Jellyman Investing - Personal Finance for Australians

S01_E01 - Welcome to Jellyman Investing

January 01, 2024 Jed Guinto Season 1 Episode 1
S01_E01 - Welcome to Jellyman Investing
Jellyman Investing - Personal Finance for Australians
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Jellyman Investing - Personal Finance for Australians
S01_E01 - Welcome to Jellyman Investing
Jan 01, 2024 Season 1 Episode 1
Jed Guinto

https://www.patreon.com/Jellyman_Investing

Welcome to the first episode of Jellyman Investing. Thank you for joining me and lets get this show underway. 

If you're listening to this podcast no doubt you're wanting to improve your financial situation in some way. Maybe you're hoping to get out of debt, or learn about investing, buying your first house, planning finances for children, working towards financial independence, planning retirement and more. 

These are just some of the things I plan to talk about in this podcast. My goal is to make each episode short and sweet. Maybe 5-10 minutes long about as long as it takes to drink a cup of coffee. 

Let me talk a little about my journey and maybe you can relate a little bit. It's also so you know I didn't just get this from reading books. I've lived a lot of this stuff. 

I am 36 years old. My family came here from the Philippines in the late 80's. I was fortunate enough to go to school and eventually university. I studied Aerospace Engineering for a number of years even at one point pursuing a Ph.D. in Vibro-Acoustics in Composite Commercial Aircraft Material for the Early Detection of Microfractures. That's right. I had to say that every time someone ask me what my research was on. By my late 20's I switched careers into Data Analytics working for a number of institutions across Education, Automotive, Manufacturing and now in Banking. 

Now why did I tell you all that? To gloat? No, definitely not. The reason I tell you that is that even though academically it may appear I did very well, you'd assume I was just as intelligent in regards to my finances. 

Yet, by my 27th birthday, I was unemployed, 5 figures in debt, multiple credit cards, no savings, no job prospects, buying a house wasn't even on the radar, my girlfriend was about to leave me and I was on the verge of getting kicked out of my home. 

The conclusion, school, university and our parents (through no fault of their own) do not prepare you financially. I've lost count of how many people I speak to who through their illustreous careers and education, who are some of the smartest people you'll meet, but yet even with $180k yearly salaries, struggle to make ends meet or worse, they're in debt. 

Why is it doctors struggle financially? 
Why do programmers on $200k salaries, struggle to pay rent? 
Why are people who've been in jobs for 10+ years, still have no savings? 
Why is it, we invest in highly risky things such as Crypto?
Why is buying a house so godamn hard these days? 
Why is it, those with multiple degrees and higher levels of education than the rest of us, still can't gather enough for a home deposit?

These are the sort of scenarios and questions I want to talk about in this podcast because my goal is to get you debt free, financiall stress free, educated so you can capitalize on global investment opportunities, be able to buy your first house, support your wife or husband, provide for you children, care for your parents and more. 

Let's do this. 

Show Notes

https://www.patreon.com/Jellyman_Investing

Welcome to the first episode of Jellyman Investing. Thank you for joining me and lets get this show underway. 

If you're listening to this podcast no doubt you're wanting to improve your financial situation in some way. Maybe you're hoping to get out of debt, or learn about investing, buying your first house, planning finances for children, working towards financial independence, planning retirement and more. 

These are just some of the things I plan to talk about in this podcast. My goal is to make each episode short and sweet. Maybe 5-10 minutes long about as long as it takes to drink a cup of coffee. 

Let me talk a little about my journey and maybe you can relate a little bit. It's also so you know I didn't just get this from reading books. I've lived a lot of this stuff. 

I am 36 years old. My family came here from the Philippines in the late 80's. I was fortunate enough to go to school and eventually university. I studied Aerospace Engineering for a number of years even at one point pursuing a Ph.D. in Vibro-Acoustics in Composite Commercial Aircraft Material for the Early Detection of Microfractures. That's right. I had to say that every time someone ask me what my research was on. By my late 20's I switched careers into Data Analytics working for a number of institutions across Education, Automotive, Manufacturing and now in Banking. 

Now why did I tell you all that? To gloat? No, definitely not. The reason I tell you that is that even though academically it may appear I did very well, you'd assume I was just as intelligent in regards to my finances. 

Yet, by my 27th birthday, I was unemployed, 5 figures in debt, multiple credit cards, no savings, no job prospects, buying a house wasn't even on the radar, my girlfriend was about to leave me and I was on the verge of getting kicked out of my home. 

The conclusion, school, university and our parents (through no fault of their own) do not prepare you financially. I've lost count of how many people I speak to who through their illustreous careers and education, who are some of the smartest people you'll meet, but yet even with $180k yearly salaries, struggle to make ends meet or worse, they're in debt. 

Why is it doctors struggle financially? 
Why do programmers on $200k salaries, struggle to pay rent? 
Why are people who've been in jobs for 10+ years, still have no savings? 
Why is it, we invest in highly risky things such as Crypto?
Why is buying a house so godamn hard these days? 
Why is it, those with multiple degrees and higher levels of education than the rest of us, still can't gather enough for a home deposit?

These are the sort of scenarios and questions I want to talk about in this podcast because my goal is to get you debt free, financiall stress free, educated so you can capitalize on global investment opportunities, be able to buy your first house, support your wife or husband, provide for you children, care for your parents and more. 

Let's do this.