{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":0.21,"endTime":0.45,"body":"All right."},{"speaker":"Average Joe Finances","startTime":0.45,"endTime":3.6,"body":"Hey, welcome back everybody to"},{"speaker":"Average Joe Finances","startTime":0.45,"endTime":3.6,"body":"the average Joe Finances podcast."},{"speaker":"Average Joe Finances","startTime":3.6,"endTime":3.96,"body":"I'm your"},{"speaker":"Average Joe Finances","startTime":3.96,"endTime":5.88,"body":"host Mike Cavaggioni, and today's"},{"speaker":"Average Joe Finances","startTime":5.88,"endTime":7.74,"body":"guest is Lisa Peterson."},{"speaker":"Average Joe Finances","startTime":7.74,"endTime":10.95,"body":"And I wanna let you all know we"},{"speaker":"Average Joe Finances","startTime":7.74,"endTime":10.95,"body":"are recording live right now from"},{"speaker":"Average Joe Finances","startTime":10.95,"endTime":13.53,"body":"the podcast stage at Rub Con 23."},{"speaker":"Average Joe Finances","startTime":13.84,"endTime":17.974,"body":"This whole setup was provided by Podcast"},{"speaker":"Average Joe Finances","startTime":13.84,"endTime":17.974,"body":"Abundance and we cannot be more grateful"},{"speaker":"Average Joe Finances","startTime":18.314,"endTime":20.025,"body":"for them being amazing hosts to us."},{"speaker":"Average Joe Finances","startTime":20.484,"endTime":23.484,"body":"So with that being said, Lisa, I just,"},{"speaker":"Average Joe Finances","startTime":20.484,"endTime":23.484,"body":"I'd like to welcome you to the show."},{"speaker":"Average Joe Finances","startTime":23.484,"endTime":24.384,"body":"Thank you for joining me."},{"speaker":"Average Joe Finances","startTime":24.594,"endTime":25.014,"body":"Thank you,"},{"speaker":"Leisa Peterson","startTime":25.014,"endTime":25.314,"body":"Mike."},{"speaker":"Leisa Peterson","startTime":25.314,"endTime":26.484,"body":"I'm so happy to be here."},{"speaker":"Average Joe Finances","startTime":26.604,"endTime":27.234,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":27.234,"endTime":31.244,"body":"So this has been a long time coming"},{"speaker":"Average Joe Finances","startTime":27.234,"endTime":31.244,"body":"because I've wanted to speak to you"},{"speaker":"Average Joe Finances","startTime":31.244,"endTime":34.694,"body":"ever since Rub Con last year, and"},{"speaker":"Average Joe Finances","startTime":31.244,"endTime":34.694,"body":"I didn't get a chance to actually"},{"speaker":"Average Joe Finances","startTime":34.694,"endTime":36.254,"body":"sit down and have a chat with you."},{"speaker":"Average Joe Finances","startTime":36.675,"endTime":40.354,"body":"We've talked a couple times on"},{"speaker":"Average Joe Finances","startTime":36.675,"endTime":40.354,"body":"some of the pre meetups to Rub Con."},{"speaker":"Average Joe Finances","startTime":41.024,"endTime":43.725,"body":"We haven't actually had to"},{"speaker":"Average Joe Finances","startTime":41.024,"endTime":43.725,"body":"sit down and have a chat yet."},{"speaker":"Average Joe Finances","startTime":43.725,"endTime":48.015,"body":"So I'm really excited that our actual"},{"speaker":"Average Joe Finances","startTime":43.725,"endTime":48.015,"body":"first sit down chat is on my podcast."},{"speaker":"Average Joe Finances","startTime":48.225,"endTime":49.36,"body":"So this is fantastic."},{"speaker":"Average Joe Finances","startTime":49.69,"endTime":51.97,"body":"So there's a couple different things"},{"speaker":"Average Joe Finances","startTime":49.69,"endTime":51.97,"body":"I'd like to talk to you about."},{"speaker":"Average Joe Finances","startTime":52.0,"endTime":55.965,"body":"One of them is, your book also the"},{"speaker":"Average Joe Finances","startTime":52.0,"endTime":55.965,"body":"the Mindful Millionaire, right?"},{"speaker":"Average Joe Finances","startTime":55.97,"endTime":58.394,"body":"That's your book and then also the"},{"speaker":"Average Joe Finances","startTime":55.97,"endTime":58.394,"body":"Wealth Clinic that you started up."},{"speaker":"Average Joe Finances","startTime":58.845,"endTime":61.635,"body":"And we can get into those, but I"},{"speaker":"Average Joe Finances","startTime":58.845,"endTime":61.635,"body":"also wanna talk to you a little bit"},{"speaker":"Average Joe Finances","startTime":61.635,"endTime":64.095,"body":"about what you call true freedom."},{"speaker":"Average Joe Finances","startTime":64.65,"endTime":67.56,"body":"And just doing some research and"},{"speaker":"Average Joe Finances","startTime":64.65,"endTime":67.56,"body":"checking out your background and"},{"speaker":"Average Joe Finances","startTime":67.56,"endTime":71.95,"body":"everything I think we have a very similar"},{"speaker":"Average Joe Finances","startTime":67.56,"endTime":71.95,"body":"definition to what that true freedom is."},{"speaker":"Average Joe Finances","startTime":72.26,"endTime":75.825,"body":"Before we get into any of"},{"speaker":"Average Joe Finances","startTime":72.26,"endTime":75.825,"body":"that, my listeners need to"},{"speaker":"Average Joe Finances","startTime":75.825,"endTime":77.235,"body":"know a little bit about you."},{"speaker":"Average Joe Finances","startTime":77.235,"endTime":79.335,"body":"So if you could share a little bit"},{"speaker":"Average Joe Finances","startTime":77.235,"endTime":79.335,"body":"about yourself, share your share,"},{"speaker":"Average Joe Finances","startTime":80.175,"endTime":83.515,"body":"go as deep into it as you'd like"},{"speaker":"Average Joe Finances","startTime":80.175,"endTime":83.515,"body":"or share as little as you'd like."},{"speaker":"Average Joe Finances","startTime":83.515,"endTime":83.965,"body":"That's okay."},{"speaker":"Average Joe Finances","startTime":84.275,"endTime":86.465,"body":"But we wanna know who is Lisa Peterson?"},{"speaker":"Leisa Peterson","startTime":87.155,"endTime":87.725,"body":"Awesome."},{"speaker":"Leisa Peterson","startTime":87.815,"endTime":89.825,"body":"I love sharing that kind of thing."},{"speaker":"Leisa Peterson","startTime":89.875,"endTime":94.375,"body":"I like to talk about the fact"},{"speaker":"Leisa Peterson","startTime":89.875,"endTime":94.375,"body":"that I am someone who came from"},{"speaker":"Leisa Peterson","startTime":94.375,"endTime":96.385,"body":"pretty tough circumstances."},{"speaker":"Leisa Peterson","startTime":96.385,"endTime":100.765,"body":"And even though my life is pretty"},{"speaker":"Leisa Peterson","startTime":96.385,"endTime":100.765,"body":"dang charmed now, it wasn't just"},{"speaker":"Leisa Peterson","startTime":100.77,"endTime":102.595,"body":"gonna obviously happen that way."},{"speaker":"Leisa Peterson","startTime":102.6,"endTime":106.615,"body":"And what I mean by that is when I"},{"speaker":"Leisa Peterson","startTime":102.6,"endTime":106.615,"body":"was born, my parents were young."},{"speaker":"Leisa Peterson","startTime":106.615,"endTime":110.305,"body":"My dad had just gotten out of jail"},{"speaker":"Leisa Peterson","startTime":106.615,"endTime":110.305,"body":"actually right after I was born."},{"speaker":"Leisa Peterson","startTime":110.305,"endTime":114.115,"body":"And The home that I grew"},{"speaker":"Leisa Peterson","startTime":110.305,"endTime":114.115,"body":"up in was really stressful."},{"speaker":"Leisa Peterson","startTime":114.145,"endTime":116.539,"body":"My parents didn't know what they"},{"speaker":"Leisa Peterson","startTime":114.145,"endTime":116.539,"body":"were doing and it was you gotta"},{"speaker":"Leisa Peterson","startTime":116.539,"endTime":117.889,"body":"figure this out for yourself."},{"speaker":"Leisa Peterson","startTime":117.894,"endTime":122.0,"body":"And one of the things that really"},{"speaker":"Leisa Peterson","startTime":117.894,"endTime":122.0,"body":"marked my childhood is my parents"},{"speaker":"Leisa Peterson","startTime":122.005,"endTime":126.019,"body":"weren't horrible with money, but they"},{"speaker":"Leisa Peterson","startTime":122.005,"endTime":126.019,"body":"were really irresponsible with money."},{"speaker":"Leisa Peterson","startTime":126.44,"endTime":130.489,"body":"And so it started me out early"},{"speaker":"Leisa Peterson","startTime":126.44,"endTime":130.489,"body":"in life with a extreme scarcity"},{"speaker":"Leisa Peterson","startTime":130.489,"endTime":133.13,"body":"mindset, and it was really unstable."},{"speaker":"Leisa Peterson","startTime":133.13,"endTime":135.23,"body":"I was always afraid that we were."},{"speaker":"Leisa Peterson","startTime":135.545,"endTime":139.265,"body":"Gonna lose our car cuz we did or"},{"speaker":"Leisa Peterson","startTime":135.545,"endTime":139.265,"body":"lose our house because we did."},{"speaker":"Leisa Peterson","startTime":140.254,"endTime":144.575,"body":"It was just something that marked"},{"speaker":"Leisa Peterson","startTime":140.254,"endTime":144.575,"body":"my childhood and it really would"},{"speaker":"Leisa Peterson","startTime":144.575,"endTime":148.234,"body":"later on define the things that"},{"speaker":"Leisa Peterson","startTime":144.575,"endTime":148.234,"body":"I decided were important in life."},{"speaker":"Leisa Peterson","startTime":148.234,"endTime":150.784,"body":"And namely, I thought probably around."},{"speaker":"Leisa Peterson","startTime":151.385,"endTime":154.055,"body":"Once I learned about money at AJ"},{"speaker":"Leisa Peterson","startTime":151.385,"endTime":154.055,"body":"eight, I started making money."},{"speaker":"Leisa Peterson","startTime":154.055,"endTime":158.225,"body":"I was like, oh, if you have a lot"},{"speaker":"Leisa Peterson","startTime":154.055,"endTime":158.225,"body":"of money, then you don't have to"},{"speaker":"Leisa Peterson","startTime":158.225,"endTime":160.234,"body":"suffer like my parents do, right?"},{"speaker":"Leisa Peterson","startTime":160.595,"endTime":164.734,"body":"So I'm gonna figure out how to"},{"speaker":"Leisa Peterson","startTime":160.595,"endTime":164.734,"body":"make a lot of money and I'm gonna,"},{"speaker":"Leisa Peterson","startTime":165.005,"endTime":166.565,"body":"and that's all that matters."},{"speaker":"Leisa Peterson","startTime":166.595,"endTime":167.495,"body":"Then I'll be happy."},{"speaker":"Leisa Peterson","startTime":167.585,"endTime":169.625,"body":"That'll solve everything"},{"speaker":"Leisa Peterson","startTime":167.585,"endTime":169.625,"body":"a hundred percent."},{"speaker":"Leisa Peterson","startTime":169.765,"endTime":175.085,"body":"Yeah, and interesting enough, my parents"},{"speaker":"Leisa Peterson","startTime":169.765,"endTime":175.085,"body":"were really creative and when I got to"},{"speaker":"Leisa Peterson","startTime":175.114,"endTime":180.29,"body":"the opportunity to be the first to go"},{"speaker":"Leisa Peterson","startTime":175.114,"endTime":180.29,"body":"to college, I decided that I wanted to"},{"speaker":"Leisa Peterson","startTime":180.29,"endTime":185.299,"body":"do something really creative and so I"},{"speaker":"Leisa Peterson","startTime":180.29,"endTime":185.299,"body":"studied design and textiles in college"},{"speaker":"Leisa Peterson","startTime":185.54,"endTime":188.929,"body":"and I got this really cool job outta"},{"speaker":"Leisa Peterson","startTime":185.54,"endTime":188.929,"body":"college that was designing clothes for"},{"speaker":"Leisa Peterson","startTime":188.935,"endTime":193.67,"body":"this famous designer, and one year in"},{"speaker":"Leisa Peterson","startTime":188.935,"endTime":193.67,"body":"I'm making minimum wage, I'm making"},{"speaker":"Leisa Peterson","startTime":193.91,"endTime":197.72,"body":"less than when I had been in college"},{"speaker":"Leisa Peterson","startTime":193.91,"endTime":197.72,"body":"as a cocktail waitress or a bartender."},{"speaker":"Leisa Peterson","startTime":198.95,"endTime":202.94,"body":"I was like, oh, this is not, the"},{"speaker":"Leisa Peterson","startTime":198.95,"endTime":202.94,"body":"creative life is not gonna take"},{"speaker":"Leisa Peterson","startTime":202.94,"endTime":205.01,"body":"me where I want to go with money."},{"speaker":"Leisa Peterson","startTime":205.06,"endTime":209.41,"body":"I went back to school, got my mba,"},{"speaker":"Leisa Peterson","startTime":205.06,"endTime":209.41,"body":"and began a career in finance."},{"speaker":"Leisa Peterson","startTime":209.41,"endTime":213.64,"body":"And so this is going back almost the"},{"speaker":"Leisa Peterson","startTime":209.41,"endTime":213.64,"body":"30 years now that I started that."},{"speaker":"Leisa Peterson","startTime":213.67,"endTime":216.06,"body":"And and thankfully I learned about money."},{"speaker":"Leisa Peterson","startTime":216.63,"endTime":220.65,"body":"I used that to help me become"},{"speaker":"Leisa Peterson","startTime":216.63,"endTime":220.65,"body":"very successful with money."},{"speaker":"Leisa Peterson","startTime":221.19,"endTime":226.445,"body":"But the sad thing is in 1999, my dad"},{"speaker":"Leisa Peterson","startTime":221.19,"endTime":226.445,"body":"was brutally murdered by his best"},{"speaker":"Leisa Peterson","startTime":226.445,"endTime":229.205,"body":"friend or his ex-girlfriend's friend."},{"speaker":"Leisa Peterson","startTime":229.715,"endTime":231.625,"body":"And It changed everything."},{"speaker":"Leisa Peterson","startTime":231.655,"endTime":234.864,"body":"It caused me to question these"},{"speaker":"Leisa Peterson","startTime":231.655,"endTime":234.864,"body":"assumptions that I had made"},{"speaker":"Leisa Peterson","startTime":234.864,"endTime":236.755,"body":"about what brings happiness."},{"speaker":"Leisa Peterson","startTime":236.755,"endTime":240.464,"body":"I was like, if you can have this happen"},{"speaker":"Leisa Peterson","startTime":236.755,"endTime":240.464,"body":"to you and I realized that I wasn't"},{"speaker":"Leisa Peterson","startTime":240.464,"endTime":244.185,"body":"really happy no matter the fact that I"},{"speaker":"Leisa Peterson","startTime":240.464,"endTime":244.185,"body":"was married to my college sweetheart,"},{"speaker":"Leisa Peterson","startTime":244.185,"endTime":246.404,"body":"that I had a beautiful bay, healthy baby."},{"speaker":"Leisa Peterson","startTime":246.674,"endTime":249.464,"body":"I was like, I am actually a"},{"speaker":"Leisa Peterson","startTime":246.674,"endTime":249.464,"body":"wreck and I need to get to"},{"speaker":"Leisa Peterson","startTime":249.464,"endTime":251.234,"body":"the bottom of what's going on."},{"speaker":"Leisa Peterson","startTime":251.265,"endTime":256.38,"body":"And over the course of this past 23"},{"speaker":"Leisa Peterson","startTime":251.265,"endTime":256.38,"body":"years, I came to realize that scarcity"},{"speaker":"Leisa Peterson","startTime":256.38,"endTime":261.93,"body":"mindset that I had been exposed to really"},{"speaker":"Leisa Peterson","startTime":256.38,"endTime":261.93,"body":"early in life could not control my life."},{"speaker":"Leisa Peterson","startTime":261.93,"endTime":265.77,"body":"And ultimately that led me to writing"},{"speaker":"Leisa Peterson","startTime":261.93,"endTime":265.77,"body":"the book, the Mindful Millionaire,"},{"speaker":"Leisa Peterson","startTime":265.77,"endTime":269.43,"body":"of helping myself and other"},{"speaker":"Leisa Peterson","startTime":265.77,"endTime":269.43,"body":"people figure out how to move from"},{"speaker":"Leisa Peterson","startTime":269.43,"endTime":271.734,"body":"scarcity into a abundant thinking."},{"speaker":"Leisa Peterson","startTime":272.213,"endTime":275.463,"body":"And it's one thing if you were born, in"},{"speaker":"Leisa Peterson","startTime":272.213,"endTime":275.463,"body":"a really comfortable circumstance where"},{"speaker":"Leisa Peterson","startTime":275.463,"endTime":279.479,"body":"you just didn't worry about money, that"},{"speaker":"Leisa Peterson","startTime":275.463,"endTime":279.479,"body":"might not be the book for you, but if or"},{"speaker":"Leisa Peterson","startTime":279.479,"endTime":284.369,"body":"you identify with what it means to be,"},{"speaker":"Leisa Peterson","startTime":279.479,"endTime":284.369,"body":"In this mindset of scarcity and we can"},{"speaker":"Leisa Peterson","startTime":284.369,"endTime":288.389,"body":"talk more about that, then the book is"},{"speaker":"Leisa Peterson","startTime":284.369,"endTime":288.389,"body":"for you because it helps you question"},{"speaker":"Leisa Peterson","startTime":288.389,"endTime":292.378,"body":"your assumptions that you saw early in"},{"speaker":"Leisa Peterson","startTime":288.389,"endTime":292.378,"body":"life to create a life of abundance and"},{"speaker":"Leisa Peterson","startTime":292.808,"endTime":296.734,"body":"coming to today, interesting enough,"},{"speaker":"Leisa Peterson","startTime":292.808,"endTime":296.734,"body":"I'm in this place of semi-retirement"},{"speaker":"Leisa Peterson","startTime":296.739,"endTime":299.494,"body":"because we have enough money to"},{"speaker":"Leisa Peterson","startTime":296.739,"endTime":299.494,"body":"last us for the rest of our lives."