Our 2 Cents is back with an eye-opening episode diving into retirement readiness and target-date funds. Tune in to test your retirement income knowledge and gain some valuable insights along the way. Listen in now using the link below!

1. Retirement Financial Literacy Quiz:
   • Most Americans struggled to answer these 6 basic retirement planning questions. How do you think you’ll score?
2. Target-Date Funds:
   • Should you invest in a target-date fund? We’re breaking down the pros, cons, and whether it’s the best move for your retirement plan.

What do you get when you combine two great hosts with financial wisdom? Our 2 Cents, of course! Today, we dive into how to spot and avoid unreliable online financial advice — plus, stick around for the ultimate guide to condiment storage. Listen in now using the link below!

1. Quotes of the Month:
   • “Money won’t make you happy…but everyone wants to find that out for themselves.” – Zig Ziglar
   • “Money isn’t everything but it sure keeps you in touch with your children.” – J. Paul Getty
       
2. Burned by Online Financial Advice:
   • Don’t let bad online advice drain your wallet. Always double-check your sources and trust the experts who’ve got your back!
       
3. Ketchup in the Fridge or Pantry?:
   • Great meals start with the right condiments and knowing how to keep them fresh makes all the difference.
       
4. Listener Questions:
   • I’ve heard I should roll my 401(k) into an IRA for more investment options, but my 401(k) has been doing well lately. Why move it? – Kelly
   • I counted up the mutual funds in my IRA, and it appears that I have 33 different funds. Is that adequate diversification? – Richard

It’s everyone’s favorite financial podcast, Our 2 Cents, back with a brand-new episode that’ll get inside your head (in the best way)! We start by unpacking the rising cost of fast food, then dig into the surprising mental habits that influence how we view and manage our savings. Tune in now using the link below!

1. Gabriel's 'Quick Hit':
   • Take a closer look at how fast food has gone from affordable to almost a luxury, with the numbers to back it up.
       
2. The Psychology of Money:
   • How do your early experiences with money still influence the way you handle finances today?
   • Is your confidence with money based on knowledge—or just comfort with your habits?
       
3. Are you Saving Too Much For Retirement?:
   • Saving aggressively is good, but saving too much might limit your ability to enjoy life today.
   • The Lewits share key warning signs and offer insights on how to navigate financial decisions with better balance.

It’s time for a brand-new episode of Our 2 Cents! We’re kicking things off with some penny news and a little feel-good energy to start your day right. Then, we’re diving into the world of private equity coming to your 401(k)s. Listen in now using the link below!

1. Gabriel's 'Quick Hits':
   • What happening with the penny? Will they be gone for good?
   • Discover the countries where your dollar stretches the farthest—perfect spots to consider for your next vacation.
   • Learn how some dogs are traveling... for school!
      
2. Private Equity 401(k) Push:
   • What exactly is private equity, and is it a smart addition to your investment portfolio?
   • With private equity aiming to enter 401(k)s, what are the potential risks and rewards?

Thanks for joining us for a new episode of Our 2 Cents! For today's show, Steve and Gabriel continue their conversation about kids and finances, providing helpful tips for stepping into the financial world. They also share valuable tax prep insights, along with a quick look at the "Big, Beautiful Bill." Tune in now using the link below!

1. Financial Foundations for Recent Grads:
   • Dive into practical tips every recent grad needs to confidently manage money, build credit, and start investing for the future.
      
2. Getting to Know Steve and Gabriel:
   • How many hours do you get to the airport before a flight?
   • How well can you write in cursive?
      
3. Post-Tax Season Tips:
   • Check out these 5 essential tax strategies to optimize your refund and prep ahead for a stronger financial future.
      
4. The "Big, Beautiful Bill":
   • The Lewits unpack the potential effects of proposed new legislature and what this might mean for your finances.

Welcome back to Our 2 Cents! In this episode, Steve and Gabriel pick up where they left off last week—diving deeper into how to financially support your children. From key savings benchmarks and little robots to smart advice from a financial guru, they’ve got you covered. You don't want to miss this. Listen in now using the link below!

