{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":1.165,"endTime":3.575,"body":"Hey, welcome back"},{"speaker":"Average Joe Finances","startTime":1.165,"endTime":3.575,"body":"to the Average Joe Finances Podcast."},{"speaker":"Average Joe Finances","startTime":3.605,"endTime":7.645,"body":"I'm your host, Mike Cavaggioni,"},{"speaker":"Average Joe Finances","startTime":3.605,"endTime":7.645,"body":"and today's guests are"},{"speaker":"Average Joe Finances","startTime":7.645,"endTime":9.615,"body":"Steven and Amber Liddle."},{"speaker":"Average Joe Finances","startTime":9.895,"endTime":11.695,"body":"And they are with Patriot Investing."},{"speaker":"Average Joe Finances","startTime":11.705,"endTime":12.985,"body":"Is it Patriot Investing Group?"},{"speaker":"Average Joe Finances","startTime":13.085,"endTime":13.765,"body":"Is that what it is?"},{"speaker":"Average Joe Finances","startTime":14.605,"endTime":15.755,"body":"Patriot Investment Alliance."},{"speaker":"Average Joe Finances","startTime":16.035,"endTime":17.565,"body":"Patriot Investment Alliance."},{"speaker":"Average Joe Finances","startTime":17.575,"endTime":21.975,"body":"See, I want to make sure I got that with"},{"speaker":"Average Joe Finances","startTime":17.575,"endTime":21.975,"body":"you guys because we connected not too"},{"speaker":"Average Joe Finances","startTime":21.975,"endTime":24.245,"body":"long ago through a mutual connection."},{"speaker":"Average Joe Finances","startTime":24.635,"endTime":27.195,"body":"And after getting to"},{"speaker":"Average Joe Finances","startTime":24.635,"endTime":27.195,"body":"meet and know these two."},{"speaker":"Average Joe Finances","startTime":28.065,"endTime":29.455,"body":"They had to come on the podcast."},{"speaker":"Average Joe Finances","startTime":29.465,"endTime":31.475,"body":"What they're doing is"},{"speaker":"Average Joe Finances","startTime":29.465,"endTime":31.475,"body":"absolutely freaking awesome."},{"speaker":"Average Joe Finances","startTime":31.855,"endTime":35.095,"body":"I know Steven just retired"},{"speaker":"Average Joe Finances","startTime":31.855,"endTime":35.095,"body":"from the army not too long ago."},{"speaker":"Average Joe Finances","startTime":35.395,"endTime":38.795,"body":"And Amber's doing some amazing things"},{"speaker":"Average Joe Finances","startTime":35.395,"endTime":38.795,"body":"like you guys make, you're like"},{"speaker":"Average Joe Finances","startTime":38.795,"endTime":42.575,"body":"that power couple team that like"},{"speaker":"Average Joe Finances","startTime":38.795,"endTime":42.575,"body":"everybody should be looking up to."},{"speaker":"Average Joe Finances","startTime":42.865,"endTime":46.265,"body":"So I just want to say I'm super"},{"speaker":"Average Joe Finances","startTime":42.865,"endTime":46.265,"body":"excited to talk to you guys today."},{"speaker":"Average Joe Finances","startTime":46.535,"endTime":47.965,"body":"Thank you so much for joining me."},{"speaker":"Amber Liddle","startTime":49.615,"endTime":50.105,"body":"Thank you, Mike."},{"speaker":"Steven Liddle","startTime":50.105,"endTime":50.505,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":51.295,"endTime":51.605,"body":"All right."},{"speaker":"Average Joe Finances","startTime":51.625,"endTime":54.535,"body":"Hey, so right off the bat, I want"},{"speaker":"Average Joe Finances","startTime":51.625,"endTime":54.535,"body":"to start things off the same way"},{"speaker":"Average Joe Finances","startTime":54.535,"endTime":56.175,"body":"I start every podcast episode."},{"speaker":"Average Joe Finances","startTime":56.745,"endTime":60.675,"body":"Now I know a little bit about the two"},{"speaker":"Average Joe Finances","startTime":56.745,"endTime":60.675,"body":"of you because we've talked before, but"},{"speaker":"Average Joe Finances","startTime":60.675,"endTime":62.965,"body":"my audience might not know who you are."},{"speaker":"Average Joe Finances","startTime":62.965,"endTime":65.735,"body":"So if you could you guys share"},{"speaker":"Average Joe Finances","startTime":62.965,"endTime":65.735,"body":"a little bit about yourselves?"},{"speaker":"Average Joe Finances","startTime":65.755,"endTime":66.685,"body":"Tell us your story."},{"speaker":"Average Joe Finances","startTime":66.695,"endTime":68.915,"body":"Who is Steven and Amber Liddle?"},{"speaker":"Steven Liddle","startTime":70.265,"endTime":70.815,"body":"Absolutely."},{"speaker":"Steven Liddle","startTime":71.105,"endTime":73.615,"body":"I'll actually let Amber"},{"speaker":"Steven Liddle","startTime":71.105,"endTime":73.615,"body":"go first on this one."},{"speaker":"Steven Liddle","startTime":73.615,"endTime":74.885,"body":"She's a way better opener."},{"speaker":"Steven Liddle","startTime":75.29,"endTime":75.82,"body":"Go ahead, babe."},{"speaker":"Average Joe Finances","startTime":75.83,"endTime":76.23,"body":"Right on."},{"speaker":"Amber Liddle","startTime":77.05,"endTime":77.88,"body":"That's not true."},{"speaker":"Amber Liddle","startTime":77.89,"endTime":79.2,"body":"He's way better at speaking."},{"speaker":"Amber Liddle","startTime":79.43,"endTime":80.56,"body":"Yeah, where to start."},{"speaker":"Amber Liddle","startTime":80.58,"endTime":82.52,"body":"We're both career military."},{"speaker":"Amber Liddle","startTime":82.52,"endTime":85.18,"body":"We're both in the army,"},{"speaker":"Amber Liddle","startTime":82.52,"endTime":85.18,"body":"both officers in the army."},{"speaker":"Amber Liddle","startTime":85.47,"endTime":89.17,"body":"Joined pretty young and both"},{"speaker":"Amber Liddle","startTime":85.47,"endTime":89.17,"body":"retiring pretty young too."},{"speaker":"Amber Liddle","startTime":89.22,"endTime":91.92,"body":"That's pretty cool that we're"},{"speaker":"Amber Liddle","startTime":89.22,"endTime":91.92,"body":"able to retire kinda young and"},{"speaker":"Amber Liddle","startTime":92.3,"endTime":93.8,"body":"so a few years we retire yet too."},{"speaker":"Amber Liddle","startTime":95.02,"endTime":95.65,"body":"I'm retired."},{"speaker":"Amber Liddle","startTime":95.65,"endTime":98.62,"body":"I will officially be retired,"},{"speaker":"Amber Liddle","startTime":95.65,"endTime":98.62,"body":"so technically I'm doing my"},{"speaker":"Amber Liddle","startTime":98.62,"endTime":100.78,"body":"Skills bridge program, C S P."},{"speaker":"Amber Liddle","startTime":100.78,"endTime":102.22,"body":"I'm doing that with Band of Brothers now."},{"speaker":"Average Joe Finances","startTime":102.22,"endTime":104.44,"body":"Oh, so you're"},{"speaker":"Average Joe Finances","startTime":102.22,"endTime":104.44,"body":"pretty much retired right now too then?"},{"speaker":"Amber Liddle","startTime":104.53,"endTime":105.491,"body":"Pretty much retired now."},{"speaker":"Average Joe Finances","startTime":105.491,"endTime":106.84,"body":"Okay,"},{"speaker":"Average Joe Finances","startTime":105.491,"endTime":106.84,"body":"so about dual retirement."},{"speaker":"Average Joe Finances","startTime":106.84,"endTime":107.5,"body":"That's what's up."},{"speaker":"Amber Liddle","startTime":107.59,"endTime":107.98,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":108.19,"endTime":108.49,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":108.49,"endTime":112.37,"body":"We met in the army, got married in the"},{"speaker":"Amber Liddle","startTime":108.49,"endTime":112.37,"body":"army, joined our families together."},{"speaker":"Amber Liddle","startTime":112.42,"endTime":115.78,"body":"We're a blended family in the"},{"speaker":"Amber Liddle","startTime":112.42,"endTime":115.78,"body":"army and we're trying to just do"},{"speaker":"Amber Liddle","startTime":115.78,"endTime":117.25,"body":"as much as we could in the army."},{"speaker":"Amber Liddle","startTime":117.58,"endTime":120.14,"body":"But then when we got close to"},{"speaker":"Amber Liddle","startTime":117.58,"endTime":120.14,"body":"that retirement age, Steven"},{"speaker":"Amber Liddle","startTime":120.14,"endTime":123.54,"body":"knew that he was going to have"},{"speaker":"Amber Liddle","startTime":120.14,"endTime":123.54,"body":"to retire a little bit early."},{"speaker":"Amber Liddle","startTime":123.54,"endTime":128.11,"body":"He retired at 18 and a half medical"},{"speaker":"Amber Liddle","startTime":123.54,"endTime":128.11,"body":"retirement and then I'm retiring at 20."},{"speaker":"Amber Liddle","startTime":128.37,"endTime":131.13,"body":"We knew as we started looking forward"},{"speaker":"Amber Liddle","startTime":128.37,"endTime":131.13,"body":"that we were gonna have to move"},{"speaker":"Amber Liddle","startTime":131.13,"endTime":132.78,"body":"into some sort of civilian career."},{"speaker":"Amber Liddle","startTime":132.99,"endTime":134.85,"body":"We wanted to do something"},{"speaker":"Amber Liddle","startTime":132.99,"endTime":134.85,"body":"that was worthwhile."},{"speaker":"Amber Liddle","startTime":134.85,"endTime":136.32,"body":"We wanted to spend more"},{"speaker":"Amber Liddle","startTime":134.85,"endTime":136.32,"body":"time with our kids."},{"speaker":"Amber Liddle","startTime":136.32,"endTime":139.2,"body":"We didn't wanna go to a GSS"},{"speaker":"Amber Liddle","startTime":136.32,"endTime":139.2,"body":"job, so we really started"},{"speaker":"Amber Liddle","startTime":139.2,"endTime":141.0,"body":"like planning our retirement."},{"speaker":"Amber Liddle","startTime":141.0,"endTime":145.8,"body":"I'd say three years out from retirement"},{"speaker":"Amber Liddle","startTime":141.0,"endTime":145.8,"body":"where we put pen to paper, we put"},{"speaker":"Amber Liddle","startTime":145.83,"endTime":148.05,"body":"numbers on paper, we started saving."},{"speaker":"Amber Liddle","startTime":148.44,"endTime":153.45,"body":"heavily and a few things started to happen"},{"speaker":"Amber Liddle","startTime":148.44,"endTime":153.45,"body":"that helped to make that happen for us."},{"speaker":"Amber Liddle","startTime":153.75,"endTime":158.37,"body":"Just, coincidentally we fell into some"},{"speaker":"Amber Liddle","startTime":153.75,"endTime":158.37,"body":"pretty good situations financially."},{"speaker":"Amber Liddle","startTime":158.45,"endTime":162.91,"body":"And one of those you probably remember was"},{"speaker":"Amber Liddle","startTime":158.45,"endTime":162.91,"body":"the water crisis situation on Red Hill."},{"speaker":"Amber Liddle","startTime":164.28,"endTime":164.49,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":164.84,"endTime":165.95,"body":"So we were in that."},{"speaker":"Average Joe Finances","startTime":165.95,"endTime":167.43,"body":"That"},{"speaker":"Average Joe Finances","startTime":165.95,"endTime":167.43,"body":"was a big deal out here."},{"speaker":"Steven Liddle","startTime":167.99,"endTime":168.25,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":168.31,"endTime":168.79,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":169.14,"endTime":170.07,"body":"So we were in that."},{"speaker":"Amber Liddle","startTime":170.07,"endTime":176.19,"body":"We were both active duty at that"},{"speaker":"Amber Liddle","startTime":170.07,"endTime":176.19,"body":"time, that was way 2021 to 2022 and"},{"speaker":"Amber Liddle","startTime":176.63,"endTime":181.97,"body":"the army had to put all of us up"},{"speaker":"Amber Liddle","startTime":176.63,"endTime":181.97,"body":"in hotels during that time because"},{"speaker":"Amber Liddle","startTime":182.28,"endTime":184.02,"body":"we couldn't drink our water, right?"},{"speaker":"Amber Liddle","startTime":184.05,"endTime":188.49,"body":"So for three and a half months, we lived"},{"speaker":"Amber Liddle","startTime":184.05,"endTime":188.49,"body":"and we bounced around hotel to hotel."},{"speaker":"Amber Liddle","startTime":188.88,"endTime":191.06,"body":"But because of that, we"},{"speaker":"Amber Liddle","startTime":188.88,"endTime":191.06,"body":"got a lot of per deal."},{"speaker":"Amber Liddle","startTime":191.37,"endTime":194.45,"body":"So we did what we could to"},{"speaker":"Amber Liddle","startTime":191.37,"endTime":194.45,"body":"save as much money as we could."},{"speaker":"Amber Liddle","startTime":194.45,"endTime":198.01,"body":"We, ate ramen and peanut butter and"},{"speaker":"Amber Liddle","startTime":194.45,"endTime":198.01,"body":"jelly, and we went out to dinner a"},{"speaker":"Amber Liddle","startTime":198.01,"endTime":201.46,"body":"few times, but, we really understood"},{"speaker":"Amber Liddle","startTime":198.01,"endTime":201.46,"body":"what it meant financially if we could"},{"speaker":"Amber Liddle","startTime":201.46,"endTime":204.63,"body":"just save during that time because"},{"speaker":"Amber Liddle","startTime":201.46,"endTime":204.63,"body":"we were going to get compensated."},{"speaker":"Amber Liddle","startTime":205.29,"endTime":208.46,"body":"We also got compensated for a"},{"speaker":"Amber Liddle","startTime":205.29,"endTime":208.46,"body":"lot of the lost items we had in"},{"speaker":"Amber Liddle","startTime":208.46,"endTime":209.64,"body":"our home and things like that."},{"speaker":"Amber Liddle","startTime":209.65,"endTime":214.08,"body":"So that was part of our strategy was that"},{"speaker":"Amber Liddle","startTime":209.65,"endTime":214.08,"body":"plus the market is doing really well."},{"speaker":"Amber Liddle","startTime":214.08,"endTime":217.89,"body":"We sold both of our homes during that"},{"speaker":"Amber Liddle","startTime":214.08,"endTime":217.89,"body":"time instead of hanging on to them."},{"speaker":"Amber Liddle","startTime":218.31,"endTime":223.71,"body":"And really just created a plan to be"},{"speaker":"Amber Liddle","startTime":218.31,"endTime":223.71,"body":"financially stable for retirement."},{"speaker":"Amber Liddle","startTime":224.03,"endTime":229.2,"body":"So we really put pen to paper and we"},{"speaker":"Amber Liddle","startTime":224.03,"endTime":229.2,"body":"put like numbers down of where we want"},{"speaker":"Amber Liddle","startTime":229.2,"endTime":232.57,"body":"it to be, what we wanted to pay off,"},{"speaker":"Amber Liddle","startTime":229.2,"endTime":232.57,"body":"we wanted to be completely debt free"},{"speaker":"Amber Liddle","startTime":232.87,"endTime":236.35,"body":"by the time we retired, we wanted to"},{"speaker":"Amber Liddle","startTime":232.87,"endTime":236.35,"body":"have a certain amount of money in the"},{"speaker":"Amber Liddle","startTime":236.35,"endTime":239.71,"body":"bank so we could start investing before"},{"speaker":"Amber Liddle","startTime":236.35,"endTime":239.71,"body":"retirement, which is what we did."},{"speaker":"Amber Liddle","startTime":240.08,"endTime":242.4,"body":"We developed patron investment alliance."},{"speaker":"Amber Liddle","startTime":243.525,"endTime":247.695,"body":"Last year, so before either of us were"},{"speaker":"Amber Liddle","startTime":243.525,"endTime":247.695,"body":"retired, we got that going, started"},{"speaker":"Amber Liddle","startTime":247.695,"endTime":253.095,"body":"looking at deals and then get our"},{"speaker":"Amber Liddle","startTime":247.695,"endTime":253.095,"body":"first investment just in June of 2023."},{"speaker":"Amber Liddle","startTime":253.585,"endTime":255.335,"body":"So it's been fast and furious."},{"speaker":"Amber Liddle","startTime":255.72,"endTime":260.24,"body":"But going from military to civilian"},{"speaker":"Amber Liddle","startTime":255.72,"endTime":260.24,"body":"has been a bit of a transition for us."},{"speaker":"Amber Liddle","startTime":260.24,"endTime":263.96,"body":"We're learning every day"},{"speaker":"Amber Liddle","startTime":260.24,"endTime":263.96,"body":"We're busy as all get up."},{"speaker":"Amber Liddle","startTime":264.4,"endTime":266.47,"body":"But it's a good busy and"},{"speaker":"Amber Liddle","startTime":264.4,"endTime":266.47,"body":"we've been getting connected"},{"speaker":"Amber Liddle","startTime":266.47,"endTime":267.5,"body":"some really great people."},{"speaker":"Average Joe Finances","startTime":268.46,"endTime":272.33,"body":"Yeah, that's awesome"},{"speaker":"Average Joe Finances","startTime":268.46,"endTime":272.33,"body":"what a fantastic opening because and it"},{"speaker":"Average Joe Finances","startTime":272.33,"endTime":275.5,"body":"also brings to the point that i'm still"},{"speaker":"Average Joe Finances","startTime":272.33,"endTime":275.5,"body":"very upset that I never met you guys"},{"speaker":"Average Joe Finances","startTime":275.5,"endTime":278.89,"body":"when you were out here in hawaii cause"},{"speaker":"Average Joe Finances","startTime":275.5,"endTime":278.89,"body":"I was out here at that time as well."},{"speaker":"Average Joe Finances","startTime":279.15,"endTime":283.15,"body":"But yeah, so that, that was definitely"},{"speaker":"Average Joe Finances","startTime":279.15,"endTime":283.15,"body":"a very big deal out here with the Red"},{"speaker":"Average Joe Finances","startTime":283.15,"endTime":284.85,"body":"Hill and everything that happened there."},{"speaker":"Average Joe Finances","startTime":285.09,"endTime":289.96,"body":"But the fact that you guys were"},{"speaker":"Average Joe Finances","startTime":285.09,"endTime":289.96,"body":"able to utilize that and save"},{"speaker":"Average Joe Finances","startTime":289.96,"endTime":293.37,"body":"a lot of money because of that"},{"speaker":"Average Joe Finances","startTime":289.96,"endTime":293.37,"body":"helped accelerate you guys a bit."},{"speaker":"Average Joe Finances","startTime":293.745,"endTime":294.995,"body":"Towards your goals, right?"},{"speaker":"Average Joe Finances","startTime":294.995,"endTime":297.965,"body":"After being in Hawaii, you guys"},{"speaker":"Average Joe Finances","startTime":294.995,"endTime":297.965,"body":"wound up where are you at now?"},{"speaker":"Steven Liddle","startTime":299.715,"endTime":300.985,"body":"We're in Texas."},{"speaker":"Steven Liddle","startTime":301.405,"endTime":301.655,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":301.655,"endTime":301.845,"body":"All right."},{"speaker":"Average Joe Finances","startTime":301.845,"endTime":303.125,"body":"So now you guys are in Texas."},{"speaker":"Average Joe Finances","startTime":303.415,"endTime":304.675,"body":"You guys sold your properties."},{"speaker":"Average Joe Finances","startTime":304.675,"endTime":306.445,"body":"Did you guys buy a home in Texas?"},{"speaker":"Steven Liddle","startTime":307.34,"endTime":307.62,"body":"Yep."},{"speaker":"Steven Liddle","startTime":307.93,"endTime":308.86,"body":"We actually built one."},{"speaker":"Average Joe Finances","startTime":309.46,"endTime":309.85,"body":"There you go."},{"speaker":"Average Joe Finances","startTime":309.85,"endTime":310.26,"body":"Perfect."},{"speaker":"Average Joe Finances","startTime":310.28,"endTime":314.43,"body":"So built a home, hopefully you built your"},{"speaker":"Average Joe Finances","startTime":310.28,"endTime":314.43,"body":"dream home out there in Texas, right?"},{"speaker":"Average Joe Finances","startTime":314.72,"endTime":317.15,"body":"And I'm sure you've got plenty"},{"speaker":"Average Joe Finances","startTime":314.72,"endTime":317.15,"body":"of money left over from selling"},{"speaker":"Average Joe Finances","startTime":317.15,"endTime":318.28,"body":"those other properties, right?"},{"speaker":"Average Joe Finances","startTime":318.94,"endTime":324.0,"body":"And now getting into, you got your first"},{"speaker":"Average Joe Finances","startTime":318.94,"endTime":324.0,"body":"deal knocked out in June, this past June."},{"speaker":"Average Joe Finances","startTime":324.3,"endTime":325.15,"body":"Which is amazing."},{"speaker":"Average Joe Finances","startTime":325.41,"endTime":328.17,"body":"So I'm really excited because you"},{"speaker":"Average Joe Finances","startTime":325.41,"endTime":328.17,"body":"guys are doing some awesome things."},{"speaker":"Average Joe Finances","startTime":328.17,"endTime":332.06,"body":"And I was very fortunate to"},{"speaker":"Average Joe Finances","startTime":328.17,"endTime":332.06,"body":"be a guest on your podcast."},{"speaker":"Average Joe Finances","startTime":332.38,"endTime":336.0,"body":"So I'm really excited to have you"},{"speaker":"Average Joe Finances","startTime":332.38,"endTime":336.0,"body":"guys on, on my show right now."},{"speaker":"Average Joe Finances","startTime":336.2,"endTime":338.69,"body":"And if you could really quick"},{"speaker":"Average Joe Finances","startTime":336.2,"endTime":338.69,"body":"what is the name of your podcast"},{"speaker":"Average Joe Finances","startTime":338.69,"endTime":339.71,"body":"that you guys just started?"},{"speaker":"Steven Liddle","startTime":340.73,"endTime":342.77,"body":"It's actually"},{"speaker":"Steven Liddle","startTime":340.73,"endTime":342.77,"body":"called The Patriot Pod,"},{"speaker":"Average Joe Finances","startTime":342.967,"endTime":344.027,"body":"The Patriot Pod."},{"speaker":"Average Joe Finances","startTime":344.057,"endTime":344.527,"body":"I love it."},{"speaker":"Average Joe Finances","startTime":344.807,"endTime":347.667,"body":"And again, I think I was guest"},{"speaker":"Average Joe Finances","startTime":344.807,"endTime":347.667,"body":"number two or episode two."},{"speaker":"Average Joe Finances","startTime":347.667,"endTime":349.297,"body":"So I'm really I love it guys."},{"speaker":"Average Joe Finances","startTime":349.297,"endTime":349.957,"body":"This is awesome."},{"speaker":"Average Joe Finances","startTime":350.367,"endTime":352.437,"body":"Now there's another"},{"speaker":"Average Joe Finances","startTime":350.367,"endTime":352.437,"body":"thing you guys are doing."},{"speaker":"Average Joe Finances","startTime":352.437,"endTime":355.057,"body":"I just want to start, Get this all out"},{"speaker":"Average Joe Finances","startTime":352.437,"endTime":355.057,"body":"there for people that are listening at"},{"speaker":"Average Joe Finances","startTime":355.067,"endTime":357.437,"body":"the very beginning here because maybe"},{"speaker":"Average Joe Finances","startTime":355.067,"endTime":357.437,"body":"not everybody's listening all the way"},{"speaker":"Average Joe Finances","startTime":357.437,"endTime":361.597,"body":"through you guys have something that's"},{"speaker":"Average Joe Finances","startTime":357.437,"endTime":361.597,"body":"coming up right that's pretty big and"},{"speaker":"Average Joe Finances","startTime":361.597,"endTime":365.957,"body":"I want to make sure we share it with"},{"speaker":"Average Joe Finances","startTime":361.597,"endTime":365.957,"body":"our listeners, especially for the folks"},{"speaker":"Average Joe Finances","startTime":365.957,"endTime":370.787,"body":"that are down in the San Antonio, Texas"},{"speaker":"Average Joe Finances","startTime":365.957,"endTime":370.787,"body":"area, but you guys have a relay race"},{"speaker":"Average Joe Finances","startTime":370.787,"endTime":375.177,"body":"coming up right and this is to help"},{"speaker":"Average Joe Finances","startTime":370.787,"endTime":375.177,"body":"veterans it's to help identify the veteran"},{"speaker":"Average Joe Finances","startTime":375.177,"endTime":381.132,"body":"suicide pandemic that we have going"},{"speaker":"Average Joe Finances","startTime":375.177,"endTime":381.132,"body":"on, with our, in our veteran community."},{"speaker":"Average Joe Finances","startTime":381.342,"endTime":383.652,"body":"So if you guys could share a little"},{"speaker":"Average Joe Finances","startTime":381.342,"endTime":383.652,"body":"bit about that, and then we'll"},{"speaker":"Average Joe Finances","startTime":383.652,"endTime":386.842,"body":"actually get into the interview, but"},{"speaker":"Average Joe Finances","startTime":383.652,"endTime":386.842,"body":"I want to make sure we get all this"},{"speaker":"Average Joe Finances","startTime":386.862,"endTime":388.442,"body":"information out straight up front."},{"speaker":"Steven Liddle","startTime":389.672,"endTime":389.942,"body":"Yeah."},{"speaker":"Steven Liddle","startTime":389.952,"endTime":392.552,"body":"What you were just mentioning is"},{"speaker":"Steven Liddle","startTime":389.952,"endTime":392.552,"body":"very near and dear to my heart."},{"speaker":"Steven Liddle","startTime":392.712,"endTime":395.517,"body":"I recently had a very dear friend."},{"speaker":"Steven Liddle","startTime":396.017,"endTime":396.957,"body":"Commit suicide."},{"speaker":"Steven Liddle","startTime":397.397,"endTime":403.267,"body":"So we all know that it's a common"},{"speaker":"Steven Liddle","startTime":397.397,"endTime":403.267,"body":"number that around 22 veterans"},{"speaker":"Steven Liddle","startTime":403.267,"endTime":404.617,"body":"commit suicide every single day."},{"speaker":"Steven Liddle","startTime":405.107,"endTime":411.107,"body":"So being that Amber and I were set"},{"speaker":"Steven Liddle","startTime":405.107,"endTime":411.107,"body":"to retire, I retired on July 19th."},{"speaker":"Steven Liddle","startTime":411.367,"endTime":415.427,"body":"As a warrant officer from the army,"},{"speaker":"Steven Liddle","startTime":411.367,"endTime":415.427,"body":"that gave me a unique perspective"},{"speaker":"Steven Liddle","startTime":415.527,"endTime":418.937,"body":"because when I went through the"},{"speaker":"Steven Liddle","startTime":415.527,"endTime":418.937,"body":"med board, I didn't want that."},{"speaker":"Steven Liddle","startTime":419.177,"endTime":423.867,"body":"There was nothing in my mind that"},{"speaker":"Steven Liddle","startTime":419.177,"endTime":423.867,"body":"said, I want to retire before 20 years."},{"speaker":"Steven Liddle","startTime":423.867,"endTime":427.927,"body":"I wanted to reach that landmark just"},{"speaker":"Steven Liddle","startTime":423.867,"endTime":427.927,"body":"like everybody else does, but the"},{"speaker":"Steven Liddle","startTime":427.927,"endTime":429.687,"body":"army forced me to medically retire."},{"speaker":"Steven Liddle","startTime":429.717,"endTime":433.597,"body":"And what I wanted to do since that"},{"speaker":"Steven Liddle","startTime":429.717,"endTime":433.597,"body":"was happening was immediately give"},{"speaker":"Steven Liddle","startTime":433.607,"endTime":434.947,"body":"back to the veteran community."},{"speaker":"Steven Liddle","startTime":435.337,"endTime":439.897,"body":"We, Amber and I both wanted to find"},{"speaker":"Steven Liddle","startTime":435.337,"endTime":439.897,"body":"ways to add value because that's"},{"speaker":"Steven Liddle","startTime":439.897,"endTime":441.117,"body":"what we wanted to do in the army."