Keeping with our October theme, we're back with another edition of Our 2 Cents! In this episode, we explore unique ways to celebrate Financial Planning Month and uncover some fascinating money superstitions from around the globe. Tune in now!

1. October is Financial Planning Month:
   • The Lewits share practical tips to help you refresh and revitalize your finances this fall.
2. Money Superstitions:
   • Curious what financial folklore might be affecting your wallet?

Spooky season has arrived on this episode of Our 2 Cents! We’re diving into the government shutdown and October market trends that are sure to give you chills. Tune in… if you dare!

1. Government Shutdown:
   • The Lewits break down the 5 Ws on the recent government shutdown and what this could mean for investors.
2. Spooky Trends: 
   • Halloween spending is projected to hit an all-time high this year. Will you be splurging on extra decorations?
   • Is October a scary time for the market?
   • Jumping spiders are crawling onto the scene as the hottest new pet — just in time for Halloween.
   • Discover what this little blind-box monster is all about and why everyone’s raving over it!
3. Listener Question:
   • "I spent most of my career earning a steady low six-figure salary, but after joining a startup four years ago, my income is now 3-4 times higher. I’m excited but also unsure how to manage it wisely. I don’t want to waste this opportunity. What would you recommend?" — Tom

A fresh episode of Our 2 Cents is here! On today's show, the Lewits kick things off with quick hits before unpacking everything you need to know about Income-Related Monthly Adjustment Amount (IRMAA). Don’t miss it! Listen in now!

1. Gabriel's Quick Hits:
   • Fed rate cut = big market moves ahead?
   • Can you guess the happiest state in America?
   • Major move for the Bears—get ready for their brand-new stadium in this suburb!
2. The Hidden Medicare Penalty: 
   • Get the inside scoop on IRMAA and discover strategies to reduce this often-overlooked surcharge.

Thanks for hanging in there with us! After a short break, we’re back with a brand-new episode of Our 2 Cents. Today, we’re exploring what's happened with gold over the past year and unpacking the thinking around downsizing in retirement. Tune in now!

1. Gold FOMO?:
   • Did you buy gold at Costco? The Lewits revisit gold prices and explore what to consider before making an investment.
2. Downsizing in Retirement: 
   • We're testing the common beliefs around downsizing to help you decide if it’s the right choice for your retirement.
3. Quotes of the Month:
   • “Always borrow money from a pessimist. He won’t expect it back.” – Oscar Wilde
   • “Money is like manure. It isn’t worth anything unless it’s spread around.” – Brooke Astor

Trust us, this one’s worth it! On today’s Our 2 Cents episode, we’re serving up gas station sushi, Powerball odds, and the bad habits you need to ditch ASAP. Listen in now!

1. The Gas Station Sushi Equivalent of Retirement Planning:
   • Some things in life are clearly risky like gas station sushi or an email from a Nigerian prince. Trust is a good thing, but in retirement planning, blind trust can be dangerous.
2. Are the Odds in Your Favor?:
   • Ever wonder how the odds of winning Powerball compare to other unlikely events?
3. Stop Doing These Things:
   • Stop the mistakes! Here are 5 crucial things Americans need to quit doing—before it’s too late.

Your favorite podcast hosts are back with another great episode of Our 2 Cents! On today's show, the Lewits dive into fuzzy market math, bust common Social Security myths, and share a few fun insights about themselves along the way. Tune in now!

1. Do You Know Your Retirement Numbers?:
   • Missteps in your retirement math can be costly—here’s how to catch them before they derail your future.
2. Social Security Myths:
   • Not everything you’ve heard about Social Security is true. Let’s clear up the confusion.
3. Getting to Know Steve and Gabriel:
   • Are you superstitious about anything? 
   • If you could go on a shopping spree anywhere, where would it be?

What do you get when two amazing hosts break down the world of finance? A new episode of Our 2 Cents is back! Today, we’re diving into preparing for unexpected health costs, fun life tips, and giving you the latest inflation update. Listen in now—your future self will thank you!

1. When a Health Crisis Hits:
   • The Lewits uncover healthcare money moves and why preparing for the unexpected is essential in retirement.
2. Fun Life Tidbits:
   • 15 minutes a day of this exercise could boost your lifespan. Can you guess what it is?
   • Think you know how to make perfect bacon? We reveal the secret.
3. Inflation Update:
   • Find out what the latest inflation data means for your finances and whether it should raise concerns about your retirement.

We took a short break, but we’re back with a special Back-to-School pop quiz! In this episode, we tackle an important listener question, share some quick insights on estate planning, and have a little fun along the way. Turn on your listening ears and tune in!

