The Moonlight Real Estate Side Hustles and Syndications Show
We show working professionals and busy people how to invest in real estate as a side hustle or a full-time business. We interview guests who have successfully started real estate businesses part-time and have turned them into full-time enterprises, or have generated passive income for themselves. This show will also demonstrate how to invest in real estate with low or no money. You will learn how to achieve success in various niches within real estate, including wholesaling, fix and flip, BRRR (Buy, Rehab, Rent, Refinance), and syndicating commercial real estate.
The Moonlight Real Estate Side Hustles and Syndications Show
From Bank Teller to $25M Portfolio with Roberto Carbetta
Roberto Carbetta didn’t wait for retirement to invest—he built his real estate journey alongside long work hours, proving steady action drives results. Starting as a Toronto bank teller, he learned from wealthy clients tied to real estate, bought his first deal at 21, ran a construction business for over a decade, and now helps manage a $25M portfolio in multifamily and senior living. 🚀
🎙️ Episode Snapshot — What’s in this conversation
- Early spark: Wealthy bank clients all tied to real estate.
- First step: Bought a condo at 21—before telling his parents.
- Work + investing: 20 years in construction while acquiring rentals.
- Pivot to the U.S.: Moved to Fort Lauderdale, embraced syndications.
- Today’s focus: ~90% on senior living acquisitions & underwriting.
🛠️ How to Invest in Real Estate While Working Full-Time
Roberto worked 12-hour days on job sites, then researched evenings and weekends. His cadence: one purchase every ~18 months, hitting six by 30. For busy pros, he suggests passive investing—know the operator, market, deal, and numbers, then get back to your main business. 💼
🧩 Why Senior Living Caught His Attention
A senior living deal projected ~3.2× returns over five years. With “silver tsunami” demand, limited supply, and assets under $100K/unit (vs. $300K to build), the numbers made sense. 🧓🏽🏢
💵 At-Risk Capital 101
To break into GP teams, Roberto put up earnest money and risk capital. These cover due diligence and can be lost if a deal doesn’t close—so strong documents, trust, and confidence are critical. 💸
🔑 Key Takeaways for High-Income Earners
- Learn from winners, then act.
- Stick to a cadence (e.g., 1 deal every 18 months).
- Use your career income to fuel investing or go passive.
- Partner before leading GP roles.
- Know the downside of EMD/risk capital.
📌 Final Word
From Toronto bank teller to Florida syndicator, Roberto proves consistent effort, partnerships, and calculated risks can build wealth—without quitting your career. 🙌
Click On This Link For Our Free E-Book "An Introduction Into Apartment Syndication: https://moonlightcre.com/ebook_download/
Website: Moonlightcre.com
Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversation
Click On The Link Below For More Information About Eric Lindsey:
https://linktr.ee/ericlindsey