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Investopoly
Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies.
You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode that answers listener questions and real scenarios. Send your questions to questions@investopoly.com.au
We also writes a weekly blog, and many podcast topics build on those ideas and frameworks. Stuart's forthcoming book, Wealth by Design, will be available in July 2026.
Investopoly
Q&A: Company land tax, debt recycling, and building versus selling
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
Six listeners bring some genuinely meaty questions. Sandy digs into the technical weeds of owning property through a company—whether a discretionary trust as sole shareholder forfeits the NSW land tax threshold, and how the 25% versus 30% company tax rate applies when a capital gain lands. Prashant asks for a candid critique of his simple, four-ETF debt recycling portfolio and its cash-flow reality.
Mark poses a clever SMSF puzzle: is deliberately exceeding the concessional cap effectively an interest-free loan from the ATO—and what's he missing? Shiva wants Stuart's read on whether the CGT changes will choke listings, push prices up, and collide with reduced borrowing capacity.
Then two relatable crossroads. "Nick" in Hobart weighs a granny flat build that won't add net capital value—asking what else should inform the decision, and whether to simply wait for child support obligations to taper. And Justin, 32, having pivoted from high-income mining to community services, faces a construction crunch: sell the investment property he believes in, or stretch to refinance and keep it?
Structural nuance and real-life trade-offs throughout—with the usual reminder that these are general discussions, not personal advice.
Our most popular free guides:
Over the years we've written hundreds of articles. These three bring our best thinking together on the topics that matter most right now: choosing a super fund, debt recycling, and navigating the new tax changes.
My new book, Wealth by Design, is out now:
Buy online or in bookstores. The ebook is available now, audiobook coming soon.
Got a question for the podcast?
Email us at questions@investopoly.com.au
Interested in working with our team?
Discover how we can work together
Subscribe to my weekly blog:
Important
This podcast provides general information about finance, tax and credit. It doesn't take into account your specific objectives, financial situation or needs, so you need to assess whether it's relevant to your circumstances before acting on it. If you're not sure, speak to a licensed, trustworthy professional.
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