Ten weeks to Christmas, darker days setting in, and the urge to coast is real yet this is where great brokerages pull ahead. We dive into a clear, no-fluff plan to close the year with momentum: reflect on Q3, set SMART goals you can actually hit, and redirect energy into the marketing channels that turn into completed applications. You’ll hear how to use data instead of guesswork, why consolidating tools beats adding more apps, and where tax-savvy prepay decisions (with your accountant’s guidance) can set you up to hit January running.
We also unpack the rising role of bridging finance as a legitimate tool for speed-sensitive clients. From building lender relationships to spotting ideal cases, chain breaks, auctions, light refurb we outline the steps to upskill quickly and deliver quick wins before year-end. Alongside the revenue plays, we tackle the operational work that creates real lift: clearing backlogs, tightening CRM hygiene, strengthening feedback loops with introducers, and celebrating wins that often get ignored in the rush.
Looking ahead, we map a practical runway into 2026: a one-page plan, realistic content cadence, smarter tech choices, and intentional culture design if you lead a team. If you’re solo, we share ways to build accountability and support that prevent burnout and improve decisions. Throughout, we emphasize mental health: set boundaries, take breaks, move daily, and avoid midnight email spirals. Most of all, resist knee-jerk moves—research big decisions and align them with your long-term values and goals. If this resonates, subscribe, share with a broker who needs it, and leave a review so we can help more people finish strong and start smarter.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Forecasts don’t build a pipeline—systems do. We take a clear-eyed look at what 2026 is likely to bring for mortgage brokers and explain how to turn easing interest rates, rising lending volumes, and a remortgage surge into steady growth. Rather than chasing headlines, we map out practical steps to get ahead: when to contact clients, how to compare two-year and five-year fixes with confidence, and where brokers can add value that comparison sites can’t.
We walk through the signals that matter—swaps, inflation trends, MPC guidance—and translate them into plain-English advice you can share with your clients. Expect a modestly healthier purchase market and a meaningful lift in refinancing as borrowers come off 2023–2024 highs. For landlords, cheaper finance and higher rents may support a buy-to-let rebound, but regulatory headwinds and EPC scrutiny demand sober planning. We dig into stress testing portfolios, weighing personal vs. limited company structures, and preparing contingency buffers to manage arrears risk in a tight rental market.
If you’re building for resilience, this is your playbook: identify 2026 renewals now, build a proactive retention cadence, and use AI to automate admin so you can focus on advice and speed. We also share simple marketing moves—client updates tied to macro data, search-friendly content on remortgages and BTL, and CRM segmentation—that help you win attention before renewal dates hit. Ready to convert a steady outlook into real momentum? Follow the plan, subscribe for weekly tactics, and leave a review to tell us which niche you’re tackling next.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Thinking about leaving your mortgage network—or wondering if you should stay and push for change? We walk through a clear, practical way to make the call without burning bridges or bleeding income. You’ll learn how to separate short‑term frustration from long‑term fit, the exact contract clauses that shape your exit, and the steps that protect your pipeline, renewals, and client trust during a move.
We start with the big trap: reacting to a bad month or peer pressure. Then we dig into the paperwork that actually decides outcomes—exit fees, notice periods, commission freezes, client ownership, novation rights, and those quiet costs like PI run‑off and data transfer fees. We also unpack restrictive covenants in plain English, including what non‑dealing means in practice and how client choice fits within your obligations. From there, we pivot to reasons you might stay: strong compliance support, reliable tech, fair fees, and a culture that matches your standards. If the issues are fixable, we show you how to ask for change; if they’re structural, we lay out a precise plan to leave well.
Finally, we map the move itself: coordinating authorization dates to reduce downtime, completing file checks, safeguarding data legally, and communicating with clients at the right time with the right message. We share what to look for in a new home beyond the headline split—transparent terms, consistent compliance, integrated technology, and real coaching and marketing support. Whether you decide to stay or switch, you’ll finish with a checklist that keeps you in control, protects your reputation, and aligns your business with your values.
If this guide helps you or someone on your team, share it with a fellow broker, hit follow, and leave a quick review so more people can find the show.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
If your calendar runs your life, this conversation hands you the keys back. We unpack a practical framework for self‑employed mortgage brokers to protect energy, sharpen focus, and grow a sustainable business without living on email at midnight. From smart structure to flexible routines, we walk through the habits, systems, and boundaries that turn constant busyness into repeatable momentum.