1. Back To School Retirement Planning Quiz:
   • Put your retirement knowledge to the test—will you score an A+?
2. Listener Question:
   • "I have approximately $1,400,000 in tax deferred accounts (401k, IRA). I want to get all of that money into a Roth via rollover within the next 2-3 years. Every person I talk with tells me to convert gradually. But, we are all one day closer to our date of passing. Don't you think I am better off doing a Roth conversion sooner and pay the taxes now rather than later?" — Scott
3. Estate Planning Report:
   • Do you have an estate plan in place? Discover what this new report reveals about investors and the truths of wealth transfer.

Welcome to this edition of Our 2 Cents, where wealth meets Wimbledon! This episode, we serve up surprising parallels between tennis and retirement planning. Then, a quick update on the economy and recent changes to the Affordable Care Act (ACA). Are you ready to game, set, match your way to financial success? Listen now!

1. The Financial Spin on Wimbledon Wins:
   • Winning Wimbledon takes strategy and grit—just like retirement. Whether you love tennis or not, there’s plenty retirees can learn from the world’s best players.
2. This Food Makes You Happier:
   • Discover this delicious food researchers found boosts happiness and lowers stress.
3. U.S. Economy Starts to Regain Its Stride:
   • A quick look at the latest updates on consumer and business confidence, spending trends, and more.
4. Affordable Care Act Changes:
   • Learn about key ACA updates, including what’s changing, what might be ending, and how it could affect your coverage and costs.

On today’s show, the Lewits keep the bond series rolling with more insights and a deeper dive into this investment option. They also explore the evolving world of crypto and future legislation implications. We’ve got plenty to dive into, so jump in now using the link below!

1. Quotes of the Month:
   • “Don’t simply retire from something; have something to retire to.” – Harry Emerson Fosdick
   • “People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made.” – Joan Rivers
2. Back to Bonds Part 2:
   • Next up in this bond series, Steve and Gabriel break down the different types of bonds, explain how ratings work, and explore bond funds you should know about.
3. The Crypto Wave:
   • Recently, Congress passed the GENIUS Act, the first major U.S. crypto law, focused on regulating stablecoins.
   • Discover how new crypto bills are shaping increased regulations, even as critics raise concerns about the risks in this evolving financial landscape.

On the podcast today, we're diving into changing home values, the psychology of feeling wealthy, and kicking off a two-part series all about bonds. There’s a lot to unpack, so listen closely and tune in now using the link below!

1. Gabriel's Quick Hits:
   • Find out the top 10 cities where home prices are surging.
   • Think you’re feeling wealthy? Here are the magic numbers behind financial comfort.
2. Getting to Know Steve and Gabriel:
   • Have you ever walked out in the middle of a movie?
   • What's something funny that you do when you're alone?
3. Bond Basics:
   • The Lewits are talking all things bonds, covering how they work, what happens when you buy one, and why they matter to your financial future.

Our 2 Cents is back! In this episode, we’re breaking down key tax provisions inside the “One Big Beautiful Bill Act,” diving into the latest on new tariffs, and answering a special listener question from one of our very own clients. Tune in now using the link below!

1. One Big Beautiful Bill Act (OBBBA):
   • With the Big Beautiful Bill officially passed, the Lewits are here to walk you through what it means for your finances.
2. New Tariffs:
   • Trump unveils a new wave of tariffs. Find out which countries are affected.
3. Listener Question:
   • "What should I be aware of when buying or thinking of buying a second home? — Colin, SGL Client

Our 2 Cents is back with an eye-opening episode diving into retirement readiness and target-date funds. Tune in to test your retirement income knowledge and gain some valuable insights along the way. Listen in now using the link below!

1. Retirement Financial Literacy Quiz:
   • Most Americans struggled to answer these 6 basic retirement planning questions. How do you think you’ll score?
2. Target-Date Funds:
   • Should you invest in a target-date fund? We’re breaking down the pros, cons, and whether it’s the best move for your retirement plan.

What do you get when you combine two great hosts with financial wisdom? Our 2 Cents, of course! Today, we dive into how to spot and avoid unreliable online financial advice — plus, stick around for the ultimate guide to condiment storage. Listen in now using the link below!

1. Quotes of the Month:
   • “Money won’t make you happy…but everyone wants to find that out for themselves.” – Zig Ziglar
   • “Money isn’t everything but it sure keeps you in touch with your children.” – J. Paul Getty
       
2. Burned by Online Financial Advice:
   • Don’t let bad online advice drain your wallet. Always double-check your sources and trust the experts who’ve got your back!
       