},{"speaker":"Leisa Peterson","startTime":299.494,"endTime":301.503,"body":"We can make all the choices that we want."},{"speaker":"Leisa Peterson","startTime":301.864,"endTime":304.474,"body":"We have created this incredible freedom."},{"speaker":"Leisa Peterson","startTime":304.774,"endTime":309.484,"body":"But I will say that the money was"},{"speaker":"Leisa Peterson","startTime":304.774,"endTime":309.484,"body":"just a really, a small part of it."},{"speaker":"Leisa Peterson","startTime":309.484,"endTime":314.974,"body":"It was about the mindset that it"},{"speaker":"Leisa Peterson","startTime":309.484,"endTime":314.974,"body":"took for me to feel so abundant"},{"speaker":"Leisa Peterson","startTime":314.974,"endTime":316.294,"body":"in the life that I live today."},{"speaker":"Average Joe Finances","startTime":316.714,"endTime":316.984,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":317.373,"endTime":321.669,"body":"Lisa, I really appreciate the"},{"speaker":"Average Joe Finances","startTime":317.373,"endTime":321.669,"body":"transparency and everything about your"},{"speaker":"Average Joe Finances","startTime":321.669,"endTime":323.158,"body":"background and what you shared with me."},{"speaker":"Average Joe Finances","startTime":324.048,"endTime":328.619,"body":"It brings me back a little bit to even"},{"speaker":"Average Joe Finances","startTime":324.048,"endTime":328.619,"body":"my own childhood similar circumstances."},{"speaker":"Average Joe Finances","startTime":328.619,"endTime":331.318,"body":"So I was the only one of my"},{"speaker":"Average Joe Finances","startTime":328.619,"endTime":331.318,"body":"siblings not born in New York."},{"speaker":"Average Joe Finances","startTime":331.318,"endTime":332.278,"body":"I was born in Florida."},{"speaker":"Average Joe Finances","startTime":332.308,"endTime":334.409,"body":"Cause my parents at the"},{"speaker":"Average Joe Finances","startTime":332.308,"endTime":334.409,"body":"time were fugitives."},{"speaker":"Average Joe Finances","startTime":334.698,"endTime":339.029,"body":"So they were staying away from New York"},{"speaker":"Average Joe Finances","startTime":334.698,"endTime":339.029,"body":"until later on when they went back."},{"speaker":"Average Joe Finances","startTime":339.029,"endTime":342.078,"body":"And my younger sister was"},{"speaker":"Average Joe Finances","startTime":339.029,"endTime":342.078,"body":"actually born in prison."},{"speaker":"Average Joe Finances","startTime":342.508,"endTime":345.658,"body":"Not in prison, they, yes, took my mom"},{"speaker":"Average Joe Finances","startTime":342.508,"endTime":345.658,"body":"out and to the hospital and then she"},{"speaker":"Average Joe Finances","startTime":345.658,"endTime":347.678,"body":"went back into incarceration after that."},{"speaker":"Average Joe Finances","startTime":348.438,"endTime":352.628,"body":"Yes I and I've been through"},{"speaker":"Average Joe Finances","startTime":348.438,"endTime":352.628,"body":"a lot of similar things in my"},{"speaker":"Average Joe Finances","startTime":352.628,"endTime":357.158,"body":"childhood that, that caused this"},{"speaker":"Average Joe Finances","startTime":352.628,"endTime":357.158,"body":"scarcity mindset with me as well."},{"speaker":"Average Joe Finances","startTime":357.208,"endTime":360.554,"body":"And when I look back at that and I"},{"speaker":"Average Joe Finances","startTime":357.208,"endTime":360.554,"body":"hear what you share in your story I"},{"speaker":"Average Joe Finances","startTime":360.554,"endTime":362.563,"body":"just, I resonate so much with that."},{"speaker":"Average Joe Finances","startTime":362.944,"endTime":363.844,"body":"That it's sickening."},{"speaker":"Average Joe Finances","startTime":364.234,"endTime":368.433,"body":"And so some of the things I was writing"},{"speaker":"Average Joe Finances","startTime":364.234,"endTime":368.433,"body":"down that you were talking about is,"},{"speaker":"Average Joe Finances","startTime":368.438,"endTime":371.528,"body":"how your parents were irresponsible"},{"speaker":"Average Joe Finances","startTime":368.438,"endTime":371.528,"body":"with their finances, with money."},{"speaker":"Average Joe Finances","startTime":371.528,"endTime":374.928,"body":"And I too had that similar experience."},{"speaker":"Average Joe Finances","startTime":374.928,"endTime":378.798,"body":"So it's at times we had an"},{"speaker":"Average Joe Finances","startTime":374.928,"endTime":378.798,"body":"abundance of money just so much."},{"speaker":"Average Joe Finances","startTime":379.578,"endTime":380.688,"body":"But it would just get blown."},{"speaker":"Average Joe Finances","startTime":380.758,"endTime":383.788,"body":"Because my dad just didn't know"},{"speaker":"Average Joe Finances","startTime":380.758,"endTime":383.788,"body":"how to handle his finances."},{"speaker":"Average Joe Finances","startTime":383.788,"endTime":386.638,"body":"So when we had a lot of"},{"speaker":"Average Joe Finances","startTime":383.788,"endTime":386.638,"body":"money, things were good."},{"speaker":"Average Joe Finances","startTime":386.638,"endTime":389.128,"body":"When we didn't, we were worried"},{"speaker":"Average Joe Finances","startTime":386.638,"endTime":389.128,"body":"about whether or not the"},{"speaker":"Average Joe Finances","startTime":389.128,"endTime":390.778,"body":"electricity would stay on, right?"},{"speaker":"Average Joe Finances","startTime":390.783,"endTime":394.343,"body":"So it was like this give and"},{"speaker":"Average Joe Finances","startTime":390.783,"endTime":394.343,"body":"take of just this back and forth."},{"speaker":"Average Joe Finances","startTime":394.793,"endTime":399.333,"body":"And it, as a child, it"},{"speaker":"Average Joe Finances","startTime":394.793,"endTime":399.333,"body":"really affects how you think."},{"speaker":"Average Joe Finances","startTime":400.233,"endTime":403.413,"body":"I believe that's what also gave"},{"speaker":"Average Joe Finances","startTime":400.233,"endTime":403.413,"body":"me that scarcity mindset as well."},{"speaker":"Average Joe Finances","startTime":403.803,"endTime":406.833,"body":"And then fast forward to to"},{"speaker":"Average Joe Finances","startTime":403.803,"endTime":406.833,"body":"now I've changed everything"},{"speaker":"Average Joe Finances","startTime":406.833,"endTime":408.183,"body":"about how I look at money."},{"speaker":"Average Joe Finances","startTime":408.183,"endTime":409.443,"body":"It's the whole mindset piece."},{"speaker":"Average Joe Finances","startTime":409.443,"endTime":412.623,"body":"Like you talked about,"},{"speaker":"Average Joe Finances","startTime":409.443,"endTime":412.623,"body":"money's just a tool, right?"},{"speaker":"Average Joe Finances","startTime":412.623,"endTime":416.883,"body":"It's a tool to help you get your freedom,"},{"speaker":"Average Joe Finances","startTime":412.623,"endTime":416.883,"body":"but that mindset that you talked about"},{"speaker":"Average Joe Finances","startTime":416.883,"endTime":420.623,"body":"is so important, and I'd like to get"},{"speaker":"Average Joe Finances","startTime":416.883,"endTime":420.623,"body":"into that because, I'm pretty sure"},{"speaker":"Average Joe Finances","startTime":420.623,"endTime":423.083,"body":"your book being named The Mindful"},{"speaker":"Average Joe Finances","startTime":420.623,"endTime":423.083,"body":"Millionaire, which I have not read it"},{"speaker":"Average Joe Finances","startTime":423.083,"endTime":426.903,"body":"yet, which I want to now, especially"},{"speaker":"Average Joe Finances","startTime":423.083,"endTime":426.903,"body":"after hearing what you described about it."},{"speaker":"Average Joe Finances","startTime":427.263,"endTime":431.043,"body":"I'm pretty sure it's safe to say"},{"speaker":"Average Joe Finances","startTime":427.263,"endTime":431.043,"body":"that book is one of those things"},{"speaker":"Average Joe Finances","startTime":431.043,"endTime":434.733,"body":"that will help you with your mindset"},{"speaker":"Average Joe Finances","startTime":431.043,"endTime":434.733,"body":"on that journey and your finances."},{"speaker":"Average Joe Finances","startTime":434.733,"endTime":438.058,"body":"And I'm pretty sure that's also why you"},{"speaker":"Average Joe Finances","startTime":434.733,"endTime":438.058,"body":"started the Wealth Clinic as well, to help"},{"speaker":"Average Joe Finances","startTime":438.108,"endTime":442.924,"body":"individuals, change that scarcity mindset"},{"speaker":"Average Joe Finances","startTime":438.108,"endTime":442.924,"body":"and get more into an abundance mindset."},{"speaker":"Average Joe Finances","startTime":443.284,"endTime":445.413,"body":"And there's so much more than money."},{"speaker":"Average Joe Finances","startTime":445.818,"endTime":446.568,"body":"To get there."},{"speaker":"Average Joe Finances","startTime":446.568,"endTime":450.288,"body":"So if we could go into that a little"},{"speaker":"Average Joe Finances","startTime":446.568,"endTime":450.288,"body":"bit, what is it do you think is one"},{"speaker":"Average Joe Finances","startTime":450.288,"endTime":454.369,"body":"of the biggest tools besides money"},{"speaker":"Average Joe Finances","startTime":450.288,"endTime":454.369,"body":"that can help affect how you change"},{"speaker":"Average Joe Finances","startTime":454.373,"endTime":456.598,"body":"your mindset to an abundance mindset?"},{"speaker":"Average Joe Finances","startTime":457.048,"endTime":457.588,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":458.278,"endTime":462.838,"body":"If you've struggled"},{"speaker":"Leisa Peterson","startTime":458.278,"endTime":462.838,"body":"with money, there is this perception"},{"speaker":"Leisa Peterson","startTime":462.868,"endTime":466.648,"body":"that if you have more money, it's"},{"speaker":"Leisa Peterson","startTime":462.868,"endTime":466.648,"body":"gonna solve all your problems."},{"speaker":"Leisa Peterson","startTime":466.698,"endTime":471.888,"body":"And what wealthy people will tell you,"},{"speaker":"Leisa Peterson","startTime":466.698,"endTime":471.888,"body":"why is wealthy people will say that."},{"speaker":"Leisa Peterson","startTime":472.508,"endTime":475.813,"body":"It, you could have all the money in the"},{"speaker":"Leisa Peterson","startTime":472.508,"endTime":475.813,"body":"world and be completely stressed out"},{"speaker":"Leisa Peterson","startTime":475.813,"endTime":480.213,"body":"all the time, worried about losing it or"},{"speaker":"Leisa Peterson","startTime":475.813,"endTime":480.213,"body":"worried about people stealing from you."},{"speaker":"Leisa Peterson","startTime":480.213,"endTime":481.753,"body":"It just goes on and on, right?"},{"speaker":"Leisa Peterson","startTime":482.063,"endTime":487.403,"body":"And so what I learned in my journey after"},{"speaker":"Leisa Peterson","startTime":482.063,"endTime":487.403,"body":"my dad was killed is I turned to actually"},{"speaker":"Leisa Peterson","startTime":487.408,"endTime":495.083,"body":"meditation because I did not have the"},{"speaker":"Leisa Peterson","startTime":487.408,"endTime":495.083,"body":"ability at the time to be a witness to my"},{"speaker":"Leisa Peterson","startTime":495.083,"endTime":497.483,"body":"feelings, a witness to what was happening."},{"speaker":"Leisa Peterson","startTime":497.513,"endTime":499.493,"body":"I was always inside of the story."},{"speaker":"Leisa Peterson","startTime":499.953,"endTime":500.073,"body":"I."},{"speaker":"Leisa Peterson","startTime":500.073,"endTime":505.373,"body":"I was always spinning around trying to"},{"speaker":"Leisa Peterson","startTime":500.073,"endTime":505.373,"body":"figure out who do I blame, who do I judge?"},{"speaker":"Leisa Peterson","startTime":505.683,"endTime":508.713,"body":"How have I been taken"},{"speaker":"Leisa Peterson","startTime":505.683,"endTime":508.713,"body":"advantage of, like victim?"},{"speaker":"Leisa Peterson","startTime":508.768,"endTime":510.388,"body":"That's the life that I came from."},{"speaker":"Leisa Peterson","startTime":510.388,"endTime":512.458,"body":"And so those sorts of things."},{"speaker":"Leisa Peterson","startTime":512.708,"endTime":515.963,"body":"One way we can describe"},{"speaker":"Leisa Peterson","startTime":512.708,"endTime":515.963,"body":"it is this inner critic."},{"speaker":"Leisa Peterson","startTime":516.443,"endTime":520.793,"body":"That becomes the voice of"},{"speaker":"Leisa Peterson","startTime":516.443,"endTime":520.793,"body":"all the bad things that have"},{"speaker":"Leisa Peterson","startTime":520.793,"endTime":522.233,"body":"happened to you in the past."},{"speaker":"Leisa Peterson","startTime":522.413,"endTime":523.353,"body":"It follows you."},{"speaker":"Leisa Peterson","startTime":523.353,"endTime":524.113,"body":"It's part of victim mentality."},{"speaker":"Average Joe Finances","startTime":524.313,"endTime":525.073,"body":"A"},{"speaker":"Average Joe Finances","startTime":524.313,"endTime":525.073,"body":"hundred percent, right?"},{"speaker":"Average Joe Finances","startTime":525.073,"endTime":525.273,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":525.323,"endTime":525.613,"body":"Okay."},{"speaker":"Leisa Peterson","startTime":525.753,"endTime":531.123,"body":"So you have to be able to"},{"speaker":"Leisa Peterson","startTime":525.753,"endTime":531.123,"body":"notice, oh, I'm upset right now."},{"speaker":"Leisa Peterson","startTime":531.153,"endTime":533.373,"body":"Oh, I'm stressed out right now."},{"speaker":"Leisa Peterson","startTime":533.793,"endTime":537.453,"body":"Because if you don't have awareness"},{"speaker":"Leisa Peterson","startTime":533.793,"endTime":537.453,"body":"in the present moment of what's"},{"speaker":"Leisa Peterson","startTime":537.453,"endTime":541.863,"body":"going on, you're gonna keep repeating"},{"speaker":"Leisa Peterson","startTime":537.453,"endTime":541.863,"body":"the pattern over and over again."},{"speaker":"Leisa Peterson","startTime":542.013,"endTime":546.123,"body":"So mindfulness to me and why, it's"},{"speaker":"Leisa Peterson","startTime":542.013,"endTime":546.123,"body":"called the Mindful Millionaire,"},{"speaker":"Leisa Peterson","startTime":546.123,"endTime":548.733,"body":"was about we need to pause."},{"speaker":"Leisa Peterson","startTime":548.733,"endTime":554.223,"body":"We need to be able to separate ourselves"},{"speaker":"Leisa Peterson","startTime":548.733,"endTime":554.223,"body":"from this programming, from this paradigm"},{"speaker":"Leisa Peterson","startTime":554.223,"endTime":556.443,"body":"that we have found ourselves in this life."},{"speaker":"Leisa Peterson","startTime":556.893,"endTime":560.493,"body":"We need to separate from it, realize"},{"speaker":"Leisa Peterson","startTime":556.893,"endTime":560.493,"body":"that is a story that we have been"},{"speaker":"Leisa Peterson","startTime":560.493,"endTime":562.023,"body":"given for a really long time."},{"speaker":"Leisa Peterson","startTime":562.023,"endTime":564.123,"body":"But it doesn't mean that"},{"speaker":"Leisa Peterson","startTime":562.023,"endTime":564.123,"body":"we have to believe it."},{"speaker":"Leisa Peterson","startTime":564.783,"endTime":568.773,"body":"And when we start to realize that,"},{"speaker":"Leisa Peterson","startTime":564.783,"endTime":568.773,"body":"when we change our thoughts that"},{"speaker":"Leisa Peterson","startTime":568.773,"endTime":572.193,"body":"we, identify them and we start"},{"speaker":"Leisa Peterson","startTime":568.773,"endTime":572.193,"body":"to say maybe that's not healthy."},{"speaker":"Leisa Peterson","startTime":572.193,"endTime":574.858,"body":"Maybe my life is all oriented to."},{"speaker":"Leisa Peterson","startTime":575.728,"endTime":579.058,"body":"Preventing losses, like how am"},{"speaker":"Leisa Peterson","startTime":575.728,"endTime":579.058,"body":"I gonna not gonna lose here?"},{"speaker":"Leisa Peterson","startTime":579.058,"endTime":581.038,"body":"Which is a scarcity mindset, right?"},{"speaker":"Leisa Peterson","startTime":581.128,"endTime":584.458,"body":"We have to retrain so we"},{"speaker":"Leisa Peterson","startTime":581.128,"endTime":584.458,"body":"know we've got the problem."},{"speaker":"Leisa Peterson","startTime":584.518,"endTime":587.808,"body":"We see that where we get stuck"},{"speaker":"Leisa Peterson","startTime":584.518,"endTime":587.808,"body":"and now we start to see what."},{"speaker":"Leisa Peterson","startTime":588.243,"endTime":592.203,"body":"What would it look like if I"},{"speaker":"Leisa Peterson","startTime":588.243,"endTime":592.203,"body":"were to play to win, right?"