On today’s episode we hear from John Zanzarella, VP of Sales here at PerformLine as he chats with Gary Stein, US Chief Product & Compliance Officer at Opy. Prior to joining Opy, Gary previously led policy-making efforts and a team of subject matter experts for the CFPB - covering consumer deposits, emerging and legacy payment systems, consumer-authorized data sharing/aggregation, small-dollar, and other consumer lending products.

Their discussion today revolves around key topics such as:

• Gary’s experience as a former regulator moving into the private sector, and what specifically caught his attention about Opy
• His initiatives when joining Opy from a compliance standpoint, having the history of coming from the Bureau
• The difference between being proactive versus reactive when it comes to leading with compliance
• And thoughts on where the industry lies today and the dichotomy in growth we’re seeing between various BNPL firms.