2047.58,"body":"There ain't no HR department you can"},{"speaker":"Brian Grimes","startTime":2044.324,"endTime":2047.58,"body":"call and none of that stuff's happening."},{"speaker":"Brian Grimes","startTime":2047.58,"endTime":2051.673,"body":"So you need to familiarize yourself"},{"speaker":"Brian Grimes","startTime":2047.58,"endTime":2051.673,"body":"with  the blue collar mindset."},{"speaker":"Brian Grimes","startTime":2051.673,"endTime":2055.363,"body":"Another reason why I keep that hard hat"},{"speaker":"Brian Grimes","startTime":2051.673,"endTime":2055.363,"body":"there, because it just is a reminder"},{"speaker":"Brian Grimes","startTime":2055.368,"endTime":2058.648,"body":"that, when you're playing in this"},{"speaker":"Brian Grimes","startTime":2055.368,"endTime":2058.648,"body":"game, you gotta put your hard hat on."},{"speaker":"Brian Grimes","startTime":2058.648,"endTime":2061.738,"body":"You have to put your boots on the"},{"speaker":"Brian Grimes","startTime":2058.648,"endTime":2061.738,"body":"ground and get out and get in these"},{"speaker":"Brian Grimes","startTime":2061.738,"endTime":2066.538,"body":"properties and get into the mindset of"},{"speaker":"Brian Grimes","startTime":2061.738,"endTime":2066.538,"body":"a contractor in order to be successful."},{"speaker":"Brian Grimes","startTime":2066.568,"endTime":2067.768,"body":"It's just a different world."},{"speaker":"Brian Grimes","startTime":2068.068,"endTime":2070.648,"body":"There's a different jargon,"},{"speaker":"Brian Grimes","startTime":2068.068,"endTime":2070.648,"body":"but anybody can do it."},{"speaker":"Brian Grimes","startTime":2070.736,"endTime":2072.021,"body":"You don't need a degree to do it."},{"speaker":"Brian Grimes","startTime":2072.021,"endTime":2073.681,"body":"You don't need a ton of cash to do it."},{"speaker":"Brian Grimes","startTime":2073.699,"endTime":2075.972,"body":"You just need a ton of knowledge"},{"speaker":"Brian Grimes","startTime":2073.699,"endTime":2075.972,"body":"and experience, and the best"},{"speaker":"Brian Grimes","startTime":2075.972,"endTime":2078.342,"body":"way to get that is to just get"},{"speaker":"Brian Grimes","startTime":2075.972,"endTime":2078.342,"body":"out there and make it happen."},{"speaker":"Average Joe Finances","startTime":2078.612,"endTime":2079.662,"body":"Yeah, Brian, love that."},{"speaker":"Average Joe Finances","startTime":2079.662,"endTime":2081.222,"body":"And mindset is huge."},{"speaker":"Average Joe Finances","startTime":2081.302,"endTime":2084.163,"body":"We didn't even really touch on that"},{"speaker":"Average Joe Finances","startTime":2081.302,"endTime":2084.163,"body":"too much, but I know your mindset,"},{"speaker":"Average Joe Finances","startTime":2084.163,"endTime":2085.376,"body":"man you're where you need to be."},{"speaker":"Average Joe Finances","startTime":2085.376,"endTime":2086.486,"body":"That's a hundred percent fact."},{"speaker":"Brian Grimes","startTime":2086.576,"endTime":2086.726,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2086.966,"endTime":2087.326,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2087.596,"endTime":2087.836,"body":"All right."},{"speaker":"Average Joe Finances","startTime":2087.836,"endTime":2090.566,"body":"So the next question I want to"},{"speaker":"Average Joe Finances","startTime":2087.836,"endTime":2090.566,"body":"ask you is, what is something that"},{"speaker":"Average Joe Finances","startTime":2090.566,"endTime":2094.266,"body":"you've learned that you wish you"},{"speaker":"Average Joe Finances","startTime":2090.566,"endTime":2094.266,"body":"knew when you first got started?"},{"speaker":"Brian Grimes","startTime":2094.295,"endTime":2098.465,"body":"I wish I knew that there's"},{"speaker":"Brian Grimes","startTime":2094.295,"endTime":2098.465,"body":"not a real way to cut corners, right?"