Raising Private Money with Jay Conner
Are you a real estate investor who’s tired of missing out on deals because you don’t have the money to fund them? Maybe you’re just starting in real estate, overwhelmed by all the conflicting advice, and wondering how to break through.
Or you’ve done a few deals, but your business feels more like a hobby than a reliable source of income. If you’re struggling to take your real estate business to the next level, this show is for you.
Welcome to The Private Money Show with Jay Conner, where we cut through the noise to give you the truth about real estate investing—and the tools you need to succeed. Most investors lose out on 87% of real estate deals simply because they don’t have access to the money to fund them. But what if you could change that? What if you could fund every deal you wanted, eliminate your competition, and grow your business faster than you ever thought possible?
Each week, Jay Conner—the Private Money Authority—shares exactly how to raise private money to fund your deals, close more opportunities, and build a thriving, consistent real estate business. Jay has been in the trenches of real estate investing full-time since 2003, and he’s still doing it every day. He knows what works, what doesn’t, and how to help you stop chasing bad advice from so-called “gurus” who haven’t done a deal in years.
In every episode, you’ll learn:
- How to find and raise private money to fund your real estate deals on YOUR terms (no banks, no hard money lenders).
- Strategies for creating consistent deal flow and turning your investing business into a reliable source of income.
- How to structure deals with private lenders and create win-win relationships that benefit everyone involved.
- Real-world, step-by-step advice from investors who’ve been where you are and completely changed their game using private money.
This isn’t theory or fluff. It’s the real deal. Jay and his guests break down real-world deals, showing you the numbers, the challenges, and the solutions, so you can see how to apply these lessons to your own business. Whether you’re brand new to real estate, struggling to find consistency, or a seasoned investor looking to scale, this show is your blueprint for success.
Why Listen to This Show?
Because it’s not just about making money—it’s about building something bigger than yourself. Jay believes real estate is a tool not only to create wealth but also to make an impact. This show is for real estate investors who want to leave a legacy, help others, and give back to their communities. It’s for people who know that success isn’t just about the bottom line—it’s about what you do with it.
If you’re ready to stop spinning your wheels, stop missing out on deals, and start building a business that gives you freedom and fulfillment, you’ve found your tribe. Imagine what your life could look like with unlimited access to private money. Imagine the deals you could close, the income you could create, and the impact you could make—not just for yourself, but for others.
This is your moment. This is the Private Money Show.
Tune in now, and let’s get started.
Raising Private Money with Jay Conner
The Power of Creative Deal Structures in Real Estate: Mark Monroe’s Insights
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In today’s dynamic and unpredictable real estate market, savvy investors are turning away from traditional funding methods. High interest rates, tighter lending criteria, and fierce competition mean that relying solely on banks or conventional loans can leave promising deals out of reach. For those ready to think differently, creative financing offers a pathway not just to survive, but to thrive. This was the key theme explored in a recent episode of the Raising Private Money podcast, where Jay Conner sat down with veteran investor Mark Monroe, a man who’s structured more than $500 million in deals over a storied 30-year career.
An Unconventional Beginning
Mark Monroe’s story is one for the ages, beginning with a no-money-down mobile home deal he did at nineteen. As he recounts, he took lessons from a simple “We buy houses” sign campaign in his tiny Vermont hometown—a campaign that featured more hard knocks than immediate wins. But out of that rough start—complete with makeshift signs, municipal warnings, and creative negotiation—came a realization: the greatest opportunities in real estate aren’t in the properties themselves, but in how you structure the deals around them. His early experience with seller financing was a launching pad into a career built on turning challenges into opportunities.
The Power of Seller Financing
Why does seller financing stand out as such a potent tool? For Monroe, the answer is flexibility. Traditional banks are bound by rigid guidelines—if a borrower doesn’t fit the box, the deal is dead. Creative financing, and especially seller financing, allows investors and sellers to negotiate terms tailored to their unique circumstances. This becomes vital when dealing with self-employed buyers with complex finances, sellers with specific needs, or properties overlooked by standard lenders. It’s not just about avoiding red tape, but about crafting true win-win solutions.
And it doesn’t stop at getting into deals. Monroe highlights the often-overlooked world of secondary markets, where savvy investors can sell off mortgage notes to private individuals—think doctors or other professionals seeking solid, passive returns for retirement funds. This layering of strategies exemplifies the broader opportunities offered when you step outside the box.
The Art of Listening and Building Rapport
For many investors, the hurdle isn’t understanding creative concepts—it’s believing sellers would ever agree to them. Monroe dispels this myth by emphasizing the importance of rapport. “Think of it like a first date,” he advises. It’s all about trust. The willingness of a seller to finance a deal hinges not on scripts or tactics, but on a genuine connection and a sincere desire to solve the seller’s unique problem. Sometimes, that means inventing a way to cover a seller’s camper payments, as Monroe did in one particularly creative transaction. The lesson: listen deeply, understand motivations, and build solutions around people, not just properties.
