{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":0.1,"endTime":2.649,"body":"Hey, welcome back"},{"speaker":"Average Joe Finances","startTime":0.1,"endTime":2.649,"body":"to the Average Joe Finances podcast."},{"speaker":"Average Joe Finances","startTime":2.679,"endTime":7.18,"body":"I'm your host Mike Cavaggioni and"},{"speaker":"Average Joe Finances","startTime":2.679,"endTime":7.18,"body":"today's guest is Jerome Myers."},{"speaker":"Average Joe Finances","startTime":7.18,"endTime":12.006,"body":"Jerome, I am super excited to talk to"},{"speaker":"Average Joe Finances","startTime":7.18,"endTime":12.006,"body":"you today, especially about, just looking"},{"speaker":"Average Joe Finances","startTime":12.006,"endTime":15.666,"body":"into your background about taking this"},{"speaker":"Average Joe Finances","startTime":12.006,"endTime":15.666,"body":"red pill and getting out of the matrix."},{"speaker":"Average Joe Finances","startTime":15.666,"endTime":17.096,"body":"So man, welcome to the show."},{"speaker":"Jerome Myers","startTime":17.296,"endTime":19.816,"body":"Mike, so"},{"speaker":"Jerome Myers","startTime":17.296,"endTime":19.816,"body":"grateful to be with you, man."},{"speaker":"Jerome Myers","startTime":19.816,"endTime":23.656,"body":"We, before we started recording, I"},{"speaker":"Jerome Myers","startTime":19.816,"endTime":23.656,"body":"was looking across the background,"},{"speaker":"Jerome Myers","startTime":23.656,"endTime":25.066,"body":"saw all your stuff from the Navy."},{"speaker":"Jerome Myers","startTime":25.396,"endTime":29.536,"body":"My mom left school or"},{"speaker":"Jerome Myers","startTime":25.396,"endTime":29.536,"body":"her home when she was 18."},{"speaker":"Jerome Myers","startTime":29.926,"endTime":33.316,"body":"Went into the Navy,"},{"speaker":"Jerome Myers","startTime":29.926,"endTime":33.316,"body":"ended up in ADAC, Alaska."},{"speaker":"Jerome Myers","startTime":33.556,"endTime":36.946,"body":"Met my dad, who was a"},{"speaker":"Jerome Myers","startTime":33.556,"endTime":36.946,"body":"Marine from South Carolina."},{"speaker":"Jerome Myers","startTime":36.946,"endTime":37.816,"body":"She was from North Carolina."},{"speaker":"Jerome Myers","startTime":37.816,"endTime":38.746,"body":"He's from South Carolina."},{"speaker":"Jerome Myers","startTime":39.196,"endTime":40.506,"body":"They end up getting married."},{"speaker":"Jerome Myers","startTime":40.961,"endTime":44.291,"body":"And all these years later, I think they've"},{"speaker":"Jerome Myers","startTime":40.961,"endTime":44.291,"body":"been married like 40 years or something."},{"speaker":"Jerome Myers","startTime":44.291,"endTime":45.281,"body":"They're still together."},{"speaker":"Jerome Myers","startTime":45.281,"endTime":50.121,"body":"And so the service folks have a near"},{"speaker":"Jerome Myers","startTime":45.281,"endTime":50.121,"body":"and dear place in my heart cause"},{"speaker":"Jerome Myers","startTime":50.171,"endTime":51.581,"body":"both of my parents were there man."},{"speaker":"Jerome Myers","startTime":51.581,"endTime":54.761,"body":"So thank you for your service and"},{"speaker":"Jerome Myers","startTime":51.581,"endTime":54.761,"body":"super excited to be with you today."},{"speaker":"Average Joe Finances","startTime":55.201,"endTime":55.861,"body":"That's awesome."},{"speaker":"Average Joe Finances","startTime":55.921,"endTime":58.621,"body":"Yeah, they combined their"},{"speaker":"Average Joe Finances","startTime":55.921,"endTime":58.621,"body":"powers and created the legend."},{"speaker":"Average Joe Finances","startTime":58.711,"endTime":59.551,"body":"That is Jerome."},{"speaker":"Average Joe Finances","startTime":59.551,"endTime":61.006,"body":"Yeah, really excited to have you on, man."},{"speaker":"Average Joe Finances","startTime":61.006,"endTime":64.816,"body":"So I wanna start this off the same"},{"speaker":"Average Joe Finances","startTime":61.006,"endTime":64.816,"body":"way I start every podcast episode"},{"speaker":"Average Joe Finances","startTime":64.816,"endTime":66.796,"body":"and we wanna know more about you."},{"speaker":"Average Joe Finances","startTime":66.796,"endTime":70.216,"body":"So if you could, you can go as"},{"speaker":"Average Joe Finances","startTime":66.796,"endTime":70.216,"body":"far into detail as you want or"},{"speaker":"Average Joe Finances","startTime":70.216,"endTime":71.176,"body":"share as little as you want."},{"speaker":"Average Joe Finances","startTime":71.176,"endTime":73.276,"body":"But if you could tell us"},{"speaker":"Average Joe Finances","startTime":71.176,"endTime":73.276,"body":"about your background and"},{"speaker":"Average Joe Finances","startTime":73.276,"endTime":75.746,"body":"tell us who is Jerome Myers?."},{"speaker":"Jerome Myers","startTime":75.896,"endTime":78.992,"body":"That's a changing"},{"speaker":"Jerome Myers","startTime":75.896,"endTime":78.992,"body":"thing, moving target every day."},{"speaker":"Jerome Myers","startTime":78.992,"endTime":82.427,"body":"But if I had to get to the core"},{"speaker":"Jerome Myers","startTime":78.992,"endTime":82.427,"body":"of it, man I was standing in"},{"speaker":"Jerome Myers","startTime":82.427,"endTime":83.657,"body":"the front yard with my mom."},{"speaker":"Jerome Myers","startTime":84.017,"endTime":85.367,"body":"I was probably four years old."},{"speaker":"Jerome Myers","startTime":85.367,"endTime":88.787,"body":"This was before elementary"},{"speaker":"Jerome Myers","startTime":85.367,"endTime":88.787,"body":"school and my favorite day was"},{"speaker":"Jerome Myers","startTime":88.787,"endTime":90.527,"body":"Thursday cause that was trash day."},{"speaker":"Jerome Myers","startTime":90.647,"endTime":94.547,"body":"And every week I would hear the trash"},{"speaker":"Jerome Myers","startTime":90.647,"endTime":94.547,"body":"truck coming down the main road."},{"speaker":"Jerome Myers","startTime":94.882,"endTime":95.752,"body":"They make a right."},{"speaker":"Jerome Myers","startTime":95.752,"endTime":97.882,"body":"We were third house on the"},{"speaker":"Jerome Myers","startTime":95.752,"endTime":97.882,"body":"right in the cul-de-sac."},{"speaker":"Jerome Myers","startTime":98.212,"endTime":101.002,"body":"So they hit the first house and I'm there"},{"speaker":"Jerome Myers","startTime":98.212,"endTime":101.002,"body":"and I'm getting more and more excited"},{"speaker":"Jerome Myers","startTime":101.007,"endTime":104.272,"body":"every house he gets closer to the next"},{"speaker":"Jerome Myers","startTime":101.007,"endTime":104.272,"body":"house, then they get into my house."},{"speaker":"Jerome Myers","startTime":104.302,"endTime":108.432,"body":"Lonnie hops off the back of the truck,"},{"speaker":"Jerome Myers","startTime":104.302,"endTime":108.432,"body":"does walks over to the trash, can, flips"},{"speaker":"Jerome Myers","startTime":108.437,"endTime":112.002,"body":"the top off and spins like a quarter,"},{"speaker":"Jerome Myers","startTime":108.437,"endTime":112.002,"body":"falls flat, does a little pirouette,"},{"speaker":"Jerome Myers","startTime":112.302,"endTime":115.842,"body":"dumps the trash into the trash truck,"},{"speaker":"Jerome Myers","startTime":112.302,"endTime":115.842,"body":"and then spins it back to the corner"},{"speaker":"Jerome Myers","startTime":115.842,"endTime":117.912,"body":"like a Frisbee never flipped over."},{"speaker":"Jerome Myers","startTime":118.432,"endTime":123.379,"body":"He looks at me, Gives me the wink"},{"speaker":"Jerome Myers","startTime":118.432,"endTime":123.379,"body":"and the finger gun, and then he"},{"speaker":"Jerome Myers","startTime":123.379,"endTime":125.809,"body":"does what every kid is looking for."},{"speaker":"Jerome Myers","startTime":125.959,"endTime":128.809,"body":"He pulls the lever and"},{"speaker":"Jerome Myers","startTime":125.959,"endTime":128.809,"body":"he crushes the trash."},{"speaker":"Jerome Myers","startTime":128.809,"endTime":131.869,"body":"And I look at my mom and I say,"},{"speaker":"Jerome Myers","startTime":128.809,"endTime":131.869,"body":"Hey mom, I wanna be a trash man."},{"speaker":"Jerome Myers","startTime":132.529,"endTime":135.649,"body":"She looks at me as only your mother"},{"speaker":"Jerome Myers","startTime":132.529,"endTime":135.649,"body":"could do, and she says, baby,"},{"speaker":"Jerome Myers","startTime":136.309,"endTime":137.719,"body":"do you like your DoorDash jeans?"},{"speaker":"Jerome Myers","startTime":137.719,"endTime":139.849,"body":"Do you like your Nikes?"},{"speaker":"Jerome Myers","startTime":139.879,"endTime":141.319,"body":"Do you like that guest shirt you have on?"},{"speaker":"Jerome Myers","startTime":141.319,"endTime":145.687,"body":"It's yeah, she said, When you pick"},{"speaker":"Jerome Myers","startTime":141.319,"endTime":145.687,"body":"your career, you need to choose a"},{"speaker":"Jerome Myers","startTime":145.687,"endTime":148.237,"body":"profession that's going to pay for"},{"speaker":"Jerome Myers","startTime":145.687,"endTime":148.237,"body":"the lifestyle that you want to live."},{"speaker":"Jerome Myers","startTime":148.687,"endTime":153.037,"body":"And I was like, yeah, but Daddy"},{"speaker":"Jerome Myers","startTime":148.687,"endTime":153.037,"body":"goes to work before dark and comes"},{"speaker":"Jerome Myers","startTime":153.037,"endTime":156.457,"body":"back after dark and so sometimes"},{"speaker":"Jerome Myers","startTime":153.037,"endTime":156.457,"body":"we can't play during the week."},{"speaker":"Jerome Myers","startTime":156.457,"endTime":161.977,"body":"And she said, I understand, but Daddy"},{"speaker":"Jerome Myers","startTime":156.457,"endTime":161.977,"body":"also pays for all this stuff that we get"},{"speaker":"Jerome Myers","startTime":162.007,"endTime":164.467,"body":"this house and your clothes and the cars."},{"speaker":"Jerome Myers","startTime":164.467,"endTime":166.867,"body":"And like he does that with his career."},{"speaker":"Jerome Myers","startTime":167.098,"endTime":170.248,"body":"It was at that point that she sucked"},{"speaker":"Jerome Myers","startTime":167.098,"endTime":170.248,"body":"all the innocence out of my life."},{"speaker":"Jerome Myers","startTime":170.248,"endTime":174.328,"body":"At least I feel like she did because"},{"speaker":"Jerome Myers","startTime":170.248,"endTime":174.328,"body":"there was this realization that"},{"speaker":"Jerome Myers","startTime":174.418,"endTime":180.668,"body":"you as an adult had to do things in"},{"speaker":"Jerome Myers","startTime":174.418,"endTime":180.668,"body":"order to earn money and it that age,"},{"speaker":"Jerome Myers","startTime":180.668,"endTime":182.618,"body":"I thought you just had fun, right?"},{"speaker":"Jerome Myers","startTime":182.618,"endTime":186.158,"body":"I just wanted to play and so fast"},{"speaker":"Jerome Myers","startTime":182.618,"endTime":186.158,"body":"forward, I'm getting ready to"},{"speaker":"Jerome Myers","startTime":186.158,"endTime":189.418,"body":"leave high school and go talk to my"},{"speaker":"Jerome Myers","startTime":186.158,"endTime":189.418,"body":"physics teacher and say, Hey, Mr."},{"speaker":"Jerome Myers","startTime":189.628,"endTime":194.603,"body":"Aris, I'm thinking about going to"},{"speaker":"Jerome Myers","startTime":189.628,"endTime":194.603,"body":"school and I want to solve problems"},{"speaker":"Jerome Myers","startTime":194.873,"endTime":198.533,"body":"and I don't really have a preference"},{"speaker":"Jerome Myers","startTime":194.873,"endTime":198.533,"body":"between solving problems with people or"},{"speaker":"Jerome Myers","startTime":198.538,"endTime":200.453,"body":"solving problems with math and science."},{"speaker":"Jerome Myers","startTime":200.453,"endTime":202.763,"body":"What would you suggest"},{"speaker":"Jerome Myers","startTime":200.453,"endTime":202.763,"body":"that I do as a career?"},{"speaker":"Jerome Myers","startTime":203.123,"endTime":206.45,"body":"He said Jerome, an engineer's"},{"speaker":"Jerome Myers","startTime":203.123,"endTime":206.45,"body":"gonna solve math and science"},{"speaker":"Jerome Myers","startTime":206.45,"endTime":210.14,"body":"problems, and a psychologist is"},{"speaker":"Jerome Myers","startTime":206.45,"endTime":210.14,"body":"going to solve people problems."},{"speaker":"Jerome Myers","startTime":210.14,"endTime":211.605,"body":"I said, okay what should I do?"},{"speaker":"Jerome Myers","startTime":211.605,"endTime":213.973,"body":"He said a big difference in"},{"speaker":"Jerome Myers","startTime":211.605,"endTime":213.973,"body":"how much those folks make."},{"speaker":"Jerome Myers","startTime":214.173,"endTime":218.613,"body":"Engineers are going to make probably"},{"speaker":"Jerome Myers","startTime":214.173,"endTime":218.613,"body":"twice as much as people with a psychology"},{"speaker":"Jerome Myers","startTime":218.613,"endTime":220.383,"body":"degree, a therapists or a counselor."},{"speaker":"Jerome Myers","startTime":220.823,"endTime":223.823,"body":"So that took me all the way"},{"speaker":"Jerome Myers","startTime":220.823,"endTime":223.823,"body":"back to my four year old self."},{"speaker":"Jerome Myers","startTime":223.823,"endTime":226.433,"body":"And I said, oh I guess I got to"},{"speaker":"Jerome Myers","startTime":223.823,"endTime":226.433,"body":"go do something that's gonna pay"},{"speaker":"Jerome Myers","startTime":226.433,"endTime":227.483,"body":"for the lifestyle I want to live."},{"speaker":"Jerome Myers","startTime":227.933,"endTime":232.193,"body":"And so I end up going to university"},{"speaker":"Jerome Myers","startTime":227.933,"endTime":232.193,"body":"and playing football for four years"},{"speaker":"Jerome Myers","startTime":232.193,"endTime":235.673,"body":"and two years into that degree, I'm"},{"speaker":"Jerome Myers","startTime":232.193,"endTime":235.673,"body":"sitting on the stoop with my buddy Deron."},{"speaker":"Jerome Myers","startTime":235.873,"endTime":239.113,"body":"We start doing some math and cause"},{"speaker":"Jerome Myers","startTime":235.873,"endTime":239.113,"body":"that's what engineering students"},{"speaker":"Jerome Myers","startTime":239.113,"endTime":244.093,"body":"do, and I was paying 395 it had two"},{"speaker":"Jerome Myers","startTime":239.113,"endTime":244.093,"body":"roommates paying 395 downstairs."},{"speaker":"Jerome Myers","startTime":244.093,"endTime":247.693,"body":"Darron was doing the same thing when you"},{"speaker":"Jerome Myers","startTime":244.093,"endTime":247.693,"body":"multiplied it out across the complex."},{"speaker":"Jerome Myers","startTime":247.698,"endTime":250.123,"body":"The owner was making $700,000 a year."},{"speaker":"Jerome Myers","startTime":250.333,"endTime":251.293,"body":"We never saw him."},{"speaker":"Jerome Myers","startTime":251.503,"endTime":252.523,"body":"We never talked to him."},{"speaker":"Jerome Myers","startTime":252.853,"endTime":256.963,"body":"And I said, man, he's figured out"},{"speaker":"Jerome Myers","startTime":252.853,"endTime":256.963,"body":"how to decouple his time for money."},{"speaker":"Jerome Myers","startTime":257.623,"endTime":259.813,"body":"It's like, how do you do this?"},{"speaker":"Jerome Myers","startTime":260.013,"endTime":261.243,"body":"I had a problem, Mike."},{"speaker":"Average Joe Finances","startTime":261.443,"endTime":261.743,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":261.833,"endTime":264.833,"body":"Nobody that owned a"},{"speaker":"Jerome Myers","startTime":261.833,"endTime":264.833,"body":"multimillion dollar real estate was coming"},{"speaker":"Jerome Myers","startTime":264.833,"endTime":266.423,"body":"over to the house when I was growing up."},{"speaker":"Jerome Myers","startTime":267.023,"endTime":268.613,"body":"My dad was an enlisted man, right?"},{"speaker":"Jerome Myers","startTime":268.613,"endTime":273.923,"body":"He graduated from university with the same"},{"speaker":"Jerome Myers","startTime":268.613,"endTime":273.923,"body":"year that I graduated from high school."},{"speaker":"Jerome Myers","startTime":274.139,"endTime":277.769,"body":"I never saw the person that owned the"},{"speaker":"Jerome Myers","startTime":274.139,"endTime":277.769,"body":"property, so I wasn't gonna run up"},{"speaker":"Jerome Myers","startTime":277.829,"endTime":279.479,"body":"to them and ask them how they did it."},{"speaker":"Jerome Myers","startTime":279.959,"endTime":283.199,"body":"And so I was forced to"},{"speaker":"Jerome Myers","startTime":279.959,"endTime":283.199,"body":"do what we're taught to."},{"speaker":"Jerome Myers","startTime":283.399,"endTime":289.579,"body":"Get a good grades, go get a good job, get"},{"speaker":"Jerome Myers","startTime":283.399,"endTime":289.579,"body":"married, have 2.5 kids, have the dog, and"},{"speaker":"Jerome Myers","startTime":289.579,"endTime":291.409,"body":"to two luxury cars in the picket fence."},{"speaker":"Jerome Myers","startTime":291.739,"endTime":298.23,"body":"And so I went on that journey, man,"},{"speaker":"Jerome Myers","startTime":291.739,"endTime":298.23,"body":"and it ended with building a 20 million"},{"speaker":"Jerome Myers","startTime":298.5,"endTime":300.3,"body":"division for a Fortune 550 company."},{"speaker":"Jerome Myers","startTime":300.915,"endTime":306.555,"body":"I was employee number two by September of"},{"speaker":"Jerome Myers","startTime":300.915,"endTime":306.555,"body":"that year, and I started on January 13th."},{"speaker":"Jerome Myers","startTime":306.555,"endTime":308.385,"body":"We were up to 175 employees."},{"speaker":"Jerome Myers","startTime":308.865,"endTime":312.045,"body":"In the year we had 30% profit"},{"speaker":"Jerome Myers","startTime":308.865,"endTime":312.045,"body":"margins, and we did that for"},{"speaker":"Jerome Myers","startTime":312.425,"endTime":318.155,"body":"multiple years before I left and I"},{"speaker":"Jerome Myers","startTime":312.425,"endTime":318.155,"body":"left because I was sitting there."},{"speaker":"Jerome Myers","startTime":318.355,"endTime":319.165,"body":"I wasn't sitting there."},{"speaker":"Jerome Myers","startTime":319.165,"endTime":324.175,"body":"I was standing in front of a"},{"speaker":"Jerome Myers","startTime":319.165,"endTime":324.175,"body":"room of my team, and it was"},{"speaker":"Jerome Myers","startTime":324.175,"endTime":325.775,"body":"two days before thanks giving."},{"speaker":"Jerome Myers","startTime":325.938,"endTime":329.208,"body":"And I said, Hey, I don't know what's"},{"speaker":"Jerome Myers","startTime":325.938,"endTime":329.208,"body":"gonna happen between now and the"},{"speaker":"Jerome Myers","startTime":329.208,"endTime":332.508,"body":"end of the year, but please don't"},{"speaker":"Jerome Myers","startTime":329.208,"endTime":332.508,"body":"spend all your money on Black Friday."},{"speaker":"Jerome Myers","startTime":332.708,"endTime":336.818,"body":"And standing there, I felt all of my"},{"speaker":"Jerome Myers","startTime":332.708,"endTime":336.818,"body":"leadership credibility ooze out and"},{"speaker":"Jerome Myers","startTime":336.818,"endTime":340.477,"body":"it just ran out on the floor and I"},{"speaker":"Jerome Myers","startTime":336.818,"endTime":340.477,"body":"knew I had to do something else and I"},{"speaker":"Jerome Myers","startTime":340.477,"endTime":342.877,"body":"knew that I couldn't be in the space."