Episode Player

315. Is $1 Million Enough to Retire? Let’s Run the Numbers

A Wiser Retirement®

Chapters
0:00
Is A Million Enough?
1:16
Meet The Hosts & Thanksgiving Gratitude
3:40
Millionaires: Net Worth Vs. Investable Assets
6:25
What The Average Retiree Actually Has
8:30
Defining “Enough”: Essentials Over Luxury
11:50
The 4 Percent Rule And Flex Withdrawals
15:00
Sequence Of Returns And Cash Reserves
17:42
Ad Break: Annuities Buyer Beware
18:30
Inflation Math And Purchasing Power
21:10
Pensions, COLA, And Spreadsheet Traps
23:10
Taxes, Roth Conversions, And Sources
26:00
Healthcare Costs And Longevity Risk
28:30
Lifestyle Creep And Spending Buckets
31:10
Social Security Reality Vs. Fear
33:00
Age Matters: A Million At 25, 45, 62
36:00
Saving Early, Compounding, And Kids
39:00
If It’s Not Enough: Work, Delay, Audit
A Wiser Retirement®
315. Is $1 Million Enough to Retire? Let’s Run the Numbers
Nov 23, 2025 Episode 315
Wiser Wealth Management

In this episode of A Wiser Retirement® Podcast, we discuss how $1 million has been the golden benchmark for retirement savings. But is this magic number still enough in today's economy?

Related Podcast Episodes: 

Ep 276: How to Make Sure You're Ready for Retirement

Ep 217: What are the best and worst states to retire to?

Related Financial Education Videos:

Investing for Income vs Growth in Retirement: Finding the Balance

How to Estimate Your Tax Bill in Retirement

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