},{"speaker":"Steven Liddle","startTime":441.147,"endTime":445.367,"body":"Like our entire mindset"},{"speaker":"Steven Liddle","startTime":441.147,"endTime":445.367,"body":"is how do we add value?"},{"speaker":"Steven Liddle","startTime":446.397,"endTime":447.857,"body":"And that's where we look."},{"speaker":"Steven Liddle","startTime":447.897,"endTime":452.277,"body":"We look for opportunities to add value,"},{"speaker":"Steven Liddle","startTime":447.897,"endTime":452.277,"body":"no matter if that's intellectual capital"},{"speaker":"Steven Liddle","startTime":452.287,"endTime":455.402,"body":"or sweat equity capital or whatever it is."},{"speaker":"Steven Liddle","startTime":455.402,"endTime":457.487,"body":"We want to add value"},{"speaker":"Steven Liddle","startTime":455.402,"endTime":457.487,"body":"no matter where we go."},{"speaker":"Steven Liddle","startTime":458.327,"endTime":461.027,"body":"So to tie in the real"},{"speaker":"Steven Liddle","startTime":458.327,"endTime":461.027,"body":"estate piece of this."},{"speaker":"Steven Liddle","startTime":462.247,"endTime":467.447,"body":"We purchased a 319 South Olive here"},{"speaker":"Steven Liddle","startTime":462.247,"endTime":467.447,"body":"in San Antonio, and Angie is our"},{"speaker":"Steven Liddle","startTime":467.447,"endTime":471.307,"body":"founder of our nonprofit organization,"},{"speaker":"Steven Liddle","startTime":467.447,"endTime":471.307,"body":"and she had to move to Florida."},{"speaker":"Steven Liddle","startTime":471.797,"endTime":475.077,"body":"She's a phenomenal real estate"},{"speaker":"Steven Liddle","startTime":471.797,"endTime":475.077,"body":"broker, real estate agent, and"},{"speaker":"Steven Liddle","startTime":475.077,"endTime":479.227,"body":"investor, and she also started the"},{"speaker":"Steven Liddle","startTime":475.077,"endTime":479.227,"body":"nonprofit organization that we now"},{"speaker":"Steven Liddle","startTime":479.237,"endTime":481.327,"body":"run called American Spirit Alliance."},{"speaker":"Steven Liddle","startTime":481.697,"endTime":482.697,"body":"We have a website."},{"speaker":"Steven Liddle","startTime":482.777,"endTime":485.207,"body":"Everybody can check it out"},{"speaker":"Steven Liddle","startTime":482.777,"endTime":485.207,"body":"at americanspiritalliance."},{"speaker":"Steven Liddle","startTime":485.577,"endTime":485.867,"body":"org."},{"speaker":"Steven Liddle","startTime":486.457,"endTime":488.197,"body":"We're up on social media."},{"speaker":"Steven Liddle","startTime":488.247,"endTime":490.467,"body":"We started building out Facebook."},{"speaker":"Steven Liddle","startTime":490.997,"endTime":496.557,"body":"We have to build the Instagram, the"},{"speaker":"Steven Liddle","startTime":490.997,"endTime":496.557,"body":"X, the tick tock, and, you name it."},{"speaker":"Steven Liddle","startTime":497.117,"endTime":500.877,"body":"But you're right on November 11th, we"},{"speaker":"Steven Liddle","startTime":497.117,"endTime":500.877,"body":"have our biggest event coming up of"},{"speaker":"Steven Liddle","startTime":500.877,"endTime":506.607,"body":"the year, and that's a 22 mile five man"},{"speaker":"Steven Liddle","startTime":500.877,"endTime":506.607,"body":"relay race and the route of which has"},{"speaker":"Steven Liddle","startTime":506.607,"endTime":511.567,"body":"a lot of historical importance because"},{"speaker":"Steven Liddle","startTime":506.607,"endTime":511.567,"body":"there were old I would say not old, but."},{"speaker":"Steven Liddle","startTime":512.002,"endTime":516.872,"body":"The soldiers of past generations would"},{"speaker":"Steven Liddle","startTime":512.002,"endTime":516.872,"body":"march all the way from joint base,"},{"speaker":"Steven Liddle","startTime":516.912,"endTime":520.592,"body":"I'm sorry, Fort Sam in San Antonio"},{"speaker":"Steven Liddle","startTime":516.912,"endTime":520.592,"body":"for those who want to look it up."},{"speaker":"Steven Liddle","startTime":520.962,"endTime":524.892,"body":"They would march 22 miles up to"},{"speaker":"Steven Liddle","startTime":520.962,"endTime":524.892,"body":"the north to Camp Bullis to execute"},{"speaker":"Steven Liddle","startTime":524.892,"endTime":526.032,"body":"their field artillery training."},{"speaker":"Steven Liddle","startTime":526.562,"endTime":530.502,"body":"So the tie in for me is that I was a"},{"speaker":"Steven Liddle","startTime":526.562,"endTime":530.502,"body":"field artillery soldier my entire career."},{"speaker":"Steven Liddle","startTime":530.952,"endTime":532.242,"body":"So there's automatic interest."},{"speaker":"Steven Liddle","startTime":532.242,"endTime":537.712,"body":"There's automatic equity for me in"},{"speaker":"Steven Liddle","startTime":532.242,"endTime":537.712,"body":"my mind on joining Angie's effort"},{"speaker":"Steven Liddle","startTime":538.052,"endTime":541.732,"body":"to keep this going because COVID"},{"speaker":"Steven Liddle","startTime":538.052,"endTime":541.732,"body":"shut it down, just like COVID shut"},{"speaker":"Steven Liddle","startTime":541.732,"endTime":545.707,"body":"down a lot of the country, it shut"},{"speaker":"Steven Liddle","startTime":541.732,"endTime":545.707,"body":"down Angie's nonprofit organization"},{"speaker":"Steven Liddle","startTime":545.707,"endTime":547.142,"body":"until we got connected to her."},{"speaker":"Steven Liddle","startTime":547.552,"endTime":550.422,"body":"And she basically put this in"},{"speaker":"Steven Liddle","startTime":547.552,"endTime":550.422,"body":"our lab and said, I want you to"},{"speaker":"Steven Liddle","startTime":550.422,"endTime":551.912,"body":"run this project as veterans."},{"speaker":"Steven Liddle","startTime":552.312,"endTime":554.562,"body":"And I want you to run with it"},{"speaker":"Steven Liddle","startTime":552.312,"endTime":554.562,"body":"and I want you to make it big."},{"speaker":"Steven Liddle","startTime":554.602,"endTime":558.952,"body":"So the intent is to start off by"},{"speaker":"Steven Liddle","startTime":554.602,"endTime":558.952,"body":"impacting the veteran community in"},{"speaker":"Steven Liddle","startTime":558.982,"endTime":564.112,"body":"San Antonio, because here they call"},{"speaker":"Steven Liddle","startTime":558.982,"endTime":564.112,"body":"it military city, USA there's air"},{"speaker":"Steven Liddle","startTime":564.112,"endTime":567.992,"body":"force, Marines, there's every branch"},{"speaker":"Steven Liddle","startTime":564.112,"endTime":567.992,"body":"of the army that you can imagine, or"},{"speaker":"Steven Liddle","startTime":567.992,"endTime":572.782,"body":"I'm sorry, not army, but the United"},{"speaker":"Steven Liddle","startTime":567.992,"endTime":572.782,"body":"States armed forces here in San Antonio."},{"speaker":"Steven Liddle","startTime":572.822,"endTime":577.972,"body":"So what better place to run a nonprofit"},{"speaker":"Steven Liddle","startTime":572.822,"endTime":577.972,"body":"that's centered around helping veterans."},{"speaker":"Steven Liddle","startTime":578.382,"endTime":581.642,"body":"Not only the veterans that commit"},{"speaker":"Steven Liddle","startTime":578.382,"endTime":581.642,"body":"suicide, like we want to do that."},{"speaker":"Steven Liddle","startTime":581.892,"endTime":585.522,"body":"That's a very near and dear part of my"},{"speaker":"Steven Liddle","startTime":581.892,"endTime":585.522,"body":"heart personally, but we want to give"},{"speaker":"Steven Liddle","startTime":585.542,"endTime":591.502,"body":"back in a way that increases the quality"},{"speaker":"Steven Liddle","startTime":585.542,"endTime":591.502,"body":"of life for veterans that are still"},{"speaker":"Steven Liddle","startTime":591.502,"endTime":594.972,"body":"serving and the veteran, I'm sorry,"},{"speaker":"Steven Liddle","startTime":591.502,"endTime":594.972,"body":"the soldiers that are still serving"},{"speaker":"Steven Liddle","startTime":595.392,"endTime":597.092,"body":"and the veterans that have served."},{"speaker":"Steven Liddle","startTime":597.672,"endTime":602.082,"body":"And there is a large demographic of both"},{"speaker":"Steven Liddle","startTime":597.672,"endTime":602.082,"body":"of those communities here in San Antonio."},{"speaker":"Steven Liddle","startTime":602.412,"endTime":603.532,"body":"Our intent is to grow it."},{"speaker":"Steven Liddle","startTime":603.892,"endTime":607.802,"body":"To multiple states, we want to grow"},{"speaker":"Steven Liddle","startTime":603.892,"endTime":607.802,"body":"it as big as we can, because there"},{"speaker":"Steven Liddle","startTime":607.812,"endTime":613.322,"body":"is a lot of impact and value right"},{"speaker":"Steven Liddle","startTime":607.812,"endTime":613.322,"body":"going back to that, that I think"},{"speaker":"Steven Liddle","startTime":613.322,"endTime":615.342,"body":"we can add as we move forward."},{"speaker":"Average Joe Finances","startTime":616.322,"endTime":617.522,"body":"Yeah, no, that's awesome."},{"speaker":"Average Joe Finances","startTime":617.532,"endTime":620.542,"body":"So I'm glad you guys were able"},{"speaker":"Average Joe Finances","startTime":617.532,"endTime":620.542,"body":"to share that and get this out"},{"speaker":"Average Joe Finances","startTime":620.542,"endTime":622.372,"body":"there because it is important."},{"speaker":"Average Joe Finances","startTime":622.737,"endTime":625.147,"body":"It's also something that's very"},{"speaker":"Average Joe Finances","startTime":622.737,"endTime":625.147,"body":"near and dear to me as well."},{"speaker":"Average Joe Finances","startTime":625.497,"endTime":629.137,"body":"Any time that there's an opportunity"},{"speaker":"Average Joe Finances","startTime":625.497,"endTime":629.137,"body":"to give back to the veterans"},{"speaker":"Average Joe Finances","startTime":629.467,"endTime":632.187,"body":"or even our active duty members"},{"speaker":"Average Joe Finances","startTime":629.467,"endTime":632.187,"body":"that are still serving today."},{"speaker":"Average Joe Finances","startTime":632.507,"endTime":633.407,"body":"I'm all about that."},{"speaker":"Average Joe Finances","startTime":633.407,"endTime":636.837,"body":"And if getting this out there can"},{"speaker":"Average Joe Finances","startTime":633.407,"endTime":636.837,"body":"help, spread the message not only"},{"speaker":"Average Joe Finances","startTime":636.837,"endTime":640.577,"body":"for this race that's happening in"},{"speaker":"Average Joe Finances","startTime":636.837,"endTime":640.577,"body":"San Antonio, but to help it, expand"},{"speaker":"Average Joe Finances","startTime":640.577,"endTime":642.657,"body":"to other areas, I'm all for it."},{"speaker":"Average Joe Finances","startTime":642.657,"endTime":644.837,"body":"So I think that's a really"},{"speaker":"Average Joe Finances","startTime":642.657,"endTime":644.837,"body":"amazing what you guys are doing."},{"speaker":"Average Joe Finances","startTime":645.197,"endTime":645.627,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":645.957,"endTime":648.867,"body":"Now, let's talk about how you"},{"speaker":"Average Joe Finances","startTime":645.957,"endTime":648.867,"body":"got to the point where you"},{"speaker":"Average Joe Finances","startTime":648.927,"endTime":650.757,"body":"can actually do this, right?"},{"speaker":"Average Joe Finances","startTime":650.757,"endTime":653.677,"body":"And which is what you're doing right"},{"speaker":"Average Joe Finances","startTime":650.757,"endTime":653.677,"body":"now, which is real estate, right?"},{"speaker":"Average Joe Finances","startTime":654.027,"endTime":656.187,"body":"Two successful careers in the military."},{"speaker":"Average Joe Finances","startTime":656.477,"endTime":659.397,"body":"Stephen I know you didn't make it"},{"speaker":"Average Joe Finances","startTime":656.477,"endTime":659.397,"body":"to retirement, but dude, 18 and a"},{"speaker":"Average Joe Finances","startTime":659.397,"endTime":661.477,"body":"half years is nothing to sneeze at."},{"speaker":"Average Joe Finances","startTime":661.557,"endTime":661.987,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":662.392,"endTime":662.912,"body":"At all."},{"speaker":"Average Joe Finances","startTime":662.952,"endTime":666.502,"body":"And the fact that you made it that"},{"speaker":"Average Joe Finances","startTime":662.952,"endTime":666.502,"body":"far and as a warrant officer, right?"},{"speaker":"Average Joe Finances","startTime":666.502,"endTime":669.842,"body":"So for those that don't know, a warrant"},{"speaker":"Average Joe Finances","startTime":666.502,"endTime":669.842,"body":"officer is somebody that was enlisted and"},{"speaker":"Average Joe Finances","startTime":669.842,"endTime":673.122,"body":"got selected for a commissioning program"},{"speaker":"Average Joe Finances","startTime":669.842,"endTime":673.122,"body":"and commissioned as a warrant officer."},{"speaker":"Average Joe Finances","startTime":673.452,"endTime":675.152,"body":"We call them Mustangs in the Navy."},{"speaker":"Average Joe Finances","startTime":675.152,"endTime":677.072,"body":"I know you guys call them"},{"speaker":"Average Joe Finances","startTime":675.152,"endTime":677.072,"body":"Mustangs too in the army."},{"speaker":"Average Joe Finances","startTime":677.402,"endTime":680.172,"body":"There's a lot of respect that"},{"speaker":"Average Joe Finances","startTime":677.402,"endTime":680.172,"body":"comes with that title of Mustang."},{"speaker":"Average Joe Finances","startTime":680.172,"endTime":684.472,"body":"I can tell just by the fact that you"},{"speaker":"Average Joe Finances","startTime":680.172,"endTime":684.472,"body":"were selected to warn officer that you"},{"speaker":"Average Joe Finances","startTime":684.472,"endTime":687.952,"body":"were very hardworking, very hard charger,"},{"speaker":"Average Joe Finances","startTime":684.472,"endTime":687.952,"body":"and that you took care of your soldiers."},{"speaker":"Average Joe Finances","startTime":688.322,"endTime":691.032,"body":"I want to thank both of you for"},{"speaker":"Average Joe Finances","startTime":688.322,"endTime":691.032,"body":"your service, like right off"},{"speaker":"Average Joe Finances","startTime":691.032,"endTime":694.532,"body":"the bat, because what you guys"},{"speaker":"Average Joe Finances","startTime":691.032,"endTime":694.532,"body":"do is really important, right."},{"speaker":"Average Joe Finances","startTime":694.972,"endTime":698.942,"body":"And continuing to give back, man, you"},{"speaker":"Average Joe Finances","startTime":694.972,"endTime":698.942,"body":"guys are still continuing to serve."},{"speaker":"Average Joe Finances","startTime":699.107,"endTime":700.227,"body":"So it's absolutely amazing."},{"speaker":"Average Joe Finances","startTime":700.627,"endTime":703.487,"body":"So let's talk about your"},{"speaker":"Average Joe Finances","startTime":700.627,"endTime":703.487,"body":"real estate journey, right?"},{"speaker":"Average Joe Finances","startTime":703.487,"endTime":707.617,"body":"Because this is one of those things"},{"speaker":"Average Joe Finances","startTime":703.487,"endTime":707.617,"body":"that's helping you still continue to be"},{"speaker":"Average Joe Finances","startTime":707.617,"endTime":709.707,"body":"able to give back and continue to serve."},{"speaker":"Average Joe Finances","startTime":710.027,"endTime":713.057,"body":"So let's get into it when let's"},{"speaker":"Average Joe Finances","startTime":710.027,"endTime":713.057,"body":"talk about your first deal, right?"},{"speaker":"Average Joe Finances","startTime":713.057,"endTime":718.147,"body":"So the deal that you guys had that closed"},{"speaker":"Average Joe Finances","startTime":713.057,"endTime":718.147,"body":"this past June what kind of deal was it?"},{"speaker":"Average Joe Finances","startTime":718.417,"endTime":719.577,"body":"And how did you find it?"},{"speaker":"Steven Liddle","startTime":721.847,"endTime":723.877,"body":"That's a great"},{"speaker":"Steven Liddle","startTime":721.847,"endTime":723.877,"body":"question because that one was"},{"speaker":"Steven Liddle","startTime":723.877,"endTime":725.627,"body":"a very big learning point."},{"speaker":"Steven Liddle","startTime":726.197,"endTime":732.297,"body":"But before I start running with my"},{"speaker":"Steven Liddle","startTime":726.197,"endTime":732.297,"body":"trains of thought, I think Amber could"},{"speaker":"Steven Liddle","startTime":732.297,"endTime":734.837,"body":"probably describe it a lot better."},{"speaker":"Steven Liddle","startTime":735.467,"endTime":738.007,"body":"She's much more succinct."},{"speaker":"Steven Liddle","startTime":738.287,"endTime":738.917,"body":"Then I am."},{"speaker":"Steven Liddle","startTime":738.947,"endTime":742.067,"body":"So if you want to, if you"},{"speaker":"Steven Liddle","startTime":738.947,"endTime":742.067,"body":"want to take this one, babe."},{"speaker":"Amber Liddle","startTime":743.197,"endTime":746.507,"body":"Yeah, I think the big"},{"speaker":"Amber Liddle","startTime":743.197,"endTime":746.507,"body":"lesson learned for us over this last,"},{"speaker":"Amber Liddle","startTime":746.557,"endTime":750.327,"body":"cause really, when we look back, June"},{"speaker":"Amber Liddle","startTime":746.557,"endTime":750.327,"body":"was not that long ago, but it feels"},{"speaker":"Amber Liddle","startTime":750.327,"endTime":754.397,"body":"like we've been running and going for,"},{"speaker":"Amber Liddle","startTime":750.327,"endTime":754.397,"body":"a year now and it's because of the"},{"speaker":"Amber Liddle","startTime":754.397,"endTime":755.987,"body":"people that we've gotten connected to."},{"speaker":"Amber Liddle","startTime":756.037,"endTime":757.387,"body":"Our lesson learned is."},{"speaker":"Amber Liddle","startTime":757.782,"endTime":760.042,"body":"Get connected to the right people,"},{"speaker":"Amber Liddle","startTime":757.782,"endTime":760.042,"body":"be the kind of people that other"},{"speaker":"Amber Liddle","startTime":760.042,"endTime":763.902,"body":"people want to be connected to, be"},{"speaker":"Amber Liddle","startTime":760.042,"endTime":763.902,"body":"good to people, be good stewards of"},{"speaker":"Amber Liddle","startTime":763.902,"endTime":765.992,"body":"your own character and what you're"},{"speaker":"Amber Liddle","startTime":763.902,"endTime":765.992,"body":"putting out there in the world."},{"speaker":"Amber Liddle","startTime":765.992,"endTime":770.652,"body":"So we try to teach our kids that we"},{"speaker":"Amber Liddle","startTime":765.992,"endTime":770.652,"body":"have teenagers, and we just, I think we"},{"speaker":"Amber Liddle","startTime":770.652,"endTime":772.102,"body":"just got connected to the right people."},{"speaker":"Amber Liddle","startTime":772.102,"endTime":773.652,"body":"We knew we were coming to Texas."},{"speaker":"Amber Liddle","startTime":774.032,"endTime":775.492,"body":"To the San Antonio area."},{"speaker":"Amber Liddle","startTime":775.502,"endTime":778.292,"body":"We wanted to be here because"},{"speaker":"Amber Liddle","startTime":775.502,"endTime":778.292,"body":"it is so military friendly."},{"speaker":"Amber Liddle","startTime":778.812,"endTime":781.042,"body":"And, San Antonio is military city USA."},{"speaker":"Amber Liddle","startTime":781.042,"endTime":781.902,"body":"That's what it's called."},{"speaker":"Amber Liddle","startTime":782.102,"endTime":784.852,"body":"We had no idea how much support we"},{"speaker":"Amber Liddle","startTime":782.102,"endTime":784.852,"body":"were going to have when we got here,"},{"speaker":"Amber Liddle","startTime":784.852,"endTime":789.922,"body":"but it has been amazing how much"},{"speaker":"Amber Liddle","startTime":784.852,"endTime":789.922,"body":"support and the opportunities that"},{"speaker":"Amber Liddle","startTime":789.922,"endTime":793.912,"body":"have come our way because of it, just"},{"speaker":"Amber Liddle","startTime":789.922,"endTime":793.912,"body":"getting connected to other military"},{"speaker":"Amber Liddle","startTime":793.922,"endTime":796.702,"body":"groups and people and just networking."},{"speaker":"Amber Liddle","startTime":796.702,"endTime":797.412,"body":"It's been awesome."},{"speaker":"Amber Liddle","startTime":797.412,"endTime":798.902,"body":"So that's really how this first deal."},{"speaker":"Amber Liddle","startTime":799.642,"endTime":800.582,"body":"Came into our lap."},{"speaker":"Amber Liddle","startTime":800.872,"endTime":803.302,"body":"We found Melina Bercher was our realtor."},{"speaker":"Amber Liddle","startTime":803.512,"endTime":807.542,"body":"We actually found her on YouTube"},{"speaker":"Amber Liddle","startTime":803.512,"endTime":807.542,"body":"because we were doing research, right?"},{"speaker":"Amber Liddle","startTime":807.542,"endTime":808.272,"body":"We're hustling."},{"speaker":"Amber Liddle","startTime":808.522,"endTime":809.612,"body":"We're trying to figure it out."},{"speaker":"Amber Liddle","startTime":809.612,"endTime":810.512,"body":"We're listening to you."},{"speaker":"Amber Liddle","startTime":810.522,"endTime":813.192,"body":"We're listening to other"},{"speaker":"Amber Liddle","startTime":810.522,"endTime":813.192,"body":"podcasts about real estate."},{"speaker":"Amber Liddle","startTime":813.482,"endTime":814.762,"body":"We're doing our research."},{"speaker":"Amber Liddle","startTime":814.762,"endTime":815.912,"body":"We formed our group."},{"speaker":"Amber Liddle","startTime":815.912,"endTime":819.012,"body":"We figured out like, how do"},{"speaker":"Amber Liddle","startTime":815.912,"endTime":819.012,"body":"we even do this LLC thing?"},{"speaker":"Amber Liddle","startTime":819.012,"endTime":819.922,"body":"How's it going to work?"},{"speaker":"Amber Liddle","startTime":820.172,"endTime":822.862,"body":"We started doing board"},{"speaker":"Amber Liddle","startTime":820.172,"endTime":822.862,"body":"meetings like every, Okay."},{"speaker":"Amber Liddle","startTime":823.017,"endTime":825.797,"body":"Week where we would present"},{"speaker":"Amber Liddle","startTime":823.017,"endTime":825.797,"body":"each other different deals"},{"speaker":"Amber Liddle","startTime":825.797,"endTime":826.887,"body":"that were in different areas."},{"speaker":"Amber Liddle","startTime":827.177,"endTime":832.407,"body":"We were looking in Hawaii at 1st, but"},{"speaker":"Amber Liddle","startTime":827.177,"endTime":832.407,"body":"the Hawaii market is crazy all the time."},{"speaker":"Amber Liddle","startTime":832.447,"endTime":833.657,"body":"We're like we're moving to Texas."},{"speaker":"Amber Liddle","startTime":833.687,"endTime":834.947,"body":"Let's start looking in Texas."},{"speaker":"Amber Liddle","startTime":835.147,"endTime":837.777,"body":"Our 1st step was to get on YouTube and."},{"speaker":"Amber Liddle","startTime":838.057,"endTime":840.997,"body":"To look up how Canyon Lake was"},{"speaker":"Amber Liddle","startTime":838.057,"endTime":840.997,"body":"doing, because we knew we were going"},{"speaker":"Amber Liddle","startTime":840.997,"endTime":842.907,"body":"to move to the Canyon Lake area."},{"speaker":"Amber Liddle","startTime":843.187,"endTime":846.207,"body":"So we were like let's just start"},{"speaker":"Amber Liddle","startTime":843.187,"endTime":846.207,"body":"doing some research out there, see"},{"speaker":"Amber Liddle","startTime":846.207,"endTime":848.737,"body":"how the market is for short term"},{"speaker":"Amber Liddle","startTime":846.207,"endTime":848.737,"body":"rentals, because that's what we"},{"speaker":"Amber Liddle","startTime":848.737,"endTime":850.157,"body":"wanted to do with short term rentals."},{"speaker":"Amber Liddle","startTime":850.467,"endTime":854.487,"body":"Ran into Melina Bercher, who"},{"speaker":"Amber Liddle","startTime":850.467,"endTime":854.487,"body":"actually lived out in Hawaii."},{"speaker":"Amber Liddle","startTime":855.197,"endTime":859.417,"body":"Her husband was military, so they"},{"speaker":"Amber Liddle","startTime":855.197,"endTime":859.417,"body":"had that military connection."},{"speaker":"Amber Liddle","startTime":859.417,"endTime":862.267,"body":"We reached out to her because that's"},{"speaker":"Amber Liddle","startTime":859.417,"endTime":862.267,"body":"another lesson learned from us."},{"speaker":"Amber Liddle","startTime":862.267,"endTime":864.617,"body":"Don't be afraid to reach out to people."},{"speaker":"Amber Liddle","startTime":864.867,"endTime":866.397,"body":"So we were just."},{"speaker":"Amber Liddle","startTime":866.992,"endTime":869.132,"body":"Crying to make things work."},{"speaker":"Amber Liddle","startTime":869.132,"endTime":870.382,"body":"We had no idea what we were doing."},{"speaker":"Amber Liddle","startTime":870.382,"endTime":871.912,"body":"None of us have a real estate license."},{"speaker":"Amber Liddle","startTime":872.142,"endTime":875.162,"body":"We're both getting ours now, cause"},{"speaker":"Amber Liddle","startTime":872.142,"endTime":875.162,"body":"we see the value in it, but at the"},{"speaker":"Amber Liddle","startTime":875.162,"endTime":878.322,"body":"time we're just trying to figure it"},{"speaker":"Amber Liddle","startTime":875.162,"endTime":878.322,"body":"out so we can reach out to Melina."},{"speaker":"Amber Liddle","startTime":878.632,"endTime":880.272,"body":"She started sending us some things."},{"speaker":"Amber Liddle","startTime":880.712,"endTime":886.732,"body":"And we found this home that ended up being"},{"speaker":"Amber Liddle","startTime":880.712,"endTime":886.732,"body":"a really great deal from another investor."},{"speaker":"Amber Liddle","startTime":887.087,"endTime":890.507,"body":"Who really underpriced it in the"},{"speaker":"Amber Liddle","startTime":887.087,"endTime":890.507,"body":"market and didn't realize it."},{"speaker":"Amber Liddle","startTime":890.767,"endTime":894.207,"body":"They had a realtor that just"},{"speaker":"Amber Liddle","startTime":890.767,"endTime":894.207,"body":"really, we believe, underpriced it"},{"speaker":"Amber Liddle","startTime":894.217,"endTime":896.667,"body":"now knowing what it appraises for."},{"speaker":"Amber Liddle","startTime":897.037,"endTime":900.607,"body":"And that's the one that we went and"},{"speaker":"Amber Liddle","startTime":897.037,"endTime":900.607,"body":"looked at a bunch of different ones."},{"speaker":"Amber Liddle","startTime":900.647,"endTime":902.797,"body":"I came down to Texas for seven days."},{"speaker":"Amber Liddle","startTime":903.217,"endTime":905.767,"body":"And we went to a bunch of"},{"speaker":"Amber Liddle","startTime":903.217,"endTime":905.767,"body":"banks while we were here."