RetireCoast
The RetireCoast Podcast gives you practical, easy-to-use guidance on retirement planning, real estate decisions, smart budgeting, investing, and building a second-act business.
Each episode breaks down the topics that matter most as you plan your next chapter, including:
- Retirement lifestyle planning
- Real estate insights for buyers, sellers, and investors
- Creating income in retirement
- Starting and growing a business after retirement
- Personal finance, taxes, and long-term budgeting
- Travel, community, and quality-of-life tips
Whether you're preparing to retire, looking for ways to make your money last longer, or exploring business opportunities later in life, this podcast helps you make confident, informed decisions.
Explore more tools, calculators, articles, and resources at RetireCoast.com and StartingABusinessAfterRetirement.com.
Free to listen. New episodes released regularly.
Subscribe today and start building a more affordable, secure, and fulfilling retirement.
RetireCoast
Coordinating Tax-Advantaged Retirement Accounts: 401(k)s, IRAs, Roth, and HSA
click here: Leave a text, tell us what you liked
This guide from RetireCoast focuses on providing a comprehensive and evergreen strategy for utilising multiple tax-advantaged retirement accounts, including 401(k)s, Traditional and Roth IRAs, and Health Savings Accounts (HSAs). We explain that successful retirement planning relies on coordinating these different accounts as a single system, rather than treating them in isolation. Key sections break down the function of each account—positioning the 401(k) as the core accumulation engine and the HSA as a triple tax-advantage tool for healthcare—and offer practical case studies showing how to prioritise funding to maximise employer matches and tax-free growth. The text also covers important topics like managing 401(k) rollovers after a job change and the benefits of opening a custodial Roth IRA for minors to leverage long-term tax-free compounding.
Please visit RetireCoast.com and read the complete article that was the foundation for this podcast. Calculators, infographics, charts and much more.
Enjoyed this episode? 🎙️
Subscribe to the RetireCoast Podcast for more practical conversations about retirement planning, financial preparedness, small business growth, and life on the Mississippi Gulf Coast.
👉 Visit RetireCoast.com for in-depth articles, resources, checklists, and guides that expand on the topics we cover here.
💬 Have a question or want us to cover a topic?
Email info@retirecoast.com
or join our Facebook community:
Business After Retirement: Start, Manage, Succeed.
Disclaimer:
This podcast is for informational purposes only and does not provide financial, tax, or legal advice. Always consult with a qualified professional before making financial decisions.
Episode Keywords:
Big Beautiful Bill 2025, Social Security changes, retirement taxes, small business incentives, monthly living expenses in retirement, retirement budgeting, Medicare and seniors, financial security, retirement planning, Gulf Coast retirement, small business growth.