MONEY WITHOUT MATH

Where You Live Shapes Your Future with Bradley Schurman

Karen Coyne, CFP®

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0:00 | 33:21

You don’t make decisions about your later life in later life, you make them in midlife. And one of the biggest decisions? Where you choose to live.

In this episode of Money Without Math, Karen Coyne is joined by demographic strategist Bradley Schurman to explore how declining birth rates, aging populations, climate risk, and technological disruption are reshaping the future of cities, and what that means for your financial life.

They break down the idea that your zip code may be one of the most important drivers of long-term prosperity, and introduce a new way to evaluate where you live beyond just cost of living or tax rates. From the rise of remote work to the hidden risks in “affordable” cities, this conversation offers a more complete framework for thinking about where, and how, you want to live in the years ahead.

Whether you're planning for retirement, considering a move, or simply rethinking your current situation, this episode will challenge how you define opportunity, stability, and home.

In this episode:

  • How your zip code may influence your long-term financial security and quality of life
  • The five dimensions of the Prosperity Index: population renewal, climate risk, social cohesion, governance, and AI preparedness
  • HowWhy cities like Chattanooga, Tulsa, and Pittsburgh are taking innovative approaches to prepare for the future
  • How remote work and demographic shifts are creating new possibilities for relocation
  • Key questions to consider before buying a home or planning for retirement


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