},{"speaker":"Amber Liddle","startTime":906.057,"endTime":910.157,"body":"Myself and Brian, your friend Brian, who's"},{"speaker":"Amber Liddle","startTime":906.057,"endTime":910.157,"body":"also part of Patriot Investment Alliance."},{"speaker":"Amber Liddle","startTime":910.727,"endTime":914.207,"body":"We went to multiple banks, introduced"},{"speaker":"Amber Liddle","startTime":910.727,"endTime":914.207,"body":"ourselves to presidents and vice"},{"speaker":"Amber Liddle","startTime":914.207,"endTime":919.227,"body":"presidents of banks, just trying to make"},{"speaker":"Amber Liddle","startTime":914.207,"endTime":919.227,"body":"those connections again and met with"},{"speaker":"Amber Liddle","startTime":919.227,"endTime":924.857,"body":"Molina while we were here and looked at"},{"speaker":"Amber Liddle","startTime":919.227,"endTime":924.857,"body":"probably 17 houses were here and through"},{"speaker":"Amber Liddle","startTime":924.857,"endTime":929.057,"body":"that found this 1 deal that we really"},{"speaker":"Amber Liddle","startTime":924.857,"endTime":929.057,"body":"thought was worth it out on Canyon Lake."},{"speaker":"Amber Liddle","startTime":929.637,"endTime":931.287,"body":"Lots of lessons learned through that."},{"speaker":"Amber Liddle","startTime":932.172,"endTime":938.342,"body":"We ended up financing it with 1 of"},{"speaker":"Amber Liddle","startTime":932.172,"endTime":938.342,"body":"our members, but then doing a quick"},{"speaker":"Amber Liddle","startTime":938.342,"endTime":943.952,"body":"claim deed and putting it the title"},{"speaker":"Amber Liddle","startTime":938.342,"endTime":943.952,"body":"under our investment group with the"},{"speaker":"Amber Liddle","startTime":943.952,"endTime":945.862,"body":"proper equities and things like that."},{"speaker":"Amber Liddle","startTime":945.902,"endTime":953.482,"body":"So we ended up doing a 25 percent down"},{"speaker":"Amber Liddle","startTime":945.902,"endTime":953.482,"body":"on it, which we were all prepared to do."},{"speaker":"Amber Liddle","startTime":953.492,"endTime":956.492,"body":"We came to the table understanding"},{"speaker":"Amber Liddle","startTime":953.492,"endTime":956.492,"body":"how much money that we all had."},{"speaker":"Amber Liddle","startTime":957.162,"endTime":958.992,"body":"Some of the lessons learned in that were."},{"speaker":"Amber Liddle","startTime":959.297,"endTime":963.007,"body":"We didn't have seasoned money"},{"speaker":"Amber Liddle","startTime":959.297,"endTime":963.007,"body":"in the bank because each of"},{"speaker":"Amber Liddle","startTime":963.007,"endTime":964.607,"body":"us had our own pots, right?"},{"speaker":"Amber Liddle","startTime":964.657,"endTime":966.547,"body":"So when we went to the bank,"},{"speaker":"Amber Liddle","startTime":964.657,"endTime":966.547,"body":"we're like, yeah, we're each"},{"speaker":"Amber Liddle","startTime":966.547,"endTime":967.527,"body":"going to put in this much."},{"speaker":"Amber Liddle","startTime":967.527,"endTime":970.127,"body":"They were like wait, you're supposed"},{"speaker":"Amber Liddle","startTime":967.527,"endTime":970.127,"body":"to have it all in one account"},{"speaker":"Amber Liddle","startTime":970.427,"endTime":971.827,"body":"and it's supposed to be seasoned."},{"speaker":"Amber Liddle","startTime":971.837,"endTime":975.567,"body":"And so we were trying to figure"},{"speaker":"Amber Liddle","startTime":971.837,"endTime":975.567,"body":"out some unique ways that we"},{"speaker":"Amber Liddle","startTime":975.567,"endTime":980.317,"body":"could, get that done without having"},{"speaker":"Amber Liddle","startTime":975.567,"endTime":980.317,"body":"seasoned money in one bank account."},{"speaker":"Amber Liddle","startTime":980.317,"endTime":981.897,"body":"So that was a lesson learned there."},{"speaker":"Amber Liddle","startTime":982.352,"endTime":986.182,"body":"But we ended up, we, these people"},{"speaker":"Amber Liddle","startTime":982.352,"endTime":986.182,"body":"were going to pull out of our deal"},{"speaker":"Amber Liddle","startTime":986.262,"endTime":987.722,"body":"if we could not close on time."},{"speaker":"Amber Liddle","startTime":988.982,"endTime":992.872,"body":"And like they were looking once the"},{"speaker":"Amber Liddle","startTime":988.982,"endTime":992.872,"body":"appraisal came back and they realized"},{"speaker":"Amber Liddle","startTime":992.872,"endTime":997.062,"body":"that they undervalued it, they were"},{"speaker":"Amber Liddle","startTime":992.872,"endTime":997.062,"body":"looking for any reason to get out of this"},{"speaker":"Amber Liddle","startTime":997.062,"endTime":1001.052,"body":"contract and we were trying to figure out"},{"speaker":"Amber Liddle","startTime":997.062,"endTime":1001.052,"body":"any way that we could just make it happen"},{"speaker":"Amber Liddle","startTime":1001.052,"endTime":1002.962,"body":"without having to miss that closing."},{"speaker":"Average Joe Finances","startTime":1003.332,"endTime":1005.112,"body":"Did you guys"},{"speaker":"Average Joe Finances","startTime":1003.332,"endTime":1005.112,"body":"tell them what it appraised for?"},{"speaker":"Average Joe Finances","startTime":1005.132,"endTime":1006.842,"body":"Cause they shouldn't have"},{"speaker":"Average Joe Finances","startTime":1005.132,"endTime":1006.842,"body":"gotten that information."},{"speaker":"Amber Liddle","startTime":1007.727,"endTime":1010.857,"body":"Yeah, they knew"},{"speaker":"Amber Liddle","startTime":1007.727,"endTime":1010.857,"body":"what it appraised for and they"},{"speaker":"Amber Liddle","startTime":1010.867,"endTime":1014.807,"body":"so what happened was the lot next"},{"speaker":"Amber Liddle","startTime":1010.867,"endTime":1014.807,"body":"to it was included in the deal."},{"speaker":"Amber Liddle","startTime":1015.087,"endTime":1019.517,"body":"They didn't realize how much it was worth"},{"speaker":"Amber Liddle","startTime":1015.087,"endTime":1019.517,"body":"and they wanted to keep that 2nd lot."},{"speaker":"Amber Liddle","startTime":1020.037,"endTime":1024.507,"body":"And then when we were like, okay, you can"},{"speaker":"Amber Liddle","startTime":1020.037,"endTime":1024.507,"body":"keep the 2nd lot, but take $40,000 off and"},{"speaker":"Amber Liddle","startTime":1024.507,"endTime":1026.517,"body":"they were like, we don't want to do that."},{"speaker":"Amber Liddle","startTime":1026.957,"endTime":1030.327,"body":"So we ended up getting 2"},{"speaker":"Amber Liddle","startTime":1026.957,"endTime":1030.327,"body":"lots for the price of 1."},{"speaker":"Amber Liddle","startTime":1030.347,"endTime":1031.347,"body":"so it was okay."},{"speaker":"Amber Liddle","startTime":1031.857,"endTime":1032.317,"body":"It was good."},{"speaker":"Amber Liddle","startTime":1032.317,"endTime":1032.907,"body":"It's good for us."},{"speaker":"Amber Liddle","startTime":1032.907,"endTime":1034.547,"body":"So now we have the ability to expand."},{"speaker":"Amber Liddle","startTime":1034.547,"endTime":1036.967,"body":"We want to put some boat storage out"},{"speaker":"Amber Liddle","startTime":1034.547,"endTime":1036.967,"body":"there because it's right on the lake."},{"speaker":"Amber Liddle","startTime":1037.437,"endTime":1040.197,"body":"But we weren't sure if we were going to"},{"speaker":"Amber Liddle","startTime":1037.437,"endTime":1040.197,"body":"be able to close on time because of the"},{"speaker":"Amber Liddle","startTime":1040.197,"endTime":1044.117,"body":"season money thing, but we figured it out."},{"speaker":"Amber Liddle","startTime":1044.117,"endTime":1048.837,"body":"We worked with our realtor and our"},{"speaker":"Amber Liddle","startTime":1044.117,"endTime":1048.837,"body":"banker and we got it figured out."},{"speaker":"Amber Liddle","startTime":1048.837,"endTime":1050.537,"body":"We closed right on time."},{"speaker":"Amber Liddle","startTime":1050.987,"endTime":1052.737,"body":"And Steven came for the closing."},{"speaker":"Amber Liddle","startTime":1052.737,"endTime":1057.697,"body":"I was still in Hawaii and we started short"},{"speaker":"Amber Liddle","startTime":1052.737,"endTime":1057.697,"body":"term, rinsing that thing in mid June."},{"speaker":"Amber Liddle","startTime":1057.717,"endTime":1060.976,"body":"We closed the 17th, we were"},{"speaker":"Amber Liddle","startTime":1057.717,"endTime":1060.976,"body":"written it out by like the 25th."},{"speaker":"Average Joe Finances","startTime":1061.706,"endTime":1061.936,"body":"Oh wow."},{"speaker":"Amber Liddle","startTime":1062.136,"endTime":1064.916,"body":"So we were like quick"},{"speaker":"Amber Liddle","startTime":1062.136,"endTime":1064.916,"body":"turnaround, like we were hustling."},{"speaker":"Amber Liddle","startTime":1064.916,"endTime":1069.026,"body":"I was sending Steven all over Texas,"},{"speaker":"Amber Liddle","startTime":1064.916,"endTime":1069.026,"body":"picking up furniture, decorations."},{"speaker":"Amber Liddle","startTime":1069.026,"endTime":1071.046,"body":"I was telling the guys"},{"speaker":"Amber Liddle","startTime":1069.026,"endTime":1071.046,"body":"how to decorate things."},{"speaker":"Amber Liddle","startTime":1071.386,"endTime":1072.996,"body":"It was a cool lesson learned."},{"speaker":"Average Joe Finances","startTime":1074.826,"endTime":1075.486,"body":"Okay, right on."},{"speaker":"Average Joe Finances","startTime":1075.486,"endTime":1079.336,"body":"So this first deal short term"},{"speaker":"Average Joe Finances","startTime":1075.486,"endTime":1079.336,"body":"rental up on the lake, right?"},{"speaker":"Average Joe Finances","startTime":1079.666,"endTime":1083.986,"body":"And obviously if if you were already"},{"speaker":"Average Joe Finances","startTime":1079.666,"endTime":1083.986,"body":"renting it out that quickly, it looks"},{"speaker":"Average Joe Finances","startTime":1083.986,"endTime":1086.916,"body":"like it's doing well and cash flowing."},{"speaker":"Average Joe Finances","startTime":1086.916,"endTime":1087.786,"body":"So that's good."},{"speaker":"Average Joe Finances","startTime":1088.176,"endTime":1091.556,"body":"And then on top of that, you got"},{"speaker":"Average Joe Finances","startTime":1088.176,"endTime":1091.556,"body":"that lot right next door and you had"},{"speaker":"Average Joe Finances","startTime":1091.556,"endTime":1093.376,"body":"mentioned like doing boat storage, right?"},{"speaker":"Average Joe Finances","startTime":1093.396,"endTime":1094.806,"body":"That's especially on a lake too."},{"speaker":"Average Joe Finances","startTime":1094.806,"endTime":1095.006,"body":"If."},{"speaker":"Average Joe Finances","startTime":1095.266,"endTime":1098.076,"body":"People, people don't want to drive"},{"speaker":"Average Joe Finances","startTime":1095.266,"endTime":1098.076,"body":"trailers back and forth, right?"},{"speaker":"Average Joe Finances","startTime":1098.366,"endTime":1100.906,"body":"There's a spot for them and they"},{"speaker":"Average Joe Finances","startTime":1098.366,"endTime":1100.906,"body":"keep their boat, at a reasonable"},{"speaker":"Average Joe Finances","startTime":1100.916,"endTime":1103.096,"body":"price and keep it stored."},{"speaker":"Average Joe Finances","startTime":1103.146,"endTime":1104.986,"body":"I'd jump all over that too, right?"},{"speaker":"Average Joe Finances","startTime":1104.986,"endTime":1108.006,"body":"So that's that's great that you"},{"speaker":"Average Joe Finances","startTime":1104.986,"endTime":1108.006,"body":"guys are thinking that way, right?"},{"speaker":"Average Joe Finances","startTime":1108.006,"endTime":1109.956,"body":"That you said, Hey,"},{"speaker":"Average Joe Finances","startTime":1108.006,"endTime":1109.956,"body":"we've got this lot now."},{"speaker":"Average Joe Finances","startTime":1110.356,"endTime":1111.916,"body":"Let's actually do something with it."},{"speaker":"Average Joe Finances","startTime":1111.926,"endTime":1114.796,"body":"But that's that entrepreneur mindset"},{"speaker":"Average Joe Finances","startTime":1111.926,"endTime":1114.796,"body":"that the two of you guys have, right?"},{"speaker":"Average Joe Finances","startTime":1115.536,"endTime":1115.986,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1116.126,"endTime":1117.726,"body":"So you got this deal closed."},{"speaker":"Average Joe Finances","startTime":1117.746,"endTime":1119.196,"body":"It's things are moving."},{"speaker":"Average Joe Finances","startTime":1119.196,"endTime":1120.256,"body":"It's cash flowing."},{"speaker":"Average Joe Finances","startTime":1120.276,"endTime":1123.686,"body":"You had Steven going all over"},{"speaker":"Average Joe Finances","startTime":1120.276,"endTime":1123.686,"body":"the state of Texas to get this"},{"speaker":"Average Joe Finances","startTime":1123.686,"endTime":1125.136,"body":"thing furnished and decorated."},{"speaker":"Average Joe Finances","startTime":1125.186,"endTime":1126.156,"body":"What happened after that?"},{"speaker":"Average Joe Finances","startTime":1126.166,"endTime":1127.276,"body":"What's the next steps?"},{"speaker":"Steven Liddle","startTime":1129.676,"endTime":1131.596,"body":"So that was a huge project."},{"speaker":"Steven Liddle","startTime":1131.656,"endTime":1133.886,"body":"The part that we didn't"},{"speaker":"Steven Liddle","startTime":1131.656,"endTime":1133.886,"body":"mention was I lived in that"},{"speaker":"Steven Liddle","startTime":1133.896,"endTime":1136.326,"body":"Airbnb until it was furnished."},{"speaker":"Steven Liddle","startTime":1136.826,"endTime":1138.676,"body":"I was sleeping on the"},{"speaker":"Steven Liddle","startTime":1136.826,"endTime":1138.676,"body":"couch for a few days."},{"speaker":"Steven Liddle","startTime":1139.106,"endTime":1140.986,"body":"Until we collected enough furniture."},{"speaker":"Steven Liddle","startTime":1140.986,"endTime":1142.866,"body":"We got the beds, we got things like that."},{"speaker":"Steven Liddle","startTime":1142.866,"endTime":1147.326,"body":"Then I started actually sleeping"},{"speaker":"Steven Liddle","startTime":1142.866,"endTime":1147.326,"body":"on a mattress, but we knew"},{"speaker":"Steven Liddle","startTime":1147.366,"endTime":1149.056,"body":"that there were so many values."},{"speaker":"Steven Liddle","startTime":1149.456,"endTime":1151.206,"body":"not values, but lessons learned."},{"speaker":"Steven Liddle","startTime":1151.216,"endTime":1153.806,"body":"There was so much that we"},{"speaker":"Steven Liddle","startTime":1151.216,"endTime":1153.806,"body":"learned through that experience"},{"speaker":"Steven Liddle","startTime":1154.366,"endTime":1156.706,"body":"that we were hungry for more."},{"speaker":"Steven Liddle","startTime":1157.076,"endTime":1159.486,"body":"So Patriot Investment"},{"speaker":"Steven Liddle","startTime":1157.076,"endTime":1159.486,"body":"Alliance came back together."},{"speaker":"Steven Liddle","startTime":1159.846,"endTime":1163.956,"body":"We realized that we had additional"},{"speaker":"Steven Liddle","startTime":1159.846,"endTime":1163.956,"body":"cash to put down on something and we"},{"speaker":"Steven Liddle","startTime":1163.956,"endTime":1167.956,"body":"got connected to, I don't, I really"},{"speaker":"Steven Liddle","startTime":1163.956,"endTime":1167.956,"body":"don't remember how we found it."},{"speaker":"Steven Liddle","startTime":1168.286,"endTime":1170.866,"body":"We were all looking on every Avenue."},{"speaker":"Steven Liddle","startTime":1170.876,"endTime":1172.066,"body":"We were looking on Zillow."},{"speaker":"Steven Liddle","startTime":1172.076,"endTime":1174.016,"body":"We were looking on Redfin."},{"speaker":"Steven Liddle","startTime":1174.346,"endTime":1174.736,"body":"We were looking."},{"speaker":"Amber Liddle","startTime":1174.736,"endTime":1176.886,"body":"On Victor, that's"},{"speaker":"Amber Liddle","startTime":1174.736,"endTime":1176.886,"body":"how we found it was victor."},{"speaker":"Steven Liddle","startTime":1177.436,"endTime":1179.286,"body":"So we were"},{"speaker":"Steven Liddle","startTime":1177.436,"endTime":1179.286,"body":"looking at bigger pockets."},{"speaker":"Steven Liddle","startTime":1179.306,"endTime":1182.456,"body":"We were getting connected to"},{"speaker":"Steven Liddle","startTime":1179.306,"endTime":1182.456,"body":"different realtors, things like that."},{"speaker":"Steven Liddle","startTime":1182.486,"endTime":1185.636,"body":"And we ended up now that"},{"speaker":"Steven Liddle","startTime":1182.486,"endTime":1185.636,"body":"I, now that you say that."},{"speaker":"Steven Liddle","startTime":1186.026,"endTime":1188.146,"body":"So Victor was the one that"},{"speaker":"Steven Liddle","startTime":1186.026,"endTime":1188.146,"body":"actually had the listing."},{"speaker":"Steven Liddle","startTime":1188.146,"endTime":1189.756,"body":"He was the the agent for this one."},{"speaker":"Steven Liddle","startTime":1191.106,"endTime":1193.956,"body":"And we met Victor face to face great guy."},{"speaker":"Steven Liddle","startTime":1194.391,"endTime":1195.231,"body":"We still work with him."},{"speaker":"Steven Liddle","startTime":1195.231,"endTime":1197.281,"body":"He works all the way from"},{"speaker":"Steven Liddle","startTime":1195.231,"endTime":1197.281,"body":"Dallas down to San Antonio."},{"speaker":"Steven Liddle","startTime":1197.281,"endTime":1201.841,"body":"He's got a great system that parts"},{"speaker":"Steven Liddle","startTime":1197.281,"endTime":1201.841,"body":"of that we definitely want to emulate"},{"speaker":"Steven Liddle","startTime":1201.891,"endTime":1205.441,"body":"in patron investment alliance, but"},{"speaker":"Steven Liddle","startTime":1201.891,"endTime":1205.441,"body":"he gave us three 19 South alley."},{"speaker":"Steven Liddle","startTime":1205.441,"endTime":1207.721,"body":"If we went and looked at it"},{"speaker":"Steven Liddle","startTime":1205.441,"endTime":1207.721,"body":"because it was specifically a"},{"speaker":"Steven Liddle","startTime":1207.751,"endTime":1210.301,"body":"three Plex that has a huge lot."},{"speaker":"Steven Liddle","startTime":1210.741,"endTime":1214.401,"body":"So if you're familiar with, and I'm"},{"speaker":"Steven Liddle","startTime":1210.741,"endTime":1214.401,"body":"sure you are shotgun houses, they're"},{"speaker":"Steven Liddle","startTime":1214.401,"endTime":1215.761,"body":"not very wide, but they're very deep."},{"speaker":"Steven Liddle","startTime":1216.211,"endTime":1217.161,"body":"That's this lot."},{"speaker":"Steven Liddle","startTime":1217.481,"endTime":1220.781,"body":"It's not very wide, but it's very"},{"speaker":"Steven Liddle","startTime":1217.481,"endTime":1220.781,"body":"deep and it has three houses on it."},{"speaker":"Steven Liddle","startTime":1221.261,"endTime":1225.191,"body":"There's a main one in the front and then"},{"speaker":"Steven Liddle","startTime":1221.261,"endTime":1225.191,"body":"there's 222s in the back and it's funny"},{"speaker":"Steven Liddle","startTime":1225.191,"endTime":1226.801,"body":"because Melina is calling me right now."},{"speaker":"Steven Liddle","startTime":1227.701,"endTime":1231.071,"body":"So we went down there, we looked at"},{"speaker":"Steven Liddle","startTime":1227.701,"endTime":1231.071,"body":"it, we got connected to Angie Boris and"},{"speaker":"Steven Liddle","startTime":1231.071,"endTime":1232.951,"body":"that's where things really went off."},{"speaker":"Steven Liddle","startTime":1232.951,"endTime":1237.001,"body":"And the second deal that we"},{"speaker":"Steven Liddle","startTime":1232.951,"endTime":1237.001,"body":"took down was 319 South Olive."},{"speaker":"Steven Liddle","startTime":1237.401,"endTime":1239.551,"body":"We came in looking for"},{"speaker":"Steven Liddle","startTime":1237.401,"endTime":1239.551,"body":"traditional financing."},{"speaker":"Steven Liddle","startTime":1239.966,"endTime":1243.896,"body":"But what was awesome was that we actually"},{"speaker":"Steven Liddle","startTime":1239.966,"endTime":1243.896,"body":"got seller financing on this one."},{"speaker":"Steven Liddle","startTime":1244.776,"endTime":1248.626,"body":"So seller financing is an amazing"},{"speaker":"Steven Liddle","startTime":1244.776,"endTime":1248.626,"body":"opportunity for a lot of would"},{"speaker":"Steven Liddle","startTime":1248.636,"endTime":1253.466,"body":"be up and coming or seasoned real"},{"speaker":"Steven Liddle","startTime":1248.636,"endTime":1253.466,"body":"estate investors to take a look at."},{"speaker":"Steven Liddle","startTime":1253.806,"endTime":1257.546,"body":"Some of the things that, that, that"},{"speaker":"Steven Liddle","startTime":1253.806,"endTime":1257.546,"body":"are coming down the pipe with as far as"},{"speaker":"Steven Liddle","startTime":1257.556,"endTime":1262.616,"body":"what I'm aware of so we are now looking"},{"speaker":"Steven Liddle","startTime":1257.556,"endTime":1262.616,"body":"for sub two deals, we're looking for"},{"speaker":"Steven Liddle","startTime":1262.616,"endTime":1266.796,"body":"more rental arbitrage, and we're really"},{"speaker":"Steven Liddle","startTime":1262.616,"endTime":1266.796,"body":"looking for more seller financing."},{"speaker":"Steven Liddle","startTime":1267.426,"endTime":1273.716,"body":"But Angie and Tommy Ray, who is our"},{"speaker":"Steven Liddle","startTime":1267.426,"endTime":1273.716,"body":"current mentor, they came up with"},{"speaker":"Steven Liddle","startTime":1273.716,"endTime":1275.526,"body":"the idea of doing a seller financing."},{"speaker":"Steven Liddle","startTime":1275.526,"endTime":1279.496,"body":"So we put 20 percent down, I"},{"speaker":"Steven Liddle","startTime":1275.526,"endTime":1279.496,"body":"believe correct me if I'm wrong,"},{"speaker":"Steven Liddle","startTime":1279.496,"endTime":1284.356,"body":"babe, but the home price for the"},{"speaker":"Steven Liddle","startTime":1279.496,"endTime":1284.356,"body":"three plex was about 645 or 625."},{"speaker":"Steven Liddle","startTime":1284.956,"endTime":1287.596,"body":"I'm not the best with numbers"},{"speaker":"Steven Liddle","startTime":1284.956,"endTime":1287.596,"body":"and I got to put that out there."},{"speaker":"Steven Liddle","startTime":1287.606,"endTime":1289.446,"body":"My memory is not great."},{"speaker":"Steven Liddle","startTime":1290.066,"endTime":1294.236,"body":"TBIs and, things of that nature,"},{"speaker":"Steven Liddle","startTime":1290.066,"endTime":1294.236,"body":"but that was a really great deal."},{"speaker":"Steven Liddle","startTime":1294.336,"endTime":1295.856,"body":"We ended up taking that one down."},{"speaker":"Steven Liddle","startTime":1296.176,"endTime":1297.446,"body":"We got the cash together."},{"speaker":"Steven Liddle","startTime":1297.446,"endTime":1299.246,"body":"We figured it out, right?"},{"speaker":"Steven Liddle","startTime":1299.246,"endTime":1303.056,"body":"We had I would say before I go any"},{"speaker":"Steven Liddle","startTime":1299.246,"endTime":1303.056,"body":"further, real estate is a team effort."},{"speaker":"Steven Liddle","startTime":1303.886,"endTime":1305.346,"body":"You cannot do this alone."},{"speaker":"Steven Liddle","startTime":1305.346,"endTime":1306.936,"body":"You got to get connected to people."},{"speaker":"Steven Liddle","startTime":1307.236,"endTime":1309.146,"body":"You you've got to pool resources."},{"speaker":"Steven Liddle","startTime":1309.156,"endTime":1314.206,"body":"You got to find ways to perhaps JV"},{"speaker":"Steven Liddle","startTime":1309.156,"endTime":1314.206,"body":"or joint venture some opportunities."},{"speaker":"Steven Liddle","startTime":1314.626,"endTime":1320.056,"body":"Jump into a syndication, perhaps find some"},{"speaker":"Steven Liddle","startTime":1314.626,"endTime":1320.056,"body":"unique ways instead of just putting down"},{"speaker":"Steven Liddle","startTime":1320.416,"endTime":1324.216,"body":"20 percent and then you buy a property and"},{"speaker":"Steven Liddle","startTime":1320.416,"endTime":1324.216,"body":"then you pay the mortgage and you figure"},{"speaker":"Steven Liddle","startTime":1324.216,"endTime":1329.376,"body":"it out after that fact, like your strategy"},{"speaker":"Steven Liddle","startTime":1324.216,"endTime":1329.376,"body":"has to come before you put monies down."},{"speaker":"Steven Liddle","startTime":1329.816,"endTime":1330.096,"body":"Yeah."},{"speaker":"Steven Liddle","startTime":1330.126,"endTime":1330.7,"body":"So that's exactly what we did."},{"speaker":"Average Joe Finances","startTime":1330.7,"endTime":1331.396,"body":"You got to be creative."},{"speaker":"Average Joe Finances","startTime":1331.406,"endTime":1332.786,"body":"But Steven, I want to ask you real quick."},{"speaker":"Average Joe Finances","startTime":1332.786,"endTime":1335.306,"body":"So you said you guys put 20 percent down."},{"speaker":"Average Joe Finances","startTime":1335.306,"endTime":1336.886,"body":"Was the rest of it seller financed?"},{"speaker":"Average Joe Finances","startTime":1336.896,"endTime":1338.006,"body":"Did you guys seller finance 80%?"},{"speaker":"Steven Liddle","startTime":1338.936,"endTime":1339.426,"body":"Yes."},{"speaker":"Steven Liddle","startTime":1339.546,"endTime":1339.946,"body":"Yes, we did."},{"speaker":"Amber Liddle","startTime":1339.946,"endTime":1340.746,"body":"It was 15%."},{"speaker":"Amber Liddle","startTime":1340.747,"endTime":1342.236,"body":"We put 15 percent down."},{"speaker":"Amber Liddle","startTime":1342.236,"endTime":1342.396,"body":"Okay."},{"speaker":"Steven Liddle","startTime":1343.066,"endTime":1343.536,"body":"15%."},{"speaker":"Average Joe Finances","startTime":1343.836,"endTime":1344.136,"body":"Yep."},{"speaker":"Average Joe Finances","startTime":1344.176,"endTime":1344.676,"body":"Right on."},{"speaker":"Average Joe Finances","startTime":1344.866,"endTime":1346.406,"body":"And then seller finance 85%."},{"speaker":"Average Joe Finances","startTime":1346.406,"endTime":1347.796,"body":"That's freaking amazing."},{"speaker":"Steven Liddle","startTime":1348.256,"endTime":1348.606,"body":"Yes."},{"speaker":"Steven Liddle","startTime":1349.106,"endTime":1353.006,"body":"The terms were 15 percent on 625."},{"speaker":"Steven Liddle","startTime":1353.386,"endTime":1356.116,"body":"I think we ended up putting"},{"speaker":"Steven Liddle","startTime":1353.386,"endTime":1356.116,"body":"about $96,000 down on that one."