Keep Finance Queerd

Money Conversations with my Girlfriend

April 21, 2022 Ellyce Fulmore Season 1 Episode 7
Money Conversations with my Girlfriend
Keep Finance Queerd
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Keep Finance Queerd
Money Conversations with my Girlfriend
Apr 21, 2022 Season 1 Episode 7
Ellyce Fulmore

Welcome to episode seven of Keep Finance Queerd!! This week I'm excited to have my beautiful girlfriend join me. In this episode we are going to be asking each other some money questions and just having candid conversation. I hope that you all enjoy it as much as we enjoyed recording it! You'll walk away with tips on how to start money conversations with your partner and overall just feel less alone in challenges you might face around finances within your relationship.

We will talk about:
- what we love and hate about money
- what our financial goals are
- how marriage will change our money
- what areas of finance we each manage better
- how much we want to spend on our wedding
- how living together changed our finances
& more!

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Join the Queerd Community:

INSTAGRAM: https://www.instagram.com/ellyce.fulmore/
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WORK WITH ME: https://ellycefulmore.com/

Stock Music provided by ikoliks, from Pond5

Show Notes Transcript

Welcome to episode seven of Keep Finance Queerd!! This week I'm excited to have my beautiful girlfriend join me. In this episode we are going to be asking each other some money questions and just having candid conversation. I hope that you all enjoy it as much as we enjoyed recording it! You'll walk away with tips on how to start money conversations with your partner and overall just feel less alone in challenges you might face around finances within your relationship.

We will talk about:
- what we love and hate about money
- what our financial goals are
- how marriage will change our money
- what areas of finance we each manage better
- how much we want to spend on our wedding
- how living together changed our finances
& more!

GET $50 FREE WITH NEO: https://join.neo.cc/ellycefulmore

Join the Queerd Community:

INSTAGRAM: https://www.instagram.com/ellyce.fulmore/
TIKTOK: https://www.tiktok.com/@queerd.co
WORK WITH ME: https://ellycefulmore.com/