We start with the why—how unmanaged stress quietly chips away at health, client care, and decision quality—then move into the how. You’ll hear simple ways to plan your day around high‑impact tasks, break big goals into doable steps, and use light automation for scheduling, email follow‑ups, and social posts so you win back hours each week. We talk about building flexibility into your diary, taking guilt‑free breaks, and using sound cues to shift focus on demand. Communication gets its own spotlight: setting clear expectations with virtual assistants, compliance partners, and marketers so projects move without you babysitting them.
Mindset and environment matter just as much. We dig into self‑compassion when deals fall through, practical boundaries when you work from home, and the power of saying no to misaligned commitments. Community, health, and recovery are woven throughout—exercise as a meeting with yourself, consistent sleep as a performance edge, meal prep to stabilise energy, and when to seek professional support. Then we zoom out to strategy: align your business to the life you actually want, document simple SOPs, maintain a clean advice trail for compliance confidence, and set aside weekly time to work on the business—brand, marketing, pipeline—so growth becomes intentional, not accidental.
This is a builder’s guide to balance: clear steps, realistic tools, and a steady pace you can keep. If you’re ready to trade frantic days for focused progress, follow the show, share it with a broker friend, and leave a quick review to help more people find it. What’s the first boundary you’ll set this week?
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Ready to transform how you work as a mortgage broker? This episode bridges the gap between AI theory and everyday practice, showing you exactly how to implement artificial intelligence tools that will revolutionize your business.
The mortgage industry is changing rapidly, with major UK banks investing billions in AI technology. As brokers, we've reached the point where AI adoption isn't just advantageous—it's becoming necessary to remain competitive. But where should you start?
We break down three essential categories of AI tools every mortgage broker should consider: custom GPTs that can be trained on your specific business materials, transcription services like Otter that automatically document client meetings, and chatbots that handle routine inquiries while you focus on high-value activities. What's particularly exciting is the emergence of AI agents capable of executing multi-step processes from document collection to preliminary recommendations.
Throughout the episode, we emphasize that technology enhances rather than replaces human expertise. Clients will always value the trust, empathy, and personalized guidance that only an experienced broker can provide. The most successful professionals will be those who leverage AI for efficiency while doubling down on relationship-building and strategic advice.
Looking ahead to 2026, we explore how AI might reshape the mortgage landscape through blockchain integration, regulatory adaptation, and predictive analytics that transform customer service from reactive to proactive. As we enter what could be a significant remortgaging period, the brokers who thrive will be those who position themselves as both tech-savvy and deeply human.
Ready to start your AI journey? Check out the Broker Foundry community or subscribe to our YouTube channel for monthly insights. If you found this episode valuable, please share it with colleagues and leave a review to help other brokers discover these essential strategies for the future.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
The contractual foundations of your mortgage broker business deserve more scrutiny than they typically receive. While most advisors focus exclusively on commission splits when joining networks, the real devils lurk in overlooked details that can dramatically impact your future flexibility and financial success.
Client ownership stands as perhaps the most critical consideration. Many brokers are shocked to discover that some networks claim ownership of client relationships even after departure, potentially allowing reassignment of your hard-earned clients to other advisors. Understanding exactly who maintains these relationships post-separation can make the difference between business continuity and starting from scratch. Similarly, commission structures demand scrutiny beyond headline percentages – hidden overrides, technology fees, compliance charges, and supervision costs significantly affect your actual take-home pay.
Technology infrastructure, compliance support, and exit conditions represent equally crucial considerations. Networks should provide systems that enhance rather than hinder your productivity, with guaranteed data portability should you leave. Effective compliance frameworks should protect without unnecessarily impeding your business. Most critically, understand your notice periods, exit fees, and any restrictive covenants before committing. Under English law, post-termination restrictions are only enforceable if protecting legitimate business interests and remaining reasonably limited in scope and duration – typically no more than 12 months for non-compete provisions.
When preparing to leave a network, careful planning becomes essential. Coordinate notice periods with new authorization, fulfill all exit requirements meticulously, and negotiate pipeline transfers where possible. Throughout this process, maintain professionalism as future references may depend on it. Remember that contracts typically favor the party that drafted them, making professional legal advice a worthwhile investment compared to the potential costs of unfavorable agreements. For additional support with self-employment transitions, explore the Broker Foundry community resources or connect directly to discuss personalized pathways toward greater independence.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Maintaining mental resilience isn't just helpful for mortgage brokers—it's essential for survival in our ever-changing industry. The constant juggling of applications, client expectations, and market shifts creates a perfect storm for stress, but your response to these pressures remains entirely within your control.
This episode dives deep into practical mindset strategies that transform how you navigate professional challenges. We explore the profound difference between experiencing events and choosing your response to them—a distinction that puts you back in the driver's seat of your wellbeing. By focusing exclusively on what you can influence rather than external factors, you'll reclaim valuable mental energy and enhance your effectiveness.
