{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":0.2,"endTime":2.63,"body":"Hey, welcome back"},{"speaker":"Average Joe Finances","startTime":0.2,"endTime":2.63,"body":"to the Average Joe Finances Podcast."},{"speaker":"Average Joe Finances","startTime":2.69,"endTime":6.879,"body":"I'm your host, Mike Cavaggioni"},{"speaker":"Average Joe Finances","startTime":2.69,"endTime":6.879,"body":"and today's guest is Amy Sylvis."},{"speaker":"Average Joe Finances","startTime":7.08,"endTime":9.796,"body":"Amy, I'm super excited to have"},{"speaker":"Average Joe Finances","startTime":7.08,"endTime":9.796,"body":"this conversation with you today."},{"speaker":"Average Joe Finances","startTime":9.796,"endTime":10.966,"body":"Thank you so much for joining me."},{"speaker":"Amy Sylvis","startTime":11.166,"endTime":11.796,"body":"This is so cool."},{"speaker":"Amy Sylvis","startTime":11.796,"endTime":13.386,"body":"Mike, thank you so much"},{"speaker":"Amy Sylvis","startTime":11.796,"endTime":13.386,"body":"for having me as well."},{"speaker":"Amy Sylvis","startTime":13.386,"endTime":14.136,"body":"What an honor."},{"speaker":"Average Joe Finances","startTime":14.316,"endTime":14.916,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":14.916,"endTime":16.206,"body":"No, the honor is mine."},{"speaker":"Average Joe Finances","startTime":16.226,"endTime":18.766,"body":"Speaking of that, we would"},{"speaker":"Average Joe Finances","startTime":16.226,"endTime":18.766,"body":"like to know more about you."},{"speaker":"Average Joe Finances","startTime":18.766,"endTime":22.096,"body":"I'm gonna start this off the same"},{"speaker":"Average Joe Finances","startTime":18.766,"endTime":22.096,"body":"way I start every podcast episode."},{"speaker":"Average Joe Finances","startTime":22.336,"endTime":24.618,"body":"So if you could please"},{"speaker":"Average Joe Finances","startTime":22.336,"endTime":24.618,"body":"share with us your story."},{"speaker":"Average Joe Finances","startTime":24.618,"endTime":26.07,"body":"Who is Amy Sylvis?"},{"speaker":"Amy Sylvis","startTime":26.19,"endTime":26.73,"body":"Yes."},{"speaker":"Amy Sylvis","startTime":26.76,"endTime":31.11,"body":"So I am a 41 year old woman"},{"speaker":"Amy Sylvis","startTime":26.76,"endTime":31.11,"body":"living in Los Angeles, California"},{"speaker":"Amy Sylvis","startTime":31.11,"endTime":32.79,"body":"with my amazing husband, Joel."},{"speaker":"Amy Sylvis","startTime":33.01,"endTime":37.072,"body":"Both of us were born and raised in this"},{"speaker":"Amy Sylvis","startTime":33.01,"endTime":37.072,"body":"area, and our parents still live here."},{"speaker":"Amy Sylvis","startTime":37.372,"endTime":40.978,"body":"I came from a very humble middle"},{"speaker":"Amy Sylvis","startTime":37.372,"endTime":40.978,"body":"class, lower middle class background."},{"speaker":"Amy Sylvis","startTime":41.513,"endTime":45.69,"body":"My father's almost 70 and still"},{"speaker":"Amy Sylvis","startTime":41.513,"endTime":45.69,"body":"does manual labor as he did all"},{"speaker":"Amy Sylvis","startTime":45.69,"endTime":47.163,"body":"of his life and all of my life."},{"speaker":"Amy Sylvis","startTime":47.163,"endTime":51.14,"body":"I've been really fortunate to"},{"speaker":"Amy Sylvis","startTime":47.163,"endTime":51.14,"body":"have a bit of a biotech background"},{"speaker":"Amy Sylvis","startTime":51.145,"endTime":55.415,"body":"that translated later on into"},{"speaker":"Amy Sylvis","startTime":51.145,"endTime":55.415,"body":"being a real estate syndicator."},{"speaker":"Amy Sylvis","startTime":55.735,"endTime":61.945,"body":"And I am the founder and CEO of Silver"},{"speaker":"Amy Sylvis","startTime":55.735,"endTime":61.945,"body":"Capital, which invests in large commercial"},{"speaker":"Amy Sylvis","startTime":61.945,"endTime":64.945,"body":"real estate properties throughout the"},{"speaker":"Amy Sylvis","startTime":61.945,"endTime":64.945,"body":"United States in emerging markets."},{"speaker":"Amy Sylvis","startTime":65.475,"endTime":68.895,"body":"Invites folks to take advantage"},{"speaker":"Amy Sylvis","startTime":65.475,"endTime":68.895,"body":"of our research and our experience"},{"speaker":"Amy Sylvis","startTime":68.895,"endTime":70.035,"body":"and invest alongside us."},{"speaker":"Average Joe Finances","startTime":70.235,"endTime":71.225,"body":"All right, fantastic."},{"speaker":"Average Joe Finances","startTime":71.225,"endTime":75.22,"body":"So I think it's important to point"},{"speaker":"Average Joe Finances","startTime":71.225,"endTime":75.22,"body":"out you had mentioned your age at"},{"speaker":"Average Joe Finances","startTime":75.22,"endTime":79.088,"body":"the very beginning, and I think it's"},{"speaker":"Average Joe Finances","startTime":75.22,"endTime":79.088,"body":"important, there's an important reason"},{"speaker":"Average Joe Finances","startTime":79.093,"endTime":80.408,"body":"why you mentioned your age, right?"},{"speaker":"Average Joe Finances","startTime":80.618,"endTime":85.416,"body":"So I know that you had some"},{"speaker":"Average Joe Finances","startTime":80.618,"endTime":85.416,"body":"you were born with a medical, a"},{"speaker":"Average Joe Finances","startTime":85.421,"endTime":87.796,"body":"rare medical condition, right?"},{"speaker":"Average Joe Finances","startTime":88.006,"endTime":91.246,"body":"That it makes living to"},{"speaker":"Average Joe Finances","startTime":88.006,"endTime":91.246,"body":"this age very complicated."},{"speaker":"Average Joe Finances","startTime":91.284,"endTime":95.251,"body":"I know that's gotta be tough"},{"speaker":"Average Joe Finances","startTime":91.284,"endTime":95.251,"body":"to talk about or just just a"},{"speaker":"Average Joe Finances","startTime":95.251,"endTime":96.511,"body":"tough situation to bring up."},{"speaker":"Average Joe Finances","startTime":97.051,"endTime":100.259,"body":"But I think I'd like to talk about a"},{"speaker":"Average Joe Finances","startTime":97.051,"endTime":100.259,"body":"little bit, or touch a little bit on"},{"speaker":"Average Joe Finances","startTime":100.259,"endTime":105.539,"body":"this, because I think this touches"},{"speaker":"Average Joe Finances","startTime":100.259,"endTime":105.539,"body":"upon your positive attitude and your"},{"speaker":"Average Joe Finances","startTime":105.989,"endTime":109.101,"body":"positive mindset that you have to"},{"speaker":"Average Joe Finances","startTime":105.989,"endTime":109.101,"body":"be able to overcome some of these,"},{"speaker":"Average Joe Finances","startTime":109.107,"endTime":110.613,"body":"complications that you've had in life."},{"speaker":"Average Joe Finances","startTime":110.613,"endTime":113.365,"body":"If we could just talk about a little"},{"speaker":"Average Joe Finances","startTime":110.613,"endTime":113.365,"body":"bit what is it that you were born with?"},{"speaker":"Amy Sylvis","startTime":113.489,"endTime":113.849,"body":"Yes."},{"speaker":"Amy Sylvis","startTime":113.849,"endTime":114.269,"body":"Thank you."},{"speaker":"Amy Sylvis","startTime":114.295,"endTime":117.43,"body":"I forget that it's not typical for a"},{"speaker":"Amy Sylvis","startTime":114.295,"endTime":117.43,"body":"middle-aged woman to freely offer up"},{"speaker":"Amy Sylvis","startTime":117.43,"endTime":121.59,"body":"her age, but I am quite proud to be 41"},{"speaker":"Amy Sylvis","startTime":117.43,"endTime":121.59,"body":"because I was born with cystic fibrosis."},{"speaker":"Amy Sylvis","startTime":122.01,"endTime":124.47,"body":"Some people, I find that most people"},{"speaker":"Amy Sylvis","startTime":122.01,"endTime":124.47,"body":"have heard of that, but aren't"},{"speaker":"Amy Sylvis","startTime":124.475,"endTime":126.45,"body":"quite sure exactly what it is."},{"speaker":"Amy Sylvis","startTime":126.45,"endTime":127.26,"body":"So what is it?"},{"speaker":"Amy Sylvis","startTime":127.53,"endTime":129.81,"body":"It is a genetic condition"},{"speaker":"Amy Sylvis","startTime":127.53,"endTime":129.81,"body":"that I was born with."},{"speaker":"Amy Sylvis","startTime":129.81,"endTime":134.91,"body":"Both my parents are silent carriers and"},{"speaker":"Amy Sylvis","startTime":129.81,"endTime":134.91,"body":"passed on the illness to me unknowingly."},{"speaker":"Amy Sylvis","startTime":135.18,"endTime":139.97,"body":"And when I was born in 1981, I had this"},{"speaker":"Amy Sylvis","startTime":135.18,"endTime":139.97,"body":"chronic cough and I wasn't gaining weight."},{"speaker":"Amy Sylvis","startTime":140.36,"endTime":144.281,"body":"And we received this diagnosis and"},{"speaker":"Amy Sylvis","startTime":140.36,"endTime":144.281,"body":"my parents were told I would live to"},{"speaker":"Amy Sylvis","startTime":144.281,"endTime":146.081,"body":"be around eight or nine years old."},{"speaker":"Amy Sylvis","startTime":146.081,"endTime":149.771,"body":"I actually thought the statistic"},{"speaker":"Amy Sylvis","startTime":146.081,"endTime":149.771,"body":"was 18 or 19, and my mom just"},{"speaker":"Amy Sylvis","startTime":149.771,"endTime":150.761,"body":"corrected me over the weekend."},{"speaker":"Amy Sylvis","startTime":150.766,"endTime":152.747,"body":"She said, it was eight or nine years old."},{"speaker":"Amy Sylvis","startTime":152.747,"endTime":156.477,"body":"To your point I love talking about how"},{"speaker":"Amy Sylvis","startTime":152.747,"endTime":156.477,"body":"old I am because this was not expected."},{"speaker":"Amy Sylvis","startTime":156.558,"endTime":162.348,"body":"The illness essentially has a defect"},{"speaker":"Amy Sylvis","startTime":156.558,"endTime":162.348,"body":"where issues with my lungs, infection"},{"speaker":"Amy Sylvis","startTime":162.348,"endTime":166.938,"body":"after infection year after year,"},{"speaker":"Amy Sylvis","startTime":162.348,"endTime":166.938,"body":"which led to weeks and weeks of"},{"speaker":"Amy Sylvis","startTime":167.028,"endTime":170.958,"body":"hospitalizations that sometimes added"},{"speaker":"Amy Sylvis","startTime":167.028,"endTime":170.958,"body":"up to months, year over year, and"},{"speaker":"Amy Sylvis","startTime":171.198,"endTime":173.238,"body":"gradual deterioration of my lungs."},{"speaker":"Amy Sylvis","startTime":173.268,"endTime":176.673,"body":"It's been a bit of a wild ride,"},{"speaker":"Amy Sylvis","startTime":173.268,"endTime":176.673,"body":"I'm not gonna lie, but thankfully"},{"speaker":"Amy Sylvis","startTime":176.673,"endTime":179.823,"body":"a miracle medication came to the"},{"speaker":"Amy Sylvis","startTime":176.673,"endTime":179.823,"body":"market about three years ago and"},{"speaker":"Amy Sylvis","startTime":179.823,"endTime":181.512,"body":"completely changed my health."},{"speaker":"Amy Sylvis","startTime":181.512,"endTime":182.75,"body":"So I'm extremely healthy now."},{"speaker":"Amy Sylvis","startTime":182.85,"endTime":183.6,"body":"Without a doubt."},{"speaker":"Amy Sylvis","startTime":183.6,"endTime":186.57,"body":"There were a lot of trials and"},{"speaker":"Amy Sylvis","startTime":183.6,"endTime":186.57,"body":"tribulations that came along"},{"speaker":"Amy Sylvis","startTime":186.57,"endTime":191.579,"body":"the way having cystic fibrosis"},{"speaker":"Amy Sylvis","startTime":186.57,"endTime":191.579,"body":"and it helped shape me though."},{"speaker":"Amy Sylvis","startTime":191.639,"endTime":194.759,"body":"So we can get into that if you'd like,"},{"speaker":"Amy Sylvis","startTime":191.639,"endTime":194.759,"body":"but I'd love to share the story because"},{"speaker":"Amy Sylvis","startTime":194.759,"endTime":197.699,"body":"I know everyone goes through things"},{"speaker":"Amy Sylvis","startTime":194.759,"endTime":197.699,"body":"in life, so hopefully by sharing my"},{"speaker":"Amy Sylvis","startTime":197.699,"endTime":199.019,"body":"story that could encourage others."},{"speaker":"Average Joe Finances","startTime":199.259,"endTime":199.679,"body":"Sure."},{"speaker":"Average Joe Finances","startTime":199.679,"endTime":200.255,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":200.255,"endTime":203.086,"body":"Now you said this miracle drug came"},{"speaker":"Average Joe Finances","startTime":200.255,"endTime":203.086,"body":"out about three years ago, so even"},{"speaker":"Average Joe Finances","startTime":203.086,"endTime":206.863,"body":"up to three years ago, you were still"},{"speaker":"Average Joe Finances","startTime":203.086,"endTime":206.863,"body":"suffering with those conditions and"},{"speaker":"Average Joe Finances","startTime":206.863,"endTime":208.183,"body":"having to be hospitalized and all."},{"speaker":"Amy Sylvis","startTime":208.341,"endTime":208.791,"body":"Yes."},{"speaker":"Amy Sylvis","startTime":208.791,"endTime":208.971,"body":"Yeah."},{"speaker":"Amy Sylvis","startTime":208.971,"endTime":212.241,"body":"In fact, I had to medically"},{"speaker":"Amy Sylvis","startTime":208.971,"endTime":212.241,"body":"retire in 2017 for my biotech"},{"speaker":"Amy Sylvis","startTime":212.241,"endTime":216.501,"body":"career because I just became way"},{"speaker":"Amy Sylvis","startTime":212.241,"endTime":216.501,"body":"too sick to hold down a W-2 job."},{"speaker":"Amy Sylvis","startTime":216.501,"endTime":220.423,"body":"So I was on disability not"},{"speaker":"Amy Sylvis","startTime":216.501,"endTime":220.423,"body":"something I ever wanted to have"},{"speaker":"Amy Sylvis","startTime":220.423,"endTime":224.833,"body":"happen, but it was, I was simply"},{"speaker":"Amy Sylvis","startTime":220.423,"endTime":224.833,"body":"too sick to, to hold down a job."},{"speaker":"Amy Sylvis","startTime":224.838,"endTime":227.652,"body":"And yes, I was in and out of the"},{"speaker":"Amy Sylvis","startTime":224.838,"endTime":227.652,"body":"hospital until right before Covid."},{"speaker":"Amy Sylvis","startTime":227.892,"endTime":231.266,"body":"Thank God we got the spherical"},{"speaker":"Amy Sylvis","startTime":227.892,"endTime":231.266,"body":"medication right before the pandemic."},{"speaker":"Amy Sylvis","startTime":231.266,"endTime":233.726,"body":"You can imagine what that would've"},{"speaker":"Amy Sylvis","startTime":231.266,"endTime":233.726,"body":"been like going through that without"},{"speaker":"Amy Sylvis","startTime":233.906,"endTime":235.376,"body":"kind of a healthier set of lungs."},{"speaker":"Amy Sylvis","startTime":235.376,"endTime":238.885,"body":"But yeah, up until very recently,"},{"speaker":"Amy Sylvis","startTime":235.376,"endTime":238.885,"body":"until I was 38, I was struggling"},{"speaker":"Amy Sylvis","startTime":238.89,"endTime":239.905,"body":"quite a bit with my health."},{"speaker":"Average Joe Finances","startTime":240.595,"endTime":241.015,"body":"Wow."},{"speaker":"Average Joe Finances","startTime":241.015,"endTime":241.345,"body":"Wow."},{"speaker":"Average Joe Finances","startTime":241.345,"endTime":243.984,"body":"A and to struggle that long"},{"speaker":"Average Joe Finances","startTime":241.345,"endTime":243.984,"body":"throughout your whole life."},{"speaker":"Average Joe Finances","startTime":244.018,"endTime":247.603,"body":"And I could tell right now you're a very"},{"speaker":"Average Joe Finances","startTime":244.018,"endTime":247.603,"body":"positive person just from this initial"},{"speaker":"Average Joe Finances","startTime":247.603,"endTime":254.051,"body":"conversation, that and you seem very"},{"speaker":"Average Joe Finances","startTime":247.603,"endTime":254.051,"body":"happy and I feel like that plays a part"},{"speaker":"Average Joe Finances","startTime":254.115,"endTime":259.321,"body":"in how you were able to overcome and"},{"speaker":"Average Joe Finances","startTime":254.115,"endTime":259.321,"body":"just, and stay strong and just fight back."},{"speaker":"Average Joe Finances","startTime":259.382,"endTime":261.364,"body":"And can we talk about that a little bit?"},{"speaker":"Average Joe Finances","startTime":261.388,"endTime":264.404,"body":"Was there ever a time where you"},{"speaker":"Average Joe Finances","startTime":261.388,"endTime":264.404,"body":"felt like, man, like I don't know"},{"speaker":"Average Joe Finances","startTime":264.404,"endTime":267.912,"body":"if I really wanna do this anymore"},{"speaker":"Average Joe Finances","startTime":264.404,"endTime":267.912,"body":"because this is too tough, this is"},{"speaker":"Average Joe Finances","startTime":267.912,"endTime":269.856,"body":"too much, too many hospitalizations."},{"speaker":"Average Joe Finances","startTime":269.924,"endTime":270.864,"body":"What was that like for you?"},{"speaker":"Amy Sylvis","startTime":270.984,"endTime":274.63,"body":"Yeah I think there were"},{"speaker":"Amy Sylvis","startTime":270.984,"endTime":274.63,"body":"definitely times when it almost"},{"speaker":"Amy Sylvis","startTime":274.63,"endTime":279.123,"body":"seemed, ironically comical with how"},{"speaker":"Amy Sylvis","startTime":274.63,"endTime":279.123,"body":"many struggles were put in my life."