RetireCoast
The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business.
Each episode breaks down the topics that matter most as you plan your next chapter, including:
- Retirement lifestyle planning
- Real estate insights for buyers, sellers, and investors
- Creating income in retirement
- Starting and growing a business after retirement
- Personal finance, taxes, and long-term budgeting
- Travel, community, and quality-of-life tips
Whether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions.
Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com.
Free to listen. New episodes released regularly.
Subscribe today and start building a more affordable, secure, and fulfilling retirement.
RetireCoast
Tipflation in Restaurants: Why You’re Paying More and How to Push Back
click here: Leave a text, tell us what you liked
The provided text is an excerpt from a 2025 article titled "Tipflation in Restaurants: Why You’re Paying More and How to Push Back," published by RetireCoast, which focuses on financial literacy and retirement planning. The article defines "tipflation in restaurants" as the result of rising tip expectations, increased menu prices, and new point-of-sale (POS) technology that normalises higher tip percentages (20-30%), compared to the historical standard of 10-15%. It argues that this trend benefits servers—who now often have higher base wages and a new federal tax exemption on up to $25,000 in tips—but creates "tip fatigue" and resentment among customers whose wages have not kept pace. Finally, the source offers practical advice for consumers, such as using the "custom tip" option and calculating gratuity only on the pre-tax meal subtotal, to reclaim control over their spending and combat the system's inherent pressures.
Enjoyed this episode? 🎙️
Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast.
👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here.
💬 Have a question or want us to cover a topic?
Email info@retirecoast.com
or join our Facebook community:
Business After Retirement: Start, Manage, Succeed.
Disclaimer:
This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions.
Episode Keywords:
Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.