},{"speaker":"Steven Liddle","startTime":1356.636,"endTime":1361.886,"body":"Roughly again, I'm not best with numbers,"},{"speaker":"Steven Liddle","startTime":1356.636,"endTime":1361.886,"body":"but there was a 30 year amortization on"},{"speaker":"Steven Liddle","startTime":1361.886,"endTime":1367.336,"body":"that loan from the seller with a 10 year"},{"speaker":"Steven Liddle","startTime":1361.886,"endTime":1367.336,"body":"balloon payment that we could refinance"},{"speaker":"Steven Liddle","startTime":1367.336,"endTime":1370.686,"body":"out of before the 10 year mark, which"},{"speaker":"Steven Liddle","startTime":1367.336,"endTime":1370.686,"body":"is absolutely what we plan on doing."},{"speaker":"Average Joe Finances","startTime":1370.926,"endTime":1373.256,"body":"That's those"},{"speaker":"Average Joe Finances","startTime":1370.926,"endTime":1373.256,"body":"are actually really good terms."},{"speaker":"Average Joe Finances","startTime":1374.171,"endTime":1374.741,"body":"I agree."},{"speaker":"Steven Liddle","startTime":1374.871,"endTime":1375.281,"body":"Nice."},{"speaker":"Steven Liddle","startTime":1375.391,"endTime":1375.901,"body":"I agree."},{"speaker":"Steven Liddle","startTime":1376.361,"endTime":1383.521,"body":"And what I would say to that point is"},{"speaker":"Steven Liddle","startTime":1376.361,"endTime":1383.521,"body":"we, I believe, I truly believe that we"},{"speaker":"Steven Liddle","startTime":1383.541,"endTime":1387.451,"body":"ended up finding that deal and creating"},{"speaker":"Steven Liddle","startTime":1383.541,"endTime":1387.451,"body":"that deal because we asked the right"},{"speaker":"Steven Liddle","startTime":1387.451,"endTime":1391.771,"body":"questions and we networked with the"},{"speaker":"Steven Liddle","startTime":1387.451,"endTime":1391.771,"body":"right people and we treated them well."},{"speaker":"Steven Liddle","startTime":1392.641,"endTime":1395.251,"body":"Real estate is not a get rich quick thing."},{"speaker":"Steven Liddle","startTime":1395.251,"endTime":1398.381,"body":"I want to put that out there and I'm"},{"speaker":"Steven Liddle","startTime":1395.251,"endTime":1398.381,"body":"sure all of your listeners know your"},{"speaker":"Steven Liddle","startTime":1398.381,"endTime":1402.461,"body":"listeners are way more smart than we"},{"speaker":"Steven Liddle","startTime":1398.381,"endTime":1402.461,"body":"are, but I would just emphasize that"},{"speaker":"Steven Liddle","startTime":1402.461,"endTime":1405.191,"body":"point for my own edification because."},{"speaker":"Steven Liddle","startTime":1405.611,"endTime":1408.721,"body":"We're looking at a deal right now"},{"speaker":"Steven Liddle","startTime":1405.611,"endTime":1408.721,"body":"that's worth 1.7 million dollars."},{"speaker":"Steven Liddle","startTime":1408.741,"endTime":1411.561,"body":"And it's basically a fourplex,"},{"speaker":"Steven Liddle","startTime":1408.741,"endTime":1411.561,"body":"but they're four separate homes."},{"speaker":"Steven Liddle","startTime":1411.561,"endTime":1412.791,"body":"It all comes in a package."},{"speaker":"Steven Liddle","startTime":1413.431,"endTime":1418.161,"body":"Those are the lessons that I need to"},{"speaker":"Steven Liddle","startTime":1413.431,"endTime":1418.161,"body":"remind myself of and our investing"},{"speaker":"Steven Liddle","startTime":1418.161,"endTime":1421.971,"body":"strategy needs to follow those"},{"speaker":"Steven Liddle","startTime":1418.161,"endTime":1421.971,"body":"principles because in real estate,"},{"speaker":"Steven Liddle","startTime":1422.201,"endTime":1426.721,"body":"you can get greedy, you can fall into"},{"speaker":"Steven Liddle","startTime":1422.201,"endTime":1426.721,"body":"a trap, you can fall into a bad deal."},{"speaker":"Steven Liddle","startTime":1427.081,"endTime":1431.931,"body":"So it takes constant vigilance and"},{"speaker":"Steven Liddle","startTime":1427.081,"endTime":1431.931,"body":"it takes constant networking and it"},{"speaker":"Steven Liddle","startTime":1431.931,"endTime":1434.061,"body":"takes actually treating people well."},{"speaker":"Average Joe Finances","startTime":1434.941,"endTime":1435.221,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1435.611,"endTime":1436.831,"body":"All very great points."},{"speaker":"Average Joe Finances","startTime":1436.831,"endTime":1441.531,"body":"And also I would want to add to that, that"},{"speaker":"Average Joe Finances","startTime":1436.831,"endTime":1441.531,"body":"it also takes, the courage to take action."},{"speaker":"Average Joe Finances","startTime":1441.846,"endTime":1445.346,"body":"Because there are a lot of people that"},{"speaker":"Average Joe Finances","startTime":1441.846,"endTime":1445.346,"body":"could sit here and look at deals all day."},{"speaker":"Average Joe Finances","startTime":1445.346,"endTime":1448.356,"body":"And then if you don't actually"},{"speaker":"Average Joe Finances","startTime":1445.346,"endTime":1448.356,"body":"do something about it, you're"},{"speaker":"Average Joe Finances","startTime":1448.356,"endTime":1450.906,"body":"just going to be the person"},{"speaker":"Average Joe Finances","startTime":1448.356,"endTime":1450.906,"body":"that continues to look at deals."},{"speaker":"Average Joe Finances","startTime":1451.006,"endTime":1453.746,"body":"So I've been there myself,"},{"speaker":"Average Joe Finances","startTime":1451.006,"endTime":1453.746,"body":"just looking and looking until"},{"speaker":"Average Joe Finances","startTime":1453.746,"endTime":1454.936,"body":"I find something that sticks."},{"speaker":"Average Joe Finances","startTime":1454.936,"endTime":1458.036,"body":"But the point of that was I"},{"speaker":"Average Joe Finances","startTime":1454.936,"endTime":1458.036,"body":"wasn't actually taking action."},{"speaker":"Average Joe Finances","startTime":1458.076,"endTime":1460.936,"body":"Like I wasn't actually going out there"},{"speaker":"Average Joe Finances","startTime":1458.076,"endTime":1460.936,"body":"and making moves to make it happen."},{"speaker":"Average Joe Finances","startTime":1460.936,"endTime":1462.186,"body":"It was, I was just, tire kicking."},{"speaker":"Average Joe Finances","startTime":1462.186,"endTime":1464.276,"body":"So I can say that because"},{"speaker":"Average Joe Finances","startTime":1462.186,"endTime":1464.276,"body":"I was one of those guys."},{"speaker":"Average Joe Finances","startTime":1464.796,"endTime":1466.406,"body":"But yeah you see a lot of that though."},{"speaker":"Average Joe Finances","startTime":1466.416,"endTime":1469.866,"body":"You see a lot of people that are always"},{"speaker":"Average Joe Finances","startTime":1466.416,"endTime":1469.866,"body":"just like looking and I especially have"},{"speaker":"Average Joe Finances","startTime":1469.866,"endTime":1471.706,"body":"dealt with that as a real estate agent."},{"speaker":"Average Joe Finances","startTime":1471.716,"endTime":1476.186,"body":"I've dealt with a lot of clients that"},{"speaker":"Average Joe Finances","startTime":1471.716,"endTime":1476.186,"body":"are just looking right now and not"},{"speaker":"Average Joe Finances","startTime":1476.186,"endTime":1477.676,"body":"really ready to commit to anything."},{"speaker":"Average Joe Finances","startTime":1478.086,"endTime":1480.756,"body":"The fact is that you guys are"},{"speaker":"Average Joe Finances","startTime":1478.086,"endTime":1480.756,"body":"going out there and you're not just"},{"speaker":"Average Joe Finances","startTime":1480.766,"endTime":1483.166,"body":"looking, you're going out there"},{"speaker":"Average Joe Finances","startTime":1480.766,"endTime":1483.166,"body":"and you're taking action, right?"},{"speaker":"Average Joe Finances","startTime":1483.166,"endTime":1485.256,"body":"You had that extra cash and"},{"speaker":"Average Joe Finances","startTime":1483.166,"endTime":1485.256,"body":"you were like, Hey let's do"},{"speaker":"Average Joe Finances","startTime":1485.256,"endTime":1486.596,"body":"something with this right now."},{"speaker":"Average Joe Finances","startTime":1486.596,"endTime":1487.536,"body":"Let's not sit on it."},{"speaker":"Average Joe Finances","startTime":1487.546,"endTime":1488.346,"body":"That's pretty amazing."},{"speaker":"Average Joe Finances","startTime":1488.346,"endTime":1490.106,"body":"So you guys, back to back, right?"},{"speaker":"Average Joe Finances","startTime":1490.106,"endTime":1492.286,"body":"Got that first deal done,"},{"speaker":"Average Joe Finances","startTime":1490.106,"endTime":1492.286,"body":"getting right into your second"},{"speaker":"Average Joe Finances","startTime":1492.286,"endTime":1494.516,"body":"deal, not wasting any time."},{"speaker":"Average Joe Finances","startTime":1494.566,"endTime":1496.626,"body":"And that's, that's how you scale quickly."},{"speaker":"Average Joe Finances","startTime":1496.626,"endTime":1498.766,"body":"And that's what you guys"},{"speaker":"Average Joe Finances","startTime":1496.626,"endTime":1498.766,"body":"are doing right now."},{"speaker":"Average Joe Finances","startTime":1498.766,"endTime":1500.276,"body":"So I'm pretty excited about that."},{"speaker":"Average Joe Finances","startTime":1500.706,"endTime":1503.556,"body":"But okay, so you got the first deal done."},{"speaker":"Average Joe Finances","startTime":1503.556,"endTime":1504.766,"body":"You got the second one, right?"},{"speaker":"Average Joe Finances","startTime":1504.766,"endTime":1508.316,"body":"So you got the it's three units"},{"speaker":"Average Joe Finances","startTime":1504.766,"endTime":1508.316,"body":"right on that shotgun lot."},{"speaker":"Average Joe Finances","startTime":1508.316,"endTime":1510.916,"body":"So they, they go three"},{"speaker":"Average Joe Finances","startTime":1508.316,"endTime":1510.916,"body":"back to back, right?"},{"speaker":"Average Joe Finances","startTime":1511.246,"endTime":1513.246,"body":"Did you guys close on that yet or is it."},{"speaker":"Amber Liddle","startTime":1513.736,"endTime":1514.436,"body":"Oh yeah."},{"speaker":"Average Joe Finances","startTime":1514.576,"endTime":1514.766,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1514.766,"endTime":1514.976,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1514.976,"endTime":1515.276,"body":"So that's."},{"speaker":"Amber Liddle","startTime":1515.506,"endTime":1519.506,"body":"We actually inherited"},{"speaker":"Amber Liddle","startTime":1515.506,"endTime":1519.506,"body":"two longer term rental tenants."},{"speaker":"Amber Liddle","startTime":1519.696,"endTime":1519.996,"body":"Okay."},{"speaker":"Amber Liddle","startTime":1520.006,"endTime":1522.886,"body":"So the larger house, it's a three"},{"speaker":"Amber Liddle","startTime":1520.006,"endTime":1522.886,"body":"bedroom and two, two bedrooms."},{"speaker":"Amber Liddle","startTime":1523.336,"endTime":1525.206,"body":"So the three bedroom was being arbitraged."},{"speaker":"Amber Liddle","startTime":1525.756,"endTime":1529.936,"body":"By the owners, and he was set to"},{"speaker":"Amber Liddle","startTime":1525.756,"endTime":1529.936,"body":"keep that for another few months."},{"speaker":"Amber Liddle","startTime":1529.936,"endTime":1532.856,"body":"But then when we bought it, he's yeah,"},{"speaker":"Amber Liddle","startTime":1529.936,"endTime":1532.856,"body":"I'll just go ahead and get out of it."},{"speaker":"Amber Liddle","startTime":1532.866,"endTime":1537.326,"body":"So he arbitrage for about another"},{"speaker":"Amber Liddle","startTime":1532.866,"endTime":1537.326,"body":"month that we got the rent from him."},{"speaker":"Amber Liddle","startTime":1537.606,"endTime":1540.456,"body":"And then we had another tenant that"},{"speaker":"Amber Liddle","startTime":1537.606,"endTime":1540.456,"body":"was set to be there for another year."},{"speaker":"Amber Liddle","startTime":1540.786,"endTime":1543.936,"body":"And we just call him and we"},{"speaker":"Amber Liddle","startTime":1540.786,"endTime":1543.936,"body":"were like, Hey, this is us."},{"speaker":"Amber Liddle","startTime":1543.946,"endTime":1544.726,"body":"It's what we're doing."},{"speaker":"Amber Liddle","startTime":1544.726,"endTime":1545.886,"body":"We're the new owners."},{"speaker":"Amber Liddle","startTime":1546.061,"endTime":1547.371,"body":"You've been here for a while."},{"speaker":"Amber Liddle","startTime":1547.371,"endTime":1548.531,"body":"What are your intentions?"},{"speaker":"Amber Liddle","startTime":1548.531,"endTime":1549.451,"body":"Do you want to stay here?"},{"speaker":"Amber Liddle","startTime":1549.461,"endTime":1553.611,"body":"Cause this property is right downtown"},{"speaker":"Amber Liddle","startTime":1549.461,"endTime":1553.611,"body":"San Antonio, right behind the Alamo dome."},{"speaker":"Amber Liddle","startTime":1553.851,"endTime":1555.441,"body":"It's in a great location."},{"speaker":"Amber Liddle","startTime":1555.441,"endTime":1559.391,"body":"You can walk to concerts and UTSA"},{"speaker":"Amber Liddle","startTime":1555.441,"endTime":1559.391,"body":"games and all those kinds of things."},{"speaker":"Amber Liddle","startTime":1559.791,"endTime":1561.111,"body":"So he wanted to stay."},{"speaker":"Amber Liddle","startTime":1561.201,"endTime":1563.481,"body":"But then he let us know the"},{"speaker":"Amber Liddle","startTime":1561.201,"endTime":1563.481,"body":"week after he's you know what?"},{"speaker":"Amber Liddle","startTime":1563.641,"endTime":1566.601,"body":"If you guys are going to be short term"},{"speaker":"Amber Liddle","startTime":1563.641,"endTime":1566.601,"body":"rendering, renting these other ones, I'll"},{"speaker":"Amber Liddle","startTime":1566.601,"endTime":1567.891,"body":"just go ahead and find another place."},{"speaker":"Amber Liddle","startTime":1567.901,"endTime":1568.831,"body":"And we were like, yes."},{"speaker":"Amber Liddle","startTime":1569.471,"endTime":1572.021,"body":"So we can turn that one into"},{"speaker":"Amber Liddle","startTime":1569.471,"endTime":1572.021,"body":"a short term rental too."},{"speaker":"Amber Liddle","startTime":1572.561,"endTime":1575.221,"body":"We would have had him for another"},{"speaker":"Amber Liddle","startTime":1572.561,"endTime":1575.221,"body":"year and that would have been fine."},{"speaker":"Amber Liddle","startTime":1575.221,"endTime":1576.341,"body":"We were prepared to do that."},{"speaker":"Amber Liddle","startTime":1576.481,"endTime":1579.481,"body":"It came with immediate cash flow, but"},{"speaker":"Amber Liddle","startTime":1576.481,"endTime":1579.481,"body":"we really wanted to turn them all into"},{"speaker":"Amber Liddle","startTime":1579.481,"endTime":1582.921,"body":"short term rentals just because of the"},{"speaker":"Amber Liddle","startTime":1579.481,"endTime":1582.921,"body":"location and how valuable they are."},{"speaker":"Average Joe Finances","startTime":1583.631,"endTime":1584.491,"body":"Yeah, absolutely."},{"speaker":"Average Joe Finances","startTime":1585.666,"endTime":1588.776,"body":"In a good location like that, you're"},{"speaker":"Average Joe Finances","startTime":1585.666,"endTime":1588.776,"body":"going to get way more bang for your"},{"speaker":"Average Joe Finances","startTime":1588.776,"endTime":1592.726,"body":"buck making it a short term rental"},{"speaker":"Average Joe Finances","startTime":1588.776,"endTime":1592.726,"body":"than just doing the, the long term"},{"speaker":"Average Joe Finances","startTime":1592.736,"endTime":1594.646,"body":"monthly rentals and things like that."},{"speaker":"Average Joe Finances","startTime":1594.696,"endTime":1596.366,"body":"So what about that specific area?"},{"speaker":"Average Joe Finances","startTime":1596.376,"endTime":1601.196,"body":"Have you seen any issues with any"},{"speaker":"Average Joe Finances","startTime":1596.376,"endTime":1601.196,"body":"possible laws that might be coming on"},{"speaker":"Average Joe Finances","startTime":1601.246,"endTime":1603.896,"body":"that would hinder short term rentals"},{"speaker":"Average Joe Finances","startTime":1601.246,"endTime":1603.896,"body":"because you start, you were starting"},{"speaker":"Average Joe Finances","startTime":1603.896,"endTime":1605.486,"body":"to see a lot of that now, right?"},{"speaker":"Average Joe Finances","startTime":1605.756,"endTime":1610.166,"body":"That there's popular areas where short"},{"speaker":"Average Joe Finances","startTime":1605.756,"endTime":1610.166,"body":"term rentals are doing really well,"},{"speaker":"Average Joe Finances","startTime":1610.446,"endTime":1613.706,"body":"but then the local governments are"},{"speaker":"Average Joe Finances","startTime":1610.446,"endTime":1613.706,"body":"like really trying to cut down on that."},{"speaker":"Average Joe Finances","startTime":1613.956,"endTime":1616.596,"body":"Do you guys have any fear for"},{"speaker":"Average Joe Finances","startTime":1613.956,"endTime":1616.596,"body":"that, for any of the areas where"},{"speaker":"Average Joe Finances","startTime":1616.596,"endTime":1617.566,"body":"you're investing in right now?"},{"speaker":"Steven Liddle","startTime":1618.441,"endTime":1619.241,"body":"Absolutely."},{"speaker":"Amber Liddle","startTime":1620.611,"endTime":1624.001,"body":"Although Texas is pretty"},{"speaker":"Amber Liddle","startTime":1620.611,"endTime":1624.001,"body":"good with regulation, but yeah, overall."},{"speaker":"Steven Liddle","startTime":1624.291,"endTime":1625.061,"body":"Yeah, I agree."},{"speaker":"Average Joe Finances","startTime":1625.221,"endTime":1628.151,"body":"So do you guys"},{"speaker":"Average Joe Finances","startTime":1625.221,"endTime":1628.151,"body":"have like backup plans, like a couple"},{"speaker":"Average Joe Finances","startTime":1628.151,"endTime":1632.591,"body":"of different exit strategies for those"},{"speaker":"Average Joe Finances","startTime":1628.151,"endTime":1632.591,"body":"properties if something was to happen, I'm"},{"speaker":"Average Joe Finances","startTime":1632.601,"endTime":1634.041,"body":"knocking on wood that it doesn't though."},{"speaker":"Steven Liddle","startTime":1634.631,"endTime":1634.941,"body":"Yes."},{"speaker":"Steven Liddle","startTime":1635.551,"endTime":1636.821,"body":"I would say two things on that."},{"speaker":"Steven Liddle","startTime":1637.181,"endTime":1642.181,"body":"There are heavy regulations so if you're,"},{"speaker":"Steven Liddle","startTime":1637.181,"endTime":1642.181,"body":"if your listeners are looking to if in."},{"speaker":"Steven Liddle","startTime":1642.846,"endTime":1643.986,"body":"If they're beginning, right?"},{"speaker":"Steven Liddle","startTime":1644.026,"endTime":1645.456,"body":"Or if they just don't"},{"speaker":"Steven Liddle","startTime":1644.026,"endTime":1645.456,"body":"know this, whatever it is."},{"speaker":"Steven Liddle","startTime":1645.826,"endTime":1650.616,"body":"So what we didn't know initially buying"},{"speaker":"Steven Liddle","startTime":1645.826,"endTime":1650.616,"body":"319 South Olive was the 12 percent rule."},{"speaker":"Steven Liddle","startTime":1651.256,"endTime":1653.026,"body":"So think of it in Cardinal directions."},{"speaker":"Steven Liddle","startTime":1653.026,"endTime":1654.426,"body":"You've got a four blocks."},{"speaker":"Steven Liddle","startTime":1654.756,"endTime":1658.096,"body":"So you've got one house, one house, one"},{"speaker":"Steven Liddle","startTime":1654.756,"endTime":1658.096,"body":"house, one house that creates a square."},{"speaker":"Steven Liddle","startTime":1658.596,"endTime":1662.266,"body":"So you've got the North facing"},{"speaker":"Steven Liddle","startTime":1658.596,"endTime":1662.266,"body":"block South, East, and West."},{"speaker":"Steven Liddle","startTime":1663.001,"endTime":1667.801,"body":"So 12 percent of the houses on any"},{"speaker":"Steven Liddle","startTime":1663.001,"endTime":1667.801,"body":"directional facing block can not be"},{"speaker":"Steven Liddle","startTime":1667.801,"endTime":1672.001,"body":"more than STRs, or I'm sorry, not more"},{"speaker":"Steven Liddle","startTime":1667.801,"endTime":1672.001,"body":"than 12 percent of those houses on"},{"speaker":"Steven Liddle","startTime":1672.001,"endTime":1677.051,"body":"any given block or street facing block"},{"speaker":"Steven Liddle","startTime":1672.001,"endTime":1677.051,"body":"can be STRs and that's in San Antonio."},{"speaker":"Steven Liddle","startTime":1677.466,"endTime":1680.426,"body":"So that was one of the things that we"},{"speaker":"Steven Liddle","startTime":1677.466,"endTime":1680.426,"body":"realized we had to actually go down"},{"speaker":"Steven Liddle","startTime":1680.426,"endTime":1684.666,"body":"to the land development division down"},{"speaker":"Steven Liddle","startTime":1680.426,"endTime":1684.666,"body":"in San Antonio, and we had to talk to"},{"speaker":"Steven Liddle","startTime":1684.666,"endTime":1688.966,"body":"them about, okay, who's got STR permits"},{"speaker":"Steven Liddle","startTime":1684.666,"endTime":1688.966,"body":"that have actually been issued now?"},{"speaker":"Steven Liddle","startTime":1689.486,"endTime":1690.426,"body":"Are they elapsed?"},{"speaker":"Steven Liddle","startTime":1690.446,"endTime":1691.406,"body":"Are they still active?"},{"speaker":"Steven Liddle","startTime":1691.406,"endTime":1692.946,"body":"And can we still apply for one?"},{"speaker":"Steven Liddle","startTime":1692.946,"endTime":1699.921,"body":"And if so, would we surpass the"},{"speaker":"Steven Liddle","startTime":1692.946,"endTime":1699.921,"body":"12 percent threshold if we were"},{"speaker":"Steven Liddle","startTime":1699.921,"endTime":1701.291,"body":"to apply for an STR permit."},{"speaker":"Steven Liddle","startTime":1701.291,"endTime":1705.461,"body":"And so we got some information"},{"speaker":"Steven Liddle","startTime":1701.291,"endTime":1705.461,"body":"about the other STR permits where"},{"speaker":"Steven Liddle","startTime":1705.461,"endTime":1707.561,"body":"319 is on that specific block."},{"speaker":"Steven Liddle","startTime":1707.981,"endTime":1711.301,"body":"And we started reaching out to"},{"speaker":"Steven Liddle","startTime":1707.981,"endTime":1711.301,"body":"those other STR permit holders and"},{"speaker":"Steven Liddle","startTime":1711.301,"endTime":1714.511,"body":"found out that some of them don't"},{"speaker":"Steven Liddle","startTime":1711.301,"endTime":1714.511,"body":"want their STR permits and all they"},{"speaker":"Steven Liddle","startTime":1714.511,"endTime":1715.871,"body":"need to do is call and cancel them."},{"speaker":"Steven Liddle","startTime":1715.871,"endTime":1718.221,"body":"So we can actually be Illegal."},{"speaker":"Steven Liddle","startTime":1718.571,"endTime":1719.281,"body":"Now as far as."},{"speaker":"Average Joe Finances","startTime":1719.281,"endTime":1719.581,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1719.581,"endTime":1722.801,"body":"So you guys, so they were already at"},{"speaker":"Average Joe Finances","startTime":1719.581,"endTime":1722.801,"body":"the 12 percent threshold at that time."},{"speaker":"Average Joe Finances","startTime":1723.511,"endTime":1723.681,"body":"Okay."},{"speaker":"Steven Liddle","startTime":1723.681,"endTime":1724.091,"body":"Yes, they were."},{"speaker":"Average Joe Finances","startTime":1724.121,"endTime":1724.181,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1724.181,"endTime":1725.681,"body":"See that's why I'm asking"},{"speaker":"Average Joe Finances","startTime":1724.181,"endTime":1725.681,"body":"that question, right?"},{"speaker":"Average Joe Finances","startTime":1725.681,"endTime":1729.591,"body":"Because different areas have different"},{"speaker":"Average Joe Finances","startTime":1725.681,"endTime":1729.591,"body":"laws, different rules, right?"},{"speaker":"Average Joe Finances","startTime":1729.591,"endTime":1733.441,"body":"So that 12 percent thing, could have"},{"speaker":"Average Joe Finances","startTime":1729.591,"endTime":1733.441,"body":"really been detrimental if other"},{"speaker":"Average Joe Finances","startTime":1733.441,"endTime":1735.391,"body":"folks were like, yeah, Hey, no, sorry."},{"speaker":"Average Joe Finances","startTime":1735.391,"endTime":1735.941,"body":"We're keeping it."},{"speaker":"Average Joe Finances","startTime":1735.991,"endTime":1738.381,"body":"Or if you had it as a monthly"},{"speaker":"Average Joe Finances","startTime":1735.991,"endTime":1738.381,"body":"rental, would that still"},{"speaker":"Average Joe Finances","startTime":1738.391,"endTime":1740.291,"body":"have cashflow for you guys?"},{"speaker":"Steven Liddle","startTime":1741.001,"endTime":1741.401,"body":"No."},{"speaker":"Average Joe Finances","startTime":1742.611,"endTime":1742.871,"body":"Wow."},{"speaker":"Average Joe Finances","startTime":1742.891,"endTime":1743.211,"body":"Okay."},{"speaker":"Amber Liddle","startTime":1743.311,"endTime":1746.351,"body":"Not unless it's like a"},{"speaker":"Amber Liddle","startTime":1743.311,"endTime":1746.351,"body":"furnished finder kind of thing, maybe."},{"speaker":"Amber Liddle","startTime":1746.371,"endTime":1748.091,"body":"Could have done something like that."},{"speaker":"Amber Liddle","startTime":1748.091,"endTime":1749.531,"body":"We've we've run the numbers always."},{"speaker":"Average Joe Finances","startTime":1750.061,"endTime":1751.321,"body":"What about as a midterm?"},{"speaker":"Average Joe Finances","startTime":1753.541,"endTime":1756.491,"body":"Usually that, that law shouldn't,"},{"speaker":"Average Joe Finances","startTime":1753.541,"endTime":1756.491,"body":"wouldn't apply to midterm rentals."},{"speaker":"Average Joe Finances","startTime":1756.501,"endTime":1756.811,"body":"So"},{"speaker":"Amber Liddle","startTime":1757.091,"endTime":1757.461,"body":"It doesn't."},{"speaker":"Amber Liddle","startTime":1757.651,"endTime":1757.931,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":1757.931,"endTime":1758.801,"body":"30 days or more."},{"speaker":"Amber Liddle","startTime":1758.831,"endTime":1759.551,"body":"It doesn't apply."},{"speaker":"Average Joe Finances","startTime":1759.771,"endTime":1761.061,"body":"So"},{"speaker":"Average Joe Finances","startTime":1759.771,"endTime":1761.061,"body":"if it was a midterm rental,"},{"speaker":"Average Joe Finances","startTime":1761.061,"endTime":1762.181,"body":"would it cash flow as well?"},{"speaker":"Steven Liddle","startTime":1763.211,"endTime":1764.101,"body":"A little bit."},{"speaker":"Average Joe Finances","startTime":1764.131,"endTime":1764.421,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1764.422,"endTime":1764.481,"body":"Okay."},{"speaker":"Amber Liddle","startTime":1764.481,"endTime":1766.321,"body":"We can"},{"speaker":"Amber Liddle","startTime":1764.481,"endTime":1766.321,"body":"at least pay the bills."},{"speaker":"Average Joe Finances","startTime":1766.791,"endTime":1767.001,"body":"Perfect."