Spring is in the air, and Our 2 Cents is here to help you start it right. In this episode, Steve and Gabriel share their tips for crafting the perfect cup of coffee, followed by the parallels between cleaning out your closet and organizing your money matters. Listen in now using a link below and give your spring a fresh start!

1. The Perfect Coffee Experiment:
   • Scientists uncover how to unlock bold coffee flavor using fewer beans—your perfect cup just got smarter (and more efficient)!
   • Discover what can help transform your coffee into the ultimate indulgence.
       
2. Financial Spring Cleaning:
   • The Lewits turn to professional organizer Marie Kondo to learn how her cleaning advice applies to your financial life.
   • Declutter your expenses and investments with an essential checklist for a more organized and stress free retirement.

On this episode of Our 2 Cents, we strap in for a wild ride through the stock market—exploring the twists and turns of market timing—plus some quick-hit thrills that'll have you thinking bigger than ever. Tune in now using a link below!

1. Stock Market Clarity:
   • How do you navigate the ups and downs of today’s uncertain market?
   • The Lewits provide insightful advice for riding out market volatility and highlight the silver linings that can present better opportunities.
       
2. Gabriel's 'Quick Hits':
   • Explore the stunning features of the Burj Khalifa Penthouse for sale, which might just make its sky-high price tag worthwhile.
   • Universal Orlando Resort is unveiling a brand-new theme park, taking its immersive worlds to the next level—are you planning to make a stop on your next vacation?

We're focusing on what tariffs, Social Security changes, and market volatility mean for your retirement plan on today's new episode of Our 2 Cents. Listen to Steve and Gabriel's discussion now using a link below!

1. Tariffs & Turbulence—Market Reactions and Smart Moves:
   • We breakdown the market’s drop following the announcement of new global tariffs.
   • A caution against emotional, short-term decisions like panic-selling.
   • And a reminder to revisit your long-term financial plans instead of reacting to headlines.
      
2. Social Security Shake-Up:
   • Updates and key dates you should know from the Social Security Administration.
   • How confusing changes are creating frustration for Americans and opportunity for scammers.
      
3. Is the Timing Still Right for a 2025 Retirement?:
   • A look at whether it’s still a good year to retire amid current market volatility.
   • Planning over timing—why a well-built financial strategy matters more than market ups and downs.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit! On today's show, the hosts explore key insights from 1099 forms and share powerful habits to boost your happiness. Listen in now using a link below!

1. Gabriel's 'Quick Hit':
   • Discover the key takeaways from the Fed's rate hold, recession predictions, and GDP analysis.
       
2. What You Can Learn from 1099 Forms:
   • Uncover how 1099s, though often seen as routine, can reveal crucial insights into your portfolio and tax efficiency.
           
3. Happy Habits:
   • Uncover the 10 habits of those who lead a truly happy and fulfilled life.

We're excited to bring you another episode of Our 2 Cents! Today, the Lewits break down the latest stock market updates and uncover the surprising connections between March Madness and the world of finance. Listen in now using a link below!

1. Stock Market Updates:
   • Explore the current market conditions and the impact of new tariffs, understanding that fluctuations are inevitable and to avoid impulsive investment decisions.
       
2. Gabriel's 'Quick Hit':
   • Learn about the newly created woolly mice and explore whether de-extinction is a breakthrough or a cause for concern.
           
3. March Madness Money Lessons:
   • Uncover the parallels between NCAA tournament and stock picking, along with the valuable investment lessons they offer.

We are back with a great episode of Our 2 Cents with Steve and Gabriel Lewit! On today's show, Steve and Gabriel answer a thought-provoking listener question and dive into everything you need to know about asset gifting to grandchildren. Listen in now using a link below!

1. Quotes of the Month:
   • "Money frees you from doing things you dislike. And since I dislike doing nearly everything, money is handy." – Groucho Marx
   • "Wealth consists not in having great possessions, but in having few wants." – Epictetus
       
2. Gabriel's 'Quick Hits':
   • Discover the current landscape of tariffs, shaped by ongoing trade tensions and evolving policies, and what it could mean for you.
   • Gain insights about the new tax bill recently passed by the House.
       
3. Listener Question:
   • "We've always dreamed of having a vacation home to visit several times a year once we're retired, and while I think we can afford it, I'm unsure whether to take out a mortgage on the vacation home, tap the line of credit on our primary home, or sell some investments to buy it with cash—how would you advise me?" – Terry
         
4. Gifting Assets for Your Grandchildren:
   • Explore various gifting options that can help build a nest egg for your grandkids.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit! On today's episode, the Lewits explore the dynamic world of financial content creators, followed by a quick recap of our Stock Market and Economic Update Webinar. Listen in now using a link below!