},{"speaker":"Leisa Peterson","startTime":592.233,"endTime":595.863,"body":"What would it look like if I saw"},{"speaker":"Leisa Peterson","startTime":592.233,"endTime":595.863,"body":"this as an investment of my time,"},{"speaker":"Leisa Peterson","startTime":595.863,"endTime":599.553,"body":"of my money, even if it doesn't"},{"speaker":"Leisa Peterson","startTime":595.863,"endTime":599.553,"body":"lead to the success that I want?"},{"speaker":"Leisa Peterson","startTime":599.613,"endTime":603.993,"body":"What if just that experience of failure"},{"speaker":"Leisa Peterson","startTime":599.613,"endTime":603.993,"body":"and mistakes are some of the most"},{"speaker":"Leisa Peterson","startTime":603.998,"endTime":606.393,"body":"valuable things that I have in life?"},{"speaker":"Leisa Peterson","startTime":607.143,"endTime":611.253,"body":"All of a sudden we're like, dang,"},{"speaker":"Leisa Peterson","startTime":607.143,"endTime":611.253,"body":"my mistakes are worth a lot."},{"speaker":"Leisa Peterson","startTime":611.283,"endTime":612.903,"body":"That's abundant mindset."},{"speaker":"Average Joe Finances","startTime":612.913,"endTime":613.693,"body":"It's"},{"speaker":"Average Joe Finances","startTime":612.913,"endTime":613.693,"body":"investing in yourself."},{"speaker":"Average Joe Finances","startTime":614.918,"endTime":619.028,"body":"It's taking those mistakes, those"},{"speaker":"Average Joe Finances","startTime":614.918,"endTime":619.028,"body":"experiences that you've had, not"},{"speaker":"Average Joe Finances","startTime":619.028,"endTime":622.898,"body":"only learning from them, but turning"},{"speaker":"Average Joe Finances","startTime":619.028,"endTime":622.898,"body":"it into something better, right?"},{"speaker":"Average Joe Finances","startTime":622.898,"endTime":625.958,"body":"By taking those experiences, yes, of"},{"speaker":"Average Joe Finances","startTime":622.898,"endTime":625.958,"body":"course you learn from them, right?"},{"speaker":"Average Joe Finances","startTime":626.258,"endTime":628.328,"body":"But as you learn from them, you grow."},{"speaker":"Average Joe Finances","startTime":628.688,"endTime":632.598,"body":"And growth is probably one of"},{"speaker":"Average Joe Finances","startTime":628.688,"endTime":632.598,"body":"the biggest things that you can"},{"speaker":"Average Joe Finances","startTime":632.778,"endTime":634.398,"body":"have in your life that causes."},{"speaker":"Average Joe Finances","startTime":634.728,"endTime":636.438,"body":"This big change to your mindset."},{"speaker":"Average Joe Finances","startTime":636.438,"endTime":638.653,"body":"One of the things I wrote down as"},{"speaker":"Average Joe Finances","startTime":636.438,"endTime":638.653,"body":"you were talking about is you go"},{"speaker":"Average Joe Finances","startTime":638.653,"endTime":642.943,"body":"from this victim mentality and you"},{"speaker":"Average Joe Finances","startTime":638.653,"endTime":642.943,"body":"said, take a pause from that, right?"},{"speaker":"Average Joe Finances","startTime":643.423,"endTime":647.413,"body":"And remove yourself or separate"},{"speaker":"Average Joe Finances","startTime":643.423,"endTime":647.413,"body":"yourself from that mindset."},{"speaker":"Average Joe Finances","startTime":647.713,"endTime":651.278,"body":"Now, what would you say, I know you"},{"speaker":"Average Joe Finances","startTime":647.713,"endTime":651.278,"body":"said you started meditating, but what"},{"speaker":"Average Joe Finances","startTime":651.278,"endTime":656.168,"body":"are some other ways that you can find"},{"speaker":"Average Joe Finances","startTime":651.278,"endTime":656.168,"body":"to separate yourself from that mindset?"},{"speaker":"Average Joe Finances","startTime":656.168,"endTime":658.388,"body":"For me, I like to journal."},{"speaker":"Average Joe Finances","startTime":659.018,"endTime":659.618,"body":"I'm not."},{"speaker":"Average Joe Finances","startTime":660.173,"endTime":662.963,"body":"As active in journaling as I should be."},{"speaker":"Average Joe Finances","startTime":662.963,"endTime":664.493,"body":"I used to do it every day."},{"speaker":"Average Joe Finances","startTime":664.823,"endTime":667.433,"body":"Full disclosure, I'm"},{"speaker":"Average Joe Finances","startTime":664.823,"endTime":667.433,"body":"not doing it every day."},{"speaker":"Average Joe Finances","startTime":667.773,"endTime":669.513,"body":"And I used to meditate all the time too."},{"speaker":"Average Joe Finances","startTime":669.513,"endTime":672.423,"body":"And full disclosure, I am not"},{"speaker":"Average Joe Finances","startTime":669.513,"endTime":672.423,"body":"meditating all the time anymore."},{"speaker":"Average Joe Finances","startTime":672.703,"endTime":676.123,"body":"My wife tells me like every day"},{"speaker":"Average Joe Finances","startTime":672.703,"endTime":676.123,"body":"like, Hey, come do yoga with me."},{"speaker":"Average Joe Finances","startTime":676.123,"endTime":676.813,"body":"Come meditate."},{"speaker":"Average Joe Finances","startTime":677.203,"endTime":677.938,"body":"And I'm like yeah."},{"speaker":"Average Joe Finances","startTime":678.008,"endTime":680.638,"body":"After I send out this email"},{"speaker":"Average Joe Finances","startTime":678.008,"endTime":680.638,"body":"or after I get this done."},{"speaker":"Average Joe Finances","startTime":680.998,"endTime":685.738,"body":"So I find myself struggling"},{"speaker":"Average Joe Finances","startTime":680.998,"endTime":685.738,"body":"with this battle of."},{"speaker":"Average Joe Finances","startTime":686.338,"endTime":687.328,"body":"Taking care of myself."},{"speaker":"Average Joe Finances","startTime":687.578,"endTime":688.958,"body":"Because that's the way I look at it."},{"speaker":"Average Joe Finances","startTime":688.958,"endTime":692.878,"body":"So what are some ways"},{"speaker":"Average Joe Finances","startTime":688.958,"endTime":692.878,"body":"that I can refocus myself?"},{"speaker":"Average Joe Finances","startTime":692.878,"endTime":694.378,"body":"Now, this is personal for me, right?"},{"speaker":"Average Joe Finances","startTime":694.428,"endTime":695.478,"body":"It's my podcast."},{"speaker":"Average Joe Finances","startTime":695.478,"endTime":696.678,"body":"I could be selfish like that."},{"speaker":"Average Joe Finances","startTime":696.708,"endTime":696.978,"body":"Exactly."},{"speaker":"Average Joe Finances","startTime":697.108,"endTime":703.318,"body":"But what are some ways that I can"},{"speaker":"Average Joe Finances","startTime":697.108,"endTime":703.318,"body":"refocus that self-care to to invest"},{"speaker":"Average Joe Finances","startTime":703.318,"endTime":706.468,"body":"more in myself instead of just worrying"},{"speaker":"Average Joe Finances","startTime":703.318,"endTime":706.468,"body":"about my businesses all the time?"},{"speaker":"Leisa Peterson","startTime":706.828,"endTime":706.888,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":708.238,"endTime":711.238,"body":"One of the things I'm gonna be"},{"speaker":"Leisa Peterson","startTime":708.238,"endTime":711.238,"body":"talking about here at the conference"},{"speaker":"Leisa Peterson","startTime":711.238,"endTime":714.388,"body":"tomorrow is about becoming unshakable."},{"speaker":"Leisa Peterson","startTime":714.538,"endTime":717.028,"body":"Someone who can't be shaken, right?"},{"speaker":"Leisa Peterson","startTime":717.079,"endTime":720.648,"body":"Can't be destroyed, can't be"},{"speaker":"Leisa Peterson","startTime":717.079,"endTime":720.648,"body":"altered, can't be stopped."},{"speaker":"Leisa Peterson","startTime":721.278,"endTime":728.329,"body":"And what I have realized is it's"},{"speaker":"Leisa Peterson","startTime":721.278,"endTime":728.329,"body":"different for each of us, but the thing"},{"speaker":"Leisa Peterson","startTime":728.329,"endTime":736.758,"body":"that comes to mind here in that question"},{"speaker":"Leisa Peterson","startTime":728.329,"endTime":736.758,"body":"is knowing the why behind what we do."},{"speaker":"Leisa Peterson","startTime":737.118,"endTime":741.678,"body":"Like identifying the why"},{"speaker":"Leisa Peterson","startTime":737.118,"endTime":741.678,"body":"and what does that mean?"},{"speaker":"Leisa Peterson","startTime":741.758,"endTime":745.088,"body":"If we don't know the why, we're"},{"speaker":"Leisa Peterson","startTime":741.758,"endTime":745.088,"body":"not gonna figure out the how."},{"speaker":"Leisa Peterson","startTime":745.658,"endTime":751.568,"body":"And so let's say you decided that"},{"speaker":"Leisa Peterson","startTime":745.658,"endTime":751.568,"body":"your why was I wanna be like the"},{"speaker":"Leisa Peterson","startTime":751.568,"endTime":754.388,"body":"best parent to my children ever."},{"speaker":"Leisa Peterson","startTime":754.388,"endTime":758.728,"body":"That's a really deep core value,"},{"speaker":"Leisa Peterson","startTime":754.388,"endTime":758.728,"body":"especially for you and I because."},{"speaker":"Leisa Peterson","startTime":759.163,"endTime":762.433,"body":"We didn't come from the"},{"speaker":"Leisa Peterson","startTime":759.163,"endTime":762.433,"body":"perfect role models, right?"},{"speaker":"Leisa Peterson","startTime":762.523,"endTime":763.333,"body":"And so"},{"speaker":"Leisa Peterson","startTime":763.633,"endTime":767.563,"body":"becoming a great parent is"},{"speaker":"Leisa Peterson","startTime":763.633,"endTime":767.563,"body":"the why underneath all of it."},{"speaker":"Leisa Peterson","startTime":767.563,"endTime":769.333,"body":"I wanna set them up for success."},{"speaker":"Leisa Peterson","startTime":769.338,"endTime":771.923,"body":"I wanna really, give them"},{"speaker":"Leisa Peterson","startTime":769.338,"endTime":771.923,"body":"the support that they want."},{"speaker":"Leisa Peterson","startTime":772.493,"endTime":776.963,"body":"That begins like a deep understanding"},{"speaker":"Leisa Peterson","startTime":772.493,"endTime":776.963,"body":"of the love and compassion we have"},{"speaker":"Leisa Peterson","startTime":776.963,"endTime":782.303,"body":"for our children becomes the why"},{"speaker":"Leisa Peterson","startTime":776.963,"endTime":782.303,"body":"and when we have the why, all of a"},{"speaker":"Leisa Peterson","startTime":782.303,"endTime":785.644,"body":"sudden, the how becomes very clear."},{"speaker":"Leisa Peterson","startTime":785.644,"endTime":791.104,"body":"Nietzsche says he who has a"},{"speaker":"Leisa Peterson","startTime":785.644,"endTime":791.104,"body":"why can bear almost any how."},{"speaker":"Leisa Peterson","startTime":791.884,"endTime":797.524,"body":"And so the how then becomes I need to"},{"speaker":"Leisa Peterson","startTime":791.884,"endTime":797.524,"body":"sit on that cushion every day because"},{"speaker":"Leisa Peterson","startTime":797.524,"endTime":801.803,"body":"if I'm not doing that, I'm not gonna"},{"speaker":"Leisa Peterson","startTime":797.524,"endTime":801.803,"body":"be at my best on a daily basis when"},{"speaker":"Leisa Peterson","startTime":801.803,"endTime":803.513,"body":"stress does happen in the family."},{"speaker":"Leisa Peterson","startTime":803.513,"endTime":805.667,"body":"Or things go not according to plan."},{"speaker":"Leisa Peterson","startTime":806.113,"endTime":810.733,"body":"It starts to give us an ability"},{"speaker":"Leisa Peterson","startTime":806.113,"endTime":810.733,"body":"to make better decisions about the"},{"speaker":"Leisa Peterson","startTime":810.733,"endTime":815.122,"body":"choices, that, that are coming at"},{"speaker":"Leisa Peterson","startTime":810.733,"endTime":815.122,"body":"us constantly like this makes sense."},{"speaker":"Leisa Peterson","startTime":815.122,"endTime":815.963,"body":"This doesn't."},{"speaker":"Leisa Peterson","startTime":816.382,"endTime":819.532,"body":"Sometimes things make a lot of"},{"speaker":"Leisa Peterson","startTime":816.382,"endTime":819.532,"body":"sense financially, but they're"},{"speaker":"Leisa Peterson","startTime":819.532,"endTime":821.572,"body":"gonna suck you dry, right?"},{"speaker":"Leisa Peterson","startTime":821.603,"endTime":825.322,"body":"And they're gonna take away from the"},{"speaker":"Leisa Peterson","startTime":821.603,"endTime":825.322,"body":"time that you have for your family."},{"speaker":"Leisa Peterson","startTime":825.353,"endTime":827.242,"body":"No amount of money in"},{"speaker":"Leisa Peterson","startTime":825.353,"endTime":827.242,"body":"the world is worth that."},{"speaker":"Leisa Peterson","startTime":827.242,"endTime":832.132,"body":"And so when we get really clear on"},{"speaker":"Leisa Peterson","startTime":827.242,"endTime":832.132,"body":"aligning our values and our priorities,"},{"speaker":"Leisa Peterson","startTime":832.137,"endTime":838.252,"body":"which is what the why is all about, we get"},{"speaker":"Leisa Peterson","startTime":832.137,"endTime":838.252,"body":"into the how am I gonna do that question?"},{"speaker":"Leisa Peterson","startTime":838.252,"endTime":839.542,"body":"And I think that's really healthy."},{"speaker":"Average Joe Finances","startTime":839.978,"endTime":840.157,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":840.157,"endTime":842.997,"body":"I think that's one of those"},{"speaker":"Average Joe Finances","startTime":840.157,"endTime":842.997,"body":"questions I need to re-ask myself."},{"speaker":"Average Joe Finances","startTime":843.147,"endTime":846.907,"body":"And I always focus on what my"},{"speaker":"Average Joe Finances","startTime":843.147,"endTime":846.907,"body":"why is for real estate investing,"},{"speaker":"Average Joe Finances","startTime":846.907,"endTime":849.457,"body":"what my why is for my businesses."},{"speaker":"Average Joe Finances","startTime":849.507,"endTime":853.467,"body":"And it's to, for me it's to build"},{"speaker":"Average Joe Finances","startTime":849.507,"endTime":853.467,"body":"generational wealth for my family"},{"speaker":"Average Joe Finances","startTime":853.467,"endTime":857.307,"body":"and to you make sure that my"},{"speaker":"Average Joe Finances","startTime":853.467,"endTime":857.307,"body":"children don't grow up with the"},{"speaker":"Average Joe Finances","startTime":857.307,"endTime":859.617,"body":"same mindset that I grew up with."},{"speaker":"Average Joe Finances","startTime":859.617,"endTime":864.867,"body":"And that they don't have to have this"},{"speaker":"Average Joe Finances","startTime":859.617,"endTime":864.867,"body":"scarcity mindset and, I think sometimes"},{"speaker":"Average Joe Finances","startTime":865.017,"endTime":871.407,"body":"in focusing on that, I lose sight on the"},{"speaker":"Average Joe Finances","startTime":865.017,"endTime":871.407,"body":"first part of my why, my family, right?"},{"speaker":"Average Joe Finances","startTime":872.007,"endTime":878.117,"body":"So I think sometimes I just need to take"},{"speaker":"Average Joe Finances","startTime":872.007,"endTime":878.117,"body":"a step back, reevaluate my why, right?"},{"speaker":"Average Joe Finances","startTime":878.177,"endTime":880.607,"body":"And then that'll help"},{"speaker":"Average Joe Finances","startTime":878.177,"endTime":880.607,"body":"gimme the tools for my how."},{"speaker":"Average Joe Finances","startTime":880.937,"endTime":881.627,"body":"To get there."},{"speaker":"Average Joe Finances","startTime":881.907,"endTime":885.242,"body":"So yeah, I, I know that there's"},{"speaker":"Average Joe Finances","startTime":881.907,"endTime":885.242,"body":"always work to be done, right?"},{"speaker":"Average Joe Finances","startTime":885.242,"endTime":888.362,"body":"And I know I need to always continue"},{"speaker":"Average Joe Finances","startTime":885.242,"endTime":888.362,"body":"working on myself, but I really"},{"speaker":"Average Joe Finances","startTime":888.362,"endTime":890.042,"body":"appreciate you sharing that with me."},{"speaker":"Average Joe Finances","startTime":890.102,"endTime":892.442,"body":"And again, it was a"},{"speaker":"Average Joe Finances","startTime":890.102,"endTime":892.442,"body":"selfish question for me."},{"speaker":"Average Joe Finances","startTime":892.732,"endTime":894.222,"body":"But it, that's what this is all about."},{"speaker":"Average Joe Finances","startTime":894.222,"endTime":897.582,"body":"And I know that this is gonna provide"},{"speaker":"Average Joe Finances","startTime":894.222,"endTime":897.582,"body":"a lot of value to my listeners as well."},{"speaker":"Average Joe Finances","startTime":897.582,"endTime":900.792,"body":"So that's why I asked these"},{"speaker":"Average Joe Finances","startTime":897.582,"endTime":900.792,"body":"questions, so fantastic."},{"speaker":"Average Joe Finances","startTime":901.152,"endTime":903.432,"body":"Now there's something else"},{"speaker":"Average Joe Finances","startTime":901.152,"endTime":903.432,"body":"that you mentioned too that"},{"speaker":"Average Joe Finances","startTime":903.532,"endTime":904.762,"body":"earlier that I wrote down."