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Understanding full price vs unpaid balance mechanic’s liens

Extra Credit

Extra Credit
Understanding full price vs unpaid balance mechanic’s liens
Apr 24, 2026 Episode 198
NACM

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Mechanic’s lien laws are the bedrock of the construction credit field, offering credit managers protection as they await payment during long projects. As credit managers work in multiple states, they will encounter two distinct types of liens: full price liens and unpaid balance liens. While both offer protection, it is critical that credit managers understand what type of lien they are filing.

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