#33 - No BS Advice to Protect Your Commercial Property From Worst-Case Scenarios

In this episode of Commercial Property Investing Explained, Steve Palise sits down with someone very close to home: his fiancée and former Lloyd’s of London insurance broker, Lisa Hiscock. Together, they unpack the real-life risks that can derail your commercial property investment… and how smart insurance strategies can protect your portfolio from the unexpected.

This episode covers:

• Why insurance isn’t just a formality, it’s your last line of defence
• The difference between property insurance, fit-out cover, liability, and loss of rent
• Real examples of claims and disasters that crushed unprepared landlords
• What most investors get wrong about body corporate insurance
• Why flood cover can destroy your cash flow if you don’t read the fine print
• High-risk tenant red flags (including tattoo parlours, laundromats, and tobacconists)
• How to save on premiums through smarter risk management
• Understanding reinsurance, public liability, excesses, and what brokers actually do
• A surprising story about terrorism insurance, warehouse fires… and their love story

▶️ Want to see the full breakdown? Watch the episode on YouTube: No BS Advice to Protect Your Commercial Property From Worst-Case Scenarios

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HOSTED BY:
Steve Palise
Ph: 0403 878 497
Email: steve@paliseproperty.com

LinkedIn: https://au.linkedin.com/in/steve-palise

Lisa Hiscock

Website: https://hakeainsurancebrokers.com/
LinkedIn: https://www.linkedin.com/in/lisa-hiscock-7308a259/
Email: lisa@hakeainsurancebrokers.com