},{"speaker":"Amy Sylvis","startTime":279.173,"endTime":281.303,"body":"Obviously this isn't an"},{"speaker":"Amy Sylvis","startTime":279.173,"endTime":281.303,"body":"illness that I have because"},{"speaker":"Amy Sylvis","startTime":281.303,"endTime":282.612,"body":"of, choices I made in my life."},{"speaker":"Amy Sylvis","startTime":282.612,"endTime":287.166,"body":"It's just, circumstance and yeah things"},{"speaker":"Amy Sylvis","startTime":282.612,"endTime":287.166,"body":"did get tough several times where"},{"speaker":"Amy Sylvis","startTime":287.166,"endTime":289.896,"body":"I just thought, gosh, I don't see"},{"speaker":"Amy Sylvis","startTime":287.166,"endTime":289.896,"body":"the light at the end of the tunnel."},{"speaker":"Amy Sylvis","startTime":289.896,"endTime":294.328,"body":"I wasn't interested in, giving up"},{"speaker":"Amy Sylvis","startTime":289.896,"endTime":294.328,"body":"necessarily, but, Would absolutely"},{"speaker":"Amy Sylvis","startTime":294.328,"endTime":296.398,"body":"have moments where I just thought, I"},{"speaker":"Amy Sylvis","startTime":294.328,"endTime":296.398,"body":"don't know where I'm gonna find the"},{"speaker":"Amy Sylvis","startTime":296.398,"endTime":301.438,"body":"strength or the willpower to say, yeah,"},{"speaker":"Amy Sylvis","startTime":296.398,"endTime":301.438,"body":"sign me up for another day of this."},{"speaker":"Amy Sylvis","startTime":301.438,"endTime":303.217,"body":"And, who knows what'll come behind."},{"speaker":"Amy Sylvis","startTime":303.217,"endTime":304.607,"body":"You know what will be around the corner?"},{"speaker":"Amy Sylvis","startTime":304.636,"endTime":309.03,"body":"A progressive illness is wild because"},{"speaker":"Amy Sylvis","startTime":304.636,"endTime":309.03,"body":"by definition it's going to get"},{"speaker":"Amy Sylvis","startTime":309.03,"endTime":310.77,"body":"tougher the longer that you live."},{"speaker":"Amy Sylvis","startTime":310.783,"endTime":315.168,"body":"Having mindset and, having people around"},{"speaker":"Amy Sylvis","startTime":310.783,"endTime":315.168,"body":"me to support me was really everything."},{"speaker":"Average Joe Finances","startTime":315.316,"endTime":315.646,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":315.696,"endTime":317.256,"body":"And support from other people."},{"speaker":"Average Joe Finances","startTime":317.466,"endTime":319.656,"body":"And now, what was it about your mindset?"},{"speaker":"Average Joe Finances","startTime":319.656,"endTime":323.526,"body":"How did you get yourself to stay"},{"speaker":"Average Joe Finances","startTime":319.656,"endTime":323.526,"body":"positive through such obstacles?"},{"speaker":"Amy Sylvis","startTime":323.542,"endTime":324.412,"body":"A bunch of things."},{"speaker":"Amy Sylvis","startTime":324.421,"endTime":327.19,"body":"I may, without getting too corny,"},{"speaker":"Amy Sylvis","startTime":324.421,"endTime":327.19,"body":"I'm a big proponent of therapy."},{"speaker":"Amy Sylvis","startTime":327.195,"endTime":329.92,"body":"I was very lucky when I was a young"},{"speaker":"Amy Sylvis","startTime":327.195,"endTime":329.92,"body":"age that my parents thought, okay,"},{"speaker":"Amy Sylvis","startTime":329.96,"endTime":333.95,"body":"she's gonna be dealing with some, not"},{"speaker":"Amy Sylvis","startTime":329.96,"endTime":333.95,"body":"only physical challenges, emotional"},{"speaker":"Amy Sylvis","startTime":333.95,"endTime":334.955,"body":"things that'll come along with it."},{"speaker":"Amy Sylvis","startTime":335.3,"endTime":337.713,"body":"Just having someone to"},{"speaker":"Amy Sylvis","startTime":335.3,"endTime":337.713,"body":"talk to was really helpful."},{"speaker":"Amy Sylvis","startTime":338.143,"endTime":339.673,"body":"Surrounding myself with other people."},{"speaker":"Amy Sylvis","startTime":339.695,"endTime":342.035,"body":"Obviously you can't choose your parents,"},{"speaker":"Amy Sylvis","startTime":339.695,"endTime":342.035,"body":"but you can choose your friends and"},{"speaker":"Amy Sylvis","startTime":342.035,"endTime":345.515,"body":"your colleagues and such, and people"},{"speaker":"Amy Sylvis","startTime":342.035,"endTime":345.515,"body":"that would speak positivity into me."},{"speaker":"Amy Sylvis","startTime":345.515,"endTime":349.085,"body":"People that would remind me that"},{"speaker":"Amy Sylvis","startTime":345.515,"endTime":349.085,"body":"there are such things as miracles."},{"speaker":"Amy Sylvis","startTime":349.085,"endTime":352.548,"body":"There are people that beat the odds,"},{"speaker":"Amy Sylvis","startTime":349.085,"endTime":352.548,"body":"not just health-wise but otherwise"},{"speaker":"Amy Sylvis","startTime":352.608,"endTime":356.058,"body":"doctors aren't psychic as science"},{"speaker":"Amy Sylvis","startTime":352.608,"endTime":356.058,"body":"isn't always completely psychic."},{"speaker":"Amy Sylvis","startTime":356.088,"endTime":360.316,"body":"Obviously I'm a huge benefactor of,"},{"speaker":"Amy Sylvis","startTime":356.088,"endTime":360.316,"body":"western medicine and I'm very grateful."},{"speaker":"Amy Sylvis","startTime":360.961,"endTime":363.53,"body":"Sometimes things turn out"},{"speaker":"Amy Sylvis","startTime":360.961,"endTime":363.53,"body":"differently than we expect."},{"speaker":"Amy Sylvis","startTime":363.53,"endTime":366.816,"body":"So just really leaning into"},{"speaker":"Amy Sylvis","startTime":363.53,"endTime":366.816,"body":"that and my faith as well."},{"speaker":"Amy Sylvis","startTime":366.856,"endTime":370.212,"body":"Helped my mindset and thus my"},{"speaker":"Amy Sylvis","startTime":366.856,"endTime":370.212,"body":"physical health, I think tremendously."},{"speaker":"Average Joe Finances","startTime":370.857,"endTime":371.967,"body":"Yeah, that's fantastic."},{"speaker":"Average Joe Finances","startTime":371.997,"endTime":375.357,"body":"So some of the things I was writing down"},{"speaker":"Average Joe Finances","startTime":371.997,"endTime":375.357,"body":"as you're talking about this is just that"},{"speaker":"Average Joe Finances","startTime":375.387,"endTime":378.924,"body":"on that mindset piece, you were going to"},{"speaker":"Average Joe Finances","startTime":375.387,"endTime":378.924,"body":"therapy early on, which was really good."},{"speaker":"Average Joe Finances","startTime":378.924,"endTime":383.213,"body":"You had somebody talk to and vent"},{"speaker":"Average Joe Finances","startTime":378.924,"endTime":383.213,"body":"some of these emotional frustrations"},{"speaker":"Average Joe Finances","startTime":383.213,"endTime":386.38,"body":"that you were suffering from"},{"speaker":"Average Joe Finances","startTime":383.213,"endTime":386.38,"body":"because of your physical condition."},{"speaker":"Average Joe Finances","startTime":386.38,"endTime":388.072,"body":"And then, you made a very good point."},{"speaker":"Average Joe Finances","startTime":388.143,"endTime":389.763,"body":"You can't choose your family, right?"},{"speaker":"Average Joe Finances","startTime":389.973,"endTime":393.003,"body":"But you can choose the people you"},{"speaker":"Average Joe Finances","startTime":389.973,"endTime":393.003,"body":"surround yourself with, right?"},{"speaker":"Average Joe Finances","startTime":393.003,"endTime":395.973,"body":"You could choose your contacts,"},{"speaker":"Average Joe Finances","startTime":393.003,"endTime":395.973,"body":"your friends who you build these"},{"speaker":"Average Joe Finances","startTime":395.973,"endTime":399.964,"body":"relationships with, and you chose"},{"speaker":"Average Joe Finances","startTime":395.973,"endTime":399.964,"body":"to surround yourself with positive,"},{"speaker":"Average Joe Finances","startTime":400.244,"endTime":403.874,"body":"like-minded people that were gonna"},{"speaker":"Average Joe Finances","startTime":400.244,"endTime":403.874,"body":"lift you up and not hold you down."},{"speaker":"Average Joe Finances","startTime":403.874,"endTime":406.229,"body":"So I think that is, Absolutely huge."},{"speaker":"Average Joe Finances","startTime":406.409,"endTime":410.849,"body":"And I think it, that also is a big"},{"speaker":"Average Joe Finances","startTime":406.409,"endTime":410.849,"body":"part of what you do as a real estate"},{"speaker":"Average Joe Finances","startTime":410.849,"endTime":413.716,"body":"investor as well is the people"},{"speaker":"Average Joe Finances","startTime":410.849,"endTime":413.716,"body":"that you surround yourself with."},{"speaker":"Average Joe Finances","startTime":413.716,"endTime":418.02,"body":"I'd like to transition the conversation"},{"speaker":"Average Joe Finances","startTime":413.716,"endTime":418.02,"body":"to that because I feel like we know"},{"speaker":"Average Joe Finances","startTime":418.02,"endTime":419.64,"body":"that your mindset is already there."},{"speaker":"Average Joe Finances","startTime":419.64,"endTime":421.68,"body":"Like you've already"},{"speaker":"Average Joe Finances","startTime":419.64,"endTime":421.68,"body":"got a crushing mindset."},{"speaker":"Average Joe Finances","startTime":422.01,"endTime":423.15,"body":"So we're there."},{"speaker":"Average Joe Finances","startTime":423.15,"endTime":425.57,"body":"So let's let's move on to"},{"speaker":"Average Joe Finances","startTime":423.15,"endTime":425.57,"body":"the actual real estate piece."},{"speaker":"Average Joe Finances","startTime":425.57,"endTime":428.571,"body":"And, what made you decide to"},{"speaker":"Average Joe Finances","startTime":425.57,"endTime":428.571,"body":"actually get into real estate?"},{"speaker":"Average Joe Finances","startTime":428.571,"endTime":432.171,"body":"Was it the fact that you were"},{"speaker":"Average Joe Finances","startTime":428.571,"endTime":432.171,"body":"medically retired in 2017?"},{"speaker":"Average Joe Finances","startTime":432.242,"endTime":432.958,"body":"What did that look like?"},{"speaker":"Amy Sylvis","startTime":433.247,"endTime":435.857,"body":"As you can imagine,"},{"speaker":"Amy Sylvis","startTime":433.247,"endTime":435.857,"body":"knowing that I wasn't sure how long"},{"speaker":"Amy Sylvis","startTime":435.857,"endTime":439.877,"body":"I would live, but I also have this"},{"speaker":"Amy Sylvis","startTime":435.857,"endTime":439.877,"body":"fiercely independent streak where,"},{"speaker":"Amy Sylvis","startTime":440.216,"endTime":441.836,"body":"I've always wanted to be self-reliant."},{"speaker":"Amy Sylvis","startTime":442.016,"endTime":444.866,"body":"My parents would kill me if I ever"},{"speaker":"Amy Sylvis","startTime":442.016,"endTime":444.866,"body":"said this to their face, but I never"},{"speaker":"Amy Sylvis","startTime":444.866,"endTime":446.456,"body":"wanted to be a financial burden on them."},{"speaker":"Amy Sylvis","startTime":446.636,"endTime":450.026,"body":"I wanted to see if as an adult,"},{"speaker":"Amy Sylvis","startTime":446.636,"endTime":450.026,"body":"despite this illness, if I could"},{"speaker":"Amy Sylvis","startTime":450.026,"endTime":452.966,"body":"find a way to support myself, pale"},{"speaker":"Amy Sylvis","startTime":450.026,"endTime":452.966,"body":"my bills, do all these things."},{"speaker":"Amy Sylvis","startTime":452.966,"endTime":457.736,"body":"So from the time I was in my early"},{"speaker":"Amy Sylvis","startTime":452.966,"endTime":457.736,"body":"twenties, I was on this mad dash to"},{"speaker":"Amy Sylvis","startTime":457.736,"endTime":462.451,"body":"figure out how to be self supportive,"},{"speaker":"Amy Sylvis","startTime":457.736,"endTime":462.451,"body":"in my twenties it was, trading my time"},{"speaker":"Amy Sylvis","startTime":462.451,"endTime":466.741,"body":"for money, getting a bigger batter job,"},{"speaker":"Amy Sylvis","startTime":462.451,"endTime":466.741,"body":"getting my M B a again, to be able to"},{"speaker":"Amy Sylvis","startTime":466.741,"endTime":470.611,"body":"save more money for this what felt like"},{"speaker":"Amy Sylvis","startTime":466.741,"endTime":470.611,"body":"this inevitable train coming down the"},{"speaker":"Amy Sylvis","startTime":470.611,"endTime":474.541,"body":"track of I'm probably gonna be too sick"},{"speaker":"Amy Sylvis","startTime":470.611,"endTime":474.541,"body":"one day to work, so how am I gonna make"},{"speaker":"Amy Sylvis","startTime":474.541,"endTime":476.321,"body":"sure that I can continue to pay my bills?"},{"speaker":"Amy Sylvis","startTime":476.321,"endTime":479.081,"body":"And then as I think maybe many people"},{"speaker":"Amy Sylvis","startTime":476.321,"endTime":479.081,"body":"will resonate with this, I read this"},{"speaker":"Amy Sylvis","startTime":479.081,"endTime":480.821,"body":"purple book called Rich Dad Poor Dad."},{"speaker":"Amy Sylvis","startTime":480.821,"endTime":483.055,"body":"And I went, oh, passive income."},{"speaker":"Amy Sylvis","startTime":483.415,"endTime":484.405,"body":"What a mindset."},{"speaker":"Amy Sylvis","startTime":484.605,"endTime":487.725,"body":"So what you're saying is while"},{"speaker":"Amy Sylvis","startTime":484.605,"endTime":487.725,"body":"I'm in the hospital trying to get"},{"speaker":"Amy Sylvis","startTime":487.725,"endTime":492.675,"body":"better for pneumonia, I could have"},{"speaker":"Amy Sylvis","startTime":487.725,"endTime":492.675,"body":"property management collecting"},{"speaker":"Amy Sylvis","startTime":492.68,"endTime":494.565,"body":"rents for me and money coming in."},{"speaker":"Amy Sylvis","startTime":494.565,"endTime":497.145,"body":"So decoupling, this"},{"speaker":"Amy Sylvis","startTime":494.565,"endTime":497.145,"body":"training time for money was."},{"speaker":"Amy Sylvis","startTime":497.345,"endTime":499.715,"body":"Was such a blessing and an eye-opener."},{"speaker":"Amy Sylvis","startTime":499.745,"endTime":501.646,"body":"Now it took me 10 years to get there."},{"speaker":"Amy Sylvis","startTime":501.766,"endTime":505.216,"body":"lots of trials and failures, but that"},{"speaker":"Amy Sylvis","startTime":501.766,"endTime":505.216,"body":"was really the genesis of it, of I wanna"},{"speaker":"Amy Sylvis","startTime":505.216,"endTime":509.558,"body":"be able to be my own woman, be, be able"},{"speaker":"Amy Sylvis","startTime":505.216,"endTime":509.558,"body":"to support myself and fund my lifestyle."},{"speaker":"Amy Sylvis","startTime":509.558,"endTime":512.97,"body":"And yeah, had this looming health"},{"speaker":"Amy Sylvis","startTime":509.558,"endTime":512.97,"body":"challenge that I thought would really"},{"speaker":"Amy Sylvis","startTime":512.99,"endTime":516.42,"body":"prevent me in eventually did from"},{"speaker":"Amy Sylvis","startTime":512.99,"endTime":516.42,"body":"my time for money with the W-2."},{"speaker":"Average Joe Finances","startTime":516.544,"endTime":517.824,"body":"Yeah,"},{"speaker":"Average Joe Finances","startTime":516.544,"endTime":517.824,"body":"that's the purple book?"},{"speaker":"Average Joe Finances","startTime":517.824,"endTime":519.774,"body":"We call it The Purple"},{"speaker":"Average Joe Finances","startTime":517.824,"endTime":519.774,"body":"Bible around here, right?"},{"speaker":"Average Joe Finances","startTime":519.774,"endTime":519.846,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":519.846,"endTime":524.572,"body":"So it's rich Dad, poor Dad has definitely"},{"speaker":"Average Joe Finances","startTime":519.846,"endTime":524.572,"body":"been a a staple in our community, right?"},{"speaker":"Average Joe Finances","startTime":524.812,"endTime":528.142,"body":"When it comes to real estate investors"},{"speaker":"Average Joe Finances","startTime":524.812,"endTime":528.142,"body":"or just anybody that's trying to build"},{"speaker":"Average Joe Finances","startTime":528.147,"endTime":532.958,"body":"passive cash flow and, The fact that"},{"speaker":"Average Joe Finances","startTime":528.147,"endTime":532.958,"body":"you already had the right mindset before"},{"speaker":"Average Joe Finances","startTime":532.958,"endTime":534.218,"body":"you even picked up that book, right?"},{"speaker":"Average Joe Finances","startTime":534.218,"endTime":537.989,"body":"You were like in your twenties I need"},{"speaker":"Average Joe Finances","startTime":534.218,"endTime":537.989,"body":"to figure out a way to, to grind and"},{"speaker":"Average Joe Finances","startTime":537.989,"endTime":542.644,"body":"make this money so that I'm, I can"},{"speaker":"Average Joe Finances","startTime":537.989,"endTime":542.644,"body":"make sure that I'm covered and I'm good"},{"speaker":"Average Joe Finances","startTime":542.644,"endTime":544.554,"body":"when I can no longer work and all that."