3. Ketchup in the Fridge or Pantry?:
   • Great meals start with the right condiments and knowing how to keep them fresh makes all the difference.
       
4. Listener Questions:
   • I’ve heard I should roll my 401(k) into an IRA for more investment options, but my 401(k) has been doing well lately. Why move it? – Kelly
   • I counted up the mutual funds in my IRA, and it appears that I have 33 different funds. Is that adequate diversification? – Richard

It’s everyone’s favorite financial podcast, Our 2 Cents, back with a brand-new episode that’ll get inside your head (in the best way)! We start by unpacking the rising cost of fast food, then dig into the surprising mental habits that influence how we view and manage our savings. Tune in now using the link below!

1. Gabriel's 'Quick Hit':
   • Take a closer look at how fast food has gone from affordable to almost a luxury, with the numbers to back it up.
       
2. The Psychology of Money:
   • How do your early experiences with money still influence the way you handle finances today?
   • Is your confidence with money based on knowledge—or just comfort with your habits?
       
3. Are you Saving Too Much For Retirement?:
   • Saving aggressively is good, but saving too much might limit your ability to enjoy life today.
   • The Lewits share key warning signs and offer insights on how to navigate financial decisions with better balance.

It’s time for a brand-new episode of Our 2 Cents! We’re kicking things off with some penny news and a little feel-good energy to start your day right. Then, we’re diving into the world of private equity coming to your 401(k)s. Listen in now using the link below!

1. Gabriel's 'Quick Hits':
   • What happening with the penny? Will they be gone for good?
   • Discover the countries where your dollar stretches the farthest—perfect spots to consider for your next vacation.
   • Learn how some dogs are traveling... for school!
      
2. Private Equity 401(k) Push:
   • What exactly is private equity, and is it a smart addition to your investment portfolio?
   • With private equity aiming to enter 401(k)s, what are the potential risks and rewards?

Thanks for joining us for a new episode of Our 2 Cents! For today's show, Steve and Gabriel continue their conversation about kids and finances, providing helpful tips for stepping into the financial world. They also share valuable tax prep insights, along with a quick look at the "Big, Beautiful Bill." Tune in now using the link below!

1. Financial Foundations for Recent Grads:
   • Dive into practical tips every recent grad needs to confidently manage money, build credit, and start investing for the future.
      
2. Getting to Know Steve and Gabriel:
   • How many hours do you get to the airport before a flight?
   • How well can you write in cursive?
      
3. Post-Tax Season Tips:
   • Check out these 5 essential tax strategies to optimize your refund and prep ahead for a stronger financial future.
      
4. The "Big, Beautiful Bill":
   • The Lewits unpack the potential effects of proposed new legislature and what this might mean for your finances.

Welcome back to Our 2 Cents! In this episode, Steve and Gabriel pick up where they left off last week—diving deeper into how to financially support your children. From key savings benchmarks and little robots to smart advice from a financial guru, they’ve got you covered. You don't want to miss this. Listen in now using the link below!

1. Savings Benchmarks:
   • Learn how age and salary-based savings benchmarks can be a valuable tool for tracking your retirement progress.
      
2. Gabriel's 'Quick Hits':
   • Where in America can you stretch your retirement dollars the furthest and live your golden years in style?
   • As we move closer to an AI-driven future, Walgreens is going private and letting robots take over your prescriptions.
      
3. Money Guru Financial Advice:
   • Discover 5 powerful tips to jumpstart your kids' journey toward lifelong financial success.

In this episode of Our 2 Cents, the Lewits dive into the power of behavioral economics. They explore why many young adults are still living with their parents, the world’s oldest living person, and why retirees lean on guaranteed income over other assets. Tune in now using the link below!

1. Quotes of the Month:
   • I never did a day’s work in my whole life. It was all fun.” – Thomas Edison
   • “Money can’t buy you happiness, but it does bring you a more pleasant form of misery.” – Spike Milligan
      
2. When Living at Home Becomes the Norm:
   • Many Gen Z and millennials continue to rely on financial support from their parents.
   • Explore the key factors driving this trend, and find out where the highest number of young adults are still living at home.
     
     
3. A Remarkable Age Milestone:
   • Discover how old the world’s oldest living person is and how she's reached such an incredible age.
      
4. Retirees Afraid to Touch Savings:
   • Learn why so many retirees decide to rely mainly on guaranteed income sources instead of dipping into their other assets.

