The Mobilization Mindset
Mobilization Mindset is the podcast for construction and manufacturing leaders who are building smarter, leading stronger, and growing with intention. Hosted by Mobilization Funding CEO Scott Peper, each episode features insightful conversations with founders, operators, and changemakers who are rewriting the rules and doing the work.
From workforce challenges to mental health, communication to cash flow, culture to leadership - this is where grit meets strategy, and strategy meets action. No fluff. No filters. Just real insights for the MF’ers moving their businesses forward.
The Mobilization Mindset
Episode 121 | Insurance 101 for Commercial Subcontractors w/ Dylan Burns
Most owners treat insurance like a once-a-year fire drill. Smart subcontractors use it as a competitive advantage.
In this episode of The Mobilization Mindset, Scott sits down with Dylan Burns, partner at The Baldwin Group, to cut through the noise and explain what actually matters in your program - renewals, claims, brokers, captives, and how to turn your safety culture into revenue.
If you lead a commercial subcontracting business, this is the plain-English playbook you wish you’d had at your last renewal.
In this episode, you’ll learn:
- The “three-legged stool” of a healthy program: placement, risk mitigation, and claims advocacy
- Why renewals are arriving later - and how to start 6 months out to get better options
- How to use insurance to win work (EMR/mod, telematics, loss history, safety culture)
- A simple decision tree for “Do we file the claim?” (frequency vs. severity, defense counsel, break-even)
- The biggest mistake: choosing the cheapest quote while ignoring exclusions and endorsements
- Subcontractor language that trips teams up (such as residential exclusions hiding in policies)
- How to evaluate a broker (buying power, stewardship plan, policy wording - not just price)
- Captives vs. guaranteed cost: who’s a fit, how they work, and why transparency matters
This isn’t just some theory on paper. It’s a full diagnostics instruction for your next renewal, and how to turn risk management into margin.
🎧 Watch the episode and get on offense before your next certificate is due.
Hosted by Scott Peper - CEO, Mobilization Funding
Guest: Dylan Burns - Partner, The Baldwin Group
https://www.linkedin.com/in/dylan-burns-3728bb28/
Connect with Dylan on LinkedIn and keep the conversation going.
#ConstructionBusiness #Subcontractors #RiskManagement #Insurance101 #SafetyCulture #TheMobilizationMindset