},{"speaker":"Brian Grimes","startTime":2098.735,"endTime":2102.986,"body":"So when I first started, one iteration"},{"speaker":"Brian Grimes","startTime":2098.735,"endTime":2102.986,"body":"we didn't talk about is, what I'll call"},{"speaker":"Brian Grimes","startTime":2102.986,"endTime":2106.278,"body":"is like the lipstick iteration, where"},{"speaker":"Brian Grimes","startTime":2102.986,"endTime":2106.278,"body":"it's like you're just gonna go and just,"},{"speaker":"Brian Grimes","startTime":2106.287,"endTime":2109.479,"body":"we're gonna touch up this property,"},{"speaker":"Brian Grimes","startTime":2106.287,"endTime":2109.479,"body":"we're gonna try to save everything."},{"speaker":"Brian Grimes","startTime":2109.479,"endTime":2110.409,"body":"What can we save?"},{"speaker":"Brian Grimes","startTime":2110.619,"endTime":2112.719,"body":"Let's not get rid of anything"},{"speaker":"Brian Grimes","startTime":2110.619,"endTime":2112.719,"body":"that we don't have to."},{"speaker":"Brian Grimes","startTime":2113.019,"endTime":2114.759,"body":"And it's completely the wrong mindset."},{"speaker":"Brian Grimes","startTime":2114.809,"endTime":2118.319,"body":"I would call even 99% of the time,"},{"speaker":"Brian Grimes","startTime":2114.809,"endTime":2118.319,"body":"is you go in with the mindset,"},{"speaker":"Brian Grimes","startTime":2118.709,"endTime":2121.529,"body":"I'm gonna save everything, which"},{"speaker":"Brian Grimes","startTime":2118.709,"endTime":2121.529,"body":"means the deal's only gonna make"},{"speaker":"Brian Grimes","startTime":2121.529,"endTime":2123.089,"body":"sense if you can save everything."},{"speaker":"Brian Grimes","startTime":2123.569,"endTime":2125.729,"body":"And then you find out you"},{"speaker":"Brian Grimes","startTime":2123.569,"endTime":2125.729,"body":"can't save everything."},{"speaker":"Brian Grimes","startTime":2125.789,"endTime":2127.739,"body":"You can't save as much"},{"speaker":"Brian Grimes","startTime":2125.789,"endTime":2127.739,"body":"as you thought you could."},{"speaker":"Brian Grimes","startTime":2127.744,"endTime":2129.959,"body":"And when you start changing"},{"speaker":"Brian Grimes","startTime":2127.744,"endTime":2129.959,"body":"things, you end up having to change"},{"speaker":"Brian Grimes","startTime":2129.959,"endTime":2133.469,"body":"more, and you blow right through"},{"speaker":"Brian Grimes","startTime":2129.959,"endTime":2133.469,"body":"your budget almost every time."},{"speaker":"Brian Grimes","startTime":2133.499,"endTime":2136.319,"body":"If you do cut those corners"},{"speaker":"Brian Grimes","startTime":2133.499,"endTime":2136.319,"body":"by the time you put a tenant."},{"speaker":"Brian Grimes","startTime":2136.619,"endTime":2138.869,"body":"Everything breaks and you don't"},{"speaker":"Brian Grimes","startTime":2136.619,"endTime":2138.869,"body":"get any cash flow because you're"},{"speaker":"Brian Grimes","startTime":2138.869,"endTime":2140.849,"body":"constantly having to fix things."},{"speaker":"Brian Grimes","startTime":2140.854,"endTime":2142.319,"body":"It becomes a management nightmare."},{"speaker":"Brian Grimes","startTime":2142.569,"endTime":2147.219,"body":"Just knowing that full gut is the"},{"speaker":"Brian Grimes","startTime":2142.569,"endTime":2147.219,"body":"way, because most of these major"},{"speaker":"Brian Grimes","startTime":2147.219,"endTime":2149.749,"body":"cities were built in the 1910s, 1915s."},{"speaker":"Brian Grimes","startTime":2149.774,"endTime":2152.439,"body":"The properties are hundred years old."},{"speaker":"Brian Grimes","startTime":2152.709,"endTime":2154.449,"body":"They need rehab desperately."},{"speaker":"Brian Grimes","startTime":2154.454,"endTime":2156.489,"body":"They need people with that"},{"speaker":"Brian Grimes","startTime":2154.454,"endTime":2156.489,"body":"knowledge and that expertise."},{"speaker":"Brian Grimes","startTime":2156.789,"endTime":2162.605,"body":"So go and do a gut or a gut like"},{"speaker":"Brian Grimes","startTime":2156.789,"endTime":2162.605,"body":"rehab and then have a property"},{"speaker":"Brian Grimes","startTime":2162.605,"endTime":2163.655,"body":"that you can set and forget."},{"speaker":"Brian Grimes","startTime":2163.715,"endTime":2164.735,"body":"It's just the best way to go."},{"speaker":"Average Joe Finances","startTime":2164.932,"endTime":2165.142,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2165.142,"endTime":2166.072,"body":"No, that's a great point."