},{"speaker":"Average Joe Finances","startTime":544.607,"endTime":547.65,"body":"So you already had the,"},{"speaker":"Average Joe Finances","startTime":544.607,"endTime":547.65,"body":"you're a goal in place."},{"speaker":"Average Joe Finances","startTime":547.65,"endTime":550.416,"body":"Like you already knew what"},{"speaker":"Average Joe Finances","startTime":547.65,"endTime":550.416,"body":"that , I guess financial freedom"},{"speaker":"Average Joe Finances","startTime":550.416,"endTime":551.946,"body":"number was going to be for you."},{"speaker":"Amy Sylvis","startTime":552.186,"endTime":552.246,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":552.246,"endTime":554.586,"body":"The challenge"},{"speaker":"Average Joe Finances","startTime":552.246,"endTime":554.586,"body":"now was how do we get there?"},{"speaker":"Average Joe Finances","startTime":554.826,"endTime":558.006,"body":"So you picked up the book and then"},{"speaker":"Average Joe Finances","startTime":554.826,"endTime":558.006,"body":"you realized, okay, I need to do"},{"speaker":"Average Joe Finances","startTime":558.006,"endTime":559.746,"body":"something to get this passive income."},{"speaker":"Average Joe Finances","startTime":559.986,"endTime":560.076,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":560.076,"endTime":564.552,"body":"So that I can keep making money even"},{"speaker":"Average Joe Finances","startTime":560.076,"endTime":564.552,"body":"when I'm battling illness at a time."},{"speaker":"Average Joe Finances","startTime":564.613,"endTime":566.278,"body":"I think that's huge right now."},{"speaker":"Average Joe Finances","startTime":566.278,"endTime":571.618,"body":"What made you decide that real estate,"},{"speaker":"Average Joe Finances","startTime":566.278,"endTime":571.618,"body":"or let's just say multi-family real"},{"speaker":"Average Joe Finances","startTime":571.618,"endTime":576.53,"body":"estate, what made you decide that was the"},{"speaker":"Average Joe Finances","startTime":571.618,"endTime":576.53,"body":"way to go to build this passive income."},{"speaker":"Amy Sylvis","startTime":576.791,"endTime":577.311,"body":"I love that."},{"speaker":"Amy Sylvis","startTime":577.681,"endTime":579.513,"body":"Impact is big to me, as you can imagine."},{"speaker":"Amy Sylvis","startTime":579.513,"endTime":582.633,"body":"I've been the benefactor of many"},{"speaker":"Amy Sylvis","startTime":579.513,"endTime":582.633,"body":"people, even strangers that have"},{"speaker":"Amy Sylvis","startTime":582.633,"endTime":586.713,"body":"decided to support me, pour into me"},{"speaker":"Amy Sylvis","startTime":582.633,"endTime":586.713,"body":"fund research, all of those things."},{"speaker":"Amy Sylvis","startTime":586.713,"endTime":590.823,"body":"So having a part of my"},{"speaker":"Amy Sylvis","startTime":586.713,"endTime":590.823,"body":"journey and my own income have"},{"speaker":"Amy Sylvis","startTime":591.263,"endTime":592.647,"body":"positive impact was big for me."},{"speaker":"Amy Sylvis","startTime":592.647,"endTime":596.011,"body":"Although today I'm not exclusively"},{"speaker":"Amy Sylvis","startTime":592.647,"endTime":596.011,"body":"a multi-family real estate, I really"},{"speaker":"Amy Sylvis","startTime":596.011,"endTime":600.541,"body":"always wanted that to be, and did always"},{"speaker":"Amy Sylvis","startTime":596.011,"endTime":600.541,"body":"want that to be part of my real estate"},{"speaker":"Amy Sylvis","startTime":600.541,"endTime":605.399,"body":"journey because, Providing safe, secure,"},{"speaker":"Amy Sylvis","startTime":600.541,"endTime":605.399,"body":"affordable housing where people can,"},{"speaker":"Amy Sylvis","startTime":605.429,"endTime":609.719,"body":"focus on their goals and not be concerned"},{"speaker":"Amy Sylvis","startTime":605.429,"endTime":609.719,"body":"about just basic living conditions."},{"speaker":"Amy Sylvis","startTime":609.959,"endTime":612.779,"body":"That's hugely impactful and"},{"speaker":"Amy Sylvis","startTime":609.959,"endTime":612.779,"body":"I love that about what we do."},{"speaker":"Amy Sylvis","startTime":612.779,"endTime":614.609,"body":"So that was how I chose that space."},{"speaker":"Average Joe Finances","startTime":615.029,"endTime":615.209,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":615.209,"endTime":615.929,"body":"Fantastic."},{"speaker":"Average Joe Finances","startTime":615.934,"endTime":618.293,"body":"So what else is, so you're not"},{"speaker":"Average Joe Finances","startTime":615.934,"endTime":618.293,"body":"exclusive to just multi-family,"},{"speaker":"Average Joe Finances","startTime":618.293,"endTime":619.21,"body":"what else do you invest then?"},{"speaker":"Amy Sylvis","startTime":619.815,"endTime":622.585,"body":"So we're doing triple"},{"speaker":"Amy Sylvis","startTime":619.815,"endTime":622.585,"body":"net lease industrial as well."},{"speaker":"Amy Sylvis","startTime":622.585,"endTime":624.745,"body":"Really love what's going on in that space."},{"speaker":"Amy Sylvis","startTime":625.015,"endTime":627.475,"body":"Not the same impact per se"},{"speaker":"Amy Sylvis","startTime":625.015,"endTime":627.475,"body":"because of course we're working"},{"speaker":"Amy Sylvis","startTime":627.475,"endTime":631.292,"body":"with corporations, but I'm a big"},{"speaker":"Amy Sylvis","startTime":627.475,"endTime":631.292,"body":"diversification lady, so whether that's"},{"speaker":"Amy Sylvis","startTime":631.292,"endTime":635.262,"body":"within real estate, geographically,"},{"speaker":"Amy Sylvis","startTime":631.292,"endTime":635.262,"body":"asset types, that's big for me."},{"speaker":"Amy Sylvis","startTime":635.262,"endTime":636.672,"body":"So we're enjoying that as well."},{"speaker":"Average Joe Finances","startTime":637.242,"endTime":637.392,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":637.392,"endTime":637.902,"body":"Fantastic."},{"speaker":"Average Joe Finances","startTime":637.902,"endTime":639.336,"body":"So what kind of triple net lease."},{"speaker":"Average Joe Finances","startTime":639.436,"endTime":640.456,"body":"Or industrial buildings."},{"speaker":"Average Joe Finances","startTime":640.456,"endTime":642.39,"body":"Are you looking at are you"},{"speaker":"Average Joe Finances","startTime":640.456,"endTime":642.39,"body":"doing like strip malls?"},{"speaker":"Average Joe Finances","startTime":642.39,"endTime":644.322,"body":"Are you doing warehouses,"},{"speaker":"Average Joe Finances","startTime":642.39,"endTime":644.322,"body":"anything like that?"},{"speaker":"Average Joe Finances","startTime":644.369,"endTime":645.119,"body":"What are you doing with that?"},{"speaker":"Amy Sylvis","startTime":645.449,"endTime":647.789,"body":"Yeah, so it's Flex"},{"speaker":"Amy Sylvis","startTime":645.449,"endTime":647.789,"body":"Industrial is actually what we"},{"speaker":"Amy Sylvis","startTime":647.789,"endTime":649.139,"body":"have under contract right now."},{"speaker":"Average Joe Finances","startTime":649.349,"endTime":649.379,"body":"Okay."},{"speaker":"Amy Sylvis","startTime":649.384,"endTime":651.562,"body":"And so we've got"},{"speaker":"Amy Sylvis","startTime":649.384,"endTime":651.562,"body":"some office and then a lot"},{"speaker":"Amy Sylvis","startTime":651.562,"endTime":655.162,"body":"of warehousing/manufacturing"},{"speaker":"Amy Sylvis","startTime":651.562,"endTime":655.162,"body":"in Kansas City, Missouri."},{"speaker":"Average Joe Finances","startTime":655.747,"endTime":656.017,"body":"All right."},{"speaker":"Average Joe Finances","startTime":656.017,"endTime":656.803,"body":"Fantastic."},{"speaker":"Average Joe Finances","startTime":656.832,"endTime":660.782,"body":"Was this like a recent transition, like"},{"speaker":"Average Joe Finances","startTime":656.832,"endTime":660.782,"body":"out of multi-family to that or are you"},{"speaker":"Average Joe Finances","startTime":660.782,"endTime":664.502,"body":"still trying to do both or are you just"},{"speaker":"Average Joe Finances","startTime":660.782,"endTime":664.502,"body":"gonna focus on the industrial side now?"},{"speaker":"Amy Sylvis","startTime":665.027,"endTime":666.879,"body":"Yeah, parallel"},{"speaker":"Amy Sylvis","startTime":665.027,"endTime":666.879,"body":"tracks, multi-family."},{"speaker":"Amy Sylvis","startTime":666.899,"endTime":669.929,"body":"I firmly, obviously we've got the"},{"speaker":"Amy Sylvis","startTime":666.899,"endTime":669.929,"body":"demographics in the United States"},{"speaker":"Amy Sylvis","startTime":669.929,"endTime":673.376,"body":"as well as the supply of housing,"},{"speaker":"Amy Sylvis","startTime":669.929,"endTime":673.376,"body":"so I'm very bullish from that point."},{"speaker":"Amy Sylvis","startTime":673.404,"endTime":676.941,"body":"And obviously value in terms of that"},{"speaker":"Amy Sylvis","startTime":673.404,"endTime":676.941,"body":"we can provide to our residents."},{"speaker":"Amy Sylvis","startTime":677.271,"endTime":681.274,"body":"But we're also, in a space in multi-family"},{"speaker":"Amy Sylvis","startTime":677.271,"endTime":681.274,"body":"where the debt market's a little while"},{"speaker":"Amy Sylvis","startTime":681.274,"endTime":683.374,"body":"the feds really, set us for a loop and."},{"speaker":"Amy Sylvis","startTime":683.443,"endTime":683.773,"body":", something."},{"speaker":"Amy Sylvis","startTime":683.773,"endTime":686.233,"body":"Again, diversification I think"},{"speaker":"Amy Sylvis","startTime":683.773,"endTime":686.233,"body":"is healthy for all of us."},{"speaker":"Amy Sylvis","startTime":686.233,"endTime":689.623,"body":"My portfolio included, and"},{"speaker":"Amy Sylvis","startTime":686.233,"endTime":689.623,"body":"industrial, at least the deal"},{"speaker":"Amy Sylvis","startTime":689.623,"endTime":691.633,"body":"we have cash flows from day one."},{"speaker":"Amy Sylvis","startTime":691.813,"endTime":695.495,"body":"Value add isn't, value add is just"},{"speaker":"Amy Sylvis","startTime":691.813,"endTime":695.495,"body":"repaving the parking lot and making sure"},{"speaker":"Amy Sylvis","startTime":695.5,"endTime":697.205,"body":"we have reserves for the chiller system."},{"speaker":"Amy Sylvis","startTime":697.475,"endTime":701.014,"body":"We're not, waiting for residents to"},{"speaker":"Amy Sylvis","startTime":697.475,"endTime":701.014,"body":"vacate and doing heavy renovations"},{"speaker":"Amy Sylvis","startTime":701.014,"endTime":702.592,"body":"like that we do in multi-family so."},{"speaker":"Amy Sylvis","startTime":703.102,"endTime":705.892,"body":"I think with most things there"},{"speaker":"Amy Sylvis","startTime":703.102,"endTime":705.892,"body":"are pluses and minuses to both."},{"speaker":"Amy Sylvis","startTime":706.222,"endTime":710.002,"body":"I wanna have my hands in both so I"},{"speaker":"Amy Sylvis","startTime":706.222,"endTime":710.002,"body":"can  continue to grow my portfolio."},{"speaker":"Average Joe Finances","startTime":710.482,"endTime":710.752,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":710.752,"endTime":711.64,"body":"That's fantastic."},{"speaker":"Average Joe Finances","startTime":711.685,"endTime":711.965,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":711.988,"endTime":714.058,"body":"Let's talk a little bit"},{"speaker":"Average Joe Finances","startTime":711.988,"endTime":714.058,"body":"about the multi-family side."},{"speaker":"Average Joe Finances","startTime":714.058,"endTime":718.303,"body":"Cause I know you have right"},{"speaker":"Average Joe Finances","startTime":714.058,"endTime":718.303,"body":"now just around 60 million in"},{"speaker":"Average Joe Finances","startTime":718.303,"endTime":719.863,"body":"assets under management, right?"},{"speaker":"Average Joe Finances","startTime":719.893,"endTime":719.933,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":719.964,"endTime":721.428,"body":"Just small numbers, right?"},{"speaker":"Average Joe Finances","startTime":721.428,"endTime":722.412,"body":"But, okay."},{"speaker":"Average Joe Finances","startTime":722.562,"endTime":727.003,"body":"So with that, like how were you choosing"},{"speaker":"Average Joe Finances","startTime":722.562,"endTime":727.003,"body":"where to invest in for multi-family?"},{"speaker":"Average Joe Finances","startTime":727.003,"endTime":729.253,"body":"Like how did you identify"},{"speaker":"Average Joe Finances","startTime":727.003,"endTime":729.253,"body":"these emerging markets?"},{"speaker":"Amy Sylvis","startTime":729.658,"endTime":731.218,"body":"Market research is my jam."},{"speaker":"Amy Sylvis","startTime":731.218,"endTime":733.828,"body":"I think some would argue I spent"},{"speaker":"Amy Sylvis","startTime":731.218,"endTime":733.828,"body":"a little too much time on it,"},{"speaker":"Amy Sylvis","startTime":733.828,"endTime":735.192,"body":"but I just, I absolutely love it."},{"speaker":"Amy Sylvis","startTime":735.552,"endTime":736.452,"body":"It's like a treasure hut."},{"speaker":"Amy Sylvis","startTime":736.722,"endTime":740.994,"body":"So looking for, where are jobs"},{"speaker":"Amy Sylvis","startTime":736.722,"endTime":740.994,"body":"growing, what's a business friendly"},{"speaker":"Amy Sylvis","startTime":741.654,"endTime":745.915,"body":"city, state, environment there,"},{"speaker":"Amy Sylvis","startTime":741.654,"endTime":745.915,"body":"where are people migrating to, right?"},{"speaker":"Amy Sylvis","startTime":745.915,"endTime":748.795,"body":"Talk about the great migration we've"},{"speaker":"Amy Sylvis","startTime":745.915,"endTime":748.795,"body":"experienced in the United States"},{"speaker":"Amy Sylvis","startTime":748.795,"endTime":752.253,"body":"over the past two to three years"},{"speaker":"Amy Sylvis","startTime":748.795,"endTime":752.253,"body":"during covid and supply constraints."},{"speaker":"Amy Sylvis","startTime":752.287,"endTime":753.427,"body":"Where is there a surplus?"},{"speaker":"Amy Sylvis","startTime":753.427,"endTime":756.867,"body":"Where is there maybe a deficit of"},{"speaker":"Amy Sylvis","startTime":753.427,"endTime":756.867,"body":"housing where we may be able to come"},{"speaker":"Amy Sylvis","startTime":756.872,"endTime":758.508,"body":"in and serve people in that way?"},{"speaker":"Amy Sylvis","startTime":758.508,"endTime":763.278,"body":"So we really look at a whole bunch of data"},{"speaker":"Amy Sylvis","startTime":758.508,"endTime":763.278,"body":"points to identify these emerging markets."},{"speaker":"Amy Sylvis","startTime":763.278,"endTime":765.538,"body":"And it's served us and our"},{"speaker":"Amy Sylvis","startTime":763.278,"endTime":765.538,"body":"investors incredibly well."},{"speaker":"Average Joe Finances","startTime":765.758,"endTime":767.893,"body":"Yeah, that's a very"},{"speaker":"Average Joe Finances","startTime":765.758,"endTime":767.893,"body":"good point too, like with everything that"},{"speaker":"Average Joe Finances","startTime":767.893,"endTime":769.333,"body":"happened with the pandemic, with that."},{"speaker":"Average Joe Finances","startTime":769.52,"endTime":773.281,"body":"Everybody moving from the cities,"},{"speaker":"Average Joe Finances","startTime":769.52,"endTime":773.281,"body":"out to the suburbs or just other"},{"speaker":"Average Joe Finances","startTime":773.286,"endTime":775.711,"body":"areas besides being just in the city."},{"speaker":"Average Joe Finances","startTime":775.773,"endTime":778.601,"body":"I remember I wrote like a whole"},{"speaker":"Average Joe Finances","startTime":775.773,"endTime":778.601,"body":"blog post about that very early"},{"speaker":"Average Joe Finances","startTime":778.601,"endTime":780.836,"body":"on in 2020 and it just got even."},{"speaker":"Average Joe Finances","startTime":781.166,"endTime":783.787,"body":"not worse, but like it got"},{"speaker":"Average Joe Finances","startTime":781.166,"endTime":783.787,"body":"even bigger since then."},{"speaker":"Average Joe Finances","startTime":783.897,"endTime":784.297,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":784.302,"endTime":787.407,"body":"And just so many people just,"},{"speaker":"Average Joe Finances","startTime":784.302,"endTime":787.407,"body":"transitioning and moving out between"},{"speaker":"Average Joe Finances","startTime":787.407,"endTime":790.485,"body":"that and like this great resignation that"},{"speaker":"Average Joe Finances","startTime":787.407,"endTime":790.485,"body":"we've had, with people quitting their"},{"speaker":"Average Joe Finances","startTime":790.485,"endTime":796.63,"body":"W-2's to go and freelance and do their own"},{"speaker":"Average Joe Finances","startTime":790.485,"endTime":796.63,"body":"thing, or, go full-time into real estate."