RetireCoast
The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business.
Each episode breaks down the topics that matter most as you plan your next chapter, including:
- Retirement lifestyle planning
- Real estate insights for buyers, sellers, and investors
- Creating income in retirement
- Starting and growing a business after retirement
- Personal finance, taxes, and long-term budgeting
- Travel, community, and quality-of-life tips
Whether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions.
Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com.
Free to listen. New episodes released regularly.
Subscribe today and start building a more affordable, secure, and fulfilling retirement.
RetireCoast
Think You’ll Spend Less After Retirement? Think Again
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Most people assume their expenses will drop the day they retire. No commute, no work clothes, fewer meals out… so the budget must shrink, right?
Not exactly.
In this episode, we dig into the real story behind monthly living expenses in retirement — what actually goes down, what goes up, and the hidden costs no one warns you about. From rising insurance premiums to aging home systems to sudden travel for family emergencies, retirement expenses don’t disappear… they shift.
I share my own experience transitioning into semi-retirement, including the surprises I didn’t see coming even with years of careful planning. (Hint: everything ages — including your house, your vehicles, and the things you depend on every day.)
You’ll learn:
- Why retirement costs rarely decline as much as people expect
- The biggest expenses that sneak up on new retirees
- How to prepare for irregular “Murphy’s Law” costs
- Why healthcare and home maintenance matter more than you think
- How to build a realistic monthly retirement budget
- The tools we created to help you get ahead — including our free checklist PDF and retirement budget spreadsheet
If you’re 5–10 years from retirement or already settling into your post-work life, this episode will help you think clearly about the numbers, stay flexible, and plan with confidence.
Ready to get ahead of the surprises?
Listen now — and download your free retirement budgeting tools at RetireCoast.com.
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Disclaimer:
This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions.
Episode Keywords:
Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.