{"version":"1.0.0","segments":[{"speaker":"Average Joe Finances","startTime":0.0,"endTime":3.21,"body":"This is"},{"speaker":"Average Joe Finances","startTime":0.0,"endTime":3.21,"body":"Average Joe Finances podcast,"},{"speaker":"Average Joe Finances","startTime":3.21,"endTime":7.56,"body":"Episode 53. If you're watching"},{"speaker":"Average Joe Finances","startTime":3.21,"endTime":7.56,"body":"this on YouTube, make sure you"},{"speaker":"Average Joe Finances","startTime":7.56,"endTime":10.95,"body":"smash that like button and click"},{"speaker":"Average Joe Finances","startTime":7.56,"endTime":10.95,"body":"subscribe. For those of you"},{"speaker":"Average Joe Finances","startTime":10.95,"endTime":14.61,"body":"listening on a podcast platform,"},{"speaker":"Average Joe Finances","startTime":10.95,"endTime":14.61,"body":"be sure to subscribe on whatever"},{"speaker":"Average Joe Finances","startTime":14.61,"endTime":18.27,"body":"platform that is, and leave us a"},{"speaker":"Average Joe Finances","startTime":14.61,"endTime":18.27,"body":"rating if you can. The more"},{"speaker":"Average Joe Finances","startTime":18.27,"endTime":21.24,"body":"likes ratings and subscriptions"},{"speaker":"Average Joe Finances","startTime":18.27,"endTime":21.24,"body":"that we get, the more we can"},{"speaker":"Average Joe Finances","startTime":21.24,"endTime":24.78,"body":"spread the message and grow our"},{"speaker":"Average Joe Finances","startTime":21.24,"endTime":24.78,"body":"community. So we also have a"},{"speaker":"Average Joe Finances","startTime":24.78,"endTime":28.44,"body":"free Facebook group. It's called"},{"speaker":"Average Joe Finances","startTime":24.78,"endTime":28.44,"body":"the Average Joe Finances"},{"speaker":"Average Joe Finances","startTime":28.44,"endTime":32.07,"body":"network. Check us out, join the"},{"speaker":"Average Joe Finances","startTime":28.44,"endTime":32.07,"body":"group, join the community ask"},{"speaker":"Average Joe Finances","startTime":32.07,"endTime":35.64,"body":"questions, and become a part of"},{"speaker":"Average Joe Finances","startTime":32.07,"endTime":35.64,"body":"the team. All of our other"},{"speaker":"Average Joe Finances","startTime":35.64,"endTime":38.76,"body":"social media accounts are listed"},{"speaker":"Average Joe Finances","startTime":35.64,"endTime":38.76,"body":"in our flow page. And we have"},{"speaker":"Average Joe Finances","startTime":38.76,"endTime":42.0,"body":"them in the video or podcast"},{"speaker":"Average Joe Finances","startTime":38.76,"endTime":42.0,"body":"description below."},{"speaker":"Karena Calhoun","startTime":42.06,"endTime":45.15,"body":"If I had not had"},{"speaker":"Karena Calhoun","startTime":42.06,"endTime":45.15,"body":"the right mindset when I was"},{"speaker":"Karena Calhoun","startTime":45.15,"endTime":48.93,"body":"going through those traumatic"},{"speaker":"Karena Calhoun","startTime":45.15,"endTime":48.93,"body":"situations, and you know,"},{"speaker":"Karena Calhoun","startTime":49.02,"endTime":53.28,"body":"certainly not stopped the same"},{"speaker":"Karena Calhoun","startTime":49.02,"endTime":53.28,"body":"day where you know, hey, I'm"},{"speaker":"Karena Calhoun","startTime":53.28,"endTime":56.25,"body":"gonna make it through. I mean,"},{"speaker":"Karena Calhoun","startTime":53.28,"endTime":56.25,"body":"it's a process but those were"},{"speaker":"Karena Calhoun","startTime":56.25,"endTime":60.03,"body":"the things that made me really"},{"speaker":"Karena Calhoun","startTime":56.25,"endTime":60.03,"body":"push into being a mindset and"},{"speaker":"Karena Calhoun","startTime":60.03,"endTime":64.02,"body":"life coach, because I wanted to"},{"speaker":"Karena Calhoun","startTime":60.03,"endTime":64.02,"body":"impact people on an on another"},{"speaker":"Karena Calhoun","startTime":64.02,"endTime":68.67,"body":"level. So I leave the financial"},{"speaker":"Karena Calhoun","startTime":64.02,"endTime":68.67,"body":"piece to you all to you experts,"},{"speaker":"Karena Calhoun","startTime":68.7,"endTime":71.58,"body":"and I try to help the folks"},{"speaker":"Karena Calhoun","startTime":68.7,"endTime":71.58,"body":"before they get to you."},{"speaker":"Average Joe Finances","startTime":74.19,"endTime":76.74,"body":"Welcome to"},{"speaker":"Average Joe Finances","startTime":74.19,"endTime":76.74,"body":"the Average Joe Finances"},{"speaker":"Average Joe Finances","startTime":76.74,"endTime":81.27,"body":"podcast. Are you trying to get"},{"speaker":"Average Joe Finances","startTime":76.74,"endTime":81.27,"body":"out of debt, invest or just not"},{"speaker":"Average Joe Finances","startTime":81.27,"endTime":84.45,"body":"sure where to start? Then this"},{"speaker":"Average Joe Finances","startTime":81.27,"endTime":84.45,"body":"is the place for you. We"},{"speaker":"Average Joe Finances","startTime":84.45,"endTime":87.72,"body":"discussed different ways to get"},{"speaker":"Average Joe Finances","startTime":84.45,"endTime":87.72,"body":"out of the rat race and build"},{"speaker":"Average Joe Finances","startTime":87.72,"endTime":92.04,"body":"your wealth. Join us on this"},{"speaker":"Average Joe Finances","startTime":87.72,"endTime":92.04,"body":"wild ride to financial freedom."},{"speaker":"Mike Cavaggioni","startTime":93.96,"endTime":96.36,"body":"Hey, how's it"},{"speaker":"Mike Cavaggioni","startTime":93.96,"endTime":96.36,"body":"going, everybody? So Today my"},{"speaker":"Mike Cavaggioni","startTime":96.36,"endTime":99.72,"body":"guest is Karena Calhoun and"},{"speaker":"Mike Cavaggioni","startTime":96.36,"endTime":99.72,"body":"she's a North Carolina native"},{"speaker":"Mike Cavaggioni","startTime":99.72,"endTime":102.39,"body":"currently doing life with her"},{"speaker":"Mike Cavaggioni","startTime":99.72,"endTime":102.39,"body":"best friend and husband in"},{"speaker":"Mike Cavaggioni","startTime":102.39,"endTime":105.9,"body":"Richmond, Virginia for the last"},{"speaker":"Mike Cavaggioni","startTime":102.39,"endTime":105.9,"body":"10 years. Corinne is a certified"},{"speaker":"Mike Cavaggioni","startTime":105.9,"endTime":109.2,"body":"mindset and life coach with a"},{"speaker":"Mike Cavaggioni","startTime":105.9,"endTime":109.2,"body":"servant's heart she guides women"},{"speaker":"Mike Cavaggioni","startTime":109.23,"endTime":111.93,"body":"and entrepreneurs through"},{"speaker":"Mike Cavaggioni","startTime":109.23,"endTime":111.93,"body":"leveling up in their businesses"},{"speaker":"Mike Cavaggioni","startTime":111.93,"endTime":114.84,"body":"by unveiling their authentic"},{"speaker":"Mike Cavaggioni","startTime":111.93,"endTime":114.84,"body":"selves, discovering their"},{"speaker":"Mike Cavaggioni","startTime":114.84,"endTime":118.23,"body":"purpose, increasing their self"},{"speaker":"Mike Cavaggioni","startTime":114.84,"endTime":118.23,"body":"confidence and destroying self"},{"speaker":"Mike Cavaggioni","startTime":118.23,"endTime":121.95,"body":"defeating obstacles. This in"},{"speaker":"Mike Cavaggioni","startTime":118.23,"endTime":121.95,"body":"turn helps women to not only"},{"speaker":"Mike Cavaggioni","startTime":121.95,"endTime":125.55,"body":"reach but rush their goals and"},{"speaker":"Mike Cavaggioni","startTime":121.95,"endTime":125.55,"body":"pull their vision towards them"},{"speaker":"Mike Cavaggioni","startTime":125.55,"endTime":129.48,"body":"in a massive way. Today Kareena"},{"speaker":"Mike Cavaggioni","startTime":125.55,"endTime":129.48,"body":"offers a range of programs and"},{"speaker":"Mike Cavaggioni","startTime":129.48,"endTime":132.84,"body":"services from individual and"},{"speaker":"Mike Cavaggioni","startTime":129.48,"endTime":132.84,"body":"group coaching to webinars,"},{"speaker":"Mike Cavaggioni","startTime":132.9,"endTime":136.53,"body":"summits and as an international"},{"speaker":"Mike Cavaggioni","startTime":132.9,"endTime":136.53,"body":"podcast host, you'll often find"},{"speaker":"Mike Cavaggioni","startTime":136.53,"endTime":138.9,"body":"Kareena linking arms and"},{"speaker":"Mike Cavaggioni","startTime":136.53,"endTime":138.9,"body":"strategizing with women"},{"speaker":"Mike Cavaggioni","startTime":138.9,"endTime":142.68,"body":"entrepreneurs around the world"},{"speaker":"Mike Cavaggioni","startTime":138.9,"endTime":142.68,"body":"while empowering them to go be"},{"speaker":"Mike Cavaggioni","startTime":142.68,"endTime":146.73,"body":"great, so Karena, absolutely"},{"speaker":"Mike Cavaggioni","startTime":142.68,"endTime":146.73,"body":"excited to have this"},{"speaker":"Mike Cavaggioni","startTime":146.73,"endTime":148.71,"body":"conversation with you today."},{"speaker":"Mike Cavaggioni","startTime":146.73,"endTime":148.71,"body":"Thanks for coming on the show."},{"speaker":"Karena Calhoun","startTime":148.74,"endTime":151.26,"body":"Thank you, Mike,"},{"speaker":"Karena Calhoun","startTime":148.74,"endTime":151.26,"body":"so much for having me. I am"},{"speaker":"Karena Calhoun","startTime":151.38,"endTime":154.83,"body":"absolutely excited to be on here"},{"speaker":"Karena Calhoun","startTime":151.38,"endTime":154.83,"body":"with you today."},{"speaker":"Mike Cavaggioni","startTime":154.88,"endTime":157.79,"body":"Fantastic. So"},{"speaker":"Mike Cavaggioni","startTime":154.88,"endTime":157.79,"body":"hey, I want to start this off"},{"speaker":"Mike Cavaggioni","startTime":157.88,"endTime":161.42,"body":"the same way I like to start all"},{"speaker":"Mike Cavaggioni","startTime":157.88,"endTime":161.42,"body":"my interviews off, you know, I"},{"speaker":"Mike Cavaggioni","startTime":161.42,"endTime":165.5,"body":"gave a small background on you."},{"speaker":"Mike Cavaggioni","startTime":161.42,"endTime":165.5,"body":"But if you could elaborate a"},{"speaker":"Mike Cavaggioni","startTime":165.5,"endTime":167.6,"body":"little more into that, can you"},{"speaker":"Mike Cavaggioni","startTime":165.5,"endTime":167.6,"body":"tell us a little bit more about"},{"speaker":"Mike Cavaggioni","startTime":167.6,"endTime":170.24,"body":"yourself and share your story?"},{"speaker":"Mike Cavaggioni","startTime":167.6,"endTime":170.24,"body":"How did this all start for you?"},{"speaker":"Karena Calhoun","startTime":170.67,"endTime":173.79,"body":"Absolutely."},{"speaker":"Karena Calhoun","startTime":170.67,"endTime":173.79,"body":"Thank you for asking that I you"},{"speaker":"Karena Calhoun","startTime":173.79,"endTime":178.65,"body":"know, my my story is a little"},{"speaker":"Karena Calhoun","startTime":173.79,"endTime":178.65,"body":"peculiar. It and you know, and I"},{"speaker":"Karena Calhoun","startTime":178.65,"endTime":184.74,"body":"say that in jest, but it's a"},{"speaker":"Karena Calhoun","startTime":178.65,"endTime":184.74,"body":"little peculiar. I have had 22"},{"speaker":"Karena Calhoun","startTime":184.77,"endTime":190.47,"body":"years experience in the mortgage"},{"speaker":"Karena Calhoun","startTime":184.77,"endTime":190.47,"body":"industry. And I started out back"},{"speaker":"Karena Calhoun","startTime":190.47,"endTime":196.44,"body":"in the in the late 90s as a"},{"speaker":"Karena Calhoun","startTime":190.47,"endTime":196.44,"body":"clerk data entry, just doing you"},{"speaker":"Karena Calhoun","startTime":196.44,"endTime":201.57,"body":"know, just doing some data entry"},{"speaker":"Karena Calhoun","startTime":196.44,"endTime":201.57,"body":"things and begin to move my way"},{"speaker":"Karena Calhoun","startTime":201.57,"endTime":206.43,"body":"into various roles. And I like"},{"speaker":"Karena Calhoun","startTime":201.57,"endTime":206.43,"body":"to tell people that I've had"},{"speaker":"Karena Calhoun","startTime":206.55,"endTime":213.12,"body":"almost any role you can think of"},{"speaker":"Karena Calhoun","startTime":206.55,"endTime":213.12,"body":"in the mortgage industry. I've"},{"speaker":"Karena Calhoun","startTime":213.12,"endTime":217.65,"body":"had almost all of them and so I"},{"speaker":"Karena Calhoun","startTime":213.12,"endTime":217.65,"body":"was an underwriter for for"},{"speaker":"Karena Calhoun","startTime":217.65,"endTime":221.82,"body":"several years, many years and"},{"speaker":"Karena Calhoun","startTime":217.65,"endTime":221.82,"body":"enjoyed that. And then of course"},{"speaker":"Karena Calhoun","startTime":221.82,"endTime":226.8,"body":"the economic downturn happened"},{"speaker":"Karena Calhoun","startTime":221.82,"endTime":226.8,"body":"in 2008. We went to work one day"},{"speaker":"Karena Calhoun","startTime":226.8,"endTime":230.34,"body":"and the company said, Hey, you"},{"speaker":"Karena Calhoun","startTime":226.8,"endTime":230.34,"body":"know, we're We're shutting down"},{"speaker":"Karena Calhoun","startTime":230.34,"endTime":235.8,"body":"today. And oh, by the way, you"},{"speaker":"Karena Calhoun","startTime":230.34,"endTime":235.8,"body":"may not get your last paycheck"},{"speaker":"Karena Calhoun","startTime":235.8,"endTime":240.03,"body":"for the last two weeks. So when"},{"speaker":"Karena Calhoun","startTime":235.8,"endTime":240.03,"body":"that happened, I lost"},{"speaker":"Karena Calhoun","startTime":240.03,"endTime":243.96,"body":"everything. I lost everything"},{"speaker":"Karena Calhoun","startTime":240.03,"endTime":243.96,"body":"Mike I lost my house, I lost my"},{"speaker":"Karena Calhoun","startTime":243.96,"endTime":249.39,"body":"car. I lost everything literally"},{"speaker":"Karena Calhoun","startTime":243.96,"endTime":249.39,"body":"and went through that for about"},{"speaker":"Karena Calhoun","startTime":249.39,"endTime":255.57,"body":"a year and a half, two years."},{"speaker":"Karena Calhoun","startTime":249.39,"endTime":255.57,"body":"And and eventually, you know,"},{"speaker":"Karena Calhoun","startTime":255.57,"endTime":258.36,"body":"during that time I was so"},{"speaker":"Karena Calhoun","startTime":255.57,"endTime":258.36,"body":"disgruntled with the mortgage"},{"speaker":"Karena Calhoun","startTime":258.39,"endTime":261.66,"body":"industry. I said I don't want to"},{"speaker":"Karena Calhoun","startTime":258.39,"endTime":261.66,"body":"get back into it anymore. But I"},{"speaker":"Karena Calhoun","startTime":261.66,"endTime":266.82,"body":"ended up going back into it and"},{"speaker":"Karena Calhoun","startTime":261.66,"endTime":266.82,"body":"working my way again through the"},{"speaker":"Karena Calhoun","startTime":266.82,"endTime":270.24,"body":"process and through the"},{"speaker":"Karena Calhoun","startTime":266.82,"endTime":270.24,"body":"different positions in the"},{"speaker":"Karena Calhoun","startTime":270.24,"endTime":275.19,"body":"mortgage industry and became a"},{"speaker":"Karena Calhoun","startTime":270.24,"endTime":275.19,"body":"my last role in 2019 in the"},{"speaker":"Karena Calhoun","startTime":275.19,"endTime":278.61,"body":"mortgage industry was that of an"},{"speaker":"Karena Calhoun","startTime":275.19,"endTime":278.61,"body":"assistant vice president over"},{"speaker":"Karena Calhoun","startTime":278.61,"endTime":282.24,"body":"four departments. And I"},{"speaker":"Karena Calhoun","startTime":278.61,"endTime":282.24,"body":"absolutely loved it went to work"},{"speaker":"Karena Calhoun","startTime":282.24,"endTime":286.14,"body":"hit my husband, I had just"},{"speaker":"Karena Calhoun","startTime":282.24,"endTime":286.14,"body":"purchased our second home. We"},{"speaker":"Karena Calhoun","startTime":286.14,"endTime":291.93,"body":"had had already put our condo on"},{"speaker":"Karena Calhoun","startTime":286.14,"endTime":291.93,"body":"the market for renters, we had"},{"speaker":"Karena Calhoun","startTime":291.96,"endTime":295.17,"body":"renters come in and they had"},{"speaker":"Karena Calhoun","startTime":291.96,"endTime":295.17,"body":"already moved in. We purchased"},{"speaker":"Karena Calhoun","startTime":295.17,"endTime":299.13,"body":"our second home and and less"},{"speaker":"Karena Calhoun","startTime":295.17,"endTime":299.13,"body":"than a month later, the company"},{"speaker":"Karena Calhoun","startTime":299.13,"endTime":305.67,"body":"said hey, we're sure Do so I"},{"speaker":"Karena Calhoun","startTime":299.13,"endTime":305.67,"body":"said, you know, listen, I? Yes,"},{"speaker":"Karena Calhoun","startTime":305.7,"endTime":310.41,"body":"absolutely. And I just I"},{"speaker":"Karena Calhoun","startTime":305.7,"endTime":310.41,"body":"couldn't, you know, I had"},{"speaker":"Karena Calhoun","startTime":310.41,"endTime":313.71,"body":"already started though at that"},{"speaker":"Karena Calhoun","startTime":310.41,"endTime":313.71,"body":"point, honestly, Mike, I had"},{"speaker":"Karena Calhoun","startTime":313.71,"endTime":318.3,"body":"already started a business, I"},{"speaker":"Karena Calhoun","startTime":313.71,"endTime":318.3,"body":"wanted to be a financial coach."