Stock Music provided by ikoliks, from Pond5

Hi friends. Welcome back to another episode of Keep Finance Queerd. Although I have a surprise for you, it's not a solo episode today, so very exciting news. I actually convinced my girlfriend to come on an episode with me, and we are going to be walking through some any questions together and basically just asking each other questions about finances that we have not asked each other yet. So this is very candid. Like, we have the list of questions, but nobody has prepped or prepared and my girlfriend doesn't even know the questions ahead of time. So we're just going to be asking each other and seeing how it goes. The purpose of this episode is really to illuminate, first off, that I'm also human and that me and my girlfriend are human and we have real life financial struggles and there are still things that we're working on with our finances and that we're not perfect, but also to really just encourage you to feel more comfortable asking money questions and having many conversations with your partner or even like with your family or with your friends and things like that. One of the biggest things that we can do to overcome a lot of the systems that work to gatekeep finances and that keep people stuck in their current situation and that keep a lot of people in the cycle of guilt and shame around money is to make the conversation of money less taboo. And the best way that you can start doing this is just by having more conversations about money. And I highly recommend that you have money conversations with your partner because finances are one of the biggest reasons for break ups and divorce. So it's important. It's really important. And the sooner that you can start having financial conversations, the sooner that you can get on the same page and make sure that you are moving together into your future as a couple with an aligned sense of what you want to do with your money. And I highly recommend that you set aside some time to have what I like to call a money date night and really just sit down with your partner and make it a fun experience. Honestly, I really recommend making this as enjoyable experience as possible. So order your favorite food or make your favorite drink, or put on some good music or all of the above. Make it a comfy, cozy, comfortable vibe where everyone feels good. And I also recommend really pairing this with an activity that you're both really excited about. So maybe it's like, okay, we're going to talk about money for half an hour and then we're going to go watch our favorite TV show. So set up something like that, plan out the money date night ahead of time so that both people know that it's coming and nobody feels ambushed or surprised by it. And then, yeah, just sit down and start asking each other questions and you can start very small, very easy. You don't have to dive into some of the questions that we're going to dive into whatever your comfort level is at. But no matter where you and your partner are at with your finances, I highly recommend implementing consistent money date nights. And I hope that this talk that my girlfriend and I have inspires you to do that. So let's get into the episode. Hi there. Hi, I'm Sydney. My name is Rebecca. I'm an autistic kid woman. I'm Jane. I'm a first generation Latina. I am a single mom and a survivor of domestic abuse. I am an ADHD plus sized millennial on the autism spectrum and add creating other problems in itself. Even though I bring in decent money, I struggle with Dang ahead of everything. I am now struggling to pay off my debt. My traumatic brain injury means that it's hard for me to concentrate long enough to sort out my finances. The hardest time managing my finances, my parents were never able to teach me. I love my Starbucks habit and I'm not giving it up. So today's solo episode is extra special and not very solo because I'm joined with my beautiful girlfriend, Erica. Erica, you want to say Hi? Hello. So this is Erica's first podcast feature. So everyone be super nice and tell her how much you loved her after listening to this episode. Thank you. So we're going to be asking each other a couple of money questions, and I actually have no idea how this podcast is going to go this recording because this is like we're just doing this by the was it flying by the seat of our pants? So there's no prep that went into this. Besides coming up with a list of questions, we have not talked about the questions, a lot of the topics we've covered before, and a lot of conversations we've had. But we've never explicitly asked these specific questions. So we'll just be kind of alternating asking each other questions, having a conversation about money topics. And it's going to be candid. I don't know if it's going to be funny. I don't know if it's going to be educational. We'll find out. But you'll all be here with us. So, yeah, it's going to be fun. How are you feeling? I'm feeling great. Can't wait. All right. Are you ready to dive in or do you have anything you want to say? Get off your chest. No thoughts. Spring empty. Do you need some vocal exercises? I can edit anything you say out. So how do you feel about money right now? Oh, we're diving in. I mean, that was one of the top. I feel in the middle. I feel like no, I feel like I don't know. If it was on a scale of one to ten, I would say like a seven maybe. I feel like I kind of just started telling you this last couple of days, but I've been feeling like, weird