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The Construction MF'ers
Leading a successful construction or manufacturing business can be tough. To survive, sometimes you have to be a real MF'er. We get it -- we're real MF'ers, too. MF'ers do what's right, pay it forward, lead through action, and get the job done. What did YOU think we meant by MF'ers? In THE Construction MF'ers, Mobilization Funding CEO and Co-Founder, Scott Peper, sits down with construction and manufacturing leaders to learn what they are doing differently and why it works. With a focus on communication, culture, and collaboration, The CONSTRUCTION MF'ERS tackles issues like labor, mental health, diversity, and growth with purpose.
The Construction MF'ers
Why You're OVERPAYING on Loans | Construction MF'ers EP94
Are hidden fees and misaligned cash flow turning your “savings” loan into a money pit? Are you sure that a low APR is saving you money? Taking a large lump sum upfront—even with a low advertised APR—may force you to pay interest on money you aren’t using immediately, creating an opportunity cost that erodes your bottom line.
This Construction MFers podcast episode explores how a seemingly attractive construction loan can come with hidden costs that end up draining your cash flow.
Tune in to find out:
• 𝗛𝗶𝗱𝗱𝗲𝗻 𝗙𝗲𝗲𝘀 & 𝗧𝗿𝘂𝗲 𝗖𝗼𝘀𝘁 𝗼𝗳 𝗖𝗮𝗽𝗶𝘁𝗮𝗹: Discover how fees—like unused line fees, closing fees, and advanced fees—can push the true cost of your loan far beyond the headline APR.
• 𝗟𝗼𝗮𝗻 𝗦𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝘃𝘀. 𝗦𝗮𝘃𝗶𝗻𝗴𝘀: Learn why borrowing a lump sum upfront, even at a low rate, might lead to higher costs when you’re not using every dollar immediately.
• 𝗧𝗵𝗲 𝗜𝗺𝗽𝗮𝗰𝘁 𝗼𝗳 𝗟𝗼𝗮𝗻 𝗖𝗼𝘃𝗲𝗻𝗮𝗻𝘁𝘀: Understand how rigid covenants, from debt coverage ratios to restrictions on distributions, can put your business at risk if you break them.
• 𝗥𝗲𝗮𝗹-𝗪𝗼𝗿𝗹𝗱 𝗘𝘅𝗮𝗺𝗽𝗹𝗲𝘀: From SBA loans to private debt options, tangible examples illustrate when a lower APR isn’t the best deal if the structure doesn’t match your cash flow needs.
If you’ve ever thought that loan savings were a no-brainer, this episode will open your eyes. Let’s dive into how to truly take control of your lending and stop overpaying.
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https://www.linkedin.com/in/scott-peper-9387288/
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