},{"speaker":"Jerome Myers","startTime":342.877,"endTime":347.219,"body":"And the backstory on that is the"},{"speaker":"Jerome Myers","startTime":342.877,"endTime":347.219,"body":"year before I got a phone call at"},{"speaker":"Jerome Myers","startTime":347.219,"endTime":350.489,"body":"four fifty five on December 24th"},{"speaker":"Jerome Myers","startTime":347.219,"endTime":350.489,"body":"and it went something like this."},{"speaker":"Jerome Myers","startTime":350.789,"endTime":351.479,"body":"Hey, Jerome."},{"speaker":"Jerome Myers","startTime":351.679,"endTime":355.369,"body":"I know you and I have been going back"},{"speaker":"Jerome Myers","startTime":351.679,"endTime":355.369,"body":"and forth about this for about three"},{"speaker":"Jerome Myers","startTime":355.369,"endTime":360.699,"body":"weeks now, and I made a decision okay,"},{"speaker":"Jerome Myers","startTime":355.369,"endTime":360.699,"body":"and we're gonna lay half of the team off."},{"speaker":"Jerome Myers","startTime":361.149,"endTime":361.389,"body":"What?"},{"speaker":"Jerome Myers","startTime":361.874,"endTime":362.899,"body":", that's not the right answer."},{"speaker":"Jerome Myers","startTime":362.899,"endTime":363.725,"body":"We shouldn't do that."},{"speaker":"Jerome Myers","startTime":363.725,"endTime":366.33,"body":"It's yeah I'm calling to"},{"speaker":"Jerome Myers","startTime":363.725,"endTime":366.33,"body":"inform you of a decision."},{"speaker":"Jerome Myers","startTime":366.45,"endTime":368.88,"body":"This isn't a debate, this a negotiation."},{"speaker":"Jerome Myers","startTime":369.33,"endTime":370.115,"body":"He's no, you don't get it."},{"speaker":"Jerome Myers","startTime":370.115,"endTime":371.351,"body":"We're gonna need these people."},{"speaker":"Jerome Myers","startTime":371.531,"endTime":374.881,"body":"And he said, We're gonna lay"},{"speaker":"Jerome Myers","startTime":371.531,"endTime":374.881,"body":"half of them off, and I'm not"},{"speaker":"Jerome Myers","startTime":374.881,"endTime":376.111,"body":"gonna argue with you anymore."},{"speaker":"Jerome Myers","startTime":376.201,"endTime":377.881,"body":"So I will talk to you in the new year."},{"speaker":"Average Joe Finances","startTime":378.438,"endTime":379.438,"body":"You"},{"speaker":"Average Joe Finances","startTime":378.438,"endTime":379.438,"body":"got some good intuition."},{"speaker":"Average Joe Finances","startTime":379.638,"endTime":381.668,"body":"When you told them not to spend"},{"speaker":"Average Joe Finances","startTime":379.638,"endTime":381.668,"body":"all their money on Friday?"},{"speaker":"Jerome Myers","startTime":381.68,"endTime":382.16,"body":"That was the year before."},{"speaker":"Average Joe Finances","startTime":382.23,"endTime":382.72,"body":"Okay."},{"speaker":"Jerome Myers","startTime":382.72,"endTime":383.914,"body":"That was the year before."},{"speaker":"Jerome Myers","startTime":383.941,"endTime":387.956,"body":"And so now I'm like, okay, I'm"},{"speaker":"Jerome Myers","startTime":383.941,"endTime":387.956,"body":"worried about what's gonna happen"},{"speaker":"Jerome Myers","startTime":387.956,"endTime":389.366,"body":"at the end of the year this year."},{"speaker":"Jerome Myers","startTime":389.696,"endTime":393.986,"body":"So let me go ahead and just warn"},{"speaker":"Jerome Myers","startTime":389.696,"endTime":393.986,"body":"people not to do crazy things."},{"speaker":"Jerome Myers","startTime":393.986,"endTime":395.807,"body":"And I didn't want to be in"},{"speaker":"Jerome Myers","startTime":393.986,"endTime":395.807,"body":"that place anymore, Mike."},{"speaker":"Jerome Myers","startTime":395.807,"endTime":399.317,"body":"That was the first time I had"},{"speaker":"Jerome Myers","startTime":395.807,"endTime":399.317,"body":"ever lay people off, and 2009"},{"speaker":"Jerome Myers","startTime":399.317,"endTime":400.487,"body":"had happened before that."},{"speaker":"Jerome Myers","startTime":400.727,"endTime":406.527,"body":"I was never wasn't impacted personally,"},{"speaker":"Jerome Myers","startTime":400.727,"endTime":406.527,"body":"but my mentor was his, he was a senior"},{"speaker":"Jerome Myers","startTime":406.527,"endTime":409.647,"body":"vice president and they eliminated"},{"speaker":"Jerome Myers","startTime":406.527,"endTime":409.647,"body":"his position in the organization."},{"speaker":"Jerome Myers","startTime":410.097,"endTime":415.507,"body":"And so I look at all these things and I'm"},{"speaker":"Jerome Myers","startTime":410.097,"endTime":415.507,"body":"like, man I want the buck to stop with."},{"speaker":"Jerome Myers","startTime":415.707,"endTime":420.757,"body":"I want to bet on myself, and"},{"speaker":"Jerome Myers","startTime":415.707,"endTime":420.757,"body":"I don't want people who I see."},{"speaker":"Jerome Myers","startTime":421.402,"endTime":425.122,"body":"On a quarterly basis and talk"},{"speaker":"Jerome Myers","startTime":421.402,"endTime":425.122,"body":"to every other week to tell me"},{"speaker":"Jerome Myers","startTime":425.122,"endTime":428.182,"body":"what to do in the organization"},{"speaker":"Jerome Myers","startTime":425.122,"endTime":428.182,"body":"that I'm building and running."},{"speaker":"Jerome Myers","startTime":428.572,"endTime":433.771,"body":"And so I leave and get into some real"},{"speaker":"Jerome Myers","startTime":428.572,"endTime":433.771,"body":"estate stuff and then after building"},{"speaker":"Jerome Myers","startTime":433.771,"endTime":437.941,"body":"a multimillion dollar real estate"},{"speaker":"Jerome Myers","startTime":433.771,"endTime":437.941,"body":"portfolio, I said, I'm lonely, right?"},{"speaker":"Jerome Myers","startTime":437.941,"endTime":441.953,"body":"I was a lone wolf out there and I might"},{"speaker":"Jerome Myers","startTime":437.941,"endTime":441.953,"body":"talk to my property management company"},{"speaker":"Jerome Myers","startTime":441.953,"endTime":445.853,"body":"once a week, but there wasn't really"},{"speaker":"Jerome Myers","startTime":441.953,"endTime":445.853,"body":"a whole lot of conversation happening."},{"speaker":"Jerome Myers","startTime":446.273,"endTime":452.213,"body":"And the thing that I missed most was,"},{"speaker":"Jerome Myers","startTime":446.273,"endTime":452.213,"body":"Growing and building leaders, right?"},{"speaker":"Jerome Myers","startTime":452.213,"endTime":456.203,"body":"If you go from 2 to 175 people over"},{"speaker":"Jerome Myers","startTime":452.213,"endTime":456.203,"body":"the course of nine months, you're"},{"speaker":"Jerome Myers","startTime":456.203,"endTime":457.463,"body":"going to have to train folks."},{"speaker":"Jerome Myers","startTime":457.463,"endTime":460.633,"body":"You're gonna, there's just no way"},{"speaker":"Jerome Myers","startTime":457.463,"endTime":460.633,"body":"that those people are sitting in the"},{"speaker":"Jerome Myers","startTime":460.633,"endTime":462.553,"body":"organization ready to rock and roll."},{"speaker":"Jerome Myers","startTime":462.793,"endTime":466.213,"body":"And so we all had to grow together"},{"speaker":"Jerome Myers","startTime":462.793,"endTime":466.213,"body":"and that was one of some of the"},{"speaker":"Jerome Myers","startTime":466.213,"endTime":468.463,"body":"most exciting experiences I had."},{"speaker":"Jerome Myers","startTime":468.853,"endTime":470.113,"body":"In corporate America."},{"speaker":"Jerome Myers","startTime":470.233,"endTime":471.643,"body":"And so I wanted to get back to that."},{"speaker":"Jerome Myers","startTime":471.643,"endTime":476.263,"body":"And so we started focusing pretty"},{"speaker":"Jerome Myers","startTime":471.643,"endTime":476.263,"body":"intently on helping business leaders grow."},{"speaker":"Jerome Myers","startTime":476.623,"endTime":478.003,"body":"So that's my story, man."},{"speaker":"Jerome Myers","startTime":478.003,"endTime":481.183,"body":"I guess we can wrap up the podcast"},{"speaker":"Jerome Myers","startTime":478.003,"endTime":481.183,"body":"and let listeners turn it off."},{"speaker":"Average Joe Finances","startTime":481.383,"endTime":481.923,"body":"All right, guys."},{"speaker":"Average Joe Finances","startTime":481.928,"endTime":482.463,"body":"There you have it."},{"speaker":"Average Joe Finances","startTime":482.468,"endTime":483.003,"body":"That's it."},{"speaker":"Average Joe Finances","startTime":483.008,"endTime":483.873,"body":"What a great episode."},{"speaker":"Average Joe Finances","startTime":483.873,"endTime":484.083,"body":"No."},{"speaker":"Average Joe Finances","startTime":484.353,"endTime":485.916,"body":"Hey, Jerome that's fantastic, man."},{"speaker":"Average Joe Finances","startTime":485.921,"endTime":489.887,"body":"Like I just, Circling back to the"},{"speaker":"Average Joe Finances","startTime":485.921,"endTime":489.887,"body":"beginning, when you were a young"},{"speaker":"Average Joe Finances","startTime":489.887,"endTime":493.941,"body":"child and getting so excited about"},{"speaker":"Average Joe Finances","startTime":489.887,"endTime":493.941,"body":"the garbage man comes, I think a lot"},{"speaker":"Average Joe Finances","startTime":493.941,"endTime":495.441,"body":"of, especially young boys, right?"},{"speaker":"Average Joe Finances","startTime":495.711,"endTime":497.931,"body":"A lot of us were always"},{"speaker":"Average Joe Finances","startTime":495.711,"endTime":497.931,"body":"just so fascinated."},{"speaker":"Average Joe Finances","startTime":498.002,"endTime":498.972,"body":"I know it was the same way for me."},{"speaker":"Average Joe Finances","startTime":499.172,"endTime":501.653,"body":"And I know waste Management Services,"},{"speaker":"Average Joe Finances","startTime":499.172,"endTime":501.653,"body":"I grew up in New York, right?"},{"speaker":"Average Joe Finances","startTime":501.653,"endTime":504.323,"body":"So I know waste management"},{"speaker":"Average Joe Finances","startTime":501.653,"endTime":504.323,"body":"services there, like they got paid."},{"speaker":"Average Joe Finances","startTime":504.623,"endTime":507.593,"body":"So if I said I wanted to grow up and be"},{"speaker":"Average Joe Finances","startTime":504.623,"endTime":507.593,"body":"a trash man, my dad probably would've"},{"speaker":"Average Joe Finances","startTime":507.598,"endTime":509.774,"body":"been like, Hey, you might stink, but"},{"speaker":"Average Joe Finances","startTime":507.598,"endTime":509.774,"body":"you're gonna make some good money."},{"speaker":"Average Joe Finances","startTime":509.774,"endTime":511.484,"body":"That was, that would've"},{"speaker":"Average Joe Finances","startTime":509.774,"endTime":511.484,"body":"been his take on it, right?"},{"speaker":"Average Joe Finances","startTime":511.814,"endTime":514.889,"body":"But at the same time, it's kinda"},{"speaker":"Average Joe Finances","startTime":511.814,"endTime":514.889,"body":"yeah, I don't know if necessarily"},{"speaker":"Average Joe Finances","startTime":514.97,"endTime":517.885,"body":"that's what I wanna do, but I think"},{"speaker":"Average Joe Finances","startTime":514.97,"endTime":517.885,"body":"it's really cool, watching this"},{"speaker":"Average Joe Finances","startTime":517.89,"endTime":519.988,"body":"stuff happen and most of those guys."},{"speaker":"Average Joe Finances","startTime":520.218,"endTime":522.638,"body":"Just so you know oh man, you get a"},{"speaker":"Average Joe Finances","startTime":520.218,"endTime":522.638,"body":"great workout while you're doing this."},{"speaker":"Average Joe Finances","startTime":522.679,"endTime":524.749,"body":"And you get really good at"},{"speaker":"Average Joe Finances","startTime":522.679,"endTime":524.749,"body":"it, very efficient, right?"},{"speaker":"Average Joe Finances","startTime":524.749,"endTime":526.729,"body":"And that's how they get through"},{"speaker":"Average Joe Finances","startTime":524.749,"endTime":526.729,"body":"and get done faster and faster."},{"speaker":"Average Joe Finances","startTime":527.059,"endTime":529.189,"body":"And they're getting paid by the job."},{"speaker":"Average Joe Finances","startTime":529.189,"endTime":530.389,"body":"They're not getting paid by the hour."},{"speaker":"Average Joe Finances","startTime":530.389,"endTime":533.892,"body":"So it, it does pay to be"},{"speaker":"Average Joe Finances","startTime":530.389,"endTime":533.892,"body":"efficient at your job."},{"speaker":"Average Joe Finances","startTime":534.132,"endTime":535.312,"body":"So I think that's huge, right?"},{"speaker":"Average Joe Finances","startTime":535.318,"endTime":536.338,"body":"That efficiency piece."},{"speaker":"Average Joe Finances","startTime":536.728,"endTime":539.799,"body":"But anyway, you got to see the cool little"},{"speaker":"Average Joe Finances","startTime":536.728,"endTime":539.799,"body":"tricks and the spin top and everything."},{"speaker":"Average Joe Finances","startTime":539.834,"endTime":542.419,"body":"But I think maybe just slightly"},{"speaker":"Average Joe Finances","startTime":539.834,"endTime":542.419,"body":"in the back of your head."},{"speaker":"Average Joe Finances","startTime":542.502,"endTime":544.426,"body":"Stuff like that and"},{"speaker":"Average Joe Finances","startTime":542.502,"endTime":544.426,"body":"you see the efficiency."},{"speaker":"Average Joe Finances","startTime":544.426,"endTime":548.356,"body":"You see how somebody was good"},{"speaker":"Average Joe Finances","startTime":544.426,"endTime":548.356,"body":"at their job, but fast forward,"},{"speaker":"Average Joe Finances","startTime":548.368,"endTime":549.122,"body":"you're going to school, right?"},{"speaker":"Average Joe Finances","startTime":549.258,"endTime":550.308,"body":"It was when you were in school, right?"},{"speaker":"Average Joe Finances","startTime":550.313,"endTime":553.115,"body":"That you were paying for the place"},{"speaker":"Average Joe Finances","startTime":550.313,"endTime":553.115,"body":"and you realize Hey we're paying, this"},{"speaker":"Average Joe Finances","startTime":553.115,"endTime":556.685,"body":"guy never even met him and he's making"},{"speaker":"Average Joe Finances","startTime":553.115,"endTime":556.685,"body":"this much per year just from this unit."},{"speaker":"Average Joe Finances","startTime":556.713,"endTime":561.431,"body":"That it put that bug in your ear which"},{"speaker":"Average Joe Finances","startTime":556.713,"endTime":561.431,"body":"I think is great that, real estate was"},{"speaker":"Average Joe Finances","startTime":561.431,"endTime":564.491,"body":"something that kind of just stuck there"},{"speaker":"Average Joe Finances","startTime":561.431,"endTime":564.491,"body":"in the back of your head and in the"},{"speaker":"Average Joe Finances","startTime":564.496,"endTime":565.971,"body":"future that's what you decided to do."},{"speaker":"Average Joe Finances","startTime":565.971,"endTime":569.087,"body":"Coming full circle, it's a"},{"speaker":"Average Joe Finances","startTime":565.971,"endTime":569.087,"body":"whole mentality game, right?"},{"speaker":"Average Joe Finances","startTime":569.103,"endTime":570.784,"body":"It's flipping that switch mentally."},{"speaker":"Average Joe Finances","startTime":570.884,"endTime":572.654,"body":"So that's what I want to ask you really."},{"speaker":"Average Joe Finances","startTime":572.854,"endTime":577.444,"body":"What was the point that actually flipped"},{"speaker":"Average Joe Finances","startTime":572.854,"endTime":577.444,"body":"the switch where you said, okay, I"},{"speaker":"Average Joe Finances","startTime":577.444,"endTime":579.004,"body":"want to invest in real estate now."},{"speaker":"Average Joe Finances","startTime":579.004,"endTime":580.945,"body":"Like I've seen all these other things."},{"speaker":"Average Joe Finances","startTime":581.425,"endTime":582.955,"body":"I want to invest in real estate."},{"speaker":"Average Joe Finances","startTime":582.961,"endTime":586.655,"body":"Because you were working at your company,"},{"speaker":"Average Joe Finances","startTime":582.961,"endTime":586.655,"body":"you saw what was happening there and you"},{"speaker":"Average Joe Finances","startTime":586.655,"endTime":587.855,"body":"said, okay, I got to do something else."},{"speaker":"Average Joe Finances","startTime":587.885,"endTime":592.0,"body":"So what made you choose to"},{"speaker":"Average Joe Finances","startTime":587.885,"endTime":592.0,"body":"start investing in real estate?"},{"speaker":"Jerome Myers","startTime":592.292,"endTime":596.042,"body":"Yeah, I didn't want"},{"speaker":"Jerome Myers","startTime":592.292,"endTime":596.042,"body":"somebody to come in and tell me that I"},{"speaker":"Jerome Myers","startTime":596.042,"endTime":600.518,"body":"had to fire people who I felt would run"},{"speaker":"Jerome Myers","startTime":596.042,"endTime":600.518,"body":"through a brick wall if I asked them to."},{"speaker":"Average Joe Finances","startTime":600.718,"endTime":600.958,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":601.168,"endTime":601.858,"body":"That was."},{"speaker":"Average Joe Finances","startTime":601.858,"endTime":602.278,"body":"That's fair."},{"speaker":"Jerome Myers","startTime":602.278,"endTime":606.448,"body":"It was the buck"},{"speaker":"Jerome Myers","startTime":602.278,"endTime":606.448,"body":"stopping with me and me having final"},{"speaker":"Jerome Myers","startTime":606.448,"endTime":610.468,"body":"authority over what happens with"},{"speaker":"Jerome Myers","startTime":606.448,"endTime":610.468,"body":"the team that I was assembling."},{"speaker":"Average Joe Finances","startTime":610.668,"endTime":611.538,"body":"Yeah, that's fair."},{"speaker":"Average Joe Finances","startTime":611.778,"endTime":615.459,"body":"Because, I feel like in that situation"},{"speaker":"Average Joe Finances","startTime":611.778,"endTime":615.459,"body":"you felt like you, you were just powerless"},{"speaker":"Average Joe Finances","startTime":615.459,"endTime":617.409,"body":"and you couldn't help your teammates out."},{"speaker":"Average Joe Finances","startTime":617.769,"endTime":621.099,"body":"There was nothing you could have"},{"speaker":"Average Joe Finances","startTime":617.769,"endTime":621.099,"body":"done to, to save their jobs."},{"speaker":"Average Joe Finances","startTime":621.609,"endTime":624.727,"body":"And, it's one of the things that I"},{"speaker":"Average Joe Finances","startTime":621.609,"endTime":624.727,"body":"think I could say I really respect"},{"speaker":"Average Joe Finances","startTime":624.727,"endTime":627.281,"body":"about you, that, when you started"},{"speaker":"Average Joe Finances","startTime":624.727,"endTime":627.281,"body":"your journey, it was to make sure"},{"speaker":"Average Joe Finances","startTime":627.281,"endTime":629.321,"body":"that the buck stops with you, right?"},{"speaker":"Average Joe Finances","startTime":629.321,"endTime":631.481,"body":"To make sure that you're gonna"},{"speaker":"Average Joe Finances","startTime":629.321,"endTime":631.481,"body":"be the one making that decision."},{"speaker":"Average Joe Finances","startTime":631.481,"endTime":634.421,"body":"And it's gonna be a conscious"},{"speaker":"Average Joe Finances","startTime":631.481,"endTime":634.421,"body":"decision on whether or not you're"},{"speaker":"Average Joe Finances","startTime":634.421,"endTime":635.831,"body":"gonna have to let people go."},{"speaker":"Average Joe Finances","startTime":636.031,"endTime":639.091,"body":"Because you understand the impact"},{"speaker":"Average Joe Finances","startTime":636.031,"endTime":639.091,"body":"that it has on lives, right?"