},{"speaker":"Karena Calhoun","startTime":318.39,"endTime":322.98,"body":"So I spent 1000s of dollars"},{"speaker":"Karena Calhoun","startTime":318.39,"endTime":322.98,"body":"1000s of dollars with one of the"},{"speaker":"Karena Calhoun","startTime":322.98,"endTime":328.2,"body":"top quote unquote, financial"},{"speaker":"Karena Calhoun","startTime":322.98,"endTime":328.2,"body":"gurus, coaches in the United"},{"speaker":"Karena Calhoun","startTime":328.2,"endTime":332.37,"body":"States, and I became a certified"},{"speaker":"Karena Calhoun","startTime":328.2,"endTime":332.37,"body":"financial coach. And I"},{"speaker":"Karena Calhoun","startTime":332.37,"endTime":336.75,"body":"absolutely loved it because I"},{"speaker":"Karena Calhoun","startTime":332.37,"endTime":336.75,"body":"had all of this experience. But"},{"speaker":"Karena Calhoun","startTime":336.75,"endTime":340.59,"body":"I was not fulfilled, I did not"},{"speaker":"Karena Calhoun","startTime":336.75,"endTime":340.59,"body":"have fun actually doing it. I"},{"speaker":"Karena Calhoun","startTime":340.59,"endTime":343.44,"body":"didn't wake up in the morning,"},{"speaker":"Karena Calhoun","startTime":340.59,"endTime":343.44,"body":"like, you know, hitting the"},{"speaker":"Karena Calhoun","startTime":343.44,"endTime":347.94,"body":"ground running ready to go. I"},{"speaker":"Karena Calhoun","startTime":343.44,"endTime":347.94,"body":"just did not like it. And so I"},{"speaker":"Karena Calhoun","startTime":347.94,"endTime":351.99,"body":"ended up becoming a mindset and"},{"speaker":"Karena Calhoun","startTime":347.94,"endTime":351.99,"body":"life coach, which is really and"},{"speaker":"Karena Calhoun","startTime":351.99,"endTime":355.53,"body":"truly my purpose. So that's, in"},{"speaker":"Karena Calhoun","startTime":351.99,"endTime":355.53,"body":"a nutshell, that's my"},{"speaker":"Karena Calhoun","startTime":355.53,"endTime":356.16,"body":"background."},{"speaker":"Mike Cavaggioni","startTime":356.19,"endTime":358.5,"body":"Wow, what a"},{"speaker":"Mike Cavaggioni","startTime":356.19,"endTime":358.5,"body":"background. What a way to start"},{"speaker":"Mike Cavaggioni","startTime":358.5,"endTime":362.34,"body":"this show off. That's amazing."},{"speaker":"Mike Cavaggioni","startTime":358.5,"endTime":362.34,"body":"So I know, you saw me, I'm"},{"speaker":"Mike Cavaggioni","startTime":362.34,"endTime":364.56,"body":"sitting here jotting down notes."},{"speaker":"Mike Cavaggioni","startTime":362.34,"endTime":364.56,"body":"But you know, when the with the"},{"speaker":"Mike Cavaggioni","startTime":364.56,"endTime":368.13,"body":"first real estate market crash,"},{"speaker":"Mike Cavaggioni","startTime":364.56,"endTime":368.13,"body":"you know, back in, Oh, 809. You"},{"speaker":"Mike Cavaggioni","startTime":368.16,"endTime":372.06,"body":"you wind up losing everything,"},{"speaker":"Mike Cavaggioni","startTime":368.16,"endTime":372.06,"body":"and you get back into that same"},{"speaker":"Mike Cavaggioni","startTime":372.06,"endTime":376.56,"body":"job field later on, just for to"},{"speaker":"Mike Cavaggioni","startTime":372.06,"endTime":376.56,"body":"happen again. Yeah, 18, you"},{"speaker":"Mike Cavaggioni","startTime":376.56,"endTime":379.59,"body":"know, 10 years later. Oh, yeah."},{"speaker":"Mike Cavaggioni","startTime":376.56,"endTime":379.59,"body":"But, you know, thankfully, you'd"},{"speaker":"Mike Cavaggioni","startTime":379.59,"endTime":382.77,"body":"already started your own"},{"speaker":"Mike Cavaggioni","startTime":379.59,"endTime":382.77,"body":"business. So right, that's"},{"speaker":"Mike Cavaggioni","startTime":382.77,"endTime":385.53,"body":"great, though you were able to,"},{"speaker":"Mike Cavaggioni","startTime":382.77,"endTime":385.53,"body":"you know, it's probably a little"},{"speaker":"Mike Cavaggioni","startTime":385.53,"endTime":388.74,"body":"bit easier to bounce back this"},{"speaker":"Mike Cavaggioni","startTime":385.53,"endTime":388.74,"body":"time than it was, you know, and"},{"speaker":"Mike Cavaggioni","startTime":388.74,"endTime":392.01,"body":"11 years ago, but wow, I gotta"},{"speaker":"Mike Cavaggioni","startTime":388.74,"endTime":392.01,"body":"say that's, that is pretty"},{"speaker":"Mike Cavaggioni","startTime":392.01,"endTime":394.95,"body":"amazing. So with, with that"},{"speaker":"Mike Cavaggioni","startTime":392.01,"endTime":394.95,"body":"being said, I guess the next"},{"speaker":"Mike Cavaggioni","startTime":394.95,"endTime":398.01,"body":"question I have to ask you is, I"},{"speaker":"Mike Cavaggioni","startTime":394.95,"endTime":398.01,"body":"guess for you personally, since"},{"speaker":"Mike Cavaggioni","startTime":398.01,"endTime":400.41,"body":"you've been through so much of"},{"speaker":"Mike Cavaggioni","startTime":398.01,"endTime":400.41,"body":"this, I guess, financial"},{"speaker":"Mike Cavaggioni","startTime":400.41,"endTime":404.19,"body":"turmoil, with with what happened"},{"speaker":"Mike Cavaggioni","startTime":400.41,"endTime":404.19,"body":"in your career field? What are"},{"speaker":"Mike Cavaggioni","startTime":404.19,"endTime":407.67,"body":"you currently doing right now in"},{"speaker":"Mike Cavaggioni","startTime":404.19,"endTime":407.67,"body":"your journey to or in financial"},{"speaker":"Mike Cavaggioni","startTime":407.67,"endTime":410.55,"body":"freedom? Like, what are you"},{"speaker":"Mike Cavaggioni","startTime":407.67,"endTime":410.55,"body":"doing to I guess, really make"},{"speaker":"Mike Cavaggioni","startTime":410.55,"endTime":411.87,"body":"this business go for you?"},{"speaker":"Karena Calhoun","startTime":412.59,"endTime":415.74,"body":"Well, you know,"},{"speaker":"Karena Calhoun","startTime":412.59,"endTime":415.74,"body":"one thing I will say Mike is,"},{"speaker":"Karena Calhoun","startTime":415.95,"endTime":418.38,"body":"even though I have this"},{"speaker":"Karena Calhoun","startTime":415.95,"endTime":418.38,"body":"business, and the name of it is"},{"speaker":"Karena Calhoun","startTime":418.38,"endTime":421.8,"body":"Warcraft consulting solutions,"},{"speaker":"Karena Calhoun","startTime":418.38,"endTime":421.8,"body":"it's a movement for me, you"},{"speaker":"Karena Calhoun","startTime":421.8,"endTime":426.03,"body":"know, I do want I want clients,"},{"speaker":"Karena Calhoun","startTime":421.8,"endTime":426.03,"body":"it's not a hobby, by no stretch"},{"speaker":"Karena Calhoun","startTime":426.03,"endTime":429.42,"body":"of the imagination. I want"},{"speaker":"Karena Calhoun","startTime":426.03,"endTime":429.42,"body":"clients, I want to help support"},{"speaker":"Karena Calhoun","startTime":429.42,"endTime":432.96,"body":"my family. But it's a movement"},{"speaker":"Karena Calhoun","startTime":429.42,"endTime":432.96,"body":"for me, I want to be able to"},{"speaker":"Karena Calhoun","startTime":432.96,"endTime":437.01,"body":"impact the world, not just you"},{"speaker":"Karena Calhoun","startTime":432.96,"endTime":437.01,"body":"know, my little neck of the"},{"speaker":"Karena Calhoun","startTime":437.01,"endTime":440.31,"body":"woods here in Richmond,"},{"speaker":"Karena Calhoun","startTime":437.01,"endTime":440.31,"body":"Virginia, but I want to impact"},{"speaker":"Karena Calhoun","startTime":440.58,"endTime":444.48,"body":"women all over the world,"},{"speaker":"Karena Calhoun","startTime":440.58,"endTime":444.48,"body":"there's, there's these reports"},{"speaker":"Karena Calhoun","startTime":444.48,"endTime":447.24,"body":"that have been coming out over"},{"speaker":"Karena Calhoun","startTime":444.48,"endTime":447.24,"body":"the last several years that"},{"speaker":"Karena Calhoun","startTime":447.48,"endTime":452.04,"body":"women are starting businesses at"},{"speaker":"Karena Calhoun","startTime":447.48,"endTime":452.04,"body":"higher rates of speed. And so I"},{"speaker":"Karena Calhoun","startTime":452.04,"endTime":455.67,"body":"want to be able to help women"},{"speaker":"Karena Calhoun","startTime":452.04,"endTime":455.67,"body":"make the true impact that they"},{"speaker":"Karena Calhoun","startTime":455.67,"endTime":460.29,"body":"want to have. And so that is"},{"speaker":"Karena Calhoun","startTime":455.67,"endTime":460.29,"body":"what I'm doing right now to"},{"speaker":"Karena Calhoun","startTime":460.29,"endTime":464.55,"body":"really secure my husband and I"},{"speaker":"Karena Calhoun","startTime":460.29,"endTime":464.55,"body":"to secure our financial freedom"},{"speaker":"Karena Calhoun","startTime":464.58,"endTime":467.97,"body":"to be able to have this business"},{"speaker":"Karena Calhoun","startTime":464.58,"endTime":467.97,"body":"and grow it the way we want to"},{"speaker":"Karena Calhoun","startTime":467.97,"endTime":471.81,"body":"grow it. In addition to that,"},{"speaker":"Karena Calhoun","startTime":467.97,"endTime":471.81,"body":"you know, like I said, we have"},{"speaker":"Karena Calhoun","startTime":471.93,"endTime":475.92,"body":"various properties. We actually"},{"speaker":"Karena Calhoun","startTime":471.93,"endTime":475.92,"body":"just purchased some additional"},{"speaker":"Karena Calhoun","startTime":475.92,"endTime":479.34,"body":"property not too long ago,"},{"speaker":"Karena Calhoun","startTime":475.92,"endTime":479.34,"body":"earlier this year during a"},{"speaker":"Karena Calhoun","startTime":479.34,"endTime":483.03,"body":"pandemic. So, you know, things"},{"speaker":"Karena Calhoun","startTime":479.34,"endTime":483.03,"body":"are doable right now, it's"},{"speaker":"Karena Calhoun","startTime":483.03,"endTime":485.13,"body":"doable, if we really focus"},{"speaker":"Mike Cavaggioni","startTime":485.22,"endTime":487.65,"body":"right and, you"},{"speaker":"Mike Cavaggioni","startTime":485.22,"endTime":487.65,"body":"know, I think that ties into"},{"speaker":"Mike Cavaggioni","startTime":487.68,"endTime":490.98,"body":"what you do in your current"},{"speaker":"Mike Cavaggioni","startTime":487.68,"endTime":490.98,"body":"business as a mindset coach,"},{"speaker":"Mike Cavaggioni","startTime":490.98,"endTime":493.38,"body":"right? Because it was it was"},{"speaker":"Mike Cavaggioni","startTime":490.98,"endTime":493.38,"body":"that shift in mindset that you"},{"speaker":"Mike Cavaggioni","startTime":493.38,"endTime":495.99,"body":"had that got you to this point"},{"speaker":"Mike Cavaggioni","startTime":493.38,"endTime":495.99,"body":"to be able to make these these"},{"speaker":"Mike Cavaggioni","startTime":495.99,"endTime":500.46,"body":"decisions and have the courage"},{"speaker":"Mike Cavaggioni","startTime":495.99,"endTime":500.46,"body":"to step forward and move on"},{"speaker":"Mike Cavaggioni","startTime":500.46,"endTime":502.77,"body":"that, right because it's not,"},{"speaker":"Mike Cavaggioni","startTime":500.46,"endTime":502.77,"body":"you know, somebody that's"},{"speaker":"Mike Cavaggioni","startTime":502.8,"endTime":506.55,"body":"comfortable, and they feel safe"},{"speaker":"Mike Cavaggioni","startTime":502.8,"endTime":506.55,"body":"in their in their current job,"},{"speaker":"Mike Cavaggioni","startTime":506.58,"endTime":508.74,"body":"they're, you know, they're not"},{"speaker":"Mike Cavaggioni","startTime":506.58,"endTime":508.74,"body":"really thinking about what it's"},{"speaker":"Mike Cavaggioni","startTime":508.74,"endTime":510.87,"body":"going to look like, if they want"},{"speaker":"Mike Cavaggioni","startTime":508.74,"endTime":510.87,"body":"to lose that job, or, or"},{"speaker":"Mike Cavaggioni","startTime":510.87,"endTime":513.57,"body":"anything like that. I know, for"},{"speaker":"Mike Cavaggioni","startTime":510.87,"endTime":513.57,"body":"me, myself, personally, being in"},{"speaker":"Mike Cavaggioni","startTime":513.57,"endTime":516.24,"body":"the military, like, I'm not too"},{"speaker":"Mike Cavaggioni","startTime":513.57,"endTime":516.24,"body":"worried about what's going to"},{"speaker":"Mike Cavaggioni","startTime":516.24,"endTime":518.58,"body":"happen if I lose my job. I mean,"},{"speaker":"Mike Cavaggioni","startTime":516.24,"endTime":518.58,"body":"the only way I'm gonna lose my"},{"speaker":"Mike Cavaggioni","startTime":518.58,"endTime":521.64,"body":"job is if I got myself into some"},{"speaker":"Mike Cavaggioni","startTime":518.58,"endTime":521.64,"body":"serious trouble, right. And I'm"},{"speaker":"Mike Cavaggioni","startTime":521.64,"endTime":524.22,"body":"at a point where I'm close to"},{"speaker":"Mike Cavaggioni","startTime":521.64,"endTime":524.22,"body":"retirement. But, you know, for a"},{"speaker":"Mike Cavaggioni","startTime":524.22,"endTime":528.24,"body":"lot of folks in in jobs that are"},{"speaker":"Mike Cavaggioni","startTime":524.22,"endTime":528.24,"body":"not so secure, you know, like, a"},{"speaker":"Mike Cavaggioni","startTime":528.54,"endTime":531.66,"body":"perfect example, what happened"},{"speaker":"Mike Cavaggioni","startTime":528.54,"endTime":531.66,"body":"with you, you know, working as a"},{"speaker":"Mike Cavaggioni","startTime":531.66,"endTime":534.3,"body":"mortgage, what your loan officer"},{"speaker":"Mike Cavaggioni","startTime":531.66,"endTime":534.3,"body":"didn't know, you said, You were"},{"speaker":"Mike Cavaggioni","startTime":534.3,"endTime":535.47,"body":"like the Vice President, right?"},{"speaker":"Karena Calhoun","startTime":535.62,"endTime":538.08,"body":"That wasn't..."},{"speaker":"Karena Calhoun","startTime":535.62,"endTime":538.08,"body":"yeah last company. I was an"},{"speaker":"Karena Calhoun","startTime":538.08,"endTime":541.47,"body":"assistant vice president, I was"},{"speaker":"Karena Calhoun","startTime":538.08,"endTime":541.47,"body":"overseeing four departments and"},{"speaker":"Karena Calhoun","startTime":541.47,"endTime":543.63,"body":"went to work one day, and it"},{"speaker":"Karena Calhoun","startTime":541.47,"endTime":543.63,"body":"shut down."},{"speaker":"Mike Cavaggioni","startTime":543.69,"endTime":545.55,"body":"Yeah,"},{"speaker":"Mike Cavaggioni","startTime":543.69,"endTime":545.55,"body":"overseeing four departments. And"},{"speaker":"Mike Cavaggioni","startTime":545.55,"endTime":548.19,"body":"you were you were that high up"},{"speaker":"Mike Cavaggioni","startTime":545.55,"endTime":548.19,"body":"in the food chain. And you were"},{"speaker":"Mike Cavaggioni","startTime":548.19,"endTime":550.68,"body":"still able to get cut? Yeah,"},{"speaker":"Mike Cavaggioni","startTime":548.19,"endTime":550.68,"body":"probably thought you were pretty"},{"speaker":"Mike Cavaggioni","startTime":550.68,"endTime":551.61,"body":"safe. So"},{"speaker":"Karena Calhoun","startTime":551.69,"endTime":554.69,"body":"Well the actual"},{"speaker":"Karena Calhoun","startTime":551.69,"endTime":554.69,"body":"the entire company shut down."},{"speaker":"Karena Calhoun","startTime":554.72,"endTime":558.44,"body":"And that's the thing in both"},{"speaker":"Karena Calhoun","startTime":554.72,"endTime":558.44,"body":"situations, in both situations,"},{"speaker":"Karena Calhoun","startTime":558.44,"endTime":562.31,"body":"the entire company just"},{"speaker":"Karena Calhoun","startTime":558.44,"endTime":562.31,"body":"deflated. It was they were gone."},{"speaker":"Karena Calhoun","startTime":562.46,"endTime":566.87,"body":"So you know, and you're right."