},{"speaker":"Average Joe Finances","startTime":796.63,"endTime":800.323,"body":"And other ways of just building"},{"speaker":"Average Joe Finances","startTime":796.63,"endTime":800.323,"body":"income on their own instead"},{"speaker":"Average Joe Finances","startTime":800.323,"endTime":801.523,"body":"of having to rely on a W-2."},{"speaker":"Average Joe Finances","startTime":801.523,"endTime":805.45,"body":"It's really changing our economy"},{"speaker":"Average Joe Finances","startTime":801.523,"endTime":805.45,"body":"on a much larger scale than"},{"speaker":"Average Joe Finances","startTime":805.45,"endTime":806.8,"body":"I think we really talk about."},{"speaker":"Average Joe Finances","startTime":806.883,"endTime":810.511,"body":"And I feel like some of those impacts,"},{"speaker":"Average Joe Finances","startTime":806.883,"endTime":810.511,"body":"we're not gonna feel them until a couple"},{"speaker":"Average Joe Finances","startTime":810.511,"endTime":812.882,"body":"years from now when when we realized."},{"speaker":"Average Joe Finances","startTime":813.307,"endTime":816.557,"body":"Hey, there isn't somebody at the grocery"},{"speaker":"Average Joe Finances","startTime":813.307,"endTime":816.557,"body":"store to slice the deli meats, ,it's"},{"speaker":"Average Joe Finances","startTime":816.557,"endTime":818.089,"body":"just, that's like where we're heading."},{"speaker":"Average Joe Finances","startTime":818.239,"endTime":818.329,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":818.329,"endTime":820.991,"body":"And it, I think it's important to"},{"speaker":"Average Joe Finances","startTime":818.329,"endTime":820.991,"body":"just pay attention to those things."},{"speaker":"Average Joe Finances","startTime":821.411,"endTime":823.571,"body":"But anyway, I'm gonna get"},{"speaker":"Average Joe Finances","startTime":821.411,"endTime":823.571,"body":"off my little tangent there."},{"speaker":"Average Joe Finances","startTime":824.171,"endTime":828.039,"body":"Now when you got into multi-family"},{"speaker":"Average Joe Finances","startTime":824.171,"endTime":828.039,"body":"real estate, so I know the market"},{"speaker":"Average Joe Finances","startTime":828.039,"endTime":829.989,"body":"research that is like your jam, right?"},{"speaker":"Average Joe Finances","startTime":829.989,"endTime":831.486,"body":"That is what you love to do."},{"speaker":"Average Joe Finances","startTime":831.486,"endTime":832.316,"body":"And that's fantastic."},{"speaker":"Average Joe Finances","startTime":832.432,"endTime":838.367,"body":"Now, did you start off as a general"},{"speaker":"Average Joe Finances","startTime":832.432,"endTime":838.367,"body":"partner or did you get into your first"},{"speaker":"Average Joe Finances","startTime":838.367,"endTime":839.837,"body":"multi-family deal as a limited partner?"},{"speaker":"Average Joe Finances","startTime":839.837,"endTime":840.167,"body":"Like what?"},{"speaker":"Average Joe Finances","startTime":840.167,"endTime":841.187,"body":"What did that look like for you?"},{"speaker":"Amy Sylvis","startTime":841.787,"endTime":846.827,"body":"Yes, so at the very beginning"},{"speaker":"Amy Sylvis","startTime":841.787,"endTime":846.827,"body":"I wanted to start off with small multis,"},{"speaker":"Amy Sylvis","startTime":847.127,"endTime":848.606,"body":"quadplex, triplex, that type of thing."},{"speaker":"Amy Sylvis","startTime":848.606,"endTime":852.206,"body":"Living in Los Angeles, I figured out very"},{"speaker":"Amy Sylvis","startTime":848.606,"endTime":852.206,"body":"quickly that even if I could afford it,"},{"speaker":"Amy Sylvis","startTime":852.206,"endTime":853.856,"body":"that was not something I wanted to do."},{"speaker":"Amy Sylvis","startTime":854.036,"endTime":856.566,"body":"It's not the most business friendly"},{"speaker":"Amy Sylvis","startTime":854.036,"endTime":856.566,"body":"or landlord friendly environment."},{"speaker":"Amy Sylvis","startTime":856.578,"endTime":859.543,"body":"And then after a few kind of attempts"},{"speaker":"Amy Sylvis","startTime":856.578,"endTime":859.543,"body":"to do a few things in Phoenix."},{"speaker":"Amy Sylvis","startTime":859.565,"endTime":861.545,"body":"If you're in LA what's"},{"speaker":"Amy Sylvis","startTime":859.565,"endTime":861.545,"body":"the next best market?"},{"speaker":"Amy Sylvis","startTime":861.575,"endTime":863.01,"body":"A few hours East Phoenix."},{"speaker":"Amy Sylvis","startTime":863.078,"endTime":864.578,"body":"With some failures there as well."},{"speaker":"Amy Sylvis","startTime":864.578,"endTime":866.367,"body":"My health getting in the way, Yes."},{"speaker":"Amy Sylvis","startTime":866.367,"endTime":869.917,"body":"I decided to passively invest"},{"speaker":"Amy Sylvis","startTime":866.367,"endTime":869.917,"body":"because I realized that, what"},{"speaker":"Amy Sylvis","startTime":869.947,"endTime":871.477,"body":"my investors tell me now."},{"speaker":"Amy Sylvis","startTime":871.657,"endTime":872.827,"body":"I had a full-time job."},{"speaker":"Amy Sylvis","startTime":872.832,"endTime":877.196,"body":"I, had other things I wanted to do, but I"},{"speaker":"Amy Sylvis","startTime":872.832,"endTime":877.196,"body":"knew I could learn also while investing."},{"speaker":"Amy Sylvis","startTime":877.196,"endTime":880.376,"body":"So how, if my long-term vision"},{"speaker":"Amy Sylvis","startTime":877.196,"endTime":880.376,"body":"was to become a general partner"},{"speaker":"Amy Sylvis","startTime":880.586,"endTime":882.116,"body":"and run these deals on my own."},{"speaker":"Amy Sylvis","startTime":882.236,"endTime":883.196,"body":"It's great to read."},{"speaker":"Amy Sylvis","startTime":883.196,"endTime":886.961,"body":"It's great to get a mentor, but it's"},{"speaker":"Amy Sylvis","startTime":883.196,"endTime":886.961,"body":"really powerful to have your money go to"},{"speaker":"Amy Sylvis","startTime":886.961,"endTime":890.454,"body":"work for you and then interact with, the"},{"speaker":"Amy Sylvis","startTime":886.961,"endTime":890.454,"body":"folks that are managing the deal to learn"},{"speaker":"Amy Sylvis","startTime":890.454,"endTime":892.044,"body":"from them the good, bad, and the ugly."},{"speaker":"Amy Sylvis","startTime":892.044,"endTime":893.714,"body":"So that served me extremely well."},{"speaker":"Average Joe Finances","startTime":893.936,"endTime":895.793,"body":"Yeah, that's"},{"speaker":"Average Joe Finances","startTime":893.936,"endTime":895.793,"body":"fantastic that, that's where my head's"},{"speaker":"Average Joe Finances","startTime":895.793,"endTime":897.173,"body":"at right now with what I'm doing."},{"speaker":"Average Joe Finances","startTime":897.173,"endTime":900.683,"body":"Cause you know, when I started investing"},{"speaker":"Average Joe Finances","startTime":897.173,"endTime":900.683,"body":"in multi-family, I was still full-time"},{"speaker":"Average Joe Finances","startTime":900.683,"endTime":904.67,"body":"active duty in the Navy and I felt to"},{"speaker":"Average Joe Finances","startTime":900.683,"endTime":904.67,"body":"be a general partner I would be doing"},{"speaker":"Average Joe Finances","startTime":904.67,"endTime":908.36,"body":"a disservice if I was trying to do that"},{"speaker":"Average Joe Finances","startTime":904.67,"endTime":908.36,"body":"while I was still full-time in the Navy."},{"speaker":"Average Joe Finances","startTime":908.36,"endTime":910.88,"body":"Cause my commitment"},{"speaker":"Average Joe Finances","startTime":908.36,"endTime":910.88,"body":"was to the Navy, right?"},{"speaker":"Average Joe Finances","startTime":910.885,"endTime":911.08,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":911.12,"endTime":911.18,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":911.24,"endTime":915.761,"body":"And so I started pa in investing"},{"speaker":"Average Joe Finances","startTime":911.24,"endTime":915.761,"body":"passively in real estate syndications and"},{"speaker":"Average Joe Finances","startTime":915.761,"endTime":918.641,"body":"learning as, About it as I could, right?"},{"speaker":"Amy Sylvis","startTime":918.771,"endTime":919.171,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":919.176,"endTime":922.091,"body":"And I was fortunate"},{"speaker":"Average Joe Finances","startTime":919.176,"endTime":922.091,"body":"enough to get with a couple really good"},{"speaker":"Average Joe Finances","startTime":922.091,"endTime":926.516,"body":"groups, and that taught me a lot, it"},{"speaker":"Average Joe Finances","startTime":922.091,"endTime":926.516,"body":"wasn't just Hey, yeah, invest with us."},{"speaker":"Average Joe Finances","startTime":926.516,"endTime":928.436,"body":"Like here's the numbers, this"},{"speaker":"Average Joe Finances","startTime":926.516,"endTime":928.436,"body":"is what it's gonna look like."},{"speaker":"Average Joe Finances","startTime":928.736,"endTime":930.966,"body":"They showed me how to get deep"},{"speaker":"Average Joe Finances","startTime":928.736,"endTime":930.966,"body":"down in the weeds Hey, here's"},{"speaker":"Average Joe Finances","startTime":930.971,"endTime":932.226,"body":"how we did our market research."},{"speaker":"Average Joe Finances","startTime":932.226,"endTime":933.924,"body":"This is what we went and looked for."},{"speaker":"Average Joe Finances","startTime":933.924,"endTime":936.71,"body":"This is why we think this is"},{"speaker":"Average Joe Finances","startTime":933.924,"endTime":936.71,"body":"a good value add because of A,"},{"speaker":"Average Joe Finances","startTime":936.71,"endTime":938.12,"body":"B, C, and D that's happening."},{"speaker":"Average Joe Finances","startTime":938.36,"endTime":940.88,"body":"In the city and all that"},{"speaker":"Average Joe Finances","startTime":938.36,"endTime":940.88,"body":"stuff, and I was like, oh, wow."},{"speaker":"Average Joe Finances","startTime":940.88,"endTime":944.639,"body":"Like it, they really got deep into the"},{"speaker":"Average Joe Finances","startTime":940.88,"endTime":944.639,"body":"weeds for me and it was really great"},{"speaker":"Average Joe Finances","startTime":944.699,"endTime":949.844,"body":"to be able to understand all that"},{"speaker":"Average Joe Finances","startTime":944.699,"endTime":949.844,"body":"and learn it hands-on versus just oh"},{"speaker":"Average Joe Finances","startTime":949.844,"endTime":953.984,"body":"yeah took this course and now I know"},{"speaker":"Average Joe Finances","startTime":949.844,"endTime":953.984,"body":"everything about multi-family real estate."},{"speaker":"Average Joe Finances","startTime":954.053,"endTime":957.61,"body":"It was being able to really be in it"},{"speaker":"Average Joe Finances","startTime":954.053,"endTime":957.61,"body":"with these guys and understand what"},{"speaker":"Average Joe Finances","startTime":957.61,"endTime":961.207,"body":"they were doing, I think that really"},{"speaker":"Average Joe Finances","startTime":957.61,"endTime":961.207,"body":"helped me get a better understanding."},{"speaker":"Average Joe Finances","startTime":961.237,"endTime":963.307,"body":"Almost all facets of multi-family."},{"speaker":"Average Joe Finances","startTime":963.354,"endTime":965.105,"body":"I I still don't know what I don't know."},{"speaker":"Amy Sylvis","startTime":965.171,"endTime":965.771,"body":"Exactly."},{"speaker":"Amy Sylvis","startTime":965.981,"endTime":966.651,"body":"Exactly."},{"speaker":"Average Joe Finances","startTime":966.801,"endTime":968.211,"body":"And that's"},{"speaker":"Average Joe Finances","startTime":966.801,"endTime":968.211,"body":"the way it is for everybody, right?"},{"speaker":"Average Joe Finances","startTime":968.211,"endTime":969.361,"body":"You don't know what you don't know."},{"speaker":"Average Joe Finances","startTime":969.361,"endTime":972.764,"body":"But be willing to learn, be"},{"speaker":"Average Joe Finances","startTime":969.361,"endTime":972.764,"body":"willing to learn as you go."},{"speaker":"Average Joe Finances","startTime":972.795,"endTime":975.814,"body":"And I think that's super important"},{"speaker":"Average Joe Finances","startTime":972.795,"endTime":975.814,"body":"and I'm really thankful to have this"},{"speaker":"Average Joe Finances","startTime":975.814,"endTime":979.15,"body":"conversation with you today because"},{"speaker":"Average Joe Finances","startTime":975.814,"endTime":979.15,"body":"it's making me realize, hey, cause I was"},{"speaker":"Average Joe Finances","startTime":979.166,"endTime":982.44,"body":"thinking to myself, should I go as a LP"},{"speaker":"Average Joe Finances","startTime":979.166,"endTime":982.44,"body":"or should I try to just right away, grab"},{"speaker":"Average Joe Finances","startTime":982.44,"endTime":986.527,"body":"some partners and start my own thing"},{"speaker":"Average Joe Finances","startTime":982.44,"endTime":986.527,"body":"and I feel a little bit more confident"},{"speaker":"Average Joe Finances","startTime":986.527,"endTime":987.817,"body":"that I made the right choice, right?"},{"speaker":"Average Joe Finances","startTime":987.817,"endTime":990.681,"body":"To go in as a limited partner"},{"speaker":"Average Joe Finances","startTime":987.817,"endTime":990.681,"body":"first, see, get the runnings"},{"speaker":"Average Joe Finances","startTime":990.681,"endTime":994.248,"body":"of how this works and, and then"},{"speaker":"Average Joe Finances","startTime":990.681,"endTime":994.248,"body":"eventually do something on my own."},{"speaker":"Average Joe Finances","startTime":994.256,"endTime":994.946,"body":"So yes."},{"speaker":"Average Joe Finances","startTime":994.946,"endTime":995.756,"body":"Thank you for that."},{"speaker":"Average Joe Finances","startTime":995.846,"endTime":996.296,"body":"That's great."},{"speaker":"Amy Sylvis","startTime":996.296,"endTime":996.356,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":996.686,"endTime":999.72,"body":"Now, how, actually"},{"speaker":"Average Joe Finances","startTime":996.686,"endTime":999.72,"body":"this next question is selfish, right?"},{"speaker":"Average Joe Finances","startTime":999.72,"endTime":1002.381,"body":"Because now I want to ask you what"},{"speaker":"Average Joe Finances","startTime":999.72,"endTime":1002.381,"body":"is it like, like how do you do that"},{"speaker":"Average Joe Finances","startTime":1002.381,"endTime":1006.671,"body":"transition from being a limited"},{"speaker":"Average Joe Finances","startTime":1002.381,"endTime":1006.671,"body":"partner into being a general partner"},{"speaker":"Average Joe Finances","startTime":1006.695,"endTime":1008.073,"body":"going out and getting your own deals?"},{"speaker":"Amy Sylvis","startTime":1008.418,"endTime":1008.958,"body":"Yes."},{"speaker":"Amy Sylvis","startTime":1009.558,"endTime":1015.108,"body":"So my secret was I ended up being"},{"speaker":"Amy Sylvis","startTime":1009.558,"endTime":1015.108,"body":"GP, CO-GP with the people I was"},{"speaker":"Amy Sylvis","startTime":1015.108,"endTime":1016.687,"body":"limited partnering, investing with."},{"speaker":"Amy Sylvis","startTime":1016.758,"endTime":1021.378,"body":"It was really a matter of trying"},{"speaker":"Amy Sylvis","startTime":1016.758,"endTime":1021.378,"body":"to add value without expectation"},{"speaker":"Amy Sylvis","startTime":1021.498,"endTime":1022.703,"body":"of having anything in return."},{"speaker":"Amy Sylvis","startTime":1022.703,"endTime":1026.524,"body":"When I was ready not to get too in the"},{"speaker":"Amy Sylvis","startTime":1022.703,"endTime":1026.524,"body":"weeds of this, but as you can imagine,"},{"speaker":"Amy Sylvis","startTime":1026.524,"endTime":1028.414,"body":"I was a bit isolated during covid."},{"speaker":"Amy Sylvis","startTime":1028.624,"endTime":1031.925,"body":"I had all the time in the world"},{"speaker":"Amy Sylvis","startTime":1028.624,"endTime":1031.925,"body":"because my lungs were, healthy,"},{"speaker":"Amy Sylvis","startTime":1031.93,"endTime":1033.405,"body":"but I needed to still protect them."},{"speaker":"Amy Sylvis","startTime":1033.505,"endTime":1036.045,"body":", the resource I had to be"},{"speaker":"Amy Sylvis","startTime":1033.505,"endTime":1036.045,"body":"able to provide was time."},{"speaker":"Amy Sylvis","startTime":1036.045,"endTime":1040.746,"body":"And so I would just consistently show"},{"speaker":"Amy Sylvis","startTime":1036.045,"endTime":1040.746,"body":"up to in the inbox and phone calls to"},{"speaker":"Amy Sylvis","startTime":1040.746,"endTime":1042.696,"body":"this GP team of, Hey, I've got time."},{"speaker":"Amy Sylvis","startTime":1042.701,"endTime":1043.356,"body":"How can I help?"},{"speaker":"Amy Sylvis","startTime":1043.356,"endTime":1044.766,"body":"What can I take off your plate?"