},{"speaker":"Average Joe Finances","startTime":639.091,"endTime":642.301,"body":"You saw what happened when"},{"speaker":"Average Joe Finances","startTime":639.091,"endTime":642.301,"body":"those people lost their jobs."},{"speaker":"Average Joe Finances","startTime":642.312,"endTime":643.902,"body":"That's definitely very respectable."},{"speaker":"Average Joe Finances","startTime":644.382,"endTime":646.812,"body":"Now I wanna point something"},{"speaker":"Average Joe Finances","startTime":644.382,"endTime":646.812,"body":"else out here too."},{"speaker":"Average Joe Finances","startTime":646.812,"endTime":649.932,"body":"You said that you were a lone wolf"},{"speaker":"Average Joe Finances","startTime":646.812,"endTime":649.932,"body":"when you started off in real estate, so"},{"speaker":"Average Joe Finances","startTime":649.932,"endTime":651.123,"body":"you were doing everything on your own."},{"speaker":"Average Joe Finances","startTime":651.189,"endTime":654.041,"body":"And I bring a lot of people on the show"},{"speaker":"Average Joe Finances","startTime":651.189,"endTime":654.041,"body":"that talk about investing in real estate"},{"speaker":"Average Joe Finances","startTime":654.042,"endTime":656.407,"body":"and most people say, Hey, this is a team."},{"speaker":"Average Joe Finances","startTime":656.607,"endTime":659.937,"body":"You need to have a team, you need"},{"speaker":"Average Joe Finances","startTime":656.607,"endTime":659.937,"body":"to put the systems and processes"},{"speaker":"Average Joe Finances","startTime":659.937,"endTime":661.677,"body":"in place if you do it by yourself."},{"speaker":"Average Joe Finances","startTime":661.677,"endTime":665.337,"body":"Sure you can do well in real estate"},{"speaker":"Average Joe Finances","startTime":661.677,"endTime":665.337,"body":"by yourself, but you're gonna cap out"},{"speaker":"Average Joe Finances","startTime":665.337,"endTime":666.687,"body":"eventually and you're gonna need help."},{"speaker":"Average Joe Finances","startTime":666.692,"endTime":669.99,"body":"So did you ever get to that point"},{"speaker":"Average Joe Finances","startTime":666.692,"endTime":669.99,"body":"where you experienced oh my goodness,"},{"speaker":"Average Joe Finances","startTime":669.99,"endTime":672.924,"body":"I need to start building a team because"},{"speaker":"Average Joe Finances","startTime":669.99,"endTime":672.924,"body":"I can't do this by myself anymore."},{"speaker":"Average Joe Finances","startTime":672.924,"endTime":674.424,"body":"I know you said you"},{"speaker":"Average Joe Finances","startTime":672.924,"endTime":674.424,"body":"started getting lonely."},{"speaker":"Average Joe Finances","startTime":674.784,"endTime":677.206,"body":"Getting lonely is one thing, but"},{"speaker":"Average Joe Finances","startTime":674.784,"endTime":677.206,"body":"when did you realize I need to"},{"speaker":"Average Joe Finances","startTime":677.206,"endTime":678.186,"body":"start putting something together?"},{"speaker":"Jerome Myers","startTime":678.302,"endTime":678.722,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":678.773,"endTime":686.233,"body":"So there's always some form of a team,"},{"speaker":"Jerome Myers","startTime":678.773,"endTime":686.233,"body":"but the issue is they all had jobs, right?"},{"speaker":"Jerome Myers","startTime":686.233,"endTime":690.373,"body":"Like they care about the property"},{"speaker":"Jerome Myers","startTime":686.233,"endTime":690.373,"body":"when it's time to send the check,"},{"speaker":"Jerome Myers","startTime":690.943,"endTime":694.393,"body":"but outside of that, or maybe"},{"speaker":"Jerome Myers","startTime":690.943,"endTime":694.393,"body":"a quarterly meeting, right?"},{"speaker":"Jerome Myers","startTime":694.783,"endTime":698.043,"body":"But day-to-day operations,"},{"speaker":"Jerome Myers","startTime":694.783,"endTime":698.043,"body":"they don't care."},{"speaker":"Jerome Myers","startTime":698.613,"endTime":700.113,"body":"Hunting for a new deal."},{"speaker":"Jerome Myers","startTime":700.548,"endTime":701.658,"body":"They didn't care."},{"speaker":"Jerome Myers","startTime":701.988,"endTime":706.028,"body":"Like that to me wasn't true camaraderie."},{"speaker":"Jerome Myers","startTime":706.028,"endTime":707.268,"body":"That wasn't true teamwork."},{"speaker":"Jerome Myers","startTime":707.273,"endTime":710.138,"body":"That was a function of"},{"speaker":"Jerome Myers","startTime":707.273,"endTime":710.138,"body":"a  business partnership."},{"speaker":"Jerome Myers","startTime":710.408,"endTime":715.337,"body":"And what I wanted was a deep relationship"},{"speaker":"Jerome Myers","startTime":710.408,"endTime":715.337,"body":"with people where I'm significantly"},{"speaker":"Jerome Myers","startTime":715.337,"endTime":717.767,"body":"impacting the trajectory of their life."},{"speaker":"Jerome Myers","startTime":718.232,"endTime":720.122,"body":"And I think those are"},{"speaker":"Jerome Myers","startTime":718.232,"endTime":720.122,"body":"very different things."},{"speaker":"Jerome Myers","startTime":720.122,"endTime":722.552,"body":"It's one thing say, oh yeah, we're"},{"speaker":"Jerome Myers","startTime":720.122,"endTime":722.552,"body":"partners in our apartment building."},{"speaker":"Jerome Myers","startTime":722.972,"endTime":726.302,"body":"There's another thing to say,"},{"speaker":"Jerome Myers","startTime":722.972,"endTime":726.302,"body":"or , take it a step further."},{"speaker":"Jerome Myers","startTime":726.302,"endTime":729.432,"body":"I'm a limited partner in"},{"speaker":"Jerome Myers","startTime":726.302,"endTime":729.432,"body":"this apartment syndication."},{"speaker":"Jerome Myers","startTime":729.481,"endTime":733.587,"body":"It is something totally different to"},{"speaker":"Jerome Myers","startTime":729.481,"endTime":733.587,"body":"sit with the business owner, understand"},{"speaker":"Jerome Myers","startTime":733.592,"endTime":737.487,"body":"the challenges that they're dealing"},{"speaker":"Jerome Myers","startTime":733.592,"endTime":737.487,"body":"with, knowing that they can't vent down."},{"speaker":"Jerome Myers","startTime":737.487,"endTime":742.329,"body":"Because if they do, then people will"},{"speaker":"Jerome Myers","startTime":737.487,"endTime":742.329,"body":"probably leave the organization  It's two"},{"speaker":"Jerome Myers","startTime":742.329,"endTime":744.189,"body":"totally different types of relationships."},{"speaker":"Jerome Myers","startTime":744.189,"endTime":745.689,"body":"And that's what I was getting at."},{"speaker":"Average Joe Finances","startTime":745.989,"endTime":746.559,"body":"A hundred percent."},{"speaker":"Average Joe Finances","startTime":746.619,"endTime":747.154,"body":"Okay, good."},{"speaker":"Average Joe Finances","startTime":747.159,"endTime":751.103,"body":"I'm glad we can clarify that a bit"},{"speaker":"Average Joe Finances","startTime":747.159,"endTime":751.103,"body":"because with how you did that, right?"},{"speaker":"Average Joe Finances","startTime":751.103,"endTime":754.777,"body":"You said you wanted to have more"},{"speaker":"Average Joe Finances","startTime":751.103,"endTime":754.777,"body":"of an impact in the direction"},{"speaker":"Average Joe Finances","startTime":755.107,"endTime":756.967,"body":"of someone's life, right?"},{"speaker":"Average Joe Finances","startTime":757.147,"endTime":760.727,"body":"Versus that business partnership,"},{"speaker":"Average Joe Finances","startTime":757.147,"endTime":760.727,"body":"that business relationship, right?"},{"speaker":"Average Joe Finances","startTime":760.727,"endTime":763.118,"body":"You wanted to have equity partners, right?"},{"speaker":"Average Joe Finances","startTime":763.468,"endTime":767.419,"body":"Somebody that was in it with you as"},{"speaker":"Average Joe Finances","startTime":763.468,"endTime":767.419,"body":"you accelerate and do better together."},{"speaker":"Average Joe Finances","startTime":767.452,"endTime":769.102,"body":"So actually I want to talk"},{"speaker":"Average Joe Finances","startTime":767.452,"endTime":769.102,"body":"about that a little bit."},{"speaker":"Average Joe Finances","startTime":769.102,"endTime":772.806,"body":"What was it that you did, what"},{"speaker":"Average Joe Finances","startTime":769.102,"endTime":772.806,"body":"transition did you make to go from"},{"speaker":"Average Joe Finances","startTime":773.226,"endTime":779.166,"body":"being a quote unquote lone wolf real"},{"speaker":"Average Joe Finances","startTime":773.226,"endTime":779.166,"body":"estate investor to start like, I guess"},{"speaker":"Average Joe Finances","startTime":779.166,"endTime":784.138,"body":"having these partnerships that were more"},{"speaker":"Average Joe Finances","startTime":779.166,"endTime":784.138,"body":"relationship built versus business built."},{"speaker":"Jerome Myers","startTime":784.258,"endTime":787.648,"body":"Yeah, I think"},{"speaker":"Jerome Myers","startTime":784.258,"endTime":787.648,"body":"it's really more a focus on."},{"speaker":"Jerome Myers","startTime":788.323,"endTime":792.163,"body":"Like moving into the leadership"},{"speaker":"Jerome Myers","startTime":788.323,"endTime":792.163,"body":"business leader development space"},{"speaker":"Jerome Myers","startTime":792.311,"endTime":796.271,"body":"and spending time with them, whether"},{"speaker":"Jerome Myers","startTime":792.311,"endTime":796.271,"body":"they're a real estate entrepreneur or"},{"speaker":"Jerome Myers","startTime":796.271,"endTime":801.761,"body":"running some other type of business,"},{"speaker":"Jerome Myers","startTime":796.271,"endTime":801.761,"body":"the challenges are very similar, right?"},{"speaker":"Jerome Myers","startTime":801.761,"endTime":806.081,"body":"It's how do I figure out my problem"},{"speaker":"Jerome Myers","startTime":801.761,"endTime":806.081,"body":"that I'm solving for people?"},{"speaker":"Jerome Myers","startTime":806.261,"endTime":808.001,"body":"How do I fulfill that order?"},{"speaker":"Jerome Myers","startTime":808.151,"endTime":810.881,"body":"How do I make sure the back office"},{"speaker":"Jerome Myers","startTime":808.151,"endTime":810.881,"body":"is doing what it's supposed to do?"},{"speaker":"Jerome Myers","startTime":811.151,"endTime":814.781,"body":"And as long as you can help people"},{"speaker":"Jerome Myers","startTime":811.151,"endTime":814.781,"body":"navigate those, you can become"},{"speaker":"Jerome Myers","startTime":814.781,"endTime":816.071,"body":"instrumental in their lives."},{"speaker":"Jerome Myers","startTime":816.174,"endTime":820.946,"body":"What I found really quickly was"},{"speaker":"Jerome Myers","startTime":816.174,"endTime":820.946,"body":"nobody actually wants to own a piece,"},{"speaker":"Jerome Myers","startTime":821.006,"endTime":823.556,"body":"a house or an apartment building."},{"speaker":"Jerome Myers","startTime":823.826,"endTime":827.456,"body":"They're looking for the revenue"},{"speaker":"Jerome Myers","startTime":823.826,"endTime":827.456,"body":"that it generates, that creates"},{"speaker":"Jerome Myers","startTime":827.461,"endTime":828.846,"body":"options for them in their life."},{"speaker":"Jerome Myers","startTime":828.946,"endTime":833.086,"body":"The actual building like that"},{"speaker":"Jerome Myers","startTime":828.946,"endTime":833.086,"body":"doesn't ever really matter."},{"speaker":"Jerome Myers","startTime":833.266,"endTime":835.846,"body":"And if there was a way for them to get"},{"speaker":"Jerome Myers","startTime":833.266,"endTime":835.846,"body":"to the revenue without the building,"},{"speaker":"Jerome Myers","startTime":835.846,"endTime":837.196,"body":"then they would probably still do that."},{"speaker":"Jerome Myers","startTime":837.776,"endTime":840.716,"body":"Most people miss that, especially"},{"speaker":"Jerome Myers","startTime":837.776,"endTime":840.716,"body":"when they start talking about asset"},{"speaker":"Jerome Myers","startTime":840.716,"endTime":842.106,"body":"center management and door account."},{"speaker":"Jerome Myers","startTime":842.436,"endTime":847.721,"body":"I just think you lose focus and sight"},{"speaker":"Jerome Myers","startTime":842.436,"endTime":847.721,"body":"on what you're actually trying to do."},{"speaker":"Jerome Myers","startTime":848.081,"endTime":851.411,"body":"And we'll take the house or"},{"speaker":"Jerome Myers","startTime":848.081,"endTime":851.411,"body":"the apartment out and then"},{"speaker":"Jerome Myers","startTime":851.411,"endTime":853.151,"body":"we'll insert the person, right?"},{"speaker":"Jerome Myers","startTime":853.451,"endTime":858.911,"body":"Can you buy something, improve their"},{"speaker":"Jerome Myers","startTime":853.451,"endTime":858.911,"body":"living environment, which makes them"},{"speaker":"Jerome Myers","startTime":858.916,"endTime":861.251,"body":"want to send even more money to you?"},{"speaker":"Jerome Myers","startTime":861.701,"endTime":865.061,"body":"And when you start really getting"},{"speaker":"Jerome Myers","startTime":861.701,"endTime":865.061,"body":"to the essence of what you're trying"},{"speaker":"Jerome Myers","startTime":865.066,"endTime":869.351,"body":"to accomplish, instead of, oh, I"},{"speaker":"Jerome Myers","startTime":865.066,"endTime":869.351,"body":"want this door count, or I want this"},{"speaker":"Jerome Myers","startTime":869.351,"endTime":871.001,"body":"amount of assets under management."},{"speaker":"Jerome Myers","startTime":871.11,"endTime":874.772,"body":"I think people really get clear on"},{"speaker":"Jerome Myers","startTime":871.11,"endTime":874.772,"body":"how they should spend their time"},{"speaker":"Jerome Myers","startTime":874.982,"endTime":876.062,"body":"and what they should spend it on."},{"speaker":"Average Joe Finances","startTime":876.177,"endTime":879.477,"body":"I love that because"},{"speaker":"Average Joe Finances","startTime":876.177,"endTime":879.477,"body":"it reminds me of, I had these guests"},{"speaker":"Average Joe Finances","startTime":879.477,"endTime":883.784,"body":"on my podcast a while back Michael"},{"speaker":"Average Joe Finances","startTime":879.477,"endTime":883.784,"body":"Barnhart and Suzy Cevier, and one of the"},{"speaker":"Average Joe Finances","startTime":883.784,"endTime":887.204,"body":"things that they talk about with their"},{"speaker":"Average Joe Finances","startTime":883.784,"endTime":887.204,"body":"syndications, one of the things that they"},{"speaker":"Average Joe Finances","startTime":887.209,"endTime":889.874,"body":"do, their ROI isn't return on investment."},{"speaker":"Average Joe Finances","startTime":889.874,"endTime":892.754,"body":"They said they want to"},{"speaker":"Average Joe Finances","startTime":889.874,"endTime":892.754,"body":"have a return on impact."},{"speaker":"Average Joe Finances","startTime":893.024,"endTime":897.234,"body":"It's what are we doing to actually help"},{"speaker":"Average Joe Finances","startTime":893.024,"endTime":897.234,"body":"these residents that are living in."},{"speaker":"Average Joe Finances","startTime":897.334,"endTime":898.054,"body":"Units, right?"},{"speaker":"Average Joe Finances","startTime":898.054,"endTime":902.176,"body":"What are we doing to help better"},{"speaker":"Average Joe Finances","startTime":898.054,"endTime":902.176,"body":"their lives and give them, a better"},{"speaker":"Average Joe Finances","startTime":902.176,"endTime":906.916,"body":"space to live, a safer place to"},{"speaker":"Average Joe Finances","startTime":902.176,"endTime":906.916,"body":"live and all that and that's how"},{"speaker":"Average Joe Finances","startTime":906.916,"endTime":908.476,"body":"they focus their business, right?"},{"speaker":"Average Joe Finances","startTime":908.476,"endTime":910.936,"body":"It's not about, oh, how"},{"speaker":"Average Joe Finances","startTime":908.476,"endTime":910.936,"body":"many doors do we have?"},{"speaker":"Average Joe Finances","startTime":910.936,"endTime":913.601,"body":"Or, how much in millions assets"},{"speaker":"Average Joe Finances","startTime":910.936,"endTime":913.601,"body":"under management do we have?"},{"speaker":"Average Joe Finances","startTime":913.651,"endTime":914.851,"body":"It's, that's not what they care about."},{"speaker":"Average Joe Finances","startTime":914.851,"endTime":918.422,"body":"What they care about is what service"},{"speaker":"Average Joe Finances","startTime":914.851,"endTime":918.422,"body":"are they providing to their residents."},{"speaker":"Average Joe Finances","startTime":918.422,"endTime":921.003,"body":"I feel like having that kind of mentality."},{"speaker":"Average Joe Finances","startTime":921.15,"endTime":925.71,"body":"Helps you not only grow as a person, but"},{"speaker":"Average Joe Finances","startTime":921.15,"endTime":925.71,"body":"helps you grow others around you as well."},{"speaker":"Average Joe Finances","startTime":925.983,"endTime":929.433,"body":"So I think that return on impact"},{"speaker":"Average Joe Finances","startTime":925.983,"endTime":929.433,"body":"is huge and I feel like what you're"},{"speaker":"Average Joe Finances","startTime":929.433,"endTime":933.782,"body":"describing there is very similar to"},{"speaker":"Average Joe Finances","startTime":929.433,"endTime":933.782,"body":"that and very I want to help other"},{"speaker":"Average Joe Finances","startTime":933.782,"endTime":935.972,"body":"people grow and become more successful."},{"speaker":"Average Joe Finances","startTime":936.122,"endTime":938.762,"body":"It's not about me, it's"},{"speaker":"Average Joe Finances","startTime":936.122,"endTime":938.762,"body":"about what can I give."},{"speaker":"Average Joe Finances","startTime":938.783,"endTime":942.842,"body":"What value can I add to you in your"},{"speaker":"Average Joe Finances","startTime":938.783,"endTime":942.842,"body":"business and what you're doing?"},{"speaker":"Average Joe Finances","startTime":942.842,"endTime":945.71,"body":"And I think that, that kind"},{"speaker":"Average Joe Finances","startTime":942.842,"endTime":945.71,"body":"of goes into what you do as a"},{"speaker":"Average Joe Finances","startTime":945.71,"endTime":947.174,"body":"coach, as a leadership coach."},{"speaker":"Average Joe Finances","startTime":947.174,"endTime":948.294,"body":"That's fantastic, Jerome."},{"speaker":"Jerome Myers","startTime":948.394,"endTime":948.844,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":948.954,"endTime":950.412,"body":"I like Michael and Suzy."},{"speaker":"Jerome Myers","startTime":950.475,"endTime":953.574,"body":"They have very, I call"},{"speaker":"Jerome Myers","startTime":950.475,"endTime":953.574,"body":"it pure spirits, right?"},{"speaker":"Jerome Myers","startTime":953.574,"endTime":956.364,"body":"They're looking to make"},{"speaker":"Jerome Myers","startTime":953.574,"endTime":956.364,"body":"an impact in a real way."},{"speaker":"Average Joe Finances","startTime":956.514,"endTime":956.768,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":956.784,"endTime":959.264,"body":"And the real estate is"},{"speaker":"Jerome Myers","startTime":956.784,"endTime":959.264,"body":"just a vehicle through which they do."},{"speaker":"Average Joe Finances","startTime":959.384,"endTime":960.344,"body":"Yeah, I love that man."