},{"speaker":"Karena Calhoun","startTime":562.46,"endTime":566.87,"body":"My, the whole thing of, of"},{"speaker":"Karena Calhoun","startTime":566.87,"endTime":570.26,"body":"having this comfort level in"},{"speaker":"Karena Calhoun","startTime":566.87,"endTime":570.26,"body":"corporate America, and I'm not"},{"speaker":"Karena Calhoun","startTime":570.29,"endTime":573.59,"body":"against corporate America, but"},{"speaker":"Karena Calhoun","startTime":570.29,"endTime":573.59,"body":"because I've experienced this"},{"speaker":"Karena Calhoun","startTime":573.59,"endTime":577.79,"body":"twice, you know, the first time"},{"speaker":"Karena Calhoun","startTime":573.59,"endTime":577.79,"body":"I experienced it, in a way I"},{"speaker":"Karena Calhoun","startTime":577.79,"endTime":580.73,"body":"was, at that time married to"},{"speaker":"Karena Calhoun","startTime":577.79,"endTime":580.73,"body":"someone else, and we were"},{"speaker":"Karena Calhoun","startTime":581.36,"endTime":585.5,"body":"separated. So that compounded"},{"speaker":"Karena Calhoun","startTime":581.36,"endTime":585.5,"body":"that issue for my life. You"},{"speaker":"Karena Calhoun","startTime":585.5,"endTime":588.86,"body":"know, and this time it was you"},{"speaker":"Karena Calhoun","startTime":585.5,"endTime":588.86,"body":"know, like I said, we had just"},{"speaker":"Karena Calhoun","startTime":588.86,"endTime":593.18,"body":"purchased another home less than"},{"speaker":"Karena Calhoun","startTime":588.86,"endTime":593.18,"body":"a month, you know, before so"},{"speaker":"Karena Calhoun","startTime":593.21,"endTime":598.16,"body":"there are significant instances"},{"speaker":"Karena Calhoun","startTime":593.21,"endTime":598.16,"body":"that Listen, you know, I have to"},{"speaker":"Karena Calhoun","startTime":598.16,"endTime":601.82,"body":"be able to sit some parameters"},{"speaker":"Karena Calhoun","startTime":598.16,"endTime":601.82,"body":"for myself and get out of that"},{"speaker":"Karena Calhoun","startTime":601.82,"endTime":602.6,"body":"comfort zone?"},{"speaker":"Average Joe Finances","startTime":602.84,"endTime":606.26,"body":"Absolutely,"},{"speaker":"Average Joe Finances","startTime":602.84,"endTime":606.26,"body":"absolutely. Wow, this is, this"},{"speaker":"Average Joe Finances","startTime":606.26,"endTime":610.16,"body":"is this is funny story I know"},{"speaker":"Average Joe Finances","startTime":606.26,"endTime":610.16,"body":"really like this is, you know,"},{"speaker":"Average Joe Finances","startTime":610.16,"endTime":614.3,"body":"your, your, your a perfect"},{"speaker":"Average Joe Finances","startTime":610.16,"endTime":614.3,"body":"example of you know, the message"},{"speaker":"Average Joe Finances","startTime":614.3,"endTime":617.54,"body":"that I'm trying to get out to my"},{"speaker":"Average Joe Finances","startTime":614.3,"endTime":617.54,"body":"audience right here is, you"},{"speaker":"Average Joe Finances","startTime":617.54,"endTime":620.3,"body":"know, to have that financial"},{"speaker":"Average Joe Finances","startTime":617.54,"endTime":620.3,"body":"backup, right? You can't just"},{"speaker":"Average Joe Finances","startTime":620.3,"endTime":622.82,"body":"live life without, you know,"},{"speaker":"Average Joe Finances","startTime":620.3,"endTime":622.82,"body":"having some type of backup"},{"speaker":"Average Joe Finances","startTime":622.82,"endTime":624.74,"body":"because you never know what's"},{"speaker":"Average Joe Finances","startTime":622.82,"endTime":624.74,"body":"going to happen the very next"},{"speaker":"Average Joe Finances","startTime":624.74,"endTime":629.12,"body":"day. Exactly. So for you now,"},{"speaker":"Average Joe Finances","startTime":624.74,"endTime":629.12,"body":"you started off as a finance,"},{"speaker":"Average Joe Finances","startTime":629.39,"endTime":632.72,"body":"financial coach, and then you"},{"speaker":"Average Joe Finances","startTime":629.39,"endTime":632.72,"body":"shifted over as a mindset."},{"speaker":"Average Joe Finances","startTime":632.72,"endTime":635.09,"body":"Coach, how long have you been"},{"speaker":"Average Joe Finances","startTime":632.72,"endTime":635.09,"body":"doing this? When did that shift"},{"speaker":"Average Joe Finances","startTime":635.09,"endTime":635.48,"body":"happen?"},{"speaker":"Karena Calhoun","startTime":635.93,"endTime":639.17,"body":"So I shifted to"},{"speaker":"Karena Calhoun","startTime":635.93,"endTime":639.17,"body":"a mindset and life coach in"},{"speaker":"Karena Calhoun","startTime":639.17,"endTime":644.54,"body":"2020. But I've been doing this"},{"speaker":"Karena Calhoun","startTime":639.17,"endTime":644.54,"body":"off the record, I would say off"},{"speaker":"Karena Calhoun","startTime":644.54,"endTime":648.77,"body":"the record, since about 2009."},{"speaker":"Karena Calhoun","startTime":644.54,"endTime":648.77,"body":"Because I've been doing outreach"},{"speaker":"Karena Calhoun","startTime":648.77,"endTime":651.26,"body":"with women and young girls and"},{"speaker":"Karena Calhoun","startTime":648.77,"endTime":651.26,"body":"things of that nature. So I've"},{"speaker":"Karena Calhoun","startTime":651.26,"endTime":655.46,"body":"been doing this, and it never"},{"speaker":"Karena Calhoun","startTime":651.26,"endTime":655.46,"body":"dawned on me, you know that this"},{"speaker":"Karena Calhoun","startTime":655.46,"endTime":658.67,"body":"is actually what you're supposed"},{"speaker":"Karena Calhoun","startTime":655.46,"endTime":658.67,"body":"to be doing. I wanted to follow"},{"speaker":"Karena Calhoun","startTime":658.67,"endTime":659.9,"body":"what I wanted to follow."},{"speaker":"Mike Cavaggioni","startTime":660.59,"endTime":663.2,"body":"Right on right"},{"speaker":"Mike Cavaggioni","startTime":660.59,"endTime":663.2,"body":"on. Okay, so this is something I"},{"speaker":"Mike Cavaggioni","startTime":663.2,"endTime":665.33,"body":"definitely want to ask you,"},{"speaker":"Mike Cavaggioni","startTime":663.2,"endTime":665.33,"body":"especially with, you know, from"},{"speaker":"Mike Cavaggioni","startTime":665.33,"endTime":669.59,"body":"going from a financial coach to"},{"speaker":"Mike Cavaggioni","startTime":665.33,"endTime":669.59,"body":"now as a mindset Coach, what do"},{"speaker":"Mike Cavaggioni","startTime":669.59,"endTime":672.74,"body":"you enjoy about being a mindset"},{"speaker":"Mike Cavaggioni","startTime":669.59,"endTime":672.74,"body":"coach, like what gives you the"},{"speaker":"Mike Cavaggioni","startTime":672.74,"endTime":675.77,"body":"most I guess, gratification in"},{"speaker":"Mike Cavaggioni","startTime":672.74,"endTime":675.77,"body":"this particular field,"},{"speaker":"Karena Calhoun","startTime":676.16,"endTime":679.1,"body":"the thing that I"},{"speaker":"Karena Calhoun","startTime":676.16,"endTime":679.1,"body":"enjoy the most, and I'm like"},{"speaker":"Karena Calhoun","startTime":679.1,"endTime":683.36,"body":"smiling and happy thinking about"},{"speaker":"Karena Calhoun","startTime":679.1,"endTime":683.36,"body":"it, is the fact that people"},{"speaker":"Karena Calhoun","startTime":683.36,"endTime":687.62,"body":"actually find out where they"},{"speaker":"Karena Calhoun","startTime":683.36,"endTime":687.62,"body":"belong, and how they belong. And"},{"speaker":"Karena Calhoun","startTime":687.62,"endTime":692.78,"body":"they go for it, they are no"},{"speaker":"Karena Calhoun","startTime":687.62,"endTime":692.78,"body":"longer chained by thoughts in"},{"speaker":"Karena Calhoun","startTime":692.96,"endTime":697.31,"body":"perceived thoughts and patterns"},{"speaker":"Karena Calhoun","startTime":692.96,"endTime":697.31,"body":"and behaviors. And that is so"},{"speaker":"Karena Calhoun","startTime":697.31,"endTime":701.72,"body":"amazing for me to see, it's"},{"speaker":"Karena Calhoun","startTime":697.31,"endTime":701.72,"body":"almost like a rebirth. And I"},{"speaker":"Karena Calhoun","startTime":701.72,"endTime":707.03,"body":"love to see that because my when"},{"speaker":"Karena Calhoun","startTime":701.72,"endTime":707.03,"body":"we are in our rightful place we"},{"speaker":"Karena Calhoun","startTime":707.06,"endTime":713.0,"body":"are providing for other people"},{"speaker":"Karena Calhoun","startTime":707.06,"endTime":713.0,"body":"that we never even consider. But"},{"speaker":"Karena Calhoun","startTime":713.0,"endTime":716.36,"body":"when we're out here, just kind"},{"speaker":"Karena Calhoun","startTime":713.0,"endTime":716.36,"body":"of doing things, you know, if"},{"speaker":"Karena Calhoun","startTime":716.36,"endTime":719.78,"body":"we're in a comfort zone, we're"},{"speaker":"Karena Calhoun","startTime":716.36,"endTime":719.78,"body":"not really serving. We're all"},{"speaker":"Karena Calhoun","startTime":719.78,"endTime":723.5,"body":"here to serve. And so when I see"},{"speaker":"Karena Calhoun","startTime":719.78,"endTime":723.5,"body":"people flourish like that, I"},{"speaker":"Karena Calhoun","startTime":723.5,"endTime":726.86,"body":"know that they're going to go"},{"speaker":"Karena Calhoun","startTime":723.5,"endTime":726.86,"body":"into some type of service it"},{"speaker":"Karena Calhoun","startTime":726.86,"endTime":730.34,"body":"does even if your products"},{"speaker":"Karena Calhoun","startTime":726.86,"endTime":730.34,"body":"products base, you know,"},{"speaker":"Karena Calhoun","startTime":730.34,"endTime":734.06,"body":"company, you're still serving."},{"speaker":"Karena Calhoun","startTime":730.34,"endTime":734.06,"body":"So that's what I love to see."},{"speaker":"Karena Calhoun","startTime":734.06,"endTime":736.07,"body":"That's what what gets me No, I"},{"speaker":"Mike Cavaggioni","startTime":736.07,"endTime":737.96,"body":"really like"},{"speaker":"Mike Cavaggioni","startTime":736.07,"endTime":737.96,"body":"that. Kareena, you know. So"},{"speaker":"Mike Cavaggioni","startTime":738.02,"endTime":740.12,"body":"again, like I said, I take notes"},{"speaker":"Mike Cavaggioni","startTime":738.02,"endTime":740.12,"body":"here, and one of the things I"},{"speaker":"Mike Cavaggioni","startTime":740.12,"endTime":742.58,"body":"just wrote down that you said"},{"speaker":"Mike Cavaggioni","startTime":740.12,"endTime":742.58,"body":"that I really liked is how you"},{"speaker":"Mike Cavaggioni","startTime":742.58,"endTime":745.97,"body":"help people find where they"},{"speaker":"Mike Cavaggioni","startTime":742.58,"endTime":745.97,"body":"belong, and how they belong. And"},{"speaker":"Mike Cavaggioni","startTime":746.33,"endTime":749.75,"body":"that that's a that's really,"},{"speaker":"Mike Cavaggioni","startTime":746.33,"endTime":749.75,"body":"that's really good. It reminds"},{"speaker":"Mike Cavaggioni","startTime":749.75,"endTime":753.14,"body":"me of another podcast that I"},{"speaker":"Mike Cavaggioni","startTime":749.75,"endTime":753.14,"body":"listened to, you know, that they"},{"speaker":"Mike Cavaggioni","startTime":753.14,"endTime":755.18,"body":"say like the two best days, your"},{"speaker":"Mike Cavaggioni","startTime":753.14,"endTime":755.18,"body":"life and the day that you're"},{"speaker":"Mike Cavaggioni","startTime":755.18,"endTime":758.78,"body":"born and the day that you figure"},{"speaker":"Mike Cavaggioni","startTime":755.18,"endTime":758.78,"body":"out why. And then that kind of"},{"speaker":"Mike Cavaggioni","startTime":758.78,"endTime":761.54,"body":"brings me back to that and like"},{"speaker":"Mike Cavaggioni","startTime":758.78,"endTime":761.54,"body":"yeah, and and you perfectly said"},{"speaker":"Mike Cavaggioni","startTime":761.54,"endTime":764.24,"body":"it, you said it's almost like a"},{"speaker":"Mike Cavaggioni","startTime":761.54,"endTime":764.24,"body":"rebirth. Right? Hmm. So that's,"},{"speaker":"Mike Cavaggioni","startTime":764.24,"endTime":768.77,"body":"that's awesome. So okay, so with"},{"speaker":"Mike Cavaggioni","startTime":764.24,"endTime":768.77,"body":"all this right, it goes into,"},{"speaker":"Mike Cavaggioni","startTime":768.8,"endTime":771.77,"body":"you know, how does somebody"},{"speaker":"Mike Cavaggioni","startTime":768.8,"endTime":771.77,"body":"define themselves? And, you"},{"speaker":"Mike Cavaggioni","startTime":771.77,"endTime":774.41,"body":"know, I guess the right question"},{"speaker":"Mike Cavaggioni","startTime":771.77,"endTime":774.41,"body":"would be is, how do you define"},{"speaker":"Mike Cavaggioni","startTime":774.41,"endTime":776.39,"body":"your purpose? Or how do you"},{"speaker":"Mike Cavaggioni","startTime":774.41,"endTime":776.39,"body":"define purpose?"},{"speaker":"Karena Calhoun","startTime":777.11,"endTime":780.71,"body":"So, you know, I"},{"speaker":"Karena Calhoun","startTime":777.11,"endTime":780.71,"body":"want to make a differentiation"},{"speaker":"Karena Calhoun","startTime":780.71,"endTime":784.61,"body":"here, Mike, in, you know, this,"},{"speaker":"Karena Calhoun","startTime":780.71,"endTime":784.61,"body":"it seems kind of heavy, but I"},{"speaker":"Karena Calhoun","startTime":784.61,"endTime":789.74,"body":"want to just kind of go with me,"},{"speaker":"Karena Calhoun","startTime":784.61,"endTime":789.74,"body":"there are, there's this concept"},{"speaker":"Karena Calhoun","startTime":789.77,"endTime":793.76,"body":"out here where people say, you"},{"speaker":"Karena Calhoun","startTime":789.77,"endTime":793.76,"body":"know, I want to live my passion,"},{"speaker":"Karena Calhoun","startTime":794.06,"endTime":799.1,"body":"I want to follow my passion. But"},{"speaker":"Karena Calhoun","startTime":794.06,"endTime":799.1,"body":"I want to submit this passion,"},{"speaker":"Karena Calhoun","startTime":799.1,"endTime":802.73,"body":"when you look up, the definition"},{"speaker":"Karena Calhoun","startTime":799.1,"endTime":802.73,"body":"of passion actually means suffer"},{"speaker":"Karena Calhoun","startTime":802.76,"endTime":807.26,"body":"to suffer. So when you think"},{"speaker":"Karena Calhoun","startTime":802.76,"endTime":807.26,"body":"about it, I was in corporate"},{"speaker":"Karena Calhoun","startTime":807.26,"endTime":813.35,"body":"America in the mortgage business"},{"speaker":"Karena Calhoun","startTime":807.26,"endTime":813.35,"body":"for 22 years. And when I exited"},{"speaker":"Karena Calhoun","startTime":813.35,"endTime":816.74,"body":"that arena, I went into"},{"speaker":"Karena Calhoun","startTime":813.35,"endTime":816.74,"body":"financial coaching, I was"},{"speaker":"Karena Calhoun","startTime":816.74,"endTime":820.76,"body":"suffering, because that was my"},{"speaker":"Karena Calhoun","startTime":816.74,"endTime":820.76,"body":"passion. But when you look at"},{"speaker":"Karena Calhoun","startTime":820.76,"endTime":825.26,"body":"the definition of purpose,"},{"speaker":"Karena Calhoun","startTime":820.76,"endTime":825.26,"body":"purpose is to hit a mark, it's"},{"speaker":"Karena Calhoun","startTime":825.26,"endTime":830.45,"body":"to hit and it's to aim and hit a"},{"speaker":"Karena Calhoun","startTime":825.26,"endTime":830.45,"body":"mark. So I asked you then do you"},{"speaker":"Karena Calhoun","startTime":830.45,"endTime":834.11,"body":"want to be in your passion? Or"},{"speaker":"Karena Calhoun","startTime":830.45,"endTime":834.11,"body":"do you want to be in your"},{"speaker":"Karena Calhoun","startTime":834.11,"endTime":838.04,"body":"purpose, there's a huge"},{"speaker":"Karena Calhoun","startTime":834.11,"endTime":838.04,"body":"difference. And so what I like"},{"speaker":"Karena Calhoun","startTime":838.04,"endTime":842.75,"body":"to, you know, really point out"},{"speaker":"Karena Calhoun","startTime":838.04,"endTime":842.75,"body":"to people is, let's look at what"},{"speaker":"Karena Calhoun","startTime":842.75,"endTime":848.21,"body":"your purpose is, what is it that"},{"speaker":"Karena Calhoun","startTime":842.75,"endTime":848.21,"body":"you were designed to do? We're"},{"speaker":"Karena Calhoun","startTime":848.21,"endTime":850.91,"body":"going to look at some of your"},{"speaker":"Karena Calhoun","startTime":848.21,"endTime":850.91,"body":"passions. That's, that's"},{"speaker":"Karena Calhoun","startTime":850.91,"endTime":854.42,"body":"included in that. So I'm not"},{"speaker":"Karena Calhoun","startTime":850.91,"endTime":854.42,"body":"negating the passion piece, but"},{"speaker":"Karena Calhoun","startTime":854.42,"endTime":858.23,"body":"it's a part of purpose. And not"},{"speaker":"Karena Calhoun","startTime":854.42,"endTime":858.23,"body":"instead of purpose. Right? So"},{"speaker":"Mike Cavaggioni","startTime":858.26,"endTime":860.72,"body":"the two have to"},{"speaker":"Mike Cavaggioni","startTime":858.26,"endTime":860.72,"body":"be cohesive, they have to work"},{"speaker":"Mike Cavaggioni","startTime":860.72,"endTime":863.0,"body":"together. You can't just be"},{"speaker":"Mike Cavaggioni","startTime":860.72,"endTime":863.0,"body":"passionate about something"},{"speaker":"Mike Cavaggioni","startTime":863.0,"endTime":865.94,"body":"without having a purpose. Right."