},{"speaker":"Amy Sylvis","startTime":1045.066,"endTime":1048.996,"body":"And developing that relationship of, oh,"},{"speaker":"Amy Sylvis","startTime":1045.066,"endTime":1048.996,"body":"Amy does what she says she's gonna do."},{"speaker":"Amy Sylvis","startTime":1048.996,"endTime":1049.866,"body":"Oh, she's prompt."},{"speaker":"Amy Sylvis","startTime":1049.896,"endTime":1050.916,"body":"Oh, she's trustworthy."},{"speaker":"Amy Sylvis","startTime":1051.276,"endTime":1054.764,"body":"And that relationship grew over"},{"speaker":"Amy Sylvis","startTime":1051.276,"endTime":1054.764,"body":"several years to the point where when"},{"speaker":"Amy Sylvis","startTime":1054.764,"endTime":1057.884,"body":"I was hunting for deals and finding,"},{"speaker":"Amy Sylvis","startTime":1054.764,"endTime":1057.884,"body":"looking for people that I could bring"},{"speaker":"Amy Sylvis","startTime":1057.884,"endTime":1059.624,"body":"the deal to, to co-sponsor with."},{"speaker":"Amy Sylvis","startTime":1060.314,"endTime":1063.164,"body":"I was already a known entity, a"},{"speaker":"Amy Sylvis","startTime":1060.314,"endTime":1063.164,"body":"trusted entity, a partner that"},{"speaker":"Amy Sylvis","startTime":1063.164,"endTime":1064.374,"body":"they knew would be valuable."},{"speaker":"Amy Sylvis","startTime":1064.388,"endTime":1066.488,"body":"And it really made that"},{"speaker":"Amy Sylvis","startTime":1064.388,"endTime":1066.488,"body":"transition pretty easy."},{"speaker":"Amy Sylvis","startTime":1066.488,"endTime":1069.908,"body":"So I know that's not everybody's"},{"speaker":"Amy Sylvis","startTime":1066.488,"endTime":1069.908,"body":"story, and not everyone has a"},{"speaker":"Amy Sylvis","startTime":1069.908,"endTime":1073.473,"body":"ton of time or skills, but it was"},{"speaker":"Amy Sylvis","startTime":1069.908,"endTime":1073.473,"body":"very intentional because we all"},{"speaker":"Amy Sylvis","startTime":1073.473,"endTime":1076.489,"body":"know how important relationships"},{"speaker":"Amy Sylvis","startTime":1073.473,"endTime":1076.489,"body":"and trust are in this industry."},{"speaker":"Average Joe Finances","startTime":1076.589,"endTime":1079.669,"body":"Yeah, relationships,"},{"speaker":"Average Joe Finances","startTime":1076.589,"endTime":1079.669,"body":"trust, and then the value that you"},{"speaker":"Average Joe Finances","startTime":1079.669,"endTime":1082.849,"body":"brought to them and the value that"},{"speaker":"Average Joe Finances","startTime":1079.669,"endTime":1082.849,"body":"you brought to them was the time"},{"speaker":"Average Joe Finances","startTime":1082.849,"endTime":1087.067,"body":"that you could commit to helping them"},{"speaker":"Average Joe Finances","startTime":1082.849,"endTime":1087.067,"body":"with, research or whatever it was that"},{"speaker":"Average Joe Finances","startTime":1087.116,"endTime":1088.226,"body":"you were able to do with that time."},{"speaker":"Average Joe Finances","startTime":1088.226,"endTime":1089.186,"body":"So that's fantastic."},{"speaker":"Average Joe Finances","startTime":1089.456,"endTime":1091.526,"body":"And that's not something you"},{"speaker":"Average Joe Finances","startTime":1089.456,"endTime":1091.526,"body":"hear too much about, right?"},{"speaker":"Average Joe Finances","startTime":1091.531,"endTime":1093.146,"body":"Like when you're like, oh,"},{"speaker":"Average Joe Finances","startTime":1091.531,"endTime":1093.146,"body":"what do you bring to the table?"},{"speaker":"Amy Sylvis","startTime":1093.446,"endTime":1093.536,"body":"Yep."},{"speaker":"Average Joe Finances","startTime":1093.566,"endTime":1094.676,"body":"Time, right?"},{"speaker":"Average Joe Finances","startTime":1094.976,"endTime":1095.396,"body":"time."},{"speaker":"Average Joe Finances","startTime":1095.44,"endTime":1096.742,"body":"Everybody needs more time, right?"},{"speaker":"Amy Sylvis","startTime":1096.892,"endTime":1096.982,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":1097.01,"endTime":1097.755,"body":"How do you get more time?"},{"speaker":"Average Joe Finances","startTime":1097.755,"endTime":1099.963,"body":"So that's that's a really strong."},{"speaker":"Average Joe Finances","startTime":1100.063,"endTime":1104.77,"body":"I guess asset in your toolbox for you"},{"speaker":"Average Joe Finances","startTime":1100.063,"endTime":1104.77,"body":"to use when going out there and becoming"},{"speaker":"Average Joe Finances","startTime":1104.77,"endTime":1107.906,"body":"a partner with these with these other"},{"speaker":"Average Joe Finances","startTime":1104.77,"endTime":1107.906,"body":"GP's as you did these co-sponsoring."},{"speaker":"Average Joe Finances","startTime":1107.95,"endTime":1108.15,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":1108.159,"endTime":1108.536,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1108.536,"endTime":1108.836,"body":"Great."},{"speaker":"Average Joe Finances","startTime":1108.84,"endTime":1110.353,"body":"Now you made that transition, right?"},{"speaker":"Average Joe Finances","startTime":1110.353,"endTime":1113.743,"body":"So you transitioned from being a"},{"speaker":"Average Joe Finances","startTime":1110.353,"endTime":1113.743,"body":"limited partner to now going out and"},{"speaker":"Average Joe Finances","startTime":1113.743,"endTime":1115.483,"body":"hunting down and finding your own deals."},{"speaker":"Average Joe Finances","startTime":1115.524,"endTime":1117.75,"body":"Now you're doing triple"},{"speaker":"Average Joe Finances","startTime":1115.524,"endTime":1117.75,"body":"net leases on industrial"},{"speaker":"Average Joe Finances","startTime":1117.755,"endTime":1119.73,"body":"properties, so that's fantastic."},{"speaker":"Average Joe Finances","startTime":1119.94,"endTime":1123.838,"body":"You've run like the full gamut here on the"},{"speaker":"Average Joe Finances","startTime":1119.94,"endTime":1123.838,"body":"commercial side, so that's really awesome."},{"speaker":"Average Joe Finances","startTime":1124.005,"endTime":1127.875,"body":"Now there's a reason why you"},{"speaker":"Average Joe Finances","startTime":1124.005,"endTime":1127.875,"body":"got into real estate, right?"},{"speaker":"Average Joe Finances","startTime":1127.875,"endTime":1130.307,"body":"And I was perusing your"},{"speaker":"Average Joe Finances","startTime":1127.875,"endTime":1130.307,"body":"website a little bit, right?"},{"speaker":"Average Joe Finances","startTime":1130.667,"endTime":1134.628,"body":"And so I know one of the things was"},{"speaker":"Average Joe Finances","startTime":1130.667,"endTime":1134.628,"body":"to make sure that you can take care"},{"speaker":"Average Joe Finances","startTime":1134.628,"endTime":1138.476,"body":"of yourself and your family with what"},{"speaker":"Average Joe Finances","startTime":1134.628,"endTime":1138.476,"body":"you had going on physically, right?"},{"speaker":"Average Joe Finances","startTime":1138.506,"endTime":1138.596,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1138.896,"endTime":1142.868,"body":"But also you have this This thing that"},{"speaker":"Average Joe Finances","startTime":1138.896,"endTime":1142.868,"body":"you called the Five Freedoms, right?"},{"speaker":"Average Joe Finances","startTime":1143.138,"endTime":1144.392,"body":"So can we talk about that a little bit?"},{"speaker":"Average Joe Finances","startTime":1144.392,"endTime":1148.412,"body":"I know it was financial, geographic,"},{"speaker":"Average Joe Finances","startTime":1144.392,"endTime":1148.412,"body":"Time, association, and purpose."},{"speaker":"Average Joe Finances","startTime":1148.682,"endTime":1151.232,"body":"So what are these five freedoms to you?"},{"speaker":"Amy Sylvis","startTime":1151.477,"endTime":1154.052,"body":"I think they're incredibly"},{"speaker":"Amy Sylvis","startTime":1151.477,"endTime":1154.052,"body":"important and I think our culture,"},{"speaker":"Amy Sylvis","startTime":1154.052,"endTime":1156.572,"body":"I don't know, maybe you'll agree,"},{"speaker":"Amy Sylvis","startTime":1154.052,"endTime":1156.572,"body":"maybe the listeners will agree."},{"speaker":"Amy Sylvis","startTime":1156.572,"endTime":1160.765,"body":"Our culture doesn't necessarily talk about"},{"speaker":"Amy Sylvis","startTime":1156.572,"endTime":1160.765,"body":"this as much as we're filtered through"},{"speaker":"Amy Sylvis","startTime":1160.77,"endTime":1165.089,"body":"this school system of, go to school, get a"},{"speaker":"Amy Sylvis","startTime":1160.77,"endTime":1165.089,"body":"job that's safe and secure and trade most"},{"speaker":"Amy Sylvis","startTime":1165.089,"endTime":1167.137,"body":"of your waking hours, to earn that money."},{"speaker":"Amy Sylvis","startTime":1167.142,"endTime":1172.214,"body":"And I think, there's something so valuable"},{"speaker":"Amy Sylvis","startTime":1167.142,"endTime":1172.214,"body":"in being able to control your time whether"},{"speaker":"Amy Sylvis","startTime":1172.214,"endTime":1176.743,"body":"it's going on vacation or your hobbies"},{"speaker":"Amy Sylvis","startTime":1172.214,"endTime":1176.743,"body":"or maybe giving back and volunteering"},{"speaker":"Amy Sylvis","startTime":1176.743,"endTime":1178.693,"body":"and making an impact on the world."},{"speaker":"Amy Sylvis","startTime":1178.728,"endTime":1178.998,"body":"Yeah."},{"speaker":"Amy Sylvis","startTime":1179.028,"endTime":1182.268,"body":"Being around people, doing what you"},{"speaker":"Amy Sylvis","startTime":1179.028,"endTime":1182.268,"body":"want, when you want, where you want"},{"speaker":"Amy Sylvis","startTime":1182.268,"endTime":1185.088,"body":"for however long you want to have"},{"speaker":"Amy Sylvis","startTime":1182.268,"endTime":1185.088,"body":"the impact you want on the world."},{"speaker":"Amy Sylvis","startTime":1185.088,"endTime":1189.099,"body":"So it's not to say that you can't"},{"speaker":"Amy Sylvis","startTime":1185.088,"endTime":1189.099,"body":"do that with a W-2, but I think"},{"speaker":"Amy Sylvis","startTime":1189.099,"endTime":1193.089,"body":"a lot of us are focused on money"},{"speaker":"Amy Sylvis","startTime":1189.099,"endTime":1193.089,"body":"and generating money, especially"},{"speaker":"Amy Sylvis","startTime":1193.089,"endTime":1195.099,"body":"through real estate, which I do too."},{"speaker":"Amy Sylvis","startTime":1195.099,"endTime":1198.639,"body":"That is definitely a focus, but it"},{"speaker":"Amy Sylvis","startTime":1195.099,"endTime":1198.639,"body":"is simply a vehicle to be able to"},{"speaker":"Amy Sylvis","startTime":1198.639,"endTime":1200.709,"body":"have more agency over our lives."},{"speaker":"Amy Sylvis","startTime":1200.709,"endTime":1203.049,"body":"And I think real estate and the"},{"speaker":"Amy Sylvis","startTime":1200.709,"endTime":1203.049,"body":"cash flow that comes from it"},{"speaker":"Amy Sylvis","startTime":1203.259,"endTime":1204.951,"body":"is so powerful in that respect."},{"speaker":"Amy Sylvis","startTime":1204.951,"endTime":1205.969,"body":"I love talking about it."},{"speaker":"Amy Sylvis","startTime":1205.974,"endTime":1209.263,"body":"I think it inspires a lot of"},{"speaker":"Amy Sylvis","startTime":1205.974,"endTime":1209.263,"body":"people, myself included to be"},{"speaker":"Amy Sylvis","startTime":1209.263,"endTime":1211.723,"body":"able to design the lives that"},{"speaker":"Amy Sylvis","startTime":1209.263,"endTime":1211.723,"body":"we really love and want to live."},{"speaker":"Average Joe Finances","startTime":1212.223,"endTime":1214.606,"body":"Yeah, I"},{"speaker":"Average Joe Finances","startTime":1212.223,"endTime":1214.606,"body":"absolutely love that because it."},{"speaker":"Average Joe Finances","startTime":1214.609,"endTime":1218.68,"body":"When people ask me, cause I go in I'm"},{"speaker":"Average Joe Finances","startTime":1214.609,"endTime":1218.68,"body":"a guest on other podcasts as well, and"},{"speaker":"Average Joe Finances","startTime":1218.68,"endTime":1219.97,"body":"a lot of times people ask me, okay."},{"speaker":"Average Joe Finances","startTime":1219.999,"endTime":1223.269,"body":"What is it about financial"},{"speaker":"Average Joe Finances","startTime":1219.999,"endTime":1223.269,"body":"freedom that's important to you?"},{"speaker":"Average Joe Finances","startTime":1223.336,"endTime":1226.447,"body":"That's a very popular question I get"},{"speaker":"Average Joe Finances","startTime":1223.336,"endTime":1226.447,"body":"Or what is financial freedom to you?"},{"speaker":"Average Joe Finances","startTime":1226.927,"endTime":1230.309,"body":"And to me it, my answer always"},{"speaker":"Average Joe Finances","startTime":1226.927,"endTime":1230.309,"body":"is always, time freedom."},{"speaker":"Average Joe Finances","startTime":1230.322,"endTime":1233.805,"body":"It's the financial freedom gives"},{"speaker":"Average Joe Finances","startTime":1230.322,"endTime":1233.805,"body":"me the freedom to actually be"},{"speaker":"Average Joe Finances","startTime":1233.805,"endTime":1235.109,"body":"free and that's a lot of freeze."},{"speaker":"Average Joe Finances","startTime":1235.227,"endTime":1238.835,"body":"But it's, that's probably the most"},{"speaker":"Average Joe Finances","startTime":1235.227,"endTime":1238.835,"body":"important thing to me, is that the"},{"speaker":"Average Joe Finances","startTime":1238.835,"endTime":1240.965,"body":"value that it gives me isn't the money."},{"speaker":"Average Joe Finances","startTime":1241.385,"endTime":1243.575,"body":"It's the, I don't have"},{"speaker":"Average Joe Finances","startTime":1241.385,"endTime":1243.575,"body":"to worry about the money."},{"speaker":"Average Joe Finances","startTime":1243.575,"endTime":1246.065,"body":"It's the, I don't have to worry"},{"speaker":"Average Joe Finances","startTime":1243.575,"endTime":1246.065,"body":"about how I'm gonna pay my bills."},{"speaker":"Average Joe Finances","startTime":1246.065,"endTime":1248.675,"body":"I don't have to worry about any"},{"speaker":"Average Joe Finances","startTime":1246.065,"endTime":1248.675,"body":"of that stuff because I've got the"},{"speaker":"Average Joe Finances","startTime":1248.675,"endTime":1250.205,"body":"passive income that covers that."},{"speaker":"Average Joe Finances","startTime":1250.685,"endTime":1252.515,"body":"Now I can worry about the"},{"speaker":"Average Joe Finances","startTime":1250.685,"endTime":1252.515,"body":"things that are more important"},{"speaker":"Average Joe Finances","startTime":1252.515,"endTime":1253.729,"body":"to me, like my family, right?"},{"speaker":"Average Joe Finances","startTime":1253.779,"endTime":1257.841,"body":"Watching my daughters grow up, being"},{"speaker":"Average Joe Finances","startTime":1253.779,"endTime":1257.841,"body":"with them as they grow, and I've recently"},{"speaker":"Average Joe Finances","startTime":1257.841,"endTime":1261.228,"body":"retired from the Navy and it was,"},{"speaker":"Average Joe Finances","startTime":1257.841,"endTime":1261.228,"body":"I'm finding now that I've been home,"},{"speaker":"Average Joe Finances","startTime":1261.228,"endTime":1262.938,"body":"I've been home the past two months."},{"speaker":"Average Joe Finances","startTime":1262.946,"endTime":1268.643,"body":"And it's been quite an experience to,"},{"speaker":"Average Joe Finances","startTime":1262.946,"endTime":1268.643,"body":"to actually be here with them every day."},{"speaker":"Average Joe Finances","startTime":1268.661,"endTime":1270.521,"body":"I'm not sure that they're a fan of it yet."},{"speaker":"Average Joe Finances","startTime":1270.562,"endTime":1273.257,"body":"Because they, I have a teenager"},{"speaker":"Average Joe Finances","startTime":1270.562,"endTime":1273.257,"body":"and a twin, both daughters."},{"speaker":"Average Joe Finances","startTime":1273.262,"endTime":1273.557,"body":"Oh."},{"speaker":"Average Joe Finances","startTime":1273.557,"endTime":1277.157,"body":"So they're not necessarily a fan"},{"speaker":"Average Joe Finances","startTime":1273.557,"endTime":1277.157,"body":"of it yet, but we're getting there."},{"speaker":"Average Joe Finances","startTime":1277.267,"endTime":1277.757,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1277.809,"endTime":1280.299,"body":"But it's, for me, it's"},{"speaker":"Average Joe Finances","startTime":1277.809,"endTime":1280.299,"body":"just this, I get this."},{"speaker":"Average Joe Finances","startTime":1280.466,"endTime":1284.286,"body":"It's just a whole different experience"},{"speaker":"Average Joe Finances","startTime":1280.466,"endTime":1284.286,"body":"being with them during the day while"},{"speaker":"Average Joe Finances","startTime":1284.286,"endTime":1286.552,"body":"I would've been at work because"},{"speaker":"Average Joe Finances","startTime":1284.286,"endTime":1286.552,"body":"we homeschool our kids as well."