},{"speaker":"Average Joe Finances","startTime":960.584,"endTime":963.674,"body":"A lot of people just, they look at real"},{"speaker":"Average Joe Finances","startTime":960.584,"endTime":963.674,"body":"estate investors and they're like, just"},{"speaker":"Average Joe Finances","startTime":963.674,"endTime":967.338,"body":"thinking numbers, and Oh yeah, this"},{"speaker":"Average Joe Finances","startTime":963.674,"endTime":967.338,"body":"person's doing that and this and they have"},{"speaker":"Average Joe Finances","startTime":967.338,"endTime":969.468,"body":"this much, and this is what they're doing."},{"speaker":"Average Joe Finances","startTime":969.468,"endTime":972.168,"body":"This is how many units they have, this"},{"speaker":"Average Joe Finances","startTime":969.468,"endTime":972.168,"body":"is how many syndications they're in."},{"speaker":"Average Joe Finances","startTime":972.168,"endTime":974.397,"body":"This is how many apartment buildings"},{"speaker":"Average Joe Finances","startTime":972.168,"endTime":974.397,"body":"they own, whatever, but a lot of"},{"speaker":"Average Joe Finances","startTime":974.397,"endTime":975.627,"body":"people don't see that other side too."},{"speaker":"Average Joe Finances","startTime":975.627,"endTime":977.835,"body":"There, there's a lot of real"},{"speaker":"Average Joe Finances","startTime":975.627,"endTime":977.835,"body":"estate investors out there that"},{"speaker":"Average Joe Finances","startTime":977.835,"endTime":981.975,"body":"focus on building communities,"},{"speaker":"Average Joe Finances","startTime":977.835,"endTime":981.975,"body":"that focus on building people."},{"speaker":"Average Joe Finances","startTime":982.665,"endTime":985.725,"body":"And helping other people and"},{"speaker":"Average Joe Finances","startTime":982.665,"endTime":985.725,"body":"giving back to communities and just"},{"speaker":"Average Joe Finances","startTime":985.785,"endTime":990.575,"body":"adding value, not just value to"},{"speaker":"Average Joe Finances","startTime":985.785,"endTime":990.575,"body":"their portfolio, but life value."},{"speaker":"Average Joe Finances","startTime":990.965,"endTime":992.135,"body":"And I think that's huge."},{"speaker":"Average Joe Finances","startTime":992.203,"endTime":995.234,"body":"And a lot of people don't see that"},{"speaker":"Average Joe Finances","startTime":992.203,"endTime":995.234,"body":"side, they see real estate investors"},{"speaker":"Average Joe Finances","startTime":995.239,"endTime":998.708,"body":"like, ah, they're greedy landlords that"},{"speaker":"Average Joe Finances","startTime":995.239,"endTime":998.708,"body":"just want to take all my money, but"},{"speaker":"Average Joe Finances","startTime":999.128,"endTime":1003.208,"body":"I think it's important to highlight"},{"speaker":"Average Joe Finances","startTime":999.128,"endTime":1003.208,"body":"these other pieces, these other sides"},{"speaker":"Average Joe Finances","startTime":1003.208,"endTime":1007.108,"body":"of the puzzle here, so you can get a"},{"speaker":"Average Joe Finances","startTime":1003.208,"endTime":1007.108,"body":"full, broad picture instead of just"},{"speaker":"Average Joe Finances","startTime":1007.119,"endTime":1009.382,"body":"the one half that you see every day."},{"speaker":"Average Joe Finances","startTime":1010.02,"endTime":1011.278,"body":"So I think that's huge, man."},{"speaker":"Average Joe Finances","startTime":1011.279,"endTime":1015.285,"body":"And I'd love to talk about what you've"},{"speaker":"Average Joe Finances","startTime":1011.279,"endTime":1015.285,"body":"been building, separately from real"},{"speaker":"Average Joe Finances","startTime":1015.285,"endTime":1019.596,"body":"estate with your coaching and how you help"},{"speaker":"Average Joe Finances","startTime":1015.285,"endTime":1019.596,"body":"people, get to these different levels of"},{"speaker":"Average Joe Finances","startTime":1019.596,"endTime":1022.116,"body":"performance and get better at their craft."},{"speaker":"Average Joe Finances","startTime":1022.356,"endTime":1023.815,"body":"So can we talk about that a little bit?"},{"speaker":"Jerome Myers","startTime":1023.915,"endTime":1025.365,"body":"Yeah I'd love to, Mike."},{"speaker":"Jerome Myers","startTime":1025.392,"endTime":1030.282,"body":"The thing that I learned the hard way"},{"speaker":"Jerome Myers","startTime":1025.392,"endTime":1030.282,"body":"was at first I started out and I was"},{"speaker":"Jerome Myers","startTime":1030.282,"endTime":1034.992,"body":"like, Ooh, I'm gonna help people buy"},{"speaker":"Jerome Myers","startTime":1030.282,"endTime":1034.992,"body":"apartments cause it makes sense to"},{"speaker":"Jerome Myers","startTime":1034.992,"endTime":1037.692,"body":"be able to buy apartments, get your"},{"speaker":"Jerome Myers","startTime":1034.992,"endTime":1037.692,"body":"freedom, create the passive income."},{"speaker":"Jerome Myers","startTime":1038.022,"endTime":1041.652,"body":"And then I started having people come"},{"speaker":"Jerome Myers","startTime":1038.022,"endTime":1041.652,"body":"to me who weren't ready to add hundreds"},{"speaker":"Jerome Myers","startTime":1041.682,"endTime":1046.092,"body":"of thousands or millions of dollars"},{"speaker":"Jerome Myers","startTime":1041.682,"endTime":1046.092,"body":"worth of debt onto their balance sheet."},{"speaker":"Jerome Myers","startTime":1046.512,"endTime":1050.855,"body":"And so when you get to that place,"},{"speaker":"Jerome Myers","startTime":1046.512,"endTime":1050.855,"body":"They crumble, it falls apart."},{"speaker":"Jerome Myers","startTime":1051.365,"endTime":1054.485,"body":"And I'm like, man, I want success cases."},{"speaker":"Jerome Myers","startTime":1054.485,"endTime":1056.585,"body":"I want people to actually win."},{"speaker":"Jerome Myers","startTime":1056.795,"endTime":1058.955,"body":"I don't want people to turn"},{"speaker":"Jerome Myers","startTime":1056.795,"endTime":1058.955,"body":"around when it gets hard."},{"speaker":"Average Joe Finances","startTime":1059.285,"endTime":1061.145,"body":"Wait, what"},{"speaker":"Average Joe Finances","startTime":1059.285,"endTime":1061.145,"body":"do you mean I have to take risk?"},{"speaker":"Jerome Myers","startTime":1061.386,"endTime":1064.506,"body":"And the beautiful part"},{"speaker":"Jerome Myers","startTime":1061.386,"endTime":1064.506,"body":"about what you just said, Mike, is the"},{"speaker":"Jerome Myers","startTime":1064.506,"endTime":1068.316,"body":"vast majority of apartment educators tell"},{"speaker":"Jerome Myers","startTime":1064.506,"endTime":1068.316,"body":"people that you don't need any money."},{"speaker":"Jerome Myers","startTime":1068.316,"endTime":1070.276,"body":"No credit, no credibility."},{"speaker":"Jerome Myers","startTime":1070.326,"endTime":1074.286,"body":"Nothing else, and this is magically"},{"speaker":"Jerome Myers","startTime":1070.326,"endTime":1074.286,"body":"gonna retire you in a year or"},{"speaker":"Jerome Myers","startTime":1074.286,"endTime":1076.086,"body":"two or however, five years."},{"speaker":"Jerome Myers","startTime":1076.086,"endTime":1076.506,"body":"Pick one."},{"speaker":"Jerome Myers","startTime":1076.806,"endTime":1079.086,"body":"But that's just not real man."},{"speaker":"Jerome Myers","startTime":1079.086,"endTime":1084.176,"body":"And so I got really disgusted with a"},{"speaker":"Jerome Myers","startTime":1079.086,"endTime":1084.176,"body":"lot of the messages and then walking"},{"speaker":"Jerome Myers","startTime":1084.176,"endTime":1088.796,"body":"into different rooms and seeing people"},{"speaker":"Jerome Myers","startTime":1084.176,"endTime":1088.796,"body":"who have been trying for a year or two"},{"speaker":"Jerome Myers","startTime":1088.796,"endTime":1094.046,"body":"years or three years and spent 50, 60,"},{"speaker":"Jerome Myers","startTime":1088.796,"endTime":1094.046,"body":"a hundred thousand dollars and hadn't"},{"speaker":"Jerome Myers","startTime":1094.046,"endTime":1098.186,"body":"been able to get to a place where"},{"speaker":"Jerome Myers","startTime":1094.046,"endTime":1098.186,"body":"they actually had ownership interest."},{"speaker":"Jerome Myers","startTime":1098.386,"endTime":1101.296,"body":"Or they thought they were gonna be"},{"speaker":"Jerome Myers","startTime":1098.386,"endTime":1101.296,"body":"operators and they just ended up"},{"speaker":"Jerome Myers","startTime":1101.296,"endTime":1102.856,"body":"raising money for everybody else."},{"speaker":"Jerome Myers","startTime":1102.886,"endTime":1105.978,"body":"And I just man, this isn't"},{"speaker":"Jerome Myers","startTime":1102.886,"endTime":1105.978,"body":"the way it's supposed to go."},{"speaker":"Jerome Myers","startTime":1105.978,"endTime":1107.538,"body":"And it started to bother me."},{"speaker":"Jerome Myers","startTime":1107.718,"endTime":1112.248,"body":"But what I realized on the backside"},{"speaker":"Jerome Myers","startTime":1107.718,"endTime":1112.248,"body":"of that was we got to make sure that"},{"speaker":"Jerome Myers","startTime":1112.248,"endTime":1116.958,"body":"we're actually ready for the burden"},{"speaker":"Jerome Myers","startTime":1112.248,"endTime":1116.958,"body":"that we're going to take on when we"},{"speaker":"Jerome Myers","startTime":1116.958,"endTime":1118.998,"body":"actually start investing in property."},{"speaker":"Jerome Myers","startTime":1119.028,"endTime":1122.238,"body":"There's so many people out there"},{"speaker":"Jerome Myers","startTime":1119.028,"endTime":1122.238,"body":"who just hang their shingle and"},{"speaker":"Jerome Myers","startTime":1122.238,"endTime":1125.268,"body":"say, I'm a real estate investor,"},{"speaker":"Jerome Myers","startTime":1122.238,"endTime":1125.268,"body":"and change their handle on LinkedIn."},{"speaker":"Jerome Myers","startTime":1125.412,"endTime":1128.232,"body":"They haven't done anything"},{"speaker":"Jerome Myers","startTime":1125.412,"endTime":1128.232,"body":"to prepare themselves."},{"speaker":"Jerome Myers","startTime":1128.532,"endTime":1131.802,"body":"And so to put this in perspective,"},{"speaker":"Jerome Myers","startTime":1128.532,"endTime":1131.802,"body":"I'm gonna go really extreme."},{"speaker":"Jerome Myers","startTime":1131.952,"endTime":1134.262,"body":"So Mike, I'm starting my MMA career."},{"speaker":"Jerome Myers","startTime":1134.311,"endTime":1136.766,"body":"You may have watched a few fights,"},{"speaker":"Jerome Myers","startTime":1134.311,"endTime":1136.766,"body":"you may have heard of a guy named"},{"speaker":"Jerome Myers","startTime":1136.771,"endTime":1141.206,"body":"Connor McGregor, and what I'm going"},{"speaker":"Jerome Myers","startTime":1136.771,"endTime":1141.206,"body":"to do is my first fight's gonna be"},{"speaker":"Jerome Myers","startTime":1141.211,"endTime":1143.456,"body":"with him in order to get in the ring."},{"speaker":"Jerome Myers","startTime":1143.846,"endTime":1148.406,"body":"I need half a million dollars"},{"speaker":"Jerome Myers","startTime":1143.846,"endTime":1148.406,"body":"and I'm raising money for people"},{"speaker":"Jerome Myers","startTime":1148.406,"endTime":1153.836,"body":"to get a 15% return on the"},{"speaker":"Jerome Myers","startTime":1148.406,"endTime":1153.836,"body":"investment of me fighting Connor."},{"speaker":"Jerome Myers","startTime":1154.106,"endTime":1159.626,"body":"Now, if I win or when I win, not if when"},{"speaker":"Jerome Myers","startTime":1154.106,"endTime":1159.626,"body":"I win, I'll be able to send you the half a"},{"speaker":"Jerome Myers","startTime":1159.626,"endTime":1162.746,"body":"million dollars back with the 15% return."},{"speaker":"Jerome Myers","startTime":1163.081,"endTime":1168.516,"body":"And we will split up the other proceeds"},{"speaker":"Jerome Myers","startTime":1163.081,"endTime":1168.516,"body":"on the upside after I win this fight now."},{"speaker":"Jerome Myers","startTime":1168.516,"endTime":1173.856,"body":"I've read a few books, I've watched a"},{"speaker":"Jerome Myers","startTime":1168.516,"endTime":1173.856,"body":"few videos on YouTube, and I listened"},{"speaker":"Jerome Myers","startTime":1173.856,"endTime":1178.416,"body":"to your podcast and a couple of other"},{"speaker":"Jerome Myers","startTime":1173.856,"endTime":1178.416,"body":"podcasts that talk about the subject."},{"speaker":"Jerome Myers","startTime":1178.956,"endTime":1181.406,"body":"Now I've got the wire"},{"speaker":"Jerome Myers","startTime":1178.956,"endTime":1181.406,"body":"instructions at the ready."},{"speaker":"Jerome Myers","startTime":1181.856,"endTime":1183.746,"body":"Will you send, where should I send them?"},{"speaker":"Average Joe Finances","startTime":1183.946,"endTime":1184.756,"body":"Not to me."},{"speaker":"Jerome Myers","startTime":1184.956,"endTime":1187.656,"body":"Mike, I've watched"},{"speaker":"Jerome Myers","startTime":1184.956,"endTime":1187.656,"body":"YouTube, I've listened to"},{"speaker":"Jerome Myers","startTime":1187.656,"endTime":1189.186,"body":"podcasts, and I read a book."},{"speaker":"Jerome Myers","startTime":1189.216,"endTime":1190.926,"body":"I'm ready to get in the ring with Connor."},{"speaker":"Average Joe Finances","startTime":1191.126,"endTime":1191.786,"body":"Yeah, that's great."},{"speaker":"Average Joe Finances","startTime":1191.786,"endTime":1194.723,"body":"I'm more concerned of have you"},{"speaker":"Average Joe Finances","startTime":1191.786,"endTime":1194.723,"body":"done this with anyone else?"},{"speaker":"Jerome Myers","startTime":1194.726,"endTime":1197.14,"body":"At some point you"},{"speaker":"Jerome Myers","startTime":1194.726,"endTime":1197.14,"body":"might want to coach at some point"},{"speaker":"Jerome Myers","startTime":1197.14,"endTime":1199.63,"body":"you might want to actually get"},{"speaker":"Jerome Myers","startTime":1197.14,"endTime":1199.63,"body":"in a ring and spar with somebody."},{"speaker":"Jerome Myers","startTime":1199.63,"endTime":1199.69,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":1199.9,"endTime":1201.01,"body":"Bigger than the champion."},{"speaker":"Jerome Myers","startTime":1201.079,"endTime":1202.699,"body":"But that's what I hear."},{"speaker":"Jerome Myers","startTime":1202.704,"endTime":1206.869,"body":"Whenever people say, oh, I'm gonna buy a"},{"speaker":"Jerome Myers","startTime":1202.704,"endTime":1206.869,"body":"200 apartment unit on my first deal, or"},{"speaker":"Jerome Myers","startTime":1206.869,"endTime":1209.089,"body":"I'm gonna buy whatever, pick the thing."},{"speaker":"Jerome Myers","startTime":1209.207,"endTime":1211.157,"body":"I think people really need to"},{"speaker":"Jerome Myers","startTime":1209.207,"endTime":1211.157,"body":"understand what they're getting"},{"speaker":"Jerome Myers","startTime":1211.157,"endTime":1212.297,"body":"into before they get there."},{"speaker":"Jerome Myers","startTime":1212.357,"endTime":1215.957,"body":"And so with that as the kind of"},{"speaker":"Jerome Myers","startTime":1212.357,"endTime":1215.957,"body":"context for the way I think about"},{"speaker":"Jerome Myers","startTime":1215.957,"endTime":1219.527,"body":"things, I think we need to pull"},{"speaker":"Jerome Myers","startTime":1215.957,"endTime":1219.527,"body":"back and there's six levels that"},{"speaker":"Jerome Myers","startTime":1219.532,"endTime":1221.405,"body":"I think you need to work through."},{"speaker":"Jerome Myers","startTime":1221.505,"endTime":1225.405,"body":"That gets you to a place where"},{"speaker":"Jerome Myers","startTime":1221.505,"endTime":1225.405,"body":"you're really ready to have all"},{"speaker":"Jerome Myers","startTime":1225.41,"endTime":1226.995,"body":"the things that you want in life."},{"speaker":"Jerome Myers","startTime":1227.325,"endTime":1231.975,"body":"And the real estate investing, the"},{"speaker":"Jerome Myers","startTime":1227.325,"endTime":1231.975,"body":"prosperity stuff is at level five, but"},{"speaker":"Jerome Myers","startTime":1231.975,"endTime":1234.585,"body":"let's go down to the bottom and then"},{"speaker":"Jerome Myers","startTime":1231.975,"endTime":1234.585,"body":"work our way back up and hopefully the"},{"speaker":"Jerome Myers","startTime":1234.585,"endTime":1236.055,"body":"listeners will get something out of this."},{"speaker":"Jerome Myers","startTime":1236.385,"endTime":1239.775,"body":"And so the first thing we"},{"speaker":"Jerome Myers","startTime":1236.385,"endTime":1239.775,"body":"need to do is reduce stress."},{"speaker":"Jerome Myers","startTime":1240.225,"endTime":1243.615,"body":"I don't care how great your life is,"},{"speaker":"Jerome Myers","startTime":1240.225,"endTime":1243.615,"body":"there's something that's creating stress"},{"speaker":"Jerome Myers","startTime":1243.615,"endTime":1245.715,"body":"in your world, and we want to reduce that."},{"speaker":"Jerome Myers","startTime":1245.715,"endTime":1247.395,"body":"And so we start with self-image."},{"speaker":"Jerome Myers","startTime":1247.595,"endTime":1251.825,"body":"Self-image is really just do you"},{"speaker":"Jerome Myers","startTime":1247.595,"endTime":1251.825,"body":"keep your promises to yourself?"},{"speaker":"Jerome Myers","startTime":1252.025,"endTime":1254.635,"body":"If you keep the promises to"},{"speaker":"Jerome Myers","startTime":1252.025,"endTime":1254.635,"body":"yourself, life's pretty good."},{"speaker":"Jerome Myers","startTime":1254.815,"endTime":1259.075,"body":"It's when you don't have that congruency"},{"speaker":"Jerome Myers","startTime":1254.815,"endTime":1259.075,"body":"that you begin to challenge stuff."},{"speaker":"Jerome Myers","startTime":1259.345,"endTime":1262.285,"body":"You become to be, start getting"},{"speaker":"Jerome Myers","startTime":1259.345,"endTime":1262.285,"body":"uncomfortable with who you"},{"speaker":"Jerome Myers","startTime":1262.29,"endTime":1266.205,"body":"are, and I say, okay, let's get"},{"speaker":"Jerome Myers","startTime":1262.29,"endTime":1266.205,"body":"that tightened up from there."},{"speaker":"Jerome Myers","startTime":1266.21,"endTime":1270.315,"body":"Then we go to level two, which is"},{"speaker":"Jerome Myers","startTime":1266.21,"endTime":1270.315,"body":"relationships, and then relationships."},{"speaker":"Jerome Myers","startTime":1270.405,"endTime":1273.855,"body":"There's three different types of"},{"speaker":"Jerome Myers","startTime":1270.405,"endTime":1273.855,"body":"relationships, mutually beneficial."},{"speaker":"Jerome Myers","startTime":1274.055,"endTime":1277.015,"body":"Not mutually beneficial, but"},{"speaker":"Jerome Myers","startTime":1274.055,"endTime":1277.015,"body":"can be reframed and never"},{"speaker":"Jerome Myers","startTime":1277.015,"endTime":1278.455,"body":"gonna be mutually beneficial."},{"speaker":"Jerome Myers","startTime":1278.655,"endTime":1281.655,"body":"If something's not mutually"},{"speaker":"Jerome Myers","startTime":1278.655,"endTime":1281.655,"body":"beneficial, you need to sever it"},{"speaker":"Jerome Myers","startTime":1281.655,"endTime":1284.045,"body":"immediately just in the relationship."},{"speaker":"Jerome Myers","startTime":1284.585,"endTime":1286.505,"body":"Not mutually beneficial, but could be."},{"speaker":"Jerome Myers","startTime":1286.51,"endTime":1289.895,"body":"You need to just go in and reframe"},{"speaker":"Jerome Myers","startTime":1286.51,"endTime":1289.895,"body":"those and get them mutually beneficial."},{"speaker":"Jerome Myers","startTime":1290.52,"endTime":1290.782,"body":"Why?"},{"speaker":"Jerome Myers","startTime":1290.782,"endTime":1291.682,"body":"Why does this matter?"