},{"speaker":"Average Joe Finances","startTime":1767.171,"endTime":1767.431,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1767.601,"endTime":1767.801,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1768.101,"endTime":1772.341,"body":"So you guys did have a backup plan"},{"speaker":"Average Joe Finances","startTime":1768.101,"endTime":1772.341,"body":"if things didn't, work out that way."},{"speaker":"Average Joe Finances","startTime":1772.391,"endTime":1772.681,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1772.681,"endTime":1773.151,"body":"Good."},{"speaker":"Average Joe Finances","startTime":1773.361,"endTime":1775.321,"body":"Now, did you know that before"},{"speaker":"Average Joe Finances","startTime":1773.361,"endTime":1775.321,"body":"you bought the property?"},{"speaker":"Average Joe Finances","startTime":1775.321,"endTime":1777.541,"body":"Did you know that there was"},{"speaker":"Average Joe Finances","startTime":1775.321,"endTime":1777.541,"body":"that 12 percent threshold?"},{"speaker":"Steven Liddle","startTime":1777.971,"endTime":1778.351,"body":"Nope."},{"speaker":"Average Joe Finances","startTime":1778.851,"endTime":1779.081,"body":"Oh."},{"speaker":"Average Joe Finances","startTime":1780.316,"endTime":1780.786,"body":"Oh, man."},{"speaker":"Average Joe Finances","startTime":1780.966,"endTime":1784.656,"body":"I'm glad you guys were able to make"},{"speaker":"Average Joe Finances","startTime":1780.966,"endTime":1784.656,"body":"those calls and make that happen because."},{"speaker":"Steven Liddle","startTime":1784.706,"endTime":1785.166,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1785.216,"endTime":1785.576,"body":"Rough."},{"speaker":"Steven Liddle","startTime":1785.586,"endTime":1787.516,"body":"We would have gotten"},{"speaker":"Steven Liddle","startTime":1785.586,"endTime":1787.516,"body":"ourselves into some hot water."},{"speaker":"Steven Liddle","startTime":1787.736,"endTime":1787.986,"body":"Yeah."},{"speaker":"Steven Liddle","startTime":1788.006,"endTime":1792.936,"body":"And that's exactly why our investing"},{"speaker":"Steven Liddle","startTime":1788.006,"endTime":1792.936,"body":"strategy continues to evolve."},{"speaker":"Steven Liddle","startTime":1793.296,"endTime":1794.486,"body":"We're learning lessons as we go."},{"speaker":"Average Joe Finances","startTime":1794.486,"endTime":1795.326,"body":"Great lessons learned."},{"speaker":"Steven Liddle","startTime":1795.976,"endTime":1796.966,"body":"Absolutely."},{"speaker":"Steven Liddle","startTime":1797.526,"endTime":1800.136,"body":"We find ourselves in situations"},{"speaker":"Steven Liddle","startTime":1797.526,"endTime":1800.136,"body":"and we all come together."},{"speaker":"Steven Liddle","startTime":1800.406,"endTime":1802.976,"body":"We have a Zoom meeting, much like"},{"speaker":"Steven Liddle","startTime":1800.406,"endTime":1802.976,"body":"we're having now, where we sit together"},{"speaker":"Steven Liddle","startTime":1802.976,"endTime":1805.066,"body":"in person and we figure it out."},{"speaker":"Steven Liddle","startTime":1805.956,"endTime":1809.396,"body":"See, here's my cavalry coming"},{"speaker":"Steven Liddle","startTime":1805.956,"endTime":1809.396,"body":"in to help me out right now."},{"speaker":"Average Joe Finances","startTime":1809.456,"endTime":1810.726,"body":"Giving"},{"speaker":"Average Joe Finances","startTime":1809.456,"endTime":1810.726,"body":"you that forceful backup."},{"speaker":"Average Joe Finances","startTime":1810.726,"endTime":1812.536,"body":"I saw him just bust through"},{"speaker":"Average Joe Finances","startTime":1810.726,"endTime":1812.536,"body":"the door like, what's up?"},{"speaker":"Steven Liddle","startTime":1812.786,"endTime":1813.026,"body":"Yeah."},{"speaker":"Steven Liddle","startTime":1814.141,"endTime":1814.471,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":1814.501,"endTime":1815.551,"body":"No that's fantastic."},{"speaker":"Average Joe Finances","startTime":1815.621,"endTime":1819.261,"body":"And I wanted to point that out because"},{"speaker":"Average Joe Finances","startTime":1815.621,"endTime":1819.261,"body":"I think that is so important for"},{"speaker":"Average Joe Finances","startTime":1819.261,"endTime":1823.041,"body":"my listeners to hear that, the fact"},{"speaker":"Average Joe Finances","startTime":1819.261,"endTime":1823.041,"body":"that, you guys are still learning"},{"speaker":"Average Joe Finances","startTime":1823.051,"endTime":1827.381,"body":"as you're going, and that could have"},{"speaker":"Average Joe Finances","startTime":1823.051,"endTime":1827.381,"body":"been potentially a showstopper, but"},{"speaker":"Average Joe Finances","startTime":1827.381,"endTime":1828.981,"body":"you said, Hey let's figure this out."},{"speaker":"Average Joe Finances","startTime":1829.021,"endTime":1831.701,"body":"And you got creative and you started"},{"speaker":"Average Joe Finances","startTime":1829.021,"endTime":1831.701,"body":"calling these other permit holders."},{"speaker":"Average Joe Finances","startTime":1832.071,"endTime":1834.041,"body":"And they're like we're actually"},{"speaker":"Average Joe Finances","startTime":1832.071,"endTime":1834.041,"body":"not even using this as a short"},{"speaker":"Average Joe Finances","startTime":1834.041,"endTime":1835.051,"body":"term rental, so we don't need this."},{"speaker":"Average Joe Finances","startTime":1835.476,"endTime":1836.336,"body":"Permit anymore."},{"speaker":"Average Joe Finances","startTime":1836.686,"endTime":1840.436,"body":"So that, the fact of the matter"},{"speaker":"Average Joe Finances","startTime":1836.686,"endTime":1840.436,"body":"is that you guys thought outside"},{"speaker":"Average Joe Finances","startTime":1840.436,"endTime":1841.836,"body":"of the box, you got creative."},{"speaker":"Average Joe Finances","startTime":1841.836,"endTime":1843.816,"body":"You started making those"},{"speaker":"Average Joe Finances","startTime":1841.836,"endTime":1843.816,"body":"phone calls, right?"},{"speaker":"Average Joe Finances","startTime":1844.006,"endTime":1846.866,"body":"Same way that you even got"},{"speaker":"Average Joe Finances","startTime":1844.006,"endTime":1846.866,"body":"the deal to being creative and"},{"speaker":"Average Joe Finances","startTime":1846.866,"endTime":1848.656,"body":"doing the the seller financing."},{"speaker":"Average Joe Finances","startTime":1848.706,"endTime":1852.216,"body":"So obviously your mentor and"},{"speaker":"Average Joe Finances","startTime":1848.706,"endTime":1852.216,"body":"Tommy's a really good mentor, right?"},{"speaker":"Average Joe Finances","startTime":1852.216,"endTime":1855.016,"body":"Cause he helped you guys, think"},{"speaker":"Average Joe Finances","startTime":1852.216,"endTime":1855.016,"body":"outside of the box and help"},{"speaker":"Average Joe Finances","startTime":1855.016,"endTime":1856.266,"body":"you guys go that direction."},{"speaker":"Average Joe Finances","startTime":1856.616,"endTime":1857.336,"body":"So that's awesome."},{"speaker":"Average Joe Finances","startTime":1857.336,"endTime":1858.406,"body":"I just wanted to point that out."},{"speaker":"Average Joe Finances","startTime":1858.766,"endTime":1859.066,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":1859.116,"endTime":1861.296,"body":"After that deal what's next for you guys?"},{"speaker":"Amber Liddle","startTime":1863.076,"endTime":1864.266,"body":"We did a lot after that."},{"speaker":"Amber Liddle","startTime":1864.286,"endTime":1866.676,"body":"It's been a short amount of"},{"speaker":"Amber Liddle","startTime":1864.286,"endTime":1866.676,"body":"time, but we still have more."},{"speaker":"Average Joe Finances","startTime":1866.876,"endTime":1868.426,"body":"I know"},{"speaker":"Average Joe Finances","startTime":1866.876,"endTime":1868.426,"body":"you said this year has been a"},{"speaker":"Average Joe Finances","startTime":1868.426,"endTime":1870.086,"body":"whirlwind, but please let me know."},{"speaker":"Steven Liddle","startTime":1872.236,"endTime":1876.286,"body":"So like Tommy going"},{"speaker":"Steven Liddle","startTime":1872.236,"endTime":1876.286,"body":"back to what Tommy was saying or"},{"speaker":"Steven Liddle","startTime":1876.296,"endTime":1880.976,"body":"who you had mentioned, Tommy is"},{"speaker":"Steven Liddle","startTime":1876.296,"endTime":1880.976,"body":"he's a 33 year real estate investor"},{"speaker":"Steven Liddle","startTime":1880.976,"endTime":1883.576,"body":"who's looking to go more hands off."},{"speaker":"Steven Liddle","startTime":1884.031,"endTime":1887.391,"body":"So rental arbitrage"},{"speaker":"Steven Liddle","startTime":1884.031,"endTime":1887.391,"body":"became our next endeavor."},{"speaker":"Steven Liddle","startTime":1887.851,"endTime":1892.181,"body":"So on top of Patriot Investment Alliance,"},{"speaker":"Steven Liddle","startTime":1887.851,"endTime":1892.181,"body":"we also created Patriot Management, which"},{"speaker":"Steven Liddle","startTime":1892.181,"endTime":1897.361,"body":"is our property management LLC, because"},{"speaker":"Steven Liddle","startTime":1892.181,"endTime":1897.361,"body":"we jumped right into rental arbitrage."},{"speaker":"Steven Liddle","startTime":1897.361,"endTime":1898.941,"body":"And what I love about this."},{"speaker":"Steven Liddle","startTime":1899.521,"endTime":1902.251,"body":"As if you're able to get"},{"speaker":"Steven Liddle","startTime":1899.521,"endTime":1902.251,"body":"connected to the right people."},{"speaker":"Steven Liddle","startTime":1902.641,"endTime":1906.381,"body":"Tommy just fell into our laps"},{"speaker":"Steven Liddle","startTime":1902.641,"endTime":1906.381,"body":"because we were at Angie's place."},{"speaker":"Steven Liddle","startTime":1906.441,"endTime":1909.891,"body":"After we bought 319, she had"},{"speaker":"Steven Liddle","startTime":1906.441,"endTime":1909.891,"body":"a bunch of excess furniture."},{"speaker":"Steven Liddle","startTime":1910.381,"endTime":1911.251,"body":"Tommy was there."},{"speaker":"Steven Liddle","startTime":1911.581,"endTime":1912.921,"body":"We struck up a conversation."},{"speaker":"Steven Liddle","startTime":1913.411,"endTime":1915.081,"body":"He was a J tech in the air force."},{"speaker":"Steven Liddle","startTime":1915.601,"endTime":1918.701,"body":"I was a JFO, which is a Joint"},{"speaker":"Steven Liddle","startTime":1915.601,"endTime":1918.701,"body":"Fires Observer in the Army."},{"speaker":"Steven Liddle","startTime":1919.131,"endTime":1923.131,"body":"Those two demographics of people"},{"speaker":"Steven Liddle","startTime":1919.131,"endTime":1923.131,"body":"work hand in hand together."},{"speaker":"Steven Liddle","startTime":1923.521,"endTime":1928.031,"body":"So we nerded out on some stuff about,"},{"speaker":"Steven Liddle","startTime":1923.521,"endTime":1928.031,"body":"kinetics versus non kinetic warfare."},{"speaker":"Steven Liddle","startTime":1928.471,"endTime":1930.881,"body":"Our Air Force versus Army,"},{"speaker":"Steven Liddle","startTime":1928.471,"endTime":1930.881,"body":"things of that nature."},{"speaker":"Steven Liddle","startTime":1931.461,"endTime":1932.731,"body":"We got connected."},{"speaker":"Steven Liddle","startTime":1932.801,"endTime":1935.801,"body":"We had a very great meeting the"},{"speaker":"Steven Liddle","startTime":1932.801,"endTime":1935.801,"body":"very first time that we met."},{"speaker":"Steven Liddle","startTime":1936.111,"endTime":1936.821,"body":"Loved him."},{"speaker":"Steven Liddle","startTime":1937.151,"endTime":1939.161,"body":"Wanted to stay involved with Tommy."},{"speaker":"Steven Liddle","startTime":1939.161,"endTime":1940.701,"body":"We went to lunch a bunch of times."},{"speaker":"Steven Liddle","startTime":1941.111,"endTime":1942.431,"body":"Learned more about him."},{"speaker":"Steven Liddle","startTime":1942.441,"endTime":1943.801,"body":"He learned more about us."},{"speaker":"Steven Liddle","startTime":1944.386,"endTime":1948.246,"body":"He felt that he could be confident"},{"speaker":"Steven Liddle","startTime":1944.386,"endTime":1948.246,"body":"in giving us some mentorship."},{"speaker":"Steven Liddle","startTime":1948.726,"endTime":1951.256,"body":"And we even asked him if"},{"speaker":"Steven Liddle","startTime":1948.726,"endTime":1951.256,"body":"he could be our mentor."},{"speaker":"Steven Liddle","startTime":1951.636,"endTime":1955.826,"body":"And the fact that he wants to do"},{"speaker":"Steven Liddle","startTime":1951.636,"endTime":1955.826,"body":"bigger and better things led him"},{"speaker":"Steven Liddle","startTime":1955.826,"endTime":1960.716,"body":"to broker a deal with us that we"},{"speaker":"Steven Liddle","startTime":1955.826,"endTime":1960.716,"body":"would start doing rental arbitrage"},{"speaker":"Steven Liddle","startTime":1960.746,"endTime":1962.276,"body":"on the majority of his properties."},{"speaker":"Steven Liddle","startTime":1963.506,"endTime":1965.676,"body":"Some of which are still"},{"speaker":"Steven Liddle","startTime":1963.506,"endTime":1965.676,"body":"yet to be on boarded."},{"speaker":"Steven Liddle","startTime":1965.796,"endTime":1967.006,"body":"You gotta put it into perspective."},{"speaker":"Steven Liddle","startTime":1967.406,"endTime":1969.866,"body":"I've only been in Texas since May."},{"speaker":"Steven Liddle","startTime":1970.106,"endTime":1970.836,"body":"The end of May."},{"speaker":"Steven Liddle","startTime":1971.216,"endTime":1973.386,"body":"Amber's only been in Texas"},{"speaker":"Steven Liddle","startTime":1971.216,"endTime":1973.386,"body":"since the end of June."},{"speaker":"Steven Liddle","startTime":1973.746,"endTime":1976.776,"body":"And now we're here on October"},{"speaker":"Steven Liddle","startTime":1973.746,"endTime":1976.776,"body":"1st, I believe, right?"},{"speaker":"Steven Liddle","startTime":1976.806,"endTime":1977.646,"body":"Yeah, October 1st."},{"speaker":"Steven Liddle","startTime":1978.301,"endTime":1980.661,"body":"So all of this, those two deals happen."},{"speaker":"Steven Liddle","startTime":1980.671,"endTime":1986.171,"body":"We've got four STRs running now at this"},{"speaker":"Steven Liddle","startTime":1980.671,"endTime":1986.171,"body":"point, we have six rental arbitrage houses"},{"speaker":"Steven Liddle","startTime":1986.601,"endTime":1988.441,"body":"that, that we're managing for Tommy."},{"speaker":"Steven Liddle","startTime":1988.441,"endTime":1989.991,"body":"We're doing property management there."},{"speaker":"Steven Liddle","startTime":1990.291,"endTime":1993.241,"body":"But what I love is the fact that like"},{"speaker":"Steven Liddle","startTime":1990.291,"endTime":1993.241,"body":"that creative stuff that we were talking"},{"speaker":"Steven Liddle","startTime":1993.241,"endTime":1998.701,"body":"about, the rental arbitrage contracts"},{"speaker":"Steven Liddle","startTime":1993.241,"endTime":1998.701,"body":"that we signed with Tommy are, we're"},{"speaker":"Steven Liddle","startTime":1998.701,"endTime":2001.181,"body":"going to provide property management"},{"speaker":"Steven Liddle","startTime":1998.701,"endTime":2001.181,"body":"and we're going to provide tenants and"},{"speaker":"Steven Liddle","startTime":2001.181,"endTime":2005.311,"body":"we're going to pay the rent based off of"},{"speaker":"Steven Liddle","startTime":2001.181,"endTime":2005.311,"body":"market value for a period of 12 months."},{"speaker":"Steven Liddle","startTime":2005.861,"endTime":2011.701,"body":"After which we as the renters"},{"speaker":"Steven Liddle","startTime":2005.861,"endTime":2011.701,"body":"have the ability to put in offers."},{"speaker":"Steven Liddle","startTime":2012.136,"endTime":2015.476,"body":"through seller financing on any"},{"speaker":"Steven Liddle","startTime":2012.136,"endTime":2015.476,"body":"of those properties that we deem"},{"speaker":"Steven Liddle","startTime":2015.486,"endTime":2017.046,"body":"have the highest performance."},{"speaker":"Steven Liddle","startTime":2017.466,"endTime":2021.416,"body":"So for example, we've got 1251"},{"speaker":"Steven Liddle","startTime":2017.466,"endTime":2021.416,"body":"Canyon or I'm sorry, 1251 Canyon"},{"speaker":"Steven Liddle","startTime":2021.416,"endTime":2025.656,"body":"Shores is a three plex that I"},{"speaker":"Steven Liddle","startTime":2021.416,"endTime":2025.656,"body":"think I would love to purchase."},{"speaker":"Steven Liddle","startTime":2026.186,"endTime":2030.216,"body":"So if we do decide as Patriot"},{"speaker":"Steven Liddle","startTime":2026.186,"endTime":2030.216,"body":"Investment Alliance do that, we'll"},{"speaker":"Steven Liddle","startTime":2030.216,"endTime":2035.336,"body":"put in an offer, say we get, seven,"},{"speaker":"Steven Liddle","startTime":2030.216,"endTime":2035.336,"body":"eight, 9 percent down, and the rest"},{"speaker":"Steven Liddle","startTime":2035.336,"endTime":2037.306,"body":"is seller financing on that property."},{"speaker":"Steven Liddle","startTime":2037.646,"endTime":2040.976,"body":"Now we're soaking in another"},{"speaker":"Steven Liddle","startTime":2037.646,"endTime":2040.976,"body":"$600,000 property on Canyon"},{"speaker":"Steven Liddle","startTime":2040.986,"endTime":2043.476,"body":"Lake into PIA's portfolio."},{"speaker":"Steven Liddle","startTime":2043.976,"endTime":2047.266,"body":"And we have the flexibility to assess."},{"speaker":"Steven Liddle","startTime":2047.586,"endTime":2049.536,"body":"We have three options at"},{"speaker":"Steven Liddle","startTime":2047.586,"endTime":2049.536,"body":"the end of the 12 months."},{"speaker":"Steven Liddle","startTime":2049.946,"endTime":2051.946,"body":"We can continue to rental arbitrage."},{"speaker":"Steven Liddle","startTime":2052.296,"endTime":2055.556,"body":"We can end that contract, or"},{"speaker":"Steven Liddle","startTime":2052.296,"endTime":2055.556,"body":"we can put a purchase or we can"},{"speaker":"Steven Liddle","startTime":2055.556,"endTime":2059.006,"body":"put an offer in and have Tommy"},{"speaker":"Steven Liddle","startTime":2055.556,"endTime":2059.006,"body":"seller finance those deals for us."},{"speaker":"Steven Liddle","startTime":2059.466,"endTime":2061.796,"body":"So it's a win, win across"},{"speaker":"Steven Liddle","startTime":2059.466,"endTime":2061.796,"body":"the board and it helps."},{"speaker":"Steven Liddle","startTime":2062.506,"endTime":2063.686,"body":"It helps both parties."},{"speaker":"Steven Liddle","startTime":2063.696,"endTime":2067.556,"body":"It sounds selfish, but it's really not"},{"speaker":"Steven Liddle","startTime":2063.696,"endTime":2067.556,"body":"because when you are seller financing"},{"speaker":"Steven Liddle","startTime":2067.556,"endTime":2071.546,"body":"different properties, you can take those"},{"speaker":"Steven Liddle","startTime":2067.556,"endTime":2071.546,"body":"rent rolls and that additional stream of"},{"speaker":"Steven Liddle","startTime":2071.546,"endTime":2075.926,"body":"income over to a financial institution"},{"speaker":"Steven Liddle","startTime":2071.546,"endTime":2075.926,"body":"that you have a relationship with."},{"speaker":"Steven Liddle","startTime":2076.586,"endTime":2080.206,"body":"And you can actually have them lend"},{"speaker":"Steven Liddle","startTime":2076.586,"endTime":2080.206,"body":"off of those things, those different"},{"speaker":"Steven Liddle","startTime":2080.206,"endTime":2081.516,"body":"streams of income that you have."},{"speaker":"Steven Liddle","startTime":2082.186,"endTime":2086.456,"body":"So that's how we, so now we have we"},{"speaker":"Steven Liddle","startTime":2082.186,"endTime":2086.456,"body":"still have to onboard Verbena, we"},{"speaker":"Steven Liddle","startTime":2086.456,"endTime":2090.126,"body":"still have to onboard Soro Creek, and"},{"speaker":"Steven Liddle","startTime":2086.456,"endTime":2090.126,"body":"that's a land development project."},{"speaker":"Steven Liddle","startTime":2090.796,"endTime":2093.696,"body":"All this is pretty much happened in"},{"speaker":"Steven Liddle","startTime":2090.796,"endTime":2093.696,"body":"about four or four and a half months."},{"speaker":"Amber Liddle","startTime":2093.816,"endTime":2096.826,"body":"So we just put it in and"},{"speaker":"Amber Liddle","startTime":2093.816,"endTime":2096.826,"body":"we just put an offer in on one with"},{"speaker":"Amber Liddle","startTime":2096.866,"endTime":2101.316,"body":"Tommy to actually joint venture on"},{"speaker":"Amber Liddle","startTime":2096.866,"endTime":2101.316,"body":"that large acquisition out on Canyon"},{"speaker":"Amber Liddle","startTime":2101.326,"endTime":2105.406,"body":"Lake, which is why Melina was calling"},{"speaker":"Amber Liddle","startTime":2101.326,"endTime":2105.406,"body":"us because she has some news for us."},{"speaker":"Amber Liddle","startTime":2105.446,"endTime":2108.446,"body":"So we're excited for after"},{"speaker":"Amber Liddle","startTime":2105.446,"endTime":2108.446,"body":"this to get that phone call."},{"speaker":"Average Joe Finances","startTime":2108.786,"endTime":2109.226,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":2109.296,"endTime":2109.516,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":2109.806,"endTime":2112.336,"body":"I'll try not to keep"},{"speaker":"Average Joe Finances","startTime":2109.806,"endTime":2112.336,"body":"too much of your time."},{"speaker":"Average Joe Finances","startTime":2112.646,"endTime":2113.496,"body":"This is good stuff."},{"speaker":"Average Joe Finances","startTime":2113.516,"endTime":2116.696,"body":"So I'm really, I'm really"},{"speaker":"Average Joe Finances","startTime":2113.516,"endTime":2116.696,"body":"enjoying talking with you guys,"},{"speaker":"Average Joe Finances","startTime":2116.696,"endTime":2118.566,"body":"especially just hearing your story."},{"speaker":"Average Joe Finances","startTime":2119.606,"endTime":2122.176,"body":"Again on the stuff that you"},{"speaker":"Average Joe Finances","startTime":2119.606,"endTime":2122.176,"body":"sent me, how you said, like"},{"speaker":"Average Joe Finances","startTime":2122.176,"endTime":2123.316,"body":"this year has been a whirlwind."},{"speaker":"Average Joe Finances","startTime":2123.316,"endTime":2126.206,"body":"I feel like that is an"},{"speaker":"Average Joe Finances","startTime":2123.316,"endTime":2126.206,"body":"understatement for you guys."},{"speaker":"Average Joe Finances","startTime":2126.206,"endTime":2128.946,"body":"Cause Steven, like you said,"},{"speaker":"Average Joe Finances","startTime":2126.206,"endTime":2128.946,"body":"you've been there since may Amber's"},{"speaker":"Average Joe Finances","startTime":2128.976,"endTime":2130.606,"body":"been there since the end of June."},{"speaker":"Average Joe Finances","startTime":2130.926,"endTime":2133.066,"body":"And here we are October 1st and."},{"speaker":"Average Joe Finances","startTime":2133.351,"endTime":2134.851,"body":"All of this stuff has happened."},{"speaker":"Average Joe Finances","startTime":2135.201,"endTime":2137.611,"body":"And Oh, by the way, here's all"},{"speaker":"Average Joe Finances","startTime":2135.201,"endTime":2137.611,"body":"the stuff we're working on."},{"speaker":"Average Joe Finances","startTime":2137.961,"endTime":2143.131,"body":"So you guys like went all in since"},{"speaker":"Average Joe Finances","startTime":2137.961,"endTime":2143.131,"body":"since you got out and then also Amber,"},{"speaker":"Average Joe Finances","startTime":2143.131,"endTime":2144.461,"body":"you are now in your skill bridge."},{"speaker":"Average Joe Finances","startTime":2144.461,"endTime":2145.501,"body":"So technically out."},{"speaker":"Average Joe Finances","startTime":2145.871,"endTime":2147.111,"body":"But man, you guys are crushing it."},{"speaker":"Average Joe Finances","startTime":2147.161,"endTime":2148.431,"body":"You guys absolutely crushing it."},{"speaker":"Average Joe Finances","startTime":2148.441,"endTime":2153.692,"body":"So I wanted to ask you then, since you're"},{"speaker":"Average Joe Finances","startTime":2148.441,"endTime":2153.692,"body":"able to like work on all these and find"},{"speaker":"Average Joe Finances","startTime":2153.692,"endTime":2157.462,"body":"these deals, and also you guys have been"},{"speaker":"Average Joe Finances","startTime":2153.692,"endTime":2157.462,"body":"very creative with how you do it and"},{"speaker":"Average Joe Finances","startTime":2157.462,"endTime":2161.842,"body":"how you finance these deals what are"},{"speaker":"Average Joe Finances","startTime":2157.462,"endTime":2161.842,"body":"you doing to actually find the deals?"},{"speaker":"Average Joe Finances","startTime":2161.852,"endTime":2164.332,"body":"How are you like, do you guys skip trace?"},{"speaker":"Average Joe Finances","startTime":2164.332,"endTime":2168.692,"body":"Like what are you doing to actually find"},{"speaker":"Average Joe Finances","startTime":2164.332,"endTime":2168.692,"body":"the properties that you're interested in?"},{"speaker":"Steven Liddle","startTime":2170.892,"endTime":2173.402,"body":"I think,"},{"speaker":"Steven Liddle","startTime":2170.892,"endTime":2173.402,"body":"I've already spoken enough."},{"speaker":"Steven Liddle","startTime":2174.712,"endTime":2175.582,"body":"Keep doing that to me."},{"speaker":"Steven Liddle","startTime":2175.582,"endTime":2176.362,"body":"Do you want to take this?"},{"speaker":"Amber Liddle","startTime":2177.502,"endTime":2180.662,"body":"It's strictly,"},{"speaker":"Amber Liddle","startTime":2177.502,"endTime":2180.662,"body":"everything that we have found"},{"speaker":"Amber Liddle","startTime":2180.712,"endTime":2182.372,"body":"is just through our networks."},{"speaker":"Amber Liddle","startTime":2183.002,"endTime":2185.412,"body":"We aren't out there"},{"speaker":"Amber Liddle","startTime":2183.002,"endTime":2185.412,"body":"looking on any platforms."},{"speaker":"Amber Liddle","startTime":2185.412,"endTime":2186.722,"body":"We're actually not looking for deals."},{"speaker":"Amber Liddle","startTime":2186.732,"endTime":2192.962,"body":"I just got another offer from another guy"},{"speaker":"Amber Liddle","startTime":2186.732,"endTime":2192.962,"body":"that we met through Angie for yesterday."},{"speaker":"Amber Liddle","startTime":2192.972,"endTime":2194.442,"body":"He was like, Hey, I'm selling this house."},{"speaker":"Amber Liddle","startTime":2194.442,"endTime":2195.852,"body":"This is how it's performing."},{"speaker":"Amber Liddle","startTime":2196.132,"endTime":2197.752,"body":"He sent me all his rent rolls."