What Does an Insurance Adjuster Do? - Keetick Sanchez

From K L Sanchez Law Office, P.C. - What Does an Insurance Adjuster Do? dives deep into the vital but often misunderstood role insurance adjusters play in the claims process, particularly in New York’s highly regulated environment. This episode explores the comprehensive responsibilities of adjusters and how they influence both the outcome and efficiency of claims from car accidents in Queens to large-scale disaster responses.

We begin by breaking down the different types of insurance adjusters—staff adjusters, independent adjusters, and public adjusters—and how each functions within the insurance ecosystem. You’ll learn how staff adjusters serve directly under insurance companies, while independent adjusters are contracted during claim surges, and public adjusters represent the interests of policyholders. We highlight how these roles are especially significant in New York, where complex no-fault insurance laws demand acute attention to regulatory details.

Next, we walk listeners through the critical steps an adjuster takes after an accident: investigating claims, gathering evidence, interpreting policy terms, and negotiating settlements. We delve into why claims often take time to resolve, touching on factors such as missing documents, legal consultations, and the scope of financial risk. In particular, we underscore the importance of understanding that insurance adjusters work for the insurance company and why being cautious in your interactions with them can protect your right to fair compensation.

Finally, we emphasize the importance of legal representation when dealing with insurance adjusters, especially if the claim involves serious injury or complex liability issues. The podcast concludes with a call to action: if you’re facing a difficult insurance process or feel your claim is undervalued, don’t go it alone. Contact K L Sanchez Law Office to schedule a consultation and ensure your rights are fully upheld throughout your claim journey.

K L Sanchez Law Office, P.C.

3763 83rd St #1m, Jackson Heights, NY 11372, United States

(646) 701-7990

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