Welcome back to another episode of Our 2 Cents! In this episode, Steve and Gabriel dig into frozen pizza sales, the gold-buying trend, and financial wisdom from Yoda. The Force is strong with this one — don’t miss it! Tune in now using a link below!

1. The Pepperoni (or Your Favorite Flavor) Pizza Index:
   • Everyone loves pizza, but not soaring prices. Discover why a rise in frozen pizza sales could be a subtle sign of economic slowdown.
   • Explore the projected trends for frozen pizza sales in 2025 and what they might reveal about consumer behavior.
      
2. Gold Rush:
   • Gold fever is catching on, but is it a smart move or just shiny hype? The Lewits dig into the reality behind the glitter.
      
3. Yoda-isms:
   • Yoda said it best. His timeless wisdom isn’t just for Jedi, it applies to your wallet too.
   • Learn how classic Yoda quotes become powerful financial lessons.
      
4. REAL ID Mass Hysteria:
   • While fear has many rushing to get a REAL ID before the deadline, we're here to explain how to keep calm and avoid the panic to get you back to travel relaxation

Spring is in the air, and Our 2 Cents is here to help you start it right. In this episode, Steve and Gabriel share their tips for crafting the perfect cup of coffee, followed by the parallels between cleaning out your closet and organizing your money matters. Listen in now using a link below and give your spring a fresh start!

1. The Perfect Coffee Experiment:
   • Scientists uncover how to unlock bold coffee flavor using fewer beans—your perfect cup just got smarter (and more efficient)!
   • Discover what can help transform your coffee into the ultimate indulgence.
       
2. Financial Spring Cleaning:
   • The Lewits turn to professional organizer Marie Kondo to learn how her cleaning advice applies to your financial life.
   • Declutter your expenses and investments with an essential checklist for a more organized and stress free retirement.

On this episode of Our 2 Cents, we strap in for a wild ride through the stock market—exploring the twists and turns of market timing—plus some quick-hit thrills that'll have you thinking bigger than ever. Tune in now using a link below!

1. Stock Market Clarity:
   • How do you navigate the ups and downs of today’s uncertain market?
   • The Lewits provide insightful advice for riding out market volatility and highlight the silver linings that can present better opportunities.
       
2. Gabriel's 'Quick Hits':
   • Explore the stunning features of the Burj Khalifa Penthouse for sale, which might just make its sky-high price tag worthwhile.
   • Universal Orlando Resort is unveiling a brand-new theme park, taking its immersive worlds to the next level—are you planning to make a stop on your next vacation?

We're focusing on what tariffs, Social Security changes, and market volatility mean for your retirement plan on today's new episode of Our 2 Cents. Listen to Steve and Gabriel's discussion now using a link below!

1. Tariffs & Turbulence—Market Reactions and Smart Moves:
   • We breakdown the market’s drop following the announcement of new global tariffs.
   • A caution against emotional, short-term decisions like panic-selling.
   • And a reminder to revisit your long-term financial plans instead of reacting to headlines.
      
2. Social Security Shake-Up:
   • Updates and key dates you should know from the Social Security Administration.
   • How confusing changes are creating frustration for Americans and opportunity for scammers.
      
3. Is the Timing Still Right for a 2025 Retirement?:
   • A look at whether it’s still a good year to retire amid current market volatility.
   • Planning over timing—why a well-built financial strategy matters more than market ups and downs.

Welcome back to Our 2 Cents with Steve and Gabriel Lewit! On today's show, the hosts explore key insights from 1099 forms and share powerful habits to boost your happiness. Listen in now using a link below!

1. Gabriel's 'Quick Hit':
   • Discover the key takeaways from the Fed's rate hold, recession predictions, and GDP analysis.
       
2. What You Can Learn from 1099 Forms:
   • Uncover how 1099s, though often seen as routine, can reveal crucial insights into your portfolio and tax efficiency.
           
3. Happy Habits:
   • Uncover the 10 habits of those who lead a truly happy and fulfilled life.

We're excited to bring you another episode of Our 2 Cents! Today, the Lewits break down the latest stock market updates and uncover the surprising connections between March Madness and the world of finance. Listen in now using a link below!

1. Stock Market Updates:
   • Explore the current market conditions and the impact of new tariffs, understanding that fluctuations are inevitable and to avoid impulsive investment decisions.
       
2. Gabriel's 'Quick Hit':
   • Learn about the newly created woolly mice and explore whether de-extinction is a breakthrough or a cause for concern.
           
3. March Madness Money Lessons:
   • Uncover the parallels between NCAA tournament and stock picking, along with the valuable investment lessons they offer.