1. Savings Benchmarks:
   • Learn how age and salary-based savings benchmarks can be a valuable tool for tracking your retirement progress.
      
2. Gabriel's 'Quick Hits':
   • Where in America can you stretch your retirement dollars the furthest and live your golden years in style?
   • As we move closer to an AI-driven future, Walgreens is going private and letting robots take over your prescriptions.
      
3. Money Guru Financial Advice:
   • Discover 5 powerful tips to jumpstart your kids' journey toward lifelong financial success.

In this episode of Our 2 Cents, the Lewits dive into the power of behavioral economics. They explore why many young adults are still living with their parents, the world’s oldest living person, and why retirees lean on guaranteed income over other assets. Tune in now using the link below!

1. Quotes of the Month:
   • I never did a day’s work in my whole life. It was all fun.” – Thomas Edison
   • “Money can’t buy you happiness, but it does bring you a more pleasant form of misery.” – Spike Milligan
      
2. When Living at Home Becomes the Norm:
   • Many Gen Z and millennials continue to rely on financial support from their parents.
   • Explore the key factors driving this trend, and find out where the highest number of young adults are still living at home.
     
     
3. A Remarkable Age Milestone:
   • Discover how old the world’s oldest living person is and how she's reached such an incredible age.
      
4. Retirees Afraid to Touch Savings:
   • Learn why so many retirees decide to rely mainly on guaranteed income sources instead of dipping into their other assets.

Welcome back to another episode of Our 2 Cents! In this episode, Steve and Gabriel dig into frozen pizza sales, the gold-buying trend, and financial wisdom from Yoda. The Force is strong with this one — don’t miss it! Tune in now using a link below!

1. The Pepperoni (or Your Favorite Flavor) Pizza Index:
   • Everyone loves pizza, but not soaring prices. Discover why a rise in frozen pizza sales could be a subtle sign of economic slowdown.
   • Explore the projected trends for frozen pizza sales in 2025 and what they might reveal about consumer behavior.
      
2. Gold Rush:
   • Gold fever is catching on, but is it a smart move or just shiny hype? The Lewits dig into the reality behind the glitter.
      
3. Yoda-isms:
   • Yoda said it best. His timeless wisdom isn’t just for Jedi, it applies to your wallet too.
   • Learn how classic Yoda quotes become powerful financial lessons.
      
4. REAL ID Mass Hysteria:
   • While fear has many rushing to get a REAL ID before the deadline, we're here to explain how to keep calm and avoid the panic to get you back to travel relaxation

Spring is in the air, and Our 2 Cents is here to help you start it right. In this episode, Steve and Gabriel share their tips for crafting the perfect cup of coffee, followed by the parallels between cleaning out your closet and organizing your money matters. Listen in now using a link below and give your spring a fresh start!

1. The Perfect Coffee Experiment:
   • Scientists uncover how to unlock bold coffee flavor using fewer beans—your perfect cup just got smarter (and more efficient)!
   • Discover what can help transform your coffee into the ultimate indulgence.
       
2. Financial Spring Cleaning:
   • The Lewits turn to professional organizer Marie Kondo to learn how her cleaning advice applies to your financial life.
   • Declutter your expenses and investments with an essential checklist for a more organized and stress free retirement.

On this episode of Our 2 Cents, we strap in for a wild ride through the stock market—exploring the twists and turns of market timing—plus some quick-hit thrills that'll have you thinking bigger than ever. Tune in now using a link below!

1. Stock Market Clarity:
   • How do you navigate the ups and downs of today’s uncertain market?
   • The Lewits provide insightful advice for riding out market volatility and highlight the silver linings that can present better opportunities.
       
2. Gabriel's 'Quick Hits':
   • Explore the stunning features of the Burj Khalifa Penthouse for sale, which might just make its sky-high price tag worthwhile.
   • Universal Orlando Resort is unveiling a brand-new theme park, taking its immersive worlds to the next level—are you planning to make a stop on your next vacation?