},{"speaker":"Average Joe Finances","startTime":904.882,"endTime":909.382,"body":"And I like this because I think I"},{"speaker":"Average Joe Finances","startTime":904.882,"endTime":909.382,"body":"identify in this same area as well,"},{"speaker":"Average Joe Finances","startTime":909.592,"endTime":911.212,"body":"and that's being semi-retired."},{"speaker":"Average Joe Finances","startTime":911.212,"endTime":915.832,"body":"So I retired from the Navy and I've"},{"speaker":"Average Joe Finances","startTime":911.212,"endTime":915.832,"body":"been working from home or working from"},{"speaker":"Average Joe Finances","startTime":915.832,"endTime":919.597,"body":"home the past six, seven months now."},{"speaker":"Average Joe Finances","startTime":920.077,"endTime":924.187,"body":"And I find myself very"},{"speaker":"Average Joe Finances","startTime":920.077,"endTime":924.187,"body":"like bored sometimes."},{"speaker":"Average Joe Finances","startTime":924.547,"endTime":927.077,"body":"And I even started looking"},{"speaker":"Average Joe Finances","startTime":924.547,"endTime":927.077,"body":"at getting another J o b."},{"speaker":"Average Joe Finances","startTime":927.567,"endTime":932.387,"body":"But it's just, it's I just wanna do"},{"speaker":"Average Joe Finances","startTime":927.567,"endTime":932.387,"body":"something else and I miss some of the"},{"speaker":"Average Joe Finances","startTime":932.387,"endTime":933.827,"body":"things I did while I was in the military."},{"speaker":"Average Joe Finances","startTime":933.827,"endTime":938.537,"body":"Not so much that I miss the military,"},{"speaker":"Average Joe Finances","startTime":933.827,"endTime":938.537,"body":"but I miss some of the the comradery"},{"speaker":"Average Joe Finances","startTime":938.617,"endTime":942.097,"body":"of having a mission that, that,"},{"speaker":"Average Joe Finances","startTime":938.617,"endTime":942.097,"body":"that's so much bigger than myself."},{"speaker":"Average Joe Finances","startTime":942.637,"endTime":945.967,"body":"So that's where I'm finding myself"},{"speaker":"Average Joe Finances","startTime":942.637,"endTime":945.967,"body":"there in my semi-retirement."},{"speaker":"Average Joe Finances","startTime":946.267,"endTime":949.147,"body":"But can you explain to"},{"speaker":"Average Joe Finances","startTime":946.267,"endTime":949.147,"body":"me what that is for you?"},{"speaker":"Average Joe Finances","startTime":949.147,"endTime":950.527,"body":"What is being semi-retired?"},{"speaker":"Leisa Peterson","startTime":951.787,"endTime":955.027,"body":"First and foremost,"},{"speaker":"Leisa Peterson","startTime":951.787,"endTime":955.027,"body":"it's about living in the present"},{"speaker":"Leisa Peterson","startTime":955.027,"endTime":960.577,"body":"moment and having the freedom to"},{"speaker":"Leisa Peterson","startTime":955.027,"endTime":960.577,"body":"choose where my mind is going."},{"speaker":"Leisa Peterson","startTime":960.757,"endTime":961.207,"body":"Awesome."},{"speaker":"Leisa Peterson","startTime":961.567,"endTime":967.787,"body":"And recently I had spent a lot of time"},{"speaker":"Leisa Peterson","startTime":961.567,"endTime":967.787,"body":"when the book came out in 2020 realized"},{"speaker":"Leisa Peterson","startTime":967.792,"endTime":969.947,"body":"that like the book tour was canceled."},{"speaker":"Leisa Peterson","startTime":969.947,"endTime":972.307,"body":"It was right at, we're in"},{"speaker":"Leisa Peterson","startTime":969.947,"endTime":972.307,"body":"the side of the pandemic."},{"speaker":"Leisa Peterson","startTime":972.337,"endTime":974.677,"body":"A lot of things changed"},{"speaker":"Leisa Peterson","startTime":972.337,"endTime":974.677,"body":"really quickly for me."},{"speaker":"Leisa Peterson","startTime":975.112,"endTime":978.892,"body":"And I thought, okay, you, you have"},{"speaker":"Leisa Peterson","startTime":975.112,"endTime":978.892,"body":"this book, you have this platform."},{"speaker":"Leisa Peterson","startTime":979.162,"endTime":980.422,"body":"How can you help people?"},{"speaker":"Leisa Peterson","startTime":980.422,"endTime":983.332,"body":"And I could see that a lot of"},{"speaker":"Leisa Peterson","startTime":980.422,"endTime":983.332,"body":"business owners really needed to"},{"speaker":"Leisa Peterson","startTime":983.332,"endTime":986.362,"body":"change their mindset, especially"},{"speaker":"Leisa Peterson","startTime":983.332,"endTime":986.362,"body":"going through the pandemic."},{"speaker":"Leisa Peterson","startTime":986.367,"endTime":991.733,"body":"And I started teaching about money and"},{"speaker":"Leisa Peterson","startTime":986.367,"endTime":991.733,"body":"to business owners and I built that"},{"speaker":"Leisa Peterson","startTime":991.733,"endTime":997.673,"body":"business up to really successful over"},{"speaker":"Leisa Peterson","startTime":991.733,"endTime":997.673,"body":"this time and LA last fall, I realized"},{"speaker":"Leisa Peterson","startTime":997.673,"endTime":1002.518,"body":"that the time it was taking for me"},{"speaker":"Leisa Peterson","startTime":997.673,"endTime":1002.518,"body":"to run that business, Wasn't actually"},{"speaker":"Leisa Peterson","startTime":1002.518,"endTime":1004.858,"body":"time, it wasn't presenting time freedom."},{"speaker":"Leisa Peterson","startTime":1004.858,"endTime":1007.377,"body":"And even though I was making a big"},{"speaker":"Leisa Peterson","startTime":1004.858,"endTime":1007.377,"body":"impact in other people's lives,"},{"speaker":"Leisa Peterson","startTime":1007.738,"endTime":1009.478,"body":"it was taking away from mine."},{"speaker":"Leisa Peterson","startTime":1009.568,"endTime":1013.588,"body":"And when money isn't the reason"},{"speaker":"Leisa Peterson","startTime":1009.568,"endTime":1013.588,"body":"that you're doing something, you've"},{"speaker":"Leisa Peterson","startTime":1013.588,"endTime":1018.658,"body":"got to be really careful about"},{"speaker":"Leisa Peterson","startTime":1013.588,"endTime":1018.658,"body":"how you choose to spend your time."},{"speaker":"Leisa Peterson","startTime":1018.663,"endTime":1019.678,"body":"And I said, you know what?"},{"speaker":"Leisa Peterson","startTime":1019.678,"endTime":1019.679,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1019.684,"endTime":1020.968,"body":"It come, it comes back to that why."},{"speaker":"Leisa Peterson","startTime":1021.118,"endTime":1021.508,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1021.688,"endTime":1022.108,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1022.158,"endTime":1025.748,"body":"And my why was changing because"},{"speaker":"Leisa Peterson","startTime":1022.158,"endTime":1025.748,"body":"we were, we had hit a whole"},{"speaker":"Leisa Peterson","startTime":1025.748,"endTime":1027.278,"body":"new level with our investing."},{"speaker":"Leisa Peterson","startTime":1027.772,"endTime":1030.233,"body":"And it was changing my perspective."},{"speaker":"Leisa Peterson","startTime":1030.262,"endTime":1032.483,"body":"My husband was facing"},{"speaker":"Leisa Peterson","startTime":1030.262,"endTime":1032.483,"body":"some health challenges."},{"speaker":"Leisa Peterson","startTime":1032.483,"endTime":1034.583,"body":"My son's getting ready to"},{"speaker":"Leisa Peterson","startTime":1032.483,"endTime":1034.583,"body":"graduate from high school."},{"speaker":"Leisa Peterson","startTime":1034.583,"endTime":1038.663,"body":"We're gonna be empty nesters after 26"},{"speaker":"Leisa Peterson","startTime":1034.583,"endTime":1038.663,"body":"years of having children in the home."},{"speaker":"Leisa Peterson","startTime":1039.323,"endTime":1041.273,"body":"And I was like, okay, wait a minute."},{"speaker":"Leisa Peterson","startTime":1041.303,"endTime":1042.833,"body":"What do you want now?"},{"speaker":"Leisa Peterson","startTime":1042.863,"endTime":1047.213,"body":"And I was like, I, in order to"},{"speaker":"Leisa Peterson","startTime":1042.863,"endTime":1047.213,"body":"go wherever I'm supposed to go"},{"speaker":"Leisa Peterson","startTime":1047.213,"endTime":1049.133,"body":"next, which I don't have to know."},{"speaker":"Leisa Peterson","startTime":1049.898,"endTime":1054.998,"body":"I need to let go of what I've got"},{"speaker":"Leisa Peterson","startTime":1049.898,"endTime":1054.998,"body":"right now, no matter what that"},{"speaker":"Leisa Peterson","startTime":1054.998,"endTime":1057.638,"body":"means to my pride and my reputation."},{"speaker":"Leisa Peterson","startTime":1057.643,"endTime":1061.178,"body":"Like I had to let go of things that"},{"speaker":"Leisa Peterson","startTime":1057.643,"endTime":1061.178,"body":"I've been working on for 10 years."},{"speaker":"Leisa Peterson","startTime":1061.183,"endTime":1064.963,"body":"I've built this business up and I"},{"speaker":"Leisa Peterson","startTime":1061.183,"endTime":1064.963,"body":"was like what if I just let it go?"},{"speaker":"Leisa Peterson","startTime":1064.963,"endTime":1070.382,"body":"What if I walked away, keep aspects"},{"speaker":"Leisa Peterson","startTime":1064.963,"endTime":1070.382,"body":"of it, but said, I think there's"},{"speaker":"Leisa Peterson","startTime":1070.382,"endTime":1073.202,"body":"something else for me, but I"},{"speaker":"Leisa Peterson","startTime":1070.382,"endTime":1073.202,"body":"don't have to know what that is."},{"speaker":"Leisa Peterson","startTime":1073.202,"endTime":1076.472,"body":"But if I don't let this go, I'm"},{"speaker":"Leisa Peterson","startTime":1073.202,"endTime":1076.472,"body":"not gonna have space to allow"},{"speaker":"Leisa Peterson","startTime":1076.472,"endTime":1077.912,"body":"that next thing to come in."},{"speaker":"Leisa Peterson","startTime":1078.082,"endTime":1082.132,"body":"And the next thing is gonna be a"},{"speaker":"Leisa Peterson","startTime":1078.082,"endTime":1082.132,"body":"reflection of who I've become, not who I"},{"speaker":"Leisa Peterson","startTime":1082.132,"endTime":1084.622,"body":"was nine years ago, but who I am today."},{"speaker":"Leisa Peterson","startTime":1084.952,"endTime":1089.282,"body":"And so sometimes it kinda burn"},{"speaker":"Leisa Peterson","startTime":1084.952,"endTime":1089.282,"body":"it down or let it go or give up."},{"speaker":"Leisa Peterson","startTime":1089.392,"endTime":1091.522,"body":"I think you have to be"},{"speaker":"Leisa Peterson","startTime":1089.392,"endTime":1091.522,"body":"really courageous to do that."},{"speaker":"Leisa Peterson","startTime":1091.522,"endTime":1094.132,"body":"Like I'm inside of it going,"},{"speaker":"Leisa Peterson","startTime":1091.522,"endTime":1094.132,"body":"wow, this hasn't been easy."},{"speaker":"Leisa Peterson","startTime":1094.747,"endTime":1099.727,"body":"But to me, that's the ultimate freedom"},{"speaker":"Leisa Peterson","startTime":1094.747,"endTime":1099.727,"body":"that you could actually let go of things"},{"speaker":"Leisa Peterson","startTime":1099.727,"endTime":1103.897,"body":"that you worked really hard to build"},{"speaker":"Leisa Peterson","startTime":1099.727,"endTime":1103.897,"body":"and say maybe there's a better option."},{"speaker":"Leisa Peterson","startTime":1103.897,"endTime":1106.417,"body":"Maybe there's a way that my"},{"speaker":"Leisa Peterson","startTime":1103.897,"endTime":1106.417,"body":"skills can help more people in the"},{"speaker":"Leisa Peterson","startTime":1106.417,"endTime":1109.757,"body":"world, but I don't know it until"},{"speaker":"Leisa Peterson","startTime":1106.417,"endTime":1109.757,"body":"I try it with nothing going on."},{"speaker":"Average Joe Finances","startTime":1110.027,"endTime":1110.327,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":1110.597,"endTime":1110.687,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1110.687,"endTime":1111.497,"body":"That's fantastic."},{"speaker":"Average Joe Finances","startTime":1111.867,"endTime":1117.372,"body":"For me the way I look at it right now is"},{"speaker":"Average Joe Finances","startTime":1111.867,"endTime":1117.372,"body":"if I was to go take another job, right?"},{"speaker":"Average Joe Finances","startTime":1117.762,"endTime":1122.637,"body":"I, what I like about where I'm at"},{"speaker":"Average Joe Finances","startTime":1117.762,"endTime":1122.637,"body":"in my semi-retirement is that, If I"},{"speaker":"Average Joe Finances","startTime":1122.637,"endTime":1124.347,"body":"don't like it, I could just walk away."},{"speaker":"Average Joe Finances","startTime":1124.677,"endTime":1127.467,"body":"Cause I'm at the point where"},{"speaker":"Average Joe Finances","startTime":1124.677,"endTime":1127.467,"body":"my passive income pays for all"},{"speaker":"Average Joe Finances","startTime":1127.467,"endTime":1128.667,"body":"my expenses already anyway."},{"speaker":"Average Joe Finances","startTime":1128.997,"endTime":1131.957,"body":"I just, I wanna do something,"},{"speaker":"Average Joe Finances","startTime":1128.997,"endTime":1131.957,"body":"more than just myself."},{"speaker":"Average Joe Finances","startTime":1132.367,"endTime":1135.847,"body":"And now what I do here with"},{"speaker":"Average Joe Finances","startTime":1132.367,"endTime":1135.847,"body":"average Joe finances too, right?"},{"speaker":"Average Joe Finances","startTime":1135.847,"endTime":1139.087,"body":"Makes an impact and it helps"},{"speaker":"Average Joe Finances","startTime":1135.847,"endTime":1139.087,"body":"so many people, which is great."},{"speaker":"Average Joe Finances","startTime":1139.087,"endTime":1142.507,"body":"And that too is something way"},{"speaker":"Average Joe Finances","startTime":1139.087,"endTime":1142.507,"body":"bigger than myself, right?"},{"speaker":"Average Joe Finances","startTime":1142.697,"endTime":1144.107,"body":"The coaching that I do, right?"},{"speaker":"Average Joe Finances","startTime":1144.137,"endTime":1147.507,"body":"Helping people in real estate even"},{"speaker":"Average Joe Finances","startTime":1144.137,"endTime":1147.507,"body":"as a real estate agent, the clients"},{"speaker":"Average Joe Finances","startTime":1147.507,"endTime":1148.857,"body":"that I service and take care of."},{"speaker":"Average Joe Finances","startTime":1149.617,"endTime":1152.947,"body":"And I, that's what I enjoy"},{"speaker":"Average Joe Finances","startTime":1149.617,"endTime":1152.947,"body":"so much about all of those."},{"speaker":"Average Joe Finances","startTime":1153.567,"endTime":1154.917,"body":"It's about that service to others."},{"speaker":"Average Joe Finances","startTime":1155.227,"endTime":1160.712,"body":"I, for me, I feel I've been able"},{"speaker":"Average Joe Finances","startTime":1155.227,"endTime":1160.712,"body":"to take so much from other people"},{"speaker":"Average Joe Finances","startTime":1160.712,"endTime":1162.452,"body":"that have given me so much."},{"speaker":"Average Joe Finances","startTime":1162.887,"endTime":1165.967,"body":"And I'm at a point where I"},{"speaker":"Average Joe Finances","startTime":1162.887,"endTime":1165.967,"body":"just, I wanna give back, right?"},{"speaker":"Average Joe Finances","startTime":1166.022,"endTime":1169.952,"body":"And this podcast is one way that I"},{"speaker":"Average Joe Finances","startTime":1166.022,"endTime":1169.952,"body":"can give back and give to others and"},{"speaker":"Average Joe Finances","startTime":1169.952,"endTime":1173.982,"body":"help them get to the point where,"},{"speaker":"Average Joe Finances","startTime":1169.952,"endTime":1173.982,"body":"they can seek out their own financial"},{"speaker":"Average Joe Finances","startTime":1173.987,"endTime":1176.082,"body":"freedom and follow their own path."},{"speaker":"Average Joe Finances","startTime":1176.352,"endTime":1178.642,"body":"Cuz we all have a different path in life."},{"speaker":"Average Joe Finances","startTime":1178.642,"endTime":1181.252,"body":"And you and I come from a"},{"speaker":"Average Joe Finances","startTime":1178.642,"endTime":1181.252,"body":"similar one, which is awesome."},{"speaker":"Average Joe Finances","startTime":1181.252,"endTime":1183.687,"body":"So we can really connect"},{"speaker":"Average Joe Finances","startTime":1181.252,"endTime":1183.687,"body":"when it comes to this."},{"speaker":"Average Joe Finances","startTime":1184.077,"endTime":1185.907,"body":"But everyone else has their own path."},{"speaker":"Average Joe Finances","startTime":1185.907,"endTime":1187.737,"body":"There are people that have grown up."},{"speaker":"Average Joe Finances","startTime":1188.097,"endTime":1193.797,"body":"In families that were very good with"},{"speaker":"Average Joe Finances","startTime":1188.097,"endTime":1193.797,"body":"finances, but because of that, they"},{"speaker":"Average Joe Finances","startTime":1193.827,"endTime":1198.597,"body":"don't really know the struggle and they"},{"speaker":"Average Joe Finances","startTime":1193.827,"endTime":1198.597,"body":"wind up making core decisions later on."