about business finances and just wanting to have more of a a system and a structure for that and more kind of consistent passive income. So I've just been thinking about that a lot and maybe stressing about it more than I need to be. And also taxes. I have to do taxes this week, so I'm not feeling good about that. But I think overall, I feel good about the financial spot that we're in. Yes. I mean, incorporating is entirely new. It's big. It's different. Yeah. For everyone that doesn't know I'm incorporating my business and the process. Well, I guess it's incorporated. I'm in the process of switching over the bank accounts and getting everything under business bank accounts. And it's a lot. It's a lot of work. So that's stressful. So how do you feel about money right now? I would say better than I have, yeah. But it's not great. So I don't know. What do you think is, like, the hardest thing about money right now? Finding out places I can get it, getting the money, getting the money, getting the money, getting the bag. Do you want to share a little bit about what you're trying to do right now with jobs and everything? Yeah. I mean, moving here was a big transition and doesn't have anything actual concrete set up. And all of my sources of income have changed. And yeah, it's just like going from making, I don't know, money that made me comfortable living to draining my savings. I mean, thank you, emergency fund. That's why you're there. But it's so crappy. I haven't been in this position ever before. And it's just like, I don't know, it's a hit to your confidence, for sure, but yeah. Looking for part time jobs. Yeah. It's just exhausting, but it's better than it has been getting those jobs. Yeah. So going from living really comfortably to not having all the disposable income that you want or need to sustain the same lifestyle, I guess. Yeah. And it's funny, like when you're like, oh, I'm broke, I don't have money. And then it's like, no, I don't have the money before you're like, no, you were just fine. It's like, oh, I didn't really. Not on that test I only got. But one of the things is just how you manage your money is so important. You could have all that, but really feel like you don't have enough because it's not being put into things you care about or excuse me, you don't have like, you're not holding on to most of it comes and goes. Really? Yeah. So why are you searching for part time jobs as opposed to a full time job? My brain works that way, man. I don't know, something. I really feel like after the pandemic and everything, I like variety. And I know it's probably more work to find more part time jobs, but I don't know, I really can't just be stuck doing the same thing. I just lost interest. Serving was fun and exciting, but exhausting. But then, I don't know. I work as a VA, and I like being on my laptop, do my thing for a couple of hours, and then I also flip furniture, and that's really fun. And so there needs to be just one more thing, like, maybe serving for me personally, I don't know. Yeah. Va means virtual assistant for anyone who doesn't know. Yeah. But I think it's really cool, like, what you do with, like, doing all the different jobs. And I was talking about you the other day, too. I can't remember if I was another podcast episode or I was on a call with someone. Anyways, I was, like, talking about you and how I think it's so cool how you do that, because that's cute. It's just like, I don't know. I feel like people don't think of that as an option, but there's a lot of people who feel the same as you. Like, I feel the same way. Like, I can't do the same type of work every single day, and I get really bored really easily. And I know, like, a lot of neurodivergent people feel the same, but I feel like it's not often seen as an option. And you're right that it is harder to gather more jobs. But I feel like we're just kind of taught a society that we should have a, quote, unquote career and have one full time job that we're chasing and that we're trying to move to a better company or work our way up. And you can still make the money you need to make doing multiple smaller jobs instead of one. Just like, big career job. And yeah, I think it's cool. Thank you. There's definitely pros and cons. I could probably see this being more sustainable for me, as in, like, maybe I won't burn out as much. I mean, I'm not doing doubles. I'm not overlapping anything. It's just a couple of hours here and then two days here. Also diversifying where my money comes in from. That's good. That is. And yes, I'm not getting bored. But then the one thing with part time jobs is that they won't offer benefits generally. So it's like, if that's something, how much I claimed for medical this past year. I was like, oh, wow, benefits would have helped with that. Yeah, we did see a couple of job postings, part time to have benefits, but definitely really rare to find, which is a Con. But there's also a lot of jobs, the full time jobs that don't offer benefits either. Honestly, I'm surprised to see so many serving jobs that offer benefits. Like, it wasn't even the thing that I thought was possible. Do you want to ask the next question? What aspect of money do you hate? What do you love? Even when I wrote this question, I was like, I don't know what my answer would be. To this. An aspect that I hate is that you need money in almost like every aspect. And I talked about this in another episode that won't be out yet when this episode is