},{"speaker":"Average Joe Finances","startTime":2166.125,"endTime":2170.366,"body":"Cuz home's that old, your wiring needs"},{"speaker":"Average Joe Finances","startTime":2166.125,"endTime":2170.366,"body":"to be replaced, deploying to everything"},{"speaker":"Average Joe Finances","startTime":2170.366,"endTime":2172.767,"body":"because Yeah that's very fair point."},{"speaker":"Average Joe Finances","startTime":2173.127,"endTime":2173.397,"body":"All right."},{"speaker":"Average Joe Finances","startTime":2173.397,"endTime":2173.847,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":2174.327,"endTime":2177.523,"body":"All right the next question I have"},{"speaker":"Average Joe Finances","startTime":2174.327,"endTime":2177.523,"body":"ties into that as well, and that"},{"speaker":"Average Joe Finances","startTime":2177.523,"endTime":2180.793,"body":"is, do you have any tips or tricks"},{"speaker":"Average Joe Finances","startTime":2177.523,"endTime":2180.793,"body":"that you would recommend to someone"},{"speaker":"Average Joe Finances","startTime":2180.853,"endTime":2182.222,"body":"that is just getting started?"},{"speaker":"Brian Grimes","startTime":2182.222,"endTime":2183.591,"body":"I still love the house hack."},{"speaker":"Brian Grimes","startTime":2183.591,"endTime":2185.83,"body":"I still think nothing beats"},{"speaker":"Brian Grimes","startTime":2183.591,"endTime":2185.83,"body":"a good old house hack."},{"speaker":"Brian Grimes","startTime":2186.1,"endTime":2190.702,"body":"My best tip for using like a FHA to"},{"speaker":"Brian Grimes","startTime":2186.1,"endTime":2190.702,"body":"get your first deal, use your FHA"},{"speaker":"Brian Grimes","startTime":2190.852,"endTime":2194.602,"body":"if you haven't already, to get the"},{"speaker":"Brian Grimes","startTime":2190.852,"endTime":2194.602,"body":"biggest multi-family property that"},{"speaker":"Brian Grimes","startTime":2194.602,"endTime":2198.552,"body":"you can afford that will cash flow you"},{"speaker":"Brian Grimes","startTime":2194.602,"endTime":2198.552,"body":"and then negotiate a seller's assist."},{"speaker":"Brian Grimes","startTime":2198.792,"endTime":2202.092,"body":"As part of your initial offer, you"},{"speaker":"Brian Grimes","startTime":2198.792,"endTime":2202.092,"body":"wanna negotiate as sellers assist."},{"speaker":"Brian Grimes","startTime":2202.092,"endTime":2206.487,"body":"The sellers assist can be up to 6%,"},{"speaker":"Brian Grimes","startTime":2202.092,"endTime":2206.487,"body":"but when FHA is usually capped around"},{"speaker":"Brian Grimes","startTime":2206.487,"endTime":2211.287,"body":"3%, but you, so for a hundred thousand"},{"speaker":"Brian Grimes","startTime":2206.487,"endTime":2211.287,"body":"dollars property, the seller can credit"},{"speaker":"Brian Grimes","startTime":2211.287,"endTime":2215.277,"body":"$3,000, 3% of that to your closing costs."},{"speaker":"Brian Grimes","startTime":2215.277,"endTime":2219.177,"body":"It allows you to bring less to the"},{"speaker":"Brian Grimes","startTime":2215.277,"endTime":2219.177,"body":"table and therefore get more, get a"},{"speaker":"Brian Grimes","startTime":2219.177,"endTime":2221.041,"body":"bigger property with less capital."},{"speaker":"Brian Grimes","startTime":2221.311,"endTime":2223.642,"body":"So that's the tip and"},{"speaker":"Brian Grimes","startTime":2221.311,"endTime":2223.642,"body":"trick, but that's my advice."},{"speaker":"Brian Grimes","startTime":2223.942,"endTime":2225.082,"body":"Do the house hack."},{"speaker":"Brian Grimes","startTime":2225.082,"endTime":2228.846,"body":"Go get a multi, use your FHA"},{"speaker":"Brian Grimes","startTime":2225.082,"endTime":2228.846,"body":"and get started that way."},{"speaker":"Brian Grimes","startTime":2228.846,"endTime":2230.226,"body":"Learn how to monetize."},{"speaker":"Brian Grimes","startTime":2230.226,"endTime":2231.396,"body":"Learn how to be a landlord."},{"speaker":"Brian Grimes","startTime":2231.726,"endTime":2235.482,"body":"So many people focus on"},{"speaker":"Brian Grimes","startTime":2231.726,"endTime":2235.482,"body":"building HGTV Property Brothers."