},{"speaker":"Average Joe Finances","startTime":1198.597,"endTime":1200.637,"body":"So everybody else has"},{"speaker":"Average Joe Finances","startTime":1198.597,"endTime":1200.637,"body":"their own journey, right?"},{"speaker":"Average Joe Finances","startTime":1200.907,"endTime":1203.847,"body":"And they have to focus on their"},{"speaker":"Average Joe Finances","startTime":1200.907,"endTime":1203.847,"body":"own goals and their own why."},{"speaker":"Average Joe Finances","startTime":1204.187,"endTime":1206.977,"body":"So I think that's super important"},{"speaker":"Average Joe Finances","startTime":1204.187,"endTime":1206.977,"body":"for us to discuss that as well,"},{"speaker":"Average Joe Finances","startTime":1206.977,"endTime":1211.447,"body":"because, I don't think you're,"},{"speaker":"Average Joe Finances","startTime":1206.977,"endTime":1211.447,"body":"the client base for you is just."},{"speaker":"Average Joe Finances","startTime":1211.822,"endTime":1215.892,"body":"The folks that grew up with the scarcity"},{"speaker":"Average Joe Finances","startTime":1211.822,"endTime":1215.892,"body":"mindset, because, I believe even people"},{"speaker":"Average Joe Finances","startTime":1215.897,"endTime":1221.142,"body":"that have grown up in wealthy families"},{"speaker":"Average Joe Finances","startTime":1215.897,"endTime":1221.142,"body":"can still use a lot of these same tools to"},{"speaker":"Average Joe Finances","startTime":1221.142,"endTime":1223.452,"body":"be more effective and grow their wealth."},{"speaker":"Average Joe Finances","startTime":1223.842,"endTime":1227.782,"body":"And that's one of the things that we talk"},{"speaker":"Average Joe Finances","startTime":1223.842,"endTime":1227.782,"body":"about is, my, my moniker here with average"},{"speaker":"Average Joe Finances","startTime":1227.782,"endTime":1232.252,"body":"Joe Finances is beat debt, build your"},{"speaker":"Average Joe Finances","startTime":1227.782,"endTime":1232.252,"body":"wealth and control your future, right?"},{"speaker":"Average Joe Finances","startTime":1232.372,"endTime":1233.692,"body":"And that's always the focus."},{"speaker":"Average Joe Finances","startTime":1234.322,"endTime":1238.027,"body":"And whether or not, you come from a"},{"speaker":"Average Joe Finances","startTime":1234.322,"endTime":1238.027,"body":"wealthy background or not, there's"},{"speaker":"Average Joe Finances","startTime":1238.027,"endTime":1241.597,"body":"always gonna be something hanging"},{"speaker":"Average Joe Finances","startTime":1238.027,"endTime":1241.597,"body":"over your head that you have to"},{"speaker":"Average Joe Finances","startTime":1241.867,"endTime":1243.577,"body":"deal with or battle with, right?"},{"speaker":"Average Joe Finances","startTime":1243.577,"endTime":1246.007,"body":"So everybody has their own"},{"speaker":"Average Joe Finances","startTime":1243.577,"endTime":1246.007,"body":"quote unquote demons, right?"},{"speaker":"Average Joe Finances","startTime":1246.377,"endTime":1249.637,"body":"So yes, I just wanna say thank you"},{"speaker":"Average Joe Finances","startTime":1246.377,"endTime":1249.637,"body":"for that because it's fantastic."},{"speaker":"Average Joe Finances","startTime":1249.637,"endTime":1251.062,"body":"So that, Okay."},{"speaker":"Average Joe Finances","startTime":1251.122,"endTime":1255.072,"body":"Back to the semi-retired piece, so"},{"speaker":"Average Joe Finances","startTime":1251.122,"endTime":1255.072,"body":"that, it gets you to a point where"},{"speaker":"Average Joe Finances","startTime":1255.132,"endTime":1259.442,"body":"you know you can make those choices"},{"speaker":"Average Joe Finances","startTime":1255.132,"endTime":1259.442,"body":"or you have the freedom to walk"},{"speaker":"Average Joe Finances","startTime":1259.447,"endTime":1261.002,"body":"away from something if you want to."},{"speaker":"Average Joe Finances","startTime":1261.057,"endTime":1265.527,"body":"There isn't a need for you to go out"},{"speaker":"Average Joe Finances","startTime":1261.057,"endTime":1265.527,"body":"and try to earn more money, right?"},{"speaker":"Average Joe Finances","startTime":1265.532,"endTime":1269.937,"body":"You're already at the point where you"},{"speaker":"Average Joe Finances","startTime":1265.532,"endTime":1269.937,"body":"have this enough passive income that you"},{"speaker":"Average Joe Finances","startTime":1269.937,"endTime":1271.227,"body":"know, you and your family are covered."},{"speaker":"Average Joe Finances","startTime":1271.297,"endTime":1273.251,"body":"And now you're at a point."},{"speaker":"Average Joe Finances","startTime":1273.866,"endTime":1275.486,"body":"And I'm curious about this as well, right?"},{"speaker":"Average Joe Finances","startTime":1275.486,"endTime":1279.896,"body":"Because I have teenage daughters and"},{"speaker":"Average Joe Finances","startTime":1275.486,"endTime":1279.896,"body":"eventually they will leave the home."},{"speaker":"Average Joe Finances","startTime":1280.556,"endTime":1284.146,"body":"And so now with what you were"},{"speaker":"Average Joe Finances","startTime":1280.556,"endTime":1284.146,"body":"going through and, being on the"},{"speaker":"Average Joe Finances","startTime":1284.151,"endTime":1287.146,"body":"verge of becoming an empty nester,"},{"speaker":"Average Joe Finances","startTime":1284.151,"endTime":1287.146,"body":"which I'm not sure has your"},{"speaker":"Average Joe Finances","startTime":1287.146,"endTime":1288.346,"body":"son already graduated and left?"},{"speaker":"Average Joe Finances","startTime":1288.351,"endTime":1288.831,"body":"Since then?"},{"speaker":"Average Joe Finances","startTime":1288.831,"endTime":1289.071,"body":"It's got"},{"speaker":"Leisa Peterson","startTime":1289.071,"endTime":1289.756,"body":"two weeks"},{"speaker":"Average Joe Finances","startTime":1289.756,"endTime":1290.176,"body":"of school left."},{"speaker":"Average Joe Finances","startTime":1290.206,"endTime":1290.506,"body":"Oh wow."},{"speaker":"Average Joe Finances","startTime":1290.556,"endTime":1290.676,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1290.896,"endTime":1291.516,"body":"So this is it."},{"speaker":"Average Joe Finances","startTime":1292.256,"endTime":1297.496,"body":"So what are you doing prep to"},{"speaker":"Average Joe Finances","startTime":1292.256,"endTime":1297.496,"body":"prepare for life after that?"},{"speaker":"Average Joe Finances","startTime":1297.496,"endTime":1298.216,"body":"So now, yeah."},{"speaker":"Average Joe Finances","startTime":1298.256,"endTime":1299.366,"body":"Cuz if he's moving out."},{"speaker":"Average Joe Finances","startTime":1300.011,"endTime":1301.151,"body":"It's just you and the hubby."},{"speaker":"Average Joe Finances","startTime":1301.551,"endTime":1302.811,"body":"Where does life go from there?"},{"speaker":"Average Joe Finances","startTime":1303.111,"endTime":1303.771,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1303.771,"endTime":1306.651,"body":"It's really changing"},{"speaker":"Leisa Peterson","startTime":1303.771,"endTime":1306.651,"body":"the way that even we think about our"},{"speaker":"Leisa Peterson","startTime":1306.656,"endTime":1310.711,"body":"investing because we, my husband's"},{"speaker":"Leisa Peterson","startTime":1306.656,"endTime":1310.711,"body":"a general contractor, so we've been"},{"speaker":"Leisa Peterson","startTime":1310.711,"endTime":1312.871,"body":"investing in real estate for 30 years and."},{"speaker":"Leisa Peterson","startTime":1314.101,"endTime":1315.871,"body":"We've been very active investors."},{"speaker":"Leisa Peterson","startTime":1315.871,"endTime":1319.171,"body":"Up until a couple years ago, we sold"},{"speaker":"Leisa Peterson","startTime":1315.871,"endTime":1319.171,"body":"a building and started putting money"},{"speaker":"Leisa Peterson","startTime":1319.171,"endTime":1325.036,"body":"into deferred, trusts and 10 31"},{"speaker":"Leisa Peterson","startTime":1319.171,"endTime":1325.036,"body":"exchanges and more passive options."},{"speaker":"Leisa Peterson","startTime":1325.036,"endTime":1327.286,"body":"And we really like 'em a lot."},{"speaker":"Leisa Peterson","startTime":1327.556,"endTime":1328.186,"body":"Like a lot."},{"speaker":"Leisa Peterson","startTime":1328.336,"endTime":1332.416,"body":"We're like, wait, the check comes and"},{"speaker":"Leisa Peterson","startTime":1328.336,"endTime":1332.416,"body":"all we had to do was research to make"},{"speaker":"Leisa Peterson","startTime":1332.416,"endTime":1334.096,"body":"sure it was a good investment for us."},{"speaker":"Leisa Peterson","startTime":1334.096,"endTime":1335.386,"body":"And then the check comes."},{"speaker":"Average Joe Finances","startTime":1336.356,"endTime":1338.396,"body":"I, that's"},{"speaker":"Average Joe Finances","startTime":1336.356,"endTime":1338.396,"body":"what I love about passive investing."},{"speaker":"Average Joe Finances","startTime":1338.966,"endTime":1339.686,"body":"It's wonderful."},{"speaker":"Average Joe Finances","startTime":1339.716,"endTime":1340.136,"body":"Yes."},{"speaker":"Leisa Peterson","startTime":1340.256,"endTime":1343.286,"body":"So there's definitely a"},{"speaker":"Leisa Peterson","startTime":1340.256,"endTime":1343.286,"body":"movement and my husband was really scared"},{"speaker":"Leisa Peterson","startTime":1343.291,"endTime":1347.906,"body":"because when you're used to like brick and"},{"speaker":"Leisa Peterson","startTime":1343.291,"endTime":1347.906,"body":"mortar and seeing the house and knowing"},{"speaker":"Leisa Peterson","startTime":1347.906,"endTime":1350.426,"body":"what it's gonna do for you, he liked that."},{"speaker":"Leisa Peterson","startTime":1350.426,"endTime":1352.316,"body":"And so at first he was"},{"speaker":"Leisa Peterson","startTime":1350.426,"endTime":1352.316,"body":"like, I don't get it."},{"speaker":"Leisa Peterson","startTime":1352.321,"endTime":1355.396,"body":"He had a lot of resistance and then"},{"speaker":"Leisa Peterson","startTime":1352.321,"endTime":1355.396,"body":"we did it and we've done it and"},{"speaker":"Leisa Peterson","startTime":1355.396,"endTime":1357.346,"body":"he's oh, that's how this works."},{"speaker":"Leisa Peterson","startTime":1357.346,"endTime":1358.456,"body":"The tax benefits."},{"speaker":"Leisa Peterson","startTime":1358.666,"endTime":1358.996,"body":"Okay."},{"speaker":"Leisa Peterson","startTime":1358.996,"endTime":1359.686,"body":"I like it."},{"speaker":"Leisa Peterson","startTime":1360.096,"endTime":1365.676,"body":"But my point is that we're reevaluating"},{"speaker":"Leisa Peterson","startTime":1360.096,"endTime":1365.676,"body":"so that we have freedom that we"},{"speaker":"Leisa Peterson","startTime":1365.676,"endTime":1367.836,"body":"know ourselves so well about."},{"speaker":"Leisa Peterson","startTime":1367.836,"endTime":1370.716,"body":"If we're gonna own the property,"},{"speaker":"Leisa Peterson","startTime":1367.836,"endTime":1370.716,"body":"we take a really high standard."},{"speaker":"Leisa Peterson","startTime":1370.716,"endTime":1373.386,"body":"If we're running an Airbnb,"},{"speaker":"Leisa Peterson","startTime":1370.716,"endTime":1373.386,"body":"we wanna be five star."},{"speaker":"Leisa Peterson","startTime":1373.656,"endTime":1377.161,"body":"We want people saying this is the"},{"speaker":"Leisa Peterson","startTime":1373.656,"endTime":1377.161,"body":"cleanest Airbnb we've ever stayed in."},{"speaker":"Leisa Peterson","startTime":1377.581,"endTime":1381.391,"body":"And that creates problems because"},{"speaker":"Leisa Peterson","startTime":1377.581,"endTime":1381.391,"body":"we don't have the freedom."},{"speaker":"Leisa Peterson","startTime":1381.631,"endTime":1384.511,"body":"If we wanna have that, then,"},{"speaker":"Leisa Peterson","startTime":1381.631,"endTime":1384.511,"body":"we have to give up this."},{"speaker":"Leisa Peterson","startTime":1384.511,"endTime":1386.251,"body":"And so yeah, now you're"},{"speaker":"Leisa Peterson","startTime":1384.511,"endTime":1386.251,"body":"tying yourself to something."},{"speaker":"Leisa Peterson","startTime":1386.251,"endTime":1387.001,"body":"Totally."},{"speaker":"Leisa Peterson","startTime":1387.001,"endTime":1390.631,"body":"And so we're spending the next"},{"speaker":"Leisa Peterson","startTime":1387.001,"endTime":1390.631,"body":"couple years really getting clear"},{"speaker":"Leisa Peterson","startTime":1390.691,"endTime":1392.991,"body":"of maybe it all looks very passive."},{"speaker":"Leisa Peterson","startTime":1392.996,"endTime":1396.501,"body":"We don't own the properties"},{"speaker":"Leisa Peterson","startTime":1392.996,"endTime":1396.501,"body":"outright in, just us."},{"speaker":"Leisa Peterson","startTime":1396.501,"endTime":1400.851,"body":"We actually invest in others who are"},{"speaker":"Leisa Peterson","startTime":1396.501,"endTime":1400.851,"body":"investing for us and doing the work"},{"speaker":"Leisa Peterson","startTime":1400.851,"endTime":1402.951,"body":"and allows us to be, have freedom."},{"speaker":"Leisa Peterson","startTime":1403.476,"endTime":1404.856,"body":"We have been very spoiled."},{"speaker":"Leisa Peterson","startTime":1404.856,"endTime":1407.706,"body":"We have lived in like some of the"},{"speaker":"Leisa Peterson","startTime":1404.856,"endTime":1407.706,"body":"greatest places on the planet, and"},{"speaker":"Leisa Peterson","startTime":1407.706,"endTime":1409.056,"body":"I don't think that's gonna change."},{"speaker":"Leisa Peterson","startTime":1409.056,"endTime":1413.016,"body":"Hawaii, lake Tahoe, Sedona,"},{"speaker":"Leisa Peterson","startTime":1409.056,"endTime":1413.016,"body":"like we You lived in Hawaii?"},{"speaker":"Leisa Peterson","startTime":1413.166,"endTime":1414.216,"body":"Yeah, we lived in Hawaii."},{"speaker":"Leisa Peterson","startTime":1414.276,"endTime":1416.886,"body":"So we moved, we were thinking we"},{"speaker":"Leisa Peterson","startTime":1414.276,"endTime":1416.886,"body":"were gonna move there full-time."},{"speaker":"Leisa Peterson","startTime":1416.886,"endTime":1421.446,"body":"We sold everything in Tahoe and put"},{"speaker":"Leisa Peterson","startTime":1416.886,"endTime":1421.446,"body":"what we had left in storage and we"},{"speaker":"Leisa Peterson","startTime":1421.446,"endTime":1424.686,"body":"started in Maui for a couple months."},{"speaker":"Leisa Peterson","startTime":1425.481,"endTime":1429.621,"body":"And then we moved this like 2015"},{"speaker":"Leisa Peterson","startTime":1425.481,"endTime":1429.621,"body":"and then we moved to Kona and we"},{"speaker":"Leisa Peterson","startTime":1429.621,"endTime":1432.171,"body":"were just trying to figure out where"},{"speaker":"Leisa Peterson","startTime":1429.621,"endTime":1432.171,"body":"we get, where do we wanna live."},{"speaker":"Leisa Peterson","startTime":1432.651,"endTime":1437.581,"body":"And after that experience of spending"},{"speaker":"Leisa Peterson","startTime":1432.651,"endTime":1437.581,"body":"September to December, my husband's I"},{"speaker":"Leisa Peterson","startTime":1437.611,"endTime":1439.501,"body":"don't think I can do this full-time."},{"speaker":"Leisa Peterson","startTime":1439.501,"endTime":1440.611,"body":"It's too far away."},{"speaker":"Leisa Peterson","startTime":1440.611,"endTime":1440.671,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1440.671,"endTime":1442.291,"body":"I don't, I He likes to hike."},{"speaker":"Leisa Peterson","startTime":1442.786,"endTime":1446.416,"body":"And there isn't actually a lot of"},{"speaker":"Leisa Peterson","startTime":1442.786,"endTime":1446.416,"body":"public open land in Hawaii, which"},{"speaker":"Leisa Peterson","startTime":1446.416,"endTime":1447.796,"body":"is shocking on the big island."},{"speaker":"Leisa Peterson","startTime":1447.826,"endTime":1450.196,"body":"There's some, but we're"},{"speaker":"Leisa Peterson","startTime":1447.826,"endTime":1450.196,"body":"talking, my husband likes the"},{"speaker":"Leisa Peterson","startTime":1450.196,"endTime":1452.326,"body":"Sierras, like the whole Sierras."},{"speaker":"Average Joe Finances","startTime":1452.836,"endTime":1454.111,"body":"Oh you guys"},{"speaker":"Average Joe Finances","startTime":1452.836,"endTime":1454.111,"body":"should have came over to Wahoo."},{"speaker":"Average Joe Finances","startTime":1454.111,"endTime":1456.081,"body":"We have 300 hikes on that island."},{"speaker":"Average Joe Finances","startTime":1456.771,"endTime":1457.191,"body":"It's crazy."},{"speaker":"Average Joe Finances","startTime":1457.191,"endTime":1457.521,"body":"Still not"},{"speaker":"Leisa Peterson","startTime":1457.521,"endTime":1457.851,"body":"enough."},{"speaker":"Leisa Peterson","startTime":1457.966,"endTime":1462.136,"body":"He's already done every hike"},{"speaker":"Leisa Peterson","startTime":1457.966,"endTime":1462.136,"body":"in Sedona, like multiple times,"},{"speaker":"Leisa Peterson","startTime":1462.136,"endTime":1463.486,"body":"hundreds and hundreds of hikes."