out. But the idea of money can't buy happiness and things like that. And I truly feel like you do need money to be happy to some extent. It's not like the only thing that makes you happy. But if you can't afford to live in a comfortable environment, if you can't afford to buy food for yourself, provide for yourself, you're not going to be living the quality of life that you want to live. And so I hate that, like everything that we do is like hinged on money to some extent, just being able to have the experiences we want to have. And it all takes money. The whole world just revolves around. And it's a social construct. It's like literally not real. It's made up, which makes it even more infuriating. It's the way the world works. It's like it's hinged on money. Yeah. So I hate that, unlike a smaller scale, I hate taxes. I hate the strong word income tax. Yes. I don't enjoy doing taxes. Income taxes. And it's confusing. And it literally is so confusing for me. And I don't understand. Like, the tax deadline is June 15 or 30th, whatever it is. Do you hate it personally or you hate personally doing it or you hate that there are income taxes? No, I hate doing it. Tax me. Yeah. Okay. I'm all for paying taxes, although tax are rich. Yeah. But that's a different story. But I mean, what I was going to say was I hate that the deadline for filing taxes is like June 15. But then the deadline for payment is like April 30. So the government already knows what I owe and they're already going to start charging me interest as of April 30, even though the deadline hasn't even passed yet. And so it's like you already know how much I owe. Just tell me. And this is for the business taxes. Yeah. But right now it's like both because I file as a sole proprietor. So it's all together. But it's just like I hate that about money. I love what money can do, which is kind of like the other side of the coin of the first answer. It's like the whole world revolves around money, but also money can provide you with a lot of amazing things. And I especially love spending my money on my friends and loved ones. I'm like you. I love when our friends visit and we can buy yummy food for them and we can pay for their dinner, pay for their coffee. Yeah. I really love that I can have good experiences and treat people that I love very well with money. That's very nice. Have you heard of Skip the Dishes? While the same Canadian founders that disrupted food delivery are now disrupting finance with Neo Financial. Neo has an industry leading cashback credit card where you can get rewarded at thousands of partners in your area. I personally use the Neo Mastercard, and I love how much cash back you can get. Use the link in the show notes to get $50 for signing up and have your digital card in three minutes or less. Okay. What aspects of money do you think that I'm better at managing, and what aspects do you think that you're better at managing? I mean, you're a financial educator. I don't know. You just got it all. I feel like you're better at investment stuff. Yeah. Like you just know a lot more about it and done a lot more research and, like, different types of investments. I don't know. I think that you're better at that than me. I'm kind of more like I care about investments, but I don't care that much that I want to do all the research and become a day trader or something. Yeah, I guess that's fair. I am more interested in my investments and stuff. I feel like I did a lot of research and looked into managing money and everything, like, so early on or rather so many years ago that I haven't reevaluated what I'm doing with my money in quite some time. We've reevaluated. Yeah. You go with all the accounts, coho and everything. Yeah. I got my cutie signed up on Coho. What's something that you appreciate about the way I communicate about finances? I feel like we're pretty open about when we need to talk about money. Yeah. I guess we can, like, sense. We're like, let things go for a while. Yeah. And things are a bit, like, weird for us because Erica has been getting jobs and so the income has been, like, changing constantly and so not constantly, I guess, but frequently. And she's looking for another position now, too. So it's, like, hard to make a lot of decisions when we don't know what our income is going to be like next month. And my income has always been fluctuating, so we've been adjusting to living together and adjusting to managing finances together. I feel like that we are so good at saying, like, we need to talk about money because I'm feeling overwhelmed by this aspect or whatever. Yes. And I mean, that took work in itself because for me, it was a really hard conversation. Your confidence takes a hit with going from your goal of jobs to not working for eight months, getting coveted and everything. It can definitely be like a hard conversation to have an uncomfortable. And we both have our own mindset, things that we bring to the table, and we both have different views from the way that we were raised. Yes. The way that I think about things is different than the way you think about things. So that's also, like a thing to navigate. But I feel like we're doing good yeah. And without a doubt, like it's as uncomfortable as those conversations can be, you're much better off just having them. It's really hard to put your ego aside and do what needs to be done with the work in set the foundation, really. But worth it. Worth it. Alright, this is a question from the