We're focusing on what tariffs, Social Security changes, and market volatility mean for your retirement plan on today's new episode of Our 2 Cents. Listen to Steve and Gabriel's discussion now using a link below!

1. Tariffs & Turbulence—Market Reactions and Smart Moves:
   • We breakdown the market’s drop following the announcement of new global tariffs.
   • A caution against emotional, short-term decisions like panic-selling.
   • And a reminder to revisit your long-term financial plans instead of reacting to headlines.
      
2. Social Security Shake-Up:
   • Updates and key dates you should know from the Social Security Administration.
   • How confusing changes are creating frustration for Americans and opportunity for scammers.
      
3. Is the Timing Still Right for a 2025 Retirement?:
   • A look at whether it’s still a good year to retire amid current market volatility.
   • Planning over timing—why a well-built financial strategy matters more than market ups and downs.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit! On today's show, the hosts explore key insights from 1099 forms and share powerful habits to boost your happiness. Listen in now using a link below!

1. Gabriel's 'Quick Hit':
   • Discover the key takeaways from the Fed's rate hold, recession predictions, and GDP analysis.
       
2. What You Can Learn from 1099 Forms:
   • Uncover how 1099s, though often seen as routine, can reveal crucial insights into your portfolio and tax efficiency.
           
3. Happy Habits:
   • Uncover the 10 habits of those who lead a truly happy and fulfilled life.

We're excited to bring you another episode of Our 2 Cents! Today, the Lewits break down the latest stock market updates and uncover the surprising connections between March Madness and the world of finance. Listen in now using a link below!

1. Stock Market Updates:
   • Explore the current market conditions and the impact of new tariffs, understanding that fluctuations are inevitable and to avoid impulsive investment decisions.
       
2. Gabriel's 'Quick Hit':
   • Learn about the newly created woolly mice and explore whether de-extinction is a breakthrough or a cause for concern.
           
3. March Madness Money Lessons:
   • Uncover the parallels between NCAA tournament and stock picking, along with the valuable investment lessons they offer.

We are back with a great episode of Our 2 Cents with Steve and Gabriel Lewit! On today's show, Steve and Gabriel answer a thought-provoking listener question and dive into everything you need to know about asset gifting to grandchildren. Listen in now using a link below!

1. Quotes of the Month:
   • "Money frees you from doing things you dislike. And since I dislike doing nearly everything, money is handy." – Groucho Marx
   • "Wealth consists not in having great possessions, but in having few wants." – Epictetus
       
2. Gabriel's 'Quick Hits':
   • Discover the current landscape of tariffs, shaped by ongoing trade tensions and evolving policies, and what it could mean for you.
   • Gain insights about the new tax bill recently passed by the House.
       
3. Listener Question:
   • "We've always dreamed of having a vacation home to visit several times a year once we're retired, and while I think we can afford it, I'm unsure whether to take out a mortgage on the vacation home, tap the line of credit on our primary home, or sell some investments to buy it with cash—how would you advise me?" – Terry
         
4. Gifting Assets for Your Grandchildren:
   • Explore various gifting options that can help build a nest egg for your grandkids.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit! On today's episode, the Lewits explore the dynamic world of financial content creators, followed by a quick recap of our Stock Market and Economic Update Webinar. Listen in now using a link below!

1. Gabriel's 'Quick Hit':
   • With discussions around overhauling the IRS, this tax season brings uncertainty and raises questions about the filing schedule.
       
2. The Finfluencer Phenomenon:
   • Uncover the worst saving advice from social media finfluencers (financial influencers) and why following their tips could cost you more than you think.
       
3. Market and Economic Outlook Webinar Recap:
   • Explore key themes for the 2025 financial year and where the market may be headed.
         
4. Getting to Know Steve and Gabriel:
   • If you had to pick a new career, completely unrelated to your current one…what would it be?
   • Do you believe in life on other planets?

After a brief break, we’re excited to bring you a brand-new episode of Our 2 Cents! Today, Steve and Gabriel dive into smart tax strategies, share financial lessons from the Super Bowl, and tackle an interesting listener question. Listen in now using a link below!

