How Much Does IVF Really Cost? One Woman’s Journey Through Fertility and Finances

Dollars & Sense

Dollars & Sense
How Much Does IVF Really Cost? One Woman’s Journey Through Fertility and Finances
Jun 25, 2025 Season 3 Episode 44
HAPO Community Credit Union

IVF can cost tens of thousands of dollars, and that’s before it works. In this episode, we follow one woman’s emotional and financial journey through infertility, treatment, and the true cost of hope.

Alissa, a young mom and HAPO employee, shares her raw experience with navigating infertility, including the medical system, hundreds of self-administered hormone shots, unexpected financial obstacles, and how her family made it all work.

We talk about:

  • What IVF really costs (including what’s not on the brochure)
  • Why most insurance plans don’t fully cover fertility treatments
  • The emotional weight and physical toll of the process
  • Strategies and resources to afford treatment, including grants, loans, and support

Whether you’re going through IVF, supporting someone who is, or just want to understand the financial side of family planning, this is a story you don’t want to miss.

🎥 Watch the full-length episode on YouTube: @DollarsAndSense.Podcast
📲 Follow us on Instagram: @hapoccu | @dollarsandsense.podcast
💡 Don’t forget to follow the show for more real stories and smart money talk.