The Side Hustle and Business Show with Eric Lindsey

🏘️ FINANCIAL PLANNERS WHO UNDERSTAND REAL ESTATE ARE GAME CHANGERS πŸ’‘ w/ ALAN FRANKS πŸ“ˆπŸ¦

β€’ Eric Lindsey β€’ Season 1 β€’ Episode 144

Got a full-time job or business? Still want to build wealth through real estate? This episode is for you. πŸš€
Alan Franks is a financial planner who didn’t quit his job β€” he used it as a launchpad.
While raising a family and managing clients, he quietly stacked properties and built passive income one deal at a time. πŸ’ΌπŸ˜οΈπŸ’΅


πŸ› οΈ HOW HE GOT STARTED


πŸ“ Alan began investing in his early 20s while working full-time in finance.


πŸ’° He tapped into $10K from a life insurance policy to buy his first rental.


🏑 He then pulled a HELOC (Home Equity Line of Credit) to snag his next property.


πŸ’Έ That rental paid off the HELOC, and he repeated the process.


πŸ“ˆ Over time, he scaled into duplexes and eventually joined a 130-unit apartment syndication deal.


πŸ“Š STOCKS VS. REAL ESTATE β€” WHAT HE TELLS CLIENTS


πŸ” β€œIt’s not either/or β€” it’s both.”


βœ… Stocks = liquidity + long-term growth πŸ’Ή


βœ… Real Estate = control, leverage, and incredible tax benefits πŸ˜οΈπŸ’°


πŸ’‘ β€œMost people don’t realize how powerful real estate is for tax strategy, especially for W-2 earners.”


πŸ“‰ He helps clients borrow against stock portfolios to invest in cash-flowing rentals, so each dollar works twice. πŸ§ πŸ’΅


🧱 HOW HE INVESTS TODAY


πŸ“¦ Alan eventually stepped back from hands-on management to focus on his 3 kids and his financial planning firm.


🏒 He now invests passively in apartment syndications.


πŸ’Έ He earns quarterly distributions, gains appreciation, and gets solid tax write-offs β€” all without chasing tenants or fixing toilets.


πŸ’Ό Plus, he uses his HELOC to do private lending:


➑️ Borrow @ 7%
➑️ Lend @ 17%
➑️ Keep the spread πŸ“ˆπŸ§Ύ


πŸ’₯ TIPS FOR INVESTORS WITH FULL-TIME JOBS OR BUSINESSES


πŸ”‘ Leverage what you already have: life insurance, HELOC, stock portfolio


πŸ”‘ Go passive or partner to protect your time and energy


πŸ”‘ Learn to use cost segregation & depreciation to reduce taxes 🧾


πŸ”‘ Don’t just diversify your assets β€” diversify your tax exposure πŸ’‘


πŸ”‘ Play the long game: freedom, options, and steady growth πŸš€


Website: https://ericlindseyml.com/
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