},{"speaker":"Mike Cavaggioni","startTime":863.0,"endTime":865.94,"body":"Exactly. That kind of that's the"},{"speaker":"Mike Cavaggioni","startTime":865.97,"endTime":868.13,"body":"that's the direction you're"},{"speaker":"Mike Cavaggioni","startTime":865.97,"endTime":868.13,"body":"heading with this right?"},{"speaker":"Mike Cavaggioni","startTime":868.16,"endTime":871.85,"body":"Exactly. Absolutely. Awesome."},{"speaker":"Mike Cavaggioni","startTime":868.16,"endTime":871.85,"body":"No, I like that. And and wow,"},{"speaker":"Mike Cavaggioni","startTime":871.85,"endTime":874.31,"body":"you know, when you think about"},{"speaker":"Mike Cavaggioni","startTime":871.85,"endTime":874.31,"body":"it, yep. passion is to you know,"},{"speaker":"Mike Cavaggioni","startTime":874.31,"endTime":877.07,"body":"to suffer. And, and when you"},{"speaker":"Mike Cavaggioni","startTime":874.31,"endTime":877.07,"body":"think about it, it's you know,"},{"speaker":"Mike Cavaggioni","startTime":877.07,"endTime":879.11,"body":"when you are passionate about"},{"speaker":"Mike Cavaggioni","startTime":877.07,"endTime":879.11,"body":"something and you pour"},{"speaker":"Mike Cavaggioni","startTime":879.14,"endTime":882.23,"body":"everything into it, you know, a"},{"speaker":"Mike Cavaggioni","startTime":879.14,"endTime":882.23,"body":"lot of times you're really"},{"speaker":"Mike Cavaggioni","startTime":882.23,"endTime":884.78,"body":"taking a lot from yourself, so"},{"speaker":"Mike Cavaggioni","startTime":882.23,"endTime":884.78,"body":"you know, when you look at it"},{"speaker":"Mike Cavaggioni","startTime":884.78,"endTime":888.02,"body":"that way, yes, you know, you can"},{"speaker":"Mike Cavaggioni","startTime":884.78,"endTime":888.02,"body":"definitely suffer so yeah. Okay,"},{"speaker":"Mike Cavaggioni","startTime":888.05,"endTime":892.37,"body":"awesome. So, okay. Well, with"},{"speaker":"Mike Cavaggioni","startTime":888.05,"endTime":892.37,"body":"that being said, How do you show"},{"speaker":"Mike Cavaggioni","startTime":892.37,"endTime":894.65,"body":"up, I guess, how do you show up"},{"speaker":"Mike Cavaggioni","startTime":892.37,"endTime":894.65,"body":"as your best self, you know,"},{"speaker":"Mike Cavaggioni","startTime":894.65,"endTime":897.41,"body":"especially with you talking"},{"speaker":"Mike Cavaggioni","startTime":894.65,"endTime":897.41,"body":"about this from a coaching"},{"speaker":"Mike Cavaggioni","startTime":897.41,"endTime":900.02,"body":"perspective and you're working"},{"speaker":"Mike Cavaggioni","startTime":897.41,"endTime":900.02,"body":"with somebody and how do you do"},{"speaker":"Mike Cavaggioni","startTime":900.02,"endTime":900.23,"body":"that?"},{"speaker":"Average Joe Finances","startTime":900.47,"endTime":902.54,"body":"Let's take"},{"speaker":"Average Joe Finances","startTime":900.47,"endTime":902.54,"body":"a brief moment to hear from our"},{"speaker":"Average Joe Finances","startTime":902.54,"endTime":905.96,"body":"show sponsors. What's going on"},{"speaker":"Average Joe Finances","startTime":902.54,"endTime":905.96,"body":"everybody. So today I want to"},{"speaker":"Average Joe Finances","startTime":905.96,"endTime":908.84,"body":"talk to you about the podcast"},{"speaker":"Average Joe Finances","startTime":905.96,"endTime":908.84,"body":"editing service that we use for"},{"speaker":"Average Joe Finances","startTime":908.84,"endTime":913.58,"body":"the Average Joe Finances podcast"},{"speaker":"Average Joe Finances","startTime":908.84,"endTime":913.58,"body":"that is edit pods.com. And what"},{"speaker":"Average Joe Finances","startTime":913.58,"endTime":917.27,"body":"I really like about them is it's"},{"speaker":"Average Joe Finances","startTime":913.58,"endTime":917.27,"body":"a subscription based service. So"},{"speaker":"Average Joe Finances","startTime":917.27,"endTime":921.47,"body":"the prices are fantastic. And"},{"speaker":"Average Joe Finances","startTime":917.27,"endTime":921.47,"body":"not only do they do the podcast"},{"speaker":"Average Joe Finances","startTime":921.47,"endTime":924.98,"body":"episodes for us, but they also"},{"speaker":"Average Joe Finances","startTime":921.47,"endTime":924.98,"body":"make us videos, audio, Graham's"},{"speaker":"Average Joe Finances","startTime":925.01,"endTime":927.95,"body":"social media caption videos,"},{"speaker":"Average Joe Finances","startTime":925.01,"endTime":927.95,"body":"they do our show notes,"},{"speaker":"Average Joe Finances","startTime":927.98,"endTime":932.15,"body":"thumbnails, it's just fantastic"},{"speaker":"Average Joe Finances","startTime":927.98,"endTime":932.15,"body":"products. Go check them out at"},{"speaker":"Average Joe Finances","startTime":932.21,"endTime":936.53,"body":"edit pods.com What's going on"},{"speaker":"Average Joe Finances","startTime":932.21,"endTime":936.53,"body":"everybody? So today I want to"},{"speaker":"Average Joe Finances","startTime":936.53,"endTime":940.31,"body":"talk to you about wealth lender."},{"speaker":"Average Joe Finances","startTime":936.53,"endTime":940.31,"body":"If you are a finance content"},{"speaker":"Average Joe Finances","startTime":940.31,"endTime":944.24,"body":"creator, whether that's a blog,"},{"speaker":"Average Joe Finances","startTime":940.31,"endTime":944.24,"body":"a podcast, you're a financial"},{"speaker":"Average Joe Finances","startTime":944.24,"endTime":947.9,"body":"advisor, or a financial coach, I"},{"speaker":"Average Joe Finances","startTime":944.24,"endTime":947.9,"body":"highly recommend you check out"},{"speaker":"Average Joe Finances","startTime":947.9,"endTime":951.56,"body":"wealth tender, wolf tender is"},{"speaker":"Average Joe Finances","startTime":947.9,"endTime":951.56,"body":"building a database of all the"},{"speaker":"Average Joe Finances","startTime":951.56,"endTime":956.39,"body":"top finance blogs, podcasts, and"},{"speaker":"Average Joe Finances","startTime":951.56,"endTime":956.39,"body":"the financial advisors and"},{"speaker":"Average Joe Finances","startTime":956.39,"endTime":959.42,"body":"financial coaches that they have"},{"speaker":"Average Joe Finances","startTime":956.39,"endTime":959.42,"body":"on there are vetted and top"},{"speaker":"Average Joe Finances","startTime":959.42,"endTime":962.78,"body":"notch. So we actually had the"},{"speaker":"Average Joe Finances","startTime":959.42,"endTime":962.78,"body":"pleasure of hosting Brian"},{"speaker":"Average Joe Finances","startTime":962.78,"endTime":966.68,"body":"Thorpe, the CEO and founder of"},{"speaker":"Average Joe Finances","startTime":962.78,"endTime":966.68,"body":"wealth tender on Average Joe"},{"speaker":"Average Joe Finances","startTime":966.68,"endTime":971.51,"body":"Finances podcast, Episode 25, go"},{"speaker":"Average Joe Finances","startTime":966.68,"endTime":971.51,"body":"check out that episode, listen"},{"speaker":"Average Joe Finances","startTime":971.51,"endTime":974.24,"body":"to his story and listen to him"},{"speaker":"Average Joe Finances","startTime":971.51,"endTime":974.24,"body":"talk about the database that"},{"speaker":"Average Joe Finances","startTime":974.24,"endTime":977.24,"body":"he's building. It's really"},{"speaker":"Average Joe Finances","startTime":974.24,"endTime":977.24,"body":"phenomenal stuff. So if you're"},{"speaker":"Average Joe Finances","startTime":977.24,"endTime":979.49,"body":"interested in checking out the"},{"speaker":"Average Joe Finances","startTime":977.24,"endTime":979.49,"body":"directory, or if you're a"},{"speaker":"Average Joe Finances","startTime":979.49,"endTime":982.61,"body":"finance content creator, and"},{"speaker":"Average Joe Finances","startTime":979.49,"endTime":982.61,"body":"you're interested in joining up"},{"speaker":"Average Joe Finances","startTime":982.64,"endTime":986.48,"body":"with the directory, go to the"},{"speaker":"Average Joe Finances","startTime":982.64,"endTime":986.48,"body":"link below in the show notes. Or"},{"speaker":"Average Joe Finances","startTime":986.48,"endTime":991.94,"body":"check out www dot Average Joe"},{"speaker":"Average Joe Finances","startTime":986.48,"endTime":991.94,"body":"finances.com slash wealth"},{"speaker":"Average Joe Finances","startTime":991.94,"endTime":994.85,"body":"tender. Let's get back to"},{"speaker":"Average Joe Finances","startTime":991.94,"endTime":994.85,"body":"today's episode."},{"speaker":"Average Joe Finances","startTime":996.27,"endTime":1000.41,"body":"You're listening to the Average"},{"speaker":"Average Joe Finances","startTime":996.27,"endTime":1000.41,"body":"Joe Finances podcast, whether"},{"speaker":"Average Joe Finances","startTime":1000.41,"endTime":1004.7,"body":"it's single or multifamily real"},{"speaker":"Average Joe Finances","startTime":1000.41,"endTime":1004.7,"body":"estate, the stock market or side"},{"speaker":"Average Joe Finances","startTime":1004.7,"endTime":1009.02,"body":"hustles, we discuss it all strap"},{"speaker":"Average Joe Finances","startTime":1004.7,"endTime":1009.02,"body":"in and enjoy the ride."},{"speaker":"Karena Calhoun","startTime":1010.64,"endTime":1013.28,"body":"So this is one"},{"speaker":"Karena Calhoun","startTime":1010.64,"endTime":1013.28,"body":"of the things I get into trouble"},{"speaker":"Karena Calhoun","startTime":1013.28,"endTime":1017.66,"body":"about because I can be a little"},{"speaker":"Karena Calhoun","startTime":1013.28,"endTime":1017.66,"body":"controversial, I don't believe"},{"speaker":"Karena Calhoun","startTime":1017.72,"endTime":1020.72,"body":"we should be showing up as our"},{"speaker":"Karena Calhoun","startTime":1017.72,"endTime":1020.72,"body":"best selves. And the reason why"},{"speaker":"Karena Calhoun","startTime":1020.72,"endTime":1024.77,"body":"I say that is if you're showing"},{"speaker":"Karena Calhoun","startTime":1020.72,"endTime":1024.77,"body":"up as your best self. Or let's"},{"speaker":"Karena Calhoun","startTime":1024.77,"endTime":1028.31,"body":"say, as a lot of people say the"},{"speaker":"Karena Calhoun","startTime":1024.77,"endTime":1028.31,"body":"best version of yourself? Well,"},{"speaker":"Karena Calhoun","startTime":1028.31,"endTime":1031.43,"body":"you go, you think about it, you"},{"speaker":"Karena Calhoun","startTime":1028.31,"endTime":1031.43,"body":"go into your closet, you pull"},{"speaker":"Karena Calhoun","startTime":1031.43,"endTime":1033.68,"body":"out your shirt, you put your"},{"speaker":"Karena Calhoun","startTime":1031.43,"endTime":1033.68,"body":"shirt on, you put your clothes"},{"speaker":"Karena Calhoun","startTime":1033.68,"endTime":1037.55,"body":"on, and you're ready to go. And"},{"speaker":"Karena Calhoun","startTime":1033.68,"endTime":1037.55,"body":"you're showing up as the best"},{"speaker":"Karena Calhoun","startTime":1037.55,"endTime":1041.18,"body":"version of yourself What if"},{"speaker":"Karena Calhoun","startTime":1037.55,"endTime":1041.18,"body":"because it's a version, what is"},{"speaker":"Karena Calhoun","startTime":1041.18,"endTime":1045.5,"body":"that version expired the day"},{"speaker":"Karena Calhoun","startTime":1041.18,"endTime":1045.5,"body":"before. So I like to help people"},{"speaker":"Karena Calhoun","startTime":1045.5,"endTime":1048.77,"body":"understand that instead of"},{"speaker":"Karena Calhoun","startTime":1045.5,"endTime":1048.77,"body":"showing up as the as your best"},{"speaker":"Karena Calhoun","startTime":1048.77,"endTime":1052.46,"body":"self or the best version of"},{"speaker":"Karena Calhoun","startTime":1048.77,"endTime":1052.46,"body":"yourself. Let's peel back the"},{"speaker":"Karena Calhoun","startTime":1052.46,"endTime":1056.42,"body":"layers and find your authentic"},{"speaker":"Karena Calhoun","startTime":1052.46,"endTime":1056.42,"body":"self. That way, I know that"},{"speaker":"Karena Calhoun","startTime":1056.42,"endTime":1059.63,"body":"authenticity is a buzzword right"},{"speaker":"Karena Calhoun","startTime":1056.42,"endTime":1059.63,"body":"now. But this is something that"},{"speaker":"Karena Calhoun","startTime":1059.63,"endTime":1063.74,"body":"I've been teaching for a very"},{"speaker":"Karena Calhoun","startTime":1059.63,"endTime":1063.74,"body":"long time. your authentic self"},{"speaker":"Karena Calhoun","startTime":1063.77,"endTime":1068.87,"body":"is you without all of the"},{"speaker":"Karena Calhoun","startTime":1063.77,"endTime":1068.87,"body":"external influences of family,"},{"speaker":"Karena Calhoun","startTime":1068.87,"endTime":1075.08,"body":"friends, school, church,"},{"speaker":"Karena Calhoun","startTime":1068.87,"endTime":1075.08,"body":"community, you know, jobs, all"},{"speaker":"Karena Calhoun","startTime":1075.08,"endTime":1079.1,"body":"of that, but it's really who you"},{"speaker":"Karena Calhoun","startTime":1075.08,"endTime":1079.1,"body":"are, who you were designed to be"},{"speaker":"Karena Calhoun","startTime":1079.37,"endTime":1084.89,"body":"everything about you that's pure"},{"speaker":"Karena Calhoun","startTime":1079.37,"endTime":1084.89,"body":"and on contaminated. And so I"},{"speaker":"Karena Calhoun","startTime":1084.89,"endTime":1087.92,"body":"like to tell people, instead of"},{"speaker":"Karena Calhoun","startTime":1084.89,"endTime":1087.92,"body":"showing up as the best version"},{"speaker":"Karena Calhoun","startTime":1087.92,"endTime":1091.67,"body":"of yourself, begin to peel back"},{"speaker":"Karena Calhoun","startTime":1087.92,"endTime":1091.67,"body":"those layers and find out who"},{"speaker":"Karena Calhoun","startTime":1091.67,"endTime":1095.78,"body":"you are authentically. And so"},{"speaker":"Karena Calhoun","startTime":1091.67,"endTime":1095.78,"body":"when you do that, Mike, you show"},{"speaker":"Karena Calhoun","startTime":1095.78,"endTime":1099.32,"body":"up is your authentic self, okay?"