},{"speaker":"Average Joe Finances","startTime":1286.882,"endTime":1290.601,"body":"So it's just been really fun and it's"},{"speaker":"Average Joe Finances","startTime":1286.882,"endTime":1290.601,"body":"one of the things that I got cause I"},{"speaker":"Average Joe Finances","startTime":1290.601,"endTime":1291.981,"body":"wouldn't be able to do this on my own."},{"speaker":"Average Joe Finances","startTime":1292.596,"endTime":1294.112,"body":"With just my pension from the Navy."},{"speaker":"Average Joe Finances","startTime":1294.112,"endTime":1298.67,"body":"So investing in real estate and,"},{"speaker":"Average Joe Finances","startTime":1294.112,"endTime":1298.67,"body":"focusing on what I was doing on my"},{"speaker":"Average Joe Finances","startTime":1298.67,"endTime":1303.483,"body":"way out the door was huge in allowing"},{"speaker":"Average Joe Finances","startTime":1298.67,"endTime":1303.483,"body":"me this time freedom to pursue the"},{"speaker":"Average Joe Finances","startTime":1303.483,"endTime":1305.193,"body":"things that I wanted to pursue, right?"},{"speaker":"Average Joe Finances","startTime":1305.291,"endTime":1308.666,"body":"So I think that's huge, and that's"},{"speaker":"Average Joe Finances","startTime":1305.291,"endTime":1308.666,"body":"why I really like the fact that you"},{"speaker":"Average Joe Finances","startTime":1308.666,"endTime":1310.976,"body":"discussed these five freedoms, right?"},{"speaker":"Average Joe Finances","startTime":1311.186,"endTime":1314.376,"body":"So I think that anybody that's"},{"speaker":"Average Joe Finances","startTime":1311.186,"endTime":1314.376,"body":"coming to you and looking to invest"},{"speaker":"Average Joe Finances","startTime":1314.376,"endTime":1317.834,"body":"with you as a limited partner or"},{"speaker":"Average Joe Finances","startTime":1314.376,"endTime":1317.834,"body":"just in general, they understand"},{"speaker":"Average Joe Finances","startTime":1317.834,"endTime":1319.433,"body":"that, you're the real deal, right?"},{"speaker":"Average Joe Finances","startTime":1319.433,"endTime":1323.253,"body":"Like you're here to bring this"},{"speaker":"Average Joe Finances","startTime":1319.433,"endTime":1323.253,"body":"freedom to help other people."},{"speaker":"Average Joe Finances","startTime":1323.253,"endTime":1325.206,"body":"And I think that's that's"},{"speaker":"Average Joe Finances","startTime":1323.253,"endTime":1325.206,"body":"commendable for sure."},{"speaker":"Amy Sylvis","startTime":1325.396,"endTime":1326.321,"body":"I appreciate that."},{"speaker":"Amy Sylvis","startTime":1326.321,"endTime":1328.991,"body":"I love hearing about what you've been"},{"speaker":"Amy Sylvis","startTime":1326.321,"endTime":1328.991,"body":"able to do with your time freedom."},{"speaker":"Amy Sylvis","startTime":1328.991,"endTime":1331.314,"body":"I think most people would, give"},{"speaker":"Amy Sylvis","startTime":1328.991,"endTime":1331.314,"body":"anything to be able to spend"},{"speaker":"Amy Sylvis","startTime":1331.314,"endTime":1332.604,"body":"more time with their children."},{"speaker":"Amy Sylvis","startTime":1332.609,"endTime":1333.834,"body":"They grow fast, right?"},{"speaker":"Average Joe Finances","startTime":1334.254,"endTime":1335.324,"body":"Yeah, they certainly do."},{"speaker":"Amy Sylvis","startTime":1335.614,"endTime":1338.252,"body":"Yeah, and in your"},{"speaker":"Amy Sylvis","startTime":1335.614,"endTime":1338.252,"body":"particular situation, fathers are"},{"speaker":"Amy Sylvis","startTime":1338.252,"endTime":1342.362,"body":"so important to young daughters,"},{"speaker":"Amy Sylvis","startTime":1338.252,"endTime":1342.362,"body":"so maybe they're not seeing the"},{"speaker":"Amy Sylvis","startTime":1342.362,"endTime":1344.372,"body":"value or the appreciation right now."},{"speaker":"Amy Sylvis","startTime":1344.942,"endTime":1348.092,"body":", those of us that are women, remember"},{"speaker":"Amy Sylvis","startTime":1344.942,"endTime":1348.092,"body":"how wild it is to be that age, but"},{"speaker":"Amy Sylvis","startTime":1348.272,"endTime":1351.226,"body":"without a doubt, you're making a"},{"speaker":"Amy Sylvis","startTime":1348.272,"endTime":1351.226,"body":"lifelong impact, that's irreplaceable."},{"speaker":"Average Joe Finances","startTime":1351.316,"endTime":1352.156,"body":"I appreciate that."},{"speaker":"Average Joe Finances","startTime":1352.206,"endTime":1353.711,"body":"There's certain things"},{"speaker":"Average Joe Finances","startTime":1352.206,"endTime":1353.711,"body":"that they're happy about."},{"speaker":"Average Joe Finances","startTime":1353.739,"endTime":1356.512,"body":"I told them tomorrow I'm taking them to"},{"speaker":"Average Joe Finances","startTime":1353.739,"endTime":1356.512,"body":"the water park they're happy about that."},{"speaker":"Average Joe Finances","startTime":1356.561,"endTime":1359.835,"body":"But where I wouldn't be able to do this"},{"speaker":"Average Joe Finances","startTime":1356.561,"endTime":1359.835,"body":"if I was still, focused on my nine to"},{"speaker":"Average Joe Finances","startTime":1359.835,"endTime":1362.259,"body":"five and really just bearing down on that."},{"speaker":"Average Joe Finances","startTime":1362.259,"endTime":1363.939,"body":"So this is one of those things that."},{"speaker":"Average Joe Finances","startTime":1364.294,"endTime":1368.336,"body":"that I get to enjoy some of the fruits of"},{"speaker":"Average Joe Finances","startTime":1364.294,"endTime":1368.336,"body":"that extra labor that I was doing right."},{"speaker":"Average Joe Finances","startTime":1368.336,"endTime":1369.641,"body":"So anyway enough about that."},{"speaker":"Average Joe Finances","startTime":1369.641,"endTime":1371.681,"body":"I just wanna say that freedom is huge."},{"speaker":"Average Joe Finances","startTime":1371.681,"endTime":1374.375,"body":"It's important, and I'm really"},{"speaker":"Average Joe Finances","startTime":1371.681,"endTime":1374.375,"body":"glad that's one of those things"},{"speaker":"Average Joe Finances","startTime":1374.375,"endTime":1376.485,"body":"that you discuss as well."},{"speaker":"Average Joe Finances","startTime":1376.553,"endTime":1377.535,"body":"Okay, cool."},{"speaker":"Average Joe Finances","startTime":1377.539,"endTime":1381.169,"body":"Amy, I would love to transition this into"},{"speaker":"Average Joe Finances","startTime":1377.539,"endTime":1381.169,"body":"something that we call the final round."},{"speaker":"Average Joe Finances","startTime":1381.169,"endTime":1383.479,"body":"It's where I'm gonna ask you the"},{"speaker":"Average Joe Finances","startTime":1381.169,"endTime":1383.479,"body":"same four questions that I ask"},{"speaker":"Average Joe Finances","startTime":1383.479,"endTime":1384.529,"body":"every that comes on the show."},{"speaker":"Average Joe Finances","startTime":1384.769,"endTime":1386.14,"body":"They're hard-hitting questions but I."},{"speaker":"Average Joe Finances","startTime":1386.785,"endTime":1390.505,"body":"We already know how Amy responds"},{"speaker":"Average Joe Finances","startTime":1386.785,"endTime":1390.505,"body":"and reacts under pressure"},{"speaker":"Average Joe Finances","startTime":1390.655,"endTime":1391.915,"body":"and in tough situations."},{"speaker":"Average Joe Finances","startTime":1391.915,"endTime":1394.195,"body":"So if you're ready to go, we'll"},{"speaker":"Average Joe Finances","startTime":1391.915,"endTime":1394.195,"body":"we'll get that party started."},{"speaker":"Amy Sylvis","startTime":1394.495,"endTime":1395.065,"body":"Yes, sir."},{"speaker":"Amy Sylvis","startTime":1395.095,"endTime":1395.695,"body":"Let's go."},{"speaker":"Average Joe Finances","startTime":1395.785,"endTime":1396.085,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1396.085,"endTime":1396.565,"body":"Let's do it."},{"speaker":"Average Joe Finances","startTime":1396.565,"endTime":1401.015,"body":"Amy, first question, what is"},{"speaker":"Average Joe Finances","startTime":1396.565,"endTime":1401.015,"body":"the biggest mistake you've ever"},{"speaker":"Average Joe Finances","startTime":1401.015,"endTime":1402.465,"body":"made in real estate investing?"},{"speaker":"Amy Sylvis","startTime":1402.565,"endTime":1404.015,"body":"Not getting"},{"speaker":"Amy Sylvis","startTime":1402.565,"endTime":1404.015,"body":"with the team soon enough?"},{"speaker":"Amy Sylvis","startTime":1404.435,"endTime":1405.36,"body":"I really."},{"speaker":"Amy Sylvis","startTime":1405.389,"endTime":1406.619,"body":"I'm an independent person."},{"speaker":"Amy Sylvis","startTime":1406.619,"endTime":1409.854,"body":"I think that I've got a decent"},{"speaker":"Amy Sylvis","startTime":1406.619,"endTime":1409.854,"body":"amount of self-confidence, but I"},{"speaker":"Amy Sylvis","startTime":1409.854,"endTime":1413.934,"body":"just didn't fully appreciate how much"},{"speaker":"Amy Sylvis","startTime":1409.854,"endTime":1413.934,"body":"of a team sport this industry is."},{"speaker":"Amy Sylvis","startTime":1413.996,"endTime":1417.712,"body":"I think a lot of us may see, companies"},{"speaker":"Amy Sylvis","startTime":1413.996,"endTime":1417.712,"body":"are just one person talking about their"},{"speaker":"Amy Sylvis","startTime":1417.712,"endTime":1421.102,"body":"syndication or what they do, and I think"},{"speaker":"Amy Sylvis","startTime":1417.712,"endTime":1421.102,"body":"our industry doesn't do a good enough"},{"speaker":"Amy Sylvis","startTime":1421.102,"endTime":1422.812,"body":"job, in my humble opinion, talking."},{"speaker":"Amy Sylvis","startTime":1422.933,"endTime":1426.413,"body":"All the different partners and people"},{"speaker":"Amy Sylvis","startTime":1422.933,"endTime":1426.413,"body":"that go into all of this to make it look"},{"speaker":"Amy Sylvis","startTime":1426.413,"endTime":1428.453,"body":"simple enough for just one person to do."},{"speaker":"Amy Sylvis","startTime":1428.453,"endTime":1431.645,"body":"Once I finally figured out I"},{"speaker":"Amy Sylvis","startTime":1428.453,"endTime":1431.645,"body":"could go further faster with a"},{"speaker":"Amy Sylvis","startTime":1431.645,"endTime":1433.595,"body":"team, I was off to the races."},{"speaker":"Amy Sylvis","startTime":1433.595,"endTime":1436.245,"body":"And gosh, I wish I appreciated"},{"speaker":"Amy Sylvis","startTime":1433.595,"endTime":1436.245,"body":"that years and years ago."},{"speaker":"Average Joe Finances","startTime":1436.345,"endTime":1436.495,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1436.495,"endTime":1439.159,"body":"That's really a great point and"},{"speaker":"Average Joe Finances","startTime":1436.495,"endTime":1439.159,"body":"I just want to ask you like,"},{"speaker":"Average Joe Finances","startTime":1439.219,"endTime":1440.689,"body":"when did you figure that out?"},{"speaker":"Average Joe Finances","startTime":1440.689,"endTime":1443.519,"body":"Was it, did you happen to go"},{"speaker":"Average Joe Finances","startTime":1440.689,"endTime":1443.519,"body":"to a meetup or a conference?"},{"speaker":"Amy Sylvis","startTime":1443.619,"endTime":1443.949,"body":"Yeah."},{"speaker":"Amy Sylvis","startTime":1443.949,"endTime":1445.089,"body":"Yeah, that's exactly right."},{"speaker":"Amy Sylvis","startTime":1445.089,"endTime":1445.239,"body":"Yeah."},{"speaker":"Amy Sylvis","startTime":1445.239,"endTime":1445.539,"body":"Yes."},{"speaker":"Amy Sylvis","startTime":1445.539,"endTime":1447.099,"body":"Got really entrenched in Yeah."},{"speaker":"Amy Sylvis","startTime":1447.099,"endTime":1450.273,"body":"Hearing people's success stories,"},{"speaker":"Amy Sylvis","startTime":1447.099,"endTime":1450.273,"body":"success leaves clues, as they say"},{"speaker":"Amy Sylvis","startTime":1450.285,"endTime":1453.784,"body":"and really diving deep into what"},{"speaker":"Amy Sylvis","startTime":1450.285,"endTime":1453.784,"body":"exactly does it take to be successful."},{"speaker":"Amy Sylvis","startTime":1453.789,"endTime":1454.894,"body":"And that's exactly right."},{"speaker":"Amy Sylvis","startTime":1455.074,"endTime":1455.674,"body":"Oh, okay."},{"speaker":"Amy Sylvis","startTime":1455.824,"endTime":1456.454,"body":"Now I get it."},{"speaker":"Average Joe Finances","startTime":1456.754,"endTime":1456.964,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1456.964,"endTime":1457.504,"body":"That's awesome."},{"speaker":"Average Joe Finances","startTime":1457.504,"endTime":1459.664,"body":"I, because that's one of the big"},{"speaker":"Average Joe Finances","startTime":1457.504,"endTime":1459.664,"body":"things that I like to focus on"},{"speaker":"Average Joe Finances","startTime":1459.664,"endTime":1463.009,"body":"too when I coach people as well"},{"speaker":"Average Joe Finances","startTime":1459.664,"endTime":1463.009,"body":"as the teamwork aspect, right?"},{"speaker":"Average Joe Finances","startTime":1463.009,"endTime":1467.287,"body":"The building that network and building"},{"speaker":"Average Joe Finances","startTime":1463.009,"endTime":1467.287,"body":"relationships is so key to being"},{"speaker":"Average Joe Finances","startTime":1467.287,"endTime":1469.067,"body":"successful as a real estate investor."},{"speaker":"Average Joe Finances","startTime":1469.124,"endTime":1469.394,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1469.394,"endTime":1472.994,"body":"So I, I think that's fantastic that,"},{"speaker":"Average Joe Finances","startTime":1469.394,"endTime":1472.994,"body":"and I appreciate your transparency,"},{"speaker":"Average Joe Finances","startTime":1473.062,"endTime":1475.736,"body":"that is the the biggest mistake that"},{"speaker":"Average Joe Finances","startTime":1473.062,"endTime":1475.736,"body":"you made because a lot of people,"},{"speaker":"Average Joe Finances","startTime":1475.736,"endTime":1477.259,"body":"don't wanna admit to certain things."},{"speaker":"Average Joe Finances","startTime":1477.272,"endTime":1479.74,"body":"And it's sometimes trying to"},{"speaker":"Average Joe Finances","startTime":1477.272,"endTime":1479.74,"body":"be a lone wolf in real estate."},{"speaker":"Average Joe Finances","startTime":1479.745,"endTime":1479.92,"body":"Sure."},{"speaker":"Average Joe Finances","startTime":1479.92,"endTime":1482.38,"body":"You can go a certain distance."},{"speaker":"Amy Sylvis","startTime":1482.59,"endTime":1482.65,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1482.655,"endTime":1483.675,"body":"You can only go so far."},{"speaker":"Average Joe Finances","startTime":1483.675,"endTime":1484.765,"body":"You're gonna get capped out."},{"speaker":"Amy Sylvis","startTime":1484.865,"endTime":1485.675,"body":"Agree completely."},{"speaker":"Amy Sylvis","startTime":1485.825,"endTime":1486.095,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1486.095,"endTime":1486.635,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1486.965,"endTime":1487.565,"body":"All right, Amy."},{"speaker":"Average Joe Finances","startTime":1487.595,"endTime":1489.875,"body":"All right, so the next question"},{"speaker":"Average Joe Finances","startTime":1487.595,"endTime":1489.875,"body":"kind of ties into this."},{"speaker":"Average Joe Finances","startTime":1489.875,"endTime":1491.625,"body":", they all tie into each other"},{"speaker":"Average Joe Finances","startTime":1489.875,"endTime":1491.625,"body":"except for the last one."},{"speaker":"Average Joe Finances","startTime":1491.625,"endTime":1495.765,"body":"But anyway, the next one is, what is"},{"speaker":"Average Joe Finances","startTime":1491.625,"endTime":1495.765,"body":"something that you've learned that you"},{"speaker":"Average Joe Finances","startTime":1495.765,"endTime":1497.515,"body":"wish you knew when you first started?"},{"speaker":"Amy Sylvis","startTime":1497.615,"endTime":1497.975,"body":"Yeah."},{"speaker":"Amy Sylvis","startTime":1498.176,"endTime":1501.956,"body":"I really didn't appreciate on"},{"speaker":"Amy Sylvis","startTime":1498.176,"endTime":1501.956,"body":"the acquisition side how much"},{"speaker":"Amy Sylvis","startTime":1501.956,"endTime":1506.336,"body":"to your point of being awarded"},{"speaker":"Amy Sylvis","startTime":1501.956,"endTime":1506.336,"body":"a deal, and I say that word very"},{"speaker":"Amy Sylvis","startTime":1506.336,"endTime":1508.616,"body":"strategically isn't necessarily about."},{"speaker":"Amy Sylvis","startTime":1508.622,"endTime":1513.108,"body":"Isn't necessarily about the terms of"},{"speaker":"Amy Sylvis","startTime":1508.622,"endTime":1513.108,"body":"the deal the terms of maybe the LOI"},{"speaker":"Amy Sylvis","startTime":1513.108,"endTime":1516.528,"body":"or the contract that you're looking to"},{"speaker":"Amy Sylvis","startTime":1513.108,"endTime":1516.528,"body":"get into, but is about relationships."