Discover actionable techniques like setting micro-goals, practicing negative visualization, cognitive distancing, and "not suffering twice" by staying present instead of catastrophizing. Learn how to structure your workday with deliberate breaks, flexible scheduling, and strategic task management to prevent burnout while maximizing productivity. The episode also addresses rejection management—an unavoidable aspect of broker life—with approaches that help you depersonalize setbacks and extract valuable lessons without questioning your worth.
Beyond individual strategies, we examine how aligning your work with deeper values creates resilience against industry turbulence. When you view your role through the lens of helping families secure homes and providing trustworthy guidance, market fluctuations become less threatening to your sense of purpose. Combined with physical wellbeing practices and strong support networks, these mindset tools create a foundation for sustainable success.
Ready to transform how you experience the mortgage industry's challenges? Listen now, then share with a fellow broker who might benefit. Check out Broker Foundry and our YouTube channel for more resources, or explore Self-Employed Broker Pathways on my website if you're considering independent practice. What mindset shift will you implement today to enhance your resilience?
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
September brings that back-to-school energy—a perfect moment to reset, refocus, and chart your course for the months ahead. After the summer lull, it's time to think about how you want your mortgage broker business to look by December 2025.
Most brokers live deal-to-deal in an industry where everything changes overnight—rates shift, criteria evolve, and client circumstances transform without warning. This reactive approach leaves you perpetually treading water. But what if you could build a business that not only survives these fluctuations but genuinely thrives through them?
True resilience isn't gritting your teeth and powering through. It's developing adaptability and bounce-back capacity that turns challenges into growth opportunities. This begins with a simple yet powerful mindset shift: focus exclusively on what's within your control (your planning, reactions, and systems) while accepting what isn't (market conditions, underwriter decisions). The energy wasted on uncontrollable factors is energy stolen from meaningful progress.
Want practical ways to strengthen your resilience muscle? Start by setting micro-goals alongside your bigger ambitions—small weekly wins that build momentum. Schedule just 10 minutes each week for honest reflection on what worked and what didn't. Protect your energy by taking genuine breaks (and no, scrolling social media doesn't count). Connect with other brokers who understand your challenges—sometimes a quick conversation resets your entire perspective.
Ready to finish 2025 stronger than ever? Review your year-end goals now, break them into monthly milestones, and schedule strategic thinking time in your calendar. Remember, running your own race doesn't mean running alone. What's one small step you could take this week toward your December 2025 vision? Your future self will thank you for starting today.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
What does it take to leave behind a successful 20-year career and start completely fresh in a new industry? In this candid conversation, Dave Tindall of DLI Mortgages reveals the reality of transitioning from automotive marketing to establishing his own mortgage brokerage at age 38.
Dave shares the moment he decided to make this life-changing move—how he methodically assessed his strengths and desires on a blank piece of paper, and why mortgage broking emerged as his path forward. With refreshing honesty, he discusses the initial fear, the unwavering support from his now-wife, and that strange first Monday morning sitting at his desk with no boss and no corporate structure to fall back on.
For anyone contemplating a similar leap, Dave's insights about "employee guilt" are particularly valuable. He describes the six-month journey to overcome the ingrained belief that working hard means putting in specific hours rather than focusing on results. His marketing background gave him advantages in building his brand, though stepping in front of the camera for social media content required pushing past significant discomfort.
What resonates most powerfully is Dave's reflection on finding greater fulfillment in helping people achieve homeownership than he ever experienced in his previous career. The moment when clients receive their keys and his role in making that life-changing event happen provides satisfaction that selling luxury cars never could.
Looking ahead, Dave has intentionally chosen to build a business that prioritizes lifestyle and values over rapid expansion. His plans to create a husband-and-wife team reflect a thoughtful approach to success on his own terms.
Whether you're considering a career change, thinking about self-employment, or simply curious about the mortgage industry, this episode offers valuable wisdom about having the courage to make brave choices and defining success in ways that truly matter to you.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Feeling isolated as a mortgage broker? You're not alone. In this candid conversation, Craig Skelton welcomes back Jonathan Needham to explore the evolution of the Broker Foundry and address the unspoken challenges facing today's mortgage professionals.
The pair reflect on their recent "Foundations to Freedom" webinar and the overwhelming feedback from brokers hungry for unbiased industry guidance. What began as a live event is now transforming into something more accessible and impactful – a monthly conversation series designed to build a modern broker community without the barriers of registration or hidden agendas.