},{"speaker":"Karena Calhoun","startTime":1095.78,"endTime":1099.32,"body":"You don't have to worry about"},{"speaker":"Karena Calhoun","startTime":1099.41,"endTime":1102.32,"body":"what do I pick this version"},{"speaker":"Karena Calhoun","startTime":1099.41,"endTime":1102.32,"body":"today or do I pick another"},{"speaker":"Karena Calhoun","startTime":1102.32,"endTime":1106.91,"body":"version, but you you you are"},{"speaker":"Karena Calhoun","startTime":1102.32,"endTime":1106.91,"body":"literally every day all day,"},{"speaker":"Karena Calhoun","startTime":1106.91,"endTime":1110.24,"body":"your authentic self. But then"},{"speaker":"Karena Calhoun","startTime":1106.91,"endTime":1110.24,"body":"when you marry that with your"},{"speaker":"Karena Calhoun","startTime":1110.24,"endTime":1113.48,"body":"purpose, you know your purpose,"},{"speaker":"Karena Calhoun","startTime":1110.24,"endTime":1113.48,"body":"not your passion, but your"},{"speaker":"Karena Calhoun","startTime":1113.48,"endTime":1116.75,"body":"purpose. And this is what I like"},{"speaker":"Karena Calhoun","startTime":1113.48,"endTime":1116.75,"body":"to call my secret to life,"},{"speaker":"Karena Calhoun","startTime":1116.93,"endTime":1120.14,"body":"you've got your authentic self,"},{"speaker":"Karena Calhoun","startTime":1116.93,"endTime":1120.14,"body":"you've got your purpose, and"},{"speaker":"Karena Calhoun","startTime":1120.14,"endTime":1123.8,"body":"then you're able to literally"},{"speaker":"Karena Calhoun","startTime":1120.14,"endTime":1123.8,"body":"crush your goals unhindered. And"},{"speaker":"Karena Calhoun","startTime":1123.8,"endTime":1127.28,"body":"that's why I say crush your"},{"speaker":"Karena Calhoun","startTime":1123.8,"endTime":1127.28,"body":"goals, because you're not"},{"speaker":"Karena Calhoun","startTime":1127.28,"endTime":1131.21,"body":"wasting time trying to figure"},{"speaker":"Karena Calhoun","startTime":1127.28,"endTime":1131.21,"body":"out the best version and trying"},{"speaker":"Karena Calhoun","startTime":1131.21,"endTime":1135.08,"body":"to figure out your passion. You"},{"speaker":"Karena Calhoun","startTime":1131.21,"endTime":1135.08,"body":"are literally living your life"},{"speaker":"Karena Calhoun","startTime":1135.08,"endTime":1137.96,"body":"the way you're supposed to be"},{"speaker":"Karena Calhoun","startTime":1135.08,"endTime":1137.96,"body":"living in the way you have been"},{"speaker":"Karena Calhoun","startTime":1137.96,"endTime":1138.95,"body":"designed to live it."},{"speaker":"Mike Cavaggioni","startTime":1139.22,"endTime":1141.89,"body":"Wow, I"},{"speaker":"Mike Cavaggioni","startTime":1139.22,"endTime":1141.89,"body":"absolutely love that. You know,"},{"speaker":"Mike Cavaggioni","startTime":1141.92,"endTime":1145.16,"body":"one of the things I was sitting"},{"speaker":"Mike Cavaggioni","startTime":1141.92,"endTime":1145.16,"body":"here writing down, I'm going to"},{"speaker":"Mike Cavaggioni","startTime":1145.16,"endTime":1150.59,"body":"get some great notes from this"},{"speaker":"Mike Cavaggioni","startTime":1145.16,"endTime":1150.59,"body":"conversation. Okay, so so you"},{"speaker":"Mike Cavaggioni","startTime":1150.59,"endTime":1153.95,"body":"know, instead of being showing"},{"speaker":"Mike Cavaggioni","startTime":1150.59,"endTime":1153.95,"body":"up as your best self show up as"},{"speaker":"Mike Cavaggioni","startTime":1153.95,"endTime":1157.79,"body":"your authentic self, like who"},{"speaker":"Mike Cavaggioni","startTime":1153.95,"endTime":1157.79,"body":"you are not trying to be what"},{"speaker":"Mike Cavaggioni","startTime":1157.79,"endTime":1161.09,"body":"you think society wants you to"},{"speaker":"Mike Cavaggioni","startTime":1157.79,"endTime":1161.09,"body":"be or who you think you have to"},{"speaker":"Mike Cavaggioni","startTime":1161.09,"endTime":1164.87,"body":"be to make the right impression"},{"speaker":"Mike Cavaggioni","startTime":1161.09,"endTime":1164.87,"body":"that day or to whoever it is the"},{"speaker":"Mike Cavaggioni","startTime":1164.87,"endTime":1168.11,"body":"only person you need to impress"},{"speaker":"Mike Cavaggioni","startTime":1164.87,"endTime":1168.11,"body":"is yourself or your significant"},{"speaker":"Mike Cavaggioni","startTime":1168.11,"endTime":1171.08,"body":"other. But who cares what"},{"speaker":"Mike Cavaggioni","startTime":1168.11,"endTime":1171.08,"body":"anybody else? Thanks. Right,"},{"speaker":"Mike Cavaggioni","startTime":1171.08,"endTime":1175.04,"body":"exactly. As you're being, you"},{"speaker":"Mike Cavaggioni","startTime":1171.08,"endTime":1175.04,"body":"know, authentically yourself."},{"speaker":"Mike Cavaggioni","startTime":1175.07,"endTime":1177.8,"body":"Like you said, I really like"},{"speaker":"Mike Cavaggioni","startTime":1175.07,"endTime":1177.8,"body":"that. And another another key"},{"speaker":"Mike Cavaggioni","startTime":1177.8,"endTime":1179.66,"body":"word that I wrote down here too"},{"speaker":"Mike Cavaggioni","startTime":1177.8,"endTime":1179.66,"body":"is you know, being"},{"speaker":"Mike Cavaggioni","startTime":1179.69,"endTime":1183.2,"body":"uncontaminated, you are"},{"speaker":"Mike Cavaggioni","startTime":1179.69,"endTime":1183.2,"body":"authentic. There's no there's"},{"speaker":"Mike Cavaggioni","startTime":1183.2,"endTime":1186.41,"body":"nothing else there's no outside"},{"speaker":"Mike Cavaggioni","startTime":1183.2,"endTime":1186.41,"body":"influence. It's not you know,"},{"speaker":"Mike Cavaggioni","startTime":1187.01,"endTime":1190.25,"body":"you trying to pretend to be this"},{"speaker":"Mike Cavaggioni","startTime":1187.01,"endTime":1190.25,"body":"other version, like you were"},{"speaker":"Mike Cavaggioni","startTime":1190.25,"endTime":1194.15,"body":"saying of yourself, you're truly"},{"speaker":"Mike Cavaggioni","startTime":1190.25,"endTime":1194.15,"body":"authentic. There's nothing"},{"speaker":"Mike Cavaggioni","startTime":1194.18,"endTime":1197.15,"body":"there's nothing they're pushing"},{"speaker":"Mike Cavaggioni","startTime":1194.18,"endTime":1197.15,"body":"you away and then you like you"},{"speaker":"Mike Cavaggioni","startTime":1197.15,"endTime":1200.54,"body":"said marry that up to your"},{"speaker":"Mike Cavaggioni","startTime":1197.15,"endTime":1200.54,"body":"purpose. Wow, that's Yeah, I"},{"speaker":"Mike Cavaggioni","startTime":1200.54,"endTime":1202.49,"body":"really like that I really like"},{"speaker":"Mike Cavaggioni","startTime":1200.54,"endTime":1202.49,"body":"that."},{"speaker":"Karena Calhoun","startTime":1202.51,"endTime":1204.34,"body":"Yes. And it"},{"speaker":"Karena Calhoun","startTime":1202.51,"endTime":1204.34,"body":"takes you in a different"},{"speaker":"Karena Calhoun","startTime":1204.34,"endTime":1210.37,"body":"direction. And it allows you to"},{"speaker":"Karena Calhoun","startTime":1204.34,"endTime":1210.37,"body":"really like I said crush the"},{"speaker":"Karena Calhoun","startTime":1210.37,"endTime":1214.27,"body":"goals that you have before you,"},{"speaker":"Karena Calhoun","startTime":1210.37,"endTime":1214.27,"body":"and you're able to do a lot"},{"speaker":"Karena Calhoun","startTime":1214.27,"endTime":1217.75,"body":"more, that's when you find"},{"speaker":"Karena Calhoun","startTime":1214.27,"endTime":1217.75,"body":"people who are satisfied with"},{"speaker":"Karena Calhoun","startTime":1217.75,"endTime":1221.32,"body":"life because they are impacting"},{"speaker":"Karena Calhoun","startTime":1217.75,"endTime":1221.32,"body":"the way they're supposed to be,"},{"speaker":"Karena Calhoun","startTime":1221.56,"endTime":1224.02,"body":"the way they should the way they"},{"speaker":"Karena Calhoun","startTime":1221.56,"endTime":1224.02,"body":"were designed to be."},{"speaker":"Mike Cavaggioni","startTime":1224.05,"endTime":1226.15,"body":"And I think you"},{"speaker":"Mike Cavaggioni","startTime":1224.05,"endTime":1226.15,"body":"know, this this also goes back"},{"speaker":"Mike Cavaggioni","startTime":1226.15,"endTime":1229.75,"body":"to something you said earlier"},{"speaker":"Mike Cavaggioni","startTime":1226.15,"endTime":1229.75,"body":"about serving people and serving"},{"speaker":"Mike Cavaggioni","startTime":1229.75,"endTime":1232.45,"body":"others. And you know, it This"},{"speaker":"Mike Cavaggioni","startTime":1229.75,"endTime":1232.45,"body":"really makes me feel better"},{"speaker":"Mike Cavaggioni","startTime":1232.45,"endTime":1234.91,"body":"about like, what I'm trying to"},{"speaker":"Mike Cavaggioni","startTime":1232.45,"endTime":1234.91,"body":"do with what my mission is here"},{"speaker":"Mike Cavaggioni","startTime":1234.91,"endTime":1237.85,"body":"with Average Joe Finances, you"},{"speaker":"Mike Cavaggioni","startTime":1234.91,"endTime":1237.85,"body":"know, being able to serve others"},{"speaker":"Mike Cavaggioni","startTime":1237.85,"endTime":1241.54,"body":"and help them you know, get to a"},{"speaker":"Mike Cavaggioni","startTime":1237.85,"endTime":1241.54,"body":"better point. And it's funny"},{"speaker":"Mike Cavaggioni","startTime":1241.54,"endTime":1244.18,"body":"that you say crush your goals"},{"speaker":"Mike Cavaggioni","startTime":1241.54,"endTime":1244.18,"body":"because that's that's the saying"},{"speaker":"Mike Cavaggioni","startTime":1244.18,"endTime":1247.9,"body":"I use a lot to like, you know,"},{"speaker":"Mike Cavaggioni","startTime":1244.18,"endTime":1247.9,"body":"go out and crush it. So what a"},{"speaker":"Mike Cavaggioni","startTime":1247.9,"endTime":1251.62,"body":"fantastic mindset to have. So I"},{"speaker":"Mike Cavaggioni","startTime":1247.9,"endTime":1251.62,"body":"really appreciate that Karina up"},{"speaker":"Mike Cavaggioni","startTime":1251.65,"endTime":1255.97,"body":"but now I can know what is it"},{"speaker":"Mike Cavaggioni","startTime":1251.65,"endTime":1255.97,"body":"that inspires you? What's the"},{"speaker":"Mike Cavaggioni","startTime":1256.06,"endTime":1259.45,"body":"thing that pushes Karena out"},{"speaker":"Mike Cavaggioni","startTime":1256.06,"endTime":1259.45,"body":"there and crush her goals?"},{"speaker":"Karena Calhoun","startTime":1259.85,"endTime":1264.5,"body":"The possibility"},{"speaker":"Karena Calhoun","startTime":1259.85,"endTime":1264.5,"body":"that someone else is watching,"},{"speaker":"Karena Calhoun","startTime":1264.53,"endTime":1271.22,"body":"listening, or needs what I have?"},{"speaker":"Karena Calhoun","startTime":1264.53,"endTime":1271.22,"body":"I refuse to leave this earth"},{"speaker":"Karena Calhoun","startTime":1271.67,"endTime":1277.49,"body":"with so many gifts inside of me."},{"speaker":"Karena Calhoun","startTime":1271.67,"endTime":1277.49,"body":"And so I know that I have been"},{"speaker":"Karena Calhoun","startTime":1277.49,"endTime":1282.38,"body":"destined as is every other"},{"speaker":"Karena Calhoun","startTime":1277.49,"endTime":1282.38,"body":"billion billions of people on"},{"speaker":"Karena Calhoun","startTime":1282.38,"endTime":1287.54,"body":"this earth, I have been destined"},{"speaker":"Karena Calhoun","startTime":1282.38,"endTime":1287.54,"body":"to impact. And so that keeps me"},{"speaker":"Karena Calhoun","startTime":1287.54,"endTime":1290.96,"body":"going. Mike, you would be"},{"speaker":"Karena Calhoun","startTime":1287.54,"endTime":1290.96,"body":"surprised to find out that I'm"},{"speaker":"Karena Calhoun","startTime":1290.96,"endTime":1292.34,"body":"an extreme introvert."},{"speaker":"Mike Cavaggioni","startTime":1293.66,"endTime":1295.88,"body":"That is pretty"},{"speaker":"Mike Cavaggioni","startTime":1293.66,"endTime":1295.88,"body":"surprising. Yeah, but I feel"},{"speaker":"Mike Cavaggioni","startTime":1295.88,"endTime":1298.4,"body":"like yeah, this conversations"},{"speaker":"Mike Cavaggioni","startTime":1295.88,"endTime":1298.4,"body":"going, you're very extroverted."},{"speaker":"Karena Calhoun","startTime":1298.39,"endTime":1302.05,"body":"Not at all, not"},{"speaker":"Karena Calhoun","startTime":1298.39,"endTime":1302.05,"body":"I have to, I literally have to"},{"speaker":"Karena Calhoun","startTime":1302.05,"endTime":1306.55,"body":"get my mind together before. And"},{"speaker":"Karena Calhoun","startTime":1302.05,"endTime":1306.55,"body":"then afterwards, I have to"},{"speaker":"Karena Calhoun","startTime":1306.55,"endTime":1311.44,"body":"refuel. I'm an I'm an introvert,"},{"speaker":"Karena Calhoun","startTime":1306.55,"endTime":1311.44,"body":"but I know my purpose. And so my"},{"speaker":"Karena Calhoun","startTime":1311.44,"endTime":1315.64,"body":"purpose takes precedence over"},{"speaker":"Karena Calhoun","startTime":1311.44,"endTime":1315.64,"body":"any any personality type that I"},{"speaker":"Karena Calhoun","startTime":1315.64,"endTime":1316.06,"body":"have."},{"speaker":"Mike Cavaggioni","startTime":1316.09,"endTime":1318.31,"body":"Right on to"},{"speaker":"Mike Cavaggioni","startTime":1316.09,"endTime":1318.31,"body":"Well, thank you for preparing"},{"speaker":"Mike Cavaggioni","startTime":1318.31,"endTime":1320.98,"body":"before we talk because I would"},{"speaker":"Mike Cavaggioni","startTime":1318.31,"endTime":1320.98,"body":"have had no idea that you were"},{"speaker":"Mike Cavaggioni","startTime":1320.98,"endTime":1324.79,"body":"an introvert. That's awesome. So"},{"speaker":"Mike Cavaggioni","startTime":1320.98,"endTime":1324.79,"body":"okay, so speaking of"},{"speaker":"Mike Cavaggioni","startTime":1324.79,"endTime":1329.02,"body":"inspiration, then what is the"},{"speaker":"Mike Cavaggioni","startTime":1324.79,"endTime":1329.02,"body":"number one thing that inspired"},{"speaker":"Mike Cavaggioni","startTime":1329.02,"endTime":1331.03,"body":"you to become a life coach?"},{"speaker":"Karena Calhoun","startTime":1331.75,"endTime":1335.68,"body":"Really, as I"},{"speaker":"Karena Calhoun","startTime":1331.75,"endTime":1335.68,"body":"kept going through trying to be"},{"speaker":"Karena Calhoun","startTime":1336.1,"endTime":1341.14,"body":"a financial coach, I you know, I"},{"speaker":"Karena Calhoun","startTime":1336.1,"endTime":1341.14,"body":"was very good at it. I had you"},{"speaker":"Karena Calhoun","startTime":1341.14,"endTime":1345.01,"body":"know, I told you my story where"},{"speaker":"Karena Calhoun","startTime":1341.14,"endTime":1345.01,"body":"I lost everything lost my home."},{"speaker":"Karena Calhoun","startTime":1345.16,"endTime":1349.3,"body":"First home I had ever purchased"},{"speaker":"Karena Calhoun","startTime":1345.16,"endTime":1349.3,"body":"I lost that loss, not one but"},{"speaker":"Karena Calhoun","startTime":1349.3,"endTime":1353.8,"body":"several vehicles to"},{"speaker":"Karena Calhoun","startTime":1349.3,"endTime":1353.8,"body":"repossession. So I had I had"},{"speaker":"Karena Calhoun","startTime":1353.8,"endTime":1357.85,"body":"extremely poor credit, after"},{"speaker":"Karena Calhoun","startTime":1353.8,"endTime":1357.85,"body":"that, and and worked my way"},{"speaker":"Karena Calhoun","startTime":1357.85,"endTime":1362.41,"body":"through and built it and learned"},{"speaker":"Karena Calhoun","startTime":1357.85,"endTime":1362.41,"body":"how to build credit on my own,"},{"speaker":"Karena Calhoun","startTime":1362.95,"endTime":1365.74,"body":"and began to purchase"},{"speaker":"Karena Calhoun","startTime":1362.95,"endTime":1365.74,"body":"additional, like I said,"},{"speaker":"Karena Calhoun","startTime":1365.74,"endTime":1368.98,"body":"properties and things of that"},{"speaker":"Karena Calhoun","startTime":1365.74,"endTime":1368.98,"body":"nature and all of these great"},{"speaker":"Karena Calhoun","startTime":1369.01,"endTime":1374.98,"body":"and amazing things. And so as I"},{"speaker":"Karena Calhoun","startTime":1369.01,"endTime":1374.98,"body":"was going through this process,"},{"speaker":"Karena Calhoun","startTime":1374.98,"endTime":1378.43,"body":"I said I want to help I want to"},{"speaker":"Karena Calhoun","startTime":1374.98,"endTime":1378.43,"body":"help other people do the same"},{"speaker":"Karena Calhoun","startTime":1378.43,"endTime":1383.5,"body":"thing. But I kept running into"},{"speaker":"Karena Calhoun","startTime":1378.43,"endTime":1383.5,"body":"roadblocks which was the mindset"},{"speaker":"Karena Calhoun","startTime":1383.53,"endTime":1388.57,"body":"you have to have the right"},{"speaker":"Karena Calhoun","startTime":1383.53,"endTime":1388.57,"body":"mindset if I had not had the"},{"speaker":"Karena Calhoun","startTime":1388.57,"endTime":1392.14,"body":"right mindset when I was going"},{"speaker":"Karena Calhoun","startTime":1388.57,"endTime":1392.14,"body":"through those traumatic"},{"speaker":"Karena Calhoun","startTime":1392.14,"endTime":1396.19,"body":"situations and you know,"},{"speaker":"Karena Calhoun","startTime":1392.14,"endTime":1396.19,"body":"certainly not stopped the same"},{"speaker":"Karena Calhoun","startTime":1396.19,"endTime":1399.25,"body":"day where you know, hey, I'm"},{"speaker":"Karena Calhoun","startTime":1396.19,"endTime":1399.25,"body":"gonna make it through I mean,"},{"speaker":"Karena Calhoun","startTime":1399.25,"endTime":1403.18,"body":"it's a process but those were"},{"speaker":"Karena Calhoun","startTime":1399.25,"endTime":1403.18,"body":"the things that made me really"},{"speaker":"Karena Calhoun","startTime":1403.18,"endTime":1406.99,"body":"push into being a mindset and"},{"speaker":"Karena Calhoun","startTime":1403.18,"endTime":1406.99,"body":"life coach because I wanted to"},{"speaker":"Karena Calhoun","startTime":1406.99,"endTime":1410.98,"body":"impact people on an on another"},{"speaker":"Karena Calhoun","startTime":1406.99,"endTime":1410.98,"body":"level so I leave the financial"},{"speaker":"Karena Calhoun","startTime":1410.98,"endTime":1415.75,"body":"piece to you all to you experts"},{"speaker":"Karena Calhoun","startTime":1410.98,"endTime":1415.75,"body":"and and and I try to help the"},{"speaker":"Karena Calhoun","startTime":1415.75,"endTime":1417.28,"body":"folks before they get to you."