Financial Wellness at Work
Produced by Financial Finesse, Financial Wellness at Work is where HR, benefits, and retirement industry leaders come to understand what's next in employee financial wellness and what it means for their organizations. Hosted by Julie Everett, MBA, CFP®, Financial Coach, each episode brings together the people building the future of the industry: executives and innovators who are shaping benefits strategy, driving program adoption, and using AI to scale personalized support, alongside the employees whose real-life financial transformations prove what's possible when financial wellness is done right.
Financial Wellness at Work
Annual Enrollment = Annual Financial Reset
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What if annual enrollment wasn’t just another HR task, but an opportunity to give yourself a financial reset—and potentially even a raise? In this episode of Financial Wellness at Work, Julie Everett and Michael Rivera unpack how employees can make the most of their workplace benefits, from capturing the full 401(k) match and choosing the right healthcare coverage to protecting their income and loved ones with insurance. They also explore how small changes to everyday spending, emergency savings, debt, and automation can free up money and create greater financial peace of mind. The takeaway: don’t simply choose the same benefits you had last year, but be intentional, take a fresh look, and put your benefits and paycheck to work for you.
Key Points From This Episode:
- Why annual enrollment can be a financial reset—and an opportunity to give yourself a raise.
- Michael’s take on why employees may be leaving money on the table.
- How reviewing everyday expenses can uncover money for savings and financial goals.
- Why prioritizing the full 401(k) employer match matters.
- How to choose healthcare coverage based on your needs—not simply last year’s plan.
- The importance of protecting your income, family, and financial future with the right insurance.
- Why reviewing beneficiaries should be part of your annual enrollment routine.
- How small changes, emergency savings, and automation can reduce financial stress.
- Michael’s advice: pay yourself first, start small, and take action today.
Quotes:
“Benefit selection doesn't have to be complicated, and you don't have to do it by yourself.” — Julie Everett [0:10:53]
“Without Financial Finesse, I wouldn't be where I'm at. I was able to [build] my emergency fund, was able to work on my debt and things like that.” — Michael Rivera [0:13:12]
“I always say pay yourself first. Even if it's a small amount, put a little bit away and you won't even realize it.” — Michael Rivera [0:14:34]
“I would feel that I failed if my colleagues are not retiring with dignity. I want to make sure they're being taken care of, and I'm available for them.” — Michael Rivera [0:15:54]
Links Mentioned in Today’s Episode:
