How AI can reduce financial stress

Bank Customer Experience

Bank Customer Experience
How AI can reduce financial stress
Feb 13, 2026
High Performance Media and Events

It's no surprise the average American is stressed about finances. In fact, anywhere from 71% to 80% of Americans have reported money as being a primary stresser in their life. Banks haven't always been the best at handling or helping customers through this stress. But with AI tools, that may be changing.

In today's episode of the Bank Customer Experience podcast, Erin Cohee, VP of user experience and business development at OneUnited Bank, discusses financial stressors and how AI is transforming money management to help customers handle that stress.

OneUnited Bank has had a history of providing financial services to low and moderate income communities in Compton, Liberty City, Florida and other places. The bank is continuing to do this through tools that provide personalized financial tips and guidance.

During the podcast, Cohee addresses a number of topics including:

  • What are some of the big financial stressors of consumers today?
  • How have traditional banks been addressing those concerns?
  • Before AI what sort of money management tools were available? What were some of their shortcomings?
  • How is AI changing money management?
  • What sort of tools are out there?
  • How is OneUnited tapping into AI for money management tools?
  • How is it maintaining the personal touch as well while using AI?

Listen to the podcast in its entirety above.

Episode Artwork How AI can reduce financial stress 21:10 Episode Artwork Preventing new ATM fraud methods in 2026 21:17 Episode Artwork Navigating bank customer experience pain points 22:26 Episode Artwork Finding the balance between AI, personal touch in banking 21:46 Episode Artwork How professional services can help ATM, ITM deployment, management 19:10 Episode Artwork Video verification improves security, saves money 19:47 Episode Artwork Combatting criminal innovation with ATM software security 21:40 Episode Artwork Digital signage is a game changer for banks 22:51 Episode Artwork Examining the changing world of community banking 22:14 Episode Artwork How to prevent check fraud without harming the customer experience 20:54 Episode Artwork Responding to new ATM security threats 17:47 Episode Artwork How do branches score on customer experience? 20:32 Episode Artwork Smart cameras keep ATMs, branches safe 20:39 Episode Artwork Improving bank branch safety, security 15:19 Episode Artwork Should financial institutions consolidate to 1 vendor? 22:40 Episode Artwork What are the top future banking trends? 15:12 Episode Artwork What's new in bank CX? 14:05 Episode Artwork What's on the horizon for TCRs? 17:19 Episode Artwork What's on the horizon for self-service banking? 18:11 Episode Artwork How to deploy, manage an ITM 17:33 Episode Artwork Bank Customer Experience Summit keynote shares content strategies that work 17:10 Episode Artwork How to fight ATM fraud 18:53 Episode Artwork How can banks maintain a good CX in light of layoffs? 19:51 Episode Artwork How to pull off a successful branch renovation 20:49