How Uninsured and Underinsured Motorist Claims Work in Connecticut - Dan Petroskey

From DeFronzo & Petroskey P.C. – How Uninsured and Underinsured Motorist Claims Work in Connecticut takes a deep dive into the essential protections every driver in the state needs to understand. This episode explores how uninsured and underinsured motorist (UM/UIM) coverage works, what Connecticut law requires, and how injured motorists can access compensation when the at-fault driver has little or no insurance. Whether you’re navigating a claim after a crash or simply trying to understand your rights under state law, this episode offers critical insights for protecting yourself on the road.

We break down Connecticut’s mandatory UM/UIM coverage requirements, explain what happens in cases involving hit-and-run drivers, and discuss why minimum coverage limits might not be enough in serious accidents. You’ll learn about the differences between uninsured and underinsured claims, how conversion coverage can increase your total compensation, and the role these policies play when an at-fault driver is unable to pay damages—particularly in high-risk areas like Waterbury, Derby, and Cheshire.

You’ll also hear how Waterbury car accident lawyer Dan Petroskey, a seasoned personal injury attorney and managing partner at DeFronzo & Petroskey P.C., has helped thousands of clients recover after devastating motor vehicle accidents. With over two decades of experience, Dan shares how he navigates complex coverage disputes, insurance company denials, and arbitration proceedings to protect clients’ rights and financial futures throughout New Haven County.

Finally, we outline critical deadlines for filing UM/UIM claims in Connecticut, common challenges claimants face—like comparative negligence, causation disputes, and anti-stacking laws—and why securing adequate coverage before an accident occurs is your best line of defense. Tune in to get the knowledge and tools needed to make informed decisions about your auto insurance, your legal options, and your path forward after a serious crash.

DeFronzo & Petroskey, P.C.

255 Bank St # 2b, Waterbury, CT 06702, United States

(203) 756-7408

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