1. Gabriel's 'Quick Hit':
   • With discussions around overhauling the IRS, this tax season brings uncertainty and raises questions about the filing schedule.
       
2. The Finfluencer Phenomenon:
   • Uncover the worst saving advice from social media finfluencers (financial influencers) and why following their tips could cost you more than you think.
       
3. Market and Economic Outlook Webinar Recap:
   • Explore key themes for the 2025 financial year and where the market may be headed.
         
4. Getting to Know Steve and Gabriel:
   • If you had to pick a new career, completely unrelated to your current one…what would it be?
   • Do you believe in life on other planets?

After a brief break, we’re excited to bring you a brand-new episode of Our 2 Cents! Today, Steve and Gabriel dive into smart tax strategies, share financial lessons from the Super Bowl, and tackle an interesting listener question. Listen in now using a link below!

1. It's Tax Season!:
   • Discover top tax strategies to streamline your preparation and ensure a stress-free, organized tax season.
       
2. Gabriel's 'Quick Hit':
   • Uncover a new scam involving unpaid tolls and learn about the dangers of smishing.
       
3. Financial Insights from the Super Bowl:
   • Explore insightful quotes from Coach Andy Reid, transformed into valuable lessons for achieving success in your retirement.
         
4. Listener Question:
   • “Given that I'm holding $350,000 in cash in my IRA, how long should I wait before reinvesting it if I'm anticipating a market crash?” – Marty

Welcome to an informative episode of Our 2 Cents! On today's episode, Steve and Gabriel conclude our '5 Mistakes' series with a deep dive into tariffs and answering a pressing listener question. Listen in now using a link below!

1. 5 Mistake Special (Part 2):
   • Uncover 5 common vacation planning mistakes and discover smarter ways to make the most of your trip.
       
2. All About Tariffs:
   • Explore the economic ramifications of tariffs and their impact on trade, industry, and the global economy.
       
3. Listener Question:
   • "Given our plan to mutually care for each other in old age, except in cases of severe health decline, how much long-term care coverage do we really need?" – Holly
         
4. Quotes of the Month:
   • “It’s easy to meet expenses. Everywhere you go, there they are.” – Anonymous
   • “There’s a very easy way to return from a casino with a small fortune—go there with a large one.” – Jack Yelton

We are back with another fantastic episode of Our 2 Cents! Today, Steve and Gabriel discuss the latest in cancer testing and take a look at what's happening with home and car sales. We're also kicking off a two-part series exploring common money mistakes. Listen in now using a link below!

1. Quotes of the Month:
   • “Money doesn’t change you. It reveals who you are when you no longer have to be nice.” – Tim Ferriss
   • “Success seems to be connected to action. Successful people keep moving. They make mistakes, but they don’t quit.” – Conrad Hilton
       
2. Gabriel's 'Quick Hits':
   • Explore the potential of a new cancer-screening blood test, examining its pros, cons, and price to determine its value.
   • Learn how soaring interest rates are contributing to a slowdown in home and car sales.
         
3. 5 Mistake Special (Part 1):
   • Discover 5 key mistakes to avoid in your investment portfolio and tips for improvement.

Join us for this momentous 200th episode of Our 2 Cents! Steve and Gabriel commemorate this significant achievement, reflecting on their podcasting journey, and expressing their sincere appreciation to our loyal listeners. We then dive into the intriguing concept of 'snowbirds' as the winter weather takes hold. Listen in now using a link below!

1. Then vs Now:
   • Delve into the early days of Our 2 Cents and rediscover the initial themes and conversations that sparked our podcasting journey.
   • Explore our analytics to reveal intriguing data points about our podcast's trajectory.
       
2. Getting to Know Steve and Gabriel:
   • What have you learned over these past 200 episodes?
   • What's been the most surprising outcome of creating this podcast?
         
3. Snowbirds:
   • Uncover the allure of the snowbird lifestyle, explore top destinations, and key factors to consider before embarking on this seasonal escape.

In today’s episode of Our 2 Cents, Gabriel kicks things off with a couple market updates and a message from the Surgeon General. Later, the Lewits dive into shifting negative financial thoughts into a more positive and empowering mindset. Listen in now using a link below!

1. Gabriel's 'Quick Hits':
   • Discover how the Consumer Financial Protection Bureau (CFPB) implemented a groundbreaking rule to eliminate medical debt from credit reports.
   • Gain insights into the Fed's latest advice for the stock market.
       
2. The Surgeon General's Heartfelt Message:
   • Hear what Surgeon General Vivek Murthy has to say to Americans citizens about safeguarding your well-being.
         
3. Money Transformations:
   • Learn how common negative thought patterns can be transformed into actionable financial strategies that lay the foundation for lasting success.