},{"speaker":"Jerome Myers","startTime":1291.682,"endTime":1294.922,"body":"I like feeling like I can do stuff for"},{"speaker":"Jerome Myers","startTime":1291.682,"endTime":1294.922,"body":"people who can't do anything for me."},{"speaker":"Jerome Myers","startTime":1294.972,"endTime":1299.982,"body":"The issue is, and it's the issue with"},{"speaker":"Jerome Myers","startTime":1294.972,"endTime":1299.982,"body":"all top performers, if you do that,"},{"speaker":"Jerome Myers","startTime":1299.982,"endTime":1303.762,"body":"eventually you'll be empty because"},{"speaker":"Jerome Myers","startTime":1299.982,"endTime":1303.762,"body":"there's nobody replenishing you."},{"speaker":"Jerome Myers","startTime":1304.002,"endTime":1306.132,"body":"You're just pouring, you're"},{"speaker":"Jerome Myers","startTime":1304.002,"endTime":1306.132,"body":"sourced for everybody."},{"speaker":"Jerome Myers","startTime":1306.552,"endTime":1311.469,"body":"And when you can get those healthy"},{"speaker":"Jerome Myers","startTime":1306.552,"endTime":1311.469,"body":"relationships, cause by definition,"},{"speaker":"Jerome Myers","startTime":1311.479,"endTime":1317.034,"body":"if there is no exchange, then you can"},{"speaker":"Jerome Myers","startTime":1311.479,"endTime":1317.034,"body":"have a healthy relationship, so we"},{"speaker":"Jerome Myers","startTime":1317.034,"endTime":1320.004,"body":"want to get all of our relationships"},{"speaker":"Jerome Myers","startTime":1317.034,"endTime":1320.004,"body":"healthy, get them all mutually"},{"speaker":"Jerome Myers","startTime":1320.004,"endTime":1322.944,"body":"beneficial, and then you never have"},{"speaker":"Jerome Myers","startTime":1320.004,"endTime":1322.944,"body":"to worry about being replenished."},{"speaker":"Jerome Myers","startTime":1323.184,"endTime":1327.714,"body":"From there, we go to work, and"},{"speaker":"Jerome Myers","startTime":1323.184,"endTime":1327.714,"body":"work is a bunch of different words,"},{"speaker":"Jerome Myers","startTime":1328.134,"endTime":1331.554,"body":"but at the end of the day, it's"},{"speaker":"Jerome Myers","startTime":1328.134,"endTime":1331.554,"body":"usually how you earn your living."},{"speaker":"Jerome Myers","startTime":1331.939,"endTime":1336.552,"body":"And so when you have great relationships"},{"speaker":"Jerome Myers","startTime":1331.939,"endTime":1336.552,"body":"and you hold yourself accountable,"},{"speaker":"Jerome Myers","startTime":1336.912,"endTime":1342.132,"body":"those things lead you to a place"},{"speaker":"Jerome Myers","startTime":1336.912,"endTime":1342.132,"body":"where you have more influence and you"},{"speaker":"Jerome Myers","startTime":1342.132,"endTime":1343.752,"body":"have more impact in the workplace."},{"speaker":"Jerome Myers","startTime":1344.022,"endTime":1345.622,"body":"That usually leads to more income."},{"speaker":"Jerome Myers","startTime":1345.722,"endTime":1349.862,"body":"Those three things in and of themself"},{"speaker":"Jerome Myers","startTime":1345.722,"endTime":1349.862,"body":"is what I think all of the stress"},{"speaker":"Jerome Myers","startTime":1349.862,"endTime":1351.002,"body":"in your life is wrapped up in."},{"speaker":"Jerome Myers","startTime":1351.422,"endTime":1356.942,"body":"So we turn down the dial on the stress,"},{"speaker":"Jerome Myers","startTime":1351.422,"endTime":1356.942,"body":"which then allows you to stop doing"},{"speaker":"Jerome Myers","startTime":1356.942,"endTime":1361.442,"body":"the self-destructive habits, order"},{"speaker":"Jerome Myers","startTime":1356.942,"endTime":1361.442,"body":"self-destructive habits from drinking,"},{"speaker":"Jerome Myers","startTime":1361.862,"endTime":1365.372,"body":"eating things that you shouldn't"},{"speaker":"Jerome Myers","startTime":1361.862,"endTime":1365.372,"body":"eat that are full fullest sugar."},{"speaker":"Average Joe Finances","startTime":1365.594,"endTime":1367.122,"body":"Hey, you"},{"speaker":"Average Joe Finances","startTime":1365.594,"endTime":1367.122,"body":"really helped me out there with that."},{"speaker":"Average Joe Finances","startTime":1367.122,"endTime":1367.402,"body":"Man."},{"speaker":"Jerome Myers","startTime":1367.502,"endTime":1367.977,"body":"Come on."},{"speaker":"Average Joe Finances","startTime":1368.067,"endTime":1368.787,"body":"Cause I was gonna ask that"},{"speaker":"Jerome Myers","startTime":1369.018,"endTime":1369.228,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":1369.228,"endTime":1369.528,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":1369.58,"endTime":1370.565,"body":"Not sleeping."},{"speaker":"Jerome Myers","startTime":1370.625,"endTime":1373.325,"body":"Pick all the things that we"},{"speaker":"Jerome Myers","startTime":1370.625,"endTime":1373.325,"body":"do when we're stressed out to"},{"speaker":"Jerome Myers","startTime":1373.325,"endTime":1374.705,"body":"try to cope with it, right?"},{"speaker":"Jerome Myers","startTime":1374.705,"endTime":1377.525,"body":"I'd like to call them pacifiers"},{"speaker":"Jerome Myers","startTime":1374.705,"endTime":1377.525,"body":"cause I think most of us really don't"},{"speaker":"Jerome Myers","startTime":1377.53,"endTime":1379.355,"body":"ever mature Pac a toddler, right?"},{"speaker":"Jerome Myers","startTime":1379.475,"endTime":1383.572,"body":"So what is your pacifier and how"},{"speaker":"Jerome Myers","startTime":1379.475,"endTime":1383.572,"body":"can we get rid of that pacifier?"},{"speaker":"Jerome Myers","startTime":1383.572,"endTime":1385.655,"body":"And usually you have to get"},{"speaker":"Jerome Myers","startTime":1383.572,"endTime":1385.655,"body":"rid of pacifier by actually"},{"speaker":"Jerome Myers","startTime":1385.655,"endTime":1386.795,"body":"dealing with the thing, right?"},{"speaker":"Jerome Myers","startTime":1386.945,"endTime":1390.425,"body":"But if we can get rid of self destructive"},{"speaker":"Jerome Myers","startTime":1386.945,"endTime":1390.425,"body":"behaviors, then it makes sense to actually"},{"speaker":"Jerome Myers","startTime":1390.425,"endTime":1391.865,"body":"focus on our health at this point."},{"speaker":"Jerome Myers","startTime":1392.225,"endTime":1393.575,"body":"And so level four is health."},{"speaker":"Jerome Myers","startTime":1393.935,"endTime":1396.785,"body":"And here we're just trying to get"},{"speaker":"Jerome Myers","startTime":1393.935,"endTime":1396.785,"body":"you in a peak performance condition."},{"speaker":"Jerome Myers","startTime":1397.115,"endTime":1401.255,"body":"We want you meditating, reading,"},{"speaker":"Jerome Myers","startTime":1397.115,"endTime":1401.255,"body":"doing the stuff on the inside, right?"},{"speaker":"Jerome Myers","startTime":1401.255,"endTime":1402.365,"body":"For the that work."},{"speaker":"Jerome Myers","startTime":1402.365,"endTime":1405.725,"body":"We want you on a diet, we want"},{"speaker":"Jerome Myers","startTime":1402.365,"endTime":1405.725,"body":"you exercising so that your"},{"speaker":"Jerome Myers","startTime":1406.145,"endTime":1407.375,"body":"physical body is taken care of."},{"speaker":"Jerome Myers","startTime":1407.735,"endTime":1412.155,"body":"And then from there, we think you're"},{"speaker":"Jerome Myers","startTime":1407.735,"endTime":1412.155,"body":"ready to actually handle prosperity"},{"speaker":"Jerome Myers","startTime":1412.328,"endTime":1414.158,"body":"because you've got a solid core."},{"speaker":"Jerome Myers","startTime":1414.163,"endTime":1417.938,"body":"You got a solid base, and you're not"},{"speaker":"Jerome Myers","startTime":1414.163,"endTime":1417.938,"body":"gonna be one of those people who."},{"speaker":"Jerome Myers","startTime":1418.138,"endTime":1420.988,"body":"Spent all of their health"},{"speaker":"Jerome Myers","startTime":1418.138,"endTime":1420.988,"body":"trying to get money."},{"speaker":"Jerome Myers","startTime":1421.078,"endTime":1423.958,"body":"And then now that you have money, you"},{"speaker":"Jerome Myers","startTime":1421.078,"endTime":1423.958,"body":"got to give it back to get your health."},{"speaker":"Jerome Myers","startTime":1424.348,"endTime":1428.098,"body":"We want you to progress instead"},{"speaker":"Jerome Myers","startTime":1424.348,"endTime":1428.098,"body":"of going forwards and backwards."},{"speaker":"Jerome Myers","startTime":1428.578,"endTime":1431.938,"body":"And so usually there"},{"speaker":"Jerome Myers","startTime":1428.578,"endTime":1431.938,"body":"self-actualization happens."},{"speaker":"Jerome Myers","startTime":1431.938,"endTime":1433.018,"body":"You level five, right?"},{"speaker":"Jerome Myers","startTime":1433.018,"endTime":1437.068,"body":"You've got prosperity, you got money, you"},{"speaker":"Jerome Myers","startTime":1433.018,"endTime":1437.068,"body":"got the choices, you can do what you want."},{"speaker":"Jerome Myers","startTime":1437.128,"endTime":1439.438,"body":"But this is where it gets really special."},{"speaker":"Jerome Myers","startTime":1439.438,"endTime":1442.018,"body":"And I think this is where we"},{"speaker":"Jerome Myers","startTime":1439.438,"endTime":1442.018,"body":"differentiate ourself from the majority"},{"speaker":"Jerome Myers","startTime":1442.018,"endTime":1443.798,"body":"of people out here who are coaches."},{"speaker":"Jerome Myers","startTime":1444.544,"endTime":1447.034,"body":"You feel empty, you start"},{"speaker":"Jerome Myers","startTime":1444.544,"endTime":1447.034,"body":"asking two questions."},{"speaker":"Jerome Myers","startTime":1447.154,"endTime":1448.114,"body":"Is this it?"},{"speaker":"Jerome Myers","startTime":1448.314,"endTime":1449.634,"body":"And what was it all for?"},{"speaker":"Jerome Myers","startTime":1449.834,"endTime":1452.744,"body":"And when you start asking those"},{"speaker":"Jerome Myers","startTime":1449.834,"endTime":1452.744,"body":"questions, you're actually onto something."},{"speaker":"Jerome Myers","startTime":1453.194,"endTime":1456.584,"body":"It's likely that you'll push it"},{"speaker":"Jerome Myers","startTime":1453.194,"endTime":1456.584,"body":"down and say, oh, it doesn't matter."},{"speaker":"Jerome Myers","startTime":1456.584,"endTime":1457.304,"body":"I'm good."},{"speaker":"Jerome Myers","startTime":1457.994,"endTime":1462.974,"body":"But when you feel those two questions"},{"speaker":"Jerome Myers","startTime":1457.994,"endTime":1462.974,"body":"pulling up, you better pay attention"},{"speaker":"Jerome Myers","startTime":1462.974,"endTime":1468.949,"body":"because then you can actually transend"},{"speaker":"Jerome Myers","startTime":1462.974,"endTime":1468.949,"body":"and hit level six, which is significance."},{"speaker":"Jerome Myers","startTime":1469.079,"endTime":1470.759,"body":"Some people call it legacy."},{"speaker":"Jerome Myers","startTime":1471.239,"endTime":1473.129,"body":"Other people call it immortality."},{"speaker":"Jerome Myers","startTime":1473.129,"endTime":1476.439,"body":"But in our model, we believe that"},{"speaker":"Jerome Myers","startTime":1473.129,"endTime":1476.439,"body":"significance is the only true success."},{"speaker":"Jerome Myers","startTime":1476.639,"endTime":1478.859,"body":"And so we call it simply significance."},{"speaker":"Jerome Myers","startTime":1479.069,"endTime":1482.249,"body":"And this is how can you positively"},{"speaker":"Jerome Myers","startTime":1479.069,"endTime":1482.249,"body":"impact the lives of other people?"},{"speaker":"Jerome Myers","startTime":1482.459,"endTime":1484.379,"body":"How can you actually make"},{"speaker":"Jerome Myers","startTime":1482.459,"endTime":1484.379,"body":"a difference in the world?"},{"speaker":"Jerome Myers","startTime":1484.559,"endTime":1486.239,"body":"We talked about Suzy and Mike."},{"speaker":"Jerome Myers","startTime":1486.299,"endTime":1490.713,"body":"We talked about my desire to actually have"},{"speaker":"Jerome Myers","startTime":1486.299,"endTime":1490.713,"body":"a impact that was meaningful for people."},{"speaker":"Jerome Myers","startTime":1490.833,"endTime":1494.873,"body":"And in that I think you have the"},{"speaker":"Jerome Myers","startTime":1490.833,"endTime":1494.873,"body":"life that you truly dream of."},{"speaker":"Jerome Myers","startTime":1495.203,"endTime":1497.483,"body":"You actually are out"},{"speaker":"Jerome Myers","startTime":1495.203,"endTime":1497.483,"body":"there impacting the world."},{"speaker":"Jerome Myers","startTime":1497.813,"endTime":1501.713,"body":"You have prosperity, so you can be"},{"speaker":"Jerome Myers","startTime":1497.813,"endTime":1501.713,"body":"generous and you have your health,"},{"speaker":"Jerome Myers","startTime":1501.773,"endTime":1504.473,"body":"which I think is probably truly"},{"speaker":"Jerome Myers","startTime":1501.773,"endTime":1504.473,"body":"the only wealth that we have."},{"speaker":"Average Joe Finances","startTime":1504.673,"endTime":1505.033,"body":"Wow."},{"speaker":"Average Joe Finances","startTime":1505.303,"endTime":1507.743,"body":"Jerome, that was amazing."},{"speaker":"Average Joe Finances","startTime":1508.044,"endTime":1511.524,"body":"I'm sitting here taking notes, obviously"},{"speaker":"Average Joe Finances","startTime":1508.044,"endTime":1511.524,"body":"as we're going writing all this stuff"},{"speaker":"Average Joe Finances","startTime":1511.524,"endTime":1516.744,"body":"down and this really hits hard because, I"},{"speaker":"Average Joe Finances","startTime":1511.524,"endTime":1516.744,"body":"feel when I look back at everything that"},{"speaker":"Average Joe Finances","startTime":1516.744,"endTime":1521.817,"body":"I've done to, to get to where I'm at, I"},{"speaker":"Average Joe Finances","startTime":1516.744,"endTime":1521.817,"body":"look at the, where my stress levels were."},{"speaker":"Average Joe Finances","startTime":1521.964,"endTime":1525.142,"body":"I look at the relationships that I had"},{"speaker":"Average Joe Finances","startTime":1521.964,"endTime":1525.142,"body":"in the past and whether or not they were"},{"speaker":"Average Joe Finances","startTime":1525.142,"endTime":1527.782,"body":"mutual, non-mutual will never be mutual."},{"speaker":"Average Joe Finances","startTime":1528.142,"endTime":1531.471,"body":"And it, if you can reflect on"},{"speaker":"Average Joe Finances","startTime":1528.142,"endTime":1531.471,"body":"things like that, the things that"},{"speaker":"Average Joe Finances","startTime":1531.471,"endTime":1533.401,"body":"will reduce your stressors, right?"},{"speaker":"Average Joe Finances","startTime":1533.401,"endTime":1538.489,"body":"I think it can really just those first"},{"speaker":"Average Joe Finances","startTime":1533.401,"endTime":1538.489,"body":"three steps can 100% change your life."},{"speaker":"Average Joe Finances","startTime":1538.608,"endTime":1542.378,"body":"If you know what you're looking for,"},{"speaker":"Average Joe Finances","startTime":1538.608,"endTime":1542.378,"body":"and I think, as you would call it, as"},{"speaker":"Average Joe Finances","startTime":1542.438,"endTime":1547.165,"body":"taking the red pill and getting out of"},{"speaker":"Average Joe Finances","startTime":1542.438,"endTime":1547.165,"body":"this day-to-day monotony of being stuck"},{"speaker":"Average Joe Finances","startTime":1547.165,"endTime":1549.008,"body":"in the matrix, of being stuck in your."},{"speaker":"Average Joe Finances","startTime":1549.008,"endTime":1551.487,"body":"I hate saying it this way, but being"},{"speaker":"Average Joe Finances","startTime":1549.008,"endTime":1551.487,"body":"stuck in your nine to five, where"},{"speaker":"Average Joe Finances","startTime":1551.797,"endTime":1553.532,"body":"your focus is to just go to work."},{"speaker":"Average Joe Finances","startTime":1553.532,"endTime":1556.672,"body":"Do what you got to do, come home, sleep,"},{"speaker":"Average Joe Finances","startTime":1553.532,"endTime":1556.672,"body":"rinse, repeat, do this until you die."},{"speaker":"Average Joe Finances","startTime":1556.848,"endTime":1556.968,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1557.028,"endTime":1560.887,"body":"And being able to escape that and"},{"speaker":"Average Joe Finances","startTime":1557.028,"endTime":1560.887,"body":"escape the rat race, as we commonly"},{"speaker":"Average Joe Finances","startTime":1560.887,"endTime":1562.347,"body":"call it, as real estate investors."},{"speaker":"Average Joe Finances","startTime":1562.352,"endTime":1565.874,"body":"Having steps to get there and"},{"speaker":"Average Joe Finances","startTime":1562.352,"endTime":1565.874,"body":"having somebody to be able to"},{"speaker":"Average Joe Finances","startTime":1565.874,"endTime":1569.954,"body":"guide and mentor you as you go"},{"speaker":"Average Joe Finances","startTime":1565.874,"endTime":1569.954,"body":"through that I think is huge."},{"speaker":"Average Joe Finances","startTime":1569.984,"endTime":1572.269,"body":"And it's one of the reasons"},{"speaker":"Average Joe Finances","startTime":1569.984,"endTime":1572.269,"body":"why I believe in coaches."},{"speaker":"Average Joe Finances","startTime":1572.269,"endTime":1574.759,"body":"It's one of the reasons why I have"},{"speaker":"Average Joe Finances","startTime":1572.269,"endTime":1574.759,"body":"a coach myself, and it's one of the"},{"speaker":"Average Joe Finances","startTime":1574.764,"endTime":1576.185,"body":"reasons why I coach other people."},{"speaker":"Average Joe Finances","startTime":1576.185,"endTime":1581.212,"body":"It's that service and being able"},{"speaker":"Average Joe Finances","startTime":1576.185,"endTime":1581.212,"body":"to give back and I absolutely love"},{"speaker":"Average Joe Finances","startTime":1581.212,"endTime":1582.472,"body":"this, the way you described it."},{"speaker":"Average Joe Finances","startTime":1582.487,"endTime":1583.901,"body":"What is your pacifier like?"},{"speaker":"Average Joe Finances","startTime":1584.081,"endTime":1587.353,"body":"I never even thought to look back at"},{"speaker":"Average Joe Finances","startTime":1584.081,"endTime":1587.353,"body":"what are those things that I, what's"},{"speaker":"Average Joe Finances","startTime":1587.353,"endTime":1592.715,"body":"my advice that I go back to, to bring"},{"speaker":"Average Joe Finances","startTime":1587.353,"endTime":1592.715,"body":"me back to my comfort level because I'm"},{"speaker":"Average Joe Finances","startTime":1592.715,"endTime":1598.28,"body":"stressed out or because of, something's"},{"speaker":"Average Joe Finances","startTime":1592.715,"endTime":1598.28,"body":"going on and the different ways to reduce"},{"speaker":"Average Joe Finances","startTime":1598.28,"endTime":1600.076,"body":"your stress and focus on those things."},{"speaker":"Average Joe Finances","startTime":1600.076,"endTime":1602.386,"body":"Like when you could tell that step"},{"speaker":"Average Joe Finances","startTime":1600.076,"endTime":1602.386,"body":"four piece, the health piece, right?"},{"speaker":"Average Joe Finances","startTime":1602.746,"endTime":1603.782,"body":"I think that's huge."},{"speaker":"Average Joe Finances","startTime":1603.798,"endTime":1608.24,"body":"Eating healthy, exercising"},{"speaker":"Average Joe Finances","startTime":1603.798,"endTime":1608.24,"body":"meditation, yoga, all that stuff."},{"speaker":"Average Joe Finances","startTime":1608.279,"endTime":1612.343,"body":"My wife makes me do yoga with her, and I"},{"speaker":"Average Joe Finances","startTime":1608.279,"endTime":1612.343,"body":"say makes me, but I do it now willingly."