At the heart of their discussion lies a troubling reality: broker isolation. Whether you're a successful lone wolf operation or managing a growing team, the feeling of professional isolation affects brokers at every level. Existing communities often fail to provide truly neutral spaces where professionals can seek advice without encountering commercial motivations.
Craig and Jonathan dive deep into the concept of playing "devil's advocate" – offering perspectives that challenge thinking without steering brokers toward particular products or networks. This authentic dialogue represents something increasingly rare in an industry where advice typically comes with strings attached.
Against a backdrop of sweeping industry changes – AI integration, CMAP qualification updates, evolving FCA regulations, and a flood of new technology – brokers need straightforward guidance more than ever. The reimagined Broker Foundry aims to cut through the noise with practical insights delivered by two industry veterans who put their faces to their opinions.
Ready to break free from isolation and join a community built on transparency? Subscribe now and discover why this evolving platform might be exactly what you've been searching for as a mortgage professional navigating today's complex landscape
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Securing your clients' futures doesn't stop at arranging their mortgage and protection. Estate planning remains one of the most overlooked yet crucial components of financial wellbeing, with over 80% of people under 50 lacking a will. This missing piece creates vulnerability not only for clients but for your broker-client relationship.
Colin Gill, founder of The Will Place, shares his journey from corporate financial services to creating a platform that transforms how brokers approach estate planning. Drawing from his 11 years at Connells and subsequent entrepreneurial ventures, Colin identified a critical gap in how mortgage professionals address will writing – often recognizing the need but lacking a streamlined solution to offer clients.
The conversation reveals how will fact-finds expose clients' entire financial situations – including details about mortgages, protection, pensions, and investments – making them particularly vulnerable to poaching when seeking estate planning elsewhere. By integrating will writing into their proposition, brokers not only protect these relationships but uncover significant business opportunities that might otherwise be missed.
What sets The Will Place apart is its dual focus on client experience and broker business generation. The platform identifies protection gaps and financial planning needs during the will creation process, then directs these opportunities back to the originating broker. Even more valuable is the executor and guardian notification system that creates new qualified introductions from a client's close connections – people you might never otherwise meet.
Whether you're a newly self-employed broker looking to differentiate your proposition or an established business seeking to enhance client retention, this episode provides practical insights into transforming a traditional pain point into a powerful business advantage. The future of mortgage advice isn't just about finding the right mortgage – it's about protecting client relationships by addressing their complete financial journey.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
A seismic shift is coming to the mortgage advice profession in the UK. The Certificate in Mortgage Advice and Practice (CeMAP) – the qualification that opens the door to a career as a mortgage advisor – is about to undergo its most significant transformation in years. Whether you're studying now, managing a team of advisors, or considering entering the industry, these changes will directly impact your professional journey.
From September 30, 2025, CeMAP will feature a completely redesigned structure. The regulatory foundation is moving from Level 3 to Level 4 with a new FSRE qualification replacing Module 1, reflecting higher standards and greater emphasis on ethics. Module 2 is being streamlined from four units to two, while Module 3 will incorporate protection advice – a change that acknowledges what successful brokers have always known: mortgages and protection go hand in hand. The critical date to remember is January 12, 2026 – the final day to complete exams under the current structure before the transition becomes mandatory.
This redesign isn't just bureaucratic reshuffling; it's a reflection of where our industry is heading. Under Consumer Duty, the regulatory bar has been raised, and clients expect more comprehensive advice that considers their overall financial wellbeing. For brokers committed to excellence, these changes represent an opportunity to distinguish yourself in a competitive market. Those currently mid-qualification face a choice: accelerate your studies to beat the deadline or prepare to embrace the new framework. Either way, understanding these changes now allows you to transform potential disruption into strategic advantage. Listen to explore exactly what's changing, when it takes effect, and how to position yourself for success in this new chapter of mortgage advice.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Ever notice how marketing is the first thing to go when client work piles up? That feast-or-famine cycle is killing your long-term growth, and it's completely unnecessary in today's AI-powered world.
After nine weeks of exploring artificial intelligence for mortgage brokers, we're tackling perhaps the most practical application: using AI to maintain consistent marketing even during your busiest periods. The brokers who truly succeed aren't necessarily the most skilled or experienced – they're the ones who stay visible regardless of how swamped they are with client work.
What if you could create an entire month's content calendar in under 10 minutes? What if writer's block became a thing of the past? What would change if you could script videos, craft personalized email sequences, and maintain a steady social media presence without sacrificing hours of precious time?