We are back after a brief break with another great episode of Our 2 Cents! On today's episode, Steve and Gabriel discuss the latest Fed rate cut and the newly passed Social Security benefits bill. Then, they dive into how to shift your money attitude for a prosperous New Year. Listen in now using a link below!

1. Another Fed Cut:
   • Learn how the Federal Reserve's third consecutive 25-basis-point rate cut has fueled speculation about future economic prospects and the potential impact on money market accounts.
       
2. Social Security Fairness Act:
   • Identify which Americans will receive a substantial increase in Social Security benefits due to the recently enacted bipartisan legislation.
   • Determine which provisions within the Social Security system are being removed through this new law.
         
3. New Year's Financial Resolutions:
   • Examine your past money mindset and discover how applying new financial resolutions can transform your 2025.

We are back with another "merry" episode of Our 2 Cents! Steve and Gabriel share an update on the winter solstice, marking the countdown to the holidays. They then share retirement tips that will be sure to spread holiday cheer. Next, as part of our cooking series, they offer expert tips for crafting the perfect sandwich. Finally, they discuss why rebalancing your portfolio is key to your financial well-being. Listen in now using a link below!

1. Embracing the Winter Solstice:
   • On Saturday, December 21st, the winter solstice will mark the shift to colder weather, bringing with it the promise of longer days and a bit more sunlight.
       
2. Financial Facts to Boost Your Holiday Spirit:
   • Discover uplifting financial facts that provide a clearer understanding of the current financial landscape.
       
3. No More Sad Lunches!:
   • Learn the secrets to crafting the perfect sandwich—yes, the right ratios make all the difference!
       
4. Rebalancing Your Portfolio:
   • Dive into the concept of rebalancing your financial portfolio and discover how it can positively impact your long-term financial growth.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit! On today's episode, the hosts share valuable financial insights tailored for the holiday season, which they refer to as “financial stocking stuffers.” Next, they discuss key updates on the S&P 500 and Google’s advancements in quantum computing. Finally, they examine the importance of time horizons and strategies for balancing risk in your financial portfolio. Listen in now using a link below!

1. What's in Your Financial Stocking?:
   • Uncover helpful financial tips that could be the perfect addition to your "financial stocking," helping you take meaningful steps toward a secure and confident retirement.
       
2. Gabriel's 'Quick Hits':
   • Discover what the 2025 S&P projection could mean for your financial plans and learn about the potential impact of Google's quantum chip.
       
3. Investing for a Defined Timeline:
   • Explore investment strategies across various time horizons to uncover financial solutions through risk-based opportunities.

After a short break, we return bringing you another great episode of Our 2 Cents! In today's episode, Steve and Gabriel explore the challenges of retiring earlier than planned and delve into the dynamics—and potential tensions—when spouses retire at different times. Plus, we tackle an intriguing and detailed listener question you won’t want to miss! Listen in now using a link below!

1. Retiring Unexpectedly?:
   • Explore recent research that underscores the importance of planning for early retirement and highlights potential challenges you may encounter along the way.
       
2. When Spouses Retire at Different Times:
   • Discover how sudden lifestyle changes that accompany retirement can reshape relationship roles and dynamics.
       
3. Listener Question:
   • "What is a mega backdoor Roth 401(k) contribution?" - SGL Client

We are back with another exciting episode of Our 2 Cents! In today's episode, Steve and Gabriel kick things off by answering some of our "Getting to Know Us" questions and explore the financial wisdom hidden in some classic game shows. Then, they unpack insights from David Blanchett, PhD, CFA, CFP®, on reporting differences between investors and financial professionals. Listen in now using a link below!

1. Getting to Know Steve and Gabriel:
   • Did your family ever pressure you to attend a certain school or pursue a certain career path?
   • What physical traits do you share with your relatives?
       
2. Financial Lessons from Game Shows:
   • We reveal the surprising financial insights we found in classic game shows—teaching lessons in strategy, risk, and reward beyond the bright lights!
       
3. The Insights You Didn’t Expect from Blanchett:
   • Through Blanchett's analysis, uncover surprising stats that highlight key disconnects between clients and financial pros.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit! On today's episode, the hosts share the most recent updates on the Fed, market trends, and key post-election takeaways. Then, they dive into some more top-of-mind financial wishes and review the current landscape of Roth conversions. Listen in now using a link below!

1. Gabriel's 'Quick Hits':
   • Explore the potential market impact of the recent Fed rate cut and what key insights to keep in mind as Trump takes office.
     
     
2. More of Our Financial Advisors' Wishes:
   • We're adding more wishes to the financial pros' wishlist with some fresh perspectives and strategies for listeners.
     
     
3. It's Roth Conversions Season!:
   • Discover if a Roth conversion is still a smart move for your portfolio as we evaluate the trajectory of tax rates.