},{"speaker":"Leisa Peterson","startTime":1463.491,"endTime":1463.941,"body":"Oh no."},{"speaker":"Leisa Peterson","startTime":1464.151,"endTime":1465.381,"body":"And he's bored in Sedona now."},{"speaker":"Leisa Peterson","startTime":1466.161,"endTime":1470.301,"body":"So we have to go places where"},{"speaker":"Leisa Peterson","startTime":1466.161,"endTime":1470.301,"body":"there's like just millions of"},{"speaker":"Average Joe Finances","startTime":1470.361,"endTime":1470.781,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1470.841,"endTime":1471.351,"body":"Options."},{"speaker":"Average Joe Finances","startTime":1471.356,"endTime":1473.326,"body":"So do you think you guys"},{"speaker":"Average Joe Finances","startTime":1471.356,"endTime":1473.326,"body":"might become nomadic."},{"speaker":"Average Joe Finances","startTime":1473.581,"endTime":1478.597,"body":"In the future, I don't know maybe"},{"speaker":"Average Joe Finances","startTime":1473.581,"endTime":1478.597,"body":"hop in an RV and travel the US"},{"speaker":"Average Joe Finances","startTime":1478.597,"endTime":1481.837,"body":"and maybe because I've debated"},{"speaker":"Average Joe Finances","startTime":1478.597,"endTime":1481.837,"body":"that for a little while as well."},{"speaker":"Average Joe Finances","startTime":1481.837,"endTime":1484.627,"body":"That, or like getting a sailboat"},{"speaker":"Average Joe Finances","startTime":1481.837,"endTime":1484.627,"body":"and sailing around the world."},{"speaker":"Average Joe Finances","startTime":1484.877,"endTime":1484.997,"body":"I"},{"speaker":"Leisa Peterson","startTime":1484.997,"endTime":1485.157,"body":"know."},{"speaker":"Leisa Peterson","startTime":1485.677,"endTime":1487.147,"body":"I totally dreamed about that."},{"speaker":"Leisa Peterson","startTime":1487.417,"endTime":1489.787,"body":"But he's, yeah, he got a lot of learning."},{"speaker":"Leisa Peterson","startTime":1489.792,"endTime":1490.237,"body":"You gotta"},{"speaker":"Average Joe Finances","startTime":1490.287,"endTime":1490.797,"body":"do that."},{"speaker":"Average Joe Finances","startTime":1490.802,"endTime":1494.132,"body":"Not too many hikes out in the open"},{"speaker":"Average Joe Finances","startTime":1490.802,"endTime":1494.132,"body":"room, so maybe a lot of swimming."},{"speaker":"Average Joe Finances","startTime":1494.402,"endTime":1494.462,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1494.492,"endTime":1495.482,"body":"Not so much hiking."},{"speaker":"Average Joe Finances","startTime":1495.902,"endTime":1496.292,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1496.342,"endTime":1499.612,"body":"It's just,"},{"speaker":"Leisa Peterson","startTime":1496.342,"endTime":1499.612,"body":"it's fun to imagine like you"},{"speaker":"Leisa Peterson","startTime":1499.612,"endTime":1500.752,"body":"don't have to figure it out."},{"speaker":"Leisa Peterson","startTime":1500.752,"endTime":1503.452,"body":"You don't have to think that you're"},{"speaker":"Leisa Peterson","startTime":1500.752,"endTime":1503.452,"body":"just gonna do this one thing."},{"speaker":"Leisa Peterson","startTime":1503.542,"endTime":1505.102,"body":"I think it's gonna keep changing."},{"speaker":"Leisa Peterson","startTime":1505.102,"endTime":1507.682,"body":"And we're gonna keep learning"},{"speaker":"Leisa Peterson","startTime":1505.102,"endTime":1507.682,"body":"what we like and don't like."},{"speaker":"Leisa Peterson","startTime":1508.102,"endTime":1512.827,"body":"And grandkids eventually will"},{"speaker":"Leisa Peterson","startTime":1508.102,"endTime":1512.827,"body":"cause us to probably be closer"},{"speaker":"Leisa Peterson","startTime":1512.832,"endTime":1514.857,"body":"to one, our kids and Yeah."},{"speaker":"Leisa Peterson","startTime":1514.997,"endTime":1517.897,"body":"And we will make choices because"},{"speaker":"Leisa Peterson","startTime":1514.997,"endTime":1517.897,"body":"where they wanna live, thankfully"},{"speaker":"Leisa Peterson","startTime":1517.897,"endTime":1521.797,"body":"they're very spoiled and they just"},{"speaker":"Leisa Peterson","startTime":1517.897,"endTime":1521.797,"body":"bought a house in nice South Lake"},{"speaker":"Leisa Peterson","startTime":1521.797,"endTime":1523.477,"body":"Tahoe so we can hang out there."},{"speaker":"Average Joe Finances","startTime":1523.937,"endTime":1524.147,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1524.147,"endTime":1524.957,"body":"And that's fantastic."},{"speaker":"Average Joe Finances","startTime":1524.957,"endTime":1528.997,"body":"The, one of the things that my wife"},{"speaker":"Average Joe Finances","startTime":1524.957,"endTime":1528.997,"body":"and I also our focus was that, We"},{"speaker":"Average Joe Finances","startTime":1528.997,"endTime":1532.537,"body":"want to be able to go wherever our"},{"speaker":"Average Joe Finances","startTime":1528.997,"endTime":1532.537,"body":"kids are or wherever they wind up"},{"speaker":"Average Joe Finances","startTime":1532.537,"endTime":1535.537,"body":"in life, that we could just go to"},{"speaker":"Average Joe Finances","startTime":1532.537,"endTime":1535.537,"body":"them whenever we need to, right?"},{"speaker":"Average Joe Finances","startTime":1535.827,"endTime":1537.362,"body":"We want them to go out"},{"speaker":"Average Joe Finances","startTime":1535.827,"endTime":1537.362,"body":"and live their lives."},{"speaker":"Average Joe Finances","startTime":1537.362,"endTime":1541.232,"body":"We don't want them to feel like they have"},{"speaker":"Average Joe Finances","startTime":1537.362,"endTime":1541.232,"body":"to live near us to take care of us, right?"},{"speaker":"Average Joe Finances","startTime":1541.287,"endTime":1542.892,"body":"I want them to know Hey, we're good."},{"speaker":"Average Joe Finances","startTime":1543.282,"endTime":1546.282,"body":"Wherever you wind up, we can come stay"},{"speaker":"Average Joe Finances","startTime":1543.282,"endTime":1546.282,"body":"with you for a couple months and hang"},{"speaker":"Average Joe Finances","startTime":1546.282,"endTime":1547.812,"body":"out with our grandkids or whatever."},{"speaker":"Average Joe Finances","startTime":1547.812,"endTime":1550.212,"body":"That's the way that we've"},{"speaker":"Average Joe Finances","startTime":1547.812,"endTime":1550.212,"body":"pictured our future."},{"speaker":"Average Joe Finances","startTime":1550.542,"endTime":1553.872,"body":"And, by setting that as the standard"},{"speaker":"Average Joe Finances","startTime":1550.542,"endTime":1553.872,"body":"of what we were looking for, we said,"},{"speaker":"Average Joe Finances","startTime":1553.872,"endTime":1559.302,"body":"okay, there is a point we have to reach"},{"speaker":"Average Joe Finances","startTime":1553.872,"endTime":1559.302,"body":"to, to get this financial freedom."},{"speaker":"Average Joe Finances","startTime":1559.352,"endTime":1562.112,"body":"To get to that point where"},{"speaker":"Average Joe Finances","startTime":1559.352,"endTime":1562.112,"body":"we actually have this true"},{"speaker":"Average Joe Finances","startTime":1562.112,"endTime":1563.822,"body":"freedom that you talk about."},{"speaker":"Average Joe Finances","startTime":1563.872,"endTime":1568.642,"body":"And I believe financial freedom is"},{"speaker":"Average Joe Finances","startTime":1563.872,"endTime":1568.642,"body":"that true freedom, cuz to me, financial"},{"speaker":"Average Joe Finances","startTime":1568.642,"endTime":1574.612,"body":"independence is actual freedom because"},{"speaker":"Average Joe Finances","startTime":1568.642,"endTime":1574.612,"body":"I can go and do whatever I wanna do"},{"speaker":"Average Joe Finances","startTime":1574.882,"endTime":1578.427,"body":"and not have to worry about, am I"},{"speaker":"Average Joe Finances","startTime":1574.882,"endTime":1578.427,"body":"gonna have enough money to make it"},{"speaker":"Average Joe Finances","startTime":1578.427,"endTime":1581.647,"body":"to the next, do I, am I gonna make"},{"speaker":"Average Joe Finances","startTime":1578.427,"endTime":1581.647,"body":"it to the next paycheck or whatever."},{"speaker":"Average Joe Finances","startTime":1581.647,"endTime":1584.467,"body":"Getting yourself to that point"},{"speaker":"Average Joe Finances","startTime":1581.647,"endTime":1584.467,"body":"where you can shift your focus"},{"speaker":"Average Joe Finances","startTime":1584.467,"endTime":1587.737,"body":"now on life itself is huge."},{"speaker":"Average Joe Finances","startTime":1587.947,"endTime":1588.307,"body":"Totally."},{"speaker":"Average Joe Finances","startTime":1588.307,"endTime":1591.892,"body":"And now, I wanna talk about a little"},{"speaker":"Average Joe Finances","startTime":1588.307,"endTime":1591.892,"body":"bit about your, this transition that"},{"speaker":"Average Joe Finances","startTime":1591.892,"endTime":1593.122,"body":"you're going through now, right?"},{"speaker":"Average Joe Finances","startTime":1593.122,"endTime":1597.112,"body":"So you're switching more now from"},{"speaker":"Average Joe Finances","startTime":1593.122,"endTime":1597.112,"body":"being an active pass an active"},{"speaker":"Average Joe Finances","startTime":1597.412,"endTime":1599.782,"body":"investor to more of a passive investor."},{"speaker":"Average Joe Finances","startTime":1600.142,"endTime":1602.782,"body":"Are you starting to focus solely on that?"},{"speaker":"Average Joe Finances","startTime":1602.787,"endTime":1605.217,"body":"Do you think you're, you'll"},{"speaker":"Average Joe Finances","startTime":1602.787,"endTime":1605.217,"body":"eventually get rid of all of your."},{"speaker":"Average Joe Finances","startTime":1606.222,"endTime":1609.282,"body":"Active, like your active in invest"},{"speaker":"Average Joe Finances","startTime":1606.222,"endTime":1609.282,"body":"investment portfolio, like all"},{"speaker":"Average Joe Finances","startTime":1609.282,"endTime":1612.072,"body":"of your single family homes or"},{"speaker":"Average Joe Finances","startTime":1609.282,"endTime":1612.072,"body":"anything like that, and just stick"},{"speaker":"Average Joe Finances","startTime":1612.072,"endTime":1616.972,"body":"with, these DSTs or multifamily"},{"speaker":"Average Joe Finances","startTime":1612.072,"endTime":1616.972,"body":"or whatever else you're doing for"},{"speaker":"Leisa Peterson","startTime":1616.972,"endTime":1617.452,"body":"passive."},{"speaker":"Leisa Peterson","startTime":1618.352,"endTime":1624.142,"body":"I think that we know for the next"},{"speaker":"Leisa Peterson","startTime":1618.352,"endTime":1624.142,"body":"couple years for tax purposes, we will"},{"speaker":"Leisa Peterson","startTime":1624.172,"endTime":1629.072,"body":"continue to keep the Airbnbs right"},{"speaker":"Leisa Peterson","startTime":1624.172,"endTime":1629.072,"body":"and the way that we structured things."},{"speaker":"Leisa Peterson","startTime":1629.822,"endTime":1635.342,"body":"Looking out probably greater than five"},{"speaker":"Leisa Peterson","startTime":1629.822,"endTime":1635.342,"body":"years, I'm gonna guess that a significant"},{"speaker":"Leisa Peterson","startTime":1635.342,"endTime":1639.602,"body":"portion will be in those investments"},{"speaker":"Leisa Peterson","startTime":1635.342,"endTime":1639.602,"body":"that you're looking at making for three"},{"speaker":"Leisa Peterson","startTime":1639.602,"endTime":1643.772,"body":"to five years, they're flipping, you're"},{"speaker":"Leisa Peterson","startTime":1639.602,"endTime":1643.772,"body":"committed to them for that period of time."},{"speaker":"Leisa Peterson","startTime":1644.192,"endTime":1648.482,"body":"You are able to learn as you go"},{"speaker":"Leisa Peterson","startTime":1644.192,"endTime":1648.482,"body":"of what's working and what's not."},{"speaker":"Leisa Peterson","startTime":1648.562,"endTime":1650.472,"body":"So I have a feeling that's gonna happen."},{"speaker":"Leisa Peterson","startTime":1650.472,"endTime":1655.002,"body":"And then I'll also say I"},{"speaker":"Leisa Peterson","startTime":1650.472,"endTime":1655.002,"body":"have this business that is,"},{"speaker":"Leisa Peterson","startTime":1655.182,"endTime":1657.192,"body":"has been very successful."},{"speaker":"Leisa Peterson","startTime":1657.582,"endTime":1663.492,"body":"And now similarly, like I'm taking"},{"speaker":"Leisa Peterson","startTime":1657.582,"endTime":1663.492,"body":"all this content that people paid for"},{"speaker":"Leisa Peterson","startTime":1663.497,"endTime":1665.622,"body":"before and bringing it to YouTube."},{"speaker":"Leisa Peterson","startTime":1665.622,"endTime":1665.682,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1665.952,"endTime":1671.022,"body":"Like I'm looking at how can I take these"},{"speaker":"Leisa Peterson","startTime":1665.952,"endTime":1671.022,"body":"things that people used to have to pay"},{"speaker":"Leisa Peterson","startTime":1671.022,"endTime":1674.527,"body":"for and bring them to people for free and."},{"speaker":"Leisa Peterson","startTime":1675.032,"endTime":1678.247,"body":"It's that giving back because I think"},{"speaker":"Leisa Peterson","startTime":1675.032,"endTime":1678.247,"body":"that if that's not happening, if I'm"},{"speaker":"Leisa Peterson","startTime":1678.247,"endTime":1683.197,"body":"not able to take all of this stuff that"},{"speaker":"Leisa Peterson","startTime":1678.247,"endTime":1683.197,"body":"has been created, like countless hours"},{"speaker":"Leisa Peterson","startTime":1683.197,"endTime":1686.107,"body":"of teachings and all these things,"},{"speaker":"Leisa Peterson","startTime":1683.197,"endTime":1686.107,"body":"and like putting 'em in a place where"},{"speaker":"Leisa Peterson","startTime":1686.107,"endTime":1689.617,"body":"people can get access to them without"},{"speaker":"Leisa Peterson","startTime":1686.107,"endTime":1689.617,"body":"necessarily having to make an investment,"},{"speaker":"Leisa Peterson","startTime":1689.887,"endTime":1691.507,"body":"like that's a really big part of it."},{"speaker":"Leisa Peterson","startTime":1691.507,"endTime":1695.047,"body":"And what I've also seen is that"},{"speaker":"Leisa Peterson","startTime":1691.507,"endTime":1695.047,"body":"when we do those sorts of actions,"},{"speaker":"Leisa Peterson","startTime":1695.047,"endTime":1696.577,"body":"it's like, Hey, how can I do this?"},{"speaker":"Leisa Peterson","startTime":1697.207,"endTime":1703.017,"body":"It changes the whole vibration of the"},{"speaker":"Leisa Peterson","startTime":1697.207,"endTime":1703.017,"body":"business that we're running and the"},{"speaker":"Leisa Peterson","startTime":1703.017,"endTime":1708.777,"body":"people that we are better suited to"},{"speaker":"Leisa Peterson","startTime":1703.017,"endTime":1708.777,"body":"serve, which are more like us versus"},{"speaker":"Leisa Peterson","startTime":1708.777,"endTime":1711.057,"body":"maybe people who have a long way to go."},{"speaker":"Leisa Peterson","startTime":1711.057,"endTime":1714.807,"body":"They're gonna be more served by"},{"speaker":"Leisa Peterson","startTime":1711.057,"endTime":1714.807,"body":"the free content, but people who"},{"speaker":"Leisa Peterson","startTime":1715.137,"endTime":1718.227,"body":"are going to really take what"},{"speaker":"Leisa Peterson","startTime":1715.137,"endTime":1718.227,"body":"we've learned to the next level."},{"speaker":"Leisa Peterson","startTime":1718.582,"endTime":1722.752,"body":"Are the ones that start showing up"},{"speaker":"Leisa Peterson","startTime":1718.582,"endTime":1722.752,"body":"it, it's ama it's totally magical to"},{"speaker":"Leisa Peterson","startTime":1722.752,"endTime":1726.982,"body":"me because I get excited, like it's"},{"speaker":"Leisa Peterson","startTime":1722.752,"endTime":1726.982,"body":"not even working when I help someone."},{"speaker":"Leisa Peterson","startTime":1726.982,"endTime":1730.942,"body":"Cuz one of the big things I've done"},{"speaker":"Leisa Peterson","startTime":1726.982,"endTime":1730.942,"body":"is I'm able to identify in a very"},{"speaker":"Leisa Peterson","startTime":1730.947,"endTime":1737.752,"body":"short amount of time, what's that one"},{"speaker":"Leisa Peterson","startTime":1730.947,"endTime":1737.752,"body":"thing that you have held onto that"},{"speaker":"Leisa Peterson","startTime":1737.752,"endTime":1742.942,"body":"causes you to do things that you don't"},{"speaker":"Leisa Peterson","startTime":1737.752,"endTime":1742.942,"body":"even realize are paradigm oriented."},{"speaker":"Leisa Peterson","startTime":1743.412,"endTime":1747.372,"body":"And I can help people drop that"},{"speaker":"Leisa Peterson","startTime":1743.412,"endTime":1747.372,"body":"away in a matter of minutes."