},{"speaker":"Brian Grimes","startTime":2235.482,"endTime":2236.262,"body":"Flip this house."},{"speaker":"Brian Grimes","startTime":2236.562,"endTime":2237.672,"body":"Learn how to be a landlord."},{"speaker":"Brian Grimes","startTime":2237.972,"endTime":2240.282,"body":"If you don't like being a landlord,"},{"speaker":"Brian Grimes","startTime":2237.972,"endTime":2240.282,"body":"there's no reason to get in the"},{"speaker":"Brian Grimes","startTime":2240.282,"endTime":2242.472,"body":"game, so don't go for the building."},{"speaker":"Brian Grimes","startTime":2242.472,"endTime":2245.052,"body":"First, learn how to be a landlord"},{"speaker":"Brian Grimes","startTime":2242.472,"endTime":2245.052,"body":"and monetize, and then if"},{"speaker":"Brian Grimes","startTime":2245.057,"endTime":2246.312,"body":"you love it, then keep going."},{"speaker":"Average Joe Finances","startTime":2246.612,"endTime":2248.262,"body":"Brian, that is a fair point."},{"speaker":"Average Joe Finances","startTime":2248.262,"endTime":2250.602,"body":"And you know what, I wrote that"},{"speaker":"Average Joe Finances","startTime":2248.262,"endTime":2250.602,"body":"down before too, and I was just"},{"speaker":"Average Joe Finances","startTime":2250.602,"endTime":2253.959,"body":"looking at that  with what you"},{"speaker":"Average Joe Finances","startTime":2250.602,"endTime":2253.959,"body":"were saying, about the whole house"},{"speaker":"Average Joe Finances","startTime":2253.964,"endTime":2255.939,"body":"hacking experience itself in general."},{"speaker":"Average Joe Finances","startTime":2255.957,"endTime":2259.307,"body":"And when you got that first, when you"},{"speaker":"Average Joe Finances","startTime":2255.957,"endTime":2259.307,"body":"did your first house hack, that seller"},{"speaker":"Average Joe Finances","startTime":2259.307,"endTime":2262.453,"body":"credit that you negotiated, I want, I"},{"speaker":"Average Joe Finances","startTime":2259.307,"endTime":2262.453,"body":"wanted to ask you this, so this is, I'm"},{"speaker":"Average Joe Finances","startTime":2262.464,"endTime":2265.212,"body":"gonna go off beat here for a second,"},{"speaker":"Average Joe Finances","startTime":2262.464,"endTime":2265.212,"body":"but, with that being your first deal,"},{"speaker":"Average Joe Finances","startTime":2265.212,"endTime":2267.442,"body":"how did you know to ask for that?"},{"speaker":"Brian Grimes","startTime":2267.592,"endTime":2270.046,"body":"Being a student of the"},{"speaker":"Brian Grimes","startTime":2267.592,"endTime":2270.046,"body":"game, I definitely had buddies who"},{"speaker":"Brian Grimes","startTime":2270.046,"endTime":2273.436,"body":"were in the game and we were constantly"},{"speaker":"Brian Grimes","startTime":2270.046,"endTime":2273.436,"body":"talking, but just being a research"},{"speaker":"Brian Grimes","startTime":2273.436,"endTime":2276.72,"body":"nut and something came across my desk"},{"speaker":"Brian Grimes","startTime":2273.436,"endTime":2276.72,"body":"and sellers assist, What is that?"},{"speaker":"Brian Grimes","startTime":2276.75,"endTime":2277.5,"body":"How can I use that?"},{"speaker":"Brian Grimes","startTime":2277.5,"endTime":2280.05,"body":"And then asking the realtor,"},{"speaker":"Brian Grimes","startTime":2277.5,"endTime":2280.05,"body":"What is the sellers assist?"},{"speaker":"Brian Grimes","startTime":2280.055,"endTime":2280.74,"body":"How can I use it?"},{"speaker":"Brian Grimes","startTime":2280.745,"endTime":2281.55,"body":"How much can I do?"},{"speaker":"Brian Grimes","startTime":2281.73,"endTime":2282.81,"body":"Can I ask for 10%?"},{"speaker":"Brian Grimes","startTime":2282.94,"endTime":2283.87,"body":"Can I get a house for free?"},{"speaker":"Brian Grimes","startTime":2284.17,"endTime":2286.28,"body":"Where's the limit to this"},{"speaker":"Brian Grimes","startTime":2284.17,"endTime":2286.28,"body":"thing and just exploring."