},{"speaker":"Amber Liddle","startTime":2197.752,"endTime":2202.532,"body":"I'm getting rid of my portfolio and"},{"speaker":"Amber Liddle","startTime":2197.752,"endTime":2202.532,"body":"he, we met him through Angie and Tommy."},{"speaker":"Amber Liddle","startTime":2202.752,"endTime":2205.442,"body":"It's just, we've been"},{"speaker":"Amber Liddle","startTime":2202.752,"endTime":2205.442,"body":"getting connected to people."},{"speaker":"Amber Liddle","startTime":2205.792,"endTime":2208.172,"body":"And they're just bringing us deals."},{"speaker":"Amber Liddle","startTime":2208.662,"endTime":2210.722,"body":"We're not because we're actually too busy."},{"speaker":"Amber Liddle","startTime":2210.732,"endTime":2211.722,"body":"We're having to tell people."},{"speaker":"Amber Liddle","startTime":2211.722,"endTime":2214.052,"body":"No, we had another guy come to us."},{"speaker":"Amber Liddle","startTime":2214.082,"endTime":2215.992,"body":"We got on a zoom meeting a few days ago."},{"speaker":"Amber Liddle","startTime":2216.272,"endTime":2217.722,"body":"It was like, I don't like my manager."},{"speaker":"Amber Liddle","startTime":2217.742,"endTime":2219.722,"body":"Can you guys come do"},{"speaker":"Amber Liddle","startTime":2217.742,"endTime":2219.722,"body":"arbitrage at my house?"},{"speaker":"Amber Liddle","startTime":2219.742,"endTime":2221.152,"body":"And we're like, we don't have time."},{"speaker":"Amber Liddle","startTime":2221.502,"endTime":2223.342,"body":"Like we just are too busy."},{"speaker":"Amber Liddle","startTime":2223.502,"endTime":2226.742,"body":"We're growing too rapidly"},{"speaker":"Amber Liddle","startTime":2223.502,"endTime":2226.742,"body":"and we can't keep up."},{"speaker":"Amber Liddle","startTime":2226.742,"endTime":2229.352,"body":"So we're not even doing any of that yet."},{"speaker":"Amber Liddle","startTime":2229.412,"endTime":2231.142,"body":"We're not even looking for deals."},{"speaker":"Amber Liddle","startTime":2231.577,"endTime":2232.717,"body":"I guess it's a good problem to have."},{"speaker":"Average Joe Finances","startTime":2232.717,"endTime":2235.117,"body":"Yeah, that's"},{"speaker":"Average Joe Finances","startTime":2232.717,"endTime":2235.117,"body":"definitely a good problem to have."},{"speaker":"Steven Liddle","startTime":2235.837,"endTime":2238.947,"body":"I don't want"},{"speaker":"Steven Liddle","startTime":2235.837,"endTime":2238.947,"body":"that to make us sound lucky."},{"speaker":"Steven Liddle","startTime":2239.517,"endTime":2240.057,"body":"What I want."},{"speaker":"Steven Liddle","startTime":2240.107,"endTime":2243.047,"body":"I just want, and Emma is absolutely"},{"speaker":"Steven Liddle","startTime":2240.107,"endTime":2243.047,"body":"right, but I want to emphasize the"},{"speaker":"Steven Liddle","startTime":2243.047,"endTime":2249.802,"body":"point that asking the right questions"},{"speaker":"Steven Liddle","startTime":2243.047,"endTime":2249.802,"body":"and staying hungry, staying, one of the"},{"speaker":"Steven Liddle","startTime":2249.802,"endTime":2254.142,"body":"things that the Army taught us is that"},{"speaker":"Steven Liddle","startTime":2249.802,"endTime":2254.142,"body":"everybody that you come across, So if"},{"speaker":"Steven Liddle","startTime":2254.142,"endTime":2262.072,"body":"I'm a CW2 and I come across an E4, there"},{"speaker":"Steven Liddle","startTime":2254.142,"endTime":2262.072,"body":"is a bit of a relationship that exists"},{"speaker":"Steven Liddle","startTime":2262.072,"endTime":2263.652,"body":"there already because of rank structure."},{"speaker":"Steven Liddle","startTime":2264.052,"endTime":2267.227,"body":"But if you take the approach, no"},{"speaker":"Steven Liddle","startTime":2264.052,"endTime":2267.227,"body":"matter where you're at in life, That"},{"speaker":"Steven Liddle","startTime":2267.227,"endTime":2270.517,"body":"no matter who you run across, if they"},{"speaker":"Steven Liddle","startTime":2267.227,"endTime":2270.517,"body":"can teach, if you think of them as"},{"speaker":"Steven Liddle","startTime":2270.517,"endTime":2275.197,"body":"somebody that can teach you something"},{"speaker":"Steven Liddle","startTime":2270.517,"endTime":2275.197,"body":"it opens up, that, that sort of"},{"speaker":"Steven Liddle","startTime":2275.207,"endTime":2277.707,"body":"natural career curiosity about people."},{"speaker":"Steven Liddle","startTime":2278.047,"endTime":2279.517,"body":"And that's what I think that we did."},{"speaker":"Steven Liddle","startTime":2279.567,"endTime":2281.997,"body":"I think we got, it doesn't"},{"speaker":"Steven Liddle","startTime":2279.567,"endTime":2281.997,"body":"matter who we got connected."},{"speaker":"Steven Liddle","startTime":2282.007,"endTime":2286.427,"body":"We could have gotten connected to, Joe"},{"speaker":"Steven Liddle","startTime":2282.007,"endTime":2286.427,"body":"Schmo, random homeless guy on the street."},{"speaker":"Steven Liddle","startTime":2287.027,"endTime":2290.807,"body":"And that's a bit of an"},{"speaker":"Steven Liddle","startTime":2287.027,"endTime":2290.807,"body":"exaggeration, but yeah, I'm sorry."},{"speaker":"Steven Liddle","startTime":2290.847,"endTime":2291.237,"body":"Yeah."},{"speaker":"Steven Liddle","startTime":2291.297,"endTime":2292.896,"body":"Bob Schmo or whoever it is."},{"speaker":"Steven Liddle","startTime":2294.326,"endTime":2295.506,"body":"That's what I think we did."},{"speaker":"Steven Liddle","startTime":2295.506,"endTime":2297.586,"body":"Like I said, real estate is a team effort."},{"speaker":"Steven Liddle","startTime":2298.126,"endTime":2300.996,"body":"We, we came together, we"},{"speaker":"Steven Liddle","startTime":2298.126,"endTime":2300.996,"body":"knew where we wanted to go."},{"speaker":"Steven Liddle","startTime":2300.996,"endTime":2302.286,"body":"We had to figure out how to get there."},{"speaker":"Steven Liddle","startTime":2302.486,"endTime":2306.106,"body":"And then we just started asking the"},{"speaker":"Steven Liddle","startTime":2302.486,"endTime":2306.106,"body":"right questions and making sure that the"},{"speaker":"Steven Liddle","startTime":2306.106,"endTime":2307.836,"body":"people that we were getting connected to."},{"speaker":"Steven Liddle","startTime":2308.306,"endTime":2310.796,"body":"Knew that we wanted to add value to them."},{"speaker":"Steven Liddle","startTime":2311.386,"endTime":2314.356,"body":"And I think it's a very"},{"speaker":"Steven Liddle","startTime":2311.386,"endTime":2314.356,"body":"reciprocal process."},{"speaker":"Steven Liddle","startTime":2314.356,"endTime":2319.476,"body":"It's a reciprocal cycle when you add"},{"speaker":"Steven Liddle","startTime":2314.356,"endTime":2319.476,"body":"value to other people, and you're not"},{"speaker":"Steven Liddle","startTime":2319.486,"endTime":2324.876,"body":"selfish and things they're willing to"},{"speaker":"Steven Liddle","startTime":2319.486,"endTime":2324.876,"body":"bring us these deals like Molina the 1.7"},{"speaker":"Steven Liddle","startTime":2324.876,"endTime":2329.036,"body":"million dollars deal that we're looking"},{"speaker":"Steven Liddle","startTime":2324.876,"endTime":2329.036,"body":"to take down a Canyon Lake, she called us"},{"speaker":"Steven Liddle","startTime":2329.046,"endTime":2330.156,"body":"and was like, Hey, I've got this thing."},{"speaker":"Steven Liddle","startTime":2330.166,"endTime":2332.326,"body":"It's, you guys got to move fast because."},{"speaker":"Steven Liddle","startTime":2332.751,"endTime":2334.931,"body":"I'm about to send my photographer"},{"speaker":"Steven Liddle","startTime":2332.751,"endTime":2334.931,"body":"over there and it's going"},{"speaker":"Steven Liddle","startTime":2334.931,"endTime":2336.601,"body":"to hit the MLS very soon."},{"speaker":"Steven Liddle","startTime":2337.021,"endTime":2338.171,"body":"You guys got to get out there."},{"speaker":"Steven Liddle","startTime":2338.171,"endTime":2339.281,"body":"You guys got to figure it out."},{"speaker":"Steven Liddle","startTime":2339.301,"endTime":2343.221,"body":"And you guys are the first ones that"},{"speaker":"Steven Liddle","startTime":2339.301,"endTime":2343.221,"body":"we called and we haven't been working"},{"speaker":"Steven Liddle","startTime":2343.221,"endTime":2344.591,"body":"with Melina, but for a few months."},{"speaker":"Average Joe Finances","startTime":2345.856,"endTime":2347.626,"body":"Yeah you must"},{"speaker":"Average Joe Finances","startTime":2345.856,"endTime":2347.626,"body":"have left a good impression, right?"},{"speaker":"Average Joe Finances","startTime":2347.676,"endTime":2351.246,"body":"But I think the biggest takeaway"},{"speaker":"Average Joe Finances","startTime":2347.676,"endTime":2351.246,"body":"from this is the networking piece"},{"speaker":"Average Joe Finances","startTime":2351.246,"endTime":2352.326,"body":"that you're talking about, right?"},{"speaker":"Average Joe Finances","startTime":2352.326,"endTime":2353.616,"body":"That the both of you had mentioned."},{"speaker":"Average Joe Finances","startTime":2353.996,"endTime":2355.736,"body":"And I know you said you don't"},{"speaker":"Average Joe Finances","startTime":2353.996,"endTime":2355.736,"body":"want to sound lucky, but it"},{"speaker":"Average Joe Finances","startTime":2355.736,"endTime":2357.156,"body":"made me think about a quote."},{"speaker":"Average Joe Finances","startTime":2357.166,"endTime":2362.936,"body":"I've been watching and listening to"},{"speaker":"Average Joe Finances","startTime":2357.166,"endTime":2362.936,"body":"a lot of videos on stoicism, right?"},{"speaker":"Average Joe Finances","startTime":2363.316,"endTime":2368.716,"body":"Because I'm really trying to get into that"},{"speaker":"Average Joe Finances","startTime":2363.316,"endTime":2368.716,"body":"mindset and there was a quote by Seneca"},{"speaker":"Average Joe Finances","startTime":2369.096,"endTime":2371.586,"body":"that said it was luck is what happens."},{"speaker":"Average Joe Finances","startTime":2372.436,"endTime":2374.976,"body":"When preparation meets opportunity."},{"speaker":"Average Joe Finances","startTime":2375.516,"endTime":2378.936,"body":"So these opportunities are"},{"speaker":"Average Joe Finances","startTime":2375.516,"endTime":2378.936,"body":"presenting themselves, but"},{"speaker":"Average Joe Finances","startTime":2378.936,"endTime":2381.446,"body":"you guys have prepared for it."},{"speaker":"Average Joe Finances","startTime":2381.806,"endTime":2384.056,"body":"You've made that preparation"},{"speaker":"Average Joe Finances","startTime":2381.806,"endTime":2384.056,"body":"by making that preparation."},{"speaker":"Average Joe Finances","startTime":2384.056,"endTime":2385.906,"body":"You've networked with the right people."},{"speaker":"Average Joe Finances","startTime":2386.086,"endTime":2388.796,"body":"So these opportunities, they're"},{"speaker":"Average Joe Finances","startTime":2386.086,"endTime":2388.796,"body":"not just falling into your lap."},{"speaker":"Average Joe Finances","startTime":2389.156,"endTime":2391.806,"body":"They're coming to you through"},{"speaker":"Average Joe Finances","startTime":2389.156,"endTime":2391.806,"body":"the preparation and the work"},{"speaker":"Average Joe Finances","startTime":2391.806,"endTime":2393.036,"body":"that you guys did up front."},{"speaker":"Average Joe Finances","startTime":2393.376,"endTime":2396.186,"body":"So I want to point that out because"},{"speaker":"Average Joe Finances","startTime":2393.376,"endTime":2396.186,"body":"you guys definitely aren't lucky."},{"speaker":"Average Joe Finances","startTime":2396.186,"endTime":2400.136,"body":"You guys are out there actually"},{"speaker":"Average Joe Finances","startTime":2396.186,"endTime":2400.136,"body":"putting in that w o r k, right?"},{"speaker":"Average Joe Finances","startTime":2400.136,"endTime":2401.236,"body":"You're making that work happen."},{"speaker":"Average Joe Finances","startTime":2401.286,"endTime":2403.356,"body":"I think that's the first thing that"},{"speaker":"Average Joe Finances","startTime":2401.286,"endTime":2403.356,"body":"came to mind when you said I don't"},{"speaker":"Average Joe Finances","startTime":2403.356,"endTime":2404.546,"body":"want it to sound like we're lucky."},{"speaker":"Average Joe Finances","startTime":2404.816,"endTime":2406.636,"body":"That was the very first"},{"speaker":"Average Joe Finances","startTime":2404.816,"endTime":2406.636,"body":"quote that came to my head."},{"speaker":"Average Joe Finances","startTime":2406.636,"endTime":2408.926,"body":"So I wanted to put that out there"},{"speaker":"Average Joe Finances","startTime":2406.636,"endTime":2408.926,"body":"because you guys are doing awesome."},{"speaker":"Average Joe Finances","startTime":2409.626,"endTime":2410.116,"body":"Thank you, Mike."},{"speaker":"Average Joe Finances","startTime":2410.676,"endTime":2411.276,"body":"Hey, listen."},{"speaker":"Average Joe Finances","startTime":2411.326,"endTime":2413.416,"body":"I know you got to take"},{"speaker":"Average Joe Finances","startTime":2411.326,"endTime":2413.416,"body":"that call in a little bit."},{"speaker":"Average Joe Finances","startTime":2413.416,"endTime":2416.016,"body":"So I want to go ahead and"},{"speaker":"Average Joe Finances","startTime":2413.416,"endTime":2416.016,"body":"transition this into something"},{"speaker":"Average Joe Finances","startTime":2416.016,"endTime":2417.376,"body":"that I call the final round."},{"speaker":"Average Joe Finances","startTime":2417.656,"endTime":2419.986,"body":"It's where I'm going to ask the"},{"speaker":"Average Joe Finances","startTime":2417.656,"endTime":2419.986,"body":"two of you the same four questions."},{"speaker":"Average Joe Finances","startTime":2419.986,"endTime":2423.316,"body":"I ask everybody that comes on the"},{"speaker":"Average Joe Finances","startTime":2419.986,"endTime":2423.316,"body":"show and it helps give us an idea"},{"speaker":"Average Joe Finances","startTime":2423.316,"endTime":2426.776,"body":"of how you are under a little bit of"},{"speaker":"Average Joe Finances","startTime":2423.316,"endTime":2426.776,"body":"pressure, but peek a little bit deeper"},{"speaker":"Average Joe Finances","startTime":2426.776,"endTime":2430.056,"body":"into your minds which I'm pretty sure"},{"speaker":"Average Joe Finances","startTime":2426.776,"endTime":2430.056,"body":"you guys are going to crush this."},{"speaker":"Average Joe Finances","startTime":2430.256,"endTime":2432.196,"body":"So if you're ready to go"},{"speaker":"Average Joe Finances","startTime":2430.256,"endTime":2432.196,"body":"we'll get that party started."},{"speaker":"Steven Liddle","startTime":2433.236,"endTime":2434.016,"body":"Let's run it."},{"speaker":"Steven Liddle","startTime":2434.316,"endTime":2434.526,"body":"I'm excited."},{"speaker":"Average Joe Finances","startTime":2434.816,"endTime":2438.136,"body":"So"},{"speaker":"Average Joe Finances","startTime":2434.816,"endTime":2438.136,"body":"Amber and Steven, what is."},{"speaker":"Average Joe Finances","startTime":2438.781,"endTime":2443.201,"body":"The biggest mistake you've ever made when"},{"speaker":"Average Joe Finances","startTime":2438.781,"endTime":2443.201,"body":"it comes to your finance or business life?"},{"speaker":"Steven Liddle","startTime":2446.261,"endTime":2446.751,"body":"Guns."},{"speaker":"Amber Liddle","startTime":2449.761,"endTime":2451.381,"body":"Are you saying"},{"speaker":"Amber Liddle","startTime":2449.761,"endTime":2451.381,"body":"you buy too many guns?"},{"speaker":"Amber Liddle","startTime":2451.391,"endTime":2451.831,"body":"I agree."},{"speaker":"Amber Liddle","startTime":2452.171,"endTime":2452.901,"body":"He buys too many guns."},{"speaker":"Average Joe Finances","startTime":2453.271,"endTime":2455.371,"body":"You"},{"speaker":"Average Joe Finances","startTime":2453.271,"endTime":2455.371,"body":"live in Texas, so it fits."},{"speaker":"Average Joe Finances","startTime":2455.771,"endTime":2456.311,"body":"The shoe fits."},{"speaker":"Steven Liddle","startTime":2456.986,"endTime":2457.256,"body":"Okay."},{"speaker":"Steven Liddle","startTime":2457.256,"endTime":2458.216,"body":"That was the test round."},{"speaker":"Steven Liddle","startTime":2458.266,"endTime":2459.176,"body":"That was a ha funny."},{"speaker":"Steven Liddle","startTime":2460.126,"endTime":2461.306,"body":"Now we'll actually do it for real."},{"speaker":"Amber Liddle","startTime":2464.296,"endTime":2464.856,"body":"So what are your thoughts?"},{"speaker":"Steven Liddle","startTime":2464.926,"endTime":2465.936,"body":"Either who goes first?"},{"speaker":"Average Joe Finances","startTime":2466.826,"endTime":2470.476,"body":"No, it could"},{"speaker":"Average Joe Finances","startTime":2466.826,"endTime":2470.476,"body":"be either together or what's the"},{"speaker":"Average Joe Finances","startTime":2470.476,"endTime":2473.176,"body":"biggest for the both of you together,"},{"speaker":"Average Joe Finances","startTime":2470.476,"endTime":2473.176,"body":"the biggest mistake that you guys"},{"speaker":"Average Joe Finances","startTime":2473.176,"endTime":2475.316,"body":"have made finances or business."},{"speaker":"Average Joe Finances","startTime":2476.916,"endTime":2478.696,"body":"Let's see if you guys"},{"speaker":"Average Joe Finances","startTime":2476.916,"endTime":2478.696,"body":"have the same answer."},{"speaker":"Average Joe Finances","startTime":2479.426,"endTime":2479.936,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2479.937,"endTime":2480.256,"body":"Dun."},{"speaker":"Average Joe Finances","startTime":2480.256,"endTime":2481.046,"body":"The pressure's on."},{"speaker":"Steven Liddle","startTime":2481.066,"endTime":2481.856,"body":"That's a good question."},{"speaker":"Amber Liddle","startTime":2483.786,"endTime":2485.926,"body":"Maybe not"},{"speaker":"Amber Liddle","startTime":2483.786,"endTime":2485.926,"body":"going down this route sooner."},{"speaker":"Amber Liddle","startTime":2485.936,"endTime":2488.036,"body":"We are like serial entrepreneurs."},{"speaker":"Amber Liddle","startTime":2488.446,"endTime":2491.086,"body":"So we've been looking at"},{"speaker":"Amber Liddle","startTime":2488.446,"endTime":2491.086,"body":"opportunities for years and years."},{"speaker":"Amber Liddle","startTime":2491.086,"endTime":2492.706,"body":"We tried for a Chick fillet."},{"speaker":"Amber Liddle","startTime":2492.996,"endTime":2495.126,"body":"We got pretty far in the"},{"speaker":"Amber Liddle","startTime":2492.996,"endTime":2495.126,"body":"interview process for that."},{"speaker":"Amber Liddle","startTime":2495.126,"endTime":2495.976,"body":"We were going to do that."},{"speaker":"Amber Liddle","startTime":2496.306,"endTime":2497.816,"body":"And we, one thing."},{"speaker":"Amber Liddle","startTime":2498.761,"endTime":2501.461,"body":"That we did well, I think, is"},{"speaker":"Amber Liddle","startTime":2498.761,"endTime":2501.461,"body":"because of our military mindset."},{"speaker":"Amber Liddle","startTime":2501.471,"endTime":2505.601,"body":"We would sit down and at our, on"},{"speaker":"Amber Liddle","startTime":2501.471,"endTime":2505.601,"body":"our lanai in Hawaii, three years out"},{"speaker":"Amber Liddle","startTime":2505.601,"endTime":2507.251,"body":"from retirement and just brainstorm."},{"speaker":"Amber Liddle","startTime":2507.261,"endTime":2507.961,"body":"What can we do next?"},{"speaker":"Amber Liddle","startTime":2507.961,"endTime":2508.541,"body":"What can we do next?"},{"speaker":"Amber Liddle","startTime":2508.731,"endTime":2510.161,"body":"We failed at this one, right?"},{"speaker":"Amber Liddle","startTime":2510.171,"endTime":2511.111,"body":"Chick fillet didn't like us."},{"speaker":"Amber Liddle","startTime":2511.271,"endTime":2514.171,"body":"Nope, no Chick fillet, like we"},{"speaker":"Amber Liddle","startTime":2511.271,"endTime":2514.171,"body":"didn't get into special forces."},{"speaker":"Amber Liddle","startTime":2514.171,"endTime":2515.011,"body":"We didn't get that done."},{"speaker":"Amber Liddle","startTime":2515.011,"endTime":2518.701,"body":"I didn't become a doctor, there's all"},{"speaker":"Amber Liddle","startTime":2515.011,"endTime":2518.701,"body":"these things that we tried to do and"},{"speaker":"Amber Liddle","startTime":2518.701,"endTime":2521.161,"body":"failed at, but we just flipped it around."},{"speaker":"Amber Liddle","startTime":2521.161,"endTime":2522.141,"body":"We're like, okay, what's next?"},{"speaker":"Amber Liddle","startTime":2522.141,"endTime":2522.551,"body":"What's next?"},{"speaker":"Amber Liddle","startTime":2522.551,"endTime":2522.961,"body":"What's next?"},{"speaker":"Amber Liddle","startTime":2523.481,"endTime":2525.201,"body":"That's not really an answer, but."},{"speaker":"Amber Liddle","startTime":2527.756,"endTime":2529.216,"body":"What did you take anything from that?"},{"speaker":"Amber Liddle","startTime":2532.156,"endTime":2533.996,"body":"You, Steven, my husband."},{"speaker":"Steven Liddle","startTime":2534.006,"endTime":2535.406,"body":"Oh, I'm sorry."},{"speaker":"Steven Liddle","startTime":2535.556,"endTime":2536.616,"body":"Yeah, I took a lot from that."},{"speaker":"Steven Liddle","startTime":2536.986,"endTime":2538.096,"body":"I would have said the same thing."},{"speaker":"Steven Liddle","startTime":2538.246,"endTime":2538.926,"body":"I focused."},{"speaker":"Steven Liddle","startTime":2539.691,"endTime":2542.571,"body":"I think we both did we get, we, in"},{"speaker":"Steven Liddle","startTime":2539.691,"endTime":2542.571,"body":"the military, you can get caught up"},{"speaker":"Steven Liddle","startTime":2542.571,"endTime":2545.901,"body":"in where you're going in the military,"},{"speaker":"Steven Liddle","startTime":2542.571,"endTime":2545.901,"body":"the next school, the next deployment,"},{"speaker":"Steven Liddle","startTime":2545.901,"endTime":2549.701,"body":"the next promotion, whatever it is,"},{"speaker":"Steven Liddle","startTime":2545.901,"endTime":2549.701,"body":"that's what I think we did wrong."},{"speaker":"Steven Liddle","startTime":2549.751,"endTime":2553.431,"body":"It may not have an impact on us"},{"speaker":"Steven Liddle","startTime":2549.751,"endTime":2553.431,"body":"financially because we were, going"},{"speaker":"Steven Liddle","startTime":2553.431,"endTime":2556.841,"body":"through the ranks, we were deploying,"},{"speaker":"Steven Liddle","startTime":2553.431,"endTime":2556.841,"body":"we were saving money, we were doing"},{"speaker":"Steven Liddle","startTime":2556.841,"endTime":2560.061,"body":"the right things, but when it comes"},{"speaker":"Steven Liddle","startTime":2556.841,"endTime":2560.061,"body":"to what we're doing now and the"},{"speaker":"Steven Liddle","startTime":2560.061,"endTime":2564.801,"body":"initiatives that we have now, the lines"},{"speaker":"Steven Liddle","startTime":2560.061,"endTime":2564.801,"body":"of effort, so to speak, it did put us"},{"speaker":"Steven Liddle","startTime":2565.021,"endTime":2566.661,"body":"a little bit behind the power curve."},{"speaker":"Steven Liddle","startTime":2567.181,"endTime":2570.231,"body":"But we're doing what we can"},{"speaker":"Steven Liddle","startTime":2567.181,"endTime":2570.231,"body":"now to make up for lost time."},{"speaker":"Average Joe Finances","startTime":2570.621,"endTime":2570.831,"body":"Sure."},{"speaker":"Average Joe Finances","startTime":2570.831,"endTime":2571.061,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2571.061,"endTime":2574.101,"body":"And that question was based off"},{"speaker":"Average Joe Finances","startTime":2571.061,"endTime":2574.101,"body":"your finance or business life."},{"speaker":"Average Joe Finances","startTime":2574.101,"endTime":2575.891,"body":"So that answer is perfectly fine."},{"speaker":"Average Joe Finances","startTime":2576.361,"endTime":2577.031,"body":"So awesome."},{"speaker":"Average Joe Finances","startTime":2577.281,"endTime":2580.371,"body":"Now this next question, these all"},{"speaker":"Average Joe Finances","startTime":2577.281,"endTime":2580.371,"body":"kind of tie into each other, but this"},{"speaker":"Average Joe Finances","startTime":2580.371,"endTime":2585.161,"body":"next one is what is something that"},{"speaker":"Average Joe Finances","startTime":2580.371,"endTime":2585.161,"body":"you've guys have learned that you wish"},{"speaker":"Average Joe Finances","startTime":2585.161,"endTime":2587.041,"body":"you knew when you first started out?"},{"speaker":"Steven Liddle","startTime":2590.281,"endTime":2591.071,"body":"You want"},{"speaker":"Steven Liddle","startTime":2590.281,"endTime":2591.071,"body":"me to take this one?"},{"speaker":"Amber Liddle","startTime":2591.851,"endTime":2592.221,"body":"Sure."},{"speaker":"Steven Liddle","startTime":2592.651,"endTime":2592.951,"body":"Taxes."},{"speaker":"Average Joe Finances","startTime":2595.391,"endTime":2595.731,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2597.031,"endTime":2600.201,"body":"Oh, what is it about taxes that"},{"speaker":"Average Joe Finances","startTime":2597.031,"endTime":2600.201,"body":"you, that that you wish you knew?"},{"speaker":"Steven Liddle","startTime":2600.751,"endTime":2603.221,"body":"So what we did"},{"speaker":"Steven Liddle","startTime":2600.751,"endTime":2603.221,"body":"not do very well in the beginning"},{"speaker":"Steven Liddle","startTime":2603.311,"endTime":2606.471,"body":"is we got bank accounts."},{"speaker":"Steven Liddle","startTime":2606.831,"endTime":2610.001,"body":"We were putting a lot as"},{"speaker":"Steven Liddle","startTime":2606.831,"endTime":2610.001,"body":"with any business venture."},{"speaker":"Steven Liddle","startTime":2610.111,"endTime":2614.131,"body":"So it goes back to any successful"},{"speaker":"Steven Liddle","startTime":2610.111,"endTime":2614.131,"body":"business owner or serial entrepreneur,"},{"speaker":"Steven Liddle","startTime":2614.271,"endTime":2617.901,"body":"whoever on average, they start seven"},{"speaker":"Steven Liddle","startTime":2614.271,"endTime":2617.901,"body":"businesses before they get it right."},{"speaker":"Steven Liddle","startTime":2618.951,"endTime":2620.861,"body":"And I think we just didn't"},{"speaker":"Steven Liddle","startTime":2618.951,"endTime":2620.861,"body":"have any other option."},{"speaker":"Steven Liddle","startTime":2621.431,"endTime":2625.321,"body":"So we've messed up a lot in"},{"speaker":"Steven Liddle","startTime":2621.431,"endTime":2625.321,"body":"the beginning to include taxes."