We are back with another great episode of Our 2 Cents! On today's episode, Steve and Gabriel share a quick update on the latest news and dive into the art of making the perfect scrambled eggs. Then, they explore some of the big wishes that are on our financial advisors' minds. Listen in now using a link below!

1. Mastering the Best Scrambled Eggs:
   • Learn multiple chefs' secrets to preparing the most fluffy scrambled eggs every time, so say goodbye to overcooked eggs and hello to breakfast perfection!
     
     
2. Financial Pros Wishes:
   • Discover our financial advisors' wishlist for savers and investors, designed to pave the way towards financial peace of mind.

Welcome to back to Our 2 Cents with Steve and Gabriel Lewit! On today's episode, the hosts give Magic 8 Ball responses to top financial questions a chance. Then, they discuss Goldman Sachs's stocks prediction for the decade. Listen in now using a link below!

1. Magic 8 Ball Financial Guidance:
   • In the spirit of Halloween, we're seeking financial advice from a Magic 8 Ball because sometimes, a little mystery leads us to smart decisions.
     
     
2. Are You Afraid of Sachs's Stocks Prediction?:
   • Discover whether stocks are heading toward a "lost decade" and learn what actions you can take to protect your investments.

Welcome to another fantastic episode of Our 2 Cents! On today's episode, Steve and Gabriel explore changes to some familiar financial opportunities and provide a broad overview of how presidential elections do or don’t impact financial markets. Then, they break down more financial wisdom from celebrities. Listen in now using a link below!

1. Gabriel's 'Quick Hits':
   • Learn how much the price of a Mega Millions lottery ticket is going up and what the 2025 Social Security COLA adjustment will be.
     
     
2. The Financial Impact of a Presidential Election:
   • In light of the upcoming election, uncover essential financial insights on U.S. presidential elections and market trends.
     
     
3. More Celebrity Financial Advice:
   • Explore more interesting celebrity quotes that we transform into thoughtful financial takeaways.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit. On today's episode, the hosts discuss some memorable companies that have closed their doors throughout the years. Then, they break down some valuable financial wisdom from the most unlikely of sources. Listen in now using a link below!

1. Gone Out of Business:
   • Uncover which of your favorites companies have gone out of business and the reasons behind their downfall.
     
     
2. Celebrity Financial Advice:
   • Explore some insightful quotes from famous celebrities that we transform into thoughtful financial takeaways.

Steve and Gabriel are back with a new episode of Our 2 Cents where they discuss the impact of the Fed's interest rate cut on your financial outlook and address the key "what ifs" surrounding financial risk-taking. Then, they answer some insightful listener questions. Listen in now using a link below!

1. Fed Interest Rate Cut:
   • For the first time in 4 years, the Federal Reserve cut interest rates, marking a shift from their previous tightening, to help stimulate economic growth.
     
     
2. Financial Risk-Taking:
   • Understand investor perspectives on financial risk-taking and explore effective strategies to address potential concerns.
     
     
3. Listener Questions:
   • "I recently remarried, and we both lost our previous spouses to cancer in the last five years. We’re in our late 60s, each with three kids, and he has more assets than I do. How can we ensure his kids inherit his wealth while also securing my financial future if I outlive him?" - Linda
   • "My 64-year-old husband wants to work another decade, but I think we have enough for him to retire sooner. I'd prefer to travel more. Is it worth debating, or should I just let him keep working?" - Beth

Welcome back to another great episode of Our 2 Cents! On today's show, Steve and Gabriel share which former Chicago Bulls star finally found a buyer for his iconic mansion. Then, they answer the question on everyone's mind: How do financial advisors get paid? Listen in now using a link below!

1. Finally Sold:
   • After 12 years on the market, this 32,683-square-foot Highland Park estate, often remarked as a popular tourist destination, is now under contract with the selling price unknown.
     
     
2. How Do Financial Advisors Get Paid?:
   • Uncover the various pay structures of financial advisors and what they mean for your financial future.
   • Learn about the different types of financial advisors, their potential biases, and the pros and cons for each compensation model.

After a brief break, we are glad to be back with another episode of Our 2 Cents with Steve and Gabriel Lewit! On today's show, the hosts dive into a bank "glitch" trend gone wrong and explain how some quirky phobias connect to the world of finance. Then, they share key tax planning strategies as the year comes to a close. Listen in now using a link below!

1. Chase Bank "Glitch":
   • A series of viral videos reveals how some individuals, believing they could withdraw free money from ATMs, were unknowingly engaging in check fraud.
     
     
2. Unusual Fears and Financial Planning:
   • Explore the hardest to pronounce phobias and how they can reflect some of the most common financial concerns.
     
     
3. Year-End Tax Planning Strategies:
   • Discover proactive steps to reduce your tax burden as we approach the end of the year.