},{"speaker":"Mike Cavaggioni","startTime":1418.99,"endTime":1421.33,"body":"That's"},{"speaker":"Mike Cavaggioni","startTime":1418.99,"endTime":1421.33,"body":"fantastic. I'm no expert I just"},{"speaker":"Mike Cavaggioni","startTime":1421.33,"endTime":1425.59,"body":"I just share what I'm doing with"},{"speaker":"Mike Cavaggioni","startTime":1421.33,"endTime":1425.59,"body":"others and and I bring on"},{"speaker":"Mike Cavaggioni","startTime":1425.62,"endTime":1429.31,"body":"experts onto my show to talk"},{"speaker":"Mike Cavaggioni","startTime":1425.62,"endTime":1429.31,"body":"about the you know how to do it."},{"speaker":"Mike Cavaggioni","startTime":1429.43,"endTime":1434.59,"body":"I'm definitely an expert. I"},{"speaker":"Mike Cavaggioni","startTime":1429.43,"endTime":1434.59,"body":"bring on experts like you to"},{"speaker":"Mike Cavaggioni","startTime":1434.59,"endTime":1438.19,"body":"talk about these things and"},{"speaker":"Mike Cavaggioni","startTime":1434.59,"endTime":1438.19,"body":"mindset is such a great topic to"},{"speaker":"Mike Cavaggioni","startTime":1438.22,"endTime":1440.59,"body":"talk about. And it's been a"},{"speaker":"Mike Cavaggioni","startTime":1438.22,"endTime":1440.59,"body":"while since I had a guest on to"},{"speaker":"Mike Cavaggioni","startTime":1440.59,"endTime":1444.34,"body":"really like focus on talking"},{"speaker":"Mike Cavaggioni","startTime":1440.59,"endTime":1444.34,"body":"about your solely on mindset and"},{"speaker":"Mike Cavaggioni","startTime":1444.82,"endTime":1447.34,"body":"you know how you have to change"},{"speaker":"Mike Cavaggioni","startTime":1444.82,"endTime":1447.34,"body":"your mindset. And a lot of"},{"speaker":"Mike Cavaggioni","startTime":1447.34,"endTime":1449.65,"body":"people don't realize that like"},{"speaker":"Mike Cavaggioni","startTime":1447.34,"endTime":1449.65,"body":"the one of the first things I"},{"speaker":"Mike Cavaggioni","startTime":1449.65,"endTime":1452.11,"body":"tell folks, especially folks"},{"speaker":"Mike Cavaggioni","startTime":1449.65,"endTime":1452.11,"body":"that I'm coaching, you know,"},{"speaker":"Mike Cavaggioni","startTime":1452.14,"endTime":1455.2,"body":"before you can figure out how"},{"speaker":"Mike Cavaggioni","startTime":1452.14,"endTime":1455.2,"body":"you're going to budget how are"},{"speaker":"Mike Cavaggioni","startTime":1455.2,"endTime":1457.57,"body":"you going to you know, set up a"},{"speaker":"Mike Cavaggioni","startTime":1455.2,"endTime":1457.57,"body":"spending plan, you have to"},{"speaker":"Mike Cavaggioni","startTime":1457.57,"endTime":1461.8,"body":"change what your thoughts on"},{"speaker":"Mike Cavaggioni","startTime":1457.57,"endTime":1461.8,"body":"spending like are like you can't"},{"speaker":"Mike Cavaggioni","startTime":1461.98,"endTime":1465.49,"body":"just decide one day that you're"},{"speaker":"Mike Cavaggioni","startTime":1461.98,"endTime":1465.49,"body":"going to build a budget and this"},{"speaker":"Mike Cavaggioni","startTime":1465.49,"endTime":1467.5,"body":"is going to be how it's going to"},{"speaker":"Mike Cavaggioni","startTime":1465.49,"endTime":1467.5,"body":"be because you won't succeed"},{"speaker":"Mike Cavaggioni","startTime":1467.5,"endTime":1470.35,"body":"that way you'll get you maybe"},{"speaker":"Mike Cavaggioni","startTime":1467.5,"endTime":1470.35,"body":"you'll do good for one or two"},{"speaker":"Mike Cavaggioni","startTime":1470.35,"endTime":1473.47,"body":"months. And then after that the"},{"speaker":"Mike Cavaggioni","startTime":1470.35,"endTime":1473.47,"body":"old habits will kick back in you"},{"speaker":"Mike Cavaggioni","startTime":1473.47,"endTime":1477.01,"body":"have to change the mindset you"},{"speaker":"Mike Cavaggioni","startTime":1473.47,"endTime":1477.01,"body":"have to really focus and and"},{"speaker":"Mike Cavaggioni","startTime":1477.01,"endTime":1480.58,"body":"make this your purpose. Right."},{"speaker":"Mike Cavaggioni","startTime":1477.01,"endTime":1480.58,"body":"Absolutely. Absolutely. I agree."},{"speaker":"Mike Cavaggioni","startTime":1480.58,"endTime":1484.87,"body":"100% Okay, so speaking of"},{"speaker":"Mike Cavaggioni","startTime":1480.58,"endTime":1484.87,"body":"action, okay, so I just"},{"speaker":"Mike Cavaggioni","startTime":1484.87,"endTime":1488.05,"body":"mentioned purpose, but I want to"},{"speaker":"Mike Cavaggioni","startTime":1484.87,"endTime":1488.05,"body":"talk a little about passion. So"},{"speaker":"Mike Cavaggioni","startTime":1488.08,"endTime":1492.67,"body":"what are you most passionate or"},{"speaker":"Mike Cavaggioni","startTime":1488.08,"endTime":1492.67,"body":"I guess excited about both with"},{"speaker":"Mike Cavaggioni","startTime":1492.67,"endTime":1494.23,"body":"your business and in life?"},{"speaker":"Karena Calhoun","startTime":1494.77,"endTime":1497.44,"body":"It sounds"},{"speaker":"Karena Calhoun","startTime":1494.77,"endTime":1497.44,"body":"cheesy. It sounds very cheesy"},{"speaker":"Karena Calhoun","startTime":1497.44,"endTime":1502.93,"body":"right? But honestly You know,"},{"speaker":"Karena Calhoun","startTime":1497.44,"endTime":1502.93,"body":"I'll just keep saying it serving"},{"speaker":"Karena Calhoun","startTime":1502.96,"endTime":1507.79,"body":"other people impacting people, I"},{"speaker":"Karena Calhoun","startTime":1502.96,"endTime":1507.79,"body":"absolutely love it. But the key"},{"speaker":"Karena Calhoun","startTime":1507.79,"endTime":1512.44,"body":"to it all, thank you. But the"},{"speaker":"Karena Calhoun","startTime":1507.79,"endTime":1512.44,"body":"key to it is serving and"},{"speaker":"Karena Calhoun","startTime":1512.44,"endTime":1516.73,"body":"impacting where I belong. I"},{"speaker":"Karena Calhoun","startTime":1512.44,"endTime":1516.73,"body":"tried to do it, like I said, in"},{"speaker":"Karena Calhoun","startTime":1516.73,"endTime":1522.19,"body":"the financial coaching arena,"},{"speaker":"Karena Calhoun","startTime":1516.73,"endTime":1522.19,"body":"and I became overwhelmed, I"},{"speaker":"Karena Calhoun","startTime":1522.19,"endTime":1526.39,"body":"became frustrated, that just was"},{"speaker":"Karena Calhoun","startTime":1522.19,"endTime":1526.39,"body":"not, even though I have the"},{"speaker":"Karena Calhoun","startTime":1526.57,"endTime":1531.37,"body":"knowledge, I have the knowledge,"},{"speaker":"Karena Calhoun","startTime":1526.57,"endTime":1531.37,"body":"you know, I have 22 years worth"},{"speaker":"Karena Calhoun","startTime":1531.37,"endTime":1535.21,"body":"of knowledge of it. But that's"},{"speaker":"Karena Calhoun","startTime":1531.37,"endTime":1535.21,"body":"not where I was supposed to be."},{"speaker":"Karena Calhoun","startTime":1535.21,"endTime":1540.04,"body":"So, really serving where I'm"},{"speaker":"Karena Calhoun","startTime":1535.21,"endTime":1540.04,"body":"supposed to be serving is truly"},{"speaker":"Karena Calhoun","startTime":1540.04,"endTime":1544.12,"body":"what inspires me in life in"},{"speaker":"Karena Calhoun","startTime":1540.04,"endTime":1544.12,"body":"business. I want to serve, I"},{"speaker":"Karena Calhoun","startTime":1544.12,"endTime":1547.48,"body":"literally just want to serve"},{"speaker":"Karena Calhoun","startTime":1544.12,"endTime":1547.48,"body":"people every day."},{"speaker":"Mike Cavaggioni","startTime":1547.51,"endTime":1550.42,"body":"Yeah, that's,"},{"speaker":"Mike Cavaggioni","startTime":1547.51,"endTime":1550.42,"body":"you know, what a way to go about"},{"speaker":"Mike Cavaggioni","startTime":1550.42,"endTime":1555.22,"body":"living life to when you serve"},{"speaker":"Mike Cavaggioni","startTime":1550.42,"endTime":1555.22,"body":"others, it serves you back, you"},{"speaker":"Mike Cavaggioni","startTime":1555.22,"endTime":1558.79,"body":"get that back tenfold, you know,"},{"speaker":"Mike Cavaggioni","startTime":1555.22,"endTime":1558.79,"body":"so actually the so I'm also you"},{"speaker":"Mike Cavaggioni","startTime":1558.79,"endTime":1561.73,"body":"know, besides being in the"},{"speaker":"Mike Cavaggioni","startTime":1558.79,"endTime":1561.73,"body":"military on the side, I'm also a"},{"speaker":"Mike Cavaggioni","startTime":1561.79,"endTime":1564.67,"body":"REALTOR Associate and the"},{"speaker":"Mike Cavaggioni","startTime":1561.79,"endTime":1564.67,"body":"brokerage I'm with, one of our"},{"speaker":"Mike Cavaggioni","startTime":1564.67,"endTime":1567.31,"body":"sayings is, you know, live to"},{"speaker":"Mike Cavaggioni","startTime":1564.67,"endTime":1567.31,"body":"serve, serve to live."},{"speaker":"Karena Calhoun","startTime":1567.49,"endTime":1567.82,"body":"Yeah"},{"speaker":"Mike Cavaggioni","startTime":1567.85,"endTime":1570.94,"body":"and, and that's"},{"speaker":"Mike Cavaggioni","startTime":1567.85,"endTime":1570.94,"body":"one of the reasons why I'm"},{"speaker":"Mike Cavaggioni","startTime":1570.94,"endTime":1573.79,"body":"getting into this business"},{"speaker":"Mike Cavaggioni","startTime":1570.94,"endTime":1573.79,"body":"outside of, you know, when I"},{"speaker":"Mike Cavaggioni","startTime":1573.79,"endTime":1577.75,"body":"retire from the military, is"},{"speaker":"Mike Cavaggioni","startTime":1573.79,"endTime":1577.75,"body":"that I want to continue serving"},{"speaker":"Mike Cavaggioni","startTime":1577.75,"endTime":1581.26,"body":"others, I want to continue"},{"speaker":"Mike Cavaggioni","startTime":1577.75,"endTime":1581.26,"body":"giving, you know, my gifts and"},{"speaker":"Mike Cavaggioni","startTime":1581.26,"endTime":1584.86,"body":"what I have to offer to other"},{"speaker":"Mike Cavaggioni","startTime":1581.26,"endTime":1584.86,"body":"people to help them, you know,"},{"speaker":"Mike Cavaggioni","startTime":1584.89,"endTime":1587.95,"body":"in their, you know, home buying"},{"speaker":"Mike Cavaggioni","startTime":1584.89,"endTime":1587.95,"body":"decisions or investment"},{"speaker":"Mike Cavaggioni","startTime":1587.95,"endTime":1591.25,"body":"decisions, if I can help you get"},{"speaker":"Mike Cavaggioni","startTime":1587.95,"endTime":1591.25,"body":"to the right spot. And I feel"},{"speaker":"Mike Cavaggioni","startTime":1591.25,"endTime":1594.01,"body":"like I've done what I was"},{"speaker":"Mike Cavaggioni","startTime":1591.25,"endTime":1594.01,"body":"supposed to do. I've fulfilled"},{"speaker":"Mike Cavaggioni","startTime":1594.04,"endTime":1597.7,"body":"my purpose. Right, excellent. So"},{"speaker":"Mike Cavaggioni","startTime":1594.04,"endTime":1597.7,"body":"that's, that's why I'm enjoying"},{"speaker":"Mike Cavaggioni","startTime":1597.7,"endTime":1599.98,"body":"this conversation so much."},{"speaker":"Mike Cavaggioni","startTime":1597.7,"endTime":1599.98,"body":"Because, you know, hearing it"},{"speaker":"Mike Cavaggioni","startTime":1599.98,"endTime":1602.53,"body":"from somebody with, especially"},{"speaker":"Mike Cavaggioni","startTime":1599.98,"endTime":1602.53,"body":"with the experiences that you've"},{"speaker":"Mike Cavaggioni","startTime":1602.53,"endTime":1605.32,"body":"had, and the 22 years of"},{"speaker":"Mike Cavaggioni","startTime":1602.53,"endTime":1605.32,"body":"experience that you have, but"},{"speaker":"Mike Cavaggioni","startTime":1605.32,"endTime":1608.98,"body":"being able to hear this is"},{"speaker":"Mike Cavaggioni","startTime":1605.32,"endTime":1608.98,"body":"reassuring to me that I'm I'm"},{"speaker":"Mike Cavaggioni","startTime":1608.98,"endTime":1612.37,"body":"pushing forward in the right"},{"speaker":"Mike Cavaggioni","startTime":1608.98,"endTime":1612.37,"body":"direction. And that my mindset,"},{"speaker":"Mike Cavaggioni","startTime":1612.73,"endTime":1616.39,"body":"excuse me, my mindset is in the"},{"speaker":"Mike Cavaggioni","startTime":1612.73,"endTime":1616.39,"body":"right ways. So yes, I'd hate to"},{"speaker":"Mike Cavaggioni","startTime":1616.39,"endTime":1619.18,"body":"tell people that they need to"},{"speaker":"Mike Cavaggioni","startTime":1616.39,"endTime":1619.18,"body":"work on their mindset, if mine"},{"speaker":"Mike Cavaggioni","startTime":1619.18,"endTime":1623.17,"body":"is all jacked up, right? So this"},{"speaker":"Mike Cavaggioni","startTime":1619.18,"endTime":1623.17,"body":"is fantastic. I'm really"},{"speaker":"Mike Cavaggioni","startTime":1623.17,"endTime":1627.85,"body":"enjoying this, and I am getting"},{"speaker":"Mike Cavaggioni","startTime":1623.17,"endTime":1627.85,"body":"like a whole bunch of notes. And"},{"speaker":"Mike Cavaggioni","startTime":1627.88,"endTime":1630.16,"body":"you know what, something else"},{"speaker":"Mike Cavaggioni","startTime":1627.88,"endTime":1630.16,"body":"that you said during that last"},{"speaker":"Mike Cavaggioni","startTime":1630.16,"endTime":1633.31,"body":"question is, or your last answer"},{"speaker":"Mike Cavaggioni","startTime":1630.16,"endTime":1633.31,"body":"that question was, you know,"},{"speaker":"Mike Cavaggioni","startTime":1633.31,"endTime":1637.21,"body":"something about serving and"},{"speaker":"Mike Cavaggioni","startTime":1633.31,"endTime":1637.21,"body":"impacting where you belong? So"},{"speaker":"Mike Cavaggioni","startTime":1637.3,"endTime":1641.02,"body":"like, like you had said earlier,"},{"speaker":"Mike Cavaggioni","startTime":1637.3,"endTime":1641.02,"body":"it's not just about, you know,"},{"speaker":"Mike Cavaggioni","startTime":1641.05,"endTime":1644.5,"body":"your passion and purpose, but"},{"speaker":"Mike Cavaggioni","startTime":1641.05,"endTime":1644.5,"body":"it's about where you, you know,"},{"speaker":"Mike Cavaggioni","startTime":1644.5,"endTime":1646.96,"body":"finding out where you belong,"},{"speaker":"Mike Cavaggioni","startTime":1644.5,"endTime":1646.96,"body":"that was part of the whole"},{"speaker":"Mike Cavaggioni","startTime":1646.96,"endTime":1650.05,"body":"purpose, right? To hit a mark."},{"speaker":"Mike Cavaggioni","startTime":1646.96,"endTime":1650.05,"body":"Right? Exactly. You're sitting"},{"speaker":"Mike Cavaggioni","startTime":1650.05,"endTime":1652.96,"body":"here making that impact, and"},{"speaker":"Mike Cavaggioni","startTime":1650.05,"endTime":1652.96,"body":"you're impacting other other"},{"speaker":"Mike Cavaggioni","startTime":1652.96,"endTime":1656.23,"body":"people's lives. Yes. Especially,"},{"speaker":"Mike Cavaggioni","startTime":1652.96,"endTime":1656.23,"body":"you know, with what you're doing"},{"speaker":"Mike Cavaggioni","startTime":1656.26,"endTime":1658.84,"body":"with helping other women and,"},{"speaker":"Mike Cavaggioni","startTime":1656.26,"endTime":1658.84,"body":"you know, I want to bring it"},{"speaker":"Mike Cavaggioni","startTime":1658.84,"endTime":1661.81,"body":"back to that too, because, you"},{"speaker":"Mike Cavaggioni","startTime":1658.84,"endTime":1661.81,"body":"know, you're very big on helping"},{"speaker":"Mike Cavaggioni","startTime":1661.81,"endTime":1664.84,"body":"other women entrepreneurs, go"},{"speaker":"Mike Cavaggioni","startTime":1661.81,"endTime":1664.84,"body":"forward and crush their goals."