This episode breaks down exactly how to use ChatGPT to eliminate marketing decision fatigue, generate on-brand content that sounds authentically like you, and keep your pipeline flowing even when you're at maximum capacity. You'll learn specific prompts that transform hours of marketing work into minutes, allowing you to focus on what matters most – serving your clients and growing your business.
The most successful mortgage professionals aren't working harder on their marketing – they're working smarter. Learn how to stay consistent, remain visible, and build your brand effortlessly using AI tools that are available to every broker right now.
Ready to transform your marketing approach? Listen now, then take the four simple action steps outlined at the end of the episode to immediately implement AI in your marketing strategy. Your future self (and your steady pipeline of new clients) will thank you.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Looking squarely at the mortgage industry's future, one undeniable truth stands out: while AI won't replace mortgage brokers, brokers who harness AI will absolutely eclipse those who resist it. This reality check frames our exploration into how forward-thinking mortgage professionals are revolutionizing their practices through strategic AI integration.
The real magic of AI for mortgage brokers isn't about replacing human connection—it's about enhancing it. When you delegate repetitive tasks like meeting notes, email drafting, and administrative paperwork to AI tools, you create valuable space to be fully present with clients. Imagine conducting fact-finding without frantically typing, discussing protection needs without watching the clock, or exploring clients' genuine financial concerns without distraction. This is the transformative power of AI: it handles the mundane so you can focus on what truly matters—building relationships and providing nuanced, personalized advice that algorithms simply cannot replicate.
The hesitation to adopt new technology is natural, but the cost of inaction is growing steeper by the day. You don't need technical expertise to start benefiting from AI—just a willingness to experiment with one small implementation. The brokers who will dominate the industry in the coming years aren't necessarily working longer hours; they're working smarter by automating low-value tasks, maintaining consistent client communication, and delivering exceptional service with less personal strain. Their competitive edge comes not from replacing human judgment with AI but from strategically deploying technology to amplify their uniquely human capabilities. Ready to transform your practice? The time to start isn't some distant future date—it's today. Take ten minutes to reflect on what's holding you back, select just one AI application to try this week, and join the ranks of brokers who are redefining what's possible in mortgage advising.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Nathan Hill didn't follow the typical path into mortgage broking. As a Royal Marine Commando for six years, he developed extraordinary resilience in some of the most challenging environments imaginable – from the harsh Scottish wilderness to deployments in the Middle East. Now, he's applying that same determination to building a successful career as a self-employed mortgage advisor.
What drives someone to make such a dramatic career shift? For Nathan, it came down to finding his "why." Despite thriving in the military environment, he recognized that service life would never allow him to be fully present for his partner and future family. "You are married to the military, as they say, and wherever His Majesty will send you, you've got to go," Nathan explains. This realization became the catalyst for change.
While deployed overseas, Nathan began studying for his CeMAP qualifications, using his limited downtime to prepare for civilian life. Rather than taking the seemingly safer employed route, he chose to embrace self-employment from the start – a decision that reflects both his confidence and clear vision for the future. The transition hasn't been without challenges. Moving from the intense camaraderie of military life to working independently required adjustment, which he's balanced by maintaining connections through the Royal Marines Reserve while building new relationships in the mortgage industry.
What's particularly striking about Nathan's approach is his methodical preparation. Before committing to this path, he contacted numerous brokers to gain industry insights, building knowledge before making the leap. He emphasizes the importance of financial planning when transitioning to self-employment, ensuring sufficient savings to avoid the pressure of "chasing leads" from day one. For anyone considering a career change, especially those from military backgrounds, Nathan's journey demonstrates how discipline, structure, and resilience can translate perfectly to entrepreneurial success in the mortgage sector.
Ready to transform your mortgage business or start your journey as a broker? Visit craigskelton.co.uk to discover how personalized coaching can help you achieve your goals, whether you're just starting out or looking to scale your existing practice.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Have you wondered how to reclaim precious time in your mortgage business while still delivering exceptional client service? The secret might be sitting right in front of you.
Artificial intelligence isn't just a buzzword—it's becoming an essential tool for forward-thinking mortgage brokers. From crafting personalized social media content to transforming client meetings into comprehensive documentation, AI can revolutionize your entire client journey. Imagine recording your fact-finding meetings and letting AI generate detailed notes, follow-up emails, and even complete fact-finding documents while you focus solely on building client relationships.
The mid-year point offers the perfect opportunity to implement these systems. If the first half of 2025 felt chaotic or inconsistent, now is the time to honestly assess what's working and what isn't. Taking just 30 minutes away from your desk to reflect on your progress can completely transform your approach to the remainder of the year. Ask yourself: Did you show up consistently? Did you stick to your January goals? Did you use your time efficiently?
