Continuing from last week's conversation about Monte Carlo simulations, we're sharing our preferred income planning techniques and why we feel they provide enhanced benefits, both financially and emotionally. But first, we're flipping the script and starting the show with listener questions! 

1. Listener Questions:
   • "I've talked to a financial advisor and I like him a lot. But how do you know if someone is trustworthy or not?" - Wayne
   • "I've been stressed at work for a long time, and honestly would have left years ago. However, each year I receive a sizable retention bonus so then I decide to stick it out until I end up frustrated again, right before my next bonus. It feels like a viscous cycle. When should I walk away from this without feeling stupid?" - Larissa
2. Different Income Planning Ideas:
   • How "worst-case scenario planning" and stress-testing sets the table for a good income plan
   • The Bucket Planning Approach
   • The Flooring Method
   • Hybrid Planning
   • Why we feel these planning methods are better than a Monte Carlo simulation and also offer greater peace-of-mind