},{"speaker":"Mike Cavaggioni","startTime":1664.87,"endTime":1666.79,"body":"So I make sure like, my"},{"speaker":"Mike Cavaggioni","startTime":1664.87,"endTime":1666.79,"body":"listeners understand that like,"},{"speaker":"Mike Cavaggioni","startTime":1666.79,"endTime":1668.95,"body":"Hey, you know, especially for"},{"speaker":"Mike Cavaggioni","startTime":1666.79,"endTime":1668.95,"body":"the women that are listening,"},{"speaker":"Mike Cavaggioni","startTime":1668.95,"endTime":1671.44,"body":"right now, if there's somebody"},{"speaker":"Mike Cavaggioni","startTime":1668.95,"endTime":1671.44,"body":"that you need to talk to, you"},{"speaker":"Mike Cavaggioni","startTime":1671.44,"endTime":1675.97,"body":"guys need to hit up Kareena. You"},{"speaker":"Mike Cavaggioni","startTime":1671.44,"endTime":1675.97,"body":"know, get get her on your team"},{"speaker":"Mike Cavaggioni","startTime":1675.97,"endTime":1679.75,"body":"there, because she definitely"},{"speaker":"Mike Cavaggioni","startTime":1675.97,"endTime":1679.75,"body":"has the right mindset. So"},{"speaker":"Mike Cavaggioni","startTime":1679.75,"endTime":1682.36,"body":"speaking of, you know, the"},{"speaker":"Mike Cavaggioni","startTime":1679.75,"endTime":1682.36,"body":"mindset, and you know,"},{"speaker":"Mike Cavaggioni","startTime":1682.51,"endTime":1685.21,"body":"everything that you're doing,"},{"speaker":"Mike Cavaggioni","startTime":1682.51,"endTime":1685.21,"body":"what would you say is your most"},{"speaker":"Mike Cavaggioni","startTime":1685.21,"endTime":1688.51,"body":"driving motivation to keep doing"},{"speaker":"Mike Cavaggioni","startTime":1685.21,"endTime":1688.51,"body":"this?"},{"speaker":"Karena Calhoun","startTime":1689.36,"endTime":1694.7,"body":"So I look at"},{"speaker":"Karena Calhoun","startTime":1689.36,"endTime":1694.7,"body":"motivation is really internal."},{"speaker":"Karena Calhoun","startTime":1694.7,"endTime":1698.18,"body":"So when I think of motivation,"},{"speaker":"Karena Calhoun","startTime":1694.7,"endTime":1698.18,"body":"and inspiration, inspiration,"},{"speaker":"Karena Calhoun","startTime":1698.54,"endTime":1702.41,"body":"can be inspiration typically is"},{"speaker":"Karena Calhoun","startTime":1698.54,"endTime":1702.41,"body":"external, it can be people, it"},{"speaker":"Karena Calhoun","startTime":1702.41,"endTime":1705.41,"body":"can be things, it can be the it"},{"speaker":"Karena Calhoun","startTime":1702.41,"endTime":1705.41,"body":"could be trees, outside,"},{"speaker":"Karena Calhoun","startTime":1705.89,"endTime":1711.29,"body":"motivation is internal. And"},{"speaker":"Karena Calhoun","startTime":1705.89,"endTime":1711.29,"body":"that's that drive that I have to"},{"speaker":"Karena Calhoun","startTime":1711.29,"endTime":1717.35,"body":"really connect and serve with"},{"speaker":"Karena Calhoun","startTime":1711.29,"endTime":1717.35,"body":"people. My motivation is, I want"},{"speaker":"Karena Calhoun","startTime":1717.35,"endTime":1720.11,"body":"to make sure you know, and I"},{"speaker":"Karena Calhoun","startTime":1717.35,"endTime":1720.11,"body":"said it before, I want to make"},{"speaker":"Karena Calhoun","startTime":1720.11,"endTime":1725.24,"body":"sure when I leave here, I have"},{"speaker":"Karena Calhoun","startTime":1720.11,"endTime":1725.24,"body":"left the true mark, that purpose"},{"speaker":"Karena Calhoun","startTime":1725.45,"endTime":1728.15,"body":"that I was supposed to leave, I"},{"speaker":"Karena Calhoun","startTime":1725.45,"endTime":1728.15,"body":"don't want to leave people"},{"speaker":"Karena Calhoun","startTime":1728.15,"endTime":1734.33,"body":"suffering. You know, I want to"},{"speaker":"Karena Calhoun","startTime":1728.15,"endTime":1734.33,"body":"leave people in a extremely"},{"speaker":"Karena Calhoun","startTime":1734.33,"endTime":1737.09,"body":"better place than when I found"},{"speaker":"Karena Calhoun","startTime":1734.33,"endTime":1737.09,"body":"them."},{"speaker":"Mike Cavaggioni","startTime":1737.27,"endTime":1739.52,"body":"Right. Okay."},{"speaker":"Mike Cavaggioni","startTime":1737.27,"endTime":1739.52,"body":"You know, I like that too. And I"},{"speaker":"Mike Cavaggioni","startTime":1739.52,"endTime":1742.43,"body":"wrote this down to motivations,"},{"speaker":"Mike Cavaggioni","startTime":1739.52,"endTime":1742.43,"body":"internal inspirations, external,"},{"speaker":"Mike Cavaggioni","startTime":1742.43,"endTime":1746.09,"body":"I never ever thought of it that"},{"speaker":"Mike Cavaggioni","startTime":1742.43,"endTime":1746.09,"body":"way. But now that I sit here,"},{"speaker":"Mike Cavaggioni","startTime":1746.09,"endTime":1749.21,"body":"and I'm reflecting on those"},{"speaker":"Mike Cavaggioni","startTime":1746.09,"endTime":1749.21,"body":"words, you know, every time I"},{"speaker":"Mike Cavaggioni","startTime":1749.21,"endTime":1752.72,"body":"think about when I'm motivated,"},{"speaker":"Mike Cavaggioni","startTime":1749.21,"endTime":1752.72,"body":"is that's an internal drive."},{"speaker":"Mike Cavaggioni","startTime":1752.75,"endTime":1756.35,"body":"That's good thing done. And then"},{"speaker":"Mike Cavaggioni","startTime":1752.75,"endTime":1756.35,"body":"when there's other things that"},{"speaker":"Mike Cavaggioni","startTime":1756.38,"endTime":1759.32,"body":"push me there, I'm definitely"},{"speaker":"Mike Cavaggioni","startTime":1756.38,"endTime":1759.32,"body":"inspired by them. So that makes"},{"speaker":"Mike Cavaggioni","startTime":1759.32,"endTime":1762.92,"body":"so much sense so much. So when"},{"speaker":"Mike Cavaggioni","startTime":1759.32,"endTime":1762.92,"body":"somebody is motivated, they're"},{"speaker":"Mike Cavaggioni","startTime":1762.92,"endTime":1766.22,"body":"really pushing from within. So"},{"speaker":"Mike Cavaggioni","startTime":1762.92,"endTime":1766.22,"body":"that's Yeah, I guess that's, you"},{"speaker":"Mike Cavaggioni","startTime":1766.22,"endTime":1769.67,"body":"know, kind of finding your inner"},{"speaker":"Mike Cavaggioni","startTime":1766.22,"endTime":1769.67,"body":"fire. Yeah, the what it is, you"},{"speaker":"Mike Cavaggioni","startTime":1769.67,"endTime":1774.05,"body":"know, for your passion and your"},{"speaker":"Mike Cavaggioni","startTime":1769.67,"endTime":1774.05,"body":"purpose. You get it my you get"},{"speaker":"Mike Cavaggioni","startTime":1774.05,"endTime":1778.67,"body":"it? Yes. Because I'm talking to"},{"speaker":"Mike Cavaggioni","startTime":1774.05,"endTime":1778.67,"body":"somebody that that's got it and,"},{"speaker":"Mike Cavaggioni","startTime":1778.67,"endTime":1781.97,"body":"and it's, like you said, serving"},{"speaker":"Mike Cavaggioni","startTime":1778.67,"endTime":1781.97,"body":"and giving So no, that's"},{"speaker":"Mike Cavaggioni","startTime":1781.97,"endTime":1786.23,"body":"awesome. That's fantastic. So"},{"speaker":"Mike Cavaggioni","startTime":1781.97,"endTime":1786.23,"body":"are you I guess, personally, you"},{"speaker":"Mike Cavaggioni","startTime":1786.23,"endTime":1788.69,"body":"know, cuz you said you had"},{"speaker":"Mike Cavaggioni","startTime":1786.23,"endTime":1788.69,"body":"mentioned something earlier"},{"speaker":"Mike Cavaggioni","startTime":1788.69,"endTime":1791.09,"body":"about, you know, you want to"},{"speaker":"Mike Cavaggioni","startTime":1788.69,"endTime":1791.09,"body":"make sure that when you leave"},{"speaker":"Mike Cavaggioni","startTime":1791.09,"endTime":1794.66,"body":"this earth that you you've"},{"speaker":"Mike Cavaggioni","startTime":1791.09,"endTime":1794.66,"body":"impacted other people's lives"},{"speaker":"Mike Cavaggioni","startTime":1794.66,"endTime":1797.09,"body":"that you left something behind."},{"speaker":"Mike Cavaggioni","startTime":1794.66,"endTime":1797.09,"body":"So with that being said, you"},{"speaker":"Mike Cavaggioni","startTime":1797.09,"endTime":1799.73,"body":"know, that that's that's a"},{"speaker":"Mike Cavaggioni","startTime":1797.09,"endTime":1799.73,"body":"legacy. So what would you want"},{"speaker":"Mike Cavaggioni","startTime":1799.73,"endTime":1800.84,"body":"your legacy to be,"},{"speaker":"Karena Calhoun","startTime":1801.08,"endTime":1802.85,"body":"I want my"},{"speaker":"Karena Calhoun","startTime":1801.08,"endTime":1802.85,"body":"legacy. You know, a lot of"},{"speaker":"Karena Calhoun","startTime":1802.85,"endTime":1806.27,"body":"people are building building"},{"speaker":"Karena Calhoun","startTime":1802.85,"endTime":1806.27,"body":"legacies. However they so"},{"speaker":"Karena Calhoun","startTime":1806.27,"endTime":1811.73,"body":"decide, and I'm not against any"},{"speaker":"Karena Calhoun","startTime":1806.27,"endTime":1811.73,"body":"one way over another but my"},{"speaker":"Karena Calhoun","startTime":1811.73,"endTime":1815.03,"body":"specific legacy I would like to"},{"speaker":"Karena Calhoun","startTime":1811.73,"endTime":1815.03,"body":"because I have children I would"},{"speaker":"Karena Calhoun","startTime":1815.03,"endTime":1818.12,"body":"like from my legacy, and even"},{"speaker":"Karena Calhoun","startTime":1815.03,"endTime":1818.12,"body":"those people that are not"},{"speaker":"Karena Calhoun","startTime":1818.15,"endTime":1823.94,"body":"directly relate it to me. But my"},{"speaker":"Karena Calhoun","startTime":1818.15,"endTime":1823.94,"body":"legacy is that knowledge, the"},{"speaker":"Karena Calhoun","startTime":1823.94,"endTime":1827.93,"body":"knowledge, the wealth, that's in"},{"speaker":"Karena Calhoun","startTime":1823.94,"endTime":1827.93,"body":"knowledge. And so that's what I"},{"speaker":"Karena Calhoun","startTime":1827.93,"endTime":1832.76,"body":"want to be able to leave. I want"},{"speaker":"Karena Calhoun","startTime":1827.93,"endTime":1832.76,"body":"people to know that they have a"},{"speaker":"Karena Calhoun","startTime":1832.76,"endTime":1837.23,"body":"purpose here, I want people to"},{"speaker":"Karena Calhoun","startTime":1832.76,"endTime":1837.23,"body":"know that, that they are not I"},{"speaker":"Karena Calhoun","startTime":1837.23,"endTime":1841.67,"body":"am not someone just because I've"},{"speaker":"Karena Calhoun","startTime":1837.23,"endTime":1841.67,"body":"had a foreclosure does not mean"},{"speaker":"Karena Calhoun","startTime":1841.67,"endTime":1845.36,"body":"that, you know, I'm a bad"},{"speaker":"Karena Calhoun","startTime":1841.67,"endTime":1845.36,"body":"person, just because I've had"},{"speaker":"Karena Calhoun","startTime":1845.39,"endTime":1848.33,"body":"you know, those vehicles"},{"speaker":"Karena Calhoun","startTime":1845.39,"endTime":1848.33,"body":"repossessed does not mean, I'm a"},{"speaker":"Karena Calhoun","startTime":1848.33,"endTime":1852.02,"body":"bad person. That's not I want"},{"speaker":"Karena Calhoun","startTime":1848.33,"endTime":1852.02,"body":"people to understand, I want"},{"speaker":"Karena Calhoun","startTime":1852.02,"endTime":1855.86,"body":"people to know, that side of"},{"speaker":"Karena Calhoun","startTime":1852.02,"endTime":1855.86,"body":"wealth. And so that is the"},{"speaker":"Karena Calhoun","startTime":1855.86,"endTime":1859.28,"body":"legacy that I want to leave, I"},{"speaker":"Karena Calhoun","startTime":1855.86,"endTime":1859.28,"body":"want to leave knowledge,"},{"speaker":"Mike Cavaggioni","startTime":1858.74,"endTime":1861.255,"body":"Yeah you can't"},{"speaker":"Mike Cavaggioni","startTime":1858.74,"endTime":1861.255,"body":"let something negative like that"},{"speaker":"Mike Cavaggioni","startTime":1861.308,"endTime":1864.627,"body":"be, you know, define you, right."},{"speaker":"Mike Cavaggioni","startTime":1861.308,"endTime":1864.627,"body":"And you know, what, actually,"},{"speaker":"Mike Cavaggioni","startTime":1864.68,"endTime":1867.517,"body":"you know, what I see from your"},{"speaker":"Mike Cavaggioni","startTime":1864.68,"endTime":1867.517,"body":"story, I don't see the"},{"speaker":"Mike Cavaggioni","startTime":1867.57,"endTime":1870.674,"body":"foreclosure, I don't see the"},{"speaker":"Mike Cavaggioni","startTime":1867.57,"endTime":1870.674,"body":"cars that were repossessed, I"},{"speaker":"Mike Cavaggioni","startTime":1870.728,"endTime":1873.832,"body":"see how you bounce back from"},{"speaker":"Mike Cavaggioni","startTime":1870.728,"endTime":1873.832,"body":"that and changed your mindset"},{"speaker":"Mike Cavaggioni","startTime":1873.885,"endTime":1876.829,"body":"and continued to just move"},{"speaker":"Mike Cavaggioni","startTime":1873.885,"endTime":1876.829,"body":"forward and brushed your own"},{"speaker":"Mike Cavaggioni","startTime":1876.882,"endTime":1880.147,"body":"goals. And I say, and that's"},{"speaker":"Mike Cavaggioni","startTime":1876.882,"endTime":1880.147,"body":"what I had this conversation. So"},{"speaker":"Mike Cavaggioni","startTime":1880.201,"endTime":1883.358,"body":"that's really awesome. You ever"},{"speaker":"Mike Cavaggioni","startTime":1880.201,"endTime":1883.358,"body":"I mean, you have you have a"},{"speaker":"Mike Cavaggioni","startTime":1883.412,"endTime":1886.73,"body":"really great story. You know, a"},{"speaker":"Mike Cavaggioni","startTime":1883.412,"endTime":1886.73,"body":"lot of people get caught up in"},{"speaker":"Mike Cavaggioni","startTime":1886.783,"endTime":1889.941,"body":"the, you know, hey, I had a"},{"speaker":"Mike Cavaggioni","startTime":1886.783,"endTime":1889.941,"body":"foreclosure, I lost everything."},{"speaker":"Mike Cavaggioni","startTime":1889.994,"endTime":1893.206,"body":"Or I had to file for bankruptcy,"},{"speaker":"Mike Cavaggioni","startTime":1889.994,"endTime":1893.206,"body":"and I lost everything. I'll"},{"speaker":"Mike Cavaggioni","startTime":1893.259,"endTime":1896.417,"body":"never bounce back from this."},{"speaker":"Mike Cavaggioni","startTime":1893.259,"endTime":1896.417,"body":"Well, that's not true. You can"},{"speaker":"Mike Cavaggioni","startTime":1896.47,"endTime":1899.735,"body":"bounce back from it. And you're"},{"speaker":"Mike Cavaggioni","startTime":1896.47,"endTime":1899.735,"body":"living proof, right? And so I"},{"speaker":"Mike Cavaggioni","startTime":1899.788,"endTime":1903.214,"body":"don't mean to sound cliche, but"},{"speaker":"Mike Cavaggioni","startTime":1899.788,"endTime":1903.214,"body":"it's like, you know, what, a lot"},{"speaker":"Mike Cavaggioni","startTime":1903.267,"endTime":1906.532,"body":"of people say, Well, if I can do"},{"speaker":"Mike Cavaggioni","startTime":1903.267,"endTime":1906.532,"body":"it, anybody can do it. Well,"},{"speaker":"Mike Cavaggioni","startTime":1906.585,"endTime":1909.689,"body":"that's the thing. If other"},{"speaker":"Mike Cavaggioni","startTime":1906.585,"endTime":1909.689,"body":"people can do it, you can do it"},{"speaker":"Mike Cavaggioni","startTime":1909.743,"endTime":1913.115,"body":"too. And it's about that mindset"},{"speaker":"Mike Cavaggioni","startTime":1909.743,"endTime":1913.115,"body":"shift. Like we've been talking"},{"speaker":"Mike Cavaggioni","startTime":1913.168,"endTime":1916.486,"body":"about this whole conversation."},{"speaker":"Mike Cavaggioni","startTime":1913.168,"endTime":1916.486,"body":"So absolutely love it. Alright,"},{"speaker":"Mike Cavaggioni","startTime":1916.54,"endTime":1919.804,"body":"so Karena, so what, what's next"},{"speaker":"Mike Cavaggioni","startTime":1916.54,"endTime":1919.804,"body":"for you and your business and"},{"speaker":"Mike Cavaggioni","startTime":1919.858,"endTime":1923.016,"body":"your brand? Like what what's"},{"speaker":"Mike Cavaggioni","startTime":1919.858,"endTime":1923.016,"body":"what are the what are we doing"},{"speaker":"Mike Cavaggioni","startTime":1923.069,"endTime":1924.14,"body":"moving forward here?"