},{"speaker":"Amy Sylvis","startTime":1516.978,"endTime":1521.82,"body":"People want to know and trust the"},{"speaker":"Amy Sylvis","startTime":1516.978,"endTime":1521.82,"body":"person that they're doing business with,"},{"speaker":"Amy Sylvis","startTime":1521.82,"endTime":1523.86,"body":"and I didn't fully appreciate that."},{"speaker":"Amy Sylvis","startTime":1523.865,"endTime":1526.851,"body":"Maybe unlike the single family"},{"speaker":"Amy Sylvis","startTime":1523.865,"endTime":1526.851,"body":"market, maybe not recently, but"},{"speaker":"Amy Sylvis","startTime":1526.851,"endTime":1529.135,"body":"historically, where it's just,"},{"speaker":"Amy Sylvis","startTime":1526.851,"endTime":1529.135,"body":"how much money can you give me?"},{"speaker":"Amy Sylvis","startTime":1529.135,"endTime":1530.245,"body":"What does that'll look like?"},{"speaker":"Amy Sylvis","startTime":1530.81,"endTime":1534.67,"body":", your relationship with the broker and"},{"speaker":"Amy Sylvis","startTime":1530.81,"endTime":1534.67,"body":"then in translation with the seller is"},{"speaker":"Amy Sylvis","startTime":1534.76,"endTime":1539.017,"body":"really based on, how much you know them"},{"speaker":"Amy Sylvis","startTime":1534.76,"endTime":1539.017,"body":"and the relationship that you've built"},{"speaker":"Amy Sylvis","startTime":1539.017,"endTime":1540.157,"body":"and the trust that you've built out."},{"speaker":"Amy Sylvis","startTime":1540.204,"endTime":1543.324,"body":"If they don't have surety of closing,"},{"speaker":"Amy Sylvis","startTime":1540.204,"endTime":1543.324,"body":"if they think you're gonna be a"},{"speaker":"Amy Sylvis","startTime":1543.324,"endTime":1546.995,"body":"pain to work with, not everyone"},{"speaker":"Amy Sylvis","startTime":1543.324,"endTime":1546.995,"body":"thinks that, getting top dollar"},{"speaker":"Amy Sylvis","startTime":1546.995,"endTime":1548.555,"body":"for something is worth all of that."},{"speaker":"Amy Sylvis","startTime":1548.555,"endTime":1553.445,"body":"They will sacrifice price or terms to be"},{"speaker":"Amy Sylvis","startTime":1548.555,"endTime":1553.445,"body":"able to do business with people that they"},{"speaker":"Amy Sylvis","startTime":1553.445,"endTime":1555.338,"body":"like and they, feel comfortable around."},{"speaker":"Amy Sylvis","startTime":1555.338,"endTime":1559.401,"body":"I think I was a bit naive not"},{"speaker":"Amy Sylvis","startTime":1555.338,"endTime":1559.401,"body":"understanding that, but now understanding"},{"speaker":"Amy Sylvis","startTime":1559.521,"endTime":1560.561,"body":"that it's changed everything."},{"speaker":"Average Joe Finances","startTime":1560.684,"endTime":1561.644,"body":"All right, fantastic."},{"speaker":"Average Joe Finances","startTime":1561.644,"endTime":1564.528,"body":"So were you saying that you were"},{"speaker":"Average Joe Finances","startTime":1561.644,"endTime":1564.528,"body":"annoying them and attacking them"},{"speaker":"Average Joe Finances","startTime":1564.528,"endTime":1565.848,"body":"saying, Hey, I'm the person."},{"speaker":"Average Joe Finances","startTime":1566.208,"endTime":1566.808,"body":"No, I'm just kidding."},{"speaker":"Average Joe Finances","startTime":1566.813,"endTime":1567.228,"body":"I'm just kidding."},{"speaker":"Amy Sylvis","startTime":1567.389,"endTime":1570.239,"body":"No, but I think it was,"},{"speaker":"Amy Sylvis","startTime":1567.389,"endTime":1570.239,"body":"I was a bit more transactional."},{"speaker":"Average Joe Finances","startTime":1570.295,"endTime":1570.505,"body":"Sure."},{"speaker":"Amy Sylvis","startTime":1570.505,"endTime":1573.274,"body":"I'm out in Los Angeles"},{"speaker":"Amy Sylvis","startTime":1570.505,"endTime":1573.274,"body":"trying to buy a deal in Tennessee"},{"speaker":"Amy Sylvis","startTime":1573.274,"endTime":1576.695,"body":"during Covid, I wasn't flying out and,"},{"speaker":"Amy Sylvis","startTime":1573.274,"endTime":1576.695,"body":"I just thought, Hey, they're busy."},{"speaker":"Amy Sylvis","startTime":1576.695,"endTime":1578.195,"body":"Like, why do I wanna call them?"},{"speaker":"Amy Sylvis","startTime":1578.195,"endTime":1579.505,"body":"I can be a chatty Cathy."},{"speaker":"Amy Sylvis","startTime":1579.527,"endTime":1580.367,"body":"Do I wanna call?"},{"speaker":"Amy Sylvis","startTime":1580.37,"endTime":1581.72,"body":"Get to know them on a personal level."},{"speaker":"Amy Sylvis","startTime":1581.72,"endTime":1583.346,"body":"I just figured, I'm not gonna bother them."},{"speaker":"Amy Sylvis","startTime":1583.374,"endTime":1584.593,"body":"This is what I have to offer."},{"speaker":"Amy Sylvis","startTime":1584.593,"endTime":1586.794,"body":"I'll be a bit more"},{"speaker":"Amy Sylvis","startTime":1584.593,"endTime":1586.794,"body":"transactional as it turns out."},{"speaker":"Average Joe Finances","startTime":1586.794,"endTime":1586.827,"body":"Yeah."},{"speaker":"Amy Sylvis","startTime":1586.841,"endTime":1590.711,"body":"My default and leaning into"},{"speaker":"Amy Sylvis","startTime":1586.841,"endTime":1590.711,"body":"truly who I am about caring people about"},{"speaker":"Amy Sylvis","startTime":1590.711,"endTime":1594.431,"body":"people and getting to know folks is"},{"speaker":"Amy Sylvis","startTime":1590.711,"endTime":1594.431,"body":"actually beneficial in a lot of scenarios."},{"speaker":"Amy Sylvis","startTime":1594.436,"endTime":1595.591,"body":"So I lean into that now."},{"speaker":"Average Joe Finances","startTime":1596.101,"endTime":1598.799,"body":"Yeah, that's"},{"speaker":"Average Joe Finances","startTime":1596.101,"endTime":1598.799,"body":"fantastic that I'm very much the same way."},{"speaker":"Average Joe Finances","startTime":1598.828,"endTime":1600.208,"body":"I'm like a social butterfly."},{"speaker":"Average Joe Finances","startTime":1600.448,"endTime":1600.568,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1600.65,"endTime":1602.3,"body":"I gotta get out there and talk to people."},{"speaker":"Average Joe Finances","startTime":1602.3,"endTime":1603.41,"body":"I absolutely love it."},{"speaker":"Average Joe Finances","startTime":1603.457,"endTime":1605.437,"body":"Very much an extrovert."},{"speaker":"Average Joe Finances","startTime":1605.531,"endTime":1608.938,"body":"And I can tell you are too, so I'm"},{"speaker":"Average Joe Finances","startTime":1605.531,"endTime":1608.938,"body":"sure when you started going out to"},{"speaker":"Average Joe Finances","startTime":1608.938,"endTime":1611.862,"body":"meetups, you were probably just like"},{"speaker":"Average Joe Finances","startTime":1608.938,"endTime":1611.862,"body":"all over the place, which is fantastic."},{"speaker":"Average Joe Finances","startTime":1611.862,"endTime":1612.463,"body":"All right, great."},{"speaker":"Average Joe Finances","startTime":1612.463,"endTime":1616.797,"body":"Let's get into the next question,"},{"speaker":"Average Joe Finances","startTime":1612.463,"endTime":1616.797,"body":"Amy, and that is, do you have any tips"},{"speaker":"Average Joe Finances","startTime":1616.797,"endTime":1618.747,"body":"or tricks that you would recommend."},{"speaker":"Average Joe Finances","startTime":1619.222,"endTime":1621.582,"body":"To someone that is just"},{"speaker":"Average Joe Finances","startTime":1619.222,"endTime":1621.582,"body":"getting started out today?"},{"speaker":"Amy Sylvis","startTime":1621.819,"endTime":1622.329,"body":"Yes."},{"speaker":"Amy Sylvis","startTime":1623.035,"endTime":1625.555,"body":"We talked about this at the very"},{"speaker":"Amy Sylvis","startTime":1623.035,"endTime":1625.555,"body":"beginning of the podcast, I think, and"},{"speaker":"Amy Sylvis","startTime":1625.555,"endTime":1629.095,"body":"it is, you really become the people"},{"speaker":"Amy Sylvis","startTime":1625.555,"endTime":1629.095,"body":"that you surround yourself with."},{"speaker":"Amy Sylvis","startTime":1629.185,"endTime":1633.085,"body":"We are social animals by"},{"speaker":"Amy Sylvis","startTime":1629.185,"endTime":1633.085,"body":"default to fit into the group."},{"speaker":"Amy Sylvis","startTime":1633.115,"endTime":1636.655,"body":"We subconsciously start morphing"},{"speaker":"Amy Sylvis","startTime":1633.115,"endTime":1636.655,"body":"into people that we're around."},{"speaker":"Amy Sylvis","startTime":1636.655,"endTime":1639.115,"body":"We really do our thoughts, our actions."},{"speaker":"Amy Sylvis","startTime":1639.115,"endTime":1643.525,"body":"All of those things are beliefs, really"},{"speaker":"Amy Sylvis","startTime":1639.115,"endTime":1643.525,"body":"follow the people that we're around."},{"speaker":"Amy Sylvis","startTime":1644.11,"endTime":1647.83,"body":"To your point, meetups, getting mentors,"},{"speaker":"Amy Sylvis","startTime":1644.11,"endTime":1647.83,"body":"even just people within the space."},{"speaker":"Amy Sylvis","startTime":1648.19,"endTime":1652.555,"body":"Find your tribe, pick them, based"},{"speaker":"Amy Sylvis","startTime":1648.19,"endTime":1652.555,"body":"on your values, based on your goals."},{"speaker":"Amy Sylvis","startTime":1652.6,"endTime":1656.05,"body":"And yeah, don't be afraid to be around"},{"speaker":"Amy Sylvis","startTime":1652.6,"endTime":1656.05,"body":"people that are more successful than you,"},{"speaker":"Amy Sylvis","startTime":1656.26,"endTime":1659.8,"body":"or that maybe you're a bit intimidated"},{"speaker":"Amy Sylvis","startTime":1656.26,"endTime":1659.8,"body":"because you don't quite know or feel like"},{"speaker":"Amy Sylvis","startTime":1659.8,"endTime":1661.33,"body":"you have the knowledge or experience."},{"speaker":"Amy Sylvis","startTime":1661.99,"endTime":1666.28,"body":"You belong in the room, you belong in"},{"speaker":"Amy Sylvis","startTime":1661.99,"endTime":1666.28,"body":"groups of people that are successful."},{"speaker":"Amy Sylvis","startTime":1666.28,"endTime":1669.271,"body":"So I really think really"},{"speaker":"Amy Sylvis","startTime":1666.28,"endTime":1669.271,"body":"picking who you're around can"},{"speaker":"Amy Sylvis","startTime":1669.276,"endTime":1671.449,"body":"change your life completely."},{"speaker":"Average Joe Finances","startTime":1671.549,"endTime":1672.389,"body":"Yeah, a hundred percent."},{"speaker":"Average Joe Finances","startTime":1672.389,"endTime":1675.182,"body":"This, it's a very popular saying, and"},{"speaker":"Average Joe Finances","startTime":1672.389,"endTime":1675.182,"body":"I've said it on this podcast several"},{"speaker":"Average Joe Finances","startTime":1675.182,"endTime":1679.172,"body":"times, but if you surround yourself"},{"speaker":"Average Joe Finances","startTime":1675.182,"endTime":1679.172,"body":"with five millionaires, you're bound"},{"speaker":"Average Joe Finances","startTime":1679.172,"endTime":1680.672,"body":"to be the six millionaire, right?"},{"speaker":"Average Joe Finances","startTime":1680.704,"endTime":1681.629,"body":"It's what you hear all the time."},{"speaker":"Average Joe Finances","startTime":1681.629,"endTime":1684.355,"body":"Just surround yourself with"},{"speaker":"Average Joe Finances","startTime":1681.629,"endTime":1684.355,"body":"like-minded people that have"},{"speaker":"Average Joe Finances","startTime":1684.355,"endTime":1686.365,"body":"similar goals and aspirations to."},{"speaker":"Average Joe Finances","startTime":1686.365,"endTime":1688.855,"body":"You're gonna follow"},{"speaker":"Average Joe Finances","startTime":1686.365,"endTime":1688.855,"body":"them and be successful."},{"speaker":"Average Joe Finances","startTime":1688.925,"endTime":1689.345,"body":"Sure."},{"speaker":"Average Joe Finances","startTime":1689.401,"endTime":1691.081,"body":"You can go out there and you"},{"speaker":"Average Joe Finances","startTime":1689.401,"endTime":1691.081,"body":"can see people that have been"},{"speaker":"Average Joe Finances","startTime":1691.081,"endTime":1692.881,"body":"doing this for 20, 30 years."},{"speaker":"Average Joe Finances","startTime":1692.972,"endTime":1696.302,"body":"And really look up to them and"},{"speaker":"Average Joe Finances","startTime":1692.972,"endTime":1696.302,"body":"say, that's who I wanna be."},{"speaker":"Average Joe Finances","startTime":1696.692,"endTime":1700.472,"body":"But if you're getting yourself involved"},{"speaker":"Average Joe Finances","startTime":1696.692,"endTime":1700.472,"body":"with people that maybe started a year or"},{"speaker":"Average Joe Finances","startTime":1700.472,"endTime":1702.964,"body":"two before you, they're like your peers."},{"speaker":"Average Joe Finances","startTime":1702.964,"endTime":1703.234,"body":"Right?"},{"speaker":"Average Joe Finances","startTime":1703.234,"endTime":1703.294,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1703.504,"endTime":1705.274,"body":"And you're like, man, I"},{"speaker":"Average Joe Finances","startTime":1703.504,"endTime":1705.274,"body":"wanna do what they did."},{"speaker":"Average Joe Finances","startTime":1705.332,"endTime":1707.492,"body":"I wanna keep just following"},{"speaker":"Average Joe Finances","startTime":1705.332,"endTime":1707.492,"body":"in their footsteps."},{"speaker":"Average Joe Finances","startTime":1707.732,"endTime":1711.002,"body":"And you can eventually be at the"},{"speaker":"Average Joe Finances","startTime":1707.732,"endTime":1711.002,"body":"same level at them as them, or"},{"speaker":"Average Joe Finances","startTime":1711.007,"endTime":1714.184,"body":"even surpass them, depending on"},{"speaker":"Average Joe Finances","startTime":1711.007,"endTime":1714.184,"body":"how aggressive you go into it."},{"speaker":"Average Joe Finances","startTime":1714.514,"endTime":1714.694,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1714.694,"endTime":1716.794,"body":"But that's one of the things I tell"},{"speaker":"Average Joe Finances","startTime":1714.694,"endTime":1716.794,"body":"people as well, like when you go to"},{"speaker":"Average Joe Finances","startTime":1716.794,"endTime":1719.403,"body":"these meetups and you're networking"},{"speaker":"Average Joe Finances","startTime":1716.794,"endTime":1719.403,"body":"and you're meeting these individuals,"},{"speaker":"Average Joe Finances","startTime":1719.503,"endTime":1722.863,"body":"it's great to have a mentor that's"},{"speaker":"Average Joe Finances","startTime":1719.503,"endTime":1722.863,"body":"been doing this for 20 years, right?"},{"speaker":"Amy Sylvis","startTime":1722.953,"endTime":1723.433,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1723.438,"endTime":1725.293,"body":"But don't go"},{"speaker":"Average Joe Finances","startTime":1723.438,"endTime":1725.293,"body":"to them and asking them for advice"},{"speaker":"Average Joe Finances","startTime":1725.293,"endTime":1726.913,"body":"on how to invest in the market today."},{"speaker":"Average Joe Finances","startTime":1727.343,"endTime":1731.543,"body":"Because when they first started, it"},{"speaker":"Average Joe Finances","startTime":1727.343,"endTime":1731.543,"body":"was way different 20 years ago than"},{"speaker":"Average Joe Finances","startTime":1731.543,"endTime":1735.557,"body":"what the person that's next to you that"},{"speaker":"Average Joe Finances","startTime":1731.543,"endTime":1735.557,"body":"started a year ago or two years ago they"},{"speaker":"Average Joe Finances","startTime":1735.562,"endTime":1739.233,"body":"could probably give you more actionable"},{"speaker":"Average Joe Finances","startTime":1735.562,"endTime":1739.233,"body":"advice to help you move along there."},{"speaker":"Average Joe Finances","startTime":1739.233,"endTime":1740.313,"body":"So that's awesome."},{"speaker":"Amy Sylvis","startTime":1740.523,"endTime":1741.323,"body":"Brilliant."},{"speaker":"Amy Sylvis","startTime":1741.633,"endTime":1741.873,"body":"I love that."},{"speaker":"Average Joe Finances","startTime":1742.123,"endTime":1742.403,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1742.713,"endTime":1743.103,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1743.103,"endTime":1746.637,"body":"Hey Amy, I have one more"},{"speaker":"Average Joe Finances","startTime":1743.103,"endTime":1746.637,"body":"question for the final round."},{"speaker":"Amy Sylvis","startTime":1746.727,"endTime":1747.127,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1747.132,"endTime":1749.165,"body":"And this one"},{"speaker":"Average Joe Finances","startTime":1747.132,"endTime":1749.165,"body":"is different than the other ones."},{"speaker":"Average Joe Finances","startTime":1749.199,"endTime":1751.94,"body":"It's more of an opinion piece"},{"speaker":"Average Joe Finances","startTime":1749.199,"endTime":1751.94,"body":"but I think it's very helpful"},{"speaker":"Average Joe Finances","startTime":1751.94,"endTime":1753.09,"body":"and useful for a listener."