},{"speaker":"Brian Grimes","startTime":2286.295,"endTime":2291.558,"body":"So I just stumbled upon it in conversation"},{"speaker":"Brian Grimes","startTime":2286.295,"endTime":2291.558,"body":"and putting out offers in learning and"},{"speaker":"Brian Grimes","startTime":2291.828,"endTime":2295.098,"body":"putting out a offer and then trying"},{"speaker":"Brian Grimes","startTime":2291.828,"endTime":2295.098,"body":"to add a seller assist and then having"},{"speaker":"Brian Grimes","startTime":2295.098,"endTime":2296.808,"body":"my realtor say, No, you can't do that."},{"speaker":"Brian Grimes","startTime":2296.808,"endTime":2298.788,"body":"You already offered, You"},{"speaker":"Brian Grimes","startTime":2296.808,"endTime":2298.788,"body":"can't add it after the fact."},{"speaker":"Brian Grimes","startTime":2299.058,"endTime":2302.623,"body":"So you just learned the process"},{"speaker":"Brian Grimes","startTime":2299.058,"endTime":2302.623,"body":"through, like I said, trial and error."},{"speaker":"Brian Grimes","startTime":2302.683,"endTime":2305.653,"body":"Get out there, take the next logical"},{"speaker":"Brian Grimes","startTime":2302.683,"endTime":2305.653,"body":"step, bump your head against the wall."},{"speaker":"Brian Grimes","startTime":2306.043,"endTime":2307.139,"body":"You will figure this thing."},{"speaker":"Brian Grimes","startTime":2307.139,"endTime":2310.14,"body":"You don't have to be a rocket"},{"speaker":"Brian Grimes","startTime":2307.139,"endTime":2310.14,"body":"scientist to do real estate,"},{"speaker":"Brian Grimes","startTime":2310.44,"endTime":2311.839,"body":"and that's why we all love it."},{"speaker":"Brian Grimes","startTime":2311.869,"endTime":2312.769,"body":"Those of us who are in it."},{"speaker":"Average Joe Finances","startTime":2313.069,"endTime":2313.339,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2313.369,"endTime":2313.669,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2313.669,"endTime":2314.059,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":2314.064,"endTime":2314.325,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":2314.338,"endTime":2316.283,"body":"Okay, back on track to"},{"speaker":"Average Joe Finances","startTime":2314.338,"endTime":2316.283,"body":"the final round here."},{"speaker":"Average Joe Finances","startTime":2316.311,"endTime":2317.228,"body":"I just wanted to add that."},{"speaker":"Brian Grimes","startTime":2317.258,"endTime":2318.188,"body":"Yeah, no, that's perfect."},{"speaker":"Average Joe Finances","startTime":2318.488,"endTime":2318.828,"body":"All right."},{"speaker":"Average Joe Finances","startTime":2318.899,"endTime":2323.339,"body":"Brian, do you have a favorite"},{"speaker":"Average Joe Finances","startTime":2318.899,"endTime":2323.339,"body":"business investing or real estate"},{"speaker":"Average Joe Finances","startTime":2323.344,"endTime":2325.479,"body":"related book or podcast or both?"},{"speaker":"Brian Grimes","startTime":2325.649,"endTime":2329.474,"body":"I have a one my favorite"},{"speaker":"Brian Grimes","startTime":2325.649,"endTime":2329.474,"body":"book for people who are wanting to"},{"speaker":"Brian Grimes","startTime":2329.474,"endTime":2333.554,"body":"learn how to break free from the nine"},{"speaker":"Brian Grimes","startTime":2329.474,"endTime":2333.554,"body":"to five and just think differently about"},{"speaker":"Brian Grimes","startTime":2333.554,"endTime":2335.064,"body":"Money is The Richest Man in Babylon."},{"speaker":"Brian Grimes","startTime":2335.073,"endTime":2338.561,"body":"And I'm a audio book guy, so I'll"},{"speaker":"Brian Grimes","startTime":2335.073,"endTime":2338.561,"body":"listen to a lot of audio books."},{"speaker":"Brian Grimes","startTime":2338.647,"endTime":2340.937,"body":"You can YouTube The Richest"},{"speaker":"Brian Grimes","startTime":2338.647,"endTime":2340.937,"body":"Man in Babylon, and there's a"},{"speaker":"Brian Grimes","startTime":2340.937,"endTime":2344.177,"body":"audio book on YouTube that you"},{"speaker":"Brian Grimes","startTime":2340.937,"endTime":2344.177,"body":"can just tap in and listen to."