The Moonlight Real Estate Side Hustles and Syndications Show

๐Ÿ˜๏ธ FINANCIAL PLANNERS WHO UNDERSTAND REAL ESTATE ARE GAME CHANGERS with Alan Franks ๐Ÿ’ก

โ€ข Eric Lindsey โ€ข Season 1 โ€ข Episode 169

Got a full-time job or business? Still want to build wealth through real estate? This episode is for you. ๐Ÿš€


Alan Franks is a financial planner who didnโ€™t quit his job โ€” he used it as a launchpad.
While raising a family and managing clients, he quietly stacked properties and built passive income one deal at a time. ๐Ÿ’ผ๐Ÿ˜๏ธ๐Ÿ’ต


๐Ÿ› ๏ธ HOW HE GOT STARTED


๐Ÿ“ Alan began investing in his early 20s while working full-time in finance.


๐Ÿ’ฐ He tapped into $10K from a life insurance policy to buy his first rental.


๐Ÿก He then pulled a HELOC (Home Equity Line of Credit) to snag his next property.


๐Ÿ’ธ That rental paid off the HELOC, and he repeated the process.


๐Ÿ“ˆ Over time, he scaled into duplexes and eventually joined a 130-unit apartment syndication deal.


๐Ÿ“Š STOCKS VS. REAL ESTATE โ€” WHAT HE TELLS CLIENTS


๐Ÿ” โ€œItโ€™s not either/or โ€” itโ€™s both.โ€


โœ… Stocks = liquidity + long-term growth ๐Ÿ’น


โœ… Real Estate = control, leverage, and incredible tax benefits ๐Ÿ˜๏ธ๐Ÿ’ฐ


๐Ÿ’ก โ€œMost people donโ€™t realize how powerful real estate is for tax strategy, especially for W-2 earners.โ€


๐Ÿ“‰ He helps clients borrow against stock portfolios to invest in cash-flowing rentals, so each dollar works twice. ๐Ÿง ๐Ÿ’ต


๐Ÿงฑ HOW HE INVESTS TODAY


๐Ÿ“ฆ Alan eventually stepped back from hands-on management to focus on his 3 kids and his financial planning firm.


๐Ÿข He now invests passively in apartment syndications.


๐Ÿ’ธ He earns quarterly distributions, gains appreciation, and gets solid tax write-offs โ€” all without chasing tenants or fixing toilets.


๐Ÿ’ผ Plus, he uses his HELOC to do private lending:


โžก๏ธ Borrow @ 7%
โžก๏ธ Lend @ 17%
โžก๏ธ Keep the spread ๐Ÿ“ˆ๐Ÿงพ


๐Ÿ’ฅ TIPS FOR INVESTORS WITH FULL-TIME JOBS OR BUSINESSES


๐Ÿ”‘ Leverage what you already have: life insurance, HELOC, stock portfolio


๐Ÿ”‘ Go passive or partner to protect your time and energy


๐Ÿ”‘ Learn to use cost segregation & depreciation to reduce taxes ๐Ÿงพ


๐Ÿ”‘ Donโ€™t just diversify your assets โ€” diversify your tax exposure ๐Ÿ’ก


๐Ÿ”‘ Play the long game: freedom, options, and steady growth ๐Ÿš€


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