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MONEY WITHOUT MATH
We're exploring how money exists in our real, daily lives, not just as numbers on a chart. From managing our emotions to caring for an aging parent, join us for conversations that are practical, sometimes philosophical, and always fresh. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Clarity Planning is not a registered broker/dealer and is independent of Raymond James Financial Services. Content represents the opinions of the speaker and not necessarily those of Raymond James. The rating is not intended to be an endorsement, or any way indicative of the advisors abilities to provide investment advice or management. This podcast is intended for informational purposes only. Important Disclosure Information: http://raymondjames.com/smicd.htm
MONEY WITHOUT MATH
The Trouble with Blanket Advice with Melissa Joy
Some advice sounds harmless, but when it’s pulled out of context, it can quietly steer you in the wrong direction. Today we’re joined by Melissa Joy, founder of Pearl Planning, for a conversation about the kind of money “rules” that sound wise on the surface but don’t always fit your life.
We explore the trouble with blanket statements like “you should never buy a new car” or “always max out retirement accounts,” especially for people who’ve moved beyond survival mode and are making more nuanced financial choices. Along the way, we talk about how shame often seeps into money decisions, why one-size-fits-all guidance doesn’t serve everyone, and why your values deserve a place in the conversation.
In this episode:
- Why the word “should” can be so damaging in financial conversations
- How to spot advice that’s built for someone else’s life, not yours
- Why success doesn’t always make decisions easier
- The importance of aligning money choices with what matters most to you
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