1. It's Tax Season!:
   • Discover top tax strategies to streamline your preparation and ensure a stress-free, organized tax season.
       
2. Gabriel's 'Quick Hit':
   • Uncover a new scam involving unpaid tolls and learn about the dangers of smishing.
       
3. Financial Insights from the Super Bowl:
   • Explore insightful quotes from Coach Andy Reid, transformed into valuable lessons for achieving success in your retirement.
         
4. Listener Question:
   • “Given that I'm holding $350,000 in cash in my IRA, how long should I wait before reinvesting it if I'm anticipating a market crash?” – Marty

Welcome to an informative episode of Our 2 Cents! On today's episode, Steve and Gabriel conclude our '5 Mistakes' series with a deep dive into tariffs and answering a pressing listener question. Listen in now using a link below!

1. 5 Mistake Special (Part 2):
   • Uncover 5 common vacation planning mistakes and discover smarter ways to make the most of your trip.
       
2. All About Tariffs:
   • Explore the economic ramifications of tariffs and their impact on trade, industry, and the global economy.
       
3. Listener Question:
   • "Given our plan to mutually care for each other in old age, except in cases of severe health decline, how much long-term care coverage do we really need?" – Holly
         
4. Quotes of the Month:
   • “It’s easy to meet expenses. Everywhere you go, there they are.” – Anonymous
   • “There’s a very easy way to return from a casino with a small fortune—go there with a large one.” – Jack Yelton

We are back with another fantastic episode of Our 2 Cents! Today, Steve and Gabriel discuss the latest in cancer testing and take a look at what's happening with home and car sales. We're also kicking off a two-part series exploring common money mistakes. Listen in now using a link below!

1. Quotes of the Month:
   • “Money doesn’t change you. It reveals who you are when you no longer have to be nice.” – Tim Ferriss
   • “Success seems to be connected to action. Successful people keep moving. They make mistakes, but they don’t quit.” – Conrad Hilton
       
2. Gabriel's 'Quick Hits':
   • Explore the potential of a new cancer-screening blood test, examining its pros, cons, and price to determine its value.
   • Learn how soaring interest rates are contributing to a slowdown in home and car sales.
         
3. 5 Mistake Special (Part 1):
   • Discover 5 key mistakes to avoid in your investment portfolio and tips for improvement.

Join us for this momentous 200th episode of Our 2 Cents! Steve and Gabriel commemorate this significant achievement, reflecting on their podcasting journey, and expressing their sincere appreciation to our loyal listeners. We then dive into the intriguing concept of 'snowbirds' as the winter weather takes hold. Listen in now using a link below!

1. Then vs Now:
   • Delve into the early days of Our 2 Cents and rediscover the initial themes and conversations that sparked our podcasting journey.
   • Explore our analytics to reveal intriguing data points about our podcast's trajectory.
       
2. Getting to Know Steve and Gabriel:
   • What have you learned over these past 200 episodes?
   • What's been the most surprising outcome of creating this podcast?
         
3. Snowbirds:
   • Uncover the allure of the snowbird lifestyle, explore top destinations, and key factors to consider before embarking on this seasonal escape.

In today’s episode of Our 2 Cents, Gabriel kicks things off with a couple market updates and a message from the Surgeon General. Later, the Lewits dive into shifting negative financial thoughts into a more positive and empowering mindset. Listen in now using a link below!

1. Gabriel's 'Quick Hits':
   • Discover how the Consumer Financial Protection Bureau (CFPB) implemented a groundbreaking rule to eliminate medical debt from credit reports.
   • Gain insights into the Fed's latest advice for the stock market.
       
2. The Surgeon General's Heartfelt Message:
   • Hear what Surgeon General Vivek Murthy has to say to Americans citizens about safeguarding your well-being.
         
3. Money Transformations:
   • Learn how common negative thought patterns can be transformed into actionable financial strategies that lay the foundation for lasting success.