},{"speaker":"Steven Liddle","startTime":2625.751,"endTime":2630.041,"body":"And we got connected to Amber actually"},{"speaker":"Steven Liddle","startTime":2625.751,"endTime":2630.041,"body":"has her, one of her best friends"},{"speaker":"Steven Liddle","startTime":2630.041,"endTime":2631.321,"body":"here in Texas is an accountant."},{"speaker":"Steven Liddle","startTime":2632.041,"endTime":2636.441,"body":"And when we started asking, when she"},{"speaker":"Steven Liddle","startTime":2632.041,"endTime":2636.441,"body":"started asking the right questions, we"},{"speaker":"Steven Liddle","startTime":2636.441,"endTime":2638.501,"body":"could not give the appropriate answers."},{"speaker":"Steven Liddle","startTime":2638.731,"endTime":2642.061,"body":"So that led to us having a"},{"speaker":"Steven Liddle","startTime":2638.731,"endTime":2642.061,"body":"discussion that led to us"},{"speaker":"Steven Liddle","startTime":2642.061,"endTime":2644.381,"body":"getting connected to a right CPA."},{"speaker":"Steven Liddle","startTime":2644.801,"endTime":2649.691,"body":"And we have a lot of work to do"},{"speaker":"Steven Liddle","startTime":2644.801,"endTime":2649.691,"body":"before we reach this next tax season."},{"speaker":"Steven Liddle","startTime":2649.691,"endTime":2654.781,"body":"So for me, I just wanted to have that"},{"speaker":"Steven Liddle","startTime":2649.691,"endTime":2654.781,"body":"security, that sense of confidence."},{"speaker":"Steven Liddle","startTime":2655.281,"endTime":2657.901,"body":"That moving into the tax season,"},{"speaker":"Steven Liddle","startTime":2655.281,"endTime":2657.901,"body":"we weren't going to get hit."},{"speaker":"Steven Liddle","startTime":2658.371,"endTime":2662.331,"body":"There's a lot of tax implications"},{"speaker":"Steven Liddle","startTime":2658.371,"endTime":2662.331,"body":"in anyone looking to invest in real"},{"speaker":"Steven Liddle","startTime":2662.331,"endTime":2666.801,"body":"estate or be an active real estate"},{"speaker":"Steven Liddle","startTime":2662.331,"endTime":2666.801,"body":"agent or a non active real estate"},{"speaker":"Steven Liddle","startTime":2666.801,"endTime":2671.521,"body":"investor, no matter where you're"},{"speaker":"Steven Liddle","startTime":2666.801,"endTime":2671.521,"body":"at, please find yourself a good CPA."},{"speaker":"Amber Liddle","startTime":2672.191,"endTime":2672.411,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":2672.411,"endTime":2677.791,"body":"And it's not that we lost money through"},{"speaker":"Amber Liddle","startTime":2672.411,"endTime":2677.791,"body":"taxes, but it's that we weren't organized."},{"speaker":"Amber Liddle","startTime":2678.336,"endTime":2681.566,"body":"And I think we, we hit the ground"},{"speaker":"Amber Liddle","startTime":2678.336,"endTime":2681.566,"body":"running too quick that we didn't"},{"speaker":"Amber Liddle","startTime":2681.576,"endTime":2683.356,"body":"have our systems in place yet."},{"speaker":"Amber Liddle","startTime":2683.936,"endTime":2688.416,"body":"So we're now backtracking on that"},{"speaker":"Amber Liddle","startTime":2683.936,"endTime":2688.416,"body":"and getting everything organized as"},{"speaker":"Amber Liddle","startTime":2688.416,"endTime":2691.396,"body":"far as like the QuickBooks and all"},{"speaker":"Amber Liddle","startTime":2688.416,"endTime":2691.396,"body":"that stuff, so we can track things"},{"speaker":"Amber Liddle","startTime":2691.396,"endTime":2693.856,"body":"properly where we probably should"},{"speaker":"Amber Liddle","startTime":2691.396,"endTime":2693.856,"body":"have done that at the front end."},{"speaker":"Average Joe Finances","startTime":2694.461,"endTime":2695.281,"body":"Yeah, right on."},{"speaker":"Average Joe Finances","startTime":2695.641,"endTime":2697.841,"body":"So I just I got a tax attorney now, right?"},{"speaker":"Average Joe Finances","startTime":2697.851,"endTime":2698.771,"body":"That's helping me out."},{"speaker":"Average Joe Finances","startTime":2698.791,"endTime":2699.821,"body":"And same thing."},{"speaker":"Average Joe Finances","startTime":2699.871,"endTime":2701.941,"body":"I was just like, here I was."},{"speaker":"Average Joe Finances","startTime":2701.941,"endTime":2702.561,"body":"I thought I was good."},{"speaker":"Average Joe Finances","startTime":2702.841,"endTime":2704.371,"body":"I was always doing my"},{"speaker":"Average Joe Finances","startTime":2702.841,"endTime":2704.371,"body":"taxes every year myself."},{"speaker":"Average Joe Finances","startTime":2704.631,"endTime":2707.781,"body":"And it started to get to be a little bit"},{"speaker":"Average Joe Finances","startTime":2704.631,"endTime":2707.781,"body":"too complicated as things have progressed."},{"speaker":"Average Joe Finances","startTime":2708.191,"endTime":2710.721,"body":"And I was at the point where I"},{"speaker":"Average Joe Finances","startTime":2708.191,"endTime":2710.721,"body":"was like, I can't do this anymore."},{"speaker":"Average Joe Finances","startTime":2711.111,"endTime":2712.156,"body":"So finally got, yeah."},{"speaker":"Average Joe Finances","startTime":2712.356,"endTime":2716.776,"body":"The right person to talk to and it was"},{"speaker":"Average Joe Finances","startTime":2712.356,"endTime":2716.776,"body":"hard because in Hawaii, it is hard to"},{"speaker":"Average Joe Finances","startTime":2716.776,"endTime":2720.666,"body":"find somebody especially that understands"},{"speaker":"Average Joe Finances","startTime":2716.776,"endTime":2720.666,"body":"real estate, that understands business,"},{"speaker":"Average Joe Finances","startTime":2720.676,"endTime":2724.946,"body":"and it understands all of them together"},{"speaker":"Average Joe Finances","startTime":2720.676,"endTime":2724.946,"body":"in one package can be very difficult."},{"speaker":"Average Joe Finances","startTime":2724.956,"endTime":2728.326,"body":"Yeah, I am very glad to have"},{"speaker":"Average Joe Finances","startTime":2724.956,"endTime":2728.326,"body":"this person on my team now."},{"speaker":"Average Joe Finances","startTime":2728.706,"endTime":2732.566,"body":"Yeah, cause that can be very"},{"speaker":"Average Joe Finances","startTime":2728.706,"endTime":2732.566,"body":"painful especially when it comes to."},{"speaker":"Average Joe Finances","startTime":2733.366,"endTime":2736.186,"body":"And actually one of the first things he"},{"speaker":"Average Joe Finances","startTime":2733.366,"endTime":2736.186,"body":"pointed out to me too was like, Hey dude,"},{"speaker":"Average Joe Finances","startTime":2736.306,"endTime":2738.886,"body":"like your shit's all over the place."},{"speaker":"Average Joe Finances","startTime":2738.916,"endTime":2739.956,"body":"You got to figure this out."},{"speaker":"Average Joe Finances","startTime":2739.986,"endTime":2741.626,"body":"And I'm like, Oh, okay."},{"speaker":"Average Joe Finances","startTime":2741.916,"endTime":2745.386,"body":"I can't, he's you can't just hand"},{"speaker":"Average Joe Finances","startTime":2741.916,"endTime":2745.386,"body":"me like a bunch of junk and expect"},{"speaker":"Average Joe Finances","startTime":2745.386,"endTime":2746.206,"body":"that this is going to happen."},{"speaker":"Average Joe Finances","startTime":2746.226,"endTime":2746.886,"body":"This is what you need."},{"speaker":"Average Joe Finances","startTime":2746.886,"endTime":2748.756,"body":"Then he told me like, this is"},{"speaker":"Average Joe Finances","startTime":2746.886,"endTime":2748.756,"body":"how you need to organize it."},{"speaker":"Average Joe Finances","startTime":2748.756,"endTime":2749.156,"body":"And I'm like."},{"speaker":"Average Joe Finances","startTime":2749.726,"endTime":2750.086,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2750.116,"endTime":2750.406,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2750.406,"endTime":2750.936,"body":"That's good."},{"speaker":"Average Joe Finances","startTime":2750.936,"endTime":2752.566,"body":"So I've got, I got pointed"},{"speaker":"Average Joe Finances","startTime":2750.936,"endTime":2752.566,"body":"in the right direction."},{"speaker":"Average Joe Finances","startTime":2752.566,"endTime":2753.406,"body":"And I think that's important."},{"speaker":"Average Joe Finances","startTime":2753.406,"endTime":2756.006,"body":"I don't want somebody to, hand,"},{"speaker":"Average Joe Finances","startTime":2753.406,"endTime":2756.006,"body":"walk me through things, tell"},{"speaker":"Average Joe Finances","startTime":2756.006,"endTime":2757.326,"body":"me what to do and I'll do it."},{"speaker":"Average Joe Finances","startTime":2757.696,"endTime":2758.886,"body":"But the fact of the matter is."},{"speaker":"Average Joe Finances","startTime":2758.886,"endTime":2760.146,"body":"Hey, this is how you got to do it."},{"speaker":"Average Joe Finances","startTime":2760.186,"endTime":2764.246,"body":"And to me, that was very helpful,"},{"speaker":"Average Joe Finances","startTime":2760.186,"endTime":2764.246,"body":"so I just want to say I totally"},{"speaker":"Average Joe Finances","startTime":2764.706,"endTime":2766.326,"body":"resonate with your answer to that."},{"speaker":"Average Joe Finances","startTime":2766.326,"endTime":2766.666,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2766.886,"endTime":2771.266,"body":"The next question that I have for you,"},{"speaker":"Average Joe Finances","startTime":2766.886,"endTime":2771.266,"body":"Amber and Steven is, do you have any"},{"speaker":"Average Joe Finances","startTime":2771.286,"endTime":2773.316,"body":"tips or tricks that you would recommend?"},{"speaker":"Average Joe Finances","startTime":2773.746,"endTime":2776.046,"body":"To somebody who is just"},{"speaker":"Average Joe Finances","startTime":2773.746,"endTime":2776.046,"body":"getting started out today."},{"speaker":"Average Joe Finances","startTime":2778.436,"endTime":2781.126,"body":"Think back to May of 2023."},{"speaker":"Average Joe Finances","startTime":2781.506,"endTime":2783.816,"body":"What would you say to somebody"},{"speaker":"Average Joe Finances","startTime":2781.506,"endTime":2783.816,"body":"that's maybe getting out of the"},{"speaker":"Average Joe Finances","startTime":2783.826,"endTime":2787.686,"body":"military or somebody that's in a"},{"speaker":"Average Joe Finances","startTime":2783.826,"endTime":2787.686,"body":"nine to five job and they want to"},{"speaker":"Average Joe Finances","startTime":2787.696,"endTime":2788.786,"body":"start investing in real estate?"},{"speaker":"Average Joe Finances","startTime":2788.846,"endTime":2789.906,"body":"What would you tell them to do?"},{"speaker":"Amber Liddle","startTime":2791.896,"endTime":2792.806,"body":"You want me to talk?"},{"speaker":"Steven Liddle","startTime":2793.206,"endTime":2793.636,"body":"I know."},{"speaker":"Steven Liddle","startTime":2793.666,"endTime":2794.846,"body":"I know where we're going with this one."},{"speaker":"Steven Liddle","startTime":2795.036,"endTime":2796.476,"body":"1, 2, 3."},{"speaker":"Steven Liddle","startTime":2797.366,"endTime":2798.056,"body":"Network."},{"speaker":"Amber Liddle","startTime":2798.956,"endTime":2799.306,"body":"Yes."},{"speaker":"Amber Liddle","startTime":2799.456,"endTime":2801.186,"body":"But I think more than that, too."},{"speaker":"Amber Liddle","startTime":2801.206,"endTime":2803.006,"body":"I think we were just talking"},{"speaker":"Amber Liddle","startTime":2801.206,"endTime":2803.006,"body":"about this on the way down."},{"speaker":"Amber Liddle","startTime":2803.006,"endTime":2806.576,"body":"We were talking on my trip down"},{"speaker":"Amber Liddle","startTime":2803.006,"endTime":2806.576,"body":"here and I think a lot of people"},{"speaker":"Amber Liddle","startTime":2806.576,"endTime":2809.126,"body":"just think that they can't do it."},{"speaker":"Amber Liddle","startTime":2809.176,"endTime":2810.546,"body":"Success is not for them."},{"speaker":"Amber Liddle","startTime":2810.546,"endTime":2812.046,"body":"They don't really try."},{"speaker":"Amber Liddle","startTime":2812.156,"endTime":2816.076,"body":"Because however, we're raised or"},{"speaker":"Amber Liddle","startTime":2812.156,"endTime":2816.076,"body":"whatever, we were raised pretty"},{"speaker":"Amber Liddle","startTime":2816.076,"endTime":2819.476,"body":"poorly, Not with a lot of wealth"},{"speaker":"Amber Liddle","startTime":2816.076,"endTime":2819.476,"body":"growing up, not taught about that."},{"speaker":"Amber Liddle","startTime":2819.866,"endTime":2822.876,"body":"And I think most people just"},{"speaker":"Amber Liddle","startTime":2819.866,"endTime":2822.876,"body":"don't try very hard because"},{"speaker":"Amber Liddle","startTime":2822.886,"endTime":2824.286,"body":"they don't think they can."},{"speaker":"Amber Liddle","startTime":2824.696,"endTime":2827.546,"body":"And so they just settle for mediocrity."},{"speaker":"Amber Liddle","startTime":2827.546,"endTime":2828.576,"body":"Not that they can't do it."},{"speaker":"Amber Liddle","startTime":2828.576,"endTime":2830.086,"body":"It's just that they don't"},{"speaker":"Amber Liddle","startTime":2828.576,"endTime":2830.086,"body":"believe in themselves."},{"speaker":"Amber Liddle","startTime":2830.536,"endTime":2835.386,"body":"So I would say yes, the networking piece"},{"speaker":"Amber Liddle","startTime":2830.536,"endTime":2835.386,"body":"is important and start doing that before"},{"speaker":"Amber Liddle","startTime":2835.386,"endTime":2836.936,"body":"your transition from the military."},{"speaker":"Amber Liddle","startTime":2837.486,"endTime":2841.016,"body":"But also don't count yourself"},{"speaker":"Amber Liddle","startTime":2837.486,"endTime":2841.016,"body":"out for anything, you're."},{"speaker":"Amber Liddle","startTime":2841.371,"endTime":2842.161,"body":"You can do it too."},{"speaker":"Amber Liddle","startTime":2842.171,"endTime":2844.481,"body":"Like most people are like sure you"},{"speaker":"Amber Liddle","startTime":2842.171,"endTime":2844.481,"body":"had all the money in the world."},{"speaker":"Amber Liddle","startTime":2844.491,"endTime":2845.661,"body":"That's why you could invest."},{"speaker":"Amber Liddle","startTime":2846.001,"endTime":2851.701,"body":"That's not true If you ask the question"},{"speaker":"Amber Liddle","startTime":2846.001,"endTime":2851.701,"body":"that a lot of most people are sacrificing"},{"speaker":"Amber Liddle","startTime":2851.701,"endTime":2855.441,"body":"a lot to get that kind of money Putting"},{"speaker":"Amber Liddle","startTime":2851.701,"endTime":2855.441,"body":"a lot of money back, you know eating"},{"speaker":"Amber Liddle","startTime":2855.441,"endTime":2860.821,"body":"peanut butter and jelly so you can"},{"speaker":"Amber Liddle","startTime":2855.441,"endTime":2860.821,"body":"save that money Yes and ramen like I"},{"speaker":"Amber Liddle","startTime":2860.821,"endTime":2866.626,"body":"was going I was purposely going tdy"},{"speaker":"Amber Liddle","startTime":2860.821,"endTime":2866.626,"body":"away from my family For most of 2022,"},{"speaker":"Amber Liddle","startTime":2866.636,"endTime":2870.756,"body":"like a lot of 2022, I was gone TDY"},{"speaker":"Amber Liddle","startTime":2866.636,"endTime":2870.756,"body":"because I understood that I was going"},{"speaker":"Amber Liddle","startTime":2870.756,"endTime":2872.286,"body":"to make some more money that way."},{"speaker":"Amber Liddle","startTime":2872.306,"endTime":2874.926,"body":"Like I was going to give per diem"},{"speaker":"Amber Liddle","startTime":2872.306,"endTime":2874.926,"body":"and we were going to stock that away"},{"speaker":"Amber Liddle","startTime":2874.926,"endTime":2877.906,"body":"because it helped us towards our goals."},{"speaker":"Amber Liddle","startTime":2878.246,"endTime":2882.006,"body":"And just, I think a lot of people aren't"},{"speaker":"Amber Liddle","startTime":2878.246,"endTime":2882.006,"body":"willing to sacrifice in a lot of ways."},{"speaker":"Amber Liddle","startTime":2882.466,"endTime":2884.726,"body":"So don't be afraid to sacrifice."},{"speaker":"Amber Liddle","startTime":2884.726,"endTime":2888.596,"body":"Don't be afraid that you can't"},{"speaker":"Amber Liddle","startTime":2884.726,"endTime":2888.596,"body":"do something because you can"},{"speaker":"Amber Liddle","startTime":2888.616,"endTime":2892.386,"body":"believe in yourself and then yeah,"},{"speaker":"Amber Liddle","startTime":2888.616,"endTime":2892.386,"body":"network with the right people."},{"speaker":"Average Joe Finances","startTime":2893.066,"endTime":2893.726,"body":"Absolutely."},{"speaker":"Average Joe Finances","startTime":2893.936,"endTime":2894.856,"body":"Yeah, I love that."},{"speaker":"Average Joe Finances","startTime":2894.866,"endTime":2898.766,"body":"Love that answer because it and this"},{"speaker":"Average Joe Finances","startTime":2894.866,"endTime":2898.766,"body":"also ties back into everything that"},{"speaker":"Average Joe Finances","startTime":2898.776,"endTime":2900.856,"body":"you guys have been talking about"},{"speaker":"Average Joe Finances","startTime":2898.776,"endTime":2900.856,"body":"throughout this entire interview."},{"speaker":"Average Joe Finances","startTime":2900.856,"endTime":2901.266,"body":"About."},{"speaker":"Average Joe Finances","startTime":2901.771,"endTime":2904.631,"body":"About this networking piece"},{"speaker":"Average Joe Finances","startTime":2901.771,"endTime":2904.631,"body":"and the opportunities that"},{"speaker":"Average Joe Finances","startTime":2904.631,"endTime":2906.931,"body":"it's provided to both of you."},{"speaker":"Average Joe Finances","startTime":2906.941,"endTime":2910.991,"body":"And so that's, to, to offer that advice"},{"speaker":"Average Joe Finances","startTime":2906.941,"endTime":2910.991,"body":"to somebody that's brand new coming out"},{"speaker":"Average Joe Finances","startTime":2911.021,"endTime":2912.741,"body":"is that's the perfect piece of advice."},{"speaker":"Average Joe Finances","startTime":2912.741,"endTime":2915.741,"body":"I think that the two of you"},{"speaker":"Average Joe Finances","startTime":2912.741,"endTime":2915.741,"body":"could give somebody because"},{"speaker":"Average Joe Finances","startTime":2915.781,"endTime":2916.851,"body":"look at what it's done for you."},{"speaker":"Average Joe Finances","startTime":2917.191,"endTime":2918.441,"body":"In such a short period of time."},{"speaker":"Average Joe Finances","startTime":2918.441,"endTime":2919.591,"body":"So that's absolutely awesome."},{"speaker":"Average Joe Finances","startTime":2920.021,"endTime":2920.421,"body":"Okay."},{"speaker":"Average Joe Finances","startTime":2921.021,"endTime":2922.701,"body":"Final question of the final round."},{"speaker":"Average Joe Finances","startTime":2922.701,"endTime":2926.181,"body":"And I will preface this with, cause I"},{"speaker":"Average Joe Finances","startTime":2922.701,"endTime":2926.181,"body":"know you guys just started your own."},{"speaker":"Average Joe Finances","startTime":2926.661,"endTime":2928.481,"body":"I'll preface this with besides your own."},{"speaker":"Average Joe Finances","startTime":2929.196,"endTime":2932.006,"body":"Do you have a favorite business"},{"speaker":"Average Joe Finances","startTime":2929.196,"endTime":2932.006,"body":"investing or real estate"},{"speaker":"Average Joe Finances","startTime":2932.006,"endTime":2934.756,"body":"related book or podcast or both?"},{"speaker":"Steven Liddle","startTime":2943.456,"endTime":2946.306,"body":"Real estate"},{"speaker":"Steven Liddle","startTime":2943.456,"endTime":2946.306,"body":"investing, business, podcast,"},{"speaker":"Steven Liddle","startTime":2946.396,"endTime":2948.536,"body":"book, or all of the above."},{"speaker":"Average Joe Finances","startTime":2949.336,"endTime":2949.516,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2949.516,"endTime":2949.736,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":2949.736,"endTime":2954.386,"body":"So it business investing or real"},{"speaker":"Average Joe Finances","startTime":2949.736,"endTime":2954.386,"body":"estate book or podcast or both."},{"speaker":"Steven Liddle","startTime":2956.296,"endTime":2958.916,"body":"I'm actually going to"},{"speaker":"Steven Liddle","startTime":2956.296,"endTime":2958.916,"body":"go with a non traditional book here."},{"speaker":"Steven Liddle","startTime":2960.246,"endTime":2962.366,"body":"Cause one of my favorite"},{"speaker":"Steven Liddle","startTime":2960.246,"endTime":2962.366,"body":"authors is John C."},{"speaker":"Steven Liddle","startTime":2962.366,"endTime":2962.966,"body":"Maxwell."},{"speaker":"Steven Liddle","startTime":2965.086,"endTime":2966.886,"body":"Do you know where I'm"},{"speaker":"Steven Liddle","startTime":2965.086,"endTime":2966.886,"body":"tracking on this one?"},{"speaker":"Amber Liddle","startTime":2968.106,"endTime":2968.456,"body":"Me?"},{"speaker":"Steven Liddle","startTime":2968.896,"endTime":2969.366,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":2969.836,"endTime":2970.976,"body":"He has hundreds of them."},{"speaker":"Amber Liddle","startTime":2970.976,"endTime":2971.806,"body":"But I love John C."},{"speaker":"Amber Liddle","startTime":2971.806,"endTime":2973.216,"body":"Maxwell to which one are you thinking?"},{"speaker":"Steven Liddle","startTime":2974.006,"endTime":2977.586,"body":"So one of the"},{"speaker":"Steven Liddle","startTime":2974.006,"endTime":2977.586,"body":"actually the first one that came"},{"speaker":"Steven Liddle","startTime":2977.586,"endTime":2978.996,"body":"to mind was Robert Kiyosaki."},{"speaker":"Steven Liddle","startTime":2979.581,"endTime":2984.101,"body":"The second one that came to mind, which"},{"speaker":"Steven Liddle","startTime":2979.581,"endTime":2984.101,"body":"I actually resonate more with is John C."},{"speaker":"Steven Liddle","startTime":2984.101,"endTime":2991.821,"body":"Maxwell and his book failing forward that,"},{"speaker":"Steven Liddle","startTime":2984.101,"endTime":2991.821,"body":"it doesn't touch on anything business."},{"speaker":"Steven Liddle","startTime":2991.831,"endTime":2996.211,"body":"It doesn't touch on anything, real"},{"speaker":"Steven Liddle","startTime":2991.831,"endTime":2996.211,"body":"estate, no podcast, nothing like that."},{"speaker":"Steven Liddle","startTime":2996.621,"endTime":2998.931,"body":"But I think in order to be"},{"speaker":"Steven Liddle","startTime":2996.621,"endTime":2998.931,"body":"successful in anything, you've"},{"speaker":"Steven Liddle","startTime":2998.941,"endTime":3000.281,"body":"got to have the right mindset."},{"speaker":"Steven Liddle","startTime":3000.841,"endTime":3004.691,"body":"And much like Amber was talking"},{"speaker":"Steven Liddle","startTime":3000.841,"endTime":3004.691,"body":"about this specific industry,"},{"speaker":"Steven Liddle","startTime":3004.691,"endTime":3008.651,"body":"which is real estate investing,"},{"speaker":"Steven Liddle","startTime":3004.691,"endTime":3008.651,"body":"it does take a specific mindset."},{"speaker":"Steven Liddle","startTime":3008.671,"endTime":3009.961,"body":"There are a ton of risks."},{"speaker":"Steven Liddle","startTime":3010.626,"endTime":3012.746,"body":"And you are not going to be successful."},{"speaker":"Steven Liddle","startTime":3012.906,"endTime":3014.336,"body":"We were not successful."},{"speaker":"Steven Liddle","startTime":3014.696,"endTime":3017.176,"body":"Everything that we've said so"},{"speaker":"Steven Liddle","startTime":3014.696,"endTime":3017.176,"body":"far on this podcast, I don't"},{"speaker":"Steven Liddle","startTime":3017.176,"endTime":3020.716,"body":"want to paint us as successful."},{"speaker":"Steven Liddle","startTime":3021.056,"endTime":3026.386,"body":"I would rather see us as people that"},{"speaker":"Steven Liddle","startTime":3021.056,"endTime":3026.386,"body":"just failed until we got it right."},{"speaker":"Steven Liddle","startTime":3026.966,"endTime":3028.566,"body":"And that's what that book is about."},{"speaker":"Steven Liddle","startTime":3028.876,"endTime":3031.696,"body":"A lot of people glamorize and"},{"speaker":"Steven Liddle","startTime":3028.876,"endTime":3031.696,"body":"what is TikTok and what is"},{"speaker":"Steven Liddle","startTime":3031.696,"endTime":3033.186,"body":"Instagram and what is Facebook?"},{"speaker":"Steven Liddle","startTime":3033.186,"endTime":3035.906,"body":"And what are all these"},{"speaker":"Steven Liddle","startTime":3033.186,"endTime":3035.906,"body":"social media posts about?"},{"speaker":"Steven Liddle","startTime":3036.361,"endTime":3038.271,"body":"It's about when life is pretty."},{"speaker":"Steven Liddle","startTime":3038.901,"endTime":3040.711,"body":"It's about when people are succeeding."},{"speaker":"Steven Liddle","startTime":3040.711,"endTime":3042.491,"body":"It's about when people are at their best."},{"speaker":"Steven Liddle","startTime":3043.171,"endTime":3046.621,"body":"But it's the stuff that we don't see"},{"speaker":"Steven Liddle","startTime":3043.171,"endTime":3046.621,"body":"behind the signs or behind the scenes"},{"speaker":"Steven Liddle","startTime":3047.021,"endTime":3049.481,"body":"that really leads them to that success."},{"speaker":"Steven Liddle","startTime":3049.481,"endTime":3050.471,"body":"It's the struggles."},{"speaker":"Steven Liddle","startTime":3050.841,"endTime":3051.681,"body":"It's the late nights."},{"speaker":"Steven Liddle","startTime":3051.691,"endTime":3052.831,"body":"It's the tears."},{"speaker":"Steven Liddle","startTime":3053.001,"endTime":3053.961,"body":"It's the sweat equity."},{"speaker":"Steven Liddle","startTime":3054.191,"endTime":3057.981,"body":"It's all the intangibles that"},{"speaker":"Steven Liddle","startTime":3054.191,"endTime":3057.981,"body":"build who you are and help"},{"speaker":"Steven Liddle","startTime":3057.981,"endTime":3059.881,"body":"you, guide you, so to speak."},{"speaker":"Steven Liddle","startTime":3060.131,"endTime":3061.101,"body":"It's your failures."},{"speaker":"Steven Liddle","startTime":3061.101,"endTime":3062.521,"body":"It's the deals that don't go through."},{"speaker":"Steven Liddle","startTime":3062.571,"endTime":3066.271,"body":"It's the showing after showing"},{"speaker":"Steven Liddle","startTime":3062.571,"endTime":3066.271,"body":"with no offers getting put in."},{"speaker":"Steven Liddle","startTime":3066.271,"endTime":3067.961,"body":"It's no sales happening."},{"speaker":"Steven Liddle","startTime":3068.401,"endTime":3069.501,"body":"It's all these things."