},{"speaker":"Brian Grimes","startTime":2344.507,"endTime":2347.877,"body":"Listen on 2X to Speed, you'll blast"},{"speaker":"Brian Grimes","startTime":2344.507,"endTime":2347.877,"body":"through it in three or four hours,"},{"speaker":"Brian Grimes","startTime":2347.877,"endTime":2351.724,"body":"but the principles in that book are"},{"speaker":"Brian Grimes","startTime":2347.877,"endTime":2351.724,"body":"phenomenal and if you listen to it"},{"speaker":"Brian Grimes","startTime":2351.724,"endTime":2356.548,"body":"deeply and a few times you'll definitely"},{"speaker":"Brian Grimes","startTime":2351.724,"endTime":2356.548,"body":"start creating a money plan to save, to"},{"speaker":"Brian Grimes","startTime":2356.548,"endTime":2360.088,"body":"put your money to work for you instead"},{"speaker":"Brian Grimes","startTime":2356.548,"endTime":2360.088,"body":"of constantly working for your money."},{"speaker":"Brian Grimes","startTime":2360.388,"endTime":2360.628,"body":"\\"},{"speaker":"Brian Grimes","startTime":2360.388,"endTime":2360.628,"body":"Average Joe Finances: Yeah."},{"speaker":"Brian Grimes","startTime":2360.748,"endTime":2363.028,"body":"No, I absolutely love that book."},{"speaker":"Brian Grimes","startTime":2363.028,"endTime":2364.078,"body":"It's one of my favorites."},{"speaker":"Brian Grimes","startTime":2364.078,"endTime":2366.602,"body":"I actually, I probably like"},{"speaker":"Brian Grimes","startTime":2364.078,"endTime":2366.602,"body":"that one even more than Rich"},{"speaker":"Brian Grimes","startTime":2366.607,"endTime":2367.853,"body":"Dad, Poor Dad hundred percent."},{"speaker":"Brian Grimes","startTime":2367.952,"endTime":2369.532,"body":"That book is just so foundational."},{"speaker":"Brian Grimes","startTime":2369.832,"endTime":2370.282,"body":"Crazy"},{"speaker":"Average Joe Finances","startTime":2370.361,"endTime":2372.731,"body":"and my kids will"},{"speaker":"Average Joe Finances","startTime":2370.361,"endTime":2372.731,"body":"read it when they are old enough to"},{"speaker":"Average Joe Finances","startTime":2372.731,"endTime":2374.241,"body":"understand the these and the those."},{"speaker":"Average Joe Finances","startTime":2374.601,"endTime":2374.761,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2374.761,"endTime":2376.721,"body":"And not get confused when"},{"speaker":"Average Joe Finances","startTime":2374.761,"endTime":2376.721,"body":"they're reading it, but yeah."},{"speaker":"Average Joe Finances","startTime":2376.726,"endTime":2377.181,"body":"That's awesome."},{"speaker":"Average Joe Finances","startTime":2377.481,"endTime":2377.541,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2377.541,"endTime":2377.841,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2377.841,"endTime":2381.741,"body":"Hey, so that's it for the final round,"},{"speaker":"Average Joe Finances","startTime":2377.841,"endTime":2381.741,"body":"Brian, but I do have one more question"},{"speaker":"Average Joe Finances","startTime":2381.741,"endTime":2384.321,"body":"for you, and this is the most important"},{"speaker":"Average Joe Finances","startTime":2381.741,"endTime":2384.321,"body":"question of all, because the people"},{"speaker":"Average Joe Finances","startTime":2384.326,"endTime":2387.201,"body":"that have been listening to this"},{"speaker":"Average Joe Finances","startTime":2384.326,"endTime":2387.201,"body":"episode are like, Man, Brian is out"},{"speaker":"Average Joe Finances","startTime":2387.201,"endTime":2389.551,"body":"there killing the game, crushing it."},{"speaker":"Average Joe Finances","startTime":2389.881,"endTime":2390.841,"body":"Love what he's doing."},{"speaker":"Average Joe Finances","startTime":2390.841,"endTime":2394.194,"body":"I wanna learn more about him"},{"speaker":"Average Joe Finances","startTime":2390.841,"endTime":2394.194,"body":"and what he has to offer here."},{"speaker":"Average Joe Finances","startTime":2394.198,"endTime":2397.018,"body":"If you could Brian, share where people"},{"speaker":"Average Joe Finances","startTime":2394.198,"endTime":2397.018,"body":"could find more information about you?"},{"speaker":"Average Joe Finances","startTime":2397.018,"endTime":2398.338,"body":"Do you have a website"},{"speaker":"Average Joe Finances","startTime":2397.018,"endTime":2398.338,"body":"you could share with us?"},{"speaker":"Average Joe Finances","startTime":2398.338,"endTime":2399.958,"body":"Any social media, anything like that?"