That Big CEO Energy

161 | Make Your Bank Your Personal Assistant: Budget Besties on Simple, Automated Budgeting

Kallai Plummer Season 5 Episode 161

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0:00 | 32:51

Are you making good money but still feel like you have nothing to show for it? In this episode of That Big CEO Energy, I sit down with Shayna and Vanessa (the Budget Besties) to talk about the “B word”—budgets—and my big aha moment: you can make your bank your personal assistant with simple automations and little to no tracking. 

We unpack why most budgets feel overwhelming, how their one-page, five-column budget simplifies everything (income, debt minimums, bills, spending, savings), and how separating your money into multiple accounts creates calm and clarity. Listen now to discover: why tracking only tells you what already happened (and what to do instead), how to do a simple 90-day audit to set realistic spending categories, and how to automate bill pay and transfers on payday for both personal and business budgets (including savings buckets like taxes, annual bills, and profit).


Timestamps:

01:08 Meet the Budget Besties

02:43 Why Budgets Feel Taboo

07:05 Ditching Ugly Tracking Budgets

08:54 The Five Column Budget

10:49 Paper vs Digital Options

14:35 The 90 Day Audit Method

15:26 Spending Categories Setup

15:51 Digital Envelope Accounts

18:44 Calm Without Tracking

21:30 Automate on Payday

23:04 Make Your Bank Work

28:02 Profit First Buckets


Connect with The Budget Besties:

Get Your Money System Here

Listen to my episode on Financial Coaching for Women Podcast



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