Investopoly

Q&A: Super vs property, CGT, tax-effective loan structure, children in a SMSF and more...

Stuart Wemyss

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0:00 | 34:09

In this week’s Q&A episode, Stuart dives into a variety of listener questions that touch on key aspects of financial planning, investment decisions, and retirement strategies. Topics include the ongoing debate of superannuation versus property investment, understanding the capital gains tax implications of rebuilding an investment property as a principal residence, and managing tax-efficient loan structures when multiple properties are involved.

Stuart also shares insights on including adult children in SMSFs, the benefits and potential drawbacks, and explores scenarios for selling well-performing properties to upgrade or capitalise on new opportunities. For expats planning future moves, Stuart offers advice on whether to invest in lifestyle properties or focus on long-term investment strategies.

Finally, he discusses how to best allocate surplus cash flow between super contributions, offset accounts, and ETFs, while considering life events like starting a family. Packed with practical guidance and tailored advice, this episode offers valuable takeaways for anyone navigating complex financial choices.

Whether you’re an investor looking to optimise your portfolio or planning for future retirement, this episode is full of actionable insights. Tune in now!

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Important

This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.

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