},{"speaker":"Average Joe Finances","startTime":1612.373,"endTime":1613.123,"body":"I enjoy it."},{"speaker":"Average Joe Finances","startTime":1613.143,"endTime":1617.958,"body":"It's a good way to clear my head and focus"},{"speaker":"Average Joe Finances","startTime":1613.143,"endTime":1617.958,"body":"and, I got to the point now I drink lemon"},{"speaker":"Average Joe Finances","startTime":1617.958,"endTime":1621.073,"body":"water every day when I wake up, it's, the"},{"speaker":"Average Joe Finances","startTime":1617.958,"endTime":1621.073,"body":"first thing I do is drink lemon water,"},{"speaker":"Average Joe Finances","startTime":1621.079,"endTime":1624.46,"body":"just reset the body before I even have"},{"speaker":"Average Joe Finances","startTime":1621.079,"endTime":1624.46,"body":"any type of coffee or anything like that."},{"speaker":"Average Joe Finances","startTime":1624.76,"endTime":1626.606,"body":"I've reduced how much coffee I drank."},{"speaker":"Average Joe Finances","startTime":1626.706,"endTime":1630.516,"body":"Left the Navy because I used to"},{"speaker":"Average Joe Finances","startTime":1626.706,"endTime":1630.516,"body":"drink a lot of coffee, probably"},{"speaker":"Average Joe Finances","startTime":1630.716,"endTime":1632.336,"body":"unhealthy, copious amounts of coffee."},{"speaker":"Average Joe Finances","startTime":1632.766,"endTime":1635.554,"body":"But it's these little changes"},{"speaker":"Average Joe Finances","startTime":1632.766,"endTime":1635.554,"body":"that you make in your life that"},{"speaker":"Average Joe Finances","startTime":1635.554,"endTime":1639.039,"body":"you start seeing this difference"},{"speaker":"Average Joe Finances","startTime":1635.554,"endTime":1639.039,"body":"and it's not always right away."},{"speaker":"Average Joe Finances","startTime":1639.579,"endTime":1643.32,"body":"But as you make these little changes,"},{"speaker":"Average Joe Finances","startTime":1639.579,"endTime":1643.32,"body":"these small things start happening"},{"speaker":"Average Joe Finances","startTime":1643.89,"endTime":1648.266,"body":"and these small things progress and"},{"speaker":"Average Joe Finances","startTime":1643.89,"endTime":1648.266,"body":"get, and they grow like when I talk"},{"speaker":"Average Joe Finances","startTime":1648.271,"endTime":1651.356,"body":"about helping people beat debt, and"},{"speaker":"Average Joe Finances","startTime":1648.271,"endTime":1651.356,"body":"you do that snowball method, right?"},{"speaker":"Average Joe Finances","startTime":1651.656,"endTime":1655.651,"body":"And you're slowly beating that debt"},{"speaker":"Average Joe Finances","startTime":1651.656,"endTime":1655.651,"body":"down and the snowball's growing"},{"speaker":"Average Joe Finances","startTime":1655.651,"endTime":1658.793,"body":"bigger and bigger and eventually"},{"speaker":"Average Joe Finances","startTime":1655.651,"endTime":1658.793,"body":"turns into an avalanche, right?"},{"speaker":"Average Joe Finances","startTime":1659.393,"endTime":1661.043,"body":"You can do that with your life too."},{"speaker":"Average Joe Finances","startTime":1661.193,"endTime":1663.593,"body":"And the way that you describe"},{"speaker":"Average Joe Finances","startTime":1661.193,"endTime":1663.593,"body":"these six steps, I feel."},{"speaker":"Average Joe Finances","startTime":1664.208,"endTime":1668.138,"body":"That is that avalanche building"},{"speaker":"Average Joe Finances","startTime":1664.208,"endTime":1668.138,"body":"up, and it starts with that small"},{"speaker":"Average Joe Finances","startTime":1668.138,"endTime":1671.528,"body":"sound that you make that makes the"},{"speaker":"Average Joe Finances","startTime":1668.138,"endTime":1671.528,"body":"snow start falling right and makes"},{"speaker":"Average Joe Finances","startTime":1671.528,"endTime":1672.878,"body":"it start rushing down the mountain."},{"speaker":"Average Joe Finances","startTime":1672.95,"endTime":1677.703,"body":"I absolutely love the way that you"},{"speaker":"Average Joe Finances","startTime":1672.95,"endTime":1677.703,"body":"you put this down and that, that"},{"speaker":"Average Joe Finances","startTime":1677.703,"endTime":1679.287,"body":"significance, that legacy piece."},{"speaker":"Average Joe Finances","startTime":1679.287,"endTime":1684.39,"body":"I think that's what most people in life"},{"speaker":"Average Joe Finances","startTime":1679.287,"endTime":1684.39,"body":"are looking for, maybe not all you know,"},{"speaker":"Average Joe Finances","startTime":1684.39,"endTime":1689.34,"body":"but most people in life want to know"},{"speaker":"Average Joe Finances","startTime":1684.39,"endTime":1689.34,"body":"that they made an impact somewhere,"},{"speaker":"Average Joe Finances","startTime":1689.52,"endTime":1691.26,"body":"that they left something behind."},{"speaker":"Average Joe Finances","startTime":1691.815,"endTime":1695.745,"body":"That they'll either be remembered"},{"speaker":"Average Joe Finances","startTime":1691.815,"endTime":1695.745,"body":"for or that somebody else will"},{"speaker":"Average Joe Finances","startTime":1695.745,"endTime":1698.167,"body":"carry the torch and carry that on."},{"speaker":"Average Joe Finances","startTime":1698.179,"endTime":1699.334,"body":"So I think that's huge, man."},{"speaker":"Average Joe Finances","startTime":1699.355,"endTime":1700.798,"body":"And absolutely love what you do."},{"speaker":"Average Joe Finances","startTime":1700.828,"endTime":1705.118,"body":"I can already tell just from this"},{"speaker":"Average Joe Finances","startTime":1700.828,"endTime":1705.118,"body":"conversation how amazing of a coach"},{"speaker":"Average Joe Finances","startTime":1705.118,"endTime":1707.728,"body":"you are and the team that you've built"},{"speaker":"Average Joe Finances","startTime":1705.118,"endTime":1707.728,"body":"and the organization that you have."},{"speaker":"Average Joe Finances","startTime":1707.728,"endTime":1709.381,"body":"Man, it's absolutely awesome."},{"speaker":"Average Joe Finances","startTime":1709.415,"endTime":1712.328,"body":"I wanna talk a little bit more about"},{"speaker":"Average Joe Finances","startTime":1709.415,"endTime":1712.328,"body":"that I know we talked a little bit"},{"speaker":"Average Joe Finances","startTime":1712.388,"endTime":1716.078,"body":"off the air right before I hit the"},{"speaker":"Average Joe Finances","startTime":1712.388,"endTime":1716.078,"body":"record button, and you were describing"},{"speaker":"Average Joe Finances","startTime":1716.078,"endTime":1720.403,"body":"how you built a business, from"},{"speaker":"Average Joe Finances","startTime":1716.078,"endTime":1720.403,"body":"nothing to, huge with what you're"},{"speaker":"Average Joe Finances","startTime":1720.408,"endTime":1721.948,"body":"doing right now with a lot of people."},{"speaker":"Average Joe Finances","startTime":1722.248,"endTime":1726.884,"body":"And I think we've been gearing this"},{"speaker":"Average Joe Finances","startTime":1722.248,"endTime":1726.884,"body":"show and just building up to that"},{"speaker":"Average Joe Finances","startTime":1726.884,"endTime":1728.488,"body":"with everything that you've described."},{"speaker":"Average Joe Finances","startTime":1728.547,"endTime":1731.367,"body":"And I really love that because"},{"speaker":"Average Joe Finances","startTime":1728.547,"endTime":1731.367,"body":"it's going in the right direction."},{"speaker":"Average Joe Finances","startTime":1731.577,"endTime":1734.474,"body":"So I wanna know , when you built"},{"speaker":"Average Joe Finances","startTime":1731.577,"endTime":1734.474,"body":"your actual business, how did you go"},{"speaker":"Average Joe Finances","startTime":1734.474,"endTime":1737.544,"body":"from, okay, I was investing in real"},{"speaker":"Average Joe Finances","startTime":1734.474,"endTime":1737.544,"body":"estate, doing the lone wolf thing."},{"speaker":"Average Joe Finances","startTime":1737.592,"endTime":1740.412,"body":"You got lonely with that, and then"},{"speaker":"Average Joe Finances","startTime":1737.592,"endTime":1740.412,"body":"you wanted to have your own business"},{"speaker":"Average Joe Finances","startTime":1740.417,"endTime":1742.542,"body":"where you were, the buck stops here."},{"speaker":"Average Joe Finances","startTime":1742.547,"endTime":1744.582,"body":"That was always that"},{"speaker":"Average Joe Finances","startTime":1742.547,"endTime":1744.582,"body":"thing that you wanted."},{"speaker":"Average Joe Finances","startTime":1744.658,"endTime":1746.878,"body":"So how did you do that?"},{"speaker":"Average Joe Finances","startTime":1746.878,"endTime":1750.448,"body":"Like how did you go from investing"},{"speaker":"Average Joe Finances","startTime":1746.878,"endTime":1750.448,"body":"in real estate to now I have my"},{"speaker":"Average Joe Finances","startTime":1750.448,"endTime":1752.848,"body":"own business and I am the man."},{"speaker":"Jerome Myers","startTime":1753.0,"endTime":1754.2,"body":"It's terrifying, right?"},{"speaker":"Average Joe Finances","startTime":1754.645,"endTime":1755.038,"body":"It is."},{"speaker":"Jerome Myers","startTime":1755.038,"endTime":1755.912,"body":"Thought of it."},{"speaker":"Jerome Myers","startTime":1755.912,"endTime":1760.085,"body":"And What I've found is all"},{"speaker":"Jerome Myers","startTime":1755.912,"endTime":1760.085,"body":"opportunity comes through people,"},{"speaker":"Jerome Myers","startTime":1760.185,"endTime":1764.505,"body":"and I think so many of us feel like"},{"speaker":"Jerome Myers","startTime":1760.185,"endTime":1764.505,"body":"we created our own opportunity."},{"speaker":"Jerome Myers","startTime":1764.505,"endTime":1766.905,"body":"We're self-made, this,"},{"speaker":"Jerome Myers","startTime":1764.505,"endTime":1766.905,"body":"that, and the third."},{"speaker":"Jerome Myers","startTime":1767.355,"endTime":1774.255,"body":"And so in my particular case, my first"},{"speaker":"Jerome Myers","startTime":1767.355,"endTime":1774.255,"body":"real coaching client was my financial"},{"speaker":"Jerome Myers","startTime":1774.26,"endTime":1778.415,"body":"advisor, and so he was explaining some"},{"speaker":"Jerome Myers","startTime":1774.26,"endTime":1778.415,"body":"frustrations that he had about a person"},{"speaker":"Jerome Myers","startTime":1778.415,"endTime":1782.135,"body":"that he was working with and decided"},{"speaker":"Jerome Myers","startTime":1778.415,"endTime":1782.135,"body":"to discontinue that relationship."},{"speaker":"Jerome Myers","startTime":1782.78,"endTime":1789.219,"body":"He was looking passively for somebody"},{"speaker":"Jerome Myers","startTime":1782.78,"endTime":1789.219,"body":"that could show up and do strategy"},{"speaker":"Jerome Myers","startTime":1789.224,"endTime":1792.569,"body":"conversations with them and hold him"},{"speaker":"Jerome Myers","startTime":1789.224,"endTime":1792.569,"body":"accountable to the things that he"},{"speaker":"Jerome Myers","startTime":1792.574,"endTime":1794.579,"body":"professed that he wanted to work on."},{"speaker":"Jerome Myers","startTime":1794.969,"endTime":1799.049,"body":"And he was in this world where nobody"},{"speaker":"Jerome Myers","startTime":1794.969,"endTime":1799.049,"body":"would really challenge him, and it was"},{"speaker":"Jerome Myers","startTime":1799.079,"endTime":1804.449,"body":"really tough for him to get that external"},{"speaker":"Jerome Myers","startTime":1799.079,"endTime":1804.449,"body":"motivation to go with the inspiration"},{"speaker":"Jerome Myers","startTime":1804.449,"endTime":1805.839,"body":"that he was already walking through."},{"speaker":"Jerome Myers","startTime":1805.939,"endTime":1810.589,"body":"And so fast forward 10 years, he was"},{"speaker":"Jerome Myers","startTime":1805.939,"endTime":1810.589,"body":"and he's my longest running client."},{"speaker":"Jerome Myers","startTime":1811.129,"endTime":1815.389,"body":"And not only that, but he referred me"},{"speaker":"Jerome Myers","startTime":1811.129,"endTime":1815.389,"body":"to other people within his organization"},{"speaker":"Jerome Myers","startTime":1815.659,"endTime":1823.069,"body":"and in some cases paid for younger folks"},{"speaker":"Jerome Myers","startTime":1815.659,"endTime":1823.069,"body":"to get exposure because he saw that as a"},{"speaker":"Jerome Myers","startTime":1823.069,"endTime":1825.499,"body":"great opportunity to increase retention."},{"speaker":"Jerome Myers","startTime":1825.879,"endTime":1831.039,"body":"Increased productivity and really"},{"speaker":"Jerome Myers","startTime":1825.879,"endTime":1831.039,"body":"provide an opportunity for people"},{"speaker":"Jerome Myers","startTime":1831.039,"endTime":1834.949,"body":"to be successful who might not be if"},{"speaker":"Jerome Myers","startTime":1831.039,"endTime":1834.949,"body":"they were left to their own devices."},{"speaker":"Jerome Myers","startTime":1835.159,"endTime":1836.659,"body":"And so that was the start of it."},{"speaker":"Jerome Myers","startTime":1836.659,"endTime":1838.399,"body":"And we won awards."},{"speaker":"Jerome Myers","startTime":1838.399,"endTime":1842.479,"body":"He was rep of the year multiple"},{"speaker":"Jerome Myers","startTime":1838.399,"endTime":1842.479,"body":"times, and he also got other awards"},{"speaker":"Jerome Myers","startTime":1842.479,"endTime":1844.669,"body":"as in addition to promotions."},{"speaker":"Jerome Myers","startTime":1845.029,"endTime":1849.345,"body":"And it was just a really exciting"},{"speaker":"Jerome Myers","startTime":1845.029,"endTime":1849.345,"body":"experience for the both of us."},{"speaker":"Jerome Myers","startTime":1849.875,"endTime":1854.525,"body":"And then that kind of expanded and I"},{"speaker":"Jerome Myers","startTime":1849.875,"endTime":1854.525,"body":"realized that the people who I could"},{"speaker":"Jerome Myers","startTime":1854.525,"endTime":1859.535,"body":"help most were those who were placing"},{"speaker":"Jerome Myers","startTime":1854.525,"endTime":1859.535,"body":"capital into something, whether it was"},{"speaker":"Jerome Myers","startTime":1859.535,"endTime":1862.355,"body":"real estate, public and private equities."},{"speaker":"Jerome Myers","startTime":1862.355,"endTime":1866.825,"body":"You pick the thing, I was the"},{"speaker":"Jerome Myers","startTime":1862.355,"endTime":1866.825,"body":"person who could help people, as we"},{"speaker":"Jerome Myers","startTime":1866.825,"endTime":1870.515,"body":"describe it, double their business"},{"speaker":"Jerome Myers","startTime":1866.825,"endTime":1870.515,"body":"and take twice as much time off."},{"speaker":"Jerome Myers","startTime":1870.875,"endTime":1875.405,"body":"And that was really compelling"},{"speaker":"Jerome Myers","startTime":1870.875,"endTime":1875.405,"body":"for me because I realized that."},{"speaker":"Jerome Myers","startTime":1875.543,"endTime":1879.703,"body":"There's so many people who trade in their"},{"speaker":"Jerome Myers","startTime":1875.543,"endTime":1879.703,"body":"nine to five for five to nine, right?"},{"speaker":"Jerome Myers","startTime":1879.913,"endTime":1879.943,"body":"Ooh."},{"speaker":"Jerome Myers","startTime":1880.303,"endTime":1886.183,"body":"And they end up just working brutal,"},{"speaker":"Jerome Myers","startTime":1880.303,"endTime":1886.183,"body":"insanely hard for less money than they"},{"speaker":"Jerome Myers","startTime":1886.183,"endTime":1890.503,"body":"were making in a job for the sake of"},{"speaker":"Jerome Myers","startTime":1886.183,"endTime":1890.503,"body":"being able to say that it's their own."},{"speaker":"Jerome Myers","startTime":1890.938,"endTime":1895.948,"body":"And I don't know if that's the best way"},{"speaker":"Jerome Myers","startTime":1890.938,"endTime":1895.948,"body":"to get things done, but what I do know"},{"speaker":"Jerome Myers","startTime":1895.948,"endTime":1900.358,"body":"is you can put systems and processes"},{"speaker":"Jerome Myers","startTime":1895.948,"endTime":1900.358,"body":"in place that allow you to leverage"},{"speaker":"Jerome Myers","startTime":1900.628,"endTime":1906.118,"body":"things and get exponential results"},{"speaker":"Jerome Myers","startTime":1900.628,"endTime":1906.118,"body":"without putting in exponential time."},{"speaker":"Jerome Myers","startTime":1906.568,"endTime":1910.549,"body":"And some people are like, oh man, this"},{"speaker":"Jerome Myers","startTime":1906.568,"endTime":1910.549,"body":"sounds like , the Get Rich quick schemes"},{"speaker":"Jerome Myers","startTime":1910.549,"endTime":1914.839,"body":"that people talk about in a lot of these"},{"speaker":"Jerome Myers","startTime":1910.549,"endTime":1914.839,"body":"seminars that are free your 99 bucks."},{"speaker":"Jerome Myers","startTime":1915.199,"endTime":1920.507,"body":"But what I can tell you is if you have the"},{"speaker":"Jerome Myers","startTime":1915.199,"endTime":1920.507,"body":"team around you, as you mentioned a few"},{"speaker":"Jerome Myers","startTime":1920.512,"endTime":1927.057,"body":"times, then you can get into opportunities"},{"speaker":"Jerome Myers","startTime":1920.512,"endTime":1927.057,"body":"and get outsize returns for your effort."},{"speaker":"Jerome Myers","startTime":1927.387,"endTime":1931.637,"body":"And so the client acquisition"},{"speaker":"Jerome Myers","startTime":1927.387,"endTime":1931.637,"body":"model started in that way."},{"speaker":"Jerome Myers","startTime":1931.997,"endTime":1934.786,"body":"And we're really excited, Mike,"},{"speaker":"Jerome Myers","startTime":1931.997,"endTime":1934.786,"body":"because this fall we hired"},{"speaker":"Jerome Myers","startTime":1934.786,"endTime":1936.376,"body":"a chief operating officer."},{"speaker":"Jerome Myers","startTime":1936.501,"endTime":1938.901,"body":"Who's got two different doctor degrees?"},{"speaker":"Jerome Myers","startTime":1938.926,"endTime":1941.623,"body":"It's probably more than that,"},{"speaker":"Jerome Myers","startTime":1938.926,"endTime":1941.623,"body":"but I'll boil it down to two."},{"speaker":"Jerome Myers","startTime":1941.923,"endTime":1945.223,"body":"One in energetic medicine,"},{"speaker":"Jerome Myers","startTime":1941.923,"endTime":1945.223,"body":"another in business strategy."},{"speaker":"Jerome Myers","startTime":1945.493,"endTime":1950.593,"body":"She's was working at the Morehouse College"},{"speaker":"Jerome Myers","startTime":1945.493,"endTime":1950.593,"body":"of Medicine before she came over to us,"},{"speaker":"Jerome Myers","startTime":1950.773,"endTime":1956.053,"body":"and she's really just coming in and diving"},{"speaker":"Jerome Myers","startTime":1950.773,"endTime":1956.053,"body":"deep on the clients that we have, why"},{"speaker":"Jerome Myers","startTime":1956.053,"endTime":1960.263,"body":"they are our clients, and then figuring"},{"speaker":"Jerome Myers","startTime":1956.053,"endTime":1960.263,"body":"out ways where we can serve them better."},{"speaker":"Jerome Myers","startTime":1960.421,"endTime":1964.621,"body":"There's other people who are along the"},{"speaker":"Jerome Myers","startTime":1960.421,"endTime":1964.621,"body":"way, but that strategic hire for us, we"},{"speaker":"Jerome Myers","startTime":1964.621,"endTime":1968.611,"body":"think put us in a different stratosphere"},{"speaker":"Jerome Myers","startTime":1964.621,"endTime":1968.611,"body":"because I think there's a whole lot of"},{"speaker":"Jerome Myers","startTime":1968.611,"endTime":1972.878,"body":"folks out here who are saying they're"},{"speaker":"Jerome Myers","startTime":1968.611,"endTime":1972.878,"body":"serious about coaching, and they've got an"},{"speaker":"Jerome Myers","startTime":1972.883,"endTime":1975.355,"body":"organization, but it's really just them."