Instagram friends. What do you think will change with our finances once we get married? Married? Well, I guess what comes to mind is like I think when people move in with their partner, they maybe, I don't know, they don't go all they don't think they're already married, you know, like we're like in this, like as far as I'm concerned, like we're smushing our money together. Like we're married, you know what I mean? So like once we get married, I don't know. Should be same. I have a really important question next. Are you comfortable? Comfortable? I'm comfortable. Do you want to get married? Do you want to marry me? Yes, I do. My wife. I want to be your wife. Wow. Should we tell the podcast folks what we're planning to do for our engagement rings? Yes, what we are planning to do because we need to engagement rings because we are two widow. Two widow ladies. We call each other widow ladies all the time. We do? Yeah. You'd throw up if you're around us. I would my widow lady. Anyway, so we both are getting engagement rings and wedding bands. So yeah, instead of just like the typical heteronormative man saves up for the ring for the woman. Yeah, there's two of us. And so we decided that we're going to figure out what it costs for us to get both of our rings, which we're not keeping a secret because we want each other's opinions, obviously. So we're going to put together whatever the total is for both rings and then we're going to split that total percentage wise because I make more money than Erica. So just like basically everything else in our life, we split percentage wise instead of 50 50. So that's what we're going to do with the rings too. So we're just going to save up the total amount and then I'll take the bigger half, bigger chunk and that's how we'll pay for our rings. Wow. So yeah, very not conventional, but I think it's a good idea. How do you see us reaching our financial goals together? Okay. So I feel like I'm making faces at me. I feel like we're really good at being a team and that that's how we will approach all financial goals in the future. So I don't know, let's just use buying a house, for example. We would sit down and talk about it, probably Daydream about it, dream about it, look up things on Google, on Zillow, looking at houses. We just have a good almost like a visualization session. I feel like we always do that. So we would talk about it and then just reverse engineer the goal and really just, like, work together on it, keep each other accountable, have a plan for it. I think we're a really good team. So we are. That is how we would do financial goals. We would just, like, figure out what each person on the team needs to contribute and set a deadline and get there together. Just better together. Okay. How much do we want to spend on a wedding? I don't know. I didn't think I was going to get married. Here we are. Yeah. Okay. I don't know. Where is your preference? Lie on spending a lot on a wedding versus not? I guess not. Definitely not. I don't know. I always think there's better things to spend money on. If you want to spend a lot of money on the wedding, spend a lot of money on a wedding, you do you. But I don't think that's our view because some people want to do a Disney wedding, and those people. Oh, my goodness. Finding out how expensive those are. Yeah. I went down a rabbit hole on TikTok of just watching this girl who's getting married in Disney, and she's breaking down the prices for everything, and I am blown away. It was like 195 for an adult guest for dinner. Yeah. Per person. Per person. And it's so crazy. Not for me. No, not for us. I think I would spend a lot of money on a photographer videographer. Oh, the cake. No, I'm joking. Like you to me, a gluten free cake. Yeah. I would spend a lot of money on the videographer and the photographer. I don't know, $10,000 for sure. I know. Like, photographers and videographers are like a lot, like 5000. So that's the budget. That's the budget. Yeah. Yeah. Well, I don't know. I guess we'll see. We'll keep you all updated as we start wedding planning. Not yet. We're not engaged yet. All right. When we are married, how much money could I spend without consulting you? All of it. Please don't. Please leave them for me. Okay. This is kind of like a joke question, but also like a serious question. Like, right now, we don't consult each other when it comes to our discretionary spending. Like, we just buy what we want when our finances are combined or more combined than they are right now. What would be like the dollar limit where you'd be like, Whoa, that's a lot you're draining from the bank account. Maybe you should ask me about this. Or does the number not exist? I feel like a number exists when I think about combining income, when I see if there's, like, a big chunk just. I don't know, I feel like all of our money is going to be divided into little pockets where it makes sense, where it exists. So it's like, unless you're pulling from an account, you shouldn't be. It's probably fine. You know what I mean? That's true. Okay, so what if I pull a chunk from saving? I say we're saving for something specific. And I drank a big chunk. I'm like, girl, what's that number?$1,000, $5,000. $200.