},{"speaker":"Karena Calhoun","startTime":1924.98,"endTime":1926.66,"body":"Mike, I really"},{"speaker":"Karena Calhoun","startTime":1924.98,"endTime":1926.66,"body":"want to, I want to have a"},{"speaker":"Karena Calhoun","startTime":1926.66,"endTime":1931.34,"body":"movement, I want to have a"},{"speaker":"Karena Calhoun","startTime":1926.66,"endTime":1931.34,"body":"movement of people shifting"},{"speaker":"Karena Calhoun","startTime":1931.34,"endTime":1936.29,"body":"their mindset to I can, and I"},{"speaker":"Karena Calhoun","startTime":1931.34,"endTime":1936.29,"body":"will, and I am. And I want"},{"speaker":"Karena Calhoun","startTime":1936.29,"endTime":1940.76,"body":"people to really push that to"},{"speaker":"Karena Calhoun","startTime":1936.29,"endTime":1940.76,"body":"every single person that they"},{"speaker":"Karena Calhoun","startTime":1940.76,"endTime":1945.35,"body":"know, because I believe we can"},{"speaker":"Karena Calhoun","startTime":1940.76,"endTime":1945.35,"body":"heal a lot of the things that's"},{"speaker":"Karena Calhoun","startTime":1945.35,"endTime":1949.97,"body":"going on in the world. If we"},{"speaker":"Karena Calhoun","startTime":1945.35,"endTime":1949.97,"body":"change our mindsets, I believe"},{"speaker":"Karena Calhoun","startTime":1949.97,"endTime":1953.36,"body":"in the United States,"},{"speaker":"Karena Calhoun","startTime":1949.97,"endTime":1953.36,"body":"specifically, that small"},{"speaker":"Karena Calhoun","startTime":1953.36,"endTime":1959.18,"body":"business owners are the backbone"},{"speaker":"Karena Calhoun","startTime":1953.36,"endTime":1959.18,"body":"of the country. And if I am able"},{"speaker":"Karena Calhoun","startTime":1959.18,"endTime":1963.89,"body":"to impact as many women as I"},{"speaker":"Karena Calhoun","startTime":1959.18,"endTime":1963.89,"body":"can, who are entrepreneurs to"},{"speaker":"Karena Calhoun","startTime":1963.89,"endTime":1967.82,"body":"shift in a more positive way, in"},{"speaker":"Karena Calhoun","startTime":1963.89,"endTime":1967.82,"body":"a more impactful way, in a more"},{"speaker":"Karena Calhoun","startTime":1967.82,"endTime":1973.19,"body":"purposeful way, then we would be"},{"speaker":"Karena Calhoun","startTime":1967.82,"endTime":1973.19,"body":"able to do so much here in the"},{"speaker":"Karena Calhoun","startTime":1973.19,"endTime":1977.06,"body":"United States. And so that is"},{"speaker":"Karena Calhoun","startTime":1973.19,"endTime":1977.06,"body":"really, I want to have them I"},{"speaker":"Karena Calhoun","startTime":1977.06,"endTime":1979.55,"body":"want to start a movement. Well,"},{"speaker":"Karena Calhoun","startTime":1977.06,"endTime":1979.55,"body":"I'm not gonna say I want to"},{"speaker":"Karena Calhoun","startTime":1979.55,"endTime":1983.3,"body":"start, I have started a"},{"speaker":"Karena Calhoun","startTime":1979.55,"endTime":1983.3,"body":"movement, and I want to see it"},{"speaker":"Karena Calhoun","startTime":1983.33,"endTime":1987.2,"body":"grow substantially,"},{"speaker":"Mike Cavaggioni","startTime":1985.79,"endTime":1987.849,"body":"right,"},{"speaker":"Mike Cavaggioni","startTime":1985.79,"endTime":1987.849,"body":"fantastic. Yeah, I was gonna say"},{"speaker":"Mike Cavaggioni","startTime":1987.902,"endTime":1990.753,"body":"you keep saying you want to"},{"speaker":"Mike Cavaggioni","startTime":1987.902,"endTime":1990.753,"body":"start one, I was like, I'm"},{"speaker":"Mike Cavaggioni","startTime":1990.806,"endTime":1994.185,"body":"pretty sure you already started"},{"speaker":"Mike Cavaggioni","startTime":1990.806,"endTime":1994.185,"body":"one this is, especially with the"},{"speaker":"Mike Cavaggioni","startTime":1994.238,"endTime":1997.353,"body":"direction that you're going, I"},{"speaker":"Mike Cavaggioni","startTime":1994.238,"endTime":1997.353,"body":"definitely see a very bright"},{"speaker":"Mike Cavaggioni","startTime":1997.406,"endTime":2000.574,"body":"future for your business and"},{"speaker":"Mike Cavaggioni","startTime":1997.406,"endTime":2000.574,"body":"brand for sure. Oh, you're most"},{"speaker":"Mike Cavaggioni","startTime":2000.626,"endTime":2003.847,"body":"welcome. You're most welcome. So"},{"speaker":"Mike Cavaggioni","startTime":2000.626,"endTime":2003.847,"body":"do you have any last tips or"},{"speaker":"Mike Cavaggioni","startTime":2003.9,"endTime":2007.174,"body":"tricks that you would recommend"},{"speaker":"Mike Cavaggioni","startTime":2003.9,"endTime":2007.174,"body":"to our listeners for somebody,"},{"speaker":"Mike Cavaggioni","startTime":2007.226,"endTime":2010.447,"body":"you know, I guess that that's"},{"speaker":"Mike Cavaggioni","startTime":2007.226,"endTime":2010.447,"body":"struggling to to get themselves"},{"speaker":"Mike Cavaggioni","startTime":2010.5,"endTime":2013.51,"body":"in the right mindset or"},{"speaker":"Mike Cavaggioni","startTime":2010.5,"endTime":2013.51,"body":"struggling to find their purpose."},{"speaker":"Karena Calhoun","startTime":2013.87,"endTime":2016.36,"body":"You know, I, the"},{"speaker":"Karena Calhoun","startTime":2013.87,"endTime":2016.36,"body":"one thing that I like to really"},{"speaker":"Karena Calhoun","startTime":2016.36,"endTime":2022.54,"body":"talk to people about in the"},{"speaker":"Karena Calhoun","startTime":2016.36,"endTime":2022.54,"body":"initial piece is to really find"},{"speaker":"Karena Calhoun","startTime":2022.54,"endTime":2026.86,"body":"out who they are, unveil their"},{"speaker":"Karena Calhoun","startTime":2022.54,"endTime":2026.86,"body":"authentic selves, really take"},{"speaker":"Karena Calhoun","startTime":2026.86,"endTime":2031.21,"body":"stock of the influences that"},{"speaker":"Karena Calhoun","startTime":2026.86,"endTime":2031.21,"body":"they've had around them, and see"},{"speaker":"Karena Calhoun","startTime":2031.21,"endTime":2035.53,"body":"what ideas and thoughts really"},{"speaker":"Karena Calhoun","startTime":2031.21,"endTime":2035.53,"body":"don't serve them. Because, you"},{"speaker":"Karena Calhoun","startTime":2035.53,"endTime":2039.52,"body":"know, truth be told, growing up,"},{"speaker":"Karena Calhoun","startTime":2035.53,"endTime":2039.52,"body":"we've had thoughts and ideas"},{"speaker":"Karena Calhoun","startTime":2039.52,"endTime":2044.11,"body":"that were initiated from someone"},{"speaker":"Karena Calhoun","startTime":2039.52,"endTime":2044.11,"body":"else, but as we become older,"},{"speaker":"Karena Calhoun","startTime":2044.35,"endTime":2047.05,"body":"they really don't serve us"},{"speaker":"Karena Calhoun","startTime":2044.35,"endTime":2047.05,"body":"anymore, but we still hold on to"},{"speaker":"Karena Calhoun","startTime":2047.05,"endTime":2051.16,"body":"them. So I would say at this"},{"speaker":"Karena Calhoun","startTime":2047.05,"endTime":2051.16,"body":"point, find out who you are"},{"speaker":"Karena Calhoun","startTime":2051.16,"endTime":2052.03,"body":"authentically,"},{"speaker":"Mike Cavaggioni","startTime":2052.09,"endTime":2054.7,"body":"I think that's"},{"speaker":"Mike Cavaggioni","startTime":2052.09,"endTime":2054.7,"body":"a great last tip for the show."},{"speaker":"Mike Cavaggioni","startTime":2054.7,"endTime":2057.34,"body":"That's That's fantastic. You"},{"speaker":"Mike Cavaggioni","startTime":2054.7,"endTime":2057.34,"body":"have to find your authentic self"},{"speaker":"Mike Cavaggioni","startTime":2057.34,"endTime":2059.71,"body":"before you can move forward in"},{"speaker":"Mike Cavaggioni","startTime":2057.34,"endTime":2059.71,"body":"anything and that's that's the"},{"speaker":"Mike Cavaggioni","startTime":2059.71,"endTime":2064.39,"body":"start to changing your mindset."},{"speaker":"Mike Cavaggioni","startTime":2059.71,"endTime":2064.39,"body":"For sure. So okay, so Karina, so"},{"speaker":"Mike Cavaggioni","startTime":2064.39,"endTime":2066.55,"body":"here's, here's the most"},{"speaker":"Mike Cavaggioni","startTime":2064.39,"endTime":2066.55,"body":"important question, right?"},{"speaker":"Mike Cavaggioni","startTime":2066.55,"endTime":2069.25,"body":"Because I really feel like this"},{"speaker":"Mike Cavaggioni","startTime":2066.55,"endTime":2069.25,"body":"was such an awesome"},{"speaker":"Mike Cavaggioni","startTime":2069.25,"endTime":2071.95,"body":"conversation. I really feel like"},{"speaker":"Mike Cavaggioni","startTime":2069.25,"endTime":2071.95,"body":"a lot of people are going to get"},{"speaker":"Mike Cavaggioni","startTime":2071.95,"endTime":2074.02,"body":"so much out of this but there"},{"speaker":"Mike Cavaggioni","startTime":2071.95,"endTime":2074.02,"body":"might be some people out there"},{"speaker":"Mike Cavaggioni","startTime":2074.02,"endTime":2077.14,"body":"that want to know more about you"},{"speaker":"Mike Cavaggioni","startTime":2074.02,"endTime":2077.14,"body":"and they want to maybe be able"},{"speaker":"Mike Cavaggioni","startTime":2077.14,"endTime":2081.52,"body":"to contact you and work with you"},{"speaker":"Mike Cavaggioni","startTime":2077.14,"endTime":2081.52,"body":"especially as a as a coach. So"},{"speaker":"Mike Cavaggioni","startTime":2081.52,"endTime":2083.53,"body":"where can people find more"},{"speaker":"Mike Cavaggioni","startTime":2081.52,"endTime":2083.53,"body":"information about you? Do you"},{"speaker":"Mike Cavaggioni","startTime":2083.53,"endTime":2086.02,"body":"have a website you could share"},{"speaker":"Mike Cavaggioni","startTime":2083.53,"endTime":2086.02,"body":"with us and maybe some social"},{"speaker":"Mike Cavaggioni","startTime":2086.02,"endTime":2086.44,"body":"media?"},{"speaker":"Karena Calhoun","startTime":2086.68,"endTime":2090.58,"body":"Absolutely. I"},{"speaker":"Karena Calhoun","startTime":2086.68,"endTime":2090.58,"body":"have. I have a link tree which"},{"speaker":"Karena Calhoun","startTime":2090.58,"endTime":2096.49,"body":"is link tree Li nk.tr backslash"},{"speaker":"Karena Calhoun","startTime":2090.58,"endTime":2096.49,"body":"coach Kareena and if you go to"},{"speaker":"Karena Calhoun","startTime":2096.49,"endTime":2100.0,"body":"the link tree, everything is"},{"speaker":"Karena Calhoun","startTime":2096.49,"endTime":2100.0,"body":"there. A link to my website is"},{"speaker":"Karena Calhoun","startTime":2100.0,"endTime":2103.99,"body":"Is there a link to all of my"},{"speaker":"Karena Calhoun","startTime":2100.0,"endTime":2103.99,"body":"social media platforms is there"},{"speaker":"Karena Calhoun","startTime":2104.17,"endTime":2108.28,"body":"and I also have my a couple of"},{"speaker":"Karena Calhoun","startTime":2104.17,"endTime":2108.28,"body":"free workshops coming up here, I"},{"speaker":"Karena Calhoun","startTime":2108.28,"endTime":2112.0,"body":"have them every month. And so"},{"speaker":"Karena Calhoun","startTime":2108.28,"endTime":2112.0,"body":"those are on there to be able to"},{"speaker":"Karena Calhoun","startTime":2112.0,"endTime":2115.78,"body":"register. So anything that you"},{"speaker":"Karena Calhoun","startTime":2112.0,"endTime":2115.78,"body":"want to find out about me is"},{"speaker":"Karena Calhoun","startTime":2115.78,"endTime":2118.3,"body":"actually on my link tree."},{"speaker":"Mike Cavaggioni","startTime":2117.07,"endTime":2118.807,"body":"Alright,"},{"speaker":"Mike Cavaggioni","startTime":2117.07,"endTime":2118.807,"body":"fantastic. We'll make sure we"},{"speaker":"Mike Cavaggioni","startTime":2118.853,"endTime":2121.642,"body":"have a copy of that link tree in"},{"speaker":"Mike Cavaggioni","startTime":2118.853,"endTime":2121.642,"body":"our show notes for everybody"},{"speaker":"Mike Cavaggioni","startTime":2121.688,"endTime":2124.569,"body":"that if you didn't get a chance"},{"speaker":"Mike Cavaggioni","startTime":2121.688,"endTime":2124.569,"body":"to type that out, or write that"},{"speaker":"Mike Cavaggioni","startTime":2124.615,"endTime":2127.359,"body":"down, you could just copy and"},{"speaker":"Mike Cavaggioni","startTime":2124.615,"endTime":2127.359,"body":"paste it out of the show notes"},{"speaker":"Mike Cavaggioni","startTime":2127.404,"endTime":2130.102,"body":"and and go check it out. Go"},{"speaker":"Mike Cavaggioni","startTime":2127.404,"endTime":2130.102,"body":"check out carena site or social"},{"speaker":"Mike Cavaggioni","startTime":2130.148,"endTime":2132.8,"body":"media accounts and check out"},{"speaker":"Mike Cavaggioni","startTime":2130.148,"endTime":2132.8,"body":"some of those free workshops."},{"speaker":"Mike Cavaggioni","startTime":2132.846,"endTime":2135.316,"body":"Because from what I can see"},{"speaker":"Mike Cavaggioni","startTime":2132.846,"endTime":2135.316,"body":"right here, just from this"},{"speaker":"Mike Cavaggioni","startTime":2135.361,"endTime":2138.059,"body":"conversation, this could be the"},{"speaker":"Mike Cavaggioni","startTime":2135.361,"endTime":2138.059,"body":"start for you changing your"},{"speaker":"Mike Cavaggioni","startTime":2138.105,"endTime":2138.7,"body":"life. So yes,"},{"speaker":"Karena Calhoun","startTime":2138.7,"endTime":2139.48,"body":"absolutely."},{"speaker":"Mike Cavaggioni","startTime":2139.48,"endTime":2141.959,"body":"Well, again, it"},{"speaker":"Mike Cavaggioni","startTime":2139.48,"endTime":2141.959,"body":"was an absolute pleasure having"},{"speaker":"Mike Cavaggioni","startTime":2142.012,"endTime":2145.23,"body":"you on thank you so much for"},{"speaker":"Mike Cavaggioni","startTime":2142.012,"endTime":2145.23,"body":"taking some time to talk with me"},{"speaker":"Mike Cavaggioni","startTime":2145.283,"endTime":2145.6,"body":"today."},{"speaker":"Karena Calhoun","startTime":2145.6,"endTime":2148.379,"body":"Thank you so"},{"speaker":"Karena Calhoun","startTime":2145.6,"endTime":2148.379,"body":"much, Mike, for having me. This"},{"speaker":"Karena Calhoun","startTime":2148.442,"endTime":2152.168,"body":"has been a pleasure and honor"},{"speaker":"Karena Calhoun","startTime":2148.442,"endTime":2152.168,"body":"and I just want to say to you"},{"speaker":"Karena Calhoun","startTime":2152.231,"endTime":2155.769,"body":"Mike just really quickly, I"},{"speaker":"Karena Calhoun","startTime":2152.231,"endTime":2155.769,"body":"truly appreciate the service"},{"speaker":"Karena Calhoun","startTime":2155.832,"endTime":2159.621,"body":"that you have been doing for the"},{"speaker":"Karena Calhoun","startTime":2155.832,"endTime":2159.621,"body":"last I know you said you're"},{"speaker":"Karena Calhoun","startTime":2159.685,"endTime":2163.285,"body":"about to retire from the Navy."},{"speaker":"Karena Calhoun","startTime":2159.685,"endTime":2163.285,"body":"So you really been digging"},{"speaker":"Karena Calhoun","startTime":2163.348,"endTime":2167.074,"body":"digging into your service. And"},{"speaker":"Karena Calhoun","startTime":2163.348,"endTime":2167.074,"body":"so I want to applaud you for"},{"speaker":"Karena Calhoun","startTime":2167.138,"endTime":2170.801,"body":"that and say thank you from the"},{"speaker":"Karena Calhoun","startTime":2167.138,"endTime":2170.801,"body":"bottom of my heart for the"},{"speaker":"Karena Calhoun","startTime":2170.864,"endTime":2172.57,"body":"service that you have done."},{"speaker":"Mike Cavaggioni","startTime":2172.66,"endTime":2175.0,"body":"Thank you so"},{"speaker":"Mike Cavaggioni","startTime":2172.66,"endTime":2175.0,"body":"much. I truly appreciate that."},{"speaker":"Mike Cavaggioni","startTime":2175.0,"endTime":2175.48,"body":"Thank you."},{"speaker":"Average Joe Finances","startTime":2177.46,"endTime":2179.35,"body":"Thanks for"},{"speaker":"Average Joe Finances","startTime":2177.46,"endTime":2179.35,"body":"listening to the Average Joe"},{"speaker":"Average Joe Finances","startTime":2179.35,"endTime":2184.39,"body":"Finances podcast. Your source"},{"speaker":"Average Joe Finances","startTime":2179.35,"endTime":2184.39,"body":"for beating debt, saving money"},{"speaker":"Average Joe Finances","startTime":2184.42,"endTime":2188.98,"body":"and investing Learn more at"},{"speaker":"Average Joe Finances","startTime":2184.42,"endTime":2188.98,"body":"Average Joe finances.com."},{"speaker":"Average Joe Finances","startTime":2191.41,"endTime":2195.1,"body":"The Average Joe Finances podcast"},{"speaker":"Average Joe Finances","startTime":2191.41,"endTime":2195.1,"body":"is for informational and"},{"speaker":"Average Joe Finances","startTime":2195.1,"endTime":2199.93,"body":"entertainment purposes only. Do"},{"speaker":"Average Joe Finances","startTime":2195.1,"endTime":2199.93,"body":"not use this for any real estate"},{"speaker":"Average Joe Finances","startTime":2200.02,"endTime":2201.97,"body":"or investment making decision."}]}