Consumer Strain vs. Spending Power

Consumer Strain vs. Spending Power  | KP Talks Dollars and Sense
📍 Live from Corona, California

In this episode, Kevin Peranio dives into the growing tension between consumer strength and financial strain in America. After returning from advocacy efforts in DC, KP unpacks the volatile bond market, shifting retail trends, and how tariffs are shaping our economy, inflation, and mortgage rates.

💥 Are Americans stronger than they seem — or are we one step away from a debt disaster? How are bond yields, washed-out stocks, and China's economic tactics driving the markets? And what role do emotions play in financial decision-making right now?

Also in this episode:

Why KP says stress ≠ dislocation in the bond market

Signs of a “tradable bottom” in the stock market

Walmart’s bold move to shield consumers from tariff impacts

How consumer delinquencies reveal hidden risks

Updates on the Trigger Lead Bill and advocacy work on Capitol Hill

Why the Fed is holding steady — despite political pressure

📌 Key Moments:
00:00 – World Trade Organization loopholes and tech theft
01:00 – Advocacy against trigger leads in Washington, DC
02:20 – Bond market rollercoaster and mortgage rate volatility
04:45 – Fed’s stance on market stress vs. true dislocation
06:00 – Washed-out stocks and the Magnificent Seven
08:00 – Consumer debt risks and delinquency numbers
09:30 – Tariffs, inflation fears, and retail sales health check
14:00 – Emotional intelligence in volatile markets
17:00 – Retail data vs. media-driven sentiment
20:00 – China trade negotiations and currency manipulation
23:00 – Fed independence vs. political influence
25:00 – Rate cut predictions and treasury signals
26:40 – Why the U.S. consumer will adapt and stay resilient

📢 Stay informed: https://linktr.ee/kptalksdollarsandsense 

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