$1,000 would be like a lot. Yeah. But say your, I don't know, personal monthly spending budget is like 1000 for yourself and you blow all that. And I'm like, that's your money, whatever. It's also different with my business because you buy big stuff with your business. Yeah. You won't even see the business income because it'll be in a business bank account. You'll just be doing its thing. I could drop $5,000 on something, but yeah, it would definitely be different in our combined. I have a question for you. Yeah. Financially, what are the pros and the not the cons, but, like, the good that has come from living together and then what has been hard living together financially? It's a good question. I guess I pulled it out of nowhere. Okay. The good things, definitely. Groceries. Yes. Oh, my God. It's made both of our lives so much easier to do it for you. No, I'm just kidding. We do it together anyways because I would buy stuff and not finish it. And so then that's like a big waste of money because I'm just like, a lot of my groceries just go bad. I couldn't eat it in time and then shopping at places like Costco is more cost effective, but then there's way too much food for one person. So I feel like we've been able to save so much money eating together, and we have hardly any food waste as compared to ice. So much food waste from just, like, forgetting about food or not being able to eat it in time before it went bad. Yes. I think I'm always, like, freezing the last little bits of things. And like, that's really came from when I Dove deep into zero waste. I learned all those things. And then I think what you're really good when it comes to groceries is like, I'm like, I don't know what to make. We have these meals and you're like, we're doing this when I'm like, okay, cool. You decide which one we're doing. And I'm like, okay, I'm in the kitchen. I'm doing it, and I started it. I think a lot of things like that in general are just like, easier. I think also splitting bills and vehicle wise. So we're using one vehicle now as opposed to two, so we can split on gas and insurance, and that's cool. Oh, my gosh. We live together now. We're not like, always eating out. That's the biggest thing too, because we would always go to one person's house, and then I live by myself. So I'd only have really food. I only think about myself in terms of food planning. And then you come over and they eat all of them. And then she ate all of it. She didn't eat all of it. And then you get caught with no food prepared and then you're eating out. When we didn't live together, I feel like we were less prepared, less embarrassing, way less. Oh, yeah. No, we really do. You asked me what was better and what was worse, right. So, yeah, one thing for us, definitely our cost of living went up because that was like a conscious decision. Like, we chose to live in a house that was a lot more than we were paying for our apartments. But yeah, I wouldn't say it's like a Con because we love our house and we have space for you to do furniture flipping space for me to have an office. It's still like we're paying a really good price for what we are getting. But that's definitely like that was a big financial change from before. Totally. And I think something else that's been hard is just like figuring everything out and combining finances more and figuring out how we're going to do that and what the best thing to do is because you can't really rush into doing it because it's a lot of moving around bills and moving around bank accounts, and it's a lot of work to do it. So it's like it has to be thought out and discussed. So that's been a hard thing just to even figure out what is the best thing that we want to do and what makes the most sense for us. We've both never lived with a significant other. And going into it like, you think you're like, maybe you're just thinking about all the good things, you know, they're coming like, oh, eat meals together. But then it's like, oh, you don't realize how hard it is right off the bat. There was so much planning the move and everything, and you're not living together. There were no systems set in place before we were together. And realistically, it's like that should have been kind of already happening, but that would have been hard too. You know what I mean? Yeah. You move in and you're in together and you're like, yeah, I don't feel like you can really prepare for it. It's not like you would want to necessarily combine any part of your finances before you're living together, because at that point, I don't know, there's still not that aspect of commitment. There not even combining finances. But even like, you haven't been almost forced to have those hard money conversations and then you're living together and then you got it. Yeah. You know what I mean? It's just like there's such things. Like, I don't know. It's like, what are your opinions on getting groceries, putting groceries, how do all those things. Yeah. I feel like we had a lot of the bigger conversations in terms of how did we feel about money? What were our big goals? How do we want to use our money? I feel like we talked about that stuff, but then there are so many things that you just said we didn't even think about until you're in the situation. Like. Yeah. How do you want to pay for groceries? How do you want to split groceries? Or do you want to split groceries or what makes more sense? Or do we have an account for groceries just like, stuff like that that you don't think about until it's happening? Yes. I don't think you can really prepare for it. It's just like, as long as you've started having those many conversations before moving in together, I think that makes it a lot easier. Yeah. I think that you have to have a