},{"speaker":"Leisa Peterson","startTime":1747.792,"endTime":1752.652,"body":"And it's a superpower that I've developed"},{"speaker":"Leisa Peterson","startTime":1747.792,"endTime":1752.652,"body":"and I love to do it, but I'll be honest"},{"speaker":"Leisa Peterson","startTime":1752.692,"endTime":1754.882,"body":"it isn't something I can do with everyone."},{"speaker":"Leisa Peterson","startTime":1754.932,"endTime":1758.292,"body":"The people I like to help with that"},{"speaker":"Leisa Peterson","startTime":1754.932,"endTime":1758.292,"body":"are the ones who are like, I have this"},{"speaker":"Leisa Peterson","startTime":1758.292,"endTime":1762.442,"body":"big idea, but I can't bring it into"},{"speaker":"Leisa Peterson","startTime":1758.292,"endTime":1762.442,"body":"creation because something's stopping me."},{"speaker":"Leisa Peterson","startTime":1762.442,"endTime":1762.602,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1762.622,"endTime":1762.842,"body":"But"},{"speaker":"Leisa Peterson","startTime":1762.847,"endTime":1767.622,"body":"I know that the potential is so big,"},{"speaker":"Leisa Peterson","startTime":1762.847,"endTime":1767.622,"body":"and so by me showing up at that time,"},{"speaker":"Leisa Peterson","startTime":1768.012,"endTime":1772.102,"body":"And watching what happens where they"},{"speaker":"Leisa Peterson","startTime":1768.012,"endTime":1772.102,"body":"drop away the story and then they start"},{"speaker":"Leisa Peterson","startTime":1772.102,"endTime":1773.782,"body":"living into their greatest purpose."},{"speaker":"Leisa Peterson","startTime":1774.382,"endTime":1778.732,"body":"I'm actually able to be the participant"},{"speaker":"Leisa Peterson","startTime":1774.382,"endTime":1778.732,"body":"in what they're about to do for the"},{"speaker":"Leisa Peterson","startTime":1778.737,"endTime":1783.152,"body":"world and  that's that leverage, that"},{"speaker":"Leisa Peterson","startTime":1778.737,"endTime":1783.152,"body":"multiplier effect that I think changes"},{"speaker":"Leisa Peterson","startTime":1783.152,"endTime":1784.862,"body":"the dynamic of who we are as a human."},{"speaker":"Leisa Peterson","startTime":1785.012,"endTime":1785.582,"body":"Yeah, I love"},{"speaker":"Average Joe Finances","startTime":1785.582,"endTime":1785.702,"body":"that."},{"speaker":"Average Joe Finances","startTime":1785.702,"endTime":1790.052,"body":"So you actually help a visionary take"},{"speaker":"Average Joe Finances","startTime":1785.702,"endTime":1790.052,"body":"their vision and put it into action."},{"speaker":"Leisa Peterson","startTime":1790.442,"endTime":1790.862,"body":"Yeah."},{"speaker":"Leisa Peterson","startTime":1790.862,"endTime":1793.745,"body":"By removing the mental"},{"speaker":"Leisa Peterson","startTime":1790.862,"endTime":1793.745,"body":"blocks, the barrier esthetics."},{"speaker":"Leisa Peterson","startTime":1793.75,"endTime":1795.182,"body":"Yeah, and the trauma blocks."},{"speaker":"Leisa Peterson","startTime":1795.182,"endTime":1798.092,"body":"I'm not by any means a"},{"speaker":"Leisa Peterson","startTime":1795.182,"endTime":1798.092,"body":"str, I'm not a therapist."},{"speaker":"Leisa Peterson","startTime":1798.152,"endTime":1801.212,"body":"I definitely approach it from"},{"speaker":"Leisa Peterson","startTime":1798.152,"endTime":1801.212,"body":"a more spiritual standpoint."},{"speaker":"Leisa Peterson","startTime":1801.482,"endTime":1801.572,"body":"Sure."},{"speaker":"Leisa Peterson","startTime":1801.577,"endTime":1804.032,"body":"But the truth of our being"},{"speaker":"Leisa Peterson","startTime":1801.577,"endTime":1804.032,"body":"is that we're abundant."},{"speaker":"Leisa Peterson","startTime":1804.242,"endTime":1807.692,"body":"But many of us have adopted"},{"speaker":"Leisa Peterson","startTime":1804.242,"endTime":1807.692,"body":"a story that we're not."},{"speaker":"Leisa Peterson","startTime":1808.127,"endTime":1812.147,"body":"And it's, if I can get to the bottom"},{"speaker":"Leisa Peterson","startTime":1808.127,"endTime":1812.147,"body":"of why you're not living into that"},{"speaker":"Leisa Peterson","startTime":1812.147,"endTime":1816.752,"body":"abundant way of being and show"},{"speaker":"Leisa Peterson","startTime":1812.147,"endTime":1816.752,"body":"you it and invite you to let it"},{"speaker":"Leisa Peterson","startTime":1816.752,"endTime":1818.642,"body":"go, cuz you don't want it anymore."},{"speaker":"Leisa Peterson","startTime":1818.642,"endTime":1820.322,"body":"But most of the time we"},{"speaker":"Leisa Peterson","startTime":1818.642,"endTime":1820.322,"body":"just don't know what it is."},{"speaker":"Leisa Peterson","startTime":1820.892,"endTime":1823.972,"body":"And when we're invited to let"},{"speaker":"Leisa Peterson","startTime":1820.892,"endTime":1823.972,"body":"something like that go, it's watch out."},{"speaker":"Average Joe Finances","startTime":1824.452,"endTime":1824.692,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1824.722,"endTime":1825.472,"body":"Watch out world."},{"speaker":"Average Joe Finances","startTime":1825.472,"endTime":1828.107,"body":"One of the things that you that you just"},{"speaker":"Average Joe Finances","startTime":1825.472,"endTime":1828.107,"body":"said too, I wrote this question down"},{"speaker":"Average Joe Finances","startTime":1828.107,"endTime":1829.787,"body":"and I wanna say this to my audience too."},{"speaker":"Average Joe Finances","startTime":1830.207,"endTime":1832.787,"body":"Is, what's the one thing"},{"speaker":"Average Joe Finances","startTime":1830.207,"endTime":1832.787,"body":"that you hold onto?"},{"speaker":"Average Joe Finances","startTime":1832.837,"endTime":1833.887,"body":"Ask yourself that question."},{"speaker":"Average Joe Finances","startTime":1833.887,"endTime":1837.097,"body":"What's the one thing that you hold"},{"speaker":"Average Joe Finances","startTime":1833.887,"endTime":1837.097,"body":"onto that could be holding you back?"},{"speaker":"Average Joe Finances","startTime":1837.587,"endTime":1839.657,"body":"And I think that's something"},{"speaker":"Average Joe Finances","startTime":1837.587,"endTime":1839.657,"body":"we all need to ask ourselves."},{"speaker":"Average Joe Finances","startTime":1840.117,"endTime":1841.797,"body":"Lisa, this has been fantastic."},{"speaker":"Average Joe Finances","startTime":1841.877,"endTime":1844.757,"body":"I'd like to transition this now into"},{"speaker":"Average Joe Finances","startTime":1841.877,"endTime":1844.757,"body":"something I call the final round."},{"speaker":"Average Joe Finances","startTime":1844.757,"endTime":1847.487,"body":"It's where I'll ask you the"},{"speaker":"Average Joe Finances","startTime":1844.757,"endTime":1847.487,"body":"same four questions I ask"},{"speaker":"Average Joe Finances","startTime":1847.487,"endTime":1848.687,"body":"everybody that comes on the show."},{"speaker":"Average Joe Finances","startTime":1849.117,"endTime":1852.147,"body":"But I'm gonna keep it more business"},{"speaker":"Average Joe Finances","startTime":1849.117,"endTime":1852.147,"body":"related for you instead of real"},{"speaker":"Average Joe Finances","startTime":1852.147,"endTime":1854.697,"body":"estate related, cuz we talk"},{"speaker":"Average Joe Finances","startTime":1852.147,"endTime":1854.697,"body":"about real estate all the time."},{"speaker":"Average Joe Finances","startTime":1854.697,"endTime":1858.962,"body":"But you also, I wanna focus more on your"},{"speaker":"Average Joe Finances","startTime":1854.697,"endTime":1858.962,"body":"business and I think this will add a"},{"speaker":"Average Joe Finances","startTime":1858.962,"endTime":1860.672,"body":"little more value for my audience as well."},{"speaker":"Average Joe Finances","startTime":1860.672,"endTime":1862.622,"body":"So if you're ready to go,"},{"speaker":"Average Joe Finances","startTime":1860.672,"endTime":1862.622,"body":"we'll get that party started."},{"speaker":"Average Joe Finances","startTime":1862.627,"endTime":1862.712,"body":"Sure."},{"speaker":"Average Joe Finances","startTime":1863.312,"endTime":1863.522,"body":"All right."},{"speaker":"Average Joe Finances","startTime":1863.522,"endTime":1867.152,"body":"So the first question I have for"},{"speaker":"Average Joe Finances","startTime":1863.522,"endTime":1867.152,"body":"you, Lisa is what is the biggest"},{"speaker":"Average Joe Finances","startTime":1867.152,"endTime":1869.072,"body":"mistake you've ever made in business?"},{"speaker":"Leisa Peterson","startTime":1871.322,"endTime":1873.242,"body":"Thinking too small."},{"speaker":"Leisa Peterson","startTime":1873.692,"endTime":1877.592,"body":"And it's exactly what we were"},{"speaker":"Leisa Peterson","startTime":1873.692,"endTime":1877.592,"body":"talking about before, playing to"},{"speaker":"Leisa Peterson","startTime":1877.592,"endTime":1884.042,"body":"not lose rather than stepping into"},{"speaker":"Leisa Peterson","startTime":1877.592,"endTime":1884.042,"body":"the opportunity in front of me."},{"speaker":"Leisa Peterson","startTime":1884.732,"endTime":1888.082,"body":"And sometimes that takes"},{"speaker":"Leisa Peterson","startTime":1884.732,"endTime":1888.082,"body":"financial investment, that you're"},{"speaker":"Leisa Peterson","startTime":1888.082,"endTime":1889.492,"body":"not sure it's gonna pay off."},{"speaker":"Leisa Peterson","startTime":1889.972,"endTime":1894.382,"body":"And I think that I ha have held back"},{"speaker":"Leisa Peterson","startTime":1889.972,"endTime":1894.382,"body":"until that moment where I was like,"},{"speaker":"Leisa Peterson","startTime":1894.412,"endTime":1896.302,"body":"oh my gosh, I can see what's happening"},{"speaker":"Average Joe Finances","startTime":1896.302,"endTime":1896.692,"body":"here."},{"speaker":"Average Joe Finances","startTime":1896.842,"endTime":1897.262,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1897.267,"endTime":1898.342,"body":"No, I appreciate that."},{"speaker":"Average Joe Finances","startTime":1898.812,"endTime":1902.567,"body":"Okay, so you'll see that this next"},{"speaker":"Average Joe Finances","startTime":1898.812,"endTime":1902.567,"body":"question, Lisa, ties into that one."},{"speaker":"Average Joe Finances","startTime":1902.907,"endTime":1906.472,"body":"But what is something that you've"},{"speaker":"Average Joe Finances","startTime":1902.907,"endTime":1906.472,"body":"learned that you wish you knew when"},{"speaker":"Average Joe Finances","startTime":1906.472,"endTime":1907.972,"body":"you first started this journey?"},{"speaker":"Average Joe Finances","startTime":1909.412,"endTime":1909.592,"body":"That"},{"speaker":"Leisa Peterson","startTime":1909.592,"endTime":1913.612,"body":"mistakes are"},{"speaker":"Leisa Peterson","startTime":1909.592,"endTime":1913.612,"body":"the most valuable part of life."},{"speaker":"Leisa Peterson","startTime":1913.952,"endTime":1914.372,"body":"That."},{"speaker":"Leisa Peterson","startTime":1914.967,"endTime":1920.367,"body":"If you could put on your resume"},{"speaker":"Leisa Peterson","startTime":1914.967,"endTime":1920.367,"body":"expert in failing forward, you"},{"speaker":"Leisa Peterson","startTime":1920.367,"endTime":1925.377,"body":"will have opened yourself up to"},{"speaker":"Leisa Peterson","startTime":1920.367,"endTime":1925.377,"body":"a whole new world of possibility."},{"speaker":"Average Joe Finances","startTime":1925.917,"endTime":1926.547,"body":"I love that."},{"speaker":"Average Joe Finances","startTime":1926.727,"endTime":1927.777,"body":"I absolutely love that."},{"speaker":"Average Joe Finances","startTime":1927.837,"endTime":1933.422,"body":"And I can't even count on my fingers"},{"speaker":"Average Joe Finances","startTime":1927.837,"endTime":1933.422,"body":"and toes how many failures I've"},{"speaker":"Average Joe Finances","startTime":1933.422,"endTime":1937.772,"body":"had in life that those failures"},{"speaker":"Average Joe Finances","startTime":1933.422,"endTime":1937.772,"body":"have helped propel me forward."},{"speaker":"Average Joe Finances","startTime":1938.642,"endTime":1941.072,"body":"Towards my success and towards my goals."},{"speaker":"Average Joe Finances","startTime":1941.122,"endTime":1943.852,"body":"And I think that's for those that are"},{"speaker":"Average Joe Finances","startTime":1941.122,"endTime":1943.852,"body":"listening right now, one of the biggest"},{"speaker":"Average Joe Finances","startTime":1943.852,"endTime":1947.507,"body":"things, one of the biggest takeaways"},{"speaker":"Average Joe Finances","startTime":1943.852,"endTime":1947.507,"body":"here is you can't let failure define you."},{"speaker":"Average Joe Finances","startTime":1947.987,"endTime":1952.127,"body":"Or if you do, let it define"},{"speaker":"Average Joe Finances","startTime":1947.987,"endTime":1952.127,"body":"your path towards success."},{"speaker":"Average Joe Finances","startTime":1952.132,"endTime":1956.807,"body":"I always tell people too, that like"},{"speaker":"Average Joe Finances","startTime":1952.132,"endTime":1956.807,"body":"each failure is another step on that"},{"speaker":"Average Joe Finances","startTime":1956.807,"endTime":1959.367,"body":"ladder or that stairway to success."},{"speaker":"Average Joe Finances","startTime":1959.367,"endTime":1960.927,"body":"No, I absolutely love that answer."},{"speaker":"Average Joe Finances","startTime":1961.297,"endTime":1962.647,"body":"Okay, Soli."},{"speaker":"Average Joe Finances","startTime":1963.577,"endTime":1967.207,"body":"Do you have any tips or tricks that"},{"speaker":"Average Joe Finances","startTime":1963.577,"endTime":1967.207,"body":"you would recommend to someone that"},{"speaker":"Average Joe Finances","startTime":1967.207,"endTime":1969.067,"body":"is just getting started out today"},{"speaker":"Leisa Peterson","startTime":1970.177,"endTime":1971.707,"body":"in business or in"},{"speaker":"Average Joe Finances","startTime":1971.707,"endTime":1972.517,"body":"investing?"},{"speaker":"Average Joe Finances","startTime":1972.737,"endTime":1976.162,"body":"I would say we'll say in both"},{"speaker":"Average Joe Finances","startTime":1972.737,"endTime":1976.162,"body":"just as an entrepreneur, right?"},{"speaker":"Average Joe Finances","startTime":1976.167,"endTime":1980.427,"body":"As somebody is at the point where"},{"speaker":"Average Joe Finances","startTime":1976.167,"endTime":1980.427,"body":"they're ready to take those next steps,"},{"speaker":"Leisa Peterson","startTime":1981.177,"endTime":1986.547,"body":"no one is going to care"},{"speaker":"Leisa Peterson","startTime":1981.177,"endTime":1986.547,"body":"about your money as much as you do."},{"speaker":"Leisa Peterson","startTime":1988.347,"endTime":1995.097,"body":"And that means that you do not abdicate"},{"speaker":"Leisa Peterson","startTime":1988.347,"endTime":1995.097,"body":"responsibility for money or for"},{"speaker":"Leisa Peterson","startTime":1995.102,"endTime":2002.267,"body":"money decisions, whether that be an"},{"speaker":"Leisa Peterson","startTime":1995.102,"endTime":2002.267,"body":"advisor or a coach or whoever it is"},{"speaker":"Leisa Peterson","startTime":2002.267,"endTime":2004.572,"body":"that you're getting, mentorship from."},{"speaker":"Leisa Peterson","startTime":2005.142,"endTime":2009.132,"body":"You need to understand your"},{"speaker":"Leisa Peterson","startTime":2005.142,"endTime":2009.132,"body":"relationship with money."},{"speaker":"Leisa Peterson","startTime":2009.687,"endTime":2015.082,"body":"You need to see where you go abdicate"},{"speaker":"Leisa Peterson","startTime":2009.687,"endTime":2015.082,"body":"or when you're full on here I am,"},{"speaker":"Leisa Peterson","startTime":2015.082,"endTime":2016.612,"body":"I'm gonna learn what's going on."},{"speaker":"Leisa Peterson","startTime":2016.612,"endTime":2019.552,"body":"I'm gonna understand what's"},{"speaker":"Leisa Peterson","startTime":2016.612,"endTime":2019.552,"body":"happening inside of myself."},{"speaker":"Leisa Peterson","startTime":2020.042,"endTime":2023.462,"body":"Because I think that's where, I think"},{"speaker":"Leisa Peterson","startTime":2020.042,"endTime":2023.462,"body":"that's where people get into trouble."},{"speaker":"Leisa Peterson","startTime":2023.462,"endTime":2025.437,"body":"And that's the thing"},{"speaker":"Leisa Peterson","startTime":2023.462,"endTime":2025.437,"body":"that, that can change."},{"speaker":"Leisa Peterson","startTime":2025.467,"endTime":2027.927,"body":"It's changed my life and I think it can"},{"speaker":"Average Joe Finances","startTime":2027.927,"endTime":2029.117,"body":"change others."},{"speaker":"Average Joe Finances","startTime":2029.117,"endTime":2029.118,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2029.227,"endTime":2030.027,"body":"I think that's huge."},{"speaker":"Average Joe Finances","startTime":2030.027,"endTime":2030.867,"body":"Thank you so much for that."},{"speaker":"Average Joe Finances","startTime":2030.872,"endTime":2032.187,"body":"Because, even as a coach, right?"