By combining a thorough mid-year review with targeted AI implementation, you'll create more headspace for the aspects of your business that truly require your expertise. Start small by selecting just one stage of your client journey for enhancement. Write one effective prompt, test it, refine it, and watch as it becomes an invaluable part of your workflow.
Ready to take your mortgage business to the next level? Book a discovery call at craigskelton.co.uk or reach out via WhatsApp to discuss how personalized coaching can help you achieve your goals for the remainder of 2025 and beyond.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Ready to leverage AI in your mortgage business but not sure which tools actually work? This episode cuts through the hype to deliver exactly what self-employed mortgage brokers need.
Tired of hearing about AI without practical advice on what to actually use? I've got you covered. After exploring how to write prompts and integrate AI into your workflows in previous episodes, today we're getting specific about the software that's worth your time. These aren't overhyped tech solutions – they're practical tools designed for busy mortgage professionals who want to save time and stay consistent.
I break down six essential AI tools: ChatGPT for content creation and explaining mortgage terms; Grammarly for polishing your communications; Otter AI for transcribing client meetings; Notion AI for organizing your tasks and pipeline; Descript for creating video content without technical skills; and Zapier for connecting your apps and automating repetitive tasks. For each tool, I explain exactly what it does, how mortgage brokers can use it, why it matters, and whether the free version is sufficient.
The best part? You don't need to become a tech wizard overnight. These tools are designed to be user-friendly, and you can start with just one that addresses your biggest pain point. Remember, AI won't replace you – it just handles the boring tasks so you can focus on what you do best: building relationships and providing expert mortgage advice. Set aside 30 minutes this week to explore just one tool and apply it to a real business task. Those small steps will set you apart from brokers still doing everything manually.
Looking to take your mortgage business to the next level? Book a discovery call through my website craigskelton.co.uk and let's discuss how I can help you achieve your goals in the second half of 2025.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Looking to reclaim hours in your workweek and eliminate the frustration of repetitive tasks? This episode tackles the game-changing potential of integrating AI into your daily mortgage broker workflow.
Most brokers have dabbled with AI tools, but the real transformation happens when artificial intelligence becomes embedded in your regular processes. I walk through a practical Monday-to-Friday framework showing exactly how AI can support different aspects of your business throughout the week: content creation on Mondays, document follow-ups on Tuesdays, meeting summaries on Wednesdays, client education content on Thursdays, and review/planning on Fridays.
The benefits extend far beyond mere time-saving. When AI becomes part of your routine, you'll experience more consistency in your business, gain valuable headspace by eliminating the need to constantly reinvent the wheel, reclaim hours that can be invested elsewhere, and preserve your mental energy for tasks that truly require your expertise and human touch.
I address the common concerns that hold brokers back from fully embracing AI: fears about sounding robotic (easily fixed by tweaking AI output to match your voice), compliance worries (AI is compliant when used appropriately), and concerns about the learning curve (which is much gentler than most anticipate).
Ready to start? I provide clear, actionable steps to begin building AI into your workflow this week: pick one task that consistently slows you down, write one good prompt using the role-task-tone-context framework I shared in last week's episode, schedule just 20 minutes daily to implement this solution, and build from there by adding one new task weekly.
Don't forget to register for our free "Foundations to Freedom" webinar on Thursday July 3rd if you're considering self-employment or looking to level up your existing mortgage business. Visit craigskelton.co.uk to book a discovery call and learn how I can help you reach your goals for the second half of the year.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Struggling to make AI tools work for your mortgage business? You're not alone. Many brokers try ChatGPT but end up disappointed because they're missing the fundamental skill that transforms AI from mediocre to magnificent: writing effective prompts.
This episode breaks down the simple four-part formula that will immediately improve your AI results. Think of ChatGPT like a new, eager employee who doesn't yet understand your business or communication style—without clear guidance, you'll get generic content that wastes your time and doesn't reflect your voice.
We explore the critical ingredients every prompt needs: Role (who the AI should act as), Task (exactly what you want created), Tone (the style and feeling you want conveyed), and Context (your audience and purpose). This straightforward approach eliminates frustration and ensures consistency across all your content.
You'll discover practical examples you can use immediately, from client follow-up emails and social media posts for self-employed clients to video scripts for your website. Plus, learn which common prompt mistakes sabotage your results and how to build a personal prompt library that saves you hours each week.
The AI revolution is transforming how mortgage brokers work, but only for those who master prompt writing. Take the weekly challenge: craft one high-quality prompt using our formula and create something valuable for your business. Share your results—I'd love to hear how this approach works for you!