We are back after a brief break with another great episode of Our 2 Cents! On today's episode, Steve and Gabriel discuss the latest Fed rate cut and the newly passed Social Security benefits bill. Then, they dive into how to shift your money attitude for a prosperous New Year. Listen in now using a link below!

1. Another Fed Cut:
   • Learn how the Federal Reserve's third consecutive 25-basis-point rate cut has fueled speculation about future economic prospects and the potential impact on money market accounts.
       
2. Social Security Fairness Act:
   • Identify which Americans will receive a substantial increase in Social Security benefits due to the recently enacted bipartisan legislation.
   • Determine which provisions within the Social Security system are being removed through this new law.
         
3. New Year's Financial Resolutions:
   • Examine your past money mindset and discover how applying new financial resolutions can transform your 2025.

We are back with another "merry" episode of Our 2 Cents! Steve and Gabriel share an update on the winter solstice, marking the countdown to the holidays. They then share retirement tips that will be sure to spread holiday cheer. Next, as part of our cooking series, they offer expert tips for crafting the perfect sandwich. Finally, they discuss why rebalancing your portfolio is key to your financial well-being. Listen in now using a link below!

1. Embracing the Winter Solstice:
   • On Saturday, December 21st, the winter solstice will mark the shift to colder weather, bringing with it the promise of longer days and a bit more sunlight.
       
2. Financial Facts to Boost Your Holiday Spirit:
   • Discover uplifting financial facts that provide a clearer understanding of the current financial landscape.
       
3. No More Sad Lunches!:
   • Learn the secrets to crafting the perfect sandwich—yes, the right ratios make all the difference!
       
4. Rebalancing Your Portfolio:
   • Dive into the concept of rebalancing your financial portfolio and discover how it can positively impact your long-term financial growth.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit! On today's episode, the hosts share valuable financial insights tailored for the holiday season, which they refer to as “financial stocking stuffers.” Next, they discuss key updates on the S&P 500 and Google’s advancements in quantum computing. Finally, they examine the importance of time horizons and strategies for balancing risk in your financial portfolio. Listen in now using a link below!

1. What's in Your Financial Stocking?:
   • Uncover helpful financial tips that could be the perfect addition to your "financial stocking," helping you take meaningful steps toward a secure and confident retirement.
       
2. Gabriel's 'Quick Hits':
   • Discover what the 2025 S&P projection could mean for your financial plans and learn about the potential impact of Google's quantum chip.
       
3. Investing for a Defined Timeline:
   • Explore investment strategies across various time horizons to uncover financial solutions through risk-based opportunities.

After a short break, we return bringing you another great episode of Our 2 Cents! In today's episode, Steve and Gabriel explore the challenges of retiring earlier than planned and delve into the dynamics—and potential tensions—when spouses retire at different times. Plus, we tackle an intriguing and detailed listener question you won’t want to miss! Listen in now using a link below!

1. Retiring Unexpectedly?:
   • Explore recent research that underscores the importance of planning for early retirement and highlights potential challenges you may encounter along the way.
       
2. When Spouses Retire at Different Times:
   • Discover how sudden lifestyle changes that accompany retirement can reshape relationship roles and dynamics.
       
3. Listener Question:
   • "What is a mega backdoor Roth 401(k) contribution?" - SGL Client

We are back with another exciting episode of Our 2 Cents! In today's episode, Steve and Gabriel kick things off by answering some of our "Getting to Know Us" questions and explore the financial wisdom hidden in some classic game shows. Then, they unpack insights from David Blanchett, PhD, CFA, CFP®, on reporting differences between investors and financial professionals. Listen in now using a link below!

1. Getting to Know Steve and Gabriel:
   • Did your family ever pressure you to attend a certain school or pursue a certain career path?
   • What physical traits do you share with your relatives?
       
2. Financial Lessons from Game Shows:
   • We reveal the surprising financial insights we found in classic game shows—teaching lessons in strategy, risk, and reward beyond the bright lights!
       
3. The Insights You Didn’t Expect from Blanchett:
   • Through Blanchett's analysis, uncover surprising stats that highlight key disconnects between clients and financial pros.