After a short break, we return bringing you another great episode of Our 2 Cents! In today's episode, Steve and Gabriel explore the challenges of retiring earlier than planned and delve into the dynamics—and potential tensions—when spouses retire at different times. Plus, we tackle an intriguing and detailed listener question you won’t want to miss! Listen in now using a link below!

1. Retiring Unexpectedly?:
   • Explore recent research that underscores the importance of planning for early retirement and highlights potential challenges you may encounter along the way.
       
2. When Spouses Retire at Different Times:
   • Discover how sudden lifestyle changes that accompany retirement can reshape relationship roles and dynamics.
       
3. Listener Question:
   • "What is a mega backdoor Roth 401(k) contribution?" - SGL Client