},{"speaker":"Jerome Myers","startTime":1975.384,"endTime":1981.193,"body":"They just have a job and I just don't"},{"speaker":"Jerome Myers","startTime":1975.384,"endTime":1981.193,"body":"think that you can preach that you"},{"speaker":"Jerome Myers","startTime":1981.193,"endTime":1985.453,"body":"can help people do this or that and"},{"speaker":"Jerome Myers","startTime":1981.193,"endTime":1985.453,"body":"then not actually do this or that."},{"speaker":"Jerome Myers","startTime":1985.843,"endTime":1990.163,"body":"And I'll take it even a step further,"},{"speaker":"Jerome Myers","startTime":1985.843,"endTime":1990.163,"body":"like over the past year, like I've"},{"speaker":"Jerome Myers","startTime":1990.163,"endTime":1996.133,"body":"personally invested $200,000 in personal"},{"speaker":"Jerome Myers","startTime":1990.163,"endTime":1996.133,"body":"development between my coach and"},{"speaker":"Jerome Myers","startTime":1996.133,"endTime":1998.68,"body":"seminars and courses and so on and so on."},{"speaker":"Jerome Myers","startTime":1999.01,"endTime":2002.85,"body":"And I just don't think"},{"speaker":"Jerome Myers","startTime":1999.01,"endTime":2002.85,"body":"that most people who."},{"speaker":"Jerome Myers","startTime":2003.465,"endTime":2007.425,"body":"Profess to be coaches are making"},{"speaker":"Jerome Myers","startTime":2003.465,"endTime":2007.425,"body":"that level of investment in"},{"speaker":"Jerome Myers","startTime":2007.425,"endTime":2008.761,"body":"their personal development."},{"speaker":"Jerome Myers","startTime":2008.773,"endTime":2013.483,"body":"And I think it's extremely"},{"speaker":"Jerome Myers","startTime":2008.773,"endTime":2013.483,"body":"important because I don't want any"},{"speaker":"Jerome Myers","startTime":2013.483,"endTime":2015.086,"body":"of my clients to ever outgrow me."},{"speaker":"Jerome Myers","startTime":2015.149,"endTime":2018.211,"body":"A lot of folks come in and you're"},{"speaker":"Jerome Myers","startTime":2015.149,"endTime":2018.211,"body":"like, oh yeah, you got me from,"},{"speaker":"Jerome Myers","startTime":2018.271,"endTime":2020.401,"body":"I don't know, 50,000 to 150,000."},{"speaker":"Jerome Myers","startTime":2020.881,"endTime":2022.061,"body":"I need to go find another."},{"speaker":"Jerome Myers","startTime":2022.161,"endTime":2024.621,"body":"No, like I could take you to 10 million."},{"speaker":"Jerome Myers","startTime":2024.69,"endTime":2031.48,"body":"And that's my ambition is to grow at a"},{"speaker":"Jerome Myers","startTime":2024.69,"endTime":2031.48,"body":"pace that most people are baffled by."},{"speaker":"Jerome Myers","startTime":2031.567,"endTime":2034.433,"body":"And so I just doubled down"},{"speaker":"Jerome Myers","startTime":2031.567,"endTime":2034.433,"body":"on investment and so that's"},{"speaker":"Jerome Myers","startTime":2034.433,"endTime":2035.693,"body":"how the company grows, right?"},{"speaker":"Jerome Myers","startTime":2035.693,"endTime":2041.243,"body":"Strategic acquisition of really"},{"speaker":"Jerome Myers","startTime":2035.693,"endTime":2041.243,"body":"talented, highly competent and highly"},{"speaker":"Jerome Myers","startTime":2041.248,"endTime":2047.003,"body":"credentialed people, and then using"},{"speaker":"Jerome Myers","startTime":2041.248,"endTime":2047.003,"body":"my personal development to keep the"},{"speaker":"Jerome Myers","startTime":2047.003,"endTime":2049.103,"body":"company from having a lid on it, right?"},{"speaker":"Jerome Myers","startTime":2049.103,"endTime":2051.107,"body":"Because there's always a"},{"speaker":"Jerome Myers","startTime":2049.103,"endTime":2051.107,"body":"lid based on the leader."},{"speaker":"Average Joe Finances","startTime":2051.207,"endTime":2053.307,"body":"Jerome,"},{"speaker":"Average Joe Finances","startTime":2051.207,"endTime":2053.307,"body":"I absolutely love that."},{"speaker":"Average Joe Finances","startTime":2053.307,"endTime":2057.207,"body":"I love how you started this by saying,"},{"speaker":"Average Joe Finances","startTime":2053.307,"endTime":2057.207,"body":"all opportunities start with people."},{"speaker":"Average Joe Finances","startTime":2057.7,"endTime":2059.753,"body":"Or opportunity comes"},{"speaker":"Average Joe Finances","startTime":2057.7,"endTime":2059.753,"body":"through people, right?"},{"speaker":"Average Joe Finances","startTime":2059.765,"endTime":2061.235,"body":"Because that is a hundred percent fact."},{"speaker":"Average Joe Finances","startTime":2061.655,"endTime":2066.837,"body":"And, I can see how you, the way that"},{"speaker":"Average Joe Finances","startTime":2061.655,"endTime":2066.837,"body":"you do things, you're not just a coach."},{"speaker":"Average Joe Finances","startTime":2066.864,"endTime":2070.628,"body":"I feel like you really build great"},{"speaker":"Average Joe Finances","startTime":2066.864,"endTime":2070.628,"body":"relationships with your clients"},{"speaker":"Average Joe Finances","startTime":2070.988,"endTime":2076.044,"body":"and you are truly invested in their"},{"speaker":"Average Joe Finances","startTime":2070.988,"endTime":2076.044,"body":"growth and development, right?"},{"speaker":"Average Joe Finances","startTime":2076.05,"endTime":2080.141,"body":"And you also show how you're"},{"speaker":"Average Joe Finances","startTime":2076.05,"endTime":2080.141,"body":"investing in your own personal growth."},{"speaker":"Average Joe Finances","startTime":2080.141,"endTime":2081.281,"body":"And I think that's huge."},{"speaker":"Average Joe Finances","startTime":2081.641,"endTime":2084.573,"body":"And a lot of people, I practice"},{"speaker":"Average Joe Finances","startTime":2081.641,"endTime":2084.573,"body":"what I preach as well, right?"},{"speaker":"Average Joe Finances","startTime":2084.693,"endTime":2085.533,"body":"I have coaches."},{"speaker":"Average Joe Finances","startTime":2085.538,"endTime":2087.213,"body":"I think it's super important."},{"speaker":"Average Joe Finances","startTime":2087.748,"endTime":2091.738,"body":"To have somebody not only hold"},{"speaker":"Average Joe Finances","startTime":2087.748,"endTime":2091.738,"body":"me accountable, but help me keep"},{"speaker":"Average Joe Finances","startTime":2091.738,"endTime":2097.158,"body":"developing into the entrepreneur"},{"speaker":"Average Joe Finances","startTime":2091.738,"endTime":2097.158,"body":"that I am and keep growing because"},{"speaker":"Average Joe Finances","startTime":2097.202,"endTime":2099.804,"body":"if I cap myself, what do I have left?"},{"speaker":"Average Joe Finances","startTime":2099.844,"endTime":2100.834,"body":"I want to keep going."},{"speaker":"Average Joe Finances","startTime":2100.834,"endTime":2103.024,"body":"I want to keep getting better at my craft."},{"speaker":"Average Joe Finances","startTime":2103.024,"endTime":2106.474,"body":"I wanna be able to serve people"},{"speaker":"Average Joe Finances","startTime":2103.024,"endTime":2106.474,"body":"better and help people do more things."},{"speaker":"Average Joe Finances","startTime":2106.894,"endTime":2110.184,"body":"And you just made me feel 10 times"},{"speaker":"Average Joe Finances","startTime":2106.894,"endTime":2110.184,"body":"better about that because every"},{"speaker":"Average Joe Finances","startTime":2110.189,"endTime":2113.934,"body":"time I have to stroke a check"},{"speaker":"Average Joe Finances","startTime":2110.189,"endTime":2113.934,"body":"and I'm like, ah, here we go."},{"speaker":"Average Joe Finances","startTime":2113.973,"endTime":2116.269,"body":"Paying for this and then my"},{"speaker":"Average Joe Finances","startTime":2113.973,"endTime":2116.269,"body":"wife's asking me like, oh,"},{"speaker":"Average Joe Finances","startTime":2116.449,"endTime":2117.469,"body":"how much was that coach again?"},{"speaker":"Average Joe Finances","startTime":2117.536,"endTime":2118.321,"body":"And why are you doing this?"},{"speaker":"Average Joe Finances","startTime":2118.346,"endTime":2119.869,"body":"And I tell her and she's oh, okay."},{"speaker":"Average Joe Finances","startTime":2119.915,"endTime":2120.38,"body":"I trust you."},{"speaker":"Average Joe Finances","startTime":2120.68,"endTime":2121.49,"body":"Trust the process."},{"speaker":"Average Joe Finances","startTime":2121.498,"endTime":2124.013,"body":"It's like one of those things like"},{"speaker":"Average Joe Finances","startTime":2121.498,"endTime":2124.013,"body":"sometimes oh, am I doing the right thing?"},{"speaker":"Average Joe Finances","startTime":2124.037,"endTime":2127.293,"body":"And the way that you just described"},{"speaker":"Average Joe Finances","startTime":2124.037,"endTime":2127.293,"body":"everything makes me feel a lot"},{"speaker":"Average Joe Finances","startTime":2127.293,"endTime":2131.343,"body":"better because it is a hundred"},{"speaker":"Average Joe Finances","startTime":2127.293,"endTime":2131.343,"body":"percent important to take care of"},{"speaker":"Average Joe Finances","startTime":2131.343,"endTime":2134.456,"body":"yourself, develop yourself, not"},{"speaker":"Average Joe Finances","startTime":2131.343,"endTime":2134.456,"body":"just just that health side, right?"},{"speaker":"Average Joe Finances","startTime":2134.456,"endTime":2136.078,"body":"The physical health and mental health."},{"speaker":"Average Joe Finances","startTime":2136.078,"endTime":2138.078,"body":"But how are you developing yourself?"},{"speaker":"Average Joe Finances","startTime":2138.115,"endTime":2140.425,"body":"There's so much in our brain here, right?"},{"speaker":"Average Joe Finances","startTime":2140.425,"endTime":2143.755,"body":"There's so many different facets of"},{"speaker":"Average Joe Finances","startTime":2140.425,"endTime":2143.755,"body":"the brain and there's so many pieces"},{"speaker":"Average Joe Finances","startTime":2143.755,"endTime":2145.585,"body":"that need to be touched, right?"},{"speaker":"Average Joe Finances","startTime":2145.735,"endTime":2149.845,"body":"It's not just the education, it's"},{"speaker":"Average Joe Finances","startTime":2145.735,"endTime":2149.845,"body":"not just the relationships that"},{"speaker":"Average Joe Finances","startTime":2149.85,"endTime":2151.724,"body":"you build and you nurture, right?"},{"speaker":"Average Joe Finances","startTime":2152.124,"endTime":2154.914,"body":"What are you doing that also"},{"speaker":"Average Joe Finances","startTime":2152.124,"endTime":2154.914,"body":"builds yourself up, right?"},{"speaker":"Average Joe Finances","startTime":2155.454,"endTime":2157.414,"body":"So there's all these"},{"speaker":"Average Joe Finances","startTime":2155.454,"endTime":2157.414,"body":"different pieces of it."},{"speaker":"Average Joe Finances","startTime":2157.414,"endTime":2160.182,"body":"The way that you've built your"},{"speaker":"Average Joe Finances","startTime":2157.414,"endTime":2160.182,"body":"organization you're even talking about"},{"speaker":"Average Joe Finances","startTime":2160.182,"endTime":2161.932,"body":"with that new hire that you just had."},{"speaker":"Average Joe Finances","startTime":2161.938,"endTime":2163.048,"body":"That's fantastic."},{"speaker":"Average Joe Finances","startTime":2163.048,"endTime":2165.778,"body":"You're looking at this from a"},{"speaker":"Average Joe Finances","startTime":2163.048,"endTime":2165.778,"body":"hundred thousand foot level."},{"speaker":"Average Joe Finances","startTime":2165.806,"endTime":2170.799,"body":"You're up in space looking down saying,"},{"speaker":"Average Joe Finances","startTime":2165.806,"endTime":2170.799,"body":"here's the earth and I'm gonna zero"},{"speaker":"Average Joe Finances","startTime":2170.799,"endTime":2173.188,"body":"in all the way down to this city."},{"speaker":"Average Joe Finances","startTime":2173.428,"endTime":2173.833,"body":"You know what I'm saying?"},{"speaker":"Average Joe Finances","startTime":2173.833,"endTime":2177.916,"body":"That's how narrow and precise that I"},{"speaker":"Average Joe Finances","startTime":2173.833,"endTime":2177.916,"body":"feel like you get with what you're doing."},{"speaker":"Average Joe Finances","startTime":2177.916,"endTime":2181.199,"body":"So I definitely appreciate that and"},{"speaker":"Average Joe Finances","startTime":2177.916,"endTime":2181.199,"body":"I wanted to point that out for my"},{"speaker":"Average Joe Finances","startTime":2181.199,"endTime":2186.094,"body":"listeners because that is truly a"},{"speaker":"Average Joe Finances","startTime":2181.199,"endTime":2186.094,"body":"touching thing because you are truly"},{"speaker":"Average Joe Finances","startTime":2186.094,"endTime":2188.974,"body":"invested in your clients and yourself."},{"speaker":"Average Joe Finances","startTime":2189.014,"endTime":2189.273,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2189.299,"endTime":2192.304,"body":"I'd like to transition this into"},{"speaker":"Average Joe Finances","startTime":2189.299,"endTime":2192.304,"body":"something that we call the final round."},{"speaker":"Average Joe Finances","startTime":2192.404,"endTime":2194.926,"body":"And it's the same four questions that"},{"speaker":"Average Joe Finances","startTime":2192.404,"endTime":2194.926,"body":"I ask everybody that comes on the show."},{"speaker":"Average Joe Finances","startTime":2195.016,"endTime":2196.751,"body":"And if you're ready to go,"},{"speaker":"Average Joe Finances","startTime":2195.016,"endTime":2196.751,"body":"we'll get this party started."},{"speaker":"Jerome Myers","startTime":2197.321,"endTime":2197.861,"body":"Let's do it."},{"speaker":"Average Joe Finances","startTime":2198.191,"endTime":2198.431,"body":"All right."},{"speaker":"Average Joe Finances","startTime":2198.431,"endTime":2198.911,"body":"Let's do it."},{"speaker":"Average Joe Finances","startTime":2199.091,"endTime":2199.491,"body":"All right."},{"speaker":"Average Joe Finances","startTime":2199.491,"endTime":2203.011,"body":"So the first question is, and normally"},{"speaker":"Average Joe Finances","startTime":2199.491,"endTime":2203.011,"body":"I keep this within the real estate"},{"speaker":"Average Joe Finances","startTime":2203.011,"endTime":2204.421,"body":"and finances realm, but I'm gonna go."},{"speaker":"Average Joe Finances","startTime":2204.527,"endTime":2207.36,"body":"Take this to the business realm and"},{"speaker":"Average Joe Finances","startTime":2204.527,"endTime":2207.36,"body":"I'm gonna say, what's the biggest"},{"speaker":"Average Joe Finances","startTime":2207.36,"endTime":2209.7,"body":"mistake you've ever made in business?"},{"speaker":"Average Joe Finances","startTime":2209.835,"endTime":2210.705,"body":"Sounds like a good one."},{"speaker":"Average Joe Finances","startTime":2211.395,"endTime":2212.265,"body":"."},{"speaker":"Average Joe Finances","startTime":2211.395,"endTime":2212.265,"body":"Jerome Myers: Yeah, man."},{"speaker":"Average Joe Finances","startTime":2212.265,"endTime":2214.111,"body":"And it's in the same vein of conversation."},{"speaker":"Average Joe Finances","startTime":2214.111,"endTime":2217.921,"body":"We were just having all the information's"},{"speaker":"Average Joe Finances","startTime":2214.111,"endTime":2217.921,"body":"out there, and it's for free, and you"},{"speaker":"Average Joe Finances","startTime":2217.921,"endTime":2222.421,"body":"can invest all the time that you want"},{"speaker":"Average Joe Finances","startTime":2217.921,"endTime":2222.421,"body":"to get all the information that is free"},{"speaker":"Average Joe Finances","startTime":2222.931,"endTime":2227.731,"body":"and you will just have information if"},{"speaker":"Average Joe Finances","startTime":2222.931,"endTime":2227.731,"body":"it's not combined into a cohesive system."},{"speaker":"Average Joe Finances","startTime":2227.901,"endTime":2232.581,"body":"That takes you from end to end, getting"},{"speaker":"Average Joe Finances","startTime":2227.901,"endTime":2232.581,"body":"you the thing that you said you wanted."},{"speaker":"Average Joe Finances","startTime":2232.941,"endTime":2234.651,"body":"You will spin your wills."},{"speaker":"Average Joe Finances","startTime":2234.801,"endTime":2237.651,"body":"There's this thing called"},{"speaker":"Average Joe Finances","startTime":2234.801,"endTime":2237.651,"body":"unconscious incompetence."},{"speaker":"Average Joe Finances","startTime":2238.131,"endTime":2241.581,"body":"Other people call it overconfident,"},{"speaker":"Average Joe Finances","startTime":2238.131,"endTime":2241.581,"body":"but I call it unconscious incompetence."},{"speaker":"Average Joe Finances","startTime":2241.821,"endTime":2245.331,"body":"You're out there doing this thing,"},{"speaker":"Average Joe Finances","startTime":2241.821,"endTime":2245.331,"body":"you're running hard, and you're"},{"speaker":"Average Joe Finances","startTime":2245.331,"endTime":2246.591,"body":"running in the wrong direction."},{"speaker":"Average Joe Finances","startTime":2246.801,"endTime":2252.471,"body":"If I want to get over to where Mike"},{"speaker":"Average Joe Finances","startTime":2246.801,"endTime":2252.471,"body":"is in Hawaii and I go east, I can"},{"speaker":"Average Joe Finances","startTime":2252.471,"endTime":2255.621,"body":"guarantee you it's gonna take me a whole"},{"speaker":"Average Joe Finances","startTime":2252.471,"endTime":2255.621,"body":"lot longer to get there than if I go."},{"speaker":"Average Joe Finances","startTime":2255.753,"endTime":2260.105,"body":"And I just think so many people miss"},{"speaker":"Average Joe Finances","startTime":2255.753,"endTime":2260.105,"body":"that, like, why would I pay for that?"},{"speaker":"Average Joe Finances","startTime":2260.285,"endTime":2263.525,"body":"Because the content is organized"},{"speaker":"Average Joe Finances","startTime":2260.285,"endTime":2263.525,"body":"and somebody who's already made"},{"speaker":"Average Joe Finances","startTime":2263.525,"endTime":2266.465,"body":"the mistakes that you're going to"},{"speaker":"Average Joe Finances","startTime":2263.525,"endTime":2266.465,"body":"make, don't make level one mistakes"},{"speaker":"Average Joe Finances","startTime":2266.465,"endTime":2267.815,"body":"when you can skip to level four."},{"speaker":"Average Joe Finances","startTime":2268.055,"endTime":2272.405,"body":"You either pay with time or you pay"},{"speaker":"Average Joe Finances","startTime":2268.055,"endTime":2272.405,"body":"with money and you can't get time back."},{"speaker":"Average Joe Finances","startTime":2272.405,"endTime":2274.175,"body":"So it's always better to pay with money."},{"speaker":"Average Joe Finances","startTime":2274.29,"endTime":2275.85,"body":"I"},{"speaker":"Average Joe Finances","startTime":2274.29,"endTime":2275.85,"body":"absolutely love that, man."},{"speaker":"Average Joe Finances","startTime":2275.97,"endTime":2276.66,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":2276.73,"endTime":2281.189,"body":"And I see it all the time, and it's one"},{"speaker":"Average Joe Finances","startTime":2276.73,"endTime":2281.189,"body":"of the things that I try to focus on"},{"speaker":"Average Joe Finances","startTime":2281.189,"endTime":2284.408,"body":"too, is there's so many opportunities"},{"speaker":"Average Joe Finances","startTime":2281.189,"endTime":2284.408,"body":"out there to learn from other people"},{"speaker":"Average Joe Finances","startTime":2284.408,"endTime":2285.468,"body":"and the mistakes that they've made."