RetireCoast
Welcome to the RetireCoast Podcast – Your Guide to a Better Life in Retirement and Beyond
Looking to improve your quality of life? We’re here to help you make smarter, more informed decisions about retirement, real estate, investing, education, budgeting, and everyday essentials.
If you're thinking about starting a business after retirement, RetireCoast has you covered with an extensive series of blog articles designed specifically for retired entrepreneurs. We now offer personalized services to help you register your business name, file your business formation documents, and navigate every step of the process. Plus, our dedicated website — StartingABusinessAfterRetirement.com — is packed with practical tools, resources, and archived content to guide you from idea to launch.
Our podcast is the perfect companion to our blog at RetireCoast.com, where you’ll find in-depth articles, original photos, helpful links, and real-life insights to guide your journey. Whether you’re planning your retirement or considering a move to the Coast for an affordable and fulfilling lifestyle, we’ve got you covered.
All our podcasts and blog content are completely free.
Start building your retirement plan today—and don’t forget to subscribe on your favorite podcast platform to get the latest episodes as soon as they’re released.
Thanks for joining us on the path to a better life!
RetireCoast
Tax-Free Retirement Withdrawal Strategy Explained
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The Tax-Free Retirement Withdrawal Calculator on RetireCoast.com, designed to help retirees strategically access funds from tax-deferred accounts like Traditional IRAs and 401(k)s with minimal tax impact. The calculator utilizes the standard deduction and low tax brackets (specifically the 0% and 10% rates) to identify amounts that can be withdrawn tax-free or at a low rate. A key goal is to facilitate the gradual conversion of funds into a Roth IRA to benefit from tax-free growth and withdrawals in the future, also avoiding Required Minimum Distributions (RMDs). The source details how to use the calculator by inputting current income and explains the calculation process based on 2025 tax figures for married couples over 65. Ultimately, this strategy aims to create a more tax-efficient and secure retirement by optimizing withdrawals and leveraging the benefits of Roth IRAs.