Tampa Bay Real Estate Investors Podcast

25. Deep Dive: Florida Homeowner's Insurance with Mike Tonsetic

Copeland Morgan Media Episode 25

In this episode, Jeff chats with Mike Tonsetic, CEO and President of Blanchard Insurance. Topics covered include:

  • The #1 biggest liability for Florida real estate investors.
  • Why is the Florida insurance market so tough, and so expensive?
  • Types of insurance policies for Florida landlords.
  • The difference between a HO-3 homeowner's policy and a DP-3 landlord policy. 
  • Creative ways for investors to bind insurance despite a bad 4-point inspection.
  • Citizen's Insurance: What is it and do you want it?
  • Deductibles, premiums, and coverage limits.
  • Named storm deductibles for hurricanes.
  • Flood insurance.

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