Don't miss our upcoming "Foundations to Freedom" webinar on July 3rd, where Jonathan Needham and I will cover what it takes to succeed as a self-employed mortgage broker. Register through the link in the show notes or message me directly for details.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
The explosive growth of AI tools has created both opportunity and confusion for mortgage professionals. Are you leveraging this technology effectively, or falling into common traps that could harm your business?
In this practical episode, we cut through the AI hype to explore the five most damaging mistakes mortgage brokers make when implementing tools like ChatGPT. From writing vague prompts that produce generic content to the dangerous practice of using AI for regulated advice, these pitfalls can quickly transform AI from helpful assistant to business liability.
The secret to successful AI implementation lies in understanding its proper role in your business. Rather than viewing it as a replacement for your expertise, savvy brokers use AI to handle the administrative tasks and routine communications that consume valuable time. When properly deployed, AI becomes a 24/7 assistant that enhances your efficiency without compromising your authentic voice or professional judgment.
You'll discover how to write effective prompts that generate useful content, properly edit AI outputs to maintain your unique voice, identify which tasks should remain human-centered, and integrate these powerful tools into workflows that genuinely reduce your stress rather than creating new problems. The goal isn't AI dependence, but rather strategic implementation that allows you to focus on the client relationships and expert service that truly differentiate your business.
Stay tuned for next week's episode, where we'll dive deeper into prompt engineering techniques that will help you get the absolute most from ChatGPT and similar tools. And don't forget to register for our free "Foundations to Freedom" webinar on July 3rd, where Jonathan Needham and I will guide you through the journey to successful self-employment as a mortgage broker.
Ready to transform your relationship with technology and build a more efficient, less stressful mortgage practice? Listen now and discover how to make AI work for you – not the other way around.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Ready to save hours every week without becoming a tech expert? This practical episode delivers exactly what busy mortgage brokers need - 10 ready-to-use ChatGPT prompts that tackle the repetitive tasks eating away at your productive time.
We dive straight into actionable content with clear, jargon-free explanations of what makes an effective prompt before revealing ten powerful examples you can copy and use immediately. From crafting professional client follow-up emails to generating social media content that positions you as an expert, each prompt addresses a specific pain point in the mortgage broker workflow.
Imagine having perfectly drafted emails ready within seconds, consistent client communications even on your busiest days, and fresh content ideas that keep your social media presence active without the usual creative struggle. These prompts aren't about replacing your expertise – they're about handling the repetitive drafting so your knowledge and personality can shine through where they matter most.
The real power comes from understanding how these small time savings compound. When you're not spending precious mental energy on routine communications and content creation, you can focus on high-value client interactions, complex cases, and strategic business growth. Think of ChatGPT as your always-on team member, ready to assist with the groundwork so you can deliver outstanding service where human expertise matters.
This episode is part of our practical AI mini-series designed specifically for mortgage professionals who want better results without becoming technology experts. Want to transform your workflow and reclaim your time? Listen now, and don't forget to join our upcoming free webinar "Foundations to Freedom" on July 3rd if you're considering the self-employed route in mortgage broking.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
The mortgage industry is changing rapidly, and AI stands at the forefront of this evolution. While 75% of financial firms have already embraced artificial intelligence, mortgage brokers are noticeably trailing behind – not because they're resistant to change, but because they're simply too busy keeping up with clients, lenders, and compliance demands.
This episode cuts through the tech jargon to deliver practical insights on how busy mortgage brokers can leverage AI tools like ChatGPT without technical expertise. We're not talking about robots replacing advisors – we're exploring how you can reclaim precious hours by automating repetitive tasks. Imagine drafting comprehensive follow-up emails in seconds rather than minutes, creating consistent social media content without the stress, summarizing dense lender documents instantly, and translating complex mortgage terms into client-friendly language effortlessly.
For self-employed mortgage brokers who started their businesses seeking freedom and flexibility, AI offers a path back to those foundational goals. By working smarter rather than harder, you can reduce administrative burdens while growing your business and improving client experiences. Whether you're just starting out or running an established brokerage, implementing these AI strategies now puts you ahead of the curve in an industry where 58% of brokers recognise AI's potential but haven't yet made the leap. Don't miss our upcoming content, tools and resources specifically designed to help mortgage professionals harness AI effectively. The future is already here – make it work for you, not against you. Also, be sure to register for our free "Foundations to Freedom" webinar on July 3rd to discover the real steps to successful self-employment as a mortgage broker.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Have you ever felt that persistent inner voice urging you to break free and build your own mortgage brokerage? Craig welcomes back Jonathan Needham just four weeks after his previous appearance to address the remarkable feedback their conversation generated among brokers contemplating self-employment.