lot of compassion for yourself and your partner in this situation. And just like, in the sense of, like, it's going to be just a lot of figuring it out, trial and error, and you're not going to get it right away. And it's just like, you totally can think it's going to be one way and. Oh, my God, it is not. And just humble, really. You know what I mean? Yeah, I love it. Good question. You're very welcome. Okay, last question. No, I want more questions. You're having fun now? I am. She's having fun. Everybody. Yeah. Okay. Maybe one of the last questions. What do you want our money to do for us that it hasn't done yet? Oh, my God. Every day of my life. I want to go traveling with you. Let's leave. We want to travel so bad. I know. It's one of the reasons why we moved here because of the international airport. If you've been to Kawana, you know that it's tiny and poopy and that's where we move from. I don't even know you want to travel anywhere. And that connecting flight just, like, racks up extra money for what? It's like a tiny little airport, and it's super expensive to fly in and out of. And then you have to fly from there to an international airport to get anywhere else. Yeah, I want to use the airport here. I want to go places. Yeah. We want to travel also buy a house in the future. Yeah. And obviously, like, wedding stuff, rings. And I think something we've talked about a lot, too, is like having money. I mentioned this earlier in the episode, too. But having money to just spend on our friends and family and be able to do nice things for them or like, I don't know, I would love to go on a trip with our friends and be able to pay for it and stuff. Yes. Things like that, I think could be cool and basically just, like, not being restricted in any sense by money. Like, anything that we want to do, any experience we want to have, anything we want to own. It's just like we can make it happen. Any more questions? How many squish Mellows is the ideal number of squish Mellows to own? The limit does not exist. No, I'm just kidding. Amazing. I really feel like we need one in almost every room. We need one in my office. We need, like, at least three in the living room. Right? Maybe one in the guest bedroom for the guests that stay over. They probably want a squish mellow. Oh, my God. Yeah. Maybe a big boy for our bed when we make the bed and have a big squishylon when we get our King bed. Yes. What's the next thing that you want to purchase together, big or small? The damn bed. The King bed. We need the King bed. We got the bed frame. We just need to get the mattress and all the accessories. Guys, it is so much work putting it back together. I did it, like, I don't know, maybe two years ago when I just redid my whole thing and I was like, oh, my gosh. Putting it together, as in, like, getting all the stuff you need from you. Yeah. Frame, mattress, mattress, topper, debate, pillows, pillowcases. The King bed. It's so extreme. And everything is so much more expensive. Extreme King bed. I want a peleton. She's on about this. Her parents got a peleton. They love it. We have somebody who sells them going to hook us up, I think. Yeah, I know someone you're set on it. One of our good friends works at Peloton, so we can get a little bit of a hook up. But if you've listened this far in the episode, let me know if you have a peloton and you like it. Give me another reason to buy. She doesn't need another reason. She's ready to click buy. Pretty much ready. Yeah, but let me know anyways. Give me more things that I can show my girlfriend to convince her. Hey, you're convinced? Why not? Oh, good deal. Don't worry about it. Don't send me anything. I think that's it. Do you have any other questions or you're good? No. You're questioned out. I'm ready for bed. I'm ready for bed, too. We're filming. This recording is so late. Thank you for coming on the podcast. Thank you for having me. Thank you for coming on. I appreciate you, my little lady, and everyone that's listening. You best go hype out my girlfriend and tell her how much that you love this episode so she'll come on more episodes with me. Also, let me know if you actually did like this because we can do more episodes like this because I thought it was fun. Do you think it was fun? Does anyone want to see the furniture? All right, just give me a second for self promotion. That's what I taught you well in the podcast. Okay. Where can the listeners find you? I'm on Instagram. Erica B. Anderson, but it's just plants right now, guys, and I'm on a hiatus from the plants. Yes, Erika used to sell house plants. Tropical house plants. But she's now on slipping furniture, so maybe should follow her there anyways. And keep an eye out for her furniture flipping page. That will be launching soon, right? Yes, it's the ADHD guys. I can't stand one thing for long. They all get it. Probably 95% of your listing right now are neurodivergent. You get it. I know you get it. We love you anyways. We're going to go to bed. Thanks for listening. Love your friends. Bye bye. If you enjoyed this podcast episode we'd love it. If you would share a screenshot on your social media and tell us what you loved about it. If you'd like to support the podcast you can subscribe to the show, write and leave a review on Apple podcasts or Spotify. I will be donating $1 for every review left in the first six months to organizations that our podcast guests have chosen. Thank you for listening and remember to keep finance queerd.