},{"speaker":"Steven Liddle","startTime":3070.191,"endTime":3074.561,"body":"That eventually you find the right"},{"speaker":"Steven Liddle","startTime":3070.191,"endTime":3074.561,"body":"deal, something happens, and then"},{"speaker":"Steven Liddle","startTime":3074.561,"endTime":3076.121,"body":"you build momentum on that success."},{"speaker":"Steven Liddle","startTime":3076.121,"endTime":3081.121,"body":"And that's where I think for me, that's"},{"speaker":"Steven Liddle","startTime":3076.121,"endTime":3081.121,"body":"what I resonated with the most, because"},{"speaker":"Steven Liddle","startTime":3081.121,"endTime":3082.801,"body":"I'm not a very confident person at all."},{"speaker":"Steven Liddle","startTime":3083.231,"endTime":3087.211,"body":"I'm a self deprecating riddled"},{"speaker":"Steven Liddle","startTime":3083.231,"endTime":3087.211,"body":"with insecurities kind of person"},{"speaker":"Steven Liddle","startTime":3087.211,"endTime":3088.811,"body":"who is just not very confident."},{"speaker":"Steven Liddle","startTime":3089.211,"endTime":3091.791,"body":"But I understood, that."},{"speaker":"Steven Liddle","startTime":3092.131,"endTime":3094.821,"body":"No matter what failure looks"},{"speaker":"Steven Liddle","startTime":3092.131,"endTime":3094.821,"body":"like, it's okay to fail."},{"speaker":"Steven Liddle","startTime":3095.521,"endTime":3097.531,"body":"It's okay to fail time and time again."},{"speaker":"Steven Liddle","startTime":3097.541,"endTime":3101.351,"body":"And it's not the end of the world"},{"speaker":"Steven Liddle","startTime":3097.541,"endTime":3101.351,"body":"because you are, after the 99th"},{"speaker":"Steven Liddle","startTime":3101.361,"endTime":3104.581,"body":"time of failing on the hundredth"},{"speaker":"Steven Liddle","startTime":3101.361,"endTime":3104.581,"body":"time, you might get it right."},{"speaker":"Steven Liddle","startTime":3104.581,"endTime":3105.601,"body":"That's how Edison."},{"speaker":"Steven Liddle","startTime":3105.966,"endTime":3110.096,"body":"Created the lightbulb thousands of"},{"speaker":"Steven Liddle","startTime":3105.966,"endTime":3110.096,"body":"failures until he got the lightbulb"},{"speaker":"Steven Liddle","startTime":3110.096,"endTime":3111.466,"body":"right until it like happened."},{"speaker":"Steven Liddle","startTime":3111.466,"endTime":3114.696,"body":"So if you take that mindset"},{"speaker":"Steven Liddle","startTime":3111.466,"endTime":3114.696,"body":"into this specific industry,"},{"speaker":"Steven Liddle","startTime":3114.966,"endTime":3115.986,"body":"you're going to do just fine."},{"speaker":"Average Joe Finances","startTime":3116.546,"endTime":3116.796,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":3116.886,"endTime":3119.276,"body":"Steven, I just want to add"},{"speaker":"Average Joe Finances","startTime":3116.886,"endTime":3119.276,"body":"that for someone that, that"},{"speaker":"Average Joe Finances","startTime":3119.286,"endTime":3122.716,"body":"has all these insecurities"},{"speaker":"Average Joe Finances","startTime":3119.286,"endTime":3122.716,"body":"and looks at himself that way."},{"speaker":"Average Joe Finances","startTime":3122.936,"endTime":3125.726,"body":"I gotta say, you don't put"},{"speaker":"Average Joe Finances","startTime":3122.936,"endTime":3125.726,"body":"that out there like that."},{"speaker":"Steven Liddle","startTime":3125.876,"endTime":3126.746,"body":"God, I hope not."},{"speaker":"Average Joe Finances","startTime":3126.866,"endTime":3127.796,"body":"You talk with authority."},{"speaker":"Average Joe Finances","startTime":3127.896,"endTime":3131.531,"body":"You you talk with authority and experience"},{"speaker":"Average Joe Finances","startTime":3127.896,"endTime":3131.531,"body":"because you've been through it, yeah."},{"speaker":"Average Joe Finances","startTime":3131.971,"endTime":3132.241,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":3132.271,"endTime":3132.811,"body":"That's awesome."},{"speaker":"Average Joe Finances","startTime":3132.841,"endTime":3136.491,"body":"All right, so that is"},{"speaker":"Average Joe Finances","startTime":3132.841,"endTime":3136.491,"body":"it for the final round."},{"speaker":"Average Joe Finances","startTime":3136.551,"endTime":3137.571,"body":"Pat yourselves on the back."},{"speaker":"Average Joe Finances","startTime":3137.571,"endTime":3138.171,"body":"You survived."},{"speaker":"Average Joe Finances","startTime":3138.171,"endTime":3138.561,"body":"You made it."},{"speaker":"Average Joe Finances","startTime":3139.041,"endTime":3139.671,"body":"Bravo."},{"speaker":"Average Joe Finances","startTime":3139.851,"endTime":3140.901,"body":"Wasn't that bad, right?"},{"speaker":"Average Joe Finances","startTime":3141.271,"endTime":3145.211,"body":"But I do have one more question"},{"speaker":"Average Joe Finances","startTime":3141.271,"endTime":3145.211,"body":"I have to ask the two of you."},{"speaker":"Average Joe Finances","startTime":3145.551,"endTime":3148.201,"body":"And this is going to be the most important"},{"speaker":"Average Joe Finances","startTime":3145.551,"endTime":3148.201,"body":"question of this entire interview."},{"speaker":"Average Joe Finances","startTime":3148.661,"endTime":3151.461,"body":"Because you guys have put out some"},{"speaker":"Average Joe Finances","startTime":3148.661,"endTime":3151.461,"body":"great information, especially for"},{"speaker":"Average Joe Finances","startTime":3151.461,"endTime":3154.571,"body":"some young hungry people that are"},{"speaker":"Average Joe Finances","startTime":3151.461,"endTime":3154.571,"body":"getting ready to get started in real"},{"speaker":"Average Joe Finances","startTime":3154.571,"endTime":3157.561,"body":"estate or that have just started their"},{"speaker":"Average Joe Finances","startTime":3154.571,"endTime":3157.561,"body":"journey, got their first deal done."},{"speaker":"Average Joe Finances","startTime":3157.561,"endTime":3158.771,"body":"And they're like, Hey, what's next?"},{"speaker":"Average Joe Finances","startTime":3158.771,"endTime":3159.501,"body":"What do I do next?"},{"speaker":"Average Joe Finances","startTime":3159.801,"endTime":3163.101,"body":"Seeing what you guys have done is"},{"speaker":"Average Joe Finances","startTime":3159.801,"endTime":3163.101,"body":"going to give them That piece of"},{"speaker":"Average Joe Finances","startTime":3163.101,"endTime":3166.051,"body":"motivation, that extra oomph that"},{"speaker":"Average Joe Finances","startTime":3163.101,"endTime":3166.051,"body":"they need to keep moving forward."},{"speaker":"Average Joe Finances","startTime":3166.791,"endTime":3173.131,"body":"So with that being said, where can"},{"speaker":"Average Joe Finances","startTime":3166.791,"endTime":3173.131,"body":"people find more information about"},{"speaker":"Average Joe Finances","startTime":3173.171,"endTime":3178.131,"body":"Amber and Steve and of course, Patriot"},{"speaker":"Average Joe Finances","startTime":3173.171,"endTime":3178.131,"body":"Investment Alliance and the American"},{"speaker":"Average Joe Finances","startTime":3178.131,"endTime":3181.841,"body":"Spirit Alliance and this race that"},{"speaker":"Average Joe Finances","startTime":3178.131,"endTime":3181.841,"body":"you guys have coming up, please share"},{"speaker":"Average Joe Finances","startTime":3181.841,"endTime":3186.071,"body":"your website links with us, any social"},{"speaker":"Average Joe Finances","startTime":3181.841,"endTime":3186.071,"body":"media profiles we can follow for both."},{"speaker":"Average Joe Finances","startTime":3186.381,"endTime":3188.591,"body":"That would be very helpful"},{"speaker":"Average Joe Finances","startTime":3186.381,"endTime":3188.591,"body":"for our listeners to."},{"speaker":"Average Joe Finances","startTime":3188.851,"endTime":3190.241,"body":"To find you guys and get connected."},{"speaker":"Steven Liddle","startTime":3192.331,"endTime":3192.551,"body":"Yes."},{"speaker":"Steven Liddle","startTime":3193.331,"endTime":3194.491,"body":"Social media manager."},{"speaker":"Steven Liddle","startTime":3194.531,"endTime":3195.431,"body":"You got this one."},{"speaker":"Amber Liddle","startTime":3196.261,"endTime":3196.501,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":3196.501,"endTime":3197.711,"body":"We're just getting it all up."},{"speaker":"Amber Liddle","startTime":3197.941,"endTime":3202.021,"body":"I am not, I have actually been off"},{"speaker":"Amber Liddle","startTime":3197.941,"endTime":3202.021,"body":"social media since 2020 and I just now"},{"speaker":"Amber Liddle","startTime":3202.021,"endTime":3205.721,"body":"got back on just because, I knew that"},{"speaker":"Amber Liddle","startTime":3202.021,"endTime":3205.721,"body":"I was missing out on a lot of things"},{"speaker":"Amber Liddle","startTime":3205.721,"endTime":3210.171,"body":"as far as my family and friends, but"},{"speaker":"Amber Liddle","startTime":3205.721,"endTime":3210.171,"body":"also with business, it's very important"},{"speaker":"Amber Liddle","startTime":3210.171,"endTime":3211.871,"body":"that you get into the social medias."},{"speaker":"Amber Liddle","startTime":3212.251,"endTime":3213.621,"body":"So we're trying to figure it out."},{"speaker":"Amber Liddle","startTime":3213.621,"endTime":3214.191,"body":"We're learning."},{"speaker":"Amber Liddle","startTime":3214.191,"endTime":3216.641,"body":"We do have patriotescapes.com."},{"speaker":"Amber Liddle","startTime":3216.926,"endTime":3223.306,"body":"Is our actual off Airbnb VRBO"},{"speaker":"Amber Liddle","startTime":3216.926,"endTime":3223.306,"body":"platform, booking all in one"},{"speaker":"Amber Liddle","startTime":3223.306,"endTime":3224.786,"body":"where you can see our story."},{"speaker":"Amber Liddle","startTime":3224.786,"endTime":3228.276,"body":"You can see all the properties that"},{"speaker":"Amber Liddle","startTime":3224.786,"endTime":3228.276,"body":"we're managing is patriotescapes.com."},{"speaker":"Amber Liddle","startTime":3228.616,"endTime":3231.656,"body":"And then we're also on"},{"speaker":"Amber Liddle","startTime":3228.616,"endTime":3231.656,"body":"Facebook, Patriot Escapes."},{"speaker":"Amber Liddle","startTime":3232.266,"endTime":3234.896,"body":"And we have a, what's"},{"speaker":"Amber Liddle","startTime":3232.266,"endTime":3234.896,"body":"that thing called Twitter?"},{"speaker":"Amber Liddle","startTime":3235.436,"endTime":3236.316,"body":"No, not a Twitter."},{"speaker":"Amber Liddle","startTime":3236.376,"endTime":3238.396,"body":"The other thing, the the thing with the."},{"speaker":"Amber Liddle","startTime":3238.756,"endTime":3244.866,"body":"Tick tock tick and the X thing"},{"speaker":"Amber Liddle","startTime":3238.756,"endTime":3244.866,"body":"so tick tock and Instagram."},{"speaker":"Amber Liddle","startTime":3245.186,"endTime":3247.006,"body":"I just haven't really"},{"speaker":"Amber Liddle","startTime":3245.186,"endTime":3247.006,"body":"figured out how to do those."},{"speaker":"Amber Liddle","startTime":3247.016,"endTime":3250.406,"body":"I got to get my teenagers to help"},{"speaker":"Amber Liddle","startTime":3247.016,"endTime":3250.406,"body":"me with those but we're trying to"},{"speaker":"Amber Liddle","startTime":3250.406,"endTime":3252.116,"body":"put up some things on the Facebook."},{"speaker":"Amber Liddle","startTime":3252.661,"endTime":3255.461,"body":"We're constantly just"},{"speaker":"Amber Liddle","startTime":3252.661,"endTime":3255.461,"body":"trying to get materials."},{"speaker":"Amber Liddle","startTime":3255.461,"endTime":3257.221,"body":"We just went and got my dad's boat."},{"speaker":"Amber Liddle","startTime":3257.241,"endTime":3258.901,"body":"My dad left me his boat."},{"speaker":"Amber Liddle","startTime":3259.201,"endTime":3261.041,"body":"So we're going to add"},{"speaker":"Amber Liddle","startTime":3259.201,"endTime":3261.041,"body":"that to our portfolio."},{"speaker":"Amber Liddle","startTime":3261.041,"endTime":3263.081,"body":"We're going to be working"},{"speaker":"Amber Liddle","startTime":3261.041,"endTime":3263.081,"body":"on it over the next year."},{"speaker":"Amber Liddle","startTime":3263.201,"endTime":3266.501,"body":"So people can see how we're doing"},{"speaker":"Amber Liddle","startTime":3263.201,"endTime":3266.501,"body":"that, how we're working on that thing."},{"speaker":"Amber Liddle","startTime":3266.511,"endTime":3268.801,"body":"It has some damage to it"},{"speaker":"Amber Liddle","startTime":3266.511,"endTime":3268.801,"body":"that we need to get fixed."},{"speaker":"Amber Liddle","startTime":3269.111,"endTime":3271.651,"body":"We're going to revitalize it,"},{"speaker":"Amber Liddle","startTime":3269.111,"endTime":3271.651,"body":"bring it back to its glory day."},{"speaker":"Amber Liddle","startTime":3271.651,"endTime":3271.796,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":3271.936,"endTime":3274.496,"body":"Hopefully, people will be able to"},{"speaker":"Amber Liddle","startTime":3271.936,"endTime":3274.496,"body":"see that story over the next year."},{"speaker":"Amber Liddle","startTime":3274.496,"endTime":3275.956,"body":"We'll be able to use it next summer."},{"speaker":"Amber Liddle","startTime":3276.266,"endTime":3277.456,"body":"So we're starting to do that."},{"speaker":"Amber Liddle","startTime":3277.786,"endTime":3279.856,"body":"And then we also have"},{"speaker":"Amber Liddle","startTime":3277.786,"endTime":3279.856,"body":"American spirit alliance."},{"speaker":"Amber Liddle","startTime":3280.176,"endTime":3283.436,"body":"That's on Facebook and we have"},{"speaker":"Amber Liddle","startTime":3280.176,"endTime":3283.436,"body":"American spirit alliance dot"},{"speaker":"Amber Liddle","startTime":3283.446,"endTime":3285.386,"body":"org, which is the nonprofit."},{"speaker":"Amber Liddle","startTime":3285.906,"endTime":3289.066,"body":"So you can find everything about"},{"speaker":"Amber Liddle","startTime":3285.906,"endTime":3289.066,"body":"that relay race that's going"},{"speaker":"Amber Liddle","startTime":3289.066,"endTime":3292.336,"body":"to happen on November 11th on"},{"speaker":"Amber Liddle","startTime":3289.066,"endTime":3292.336,"body":"American spirit alliance dot org."},{"speaker":"Average Joe Finances","startTime":3293.021,"endTime":3293.471,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":3293.481,"endTime":3295.771,"body":"We're going to have those links in"},{"speaker":"Average Joe Finances","startTime":3293.481,"endTime":3295.771,"body":"the show notes to make it easier for"},{"speaker":"Average Joe Finances","startTime":3295.771,"endTime":3299.651,"body":"people to find you guys and to check"},{"speaker":"Average Joe Finances","startTime":3295.771,"endTime":3299.651,"body":"out that race and for anybody that"},{"speaker":"Average Joe Finances","startTime":3299.651,"endTime":3305.361,"body":"wants to support it please visit and"},{"speaker":"Average Joe Finances","startTime":3299.651,"endTime":3305.361,"body":"help make this a really great success"},{"speaker":"Average Joe Finances","startTime":3305.361,"endTime":3308.831,"body":"for our veterans and our active"},{"speaker":"Average Joe Finances","startTime":3305.361,"endTime":3308.831,"body":"duty members that are still serving."},{"speaker":"Average Joe Finances","startTime":3308.831,"endTime":3313.471,"body":"Again, I'm really humbled by what"},{"speaker":"Average Joe Finances","startTime":3308.831,"endTime":3313.471,"body":"you guys do both in your real"},{"speaker":"Average Joe Finances","startTime":3313.471,"endTime":3316.411,"body":"estate business and also what"},{"speaker":"Average Joe Finances","startTime":3313.471,"endTime":3316.411,"body":"you do for the veteran community."},{"speaker":"Average Joe Finances","startTime":3316.411,"endTime":3318.081,"body":"I think it's absolutely amazing."},{"speaker":"Average Joe Finances","startTime":3318.481,"endTime":3323.601,"body":"It was an absolute treat to have"},{"speaker":"Average Joe Finances","startTime":3318.481,"endTime":3323.601,"body":"both of you on this podcast today."},{"speaker":"Average Joe Finances","startTime":3323.931,"endTime":3327.131,"body":"I can't thank you enough for taking the"},{"speaker":"Average Joe Finances","startTime":3323.931,"endTime":3327.131,"body":"time out of your day today to join me."},{"speaker":"Average Joe Finances","startTime":3327.811,"endTime":3331.061,"body":"Amber, I know you had to run out of"},{"speaker":"Average Joe Finances","startTime":3327.811,"endTime":3331.061,"body":"town for a little bit and you were able"},{"speaker":"Average Joe Finances","startTime":3331.061,"endTime":3333.271,"body":"to like make some time to hop on here."},{"speaker":"Average Joe Finances","startTime":3333.271,"endTime":3336.181,"body":"I really appreciate you guys"},{"speaker":"Average Joe Finances","startTime":3333.271,"endTime":3336.181,"body":"spending this time with me."},{"speaker":"Amber Liddle","startTime":3337.131,"endTime":3337.351,"body":"Yeah."},{"speaker":"Amber Liddle","startTime":3337.351,"endTime":3338.011,"body":"Thank you, Mike."},{"speaker":"Steven Liddle","startTime":3338.481,"endTime":3341.661,"body":"One other thing I would"},{"speaker":"Steven Liddle","startTime":3338.481,"endTime":3341.661,"body":"add just quickly, no more than 20 seconds."},{"speaker":"Steven Liddle","startTime":3341.661,"endTime":3343.911,"body":"Check us out where the Patriot pod."},{"speaker":"Steven Liddle","startTime":3344.331,"endTime":3345.411,"body":"You can find us on YouTube."},{"speaker":"Steven Liddle","startTime":3345.421,"endTime":3345.921,"body":"That's yes."},{"speaker":"Average Joe Finances","startTime":3345.941,"endTime":3346.291,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":3346.451,"endTime":3347.241,"body":"Hang on real quick."},{"speaker":"Average Joe Finances","startTime":3347.301,"endTime":3347.601,"body":"Yeah."},{"speaker":"Average Joe Finances","startTime":3347.891,"endTime":3349.221,"body":"That isn't, I am totally sorry."},{"speaker":"Average Joe Finances","startTime":3349.221,"endTime":3350.321,"body":"I forgot about that guys."},{"speaker":"Average Joe Finances","startTime":3351.661,"endTime":3355.701,"body":"Where can we listen to your podcast and"},{"speaker":"Average Joe Finances","startTime":3351.661,"endTime":3355.701,"body":"you have a website for anything like that?"},{"speaker":"Average Joe Finances","startTime":3355.991,"endTime":3358.601,"body":"Because I definitely want my"},{"speaker":"Average Joe Finances","startTime":3355.991,"endTime":3358.601,"body":"listeners to go check it out for sure."},{"speaker":"Steven Liddle","startTime":3359.041,"endTime":3361.971,"body":"Yeah we, it's a"},{"speaker":"Steven Liddle","startTime":3359.041,"endTime":3361.971,"body":"large complex network of things."},{"speaker":"Steven Liddle","startTime":3361.981,"endTime":3362.341,"body":"We don't."},{"speaker":"Steven Liddle","startTime":3362.891,"endTime":3364.451,"body":"We're just on YouTube for right now."},{"speaker":"Steven Liddle","startTime":3364.451,"endTime":3368.331,"body":"So please check us out if you like"},{"speaker":"Steven Liddle","startTime":3364.451,"endTime":3368.331,"body":"anything, give us a if you would like"},{"speaker":"Steven Liddle","startTime":3368.331,"endTime":3372.741,"body":"to subscribe, the main thing that we"},{"speaker":"Steven Liddle","startTime":3368.331,"endTime":3372.741,"body":"want to do is help veterans, their"},{"speaker":"Steven Liddle","startTime":3372.741,"endTime":3377.151,"body":"family members, whether you're active"},{"speaker":"Steven Liddle","startTime":3372.741,"endTime":3377.151,"body":"or retired, figure out how to get into"},{"speaker":"Steven Liddle","startTime":3377.161,"endTime":3380.491,"body":"real estate, we're bringing on guests"},{"speaker":"Steven Liddle","startTime":3377.161,"endTime":3380.491,"body":"much like you did on our second episode."},{"speaker":"Steven Liddle","startTime":3380.956,"endTime":3386.286,"body":"We want to help people understand"},{"speaker":"Steven Liddle","startTime":3380.956,"endTime":3386.286,"body":"and amalgamate the knowledge of"},{"speaker":"Steven Liddle","startTime":3386.316,"endTime":3388.176,"body":"everyone that we get connected to."},{"speaker":"Steven Liddle","startTime":3388.396,"endTime":3390.296,"body":"We'll put that knowledge on our podcast."},{"speaker":"Steven Liddle","startTime":3390.636,"endTime":3393.716,"body":"So it cuts through the confusion"},{"speaker":"Steven Liddle","startTime":3390.636,"endTime":3393.716,"body":"on how to use your VA loan."},{"speaker":"Steven Liddle","startTime":3394.016,"endTime":3398.066,"body":"What are the specific resources that"},{"speaker":"Steven Liddle","startTime":3394.016,"endTime":3398.066,"body":"you have in the military community or"},{"speaker":"Steven Liddle","startTime":3398.066,"endTime":3402.046,"body":"their family members, because they also"},{"speaker":"Steven Liddle","startTime":3398.066,"endTime":3402.046,"body":"qualify for things, their spouses, their"},{"speaker":"Steven Liddle","startTime":3402.056,"endTime":3404.936,"body":"children, how do you start growing wealth?"},{"speaker":"Steven Liddle","startTime":3405.386,"endTime":3407.016,"body":"Specifically via real estate."},{"speaker":"Steven Liddle","startTime":3407.296,"endTime":3410.546,"body":"And we're also going to have some"},{"speaker":"Steven Liddle","startTime":3407.296,"endTime":3410.546,"body":"guest speakers on there from different"},{"speaker":"Steven Liddle","startTime":3410.556,"endTime":3414.256,"body":"nonprofit organizations, because that's"},{"speaker":"Steven Liddle","startTime":3410.556,"endTime":3414.256,"body":"something that's very near and dear"},{"speaker":"Steven Liddle","startTime":3414.256,"endTime":3418.196,"body":"to our heart, obviously with American"},{"speaker":"Steven Liddle","startTime":3414.256,"endTime":3418.196,"body":"spirit Alliance, but we're also there."},{"speaker":"Steven Liddle","startTime":3418.196,"endTime":3419.006,"body":"Please check us out."},{"speaker":"Average Joe Finances","startTime":3419.396,"endTime":3419.766,"body":"Awesome."},{"speaker":"Average Joe Finances","startTime":3420.121,"endTime":3423.031,"body":"Yeah, definitely go check them out"},{"speaker":"Average Joe Finances","startTime":3420.121,"endTime":3423.031,"body":"on YouTube and we're going to talk"},{"speaker":"Average Joe Finances","startTime":3423.031,"endTime":3426.461,"body":"some more about getting you guys"},{"speaker":"Average Joe Finances","startTime":3423.031,"endTime":3426.461,"body":"up on podcast platforms offline"},{"speaker":"Average Joe Finances","startTime":3426.491,"endTime":3428.651,"body":"because you guys definitely need to"},{"speaker":"Average Joe Finances","startTime":3426.491,"endTime":3428.651,"body":"be out there getting your message"},{"speaker":"Average Joe Finances","startTime":3428.651,"endTime":3430.261,"body":"out to as many people as possible."},{"speaker":"Average Joe Finances","startTime":3430.701,"endTime":3434.811,"body":"Again, Amber, Steven thank you so"},{"speaker":"Average Joe Finances","startTime":3430.701,"endTime":3434.811,"body":"much again for taking the time out"},{"speaker":"Average Joe Finances","startTime":3434.811,"endTime":3438.091,"body":"today to talk with me and share"},{"speaker":"Average Joe Finances","startTime":3434.811,"endTime":3438.091,"body":"your story with our listeners."},{"speaker":"Average Joe Finances","startTime":3438.091,"endTime":3439.781,"body":"It was definitely a great experience."},{"speaker":"Average Joe Finances","startTime":3440.041,"endTime":3441.771,"body":"I enjoyed this conversation very much."},{"speaker":"Average Joe Finances","startTime":3441.771,"endTime":3443.101,"body":"I hope you guys did as well."},{"speaker":"Average Joe Finances","startTime":3443.371,"endTime":3444.461,"body":"And it was really fun."},{"speaker":"Average Joe Finances","startTime":3444.461,"endTime":3445.341,"body":"So thank you again."},{"speaker":"Steven Liddle","startTime":3446.181,"endTime":3446.671,"body":"I agree."},{"speaker":"Steven Liddle","startTime":3446.771,"endTime":3447.961,"body":"I have to say thank you, Mike."},{"speaker":"Steven Liddle","startTime":3447.961,"endTime":3450.971,"body":"What you're doing you're"},{"speaker":"Steven Liddle","startTime":3447.961,"endTime":3450.971,"body":"just steps ahead of us."},{"speaker":"Steven Liddle","startTime":3451.451,"endTime":3454.201,"body":"We're taking as much as we can"},{"speaker":"Steven Liddle","startTime":3451.451,"endTime":3454.201,"body":"learning from you and trying to"},{"speaker":"Steven Liddle","startTime":3454.201,"endTime":3458.301,"body":"follow in those footsteps and add"},{"speaker":"Steven Liddle","startTime":3454.201,"endTime":3458.301,"body":"our own little approach to things."},{"speaker":"Steven Liddle","startTime":3458.921,"endTime":3460.361,"body":"So well done for you."},{"speaker":"Steven Liddle","startTime":3460.361,"endTime":3461.861,"body":"I love what you're doing, man."},{"speaker":"Steven Liddle","startTime":3462.351,"endTime":3464.021,"body":"I follow you on almost everything."},{"speaker":"Steven Liddle","startTime":3464.021,"endTime":3465.971,"body":"So I see what you're doing out"},{"speaker":"Steven Liddle","startTime":3464.021,"endTime":3465.971,"body":"there and it's awesome, man."},{"speaker":"Steven Liddle","startTime":3465.971,"endTime":3466.421,"body":"I really respect that."},{"speaker":"Average Joe Finances","startTime":3466.511,"endTime":3467.341,"body":"I appreciate it."},{"speaker":"Average Joe Finances","startTime":3467.771,"endTime":3468.781,"body":"I appreciate it very much."},{"speaker":"Average Joe Finances","startTime":3468.791,"endTime":3472.851,"body":"And hey, I also want to say to all my"},{"speaker":"Average Joe Finances","startTime":3468.791,"endTime":3472.851,"body":"listeners out there, thank you so much"},{"speaker":"Average Joe Finances","startTime":3472.861,"endTime":3477.841,"body":"for joining me, Amber, and Steven on"},{"speaker":"Average Joe Finances","startTime":3472.861,"endTime":3477.841,"body":"the Average Joe Finances podcast today."},{"speaker":"Average Joe Finances","startTime":3478.291,"endTime":3481.671,"body":"Go leave us a five star review and"},{"speaker":"Average Joe Finances","startTime":3478.291,"endTime":3481.671,"body":"tell us what you liked about today's"},{"speaker":"Average Joe Finances","startTime":3481.721,"endTime":3483.521,"body":"episode with Amber and Steven."},{"speaker":"Average Joe Finances","startTime":3483.871,"endTime":3486.811,"body":"Aloha from Hawaii and have"},{"speaker":"Average Joe Finances","startTime":3483.871,"endTime":3486.811,"body":"a great rest of your day."}]}