The pair dive deep into why so many qualified mortgage professionals struggle to make the leap from employment to independence. They explore how current employers often undermine confidence by planting seeds of doubt and how family and friends who don't understand the industry might unintentionally discourage your entrepreneurial dreams. As Jonathan powerfully notes, "A cemetery is littered with people who wished they'd done something about that little voice."
Both hosts share their perspective on the challenges of transitioning to self-employment, from managing impostor syndrome to balancing client work with business development. They emphasize that simply being good at arranging mortgages isn't enough – success requires understanding how to work both IN and ON your business. For those with aspirations to build and eventually sell a brokerage, they touch on what creates true business value beyond personal production.
What sets this conversation apart is the hosts' abundance mindset and genuine desire to help fellow professionals succeed. Unlike recruitment efforts with hidden agendas, Craig and Jonathan are motivated purely by helping brokers establish themselves on better platforms to execute their plans. This authentic approach resonated strongly with listeners of their previous episode, revealing a significant need for honest guidance in the industry.
The episode concludes with the announcement of a free, anonymous webinar on July 3rd (6-8pm), offering a comprehensive roadmap for those considering self-employment. Join Craig, Jonathan, and successful brokers who've made the journey from employment to ownership as they share practical advice, answer questions, and provide the support you need to turn your dream into reality. What's holding you back from taking the leap?
To book your space on the webinar, email events@thebrokerfoundry.com
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
The decision to bring someone new into your mortgage broking business isn't one to take lightly. When the pressure mounts—whether from unexpected staff departures or overwhelming workloads—the temptation to make quick hiring decisions becomes almost irresistible. But as this episode reveals, panic recruiting almost always leads to costly mistakes that can damage your reputation, drain your energy, and derail your growth plans.
At the heart of successful recruitment lies a crucial mindset shift. You'll never find another version of yourself—and that's actually a good thing. Too many broker-owners unconsciously search for clones when they should be looking for complementary skills and perspectives unified by shared values. The most successful teams don't mirror their leader; they expand capabilities while maintaining alignment on what truly matters: client service, ethical standards, and business vision.
Values alignment emerges as the non-negotiable foundation of smart hiring. While mortgage knowledge can be taught, core values rarely change. The podcast explores practical interview approaches that reveal a candidate's true priorities—including why those overly fixated on commission splits often make poor long-term team members. You'll discover why your intuition matters during recruitment and how to spot the subtle warning signs that someone isn't right for your business, regardless of their impressive CV. Most importantly, you'll learn why recruitment doesn't end when someone accepts your offer—it's just beginning. Proper onboarding and mentorship determine whether your investment in a new team member pays off or becomes another costly false start.
Ready to build a mortgage broker business that grows through careful, values-based recruitment rather than reactive hiring? Subscribe to The Mortgage Broker Broadcast, share with fellow brokers facing similar challenges, and visit craigskleton.co.uk to book a discovery call about taking your business to the next level. Remember—choose team members wisely, because they'll either multiply your effectiveness or drain your energy. There's no more important business decision you'll make.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...
Finding the perfect home for your mortgage broker career isn't just about chasing the highest commission split—it's about creating an environment where you can truly thrive. In this candid conversation, I dive deep into what mortgage professionals should consider when choosing a firm or network, revealing why this decision impacts everything from your daily satisfaction to your long-term success.
Most brokers focus solely on the financial aspects when evaluating potential firms, but as I explain, the cultural alignment and value match are equally crucial. Working in an environment that contradicts your professional philosophy creates constant friction that eventually leads to burnout. I share real-world examples of brokers who've stayed in misaligned positions far too long, simply because changing seemed too difficult.
Before committing to any firm, proper due diligence is essential. Be aware of recruitment tactics where you're being "sold" rather than guided. Ask critical questions about management style, compliance procedures, and contractual obligations. What happens if you want to leave? Are there penalties or restrictions? These factors often get overlooked in excitement about headline commission rates.
The psychological cost of working in the wrong environment can be devastating to your confidence and motivation. If you're feeling that disconnect already, don't fall into the trap of waiting until year-end to make changes. Every month in the wrong firm is a month of lost opportunity and unnecessary stress. Your business deserves to be built on solid foundations that support your vision, not just your current income needs.
Ready to evaluate your current situation or explore new opportunities? Visit craigskeltoncouk to book a discovery call where we can discuss how to find or create the ideal environment for your mortgage broker business. Your career is too important to compromise—take control and build the business you deserve.
I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk
The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry
#mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...