Our 2 Cents is back this week with a discussion about what's in store for Social Security in the years ahead. Plus, we're taking a closer look at Bed, Bath and Beyond's demise and lessons to learn from what happened to the once beloved retail chain.

1. The Future of Social Security:
   • The recent negative headlines about Social Security have some people worried about their preparedness for retirement. 
   • What are some possible solutions to ensure the fund's solvency for the long-term?
   • How any changes made to the Social Security program could impact your claiming strategies.
   • What risks are involved with some of the possible changes?
2. Bed, Bath & Gone:
   • After a long struggle to stay in business, Bed, Bath & Beyond declared bankruptcy and will be closing all its stores.
   • What ultimately lead to the company's downward spiral?
   • The reasons why this is another prime example of the challenges that come with picking individual stocks.