California's Fair Debt Collection Practices Act has long been a critical framework for protecting consumers from abusive or unfair debt collection practices. Recently, however, Governor Gavin Newsom signed into law SB 1286 on September 24, 2024, expanding these protections to certain commercial debts. This significant legislative change has considerable implications for lenders, financial advisors, attorneys, and debt collectors.

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About the authors:
Justin T. Bradley
Scott J. Hyman, CIPP (US/E), CIPM, CIPT