In this episode we we are back talking about good financial habits. 

Today, we are talking about savings.  Savings may actually be the most neglected part of our budget BUT, it's probably the most important.  

These days so many of us are living paycheck to paycheck and I get that it’s hard to make saving a priority but it's necessary.  

Recent data shows that 39% of Americans would have a hard time covering an unexpected cash expense of just $400.  And realistically, emergency expenses can cost a lot more than $400.  So how do we make that number better?  

This is why saving is so important…. Even if the amount you save is small, it does add up and more quickly than you think.  

We will talk about the categories of savings and  give you tips on how to make saving a habit.  

The key takeaway is, no matter how you do it, make saving part of your plan!  And if you need help figuring out how to set up accounts and work with your direct deposit, ask your bank or credit union for guidance.  We are always here to help!  

 You can find us at our Lafayette or New Iberia branch in Louisiana or online at firstpioneers.com.  If you prefer a blog version of our podcast you can find that on the website or if you prefer video, check us out on our youtube channel at firstpioneersfcu.
 
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