💸 Ever wonder where all your money goes? You’re not alone! In this episode, our host Scott sits down with certified financial coach Marcelo from HAPO to tackle the topic of budgeting. Together, they break down why budgeting matters and how to make it work for YOU.

From understanding why most budgets fail to exploring different methods like the 50/30/20 rule, zero-based budgeting, and cash envelopes, this episode is packed with actionable advice. Marcelo shares expert tips on setting meaningful financial goals, automating your savings, and using tools to simplify the process. You’ll also learn how to spot hidden spending leaks and overcome common budgeting roadblocks.
🎯 Ready to take control of your finances? Pick a budgeting method, set a goal, and start making progress! Need more help? Reach out to one of our certified financial coaches today for personalized guidance: hapo.org/services/financial-services/coaching.

👉 Don’t forget to subscribe and share your thoughts in the comments: What budgeting strategy will you try first?

#Budgeting #PersonalFinance #MoneyManagement