},{"speaker":"Average Joe Finances","startTime":2399.963,"endTime":2400.738,"body":"We'd love to know."},{"speaker":"Brian Grimes","startTime":2401.038,"endTime":2403.923,"body":"Yeah, so I'm pretty"},{"speaker":"Brian Grimes","startTime":2401.038,"endTime":2403.923,"body":"easy to get a hold of on social media."},{"speaker":"Brian Grimes","startTime":2403.94,"endTime":2408.6,"body":"If you're an Instagrammer, you"},{"speaker":"Brian Grimes","startTime":2403.94,"endTime":2408.6,"body":"can find me, briangrimes_247cfu"},{"speaker":"Brian Grimes","startTime":2408.62,"endTime":2409.86,"body":"for the Cashflow University."},{"speaker":"Brian Grimes","startTime":2409.86,"endTime":2412.342,"body":"You can find me on LinkedIn,"},{"speaker":"Brian Grimes","startTime":2409.86,"endTime":2412.342,"body":"Brian Grimes Real Estate."},{"speaker":"Brian Grimes","startTime":2412.373,"endTime":2413.522,"body":"You can find me on Facebook."},{"speaker":"Brian Grimes","startTime":2413.522,"endTime":2414.242,"body":"Brian Grimes."},{"speaker":"Brian Grimes","startTime":2414.542,"endTime":2415.652,"body":"You can find me on YouTube."},{"speaker":"Brian Grimes","startTime":2415.682,"endTime":2419.562,"body":"Brian Loves Cash Flow and that's easy"},{"speaker":"Brian Grimes","startTime":2415.682,"endTime":2419.562,"body":"to remember because I love cash flow."},{"speaker":"Brian Grimes","startTime":2419.562,"endTime":2422.922,"body":"If you wanna tap into my free training,"},{"speaker":"Brian Grimes","startTime":2419.562,"endTime":2422.922,"body":"I put together a free real estate"},{"speaker":"Brian Grimes","startTime":2422.922,"endTime":2425.292,"body":"training for you guys that'll show you"},{"speaker":"Brian Grimes","startTime":2422.922,"endTime":2425.292,"body":"how to acquire properties for pennies"},{"speaker":"Brian Grimes","startTime":2425.292,"endTime":2427.042,"body":"on a dollar all across the country."},{"speaker":"Brian Grimes","startTime":2427.113,"endTime":2433.293,"body":"You can tap into that at"},{"speaker":"Brian Grimes","startTime":2427.113,"endTime":2433.293,"body":"www.workwithgrimes.com/ cashflow."},{"speaker":"Brian Grimes","startTime":2433.583,"endTime":2436.493,"body":"And if you find me through any"},{"speaker":"Brian Grimes","startTime":2433.583,"endTime":2436.493,"body":"of the social media platforms,"},{"speaker":"Brian Grimes","startTime":2436.562,"endTime":2438.199,"body":"TikTok is Brian Grimes as well."},{"speaker":"Brian Grimes","startTime":2438.469,"endTime":2440.912,"body":"You can back link to that"},{"speaker":"Brian Grimes","startTime":2438.469,"endTime":2440.912,"body":"free training as well."},{"speaker":"Brian Grimes","startTime":2441.032,"endTime":2442.682,"body":"Hop on a phone call with me one on one."},{"speaker":"Brian Grimes","startTime":2442.682,"endTime":2445.311,"body":"We'll talk about how do you"},{"speaker":"Brian Grimes","startTime":2442.682,"endTime":2445.311,"body":"can get started in real estate."},{"speaker":"Brian Grimes","startTime":2445.311,"endTime":2447.981,"body":"You can tap into my VIP"},{"speaker":"Brian Grimes","startTime":2445.311,"endTime":2447.981,"body":"mentorship program as well."},{"speaker":"Brian Grimes","startTime":2448.045,"endTime":2449.615,"body":"So that's all available for you guys."},{"speaker":"Brian Grimes","startTime":2449.615,"endTime":2452.535,"body":"We also have a program where we're"},{"speaker":"Brian Grimes","startTime":2449.615,"endTime":2452.535,"body":"building properties for some of"},{"speaker":"Brian Grimes","startTime":2452.535,"endTime":2454.47,"body":"our students in Philadelphia."},{"speaker":"Brian Grimes","startTime":2454.65,"endTime":2458.67,"body":"So we're building properties, deep"},{"speaker":"Brian Grimes","startTime":2454.65,"endTime":2458.67,"body":"BRRRR strategy, full gut renovations"},{"speaker":"Brian Grimes","startTime":2458.675,"endTime":2461.578,"body":"on big multifamily properties"},{"speaker":"Brian Grimes","startTime":2458.675,"endTime":2461.578,"body":"for our students and we have some"},{"speaker":"Brian Grimes","startTime":2461.578,"endTime":2464.403,"body":"people even from outside of the"},{"speaker":"Brian Grimes","startTime":2461.578,"endTime":2464.403,"body":"country from your neck of the Woods."