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If you’re planning to buy, sell, upgrade, or invest in property in 2026, this episode cuts through the noise and focuses on what actually drives prices. Rather than forecasts or headlines, Stuart unpacks the evidence-based factors that matter most, including lending volumes, borrowing capacity, interest rate expectations, interstate migration, and where each capital city sits in its property cycle.

A clear picture is emerging of a two-speed market. More affordable properties are seeing stronger demand and faster growth, while higher-priced and premium stock is struggling to keep pace. He explores why this split is happening, how serviceability ceilings and years of ultra-low interest rates have reshaped buyer behaviour, and why sentiment is playing such a powerful role right now.

You’ll also hear how relative value and mean reversion help explain why some cities are late in their growth cycle, while others may still have years ahead of them. Stuart discusses which markets appear well-positioned for 2026, where caution is warranted, and why patience may be rewarded in areas that have underperformed for a long time.

Whether you’re an owner-occupier, first home buyer, or investor, this episode provides a clear, data-led framework to help you think more clearly about property decisions in 2026, and beyond.

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Important

This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.