Shifting Mindsets on Capital
One of the big stumbling blocks new investors face is the belief that you must have capital or excellent credit to play in the real estate big leagues. Monroe crushes that limiting belief, sharing how knowledge, creativity, and relationship-building matter far more. Many successful investors start with little more than a willingness to fail forward, learn, and hustle. Your “credit” is your character and your ability to keep your word—especially when raising and managing Private Money.
Jay Conner echoes this, stressing that Private Money is not about pitching deals, but about presenting opportunities for partners to earn attractive returns. It’s relationship-driven, people-centric, and built on mutual trust.
The Foundation: Mindset and Resilience
Underlying all great investor stories is a powerful mindset. Mark Monroe’s journey, which includes beating cancer, is a testament to resilience and a refusal to let setbacks define your destiny. The real secret isn’t in any one creative financing trick, but in the willingness to adapt, to push past failures, and to keep surrounding yourself with positive, growth-oriented people.
Final Thoughts
In a world where many are on the sidelines, paralyzed by fear of what they don’t have, the true winners focus on what they can create with the knowledge and connections they build. Whether you’re a newcomer or a seasoned investor, the message from the Raising Private Money podcast is clear: creative financing isn’t just a strategy—it’s the future of real estate investing.
If you want to break through your own barriers, start by learning to see opportunity where others see obstacles. Listen to the needs, master the art of structuring deals, and above all, adopt the resilient mindset modeled by Mark Monroe. With these tools, wealth in real estate moves from being a distant dream to an everyday reality.
10 Discussion Questions from this Episode
- What key lessons did Mark Monroe learn from his very first real estate deal, and how did those lessons influence his later investing strategies?
- Why does Mark Monroe believe seller financing is such a powerful tool for real estate investors, especially in today’s lending environment?
- What misconceptions do many real estate investors have about convincing property sellers to carry financing, and how can investors overcome these misunderstandings?
- How does building genuine relationships and trust with sellers contribute to successfully structuring creative financing deals?
- In what ways can creative deal structures, such as subject-to and lease options, allow investors to close deals that others might walk away from?
- What mindset shift does Mark suggest is necessary when raising Private Money, and how does presenting it as an opportunity change the dynamic with potential lenders?
- How important is it to take care of Private Money lenders, even if a deal goes sideways, and what impact can this have on an investor’s reputation?
- Why do so many investors falsely believe they need significant capital or perfect credit to get started in real estate, and how did Mark’s personal story challenge that belief?
- What role do resilience and maintaining a positive mindset play in building a successful real estate business, according to Mark Monroe’s experiences as a cancer survivor?
- Reflecting on the conversation, what practical steps can a new investor take to start thinking more creatively about structuring deals instead of just focusing on how to fund them?
Fun facts that were revealed in the episode:
- Mark Monroe’s First Deal Was in High School with Creative Financing
Mark Monroe started his real estate journey at just 19 years old with no money, armed only with a Carlton Sheets course and homemade signs. He bought his first property—a mobile home—using creative financing and sold it with owner financing, all before truly understanding what he was doing. - Solving Seller’s Problem Unlocks Unique Deal Structures
A memorable example shared was when a seller wanted $30,000 down to buy a camper. Instead of offering the full amount, the deal was structured so the seller took out a loan, and the buyer (Mark) made the camper payments directly, allowing a win-win scenario and a very low cash outlay. - Building Relationships Is the Secret Ingredient to Raising Private Money
The episode emphasized that attracting Private Money isn’t about begging for funds, but about providing opportunities and building real relationships. Many investors make the mistake of thinking they’re asking for a favor, but in fact, they are giving lenders a chance to grow their wealth—sometimes leading to more offers for funds than deals available.
Timestamps:
00:00 Creative real estate strategies with Mark
05:39 First real estate deal experience
08:18 Real estate financing strategies
10:21 Building trust with sellers
15:57 Dad's wisdom and negotiation advice
17:01 Raising private investment funds
22:21 Taking care of investors first
23:39 Prioritizing client relationships
29:16 Planting Positive Seeds in Life
30:44 Connect with Mark Monroe
32:21 Sharing the podcast for investors
33:54 Free guide for real estate investing
Connect With Jay Conner:
Private Money Academy Conference:
https://www.ThePrivateMoneyConference.com
Free Report:
https://www.jayconner.com/MoneyReport
Join the Private Money Academy:
https://www.JayConner.com/trial/
Have you read Jay’s new book, Where to Get the Money