Problem Solved! For Co-ops and Condos

Why Your Building Could Lose Insurance Coverage Tomorrow

Habitat Magazine Season 3 Episode 8

Your building's insurance renewal just became a high-stakes game, and many boards don't even know they're playing. In this episode, risk control specialist Brice Reynolds of Mackoul Risk Solutions reveals how insurance companies are now aggressively using "loss recs" to cancel policies within 30 days, leaving buildings scrambling for coverage. You'll discover what these are, why simple sidewalk cracks and damaged curbs have become threats to your building's insurability and why old strategies for getting insurance no longer work. Reynolds shares real case studies, including how one Manhattan co-op nearly lost coverage due to administrative delays, and explains the specific timeline pressures boards face. This isn't theoretical — it's happening to buildings across New York City right now, and your board needs to know what to do to protect your community's future. Habitat's Carol Ott conducts the interview. 

Thanks for listening. Subscribe to this podcast for more stories on how New York co-ops and condos have solved a myriad of problems. Brought to you by Habitat Magazine, the "bible" that hundreds of board directors turn to every day!