},{"speaker":"Average Joe Finances","startTime":1753.19,"endTime":1757.34,"body":"Do you have a favorite business"},{"speaker":"Average Joe Finances","startTime":1753.19,"endTime":1757.34,"body":"investing or real estate"},{"speaker":"Average Joe Finances","startTime":1757.34,"endTime":1759.53,"body":"related book or podcast or both?"},{"speaker":"Amy Sylvis","startTime":1759.73,"endTime":1760.51,"body":"This, okay."},{"speaker":"Amy Sylvis","startTime":1760.51,"endTime":1762.01,"body":"I'm hoping this qualifies."},{"speaker":"Amy Sylvis","startTime":1762.4,"endTime":1764.44,"body":"It is an investing related book."},{"speaker":"Amy Sylvis","startTime":1764.44,"endTime":1768.73,"body":"I think I'm a big macroeconomics"},{"speaker":"Amy Sylvis","startTime":1764.44,"endTime":1768.73,"body":"and monetary history nerd."},{"speaker":"Amy Sylvis","startTime":1769.03,"endTime":1772.3,"body":"So there is a book called The"},{"speaker":"Amy Sylvis","startTime":1769.03,"endTime":1772.3,"body":"Creature from Jekyll Island by G."},{"speaker":"Amy Sylvis","startTime":1772.3,"endTime":1773.2,"body":"Edward Griffin."},{"speaker":"Amy Sylvis","startTime":1773.5,"endTime":1778.09,"body":"It is a long read, but it is really"},{"speaker":"Amy Sylvis","startTime":1773.5,"endTime":1778.09,"body":"worth it because I think the more"},{"speaker":"Amy Sylvis","startTime":1778.09,"endTime":1782.945,"body":"all of us understand the greater"},{"speaker":"Amy Sylvis","startTime":1778.09,"endTime":1782.945,"body":"financial market the global economy."},{"speaker":"Amy Sylvis","startTime":1783.082,"endTime":1787.012,"body":"As I think Winston Churchill said,"},{"speaker":"Amy Sylvis","startTime":1783.082,"endTime":1787.012,"body":"the further you look into the past,"},{"speaker":"Amy Sylvis","startTime":1787.282,"endTime":1788.992,"body":"the more into the future you can see."},{"speaker":"Amy Sylvis","startTime":1788.992,"endTime":1793.107,"body":"And I think it's a really powerful"},{"speaker":"Amy Sylvis","startTime":1788.992,"endTime":1793.107,"body":"book that's informative and isn't"},{"speaker":"Amy Sylvis","startTime":1793.107,"endTime":1795.207,"body":"necessarily talked about  enough."},{"speaker":"Amy Sylvis","startTime":1795.267,"endTime":1796.557,"body":"So I hope that qualifies."},{"speaker":"Average Joe Finances","startTime":1796.622,"endTime":1799.742,"body":"It does, because"},{"speaker":"Average Joe Finances","startTime":1796.622,"endTime":1799.742,"body":"this is actually the second time somebody"},{"speaker":"Average Joe Finances","startTime":1799.742,"endTime":1801.662,"body":"has mentioned that book on this podcast."},{"speaker":"Average Joe Finances","startTime":1801.662,"endTime":1803.462,"body":"I can't remember who the first person was."},{"speaker":"Average Joe Finances","startTime":1803.672,"endTime":1805.85,"body":"If I go through my notes,"},{"speaker":"Average Joe Finances","startTime":1803.672,"endTime":1805.85,"body":"I could probably find out."},{"speaker":"Average Joe Finances","startTime":1805.85,"endTime":1808.603,"body":"But yeah, this is the second time"},{"speaker":"Average Joe Finances","startTime":1805.85,"endTime":1808.603,"body":"I've heard that book mentioned."},{"speaker":"Average Joe Finances","startTime":1808.603,"endTime":1809.907,"body":"Yes, it definitely qualifies."},{"speaker":"Average Joe Finances","startTime":1810.177,"endTime":1811.167,"body":"I have not read it, no."},{"speaker":"Average Joe Finances","startTime":1811.179,"endTime":1814.029,"body":"But now that I've heard it for the second"},{"speaker":"Average Joe Finances","startTime":1811.179,"endTime":1814.029,"body":"time, it's gonna get added to my list."},{"speaker":"Amy Sylvis","startTime":1814.083,"endTime":1814.203,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1814.203,"endTime":1816.072,"body":"I don't how"},{"speaker":"Average Joe Finances","startTime":1814.203,"endTime":1816.072,"body":"far back on the list it's gonna go."},{"speaker":"Average Joe Finances","startTime":1816.077,"endTime":1817.332,"body":"Cause you said it's a very long book."},{"speaker":"Average Joe Finances","startTime":1817.332,"endTime":1819.079,"body":"I try not to read no."},{"speaker":"Average Joe Finances","startTime":1819.079,"endTime":1820.399,"body":"Like books that are too long."},{"speaker":"Average Joe Finances","startTime":1820.429,"endTime":1820.749,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1820.854,"endTime":1823.314,"body":"When it comes to like fiction stuff,"},{"speaker":"Average Joe Finances","startTime":1820.854,"endTime":1823.314,"body":"I was reading Game of Thrones and I"},{"speaker":"Average Joe Finances","startTime":1823.314,"endTime":1826.788,"body":"actually had to stop on the third book"},{"speaker":"Average Joe Finances","startTime":1823.314,"endTime":1826.788,"body":"because it was, a song of ice and fire."},{"speaker":"Average Joe Finances","startTime":1826.788,"endTime":1827.988,"body":"It was just, it was way too long."},{"speaker":"Average Joe Finances","startTime":1827.988,"endTime":1829.368,"body":"I can't read a thousand pages."},{"speaker":"Average Joe Finances","startTime":1829.458,"endTime":1829.498,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1829.509,"endTime":1830.169,"body":"In one book."},{"speaker":"Average Joe Finances","startTime":1830.169,"endTime":1830.867,"body":"It's ridiculous."},{"speaker":"Amy Sylvis","startTime":1830.935,"endTime":1831.198,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1831.298,"endTime":1833.878,"body":"But yes,"},{"speaker":"Average Joe Finances","startTime":1831.298,"endTime":1833.878,"body":"anything that is going to help me"},{"speaker":"Average Joe Finances","startTime":1834.209,"endTime":1839.039,"body":"self-help or help me with understanding"},{"speaker":"Average Joe Finances","startTime":1834.209,"endTime":1839.039,"body":"economics a little bit better, that"},{"speaker":"Average Joe Finances","startTime":1839.039,"endTime":1840.179,"body":"is something that's important to me."},{"speaker":"Average Joe Finances","startTime":1840.179,"endTime":1842.851,"body":"So that's a longer book that I"},{"speaker":"Average Joe Finances","startTime":1840.179,"endTime":1842.851,"body":"would probably bite the bullet"},{"speaker":"Average Joe Finances","startTime":1842.851,"endTime":1843.931,"body":"and say, okay, I'll read that."},{"speaker":"Average Joe Finances","startTime":1843.985,"endTime":1845.447,"body":"Yeah I'm adding that one to the list."},{"speaker":"Amy Sylvis","startTime":1845.732,"endTime":1846.152,"body":"Good."},{"speaker":"Amy Sylvis","startTime":1846.212,"endTime":1849.002,"body":"It'll be in your top five of any"},{"speaker":"Amy Sylvis","startTime":1846.212,"endTime":1849.002,"body":"book you've ever read in your life."},{"speaker":"Amy Sylvis","startTime":1849.002,"endTime":1849.332,"body":"Guaranteed."},{"speaker":"Average Joe Finances","startTime":1849.332,"endTime":1849.722,"body":"Really."},{"speaker":"Amy Sylvis","startTime":1849.932,"endTime":1850.502,"body":"Come back."},{"speaker":"Amy Sylvis","startTime":1850.802,"endTime":1852.512,"body":"I'll tell you to the listeners as well."},{"speaker":"Amy Sylvis","startTime":1852.542,"endTime":1853.262,"body":"I guarantee it."},{"speaker":"Amy Sylvis","startTime":1853.412,"endTime":1854.402,"body":"It's gonna change everything."},{"speaker":"Average Joe Finances","startTime":1854.402,"endTime":1855.122,"body":"Maybe,"},{"speaker":"Average Joe Finances","startTime":1854.402,"endTime":1855.122,"body":"maybe I'll have to move it"},{"speaker":"Average Joe Finances","startTime":1855.122,"endTime":1856.052,"body":"up higher on the list then."},{"speaker":"Amy Sylvis","startTime":1856.427,"endTime":1857.042,"body":"No pressure."},{"speaker":"Average Joe Finances","startTime":1857.072,"endTime":1857.672,"body":"Sooner than later."},{"speaker":"Average Joe Finances","startTime":1857.732,"endTime":1857.792,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1857.797,"endTime":1858.392,"body":"No pressure."},{"speaker":"Amy Sylvis","startTime":1858.392,"endTime":1858.932,"body":"No pressure."},{"speaker":"Average Joe Finances","startTime":1859.022,"endTime":1859.102,"body":"Pressure."},{"speaker":"Average Joe Finances","startTime":1859.442,"endTime":1859.772,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1859.777,"endTime":1860.252,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1860.762,"endTime":1862.892,"body":"All right Amy, I just wanted to ask"},{"speaker":"Average Joe Finances","startTime":1860.762,"endTime":1862.892,"body":"you, so that's it for the final round."},{"speaker":"Average Joe Finances","startTime":1862.892,"endTime":1865.232,"body":"Was there anything else that"},{"speaker":"Average Joe Finances","startTime":1862.892,"endTime":1865.232,"body":"you wanted to cover today?"},{"speaker":"Average Joe Finances","startTime":1865.232,"endTime":1868.069,"body":"I think we touched on everything"},{"speaker":"Average Joe Finances","startTime":1865.232,"endTime":1868.069,"body":"and I'm really excited about"},{"speaker":"Average Joe Finances","startTime":1868.142,"endTime":1869.192,"body":"about getting this episode out."},{"speaker":"Amy Sylvis","startTime":1869.35,"endTime":1869.86,"body":"Appreciate it."},{"speaker":"Amy Sylvis","startTime":1869.86,"endTime":1871.06,"body":"No, I think we covered it all."},{"speaker":"Amy Sylvis","startTime":1871.06,"endTime":1871.87,"body":"I really appreciate it."},{"speaker":"Amy Sylvis","startTime":1871.87,"endTime":1872.74,"body":"You're a great interviewer."},{"speaker":"Average Joe Finances","startTime":1872.8,"endTime":1873.07,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1873.1,"endTime":1873.94,"body":"Oh, thank you so much."},{"speaker":"Average Joe Finances","startTime":1874.011,"endTime":1876.321,"body":"Now I do have one more"},{"speaker":"Average Joe Finances","startTime":1874.011,"endTime":1876.321,"body":"question for you though."},{"speaker":"Average Joe Finances","startTime":1876.411,"endTime":1876.471,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1876.471,"endTime":1879.974,"body":"So I fib there because this one is"},{"speaker":"Average Joe Finances","startTime":1876.471,"endTime":1879.974,"body":"the most important question of all."},{"speaker":"Amy Sylvis","startTime":1880.394,"endTime":1880.514,"body":"Yes."},{"speaker":"Average Joe Finances","startTime":1880.544,"endTime":1883.444,"body":"And this is"},{"speaker":"Average Joe Finances","startTime":1880.544,"endTime":1883.444,"body":"gonna be, for my listeners mostly"},{"speaker":"Average Joe Finances","startTime":1883.444,"endTime":1887.074,"body":"because they're sitting here listening"},{"speaker":"Average Joe Finances","startTime":1883.444,"endTime":1887.074,"body":"to this conversation saying, wow,"},{"speaker":"Average Joe Finances","startTime":1887.134,"endTime":1892.866,"body":"Amy has truly overcome and beaten"},{"speaker":"Average Joe Finances","startTime":1887.134,"endTime":1892.866,"body":"the odds in many facets of her life."},{"speaker":"Average Joe Finances","startTime":1893.283,"endTime":1896.673,"body":"We've learned so much just from this"},{"speaker":"Average Joe Finances","startTime":1893.283,"endTime":1896.673,"body":"initial conversation, but we wanna"},{"speaker":"Average Joe Finances","startTime":1896.673,"endTime":1900.513,"body":"learn more about Amy and what she"},{"speaker":"Average Joe Finances","startTime":1896.673,"endTime":1900.513,"body":"does, or we wanna learn more about"},{"speaker":"Average Joe Finances","startTime":1900.556,"endTime":1902.576,"body":"you knows capital and all of that."},{"speaker":"Average Joe Finances","startTime":1902.576,"endTime":1908.621,"body":"So where can people find that information"},{"speaker":"Average Joe Finances","startTime":1902.576,"endTime":1908.621,"body":"about you your company, what you're doing?"},{"speaker":"Average Joe Finances","startTime":1908.621,"endTime":1910.121,"body":"Do you have a website"},{"speaker":"Average Joe Finances","startTime":1908.621,"endTime":1910.121,"body":"you can share with us?"},{"speaker":"Average Joe Finances","startTime":1910.121,"endTime":1911.651,"body":"Social media, anything like that?"},{"speaker":"Amy Sylvis","startTime":1912.041,"endTime":1912.881,"body":"Yes, both."},{"speaker":"Amy Sylvis","startTime":1912.886,"endTime":1913.811,"body":"Thank you so much."},{"speaker":"Amy Sylvis","startTime":1913.811,"endTime":1917.103,"body":"sylviscapital.com is"},{"speaker":"Amy Sylvis","startTime":1913.811,"endTime":1917.103,"body":"where you can find me."},{"speaker":"Amy Sylvis","startTime":1917.103,"endTime":1919.353,"body":"I know it's a little bit of a"},{"speaker":"Amy Sylvis","startTime":1917.103,"endTime":1919.353,"body":"different spelling last name,"},{"speaker":"Amy Sylvis","startTime":1919.353,"endTime":1920.537,"body":"but I'm pretty positive, Mike."},{"speaker":"Amy Sylvis","startTime":1920.537,"endTime":1922.127,"body":"We'll put that in the show notes."},{"speaker":"Amy Sylvis","startTime":1922.127,"endTime":1924.107,"body":"And then I'm also extremely"},{"speaker":"Amy Sylvis","startTime":1922.127,"endTime":1924.107,"body":"active on LinkedIn."},{"speaker":"Amy Sylvis","startTime":1924.112,"endTime":1928.307,"body":"If you're not on LinkedIn, there's a lot"},{"speaker":"Amy Sylvis","startTime":1924.112,"endTime":1928.307,"body":"of value there that folks like myself and"},{"speaker":"Amy Sylvis","startTime":1928.307,"endTime":1932.237,"body":"other people in the industry love to post"},{"speaker":"Amy Sylvis","startTime":1928.307,"endTime":1932.237,"body":"and just provide information that can"},{"speaker":"Amy Sylvis","startTime":1932.237,"endTime":1933.677,"body":"be informative to you on your journey."},{"speaker":"Amy Sylvis","startTime":1933.677,"endTime":1935.987,"body":"So definitely send me"},{"speaker":"Amy Sylvis","startTime":1933.677,"endTime":1935.987,"body":"a connection request."},{"speaker":"Amy Sylvis","startTime":1935.987,"endTime":1938.567,"body":"I'd love to interact with"},{"speaker":"Amy Sylvis","startTime":1935.987,"endTime":1938.567,"body":"people and help any way I can."},{"speaker":"Average Joe Finances","startTime":1938.767,"endTime":1940.357,"body":"Fantastic,"},{"speaker":"Average Joe Finances","startTime":1938.767,"endTime":1940.357,"body":"Amy, thank you so much."},{"speaker":"Average Joe Finances","startTime":1940.357,"endTime":1944.137,"body":"And yes, I will have all those links"},{"speaker":"Average Joe Finances","startTime":1940.357,"endTime":1944.137,"body":"in the show notes to make it easy"},{"speaker":"Average Joe Finances","startTime":1944.137,"endTime":1945.217,"body":"for everybody that's listening."},{"speaker":"Average Joe Finances","startTime":1945.517,"endTime":1948.547,"body":"So you can either click"},{"speaker":"Average Joe Finances","startTime":1945.517,"endTime":1948.547,"body":"or copy and paste away."},{"speaker":"Average Joe Finances","startTime":1948.757,"endTime":1950.137,"body":"Just don't do it while you're driving."},{"speaker":"Average Joe Finances","startTime":1950.137,"endTime":1952.597,"body":"All right, so Amy, thank you so much."},{"speaker":"Average Joe Finances","startTime":1952.597,"endTime":1954.817,"body":"This was truly a fantastic interview."},{"speaker":"Average Joe Finances","startTime":1954.817,"endTime":1956.197,"body":"I had a great time talking with you."},{"speaker":"Amy Sylvis","startTime":1956.647,"endTime":1957.337,"body":"Likewise."},{"speaker":"Amy Sylvis","startTime":1957.337,"endTime":1957.877,"body":"Thanks Mike."},{"speaker":"Amy Sylvis","startTime":1957.877,"endTime":1958.897,"body":"Appreciate you so much."},{"speaker":"Average Joe Finances","startTime":1959.017,"endTime":1959.617,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":1959.617,"endTime":1962.647,"body":"And hey, to my listeners, thank"},{"speaker":"Average Joe Finances","startTime":1959.617,"endTime":1962.647,"body":"you so much for joining me and"},{"speaker":"Average Joe Finances","startTime":1962.647,"endTime":1966.247,"body":"our special guest, Amy Sils, on"},{"speaker":"Average Joe Finances","startTime":1962.647,"endTime":1966.247,"body":"the average Joe Finances podcast."},{"speaker":"Average Joe Finances","startTime":1966.547,"endTime":1969.637,"body":"Go leave us a five star review and"},{"speaker":"Average Joe Finances","startTime":1966.547,"endTime":1969.637,"body":"tell us what you liked about today's"},{"speaker":"Average Joe Finances","startTime":1969.667,"endTime":1973.627,"body":"episode with Amy Aloha from Hawaii"},{"speaker":"Average Joe Finances","startTime":1969.667,"endTime":1973.627,"body":"and have a great rest of your day."},{"speaker":"Amy Sylvis","startTime":1973.817,"endTime":1974.027,"body":"Bye!"}]}