},{"speaker":"Brian Grimes","startTime":2464.463,"endTime":2467.348,"body":"Woods mic from Hawaii, all"},{"speaker":"Brian Grimes","startTime":2464.463,"endTime":2467.348,"body":"the way through Canada."},{"speaker":"Brian Grimes","startTime":2467.648,"endTime":2470.576,"body":"All the way down south and"},{"speaker":"Brian Grimes","startTime":2467.648,"endTime":2470.576,"body":"all along the east coast we're"},{"speaker":"Brian Grimes","startTime":2470.576,"endTime":2471.776,"body":"building properties for people."},{"speaker":"Brian Grimes","startTime":2471.812,"endTime":2474.944,"body":"You definitely tap into that if you're"},{"speaker":"Brian Grimes","startTime":2471.812,"endTime":2474.944,"body":"looking to get some good cash flow built,"},{"speaker":"Brian Grimes","startTime":2474.944,"endTime":2478.664,"body":"but you're still at the nine to five"},{"speaker":"Brian Grimes","startTime":2474.944,"endTime":2478.664,"body":"and you don't have time to really tap"},{"speaker":"Brian Grimes","startTime":2478.669,"endTime":2480.401,"body":"in and do this thing like I'm doing."},{"speaker":"Average Joe Finances","startTime":2480.571,"endTime":2482.161,"body":"Yeah,"},{"speaker":"Average Joe Finances","startTime":2480.571,"endTime":2482.161,"body":"Brian absolutely love that."},{"speaker":"Average Joe Finances","startTime":2482.161,"endTime":2485.337,"body":"So everybody that's listening that's"},{"speaker":"Average Joe Finances","startTime":2482.161,"endTime":2485.337,"body":"where you could find Brian Grimes"},{"speaker":"Average Joe Finances","startTime":2485.369,"endTime":2486.539,"body":"go check him out on social media."},{"speaker":"Average Joe Finances","startTime":2486.539,"endTime":2489.86,"body":"Go check out his website, go check"},{"speaker":"Average Joe Finances","startTime":2486.539,"endTime":2489.86,"body":"out his course and we'll make"},{"speaker":"Average Joe Finances","startTime":2489.86,"endTime":2490.82,"body":"sure we make it easy for you."},{"speaker":"Average Joe Finances","startTime":2490.82,"endTime":2493.027,"body":"All those links will be in the"},{"speaker":"Average Joe Finances","startTime":2490.82,"endTime":2493.027,"body":"show notes and all you gotta do"},{"speaker":"Average Joe Finances","startTime":2493.027,"endTime":2495.697,"body":"is copy and paste or click away,"},{"speaker":"Average Joe Finances","startTime":2493.027,"endTime":2495.697,"body":"but don't do it if you're driving."},{"speaker":"Average Joe Finances","startTime":2495.783,"endTime":2498.233,"body":"But hey Brian, this has"},{"speaker":"Average Joe Finances","startTime":2495.783,"endTime":2498.233,"body":"been an absolute treat, man."},{"speaker":"Average Joe Finances","startTime":2498.293,"endTime":2499.853,"body":"I feel like this was a great interview."},{"speaker":"Average Joe Finances","startTime":2499.853,"endTime":2501.363,"body":"I had a great time talking with you."},{"speaker":"Average Joe Finances","startTime":2501.363,"endTime":2504.763,"body":"Just hearing your story, seeing what"},{"speaker":"Average Joe Finances","startTime":2501.363,"endTime":2504.763,"body":"you're doing you're killing it, man."},{"speaker":"Average Joe Finances","startTime":2504.793,"endTime":2505.843,"body":"You're absolutely killing it."},{"speaker":"Average Joe Finances","startTime":2505.843,"endTime":2507.88,"body":"So thanks again for"},{"speaker":"Average Joe Finances","startTime":2505.843,"endTime":2507.88,"body":"joining us on the show."},{"speaker":"Brian Grimes","startTime":2508.18,"endTime":2508.99,"body":"No, thanks for having me."},{"speaker":"Brian Grimes","startTime":2508.99,"endTime":2512.01,"body":"I really like, like I said before, I"},{"speaker":"Brian Grimes","startTime":2508.99,"endTime":2512.01,"body":"really appreciate it and it's a pleasure."},{"speaker":"Brian Grimes","startTime":2512.015,"endTime":2512.79,"body":"Pleasure was all mine."},{"speaker":"Average Joe Finances","startTime":2513.12,"endTime":2513.75,"body":"All right, Brother."},{"speaker":"Average Joe Finances","startTime":2513.75,"endTime":2514.77,"body":"Aloha from Hawaii."}]}