},{"speaker":"Average Joe Finances","startTime":2285.468,"endTime":2288.082,"body":"One of the things that I like to"},{"speaker":"Average Joe Finances","startTime":2285.468,"endTime":2288.082,"body":"point out on this podcast as well,"},{"speaker":"Average Joe Finances","startTime":2288.712,"endTime":2291.052,"body":"but sure, that's free, right?"},{"speaker":"Average Joe Finances","startTime":2291.082,"endTime":2292.282,"body":"You can listen to a podcast for free."},{"speaker":"Average Joe Finances","startTime":2292.282,"endTime":2294.322,"body":"You can go watch a YouTube"},{"speaker":"Average Joe Finances","startTime":2292.282,"endTime":2294.322,"body":"video for free, that's great."},{"speaker":"Average Joe Finances","startTime":2294.742,"endTime":2297.682,"body":"But you know that the other piece of"},{"speaker":"Average Joe Finances","startTime":2294.742,"endTime":2297.682,"body":"having somebody hold you accountable"},{"speaker":"Average Joe Finances","startTime":2298.192,"endTime":2301.988,"body":"and guide you in a specific direct"},{"speaker":"Average Joe Finances","startTime":2298.192,"endTime":2301.988,"body":"versus you just wandering all over"},{"speaker":"Average Joe Finances","startTime":2301.993,"endTime":2303.398,"body":"the place until you figure it out."},{"speaker":"Average Joe Finances","startTime":2303.421,"endTime":2304.723,"body":"You're like, you said, you're gonna pay."},{"speaker":"Average Joe Finances","startTime":2304.723,"endTime":2306.403,"body":"It's either with time or it's with money."},{"speaker":"Average Joe Finances","startTime":2306.763,"endTime":2309.763,"body":"And if you've been in this game"},{"speaker":"Average Joe Finances","startTime":2306.763,"endTime":2309.763,"body":"long enough, you understand how"},{"speaker":"Average Joe Finances","startTime":2309.763,"endTime":2312.391,"body":"much money your time is worth."},{"speaker":"Average Joe Finances","startTime":2312.391,"endTime":2314.036,"body":"So time is money."},{"speaker":"Average Joe Finances","startTime":2314.041,"endTime":2314.821,"body":"So I love that."},{"speaker":"Average Joe Finances","startTime":2314.821,"endTime":2315.851,"body":"So thank you for pointing that out."},{"speaker":"Average Joe Finances","startTime":2315.852,"endTime":2319.391,"body":"Okay, next question kind of ties into"},{"speaker":"Average Joe Finances","startTime":2315.852,"endTime":2319.391,"body":"this, and that's what is something"},{"speaker":"Average Joe Finances","startTime":2319.391,"endTime":2322.461,"body":"that you've learned that you wish"},{"speaker":"Average Joe Finances","startTime":2319.391,"endTime":2322.461,"body":"you knew when you first started?"},{"speaker":"Jerome Myers","startTime":2322.561,"endTime":2324.391,"body":"There's never"},{"speaker":"Jerome Myers","startTime":2322.561,"endTime":2324.391,"body":"a perfect time, start now."},{"speaker":"Jerome Myers","startTime":2324.591,"endTime":2330.081,"body":"I think so many of us are looking for"},{"speaker":"Jerome Myers","startTime":2324.591,"endTime":2330.081,"body":"the right moment to do the thing, and"},{"speaker":"Jerome Myers","startTime":2330.081,"endTime":2334.881,"body":"what I found is you either jump out the"},{"speaker":"Jerome Myers","startTime":2330.081,"endTime":2334.881,"body":"plane or you get kicked out of the plane."},{"speaker":"Jerome Myers","startTime":2335.081,"endTime":2338.141,"body":"And it's a whole lot better for"},{"speaker":"Jerome Myers","startTime":2335.081,"endTime":2338.141,"body":"you to jump than to get kicked"},{"speaker":"Jerome Myers","startTime":2338.141,"endTime":2339.281,"body":"because it's on your terms."},{"speaker":"Jerome Myers","startTime":2339.481,"endTime":2342.012,"body":"So if you want to do the thing and do it."},{"speaker":"Average Joe Finances","startTime":2342.012,"endTime":2342.552,"body":"I love that."},{"speaker":"Jerome Myers","startTime":2342.557,"endTime":2343.032,"body":"Now."},{"speaker":"Average Joe Finances","startTime":2343.662,"endTime":2344.532,"body":"I love that."},{"speaker":"Average Joe Finances","startTime":2344.652,"endTime":2347.412,"body":"I love that . Don't wait to"},{"speaker":"Average Joe Finances","startTime":2344.652,"endTime":2347.412,"body":"get kicked out of the plane."},{"speaker":"Average Joe Finances","startTime":2347.412,"endTime":2348.132,"body":"Just jump."},{"speaker":"Average Joe Finances","startTime":2348.442,"endTime":2351.569,"body":"Although I personally would never"},{"speaker":"Average Joe Finances","startTime":2348.442,"endTime":2351.569,"body":"jump out of a perfectly functioning"},{"speaker":"Average Joe Finances","startTime":2351.574,"endTime":2353.577,"body":"plane to come down in a parachute."},{"speaker":"Average Joe Finances","startTime":2353.577,"endTime":2354.282,"body":"But that's just me."},{"speaker":"Average Joe Finances","startTime":2354.642,"endTime":2357.632,"body":"But if I had to, if I was up"},{"speaker":"Average Joe Finances","startTime":2354.642,"endTime":2357.632,"body":"there yes, I would rather jump"},{"speaker":"Average Joe Finances","startTime":2357.632,"endTime":2358.592,"body":"than have somebody kick me."},{"speaker":"Average Joe Finances","startTime":2358.597,"endTime":2361.927,"body":"And I get that surprise going"},{"speaker":"Average Joe Finances","startTime":2358.597,"endTime":2361.927,"body":"out there because, surprises"},{"speaker":"Average Joe Finances","startTime":2362.017,"endTime":2363.587,"body":"sometimes can really suck."},{"speaker":"Average Joe Finances","startTime":2363.677,"endTime":2365.207,"body":"I definitely appreciate that perspective."},{"speaker":"Average Joe Finances","startTime":2365.3,"endTime":2365.39,"body":"Okay."},{"speaker":"Jerome Myers","startTime":2365.39,"endTime":2366.68,"body":"Especially if you're scared."},{"speaker":"Jerome Myers","startTime":2366.721,"endTime":2367.321,"body":"My dad."},{"speaker":"Average Joe Finances","startTime":2367.351,"endTime":2367.501,"body":"Yes."},{"speaker":"Jerome Myers","startTime":2367.501,"endTime":2370.243,"body":"Was a jump"},{"speaker":"Jerome Myers","startTime":2367.501,"endTime":2370.243,"body":"master for, 18 or 20 years."},{"speaker":"Jerome Myers","startTime":2370.243,"endTime":2373.619,"body":"So he loved he was perfecting"},{"speaker":"Jerome Myers","startTime":2370.243,"endTime":2373.619,"body":"the art of parachuting."},{"speaker":"Jerome Myers","startTime":2373.677,"endTime":2375.229,"body":"But yeah, it's."},{"speaker":"Jerome Myers","startTime":2375.329,"endTime":2375.569,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":2375.749,"endTime":2376.199,"body":"I'm sorry."},{"speaker":"Jerome Myers","startTime":2376.649,"endTime":2377.779,"body":"I slip that in."},{"speaker":"Average Joe Finances","startTime":2378.029,"endTime":2378.659,"body":"No, that's awesome."},{"speaker":"Average Joe Finances","startTime":2378.659,"endTime":2382.792,"body":"It's a great, it's a great way to describe"},{"speaker":"Average Joe Finances","startTime":2378.659,"endTime":2382.792,"body":"it that, a lot of people, struggle"},{"speaker":"Average Joe Finances","startTime":2382.792,"endTime":2384.712,"body":"with that analysis paralysis, right?"},{"speaker":"Average Joe Finances","startTime":2384.982,"endTime":2387.258,"body":"And that's what you're struggling"},{"speaker":"Average Joe Finances","startTime":2384.982,"endTime":2387.258,"body":"with when you're, there're thinking"},{"speaker":"Average Joe Finances","startTime":2387.263,"endTime":2389.448,"body":"about, should I jump, should I do this?"},{"speaker":"Average Joe Finances","startTime":2389.46,"endTime":2391.383,"body":"As you're sitting there trying to"},{"speaker":"Average Joe Finances","startTime":2389.46,"endTime":2391.383,"body":"figure out if this is the right"},{"speaker":"Average Joe Finances","startTime":2391.383,"endTime":2395.487,"body":"move for you, instead of taking that"},{"speaker":"Average Joe Finances","startTime":2391.383,"endTime":2395.487,"body":"plunge and Having faith in everything"},{"speaker":"Average Joe Finances","startTime":2395.487,"endTime":2398.609,"body":"that you've learned in the journey"},{"speaker":"Average Joe Finances","startTime":2395.487,"endTime":2398.609,"body":"that the path that you've come down."},{"speaker":"Average Joe Finances","startTime":2398.641,"endTime":2401.863,"body":"You have to have faith in yourself cause"},{"speaker":"Average Joe Finances","startTime":2398.641,"endTime":2401.863,"body":"if you don't, you're gonna crumble."},{"speaker":"Average Joe Finances","startTime":2401.92,"endTime":2402.49,"body":"So I love that."},{"speaker":"Average Joe Finances","startTime":2402.64,"endTime":2402.97,"body":"All right."},{"speaker":"Average Joe Finances","startTime":2403.016,"endTime":2406.542,"body":"Next question again, this also ties"},{"speaker":"Average Joe Finances","startTime":2403.016,"endTime":2406.542,"body":"into that, and that would be, do"},{"speaker":"Average Joe Finances","startTime":2406.542,"endTime":2409.932,"body":"you have any tips or tricks that"},{"speaker":"Average Joe Finances","startTime":2406.542,"endTime":2409.932,"body":"you would recommend to someone that"},{"speaker":"Average Joe Finances","startTime":2409.932,"endTime":2411.592,"body":"is just getting started out today?"},{"speaker":"Jerome Myers","startTime":2411.692,"endTime":2413.782,"body":"Go find somebody"},{"speaker":"Jerome Myers","startTime":2411.692,"endTime":2413.782,"body":"who's done what you want to."},{"speaker":"Jerome Myers","startTime":2413.982,"endTime":2417.492,"body":"And pay them whatever they charge"},{"speaker":"Jerome Myers","startTime":2413.982,"endTime":2417.492,"body":"in order to help you get to"},{"speaker":"Jerome Myers","startTime":2417.492,"endTime":2418.842,"body":"the place that you want to go."},{"speaker":"Jerome Myers","startTime":2419.042,"endTime":2419.462,"body":"Period."},{"speaker":"Average Joe Finances","startTime":2419.662,"endTime":2420.202,"body":"Period."},{"speaker":"Jerome Myers","startTime":2420.532,"endTime":2421.852,"body":"The exclamation point,"},{"speaker":"Jerome Myers","startTime":2420.532,"endTime":2421.852,"body":"that is the fastest way to get there."},{"speaker":"Average Joe Finances","startTime":2421.852,"endTime":2422.122,"body":"Done."},{"speaker":"Jerome Myers","startTime":2422.362,"endTime":2423.382,"body":"That's the fastest way."},{"speaker":"Average Joe Finances","startTime":2423.382,"endTime":2423.472,"body":"Yeah."},{"speaker":"Jerome Myers","startTime":2423.472,"endTime":2424.462,"body":"There's"},{"speaker":"Jerome Myers","startTime":2423.472,"endTime":2424.462,"body":"no question about it."},{"speaker":"Average Joe Finances","startTime":2424.662,"endTime":2425.022,"body":"Love it."},{"speaker":"Average Joe Finances","startTime":2425.472,"endTime":2425.802,"body":"Love it."},{"speaker":"Average Joe Finances","startTime":2425.807,"endTime":2426.402,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":2426.792,"endTime":2427.992,"body":"Okay, fantastic."},{"speaker":"Average Joe Finances","startTime":2428.022,"endTime":2432.312,"body":"Jerome, and then the final question"},{"speaker":"Average Joe Finances","startTime":2428.022,"endTime":2432.312,"body":"of the final round is, do you have a"},{"speaker":"Average Joe Finances","startTime":2432.312,"endTime":2438.472,"body":"favorite business investing or real"},{"speaker":"Average Joe Finances","startTime":2432.312,"endTime":2438.472,"body":"estate related book or podcast or both?"},{"speaker":"Jerome Myers","startTime":2438.629,"endTime":2441.209,"body":"Sizing people"},{"speaker":"Jerome Myers","startTime":2438.629,"endTime":2441.209,"body":"up is my favorite book."},{"speaker":"Jerome Myers","startTime":2441.749,"endTime":2444.49,"body":"And hundred million dollar"},{"speaker":"Jerome Myers","startTime":2441.749,"endTime":2444.49,"body":"offers is right behind it."},{"speaker":"Jerome Myers","startTime":2444.49,"endTime":2449.98,"body":"But sizing people up by Robin Drake was"},{"speaker":"Jerome Myers","startTime":2444.49,"endTime":2449.98,"body":"the thing that transformed my life in"},{"speaker":"Jerome Myers","startTime":2449.98,"endTime":2455.73,"body":"2020 when I read it because I was meeting"},{"speaker":"Jerome Myers","startTime":2449.98,"endTime":2455.73,"body":"so many new people at such a rapid pace"},{"speaker":"Jerome Myers","startTime":2456.16,"endTime":2458.89,"body":"and I couldn't tell who I should trust."},{"speaker":"Jerome Myers","startTime":2459.46,"endTime":2463.51,"body":"And I learned really quickly"},{"speaker":"Jerome Myers","startTime":2459.46,"endTime":2463.51,"body":"through that book that trust is not."},{"speaker":"Jerome Myers","startTime":2463.619,"endTime":2468.119,"body":"Whether you like a person or not, trust"},{"speaker":"Jerome Myers","startTime":2463.619,"endTime":2468.119,"body":"isn't whether or not you know a person,"},{"speaker":"Jerome Myers","startTime":2468.389,"endTime":2471.599,"body":"it's about whether or not you can"},{"speaker":"Jerome Myers","startTime":2468.389,"endTime":2471.599,"body":"predict what that person's going to do."},{"speaker":"Jerome Myers","startTime":2471.799,"endTime":2476.899,"body":"And if you can't predict what that"},{"speaker":"Jerome Myers","startTime":2471.799,"endTime":2476.899,"body":"person's going to do, then you"},{"speaker":"Jerome Myers","startTime":2477.099,"endTime":2478.119,"body":"probably shouldn't trust them."},{"speaker":"Average Joe Finances","startTime":2478.319,"endTime":2478.679,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2478.799,"endTime":2480.009,"body":"No that's fantastic."},{"speaker":"Average Joe Finances","startTime":2480.009,"endTime":2481.983,"body":"I definitely appreciate great"},{"speaker":"Average Joe Finances","startTime":2480.009,"endTime":2481.983,"body":"recommendations as well."},{"speaker":"Average Joe Finances","startTime":2482.024,"endTime":2484.304,"body":"Jerome, this is awesome, man."},{"speaker":"Average Joe Finances","startTime":2484.454,"endTime":2487.454,"body":"I have, that's it for the final round,"},{"speaker":"Average Joe Finances","startTime":2484.454,"endTime":2487.454,"body":"but I do have one more question for you,"},{"speaker":"Average Joe Finances","startTime":2487.454,"endTime":2490.18,"body":"and it is the most important question"},{"speaker":"Average Joe Finances","startTime":2487.454,"endTime":2490.18,"body":"of all people are listening to this"},{"speaker":"Average Joe Finances","startTime":2490.185,"endTime":2493.937,"body":"episode right now saying, man I love"},{"speaker":"Average Joe Finances","startTime":2490.185,"endTime":2493.937,"body":"what this guy's talking about and this"},{"speaker":"Average Joe Finances","startTime":2493.937,"endTime":2498.868,"body":"whole conversation that Mike and Jerome"},{"speaker":"Average Joe Finances","startTime":2493.937,"endTime":2498.868,"body":"are having is amazing and I want to know"},{"speaker":"Average Joe Finances","startTime":2498.873,"endTime":2502.877,"body":"more about Jerome and I wanna know, like"},{"speaker":"Average Joe Finances","startTime":2498.873,"endTime":2502.877,"body":"Where can I find information about them?"},{"speaker":"Average Joe Finances","startTime":2502.877,"endTime":2505.007,"body":"So if you could, where"},{"speaker":"Average Joe Finances","startTime":2502.877,"endTime":2505.007,"body":"can people find you?"},{"speaker":"Average Joe Finances","startTime":2505.007,"endTime":2506.927,"body":"Do you have a website, social"},{"speaker":"Average Joe Finances","startTime":2505.007,"endTime":2506.927,"body":"media, any of that stuff"},{"speaker":"Average Joe Finances","startTime":2506.932,"endTime":2507.707,"body":"that you could share with us?"},{"speaker":"Jerome Myers","startTime":2508.397,"endTime":2511.757,"body":"Yeah, so the best"},{"speaker":"Jerome Myers","startTime":2508.397,"endTime":2511.757,"body":"place to go is jeromemyers.co."},{"speaker":"Jerome Myers","startTime":2511.847,"endTime":2515.747,"body":"There you can find the social media, the"},{"speaker":"Jerome Myers","startTime":2511.847,"endTime":2515.747,"body":"podcast, the books, all of the free stuff."},{"speaker":"Jerome Myers","startTime":2516.227,"endTime":2519.637,"body":"And I think you'll find something"},{"speaker":"Jerome Myers","startTime":2516.227,"endTime":2519.637,"body":"that'll help you on your journey."},{"speaker":"Average Joe Finances","startTime":2520.004,"endTime":2520.964,"body":"All right, fantastic."},{"speaker":"Average Joe Finances","startTime":2520.964,"endTime":2522.224,"body":"So I'll make it easy for everybody."},{"speaker":"Average Joe Finances","startTime":2522.224,"endTime":2525.464,"body":"I'll have those links in the show notes"},{"speaker":"Average Joe Finances","startTime":2522.224,"endTime":2525.464,"body":"so you can click or copy and paste away."},{"speaker":"Average Joe Finances","startTime":2525.704,"endTime":2528.47,"body":"Just don't do it while you're"},{"speaker":"Average Joe Finances","startTime":2525.704,"endTime":2528.47,"body":"driving cause that would not be good."},{"speaker":"Average Joe Finances","startTime":2528.47,"endTime":2530.492,"body":"Jerome, thank you so much."},{"speaker":"Average Joe Finances","startTime":2530.492,"endTime":2533.0,"body":"This was honestly a phenomenal interview."},{"speaker":"Average Joe Finances","startTime":2533.0,"endTime":2534.8,"body":"I had such a great time talking with you."},{"speaker":"Average Joe Finances","startTime":2535.07,"endTime":2541.758,"body":"I have a whole page of notes here of just"},{"speaker":"Average Joe Finances","startTime":2535.07,"endTime":2541.758,"body":"awesome sauce and thank you so much man."},{"speaker":"Average Joe Finances","startTime":2541.758,"endTime":2542.518,"body":"I really appreciate it."},{"speaker":"Jerome Myers","startTime":2542.708,"endTime":2544.088,"body":"Mike, it was"},{"speaker":"Jerome Myers","startTime":2542.708,"endTime":2544.088,"body":"good to be with you, man."},{"speaker":"Jerome Myers","startTime":2544.088,"endTime":2544.718,"body":"Thanks for having me."},{"speaker":"Average Joe Finances","startTime":2545.018,"endTime":2545.768,"body":"Yeah, absolutely."},{"speaker":"Average Joe Finances","startTime":2545.768,"endTime":2549.518,"body":"And hey, to my listeners, thank"},{"speaker":"Average Joe Finances","startTime":2545.768,"endTime":2549.518,"body":"you so much for joining me and"},{"speaker":"Average Joe Finances","startTime":2549.518,"endTime":2553.688,"body":"our special guest, Jerome Myers on"},{"speaker":"Average Joe Finances","startTime":2549.518,"endTime":2553.688,"body":"the Average Joe Finances Podcast."},{"speaker":"Average Joe Finances","startTime":2553.988,"endTime":2557.348,"body":"Go leave us a five star review and"},{"speaker":"Average Joe Finances","startTime":2553.988,"endTime":2557.348,"body":"tell us what you liked about today's"},{"speaker":"Average Joe Finances","startTime":2557.348,"endTime":2561.858,"body":"episode with Jerome Aloha from Hawaii"},{"speaker":"Average Joe Finances","startTime":2557.348,"endTime":2561.858,"body":"and have a fantastic rest of your day."}]}