},{"speaker":"Average Joe Finances","startTime":2032.187,"endTime":2033.927,"body":"I help coach people with their finances."},{"speaker":"Average Joe Finances","startTime":2034.542,"endTime":2038.562,"body":"I always tell them, look, ultimately this"},{"speaker":"Average Joe Finances","startTime":2034.542,"endTime":2038.562,"body":"is always going to be your responsibility."},{"speaker":"Average Joe Finances","startTime":2038.562,"endTime":2041.652,"body":"You can't pass it off on"},{"speaker":"Average Joe Finances","startTime":2038.562,"endTime":2041.652,"body":"anyone else, so to say."},{"speaker":"Average Joe Finances","startTime":2041.652,"endTime":2044.682,"body":"If you have a financial advisor or"},{"speaker":"Average Joe Finances","startTime":2041.652,"endTime":2044.682,"body":"you have a coach and you can be like"},{"speaker":"Average Joe Finances","startTime":2044.682,"endTime":2047.967,"body":"yeah, everything's good because I have"},{"speaker":"Average Joe Finances","startTime":2044.682,"endTime":2047.967,"body":"or I'm using you right then and there"},{"speaker":"Average Joe Finances","startTime":2047.967,"endTime":2049.617,"body":"are giving up all of your authority."},{"speaker":"Average Joe Finances","startTime":2050.022,"endTime":2051.252,"body":"On your own finances."},{"speaker":"Average Joe Finances","startTime":2051.552,"endTime":2056.412,"body":"So as long as you are always willing to"},{"speaker":"Average Joe Finances","startTime":2051.552,"endTime":2056.412,"body":"accept the decisions that you make with"},{"speaker":"Average Joe Finances","startTime":2056.412,"endTime":2061.572,"body":"your finances are your decisions, not"},{"speaker":"Average Joe Finances","startTime":2056.412,"endTime":2061.572,"body":"your financial advisors, not your coach."},{"speaker":"Average Joe Finances","startTime":2061.812,"endTime":2062.802,"body":"So I think that's huge."},{"speaker":"Average Joe Finances","startTime":2062.802,"endTime":2063.822,"body":"Thank you so much for that."},{"speaker":"Average Joe Finances","startTime":2064.202,"endTime":2064.562,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2065.252,"endTime":2068.732,"body":"And the final question of the final"},{"speaker":"Average Joe Finances","startTime":2065.252,"endTime":2068.732,"body":"round, and I will preface this with,"},{"speaker":"Average Joe Finances","startTime":2068.792,"endTime":2074.282,"body":"besides your own, but do you have a"},{"speaker":"Average Joe Finances","startTime":2068.792,"endTime":2074.282,"body":"favorite business investing or real"},{"speaker":"Average Joe Finances","startTime":2074.282,"endTime":2076.892,"body":"estate related book or podcast or both?"},{"speaker":"Leisa Peterson","startTime":2080.927,"endTime":2086.177,"body":"There's so many the"},{"speaker":"Leisa Peterson","startTime":2080.927,"endTime":2086.177,"body":"book that's coming to mind, it's so"},{"speaker":"Leisa Peterson","startTime":2086.182,"endTime":2090.672,"body":"funny that I read so many and I get"},{"speaker":"Leisa Peterson","startTime":2086.182,"endTime":2090.672,"body":"asked to like, provide endorsements."},{"speaker":"Leisa Peterson","startTime":2090.732,"endTime":2095.062,"body":"My friend Joe saw Sehi wrote"},{"speaker":"Leisa Peterson","startTime":2090.732,"endTime":2095.062,"body":"a book recently with Emily"},{"speaker":"Leisa Peterson","startTime":2095.062,"endTime":2097.327,"body":"Guy Burkin about money."},{"speaker":"Leisa Peterson","startTime":2097.417,"endTime":2097.897,"body":"Darn it."},{"speaker":"Leisa Peterson","startTime":2097.897,"endTime":2100.657,"body":"I can't remember the name of"},{"speaker":"Leisa Peterson","startTime":2097.897,"endTime":2100.657,"body":"it, but it's really funny and I."},{"speaker":"Leisa Peterson","startTime":2101.227,"endTime":2107.707,"body":"Really love when we can see the"},{"speaker":"Leisa Peterson","startTime":2101.227,"endTime":2107.707,"body":"absurdity of money and how our"},{"speaker":"Leisa Peterson","startTime":2107.707,"endTime":2109.267,"body":"relationship is playing out."},{"speaker":"Leisa Peterson","startTime":2109.267,"endTime":2113.017,"body":"So I love The Mindful Millionaire,"},{"speaker":"Leisa Peterson","startTime":2109.267,"endTime":2113.017,"body":"but I also love that book because"},{"speaker":"Leisa Peterson","startTime":2113.017,"endTime":2117.187,"body":"it pokes fun at it and it gives us"},{"speaker":"Leisa Peterson","startTime":2113.017,"endTime":2117.187,"body":"a lighter perspective of something"},{"speaker":"Leisa Peterson","startTime":2117.187,"endTime":2120.907,"body":"that's actually really deep and can"},{"speaker":"Leisa Peterson","startTime":2117.187,"endTime":2120.907,"body":"be quite troubling in our lives."},{"speaker":"Average Joe Finances","startTime":2121.327,"endTime":2121.597,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2121.597,"endTime":2122.587,"body":"No, definitely appreciate that."},{"speaker":"Average Joe Finances","startTime":2123.202,"endTime":2123.592,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2123.862,"endTime":2125.872,"body":"So that is it for the final round."},{"speaker":"Average Joe Finances","startTime":2125.942,"endTime":2130.322,"body":"Now I do have another question, and"},{"speaker":"Average Joe Finances","startTime":2125.942,"endTime":2130.322,"body":"this is probably the most important"},{"speaker":"Average Joe Finances","startTime":2130.322,"endTime":2133.892,"body":"question I'm gonna ask you on this"},{"speaker":"Average Joe Finances","startTime":2130.322,"endTime":2133.892,"body":"show because, the conversation"},{"speaker":"Average Joe Finances","startTime":2133.897,"endTime":2136.742,"body":"we've had, you've provided so much"},{"speaker":"Average Joe Finances","startTime":2133.897,"endTime":2136.742,"body":"value, Lisa, thank you so much."},{"speaker":"Average Joe Finances","startTime":2136.792,"endTime":2140.182,"body":"And my audience is like sitting here"},{"speaker":"Average Joe Finances","startTime":2136.792,"endTime":2140.182,"body":"listening and saying, you know what?"},{"speaker":"Average Joe Finances","startTime":2140.242,"endTime":2141.802,"body":"I wanna know more about Lisa."},{"speaker":"Average Joe Finances","startTime":2142.252,"endTime":2144.352,"body":"I wanna know more about"},{"speaker":"Average Joe Finances","startTime":2142.252,"endTime":2144.352,"body":"the mindful millionaire."},{"speaker":"Average Joe Finances","startTime":2144.352,"endTime":2145.642,"body":"Where can I get the book?"},{"speaker":"Average Joe Finances","startTime":2145.922,"endTime":2148.382,"body":"Where can I learn about her"},{"speaker":"Average Joe Finances","startTime":2145.922,"endTime":2148.382,"body":"programs, everything that she's"},{"speaker":"Average Joe Finances","startTime":2148.382,"endTime":2149.702,"body":"doing to help other people?"},{"speaker":"Average Joe Finances","startTime":2150.107,"endTime":2152.927,"body":"So if you could share with us where"},{"speaker":"Average Joe Finances","startTime":2150.107,"endTime":2152.927,"body":"can people get your book for one?"},{"speaker":"Average Joe Finances","startTime":2153.237,"endTime":2154.887,"body":"And then do you have a website"},{"speaker":"Average Joe Finances","startTime":2153.237,"endTime":2154.887,"body":"that you share with us or any"},{"speaker":"Average Joe Finances","startTime":2154.887,"endTime":2156.237,"body":"social media profiles that people"},{"speaker":"Leisa Peterson","startTime":2156.237,"endTime":2156.747,"body":"can follow?"},{"speaker":"Leisa Peterson","startTime":2157.527,"endTime":2158.307,"body":"Sure."},{"speaker":"Leisa Peterson","startTime":2158.637,"endTime":2163.857,"body":"So The Mindful Millionaire is"},{"speaker":"Leisa Peterson","startTime":2158.637,"endTime":2163.857,"body":"on Amazon at Barnes and Noble."},{"speaker":"Leisa Peterson","startTime":2163.862,"endTime":2166.287,"body":"I often go to the"},{"speaker":"Leisa Peterson","startTime":2163.862,"endTime":2166.287,"body":"bookstore and there it is."},{"speaker":"Leisa Peterson","startTime":2166.292,"endTime":2166.947,"body":"It's so cool."},{"speaker":"Leisa Peterson","startTime":2166.947,"endTime":2168.477,"body":"Right next to Dave Ramsey."},{"speaker":"Leisa Peterson","startTime":2168.477,"endTime":2170.067,"body":"How funny, cuz we couldn't be."},{"speaker":"Leisa Peterson","startTime":2170.637,"endTime":2172.737,"body":"We're very different in a lot of ways,"},{"speaker":"Average Joe Finances","startTime":2173.757,"endTime":2176.817,"body":"but I think most of"},{"speaker":"Average Joe Finances","startTime":2173.757,"endTime":2176.817,"body":"us in this community are very different"},{"speaker":"Average Joe Finances","startTime":2177.457,"endTime":2179.047,"body":"when it comes to their mindset on"},{"speaker":"Leisa Peterson","startTime":2179.047,"endTime":2179.317,"body":"money."},{"speaker":"Leisa Peterson","startTime":2179.322,"endTime":2179.467,"body":"For sure."},{"speaker":"Leisa Peterson","startTime":2179.467,"endTime":2180.487,"body":"Yeah, totally."},{"speaker":"Leisa Peterson","startTime":2181.087,"endTime":2185.887,"body":"So the wealth clinic.com is is where"},{"speaker":"Leisa Peterson","startTime":2181.087,"endTime":2185.887,"body":"you can find out more about the"},{"speaker":"Leisa Peterson","startTime":2185.887,"endTime":2190.037,"body":"programs that I offer the fun and quirky"},{"speaker":"Leisa Peterson","startTime":2185.887,"endTime":2190.037,"body":"things that I've learned, and then"},{"speaker":"Leisa Peterson","startTime":2190.042,"endTime":2192.407,"body":"the mindful millionaire of both.com."},{"speaker":"Leisa Peterson","startTime":2193.007,"endTime":2198.047,"body":"Also has my podcast and I've"},{"speaker":"Leisa Peterson","startTime":2193.007,"endTime":2198.047,"body":"interviewed hundreds of amazing people."},{"speaker":"Leisa Peterson","startTime":2198.047,"endTime":2200.537,"body":"Sometimes we talk about"},{"speaker":"Leisa Peterson","startTime":2198.047,"endTime":2200.537,"body":"relationship with money, sometimes"},{"speaker":"Leisa Peterson","startTime":2200.537,"endTime":2202.037,"body":"business, sometimes investing."},{"speaker":"Leisa Peterson","startTime":2202.037,"endTime":2204.557,"body":"It's a hodgepodge, but"},{"speaker":"Leisa Peterson","startTime":2202.037,"endTime":2204.557,"body":"it's really fun and very"},{"speaker":"Average Joe Finances","startTime":2204.562,"endTime":2205.157,"body":"insightful."},{"speaker":"Average Joe Finances","startTime":2205.337,"endTime":2208.692,"body":"Yeah, and kinda like the way this"},{"speaker":"Average Joe Finances","startTime":2205.337,"endTime":2208.692,"body":"podcast is too, it's a hodgepodge of just"},{"speaker":"Average Joe Finances","startTime":2209.022,"endTime":2211.182,"body":"valuable information for my listeners and."},{"speaker":"Average Joe Finances","startTime":2211.782,"endTime":2216.042,"body":"So to my listeners, I just"},{"speaker":"Average Joe Finances","startTime":2211.782,"endTime":2216.042,"body":"wanna say Lisa is awesome."},{"speaker":"Average Joe Finances","startTime":2216.412,"endTime":2217.702,"body":"So go check out those links."},{"speaker":"Average Joe Finances","startTime":2217.702,"endTime":2220.612,"body":"I'm gonna put them all in the show notes"},{"speaker":"Average Joe Finances","startTime":2217.702,"endTime":2220.612,"body":"to make it easy for you guys to find."},{"speaker":"Average Joe Finances","startTime":2220.972,"endTime":2222.832,"body":"So you can just copy and"},{"speaker":"Average Joe Finances","startTime":2220.972,"endTime":2222.832,"body":"paste or click or what?"},{"speaker":"Average Joe Finances","startTime":2222.862,"endTime":2223.522,"body":"Click away."},{"speaker":"Average Joe Finances","startTime":2223.762,"endTime":2225.382,"body":"But don't do it if you're driving, please."},{"speaker":"Average Joe Finances","startTime":2225.442,"endTime":2225.712,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2225.717,"endTime":2227.212,"body":"I'm, I don't wanna be"},{"speaker":"Average Joe Finances","startTime":2225.717,"endTime":2227.212,"body":"responsible for that."},{"speaker":"Average Joe Finances","startTime":2227.522,"endTime":2229.077,"body":"So Lisa, this has been fantastic."},{"speaker":"Average Joe Finances","startTime":2229.377,"endTime":2232.137,"body":"Do you have any final"},{"speaker":"Average Joe Finances","startTime":2229.377,"endTime":2232.137,"body":"thoughts for our listeners?"},{"speaker":"Leisa Peterson","startTime":2232.987,"endTime":2234.967,"body":"Thank you"},{"speaker":"Leisa Peterson","startTime":2232.987,"endTime":2234.967,"body":"so much for this time."},{"speaker":"Leisa Peterson","startTime":2234.967,"endTime":2236.737,"body":"It's been awesome and."},{"speaker":"Leisa Peterson","startTime":2237.187,"endTime":2241.327,"body":"I just wanna encourage you, no matter"},{"speaker":"Leisa Peterson","startTime":2237.187,"endTime":2241.327,"body":"where you're at on the journey,"},{"speaker":"Leisa Peterson","startTime":2241.327,"endTime":2244.927,"body":"that anything is possible, because"},{"speaker":"Leisa Peterson","startTime":2241.327,"endTime":2244.927,"body":"I think we're both examples of that."},{"speaker":"Leisa Peterson","startTime":2244.927,"endTime":2248.347,"body":"This wasn't a sure thing that we were"},{"speaker":"Leisa Peterson","startTime":2244.927,"endTime":2248.347,"body":"gonna go figure this whole thing with real"},{"speaker":"Leisa Peterson","startTime":2248.347,"endTime":2254.257,"body":"estate investing or freedom out, but, I"},{"speaker":"Leisa Peterson","startTime":2248.347,"endTime":2254.257,"body":"just can't say enough about the fact that"},{"speaker":"Leisa Peterson","startTime":2254.257,"endTime":2259.897,"body":"your self-image, the way you think about"},{"speaker":"Leisa Peterson","startTime":2254.257,"endTime":2259.897,"body":"yourself, how you feel as far as your"},{"speaker":"Leisa Peterson","startTime":2259.897,"endTime":2264.817,"body":"confidence about who you are and what"},{"speaker":"Leisa Peterson","startTime":2259.897,"endTime":2264.817,"body":"you can do in the world means everything."},{"speaker":"Leisa Peterson","startTime":2264.822,"endTime":2268.777,"body":"So go find a way to become more"},{"speaker":"Leisa Peterson","startTime":2264.822,"endTime":2268.777,"body":"confident and you can do this."},{"speaker":"Average Joe Finances","startTime":2269.782,"endTime":2270.832,"body":"Thank you so much for that."},{"speaker":"Average Joe Finances","startTime":2270.832,"endTime":2271.942,"body":"That was fantastic."},{"speaker":"Average Joe Finances","startTime":2272.182,"endTime":2274.882,"body":"Again, Lisa, I wanna thank you so"},{"speaker":"Average Joe Finances","startTime":2272.182,"endTime":2274.882,"body":"much for joining me on the show."},{"speaker":"Average Joe Finances","startTime":2274.882,"endTime":2276.232,"body":"This was so valuable."},{"speaker":"Average Joe Finances","startTime":2276.232,"endTime":2277.162,"body":"This was amazing."},{"speaker":"Average Joe Finances","startTime":2277.492,"endTime":2280.762,"body":"And I also wanna thank my audience"},{"speaker":"Average Joe Finances","startTime":2277.492,"endTime":2280.762,"body":"thank you so much for joining me and"},{"speaker":"Average Joe Finances","startTime":2280.762,"endTime":2284.662,"body":"our special guest, Lisa Peterson,"},{"speaker":"Average Joe Finances","startTime":2280.762,"endTime":2284.662,"body":"on the average Joe Finances podcast."},{"speaker":"Average Joe Finances","startTime":2284.992,"endTime":2287.812,"body":"Go leave us a five star review"},{"speaker":"Average Joe Finances","startTime":2284.992,"endTime":2287.812,"body":"and tell us what you liked"},{"speaker":"Average Joe Finances","startTime":2287.812,"endTime":2289.882,"body":"about today's episode with Lisa."},{"speaker":"Average Joe Finances","startTime":2290.152,"endTime":2293.452,"body":"Normally, I would say aloha"},{"speaker":"Average Joe Finances","startTime":2290.152,"endTime":2293.452,"body":"from Hawaii, but today we're"},{"speaker":"Average Joe Finances","startTime":2293.452,"endTime":2295.882,"body":"live in Phoenix at Root Con 23."},{"speaker":"Average Joe Finances","startTime":2295.882,"endTime":2299.962,"body":"And again, I wanna thank Podcast"},{"speaker":"Average Joe Finances","startTime":2295.882,"endTime":2299.962,"body":"Abundance for putting this"},{"speaker":"Average Joe Finances","startTime":2299.962,"endTime":2301.192,"body":"whole set up for us together."},{"speaker":"Average Joe Finances","startTime":2301.412,"endTime":2302.522,"body":"This has been fantastic."},{"speaker":"Average Joe Finances","startTime":2302.522,"endTime":2305.962,"body":"So aloha from Phoenix and"},{"speaker":"Average Joe Finances","startTime":2302.522,"endTime":2305.962,"body":"have a great rest of your day."}]}